Home Loan Center
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003

Home Loan Center 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Home Loan Center
163 Technology Drive
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 21,732
Total Mortgage Loan Application Amount $3,325,005,000
Average Mortgage Loan Application Amount $144,211
Highest Mortgage Loan Application Amount $2,600,000
Average Applicant Income $107,875
Highest Applicant Income $7,008,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Home Loan Center. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Loan Center's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2003 breaks down Home Loan Center's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Loan Center serves its applicants.

Each category highlights the total number of mortgage applications processed by Home Loan Center, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Loan Center's mortgage activity for 2003.

Mortgage Loan Application Totals for Home Loan Center by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 1,706 $ 342,093,000 $ 200,000 $ 124,000
Orange County California 1,179 $ 268,563,000 $ 227,000 $ 134,000
San Diego County California 784 $ 170,387,000 $ 217,000 $ 94,000
Riverside County California 704 $ 112,464,000 $ 159,000 $ 97,000
Maricopa County Arizona 699 $ 89,352,000 $ 127,000 $ 96,000
San Bernardino County California 524 $ 79,445,000 $ 151,000 $ 108,000
Sacramento County California 378 $ 60,358,000 $ 159,000 $ 89,000
Contra Costa County California 297 $ 64,540,000 $ 217,000 $ 132,000
Santa Clara County California 285 $ 73,761,000 $ 258,000 $ 129,000
Alameda County California 284 $ 67,744,000 $ 238,000 $ 127,000
Ventura County California 276 $ 56,770,000 $ 205,000 $ 151,000
Fairfax County Virginia 274 $ 55,933,000 $ 204,000 $ 127,000
King County Washington 269 $ 51,234,000 $ 190,000 $ 141,000
Clark County Nevada 234 $ 30,424,000 $ 130,000 $ 91,000
Cook County Illinois 221 $ 36,596,000 $ 165,000 $ 89,000
Broward County Florida 197 $ 21,384,000 $ 108,000 $ 163,000
Fairfield County Connecticut 185 $ 38,488,000 $ 208,000 $ 133,000
San Joaquin County California 172 $ 30,700,000 $ 178,000 $ 90,000
San Mateo County California 168 $ 46,307,000 $ 275,000 $ 176,000
Montgomery County Maryland 164 $ 27,485,000 $ 167,000 $ 174,000
Palm Beach County Florida 154 $ 17,343,000 $ 112,000 $ 62,000
Washington County Oregon 153 $ 21,248,000 $ 138,000 $ 120,000
Hartford County Connecticut 150 $ 17,339,000 $ 115,000 $ 106,000
Solano County California 149 $ 28,776,000 $ 193,000 $ 88,000
Fresno County California 146 $ 18,959,000 $ 129,000 $ 91,000
New Haven County Connecticut 146 $ 19,684,000 $ 134,000 $ 103,000
Miami-Dade County Florida 145 $ 17,045,000 $ 117,000 $ 112,000
Pima County Arizona 142 $ 14,843,000 $ 104,000 $ 114,000
Orange County Florida 130 $ 12,771,000 $ 98,000 $ 91,000
Prince William County Virginia 130 $ 17,878,000 $ 137,000 $ 110,000
Kern County California 128 $ 14,090,000 $ 110,000 $ 84,000
Placer County California 123 $ 24,713,000 $ 200,000 $ 101,000
Stanislaus County California 116 $ 16,823,000 $ 145,000 $ 74,000
Multnomah County Oregon 112 $ 16,220,000 $ 144,000 $ 74,000
Sonoma County California 111 $ 23,410,000 $ 210,000 $ 89,000
Hillsborough County Florida 111 $ 11,085,000 $ 99,000 $ 78,000
Anne Arundel County Maryland 107 $ 15,042,000 $ 140,000 $ 135,000
Prince George's County Maryland 107 $ 13,548,000 $ 126,000 $ 141,000
Oakland County Michigan 103 $ 12,349,000 $ 119,000 $ 114,000
Snohomish County Washington 102 $ 15,738,000 $ 154,000 $ 93,000
Middlesex County Massachusetts 98 $ 20,877,000 $ 213,000 $ 92,000
Wayne County Michigan 95 $ 8,696,000 $ 91,000 $ 120,000
Duval County Florida 93 $ 7,930,000 $ 85,000 $ 60,000
Virginia Beach County Virginia 91 $ 9,346,000 $ 102,000 $ 130,000
Worcester County Massachusetts 90 $ 13,852,000 $ 153,000 $ 83,000
Washoe County Nevada 90 $ 12,182,000 $ 135,000 $ 152,000
Loudoun County Virginia 90 $ 14,493,000 $ 161,000 $ 80,000
Santa Barbara County California 89 $ 19,923,000 $ 223,000 $ 161,000
Pinellas County Florida 87 $ 7,870,000 $ 90,000 $ 76,000
El Dorado County California 85 $ 16,356,000 $ 192,000 $ 195,000
El Paso County Colorado 83 $ 8,011,000 $ 96,000 $ 84,000
Baltimore County Maryland 82 $ 6,524,000 $ 79,000 $ 98,000
San Francisco County California 78 $ 23,313,000 $ 298,000 $ 125,000
Brevard County Florida 74 $ 6,272,000 $ 84,000 $ 101,000
Bernalillo County New Mexico 74 $ 7,487,000 $ 101,000 $ 78,000
Pierce County Washington 73 $ 10,190,000 $ 139,000 $ 105,000
San Luis Obispo County California 72 $ 14,959,000 $ 207,000 $ 95,000
Arapahoe County Colorado 71 $ 7,803,000 $ 109,000 $ 94,000
Clackamas County Oregon 71 $ 12,213,000 $ 172,000 $ 163,000
Monterey County California 70 $ 16,247,000 $ 232,000 $ 188,000
Santa Cruz County California 70 $ 18,034,000 $ 257,000 $ 220,000
Seminole County Florida 70 $ 7,862,000 $ 112,000 $ 111,000
Jefferson County Colorado 69 $ 9,128,000 $ 132,000 $ 132,000
Ada County Idaho 69 $ 7,792,000 $ 112,000 $ 70,000
Adams County Colorado 68 $ 7,455,000 $ 109,000 $ 218,000
Boulder County Colorado 65 $ 11,927,000 $ 183,000 $ 127,000
DuPage County Illinois 64 $ 12,670,000 $ 197,000 $ 246,000
Will County Illinois 64 $ 8,727,000 $ 136,000 $ 98,000
Chesterfield County Virginia 64 $ 5,074,000 $ 79,000 $ 77,000
Stafford County Virginia 63 $ 9,065,000 $ 143,000 $ 75,000
New Castle County Delaware 62 $ 8,180,000 $ 131,000 $ 103,000
Frederick County Maryland 61 $ 6,955,000 $ 114,000 $ 97,000
Macomb County Michigan 60 $ 4,281,000 $ 71,000 $ 86,000
Salt Lake County Utah 60 $ 9,449,000 $ 157,000 $ 131,000
Douglas County Colorado 59 $ 7,550,000 $ 127,000 $ 153,000
Lee County Florida 59 $ 6,259,000 $ 106,000 $ 81,000
Hillsborough County New Hampshire 59 $ 7,165,000 $ 121,000 $ 78,000
Merced County California 57 $ 9,126,000 $ 160,000 $ 68,000
Essex County Massachusetts 57 $ 11,463,000 $ 201,000 $ 109,000
Butte County California 56 $ 7,820,000 $ 139,000 $ 93,000
Denver County Colorado 56 $ 7,703,000 $ 137,000 $ 81,000
New London County Connecticut 55 $ 5,756,000 $ 104,000 $ 136,000
St. Louis County Missouri 55 $ 3,935,000 $ 71,000 $ 157,000
Yavapai County Arizona 53 $ 8,928,000 $ 168,000 $ 105,000
Tulare County California 53 $ 4,991,000 $ 94,000 $ 73,000
Polk County Iowa 53 $ 3,708,000 $ 69,000 $ 71,000
Litchfield County Connecticut 49 $ 6,756,000 $ 137,000 $ 127,000
Rockingham County New Hampshire 49 $ 7,352,000 $ 150,000 $ 106,000
Henrico County Virginia 49 $ 5,335,000 $ 108,000 $ 84,000
Norfolk County Massachusetts 48 $ 10,555,000 $ 219,000 $ 96,000
Polk County Florida 47 $ 3,298,000 $ 70,000 $ 68,000
Jackson County Oregon 47 $ 7,118,000 $ 151,000 $ 89,000
Howard County Maryland 46 $ 6,317,000 $ 137,000 $ 108,000
Tulsa County Oklahoma 46 $ 2,410,000 $ 52,000 $ 62,000
Yolo County California 45 $ 8,456,000 $ 187,000 $ 106,000
Volusia County Florida 45 $ 3,157,000 $ 70,000 $ 48,000
Anchorage County Alaska 44 $ 2,892,000 $ 65,000 $ 70,000
Marin County California 44 $ 12,230,000 $ 277,000 $ 131,000
Middlesex County Connecticut 44 $ 6,439,000 $ 146,000 $ 85,000
Lake County Illinois 44 $ 9,294,000 $ 211,000 $ 243,000
Plymouth County Massachusetts 44 $ 6,620,000 $ 150,000 $ 86,000
Spotsylvania County Virginia 44 $ 4,807,000 $ 109,000 $ 143,000
Harford County Maryland 43 $ 3,217,000 $ 74,000 $ 80,000
Chesapeake County Virginia 43 $ 4,087,000 $ 95,000 $ 109,000
Tolland County Connecticut 42 $ 5,795,000 $ 137,000 $ 166,000
Bristol County Massachusetts 41 $ 5,535,000 $ 135,000 $ 92,000
Pasco County Florida 39 $ 3,633,000 $ 93,000 $ 115,000
Cuyahoga County Ohio 39 $ 6,095,000 $ 156,000 $ 282,000
Franklin County Ohio 39 $ 4,832,000 $ 123,000 $ 92,000
Mohave County Arizona 38 $ 4,368,000 $ 114,000 $ 105,000
Sarasota County Florida 38 $ 4,068,000 $ 107,000 $ 79,000
Lane County Oregon 38 $ 5,190,000 $ 136,000 $ 88,000
Providence County Rhode Island 38 $ 4,648,000 $ 122,000 $ 79,000
Milwaukee County Wisconsin 38 $ 2,631,000 $ 69,000 $ 123,000
Shasta County California 37 $ 5,533,000 $ 149,000 $ 159,000
Baltimore City County Maryland 37 $ 3,144,000 $ 84,000 $ 133,000
Marion County Oregon 37 $ 4,072,000 $ 110,000 $ 95,000
Larimer County Colorado 36 $ 3,954,000 $ 109,000 $ 105,000
Manatee County Florida 36 $ 2,966,000 $ 82,000 $ 91,000
Jackson County Missouri 36 $ 2,074,000 $ 57,000 $ 94,000
Clark County Washington 36 $ 4,818,000 $ 133,000 $ 76,000
Collier County Florida 35 $ 4,804,000 $ 137,000 $ 112,000
Lake County Florida 34 $ 2,942,000 $ 86,000 $ 59,000
Carroll County Maryland 34 $ 4,372,000 $ 128,000 $ 127,000
St. Charles County Missouri 34 $ 2,128,000 $ 62,000 $ 178,000
Deschutes County Oregon 34 $ 4,946,000 $ 145,000 $ 108,000
Arlington County Virginia 34 $ 5,867,000 $ 172,000 $ 147,000
Madera County California 33 $ 5,494,000 $ 166,000 $ 96,000
Pinal County Arizona 32 $ 3,370,000 $ 105,000 $ 101,000
Napa County California 32 $ 7,995,000 $ 249,000 $ 203,000
Hamilton County Ohio 31 $ 4,553,000 $ 146,000 $ 261,000
Humboldt County California 30 $ 5,031,000 $ 167,000 $ 97,000
Escambia County Florida 30 $ 1,998,000 $ 66,000 $ 62,000
Osceola County Florida 30 $ 2,215,000 $ 73,000 $ 80,000
Johnson County Kansas 30 $ 4,606,000 $ 153,000 $ 183,000
Charles County Maryland 30 $ 3,430,000 $ 114,000 $ 124,000
Jefferson County Kentucky 29 $ 2,572,000 $ 88,000 $ 100,000
Suffolk County Massachusetts 29 $ 6,024,000 $ 207,000 $ 130,000
Kent County Michigan 29 $ 2,100,000 $ 72,000 $ 101,000
Alexandria County Virginia 29 $ 6,209,000 $ 214,000 $ 86,000
Kitsap County Washington 29 $ 3,844,000 $ 132,000 $ 152,000
Spokane County Washington 29 $ 3,433,000 $ 118,000 $ 67,000
Coconino County Arizona 28 $ 3,371,000 $ 120,000 $ 95,000
Cumberland County Maine 28 $ 2,624,000 $ 93,000 $ 92,000
Thurston County Washington 28 $ 4,770,000 $ 170,000 $ 135,000
St. Johns County Florida 27 $ 3,494,000 $ 129,000 $ 172,000
Merrimack County New Hampshire 27 $ 2,339,000 $ 86,000 $ 87,000
Sandoval County New Mexico 27 $ 2,514,000 $ 93,000 $ 79,000
Butler County Ohio 27 $ 4,059,000 $ 150,000 $ 223,000
Hamilton County Indiana 26 $ 4,913,000 $ 188,000 $ 206,000
Douglas County Nebraska 26 $ 1,120,000 $ 43,000 $ 69,000
Clay County Florida 25 $ 2,508,000 $ 100,000 $ 88,000
Clay County Missouri 25 $ 1,462,000 $ 58,000 $ 91,000
Oklahoma County Oklahoma 25 $ 1,267,000 $ 50,000 $ 78,000
Weld County Colorado 24 $ 1,892,000 $ 78,000 $ 75,000
Washtenaw County Michigan 24 $ 3,194,000 $ 133,000 $ 121,000
Kenosha County Wisconsin 24 $ 1,888,000 $ 78,000 $ 74,000
Kane County Illinois 23 $ 4,407,000 $ 191,000 $ 93,000
Barnstable County Massachusetts 23 $ 4,037,000 $ 175,000 $ 162,000
Livingston County Michigan 23 $ 1,985,000 $ 86,000 $ 75,000
Utah County Utah 23 $ 4,982,000 $ 216,000 $ 240,000
Hanover County Virginia 23 $ 3,026,000 $ 131,000 $ 78,000
Waukesha County Wisconsin 23 $ 2,276,000 $ 98,000 $ 84,000
Santa Rosa County Florida 22 $ 2,511,000 $ 114,000 $ 131,000
Genesee County Michigan 22 $ 1,557,000 $ 70,000 $ 64,000
Mecklenburg County North Carolina 22 $ 3,521,000 $ 160,000 $ 142,000
Kings County California 21 $ 2,035,000 $ 96,000 $ 72,000
Lake County Indiana 21 $ 2,441,000 $ 116,000 $ 97,000
Sedgwick County Kansas 21 $ 2,582,000 $ 122,000 $ 65,000
Washington County Maryland 21 $ 1,744,000 $ 83,000 $ 65,000
Dona Ana County New Mexico 21 $ 1,774,000 $ 84,000 $ 65,000
Kent County Rhode Island 21 $ 2,752,000 $ 131,000 $ 94,000
Sutter County California 20 $ 2,153,000 $ 107,000 $ 63,000
Windham County Connecticut 20 $ 1,833,000 $ 91,000 $ 106,000
Kent County Delaware 20 $ 1,540,000 $ 77,000 $ 64,000
Calvert County Maryland 20 $ 2,954,000 $ 147,000 $ 105,000
Hampden County Massachusetts 20 $ 2,172,000 $ 108,000 $ 65,000
Ingham County Michigan 19 $ 1,082,000 $ 56,000 $ 47,000
Hennepin County Minnesota 19 $ 3,635,000 $ 191,000 $ 125,000
Nevada County California 18 $ 2,743,000 $ 152,000 $ 134,000
Kootenai County Idaho 18 $ 1,887,000 $ 104,000 $ 107,000
McHenry County Illinois 18 $ 2,675,000 $ 148,000 $ 150,000
Marion County Indiana 18 $ 2,848,000 $ 158,000 $ 133,000
Fayette County Kentucky 18 $ 1,486,000 $ 82,000 $ 54,000
Cochise County Arizona 17 $ 1,262,000 $ 74,000 $ 48,000
San Benito County California 17 $ 4,461,000 $ 262,000 $ 127,000
Okaloosa County Florida 17 $ 1,204,000 $ 70,000 $ 71,000
Canyon County Idaho 17 $ 1,234,000 $ 72,000 $ 50,000
St. Mary's County Maryland 17 $ 1,198,000 $ 70,000 $ 63,000
Suffolk County Virginia 17 $ 1,626,000 $ 95,000 $ 127,000
Mendocino County California 16 $ 2,963,000 $ 185,000 $ 75,000
Linn County Iowa 16 $ 945,000 $ 59,000 $ 60,000
Scott County Iowa 16 $ 889,000 $ 55,000 $ 92,000
York County Maine 16 $ 1,842,000 $ 115,000 $ 66,000
Wake County North Carolina 16 $ 2,478,000 $ 154,000 $ 97,000
York County Virginia 16 $ 1,749,000 $ 109,000 $ 124,000
Calaveras County California 15 $ 2,378,000 $ 158,000 $ 94,000
Lake County California 15 $ 2,521,000 $ 168,000 $ 87,000
Hernando County Florida 15 $ 1,297,000 $ 86,000 $ 82,000
Honolulu County Hawaii 15 $ 3,210,000 $ 214,000 $ 96,000
Queen Anne's County Maryland 15 $ 1,116,000 $ 74,000 $ 140,000
Linn County Oregon 15 $ 1,254,000 $ 83,000 $ 80,000
Washington County Rhode Island 15 $ 3,461,000 $ 230,000 $ 155,000
Chittenden County Vermont 15 $ 2,280,000 $ 152,000 $ 115,000
Roanoke County Virginia 15 $ 1,036,000 $ 69,000 $ 72,000
Flagler County Florida 14 $ 1,491,000 $ 106,000 $ 50,000
Leon County Florida 14 $ 1,029,000 $ 73,000 $ 111,000
Martin County Florida 14 $ 2,267,000 $ 161,000 $ 61,000
St. Lucie County Florida 14 $ 1,349,000 $ 96,000 $ 86,000
Kalamazoo County Michigan 14 $ 1,028,000 $ 73,000 $ 65,000
Strafford County New Hampshire 14 $ 2,136,000 $ 152,000 $ 120,000
San Juan County New Mexico 14 $ 1,557,000 $ 111,000 $ 81,000
Frederick County Virginia 14 $ 1,821,000 $ 130,000 $ 91,000
Newport News County Virginia 14 $ 1,149,000 $ 82,000 $ 62,000
Dane County Wisconsin 14 $ 987,000 $ 70,000 $ 76,000
Imperial County California 13 $ 992,000 $ 76,000 $ 64,000
Mesa County Colorado 13 $ 1,062,000 $ 81,000 $ 48,000
Boone County Kentucky 13 $ 1,111,000 $ 85,000 $ 102,000
Kenton County Kentucky 13 $ 666,000 $ 51,000 $ 242,000
Berrien County Michigan 13 $ 988,000 $ 76,000 $ 79,000
Ottawa County Michigan 13 $ 697,000 $ 53,000 $ 100,000
Lancaster County Nebraska 13 $ 761,000 $ 58,000 $ 53,000
Lake County Ohio 13 $ 1,494,000 $ 114,000 $ 105,000
Summit County Ohio 13 $ 1,720,000 $ 132,000 $ 136,000
Newport County Rhode Island 13 $ 2,474,000 $ 190,000 $ 82,000
Fauquier County Virginia 13 $ 2,274,000 $ 174,000 $ 116,000
Benton County Washington 13 $ 1,205,000 $ 92,000 $ 144,000
Navajo County Arizona 12 $ 1,007,000 $ 83,000 $ 92,000
Yuma County Arizona 12 $ 917,000 $ 76,000 $ 54,000
Inyo County California 12 $ 2,133,000 $ 177,000 $ 276,000
Tehama County California 12 $ 1,705,000 $ 142,000 $ 81,000
Tuolumne County California 12 $ 1,916,000 $ 159,000 $ 62,000
Sussex County Delaware 12 $ 1,323,000 $ 110,000 $ 154,000
District of Columbia County District Of Columbia 12 $ 1,869,000 $ 155,000 $ 79,000
Bay County Florida 12 $ 665,000 $ 55,000 $ 64,000
Charlotte County Florida 12 $ 1,121,000 $ 93,000 $ 83,000
Marion County Florida 12 $ 831,000 $ 69,000 $ 70,000
Johnson County Iowa 12 $ 1,102,000 $ 91,000 $ 101,000
Eaton County Michigan 12 $ 669,000 $ 55,000 $ 66,000
Saginaw County Michigan 12 $ 915,000 $ 76,000 $ 49,000
Van Buren County Michigan 12 $ 1,180,000 $ 98,000 $ 59,000
Jefferson County Missouri 12 $ 913,000 $ 76,000 $ 126,000
Yellowstone County Montana 12 $ 790,000 $ 65,000 $ 81,000
Santa Fe County New Mexico 12 $ 2,594,000 $ 216,000 $ 420,000
Delaware County Ohio 12 $ 2,167,000 $ 180,000 $ 121,000
Cleveland County Oklahoma 12 $ 483,000 $ 40,000 $ 91,000
Whatcom County Washington 12 $ 1,761,000 $ 146,000 $ 58,000
Fairbanks North Star County Alaska 11 $ 986,000 $ 89,000 $ 90,000
Summit County Colorado 11 $ 1,438,000 $ 130,000 $ 145,000
Alachua County Florida 11 $ 898,000 $ 81,000 $ 72,000
Cobb County Georgia 11 $ 1,018,000 $ 92,000 $ 53,000
Hardin County Kentucky 11 $ 561,000 $ 51,000 $ 57,000
Hampshire County Massachusetts 11 $ 1,664,000 $ 151,000 $ 75,000
Greene County Missouri 11 $ 318,000 $ 28,000 $ 37,000
Sarpy County Nebraska 11 $ 875,000 $ 79,000 $ 116,000
Cheshire County New Hampshire 11 $ 1,033,000 $ 93,000 $ 97,000
Burlington County New Jersey 11 $ 1,535,000 $ 139,000 $ 178,000
Middlesex County New Jersey 11 $ 1,801,000 $ 163,000 $ 128,000
Union County North Carolina 11 $ 1,587,000 $ 144,000 $ 48,000
Lorain County Ohio 11 $ 1,484,000 $ 134,000 $ 127,000
Montgomery County Ohio 11 $ 1,150,000 $ 104,000 $ 303,000
Benton County Oregon 11 $ 1,089,000 $ 99,000 $ 93,000
Josephine County Oregon 11 $ 1,279,000 $ 116,000 $ 53,000
Montgomery County Pennsylvania 11 $ 1,663,000 $ 151,000 $ 218,000
Washington County Utah 11 $ 1,847,000 $ 167,000 $ 71,000
Windsor County Vermont 11 $ 1,825,000 $ 165,000 $ 130,000
Manassas County Virginia 11 $ 1,681,000 $ 152,000 $ 131,000
Norfolk County Virginia 11 $ 2,018,000 $ 183,000 $ 126,000
Island County Washington 11 $ 1,936,000 $ 176,000 $ 89,000
Racine County Wisconsin 11 $ 699,000 $ 63,000 $ 94,000
Laramie County Wyoming 11 $ 620,000 $ 56,000 $ 65,000
Amador County California 10 $ 1,748,000 $ 174,000 $ 126,000
Indian River County Florida 10 $ 791,000 $ 79,000 $ 73,000
Porter County Indiana 10 $ 1,590,000 $ 159,000 $ 95,000
Cecil County Maryland 10 $ 948,000 $ 94,000 $ 89,000
Wicomico County Maryland 10 $ 1,124,000 $ 112,000 $ 73,000
Clinton County Michigan 10 $ 1,193,000 $ 119,000 $ 82,000
Jackson County Michigan 10 $ 707,000 $ 70,000 $ 51,000
Monroe County Michigan 10 $ 695,000 $ 69,000 $ 154,000
St. Clair County Michigan 10 $ 535,000 $ 53,000 $ 122,000
St. Louis City County Missouri 10 $ 843,000 $ 84,000 $ 100,000
Missoula County Montana 10 $ 828,000 $ 82,000 $ 57,000
Bergen County New Jersey 10 $ 1,825,000 $ 182,000 $ 256,000
Clermont County Ohio 10 $ 1,419,000 $ 141,000 $ 158,000
Pennington County South Dakota 10 $ 1,084,000 $ 108,000 $ 149,000
Shelby County Tennessee 10 $ 1,226,000 $ 122,000 $ 84,000
Davis County Utah 10 $ 1,202,000 $ 120,000 $ 142,000
Hampton County Virginia 10 $ 469,000 $ 46,000 $ 69,000
James City County Virginia 10 $ 770,000 $ 77,000 $ 100,000
Roanoke City County Virginia 10 $ 449,000 $ 44,000 $ 78,000
Matanuska-Susitna County Alaska 9 $ 566,000 $ 62,000 $ 69,000
Plumas County California 9 $ 1,768,000 $ 196,000 $ 215,000
Grand County Colorado 9 $ 1,498,000 $ 166,000 $ 167,000
Citrus County Florida 9 $ 815,000 $ 90,000 $ 46,000
Monroe County Florida 9 $ 1,052,000 $ 116,000 $ 78,000
Madison County Illinois 9 $ 1,158,000 $ 128,000 $ 108,000
Androscoggin County Maine 9 $ 547,000 $ 60,000 $ 53,000
Allegan County Michigan 9 $ 518,000 $ 57,000 $ 43,000
Barry County Michigan 9 $ 500,000 $ 55,000 $ 66,000
Bay County Michigan 9 $ 317,000 $ 35,000 $ 68,000
Lapeer County Michigan 9 $ 993,000 $ 110,000 $ 75,000
Lenawee County Michigan 9 $ 576,000 $ 64,000 $ 64,000
Anoka County Minnesota 9 $ 1,660,000 $ 184,000 $ 228,000
Grafton County New Hampshire 9 $ 890,000 $ 98,000 $ 81,000
Yamhill County Oregon 9 $ 1,859,000 $ 206,000 $ 100,000
Weber County Utah 9 $ 1,206,000 $ 134,000 $ 153,000
Richmond City County Virginia 9 $ 1,261,000 $ 140,000 $ 75,000
Santa Cruz County Arizona 8 $ 870,000 $ 108,000 $ 54,000
Garfield County Colorado 8 $ 1,559,000 $ 194,000 $ 153,000
Pueblo County Colorado 8 $ 343,000 $ 42,000 $ 130,000
Latah County Idaho 8 $ 731,000 $ 91,000 $ 96,000
Black Hawk County Iowa 8 $ 528,000 $ 66,000 $ 43,000
Bullitt County Kentucky 8 $ 651,000 $ 81,000 $ 168,000
Franklin County Massachusetts 8 $ 783,000 $ 97,000 $ 103,000
DeSoto County Mississippi 8 $ 1,244,000 $ 155,000 $ 84,000
Platte County Missouri 8 $ 365,000 $ 45,000 $ 149,000
Hunterdon County New Jersey 8 $ 2,012,000 $ 251,000 $ 122,000
Portage County Ohio 8 $ 1,226,000 $ 153,000 $ 84,000
Warren County Ohio 8 $ 1,438,000 $ 179,000 $ 89,000
Columbia County Oregon 8 $ 713,000 $ 89,000 $ 58,000
Summit County Utah 8 $ 2,188,000 $ 273,000 $ 166,000
Culpeper County Virginia 8 $ 978,000 $ 122,000 $ 108,000
Manassas Park County Virginia 8 $ 805,000 $ 100,000 $ 165,000
Portsmouth County Virginia 8 $ 672,000 $ 84,000 $ 56,000
Prince George County Virginia 8 $ 551,000 $ 68,000 $ 62,000
Brown County Wisconsin 8 $ 391,000 $ 48,000 $ 59,000
Outagamie County Wisconsin 8 $ 589,000 $ 73,000 $ 88,000
Siskiyou County California 7 $ 398,000 $ 56,000 $ 50,000
Elbert County Colorado 7 $ 909,000 $ 129,000 $ 107,000
La Plata County Colorado 7 $ 719,000 $ 102,000 $ 137,000
Gwinnett County Georgia 7 $ 260,000 $ 37,000 $ 94,000
Bonneville County Idaho 7 $ 1,056,000 $ 150,000 $ 144,000
Champaign County Illinois 7 $ 925,000 $ 132,000 $ 70,000
DeKalb County Illinois 7 $ 760,000 $ 108,000 $ 54,000
Sangamon County Illinois 7 $ 773,000 $ 110,000 $ 88,000
St. Clair County Illinois 7 $ 711,000 $ 101,000 $ 128,000
Hendricks County Indiana 7 $ 752,000 $ 107,000 $ 75,000
LaPorte County Indiana 7 $ 936,000 $ 133,000 $ 81,000
Pottawattamie County Iowa 7 $ 873,000 $ 124,000 $ 54,000
Madison County Kentucky 7 $ 348,000 $ 49,000 $ 56,000
Talbot County Maryland 7 $ 565,000 $ 80,000 $ 69,000
Worcester County Maryland 7 $ 709,000 $ 101,000 $ 67,000
Johnson County Missouri 7 $ 368,000 $ 52,000 $ 51,000
Douglas County Nevada 7 $ 676,000 $ 96,000 $ 111,000
Atlantic County New Jersey 7 $ 1,005,000 $ 143,000 $ 129,000
Hudson County New Jersey 7 $ 1,183,000 $ 169,000 $ 146,000
Morris County New Jersey 7 $ 1,074,000 $ 153,000 $ 39,000
Union County New Jersey 7 $ 1,456,000 $ 208,000 $ 124,000
Otero County New Mexico 7 $ 909,000 $ 129,000 $ 80,000
Ward County North Dakota 7 $ 615,000 $ 87,000 $ 77,000
Lucas County Ohio 7 $ 667,000 $ 95,000 $ 80,000
Wayne County Ohio 7 $ 610,000 $ 87,000 $ 71,000
Canadian County Oklahoma 7 $ 211,000 $ 30,000 $ 58,000
Coos County Oregon 7 $ 699,000 $ 99,000 $ 153,000
Douglas County Oregon 7 $ 941,000 $ 134,000 $ 156,000
Klamath County Oregon 7 $ 829,000 $ 118,000 $ 140,000
Fluvanna County Virginia 7 $ 978,000 $ 139,000 $ 285,000
Gloucester County Virginia 7 $ 333,000 $ 47,000 $ 107,000
Warren County Virginia 7 $ 780,000 $ 111,000 $ 154,000
Eau Claire County Wisconsin 7 $ 420,000 $ 60,000 $ 45,000
Jefferson County Wisconsin 7 $ 611,000 $ 87,000 $ 103,000
Ozaukee County Wisconsin 7 $ 1,010,000 $ 144,000 $ 120,000
Washington County Wisconsin 7 $ 301,000 $ 43,000 $ 52,000
Jefferson County Alabama 6 $ 1,015,000 $ 169,000 $ 296,000
Gila County Arizona 6 $ 1,271,000 $ 211,000 $ 148,000
Teller County Colorado 6 $ 844,000 $ 140,000 $ 54,000
Blaine County Idaho 6 $ 1,180,000 $ 196,000 $ 218,000
Bonner County Idaho 6 $ 897,000 $ 149,000 $ 251,000
Benton County Iowa 6 $ 353,000 $ 58,000 $ 68,000
Dubuque County Iowa 6 $ 454,000 $ 75,000 $ 97,000
Leavenworth County Kansas 6 $ 836,000 $ 139,000 $ 100,000
Christian County Kentucky 6 $ 471,000 $ 78,000 $ 72,000
Nelson County Kentucky 6 $ 260,000 $ 43,000 $ 106,000
Oldham County Kentucky 6 $ 476,000 $ 79,000 $ 90,000
Penobscot County Maine 6 $ 299,000 $ 49,000 $ 87,000
Sagadahoc County Maine 6 $ 608,000 $ 101,000 $ 105,000
Caroline County Maryland 6 $ 826,000 $ 137,000 $ 48,000
Cass County Michigan 6 $ 212,000 $ 35,000 $ 46,000
Dakota County Minnesota 6 $ 1,652,000 $ 275,000 $ 112,000
Boone County Missouri 6 $ 223,000 $ 37,000 $ 37,000
Carson City County Nevada 6 $ 1,172,000 $ 195,000 $ 239,000
Lyon County Nevada 6 $ 733,000 $ 122,000 $ 103,000
Belknap County New Hampshire 6 $ 482,000 $ 80,000 $ 128,000
Passaic County New Jersey 6 $ 731,000 $ 121,000 $ 61,000
Curry County New Mexico 6 $ 317,000 $ 52,000 $ 133,000
Cabarrus County North Carolina 6 $ 1,295,000 $ 215,000 $ 102,000
Guilford County North Carolina 6 $ 837,000 $ 139,000 $ 57,000
Cass County North Dakota 6 $ 470,000 $ 78,000 $ 237,000
Greene County Ohio 6 $ 787,000 $ 131,000 $ 134,000
Medina County Ohio 6 $ 933,000 $ 155,000 $ 87,000
Stark County Ohio 6 $ 1,118,000 $ 186,000 $ 189,000
Lincoln County Oregon 6 $ 630,000 $ 105,000 $ 96,000
Bucks County Pennsylvania 6 $ 1,607,000 $ 267,000 $ 169,000
Chester County Pennsylvania 6 $ 1,481,000 $ 246,000 $ 231,000
Lancaster County Pennsylvania 6 $ 1,229,000 $ 204,000 $ 157,000
Lehigh County Pennsylvania 6 $ 689,000 $ 114,000 $ 87,000
Harris County Texas 6 $ 524,000 $ 87,000 $ 132,000
Rutland County Vermont 6 $ 826,000 $ 137,000 $ 185,000
Washington County Vermont 6 $ 1,055,000 $ 175,000 $ 165,000
Campbell County Virginia 6 $ 508,000 $ 84,000 $ 40,000
Montgomery County Virginia 6 $ 629,000 $ 104,000 $ 56,000
Shenandoah County Virginia 6 $ 403,000 $ 67,000 $ 40,000
Chelan County Washington 6 $ 635,000 $ 105,000 $ 83,000
Sauk County Wisconsin 6 $ 229,000 $ 38,000 $ 97,000
Walworth County Wisconsin 6 $ 438,000 $ 73,000 $ 74,000
Madison County Alabama 5 $ 1,013,000 $ 202,000 $ 137,000
Shelby County Alabama 5 $ 723,000 $ 144,000 $ 154,000
Mariposa County California 5 $ 780,000 $ 156,000 $ 43,000
Yuba County California 5 $ 421,000 $ 84,000 $ 175,000
Montezuma County Colorado 5 $ 320,000 $ 64,000 $ 87,000
Montrose County Colorado 5 $ 293,000 $ 58,000 $ 129,000
Morgan County Colorado 5 $ 358,000 $ 71,000 $ 60,000
Nassau County Florida 5 $ 530,000 $ 106,000 $ 73,000
DeKalb County Georgia 5 $ 214,000 $ 42,000 $ 66,000
Hawaii County Hawaii 5 $ 629,000 $ 125,000 $ 66,000
Maui County Hawaii 5 $ 785,000 $ 157,000 $ 93,000
Boise County Idaho 5 $ 787,000 $ 157,000 $ 98,000
McLean County Illinois 5 $ 517,000 $ 103,000 $ 74,000
Winnebago County Illinois 5 $ 658,000 $ 131,000 $ 143,000
Boone County Indiana 5 $ 756,000 $ 151,000 $ 74,000
St. Joseph County Indiana 5 $ 590,000 $ 118,000 $ 52,000
Dallas County Iowa 5 $ 205,000 $ 41,000 $ 89,000
Jasper County Iowa 5 $ 292,000 $ 58,000 $ 187,000
Story County Iowa 5 $ 502,000 $ 100,000 $ 71,000
Warren County Iowa 5 $ 173,000 $ 34,000 $ 105,000
Shawnee County Kansas 5 $ 712,000 $ 142,000 $ 100,000
Daviess County Kentucky 5 $ 359,000 $ 71,000 $ 90,000
Shelby County Kentucky 5 $ 473,000 $ 94,000 $ 84,000
Somerset County Maryland 5 $ 596,000 $ 119,000 $ 137,000
Muskegon County Michigan 5 $ 217,000 $ 43,000 $ 60,000
Shiawassee County Michigan 5 $ 332,000 $ 66,000 $ 60,000
Newton County Missouri 5 $ 222,000 $ 44,000 $ 40,000
Gallatin County Montana 5 $ 889,000 $ 177,000 $ 148,000
Ravalli County Montana 5 $ 367,000 $ 73,000 $ 54,000
Scotts Bluff County Nebraska 5 $ 296,000 $ 59,000 $ 64,000
Coos County New Hampshire 5 $ 385,000 $ 77,000 $ 65,000
Monmouth County New Jersey 5 $ 892,000 $ 178,000 $ 91,000
Ocean County New Jersey 5 $ 662,000 $ 132,000 $ 152,000
Valencia County New Mexico 5 $ 220,000 $ 44,000 $ 94,000
Buncombe County North Carolina 5 $ 965,000 $ 193,000 $ 54,000
Durham County North Carolina 5 $ 947,000 $ 189,000 $ 83,000
Lincoln County North Carolina 5 $ 1,136,000 $ 227,000 $ 89,000
Fairfield County Ohio 5 $ 285,000 $ 57,000 $ 78,000
Geauga County Ohio 5 $ 782,000 $ 156,000 $ 139,000
Licking County Ohio 5 $ 603,000 $ 120,000 $ 88,000
Mahoning County Ohio 5 $ 789,000 $ 157,000 $ 118,000
Richland County Ohio 5 $ 530,000 $ 106,000 $ 88,000
Sandusky County Ohio 5 $ 398,000 $ 79,000 $ 48,000
Comanche County Oklahoma 5 $ 322,000 $ 64,000 $ 66,000
Pottawatomie County Oklahoma 5 $ 174,000 $ 34,000 $ 73,000
Polk County Oregon 5 $ 651,000 $ 130,000 $ 68,000
Allegheny County Pennsylvania 5 $ 496,000 $ 99,000 $ 122,000
Philadelphia County Pennsylvania 5 $ 339,000 $ 67,000 $ 35,000
Minnehaha County South Dakota 5 $ 133,000 $ 26,000 $ 47,000
Augusta County Virginia 5 $ 648,000 $ 129,000 $ 79,000
Orange County Virginia 5 $ 336,000 $ 67,000 $ 130,000
Washington County Virginia 5 $ 602,000 $ 120,000 $ 68,000
Cowlitz County Washington 5 $ 564,000 $ 112,000 $ 71,000
Skagit County Washington 5 $ 675,000 $ 135,000 $ 123,000
Barron County Wisconsin 5 $ 181,000 $ 36,000 $ 40,000
Rock County Wisconsin 5 $ 172,000 $ 34,000 $ 65,000
Winnebago County Wisconsin 5 $ 461,000 $ 92,000 $ 80,000
Sweetwater County Wyoming 5 $ 307,000 $ 61,000 $ 59,000
Baldwin County Alabama 4 $ 784,000 $ 196,000 $ 92,000
Juneau County Alaska 4 $ 304,000 $ 76,000 $ 111,000
Kenai Peninsula County Alaska 4 $ 342,000 $ 85,000 $ 47,000
Mono County California 4 $ 841,000 $ 210,000 $ 275,000
Fremont County Colorado 4 $ 376,000 $ 94,000 $ 75,000
Levy County Florida 4 $ 309,000 $ 77,000 $ 74,000
Suwannee County Florida 4 $ 301,000 $ 75,000 $ 60,000
Walton County Florida 4 $ 480,000 $ 120,000 $ 112,000
Chatham County Georgia 4 $ 147,000 $ 36,000 $ 91,000
Bannock County Idaho 4 $ 126,000 $ 31,000 $ 41,000
Kendall County Illinois 4 $ 542,000 $ 135,000 $ 98,000
Rock Island County Illinois 4 $ 300,000 $ 75,000 $ 62,000
Elkhart County Indiana 4 $ 456,000 $ 114,000 $ 56,000
Monroe County Indiana 4 $ 437,000 $ 109,000 $ 111,000
Vigo County Indiana 4 $ 400,000 $ 100,000 $ 61,000
Cedar County Iowa 4 $ 316,000 $ 79,000 $ 76,000
Woodbury County Iowa 4 $ 153,000 $ 38,000 $ 73,000
Douglas County Kansas 4 $ 577,000 $ 144,000 $ 38,000
Kearny County Kansas 4 $ 275,000 $ 68,000 $ 92,000
Campbell County Kentucky 4 $ 361,000 $ 90,000 $ 59,000
Clark County Kentucky 4 $ 319,000 $ 79,000 $ 135,000
Pulaski County Kentucky 4 $ 375,000 $ 93,000 $ 220,000
Warren County Kentucky 4 $ 238,000 $ 59,000 $ 68,000
Kennebec County Maine 4 $ 310,000 $ 77,000 $ 42,000
Knox County Maine 4 $ 263,000 $ 65,000 $ 49,000
Waldo County Maine 4 $ 286,000 $ 71,000 $ 64,000
Kent County Maryland 4 $ 263,000 $ 65,000 $ 85,000
Calhoun County Michigan 4 $ 224,000 $ 56,000 $ 75,000
Ionia County Michigan 4 $ 255,000 $ 63,000 $ 50,000
Isabella County Michigan 4 $ 215,000 $ 53,000 $ 49,000
Marquette County Michigan 4 $ 211,000 $ 52,000 $ 74,000
Mecosta County Michigan 4 $ 333,000 $ 83,000 $ 32,000
Midland County Michigan 4 $ 362,000 $ 90,000 $ 101,000
Sanilac County Michigan 4 $ 421,000 $ 105,000 $ 42,000
Ramsey County Minnesota 4 $ 666,000 $ 166,000 $ 267,000
Harrison County Mississippi 4 $ 477,000 $ 119,000 $ 89,000
Christian County Missouri 4 $ 224,000 $ 56,000 $ 44,000
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Mortgage Loan Application Detail Totals for Home Loan Center in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 19,817 $2,963,530,000 $119,882 $2,600,000 $99,960 $7,008,000
Home Purchase (one-to-four family) 1,914 $361,195,000 $165,461 $1,000,000 $117,711 $1,396,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 1 $280,000 $280,000 $280,000 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Information not provided by applicant in mail or telephone application 15,834 $2,254,569,000 $118,000 $1,500,000 $93,442 $7,008,000
White 4,522 $808,147,000 $135,580 $1,100,000 $122,900 $3,037,000
Hispanic 470 $83,705,000 $128,360 $620,000 $114,480 $1,250,000
Asian or Pacific Islander 396 $89,664,000 $184,636 $2,600,000 $114,545 $911,000
Other 308 $56,879,000 $145,666 $984,000 $125,878 $912,000
Black 162 $25,354,000 $143,952 $530,000 $112,428 $573,000
American Indian or Alaskan Native 40 $6,687,000 $144,600 $288,000 $118,100 $439,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,721 $3,322,942,000 $121,211 $2,600,000 $100,000 $7,008,000
FHA-insured (Federal Housing Administration) 11 $2,063,000 $187,000 $254,000 $45,000 $139,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,386 $2,228,095,000 $127,745 $1,500,000 $113,372 $7,008,000
Application Withdrawn By Applicant 4,193 $553,582,000 $110,807 $2,600,000 $104,211 $3,069,000
Application Denied By Financial Institution 3,825 $521,251,000 $116,115 $1,127,000 $84,615 $2,828,000
Application Approved But Not Accepted 309 $18,749,000 $59,093 $950,000 $75,125 $480,000
File Closed For Incompleteness 19 $3,328,000 $150,909 $314,000 $111,545 $756,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 822 $91,558,000 $92,428 $1,000,000 $72,857 $840,000
Collateral 814 $127,620,000 $145,428 $720,000 $104,387 $765,000
Other 779 $106,191,000 $99,148 $1,000,000 $77,000 $1,680,000
Debt-To-Income Ratio 767 $97,701,000 $109,888 $1,120,000 $78,377 $2,828,000
Credit Application Incomplete 263 $43,721,000 $145,794 $1,127,000 $133,323 $720,000
Unverifiable Information 200 $32,967,000 $139,548 $884,000 $97,645 $1,920,000
Insufficient Cash (Downpayment, Closing Cost) 87 $11,925,000 $126,000 $429,000 $112,772 $475,000
Employment History 83 $8,658,000 $99,240 $435,000 $85,880 $334,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Center's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Loan Center's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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