Home Loan Investment Bank, F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Home Loan Investment Bank, F.S.B. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Loan Investment Bank, F.S.B. One Home Loan Plaza Warwick, RI 02886 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,178 |
| Total Mortgage Loan Application Amount | $398,840,000 |
| Average Mortgage Loan Application Amount | $234,750 |
| Highest Mortgage Loan Application Amount | $2,325,000 |
| Average Applicant Income | $118,000 |
| Highest Applicant Income | $2,316,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Home Loan Investment Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Loan Investment Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Home Loan Investment Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Loan Investment Bank, F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Loan Investment Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Loan Investment Bank, F.S.B.'s mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PROVIDENCE-WARWICK, RI-MA | 759 | $ 196,415,000 | $ 260,500 | $ 115,500 |
| NA (OUTSIDE OF MSA/MD) | 401 | $ 17,335,000 | $ 41,837 | $ 95,860 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 184 | $ 61,270,000 | $ 332,000 | $ 114,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 67 | $ 21,345,000 | $ 318,000 | $ 119,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 54 | $ 1,310,000 | $ 24,000 | $ 95,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 53 | $ 12,545,000 | $ 185,500 | $ 131,500 |
| TULSA, OK | 49 | $ 1,145,000 | $ 23,000 | $ 103,000 |
| CHICAGO-NAPERVILLE, IL | 47 | $ 1,395,000 | $ 29,000 | $ 99,000 |
| MANCHESTER-NASHUA, NH | 44 | $ 11,810,000 | $ 268,000 | $ 92,000 |
| SALISBURY, MD-DE | 44 | $ 1,060,000 | $ 24,000 | $ 82,500 |
| WORCESTER, MA-CT | 44 | $ 5,860,000 | $ 121,500 | $ 98,500 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 43 | $ 1,725,000 | $ 40,000 | $ 87,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 36 | $ 1,780,000 | $ 49,000 | $ 96,000 |
| BOSTON, MA | 33 | $ 9,945,000 | $ 301,000 | $ 121,000 |
| DOVER, DE | 33 | $ 795,000 | $ 24,000 | $ 89,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 27 | $ 915,000 | $ 33,000 | $ 119,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 27 | $ 625,000 | $ 23,333 | $ 122,666 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 25 | $ 575,000 | $ 23,000 | $ 128,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 25 | $ 735,000 | $ 29,000 | $ 88,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 24 | $ 810,000 | $ 29,500 | $ 101,500 |
| NEW YORK-NEWARK, NY | 23 | $ 2,075,000 | $ 67,500 | $ 91,000 |
| NEWARK, NJ-PA | 22 | $ 590,000 | $ 23,500 | $ 145,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 18 | $ 420,000 | $ 23,000 | $ 64,000 |
| KANSAS CITY, MO-KS | 18 | $ 370,000 | $ 21,000 | $ 121,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 18 | $ 2,160,000 | $ 120,000 | $ 104,000 |
| ST. LOUIS, MO-IL | 18 | $ 430,000 | $ 23,000 | $ 106,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 18 | $ 1,090,000 | $ 47,000 | $ 88,000 |
| CAPE CORAL-FORT MYERS, FL | 17 | $ 695,000 | $ 40,000 | $ 96,000 |
| GARY, IN | 17 | $ 385,000 | $ 22,000 | $ 78,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 17 | $ 415,000 | $ 24,000 | $ 90,000 |
| GREENSBORO-HIGH POINT, NC | 16 | $ 490,000 | $ 30,000 | $ 83,000 |
| JACKSONVILLE, FL | 16 | $ 1,530,000 | $ 95,000 | $ 84,000 |
| DENVER-AURORA-LAKEWOOD, CO | 15 | $ 355,000 | $ 23,000 | $ 164,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 15 | $ 415,000 | $ 27,000 | $ 112,000 |
| COLUMBUS, OH | 13 | $ 285,000 | $ 21,000 | $ 79,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 13 | $ 375,000 | $ 28,000 | $ 83,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 13 | $ 365,000 | $ 28,000 | $ 129,000 |
| SHREVEPORT-BOSSIER CITY, LA | 13 | $ 305,000 | $ 23,000 | $ 73,000 |
| WILMINGTON, DE-MD-NJ | 13 | $ 315,000 | $ 24,666 | $ 78,333 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 12 | $ 280,000 | $ 23,000 | $ 82,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 12 | $ 250,000 | $ 21,000 | $ 90,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 12 | $ 190,000 | $ 17,500 | $ 76,500 |
| WINSTON-SALEM, NC | 12 | $ 240,000 | $ 20,000 | $ 73,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 11 | $ 1,765,000 | $ 160,000 | $ 163,000 |
| LAFAYETTE, LA | 11 | $ 225,000 | $ 20,000 | $ 89,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 11 | $ 1,255,000 | $ 114,000 | $ 112,000 |
| NORWICH-NEW LONDON, CT | 11 | $ 1,045,000 | $ 95,000 | $ 125,000 |
| PITTSBURGH, PA | 11 | $ 215,000 | $ 19,000 | $ 84,000 |
| SPRINGFIELD, MA | 11 | $ 885,000 | $ 80,000 | $ 75,000 |
| TOLEDO, OH | 11 | $ 225,000 | $ 20,000 | $ 72,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 10 | $ 3,160,000 | $ 316,000 | $ 127,000 |
| DALLAS-PLANO-IRVING, TX | 10 | $ 240,000 | $ 24,000 | $ 89,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 10 | $ 190,000 | $ 19,000 | $ 70,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 10 | $ 240,000 | $ 24,000 | $ 69,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 9 | $ 205,000 | $ 23,500 | $ 97,500 |
| BATON ROUGE, LA | 9 | $ 195,000 | $ 21,000 | $ 115,000 |
| CAMDEN, NJ | 9 | $ 555,000 | $ 61,000 | $ 115,000 |
| CLEVELAND-ELYRIA, OH | 9 | $ 225,000 | $ 25,000 | $ 81,000 |
| GREELEY, CO | 9 | $ 225,000 | $ 25,000 | $ 104,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 9 | $ 215,000 | $ 24,000 | $ 80,500 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 9 | $ 1,865,000 | $ 207,000 | $ 138,000 |
| PORTLAND-SOUTH PORTLAND, ME | 9 | $ 2,035,000 | $ 226,000 | $ 187,000 |
| PUNTA GORDA, FL | 9 | $ 195,000 | $ 21,000 | $ 62,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 9 | $ 175,000 | $ 19,500 | $ 99,000 |
| APPLETON, WI | 8 | $ 180,000 | $ 22,000 | $ 51,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 8 | $ 220,000 | $ 27,000 | $ 83,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 8 | $ 560,000 | $ 70,000 | $ 90,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 7 | $ 175,000 | $ 25,000 | $ 134,000 |
| FAYETTEVILLE, NC | 7 | $ 115,000 | $ 16,000 | $ 79,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 7 | $ 165,000 | $ 23,000 | $ 121,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 7 | $ 235,000 | $ 35,000 | $ 78,500 |
| PHILADELPHIA, PA | 7 | $ 175,000 | $ 25,000 | $ 133,000 |
| RALEIGH, NC | 7 | $ 165,000 | $ 23,000 | $ 141,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 7 | $ 135,000 | $ 19,000 | $ 136,000 |
| SANTA MARIA-SANTA BARBARA, CA | 7 | $ 165,000 | $ 23,000 | $ 114,000 |
| SPOKANE-SPOKANE VALLEY, WA | 7 | $ 175,000 | $ 25,000 | $ 108,000 |
| BARNSTABLE TOWN, MA | 6 | $ 1,250,000 | $ 208,000 | $ 140,000 |
| CLARKSVILLE, TN-KY | 6 | $ 120,000 | $ 20,000 | $ 92,000 |
| COLUMBIA, SC | 6 | $ 140,000 | $ 23,000 | $ 78,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 130,000 | $ 21,000 | $ 74,000 |
| DURHAM-CHAPEL HILL, NC | 6 | $ 380,000 | $ 63,000 | $ 91,000 |
| FOND DU LAC, WI | 6 | $ 120,000 | $ 20,000 | $ 62,000 |
| GREEN BAY, WI | 6 | $ 130,000 | $ 21,000 | $ 50,000 |
| LAKELAND-WINTER HAVEN, FL | 6 | $ 120,000 | $ 20,000 | $ 60,000 |
| NEW ORLEANS-METAIRIE, LA | 6 | $ 160,000 | $ 26,000 | $ 248,000 |
| RACINE, WI | 6 | $ 130,000 | $ 21,000 | $ 74,000 |
| TUCSON, AZ | 6 | $ 130,000 | $ 21,000 | $ 72,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 6 | $ 1,140,000 | $ 190,000 | $ 219,000 |
| WICHITA, KS | 6 | $ 120,000 | $ 20,000 | $ 113,000 |
| WILMINGTON, NC | 6 | $ 910,000 | $ 151,000 | $ 93,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 115,000 | $ 22,500 | $ 155,000 |
| AUSTIN-ROUND ROCK, TX | 5 | $ 115,000 | $ 23,000 | $ 149,000 |
| CINCINNATI, OH-KY-IN | 5 | $ 75,000 | $ 15,000 | $ 65,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 5 | $ 125,000 | $ 25,000 | $ 123,000 |
| DES MOINES-WEST DES MOINES, IA | 5 | $ 105,000 | $ 21,000 | $ 82,000 |
| GRAND RAPIDS-WYOMING, MI | 5 | $ 125,000 | $ 25,000 | $ 74,000 |
| HICKORY-LENOIR-MORGANTON, NC | 5 | $ 95,000 | $ 19,000 | $ 57,000 |
| KENNEWICK-RICHLAND, WA | 5 | $ 125,000 | $ 25,000 | $ 78,000 |
| KOKOMO, IN | 5 | $ 125,000 | $ 25,000 | $ 85,000 |
| LAKE CHARLES, LA | 5 | $ 115,000 | $ 23,000 | $ 97,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 5 | $ 115,000 | $ 23,000 | $ 67,000 |
| OSHKOSH-NEENAH, WI | 5 | $ 95,000 | $ 19,000 | $ 52,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 5 | $ 105,000 | $ 21,000 | $ 79,000 |
| ROCKY MOUNT, NC | 5 | $ 85,000 | $ 17,000 | $ 64,000 |
| SAN DIEGO-CARLSBAD, CA | 5 | $ 375,000 | $ 75,000 | $ 124,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 5 | $ 95,000 | $ 19,000 | $ 141,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 5 | $ 165,000 | $ 33,000 | $ 74,000 |
| SPARTANBURG, SC | 5 | $ 105,000 | $ 21,000 | $ 80,000 |
| YAKIMA, WA | 5 | $ 125,000 | $ 25,000 | $ 146,000 |
| AKRON, OH | 4 | $ 100,000 | $ 25,000 | $ 106,000 |
| BOISE CITY, ID | 4 | $ 90,000 | $ 22,000 | $ 38,000 |
| CHARLESTON, WV | 4 | $ 80,000 | $ 20,000 | $ 88,000 |
| COLORADO SPRINGS, CO | 4 | $ 100,000 | $ 25,000 | $ 98,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 4 | $ 360,000 | $ 90,000 | $ 49,000 |
| ELGIN, IL | 4 | $ 100,000 | $ 25,000 | $ 141,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 100,000 | $ 25,000 | $ 104,000 |
| HOMOSASSA SPRINGS, FL | 4 | $ 100,000 | $ 25,000 | $ 110,000 |
| JACKSONVILLE, NC | 4 | $ 90,000 | $ 22,000 | $ 65,000 |
| KNOXVILLE, TN | 4 | $ 100,000 | $ 25,000 | $ 59,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 4 | $ 490,000 | $ 122,000 | $ 215,000 |
| MOBILE, AL | 4 | $ 90,000 | $ 22,000 | $ 68,000 |
| MUNCIE, IN | 4 | $ 70,000 | $ 17,000 | $ 63,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 4 | $ 930,000 | $ 232,000 | $ 387,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 100,000 | $ 25,000 | $ 75,000 |
| PORT ST. LUCIE, FL | 4 | $ 340,000 | $ 85,000 | $ 157,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 4 | $ 90,000 | $ 23,000 | $ 116,500 |
| READING, PA | 4 | $ 100,000 | $ 25,000 | $ 117,000 |
| ROCHESTER, NY | 4 | $ 100,000 | $ 25,000 | $ 50,000 |
| TACOMA-LAKEWOOD, WA | 4 | $ 100,000 | $ 25,000 | $ 135,000 |
| TERRE HAUTE, IN | 4 | $ 100,000 | $ 25,000 | $ 61,000 |
| TEXARKANA, TX-AR | 4 | $ 90,000 | $ 23,000 | $ 82,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 3 | $ 75,000 | $ 25,000 | $ 287,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 3 | $ 75,000 | $ 25,000 | $ 108,000 |
| CANTON-MASSILLON, OH | 3 | $ 45,000 | $ 15,000 | $ 70,000 |
| EAST STROUDSBURG, PA | 3 | $ 75,000 | $ 25,000 | $ 53,000 |
| ELKHART-GOSHEN, IN | 3 | $ 55,000 | $ 18,000 | $ 100,000 |
| FLORENCE, SC | 3 | $ 55,000 | $ 18,000 | $ 89,000 |
| GRAND FORKS, ND-MN | 3 | $ 65,000 | $ 21,000 | $ 81,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 55,000 | $ 17,500 | $ 64,500 |
| JOHNSTOWN, PA | 3 | $ 55,000 | $ 18,000 | $ 91,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 3 | $ 65,000 | $ 21,000 | $ 97,000 |
| LIMA, OH | 3 | $ 75,000 | $ 25,000 | $ 93,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 3 | $ 295,000 | $ 137,500 | $ 97,000 |
| MADISON, WI | 3 | $ 65,000 | $ 21,000 | $ 98,000 |
| MEMPHIS, TN-MS-AR | 3 | $ 65,000 | $ 21,000 | $ 42,000 |
| NEW HAVEN-MILFORD, CT | 3 | $ 75,000 | $ 25,000 | $ 81,000 |
| OCALA, FL | 3 | $ 75,000 | $ 25,000 | $ 101,000 |
| PINE BLUFF, AR | 3 | $ 75,000 | $ 25,000 | $ 50,000 |
| PUEBLO, CO | 3 | $ 75,000 | $ 25,000 | $ 119,000 |
| SALT LAKE CITY, UT | 3 | $ 75,000 | $ 25,000 | $ 62,000 |
| SPRINGFIELD, OH | 3 | $ 65,000 | $ 21,000 | $ 55,000 |
| SUMTER, SC | 3 | $ 125,000 | $ 41,000 | $ 61,000 |
| TALLAHASSEE, FL | 3 | $ 65,000 | $ 21,000 | $ 41,000 |
| VINELAND-BRIDGETON, NJ | 3 | $ 185,000 | $ 61,000 | $ 77,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 50,000 | $ 25,000 | $ 84,000 |
| AMARILLO, TX | 2 | $ 50,000 | $ 25,000 | $ 166,000 |
| ASHEVILLE, NC | 2 | $ 50,000 | $ 25,000 | $ 81,000 |
| BAKERSFIELD, CA | 2 | $ 40,000 | $ 20,000 | $ 67,000 |
| BANGOR, ME | 2 | $ 110,000 | $ 55,000 | $ 58,000 |
| BEND-REDMOND, OR | 2 | $ 50,000 | $ 25,000 | $ 110,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 50,000 | $ 25,000 | $ 93,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 2 | $ 290,000 | $ 145,000 | $ 95,000 |
| CARBONDALE-MARION, IL | 2 | $ 50,000 | $ 25,000 | $ 82,000 |
| CHARLOTTESVILLE, VA | 2 | $ 50,000 | $ 25,000 | $ 216,000 |
| COLUMBUS, GA-AL | 2 | $ 40,000 | $ 20,000 | $ 130,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 50,000 | $ 25,000 | $ 128,000 |
| CUMBERLAND, MD-WV | 2 | $ 30,000 | $ 15,000 | $ 105,000 |
| DANVILLE, IL | 2 | $ 50,000 | $ 25,000 | $ 72,000 |
| DULUTH, MN-WI | 2 | $ 40,000 | $ 20,000 | $ 120,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 2 | $ 40,000 | $ 20,000 | $ 74,000 |
| FLINT, MI | 2 | $ 40,000 | $ 20,000 | $ 63,000 |
| FORT WAYNE, IN | 2 | $ 40,000 | $ 20,000 | $ 43,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 40,000 | $ 20,000 | $ 60,000 |
| GAINESVILLE, FL | 2 | $ 30,000 | $ 15,000 | $ 106,000 |
| GRAND ISLAND, NE | 2 | $ 30,000 | $ 15,000 | $ 144,000 |
| HAMMOND, LA | 2 | $ 50,000 | $ 25,000 | $ 39,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 50,000 | $ 25,000 | $ 96,000 |
| HOT SPRINGS, AR | 2 | $ 30,000 | $ 15,000 | $ 90,000 |
| JACKSON, MS | 2 | $ 40,000 | $ 20,000 | $ 54,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 50,000 | $ 25,000 | $ 76,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 50,000 | $ 25,000 | $ 46,000 |
| LAWRENCE, KS | 2 | $ 50,000 | $ 25,000 | $ 154,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 50,000 | $ 25,000 | $ 90,000 |
| MONROE, LA | 2 | $ 40,000 | $ 20,000 | $ 79,000 |
| MONROE, MI | 2 | $ 30,000 | $ 15,000 | $ 88,000 |
| MONTGOMERY, AL | 2 | $ 40,000 | $ 20,000 | $ 67,000 |
| MUSKEGON, MI | 2 | $ 50,000 | $ 25,000 | $ 67,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 30,000 | $ 15,000 | $ 50,000 |
| OKLAHOMA CITY, OK | 2 | $ 50,000 | $ 25,000 | $ 93,000 |
| RICHMOND, VA | 2 | $ 50,000 | $ 25,000 | $ 80,000 |
| SAGINAW, MI | 2 | $ 40,000 | $ 20,000 | $ 41,000 |
| SPRINGFIELD, IL | 2 | $ 30,000 | $ 15,000 | $ 114,000 |
| ST. JOSEPH, MO-KS | 2 | $ 50,000 | $ 25,000 | $ 92,000 |
| TRENTON, NJ | 2 | $ 350,000 | $ 175,000 | $ 111,000 |
| TYLER, TX | 2 | $ 50,000 | $ 25,000 | $ 99,000 |
| WINCHESTER, VA-WV | 2 | $ 50,000 | $ 25,000 | $ 125,000 |
| ALBUQUERQUE, NM | 1 | $ 25,000 | $ 25,000 | $ 131,000 |
| ALEXANDRIA, LA | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| ANCHORAGE, AK | 1 | $ 25,000 | $ 25,000 | $ 171,000 |
| ANN ARBOR, MI | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 5,000 | $ 5,000 | $ 75,000 |
| BAY CITY, MI | 1 | $ 25,000 | $ 25,000 | $ 192,000 |
| BILLINGS, MT | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| BISMARCK, ND | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| BLOOMINGTON, IL | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 85,000 | $ 85,000 | $ 19,000 |
| BOWLING GREEN, KY | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 25,000 | $ 25,000 | $ 121,000 |
| CASPER, WY | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| CHEYENNE, WY | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| CHICO, CA | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| COEUR D'ALENE, ID | 1 | $ 25,000 | $ 25,000 | $ 132,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| DECATUR, AL | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| DECATUR, IL | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| ELMIRA, NY | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| ENID, OK | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| ERIE, PA | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| FLAGSTAFF, AZ | 1 | $ 15,000 | $ 15,000 | $ 108,000 |
| GADSDEN, AL | 1 | $ 25,000 | $ 25,000 | $ 186,000 |
| GETTYSBURG, PA | 1 | $ 25,000 | $ 25,000 | $ 113,000 |
| GOLDSBORO, NC | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| GREENVILLE, NC | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| HUNTSVILLE, AL | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| JACKSON, MI | 1 | $ 25,000 | $ 25,000 | $ 138,000 |
| JACKSON, TN | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| JEFFERSON CITY, MO | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| KINGSTON, NY | 1 | $ 25,000 | $ 25,000 | $ 216,000 |
| LANCASTER, PA | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| LEBANON, PA | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| LEWISTON-AUBURN, ME | 1 | $ 15,000 | $ 15,000 | $ 14,000 |
| LINCOLN, NE | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| LOGAN, UT-ID | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| LONGVIEW, TX | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| LONGVIEW, WA | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| LYNCHBURG, VA | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 15,000 | $ 15,000 | $ 112,000 |
| MANHATTAN, KS | 1 | $ 25,000 | $ 25,000 | $ 114,000 |
| MEDFORD, OR | 1 | $ 15,000 | $ 15,000 | $ 190,000 |
| MERCED, CA | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| MODESTO, CA | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| MORRISTOWN, TN | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| NEW BERN, NC | 1 | $ 25,000 | $ 25,000 | $ 146,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 25,000 | $ 25,000 | $ 204,000 |
| PEORIA, IL | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| RENO, NV | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1 | $ 25,000 | $ 25,000 | $ 121,000 |
| SALEM, OR | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| SAN ANGELO, TX | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| SAN RAFAEL, CA | 1 | $ 25,000 | $ 25,000 | $ 204,000 |
| SANTA FE, NM | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| SANTA ROSA, CA | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 25,000 | $ 25,000 | $ 240,000 |
| SEBRING, FL | 1 | $ 15,000 | $ 15,000 | $ 109,000 |
| SHEBOYGAN, WI | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| SPRINGFIELD, MO | 1 | $ 25,000 | $ 25,000 | $ 209,000 |
| ST. GEORGE, UT | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| SYRACUSE, NY | 1 | $ 15,000 | $ 15,000 | $ 144,000 |
| TWIN FALLS, ID | 1 | $ 25,000 | $ 25,000 | $ 152,000 |
| UTICA-ROME, NY | 1 | $ 95,000 | $ 95,000 | $ 111,000 |
| VALDOSTA, GA | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| VICTORIA, TX | 1 | $ 25,000 | $ 25,000 | $ 133,000 |
| WARNER ROBINS, GA | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| WAUSAU, WI | 1 | $ 15,000 | $ 15,000 | $ 145,000 |
| WENATCHEE, WA | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| YORK-HANOVER, PA | 1 | $ 15,000 | $ 15,000 | $ 102,000 |
Mortgage Loan Application Detail Totals for Home Loan Investment Bank, F.S.B. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,046 | $46,040,000 | $22,000 | $65,000 | $94,000 | $900,000 |
| Home Purchase | 521 | $176,625,000 | $339,000 | $2,325,000 | $119,000 | $1,080,000 |
| Refinancing | 385 | $109,875,000 | $285,000 | $865,000 | $119,000 | $1,297,000 |
| Cash-out Refinancing | 226 | $66,300,000 | $293,000 | $985,000 | $140,000 | $2,316,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,535 | $332,425,000 | $131,000 | $2,325,000 | $106,000 | $1,440,000 |
| Black or African American | 244 | $19,520,000 | $80,000 | $765,000 | $87,000 | $308,000 |
| Hispanic | 231 | $31,005,000 | $134,000 | $795,000 | $91,000 | $523,000 |
| Not Provided | 88 | $5,430,000 | $61,000 | $785,000 | $141,000 | $2,316,000 |
| Asian | 54 | $8,560,000 | $158,000 | $525,000 | $103,000 | $330,000 |
| American Indian or Alaskan Native | 25 | $1,495,000 | $59,000 | $385,000 | $98,000 | $182,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $405,000 | $405,000 | $405,000 | $262,000 | $262,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,199 | $95,295,000 | $43,000 | $765,000 | $94,000 | $900,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 926 | $283,230,000 | $305,000 | $2,325,000 | $129,000 | $2,316,000 |
| VA-guaranteed (Veterans Administration) | 53 | $20,315,000 | $383,000 | $795,000 | $110,000 | $257,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,458 | $282,220,000 | $193,000 | $1,125,000 | $113,000 | $1,297,000 |
| Application Withdrawn By Applicant | 935 | $76,245,000 | $81,000 | $2,325,000 | $111,000 | $1,080,000 |
| Application Denied By Financial Institution | 722 | $23,180,000 | $32,000 | $535,000 | $72,000 | $900,000 |
| File Closed For Incompleteness | 53 | $14,265,000 | $269,000 | $515,000 | $189,000 | $2,316,000 |
| Application Approved But Not Accepted | 10 | $2,930,000 | $293,000 | $545,000 | $108,000 | $171,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,456 | $375,660,000 | $152,000 | $2,325,000 | $114,000 | $2,316,000 |
| Debt-To-Income Ratio | 340 | $10,050,000 | $29,000 | $425,000 | $66,000 | $276,000 |
| Credit History | 335 | $8,065,000 | $24,000 | $535,000 | $75,000 | $900,000 |
| Other | 32 | $2,030,000 | $63,000 | $395,000 | $95,000 | $228,000 |
| Collateral | 11 | $2,065,000 | $187,000 | $445,000 | $112,000 | $198,000 |
| Unverifiable Information | 2 | $390,000 | $195,000 | $375,000 | $116,000 | $168,000 |
| Mortgage Insurance Denied | 1 | $275,000 | $275,000 | $275,000 | $49,000 | $49,000 |
| Employment History | 1 | $305,000 | $305,000 | $305,000 | $76,000 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Investment Bank, F.S.B.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Loan Investment Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.