Home Loan Center Mortgage Lending & HMDA Data, 2003
In 2003, Home Loan Center of Irvine, CA reported 21,732 mortgage applications totaling $3.3 billion. The average application was for $153,000, and applicants reported an average income of $106,959. 62% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Los Angeles-Long Beach, CA (1,706), Riverside-San Bernardino, CA (1,228) and Orange County, CA (1,179) (applications in parentheses).
| Mortgage Company & Address | Home Loan Center 163 Technology Drive Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 21,732 |
| Total Mortgage Loan Application Amount | $3,325,005,000 |
| Average Mortgage Loan Application Amount | $153,000 |
| Highest Mortgage Loan Application Amount | $2,600,000 |
| Average Applicant Income | $106,959 |
| Highest Applicant Income | $7,008,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Loan Center filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 1,706 | $ 342,093,000 | $ 200,523 | $ 124,000 |
| Orange, California | 1,179 | $ 268,563,000 | $ 227,788 | $ 134,000 |
| San Diego, California | 784 | $ 170,387,000 | $ 217,330 | $ 94,000 |
| Riverside, California | 704 | $ 112,464,000 | $ 159,750 | $ 97,000 |
| Maricopa, Arizona | 699 | $ 89,352,000 | $ 127,828 | $ 96,000 |
| San Bernardino, California | 524 | $ 79,445,000 | $ 151,612 | $ 108,000 |
| Sacramento, California | 378 | $ 60,358,000 | $ 159,677 | $ 89,000 |
| Contra Costa, California | 297 | $ 64,540,000 | $ 217,306 | $ 132,000 |
| Santa Clara, California | 285 | $ 73,761,000 | $ 258,810 | $ 129,000 |
| Alameda, California | 284 | $ 67,744,000 | $ 238,535 | $ 127,000 |
| Ventura, California | 276 | $ 56,770,000 | $ 205,688 | $ 151,000 |
| Fairfax, Virginia | 274 | $ 55,933,000 | $ 204,135 | $ 127,000 |
| King, Washington | 269 | $ 51,234,000 | $ 190,460 | $ 141,000 |
| Clark, Nevada | 234 | $ 30,424,000 | $ 130,017 | $ 91,000 |
| Cook, Illinois | 221 | $ 36,596,000 | $ 165,592 | $ 89,000 |
| Broward, Florida | 197 | $ 21,384,000 | $ 108,548 | $ 163,000 |
| Fairfield, Connecticut | 185 | $ 38,488,000 | $ 208,043 | $ 133,000 |
| San Joaquin, California | 172 | $ 30,700,000 | $ 178,488 | $ 90,000 |
| San Mateo, California | 168 | $ 46,307,000 | $ 275,636 | $ 176,000 |
| Montgomery, Maryland | 164 | $ 27,485,000 | $ 167,591 | $ 174,000 |
| Palm Beach, Florida | 154 | $ 17,343,000 | $ 112,616 | $ 62,000 |
| Washington, Oregon | 153 | $ 21,248,000 | $ 138,875 | $ 120,000 |
| Hartford, Connecticut | 150 | $ 17,339,000 | $ 115,593 | $ 106,000 |
| Solano, California | 149 | $ 28,776,000 | $ 193,127 | $ 88,000 |
| Fresno, California | 146 | $ 18,959,000 | $ 129,856 | $ 91,000 |
| New Haven, Connecticut | 146 | $ 19,684,000 | $ 134,821 | $ 103,000 |
| Miami-Dade, Florida | 145 | $ 17,045,000 | $ 117,551 | $ 112,000 |
| Pima, Arizona | 142 | $ 14,843,000 | $ 104,528 | $ 114,000 |
| Orange, Florida | 130 | $ 12,771,000 | $ 98,238 | $ 91,000 |
| Prince William, Virginia | 130 | $ 17,878,000 | $ 137,523 | $ 110,000 |
| Kern, California | 128 | $ 14,090,000 | $ 110,078 | $ 84,000 |
| Placer, California | 123 | $ 24,713,000 | $ 200,918 | $ 101,000 |
| Stanislaus, California | 116 | $ 16,823,000 | $ 145,025 | $ 74,000 |
| Multnomah, Oregon | 112 | $ 16,220,000 | $ 144,821 | $ 74,000 |
| Sonoma, California | 111 | $ 23,410,000 | $ 210,900 | $ 89,000 |
| Hillsborough, Florida | 111 | $ 11,085,000 | $ 99,864 | $ 78,000 |
| Anne Arundel, Maryland | 107 | $ 15,042,000 | $ 140,579 | $ 135,000 |
| Prince George's, Maryland | 107 | $ 13,548,000 | $ 126,616 | $ 141,000 |
| Oakland, Michigan | 103 | $ 12,349,000 | $ 119,893 | $ 114,000 |
| Snohomish, Washington | 102 | $ 15,738,000 | $ 154,294 | $ 93,000 |
| Middlesex, Massachusetts | 98 | $ 20,877,000 | $ 213,030 | $ 92,000 |
| Wayne, Michigan | 95 | $ 8,696,000 | $ 91,536 | $ 120,000 |
| Duval, Florida | 93 | $ 7,930,000 | $ 85,268 | $ 60,000 |
| Virginia Beach, Virginia | 91 | $ 9,346,000 | $ 102,703 | $ 130,000 |
| Worcester, Massachusetts | 90 | $ 13,852,000 | $ 153,911 | $ 83,000 |
| Washoe, Nevada | 90 | $ 12,182,000 | $ 135,355 | $ 152,000 |
| Loudoun, Virginia | 90 | $ 14,493,000 | $ 161,033 | $ 80,000 |
| Santa Barbara, California | 89 | $ 19,923,000 | $ 223,853 | $ 161,000 |
| Pinellas, Florida | 87 | $ 7,870,000 | $ 90,459 | $ 76,000 |
| El Dorado, California | 85 | $ 16,356,000 | $ 192,423 | $ 195,000 |
| El Paso, Colorado | 83 | $ 8,011,000 | $ 96,518 | $ 84,000 |
| Baltimore, Maryland | 82 | $ 6,524,000 | $ 79,560 | $ 98,000 |
| San Francisco, California | 78 | $ 23,313,000 | $ 298,884 | $ 125,000 |
| Brevard, Florida | 74 | $ 6,272,000 | $ 84,756 | $ 101,000 |
| Bernalillo, New Mexico | 74 | $ 7,487,000 | $ 101,175 | $ 78,000 |
| Pierce, Washington | 73 | $ 10,190,000 | $ 139,589 | $ 105,000 |
| San Luis Obispo, California | 72 | $ 14,959,000 | $ 207,763 | $ 95,000 |
| Arapahoe, Colorado | 71 | $ 7,803,000 | $ 109,901 | $ 94,000 |
| Clackamas, Oregon | 71 | $ 12,213,000 | $ 172,014 | $ 163,000 |
| Monterey, California | 70 | $ 16,247,000 | $ 232,100 | $ 188,000 |
| Santa Cruz, California | 70 | $ 18,034,000 | $ 257,628 | $ 220,000 |
| Seminole, Florida | 70 | $ 7,862,000 | $ 112,314 | $ 111,000 |
| Jefferson, Colorado | 69 | $ 9,128,000 | $ 132,289 | $ 132,000 |
| Ada, Idaho | 69 | $ 7,792,000 | $ 112,927 | $ 70,000 |
| Adams, Colorado | 68 | $ 7,455,000 | $ 109,632 | $ 218,000 |
| Boulder, Colorado | 65 | $ 11,927,000 | $ 183,492 | $ 127,000 |
| DuPage, Illinois | 64 | $ 12,670,000 | $ 197,968 | $ 246,000 |
| Will, Illinois | 64 | $ 8,727,000 | $ 136,359 | $ 98,000 |
| Chesterfield, Virginia | 64 | $ 5,074,000 | $ 79,281 | $ 77,000 |
| Stafford, Virginia | 63 | $ 9,065,000 | $ 143,888 | $ 75,000 |
| New Castle, Delaware | 62 | $ 8,180,000 | $ 131,935 | $ 103,000 |
| Frederick, Maryland | 61 | $ 6,955,000 | $ 114,016 | $ 97,000 |
| Macomb, Michigan | 60 | $ 4,281,000 | $ 71,350 | $ 86,000 |
| Salt Lake, Utah | 60 | $ 9,449,000 | $ 157,483 | $ 131,000 |
| Douglas, Colorado | 59 | $ 7,550,000 | $ 127,966 | $ 153,000 |
| Lee, Florida | 59 | $ 6,259,000 | $ 106,084 | $ 81,000 |
| Hillsborough, New Hampshire | 59 | $ 7,165,000 | $ 121,440 | $ 78,000 |
| Merced, California | 57 | $ 9,126,000 | $ 160,105 | $ 68,000 |
| Essex, Massachusetts | 57 | $ 11,463,000 | $ 201,105 | $ 109,000 |
| Butte, California | 56 | $ 7,820,000 | $ 139,642 | $ 93,000 |
| Denver, Colorado | 56 | $ 7,703,000 | $ 137,553 | $ 81,000 |
| New London, Connecticut | 55 | $ 5,756,000 | $ 104,654 | $ 136,000 |
| St. Louis, Missouri | 55 | $ 3,935,000 | $ 71,545 | $ 157,000 |
| Yavapai, Arizona | 53 | $ 8,928,000 | $ 168,452 | $ 105,000 |
| Tulare, California | 53 | $ 4,991,000 | $ 94,169 | $ 73,000 |
| Polk, Iowa | 53 | $ 3,708,000 | $ 69,962 | $ 71,000 |
| Litchfield, Connecticut | 49 | $ 6,756,000 | $ 137,877 | $ 127,000 |
| Rockingham, New Hampshire | 49 | $ 7,352,000 | $ 150,040 | $ 106,000 |
| Henrico, Virginia | 49 | $ 5,335,000 | $ 108,877 | $ 84,000 |
| Norfolk, Massachusetts | 48 | $ 10,555,000 | $ 219,895 | $ 96,000 |
| Polk, Florida | 47 | $ 3,298,000 | $ 70,170 | $ 68,000 |
| Jackson, Oregon | 47 | $ 7,118,000 | $ 151,446 | $ 89,000 |
| Howard, Maryland | 46 | $ 6,317,000 | $ 137,326 | $ 108,000 |
| Tulsa, Oklahoma | 46 | $ 2,410,000 | $ 52,391 | $ 62,000 |
| Yolo, California | 45 | $ 8,456,000 | $ 187,911 | $ 106,000 |
| Volusia, Florida | 45 | $ 3,157,000 | $ 70,155 | $ 48,000 |
| Anchorage, Alaska | 44 | $ 2,892,000 | $ 65,727 | $ 70,000 |
| Marin, California | 44 | $ 12,230,000 | $ 277,954 | $ 131,000 |
| Middlesex, Connecticut | 44 | $ 6,439,000 | $ 146,340 | $ 85,000 |
| Lake, Illinois | 44 | $ 9,294,000 | $ 211,227 | $ 243,000 |
| Plymouth, Massachusetts | 44 | $ 6,620,000 | $ 150,454 | $ 86,000 |
| Spotsylvania, Virginia | 44 | $ 4,807,000 | $ 109,250 | $ 143,000 |
| Harford, Maryland | 43 | $ 3,217,000 | $ 74,813 | $ 80,000 |
| Chesapeake, Virginia | 43 | $ 4,087,000 | $ 95,046 | $ 109,000 |
| Tolland, Connecticut | 42 | $ 5,795,000 | $ 137,976 | $ 166,000 |
| Bristol, Massachusetts | 41 | $ 5,535,000 | $ 135,000 | $ 92,000 |
| Pasco, Florida | 39 | $ 3,633,000 | $ 93,153 | $ 115,000 |
| Cuyahoga, Ohio | 39 | $ 6,095,000 | $ 156,282 | $ 282,000 |
| Franklin, Ohio | 39 | $ 4,832,000 | $ 123,897 | $ 92,000 |
| Mohave, Arizona | 38 | $ 4,368,000 | $ 114,947 | $ 105,000 |
| Sarasota, Florida | 38 | $ 4,068,000 | $ 107,052 | $ 79,000 |
| Lane, Oregon | 38 | $ 5,190,000 | $ 136,578 | $ 88,000 |
| Providence, Rhode Island | 38 | $ 4,648,000 | $ 122,315 | $ 79,000 |
| Milwaukee, Wisconsin | 38 | $ 2,631,000 | $ 69,236 | $ 123,000 |
| Shasta, California | 37 | $ 5,533,000 | $ 149,540 | $ 159,000 |
| Baltimore City, Maryland | 37 | $ 3,144,000 | $ 84,972 | $ 133,000 |
| Marion, Oregon | 37 | $ 4,072,000 | $ 110,054 | $ 95,000 |
| Larimer, Colorado | 36 | $ 3,954,000 | $ 109,833 | $ 105,000 |
| Manatee, Florida | 36 | $ 2,966,000 | $ 82,388 | $ 91,000 |
| Jackson, Missouri | 36 | $ 2,074,000 | $ 57,611 | $ 94,000 |
| Clark, Washington | 36 | $ 4,818,000 | $ 133,833 | $ 76,000 |
| Collier, Florida | 35 | $ 4,804,000 | $ 137,257 | $ 112,000 |
| Lake, Florida | 34 | $ 2,942,000 | $ 86,529 | $ 59,000 |
| Carroll, Maryland | 34 | $ 4,372,000 | $ 128,588 | $ 127,000 |
| St. Charles, Missouri | 34 | $ 2,128,000 | $ 62,588 | $ 178,000 |
| Deschutes, Oregon | 34 | $ 4,946,000 | $ 145,470 | $ 108,000 |
| Arlington, Virginia | 34 | $ 5,867,000 | $ 172,558 | $ 147,000 |
| Madera, California | 33 | $ 5,494,000 | $ 166,484 | $ 96,000 |
| Pinal, Arizona | 32 | $ 3,370,000 | $ 105,312 | $ 101,000 |
| Napa, California | 32 | $ 7,995,000 | $ 249,843 | $ 203,000 |
| Hamilton, Ohio | 31 | $ 4,553,000 | $ 146,870 | $ 261,000 |
| Humboldt, California | 30 | $ 5,031,000 | $ 167,700 | $ 97,000 |
| Escambia, Florida | 30 | $ 1,998,000 | $ 66,600 | $ 62,000 |
| Osceola, Florida | 30 | $ 2,215,000 | $ 73,833 | $ 80,000 |
| Johnson, Kansas | 30 | $ 4,606,000 | $ 153,533 | $ 183,000 |
| Charles, Maryland | 30 | $ 3,430,000 | $ 114,333 | $ 124,000 |
| Jefferson, Kentucky | 29 | $ 2,572,000 | $ 88,689 | $ 100,000 |
| Suffolk, Massachusetts | 29 | $ 6,024,000 | $ 207,724 | $ 130,000 |
| Kent, Michigan | 29 | $ 2,100,000 | $ 72,413 | $ 101,000 |
| Alexandria, Virginia | 29 | $ 6,209,000 | $ 214,103 | $ 86,000 |
| Kitsap, Washington | 29 | $ 3,844,000 | $ 132,551 | $ 152,000 |
| Spokane, Washington | 29 | $ 3,433,000 | $ 118,379 | $ 67,000 |
| Coconino, Arizona | 28 | $ 3,371,000 | $ 120,392 | $ 95,000 |
| Cumberland, Maine | 28 | $ 2,624,000 | $ 93,714 | $ 92,000 |
| Thurston, Washington | 28 | $ 4,770,000 | $ 170,357 | $ 135,000 |
| St. Johns, Florida | 27 | $ 3,494,000 | $ 129,407 | $ 172,000 |
| Merrimack, New Hampshire | 27 | $ 2,339,000 | $ 86,629 | $ 87,000 |
| Sandoval, New Mexico | 27 | $ 2,514,000 | $ 93,111 | $ 79,000 |
| Butler, Ohio | 27 | $ 4,059,000 | $ 150,333 | $ 223,000 |
| Hamilton, Indiana | 26 | $ 4,913,000 | $ 188,961 | $ 206,000 |
| Douglas, Nebraska | 26 | $ 1,120,000 | $ 43,076 | $ 69,000 |
| Clay, Florida | 25 | $ 2,508,000 | $ 100,320 | $ 88,000 |
| Clay, Missouri | 25 | $ 1,462,000 | $ 58,480 | $ 91,000 |
| Oklahoma, Oklahoma | 25 | $ 1,267,000 | $ 50,680 | $ 78,000 |
| Weld, Colorado | 24 | $ 1,892,000 | $ 78,833 | $ 75,000 |
| Washtenaw, Michigan | 24 | $ 3,194,000 | $ 133,083 | $ 121,000 |
| Kenosha, Wisconsin | 24 | $ 1,888,000 | $ 78,666 | $ 74,000 |
| Kane, Illinois | 23 | $ 4,407,000 | $ 191,608 | $ 93,000 |
| Barnstable, Massachusetts | 23 | $ 4,037,000 | $ 175,521 | $ 162,000 |
| Livingston, Michigan | 23 | $ 1,985,000 | $ 86,304 | $ 75,000 |
| Utah, Utah | 23 | $ 4,982,000 | $ 216,608 | $ 240,000 |
| Hanover, Virginia | 23 | $ 3,026,000 | $ 131,565 | $ 78,000 |
| Waukesha, Wisconsin | 23 | $ 2,276,000 | $ 98,956 | $ 84,000 |
| Santa Rosa, Florida | 22 | $ 2,511,000 | $ 114,136 | $ 131,000 |
| Genesee, Michigan | 22 | $ 1,557,000 | $ 70,772 | $ 64,000 |
| Mecklenburg, North Carolina | 22 | $ 3,521,000 | $ 160,045 | $ 142,000 |
| Kings, California | 21 | $ 2,035,000 | $ 96,904 | $ 72,000 |
| Lake, Indiana | 21 | $ 2,441,000 | $ 116,238 | $ 97,000 |
| Sedgwick, Kansas | 21 | $ 2,582,000 | $ 122,952 | $ 65,000 |
| Washington, Maryland | 21 | $ 1,744,000 | $ 83,047 | $ 65,000 |
| Dona Ana, New Mexico | 21 | $ 1,774,000 | $ 84,476 | $ 65,000 |
| Kent, Rhode Island | 21 | $ 2,752,000 | $ 131,047 | $ 94,000 |
| Sutter, California | 20 | $ 2,153,000 | $ 107,650 | $ 63,000 |
| Windham, Connecticut | 20 | $ 1,833,000 | $ 91,650 | $ 106,000 |
| Kent, Delaware | 20 | $ 1,540,000 | $ 77,000 | $ 64,000 |
| Calvert, Maryland | 20 | $ 2,954,000 | $ 147,700 | $ 105,000 |
| Hampden, Massachusetts | 20 | $ 2,172,000 | $ 108,600 | $ 65,000 |
| Ingham, Michigan | 19 | $ 1,082,000 | $ 56,947 | $ 47,000 |
| Hennepin, Minnesota | 19 | $ 3,635,000 | $ 191,315 | $ 125,000 |
| Nevada, California | 18 | $ 2,743,000 | $ 152,388 | $ 134,000 |
| Kootenai, Idaho | 18 | $ 1,887,000 | $ 104,833 | $ 107,000 |
| McHenry, Illinois | 18 | $ 2,675,000 | $ 148,611 | $ 150,000 |
| Marion, Indiana | 18 | $ 2,848,000 | $ 158,222 | $ 133,000 |
| Fayette, Kentucky | 18 | $ 1,486,000 | $ 82,555 | $ 54,000 |
| Cochise, Arizona | 17 | $ 1,262,000 | $ 74,235 | $ 48,000 |
| San Benito, California | 17 | $ 4,461,000 | $ 262,411 | $ 127,000 |
| Okaloosa, Florida | 17 | $ 1,204,000 | $ 70,823 | $ 71,000 |
| Canyon, Idaho | 17 | $ 1,234,000 | $ 72,588 | $ 50,000 |
| St. Mary's, Maryland | 17 | $ 1,198,000 | $ 70,470 | $ 63,000 |
| Suffolk, Virginia | 17 | $ 1,626,000 | $ 95,647 | $ 127,000 |
| Mendocino, California | 16 | $ 2,963,000 | $ 185,187 | $ 75,000 |
| Linn, Iowa | 16 | $ 945,000 | $ 59,062 | $ 60,000 |
| Scott, Iowa | 16 | $ 889,000 | $ 55,562 | $ 92,000 |
| York, Maine | 16 | $ 1,842,000 | $ 115,125 | $ 66,000 |
| Wake, North Carolina | 16 | $ 2,478,000 | $ 154,875 | $ 97,000 |
| York, Virginia | 16 | $ 1,749,000 | $ 109,312 | $ 124,000 |
| Calaveras, California | 15 | $ 2,378,000 | $ 158,533 | $ 94,000 |
| Lake, California | 15 | $ 2,521,000 | $ 168,066 | $ 87,000 |
| Hernando, Florida | 15 | $ 1,297,000 | $ 86,466 | $ 82,000 |
| Honolulu, Hawaii | 15 | $ 3,210,000 | $ 214,000 | $ 96,000 |
| Queen Anne's, Maryland | 15 | $ 1,116,000 | $ 74,400 | $ 140,000 |
| Linn, Oregon | 15 | $ 1,254,000 | $ 83,600 | $ 80,000 |
| Washington, Rhode Island | 15 | $ 3,461,000 | $ 230,733 | $ 155,000 |
| Chittenden, Vermont | 15 | $ 2,280,000 | $ 152,000 | $ 115,000 |
| Roanoke, Virginia | 15 | $ 1,036,000 | $ 69,066 | $ 72,000 |
| Flagler, Florida | 14 | $ 1,491,000 | $ 106,500 | $ 50,000 |
| Leon, Florida | 14 | $ 1,029,000 | $ 73,500 | $ 111,000 |
| Martin, Florida | 14 | $ 2,267,000 | $ 161,928 | $ 61,000 |
| St. Lucie, Florida | 14 | $ 1,349,000 | $ 96,357 | $ 86,000 |
| Kalamazoo, Michigan | 14 | $ 1,028,000 | $ 73,428 | $ 65,000 |
| Strafford, New Hampshire | 14 | $ 2,136,000 | $ 152,571 | $ 120,000 |
| San Juan, New Mexico | 14 | $ 1,557,000 | $ 111,214 | $ 81,000 |
| Frederick, Virginia | 14 | $ 1,821,000 | $ 130,071 | $ 91,000 |
| Newport News, Virginia | 14 | $ 1,149,000 | $ 82,071 | $ 62,000 |
| Dane, Wisconsin | 14 | $ 987,000 | $ 70,500 | $ 76,000 |
| Imperial, California | 13 | $ 992,000 | $ 76,307 | $ 64,000 |
| Mesa, Colorado | 13 | $ 1,062,000 | $ 81,692 | $ 48,000 |
| Boone, Kentucky | 13 | $ 1,111,000 | $ 85,461 | $ 102,000 |
| Kenton, Kentucky | 13 | $ 666,000 | $ 51,230 | $ 242,000 |
| Berrien, Michigan | 13 | $ 988,000 | $ 76,000 | $ 79,000 |
| Ottawa, Michigan | 13 | $ 697,000 | $ 53,615 | $ 100,000 |
| Lancaster, Nebraska | 13 | $ 761,000 | $ 58,538 | $ 53,000 |
| Lake, Ohio | 13 | $ 1,494,000 | $ 114,923 | $ 105,000 |
| Summit, Ohio | 13 | $ 1,720,000 | $ 132,307 | $ 136,000 |
| Newport, Rhode Island | 13 | $ 2,474,000 | $ 190,307 | $ 82,000 |
| Fauquier, Virginia | 13 | $ 2,274,000 | $ 174,923 | $ 116,000 |
| Benton, Washington | 13 | $ 1,205,000 | $ 92,692 | $ 144,000 |
| Navajo, Arizona | 12 | $ 1,007,000 | $ 83,916 | $ 92,000 |
| Yuma, Arizona | 12 | $ 917,000 | $ 76,416 | $ 54,000 |
| Inyo, California | 12 | $ 2,133,000 | $ 177,750 | $ 276,000 |
| Tehama, California | 12 | $ 1,705,000 | $ 142,083 | $ 81,000 |
| Tuolumne, California | 12 | $ 1,916,000 | $ 159,666 | $ 62,000 |
| Sussex, Delaware | 12 | $ 1,323,000 | $ 110,250 | $ 154,000 |
| District of Columbia, District Of Columbia | 12 | $ 1,869,000 | $ 155,750 | $ 79,000 |
| Bay, Florida | 12 | $ 665,000 | $ 55,416 | $ 64,000 |
| Charlotte, Florida | 12 | $ 1,121,000 | $ 93,416 | $ 83,000 |
| Marion, Florida | 12 | $ 831,000 | $ 69,250 | $ 70,000 |
| Johnson, Iowa | 12 | $ 1,102,000 | $ 91,833 | $ 101,000 |
| Eaton, Michigan | 12 | $ 669,000 | $ 55,750 | $ 66,000 |
| Saginaw, Michigan | 12 | $ 915,000 | $ 76,250 | $ 49,000 |
| Van Buren, Michigan | 12 | $ 1,180,000 | $ 98,333 | $ 59,000 |
| Jefferson, Missouri | 12 | $ 913,000 | $ 76,083 | $ 126,000 |
| Yellowstone, Montana | 12 | $ 790,000 | $ 65,833 | $ 81,000 |
| Santa Fe, New Mexico | 12 | $ 2,594,000 | $ 216,166 | $ 420,000 |
| Delaware, Ohio | 12 | $ 2,167,000 | $ 180,583 | $ 121,000 |
| Cleveland, Oklahoma | 12 | $ 483,000 | $ 40,250 | $ 91,000 |
| Whatcom, Washington | 12 | $ 1,761,000 | $ 146,750 | $ 58,000 |
| Fairbanks North Star, Alaska | 11 | $ 986,000 | $ 89,636 | $ 90,000 |
| Summit, Colorado | 11 | $ 1,438,000 | $ 130,727 | $ 145,000 |
| Alachua, Florida | 11 | $ 898,000 | $ 81,636 | $ 72,000 |
| Cobb, Georgia | 11 | $ 1,018,000 | $ 92,545 | $ 53,000 |
| Hardin, Kentucky | 11 | $ 561,000 | $ 51,000 | $ 57,000 |
| Hampshire, Massachusetts | 11 | $ 1,664,000 | $ 151,272 | $ 75,000 |
| Greene, Missouri | 11 | $ 318,000 | $ 28,909 | $ 37,000 |
| Sarpy, Nebraska | 11 | $ 875,000 | $ 79,545 | $ 116,000 |
| Cheshire, New Hampshire | 11 | $ 1,033,000 | $ 93,909 | $ 97,000 |
| Burlington, New Jersey | 11 | $ 1,535,000 | $ 139,545 | $ 178,000 |
| Middlesex, New Jersey | 11 | $ 1,801,000 | $ 163,727 | $ 128,000 |
| Union, North Carolina | 11 | $ 1,587,000 | $ 144,272 | $ 48,000 |
| Lorain, Ohio | 11 | $ 1,484,000 | $ 134,909 | $ 127,000 |
| Montgomery, Ohio | 11 | $ 1,150,000 | $ 104,545 | $ 303,000 |
| Benton, Oregon | 11 | $ 1,089,000 | $ 99,000 | $ 93,000 |
| Josephine, Oregon | 11 | $ 1,279,000 | $ 116,272 | $ 53,000 |
| Montgomery, Pennsylvania | 11 | $ 1,663,000 | $ 151,181 | $ 218,000 |
| Washington, Utah | 11 | $ 1,847,000 | $ 167,909 | $ 71,000 |
| Windsor, Vermont | 11 | $ 1,825,000 | $ 165,909 | $ 130,000 |
| Manassas, Virginia | 11 | $ 1,681,000 | $ 152,818 | $ 131,000 |
| Norfolk, Virginia | 11 | $ 2,018,000 | $ 183,454 | $ 126,000 |
| Island, Washington | 11 | $ 1,936,000 | $ 176,000 | $ 89,000 |
| Racine, Wisconsin | 11 | $ 699,000 | $ 63,545 | $ 94,000 |
| Laramie, Wyoming | 11 | $ 620,000 | $ 56,363 | $ 65,000 |
| Amador, California | 10 | $ 1,748,000 | $ 174,800 | $ 126,000 |
| Indian River, Florida | 10 | $ 791,000 | $ 79,100 | $ 73,000 |
| Porter, Indiana | 10 | $ 1,590,000 | $ 159,000 | $ 95,000 |
| Cecil, Maryland | 10 | $ 948,000 | $ 94,800 | $ 89,000 |
| Wicomico, Maryland | 10 | $ 1,124,000 | $ 112,400 | $ 73,000 |
| Clinton, Michigan | 10 | $ 1,193,000 | $ 119,300 | $ 82,000 |
| Jackson, Michigan | 10 | $ 707,000 | $ 70,700 | $ 51,000 |
| Monroe, Michigan | 10 | $ 695,000 | $ 69,500 | $ 154,000 |
| St. Clair, Michigan | 10 | $ 535,000 | $ 53,500 | $ 122,000 |
| St. Louis City, Missouri | 10 | $ 843,000 | $ 84,300 | $ 100,000 |
| Missoula, Montana | 10 | $ 828,000 | $ 82,800 | $ 57,000 |
| Bergen, New Jersey | 10 | $ 1,825,000 | $ 182,500 | $ 256,000 |
| Clermont, Ohio | 10 | $ 1,419,000 | $ 141,900 | $ 158,000 |
| Pennington, South Dakota | 10 | $ 1,084,000 | $ 108,400 | $ 149,000 |
| Shelby, Tennessee | 10 | $ 1,226,000 | $ 122,600 | $ 84,000 |
| Davis, Utah | 10 | $ 1,202,000 | $ 120,200 | $ 142,000 |
| Hampton, Virginia | 10 | $ 469,000 | $ 46,900 | $ 69,000 |
| James City, Virginia | 10 | $ 770,000 | $ 77,000 | $ 100,000 |
| Roanoke City, Virginia | 10 | $ 449,000 | $ 44,900 | $ 78,000 |
| Matanuska-Susitna, Alaska | 9 | $ 566,000 | $ 62,888 | $ 69,000 |
| Plumas, California | 9 | $ 1,768,000 | $ 196,444 | $ 215,000 |
| Grand, Colorado | 9 | $ 1,498,000 | $ 166,444 | $ 167,000 |
| Citrus, Florida | 9 | $ 815,000 | $ 90,555 | $ 46,000 |
| Monroe, Florida | 9 | $ 1,052,000 | $ 116,888 | $ 78,000 |
| Madison, Illinois | 9 | $ 1,158,000 | $ 128,666 | $ 108,000 |
| Androscoggin, Maine | 9 | $ 547,000 | $ 60,777 | $ 53,000 |
| Allegan, Michigan | 9 | $ 518,000 | $ 57,555 | $ 43,000 |
| Barry, Michigan | 9 | $ 500,000 | $ 55,555 | $ 66,000 |
| Bay, Michigan | 9 | $ 317,000 | $ 35,222 | $ 68,000 |
| Lapeer, Michigan | 9 | $ 993,000 | $ 110,333 | $ 75,000 |
| Lenawee, Michigan | 9 | $ 576,000 | $ 64,000 | $ 64,000 |
| Anoka, Minnesota | 9 | $ 1,660,000 | $ 184,444 | $ 228,000 |
| Grafton, New Hampshire | 9 | $ 890,000 | $ 98,888 | $ 81,000 |
| Yamhill, Oregon | 9 | $ 1,859,000 | $ 206,555 | $ 100,000 |
| Weber, Utah | 9 | $ 1,206,000 | $ 134,000 | $ 153,000 |
| Richmond City, Virginia | 9 | $ 1,261,000 | $ 140,111 | $ 75,000 |
| Santa Cruz, Arizona | 8 | $ 870,000 | $ 108,750 | $ 54,000 |
| Garfield, Colorado | 8 | $ 1,559,000 | $ 194,875 | $ 153,000 |
| Pueblo, Colorado | 8 | $ 343,000 | $ 42,875 | $ 130,000 |
| Latah, Idaho | 8 | $ 731,000 | $ 91,375 | $ 96,000 |
| Black Hawk, Iowa | 8 | $ 528,000 | $ 66,000 | $ 43,000 |
| Bullitt, Kentucky | 8 | $ 651,000 | $ 81,375 | $ 168,000 |
| Franklin, Massachusetts | 8 | $ 783,000 | $ 97,875 | $ 103,000 |
| DeSoto, Mississippi | 8 | $ 1,244,000 | $ 155,500 | $ 84,000 |
| Platte, Missouri | 8 | $ 365,000 | $ 45,625 | $ 149,000 |
| Hunterdon, New Jersey | 8 | $ 2,012,000 | $ 251,500 | $ 122,000 |
| Portage, Ohio | 8 | $ 1,226,000 | $ 153,250 | $ 84,000 |
| Warren, Ohio | 8 | $ 1,438,000 | $ 179,750 | $ 89,000 |
| Columbia, Oregon | 8 | $ 713,000 | $ 89,125 | $ 58,000 |
| Summit, Utah | 8 | $ 2,188,000 | $ 273,500 | $ 166,000 |
| Culpeper, Virginia | 8 | $ 978,000 | $ 122,250 | $ 108,000 |
| Manassas Park, Virginia | 8 | $ 805,000 | $ 100,625 | $ 165,000 |
| Portsmouth, Virginia | 8 | $ 672,000 | $ 84,000 | $ 56,000 |
| Prince George, Virginia | 8 | $ 551,000 | $ 68,875 | $ 62,000 |
| Brown, Wisconsin | 8 | $ 391,000 | $ 48,875 | $ 59,000 |
| Outagamie, Wisconsin | 8 | $ 589,000 | $ 73,625 | $ 88,000 |
| Siskiyou, California | 7 | $ 398,000 | $ 56,857 | $ 50,000 |
| Elbert, Colorado | 7 | $ 909,000 | $ 129,857 | $ 107,000 |
| La Plata, Colorado | 7 | $ 719,000 | $ 102,714 | $ 137,000 |
| Gwinnett, Georgia | 7 | $ 260,000 | $ 37,142 | $ 94,000 |
| Bonneville, Idaho | 7 | $ 1,056,000 | $ 150,857 | $ 144,000 |
| Champaign, Illinois | 7 | $ 925,000 | $ 132,142 | $ 70,000 |
| DeKalb, Illinois | 7 | $ 760,000 | $ 108,571 | $ 54,000 |
| Sangamon, Illinois | 7 | $ 773,000 | $ 110,428 | $ 88,000 |
| St. Clair, Illinois | 7 | $ 711,000 | $ 101,571 | $ 128,000 |
| Hendricks, Indiana | 7 | $ 752,000 | $ 107,428 | $ 75,000 |
| LaPorte, Indiana | 7 | $ 936,000 | $ 133,714 | $ 81,000 |
| Pottawattamie, Iowa | 7 | $ 873,000 | $ 124,714 | $ 54,000 |
| Madison, Kentucky | 7 | $ 348,000 | $ 49,714 | $ 56,000 |
| Talbot, Maryland | 7 | $ 565,000 | $ 80,714 | $ 69,000 |
| Worcester, Maryland | 7 | $ 709,000 | $ 101,285 | $ 67,000 |
| Johnson, Missouri | 7 | $ 368,000 | $ 52,571 | $ 51,000 |
| Douglas, Nevada | 7 | $ 676,000 | $ 96,571 | $ 111,000 |
| Atlantic, New Jersey | 7 | $ 1,005,000 | $ 143,571 | $ 129,000 |
| Hudson, New Jersey | 7 | $ 1,183,000 | $ 169,000 | $ 146,000 |
| Morris, New Jersey | 7 | $ 1,074,000 | $ 153,428 | $ 39,000 |
| Union, New Jersey | 7 | $ 1,456,000 | $ 208,000 | $ 124,000 |
| Otero, New Mexico | 7 | $ 909,000 | $ 129,857 | $ 80,000 |
| Ward, North Dakota | 7 | $ 615,000 | $ 87,857 | $ 77,000 |
| Lucas, Ohio | 7 | $ 667,000 | $ 95,285 | $ 80,000 |
| Wayne, Ohio | 7 | $ 610,000 | $ 87,142 | $ 71,000 |
| Canadian, Oklahoma | 7 | $ 211,000 | $ 30,142 | $ 58,000 |
| Coos, Oregon | 7 | $ 699,000 | $ 99,857 | $ 153,000 |
| Douglas, Oregon | 7 | $ 941,000 | $ 134,428 | $ 156,000 |
| Klamath, Oregon | 7 | $ 829,000 | $ 118,428 | $ 140,000 |
| Fluvanna, Virginia | 7 | $ 978,000 | $ 139,714 | $ 285,000 |
| Gloucester, Virginia | 7 | $ 333,000 | $ 47,571 | $ 107,000 |
| Warren, Virginia | 7 | $ 780,000 | $ 111,428 | $ 154,000 |
| Eau Claire, Wisconsin | 7 | $ 420,000 | $ 60,000 | $ 45,000 |
| Jefferson, Wisconsin | 7 | $ 611,000 | $ 87,285 | $ 103,000 |
| Ozaukee, Wisconsin | 7 | $ 1,010,000 | $ 144,285 | $ 120,000 |
| Washington, Wisconsin | 7 | $ 301,000 | $ 43,000 | $ 52,000 |
| Jefferson, Alabama | 6 | $ 1,015,000 | $ 169,166 | $ 296,000 |
| Gila, Arizona | 6 | $ 1,271,000 | $ 211,833 | $ 148,000 |
| Teller, Colorado | 6 | $ 844,000 | $ 140,666 | $ 54,000 |
| Blaine, Idaho | 6 | $ 1,180,000 | $ 196,666 | $ 218,000 |
| Bonner, Idaho | 6 | $ 897,000 | $ 149,500 | $ 251,000 |
| Benton, Iowa | 6 | $ 353,000 | $ 58,833 | $ 68,000 |
| Dubuque, Iowa | 6 | $ 454,000 | $ 75,666 | $ 97,000 |
| Leavenworth, Kansas | 6 | $ 836,000 | $ 139,333 | $ 100,000 |
| Christian, Kentucky | 6 | $ 471,000 | $ 78,500 | $ 72,000 |
| Nelson, Kentucky | 6 | $ 260,000 | $ 43,333 | $ 106,000 |
| Oldham, Kentucky | 6 | $ 476,000 | $ 79,333 | $ 90,000 |
| Penobscot, Maine | 6 | $ 299,000 | $ 49,833 | $ 87,000 |
| Sagadahoc, Maine | 6 | $ 608,000 | $ 101,333 | $ 105,000 |
| Caroline, Maryland | 6 | $ 826,000 | $ 137,666 | $ 48,000 |
| Cass, Michigan | 6 | $ 212,000 | $ 35,333 | $ 46,000 |
| Dakota, Minnesota | 6 | $ 1,652,000 | $ 275,333 | $ 112,000 |
| Boone, Missouri | 6 | $ 223,000 | $ 37,166 | $ 37,000 |
| Carson City, Nevada | 6 | $ 1,172,000 | $ 195,333 | $ 239,000 |
| Lyon, Nevada | 6 | $ 733,000 | $ 122,166 | $ 103,000 |
| Belknap, New Hampshire | 6 | $ 482,000 | $ 80,333 | $ 128,000 |
| Passaic, New Jersey | 6 | $ 731,000 | $ 121,833 | $ 61,000 |
| Curry, New Mexico | 6 | $ 317,000 | $ 52,833 | $ 133,000 |
| Cabarrus, North Carolina | 6 | $ 1,295,000 | $ 215,833 | $ 102,000 |
| Guilford, North Carolina | 6 | $ 837,000 | $ 139,500 | $ 57,000 |
| Cass, North Dakota | 6 | $ 470,000 | $ 78,333 | $ 237,000 |
| Greene, Ohio | 6 | $ 787,000 | $ 131,166 | $ 134,000 |
| Medina, Ohio | 6 | $ 933,000 | $ 155,500 | $ 87,000 |
| Stark, Ohio | 6 | $ 1,118,000 | $ 186,333 | $ 189,000 |
| Lincoln, Oregon | 6 | $ 630,000 | $ 105,000 | $ 96,000 |
| Bucks, Pennsylvania | 6 | $ 1,607,000 | $ 267,833 | $ 169,000 |
| Chester, Pennsylvania | 6 | $ 1,481,000 | $ 246,833 | $ 231,000 |
| Lancaster, Pennsylvania | 6 | $ 1,229,000 | $ 204,833 | $ 157,000 |
| Lehigh, Pennsylvania | 6 | $ 689,000 | $ 114,833 | $ 87,000 |
| Harris, Texas | 6 | $ 524,000 | $ 87,333 | $ 132,000 |
| Rutland, Vermont | 6 | $ 826,000 | $ 137,666 | $ 185,000 |
| Washington, Vermont | 6 | $ 1,055,000 | $ 175,833 | $ 165,000 |
| Campbell, Virginia | 6 | $ 508,000 | $ 84,666 | $ 40,000 |
| Montgomery, Virginia | 6 | $ 629,000 | $ 104,833 | $ 56,000 |
| Shenandoah, Virginia | 6 | $ 403,000 | $ 67,166 | $ 40,000 |
| Chelan, Washington | 6 | $ 635,000 | $ 105,833 | $ 83,000 |
| Sauk, Wisconsin | 6 | $ 229,000 | $ 38,166 | $ 97,000 |
| Walworth, Wisconsin | 6 | $ 438,000 | $ 73,000 | $ 74,000 |
| Madison, Alabama | 5 | $ 1,013,000 | $ 202,600 | $ 137,000 |
| Shelby, Alabama | 5 | $ 723,000 | $ 144,600 | $ 154,000 |
| Mariposa, California | 5 | $ 780,000 | $ 156,000 | $ 43,000 |
| Yuba, California | 5 | $ 421,000 | $ 84,200 | $ 175,000 |
| Montezuma, Colorado | 5 | $ 320,000 | $ 64,000 | $ 87,000 |
| Montrose, Colorado | 5 | $ 293,000 | $ 58,600 | $ 129,000 |
| Morgan, Colorado | 5 | $ 358,000 | $ 71,600 | $ 60,000 |
| Nassau, Florida | 5 | $ 530,000 | $ 106,000 | $ 73,000 |
| DeKalb, Georgia | 5 | $ 214,000 | $ 42,800 | $ 66,000 |
| Hawaii, Hawaii | 5 | $ 629,000 | $ 125,800 | $ 66,000 |
| Maui, Hawaii | 5 | $ 785,000 | $ 157,000 | $ 93,000 |
| Boise, Idaho | 5 | $ 787,000 | $ 157,400 | $ 98,000 |
| McLean, Illinois | 5 | $ 517,000 | $ 103,400 | $ 74,000 |
| Winnebago, Illinois | 5 | $ 658,000 | $ 131,600 | $ 143,000 |
| Boone, Indiana | 5 | $ 756,000 | $ 151,200 | $ 74,000 |
| St. Joseph, Indiana | 5 | $ 590,000 | $ 118,000 | $ 52,000 |
| Dallas, Iowa | 5 | $ 205,000 | $ 41,000 | $ 89,000 |
| Jasper, Iowa | 5 | $ 292,000 | $ 58,400 | $ 187,000 |
| Story, Iowa | 5 | $ 502,000 | $ 100,400 | $ 71,000 |
| Warren, Iowa | 5 | $ 173,000 | $ 34,600 | $ 105,000 |
| Shawnee, Kansas | 5 | $ 712,000 | $ 142,400 | $ 100,000 |
| Daviess, Kentucky | 5 | $ 359,000 | $ 71,800 | $ 90,000 |
| Shelby, Kentucky | 5 | $ 473,000 | $ 94,600 | $ 84,000 |
| Somerset, Maryland | 5 | $ 596,000 | $ 119,200 | $ 137,000 |
| Muskegon, Michigan | 5 | $ 217,000 | $ 43,400 | $ 60,000 |
| Shiawassee, Michigan | 5 | $ 332,000 | $ 66,400 | $ 60,000 |
| Newton, Missouri | 5 | $ 222,000 | $ 44,400 | $ 40,000 |
| Gallatin, Montana | 5 | $ 889,000 | $ 177,800 | $ 148,000 |
| Ravalli, Montana | 5 | $ 367,000 | $ 73,400 | $ 54,000 |
| Scotts Bluff, Nebraska | 5 | $ 296,000 | $ 59,200 | $ 64,000 |
| Coos, New Hampshire | 5 | $ 385,000 | $ 77,000 | $ 65,000 |
| Monmouth, New Jersey | 5 | $ 892,000 | $ 178,400 | $ 91,000 |
| Ocean, New Jersey | 5 | $ 662,000 | $ 132,400 | $ 152,000 |
| Valencia, New Mexico | 5 | $ 220,000 | $ 44,000 | $ 94,000 |
| Buncombe, North Carolina | 5 | $ 965,000 | $ 193,000 | $ 54,000 |
| Durham, North Carolina | 5 | $ 947,000 | $ 189,400 | $ 83,000 |
| Lincoln, North Carolina | 5 | $ 1,136,000 | $ 227,200 | $ 89,000 |
| Fairfield, Ohio | 5 | $ 285,000 | $ 57,000 | $ 78,000 |
| Geauga, Ohio | 5 | $ 782,000 | $ 156,400 | $ 139,000 |
| Licking, Ohio | 5 | $ 603,000 | $ 120,600 | $ 88,000 |
| Mahoning, Ohio | 5 | $ 789,000 | $ 157,800 | $ 118,000 |
| Richland, Ohio | 5 | $ 530,000 | $ 106,000 | $ 88,000 |
| Sandusky, Ohio | 5 | $ 398,000 | $ 79,600 | $ 48,000 |
| Comanche, Oklahoma | 5 | $ 322,000 | $ 64,400 | $ 66,000 |
| Pottawatomie, Oklahoma | 5 | $ 174,000 | $ 34,800 | $ 73,000 |
| Polk, Oregon | 5 | $ 651,000 | $ 130,200 | $ 68,000 |
| Allegheny, Pennsylvania | 5 | $ 496,000 | $ 99,200 | $ 122,000 |
| Philadelphia, Pennsylvania | 5 | $ 339,000 | $ 67,800 | $ 35,000 |
| Minnehaha, South Dakota | 5 | $ 133,000 | $ 26,600 | $ 47,000 |
| Augusta, Virginia | 5 | $ 648,000 | $ 129,600 | $ 79,000 |
| Orange, Virginia | 5 | $ 336,000 | $ 67,200 | $ 130,000 |
| Washington, Virginia | 5 | $ 602,000 | $ 120,400 | $ 68,000 |
| Cowlitz, Washington | 5 | $ 564,000 | $ 112,800 | $ 71,000 |
| Skagit, Washington | 5 | $ 675,000 | $ 135,000 | $ 123,000 |
| Barron, Wisconsin | 5 | $ 181,000 | $ 36,200 | $ 40,000 |
| Rock, Wisconsin | 5 | $ 172,000 | $ 34,400 | $ 65,000 |
| Winnebago, Wisconsin | 5 | $ 461,000 | $ 92,200 | $ 80,000 |
| Sweetwater, Wyoming | 5 | $ 307,000 | $ 61,400 | $ 59,000 |
| Baldwin, Alabama | 4 | $ 784,000 | $ 196,000 | $ 92,000 |
| Juneau, Alaska | 4 | $ 304,000 | $ 76,000 | $ 111,000 |
| Kenai Peninsula, Alaska | 4 | $ 342,000 | $ 85,500 | $ 47,000 |
| Mono, California | 4 | $ 841,000 | $ 210,250 | $ 275,000 |
| Fremont, Colorado | 4 | $ 376,000 | $ 94,000 | $ 75,000 |
| Levy, Florida | 4 | $ 309,000 | $ 77,250 | $ 74,000 |
| Suwannee, Florida | 4 | $ 301,000 | $ 75,250 | $ 60,000 |
| Walton, Florida | 4 | $ 480,000 | $ 120,000 | $ 112,000 |
| Chatham, Georgia | 4 | $ 147,000 | $ 36,750 | $ 91,000 |
| Bannock, Idaho | 4 | $ 126,000 | $ 31,500 | $ 41,000 |
| Kendall, Illinois | 4 | $ 542,000 | $ 135,500 | $ 98,000 |
| Rock Island, Illinois | 4 | $ 300,000 | $ 75,000 | $ 62,000 |
| Elkhart, Indiana | 4 | $ 456,000 | $ 114,000 | $ 56,000 |
| Monroe, Indiana | 4 | $ 437,000 | $ 109,250 | $ 111,000 |
| Vigo, Indiana | 4 | $ 400,000 | $ 100,000 | $ 61,000 |
| Cedar, Iowa | 4 | $ 316,000 | $ 79,000 | $ 76,000 |
| Woodbury, Iowa | 4 | $ 153,000 | $ 38,250 | $ 73,000 |
| Douglas, Kansas | 4 | $ 577,000 | $ 144,250 | $ 38,000 |
| Kearny, Kansas | 4 | $ 275,000 | $ 68,750 | $ 92,000 |
| Campbell, Kentucky | 4 | $ 361,000 | $ 90,250 | $ 59,000 |
| Clark, Kentucky | 4 | $ 319,000 | $ 79,750 | $ 135,000 |
| Pulaski, Kentucky | 4 | $ 375,000 | $ 93,750 | $ 220,000 |
| Warren, Kentucky | 4 | $ 238,000 | $ 59,500 | $ 68,000 |
| Kennebec, Maine | 4 | $ 310,000 | $ 77,500 | $ 42,000 |
| Knox, Maine | 4 | $ 263,000 | $ 65,750 | $ 49,000 |
| Waldo, Maine | 4 | $ 286,000 | $ 71,500 | $ 64,000 |
| Kent, Maryland | 4 | $ 263,000 | $ 65,750 | $ 85,000 |
| Calhoun, Michigan | 4 | $ 224,000 | $ 56,000 | $ 75,000 |
| Ionia, Michigan | 4 | $ 255,000 | $ 63,750 | $ 50,000 |
| Isabella, Michigan | 4 | $ 215,000 | $ 53,750 | $ 49,000 |
| Marquette, Michigan | 4 | $ 211,000 | $ 52,750 | $ 74,000 |
| Mecosta, Michigan | 4 | $ 333,000 | $ 83,250 | $ 32,000 |
| Midland, Michigan | 4 | $ 362,000 | $ 90,500 | $ 101,000 |
| Sanilac, Michigan | 4 | $ 421,000 | $ 105,250 | $ 42,000 |
| Ramsey, Minnesota | 4 | $ 666,000 | $ 166,500 | $ 267,000 |
| Harrison, Mississippi | 4 | $ 477,000 | $ 119,250 | $ 89,000 |
| Christian, Missouri | 4 | $ 224,000 | $ 56,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Home Loan Center in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 19,817 | $2,963,530,000 | $119,882 | $2,600,000 | $99,960 | $7,008,000 |
| Home Purchase (one-to-four family) | 1,914 | $361,195,000 | $165,461 | $1,000,000 | $117,711 | $1,396,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 1 | $280,000 | $280,000 | $280,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 15,834 | $2,254,569,000 | $118,000 | $1,500,000 | $93,442 | $7,008,000 |
| White | 4,522 | $808,147,000 | $135,580 | $1,100,000 | $122,900 | $3,037,000 |
| Hispanic | 470 | $83,705,000 | $128,360 | $620,000 | $114,480 | $1,250,000 |
| Asian or Pacific Islander | 396 | $89,664,000 | $184,636 | $2,600,000 | $114,545 | $911,000 |
| Other | 308 | $56,879,000 | $145,666 | $984,000 | $125,878 | $912,000 |
| Black | 162 | $25,354,000 | $143,952 | $530,000 | $112,428 | $573,000 |
| American Indian or Alaskan Native | 40 | $6,687,000 | $144,600 | $288,000 | $118,100 | $439,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,721 | $3,322,942,000 | $121,211 | $2,600,000 | $100,000 | $7,008,000 |
| FHA-insured (Federal Housing Administration) | 11 | $2,063,000 | $187,000 | $254,000 | $45,000 | $139,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,386 | $2,228,095,000 | $127,745 | $1,500,000 | $113,372 | $7,008,000 |
| Application Withdrawn By Applicant | 4,193 | $553,582,000 | $110,807 | $2,600,000 | $104,211 | $3,069,000 |
| Application Denied By Financial Institution | 3,825 | $521,251,000 | $116,115 | $1,127,000 | $84,615 | $2,828,000 |
| Application Approved But Not Accepted | 309 | $18,749,000 | $59,093 | $950,000 | $75,125 | $480,000 |
| File Closed For Incompleteness | 19 | $3,328,000 | $150,909 | $314,000 | $111,545 | $756,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 822 | $91,558,000 | $92,428 | $1,000,000 | $72,857 | $840,000 |
| Collateral | 814 | $127,620,000 | $145,428 | $720,000 | $104,387 | $765,000 |
| Other | 779 | $106,191,000 | $99,148 | $1,000,000 | $77,000 | $1,680,000 |
| Debt-To-Income Ratio | 767 | $97,701,000 | $109,888 | $1,120,000 | $78,377 | $2,828,000 |
| Credit Application Incomplete | 263 | $43,721,000 | $145,794 | $1,127,000 | $133,323 | $720,000 |
| Unverifiable Information | 200 | $32,967,000 | $139,548 | $884,000 | $97,645 | $1,920,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 87 | $11,925,000 | $126,000 | $429,000 | $112,772 | $475,000 |
| Employment History | 83 | $8,658,000 | $99,240 | $435,000 | $85,880 | $334,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Center's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Loan Center's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About