Shoreham Bank Mortgage Lending & HMDA Data, 2021
In 2021, Shoreham Bank of Warwick, RI reported 3,178 mortgage applications totaling $398.8 million, down 30% from 2020. The average application was for $125,500, and applicants reported an average income of $104,398. 46% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Providence-Warwick, RI-MA (759), Cambridge-Newton-Framingham, MA (184) and Rockingham County-Strafford County, NH (67) (applications in parentheses).
| Mortgage Company & Address | Shoreham Bank One Home Loan Plaza Warwick, RI 02886 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,178 |
| Total Mortgage Loan Application Amount | $398,840,000 |
| Average Mortgage Loan Application Amount | $125,500 |
| Highest Mortgage Loan Application Amount | $2,325,000 |
| Average Applicant Income | $104,398 |
| Highest Applicant Income | $2,316,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Shoreham Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence, Rhode Island | 334 | $ 79,010,000 | $ 236,556 | $ 103,000 |
| Kent, Rhode Island | 172 | $ 36,110,000 | $ 209,941 | $ 95,000 |
| Essex, Massachusetts | 117 | $ 38,595,000 | $ 329,871 | $ 111,000 |
| Newport, Rhode Island | 116 | $ 42,550,000 | $ 366,810 | $ 166,000 |
| Middlesex, Massachusetts | 67 | $ 22,675,000 | $ 338,432 | $ 119,000 |
| Rockingham, New Hampshire | 63 | $ 20,685,000 | $ 328,333 | $ 120,000 |
| Washington, Rhode Island | 62 | $ 16,820,000 | $ 271,290 | $ 137,000 |
| Hillsborough, New Hampshire | 44 | $ 11,810,000 | $ 268,409 | $ 92,000 |
| Bristol, Massachusetts | 43 | $ 11,315,000 | $ 263,139 | $ 115,000 |
| Milwaukee, Wisconsin | 38 | $ 890,000 | $ 23,421 | $ 86,000 |
| Palm Beach, Florida | 36 | $ 1,780,000 | $ 49,444 | $ 96,000 |
| Cook, Illinois | 35 | $ 1,095,000 | $ 31,285 | $ 93,000 |
| Kent, Delaware | 33 | $ 795,000 | $ 24,090 | $ 89,000 |
| Bristol, Rhode Island | 32 | $ 10,610,000 | $ 331,562 | $ 144,000 |
| Sussex, Delaware | 30 | $ 720,000 | $ 24,000 | $ 96,000 |
| Worcester, Massachusetts | 30 | $ 4,600,000 | $ 153,333 | $ 108,000 |
| Maricopa, Arizona | 21 | $ 765,000 | $ 36,428 | $ 116,000 |
| Richmond, New York | 19 | $ 6,915,000 | $ 363,947 | $ 130,000 |
| Wayne, Michigan | 18 | $ 420,000 | $ 23,333 | $ 64,000 |
| Lee, Florida | 17 | $ 695,000 | $ 40,882 | $ 96,000 |
| Norfolk, Massachusetts | 17 | $ 4,925,000 | $ 289,705 | $ 136,000 |
| Windham, Connecticut | 14 | $ 1,260,000 | $ 90,000 | $ 89,000 |
| Plymouth, Massachusetts | 14 | $ 4,080,000 | $ 291,428 | $ 105,000 |
| Los Angeles, California | 13 | $ 365,000 | $ 28,076 | $ 129,000 |
| Lake, Indiana | 13 | $ 295,000 | $ 22,692 | $ 75,000 |
| Fulton, Georgia | 12 | $ 280,000 | $ 23,333 | $ 100,000 |
| Rogers, Oklahoma | 12 | $ 300,000 | $ 25,000 | $ 120,000 |
| New London, Connecticut | 11 | $ 1,045,000 | $ 95,000 | $ 125,000 |
| Duval, Florida | 11 | $ 315,000 | $ 28,636 | $ 59,000 |
| Tulsa, Oklahoma | 11 | $ 245,000 | $ 22,272 | $ 103,000 |
| Waukesha, Wisconsin | 11 | $ 265,000 | $ 24,090 | $ 120,000 |
| Fairfield, Connecticut | 10 | $ 3,160,000 | $ 316,000 | $ 127,000 |
| New Castle, Delaware | 10 | $ 240,000 | $ 24,000 | $ 98,000 |
| St. Joseph, Indiana | 10 | $ 150,000 | $ 15,000 | $ 71,000 |
| Merrimack, New Hampshire | 10 | $ 1,730,000 | $ 173,000 | $ 101,000 |
| Bergen, New Jersey | 10 | $ 480,000 | $ 48,000 | $ 158,000 |
| San Bernardino, California | 9 | $ 275,000 | $ 30,555 | $ 111,000 |
| Weld, Colorado | 9 | $ 225,000 | $ 25,000 | $ 104,000 |
| Charlotte, Florida | 9 | $ 195,000 | $ 21,666 | $ 62,000 |
| Hillsborough, Florida | 9 | $ 195,000 | $ 21,666 | $ 114,000 |
| Pinellas, Florida | 9 | $ 405,000 | $ 45,000 | $ 62,000 |
| Queens, New York | 9 | $ 1,685,000 | $ 187,222 | $ 104,000 |
| Broward, Florida | 8 | $ 220,000 | $ 27,500 | $ 83,000 |
| Marion, Indiana | 8 | $ 160,000 | $ 20,000 | $ 77,000 |
| Queen Anne's, Maryland | 8 | $ 200,000 | $ 25,000 | $ 142,000 |
| Creek, Oklahoma | 8 | $ 160,000 | $ 20,000 | $ 87,000 |
| Santa Barbara, California | 7 | $ 165,000 | $ 23,571 | $ 114,000 |
| York, Maine | 7 | $ 1,475,000 | $ 210,714 | $ 177,000 |
| Wicomico, Maryland | 7 | $ 165,000 | $ 23,571 | $ 67,000 |
| Hampden, Massachusetts | 7 | $ 605,000 | $ 86,428 | $ 87,000 |
| Oakland, Michigan | 7 | $ 165,000 | $ 23,571 | $ 83,000 |
| Atlantic, New Jersey | 7 | $ 175,000 | $ 25,000 | $ 134,000 |
| Essex, New Jersey | 7 | $ 155,000 | $ 22,142 | $ 78,000 |
| Monmouth, New Jersey | 7 | $ 1,275,000 | $ 182,142 | $ 116,000 |
| Randolph, North Carolina | 7 | $ 295,000 | $ 42,142 | $ 75,000 |
| Franklin, Ohio | 7 | $ 145,000 | $ 20,714 | $ 75,000 |
| Lucas, Ohio | 7 | $ 145,000 | $ 20,714 | $ 64,000 |
| Wagoner, Oklahoma | 7 | $ 165,000 | $ 23,571 | $ 103,000 |
| Outagamie, Wisconsin | 7 | $ 165,000 | $ 23,571 | $ 52,000 |
| Pima, Arizona | 6 | $ 130,000 | $ 21,666 | $ 72,000 |
| Pinal, Arizona | 6 | $ 150,000 | $ 25,000 | $ 128,000 |
| Riverside, California | 6 | $ 140,000 | $ 23,333 | $ 113,000 |
| Polk, Florida | 6 | $ 120,000 | $ 20,000 | $ 60,000 |
| Volusia, Florida | 6 | $ 130,000 | $ 21,666 | $ 74,000 |
| Gwinnett, Georgia | 6 | $ 150,000 | $ 25,000 | $ 88,000 |
| Will, Illinois | 6 | $ 150,000 | $ 25,000 | $ 91,000 |
| Johnson, Kansas | 6 | $ 120,000 | $ 20,000 | $ 108,000 |
| Sedgwick, Kansas | 6 | $ 120,000 | $ 20,000 | $ 113,000 |
| Baltimore, Maryland | 6 | $ 110,000 | $ 18,333 | $ 115,000 |
| Caroline, Maryland | 6 | $ 150,000 | $ 25,000 | $ 73,000 |
| Dorchester, Maryland | 6 | $ 130,000 | $ 21,666 | $ 76,000 |
| Barnstable, Massachusetts | 6 | $ 1,250,000 | $ 208,333 | $ 140,000 |
| Sussex, New Jersey | 6 | $ 120,000 | $ 20,000 | $ 101,000 |
| Kings, New York | 6 | $ 2,320,000 | $ 386,666 | $ 115,000 |
| Nassau, New York | 6 | $ 1,390,000 | $ 231,666 | $ 175,000 |
| Davidson, North Carolina | 6 | $ 120,000 | $ 20,000 | $ 94,000 |
| Robeson, North Carolina | 6 | $ 110,000 | $ 18,333 | $ 81,000 |
| Cuyahoga, Ohio | 6 | $ 150,000 | $ 25,000 | $ 63,000 |
| Mayes, Oklahoma | 6 | $ 160,000 | $ 26,666 | $ 319,000 |
| Bucks, Pennsylvania | 6 | $ 850,000 | $ 141,666 | $ 118,000 |
| Laurens, South Carolina | 6 | $ 90,000 | $ 15,000 | $ 79,000 |
| Montgomery, Tennessee | 6 | $ 120,000 | $ 20,000 | $ 92,000 |
| Dallas, Texas | 6 | $ 140,000 | $ 23,333 | $ 65,000 |
| Fond du Lac, Wisconsin | 6 | $ 120,000 | $ 20,000 | $ 62,000 |
| Kenosha, Wisconsin | 6 | $ 140,000 | $ 23,333 | $ 65,000 |
| Racine, Wisconsin | 6 | $ 130,000 | $ 21,666 | $ 74,000 |
| Pulaski, Arkansas | 5 | $ 125,000 | $ 25,000 | $ 81,000 |
| San Diego, California | 5 | $ 375,000 | $ 75,000 | $ 124,000 |
| San Luis Obispo, California | 5 | $ 95,000 | $ 19,000 | $ 141,000 |
| Hartford, Connecticut | 5 | $ 755,000 | $ 151,000 | $ 160,000 |
| Tolland, Connecticut | 5 | $ 595,000 | $ 119,000 | $ 169,000 |
| District of Columbia, District Of Columbia | 5 | $ 125,000 | $ 25,000 | $ 101,000 |
| Brevard, Florida | 5 | $ 105,000 | $ 21,000 | $ 79,000 |
| Manatee, Florida | 5 | $ 115,000 | $ 23,000 | $ 70,000 |
| Pasco, Florida | 5 | $ 105,000 | $ 21,000 | $ 100,000 |
| Douglas, Georgia | 5 | $ 125,000 | $ 25,000 | $ 99,000 |
| DuPage, Illinois | 5 | $ 125,000 | $ 25,000 | $ 147,000 |
| Howard, Indiana | 5 | $ 125,000 | $ 25,000 | $ 85,000 |
| Bossier, Louisiana | 5 | $ 115,000 | $ 23,000 | $ 53,000 |
| Caddo, Louisiana | 5 | $ 125,000 | $ 25,000 | $ 91,000 |
| Calcasieu, Louisiana | 5 | $ 115,000 | $ 23,000 | $ 97,000 |
| Anne Arundel, Maryland | 5 | $ 115,000 | $ 23,000 | $ 120,000 |
| Charles, Maryland | 5 | $ 115,000 | $ 23,000 | $ 164,000 |
| Montgomery, Maryland | 5 | $ 1,115,000 | $ 223,000 | $ 226,000 |
| Grafton, New Hampshire | 5 | $ 645,000 | $ 129,000 | $ 133,000 |
| Passaic, New Jersey | 5 | $ 415,000 | $ 83,000 | $ 75,000 |
| Cumberland, North Carolina | 5 | $ 85,000 | $ 17,000 | $ 83,000 |
| Guilford, North Carolina | 5 | $ 115,000 | $ 23,000 | $ 81,000 |
| Lee, North Carolina | 5 | $ 115,000 | $ 23,000 | $ 101,000 |
| Wake, North Carolina | 5 | $ 125,000 | $ 25,000 | $ 162,000 |
| Osage, Oklahoma | 5 | $ 125,000 | $ 25,000 | $ 76,000 |
| Philadelphia, Pennsylvania | 5 | $ 125,000 | $ 25,000 | $ 130,000 |
| Spartanburg, South Carolina | 5 | $ 105,000 | $ 21,000 | $ 80,000 |
| Harris, Texas | 5 | $ 105,000 | $ 21,000 | $ 62,000 |
| Benton, Washington | 5 | $ 125,000 | $ 25,000 | $ 78,000 |
| Spokane, Washington | 5 | $ 125,000 | $ 25,000 | $ 113,000 |
| Yakima, Washington | 5 | $ 125,000 | $ 25,000 | $ 146,000 |
| Brown, Wisconsin | 5 | $ 105,000 | $ 21,000 | $ 51,000 |
| Washington, Wisconsin | 5 | $ 155,000 | $ 31,000 | $ 110,000 |
| Winnebago, Wisconsin | 5 | $ 95,000 | $ 19,000 | $ 52,000 |
| Mobile, Alabama | 4 | $ 90,000 | $ 22,500 | $ 68,000 |
| Saline, Arkansas | 4 | $ 100,000 | $ 25,000 | $ 65,000 |
| Humboldt, California | 4 | $ 100,000 | $ 25,000 | $ 127,000 |
| Elbert, Colorado | 4 | $ 100,000 | $ 25,000 | $ 163,000 |
| Jefferson, Colorado | 4 | $ 90,000 | $ 22,500 | $ 197,000 |
| Citrus, Florida | 4 | $ 100,000 | $ 25,000 | $ 110,000 |
| Collier, Florida | 4 | $ 930,000 | $ 232,500 | $ 387,000 |
| Miami-Dade, Florida | 4 | $ 490,000 | $ 122,500 | $ 215,000 |
| Putnam, Florida | 4 | $ 100,000 | $ 25,000 | $ 172,000 |
| Henry, Georgia | 4 | $ 90,000 | $ 22,500 | $ 64,000 |
| Coles, Illinois | 4 | $ 100,000 | $ 25,000 | $ 71,000 |
| Marion, Illinois | 4 | $ 80,000 | $ 20,000 | $ 76,000 |
| St. Clair, Illinois | 4 | $ 80,000 | $ 20,000 | $ 67,000 |
| Delaware, Indiana | 4 | $ 70,000 | $ 17,500 | $ 63,000 |
| Porter, Indiana | 4 | $ 90,000 | $ 22,500 | $ 89,000 |
| Leavenworth, Kansas | 4 | $ 90,000 | $ 22,500 | $ 123,000 |
| Montgomery, Kansas | 4 | $ 100,000 | $ 25,000 | $ 65,000 |
| Rice, Kansas | 4 | $ 100,000 | $ 25,000 | $ 103,000 |
| Sabine, Louisiana | 4 | $ 80,000 | $ 20,000 | $ 79,000 |
| Prince George's, Maryland | 4 | $ 110,000 | $ 27,500 | $ 74,000 |
| Somerset, Maryland | 4 | $ 100,000 | $ 25,000 | $ 62,000 |
| Kent, Michigan | 4 | $ 100,000 | $ 25,000 | $ 77,000 |
| Hennepin, Minnesota | 4 | $ 90,000 | $ 22,500 | $ 130,000 |
| Lee, Mississippi | 4 | $ 90,000 | $ 22,500 | $ 37,000 |
| St. Charles, Missouri | 4 | $ 100,000 | $ 25,000 | $ 161,000 |
| St. Louis City, Missouri | 4 | $ 100,000 | $ 25,000 | $ 130,000 |
| Douglas, Nebraska | 4 | $ 90,000 | $ 22,500 | $ 105,000 |
| Belknap, New Hampshire | 4 | $ 930,000 | $ 232,500 | $ 139,000 |
| Strafford, New Hampshire | 4 | $ 660,000 | $ 165,000 | $ 105,000 |
| Burlington, New Jersey | 4 | $ 450,000 | $ 112,500 | $ 137,000 |
| Middlesex, New Jersey | 4 | $ 350,000 | $ 87,500 | $ 105,000 |
| Lea, New Mexico | 4 | $ 80,000 | $ 20,000 | $ 151,000 |
| Orange, New York | 4 | $ 80,000 | $ 20,000 | $ 84,000 |
| Cleveland, North Carolina | 4 | $ 90,000 | $ 22,500 | $ 48,000 |
| Davie, North Carolina | 4 | $ 80,000 | $ 20,000 | $ 54,000 |
| Mecklenburg, North Carolina | 4 | $ 410,000 | $ 102,500 | $ 85,000 |
| Onslow, North Carolina | 4 | $ 90,000 | $ 22,500 | $ 65,000 |
| Rockingham, North Carolina | 4 | $ 80,000 | $ 20,000 | $ 99,000 |
| Rowan, North Carolina | 4 | $ 80,000 | $ 20,000 | $ 75,000 |
| Rutherford, North Carolina | 4 | $ 90,000 | $ 22,500 | $ 99,000 |
| Wilson, North Carolina | 4 | $ 90,000 | $ 22,500 | $ 149,000 |
| Hamilton, Ohio | 4 | $ 50,000 | $ 12,500 | $ 62,000 |
| Mahoning, Ohio | 4 | $ 60,000 | $ 15,000 | $ 71,000 |
| Okmulgee, Oklahoma | 4 | $ 110,000 | $ 27,500 | $ 110,000 |
| Berks, Pennsylvania | 4 | $ 100,000 | $ 25,000 | $ 117,000 |
| Luzerne, Pennsylvania | 4 | $ 140,000 | $ 35,000 | $ 74,000 |
| Chester, South Carolina | 4 | $ 70,000 | $ 17,500 | $ 61,000 |
| Horry, South Carolina | 4 | $ 100,000 | $ 25,000 | $ 90,000 |
| Richland, South Carolina | 4 | $ 100,000 | $ 25,000 | $ 96,000 |
| Dickson, Tennessee | 4 | $ 100,000 | $ 25,000 | $ 93,000 |
| Williamson, Texas | 4 | $ 100,000 | $ 25,000 | $ 153,000 |
| Virginia Beach, Virginia | 4 | $ 630,000 | $ 157,500 | $ 64,000 |
| Pierce, Washington | 4 | $ 100,000 | $ 25,000 | $ 135,000 |
| Berkeley, West Virginia | 4 | $ 100,000 | $ 25,000 | $ 104,000 |
| Dodge, Wisconsin | 4 | $ 90,000 | $ 22,500 | $ 50,000 |
| Jefferson, Wisconsin | 4 | $ 100,000 | $ 25,000 | $ 92,000 |
| Walworth, Wisconsin | 4 | $ 100,000 | $ 25,000 | $ 65,000 |
| Gila, Arizona | 3 | $ 55,000 | $ 18,333 | $ 76,000 |
| Orange, California | 3 | $ 75,000 | $ 25,000 | $ 287,000 |
| Tehama, California | 3 | $ 75,000 | $ 25,000 | $ 120,000 |
| Arapahoe, Colorado | 3 | $ 65,000 | $ 21,666 | $ 117,000 |
| El Paso, Colorado | 3 | $ 75,000 | $ 25,000 | $ 99,000 |
| Pueblo, Colorado | 3 | $ 75,000 | $ 25,000 | $ 119,000 |
| New Haven, Connecticut | 3 | $ 75,000 | $ 25,000 | $ 81,000 |
| Marion, Florida | 3 | $ 75,000 | $ 25,000 | $ 101,000 |
| Nassau, Florida | 3 | $ 915,000 | $ 305,000 | $ 125,000 |
| Sarasota, Florida | 3 | $ 445,000 | $ 148,333 | $ 123,000 |
| Seminole, Florida | 3 | $ 75,000 | $ 25,000 | $ 97,000 |
| Cherokee, Georgia | 3 | $ 805,000 | $ 268,333 | $ 83,000 |
| Clayton, Georgia | 3 | $ 65,000 | $ 21,666 | $ 67,000 |
| Canyon, Idaho | 3 | $ 75,000 | $ 25,000 | $ 47,000 |
| Jefferson, Illinois | 3 | $ 55,000 | $ 18,333 | $ 94,000 |
| Lake, Illinois | 3 | $ 75,000 | $ 25,000 | $ 96,000 |
| Elkhart, Indiana | 3 | $ 55,000 | $ 18,333 | $ 100,000 |
| Grant, Indiana | 3 | $ 245,000 | $ 81,666 | $ 56,000 |
| Wayne, Indiana | 3 | $ 65,000 | $ 21,666 | $ 63,000 |
| Jasper, Iowa | 3 | $ 65,000 | $ 21,666 | $ 70,000 |
| Pottawattamie, Iowa | 3 | $ 65,000 | $ 21,666 | $ 89,000 |
| Scott, Iowa | 3 | $ 75,000 | $ 25,000 | $ 113,000 |
| Wyandotte, Kansas | 3 | $ 55,000 | $ 18,333 | $ 66,000 |
| De Soto, Louisiana | 3 | $ 65,000 | $ 21,666 | $ 77,000 |
| East Baton Rouge, Louisiana | 3 | $ 55,000 | $ 18,333 | $ 62,000 |
| Iberia, Louisiana | 3 | $ 45,000 | $ 15,000 | $ 43,000 |
| Vermilion, Louisiana | 3 | $ 55,000 | $ 18,333 | $ 108,000 |
| Worcester, Maryland | 3 | $ 75,000 | $ 25,000 | $ 83,000 |
| Hampshire, Massachusetts | 3 | $ 65,000 | $ 21,666 | $ 48,000 |
| Lapeer, Michigan | 3 | $ 75,000 | $ 25,000 | $ 93,000 |
| St. Clair, Michigan | 3 | $ 75,000 | $ 25,000 | $ 86,000 |
| Polk, Minnesota | 3 | $ 65,000 | $ 21,666 | $ 81,000 |
| Jackson, Missouri | 3 | $ 65,000 | $ 21,666 | $ 113,000 |
| St. Louis, Missouri | 3 | $ 75,000 | $ 25,000 | $ 74,000 |
| Sarpy, Nebraska | 3 | $ 45,000 | $ 15,000 | $ 90,000 |
| Clark, Nevada | 3 | $ 65,000 | $ 21,666 | $ 97,000 |
| Carroll, New Hampshire | 3 | $ 795,000 | $ 265,000 | $ 208,000 |
| Camden, New Jersey | 3 | $ 65,000 | $ 21,666 | $ 83,000 |
| Cumberland, New Jersey | 3 | $ 185,000 | $ 61,666 | $ 77,000 |
| Morris, New Jersey | 3 | $ 65,000 | $ 21,666 | $ 118,000 |
| Ocean, New Jersey | 3 | $ 265,000 | $ 88,333 | $ 80,000 |
| Somerset, New Jersey | 3 | $ 65,000 | $ 21,666 | $ 111,000 |
| Union, New Jersey | 3 | $ 65,000 | $ 21,666 | $ 87,000 |
| Erie, New York | 3 | $ 75,000 | $ 25,000 | $ 108,000 |
| Suffolk, New York | 3 | $ 475,000 | $ 158,333 | $ 65,000 |
| Westchester, New York | 3 | $ 705,000 | $ 235,000 | $ 247,000 |
| Brunswick, North Carolina | 3 | $ 135,000 | $ 45,000 | $ 67,000 |
| Lincoln, North Carolina | 3 | $ 65,000 | $ 21,666 | $ 354,000 |
| Nash, North Carolina | 3 | $ 55,000 | $ 18,333 | $ 53,000 |
| New Hanover, North Carolina | 3 | $ 435,000 | $ 145,000 | $ 127,000 |
| Pender, North Carolina | 3 | $ 475,000 | $ 158,333 | $ 43,000 |
| Allen, Ohio | 3 | $ 75,000 | $ 25,000 | $ 93,000 |
| Clark, Ohio | 3 | $ 65,000 | $ 21,666 | $ 55,000 |
| Medina, Ohio | 3 | $ 75,000 | $ 25,000 | $ 119,000 |
| Montgomery, Ohio | 3 | $ 35,000 | $ 11,666 | $ 49,000 |
| Sandusky, Ohio | 3 | $ 65,000 | $ 21,666 | $ 67,000 |
| Stark, Ohio | 3 | $ 45,000 | $ 15,000 | $ 70,000 |
| Trumbull, Ohio | 3 | $ 75,000 | $ 25,000 | $ 89,000 |
| Cambria, Pennsylvania | 3 | $ 55,000 | $ 18,333 | $ 91,000 |
| Chester, Pennsylvania | 3 | $ 355,000 | $ 118,333 | $ 139,000 |
| Fayette, Pennsylvania | 3 | $ 75,000 | $ 25,000 | $ 101,000 |
| Lehigh, Pennsylvania | 3 | $ 75,000 | $ 25,000 | $ 98,000 |
| Monroe, Pennsylvania | 3 | $ 75,000 | $ 25,000 | $ 53,000 |
| Aiken, South Carolina | 3 | $ 75,000 | $ 25,000 | $ 262,000 |
| Greenville, South Carolina | 3 | $ 75,000 | $ 25,000 | $ 61,000 |
| Rutherford, Tennessee | 3 | $ 465,000 | $ 155,000 | $ 82,000 |
| Shelby, Tennessee | 3 | $ 65,000 | $ 21,666 | $ 42,000 |
| Wilson, Tennessee | 3 | $ 75,000 | $ 25,000 | $ 59,000 |
| Bexar, Texas | 3 | $ 35,000 | $ 11,666 | $ 80,000 |
| Bowie, Texas | 3 | $ 65,000 | $ 21,666 | $ 126,000 |
| Brazoria, Texas | 3 | $ 75,000 | $ 25,000 | $ 95,000 |
| Washington, Vermont | 3 | $ 925,000 | $ 308,333 | $ 128,000 |
| Windsor, Vermont | 3 | $ 845,000 | $ 281,666 | $ 338,000 |
| Fairfax, Virginia | 3 | $ 75,000 | $ 25,000 | $ 127,000 |
| Newport News, Virginia | 3 | $ 45,000 | $ 15,000 | $ 54,000 |
| Prince William, Virginia | 3 | $ 55,000 | $ 18,333 | $ 162,000 |
| Dane, Wisconsin | 3 | $ 65,000 | $ 21,666 | $ 98,000 |
| Marshall, Alabama | 2 | $ 30,000 | $ 15,000 | $ 52,000 |
| Montgomery, Alabama | 2 | $ 40,000 | $ 20,000 | $ 67,000 |
| Navajo, Arizona | 2 | $ 40,000 | $ 20,000 | $ 105,000 |
| Garland, Arkansas | 2 | $ 30,000 | $ 15,000 | $ 90,000 |
| Jefferson, Arkansas | 2 | $ 50,000 | $ 25,000 | $ 39,000 |
| Amador, California | 2 | $ 50,000 | $ 25,000 | $ 250,000 |
| Calaveras, California | 2 | $ 50,000 | $ 25,000 | $ 68,000 |
| Kern, California | 2 | $ 40,000 | $ 20,000 | $ 67,000 |
| Tuolumne, California | 2 | $ 50,000 | $ 25,000 | $ 157,000 |
| Adams, Colorado | 2 | $ 50,000 | $ 25,000 | $ 206,000 |
| Litchfield, Connecticut | 2 | $ 50,000 | $ 25,000 | $ 66,000 |
| Alachua, Florida | 2 | $ 30,000 | $ 15,000 | $ 106,000 |
| Escambia, Florida | 2 | $ 50,000 | $ 25,000 | $ 83,000 |
| Glades, Florida | 2 | $ 30,000 | $ 15,000 | $ 58,000 |
| Hernando, Florida | 2 | $ 30,000 | $ 15,000 | $ 64,000 |
| Martin, Florida | 2 | $ 40,000 | $ 20,000 | $ 130,000 |
| Okaloosa, Florida | 2 | $ 50,000 | $ 25,000 | $ 128,000 |
| Orange, Florida | 2 | $ 40,000 | $ 20,000 | $ 23,000 |
| Santa Rosa, Florida | 2 | $ 50,000 | $ 25,000 | $ 68,000 |
| St. Lucie, Florida | 2 | $ 300,000 | $ 150,000 | $ 184,000 |
| Wakulla, Florida | 2 | $ 50,000 | $ 25,000 | $ 48,000 |
| Cobb, Georgia | 2 | $ 50,000 | $ 25,000 | $ 70,000 |
| DeKalb, Georgia | 2 | $ 50,000 | $ 25,000 | $ 94,000 |
| Fayette, Georgia | 2 | $ 40,000 | $ 20,000 | $ 109,000 |
| Spalding, Georgia | 2 | $ 50,000 | $ 25,000 | $ 54,000 |
| Troup, Georgia | 2 | $ 50,000 | $ 25,000 | $ 163,000 |
| Franklin, Illinois | 2 | $ 40,000 | $ 20,000 | $ 72,000 |
| Kendall, Illinois | 2 | $ 50,000 | $ 25,000 | $ 160,000 |
| Madison, Illinois | 2 | $ 50,000 | $ 25,000 | $ 137,000 |
| Mason, Illinois | 2 | $ 50,000 | $ 25,000 | $ 115,000 |
| Rock Island, Illinois | 2 | $ 50,000 | $ 25,000 | $ 133,000 |
| Sangamon, Illinois | 2 | $ 30,000 | $ 15,000 | $ 114,000 |
| Vermilion, Illinois | 2 | $ 50,000 | $ 25,000 | $ 72,000 |
| Williamson, Illinois | 2 | $ 50,000 | $ 25,000 | $ 82,000 |
| Allen, Indiana | 2 | $ 40,000 | $ 20,000 | $ 43,000 |
| DeKalb, Indiana | 2 | $ 50,000 | $ 25,000 | $ 59,000 |
| Hancock, Indiana | 2 | $ 50,000 | $ 25,000 | $ 113,000 |
| Polk, Iowa | 2 | $ 40,000 | $ 20,000 | $ 100,000 |
| Crawford, Kansas | 2 | $ 40,000 | $ 20,000 | $ 115,000 |
| Douglas, Kansas | 2 | $ 50,000 | $ 25,000 | $ 154,000 |
| Franklin, Kansas | 2 | $ 40,000 | $ 20,000 | $ 185,000 |
| Neosho, Kansas | 2 | $ 50,000 | $ 25,000 | $ 85,000 |
| Marshall, Kentucky | 2 | $ 50,000 | $ 25,000 | $ 78,000 |
| Acadia, Louisiana | 2 | $ 50,000 | $ 25,000 | $ 61,000 |
| Evangeline, Louisiana | 2 | $ 50,000 | $ 25,000 | $ 104,000 |
| Jackson, Louisiana | 2 | $ 50,000 | $ 25,000 | $ 82,000 |
| Livingston, Louisiana | 2 | $ 40,000 | $ 20,000 | $ 152,000 |
| Orleans, Louisiana | 2 | $ 40,000 | $ 20,000 | $ 123,000 |
| Pointe Coupee, Louisiana | 2 | $ 50,000 | $ 25,000 | $ 193,000 |
| St. Landry, Louisiana | 2 | $ 50,000 | $ 25,000 | $ 98,000 |
| St. Martin, Louisiana | 2 | $ 50,000 | $ 25,000 | $ 117,000 |
| Tangipahoa, Louisiana | 2 | $ 50,000 | $ 25,000 | $ 39,000 |
| Cumberland, Maine | 2 | $ 560,000 | $ 280,000 | $ 222,000 |
| Penobscot, Maine | 2 | $ 110,000 | $ 55,000 | $ 58,000 |
| Baltimore City, Maryland | 2 | $ 50,000 | $ 25,000 | $ 106,000 |
| Carroll, Maryland | 2 | $ 50,000 | $ 25,000 | $ 124,000 |
| Cecil, Maryland | 2 | $ 50,000 | $ 25,000 | $ 66,000 |
| Kent, Maryland | 2 | $ 50,000 | $ 25,000 | $ 109,000 |
| St. Mary's, Maryland | 2 | $ 290,000 | $ 145,000 | $ 95,000 |
| Suffolk, Massachusetts | 2 | $ 940,000 | $ 470,000 | $ 101,000 |
| Berrien, Michigan | 2 | $ 30,000 | $ 15,000 | $ 50,000 |
| Cass, Michigan | 2 | $ 40,000 | $ 20,000 | $ 82,000 |
| Genesee, Michigan | 2 | $ 40,000 | $ 20,000 | $ 63,000 |
| Kalamazoo, Michigan | 2 | $ 50,000 | $ 25,000 | $ 76,000 |
| Livingston, Michigan | 2 | $ 50,000 | $ 25,000 | $ 101,000 |
| Macomb, Michigan | 2 | $ 50,000 | $ 25,000 | $ 107,000 |
| Monroe, Michigan | 2 | $ 30,000 | $ 15,000 | $ 88,000 |
| Muskegon, Michigan | 2 | $ 50,000 | $ 25,000 | $ 67,000 |
| Saginaw, Michigan | 2 | $ 40,000 | $ 20,000 | $ 41,000 |
| Anoka, Minnesota | 2 | $ 50,000 | $ 25,000 | $ 130,000 |
| Yazoo, Mississippi | 2 | $ 40,000 | $ 20,000 | $ 54,000 |
| Lincoln, Nebraska | 2 | $ 50,000 | $ 25,000 | $ 101,000 |
| Morrill, Nebraska | 2 | $ 30,000 | $ 15,000 | $ 86,000 |
| Scotts Bluff, Nebraska | 2 | $ 30,000 | $ 15,000 | $ 93,000 |
| Nye, Nevada | 2 | $ 50,000 | $ 25,000 | $ 70,000 |
| Cheshire, New Hampshire | 2 | $ 700,000 | $ 350,000 | $ 106,000 |
| Coos, New Hampshire | 2 | $ 450,000 | $ 225,000 | $ 165,000 |
| Gloucester, New Jersey | 2 | $ 40,000 | $ 20,000 | $ 132,000 |
| Mercer, New Jersey | 2 | $ 350,000 | $ 175,000 | $ 111,000 |
| Warren, New Jersey | 2 | $ 50,000 | $ 25,000 | $ 94,000 |
| Clinton, New York | 2 | $ 30,000 | $ 15,000 | $ 86,000 |
| Dutchess, New York | 2 | $ 40,000 | $ 20,000 | $ 60,000 |
| Monroe, New York | 2 | $ 50,000 | $ 25,000 | $ 47,000 |
| Ontario, New York | 2 | $ 50,000 | $ 25,000 | $ 54,000 |
| Rensselaer, New York | 2 | $ 50,000 | $ 25,000 | $ 84,000 |
| Steuben, New York | 2 | $ 30,000 | $ 15,000 | $ 89,000 |
| Cabarrus, North Carolina | 2 | $ 50,000 | $ 25,000 | $ 110,000 |
| Catawba, North Carolina | 2 | $ 40,000 | $ 20,000 | $ 62,000 |
| Columbus, North Carolina | 2 | $ 30,000 | $ 15,000 | $ 100,000 |
| Edgecombe, North Carolina | 2 | $ 30,000 | $ 15,000 | $ 79,000 |
| Granville, North Carolina | 2 | $ 40,000 | $ 20,000 | $ 90,000 |
| Montgomery, North Carolina | 2 | $ 40,000 | $ 20,000 | $ 79,000 |
| Moore, North Carolina | 2 | $ 20,000 | $ 10,000 | $ 66,000 |
| Pasquotank, North Carolina | 2 | $ 50,000 | $ 25,000 | $ 120,000 |
| Stanly, North Carolina | 2 | $ 30,000 | $ 15,000 | $ 88,000 |
| Union, North Carolina | 2 | $ 40,000 | $ 20,000 | $ 108,000 |
| Washington, North Carolina | 2 | $ 50,000 | $ 25,000 | $ 24,000 |
| Columbiana, Ohio | 2 | $ 30,000 | $ 15,000 | $ 105,000 |
| Fulton, Ohio | 2 | $ 50,000 | $ 25,000 | $ 141,000 |
| Ottawa, Ohio | 2 | $ 30,000 | $ 15,000 | $ 30,000 |
| Pickaway, Ohio | 2 | $ 50,000 | $ 25,000 | $ 133,000 |
| Portage, Ohio | 2 | $ 50,000 | $ 25,000 | $ 110,000 |
| Ross, Ohio | 2 | $ 50,000 | $ 25,000 | $ 91,000 |
| Seneca, Ohio | 2 | $ 50,000 | $ 25,000 | $ 68,000 |
| Summit, Ohio | 2 | $ 50,000 | $ 25,000 | $ 103,000 |
| Wayne, Ohio | 2 | $ 30,000 | $ 15,000 | $ 49,000 |
| Muskogee, Oklahoma | 2 | $ 40,000 | $ 20,000 | $ 82,000 |
| Pawnee, Oklahoma | 2 | $ 40,000 | $ 20,000 | $ 135,000 |
| Pittsburg, Oklahoma | 2 | $ 40,000 | $ 20,000 | $ 87,000 |
| Deschutes, Oregon | 2 | $ 50,000 | $ 25,000 | $ 110,000 |
| Bradford, Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 147,000 |
| Butler, Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 79,000 |
| Carbon, Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 139,000 |
| Delaware, Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 141,000 |
| Mercer, Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 119,000 |
| Montgomery, Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 57,000 |
| Northampton, Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 66,000 |
| Pike, Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 195,000 |
| Schuylkill, Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 119,000 |
| Washington, Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 104,000 |
| Westmoreland, Pennsylvania | 2 | $ 30,000 | $ 15,000 | $ 53,000 |
| Clarendon, South Carolina | 2 | $ 100,000 | $ 50,000 | $ 44,000 |
| Florence, South Carolina | 2 | $ 40,000 | $ 20,000 | $ 81,000 |
| Greenwood, South Carolina | 2 | $ 20,000 | $ 10,000 | $ 43,000 |
| York, South Carolina | 2 | $ 50,000 | $ 25,000 | $ 95,000 |
| Campbell, Tennessee | 2 | $ 50,000 | $ 25,000 | $ 33,000 |
| Cheatham, Tennessee | 2 | $ 50,000 | $ 25,000 | $ 42,000 |
| Hawkins, Tennessee | 2 | $ 50,000 | $ 25,000 | $ 46,000 |
| Humphreys, Tennessee | 2 | $ 50,000 | $ 25,000 | $ 41,000 |
| Robertson, Tennessee | 2 | $ 50,000 | $ 25,000 | $ 85,000 |
| Williamson, Tennessee | 2 | $ 1,380,000 | $ 690,000 | $ 341,000 |
| Ellis, Texas | 2 | $ 50,000 | $ 25,000 | $ 126,000 |
| Guadalupe, Texas | 2 | $ 50,000 | $ 25,000 | $ 212,000 |
| Montgomery, Texas | 2 | $ 50,000 | $ 25,000 | $ 106,000 |
| Potter, Texas | 2 | $ 50,000 | $ 25,000 | $ 166,000 |
| Smith, Texas | 2 | $ 50,000 | $ 25,000 | $ 99,000 |
| Tarrant, Texas | 2 | $ 40,000 | $ 20,000 | $ 60,000 |
| Salt Lake, Utah | 2 | $ 50,000 | $ 25,000 | $ 61,000 |
| Wasatch, Utah | 2 | $ 40,000 | $ 20,000 | $ 93,000 |
| Windham, Vermont | 2 | $ 250,000 | $ 125,000 | $ 120,000 |
| Chesapeake, Virginia | 2 | $ 50,000 | $ 25,000 | $ 118,000 |
| Loudoun, Virginia | 2 | $ 40,000 | $ 20,000 | $ 236,000 |
| Norfolk, Virginia | 2 | $ 210,000 | $ 105,000 | $ 70,000 |
| Prince George, Virginia | 2 | $ 50,000 | $ 25,000 | $ 80,000 |
| Shenandoah, Virginia | 2 | $ 50,000 | $ 25,000 | $ 83,000 |
| Stafford, Virginia | 2 | $ 40,000 | $ 20,000 | $ 107,000 |
| Suffolk, Virginia | 2 | $ 30,000 | $ 15,000 | $ 56,000 |
| York, Virginia | 2 | $ 50,000 | $ 25,000 | $ 140,000 |
| Stevens, Washington | 2 | $ 50,000 | $ 25,000 | $ 96,000 |
| Jackson, West Virginia | 2 | $ 40,000 | $ 20,000 | $ 78,000 |
| Kanawha, West Virginia | 2 | $ 40,000 | $ 20,000 | $ 99,000 |
| Mineral, West Virginia | 2 | $ 30,000 | $ 15,000 | $ 105,000 |
| Putnam, West Virginia | 2 | $ 40,000 | $ 20,000 | $ 109,000 |
| Baldwin, Alabama | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Blount, Alabama | 1 | $ 25,000 | $ 25,000 | $ 135,000 |
| Calhoun, Alabama | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| Cherokee, Alabama | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Coffee, Alabama | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Cullman, Alabama | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Escambia, Alabama | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Etowah, Alabama | 1 | $ 25,000 | $ 25,000 | $ 186,000 |
| Jefferson, Alabama | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Madison, Alabama | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Morgan, Alabama | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Anchorage, Alaska | 1 | $ 25,000 | $ 25,000 | $ 171,000 |
| Kenai Peninsula, Alaska | 1 | $ 25,000 | $ 25,000 | $ 106,000 |
| Coconino, Arizona | 1 | $ 15,000 | $ 15,000 | $ 108,000 |
| Santa Cruz, Arizona | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Yavapai, Arizona | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Benton, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Calhoun, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Greene, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Lincoln, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Lonoke, Arkansas | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Miller, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Washington, Arkansas | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Butte, California | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Contra Costa, California | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
| Glenn, California | 1 | $ 25,000 | $ 25,000 | $ 219,000 |
| Marin, California | 1 | $ 25,000 | $ 25,000 | $ 204,000 |
| Merced, California | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Sacramento, California | 1 | $ 25,000 | $ 25,000 | $ 121,000 |
| Solano, California | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Sonoma, California | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Stanislaus, California | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Ventura, California | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Chaffee, Colorado | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Douglas, Colorado | 1 | $ 25,000 | $ 25,000 | $ 201,000 |
| Fremont, Colorado | 1 | $ 25,000 | $ 25,000 | $ 127,000 |
| Gilpin, Colorado | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Routt, Colorado | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Teller, Colorado | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Middlesex, Connecticut | 1 | $ 415,000 | $ 415,000 | $ 150,000 |
| Calhoun, Florida | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Clay, Florida | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Columbia, Florida | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Highlands, Florida | 1 | $ 15,000 | $ 15,000 | $ 109,000 |
| Indian River, Florida | 1 | $ 25,000 | $ 25,000 | $ 240,000 |
| Leon, Florida | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Okeechobee, Florida | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| St. Johns, Florida | 1 | $ 275,000 | $ 275,000 | $ 251,000 |
| Bartow, Georgia | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Brooks, Georgia | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| Burke, Georgia | 1 | $ 15,000 | $ 15,000 | $ 73,000 |
| Carroll, Georgia | 1 | $ 5,000 | $ 5,000 | $ 41,000 |
| Crawford, Georgia | 1 | $ 15,000 | $ 15,000 | $ 112,000 |
| Decatur, Georgia | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| Habersham, Georgia | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Harris, Georgia | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Houston, Georgia | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Muscogee, Georgia | 1 | $ 25,000 | $ 25,000 | $ 141,000 |
| Oglethorpe, Georgia | 1 | $ 5,000 | $ 5,000 | $ 75,000 |
| Richmond, Georgia | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Sumter, Georgia | 1 | $ 25,000 | $ 25,000 | $ 180,000 |
| Ware, Georgia | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Ada, Idaho | 1 | $ 15,000 | $ 15,000 | $ 12,000 |
| Kootenai, Idaho | 1 | $ 25,000 | $ 25,000 | $ 132,000 |
| Twin Falls, Idaho | 1 | $ 25,000 | $ 25,000 | $ 152,000 |
| Cass, Illinois | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Christian, Illinois | 1 | $ 25,000 | $ 25,000 | $ 135,000 |
| Clay, Illinois | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| DeKalb, Illinois | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Edgar, Illinois | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Ford, Illinois | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Grundy, Illinois | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Kane, Illinois | 1 | $ 25,000 | $ 25,000 | $ 156,000 |
| Knox, Illinois | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| Lee, Illinois | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Macon, Illinois | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| McLean, Illinois | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Montgomery, Illinois | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| Morgan, Illinois | 1 | $ 25,000 | $ 25,000 | $ 158,000 |
| Moultrie, Illinois | 1 | $ 15,000 | $ 15,000 | $ 96,000 |
| Peoria, Illinois | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Perry, Illinois | 1 | $ 15,000 | $ 15,000 | $ 108,000 |
| Saline, Illinois | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Adams, Indiana | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Clay, Indiana | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Clinton, Indiana | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Fayette, Indiana | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Floyd, Indiana | 1 | $ 25,000 | $ 25,000 | $ 122,000 |
| Fountain, Indiana | 1 | $ 25,000 | $ 25,000 | $ 111,000 |
| Fulton, Indiana | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Harrison, Indiana | 1 | $ 15,000 | $ 15,000 | $ 67,000 |
| Hendricks, Indiana | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| LaPorte, Indiana | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for Shoreham Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,046 | $46,040,000 | $22,000 | $65,000 | $94,000 | $900,000 |
| Home Purchase | 521 | $176,625,000 | $339,000 | $2,325,000 | $119,000 | $1,080,000 |
| Refinancing | 385 | $109,875,000 | $285,000 | $865,000 | $119,000 | $1,297,000 |
| Cash-out Refinancing | 226 | $66,300,000 | $293,000 | $985,000 | $140,000 | $2,316,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,535 | $332,425,000 | $131,000 | $2,325,000 | $106,000 | $1,440,000 |
| Black or African American | 244 | $19,520,000 | $80,000 | $765,000 | $87,000 | $308,000 |
| Hispanic | 231 | $31,005,000 | $134,000 | $795,000 | $91,000 | $523,000 |
| Not Provided | 88 | $5,430,000 | $61,000 | $785,000 | $141,000 | $2,316,000 |
| Asian | 54 | $8,560,000 | $158,000 | $525,000 | $103,000 | $330,000 |
| American Indian or Alaskan Native | 25 | $1,495,000 | $59,000 | $385,000 | $98,000 | $182,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $405,000 | $405,000 | $405,000 | $262,000 | $262,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,199 | $95,295,000 | $43,000 | $765,000 | $94,000 | $900,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 926 | $283,230,000 | $305,000 | $2,325,000 | $129,000 | $2,316,000 |
| VA-guaranteed (Veterans Administration) | 53 | $20,315,000 | $383,000 | $795,000 | $110,000 | $257,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,458 | $282,220,000 | $193,000 | $1,125,000 | $113,000 | $1,297,000 |
| Application Withdrawn By Applicant | 935 | $76,245,000 | $81,000 | $2,325,000 | $111,000 | $1,080,000 |
| Application Denied By Financial Institution | 722 | $23,180,000 | $32,000 | $535,000 | $72,000 | $900,000 |
| File Closed For Incompleteness | 53 | $14,265,000 | $269,000 | $515,000 | $189,000 | $2,316,000 |
| Application Approved But Not Accepted | 10 | $2,930,000 | $293,000 | $545,000 | $108,000 | $171,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,456 | $375,660,000 | $152,000 | $2,325,000 | $114,000 | $2,316,000 |
| Debt-To-Income Ratio | 340 | $10,050,000 | $29,000 | $425,000 | $66,000 | $276,000 |
| Credit History | 335 | $8,065,000 | $24,000 | $535,000 | $75,000 | $900,000 |
| Other | 32 | $2,030,000 | $63,000 | $395,000 | $95,000 | $228,000 |
| Collateral | 11 | $2,065,000 | $187,000 | $445,000 | $112,000 | $198,000 |
| Unverifiable Information | 2 | $390,000 | $195,000 | $375,000 | $116,000 | $168,000 |
| Mortgage Insurance Denied | 1 | $275,000 | $275,000 | $275,000 | $49,000 | $49,000 |
| Employment History | 1 | $305,000 | $305,000 | $305,000 | $76,000 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Shoreham Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Shoreham Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.
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