Home Equity of America Mortgage Lending & HMDA Data, 2005
In 2005, Home Equity of America of Cincinnati, OH reported 1,778 mortgage applications totaling $139.3 million, down 20% from 2004. The average application was for $78,348, and applicants reported an average income of $67,995. 36% of its applications resulted in an originated loan and 62% were denied. Its largest markets were Cincinnati-Middletown, OH-KY-IN (95), Pittsburgh, PA (72) and Chicago-Naperville-Joliet, IL (67) (applications in parentheses).
| Mortgage Company & Address | Home Equity of America 5001 Kingsley Drive MD 1mob2w Cincinnati, OH 45227 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,778 |
| Total Mortgage Loan Application Amount | $139,304,000 |
| Average Mortgage Loan Application Amount | $78,348 |
| Highest Mortgage Loan Application Amount | $425,000 |
| Average Applicant Income | $67,995 |
| Highest Applicant Income | $624,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Equity of America filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny, Pennsylvania | 38 | $ 2,038,000 | $ 53,631 | $ 66,000 |
| Cook, Illinois | 36 | $ 2,329,000 | $ 64,694 | $ 78,000 |
| Maricopa, Arizona | 32 | $ 2,295,000 | $ 71,718 | $ 76,000 |
| Hamilton, Ohio | 27 | $ 2,124,000 | $ 78,666 | $ 53,000 |
| Clermont, Ohio | 25 | $ 2,514,000 | $ 100,560 | $ 73,000 |
| Butler, Ohio | 21 | $ 2,239,000 | $ 106,619 | $ 48,000 |
| Franklin, Ohio | 21 | $ 1,299,000 | $ 61,857 | $ 70,000 |
| Lake, Indiana | 20 | $ 1,420,000 | $ 71,000 | $ 64,000 |
| Hennepin, Minnesota | 19 | $ 1,111,000 | $ 58,473 | $ 67,000 |
| Oakland, Michigan | 18 | $ 1,310,000 | $ 72,777 | $ 105,000 |
| Warren, Ohio | 16 | $ 1,866,000 | $ 116,625 | $ 86,000 |
| Dane, Wisconsin | 16 | $ 1,366,000 | $ 85,375 | $ 95,000 |
| Monroe, Indiana | 15 | $ 1,368,000 | $ 91,200 | $ 54,000 |
| Will, Illinois | 14 | $ 883,000 | $ 63,071 | $ 91,000 |
| St. Louis, Missouri | 14 | $ 1,322,000 | $ 94,428 | $ 96,000 |
| Crawford, Pennsylvania | 14 | $ 1,245,000 | $ 88,928 | $ 42,000 |
| Jefferson, Colorado | 13 | $ 954,000 | $ 73,384 | $ 79,000 |
| Wayne, Michigan | 13 | $ 425,000 | $ 32,692 | $ 74,000 |
| Montgomery, Ohio | 13 | $ 1,142,000 | $ 87,846 | $ 54,000 |
| Johnson, Kansas | 12 | $ 590,000 | $ 49,166 | $ 78,000 |
| Kent, Michigan | 12 | $ 637,000 | $ 53,083 | $ 60,000 |
| Van Buren, Michigan | 12 | $ 1,375,000 | $ 114,583 | $ 44,000 |
| St. Joseph, Indiana | 11 | $ 972,000 | $ 88,363 | $ 44,000 |
| Boone, Kentucky | 11 | $ 856,000 | $ 77,818 | $ 61,000 |
| Kenton, Kentucky | 11 | $ 614,000 | $ 55,818 | $ 56,000 |
| Pinal, Arizona | 10 | $ 928,000 | $ 92,800 | $ 92,000 |
| Adams, Colorado | 10 | $ 707,000 | $ 70,700 | $ 82,000 |
| Hillsborough, Florida | 10 | $ 839,000 | $ 83,900 | $ 87,000 |
| DuPage, Illinois | 10 | $ 439,000 | $ 43,900 | $ 87,000 |
| Genesee, Michigan | 10 | $ 615,000 | $ 61,500 | $ 66,000 |
| Jackson, Missouri | 10 | $ 438,000 | $ 43,800 | $ 52,000 |
| Jefferson, Missouri | 10 | $ 706,000 | $ 70,600 | $ 49,000 |
| Licking, Ohio | 10 | $ 1,055,000 | $ 105,500 | $ 50,000 |
| Stark, Ohio | 10 | $ 683,000 | $ 68,300 | $ 58,000 |
| Summit, Ohio | 10 | $ 740,000 | $ 74,000 | $ 68,000 |
| Beaver, Pennsylvania | 10 | $ 951,000 | $ 95,100 | $ 49,000 |
| Brown, Wisconsin | 10 | $ 732,000 | $ 73,200 | $ 64,000 |
| Arapahoe, Colorado | 9 | $ 717,000 | $ 79,666 | $ 169,000 |
| Porter, Indiana | 9 | $ 616,000 | $ 68,444 | $ 66,000 |
| Allegan, Michigan | 9 | $ 1,059,000 | $ 117,666 | $ 45,000 |
| Macomb, Michigan | 9 | $ 403,000 | $ 44,777 | $ 73,000 |
| Cuyahoga, Ohio | 9 | $ 745,000 | $ 82,777 | $ 61,000 |
| Westmoreland, Pennsylvania | 9 | $ 636,000 | $ 70,666 | $ 61,000 |
| Outagamie, Wisconsin | 9 | $ 323,000 | $ 35,888 | $ 69,000 |
| Orange, Florida | 8 | $ 821,000 | $ 102,625 | $ 147,000 |
| Fulton, Georgia | 8 | $ 715,000 | $ 89,375 | $ 164,000 |
| Hamilton, Indiana | 8 | $ 490,000 | $ 61,250 | $ 102,000 |
| Jasper, Indiana | 8 | $ 633,000 | $ 79,125 | $ 57,000 |
| Jefferson, Kentucky | 8 | $ 425,000 | $ 53,125 | $ 49,000 |
| Berrien, Michigan | 8 | $ 832,000 | $ 104,000 | $ 55,000 |
| Kalamazoo, Michigan | 8 | $ 898,000 | $ 112,250 | $ 71,000 |
| Dakota, Minnesota | 8 | $ 230,000 | $ 28,750 | $ 83,000 |
| St. Charles, Missouri | 8 | $ 975,000 | $ 121,875 | $ 76,000 |
| Highland, Ohio | 8 | $ 569,000 | $ 71,125 | $ 41,000 |
| Cumberland, Pennsylvania | 8 | $ 406,000 | $ 50,750 | $ 58,000 |
| Venango, Pennsylvania | 8 | $ 762,000 | $ 95,250 | $ 39,000 |
| Broward, Florida | 7 | $ 886,000 | $ 126,571 | $ 82,000 |
| Lawrence, Illinois | 7 | $ 411,000 | $ 58,714 | $ 32,000 |
| Elkhart, Indiana | 7 | $ 678,000 | $ 96,857 | $ 55,000 |
| Lawrence, Indiana | 7 | $ 415,000 | $ 59,285 | $ 31,000 |
| Marion, Indiana | 7 | $ 525,000 | $ 75,000 | $ 45,000 |
| Sedgwick, Kansas | 7 | $ 260,000 | $ 37,142 | $ 76,000 |
| Ingham, Michigan | 7 | $ 566,000 | $ 80,857 | $ 94,000 |
| Livingston, Michigan | 7 | $ 526,000 | $ 75,142 | $ 75,000 |
| Anoka, Minnesota | 7 | $ 506,000 | $ 72,285 | $ 70,000 |
| Washington, Minnesota | 7 | $ 340,000 | $ 48,571 | $ 75,000 |
| Washington, Pennsylvania | 7 | $ 257,000 | $ 36,714 | $ 67,000 |
| Ozaukee, Wisconsin | 7 | $ 600,000 | $ 85,714 | $ 86,000 |
| Pima, Arizona | 6 | $ 659,000 | $ 109,833 | $ 54,000 |
| Douglas, Colorado | 6 | $ 369,000 | $ 61,500 | $ 88,000 |
| El Paso, Colorado | 6 | $ 302,000 | $ 50,333 | $ 74,000 |
| Lake, Florida | 6 | $ 572,000 | $ 95,333 | $ 86,000 |
| Osceola, Florida | 6 | $ 414,000 | $ 69,000 | $ 73,000 |
| Pinellas, Florida | 6 | $ 497,000 | $ 82,833 | $ 57,000 |
| St. Clair, Illinois | 6 | $ 656,000 | $ 109,333 | $ 64,000 |
| Hancock, Indiana | 6 | $ 433,000 | $ 72,166 | $ 54,000 |
| Jackson, Michigan | 6 | $ 250,000 | $ 41,666 | $ 91,000 |
| Newaygo, Michigan | 6 | $ 659,000 | $ 109,833 | $ 43,000 |
| Ottawa, Michigan | 6 | $ 250,000 | $ 41,666 | $ 57,000 |
| Brown, Ohio | 6 | $ 659,000 | $ 109,833 | $ 48,000 |
| Miami, Ohio | 6 | $ 313,000 | $ 52,166 | $ 41,000 |
| Bucks, Pennsylvania | 6 | $ 653,000 | $ 108,833 | $ 142,000 |
| Erie, Pennsylvania | 6 | $ 521,000 | $ 86,833 | $ 51,000 |
| Lancaster, Pennsylvania | 6 | $ 214,000 | $ 35,666 | $ 44,000 |
| Shelby, Tennessee | 6 | $ 421,000 | $ 70,166 | $ 61,000 |
| Milwaukee, Wisconsin | 6 | $ 351,000 | $ 58,500 | $ 72,000 |
| Yavapai, Arizona | 5 | $ 518,000 | $ 103,600 | $ 76,000 |
| Denver, Colorado | 5 | $ 239,000 | $ 47,800 | $ 74,000 |
| Larimer, Colorado | 5 | $ 470,000 | $ 94,000 | $ 63,000 |
| Weld, Colorado | 5 | $ 402,000 | $ 80,400 | $ 100,000 |
| Miami-Dade, Florida | 5 | $ 506,000 | $ 101,200 | $ 99,000 |
| Cobb, Georgia | 5 | $ 182,000 | $ 36,400 | $ 97,000 |
| Gwinnett, Georgia | 5 | $ 313,000 | $ 62,600 | $ 63,000 |
| Madison, Illinois | 5 | $ 430,000 | $ 86,000 | $ 67,000 |
| Brown, Indiana | 5 | $ 446,000 | $ 89,200 | $ 59,000 |
| Greene, Indiana | 5 | $ 493,000 | $ 98,600 | $ 53,000 |
| Jackson, Indiana | 5 | $ 444,000 | $ 88,800 | $ 44,000 |
| Tippecanoe, Indiana | 5 | $ 414,000 | $ 82,800 | $ 48,000 |
| Butler, Kansas | 5 | $ 299,000 | $ 59,800 | $ 88,000 |
| Ionia, Michigan | 5 | $ 430,000 | $ 86,000 | $ 43,000 |
| Greene, Missouri | 5 | $ 214,000 | $ 42,800 | $ 71,000 |
| Taney, Missouri | 5 | $ 519,000 | $ 103,800 | $ 84,000 |
| Delaware, Ohio | 5 | $ 227,000 | $ 45,400 | $ 75,000 |
| Greene, Ohio | 5 | $ 635,000 | $ 127,000 | $ 79,000 |
| Ross, Ohio | 5 | $ 553,000 | $ 110,600 | $ 58,000 |
| Adams, Pennsylvania | 5 | $ 194,000 | $ 38,800 | $ 79,000 |
| Dauphin, Pennsylvania | 5 | $ 301,000 | $ 60,200 | $ 89,000 |
| Columbia, Wisconsin | 5 | $ 607,000 | $ 121,400 | $ 111,000 |
| Winnebago, Wisconsin | 5 | $ 322,000 | $ 64,400 | $ 88,000 |
| Brevard, Florida | 4 | $ 471,000 | $ 117,750 | $ 51,000 |
| Duval, Florida | 4 | $ 180,000 | $ 45,000 | $ 64,000 |
| DeKalb, Georgia | 4 | $ 200,000 | $ 50,000 | $ 48,000 |
| Gordon, Georgia | 4 | $ 534,000 | $ 133,500 | $ 76,000 |
| Crawford, Indiana | 4 | $ 420,000 | $ 105,000 | $ 56,000 |
| Delaware, Indiana | 4 | $ 373,000 | $ 93,250 | $ 65,000 |
| Hendricks, Indiana | 4 | $ 266,000 | $ 66,500 | $ 87,000 |
| Jennings, Indiana | 4 | $ 296,000 | $ 74,000 | $ 62,000 |
| LaPorte, Indiana | 4 | $ 310,000 | $ 77,500 | $ 55,000 |
| Morgan, Indiana | 4 | $ 460,000 | $ 115,000 | $ 49,000 |
| White, Indiana | 4 | $ 502,000 | $ 125,500 | $ 62,000 |
| Polk, Iowa | 4 | $ 120,000 | $ 30,000 | $ 83,000 |
| Kanabec, Minnesota | 4 | $ 458,000 | $ 114,500 | $ 43,000 |
| Ramsey, Minnesota | 4 | $ 352,000 | $ 88,000 | $ 44,000 |
| Franklin, Missouri | 4 | $ 451,000 | $ 112,750 | $ 70,000 |
| St. Louis City, Missouri | 4 | $ 691,000 | $ 172,750 | $ 74,000 |
| Mecklenburg, North Carolina | 4 | $ 287,000 | $ 71,750 | $ 64,000 |
| Wake, North Carolina | 4 | $ 389,000 | $ 97,250 | $ 97,000 |
| Mahoning, Ohio | 4 | $ 130,000 | $ 32,500 | $ 70,000 |
| Morrow, Ohio | 4 | $ 473,000 | $ 118,250 | $ 76,000 |
| Muskingum, Ohio | 4 | $ 401,000 | $ 100,250 | $ 59,000 |
| Richland, Ohio | 4 | $ 303,000 | $ 75,750 | $ 110,000 |
| Trumbull, Ohio | 4 | $ 411,000 | $ 102,750 | $ 53,000 |
| Fayette, Pennsylvania | 4 | $ 355,000 | $ 88,750 | $ 71,000 |
| Mercer, Pennsylvania | 4 | $ 353,000 | $ 88,250 | $ 60,000 |
| Knox, Tennessee | 4 | $ 130,000 | $ 32,500 | $ 48,000 |
| Calumet, Wisconsin | 4 | $ 151,000 | $ 37,750 | $ 68,000 |
| Racine, Wisconsin | 4 | $ 274,000 | $ 68,500 | $ 49,000 |
| Yuma, Arizona | 3 | $ 380,000 | $ 126,666 | $ 79,000 |
| Collier, Florida | 3 | $ 387,000 | $ 129,000 | $ 82,000 |
| Palm Beach, Florida | 3 | $ 294,000 | $ 98,000 | $ 198,000 |
| Polk, Florida | 3 | $ 237,000 | $ 79,000 | $ 44,000 |
| Volusia, Florida | 3 | $ 156,000 | $ 52,000 | $ 131,000 |
| Cherokee, Georgia | 3 | $ 175,000 | $ 58,333 | $ 67,000 |
| Houston, Georgia | 3 | $ 129,000 | $ 43,000 | $ 112,000 |
| Lamar, Georgia | 3 | $ 284,000 | $ 94,666 | $ 73,000 |
| Paulding, Georgia | 3 | $ 169,000 | $ 56,333 | $ 76,000 |
| Rockdale, Georgia | 3 | $ 199,000 | $ 66,333 | $ 63,000 |
| Kane, Illinois | 3 | $ 175,000 | $ 58,333 | $ 72,000 |
| Winnebago, Illinois | 3 | $ 85,000 | $ 28,333 | $ 49,000 |
| Adams, Indiana | 3 | $ 179,000 | $ 59,666 | $ 79,000 |
| Bartholomew, Indiana | 3 | $ 198,000 | $ 66,000 | $ 33,000 |
| Cass, Indiana | 3 | $ 337,000 | $ 112,333 | $ 47,000 |
| DeKalb, Indiana | 3 | $ 271,000 | $ 90,333 | $ 62,000 |
| Howard, Indiana | 3 | $ 186,000 | $ 62,000 | $ 25,000 |
| Jefferson, Indiana | 3 | $ 276,000 | $ 92,000 | $ 48,000 |
| Miami, Indiana | 3 | $ 241,000 | $ 80,333 | $ 56,000 |
| Owen, Indiana | 3 | $ 391,000 | $ 130,333 | $ 56,000 |
| Putnam, Indiana | 3 | $ 193,000 | $ 64,333 | $ 31,000 |
| Spencer, Indiana | 3 | $ 272,000 | $ 90,666 | $ 47,000 |
| Wayne, Indiana | 3 | $ 160,000 | $ 53,333 | $ 43,000 |
| Leavenworth, Kansas | 3 | $ 180,000 | $ 60,000 | $ 104,000 |
| Campbell, Kentucky | 3 | $ 184,000 | $ 61,333 | $ 90,000 |
| Scott, Kentucky | 3 | $ 329,000 | $ 109,666 | $ 48,000 |
| Shelby, Kentucky | 3 | $ 188,000 | $ 62,666 | $ 65,000 |
| Spencer, Kentucky | 3 | $ 204,000 | $ 68,000 | $ 47,000 |
| Baltimore, Maryland | 3 | $ 215,000 | $ 71,666 | $ 115,000 |
| Frederick, Maryland | 3 | $ 225,000 | $ 75,000 | $ 84,000 |
| Alpena, Michigan | 3 | $ 166,000 | $ 55,333 | $ 57,000 |
| Calhoun, Michigan | 3 | $ 220,000 | $ 73,333 | $ 36,000 |
| Cass, Michigan | 3 | $ 235,000 | $ 78,333 | $ 40,000 |
| Iosco, Michigan | 3 | $ 233,000 | $ 77,666 | $ 49,000 |
| Monroe, Michigan | 3 | $ 404,000 | $ 134,666 | $ 74,000 |
| Montcalm, Michigan | 3 | $ 237,000 | $ 79,000 | $ 29,000 |
| St. Clair, Michigan | 3 | $ 380,000 | $ 126,666 | $ 44,000 |
| Washtenaw, Michigan | 3 | $ 460,000 | $ 153,333 | $ 114,000 |
| Boone, Missouri | 3 | $ 163,000 | $ 54,333 | $ 158,000 |
| Clay, Missouri | 3 | $ 206,000 | $ 68,666 | $ 61,000 |
| Henry, Missouri | 3 | $ 364,000 | $ 121,333 | $ 64,000 |
| Clark, Nevada | 3 | $ 386,000 | $ 128,666 | $ 103,000 |
| Gaston, North Carolina | 3 | $ 242,000 | $ 80,666 | $ 44,000 |
| Adams, Ohio | 3 | $ 219,000 | $ 73,000 | $ 48,000 |
| Ashtabula, Ohio | 3 | $ 223,000 | $ 74,333 | $ 60,000 |
| Darke, Ohio | 3 | $ 232,000 | $ 77,333 | $ 56,000 |
| Gallia, Ohio | 3 | $ 301,000 | $ 100,333 | $ 64,000 |
| Pickaway, Ohio | 3 | $ 308,000 | $ 102,666 | $ 56,000 |
| Portage, Ohio | 3 | $ 271,000 | $ 90,333 | $ 45,000 |
| Union, Ohio | 3 | $ 291,000 | $ 97,000 | $ 54,000 |
| Chester, Pennsylvania | 3 | $ 427,000 | $ 142,333 | $ 121,000 |
| Montgomery, Pennsylvania | 3 | $ 207,000 | $ 69,000 | $ 92,000 |
| Northampton, Pennsylvania | 3 | $ 119,000 | $ 39,666 | $ 147,000 |
| Philadelphia, Pennsylvania | 3 | $ 299,000 | $ 99,666 | $ 49,000 |
| Warren, Pennsylvania | 3 | $ 224,000 | $ 74,666 | $ 58,000 |
| Richland, South Carolina | 3 | $ 240,000 | $ 80,000 | $ 97,000 |
| York, South Carolina | 3 | $ 333,000 | $ 111,000 | $ 93,000 |
| Davidson, Tennessee | 3 | $ 165,000 | $ 55,000 | $ 72,000 |
| Rutherford, Tennessee | 3 | $ 236,000 | $ 78,666 | $ 51,000 |
| Wilson, Tennessee | 3 | $ 260,000 | $ 86,666 | $ 46,000 |
| Marathon, Wisconsin | 3 | $ 78,000 | $ 26,000 | $ 86,000 |
| Marinette, Wisconsin | 3 | $ 228,000 | $ 76,000 | $ 51,000 |
| Sheboygan, Wisconsin | 3 | $ 110,000 | $ 36,666 | $ 55,000 |
| Waukesha, Wisconsin | 3 | $ 327,000 | $ 109,000 | $ 113,000 |
| Coconino, Arizona | 2 | $ 109,000 | $ 54,500 | $ 66,000 |
| Mohave, Arizona | 2 | $ 196,000 | $ 98,000 | $ 113,000 |
| Navajo, Arizona | 2 | $ 179,000 | $ 89,500 | $ 37,000 |
| Boulder, Colorado | 2 | $ 250,000 | $ 125,000 | $ 123,000 |
| Bay, Florida | 2 | $ 285,000 | $ 142,500 | $ 51,000 |
| Escambia, Florida | 2 | $ 223,000 | $ 111,500 | $ 85,000 |
| Martin, Florida | 2 | $ 235,000 | $ 117,500 | $ 312,000 |
| Seminole, Florida | 2 | $ 144,000 | $ 72,000 | $ 99,000 |
| St. Johns, Florida | 2 | $ 277,000 | $ 138,500 | $ 69,000 |
| Fayette, Georgia | 2 | $ 69,000 | $ 34,500 | $ 90,000 |
| Forsyth, Georgia | 2 | $ 114,000 | $ 57,000 | $ 131,000 |
| Muscogee, Georgia | 2 | $ 48,000 | $ 24,000 | $ 37,000 |
| Troup, Georgia | 2 | $ 162,000 | $ 81,000 | $ 99,000 |
| Walker, Georgia | 2 | $ 137,000 | $ 68,500 | $ 50,000 |
| Champaign, Illinois | 2 | $ 57,000 | $ 28,500 | $ 102,000 |
| Kendall, Illinois | 2 | $ 100,000 | $ 50,000 | $ 107,000 |
| Lake, Illinois | 2 | $ 71,000 | $ 35,500 | $ 104,000 |
| Allen, Indiana | 2 | $ 152,000 | $ 76,000 | $ 45,000 |
| Carroll, Indiana | 2 | $ 161,000 | $ 80,500 | $ 45,000 |
| Clark, Indiana | 2 | $ 148,000 | $ 74,000 | $ 46,000 |
| Dearborn, Indiana | 2 | $ 182,000 | $ 91,000 | $ 54,000 |
| Grant, Indiana | 2 | $ 98,000 | $ 49,000 | $ 56,000 |
| Harrison, Indiana | 2 | $ 198,000 | $ 99,000 | $ 57,000 |
| Henry, Indiana | 2 | $ 76,000 | $ 38,000 | $ 53,000 |
| Huntington, Indiana | 2 | $ 126,000 | $ 63,000 | $ 27,000 |
| Johnson, Indiana | 2 | $ 91,000 | $ 45,500 | $ 38,000 |
| LaGrange, Indiana | 2 | $ 295,000 | $ 147,500 | $ 113,000 |
| Marshall, Indiana | 2 | $ 187,000 | $ 93,500 | $ 57,000 |
| Montgomery, Indiana | 2 | $ 165,000 | $ 82,500 | $ 52,000 |
| Newton, Indiana | 2 | $ 327,000 | $ 163,500 | $ 34,000 |
| Noble, Indiana | 2 | $ 173,000 | $ 86,500 | $ 29,000 |
| Shelby, Indiana | 2 | $ 47,000 | $ 23,500 | $ 71,000 |
| Vanderburgh, Indiana | 2 | $ 266,000 | $ 133,000 | $ 182,000 |
| Warrick, Indiana | 2 | $ 125,000 | $ 62,500 | $ 73,000 |
| Whitley, Indiana | 2 | $ 102,000 | $ 51,000 | $ 26,000 |
| Miami, Kansas | 2 | $ 166,000 | $ 83,000 | $ 45,000 |
| Pottawatomie, Kansas | 2 | $ 140,000 | $ 70,000 | $ 47,000 |
| Bourbon, Kentucky | 2 | $ 85,000 | $ 42,500 | $ 45,000 |
| Grant, Kentucky | 2 | $ 279,000 | $ 139,500 | $ 62,000 |
| Larue, Kentucky | 2 | $ 50,000 | $ 25,000 | $ 61,000 |
| Muhlenberg, Kentucky | 2 | $ 122,000 | $ 61,000 | $ 42,000 |
| Pendleton, Kentucky | 2 | $ 138,000 | $ 69,000 | $ 52,000 |
| Baltimore City, Maryland | 2 | $ 96,000 | $ 48,000 | $ 44,000 |
| Harford, Maryland | 2 | $ 87,000 | $ 43,500 | $ 89,000 |
| Barry, Michigan | 2 | $ 192,000 | $ 96,000 | $ 45,000 |
| Clinton, Michigan | 2 | $ 138,000 | $ 69,000 | $ 53,000 |
| Eaton, Michigan | 2 | $ 66,000 | $ 33,000 | $ 86,000 |
| Midland, Michigan | 2 | $ 211,000 | $ 105,500 | $ 48,000 |
| Montmorency, Michigan | 2 | $ 246,000 | $ 123,000 | $ 45,000 |
| St. Joseph, Michigan | 2 | $ 274,000 | $ 137,000 | $ 72,000 |
| Wexford, Michigan | 2 | $ 236,000 | $ 118,000 | $ 65,000 |
| Pettis, Missouri | 2 | $ 204,000 | $ 102,000 | $ 102,000 |
| Platte, Missouri | 2 | $ 135,000 | $ 67,500 | $ 70,000 |
| St. Francois, Missouri | 2 | $ 193,000 | $ 96,500 | $ 52,000 |
| Cumberland, North Carolina | 2 | $ 155,000 | $ 77,500 | $ 113,000 |
| Durham, North Carolina | 2 | $ 75,000 | $ 37,500 | $ 82,000 |
| Ashland, Ohio | 2 | $ 185,000 | $ 92,500 | $ 48,000 |
| Athens, Ohio | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| Clark, Ohio | 2 | $ 267,000 | $ 133,500 | $ 67,000 |
| Clinton, Ohio | 2 | $ 272,000 | $ 136,000 | $ 54,000 |
| Columbiana, Ohio | 2 | $ 142,000 | $ 71,000 | $ 39,000 |
| Coshocton, Ohio | 2 | $ 363,000 | $ 181,500 | $ 101,000 |
| Jackson, Ohio | 2 | $ 110,000 | $ 55,000 | $ 47,000 |
| Lucas, Ohio | 2 | $ 180,000 | $ 90,000 | $ 43,000 |
| Monroe, Ohio | 2 | $ 234,000 | $ 117,000 | $ 76,000 |
| Seneca, Ohio | 2 | $ 179,000 | $ 89,500 | $ 60,000 |
| Shelby, Ohio | 2 | $ 225,000 | $ 112,500 | $ 32,000 |
| Williams, Ohio | 2 | $ 267,000 | $ 133,500 | $ 43,000 |
| Le Flore, Oklahoma | 2 | $ 112,000 | $ 56,000 | $ 50,000 |
| Armstrong, Pennsylvania | 2 | $ 134,000 | $ 67,000 | $ 49,000 |
| Berks, Pennsylvania | 2 | $ 97,000 | $ 48,500 | $ 45,000 |
| Butler, Pennsylvania | 2 | $ 161,000 | $ 80,500 | $ 35,000 |
| Carbon, Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 43,000 |
| Centre, Pennsylvania | 2 | $ 95,000 | $ 47,500 | $ 30,000 |
| Schuylkill, Pennsylvania | 2 | $ 111,000 | $ 55,500 | $ 20,000 |
| Somerset, Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 55,000 |
| Dorchester, South Carolina | 2 | $ 208,000 | $ 104,000 | $ 30,000 |
| Lexington, South Carolina | 2 | $ 495,000 | $ 247,500 | $ 235,000 |
| Jefferson, Tennessee | 2 | $ 287,000 | $ 143,500 | $ 50,000 |
| Washington, Tennessee | 2 | $ 130,000 | $ 65,000 | $ 32,000 |
| Prince William, Virginia | 2 | $ 209,000 | $ 104,500 | $ 84,000 |
| Clark, Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 20,000 |
| Dodge, Wisconsin | 2 | $ 105,000 | $ 52,500 | $ 76,000 |
| Fond du Lac, Wisconsin | 2 | $ 410,000 | $ 205,000 | $ 66,000 |
| Oconto, Wisconsin | 2 | $ 245,000 | $ 122,500 | $ 28,000 |
| Sauk, Wisconsin | 2 | $ 163,000 | $ 81,500 | $ 37,000 |
| Shawano, Wisconsin | 2 | $ 156,000 | $ 78,000 | $ 72,000 |
| Wood, Wisconsin | 2 | $ 46,000 | $ 23,000 | $ 66,000 |
| Gila, Arizona | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Santa Cruz, Arizona | 1 | $ 15,000 | $ 15,000 | $ 12,000 |
| Crawford, Arkansas | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Pulaski, Arkansas | 1 | $ 58,000 | $ 58,000 | $ 49,000 |
| Mariposa, California | 1 | $ 126,000 | $ 126,000 | $ 40,000 |
| San Joaquin, California | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Alamosa, Colorado | 1 | $ 91,000 | $ 91,000 | $ 44,000 |
| Chaffee, Colorado | 1 | $ 28,000 | $ 28,000 | $ 36,000 |
| Clear Creek, Colorado | 1 | $ 60,000 | $ 60,000 | $ 91,000 |
| Elbert, Colorado | 1 | $ 37,000 | $ 37,000 | $ 78,000 |
| Fremont, Colorado | 1 | $ 109,000 | $ 109,000 | $ 46,000 |
| Garfield, Colorado | 1 | $ 53,000 | $ 53,000 | $ 59,000 |
| Mesa, Colorado | 1 | $ 39,000 | $ 39,000 | $ 56,000 |
| Otero, Colorado | 1 | $ 112,000 | $ 112,000 | $ 35,000 |
| Park, Colorado | 1 | $ 79,000 | $ 79,000 | $ 132,000 |
| Pueblo, Colorado | 1 | $ 51,000 | $ 51,000 | $ 41,000 |
| Routt, Colorado | 1 | $ 230,000 | $ 230,000 | $ 47,000 |
| Alachua, Florida | 1 | $ 44,000 | $ 44,000 | $ 55,000 |
| Clay, Florida | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Dixie, Florida | 1 | $ 134,000 | $ 134,000 | $ 49,000 |
| Flagler, Florida | 1 | $ 72,000 | $ 72,000 | $ 39,000 |
| Hendry, Florida | 1 | $ 7,000 | $ 7,000 | $ 85,000 |
| Levy, Florida | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Manatee, Florida | 1 | $ 59,000 | $ 59,000 | $ 75,000 |
| Marion, Florida | 1 | $ 114,000 | $ 114,000 | $ 31,000 |
| Monroe, Florida | 1 | $ 212,000 | $ 212,000 | $ 69,000 |
| Nassau, Florida | 1 | $ 35,000 | $ 35,000 | $ 149,000 |
| Pasco, Florida | 1 | $ 144,000 | $ 144,000 | $ 124,000 |
| Putnam, Florida | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| St. Lucie, Florida | 1 | $ 119,000 | $ 119,000 | $ 51,000 |
| Union, Florida | 1 | $ 72,000 | $ 72,000 | $ 15,000 |
| Washington, Florida | 1 | $ 108,000 | $ 108,000 | $ 26,000 |
| Bartow, Georgia | 1 | $ 44,000 | $ 44,000 | $ 37,000 |
| Bibb, Georgia | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
| Clayton, Georgia | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Coweta, Georgia | 1 | $ 20,000 | $ 20,000 | $ 28,000 |
| Emanuel, Georgia | 1 | $ 30,000 | $ 30,000 | $ 13,000 |
| Heard, Georgia | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| Jasper, Georgia | 1 | $ 66,000 | $ 66,000 | $ 21,000 |
| Jones, Georgia | 1 | $ 98,000 | $ 98,000 | $ 42,000 |
| Macon, Georgia | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Meriwether, Georgia | 1 | $ 70,000 | $ 70,000 | $ 71,000 |
| Newton, Georgia | 1 | $ 29,000 | $ 29,000 | $ 52,000 |
| Pickens, Georgia | 1 | $ 68,000 | $ 68,000 | $ 31,000 |
| Walton, Georgia | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Wayne, Georgia | 1 | $ 20,000 | $ 20,000 | $ 56,000 |
| Whitfield, Georgia | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Bond, Illinois | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| DeKalb, Illinois | 1 | $ 33,000 | $ 33,000 | $ 74,000 |
| Douglas, Illinois | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Kankakee, Illinois | 1 | $ 22,000 | $ 22,000 | $ 74,000 |
| Macoupin, Illinois | 1 | $ 35,000 | $ 35,000 | $ 156,000 |
| McHenry, Illinois | 1 | $ 30,000 | $ 30,000 | $ 70,000 |
| McLean, Illinois | 1 | $ 27,000 | $ 27,000 | $ 59,000 |
| Monroe, Illinois | 1 | $ 38,000 | $ 38,000 | $ 77,000 |
| Montgomery, Illinois | 1 | $ 13,000 | $ 13,000 | $ 44,000 |
| Peoria, Illinois | 1 | $ 80,000 | $ 80,000 | $ 117,000 |
| Pope, Illinois | 1 | $ 180,000 | $ 180,000 | $ 59,000 |
| Vermilion, Illinois | 1 | $ 52,000 | $ 52,000 | $ 64,000 |
| Blackford, Indiana | 1 | $ 166,000 | $ 166,000 | $ 67,000 |
| Clinton, Indiana | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Daviess, Indiana | 1 | $ 113,000 | $ 113,000 | $ 60,000 |
| Dubois, Indiana | 1 | $ 68,000 | $ 68,000 | $ 59,000 |
| Fayette, Indiana | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Fountain, Indiana | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Franklin, Indiana | 1 | $ 42,000 | $ 42,000 | $ 106,000 |
| Jay, Indiana | 1 | $ 70,000 | $ 70,000 | $ 34,000 |
| Knox, Indiana | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Madison, Indiana | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
| Martin, Indiana | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Ohio, Indiana | 1 | $ 143,000 | $ 143,000 | $ 94,000 |
| Orange, Indiana | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Perry, Indiana | 1 | $ 108,000 | $ 108,000 | $ 29,000 |
| Ripley, Indiana | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Scott, Indiana | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Steuben, Indiana | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| Union, Indiana | 1 | $ 42,000 | $ 42,000 | $ 48,000 |
| Wabash, Indiana | 1 | $ 102,000 | $ 102,000 | $ 71,000 |
| Washington, Indiana | 1 | $ 36,000 | $ 36,000 | $ 101,000 |
| Wells, Indiana | 1 | $ 88,000 | $ 88,000 | $ 61,000 |
| Dallas, Iowa | 1 | $ 34,000 | $ 34,000 | $ 60,000 |
| Story, Iowa | 1 | $ 119,000 | $ 119,000 | $ 44,000 |
| Warren, Iowa | 1 | $ 18,000 | $ 18,000 | $ 56,000 |
| Finney, Kansas | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Franklin, Kansas | 1 | $ 111,000 | $ 111,000 | $ 75,000 |
| Gray, Kansas | 1 | $ 103,000 | $ 103,000 | $ 61,000 |
| Labette, Kansas | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Wyandotte, Kansas | 1 | $ 190,000 | $ 190,000 | $ 75,000 |
| Anderson, Kentucky | 1 | $ 117,000 | $ 117,000 | $ 66,000 |
| Ballard, Kentucky | 1 | $ 90,000 | $ 90,000 | $ 85,000 |
| Boyle, Kentucky | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Daviess, Kentucky | 1 | $ 38,000 | $ 38,000 | $ 120,000 |
| Estill, Kentucky | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Fayette, Kentucky | 1 | $ 50,000 | $ 50,000 | $ 106,000 |
| Fleming, Kentucky | 1 | $ 34,000 | $ 34,000 | $ 72,000 |
| Garrard, Kentucky | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Graves, Kentucky | 1 | $ 30,000 | $ 30,000 | $ 13,000 |
| Greenup, Kentucky | 1 | $ 100,000 | $ 100,000 | $ 81,000 |
| Harrison, Kentucky | 1 | $ 22,000 | $ 22,000 | $ 122,000 |
| Meade, Kentucky | 1 | $ 32,000 | $ 32,000 | $ 33,000 |
| Nicholas, Kentucky | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Oldham, Kentucky | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Owen, Kentucky | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Russell, Kentucky | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Taylor, Kentucky | 1 | $ 93,000 | $ 93,000 | $ 350,000 |
| Penobscot, Maine | 1 | $ 56,000 | $ 56,000 | $ 101,000 |
| Anne Arundel, Maryland | 1 | $ 60,000 | $ 60,000 | $ 131,000 |
| Carroll, Maryland | 1 | $ 48,000 | $ 48,000 | $ 66,000 |
| Charles, Maryland | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Howard, Maryland | 1 | $ 57,000 | $ 57,000 | $ 78,000 |
| Montgomery, Maryland | 1 | $ 69,000 | $ 69,000 | $ 68,000 |
| Hampden, Massachusetts | 1 | $ 36,000 | $ 36,000 | $ 134,000 |
| Arenac, Michigan | 1 | $ 78,000 | $ 78,000 | $ 42,000 |
| Branch, Michigan | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Charlevoix, Michigan | 1 | $ 114,000 | $ 114,000 | $ 61,000 |
| Emmet, Michigan | 1 | $ 162,000 | $ 162,000 | $ 76,000 |
| Gladwin, Michigan | 1 | $ 107,000 | $ 107,000 | $ 32,000 |
| Grand Traverse, Michigan | 1 | $ 144,000 | $ 144,000 | $ 72,000 |
| Kalkaska, Michigan | 1 | $ 110,000 | $ 110,000 | $ 78,000 |
| Lapeer, Michigan | 1 | $ 178,000 | $ 178,000 | $ 52,000 |
| Mason, Michigan | 1 | $ 129,000 | $ 129,000 | $ 106,000 |
| Ogemaw, Michigan | 1 | $ 113,000 | $ 113,000 | $ 43,000 |
| Otsego, Michigan | 1 | $ 103,000 | $ 103,000 | $ 32,000 |
| Roscommon, Michigan | 1 | $ 73,000 | $ 73,000 | $ 50,000 |
| Saginaw, Michigan | 1 | $ 104,000 | $ 104,000 | $ 59,000 |
| Sanilac, Michigan | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Itasca, Minnesota | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Koochiching, Minnesota | 1 | $ 23,000 | $ 23,000 | $ 44,000 |
| McLeod, Minnesota | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Mille Lacs, Minnesota | 1 | $ 64,000 | $ 64,000 | $ 79,000 |
| Pine, Minnesota | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Rice, Minnesota | 1 | $ 52,000 | $ 52,000 | $ 56,000 |
| Scott, Minnesota | 1 | $ 41,000 | $ 41,000 | $ 128,000 |
| Stearns, Minnesota | 1 | $ 33,000 | $ 33,000 | $ 59,000 |
| Winona, Minnesota | 1 | $ 21,000 | $ 21,000 | $ 33,000 |
| Wright, Minnesota | 1 | $ 54,000 | $ 54,000 | $ 87,000 |
| Harrison, Mississippi | 1 | $ 18,000 | $ 18,000 | $ 200,000 |
| Carroll, Missouri | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Cass, Missouri | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Christian, Missouri | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Clinton, Missouri | 1 | $ 58,000 | $ 58,000 | $ 107,000 |
| Crawford, Missouri | 1 | $ 108,000 | $ 108,000 | $ 49,000 |
| Johnson, Missouri | 1 | $ 66,000 | $ 66,000 | $ 31,000 |
| Lewis, Missouri | 1 | $ 74,000 | $ 74,000 | $ 67,000 |
| Lincoln, Missouri | 1 | $ 44,000 | $ 44,000 | $ 105,000 |
| Montgomery, Missouri | 1 | $ 92,000 | $ 92,000 | $ 60,000 |
| Ralls, Missouri | 1 | $ 157,000 | $ 157,000 | $ 40,000 |
| Ray, Missouri | 1 | $ 22,000 | $ 22,000 | $ 47,000 |
| Ripley, Missouri | 1 | $ 27,000 | $ 27,000 | $ 70,000 |
| Texas, Missouri | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Churchill, Nevada | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Douglas, Nevada | 1 | $ 170,000 | $ 170,000 | $ 40,000 |
| Lyon, Nevada | 1 | $ 425,000 | $ 425,000 | $ 74,000 |
| Nye, Nevada | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Washoe, Nevada | 1 | $ 178,000 | $ 178,000 | $ 54,000 |
| Beaufort, North Carolina | 1 | $ 68,000 | $ 68,000 | $ 47,000 |
| Brunswick, North Carolina | 1 | $ 37,000 | $ 37,000 | $ 46,000 |
| Catawba, North Carolina | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Davidson, North Carolina | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Guilford, North Carolina | 1 | $ 26,000 | $ 26,000 | $ 33,000 |
| Iredell, North Carolina | 1 | $ 19,000 | $ 19,000 | $ 60,000 |
| Johnston, North Carolina | 1 | $ 46,000 | $ 46,000 | $ 64,000 |
| Randolph, North Carolina | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
| Rockingham, North Carolina | 1 | $ 60,000 | $ 60,000 | $ 63,000 |
| Sampson, North Carolina | 1 | $ 72,000 | $ 72,000 | $ 77,000 |
| Union, North Carolina | 1 | $ 41,000 | $ 41,000 | $ 83,000 |
| Warren, North Carolina | 1 | $ 70,000 | $ 70,000 | $ 120,000 |
| Wilkes, North Carolina | 1 | $ 130,000 | $ 130,000 | $ 100,000 |
| Allen, Ohio | 1 | $ 31,000 | $ 31,000 | $ 52,000 |
| Champaign, Ohio | 1 | $ 150,000 | $ 150,000 | $ 78,000 |
| Fairfield, Ohio | 1 | $ 150,000 | $ 150,000 | $ 26,000 |
| Fayette, Ohio | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Fulton, Ohio | 1 | $ 120,000 | $ 120,000 | $ 68,000 |
| Guernsey, Ohio | 1 | $ 31,000 | $ 31,000 | $ 54,000 |
| Hancock, Ohio | 1 | $ 91,000 | $ 91,000 | $ 43,000 |
| Hardin, Ohio | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Hocking, Ohio | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Huron, Ohio | 1 | $ 86,000 | $ 86,000 | $ 76,000 |
| Lake, Ohio | 1 | $ 101,000 | $ 101,000 | $ 116,000 |
| Logan, Ohio | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Madison, Ohio | 1 | $ 146,000 | $ 146,000 | $ 46,000 |
| Medina, Ohio | 1 | $ 40,000 | $ 40,000 | $ 58,000 |
| Perry, Ohio | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Preble, Ohio | 1 | $ 128,000 | $ 128,000 | $ 52,000 |
| Scioto, Ohio | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Tuscarawas, Ohio | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Wayne, Ohio | 1 | $ 26,000 | $ 26,000 | $ 62,000 |
| Delaware, Oklahoma | 1 | $ 122,000 | $ 122,000 | $ 29,000 |
| Blair, Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 105,000 |
| Cambria, Pennsylvania | 1 | $ 24,000 | $ 24,000 | $ 71,000 |
| Clearfield, Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 28,000 |
| Clinton, Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 22,000 |
| Franklin, Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 27,000 |
| Lackawanna, Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 79,000 |
| Lawrence, Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Lebanon, Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Lehigh, Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 96,000 |
| McKean, Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 76,000 |
| Mifflin, Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 91,000 |
| Northumberland, Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Potter, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Susquehanna, Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 187,000 |
| Tioga, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| York, Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 107,000 |
| Berkeley, South Carolina | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Cherokee, South Carolina | 1 | $ 53,000 | $ 53,000 | $ 43,000 |
| Georgetown, South Carolina | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Greenville, South Carolina | 1 | $ 48,000 | $ 48,000 | $ 35,000 |
| Bon Homme, South Dakota | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Anderson, Tennessee | 1 | $ 104,000 | $ 104,000 | $ 97,000 |
| Campbell, Tennessee | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
Mortgage Loan Application Detail Totals for Home Equity of America in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,287 | $114,495,000 | $84,607 | $423,000 | $70,642 | $624,000 |
| Home Purchase | 333 | $14,865,000 | $45,136 | $345,000 | $83,454 | $600,000 |
| Home Improvement | 158 | $9,944,000 | $78,588 | $425,000 | $71,411 | $313,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,353 | $104,564,000 | $72,107 | $423,000 | $72,035 | $624,000 |
| Not Provided | 283 | $25,203,000 | $91,363 | $425,000 | $71,590 | $550,000 |
| Black or African American | 69 | $4,985,000 | $79,705 | $225,000 | $74,411 | $252,000 |
| Hispanic | 51 | $3,281,000 | $67,785 | $248,000 | $77,142 | $525,000 |
| Asian | 18 | $1,008,000 | $52,083 | $116,000 | $102,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $185,000 | $61,666 | $71,000 | $55,333 | $60,000 |
| American Indian or Alaskan Native | 1 | $78,000 | $78,000 | $78,000 | $49,000 | $49,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,778 | $139,304,000 | $72,896 | $425,000 | $75,310 | $624,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,106 | $93,504,000 | $76,689 | $425,000 | $74,793 | $624,000 |
| Loan Originated | 646 | $43,748,000 | $69,761 | $275,000 | $74,333 | $550,000 |
| Application Approved But Not Accepted | 26 | $2,052,000 | $75,083 | $146,000 | $57,250 | $103,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 336 | $27,820,000 | $88,904 | $425,000 | $71,333 | $624,000 |
| Credit Application Incomplete | 276 | $23,261,000 | $76,000 | $423,000 | $73,761 | $350,000 |
| Debt-To-Income Ratio | 223 | $20,531,000 | $84,000 | $351,000 | $60,684 | $240,000 |
| Other | 150 | $10,857,000 | $64,360 | $225,000 | $74,560 | $450,000 |
| Collateral | 86 | $8,290,000 | $89,380 | $375,000 | $71,142 | $360,000 |
| Employment History | 30 | $2,381,000 | $73,181 | $220,000 | $53,727 | $156,000 |
| Unverifiable Information | 5 | $364,000 | $77,250 | $149,000 | $76,750 | $93,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Equity of America's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Equity of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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