Hfc Mortgage Lending & HMDA Data, 2003
In 2003, Hfc of Elmhurst, IL reported 397,555 mortgage applications totaling $48.7 billion. The average application was for $122,622, and applicants reported an average income of $52,312. 10% of its applications resulted in an originated loan and 42% were denied. Its largest markets were Los Angeles-Long Beach, CA (15,631), Riverside-San Bernardino, CA (9,659) and Philadelphia, PA-NJ (9,466) (applications in parentheses).
| Mortgage Company & Address | Hfc 140 Industrial Drive Elmhurst, IL 60126 |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 397,555 |
| Total Mortgage Loan Application Amount | $48,749,306,000 |
| Average Mortgage Loan Application Amount | $122,622 |
| Highest Mortgage Loan Application Amount | $7,879,000 |
| Average Applicant Income | $52,312 |
| Highest Applicant Income | $8,832,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hfc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach, CA | 15,631 | $ 2,875,424,000 | $ 183,956 | $ 61,000 |
| Riverside-San Bernardino, CA | 9,659 | $ 1,362,486,000 | $ 141,058 | $ 56,000 |
| Philadelphia, PA-NJ | 9,466 | $ 1,199,109,000 | $ 126,675 | $ 56,000 |
| Detroit, MI | 8,621 | $ 1,032,990,000 | $ 119,822 | $ 52,000 |
| Phoenix-Mesa, AZ | 7,757 | $ 978,188,000 | $ 126,103 | $ 49,000 |
| Chicago, IL | 7,443 | $ 1,027,643,000 | $ 138,068 | $ 55,000 |
| Atlanta, GA | 7,153 | $ 859,442,000 | $ 120,151 | $ 53,000 |
| Baltimore, MD | 6,933 | $ 905,428,000 | $ 130,596 | $ 64,000 |
| Cleveland-Lorain-Elyria, OH | 6,613 | $ 770,330,000 | $ 116,487 | $ 43,000 |
| New York, NY | 6,080 | $ 1,016,472,000 | $ 167,182 | $ 79,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 6,038 | $ 683,416,000 | $ 113,185 | $ 48,000 |
| Tampa-St. Petersburg-Clearwater, FL | 5,752 | $ 607,805,000 | $ 105,668 | $ 44,000 |
| Pittsburgh, PA | 5,056 | $ 503,219,000 | $ 99,529 | $ 43,000 |
| St. Louis, MO-IL | 4,989 | $ 534,405,000 | $ 107,116 | $ 47,000 |
| Miami, FL | 4,742 | $ 574,860,000 | $ 121,227 | $ 52,000 |
| San Diego, CA | 4,517 | $ 938,982,000 | $ 207,877 | $ 62,000 |
| Las Vegas, NV-AZ | 4,512 | $ 597,189,000 | $ 132,355 | $ 47,000 |
| Seattle-Bellevue-Everett, WA | 4,021 | $ 718,050,000 | $ 178,574 | $ 54,000 |
| Kansas City, MO-KS | 3,912 | $ 416,096,000 | $ 106,364 | $ 47,000 |
| Columbus, OH | 3,778 | $ 403,322,000 | $ 106,755 | $ 51,000 |
| Fort Lauderdale, FL | 3,433 | $ 435,071,000 | $ 126,732 | $ 48,000 |
| Houston, TX | 3,323 | $ 258,626,000 | $ 77,829 | $ 50,000 |
| Boston, MA-NH | 3,289 | $ 642,378,000 | $ 195,311 | $ 70,000 |
| Orlando, FL | 3,282 | $ 399,246,000 | $ 121,647 | $ 52,000 |
| Orange County, CA | 3,209 | $ 669,819,000 | $ 208,731 | $ 74,000 |
| Sacramento, CA | 3,085 | $ 495,867,000 | $ 160,734 | $ 60,000 |
| Rochester, NY | 2,974 | $ 273,473,000 | $ 91,954 | $ 48,000 |
| Richmond-Petersburg, VA | 2,935 | $ 340,887,000 | $ 116,145 | $ 44,000 |
| Denver, CO | 2,927 | $ 517,273,000 | $ 176,724 | $ 51,000 |
| Nassau-Suffolk, NY | 2,846 | $ 458,883,000 | $ 161,237 | $ 75,000 |
| Cincinnati, OH-KY-IN | 2,830 | $ 319,870,000 | $ 113,028 | $ 48,000 |
| Dayton-Springfield, OH | 2,748 | $ 250,341,000 | $ 91,099 | $ 44,000 |
| Portland-Vancouver, OR-WA | 2,579 | $ 414,732,000 | $ 160,811 | $ 54,000 |
| Oakland, CA | 2,528 | $ 549,269,000 | $ 217,274 | $ 68,000 |
| Jacksonville, FL | 2,416 | $ 249,750,000 | $ 103,373 | $ 48,000 |
| Tucson, AZ | 2,393 | $ 250,377,000 | $ 104,628 | $ 54,000 |
| Buffalo-Niagara Falls, NY | 2,376 | $ 195,181,000 | $ 82,146 | $ 46,000 |
| Minneapolis-St. Paul, MN-WI | 2,329 | $ 339,538,000 | $ 145,787 | $ 55,000 |
| Dallas, TX | 2,292 | $ 202,901,000 | $ 88,525 | $ 65,000 |
| Bakersfield, CA | 2,269 | $ 222,715,000 | $ 98,155 | $ 64,000 |
| Nashville, TN | 2,215 | $ 244,293,000 | $ 110,290 | $ 44,000 |
| Indianapolis, IN | 2,204 | $ 214,406,000 | $ 97,280 | $ 45,000 |
| West Palm Beach-Boca Raton, FL | 2,185 | $ 263,379,000 | $ 120,539 | $ 52,000 |
| Memphis, TN-AR-MS | 2,131 | $ 208,970,000 | $ 98,061 | $ 43,000 |
| Tacoma, WA | 2,105 | $ 284,081,000 | $ 134,955 | $ 50,000 |
| Grand Rapids-Muskegon-Holland, MI | 2,061 | $ 223,474,000 | $ 108,429 | $ 47,000 |
| Newark, NJ | 2,053 | $ 312,959,000 | $ 152,439 | $ 69,000 |
| Birmingham, AL | 2,040 | $ 197,451,000 | $ 96,789 | $ 45,000 |
| Raleigh-Durham-Chapel Hill, NC | 2,020 | $ 219,136,000 | $ 108,483 | $ 47,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1,998 | $ 196,974,000 | $ 98,585 | $ 52,000 |
| Toledo, OH | 1,968 | $ 202,329,000 | $ 102,809 | $ 40,000 |
| Kalamazoo-Battle Creek, MI | 1,951 | $ 194,806,000 | $ 99,849 | $ 47,000 |
| Albuquerque, NM | 1,942 | $ 234,164,000 | $ 120,578 | $ 52,000 |
| Allentown-Bethlehem-Easton, PA | 1,897 | $ 219,314,000 | $ 115,610 | $ 46,000 |
| Flint, MI | 1,883 | $ 175,836,000 | $ 93,380 | $ 47,000 |
| Salt Lake City-Ogden, UT | 1,872 | $ 240,879,000 | $ 128,674 | $ 42,000 |
| Hartford, CT | 1,826 | $ 218,924,000 | $ 119,892 | $ 62,000 |
| Wilmington-Newark, DE-MD | 1,754 | $ 226,447,000 | $ 129,103 | $ 44,000 |
| Syracuse, NY | 1,753 | $ 131,281,000 | $ 74,889 | $ 53,000 |
| Melbourne-Titusville-Palm Bay, FL | 1,752 | $ 179,944,000 | $ 102,707 | $ 45,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 1,721 | $ 189,608,000 | $ 110,173 | $ 50,000 |
| Oklahoma City, OK | 1,660 | $ 137,894,000 | $ 83,068 | $ 45,000 |
| Milwaukee-Waukesha, WI | 1,658 | $ 198,402,000 | $ 119,663 | $ 61,000 |
| Greenville-Spartanburg-Anderson, SC | 1,652 | $ 166,059,000 | $ 100,519 | $ 41,000 |
| Louisville, KY-IN | 1,619 | $ 177,462,000 | $ 109,612 | $ 41,000 |
| Albany-Schenectady-Troy, NY | 1,612 | $ 152,979,000 | $ 94,900 | $ 50,000 |
| Fresno, CA | 1,583 | $ 186,119,000 | $ 117,573 | $ 46,000 |
| Greensboro--Winston-Salem--High Point, NC | 1,563 | $ 164,743,000 | $ 105,401 | $ 39,000 |
| Providence-Fall River-Warwick, RI-MA | 1,519 | $ 209,057,000 | $ 137,628 | $ 54,000 |
| San Antonio, TX | 1,483 | $ 86,615,000 | $ 58,405 | $ 45,000 |
| Harrisburg-Lebanon-Carlisle, PA | 1,406 | $ 151,932,000 | $ 108,059 | $ 47,000 |
| Bergen-Passaic, NJ | 1,388 | $ 276,358,000 | $ 199,105 | $ 86,000 |
| Knoxville, TN | 1,376 | $ 148,486,000 | $ 107,911 | $ 41,000 |
| Akron, OH | 1,345 | $ 148,041,000 | $ 110,067 | $ 48,000 |
| Fort Worth-Arlington, TX | 1,221 | $ 98,736,000 | $ 80,864 | $ 49,000 |
| Lancaster, PA | 1,211 | $ 144,191,000 | $ 119,067 | $ 48,000 |
| Monmouth-Ocean, NJ | 1,154 | $ 164,352,000 | $ 142,419 | $ 71,000 |
| Youngstown-Warren, OH | 1,101 | $ 93,960,000 | $ 85,340 | $ 39,000 |
| Ventura, CA | 1,098 | $ 233,971,000 | $ 213,088 | $ 65,000 |
| Hamilton-Middletown, OH | 1,090 | $ 127,604,000 | $ 117,067 | $ 47,000 |
| York, PA | 1,080 | $ 122,366,000 | $ 113,301 | $ 48,000 |
| Omaha, NE-IA | 1,043 | $ 112,856,000 | $ 108,203 | $ 45,000 |
| Vallejo-Fairfield-Napa, CA | 1,029 | $ 217,953,000 | $ 211,810 | $ 65,000 |
| Mobile, AL | 1,019 | $ 86,721,000 | $ 85,104 | $ 43,000 |
| Columbia, SC | 1,016 | $ 96,133,000 | $ 94,619 | $ 40,000 |
| Charleston-North Charleston, SC | 1,005 | $ 103,979,000 | $ 103,461 | $ 39,000 |
| San Jose, CA | 983 | $ 256,211,000 | $ 260,641 | $ 76,000 |
| Tulsa, OK | 979 | $ 87,466,000 | $ 89,342 | $ 47,000 |
| Sarasota-Bradenton, FL | 972 | $ 108,353,000 | $ 111,474 | $ 45,000 |
| Huntsville, AL | 971 | $ 84,182,000 | $ 86,696 | $ 57,000 |
| Daytona Beach, FL | 911 | $ 91,384,000 | $ 100,311 | $ 44,000 |
| Newburgh, NY-PA | 904 | $ 117,449,000 | $ 129,921 | $ 61,000 |
| Chattanooga, TN-GA | 903 | $ 87,491,000 | $ 96,889 | $ 33,000 |
| Lakeland-Winter Haven, FL | 896 | $ 76,833,000 | $ 85,751 | $ 44,000 |
| Middlesex-Somerset-Hunterdon, NJ | 883 | $ 143,506,000 | $ 162,520 | $ 72,000 |
| Jamestown, NY | 872 | $ 58,112,000 | $ 66,642 | $ 50,000 |
| Stockton-Lodi, CA | 871 | $ 139,371,000 | $ 160,012 | $ 61,000 |
| Lansing-East Lansing, MI | 868 | $ 91,702,000 | $ 105,647 | $ 43,000 |
| Utica-Rome, NY | 834 | $ 57,581,000 | $ 69,041 | $ 45,000 |
| Reno, NV | 832 | $ 115,406,000 | $ 138,709 | $ 57,000 |
| Boise City, ID | 817 | $ 86,412,000 | $ 105,767 | $ 40,000 |
| Fort Myers-Cape Coral, FL | 802 | $ 93,566,000 | $ 116,665 | $ 43,000 |
| Reading, PA | 791 | $ 78,354,000 | $ 99,056 | $ 46,000 |
| Ann Arbor, MI | 785 | $ 103,309,000 | $ 131,603 | $ 68,000 |
| Roanoke, VA | 770 | $ 81,036,000 | $ 105,241 | $ 35,000 |
| San Francisco, CA | 769 | $ 184,691,000 | $ 240,170 | $ 87,000 |
| Saginaw-Bay City-Midland, MI | 764 | $ 61,376,000 | $ 80,335 | $ 39,000 |
| Colorado Springs, CO | 763 | $ 101,464,000 | $ 132,980 | $ 45,000 |
| Springfield, MA | 756 | $ 80,858,000 | $ 106,955 | $ 51,000 |
| Worcester, MA-CT | 749 | $ 110,891,000 | $ 148,052 | $ 59,000 |
| Pensacola, FL | 743 | $ 68,039,000 | $ 91,573 | $ 41,000 |
| Lexington, KY | 742 | $ 73,533,000 | $ 99,101 | $ 38,000 |
| Baton Rouge, LA | 732 | $ 65,935,000 | $ 90,075 | $ 40,000 |
| Austin-San Marcos, TX | 718 | $ 67,230,000 | $ 93,635 | $ 57,000 |
| Canton-Massillon, OH | 704 | $ 70,584,000 | $ 100,261 | $ 40,000 |
| Gary, IN | 702 | $ 54,680,000 | $ 77,891 | $ 40,000 |
| Jackson, MI | 676 | $ 69,327,000 | $ 102,554 | $ 39,000 |
| Bridgeport, CT | 663 | $ 67,542,000 | $ 101,873 | $ 69,000 |
| Fort Pierce-Port St. Lucie, FL | 644 | $ 68,438,000 | $ 106,270 | $ 49,000 |
| Peoria-Pekin, IL | 642 | $ 57,811,000 | $ 90,048 | $ 48,000 |
| Dover, DE | 634 | $ 68,782,000 | $ 108,488 | $ 50,000 |
| Tallahassee, FL | 632 | $ 55,455,000 | $ 87,745 | $ 44,000 |
| Atlantic-Cape May, NJ | 618 | $ 69,743,000 | $ 112,852 | $ 51,000 |
| Bremerton, WA | 618 | $ 80,292,000 | $ 129,922 | $ 55,000 |
| Montgomery, AL | 602 | $ 46,770,000 | $ 77,691 | $ 44,000 |
| Johnson City-Kingsport-Bristol, TN-VA | 601 | $ 52,778,000 | $ 87,816 | $ 37,000 |
| Macon, GA | 600 | $ 56,214,000 | $ 93,690 | $ 48,000 |
| Yakima, WA | 581 | $ 58,390,000 | $ 100,499 | $ 46,000 |
| Trenton, NJ | 574 | $ 72,062,000 | $ 125,543 | $ 63,000 |
| Provo-Orem, UT | 567 | $ 85,666,000 | $ 151,086 | $ 51,000 |
| New Haven-Meriden, CT | 554 | $ 63,081,000 | $ 113,864 | $ 69,000 |
| Richland-Kennewick-Pasco, WA | 553 | $ 63,103,000 | $ 114,110 | $ 59,000 |
| Dutchess County, NY | 544 | $ 76,255,000 | $ 140,174 | $ 60,000 |
| Springfield, MO | 540 | $ 52,074,000 | $ 96,433 | $ 42,000 |
| New Bedford, MA | 538 | $ 84,469,000 | $ 157,005 | $ 62,000 |
| Des Moines, IA | 536 | $ 50,599,000 | $ 94,401 | $ 53,000 |
| Altoona, PA | 523 | $ 41,780,000 | $ 79,885 | $ 38,000 |
| Topeka, KS | 504 | $ 41,901,000 | $ 83,136 | $ 41,000 |
| New Orleans, LA | 486 | $ 44,226,000 | $ 91,000 | $ 46,000 |
| Benton Harbor, MI | 482 | $ 46,775,000 | $ 97,043 | $ 45,000 |
| Brockton, MA | 482 | $ 80,256,000 | $ 166,506 | $ 68,000 |
| Dothan, AL | 475 | $ 35,491,000 | $ 74,717 | $ 42,000 |
| Modesto, CA | 474 | $ 71,580,000 | $ 151,012 | $ 57,000 |
| Eugene-Springfield, OR | 464 | $ 61,440,000 | $ 132,413 | $ 49,000 |
| Naples, FL | 463 | $ 77,311,000 | $ 166,978 | $ 52,000 |
| Visalia-Tulare-Porterville, CA | 463 | $ 47,234,000 | $ 102,017 | $ 47,000 |
| Salem, OR | 457 | $ 61,623,000 | $ 134,842 | $ 42,000 |
| Shreveport-Bossier City, LA | 457 | $ 35,272,000 | $ 77,181 | $ 55,000 |
| Nashua, NH | 450 | $ 72,249,000 | $ 160,553 | $ 61,000 |
| Lincoln, NE | 447 | $ 48,547,000 | $ 108,606 | $ 47,000 |
| New London-Norwich, CT-RI | 437 | $ 54,476,000 | $ 124,659 | $ 49,000 |
| Spokane, WA | 436 | $ 40,179,000 | $ 92,153 | $ 51,000 |
| Merced, CA | 434 | $ 56,574,000 | $ 130,354 | $ 50,000 |
| Lowell, MA-NH | 429 | $ 82,008,000 | $ 191,160 | $ 51,000 |
| Pocatello, ID | 421 | $ 41,406,000 | $ 98,351 | $ 52,000 |
| Glens Falls, NY | 420 | $ 32,473,000 | $ 77,316 | $ 50,000 |
| Goldsboro, NC | 396 | $ 24,477,000 | $ 61,810 | $ 35,000 |
| Greeley, CO | 394 | $ 60,799,000 | $ 154,312 | $ 51,000 |
| Gainesville, FL | 389 | $ 35,061,000 | $ 90,131 | $ 47,000 |
| Manchester, NH | 380 | $ 58,331,000 | $ 153,502 | $ 75,000 |
| Salinas, CA | 373 | $ 81,110,000 | $ 217,453 | $ 65,000 |
| South Bend, IN | 372 | $ 30,799,000 | $ 82,793 | $ 38,000 |
| Lawrence, MA-NH | 357 | $ 66,727,000 | $ 186,910 | $ 62,000 |
| Waterbury, CT | 357 | $ 43,319,000 | $ 121,341 | $ 48,000 |
| Madison, WI | 337 | $ 48,771,000 | $ 144,721 | $ 49,000 |
| Johnstown, PA | 333 | $ 22,778,000 | $ 68,402 | $ 32,000 |
| Olympia, WA | 330 | $ 44,987,000 | $ 136,324 | $ 53,000 |
| Charlottesville, VA | 329 | $ 43,289,000 | $ 131,577 | $ 52,000 |
| Greenville, NC | 329 | $ 24,343,000 | $ 73,990 | $ 40,000 |
| Decatur, AL | 325 | $ 26,078,000 | $ 80,240 | $ 47,000 |
| Fort Collins-Loveland, CO | 317 | $ 54,766,000 | $ 172,763 | $ 53,000 |
| Portsmouth-Rochester, NH-ME | 316 | $ 45,891,000 | $ 145,224 | $ 65,000 |
| Medford-Ashland, OR | 312 | $ 40,360,000 | $ 129,358 | $ 102,000 |
| Santa Rosa, CA | 309 | $ 58,065,000 | $ 187,912 | $ 62,000 |
| Wichita, KS | 301 | $ 24,061,000 | $ 79,936 | $ 42,000 |
| Springfield, IL | 297 | $ 27,658,000 | $ 93,124 | $ 55,000 |
| Barnstable-Yarmouth, MA | 287 | $ 45,108,000 | $ 157,170 | $ 65,000 |
| Jersey City, NJ | 283 | $ 43,839,000 | $ 154,908 | $ 63,000 |
| Rocky Mount, NC | 275 | $ 21,539,000 | $ 78,323 | $ 39,000 |
| Billings, MT | 274 | $ 28,118,000 | $ 102,620 | $ 42,000 |
| Ocala, FL | 274 | $ 23,738,000 | $ 86,635 | $ 57,000 |
| Davenport-Moline-Rock Island, IA-IL | 263 | $ 24,169,000 | $ 91,897 | $ 41,000 |
| Hagerstown, MD | 247 | $ 30,479,000 | $ 123,396 | $ 35,000 |
| Redding, CA | 246 | $ 27,778,000 | $ 112,918 | $ 50,000 |
| Fort Wayne, IN | 245 | $ 19,950,000 | $ 81,428 | $ 31,000 |
| Tuscaloosa, AL | 235 | $ 25,483,000 | $ 108,438 | $ 47,000 |
| Beaumont-Port Arthur, TX | 233 | $ 10,582,000 | $ 45,416 | $ 41,000 |
| Fitchburg-Leominster, MA | 225 | $ 35,945,000 | $ 159,755 | $ 59,000 |
| Augusta-Aiken, GA-SC | 214 | $ 17,874,000 | $ 83,523 | $ 46,000 |
| Cedar Rapids, IA | 211 | $ 17,030,000 | $ 80,710 | $ 46,000 |
| Lynchburg, VA | 209 | $ 25,046,000 | $ 119,837 | $ 40,000 |
| El Paso, TX | 202 | $ 12,055,000 | $ 59,678 | $ 38,000 |
| Elkhart-Goshen, IN | 201 | $ 18,275,000 | $ 90,920 | $ 40,000 |
| Savannah, GA | 194 | $ 18,988,000 | $ 97,876 | $ 101,000 |
| Fayetteville, NC | 188 | $ 15,997,000 | $ 85,090 | $ 42,000 |
| Hickory-Morganton-Lenoir, NC | 182 | $ 17,772,000 | $ 97,648 | $ 30,000 |
| Racine, WI | 180 | $ 19,759,000 | $ 109,772 | $ 48,000 |
| Sioux City, IA-NE | 179 | $ 11,981,000 | $ 66,932 | $ 45,000 |
| Punta Gorda, FL | 178 | $ 17,630,000 | $ 99,044 | $ 42,000 |
| Galveston-Texas City, TX | 176 | $ 15,760,000 | $ 89,545 | $ 50,000 |
| Sharon, PA | 164 | $ 14,043,000 | $ 85,628 | $ 38,000 |
| McAllen-Edinburg-Mission, TX | 158 | $ 9,957,000 | $ 63,018 | $ 42,000 |
| Rockford, IL | 158 | $ 14,773,000 | $ 93,500 | $ 53,000 |
| Waterloo-Cedar Falls, IA | 149 | $ 9,846,000 | $ 66,080 | $ 35,000 |
| Fort Walton Beach, FL | 148 | $ 11,895,000 | $ 80,371 | $ 51,000 |
| Bellingham, WA | 145 | $ 19,226,000 | $ 132,593 | $ 48,000 |
| Brazoria, TX | 143 | $ 10,699,000 | $ 74,818 | $ 50,000 |
| Kenosha, WI | 143 | $ 18,446,000 | $ 128,993 | $ 47,000 |
| Yuba City, CA | 142 | $ 16,817,000 | $ 118,429 | $ 45,000 |
| Corpus Christi, TX | 141 | $ 8,302,000 | $ 58,879 | $ 46,000 |
| Janesville-Beloit, WI | 141 | $ 12,829,000 | $ 90,985 | $ 41,000 |
| Wilmington, NC | 137 | $ 12,866,000 | $ 93,912 | $ 44,000 |
| Clarksville-Hopkinsville, TN-KY | 135 | $ 11,462,000 | $ 84,903 | $ 39,000 |
| Las Cruces, NM | 131 | $ 12,715,000 | $ 97,061 | $ 47,000 |
| Florence, AL | 130 | $ 10,896,000 | $ 83,815 | $ 47,000 |
| Erie, PA | 125 | $ 8,359,000 | $ 66,872 | $ 39,000 |
| Vineland-Millville-Bridgeton, NJ | 124 | $ 11,585,000 | $ 93,427 | $ 63,000 |
| Binghamton, NY | 123 | $ 7,539,000 | $ 61,292 | $ 49,000 |
| Columbus, GA-AL | 123 | $ 12,242,000 | $ 99,528 | $ 47,000 |
| Lima, OH | 123 | $ 12,202,000 | $ 99,203 | $ 51,000 |
| Yolo, CA | 122 | $ 20,718,000 | $ 169,819 | $ 56,000 |
| Santa Cruz-Watsonville, CA | 121 | $ 27,862,000 | $ 230,264 | $ 70,000 |
| Santa Fe, NM | 121 | $ 17,046,000 | $ 140,876 | $ 67,000 |
| Myrtle Beach, SC | 120 | $ 11,350,000 | $ 94,583 | $ 36,000 |
| Portland, ME | 118 | $ 16,806,000 | $ 142,423 | $ 49,000 |
| Boulder-Longmont, CO | 116 | $ 22,316,000 | $ 192,379 | $ 60,000 |
| Killeen-Temple, TX | 114 | $ 5,808,000 | $ 50,947 | $ 54,000 |
| Dubuque, IA | 112 | $ 6,823,000 | $ 60,919 | $ 46,000 |
| Anniston, AL | 111 | $ 7,126,000 | $ 64,198 | $ 41,000 |
| Appleton-Oshkosh-Neenah, WI | 111 | $ 11,344,000 | $ 102,198 | $ 44,000 |
| Joplin, MO | 111 | $ 7,893,000 | $ 71,108 | $ 35,000 |
| Danbury, CT | 110 | $ 15,933,000 | $ 144,845 | $ 79,000 |
| Evansville-Henderson, IN-KY | 109 | $ 9,234,000 | $ 84,715 | $ 28,000 |
| Kokomo, IN | 109 | $ 9,289,000 | $ 85,220 | $ 37,000 |
| Lawrence, KS | 108 | $ 12,637,000 | $ 117,009 | $ 53,000 |
| Gadsden, AL | 107 | $ 7,763,000 | $ 72,551 | $ 38,000 |
| Muncie, IN | 105 | $ 8,391,000 | $ 79,914 | $ 39,000 |
| Asheville, NC | 101 | $ 10,138,000 | $ 100,376 | $ 37,000 |
| Little Rock-North Little Rock, AR | 100 | $ 12,934,000 | $ 129,340 | $ 0 |
| Lafayette, IN | 91 | $ 8,022,000 | $ 88,153 | $ 32,000 |
| Stamford-Norwalk, CT | 90 | $ 14,270,000 | $ 158,555 | $ 59,000 |
| State College, PA | 89 | $ 9,315,000 | $ 104,662 | $ 37,000 |
| Williamsport, PA | 89 | $ 6,820,000 | $ 76,629 | $ 35,000 |
| Lafayette, LA | 86 | $ 6,152,000 | $ 71,534 | $ 45,000 |
| St. Joseph, MO | 86 | $ 6,717,000 | $ 78,104 | $ 29,000 |
| Odessa-Midland, TX | 83 | $ 3,641,000 | $ 43,867 | $ 59,000 |
| Athens, GA | 79 | $ 7,683,000 | $ 97,253 | $ 45,000 |
| Bloomington-Normal, IL | 77 | $ 7,502,000 | $ 97,428 | $ 46,000 |
| Mansfield, OH | 77 | $ 5,258,000 | $ 68,285 | $ 42,000 |
| Brownsville-Harlingen-San Benito, TX | 75 | $ 4,507,000 | $ 60,093 | $ 37,000 |
| Decatur, IL | 74 | $ 4,953,000 | $ 66,932 | $ 77,000 |
| Houma, LA | 74 | $ 6,418,000 | $ 86,729 | $ 52,000 |
| Tyler, TX | 72 | $ 3,868,000 | $ 53,722 | $ 50,000 |
| Waco, TX | 72 | $ 4,335,000 | $ 60,208 | $ 36,000 |
| Bloomington, IN | 71 | $ 7,361,000 | $ 103,676 | $ 41,000 |
| Terre Haute, IN | 70 | $ 4,432,000 | $ 63,314 | $ 22,000 |
| Sheboygan, WI | 69 | $ 5,932,000 | $ 85,971 | $ 40,000 |
| Sumter, SC | 68 | $ 4,280,000 | $ 62,941 | $ 43,000 |
| Panama City, FL | 67 | $ 6,283,000 | $ 93,776 | $ 46,000 |
| Elmira, NY | 64 | $ 4,189,000 | $ 65,453 | $ 42,000 |
| Pueblo, CO | 64 | $ 6,864,000 | $ 107,250 | $ 30,000 |
| Amarillo, TX | 63 | $ 4,340,000 | $ 68,888 | $ 47,000 |
| Sherman-Denison, TX | 63 | $ 4,024,000 | $ 63,873 | $ 36,000 |
| Eau Claire, WI | 61 | $ 5,552,000 | $ 91,016 | $ 43,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 61 | $ 7,913,000 | $ 129,721 | $ 69,000 |
| Yuma, AZ | 61 | $ 4,856,000 | $ 79,606 | $ 42,000 |
| Jacksonville, NC | 60 | $ 4,272,000 | $ 71,200 | $ 50,000 |
| Auburn-Opelika, AL | 59 | $ 4,900,000 | $ 83,050 | $ 45,000 |
| Albany, GA | 58 | $ 5,293,000 | $ 91,258 | $ 48,000 |
| Jackson, TN | 58 | $ 5,222,000 | $ 90,034 | $ 28,000 |
| Lubbock, TX | 58 | $ 2,964,000 | $ 51,103 | $ 44,000 |
| Duluth-Superior, MN-WI | 57 | $ 4,015,000 | $ 70,438 | $ 43,000 |
| Florence, SC | 57 | $ 5,540,000 | $ 97,192 | $ 42,000 |
| Green Bay, WI | 57 | $ 6,437,000 | $ 112,929 | $ 37,000 |
| Iowa City, IA | 57 | $ 6,400,000 | $ 112,280 | $ 60,000 |
| Champaign-Urbana, IL | 56 | $ 4,621,000 | $ 82,517 | $ 40,000 |
| Jackson, MS | 53 | $ 5,651,000 | $ 106,622 | $ 1,000 |
| Kankakee, IL | 52 | $ 4,703,000 | $ 90,442 | $ 33,000 |
| Laredo, TX | 52 | $ 3,520,000 | $ 67,692 | $ 47,000 |
| Danville, VA | 51 | $ 5,090,000 | $ 99,803 | $ 38,000 |
| Longview-Marshall, TX | 50 | $ 3,402,000 | $ 68,040 | $ 36,000 |
| Columbia, MO | 49 | $ 5,264,000 | $ 107,428 | $ 41,000 |
| Wichita Falls, TX | 49 | $ 2,267,000 | $ 46,265 | $ 55,000 |
| Flagstaff, AZ-UT | 48 | $ 6,878,000 | $ 143,291 | $ 65,000 |
| Chico-Paradise, CA | 46 | $ 5,970,000 | $ 129,782 | $ 44,000 |
| Pittsfield, MA | 46 | $ 5,291,000 | $ 115,021 | $ 78,000 |
| Lawton, OK | 45 | $ 3,439,000 | $ 76,422 | $ 43,000 |
| Lewiston-Auburn, ME | 45 | $ 3,963,000 | $ 88,066 | $ 45,000 |
| St. Cloud, MN | 45 | $ 5,032,000 | $ 111,822 | $ 29,000 |
| Cumberland, MD-WV | 44 | $ 3,768,000 | $ 85,636 | $ 46,000 |
| Texarkana, TX-AR | 44 | $ 2,141,000 | $ 48,659 | $ 41,000 |
| Steubenville-Weirton, OH-WV | 42 | $ 2,878,000 | $ 68,523 | $ 31,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 39 | $ 6,120,000 | $ 156,923 | $ 64,000 |
| Wausau, WI | 38 | $ 3,825,000 | $ 100,657 | $ 41,000 |
| Biloxi-Gulfport-Pascagoula, MS | 37 | $ 3,692,000 | $ 99,783 | $ 17,000 |
| San Angelo, TX | 36 | $ 1,322,000 | $ 36,722 | $ 52,000 |
| Corvallis, OR | 35 | $ 4,574,000 | $ 130,685 | $ 44,000 |
| Monroe, LA | 34 | $ 3,021,000 | $ 88,852 | $ 45,000 |
| Lake Charles, LA | 33 | $ 2,426,000 | $ 73,515 | $ 46,000 |
| Bangor, ME | 32 | $ 2,268,000 | $ 70,875 | $ 49,000 |
| Victoria, TX | 32 | $ 1,780,000 | $ 55,625 | $ 57,000 |
| Bryan-College Station, TX | 31 | $ 2,252,000 | $ 72,645 | $ 70,000 |
| Abilene, TX | 28 | $ 1,630,000 | $ 58,214 | $ 46,000 |
| Great Falls, MT | 28 | $ 2,414,000 | $ 86,214 | $ 44,000 |
| Enid, OK | 26 | $ 1,465,000 | $ 56,346 | $ 34,000 |
| Grand Junction, CO | 25 | $ 2,568,000 | $ 102,720 | $ 45,000 |
| La Crosse, WI-MN | 24 | $ 2,482,000 | $ 103,416 | $ 53,000 |
| Rochester, MN | 23 | $ 1,958,000 | $ 85,130 | $ 49,000 |
| Fayetteville-Springdale-Rogers, AR | 20 | $ 2,710,000 | $ 135,500 | $ 3,000 |
| Owensboro, KY | 20 | $ 2,001,000 | $ 100,050 | $ 40,000 |
| Missoula, MT | 18 | $ 1,854,000 | $ 103,000 | $ 57,000 |
| Alexandria, LA | 17 | $ 1,020,000 | $ 60,000 | $ 38,000 |
| Cheyenne, WY | 17 | $ 1,958,000 | $ 115,176 | $ 26,000 |
| Honolulu, HI | 16 | $ 2,776,000 | $ 173,500 | $ 13,000 |
| Sioux Falls, SD | 15 | $ 1,833,000 | $ 122,200 | $ 15,000 |
| Burlington, VT | 13 | $ 1,492,000 | $ 114,769 | $ 45,000 |
| Charleston, WV | 11 | $ 1,044,000 | $ 94,909 | $ 8,000 |
| Hattiesburg, MS | 11 | $ 1,115,000 | $ 101,363 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 9 | $ 938,000 | $ 104,222 | $ 12,000 |
| Bismarck, ND | 7 | $ 652,000 | $ 93,142 | $ 0 |
| Casper, WY | 7 | $ 582,000 | $ 83,142 | $ 13,000 |
| Fort Smith, AR-OK | 7 | $ 815,000 | $ 116,428 | $ 0 |
| Anchorage, AK | 6 | $ 888,000 | $ 148,000 | $ 20,000 |
| Wheeling, WV-OH | 6 | $ 477,000 | $ 79,500 | $ 0 |
| Fargo-Moorhead, ND-MN | 5 | $ 584,000 | $ 116,800 | $ 0 |
| Parkersburg-Marietta, WV-OH | 5 | $ 505,000 | $ 101,000 | $ 34,000 |
| Rapid City, SD | 5 | $ 462,000 | $ 92,400 | $ 13,000 |
| Jonesboro, AR | 4 | $ 629,000 | $ 157,250 | $ 16,000 |
| Washington, DC-MD-VA-WV | 4 | $ 351,000 | $ 87,750 | $ 24,000 |
| Pine Bluff, AR | 3 | $ 414,000 | $ 138,000 | $ 0 |
Mortgage Loan Application Detail Totals for Hfc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 306,069 | $42,968,365,000 | $132,019 | $7,879,000 | $48,730 | $8,832,000 |
| Home Improvement (one-to-four family) | 64,318 | $2,025,599,000 | $27,673 | $1,100,000 | $58,979 | $1,392,000 |
| Home Purchase (one-to-four family) | 27,168 | $3,755,342,000 | $128,039 | $944,000 | $6,352 | $1,440,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 168,585 | $21,712,119,000 | $112,058 | $3,970,000 | $49,745 | $2,280,000 |
| White | 128,925 | $15,274,570,000 | $120,549 | $1,296,000 | $44,980 | $7,552,000 |
| Black | 46,150 | $4,449,827,000 | $82,244 | $7,879,000 | $52,311 | $1,392,000 |
| Hispanic | 24,555 | $3,068,737,000 | $103,130 | $1,000,000 | $44,978 | $960,000 |
| Not applicable | 15,943 | $2,255,774,000 | $132,760 | $750,000 | $7,180 | $8,832,000 |
| Other | 8,206 | $1,166,114,000 | $123,844 | $918,000 | $72,977 | $6,874,000 |
| Asian or Pacific Islander | 4,188 | $726,521,000 | $124,372 | $900,000 | $57,930 | $1,200,000 |
| American Indian or Alaskan Native | 1,003 | $95,644,000 | $83,707 | $570,000 | $55,414 | $996,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 397,555 | $48,749,306,000 | $116,471 | $7,879,000 | $44,320 | $8,832,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 168,566 | $17,938,427,000 | $99,470 | $3,100,000 | $64,019 | $1,392,000 |
| Application Withdrawn By Applicant | 151,516 | $20,337,984,000 | $120,708 | $7,879,000 | $60,083 | $2,280,000 |
| Loan Originated | 40,322 | $5,450,296,000 | $120,304 | $884,000 | $62,478 | $8,832,000 |
| Loan Purchased By The Institution | 34,091 | $4,743,739,000 | $131,725 | $944,000 | $2,156 | $325,000 |
| Application Approved But Not Accepted | 1,811 | $113,238,000 | $55,609 | $530,000 | $58,414 | $810,000 |
| File Closed For Incompleteness | 1,249 | $165,622,000 | $123,775 | $750,000 | $67,750 | $964,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hfc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hfc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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