Home Loan Investment Bank, F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Home Loan Investment Bank, F.S.B. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Home Loan Investment Bank, F.S.B.
One Home Loan Plaza
Warwick, RI 02886
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,833
Total Mortgage Loan Application Amount $200,625,000
Average Mortgage Loan Application Amount $204,833
Highest Mortgage Loan Application Amount $1,565,000
Average Applicant Income $129,666
Highest Applicant Income $3,872,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Home Loan Investment Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Loan Investment Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Home Loan Investment Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Loan Investment Bank, F.S.B. serves its applicants.

Each category highlights the total number of mortgage applications processed by Home Loan Investment Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Loan Investment Bank, F.S.B.'s mortgage activity for 2022.

Mortgage Loan Application Totals for Home Loan Investment Bank, F.S.B. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence County Rhode Island 159 $ 36,765,000 $ 231,000 $ 110,000
Kent County Rhode Island 82 $ 20,220,000 $ 246,000 $ 110,000
Essex County Massachusetts 57 $ 19,435,000 $ 340,000 $ 177,000
Newport County Rhode Island 43 $ 21,655,000 $ 503,000 $ 185,000
Washington County Rhode Island 34 $ 12,650,000 $ 372,000 $ 142,000
Sussex County Delaware 29 $ 685,000 $ 23,000 $ 95,000
Rockingham County New Hampshire 25 $ 9,775,000 $ 391,000 $ 153,000
Bristol County Massachusetts 23 $ 5,465,000 $ 237,000 $ 120,000
Hillsborough County New Hampshire 22 $ 5,470,000 $ 248,000 $ 127,000
Middlesex County Massachusetts 21 $ 6,855,000 $ 326,000 $ 119,000
Worcester County Massachusetts 16 $ 3,150,000 $ 196,000 $ 115,000
Palm Beach County Florida 15 $ 375,000 $ 25,000 $ 110,000
Cook County Illinois 13 $ 305,000 $ 23,000 $ 100,000
Kent County Delaware 12 $ 280,000 $ 23,000 $ 85,000
Indian River County Florida 12 $ 230,000 $ 19,000 $ 100,000
Maricopa County Arizona 11 $ 1,085,000 $ 98,000 $ 121,000
Broward County Florida 11 $ 295,000 $ 26,000 $ 80,000
St. Joseph County Indiana 11 $ 145,000 $ 13,000 $ 65,000
Bristol County Rhode Island 11 $ 4,165,000 $ 378,000 $ 126,000
Windham County Connecticut 10 $ 1,830,000 $ 183,000 $ 96,000
Lake County Florida 10 $ 230,000 $ 23,000 $ 82,000
Plymouth County Massachusetts 10 $ 3,150,000 $ 315,000 $ 97,000
Prince William County Virginia 9 $ 195,000 $ 21,000 $ 165,000
Los Angeles County California 8 $ 170,000 $ 21,000 $ 126,000
Norfolk County Massachusetts 8 $ 2,500,000 $ 312,000 $ 176,000
Milwaukee County Wisconsin 8 $ 190,000 $ 23,000 $ 79,000
Hartford County Connecticut 7 $ 755,000 $ 107,000 $ 127,000
Polk County Florida 7 $ 135,000 $ 19,000 $ 71,000
Bossier County Louisiana 7 $ 195,000 $ 27,000 $ 106,000
Hampden County Massachusetts 7 $ 415,000 $ 59,000 $ 109,000
Essex County New Jersey 7 $ 135,000 $ 19,000 $ 92,000
Robeson County North Carolina 7 $ 125,000 $ 17,000 $ 98,000
Harris County Texas 7 $ 205,000 $ 29,000 $ 108,000
Saline County Arkansas 6 $ 150,000 $ 25,000 $ 102,000
Riverside County California 6 $ 150,000 $ 25,000 $ 129,000
New Castle County Delaware 6 $ 290,000 $ 48,000 $ 76,000
Lee County Florida 6 $ 130,000 $ 21,000 $ 145,000
Kootenai County Idaho 6 $ 210,000 $ 35,000 $ 220,000
Acadia County Louisiana 6 $ 120,000 $ 20,000 $ 112,000
Anne Arundel County Maryland 6 $ 140,000 $ 23,000 $ 100,000
Wayne County Michigan 6 $ 130,000 $ 21,000 $ 61,000
Jackson County Missouri 6 $ 130,000 $ 21,000 $ 84,000
Atlantic County New Jersey 6 $ 330,000 $ 55,000 $ 86,000
Wake County North Carolina 6 $ 150,000 $ 25,000 $ 136,000
Columbiana County Ohio 6 $ 100,000 $ 16,000 $ 96,000
Philadelphia County Pennsylvania 6 $ 120,000 $ 20,000 $ 64,000
Denver County Colorado 5 $ 125,000 $ 25,000 $ 173,000
El Paso County Colorado 5 $ 125,000 $ 25,000 $ 106,000
Weld County Colorado 5 $ 125,000 $ 25,000 $ 99,000
New Haven County Connecticut 5 $ 105,000 $ 21,000 $ 119,000
Hernando County Florida 5 $ 85,000 $ 17,000 $ 57,000
Hillsborough County Florida 5 $ 455,000 $ 91,000 $ 157,000
Gwinnett County Georgia 5 $ 125,000 $ 25,000 $ 146,000
DuPage County Illinois 5 $ 125,000 $ 25,000 $ 172,000
Macon County Illinois 5 $ 115,000 $ 23,000 $ 87,000
Elkhart County Indiana 5 $ 65,000 $ 13,000 $ 55,000
Johnson County Kansas 5 $ 85,000 $ 17,000 $ 88,000
Livingston County Louisiana 5 $ 125,000 $ 25,000 $ 100,000
Baltimore County Maryland 5 $ 115,000 $ 23,000 $ 98,000
Caroline County Maryland 5 $ 125,000 $ 25,000 $ 95,000
Merrimack County New Hampshire 5 $ 585,000 $ 117,000 $ 132,000
Allen County Ohio 5 $ 85,000 $ 17,000 $ 95,000
Trumbull County Ohio 5 $ 115,000 $ 23,000 $ 94,000
Wood County Ohio 5 $ 125,000 $ 25,000 $ 133,000
Creek County Oklahoma 5 $ 105,000 $ 21,000 $ 146,000
Tulsa County Oklahoma 5 $ 85,000 $ 17,000 $ 98,000
Allegheny County Pennsylvania 5 $ 125,000 $ 25,000 $ 68,000
Chester County Pennsylvania 5 $ 955,000 $ 191,000 $ 145,000
Racine County Wisconsin 5 $ 125,000 $ 25,000 $ 101,000
Marshall County Alabama 4 $ 80,000 $ 20,000 $ 100,000
Pinal County Arizona 4 $ 100,000 $ 25,000 $ 98,000
New London County Connecticut 4 $ 480,000 $ 120,000 $ 108,000
Brevard County Florida 4 $ 80,000 $ 20,000 $ 85,000
Duval County Florida 4 $ 80,000 $ 20,000 $ 78,000
Marion County Florida 4 $ 100,000 $ 25,000 $ 70,000
Pinellas County Florida 4 $ 310,000 $ 77,000 $ 145,000
St. Lucie County Florida 4 $ 90,000 $ 22,000 $ 99,000
LaSalle County Illinois 4 $ 100,000 $ 25,000 $ 86,000
Macoupin County Illinois 4 $ 60,000 $ 15,000 $ 84,000
Leavenworth County Kansas 4 $ 90,000 $ 22,000 $ 118,000
Iberia County Louisiana 4 $ 100,000 $ 25,000 $ 75,000
Dorchester County Maryland 4 $ 100,000 $ 25,000 $ 104,000
Wicomico County Maryland 4 $ 100,000 $ 25,000 $ 145,000
Belknap County New Hampshire 4 $ 1,380,000 $ 345,000 $ 281,000
Burlington County New Jersey 4 $ 100,000 $ 25,000 $ 172,000
Albany County New York 4 $ 340,000 $ 85,000 $ 115,000
Orange County New York 4 $ 100,000 $ 25,000 $ 128,000
Suffolk County New York 4 $ 90,000 $ 22,000 $ 157,000
Guilford County North Carolina 4 $ 80,000 $ 20,000 $ 77,000
Cuyahoga County Ohio 4 $ 90,000 $ 22,000 $ 57,000
Delaware County Ohio 4 $ 100,000 $ 25,000 $ 226,000
Franklin County Ohio 4 $ 100,000 $ 25,000 $ 92,000
Lorain County Ohio 4 $ 100,000 $ 25,000 $ 124,000
Mahoning County Ohio 4 $ 80,000 $ 20,000 $ 64,000
Ross County Ohio 4 $ 90,000 $ 22,000 $ 52,000
Mayes County Oklahoma 4 $ 100,000 $ 25,000 $ 135,000
Montgomery County Pennsylvania 4 $ 80,000 $ 20,000 $ 106,000
Schuylkill County Pennsylvania 4 $ 100,000 $ 25,000 $ 99,000
Horry County South Carolina 4 $ 160,000 $ 40,000 $ 44,000
Wilson County Tennessee 4 $ 340,000 $ 85,000 $ 136,000
Dallas County Texas 4 $ 100,000 $ 25,000 $ 69,000
Montgomery County Texas 4 $ 80,000 $ 20,000 $ 97,000
Loudoun County Virginia 4 $ 550,000 $ 137,000 $ 228,000
Washington County Wisconsin 4 $ 90,000 $ 22,000 $ 111,000
Colbert County Alabama 3 $ 75,000 $ 25,000 $ 81,000
San Bernardino County California 3 $ 75,000 $ 25,000 $ 136,000
San Diego County California 3 $ 75,000 $ 25,000 $ 231,000
San Luis Obispo County California 3 $ 65,000 $ 21,000 $ 123,000
Collier County Florida 3 $ 75,000 $ 25,000 $ 82,000
Miami-Dade County Florida 3 $ 75,000 $ 25,000 $ 121,000
Pasco County Florida 3 $ 55,000 $ 18,000 $ 96,000
Santa Rosa County Florida 3 $ 205,000 $ 68,000 $ 57,000
Volusia County Florida 3 $ 65,000 $ 21,000 $ 47,000
DeKalb County Georgia 3 $ 75,000 $ 25,000 $ 64,000
Fulton County Georgia 3 $ 75,000 $ 25,000 $ 127,000
Henry County Georgia 3 $ 75,000 $ 25,000 $ 78,000
Champaign County Illinois 3 $ 75,000 $ 25,000 $ 88,000
Will County Illinois 3 $ 175,000 $ 58,000 $ 113,000
Winnebago County Illinois 3 $ 75,000 $ 25,000 $ 87,000
Lake County Indiana 3 $ 65,000 $ 21,000 $ 83,000
Sedgwick County Kansas 3 $ 75,000 $ 25,000 $ 127,000
Meade County Kentucky 3 $ 65,000 $ 21,000 $ 76,000
Beauregard County Louisiana 3 $ 75,000 $ 25,000 $ 130,000
Caddo County Louisiana 3 $ 75,000 $ 25,000 $ 102,000
Lafayette County Louisiana 3 $ 245,000 $ 81,000 $ 131,000
Lafourche County Louisiana 3 $ 75,000 $ 25,000 $ 104,000
Queen Anne's County Maryland 3 $ 75,000 $ 25,000 $ 105,000
Barnstable County Massachusetts 3 $ 1,055,000 $ 351,000 $ 139,000
Berrien County Michigan 3 $ 55,000 $ 18,000 $ 75,000
Douglas County Nebraska 3 $ 45,000 $ 15,000 $ 33,000
Bergen County New Jersey 3 $ 75,000 $ 25,000 $ 94,000
Ocean County New Jersey 3 $ 75,000 $ 25,000 $ 91,000
Sussex County New Jersey 3 $ 65,000 $ 21,000 $ 106,000
Warren County New Jersey 3 $ 75,000 $ 25,000 $ 249,000
Bronx County New York 3 $ 75,000 $ 25,000 $ 93,000
New York County New York 3 $ 855,000 $ 285,000 $ 238,000
Catawba County North Carolina 3 $ 75,000 $ 25,000 $ 125,000
Harnett County North Carolina 3 $ 65,000 $ 21,000 $ 132,000
Randolph County North Carolina 3 $ 65,000 $ 21,000 $ 77,000
Sandusky County Ohio 3 $ 75,000 $ 25,000 $ 96,000
Okmulgee County Oklahoma 3 $ 75,000 $ 25,000 $ 103,000
Lehigh County Pennsylvania 3 $ 75,000 $ 25,000 $ 144,000
Monroe County Pennsylvania 3 $ 65,000 $ 21,000 $ 137,000
Venango County Pennsylvania 3 $ 65,000 $ 21,000 $ 82,000
Washington County Pennsylvania 3 $ 45,000 $ 15,000 $ 96,000
Davidson County Tennessee 3 $ 325,000 $ 108,000 $ 124,000
Hamilton County Tennessee 3 $ 845,000 $ 281,000 $ 73,000
Montgomery County Tennessee 3 $ 75,000 $ 25,000 $ 150,000
Robertson County Tennessee 3 $ 75,000 $ 25,000 $ 114,000
Bexar County Texas 3 $ 65,000 $ 21,000 $ 120,000
Orange County Texas 3 $ 65,000 $ 21,000 $ 108,000
Tarrant County Texas 3 $ 75,000 $ 25,000 $ 69,000
Walworth County Wisconsin 3 $ 65,000 $ 21,000 $ 86,000
Waukesha County Wisconsin 3 $ 75,000 $ 25,000 $ 89,000
Jefferson County Alabama 2 $ 50,000 $ 25,000 $ 69,000
Mobile County Alabama 2 $ 40,000 $ 20,000 $ 65,000
Montgomery County Alabama 2 $ 40,000 $ 20,000 $ 66,000
Pima County Arizona 2 $ 40,000 $ 20,000 $ 81,000
Yavapai County Arizona 2 $ 30,000 $ 15,000 $ 57,000
Amador County California 2 $ 50,000 $ 25,000 $ 83,000
Orange County California 2 $ 40,000 $ 20,000 $ 121,000
Sacramento County California 2 $ 50,000 $ 25,000 $ 92,000
Santa Clara County California 2 $ 50,000 $ 25,000 $ 134,000
Sonoma County California 2 $ 50,000 $ 25,000 $ 166,000
Adams County Colorado 2 $ 50,000 $ 25,000 $ 115,000
Moffat County Colorado 2 $ 40,000 $ 20,000 $ 36,000
Montrose County Colorado 2 $ 40,000 $ 20,000 $ 147,000
Middlesex County Connecticut 2 $ 50,000 $ 25,000 $ 84,000
Tolland County Connecticut 2 $ 30,000 $ 15,000 $ 124,000
District of Columbia County District Of Columbia 2 $ 20,000 $ 10,000 $ 67,000
Putnam County Florida 2 $ 370,000 $ 185,000 $ 172,000
Sarasota County Florida 2 $ 40,000 $ 20,000 $ 102,000
Barrow County Georgia 2 $ 50,000 $ 25,000 $ 53,000
Chatham County Georgia 2 $ 50,000 $ 25,000 $ 185,000
Effingham County Georgia 2 $ 40,000 $ 20,000 $ 116,000
Forsyth County Georgia 2 $ 50,000 $ 25,000 $ 86,000
Newton County Georgia 2 $ 30,000 $ 15,000 $ 121,000
Paulding County Georgia 2 $ 30,000 $ 15,000 $ 50,000
Piatt County Illinois 2 $ 50,000 $ 25,000 $ 88,000
Rock Island County Illinois 2 $ 50,000 $ 25,000 $ 120,000
Tazewell County Illinois 2 $ 50,000 $ 25,000 $ 78,000
Boone County Indiana 2 $ 50,000 $ 25,000 $ 122,000
Delaware County Indiana 2 $ 10,000 $ 5,000 $ 71,000
Marion County Indiana 2 $ 50,000 $ 25,000 $ 111,000
Butler County Kansas 2 $ 40,000 $ 20,000 $ 87,000
Sumner County Kansas 2 $ 40,000 $ 20,000 $ 82,000
Ascension County Louisiana 2 $ 230,000 $ 115,000 $ 138,000
Calcasieu County Louisiana 2 $ 40,000 $ 20,000 $ 141,000
Evangeline County Louisiana 2 $ 50,000 $ 25,000 $ 118,000
Jefferson Davis County Louisiana 2 $ 50,000 $ 25,000 $ 92,000
St. Landry County Louisiana 2 $ 50,000 $ 25,000 $ 144,000
St. Martin County Louisiana 2 $ 50,000 $ 25,000 $ 94,000
Terrebonne County Louisiana 2 $ 50,000 $ 25,000 $ 49,000
Vermilion County Louisiana 2 $ 50,000 $ 25,000 $ 81,000
West Baton Rouge County Louisiana 2 $ 50,000 $ 25,000 $ 110,000
Hancock County Maine 2 $ 50,000 $ 25,000 $ 61,000
Penobscot County Maine 2 $ 40,000 $ 20,000 $ 77,000
Sagadahoc County Maine 2 $ 30,000 $ 15,000 $ 79,000
Carroll County Maryland 2 $ 30,000 $ 15,000 $ 146,000
Cecil County Maryland 2 $ 50,000 $ 25,000 $ 101,000
Frederick County Maryland 2 $ 50,000 $ 25,000 $ 205,000
Kent County Maryland 2 $ 50,000 $ 25,000 $ 84,000
Montgomery County Maryland 2 $ 40,000 $ 20,000 $ 66,000
Prince George's County Maryland 2 $ 50,000 $ 25,000 $ 88,000
Somerset County Maryland 2 $ 50,000 $ 25,000 $ 132,000
Washington County Maryland 2 $ 50,000 $ 25,000 $ 140,000
Worcester County Maryland 2 $ 50,000 $ 25,000 $ 108,000
Hampshire County Massachusetts 2 $ 350,000 $ 175,000 $ 118,000
Suffolk County Massachusetts 2 $ 600,000 $ 300,000 $ 127,000
Jackson County Michigan 2 $ 50,000 $ 25,000 $ 98,000
Kent County Michigan 2 $ 40,000 $ 20,000 $ 94,000
Lapeer County Michigan 2 $ 50,000 $ 25,000 $ 118,000
Midland County Michigan 2 $ 50,000 $ 25,000 $ 127,000
Muskegon County Michigan 2 $ 40,000 $ 20,000 $ 63,000
Stearns County Minnesota 2 $ 50,000 $ 25,000 $ 70,000
Adair County Missouri 2 $ 40,000 $ 20,000 $ 86,000
Butler County Missouri 2 $ 30,000 $ 15,000 $ 82,000
St. Charles County Missouri 2 $ 50,000 $ 25,000 $ 251,000
Ste. Genevieve County Missouri 2 $ 40,000 $ 20,000 $ 67,000
Clark County Nevada 2 $ 30,000 $ 15,000 $ 97,000
White Pine County Nevada 2 $ 50,000 $ 25,000 $ 228,000
Carroll County New Hampshire 2 $ 900,000 $ 450,000 $ 264,000
Strafford County New Hampshire 2 $ 620,000 $ 310,000 $ 142,000
Cape May County New Jersey 2 $ 50,000 $ 25,000 $ 104,000
Cumberland County New Jersey 2 $ 150,000 $ 75,000 $ 35,000
Middlesex County New Jersey 2 $ 50,000 $ 25,000 $ 80,000
Morris County New Jersey 2 $ 230,000 $ 115,000 $ 231,000
Passaic County New Jersey 2 $ 400,000 $ 200,000 $ 89,000
Salem County New Jersey 2 $ 50,000 $ 25,000 $ 119,000
Sandoval County New Mexico 2 $ 50,000 $ 25,000 $ 113,000
Erie County New York 2 $ 40,000 $ 20,000 $ 78,000
Rockland County New York 2 $ 40,000 $ 20,000 $ 73,000
Steuben County New York 2 $ 110,000 $ 55,000 $ 22,000
Westchester County New York 2 $ 50,000 $ 25,000 $ 87,000
Brunswick County North Carolina 2 $ 50,000 $ 25,000 $ 139,000
Currituck County North Carolina 2 $ 50,000 $ 25,000 $ 106,000
Duplin County North Carolina 2 $ 30,000 $ 15,000 $ 101,000
Forsyth County North Carolina 2 $ 50,000 $ 25,000 $ 131,000
Johnston County North Carolina 2 $ 50,000 $ 25,000 $ 159,000
Lee County North Carolina 2 $ 40,000 $ 20,000 $ 112,000
Pitt County North Carolina 2 $ 240,000 $ 120,000 $ 81,000
Sampson County North Carolina 2 $ 50,000 $ 25,000 $ 100,000
Wayne County North Carolina 2 $ 40,000 $ 20,000 $ 76,000
Butler County Ohio 2 $ 50,000 $ 25,000 $ 148,000
Clermont County Ohio 2 $ 40,000 $ 20,000 $ 99,000
Henry County Ohio 2 $ 40,000 $ 20,000 $ 89,000
Hocking County Ohio 2 $ 30,000 $ 15,000 $ 46,000
Jefferson County Ohio 2 $ 30,000 $ 15,000 $ 58,000
Lucas County Ohio 2 $ 50,000 $ 25,000 $ 60,000
Madison County Ohio 2 $ 50,000 $ 25,000 $ 90,000
Seneca County Ohio 2 $ 50,000 $ 25,000 $ 81,000
Muskogee County Oklahoma 2 $ 40,000 $ 20,000 $ 154,000
Rogers County Oklahoma 2 $ 50,000 $ 25,000 $ 33,000
Deschutes County Oregon 2 $ 50,000 $ 25,000 $ 69,000
Beaver County Pennsylvania 2 $ 50,000 $ 25,000 $ 150,000
Bucks County Pennsylvania 2 $ 50,000 $ 25,000 $ 184,000
Cambria County Pennsylvania 2 $ 40,000 $ 20,000 $ 169,000
Centre County Pennsylvania 2 $ 50,000 $ 25,000 $ 104,000
Lackawanna County Pennsylvania 2 $ 40,000 $ 20,000 $ 136,000
Luzerne County Pennsylvania 2 $ 40,000 $ 20,000 $ 56,000
Westmoreland County Pennsylvania 2 $ 30,000 $ 15,000 $ 125,000
Anderson County South Carolina 2 $ 50,000 $ 25,000 $ 42,000
Beaufort County South Carolina 2 $ 30,000 $ 15,000 $ 49,000
Berkeley County South Carolina 2 $ 40,000 $ 20,000 $ 75,000
Richland County South Carolina 2 $ 40,000 $ 20,000 $ 64,000
York County South Carolina 2 $ 50,000 $ 25,000 $ 84,000
Edmunds County South Dakota 2 $ 40,000 $ 20,000 $ 119,000
Hawkins County Tennessee 2 $ 40,000 $ 20,000 $ 80,000
Jefferson County Tennessee 2 $ 50,000 $ 25,000 $ 70,000
Rutherford County Tennessee 2 $ 50,000 $ 25,000 $ 79,000
Denton County Texas 2 $ 470,000 $ 235,000 $ 99,000
Gregg County Texas 2 $ 50,000 $ 25,000 $ 164,000
Rusk County Texas 2 $ 40,000 $ 20,000 $ 114,000
Chesterfield County Virginia 2 $ 40,000 $ 20,000 $ 126,000
Henrico County Virginia 2 $ 110,000 $ 55,000 $ 25,000
Mecklenburg County Virginia 2 $ 50,000 $ 25,000 $ 44,000
Stafford County Virginia 2 $ 50,000 $ 25,000 $ 188,000
Clark County Washington 2 $ 50,000 $ 25,000 $ 83,000
King County Washington 2 $ 30,000 $ 15,000 $ 179,000
Fond du Lac County Wisconsin 2 $ 40,000 $ 20,000 $ 75,000
Kenosha County Wisconsin 2 $ 50,000 $ 25,000 $ 84,000
Sheboygan County Wisconsin 2 $ 40,000 $ 20,000 $ 89,000
Waushara County Wisconsin 2 $ 40,000 $ 20,000 $ 79,000
Laramie County Wyoming 2 $ 50,000 $ 25,000 $ 183,000
Butler County Alabama 1 $ 25,000 $ 25,000 $ 52,000
Escambia County Alabama 1 $ 15,000 $ 15,000 $ 52,000
Limestone County Alabama 1 $ 25,000 $ 25,000 $ 103,000
Madison County Alabama 1 $ 25,000 $ 25,000 $ 162,000
St. Clair County Alabama 1 $ 15,000 $ 15,000 $ 72,000
Tuscaloosa County Alabama 1 $ 25,000 $ 25,000 $ 91,000
Gila County Arizona 1 $ 25,000 $ 25,000 $ 87,000
Fulton County Arkansas 1 $ 15,000 $ 15,000 $ 79,000
Phillips County Arkansas 1 $ 15,000 $ 15,000 $ 56,000
Calaveras County California 1 $ 25,000 $ 25,000 $ 70,000
Fresno County California 1 $ 15,000 $ 15,000 $ 32,000
Kern County California 1 $ 25,000 $ 25,000 $ 70,000
Monterey County California 1 $ 15,000 $ 15,000 $ 67,000
San Joaquin County California 1 $ 15,000 $ 15,000 $ 130,000
San Mateo County California 1 $ 25,000 $ 25,000 $ 140,000
Santa Barbara County California 1 $ 25,000 $ 25,000 $ 65,000
Solano County California 1 $ 25,000 $ 25,000 $ 130,000
Ventura County California 1 $ 25,000 $ 25,000 $ 111,000
Yuba County California 1 $ 25,000 $ 25,000 $ 46,000
Jefferson County Colorado 1 $ 25,000 $ 25,000 $ 136,000
Pueblo County Colorado 1 $ 15,000 $ 15,000 $ 120,000
Teller County Colorado 1 $ 25,000 $ 25,000 $ 86,000
Alachua County Florida 1 $ 25,000 $ 25,000 $ 90,000
Charlotte County Florida 1 $ 25,000 $ 25,000 $ 94,000
Citrus County Florida 1 $ 25,000 $ 25,000 $ 144,000
Clay County Florida 1 $ 25,000 $ 25,000 $ 70,000
Escambia County Florida 1 $ 25,000 $ 25,000 $ 89,000
Gadsden County Florida 1 $ 25,000 $ 25,000 $ 94,000
Gilchrist County Florida 1 $ 25,000 $ 25,000 $ 61,000
Glades County Florida 1 $ 25,000 $ 25,000 $ 103,000
Hendry County Florida 1 $ 25,000 $ 25,000 $ 63,000
Leon County Florida 1 $ 25,000 $ 25,000 $ 77,000
Madison County Florida 1 $ 25,000 $ 25,000 $ 75,000
Manatee County Florida 1 $ 25,000 $ 25,000 $ 115,000
Martin County Florida 1 $ 325,000 $ 325,000 $ 279,000
Okaloosa County Florida 1 $ 25,000 $ 25,000 $ 82,000
Okeechobee County Florida 1 $ 15,000 $ 15,000 $ 48,000
Orange County Florida 1 $ 25,000 $ 25,000 $ 280,000
Osceola County Florida 1 $ 25,000 $ 25,000 $ 144,000
Seminole County Florida 1 $ 25,000 $ 25,000 $ 70,000
St. Johns County Florida 1 $ 25,000 $ 25,000 $ 76,000
Sumter County Florida 1 $ 15,000 $ 15,000 $ 61,000
Baldwin County Georgia 1 $ 25,000 $ 25,000 $ 60,000
Bartow County Georgia 1 $ 15,000 $ 15,000 $ 93,000
Bibb County Georgia 1 $ 25,000 $ 25,000 $ 55,000
Bulloch County Georgia 1 $ 15,000 $ 15,000 $ 58,000
Camden County Georgia 1 $ 25,000 $ 25,000 $ 69,000
Carroll County Georgia 1 $ 15,000 $ 15,000 $ 126,000
Catoosa County Georgia 1 $ 25,000 $ 25,000 $ 160,000
Clarke County Georgia 1 $ 15,000 $ 15,000 $ 57,000
Clayton County Georgia 1 $ 25,000 $ 25,000 $ 96,000
Cobb County Georgia 1 $ 25,000 $ 25,000 $ 26,000
Muscogee County Georgia 1 $ 25,000 $ 25,000 $ 86,000
Rockdale County Georgia 1 $ 15,000 $ 15,000 $ 49,000
Tift County Georgia 1 $ 25,000 $ 25,000 $ 84,000
Toombs County Georgia 1 $ 25,000 $ 25,000 $ 71,000
Troup County Georgia 1 $ 15,000 $ 15,000 $ 60,000
Twiggs County Georgia 1 $ 15,000 $ 15,000 $ 37,000
Ada County Idaho 1 $ 25,000 $ 25,000 $ 145,000
Cumberland County Illinois 1 $ 25,000 $ 25,000 $ 151,000
De Witt County Illinois 1 $ 25,000 $ 25,000 $ 104,000
DeKalb County Illinois 1 $ 15,000 $ 15,000 $ 41,000
Douglas County Illinois 1 $ 25,000 $ 25,000 $ 90,000
Effingham County Illinois 1 $ 15,000 $ 15,000 $ 65,000
Henry County Illinois 1 $ 25,000 $ 25,000 $ 97,000
Jefferson County Illinois 1 $ 25,000 $ 25,000 $ 106,000
Kendall County Illinois 1 $ 25,000 $ 25,000 $ 204,000
Lake County Illinois 1 $ 25,000 $ 25,000 $ 48,000
Lee County Illinois 1 $ 15,000 $ 15,000 $ 123,000
Madison County Illinois 1 $ 15,000 $ 15,000 $ 217,000
McLean County Illinois 1 $ 25,000 $ 25,000 $ 136,000
Sangamon County Illinois 1 $ 15,000 $ 15,000 $ 93,000
Shelby County Illinois 1 $ 5,000 $ 5,000 $ 168,000
Vermilion County Illinois 1 $ 25,000 $ 25,000 $ 77,000
Whiteside County Illinois 1 $ 25,000 $ 25,000 $ 96,000
Woodford County Illinois 1 $ 25,000 $ 25,000 $ 77,000
Allen County Indiana 1 $ 25,000 $ 25,000 $ 85,000
Brown County Indiana 1 $ 25,000 $ 25,000 $ 145,000
Carroll County Indiana 1 $ 25,000 $ 25,000 $ 95,000
Floyd County Indiana 1 $ 25,000 $ 25,000 $ 40,000
Hamilton County Indiana 1 $ 5,000 $ 5,000 $ 55,000
Henry County Indiana 1 $ 15,000 $ 15,000 $ 101,000
Montgomery County Indiana 1 $ 25,000 $ 25,000 $ 58,000
Morgan County Indiana 1 $ 25,000 $ 25,000 $ 101,000
Porter County Indiana 1 $ 25,000 $ 25,000 $ 150,000
Shelby County Indiana 1 $ 25,000 $ 25,000 $ 118,000
Vanderburgh County Indiana 1 $ 25,000 $ 25,000 $ 16,000
Vigo County Indiana 1 $ 25,000 $ 25,000 $ 58,000
Wabash County Indiana 1 $ 15,000 $ 15,000 $ 83,000
Warrick County Indiana 1 $ 25,000 $ 25,000 $ 58,000
Wayne County Indiana 1 $ 15,000 $ 15,000 $ 22,000
Whitley County Indiana 1 $ 15,000 $ 15,000 $ 75,000
Jasper County Iowa 1 $ 25,000 $ 25,000 $ 78,000
Lee County Iowa 1 $ 15,000 $ 15,000 $ 78,000
Barber County Kansas 1 $ 25,000 $ 25,000 $ 165,000
Cherokee County Kansas 1 $ 25,000 $ 25,000 $ 72,000
Clark County Kansas 1 $ 15,000 $ 15,000 $ 90,000
Harvey County Kansas 1 $ 15,000 $ 15,000 $ 100,000
McPherson County Kansas 1 $ 15,000 $ 15,000 $ 153,000
Meade County Kansas 1 $ 15,000 $ 15,000 $ 54,000
Norton County Kansas 1 $ 15,000 $ 15,000 $ 100,000
Bell County Kentucky 1 $ 25,000 $ 25,000 $ 90,000
Cumberland County Kentucky 1 $ 25,000 $ 25,000 $ 75,000
Daviess County Kentucky 1 $ 25,000 $ 25,000 $ 100,000
Gallatin County Kentucky 1 $ 25,000 $ 25,000 $ 11,000
Graves County Kentucky 1 $ 25,000 $ 25,000 $ 50,000
Hancock County Kentucky 1 $ 15,000 $ 15,000 $ 72,000
Harrison County Kentucky 1 $ 25,000 $ 25,000 $ 54,000
Jefferson County Kentucky 1 $ 25,000 $ 25,000 $ 125,000
McCracken County Kentucky 1 $ 25,000 $ 25,000 $ 36,000
Nelson County Kentucky 1 $ 25,000 $ 25,000 $ 118,000
Russell County Kentucky 1 $ 25,000 $ 25,000 $ 31,000
Allen County Louisiana 1 $ 25,000 $ 25,000 $ 108,000
Bienville County Louisiana 1 $ 25,000 $ 25,000 $ 72,000
De Soto County Louisiana 1 $ 25,000 $ 25,000 $ 191,000
Lincoln County Louisiana 1 $ 25,000 $ 25,000 $ 148,000
Rapides County Louisiana 1 $ 25,000 $ 25,000 $ 40,000
St. Charles County Louisiana 1 $ 25,000 $ 25,000 $ 42,000
St. James County Louisiana 1 $ 25,000 $ 25,000 $ 67,000
St. John the Baptist County Louisiana 1 $ 25,000 $ 25,000 $ 69,000
Union County Louisiana 1 $ 25,000 $ 25,000 $ 144,000
Webster County Louisiana 1 $ 25,000 $ 25,000 $ 132,000
Aroostook County Maine 1 $ 185,000 $ 185,000 $ 73,000
Cumberland County Maine 1 $ 25,000 $ 25,000 $ 240,000
Kennebec County Maine 1 $ 15,000 $ 15,000 $ 54,000
Oxford County Maine 1 $ 25,000 $ 25,000 $ 144,000
Somerset County Maine 1 $ 25,000 $ 25,000 $ 108,000
York County Maine 1 $ 315,000 $ 315,000 $ 256,000
Calvert County Maryland 1 $ 25,000 $ 25,000 $ 251,000
Berkshire County Massachusetts 1 $ 25,000 $ 25,000 $ 85,000
Franklin County Massachusetts 1 $ 215,000 $ 215,000 $ 180,000
Cass County Michigan 1 $ 5,000 $ 5,000 $ 47,000
Eaton County Michigan 1 $ 25,000 $ 25,000 $ 74,000
Gratiot County Michigan 1 $ 15,000 $ 15,000 $ 70,000
Ionia County Michigan 1 $ 15,000 $ 15,000 $ 154,000
Keweenaw County Michigan 1 $ 15,000 $ 15,000 $ 60,000
Livingston County Michigan 1 $ 25,000 $ 25,000 $ 55,000
Luce County Michigan 1 $ 25,000 $ 25,000 $ 18,000
Macomb County Michigan 1 $ 25,000 $ 25,000 $ 14,000
Manistee County Michigan 1 $ 25,000 $ 25,000 $ 83,000
Mason County Michigan 1 $ 15,000 $ 15,000 $ 134,000
St. Joseph County Michigan 1 $ 25,000 $ 25,000 $ 70,000
Washtenaw County Michigan 1 $ 25,000 $ 25,000 $ 161,000
Benton County Minnesota 1 $ 15,000 $ 15,000 $ 100,000
Cook County Minnesota 1 $ 25,000 $ 25,000 $ 55,000
Pine County Minnesota 1 $ 25,000 $ 25,000 $ 73,000
Rice County Minnesota 1 $ 335,000 $ 335,000 $ 118,000
St. Louis County Minnesota 1 $ 25,000 $ 25,000 $ 86,000
Wilkin County Minnesota 1 $ 15,000 $ 15,000 $ 69,000
Wright County Minnesota 1 $ 25,000 $ 25,000 $ 120,000
Hinds County Mississippi 1 $ 15,000 $ 15,000 $ 38,000
Lowndes County Mississippi 1 $ 25,000 $ 25,000 $ 84,000
Barry County Missouri 1 $ 25,000 $ 25,000 $ 58,000
Cape Girardeau County Missouri 1 $ 25,000 $ 25,000 $ 68,000
Cedar County Missouri 1 $ 25,000 $ 25,000 $ 58,000
Clay County Missouri 1 $ 15,000 $ 15,000 $ 51,000
Dent County Missouri 1 $ 5,000 $ 5,000 $ 46,000
Randolph County Missouri 1 $ 5,000 $ 5,000 $ 58,000
St. Louis County Missouri 1 $ 25,000 $ 25,000 $ 223,000
Lake County Montana 1 $ 25,000 $ 25,000 $ 57,000
Dawson County Nebraska 1 $ 15,000 $ 15,000 $ 70,000
Greeley County Nebraska 1 $ 25,000 $ 25,000 $ 69,000
Lancaster County Nebraska 1 $ 15,000 $ 15,000 $ 210,000
Washington County Nebraska 1 $ 25,000 $ 25,000 $ 75,000
Lyon County Nevada 1 $ 25,000 $ 25,000 $ 141,000
Nye County Nevada 1 $ 25,000 $ 25,000 $ 48,000
Washoe County Nevada 1 $ 25,000 $ 25,000 $ 147,000
Coos County New Hampshire 1 $ 25,000 $ 25,000 $ 97,000
Sullivan County New Hampshire 1 $ 25,000 $ 25,000 $ 63,000
Camden County New Jersey 1 $ 25,000 $ 25,000 $ 52,000
Mercer County New Jersey 1 $ 25,000 $ 25,000 $ 68,000
Monmouth County New Jersey 1 $ 25,000 $ 25,000 $ 105,000
Somerset County New Jersey 1 $ 35,000 $ 35,000 $ 146,000
Bernalillo County New Mexico 1 $ 25,000 $ 25,000 $ 107,000
Santa Fe County New Mexico 1 $ 25,000 $ 25,000 $ 135,000
Torrance County New Mexico 1 $ 25,000 $ 25,000 $ 134,000
Cattaraugus County New York 1 $ 25,000 $ 25,000 $ 199,000
Chautauqua County New York 1 $ 15,000 $ 15,000 $ 62,000
Chemung County New York 1 $ 25,000 $ 25,000 $ 54,000
Dutchess County New York 1 $ 15,000 $ 15,000 $ 100,000
Genesee County New York 1 $ 25,000 $ 25,000 $ 57,000
Herkimer County New York 1 $ 25,000 $ 25,000 $ 81,000
Jefferson County New York 1 $ 15,000 $ 15,000 $ 40,000
Kings County New York 1 $ 25,000 $ 25,000 $ 51,000
Ontario County New York 1 $ 25,000 $ 25,000 $ 52,000
Queens County New York 1 $ 25,000 $ 25,000 $ 50,000
Saratoga County New York 1 $ 15,000 $ 15,000 $ 95,000
Sullivan County New York 1 $ 25,000 $ 25,000 $ 81,000
Tompkins County New York 1 $ 215,000 $ 215,000 $ 89,000
Ulster County New York 1 $ 25,000 $ 25,000 $ 56,000
Alamance County North Carolina 1 $ 15,000 $ 15,000 $ 26,000
Burke County North Carolina 1 $ 25,000 $ 25,000 $ 68,000
Caswell County North Carolina 1 $ 25,000 $ 25,000 $ 95,000
Cleveland County North Carolina 1 $ 25,000 $ 25,000 $ 74,000
Cumberland County North Carolina 1 $ 15,000 $ 15,000 $ 66,000
Franklin County North Carolina 1 $ 25,000 $ 25,000 $ 100,000
Gaston County North Carolina 1 $ 25,000 $ 25,000 $ 90,000
Granville County North Carolina 1 $ 25,000 $ 25,000 $ 235,000
Hoke County North Carolina 1 $ 15,000 $ 15,000 $ 125,000
Iredell County North Carolina 1 $ 25,000 $ 25,000 $ 59,000
Jones County North Carolina 1 $ 25,000 $ 25,000 $ 82,000
Lincoln County North Carolina 1 $ 15,000 $ 15,000 $ 60,000
Montgomery County North Carolina 1 $ 15,000 $ 15,000 $ 184,000
Moore County North Carolina 1 $ 25,000 $ 25,000 $ 105,000
Nash County North Carolina 1 $ 25,000 $ 25,000 $ 130,000
New Hanover County North Carolina 1 $ 25,000 $ 25,000 $ 159,000
Onslow County North Carolina 1 $ 25,000 $ 25,000 $ 224,000
Richmond County North Carolina 1 $ 25,000 $ 25,000 $ 155,000
Rutherford County North Carolina 1 $ 25,000 $ 25,000 $ 152,000
Scotland County North Carolina 1 $ 25,000 $ 25,000 $ 85,000
Stanly County North Carolina 1 $ 15,000 $ 15,000 $ 81,000
Stokes County North Carolina 1 $ 25,000 $ 25,000 $ 91,000
Wilkes County North Carolina 1 $ 25,000 $ 25,000 $ 44,000
Athens County Ohio 1 $ 15,000 $ 15,000 $ 66,000
Belmont County Ohio 1 $ 25,000 $ 25,000 $ 131,000
Carroll County Ohio 1 $ 25,000 $ 25,000 $ 149,000
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Mortgage Loan Application Detail Totals for Home Loan Investment Bank, F.S.B. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,334 $29,800,000 $22,000 $85,000 $103,000 $511,000
Home Purchase 353 $134,125,000 $379,000 $1,565,000 $146,000 $3,872,000
Cash-out Refinancing 107 $26,325,000 $246,000 $805,000 $119,000 $600,000
Refinancing 37 $10,065,000 $272,000 $595,000 $101,000 $245,000
Not Applicable 1 $95,000 $95,000 $95,000 $162,000 $162,000
Other Purpose 1 $215,000 $215,000 $215,000 $147,000 $147,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,719 $162,295,000 $94,000 $1,565,000 $113,000 $3,872,000
Hispanic 56 $18,760,000 $335,000 $585,000 $101,000 $224,000
Black or African American 31 $10,005,000 $322,000 $565,000 $87,000 $200,000
Asian 17 $6,465,000 $380,000 $845,000 $125,000 $387,000
Not Provided 7 $2,745,000 $392,000 $625,000 $108,000 $172,000
American Indian or Alaskan Native 3 $355,000 $118,000 $215,000 $89,000 $114,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,415 $58,045,000 $41,000 $735,000 $102,000 $511,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 397 $133,675,000 $336,000 $1,565,000 $147,000 $3,872,000
VA-guaranteed (Veterans Administration) 21 $8,905,000 $424,000 $985,000 $96,000 $223,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 791 $135,015,000 $170,000 $985,000 $125,000 $3,872,000
Application Withdrawn By Applicant 627 $44,175,000 $70,000 $1,565,000 $113,000 $456,000
Application Denied By Financial Institution 402 $16,610,000 $41,000 $1,385,000 $82,000 $443,000
Application Approved But Not Accepted 9 $3,685,000 $409,000 $645,000 $236,000 $680,000
File Closed For Incompleteness 4 $1,140,000 $285,000 $555,000 $143,000 $170,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,431 $184,015,000 $128,000 $1,565,000 $120,000 $3,872,000
Debt-To-Income Ratio 213 $6,765,000 $31,000 $575,000 $75,000 $300,000
Credit History 159 $3,735,000 $23,000 $275,000 $84,000 $300,000
Collateral 14 $1,890,000 $135,000 $665,000 $125,000 $385,000
Other 12 $2,810,000 $234,000 $1,385,000 $120,000 $443,000
Employment History 2 $500,000 $250,000 $275,000 $81,000 $90,000
Insufficient Cash (Downpayment, Closing Cost) 2 $910,000 $455,000 $475,000 $173,000 $262,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Investment Bank, F.S.B.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Loan Investment Bank, F.S.B.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet with aggregated HMDA statistics today.

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