Home Finance Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Home Finance Of America 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Finance Of America 521 Plymouth Road, Suite 112 Plymouth Meeting, PA 19462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,599 |
| Total Mortgage Loan Application Amount | $526,548,000 |
| Average Mortgage Loan Application Amount | $203,000 |
| Highest Mortgage Loan Application Amount | $675,000 |
| Average Applicant Income | $113,500 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Home Finance Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Finance Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Home Finance Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Finance Of America serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Finance Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Finance Of America's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 110 | $ 25,221,000 | $ 229,000 | $ 101,000 |
| Montgomery County Pennsylvania | 85 | $ 19,241,000 | $ 226,000 | $ 136,000 |
| San Diego County California | 59 | $ 14,190,000 | $ 240,000 | $ 111,000 |
| Orange County California | 56 | $ 13,091,000 | $ 233,000 | $ 111,000 |
| Harris County Texas | 54 | $ 9,586,000 | $ 177,000 | $ 125,000 |
| Bucks County Pennsylvania | 46 | $ 10,818,000 | $ 235,000 | $ 127,000 |
| Philadelphia County Pennsylvania | 42 | $ 7,071,000 | $ 168,000 | $ 97,000 |
| Cook County Illinois | 37 | $ 6,953,000 | $ 187,000 | $ 132,000 |
| Alameda County California | 36 | $ 9,151,000 | $ 254,000 | $ 111,000 |
| Oakland County Michigan | 36 | $ 6,707,000 | $ 186,000 | $ 126,000 |
| Sacramento County California | 35 | $ 6,655,000 | $ 190,000 | $ 112,000 |
| Chester County Pennsylvania | 34 | $ 7,396,000 | $ 217,000 | $ 139,000 |
| San Bernardino County California | 33 | $ 6,074,000 | $ 184,000 | $ 120,000 |
| Riverside County California | 32 | $ 5,902,000 | $ 184,000 | $ 92,000 |
| King County Washington | 31 | $ 6,271,000 | $ 202,000 | $ 96,000 |
| Middlesex County Massachusetts | 30 | $ 6,314,000 | $ 210,000 | $ 113,000 |
| Fairfax County Virginia | 28 | $ 6,797,000 | $ 242,000 | $ 115,000 |
| Allegheny County Pennsylvania | 26 | $ 4,841,000 | $ 186,000 | $ 114,000 |
| Middlesex County New Jersey | 25 | $ 5,071,000 | $ 202,000 | $ 120,000 |
| Monmouth County New Jersey | 25 | $ 6,438,000 | $ 257,000 | $ 185,000 |
| Travis County Texas | 25 | $ 4,639,000 | $ 185,000 | $ 111,000 |
| Delaware County Pennsylvania | 23 | $ 4,769,000 | $ 207,000 | $ 102,000 |
| Tarrant County Texas | 22 | $ 3,998,000 | $ 181,000 | $ 109,000 |
| Morris County New Jersey | 21 | $ 5,423,000 | $ 258,000 | $ 132,000 |
| Collin County Texas | 21 | $ 3,711,000 | $ 176,000 | $ 119,000 |
| Dallas County Texas | 19 | $ 3,447,000 | $ 181,000 | $ 134,000 |
| Montgomery County Maryland | 18 | $ 3,953,000 | $ 219,000 | $ 144,000 |
| Hennepin County Minnesota | 18 | $ 3,524,000 | $ 195,000 | $ 151,000 |
| Denton County Texas | 18 | $ 3,193,000 | $ 177,000 | $ 120,000 |
| Norfolk County Massachusetts | 17 | $ 3,846,000 | $ 226,000 | $ 124,000 |
| Santa Clara County California | 16 | $ 4,446,000 | $ 277,000 | $ 120,000 |
| Bergen County New Jersey | 16 | $ 4,483,000 | $ 280,000 | $ 125,000 |
| Ocean County New Jersey | 16 | $ 3,128,000 | $ 195,000 | $ 110,000 |
| Bexar County Texas | 16 | $ 2,118,000 | $ 132,000 | $ 88,000 |
| Baltimore County Maryland | 15 | $ 3,381,000 | $ 225,000 | $ 111,000 |
| Mercer County New Jersey | 15 | $ 3,390,000 | $ 226,000 | $ 116,000 |
| Nassau County New York | 15 | $ 3,749,000 | $ 249,000 | $ 135,000 |
| Suffolk County New York | 15 | $ 3,855,000 | $ 257,000 | $ 113,000 |
| Contra Costa County California | 14 | $ 3,338,000 | $ 238,000 | $ 135,000 |
| Wake County North Carolina | 14 | $ 2,462,000 | $ 175,000 | $ 80,000 |
| Fort Bend County Texas | 14 | $ 3,495,000 | $ 249,000 | $ 152,000 |
| Montgomery County Texas | 14 | $ 2,681,000 | $ 191,000 | $ 155,000 |
| San Mateo County California | 13 | $ 3,656,000 | $ 281,000 | $ 110,000 |
| Hartford County Connecticut | 13 | $ 2,952,000 | $ 227,000 | $ 111,000 |
| Essex County Massachusetts | 13 | $ 3,058,000 | $ 235,000 | $ 118,000 |
| Worcester County Massachusetts | 13 | $ 2,768,000 | $ 212,000 | $ 99,000 |
| Macomb County Michigan | 13 | $ 2,201,000 | $ 169,000 | $ 116,000 |
| Hillsborough County New Hampshire | 13 | $ 2,801,000 | $ 215,000 | $ 125,000 |
| Rockingham County New Hampshire | 13 | $ 3,023,000 | $ 232,000 | $ 101,000 |
| Burlington County New Jersey | 13 | $ 3,086,000 | $ 237,000 | $ 118,000 |
| Westchester County New York | 13 | $ 3,030,000 | $ 233,000 | $ 120,000 |
| Berks County Pennsylvania | 13 | $ 2,260,000 | $ 173,000 | $ 103,000 |
| Williamson County Texas | 13 | $ 1,844,000 | $ 141,000 | $ 107,000 |
| Fresno County California | 12 | $ 2,075,000 | $ 172,000 | $ 106,000 |
| Sonoma County California | 12 | $ 3,210,000 | $ 267,000 | $ 125,000 |
| Atlantic County New Jersey | 12 | $ 2,791,000 | $ 232,000 | $ 196,000 |
| Queens County New York | 12 | $ 2,822,000 | $ 235,000 | $ 120,000 |
| Mecklenburg County North Carolina | 12 | $ 1,650,000 | $ 137,000 | $ 71,000 |
| Cuyahoga County Ohio | 12 | $ 1,992,000 | $ 166,000 | $ 130,000 |
| Loudoun County Virginia | 12 | $ 3,384,000 | $ 282,000 | $ 129,000 |
| San Joaquin County California | 11 | $ 2,109,000 | $ 191,000 | $ 111,000 |
| Jefferson County Colorado | 11 | $ 1,831,000 | $ 166,000 | $ 89,000 |
| New Haven County Connecticut | 11 | $ 2,333,000 | $ 212,000 | $ 138,000 |
| Fulton County Georgia | 11 | $ 2,325,000 | $ 211,000 | $ 126,000 |
| Suffolk County Massachusetts | 11 | $ 2,484,000 | $ 225,000 | $ 94,000 |
| York County Pennsylvania | 11 | $ 1,629,000 | $ 148,000 | $ 97,000 |
| Ventura County California | 10 | $ 2,567,000 | $ 256,000 | $ 96,000 |
| Douglas County Colorado | 10 | $ 2,231,000 | $ 223,000 | $ 118,000 |
| Broward County Florida | 10 | $ 1,869,000 | $ 186,000 | $ 104,000 |
| Hillsborough County Florida | 10 | $ 1,615,000 | $ 161,000 | $ 83,000 |
| Pinellas County Florida | 10 | $ 1,697,000 | $ 169,000 | $ 79,000 |
| Howard County Maryland | 10 | $ 2,337,000 | $ 233,000 | $ 112,000 |
| Washtenaw County Michigan | 10 | $ 1,248,000 | $ 124,000 | $ 91,000 |
| Essex County New Jersey | 10 | $ 2,807,000 | $ 280,000 | $ 126,000 |
| Somerset County New Jersey | 10 | $ 2,868,000 | $ 286,000 | $ 132,000 |
| Richmond County New York | 10 | $ 2,381,000 | $ 238,000 | $ 100,000 |
| Spokane County Washington | 10 | $ 1,162,000 | $ 116,000 | $ 69,000 |
| Miami-Dade County Florida | 9 | $ 1,910,000 | $ 212,000 | $ 87,000 |
| DuPage County Illinois | 9 | $ 1,539,000 | $ 171,000 | $ 103,000 |
| Plymouth County Massachusetts | 9 | $ 2,134,000 | $ 237,000 | $ 108,000 |
| Livingston County Michigan | 9 | $ 1,852,000 | $ 205,000 | $ 112,000 |
| Wayne County Michigan | 9 | $ 1,366,000 | $ 151,000 | $ 91,000 |
| Gloucester County New Jersey | 9 | $ 1,678,000 | $ 186,000 | $ 142,000 |
| Guilford County North Carolina | 9 | $ 1,611,000 | $ 179,000 | $ 89,000 |
| Northampton County Pennsylvania | 9 | $ 1,413,000 | $ 157,000 | $ 87,000 |
| Kern County California | 8 | $ 1,455,000 | $ 181,000 | $ 188,000 |
| San Francisco County California | 8 | $ 2,727,000 | $ 340,000 | $ 198,000 |
| Arapahoe County Colorado | 8 | $ 1,959,000 | $ 244,000 | $ 126,000 |
| Denver County Colorado | 8 | $ 1,617,000 | $ 202,000 | $ 111,000 |
| Sumter County Florida | 8 | $ 1,066,000 | $ 133,000 | $ 61,000 |
| DeKalb County Georgia | 8 | $ 1,467,000 | $ 183,000 | $ 144,000 |
| Gwinnett County Georgia | 8 | $ 1,340,000 | $ 167,000 | $ 131,000 |
| Bristol County Massachusetts | 8 | $ 1,721,000 | $ 215,000 | $ 154,000 |
| Kent County Michigan | 8 | $ 1,103,000 | $ 137,000 | $ 92,000 |
| Union County New Jersey | 8 | $ 2,295,000 | $ 286,000 | $ 132,000 |
| Erie County New York | 8 | $ 1,455,000 | $ 181,000 | $ 89,000 |
| Saratoga County New York | 8 | $ 1,909,000 | $ 238,000 | $ 120,000 |
| Prince William County Virginia | 8 | $ 1,627,000 | $ 203,000 | $ 124,000 |
| Pierce County Washington | 8 | $ 1,452,000 | $ 181,000 | $ 115,000 |
| Placer County California | 7 | $ 1,341,000 | $ 191,000 | $ 112,000 |
| Palm Beach County Florida | 7 | $ 1,383,000 | $ 197,000 | $ 98,000 |
| Cobb County Georgia | 7 | $ 1,214,000 | $ 173,000 | $ 107,000 |
| Washington County Minnesota | 7 | $ 1,490,000 | $ 212,000 | $ 86,000 |
| Monroe County New York | 7 | $ 1,255,000 | $ 179,000 | $ 134,000 |
| Medina County Ohio | 7 | $ 1,338,000 | $ 191,000 | $ 137,000 |
| Brazoria County Texas | 7 | $ 961,000 | $ 137,000 | $ 111,000 |
| Galveston County Texas | 7 | $ 740,000 | $ 105,000 | $ 109,000 |
| Monterey County California | 6 | $ 1,340,000 | $ 223,000 | $ 93,000 |
| Manatee County Florida | 6 | $ 1,009,000 | $ 168,000 | $ 107,000 |
| Orange County Florida | 6 | $ 1,018,000 | $ 169,000 | $ 86,000 |
| Ramsey County Minnesota | 6 | $ 1,110,000 | $ 185,000 | $ 73,000 |
| Hudson County New Jersey | 6 | $ 1,408,000 | $ 234,000 | $ 140,000 |
| Sussex County New Jersey | 6 | $ 973,000 | $ 162,000 | $ 110,000 |
| Orange County New York | 6 | $ 935,000 | $ 155,000 | $ 150,000 |
| Buncombe County North Carolina | 6 | $ 1,327,000 | $ 221,000 | $ 84,000 |
| Summit County Ohio | 6 | $ 1,115,000 | $ 185,000 | $ 134,000 |
| Butler County Pennsylvania | 6 | $ 1,052,000 | $ 175,000 | $ 107,000 |
| Lancaster County Pennsylvania | 6 | $ 1,086,000 | $ 181,000 | $ 92,000 |
| Lehigh County Pennsylvania | 6 | $ 1,113,000 | $ 185,000 | $ 97,000 |
| Luzerne County Pennsylvania | 6 | $ 1,102,000 | $ 183,000 | $ 116,000 |
| Rockwall County Texas | 6 | $ 1,278,000 | $ 213,000 | $ 103,000 |
| Solano County California | 5 | $ 876,000 | $ 175,000 | $ 61,000 |
| Stanislaus County California | 5 | $ 910,000 | $ 182,000 | $ 92,000 |
| Alachua County Florida | 5 | $ 1,139,000 | $ 227,000 | $ 180,000 |
| Forsyth County Georgia | 5 | $ 937,000 | $ 187,000 | $ 112,000 |
| Kane County Illinois | 5 | $ 911,000 | $ 182,000 | $ 86,000 |
| Baltimore City County Maryland | 5 | $ 768,000 | $ 153,000 | $ 92,000 |
| Frederick County Maryland | 5 | $ 951,000 | $ 190,000 | $ 119,000 |
| Prince George's County Maryland | 5 | $ 858,000 | $ 171,000 | $ 93,000 |
| Camden County New Jersey | 5 | $ 763,000 | $ 152,000 | $ 84,000 |
| Cape May County New Jersey | 5 | $ 1,545,000 | $ 309,000 | $ 163,000 |
| Franklin County Ohio | 5 | $ 748,000 | $ 149,000 | $ 110,000 |
| Butte County California | 4 | $ 648,000 | $ 162,000 | $ 64,000 |
| Marin County California | 4 | $ 907,000 | $ 226,000 | $ 190,000 |
| Napa County California | 4 | $ 668,000 | $ 167,000 | $ 90,000 |
| San Luis Obispo County California | 4 | $ 1,480,000 | $ 370,000 | $ 162,000 |
| Yolo County California | 4 | $ 619,000 | $ 154,000 | $ 108,000 |
| El Paso County Colorado | 4 | $ 522,000 | $ 130,000 | $ 95,000 |
| Larimer County Colorado | 4 | $ 796,000 | $ 199,000 | $ 77,000 |
| Fairfield County Connecticut | 4 | $ 1,008,000 | $ 252,000 | $ 185,000 |
| Collier County Florida | 4 | $ 919,000 | $ 229,000 | $ 99,000 |
| Lee County Florida | 4 | $ 734,000 | $ 183,000 | $ 66,000 |
| Pasco County Florida | 4 | $ 749,000 | $ 187,000 | $ 143,000 |
| Polk County Florida | 4 | $ 578,000 | $ 144,000 | $ 55,000 |
| Seminole County Florida | 4 | $ 718,000 | $ 179,000 | $ 106,000 |
| Cherokee County Georgia | 4 | $ 753,000 | $ 188,000 | $ 99,000 |
| Coweta County Georgia | 4 | $ 864,000 | $ 216,000 | $ 141,000 |
| Anne Arundel County Maryland | 4 | $ 1,020,000 | $ 255,000 | $ 147,000 |
| Carroll County Maryland | 4 | $ 1,304,000 | $ 326,000 | $ 108,000 |
| Cecil County Maryland | 4 | $ 542,000 | $ 135,000 | $ 94,000 |
| Harford County Maryland | 4 | $ 1,048,000 | $ 262,000 | $ 136,000 |
| Berrien County Michigan | 4 | $ 597,000 | $ 149,000 | $ 85,000 |
| Ingham County Michigan | 4 | $ 413,000 | $ 103,000 | $ 78,000 |
| Dakota County Minnesota | 4 | $ 496,000 | $ 124,000 | $ 100,000 |
| Scott County Minnesota | 4 | $ 768,000 | $ 192,000 | $ 111,000 |
| Belknap County New Hampshire | 4 | $ 670,000 | $ 167,000 | $ 102,000 |
| Hunterdon County New Jersey | 4 | $ 1,397,000 | $ 349,000 | $ 207,000 |
| Cumberland County North Carolina | 4 | $ 492,000 | $ 123,000 | $ 71,000 |
| New Hanover County North Carolina | 4 | $ 625,000 | $ 156,000 | $ 151,000 |
| Orange County North Carolina | 4 | $ 864,000 | $ 216,000 | $ 137,000 |
| Hamilton County Ohio | 4 | $ 727,000 | $ 181,000 | $ 142,000 |
| Dauphin County Pennsylvania | 4 | $ 646,000 | $ 161,000 | $ 113,000 |
| Lackawanna County Pennsylvania | 4 | $ 629,000 | $ 157,000 | $ 80,000 |
| Arlington County Virginia | 4 | $ 1,148,000 | $ 287,000 | $ 69,000 |
| Henrico County Virginia | 4 | $ 917,000 | $ 229,000 | $ 93,000 |
| Orange County Virginia | 4 | $ 927,000 | $ 231,000 | $ 96,000 |
| Kitsap County Washington | 4 | $ 961,000 | $ 240,000 | $ 97,000 |
| El Dorado County California | 3 | $ 806,000 | $ 268,000 | $ 241,000 |
| Shasta County California | 3 | $ 570,000 | $ 190,000 | $ 54,000 |
| Boulder County Colorado | 3 | $ 839,000 | $ 279,000 | $ 151,000 |
| Litchfield County Connecticut | 3 | $ 414,000 | $ 138,000 | $ 60,000 |
| Brevard County Florida | 3 | $ 425,000 | $ 141,000 | $ 85,000 |
| Charlotte County Florida | 3 | $ 422,000 | $ 140,000 | $ 67,000 |
| Sarasota County Florida | 3 | $ 787,000 | $ 262,000 | $ 123,000 |
| St. Johns County Florida | 3 | $ 458,000 | $ 152,000 | $ 128,000 |
| Volusia County Florida | 3 | $ 301,000 | $ 100,000 | $ 87,000 |
| Carroll County Georgia | 3 | $ 761,000 | $ 253,000 | $ 118,000 |
| Lake County Illinois | 3 | $ 606,000 | $ 202,000 | $ 133,000 |
| Calvert County Maryland | 3 | $ 667,000 | $ 222,000 | $ 146,000 |
| Charles County Maryland | 3 | $ 520,000 | $ 173,000 | $ 110,000 |
| St. Mary's County Maryland | 3 | $ 712,000 | $ 237,000 | $ 107,000 |
| Eaton County Michigan | 3 | $ 381,000 | $ 127,000 | $ 61,000 |
| Kalamazoo County Michigan | 3 | $ 597,000 | $ 199,000 | $ 122,000 |
| Ottawa County Michigan | 3 | $ 329,000 | $ 109,000 | $ 120,000 |
| Passaic County New Jersey | 3 | $ 759,000 | $ 253,000 | $ 89,000 |
| Albany County New York | 3 | $ 536,000 | $ 178,000 | $ 101,000 |
| Kings County New York | 3 | $ 619,000 | $ 206,000 | $ 155,000 |
| Rockland County New York | 3 | $ 829,000 | $ 276,000 | $ 97,000 |
| Caldwell County North Carolina | 3 | $ 563,000 | $ 187,000 | $ 91,000 |
| Dare County North Carolina | 3 | $ 821,000 | $ 273,000 | $ 489,000 |
| Durham County North Carolina | 3 | $ 438,000 | $ 146,000 | $ 104,000 |
| Forsyth County North Carolina | 3 | $ 568,000 | $ 189,000 | $ 101,000 |
| Moore County North Carolina | 3 | $ 617,000 | $ 205,000 | $ 75,000 |
| Stark County Ohio | 3 | $ 418,000 | $ 139,000 | $ 102,000 |
| Blair County Pennsylvania | 3 | $ 493,000 | $ 164,000 | $ 159,000 |
| Carbon County Pennsylvania | 3 | $ 491,000 | $ 163,000 | $ 97,000 |
| Cumberland County Pennsylvania | 3 | $ 527,000 | $ 175,000 | $ 103,000 |
| Lebanon County Pennsylvania | 3 | $ 430,000 | $ 143,000 | $ 85,000 |
| Chambers County Texas | 3 | $ 535,000 | $ 178,000 | $ 158,000 |
| Kendall County Texas | 3 | $ 514,000 | $ 171,000 | $ 85,000 |
| McLennan County Texas | 3 | $ 209,000 | $ 69,000 | $ 86,000 |
| Smith County Texas | 3 | $ 435,000 | $ 145,000 | $ 88,000 |
| Alexandria County Virginia | 3 | $ 855,000 | $ 285,000 | $ 107,000 |
| Hanover County Virginia | 3 | $ 495,000 | $ 165,000 | $ 80,000 |
| Roanoke County Virginia | 3 | $ 419,000 | $ 139,000 | $ 68,000 |
| Virginia Beach County Virginia | 3 | $ 607,000 | $ 202,000 | $ 99,000 |
| Snohomish County Washington | 3 | $ 697,000 | $ 232,000 | $ 124,000 |
| Thurston County Washington | 3 | $ 874,000 | $ 291,000 | $ 102,000 |
| Calaveras County California | 2 | $ 275,000 | $ 137,000 | $ 50,000 |
| Humboldt County California | 2 | $ 511,000 | $ 255,000 | $ 60,000 |
| San Benito County California | 2 | $ 261,000 | $ 130,000 | $ 42,000 |
| Santa Barbara County California | 2 | $ 519,000 | $ 259,000 | $ 182,000 |
| Santa Cruz County California | 2 | $ 452,000 | $ 226,000 | $ 53,000 |
| Adams County Colorado | 2 | $ 611,000 | $ 305,000 | $ 261,000 |
| Eagle County Colorado | 2 | $ 469,000 | $ 234,000 | $ 209,000 |
| Weld County Colorado | 2 | $ 243,000 | $ 121,000 | $ 60,000 |
| Middlesex County Connecticut | 2 | $ 323,000 | $ 161,000 | $ 101,000 |
| Citrus County Florida | 2 | $ 378,000 | $ 189,000 | $ 199,000 |
| Highlands County Florida | 2 | $ 160,000 | $ 80,000 | $ 30,000 |
| Nassau County Florida | 2 | $ 443,000 | $ 221,000 | $ 46,000 |
| Osceola County Florida | 2 | $ 191,000 | $ 95,000 | $ 51,000 |
| Chatham County Georgia | 2 | $ 725,000 | $ 362,000 | $ 103,000 |
| Colquitt County Georgia | 2 | $ 143,000 | $ 71,000 | $ 60,000 |
| Hall County Georgia | 2 | $ 506,000 | $ 253,000 | $ 155,000 |
| Houston County Georgia | 2 | $ 361,000 | $ 180,000 | $ 125,000 |
| Jackson County Georgia | 2 | $ 310,000 | $ 155,000 | $ 73,000 |
| Seminole County Georgia | 2 | $ 136,000 | $ 68,000 | $ 101,000 |
| Kendall County Illinois | 2 | $ 425,000 | $ 212,000 | $ 60,000 |
| McHenry County Illinois | 2 | $ 296,000 | $ 148,000 | $ 63,000 |
| Queen Anne's County Maryland | 2 | $ 586,000 | $ 293,000 | $ 123,000 |
| Washington County Maryland | 2 | $ 583,000 | $ 291,000 | $ 140,000 |
| Worcester County Maryland | 2 | $ 329,000 | $ 164,000 | $ 168,000 |
| Barnstable County Massachusetts | 2 | $ 373,000 | $ 186,000 | $ 130,000 |
| Berkshire County Massachusetts | 2 | $ 280,000 | $ 140,000 | $ 137,000 |
| Hampden County Massachusetts | 2 | $ 273,000 | $ 136,000 | $ 84,000 |
| Charlevoix County Michigan | 2 | $ 390,000 | $ 195,000 | $ 93,000 |
| Genesee County Michigan | 2 | $ 235,000 | $ 117,000 | $ 46,000 |
| Menominee County Michigan | 2 | $ 305,000 | $ 152,000 | $ 61,000 |
| Otsego County Michigan | 2 | $ 496,000 | $ 248,000 | $ 142,000 |
| St. Clair County Michigan | 2 | $ 243,000 | $ 121,000 | $ 80,000 |
| Sherburne County Minnesota | 2 | $ 187,000 | $ 93,000 | $ 81,000 |
| Dutchess County New York | 2 | $ 400,000 | $ 200,000 | $ 135,000 |
| New York County New York | 2 | $ 562,000 | $ 281,000 | $ 204,000 |
| Onondaga County New York | 2 | $ 274,000 | $ 137,000 | $ 120,000 |
| Ulster County New York | 2 | $ 389,000 | $ 194,000 | $ 89,000 |
| Alamance County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 78,000 |
| Cabarrus County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 58,000 |
| Chatham County North Carolina | 2 | $ 424,000 | $ 212,000 | $ 67,000 |
| Geauga County Ohio | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| Licking County Ohio | 2 | $ 282,000 | $ 141,000 | $ 86,000 |
| Lorain County Ohio | 2 | $ 436,000 | $ 218,000 | $ 143,000 |
| Portage County Ohio | 2 | $ 134,000 | $ 67,000 | $ 40,000 |
| Centre County Pennsylvania | 2 | $ 513,000 | $ 256,000 | $ 166,000 |
| Erie County Pennsylvania | 2 | $ 225,000 | $ 112,000 | $ 69,000 |
| Indiana County Pennsylvania | 2 | $ 229,000 | $ 114,000 | $ 62,000 |
| Lycoming County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 68,000 |
| Westmoreland County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 143,000 |
| Wyoming County Pennsylvania | 2 | $ 237,000 | $ 118,000 | $ 52,000 |
| El Paso County Texas | 2 | $ 191,000 | $ 95,000 | $ 81,000 |
| Midland County Texas | 2 | $ 330,000 | $ 165,000 | $ 60,000 |
| Washington County Texas | 2 | $ 235,000 | $ 117,000 | $ 54,000 |
| Augusta County Virginia | 2 | $ 305,000 | $ 152,000 | $ 55,000 |
| Essex County Virginia | 2 | $ 348,000 | $ 174,000 | $ 45,000 |
| Fairfax City County Virginia | 2 | $ 645,000 | $ 322,000 | $ 95,000 |
| Norfolk County Virginia | 2 | $ 527,000 | $ 263,000 | $ 433,000 |
| Stafford County Virginia | 2 | $ 433,000 | $ 216,000 | $ 133,000 |
| Benton County Washington | 2 | $ 245,000 | $ 122,000 | $ 66,000 |
| Clark County Washington | 2 | $ 458,000 | $ 229,000 | $ 81,000 |
| Del Norte County California | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
| Lake County California | 1 | $ 200,000 | $ 200,000 | $ 63,000 |
| Madera County California | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Mendocino County California | 1 | $ 192,000 | $ 192,000 | $ 60,000 |
| Nevada County California | 1 | $ 253,000 | $ 253,000 | $ 83,000 |
| Tulare County California | 1 | $ 157,000 | $ 157,000 | $ 50,000 |
| Tuolumne County California | 1 | $ 118,000 | $ 118,000 | $ 48,000 |
| Clear Creek County Colorado | 1 | $ 236,000 | $ 236,000 | $ 67,000 |
| Custer County Colorado | 1 | $ 106,000 | $ 106,000 | $ 106,000 |
| La Plata County Colorado | 1 | $ 130,000 | $ 130,000 | $ 68,000 |
| Mesa County Colorado | 1 | $ 263,000 | $ 263,000 | $ 114,000 |
| Routt County Colorado | 1 | $ 297,000 | $ 297,000 | $ 93,000 |
| Tolland County Connecticut | 1 | $ 215,000 | $ 215,000 | $ 165,000 |
| Windham County Connecticut | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Clay County Florida | 1 | $ 141,000 | $ 141,000 | $ 58,000 |
| Duval County Florida | 1 | $ 122,000 | $ 122,000 | $ 74,000 |
| Gulf County Florida | 1 | $ 165,000 | $ 165,000 | $ 149,000 |
| Indian River County Florida | 1 | $ 152,000 | $ 152,000 | $ 90,000 |
| Lake County Florida | 1 | $ 148,000 | $ 148,000 | $ 50,000 |
| Leon County Florida | 1 | $ 150,000 | $ 150,000 | $ 64,000 |
| Marion County Florida | 1 | $ 132,000 | $ 132,000 | $ 117,000 |
| Okaloosa County Florida | 1 | $ 380,000 | $ 380,000 | $ 251,000 |
| St. Lucie County Florida | 1 | $ 89,000 | $ 89,000 | $ 93,000 |
| Suwannee County Florida | 1 | $ 123,000 | $ 123,000 | $ 32,000 |
| Wakulla County Florida | 1 | $ 188,000 | $ 188,000 | $ 70,000 |
| Walton County Florida | 1 | $ 154,000 | $ 154,000 | $ 74,000 |
| Bartow County Georgia | 1 | $ 54,000 | $ 54,000 | $ 67,000 |
| Bibb County Georgia | 1 | $ 97,000 | $ 97,000 | $ 69,000 |
| Charlton County Georgia | 1 | $ 140,000 | $ 140,000 | $ 94,000 |
| Columbia County Georgia | 1 | $ 84,000 | $ 84,000 | $ 66,000 |
| Dawson County Georgia | 1 | $ 113,000 | $ 113,000 | $ 51,000 |
| Fayette County Georgia | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
| Glynn County Georgia | 1 | $ 130,000 | $ 130,000 | $ 51,000 |
| Henry County Georgia | 1 | $ 134,000 | $ 134,000 | $ 89,000 |
| Monroe County Georgia | 1 | $ 168,000 | $ 168,000 | $ 120,000 |
| Muscogee County Georgia | 1 | $ 92,000 | $ 92,000 | $ 52,000 |
| Peach County Georgia | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Pike County Georgia | 1 | $ 100,000 | $ 100,000 | $ 132,000 |
| Putnam County Georgia | 1 | $ 190,000 | $ 190,000 | $ 144,000 |
| Rabun County Georgia | 1 | $ 213,000 | $ 213,000 | $ 88,000 |
| Rockdale County Georgia | 1 | $ 255,000 | $ 255,000 | $ 39,000 |
| Tattnall County Georgia | 1 | $ 131,000 | $ 131,000 | $ 59,000 |
| Walton County Georgia | 1 | $ 124,000 | $ 124,000 | $ 63,000 |
| Wayne County Georgia | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Whitfield County Georgia | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Lawrence County Illinois | 1 | $ 160,000 | $ 160,000 | $ 188,000 |
| Madison County Illinois | 1 | $ 139,000 | $ 139,000 | $ 74,000 |
| Moultrie County Illinois | 1 | $ 48,000 | $ 48,000 | $ 42,000 |
| Ogle County Illinois | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| Peoria County Illinois | 1 | $ 208,000 | $ 208,000 | $ 103,000 |
| Sangamon County Illinois | 1 | $ 96,000 | $ 96,000 | $ 77,000 |
| St. Clair County Illinois | 1 | $ 62,000 | $ 62,000 | $ 60,000 |
| Will County Illinois | 1 | $ 127,000 | $ 127,000 | $ 86,000 |
| Allegany County Maryland | 1 | $ 108,000 | $ 108,000 | $ 165,000 |
| Garrett County Maryland | 1 | $ 211,000 | $ 211,000 | $ 238,000 |
| Talbot County Maryland | 1 | $ 206,000 | $ 206,000 | $ 76,000 |
| Wicomico County Maryland | 1 | $ 216,000 | $ 216,000 | $ 109,000 |
| Franklin County Massachusetts | 1 | $ 246,000 | $ 246,000 | $ 67,000 |
| Hampshire County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Allegan County Michigan | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Cass County Michigan | 1 | $ 166,000 | $ 166,000 | $ 36,000 |
| Clinton County Michigan | 1 | $ 84,000 | $ 84,000 | $ 135,000 |
| Dickinson County Michigan | 1 | $ 128,000 | $ 128,000 | $ 85,000 |
| Monroe County Michigan | 1 | $ 150,000 | $ 150,000 | $ 105,000 |
| Muskegon County Michigan | 1 | $ 130,000 | $ 130,000 | $ 73,000 |
| Shiawassee County Michigan | 1 | $ 250,000 | $ 250,000 | $ 62,000 |
| St. Joseph County Michigan | 1 | $ 110,000 | $ 110,000 | $ 29,000 |
| Van Buren County Michigan | 1 | $ 150,000 | $ 150,000 | $ 61,000 |
| Wexford County Michigan | 1 | $ 202,000 | $ 202,000 | $ 87,000 |
| Aitkin County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 23,000 |
| Anoka County Minnesota | 1 | $ 204,000 | $ 204,000 | $ 116,000 |
| Carver County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 140,000 |
| Clay County Minnesota | 1 | $ 62,000 | $ 62,000 | $ 49,000 |
| Douglas County Minnesota | 1 | $ 196,000 | $ 196,000 | $ 130,000 |
| McLeod County Minnesota | 1 | $ 74,000 | $ 74,000 | $ 26,000 |
| Mower County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Pine County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 63,000 |
| St. Louis County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 25,000 |
| Carroll County New Hampshire | 1 | $ 227,000 | $ 227,000 | $ 48,000 |
| Cheshire County New Hampshire | 1 | $ 136,000 | $ 136,000 | $ 124,000 |
| Merrimack County New Hampshire | 1 | $ 191,000 | $ 191,000 | $ 98,000 |
| Strafford County New Hampshire | 1 | $ 179,000 | $ 179,000 | $ 100,000 |
| Salem County New Jersey | 1 | $ 177,000 | $ 177,000 | $ 124,000 |
| Warren County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 119,000 |
| Broome County New York | 1 | $ 90,000 | $ 90,000 | $ 59,000 |
| Chautauqua County New York | 1 | $ 96,000 | $ 96,000 | $ 65,000 |
| Columbia County New York | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Delaware County New York | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Montgomery County New York | 1 | $ 154,000 | $ 154,000 | $ 48,000 |
| Oneida County New York | 1 | $ 84,000 | $ 84,000 | $ 76,000 |
| Oswego County New York | 1 | $ 167,000 | $ 167,000 | $ 77,000 |
| Putnam County New York | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Rensselaer County New York | 1 | $ 101,000 | $ 101,000 | $ 72,000 |
| Schenectady County New York | 1 | $ 130,000 | $ 130,000 | $ 68,000 |
| St. Lawrence County New York | 1 | $ 131,000 | $ 131,000 | $ 97,000 |
| Tompkins County New York | 1 | $ 176,000 | $ 176,000 | $ 49,000 |
| Warren County New York | 1 | $ 320,000 | $ 320,000 | $ 91,000 |
| Avery County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 110,000 |
| Brunswick County North Carolina | 1 | $ 410,000 | $ 410,000 | $ 175,000 |
| Burke County North Carolina | 1 | $ 266,000 | $ 266,000 | $ 73,000 |
| Clay County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 21,000 |
| Craven County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 149,000 |
| Davidson County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 65,000 |
| Franklin County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 51,000 |
| Gaston County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 64,000 |
| Granville County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 116,000 |
| Haywood County North Carolina | 1 | $ 267,000 | $ 267,000 | $ 153,000 |
| Henderson County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 95,000 |
| Iredell County North Carolina | 1 | $ 264,000 | $ 264,000 | $ 92,000 |
| Jackson County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 71,000 |
| Lee County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 80,000 |
| Onslow County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
| Randolph County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 174,000 |
| Rockingham County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 27,000 |
| Rowan County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 69,000 |
| Stanly County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 95,000 |
| Union County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Watauga County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 172,000 |
| Allen County Ohio | 1 | $ 122,000 | $ 122,000 | $ 46,000 |
| Belmont County Ohio | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Butler County Ohio | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
| Clermont County Ohio | 1 | $ 191,000 | $ 191,000 | $ 175,000 |
| Fairfield County Ohio | 1 | $ 152,000 | $ 152,000 | $ 107,000 |
| Hancock County Ohio | 1 | $ 156,000 | $ 156,000 | $ 85,000 |
| Highland County Ohio | 1 | $ 240,000 | $ 240,000 | $ 105,000 |
| Lake County Ohio | 1 | $ 142,000 | $ 142,000 | $ 115,000 |
| Lawrence County Ohio | 1 | $ 128,000 | $ 128,000 | $ 61,000 |
| Mahoning County Ohio | 1 | $ 75,000 | $ 75,000 | $ 134,000 |
| Miami County Ohio | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Montgomery County Ohio | 1 | $ 90,000 | $ 90,000 | $ 151,000 |
| Pickaway County Ohio | 1 | $ 183,000 | $ 183,000 | $ 95,000 |
| Seneca County Ohio | 1 | $ 200,000 | $ 200,000 | $ 143,000 |
| Tuscarawas County Ohio | 1 | $ 172,000 | $ 172,000 | $ 129,000 |
| Union County Ohio | 1 | $ 153,000 | $ 153,000 | $ 62,000 |
| Warren County Ohio | 1 | $ 97,000 | $ 97,000 | $ 86,000 |
| Wood County Ohio | 1 | $ 71,000 | $ 71,000 | $ 37,000 |
| Beaver County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 57,000 |
| Bedford County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 49,000 |
| Bradford County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 76,000 |
| Clearfield County Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 50,000 |
| Clinton County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 42,000 |
| Crawford County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 200,000 |
| Franklin County Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 40,000 |
| Monroe County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 255,000 |
| Schuylkill County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 124,000 |
| Snyder County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 110,000 |
| Susquehanna County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Venango County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 100,000 |
| Washington County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 79,000 |
| Wayne County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| Bell County Texas | 1 | $ 99,000 | $ 99,000 | $ 128,000 |
| Brazos County Texas | 1 | $ 121,000 | $ 121,000 | $ 49,000 |
| Cameron County Texas | 1 | $ 143,000 | $ 143,000 | $ 220,000 |
| Comal County Texas | 1 | $ 175,000 | $ 175,000 | $ 154,000 |
| Cooke County Texas | 1 | $ 106,000 | $ 106,000 | $ 89,000 |
| Grayson County Texas | 1 | $ 117,000 | $ 117,000 | $ 51,000 |
| Guadalupe County Texas | 1 | $ 149,000 | $ 149,000 | $ 71,000 |
| Hood County Texas | 1 | $ 268,000 | $ 268,000 | $ 58,000 |
| Jasper County Texas | 1 | $ 204,000 | $ 204,000 | $ 163,000 |
| Jefferson County Texas | 1 | $ 159,000 | $ 159,000 | $ 65,000 |
| Johnson County Texas | 1 | $ 152,000 | $ 152,000 | $ 39,000 |
| Matagorda County Texas | 1 | $ 66,000 | $ 66,000 | $ 108,000 |
| Moore County Texas | 1 | $ 131,000 | $ 131,000 | $ 85,000 |
| Nueces County Texas | 1 | $ 127,000 | $ 127,000 | $ 93,000 |
| Parker County Texas | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| San Jacinto County Texas | 1 | $ 107,000 | $ 107,000 | $ 144,000 |
| Taylor County Texas | 1 | $ 130,000 | $ 130,000 | $ 101,000 |
| Webb County Texas | 1 | $ 101,000 | $ 101,000 | $ 63,000 |
| Wise County Texas | 1 | $ 269,000 | $ 269,000 | $ 210,000 |
| Albemarle County Virginia | 1 | $ 336,000 | $ 336,000 | $ 56,000 |
| Chesapeake County Virginia | 1 | $ 359,000 | $ 359,000 | $ 90,000 |
| Chesterfield County Virginia | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Falls Church County Virginia | 1 | $ 227,000 | $ 227,000 | $ 103,000 |
| Fauquier County Virginia | 1 | $ 220,000 | $ 220,000 | $ 109,000 |
| Franklin County Virginia | 1 | $ 264,000 | $ 264,000 | $ 154,000 |
| Frederick County Virginia | 1 | $ 116,000 | $ 116,000 | $ 53,000 |
| James City County Virginia | 1 | $ 156,000 | $ 156,000 | $ 37,000 |
| Middlesex County Virginia | 1 | $ 371,000 | $ 371,000 | $ 117,000 |
| Montgomery County Virginia | 1 | $ 197,000 | $ 197,000 | $ 69,000 |
| Newport News County Virginia | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Patrick County Virginia | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Portsmouth County Virginia | 1 | $ 124,000 | $ 124,000 | $ 57,000 |
| Rockingham County Virginia | 1 | $ 344,000 | $ 344,000 | $ 146,000 |
| Smyth County Virginia | 1 | $ 100,000 | $ 100,000 | $ 59,000 |
| Spotsylvania County Virginia | 1 | $ 194,000 | $ 194,000 | $ 42,000 |
| Suffolk County Virginia | 1 | $ 127,000 | $ 127,000 | $ 66,000 |
| York County Virginia | 1 | $ 417,000 | $ 417,000 | $ 72,000 |
| Lewis County Washington | 1 | $ 268,000 | $ 268,000 | $ 131,000 |
| Mason County Washington | 1 | $ 307,000 | $ 307,000 | $ 88,000 |
| Skagit County Washington | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Stevens County Washington | 1 | $ 240,000 | $ 240,000 | $ 190,000 |
Mortgage Loan Application Detail Totals for Home Finance Of America in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,415 | $489,000,000 | $202,000 | $610,000 | $113,000 | $1,200,000 |
| Home Purchase | 184 | $37,548,000 | $204,000 | $675,000 | $114,000 | $417,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,985 | $401,867,000 | $202,000 | $675,000 | $115,000 | $1,200,000 |
| Asian | 330 | $68,282,000 | $206,000 | $417,000 | $105,000 | $417,000 |
| Hispanic | 131 | $26,195,000 | $199,000 | $410,000 | $110,000 | $547,000 |
| Not Provided | 85 | $17,989,000 | $211,000 | $409,000 | $118,000 | $383,000 |
| Black or African American | 57 | $9,976,000 | $175,000 | $417,000 | $84,000 | $255,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,603,000 | $229,000 | $374,000 | $115,000 | $211,000 |
| American Indian or Alaskan Native | 4 | $636,000 | $159,000 | $226,000 | $73,000 | $107,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,599 | $526,548,000 | $202,000 | $675,000 | $113,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,734 | $347,820,000 | $200,000 | $545,000 | $114,000 | $1,081,000 |
| Application Withdrawn By Applicant | 435 | $88,707,000 | $203,000 | $675,000 | $114,000 | $1,200,000 |
| Application Denied By Financial Institution | 430 | $90,021,000 | $209,000 | $524,000 | $108,000 | $750,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 169 | $31,625,000 | $187,000 | $524,000 | $112,000 | $480,000 |
| Collateral | 101 | $23,303,000 | $230,000 | $417,000 | $121,000 | $732,000 |
| Debt-To-Income Ratio | 92 | $20,145,000 | $218,000 | $417,000 | $76,000 | $291,000 |
| Unverifiable Information | 10 | $2,119,000 | $211,000 | $359,000 | $106,000 | $398,000 |
| Employment History | 3 | $583,000 | $194,000 | $265,000 | $77,000 | $102,000 |
| Credit History | 3 | $789,000 | $263,000 | $345,000 | $154,000 | $190,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Finance Of America's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Finance Of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.