Home Loan Investment Bank, F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Home Loan Investment Bank, F.S.B. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Home Loan Investment Bank, F.S.B.
One Home Loan Plaza
Warwick, RI 02886
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,178
Total Mortgage Loan Application Amount $398,840,000
Average Mortgage Loan Application Amount $234,750
Highest Mortgage Loan Application Amount $2,325,000
Average Applicant Income $118,000
Highest Applicant Income $2,316,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Home Loan Investment Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Loan Investment Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Home Loan Investment Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Loan Investment Bank, F.S.B. serves its applicants.

Each category highlights the total number of mortgage applications processed by Home Loan Investment Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Loan Investment Bank, F.S.B.'s mortgage activity for 2021.

Mortgage Loan Application Totals for Home Loan Investment Bank, F.S.B. by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence County Rhode Island 334 $ 79,010,000 $ 236,000 $ 103,000
Kent County Rhode Island 172 $ 36,110,000 $ 209,000 $ 95,000
Essex County Massachusetts 117 $ 38,595,000 $ 329,000 $ 111,000
Newport County Rhode Island 116 $ 42,550,000 $ 366,000 $ 166,000
Middlesex County Massachusetts 67 $ 22,675,000 $ 338,000 $ 119,000
Rockingham County New Hampshire 63 $ 20,685,000 $ 328,000 $ 120,000
Washington County Rhode Island 62 $ 16,820,000 $ 271,000 $ 137,000
Hillsborough County New Hampshire 44 $ 11,810,000 $ 268,000 $ 92,000
Bristol County Massachusetts 43 $ 11,315,000 $ 263,000 $ 115,000
Milwaukee County Wisconsin 38 $ 890,000 $ 23,000 $ 86,000
Palm Beach County Florida 36 $ 1,780,000 $ 49,000 $ 96,000
Cook County Illinois 35 $ 1,095,000 $ 31,000 $ 93,000
Kent County Delaware 33 $ 795,000 $ 24,000 $ 89,000
Bristol County Rhode Island 32 $ 10,610,000 $ 331,000 $ 144,000
Sussex County Delaware 30 $ 720,000 $ 24,000 $ 96,000
Worcester County Massachusetts 30 $ 4,600,000 $ 153,000 $ 108,000
Maricopa County Arizona 21 $ 765,000 $ 36,000 $ 116,000
Richmond County New York 19 $ 6,915,000 $ 363,000 $ 130,000
Wayne County Michigan 18 $ 420,000 $ 23,000 $ 64,000
Lee County Florida 17 $ 695,000 $ 40,000 $ 96,000
Norfolk County Massachusetts 17 $ 4,925,000 $ 289,000 $ 136,000
Windham County Connecticut 14 $ 1,260,000 $ 90,000 $ 89,000
Plymouth County Massachusetts 14 $ 4,080,000 $ 291,000 $ 105,000
Los Angeles County California 13 $ 365,000 $ 28,000 $ 129,000
Lake County Indiana 13 $ 295,000 $ 22,000 $ 75,000
Fulton County Georgia 12 $ 280,000 $ 23,000 $ 100,000
Rogers County Oklahoma 12 $ 300,000 $ 25,000 $ 120,000
New London County Connecticut 11 $ 1,045,000 $ 95,000 $ 125,000
Duval County Florida 11 $ 315,000 $ 28,000 $ 59,000
Tulsa County Oklahoma 11 $ 245,000 $ 22,000 $ 103,000
Waukesha County Wisconsin 11 $ 265,000 $ 24,000 $ 120,000
Fairfield County Connecticut 10 $ 3,160,000 $ 316,000 $ 127,000
New Castle County Delaware 10 $ 240,000 $ 24,000 $ 98,000
St. Joseph County Indiana 10 $ 150,000 $ 15,000 $ 71,000
Merrimack County New Hampshire 10 $ 1,730,000 $ 173,000 $ 101,000
Bergen County New Jersey 10 $ 480,000 $ 48,000 $ 158,000
San Bernardino County California 9 $ 275,000 $ 30,000 $ 111,000
Weld County Colorado 9 $ 225,000 $ 25,000 $ 104,000
Charlotte County Florida 9 $ 195,000 $ 21,000 $ 62,000
Hillsborough County Florida 9 $ 195,000 $ 21,000 $ 114,000
Pinellas County Florida 9 $ 405,000 $ 45,000 $ 62,000
Queens County New York 9 $ 1,685,000 $ 187,000 $ 104,000
Broward County Florida 8 $ 220,000 $ 27,000 $ 83,000
Marion County Indiana 8 $ 160,000 $ 20,000 $ 77,000
Queen Anne's County Maryland 8 $ 200,000 $ 25,000 $ 142,000
Creek County Oklahoma 8 $ 160,000 $ 20,000 $ 87,000
Santa Barbara County California 7 $ 165,000 $ 23,000 $ 114,000
York County Maine 7 $ 1,475,000 $ 210,000 $ 177,000
Wicomico County Maryland 7 $ 165,000 $ 23,000 $ 67,000
Hampden County Massachusetts 7 $ 605,000 $ 86,000 $ 87,000
Oakland County Michigan 7 $ 165,000 $ 23,000 $ 83,000
Atlantic County New Jersey 7 $ 175,000 $ 25,000 $ 134,000
Essex County New Jersey 7 $ 155,000 $ 22,000 $ 78,000
Monmouth County New Jersey 7 $ 1,275,000 $ 182,000 $ 116,000
Randolph County North Carolina 7 $ 295,000 $ 42,000 $ 75,000
Franklin County Ohio 7 $ 145,000 $ 20,000 $ 75,000
Lucas County Ohio 7 $ 145,000 $ 20,000 $ 64,000
Wagoner County Oklahoma 7 $ 165,000 $ 23,000 $ 103,000
Outagamie County Wisconsin 7 $ 165,000 $ 23,000 $ 52,000
Pima County Arizona 6 $ 130,000 $ 21,000 $ 72,000
Pinal County Arizona 6 $ 150,000 $ 25,000 $ 128,000
Riverside County California 6 $ 140,000 $ 23,000 $ 113,000
Polk County Florida 6 $ 120,000 $ 20,000 $ 60,000
Volusia County Florida 6 $ 130,000 $ 21,000 $ 74,000
Gwinnett County Georgia 6 $ 150,000 $ 25,000 $ 88,000
Will County Illinois 6 $ 150,000 $ 25,000 $ 91,000
Johnson County Kansas 6 $ 120,000 $ 20,000 $ 108,000
Sedgwick County Kansas 6 $ 120,000 $ 20,000 $ 113,000
Baltimore County Maryland 6 $ 110,000 $ 18,000 $ 115,000
Caroline County Maryland 6 $ 150,000 $ 25,000 $ 73,000
Dorchester County Maryland 6 $ 130,000 $ 21,000 $ 76,000
Barnstable County Massachusetts 6 $ 1,250,000 $ 208,000 $ 140,000
Sussex County New Jersey 6 $ 120,000 $ 20,000 $ 101,000
Kings County New York 6 $ 2,320,000 $ 386,000 $ 115,000
Nassau County New York 6 $ 1,390,000 $ 231,000 $ 175,000
Davidson County North Carolina 6 $ 120,000 $ 20,000 $ 94,000
Robeson County North Carolina 6 $ 110,000 $ 18,000 $ 81,000
Cuyahoga County Ohio 6 $ 150,000 $ 25,000 $ 63,000
Mayes County Oklahoma 6 $ 160,000 $ 26,000 $ 319,000
Bucks County Pennsylvania 6 $ 850,000 $ 141,000 $ 118,000
Laurens County South Carolina 6 $ 90,000 $ 15,000 $ 79,000
Montgomery County Tennessee 6 $ 120,000 $ 20,000 $ 92,000
Dallas County Texas 6 $ 140,000 $ 23,000 $ 65,000
Fond du Lac County Wisconsin 6 $ 120,000 $ 20,000 $ 62,000
Kenosha County Wisconsin 6 $ 140,000 $ 23,000 $ 65,000
Racine County Wisconsin 6 $ 130,000 $ 21,000 $ 74,000
Pulaski County Arkansas 5 $ 125,000 $ 25,000 $ 81,000
San Diego County California 5 $ 375,000 $ 75,000 $ 124,000
San Luis Obispo County California 5 $ 95,000 $ 19,000 $ 141,000
Hartford County Connecticut 5 $ 755,000 $ 151,000 $ 160,000
Tolland County Connecticut 5 $ 595,000 $ 119,000 $ 169,000
District of Columbia County District Of Columbia 5 $ 125,000 $ 25,000 $ 101,000
Brevard County Florida 5 $ 105,000 $ 21,000 $ 79,000
Manatee County Florida 5 $ 115,000 $ 23,000 $ 70,000
Pasco County Florida 5 $ 105,000 $ 21,000 $ 100,000
Douglas County Georgia 5 $ 125,000 $ 25,000 $ 99,000
DuPage County Illinois 5 $ 125,000 $ 25,000 $ 147,000
Howard County Indiana 5 $ 125,000 $ 25,000 $ 85,000
Bossier County Louisiana 5 $ 115,000 $ 23,000 $ 53,000
Caddo County Louisiana 5 $ 125,000 $ 25,000 $ 91,000
Calcasieu County Louisiana 5 $ 115,000 $ 23,000 $ 97,000
Anne Arundel County Maryland 5 $ 115,000 $ 23,000 $ 120,000
Charles County Maryland 5 $ 115,000 $ 23,000 $ 164,000
Montgomery County Maryland 5 $ 1,115,000 $ 223,000 $ 226,000
Grafton County New Hampshire 5 $ 645,000 $ 129,000 $ 133,000
Passaic County New Jersey 5 $ 415,000 $ 83,000 $ 75,000
Cumberland County North Carolina 5 $ 85,000 $ 17,000 $ 83,000
Guilford County North Carolina 5 $ 115,000 $ 23,000 $ 81,000
Lee County North Carolina 5 $ 115,000 $ 23,000 $ 101,000
Wake County North Carolina 5 $ 125,000 $ 25,000 $ 162,000
Osage County Oklahoma 5 $ 125,000 $ 25,000 $ 76,000
Philadelphia County Pennsylvania 5 $ 125,000 $ 25,000 $ 130,000
Spartanburg County South Carolina 5 $ 105,000 $ 21,000 $ 80,000
Harris County Texas 5 $ 105,000 $ 21,000 $ 62,000
Benton County Washington 5 $ 125,000 $ 25,000 $ 78,000
Spokane County Washington 5 $ 125,000 $ 25,000 $ 113,000
Yakima County Washington 5 $ 125,000 $ 25,000 $ 146,000
Brown County Wisconsin 5 $ 105,000 $ 21,000 $ 51,000
Washington County Wisconsin 5 $ 155,000 $ 31,000 $ 110,000
Winnebago County Wisconsin 5 $ 95,000 $ 19,000 $ 52,000
Mobile County Alabama 4 $ 90,000 $ 22,000 $ 68,000
Saline County Arkansas 4 $ 100,000 $ 25,000 $ 65,000
Humboldt County California 4 $ 100,000 $ 25,000 $ 127,000
Elbert County Colorado 4 $ 100,000 $ 25,000 $ 163,000
Jefferson County Colorado 4 $ 90,000 $ 22,000 $ 197,000
Citrus County Florida 4 $ 100,000 $ 25,000 $ 110,000
Collier County Florida 4 $ 930,000 $ 232,000 $ 387,000
Miami-Dade County Florida 4 $ 490,000 $ 122,000 $ 215,000
Putnam County Florida 4 $ 100,000 $ 25,000 $ 172,000
Henry County Georgia 4 $ 90,000 $ 22,000 $ 64,000
Coles County Illinois 4 $ 100,000 $ 25,000 $ 71,000
Marion County Illinois 4 $ 80,000 $ 20,000 $ 76,000
St. Clair County Illinois 4 $ 80,000 $ 20,000 $ 67,000
Delaware County Indiana 4 $ 70,000 $ 17,000 $ 63,000
Porter County Indiana 4 $ 90,000 $ 22,000 $ 89,000
Leavenworth County Kansas 4 $ 90,000 $ 22,000 $ 123,000
Montgomery County Kansas 4 $ 100,000 $ 25,000 $ 65,000
Rice County Kansas 4 $ 100,000 $ 25,000 $ 103,000
Sabine County Louisiana 4 $ 80,000 $ 20,000 $ 79,000
Prince George's County Maryland 4 $ 110,000 $ 27,000 $ 74,000
Somerset County Maryland 4 $ 100,000 $ 25,000 $ 62,000
Kent County Michigan 4 $ 100,000 $ 25,000 $ 77,000
Hennepin County Minnesota 4 $ 90,000 $ 22,000 $ 130,000
Lee County Mississippi 4 $ 90,000 $ 22,000 $ 37,000
St. Charles County Missouri 4 $ 100,000 $ 25,000 $ 161,000
St. Louis City County Missouri 4 $ 100,000 $ 25,000 $ 130,000
Douglas County Nebraska 4 $ 90,000 $ 22,000 $ 105,000
Belknap County New Hampshire 4 $ 930,000 $ 232,000 $ 139,000
Strafford County New Hampshire 4 $ 660,000 $ 165,000 $ 105,000
Burlington County New Jersey 4 $ 450,000 $ 112,000 $ 137,000
Middlesex County New Jersey 4 $ 350,000 $ 87,000 $ 105,000
Lea County New Mexico 4 $ 80,000 $ 20,000 $ 151,000
Orange County New York 4 $ 80,000 $ 20,000 $ 84,000
Cleveland County North Carolina 4 $ 90,000 $ 22,000 $ 48,000
Davie County North Carolina 4 $ 80,000 $ 20,000 $ 54,000
Mecklenburg County North Carolina 4 $ 410,000 $ 102,000 $ 85,000
Onslow County North Carolina 4 $ 90,000 $ 22,000 $ 65,000
Rockingham County North Carolina 4 $ 80,000 $ 20,000 $ 99,000
Rowan County North Carolina 4 $ 80,000 $ 20,000 $ 75,000
Rutherford County North Carolina 4 $ 90,000 $ 22,000 $ 99,000
Wilson County North Carolina 4 $ 90,000 $ 22,000 $ 149,000
Hamilton County Ohio 4 $ 50,000 $ 12,000 $ 62,000
Mahoning County Ohio 4 $ 60,000 $ 15,000 $ 71,000
Okmulgee County Oklahoma 4 $ 110,000 $ 27,000 $ 110,000
Berks County Pennsylvania 4 $ 100,000 $ 25,000 $ 117,000
Luzerne County Pennsylvania 4 $ 140,000 $ 35,000 $ 74,000
Chester County South Carolina 4 $ 70,000 $ 17,000 $ 61,000
Horry County South Carolina 4 $ 100,000 $ 25,000 $ 90,000
Richland County South Carolina 4 $ 100,000 $ 25,000 $ 96,000
Dickson County Tennessee 4 $ 100,000 $ 25,000 $ 93,000
Williamson County Texas 4 $ 100,000 $ 25,000 $ 153,000
Virginia Beach County Virginia 4 $ 630,000 $ 157,000 $ 64,000
Pierce County Washington 4 $ 100,000 $ 25,000 $ 135,000
Berkeley County West Virginia 4 $ 100,000 $ 25,000 $ 104,000
Dodge County Wisconsin 4 $ 90,000 $ 22,000 $ 50,000
Jefferson County Wisconsin 4 $ 100,000 $ 25,000 $ 92,000
Walworth County Wisconsin 4 $ 100,000 $ 25,000 $ 65,000
Gila County Arizona 3 $ 55,000 $ 18,000 $ 76,000
Orange County California 3 $ 75,000 $ 25,000 $ 287,000
Tehama County California 3 $ 75,000 $ 25,000 $ 120,000
Arapahoe County Colorado 3 $ 65,000 $ 21,000 $ 117,000
El Paso County Colorado 3 $ 75,000 $ 25,000 $ 99,000
Pueblo County Colorado 3 $ 75,000 $ 25,000 $ 119,000
New Haven County Connecticut 3 $ 75,000 $ 25,000 $ 81,000
Marion County Florida 3 $ 75,000 $ 25,000 $ 101,000
Nassau County Florida 3 $ 915,000 $ 305,000 $ 125,000
Sarasota County Florida 3 $ 445,000 $ 148,000 $ 123,000
Seminole County Florida 3 $ 75,000 $ 25,000 $ 97,000
Cherokee County Georgia 3 $ 805,000 $ 268,000 $ 83,000
Clayton County Georgia 3 $ 65,000 $ 21,000 $ 67,000
Canyon County Idaho 3 $ 75,000 $ 25,000 $ 47,000
Jefferson County Illinois 3 $ 55,000 $ 18,000 $ 94,000
Lake County Illinois 3 $ 75,000 $ 25,000 $ 96,000
Elkhart County Indiana 3 $ 55,000 $ 18,000 $ 100,000
Grant County Indiana 3 $ 245,000 $ 81,000 $ 56,000
Wayne County Indiana 3 $ 65,000 $ 21,000 $ 63,000
Jasper County Iowa 3 $ 65,000 $ 21,000 $ 70,000
Pottawattamie County Iowa 3 $ 65,000 $ 21,000 $ 89,000
Scott County Iowa 3 $ 75,000 $ 25,000 $ 113,000
Wyandotte County Kansas 3 $ 55,000 $ 18,000 $ 66,000
De Soto County Louisiana 3 $ 65,000 $ 21,000 $ 77,000
East Baton Rouge County Louisiana 3 $ 55,000 $ 18,000 $ 62,000
Iberia County Louisiana 3 $ 45,000 $ 15,000 $ 43,000
Vermilion County Louisiana 3 $ 55,000 $ 18,000 $ 108,000
Worcester County Maryland 3 $ 75,000 $ 25,000 $ 83,000
Hampshire County Massachusetts 3 $ 65,000 $ 21,000 $ 48,000
Lapeer County Michigan 3 $ 75,000 $ 25,000 $ 93,000
St. Clair County Michigan 3 $ 75,000 $ 25,000 $ 86,000
Polk County Minnesota 3 $ 65,000 $ 21,000 $ 81,000
Jackson County Missouri 3 $ 65,000 $ 21,000 $ 113,000
St. Louis County Missouri 3 $ 75,000 $ 25,000 $ 74,000
Sarpy County Nebraska 3 $ 45,000 $ 15,000 $ 90,000
Clark County Nevada 3 $ 65,000 $ 21,000 $ 97,000
Carroll County New Hampshire 3 $ 795,000 $ 265,000 $ 208,000
Camden County New Jersey 3 $ 65,000 $ 21,000 $ 83,000
Cumberland County New Jersey 3 $ 185,000 $ 61,000 $ 77,000
Morris County New Jersey 3 $ 65,000 $ 21,000 $ 118,000
Ocean County New Jersey 3 $ 265,000 $ 88,000 $ 80,000
Somerset County New Jersey 3 $ 65,000 $ 21,000 $ 111,000
Union County New Jersey 3 $ 65,000 $ 21,000 $ 87,000
Erie County New York 3 $ 75,000 $ 25,000 $ 108,000
Suffolk County New York 3 $ 475,000 $ 158,000 $ 65,000
Westchester County New York 3 $ 705,000 $ 235,000 $ 247,000
Brunswick County North Carolina 3 $ 135,000 $ 45,000 $ 67,000
Lincoln County North Carolina 3 $ 65,000 $ 21,000 $ 354,000
Nash County North Carolina 3 $ 55,000 $ 18,000 $ 53,000
New Hanover County North Carolina 3 $ 435,000 $ 145,000 $ 127,000
Pender County North Carolina 3 $ 475,000 $ 158,000 $ 43,000
Allen County Ohio 3 $ 75,000 $ 25,000 $ 93,000
Clark County Ohio 3 $ 65,000 $ 21,000 $ 55,000
Medina County Ohio 3 $ 75,000 $ 25,000 $ 119,000
Montgomery County Ohio 3 $ 35,000 $ 11,000 $ 49,000
Sandusky County Ohio 3 $ 65,000 $ 21,000 $ 67,000
Stark County Ohio 3 $ 45,000 $ 15,000 $ 70,000
Trumbull County Ohio 3 $ 75,000 $ 25,000 $ 89,000
Cambria County Pennsylvania 3 $ 55,000 $ 18,000 $ 91,000
Chester County Pennsylvania 3 $ 355,000 $ 118,000 $ 139,000
Fayette County Pennsylvania 3 $ 75,000 $ 25,000 $ 101,000
Lehigh County Pennsylvania 3 $ 75,000 $ 25,000 $ 98,000
Monroe County Pennsylvania 3 $ 75,000 $ 25,000 $ 53,000
Aiken County South Carolina 3 $ 75,000 $ 25,000 $ 262,000
Greenville County South Carolina 3 $ 75,000 $ 25,000 $ 61,000
Rutherford County Tennessee 3 $ 465,000 $ 155,000 $ 82,000
Shelby County Tennessee 3 $ 65,000 $ 21,000 $ 42,000
Wilson County Tennessee 3 $ 75,000 $ 25,000 $ 59,000
Bexar County Texas 3 $ 35,000 $ 11,000 $ 80,000
Bowie County Texas 3 $ 65,000 $ 21,000 $ 126,000
Brazoria County Texas 3 $ 75,000 $ 25,000 $ 95,000
Washington County Vermont 3 $ 925,000 $ 308,000 $ 128,000
Windsor County Vermont 3 $ 845,000 $ 281,000 $ 338,000
Fairfax County Virginia 3 $ 75,000 $ 25,000 $ 127,000
Newport News County Virginia 3 $ 45,000 $ 15,000 $ 54,000
Prince William County Virginia 3 $ 55,000 $ 18,000 $ 162,000
Dane County Wisconsin 3 $ 65,000 $ 21,000 $ 98,000
Marshall County Alabama 2 $ 30,000 $ 15,000 $ 52,000
Montgomery County Alabama 2 $ 40,000 $ 20,000 $ 67,000
Navajo County Arizona 2 $ 40,000 $ 20,000 $ 105,000
Garland County Arkansas 2 $ 30,000 $ 15,000 $ 90,000
Jefferson County Arkansas 2 $ 50,000 $ 25,000 $ 39,000
Amador County California 2 $ 50,000 $ 25,000 $ 250,000
Calaveras County California 2 $ 50,000 $ 25,000 $ 68,000
Kern County California 2 $ 40,000 $ 20,000 $ 67,000
Tuolumne County California 2 $ 50,000 $ 25,000 $ 157,000
Adams County Colorado 2 $ 50,000 $ 25,000 $ 206,000
Litchfield County Connecticut 2 $ 50,000 $ 25,000 $ 66,000
Alachua County Florida 2 $ 30,000 $ 15,000 $ 106,000
Escambia County Florida 2 $ 50,000 $ 25,000 $ 83,000
Glades County Florida 2 $ 30,000 $ 15,000 $ 58,000
Hernando County Florida 2 $ 30,000 $ 15,000 $ 64,000
Martin County Florida 2 $ 40,000 $ 20,000 $ 130,000
Okaloosa County Florida 2 $ 50,000 $ 25,000 $ 128,000
Orange County Florida 2 $ 40,000 $ 20,000 $ 23,000
Santa Rosa County Florida 2 $ 50,000 $ 25,000 $ 68,000
St. Lucie County Florida 2 $ 300,000 $ 150,000 $ 184,000
Wakulla County Florida 2 $ 50,000 $ 25,000 $ 48,000
Cobb County Georgia 2 $ 50,000 $ 25,000 $ 70,000
DeKalb County Georgia 2 $ 50,000 $ 25,000 $ 94,000
Fayette County Georgia 2 $ 40,000 $ 20,000 $ 109,000
Spalding County Georgia 2 $ 50,000 $ 25,000 $ 54,000
Troup County Georgia 2 $ 50,000 $ 25,000 $ 163,000
Franklin County Illinois 2 $ 40,000 $ 20,000 $ 72,000
Kendall County Illinois 2 $ 50,000 $ 25,000 $ 160,000
Madison County Illinois 2 $ 50,000 $ 25,000 $ 137,000
Mason County Illinois 2 $ 50,000 $ 25,000 $ 115,000
Rock Island County Illinois 2 $ 50,000 $ 25,000 $ 133,000
Sangamon County Illinois 2 $ 30,000 $ 15,000 $ 114,000
Vermilion County Illinois 2 $ 50,000 $ 25,000 $ 72,000
Williamson County Illinois 2 $ 50,000 $ 25,000 $ 82,000
Allen County Indiana 2 $ 40,000 $ 20,000 $ 43,000
DeKalb County Indiana 2 $ 50,000 $ 25,000 $ 59,000
Hancock County Indiana 2 $ 50,000 $ 25,000 $ 113,000
Polk County Iowa 2 $ 40,000 $ 20,000 $ 100,000
Crawford County Kansas 2 $ 40,000 $ 20,000 $ 115,000
Douglas County Kansas 2 $ 50,000 $ 25,000 $ 154,000
Franklin County Kansas 2 $ 40,000 $ 20,000 $ 185,000
Neosho County Kansas 2 $ 50,000 $ 25,000 $ 85,000
Marshall County Kentucky 2 $ 50,000 $ 25,000 $ 78,000
Acadia County Louisiana 2 $ 50,000 $ 25,000 $ 61,000
Evangeline County Louisiana 2 $ 50,000 $ 25,000 $ 104,000
Jackson County Louisiana 2 $ 50,000 $ 25,000 $ 82,000
Livingston County Louisiana 2 $ 40,000 $ 20,000 $ 152,000
Orleans County Louisiana 2 $ 40,000 $ 20,000 $ 123,000
Pointe Coupee County Louisiana 2 $ 50,000 $ 25,000 $ 193,000
St. Landry County Louisiana 2 $ 50,000 $ 25,000 $ 98,000
St. Martin County Louisiana 2 $ 50,000 $ 25,000 $ 117,000
Tangipahoa County Louisiana 2 $ 50,000 $ 25,000 $ 39,000
Cumberland County Maine 2 $ 560,000 $ 280,000 $ 222,000
Penobscot County Maine 2 $ 110,000 $ 55,000 $ 58,000
Baltimore City County Maryland 2 $ 50,000 $ 25,000 $ 106,000
Carroll County Maryland 2 $ 50,000 $ 25,000 $ 124,000
Cecil County Maryland 2 $ 50,000 $ 25,000 $ 66,000
Kent County Maryland 2 $ 50,000 $ 25,000 $ 109,000
St. Mary's County Maryland 2 $ 290,000 $ 145,000 $ 95,000
Suffolk County Massachusetts 2 $ 940,000 $ 470,000 $ 101,000
Berrien County Michigan 2 $ 30,000 $ 15,000 $ 50,000
Cass County Michigan 2 $ 40,000 $ 20,000 $ 82,000
Genesee County Michigan 2 $ 40,000 $ 20,000 $ 63,000
Kalamazoo County Michigan 2 $ 50,000 $ 25,000 $ 76,000
Livingston County Michigan 2 $ 50,000 $ 25,000 $ 101,000
Macomb County Michigan 2 $ 50,000 $ 25,000 $ 107,000
Monroe County Michigan 2 $ 30,000 $ 15,000 $ 88,000
Muskegon County Michigan 2 $ 50,000 $ 25,000 $ 67,000
Saginaw County Michigan 2 $ 40,000 $ 20,000 $ 41,000
Anoka County Minnesota 2 $ 50,000 $ 25,000 $ 130,000
Yazoo County Mississippi 2 $ 40,000 $ 20,000 $ 54,000
Lincoln County Nebraska 2 $ 50,000 $ 25,000 $ 101,000
Morrill County Nebraska 2 $ 30,000 $ 15,000 $ 86,000
Scotts Bluff County Nebraska 2 $ 30,000 $ 15,000 $ 93,000
Nye County Nevada 2 $ 50,000 $ 25,000 $ 70,000
Cheshire County New Hampshire 2 $ 700,000 $ 350,000 $ 106,000
Coos County New Hampshire 2 $ 450,000 $ 225,000 $ 165,000
Gloucester County New Jersey 2 $ 40,000 $ 20,000 $ 132,000
Mercer County New Jersey 2 $ 350,000 $ 175,000 $ 111,000
Warren County New Jersey 2 $ 50,000 $ 25,000 $ 94,000
Clinton County New York 2 $ 30,000 $ 15,000 $ 86,000
Dutchess County New York 2 $ 40,000 $ 20,000 $ 60,000
Monroe County New York 2 $ 50,000 $ 25,000 $ 47,000
Ontario County New York 2 $ 50,000 $ 25,000 $ 54,000
Rensselaer County New York 2 $ 50,000 $ 25,000 $ 84,000
Steuben County New York 2 $ 30,000 $ 15,000 $ 89,000
Cabarrus County North Carolina 2 $ 50,000 $ 25,000 $ 110,000
Catawba County North Carolina 2 $ 40,000 $ 20,000 $ 62,000
Columbus County North Carolina 2 $ 30,000 $ 15,000 $ 100,000
Edgecombe County North Carolina 2 $ 30,000 $ 15,000 $ 79,000
Granville County North Carolina 2 $ 40,000 $ 20,000 $ 90,000
Montgomery County North Carolina 2 $ 40,000 $ 20,000 $ 79,000
Moore County North Carolina 2 $ 20,000 $ 10,000 $ 66,000
Pasquotank County North Carolina 2 $ 50,000 $ 25,000 $ 120,000
Stanly County North Carolina 2 $ 30,000 $ 15,000 $ 88,000
Union County North Carolina 2 $ 40,000 $ 20,000 $ 108,000
Washington County North Carolina 2 $ 50,000 $ 25,000 $ 24,000
Columbiana County Ohio 2 $ 30,000 $ 15,000 $ 105,000
Fulton County Ohio 2 $ 50,000 $ 25,000 $ 141,000
Ottawa County Ohio 2 $ 30,000 $ 15,000 $ 30,000
Pickaway County Ohio 2 $ 50,000 $ 25,000 $ 133,000
Portage County Ohio 2 $ 50,000 $ 25,000 $ 110,000
Ross County Ohio 2 $ 50,000 $ 25,000 $ 91,000
Seneca County Ohio 2 $ 50,000 $ 25,000 $ 68,000
Summit County Ohio 2 $ 50,000 $ 25,000 $ 103,000
Wayne County Ohio 2 $ 30,000 $ 15,000 $ 49,000
Muskogee County Oklahoma 2 $ 40,000 $ 20,000 $ 82,000
Pawnee County Oklahoma 2 $ 40,000 $ 20,000 $ 135,000
Pittsburg County Oklahoma 2 $ 40,000 $ 20,000 $ 87,000
Deschutes County Oregon 2 $ 50,000 $ 25,000 $ 110,000
Bradford County Pennsylvania 2 $ 40,000 $ 20,000 $ 147,000
Butler County Pennsylvania 2 $ 40,000 $ 20,000 $ 79,000
Carbon County Pennsylvania 2 $ 40,000 $ 20,000 $ 139,000
Delaware County Pennsylvania 2 $ 50,000 $ 25,000 $ 141,000
Mercer County Pennsylvania 2 $ 40,000 $ 20,000 $ 119,000
Montgomery County Pennsylvania 2 $ 50,000 $ 25,000 $ 57,000
Northampton County Pennsylvania 2 $ 40,000 $ 20,000 $ 66,000
Pike County Pennsylvania 2 $ 40,000 $ 20,000 $ 195,000
Schuylkill County Pennsylvania 2 $ 40,000 $ 20,000 $ 119,000
Washington County Pennsylvania 2 $ 50,000 $ 25,000 $ 104,000
Westmoreland County Pennsylvania 2 $ 30,000 $ 15,000 $ 53,000
Clarendon County South Carolina 2 $ 100,000 $ 50,000 $ 44,000
Florence County South Carolina 2 $ 40,000 $ 20,000 $ 81,000
Greenwood County South Carolina 2 $ 20,000 $ 10,000 $ 43,000
York County South Carolina 2 $ 50,000 $ 25,000 $ 95,000
Campbell County Tennessee 2 $ 50,000 $ 25,000 $ 33,000
Cheatham County Tennessee 2 $ 50,000 $ 25,000 $ 42,000
Hawkins County Tennessee 2 $ 50,000 $ 25,000 $ 46,000
Humphreys County Tennessee 2 $ 50,000 $ 25,000 $ 41,000
Robertson County Tennessee 2 $ 50,000 $ 25,000 $ 85,000
Williamson County Tennessee 2 $ 1,380,000 $ 690,000 $ 341,000
Ellis County Texas 2 $ 50,000 $ 25,000 $ 126,000
Guadalupe County Texas 2 $ 50,000 $ 25,000 $ 212,000
Montgomery County Texas 2 $ 50,000 $ 25,000 $ 106,000
Potter County Texas 2 $ 50,000 $ 25,000 $ 166,000
Smith County Texas 2 $ 50,000 $ 25,000 $ 99,000
Tarrant County Texas 2 $ 40,000 $ 20,000 $ 60,000
Salt Lake County Utah 2 $ 50,000 $ 25,000 $ 61,000
Wasatch County Utah 2 $ 40,000 $ 20,000 $ 93,000
Windham County Vermont 2 $ 250,000 $ 125,000 $ 120,000
Chesapeake County Virginia 2 $ 50,000 $ 25,000 $ 118,000
Loudoun County Virginia 2 $ 40,000 $ 20,000 $ 236,000
Norfolk County Virginia 2 $ 210,000 $ 105,000 $ 70,000
Prince George County Virginia 2 $ 50,000 $ 25,000 $ 80,000
Shenandoah County Virginia 2 $ 50,000 $ 25,000 $ 83,000
Stafford County Virginia 2 $ 40,000 $ 20,000 $ 107,000
Suffolk County Virginia 2 $ 30,000 $ 15,000 $ 56,000
York County Virginia 2 $ 50,000 $ 25,000 $ 140,000
Stevens County Washington 2 $ 50,000 $ 25,000 $ 96,000
Jackson County West Virginia 2 $ 40,000 $ 20,000 $ 78,000
Kanawha County West Virginia 2 $ 40,000 $ 20,000 $ 99,000
Mineral County West Virginia 2 $ 30,000 $ 15,000 $ 105,000
Putnam County West Virginia 2 $ 40,000 $ 20,000 $ 109,000
Baldwin County Alabama 1 $ 35,000 $ 35,000 $ 88,000
Blount County Alabama 1 $ 25,000 $ 25,000 $ 135,000
Calhoun County Alabama 1 $ 25,000 $ 25,000 $ 125,000
Cherokee County Alabama 1 $ 25,000 $ 25,000 $ 100,000
Coffee County Alabama 1 $ 25,000 $ 25,000 $ 32,000
Cullman County Alabama 1 $ 25,000 $ 25,000 $ 67,000
Escambia County Alabama 1 $ 25,000 $ 25,000 $ 75,000
Etowah County Alabama 1 $ 25,000 $ 25,000 $ 186,000
Jefferson County Alabama 1 $ 25,000 $ 25,000 $ 52,000
Madison County Alabama 1 $ 25,000 $ 25,000 $ 58,000
Morgan County Alabama 1 $ 25,000 $ 25,000 $ 48,000
Anchorage County Alaska 1 $ 25,000 $ 25,000 $ 171,000
Kenai Peninsula County Alaska 1 $ 25,000 $ 25,000 $ 106,000
Coconino County Arizona 1 $ 15,000 $ 15,000 $ 108,000
Santa Cruz County Arizona 1 $ 15,000 $ 15,000 $ 66,000
Yavapai County Arizona 1 $ 25,000 $ 25,000 $ 86,000
Benton County Arkansas 1 $ 25,000 $ 25,000 $ 82,000
Calhoun County Arkansas 1 $ 25,000 $ 25,000 $ 92,000
Greene County Arkansas 1 $ 25,000 $ 25,000 $ 64,000
Lincoln County Arkansas 1 $ 25,000 $ 25,000 $ 73,000
Lonoke County Arkansas 1 $ 15,000 $ 15,000 $ 24,000
Miller County Arkansas 1 $ 25,000 $ 25,000 $ 38,000
Washington County Arkansas 1 $ 15,000 $ 15,000 $ 66,000
Butte County California 1 $ 25,000 $ 25,000 $ 60,000
Contra Costa County California 1 $ 25,000 $ 25,000 $ 144,000
Glenn County California 1 $ 25,000 $ 25,000 $ 219,000
Marin County California 1 $ 25,000 $ 25,000 $ 204,000
Merced County California 1 $ 25,000 $ 25,000 $ 35,000
Sacramento County California 1 $ 25,000 $ 25,000 $ 121,000
Solano County California 1 $ 25,000 $ 25,000 $ 102,000
Sonoma County California 1 $ 25,000 $ 25,000 $ 78,000
Stanislaus County California 1 $ 25,000 $ 25,000 $ 39,000
Ventura County California 1 $ 25,000 $ 25,000 $ 78,000
Chaffee County Colorado 1 $ 15,000 $ 15,000 $ 40,000
Douglas County Colorado 1 $ 25,000 $ 25,000 $ 201,000
Fremont County Colorado 1 $ 25,000 $ 25,000 $ 127,000
Gilpin County Colorado 1 $ 25,000 $ 25,000 $ 65,000
Routt County Colorado 1 $ 25,000 $ 25,000 $ 24,000
Teller County Colorado 1 $ 25,000 $ 25,000 $ 96,000
Middlesex County Connecticut 1 $ 415,000 $ 415,000 $ 150,000
Calhoun County Florida 1 $ 15,000 $ 15,000 $ 48,000
Clay County Florida 1 $ 25,000 $ 25,000 $ 68,000
Columbia County Florida 1 $ 15,000 $ 15,000 $ 43,000
Highlands County Florida 1 $ 15,000 $ 15,000 $ 109,000
Indian River County Florida 1 $ 25,000 $ 25,000 $ 240,000
Leon County Florida 1 $ 15,000 $ 15,000 $ 28,000
Okeechobee County Florida 1 $ 15,000 $ 15,000 $ 65,000
St. Johns County Florida 1 $ 275,000 $ 275,000 $ 251,000
Bartow County Georgia 1 $ 15,000 $ 15,000 $ 120,000
Brooks County Georgia 1 $ 25,000 $ 25,000 $ 125,000
Burke County Georgia 1 $ 15,000 $ 15,000 $ 73,000
Carroll County Georgia 1 $ 5,000 $ 5,000 $ 41,000
Crawford County Georgia 1 $ 15,000 $ 15,000 $ 112,000
Decatur County Georgia 1 $ 25,000 $ 25,000 $ 94,000
Habersham County Georgia 1 $ 25,000 $ 25,000 $ 92,000
Harris County Georgia 1 $ 15,000 $ 15,000 $ 120,000
Houston County Georgia 1 $ 25,000 $ 25,000 $ 29,000
Muscogee County Georgia 1 $ 25,000 $ 25,000 $ 141,000
Oglethorpe County Georgia 1 $ 5,000 $ 5,000 $ 75,000
Richmond County Georgia 1 $ 25,000 $ 25,000 $ 24,000
Sumter County Georgia 1 $ 25,000 $ 25,000 $ 180,000
Ware County Georgia 1 $ 25,000 $ 25,000 $ 30,000
Ada County Idaho 1 $ 15,000 $ 15,000 $ 12,000
Kootenai County Idaho 1 $ 25,000 $ 25,000 $ 132,000
Twin Falls County Idaho 1 $ 25,000 $ 25,000 $ 152,000
Cass County Illinois 1 $ 25,000 $ 25,000 $ 43,000
Christian County Illinois 1 $ 25,000 $ 25,000 $ 135,000
Clay County Illinois 1 $ 25,000 $ 25,000 $ 76,000
DeKalb County Illinois 1 $ 25,000 $ 25,000 $ 90,000
Edgar County Illinois 1 $ 25,000 $ 25,000 $ 52,000
Ford County Illinois 1 $ 25,000 $ 25,000 $ 45,000
Grundy County Illinois 1 $ 25,000 $ 25,000 $ 100,000
Kane County Illinois 1 $ 25,000 $ 25,000 $ 156,000
Knox County Illinois 1 $ 25,000 $ 25,000 $ 140,000
Lee County Illinois 1 $ 15,000 $ 15,000 $ 46,000
Macon County Illinois 1 $ 25,000 $ 25,000 $ 104,000
McLean County Illinois 1 $ 25,000 $ 25,000 $ 55,000
Montgomery County Illinois 1 $ 25,000 $ 25,000 $ 94,000
Morgan County Illinois 1 $ 25,000 $ 25,000 $ 158,000
Moultrie County Illinois 1 $ 15,000 $ 15,000 $ 96,000
Peoria County Illinois 1 $ 25,000 $ 25,000 $ 71,000
Perry County Illinois 1 $ 15,000 $ 15,000 $ 108,000
Saline County Illinois 1 $ 25,000 $ 25,000 $ 150,000
Adams County Indiana 1 $ 25,000 $ 25,000 $ 75,000
Clay County Indiana 1 $ 25,000 $ 25,000 $ 69,000
Clinton County Indiana 1 $ 25,000 $ 25,000 $ 36,000
Fayette County Indiana 1 $ 15,000 $ 15,000 $ 38,000
Floyd County Indiana 1 $ 25,000 $ 25,000 $ 122,000
Fountain County Indiana 1 $ 25,000 $ 25,000 $ 111,000
Fulton County Indiana 1 $ 85,000 $ 85,000 $ 74,000
Harrison County Indiana 1 $ 15,000 $ 15,000 $ 67,000
Hendricks County Indiana 1 $ 15,000 $ 15,000 $ 65,000
LaPorte County Indiana 1 $ 15,000 $ 15,000 $ 31,000
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Mortgage Loan Application Detail Totals for Home Loan Investment Bank, F.S.B. in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 2,046 $46,040,000 $22,000 $65,000 $94,000 $900,000
Home Purchase 521 $176,625,000 $339,000 $2,325,000 $119,000 $1,080,000
Refinancing 385 $109,875,000 $285,000 $865,000 $119,000 $1,297,000
Cash-out Refinancing 226 $66,300,000 $293,000 $985,000 $140,000 $2,316,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,535 $332,425,000 $131,000 $2,325,000 $106,000 $1,440,000
Black or African American 244 $19,520,000 $80,000 $765,000 $87,000 $308,000
Hispanic 231 $31,005,000 $134,000 $795,000 $91,000 $523,000
Not Provided 88 $5,430,000 $61,000 $785,000 $141,000 $2,316,000
Asian 54 $8,560,000 $158,000 $525,000 $103,000 $330,000
American Indian or Alaskan Native 25 $1,495,000 $59,000 $385,000 $98,000 $182,000
Native Hawaiian or Other Pacific Islander 1 $405,000 $405,000 $405,000 $262,000 $262,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,199 $95,295,000 $43,000 $765,000 $94,000 $900,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 926 $283,230,000 $305,000 $2,325,000 $129,000 $2,316,000
VA-guaranteed (Veterans Administration) 53 $20,315,000 $383,000 $795,000 $110,000 $257,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,458 $282,220,000 $193,000 $1,125,000 $113,000 $1,297,000
Application Withdrawn By Applicant 935 $76,245,000 $81,000 $2,325,000 $111,000 $1,080,000
Application Denied By Financial Institution 722 $23,180,000 $32,000 $535,000 $72,000 $900,000
File Closed For Incompleteness 53 $14,265,000 $269,000 $515,000 $189,000 $2,316,000
Application Approved But Not Accepted 10 $2,930,000 $293,000 $545,000 $108,000 $171,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,456 $375,660,000 $152,000 $2,325,000 $114,000 $2,316,000
Debt-To-Income Ratio 340 $10,050,000 $29,000 $425,000 $66,000 $276,000
Credit History 335 $8,065,000 $24,000 $535,000 $75,000 $900,000
Other 32 $2,030,000 $63,000 $395,000 $95,000 $228,000
Collateral 11 $2,065,000 $187,000 $445,000 $112,000 $198,000
Unverifiable Information 2 $390,000 $195,000 $375,000 $116,000 $168,000
Mortgage Insurance Denied 1 $275,000 $275,000 $275,000 $49,000 $49,000
Employment History 1 $305,000 $305,000 $305,000 $76,000 $76,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Investment Bank, F.S.B.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Loan Investment Bank, F.S.B.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet with aggregated HMDA statistics today.

Download the Rhode Island Lender List