Home Finance of America Mortgage Lending & HMDA Data, 2012
In 2012, Home Finance of America of Plymouth Meeting, PA reported 2,599 mortgage applications totaling $526.5 million, up 17% from 2011. The average application was for $202,596, and applicants reported an average income of $113,070. 67% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Philadelphia, PA (230), Los Angeles-Long Beach-Glendale, CA (110) and Houston-Sugar Land-Baytown, TX (100) (applications in parentheses).
| Mortgage Company & Address | Home Finance of America 521 Plymouth Road, Suite 112 Plymouth Meeting, PA 19462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,599 |
| Total Mortgage Loan Application Amount | $526,548,000 |
| Average Mortgage Loan Application Amount | $202,596 |
| Highest Mortgage Loan Application Amount | $675,000 |
| Average Applicant Income | $113,070 |
| Highest Applicant Income | $1,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Finance of America filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, PA | 230 | $ 49,295,000 | $ 214,326 | $ 124,000 |
| Los Angeles-Long Beach-Glendale, CA | 110 | $ 25,221,000 | $ 229,281 | $ 101,000 |
| Houston-Sugar Land-Baytown, TX | 100 | $ 18,105,000 | $ 181,050 | $ 132,000 |
| Edison-New Brunswick, NJ | 76 | $ 17,505,000 | $ 230,328 | $ 141,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 73 | $ 17,575,000 | $ 240,753 | $ 113,698 |
| New York-White Plains-Wayne, NY-NJ | 69 | $ 17,058,000 | $ 247,217 | $ 122,086 |
| Riverside-San Bernardino-Ontario, CA | 65 | $ 11,976,000 | $ 184,246 | $ 106,000 |
| Dallas-Plano-Irving, TX | 64 | $ 11,629,000 | $ 181,703 | $ 122,000 |
| Warren-Troy-Farmington Hills, MI | 60 | $ 11,003,000 | $ 183,383 | $ 120,000 |
| San Diego-Carlsbad-San Marcos, CA | 59 | $ 14,190,000 | $ 240,508 | $ 111,000 |
| Atlanta-Sandy Springs-Marietta, GA | 57 | $ 10,531,000 | $ 184,754 | $ 117,000 |
| Chicago-Joliet-Naperville, IL | 56 | $ 10,251,000 | $ 183,053 | $ 117,000 |
| Santa Ana-Anaheim-Irvine, CA | 56 | $ 13,091,000 | $ 233,767 | $ 111,000 |
| Oakland-Fremont-Hayward, CA | 50 | $ 12,489,000 | $ 249,780 | $ 117,000 |
| Newark-Union, NJ-PA | 49 | $ 12,895,000 | $ 263,163 | $ 134,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 49 | $ 9,421,000 | $ 192,265 | $ 119,000 |
| Baltimore-Towson, MD | 44 | $ 10,444,000 | $ 237,363 | $ 115,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 43 | $ 7,999,000 | $ 186,023 | $ 117,000 |
| Denver-Aurora-Broomfield, CO | 40 | $ 8,485,000 | $ 212,125 | $ 116,000 |
| Austin-Round Rock-San Marcos, TX | 38 | $ 6,483,000 | $ 170,605 | $ 110,000 |
| Boston-Quincy, MA | 37 | $ 8,464,000 | $ 228,756 | $ 111,000 |
| Pittsburgh, PA | 36 | $ 6,513,000 | $ 180,916 | $ 112,000 |
| Seattle-Bellevue-Everett, WA | 34 | $ 6,968,000 | $ 204,941 | $ 98,000 |
| Cambridge-Newton-Framingham, MA | 30 | $ 6,314,000 | $ 210,466 | $ 113,000 |
| Nassau-Suffolk, NY | 30 | $ 7,604,000 | $ 253,466 | $ 124,000 |
| Camden, NJ | 27 | $ 5,527,000 | $ 204,703 | $ 119,000 |
| Fort Worth-Arlington, TX | 25 | $ 4,484,000 | $ 179,360 | $ 108,000 |
| San Francisco-San Mateo-Redwood City, CA | 25 | $ 7,290,000 | $ 291,600 | $ 151,000 |
| Cleveland-Elyria-Mentor, OH | 24 | $ 4,258,000 | $ 177,416 | $ 128,000 |
| Tampa-St. Petersburg-Clearwater, FL | 24 | $ 4,061,000 | $ 169,208 | $ 91,000 |
| Bethesda-Rockville-Frederick, MD | 23 | $ 4,904,000 | $ 213,217 | $ 139,000 |
| San Antonio-New Braunfels, TX | 21 | $ 2,956,000 | $ 140,761 | $ 90,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 19 | $ 3,372,000 | $ 177,473 | $ 93,421 |
| San Jose-Sunnyvale-Santa Clara, CA | 18 | $ 4,707,000 | $ 261,500 | $ 111,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 16 | $ 2,204,000 | $ 137,750 | $ 67,000 |
| Hartford-West Hartford-East Hartford, CT | 16 | $ 3,490,000 | $ 218,125 | $ 113,000 |
| Raleigh-Cary, NC | 15 | $ 2,642,000 | $ 176,133 | $ 78,000 |
| Trenton-Ewing, NJ | 15 | $ 3,390,000 | $ 226,000 | $ 116,000 |
| Rockingham County-Strafford County, NH | 14 | $ 3,202,000 | $ 228,714 | $ 100,000 |
| Albany-Schenectady-Troy, NY | 13 | $ 2,676,000 | $ 205,846 | $ 108,000 |
| Manchester-Nashua, NH | 13 | $ 2,801,000 | $ 215,461 | $ 125,000 |
| Orlando-Kissimmee-Sanford, FL | 13 | $ 2,075,000 | $ 159,615 | $ 84,000 |
| Peabody, MA | 13 | $ 3,058,000 | $ 235,230 | $ 118,000 |
| Reading, PA | 13 | $ 2,260,000 | $ 173,846 | $ 103,000 |
| Worcester, MA | 13 | $ 2,768,000 | $ 212,923 | $ 99,000 |
| Atlantic City-Hammonton, NJ | 12 | $ 2,791,000 | $ 232,583 | $ 196,000 |
| Fresno, CA | 12 | $ 2,075,000 | $ 172,916 | $ 106,000 |
| Santa Rosa-Petaluma, CA | 12 | $ 3,210,000 | $ 267,500 | $ 125,000 |
| Scranton--Wilkes-Barre, PA | 12 | $ 1,968,000 | $ 164,000 | $ 93,000 |
| Greensboro-High Point, NC | 11 | $ 1,896,000 | $ 172,363 | $ 91,000 |
| New Haven-Milford, CT | 11 | $ 2,333,000 | $ 212,090 | $ 138,000 |
| Stockton, CA | 11 | $ 2,109,000 | $ 191,727 | $ 111,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 11 | $ 2,412,000 | $ 219,272 | $ 139,000 |
| York-Hanover, PA | 11 | $ 1,629,000 | $ 148,090 | $ 97,000 |
| Ann Arbor, MI | 10 | $ 1,248,000 | $ 124,800 | $ 91,000 |
| Columbus, OH | 10 | $ 1,518,000 | $ 151,800 | $ 99,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 10 | $ 1,869,000 | $ 186,900 | $ 104,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 10 | $ 2,567,000 | $ 256,700 | $ 96,000 |
| Spokane, WA | 10 | $ 1,162,000 | $ 116,200 | $ 69,000 |
| Detroit-Livonia-Dearborn, MI | 9 | $ 1,366,000 | $ 151,777 | $ 91,000 |
| Durham-Chapel Hill, NC | 9 | $ 1,726,000 | $ 191,777 | $ 110,000 |
| Miami-Miami Beach-Kendall, FL | 9 | $ 1,910,000 | $ 212,222 | $ 87,000 |
| North Port-Bradenton-Sarasota, FL | 9 | $ 1,796,000 | $ 199,555 | $ 112,000 |
| Akron, OH | 8 | $ 1,249,000 | $ 156,125 | $ 111,000 |
| Asheville, NC | 8 | $ 1,774,000 | $ 221,750 | $ 94,000 |
| Bakersfield-Delano, CA | 8 | $ 1,455,000 | $ 181,875 | $ 188,000 |
| Buffalo-Niagara Falls, NY | 8 | $ 1,455,000 | $ 181,875 | $ 89,000 |
| Grand Rapids-Wyoming, MI | 8 | $ 1,103,000 | $ 137,875 | $ 92,000 |
| Lansing-East Lansing, MI | 8 | $ 878,000 | $ 109,750 | $ 79,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 8 | $ 1,335,000 | $ 166,875 | $ 146,000 |
| Providence-New Bedford-Fall River, RI-MA | 8 | $ 1,721,000 | $ 215,125 | $ 154,000 |
| Richmond, VA | 8 | $ 1,657,000 | $ 207,125 | $ 88,000 |
| Tacoma, WA | 8 | $ 1,452,000 | $ 181,500 | $ 115,000 |
| Cincinnati-Middletown, OH-KY-IN | 7 | $ 1,121,000 | $ 160,142 | $ 124,000 |
| Harrisburg-Carlisle, PA | 7 | $ 1,173,000 | $ 167,571 | $ 109,000 |
| Jacksonville, FL | 7 | $ 1,164,000 | $ 166,285 | $ 87,000 |
| Rochester, NY | 7 | $ 1,255,000 | $ 179,285 | $ 134,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 7 | $ 1,383,000 | $ 197,571 | $ 98,000 |
| Lancaster, PA | 6 | $ 1,086,000 | $ 181,000 | $ 92,000 |
| Salinas, CA | 6 | $ 1,340,000 | $ 223,333 | $ 93,000 |
| Gainesville, FL | 5 | $ 1,139,000 | $ 227,800 | $ 180,000 |
| Modesto, CA | 5 | $ 910,000 | $ 182,000 | $ 92,000 |
| Ocean City, NJ | 5 | $ 1,545,000 | $ 309,000 | $ 163,000 |
| Vallejo-Fairfield, CA | 5 | $ 876,000 | $ 175,200 | $ 61,000 |
| Wilmington, DE-MD-NJ | 5 | $ 719,000 | $ 143,800 | $ 100,000 |
| Wilmington, NC | 5 | $ 1,035,000 | $ 207,000 | $ 156,000 |
| Bremerton-Silverdale, WA | 4 | $ 961,000 | $ 240,250 | $ 97,000 |
| Bridgeport-Stamford-Norwalk, CT | 4 | $ 1,008,000 | $ 252,000 | $ 185,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 734,000 | $ 183,500 | $ 66,000 |
| Chico, CA | 4 | $ 648,000 | $ 162,000 | $ 64,000 |
| Colorado Springs, CO | 4 | $ 522,000 | $ 130,500 | $ 95,000 |
| Fayetteville, NC | 4 | $ 492,000 | $ 123,000 | $ 71,000 |
| Fort Collins-Loveland, CO | 4 | $ 796,000 | $ 199,000 | $ 77,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 829,000 | $ 207,250 | $ 86,000 |
| Kalamazoo-Portage, MI | 4 | $ 747,000 | $ 186,750 | $ 107,000 |
| Lakeland-Winter Haven, FL | 4 | $ 578,000 | $ 144,500 | $ 55,000 |
| Napa, CA | 4 | $ 668,000 | $ 167,000 | $ 90,000 |
| Naples-Marco Island, FL | 4 | $ 919,000 | $ 229,750 | $ 99,000 |
| Niles-Benton Harbor, MI | 4 | $ 597,000 | $ 149,250 | $ 85,000 |
| Roanoke, VA | 4 | $ 683,000 | $ 170,750 | $ 89,000 |
| San Luis Obispo-Paso Robles, CA | 4 | $ 1,480,000 | $ 370,000 | $ 162,000 |
| Springfield, MA | 4 | $ 619,000 | $ 154,750 | $ 74,000 |
| Altoona, PA | 3 | $ 493,000 | $ 164,333 | $ 159,000 |
| Boulder, CO | 3 | $ 839,000 | $ 279,666 | $ 151,000 |
| Canton-Massillon, OH | 3 | $ 418,000 | $ 139,333 | $ 102,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 301,000 | $ 100,333 | $ 87,000 |
| Holland-Grand Haven, MI | 3 | $ 329,000 | $ 109,666 | $ 120,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 606,000 | $ 202,000 | $ 133,000 |
| Lebanon, PA | 3 | $ 430,000 | $ 143,333 | $ 85,000 |
| Olympia, WA | 3 | $ 874,000 | $ 291,333 | $ 102,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 425,000 | $ 141,666 | $ 85,000 |
| Punta Gorda, FL | 3 | $ 422,000 | $ 140,666 | $ 67,000 |
| Redding, CA | 3 | $ 570,000 | $ 190,000 | $ 54,000 |
| Syracuse, NY | 3 | $ 441,000 | $ 147,000 | $ 106,000 |
| Tyler, TX | 3 | $ 435,000 | $ 145,000 | $ 88,000 |
| Waco, TX | 3 | $ 209,000 | $ 69,666 | $ 86,000 |
| Winston-Salem, NC | 3 | $ 568,000 | $ 189,333 | $ 101,000 |
| Barnstable Town, MA | 2 | $ 373,000 | $ 186,500 | $ 130,000 |
| Burlington, NC | 2 | $ 300,000 | $ 150,000 | $ 78,000 |
| Dayton, OH | 2 | $ 180,000 | $ 90,000 | $ 90,000 |
| El Paso, TX | 2 | $ 191,000 | $ 95,500 | $ 81,000 |
| Erie, PA | 2 | $ 225,000 | $ 112,500 | $ 69,000 |
| Flint, MI | 2 | $ 235,000 | $ 117,500 | $ 46,000 |
| Gainesville, GA | 2 | $ 506,000 | $ 253,000 | $ 155,000 |
| Greeley, CO | 2 | $ 243,000 | $ 121,500 | $ 60,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 583,000 | $ 291,500 | $ 140,000 |
| Kennewick-Pasco-Richland, WA | 2 | $ 245,000 | $ 122,500 | $ 66,000 |
| Kingston, NY | 2 | $ 389,000 | $ 194,500 | $ 89,000 |
| Macon, GA | 2 | $ 265,000 | $ 132,500 | $ 94,000 |
| Midland, TX | 2 | $ 330,000 | $ 165,000 | $ 60,000 |
| Pittsfield, MA | 2 | $ 280,000 | $ 140,000 | $ 137,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 458,000 | $ 229,000 | $ 81,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 519,000 | $ 259,500 | $ 182,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 452,000 | $ 226,000 | $ 53,000 |
| Savannah, GA | 2 | $ 725,000 | $ 362,500 | $ 103,000 |
| St. Louis, MO-IL | 2 | $ 201,000 | $ 100,500 | $ 67,000 |
| State College, PA | 2 | $ 513,000 | $ 256,500 | $ 166,000 |
| Tallahassee, FL | 2 | $ 338,000 | $ 169,000 | $ 67,000 |
| Warner Robins, GA | 2 | $ 361,000 | $ 180,500 | $ 125,000 |
| Williamsport, PA | 2 | $ 500,000 | $ 250,000 | $ 68,000 |
| Abilene, TX | 1 | $ 130,000 | $ 130,000 | $ 101,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 84,000 | $ 84,000 | $ 66,000 |
| Beaumont-Port Arthur, TX | 1 | $ 159,000 | $ 159,000 | $ 65,000 |
| Binghamton, NY | 1 | $ 90,000 | $ 90,000 | $ 59,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 197,000 | $ 197,000 | $ 69,000 |
| Brownsville-Harlingen, TX | 1 | $ 143,000 | $ 143,000 | $ 220,000 |
| Brunswick, GA | 1 | $ 130,000 | $ 130,000 | $ 51,000 |
| Charlottesville, VA | 1 | $ 336,000 | $ 336,000 | $ 56,000 |
| College Station-Bryan, TX | 1 | $ 121,000 | $ 121,000 | $ 49,000 |
| Columbus, GA-AL | 1 | $ 92,000 | $ 92,000 | $ 52,000 |
| Corpus Christi, TX | 1 | $ 127,000 | $ 127,000 | $ 93,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 380,000 | $ 380,000 | $ 251,000 |
| Cumberland, MD-WV | 1 | $ 108,000 | $ 108,000 | $ 165,000 |
| Dalton, GA | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Duluth, MN-WI | 1 | $ 70,000 | $ 70,000 | $ 25,000 |
| Fargo, ND-MN | 1 | $ 62,000 | $ 62,000 | $ 49,000 |
| Glens Falls, NY | 1 | $ 320,000 | $ 320,000 | $ 91,000 |
| Grand Junction, CO | 1 | $ 263,000 | $ 263,000 | $ 114,000 |
| Harrisonburg, VA | 1 | $ 344,000 | $ 344,000 | $ 146,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 128,000 | $ 128,000 | $ 61,000 |
| Ithaca, NY | 1 | $ 176,000 | $ 176,000 | $ 49,000 |
| Jacksonville, NC | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 99,000 | $ 99,000 | $ 128,000 |
| Laredo, TX | 1 | $ 101,000 | $ 101,000 | $ 63,000 |
| Lima, OH | 1 | $ 122,000 | $ 122,000 | $ 46,000 |
| Madera-Chowchilla, CA | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Monroe, MI | 1 | $ 150,000 | $ 150,000 | $ 105,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Muskegon-Norton Shores, MI | 1 | $ 130,000 | $ 130,000 | $ 73,000 |
| Ocala, FL | 1 | $ 132,000 | $ 132,000 | $ 117,000 |
| Peoria, IL | 1 | $ 208,000 | $ 208,000 | $ 103,000 |
| Port St. Lucie, FL | 1 | $ 89,000 | $ 89,000 | $ 93,000 |
| Salisbury, MD | 1 | $ 216,000 | $ 216,000 | $ 109,000 |
| Sebastian-Vero Beach, FL | 1 | $ 152,000 | $ 152,000 | $ 90,000 |
| Sherman-Denison, TX | 1 | $ 117,000 | $ 117,000 | $ 51,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 166,000 | $ 166,000 | $ 36,000 |
| Springfield, IL | 1 | $ 96,000 | $ 96,000 | $ 77,000 |
| Toledo, OH | 1 | $ 71,000 | $ 71,000 | $ 37,000 |
| Utica-Rome, NY | 1 | $ 84,000 | $ 84,000 | $ 76,000 |
| Visalia-Porterville, CA | 1 | $ 157,000 | $ 157,000 | $ 50,000 |
| Wheeling, WV-OH | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Winchester, VA-WV | 1 | $ 116,000 | $ 116,000 | $ 53,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 75,000 | $ 75,000 | $ 134,000 |
Mortgage Loan Application Detail Totals for Home Finance of America in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,415 | $489,000,000 | $202,000 | $610,000 | $113,000 | $1,200,000 |
| Home Purchase | 184 | $37,548,000 | $204,000 | $675,000 | $114,000 | $417,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,985 | $401,867,000 | $202,000 | $675,000 | $115,000 | $1,200,000 |
| Asian | 330 | $68,282,000 | $206,000 | $417,000 | $105,000 | $417,000 |
| Hispanic | 131 | $26,195,000 | $199,000 | $410,000 | $110,000 | $547,000 |
| Not Provided | 85 | $17,989,000 | $211,000 | $409,000 | $118,000 | $383,000 |
| Black or African American | 57 | $9,976,000 | $175,000 | $417,000 | $84,000 | $255,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,603,000 | $229,000 | $374,000 | $115,000 | $211,000 |
| American Indian or Alaskan Native | 4 | $636,000 | $159,000 | $226,000 | $73,000 | $107,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,599 | $526,548,000 | $202,000 | $675,000 | $113,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,734 | $347,820,000 | $200,000 | $545,000 | $114,000 | $1,081,000 |
| Application Withdrawn By Applicant | 435 | $88,707,000 | $203,000 | $675,000 | $114,000 | $1,200,000 |
| Application Denied By Financial Institution | 430 | $90,021,000 | $209,000 | $524,000 | $108,000 | $750,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 169 | $31,625,000 | $187,000 | $524,000 | $112,000 | $480,000 |
| Collateral | 101 | $23,303,000 | $230,000 | $417,000 | $121,000 | $732,000 |
| Debt-To-Income Ratio | 92 | $20,145,000 | $218,000 | $417,000 | $76,000 | $291,000 |
| Unverifiable Information | 10 | $2,119,000 | $211,000 | $359,000 | $106,000 | $398,000 |
| Employment History | 3 | $583,000 | $194,000 | $265,000 | $77,000 | $102,000 |
| Credit History | 3 | $789,000 | $263,000 | $345,000 | $154,000 | $190,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Finance of America's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Finance of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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