Home Savings Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Home Savings Of America 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Savings Of America 35 E Broadway Little Falls, MN 56345 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 14,170 |
| Total Mortgage Loan Application Amount | $3,435,264,000 |
| Average Mortgage Loan Application Amount | $230,666 |
| Highest Mortgage Loan Application Amount | $1,305,000 |
| Average Applicant Income | $84,333 |
| Highest Applicant Income | $1,633,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Home Savings Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Savings Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Home Savings Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Savings Of America serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Savings Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Savings Of America's mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 697 | $ 232,448,000 | $ 333,000 | $ 112,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 650 | $ 188,447,000 | $ 269,000 | $ 88,500 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 636 | $ 217,123,000 | $ 335,500 | $ 112,000 |
| PHOENIX-MESA-GLENDALE, AZ | 599 | $ 98,276,000 | $ 164,000 | $ 66,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 584 | $ 181,803,000 | $ 311,000 | $ 104,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 466 | $ 98,140,000 | $ 210,000 | $ 73,000 |
| BALTIMORE-TOWSON, MD | 457 | $ 109,771,000 | $ 240,000 | $ 86,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 453 | $ 98,870,000 | $ 218,000 | $ 82,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 343 | $ 123,795,000 | $ 360,000 | $ 123,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 334 | $ 65,302,000 | $ 195,000 | $ 81,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 266 | $ 83,705,000 | $ 314,000 | $ 102,000 |
| DENVER-AURORA-BROOMFIELD, CO | 235 | $ 50,833,000 | $ 216,000 | $ 79,000 |
| EDISON-NEW BRUNSWICK, NJ | 221 | $ 60,885,000 | $ 275,000 | $ 99,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 220 | $ 82,100,000 | $ 373,000 | $ 123,000 |
| PHILADELPHIA, PA | 215 | $ 49,179,000 | $ 228,000 | $ 89,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 209 | $ 71,618,000 | $ 342,000 | $ 104,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 189 | $ 38,918,000 | $ 263,500 | $ 107,500 |
| NASSAU-SUFFOLK, NY | 176 | $ 56,018,000 | $ 318,000 | $ 106,000 |
| BOSTON-QUINCY, MA | 162 | $ 41,309,000 | $ 254,000 | $ 85,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 161 | $ 50,205,000 | $ 311,000 | $ 102,000 |
| NEWARK-UNION, NJ-PA | 155 | $ 43,673,000 | $ 220,500 | $ 82,500 |
| LAS VEGAS-PARADISE, NV | 151 | $ 31,304,000 | $ 207,000 | $ 59,000 |
| KANSAS CITY, MO-KS | 143 | $ 25,799,000 | $ 179,000 | $ 68,500 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 142 | $ 30,423,000 | $ 220,000 | $ 74,500 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 135 | $ 53,690,000 | $ 397,000 | $ 119,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 133 | $ 23,665,000 | $ 177,000 | $ 85,000 |
| RICHMOND, VA | 129 | $ 26,058,000 | $ 202,000 | $ 68,000 |
| ALBANY-SCHENECTADY-TROY, NY | 124 | $ 21,277,000 | $ 171,000 | $ 68,000 |
| CAMDEN, NJ | 120 | $ 26,957,000 | $ 224,000 | $ 91,000 |
| SALT LAKE CITY, UT | 118 | $ 25,723,000 | $ 217,000 | $ 72,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 116 | $ 21,898,000 | $ 176,000 | $ 81,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 102 | $ 23,163,000 | $ 226,500 | $ 45,000 |
| ROCHESTER, NY | 92 | $ 12,740,000 | $ 138,000 | $ 62,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 89 | $ 21,808,000 | $ 245,000 | $ 89,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 84 | $ 25,271,000 | $ 300,000 | $ 103,000 |
| DALLAS-PLANO-IRVING, TX | 83 | $ 16,485,000 | $ 198,000 | $ 89,000 |
| COLORADO SPRINGS, CO | 81 | $ 16,232,000 | $ 200,000 | $ 58,000 |
| COLUMBUS, OH | 78 | $ 13,886,000 | $ 178,000 | $ 81,000 |
| WILMINGTON, DE-MD-NJ | 76 | $ 15,945,000 | $ 213,000 | $ 72,333 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 75 | $ 19,772,000 | $ 263,000 | $ 89,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 75 | $ 21,122,000 | $ 281,000 | $ 85,000 |
| WORCESTER, MA | 73 | $ 16,347,000 | $ 223,000 | $ 75,000 |
| EL PASO, TX | 69 | $ 11,191,000 | $ 162,000 | $ 66,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 64 | $ 10,662,000 | $ 166,000 | $ 61,000 |
| RALEIGH-CARY, NC | 63 | $ 12,897,000 | $ 204,000 | $ 59,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 60 | $ 10,690,000 | $ 181,000 | $ 60,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 58 | $ 16,880,000 | $ 291,000 | $ 130,000 |
| BUFFALO-NIAGARA FALLS, NY | 57 | $ 6,794,000 | $ 119,000 | $ 54,000 |
| KINGSTON, NY | 52 | $ 10,245,000 | $ 197,000 | $ 85,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 51 | $ 8,744,000 | $ 171,000 | $ 84,000 |
| TUCSON, AZ | 49 | $ 8,819,000 | $ 179,000 | $ 62,000 |
| PEABODY, MA | 47 | $ 11,575,000 | $ 246,000 | $ 74,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 46 | $ 9,362,000 | $ 203,000 | $ 64,000 |
| SPRINGFIELD, MA | 46 | $ 8,433,000 | $ 183,000 | $ 71,000 |
| ST. LOUIS, MO-IL | 45 | $ 8,329,000 | $ 184,500 | $ 67,500 |
| ALBUQUERQUE, NM | 43 | $ 8,838,000 | $ 205,000 | $ 77,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 40 | $ 7,318,000 | $ 182,000 | $ 92,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 40 | $ 10,307,000 | $ 243,500 | $ 106,500 |
| NEW HAVEN-MILFORD, CT | 40 | $ 9,623,000 | $ 240,000 | $ 105,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 40 | $ 10,376,000 | $ 257,000 | $ 72,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 37 | $ 6,092,000 | $ 164,000 | $ 50,000 |
| PITTSBURGH, PA | 37 | $ 6,002,000 | $ 162,000 | $ 71,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 35 | $ 6,915,000 | $ 232,500 | $ 106,000 |
| YORK-HANOVER, PA | 35 | $ 6,978,000 | $ 199,000 | $ 74,000 |
| DES MOINES-WEST DES MOINES, IA | 34 | $ 5,646,000 | $ 166,000 | $ 65,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 34 | $ 8,115,000 | $ 238,000 | $ 97,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 34 | $ 7,593,000 | $ 223,000 | $ 76,000 |
| BATON ROUGE, LA | 33 | $ 6,257,000 | $ 189,000 | $ 74,000 |
| HONOLULU, HI | 33 | $ 11,936,000 | $ 361,000 | $ 91,000 |
| TRENTON-EWING, NJ | 32 | $ 7,848,000 | $ 245,000 | $ 104,000 |
| TACOMA, WA | 31 | $ 8,345,000 | $ 269,000 | $ 66,000 |
| FAYETTEVILLE, NC | 30 | $ 5,320,000 | $ 177,000 | $ 40,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 30 | $ 8,309,000 | $ 276,000 | $ 94,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 30 | $ 5,164,000 | $ 172,000 | $ 65,000 |
| ANCHORAGE, AK | 29 | $ 7,120,000 | $ 245,000 | $ 63,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 29 | $ 6,344,000 | $ 218,000 | $ 90,000 |
| GREENSBORO-HIGH POINT, NC | 29 | $ 4,712,000 | $ 162,000 | $ 52,000 |
| BAKERSFIELD-DELANO, CA | 28 | $ 5,463,000 | $ 195,000 | $ 70,000 |
| BISMARCK, ND | 28 | $ 4,403,000 | $ 157,000 | $ 66,000 |
| BOULDER, CO | 27 | $ 6,895,000 | $ 255,000 | $ 114,000 |
| TOLEDO, OH | 27 | $ 3,933,000 | $ 145,000 | $ 86,000 |
| WINSTON-SALEM, NC | 27 | $ 4,317,000 | $ 159,000 | $ 56,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 26 | $ 5,037,000 | $ 180,000 | $ 53,666 |
| MANCHESTER-NASHUA, NH | 26 | $ 5,894,000 | $ 226,000 | $ 54,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 26 | $ 4,952,000 | $ 190,000 | $ 65,000 |
| BINGHAMTON, NY | 25 | $ 3,165,000 | $ 126,000 | $ 61,000 |
| FORT WORTH-ARLINGTON, TX | 25 | $ 4,999,000 | $ 199,000 | $ 65,000 |
| INDIANAPOLIS-CARMEL, IN | 25 | $ 4,772,000 | $ 190,000 | $ 72,000 |
| JACKSONVILLE, FL | 25 | $ 4,490,000 | $ 179,000 | $ 47,000 |
| OGDEN-CLEARFIELD, UT | 25 | $ 5,170,000 | $ 206,000 | $ 57,000 |
| LAS CRUCES, NM | 24 | $ 4,212,000 | $ 175,000 | $ 72,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 24 | $ 5,190,000 | $ 210,500 | $ 44,000 |
| STOCKTON, CA | 24 | $ 6,013,000 | $ 250,000 | $ 89,000 |
| BIRMINGHAM-HOOVER, AL | 22 | $ 3,788,000 | $ 172,000 | $ 49,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 22 | $ 4,268,000 | $ 194,000 | $ 58,000 |
| DOVER, DE | 22 | $ 4,832,000 | $ 219,000 | $ 81,000 |
| FRESNO, CA | 22 | $ 5,117,000 | $ 232,000 | $ 92,000 |
| MEMPHIS, TN-MS-AR | 22 | $ 3,715,000 | $ 145,666 | $ 56,666 |
| PROVO-OREM, UT | 22 | $ 5,004,000 | $ 227,000 | $ 54,000 |
| WILMINGTON, NC | 22 | $ 4,660,000 | $ 211,000 | $ 85,000 |
| ASHEVILLE, NC | 21 | $ 4,222,000 | $ 201,000 | $ 68,000 |
| HARRISBURG-CARLISLE, PA | 21 | $ 4,046,000 | $ 192,000 | $ 61,000 |
| JACKSONVILLE, NC | 21 | $ 3,958,000 | $ 188,000 | $ 24,000 |
| BARNSTABLE TOWN, MA | 20 | $ 5,509,000 | $ 275,000 | $ 91,000 |
| GREELEY, CO | 20 | $ 4,000,000 | $ 200,000 | $ 74,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 20 | $ 7,302,000 | $ 365,000 | $ 117,000 |
| SANTA ROSA-PETALUMA, CA | 20 | $ 7,090,000 | $ 354,000 | $ 152,000 |
| BOISE CITY-NAMPA, ID | 19 | $ 3,667,000 | $ 193,000 | $ 65,000 |
| DURHAM-CHAPEL HILL, NC | 19 | $ 3,250,000 | $ 171,000 | $ 50,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 19 | $ 3,577,000 | $ 188,000 | $ 64,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 19 | $ 2,858,000 | $ 150,000 | $ 94,000 |
| MISSOULA, MT | 18 | $ 3,301,000 | $ 183,000 | $ 51,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 17 | $ 6,252,000 | $ 367,000 | $ 112,000 |
| SANTA CRUZ-WATSONVILLE, CA | 17 | $ 6,493,000 | $ 381,000 | $ 96,000 |
| VALLEJO-FAIRFIELD, CA | 17 | $ 3,752,000 | $ 220,000 | $ 120,000 |
| AKRON, OH | 16 | $ 3,444,000 | $ 215,000 | $ 92,000 |
| GARY, IN | 16 | $ 3,289,000 | $ 205,000 | $ 91,000 |
| CHICO, CA | 15 | $ 3,620,000 | $ 241,000 | $ 98,000 |
| LANCASTER, PA | 15 | $ 2,993,000 | $ 199,000 | $ 55,000 |
| READING, PA | 15 | $ 2,920,000 | $ 194,000 | $ 72,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 14 | $ 2,045,000 | $ 133,500 | $ 38,500 |
| GLENS FALLS, NY | 14 | $ 2,190,000 | $ 156,000 | $ 63,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 14 | $ 3,349,000 | $ 239,000 | $ 81,000 |
| NORWICH-NEW LONDON, CT | 14 | $ 3,496,000 | $ 249,000 | $ 97,000 |
| SAVANNAH, GA | 14 | $ 2,912,000 | $ 208,000 | $ 44,000 |
| ST. GEORGE, UT | 14 | $ 3,149,000 | $ 224,000 | $ 89,000 |
| VISALIA-PORTERVILLE, CA | 14 | $ 3,141,000 | $ 224,000 | $ 67,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 13 | $ 3,416,000 | $ 238,500 | $ 194,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 13 | $ 2,156,000 | $ 165,000 | $ 55,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 13 | $ 2,392,000 | $ 184,000 | $ 42,000 |
| OLYMPIA, WA | 13 | $ 2,884,000 | $ 221,000 | $ 38,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 13 | $ 2,474,000 | $ 190,000 | $ 100,000 |
| RAPID CITY, SD | 13 | $ 2,069,000 | $ 159,000 | $ 53,000 |
| ST. JOSEPH, MO-KS | 13 | $ 1,462,000 | $ 112,000 | $ 42,000 |
| WICHITA, KS | 13 | $ 2,179,000 | $ 167,000 | $ 43,000 |
| COLUMBIA, SC | 12 | $ 2,063,000 | $ 171,000 | $ 39,000 |
| DAYTON, OH | 12 | $ 2,305,000 | $ 192,000 | $ 45,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 12 | $ 2,309,000 | $ 192,000 | $ 103,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 12 | $ 2,389,000 | $ 199,000 | $ 87,000 |
| MOUNT VERNON-ANACORTES, WA | 12 | $ 3,739,000 | $ 311,000 | $ 72,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 12 | $ 2,270,000 | $ 222,000 | $ 27,500 |
| RENO-SPARKS, NV | 12 | $ 3,588,000 | $ 299,000 | $ 98,000 |
| BREMERTON-SILVERDALE, WA | 11 | $ 2,430,000 | $ 220,000 | $ 36,000 |
| COLUMBUS, GA-AL | 11 | $ 2,427,000 | $ 196,500 | $ 62,500 |
| DETROIT-LIVONIA-DEARBORN, MI | 11 | $ 1,713,000 | $ 155,000 | $ 56,000 |
| FORT COLLINS-LOVELAND, CO | 11 | $ 2,334,000 | $ 212,000 | $ 80,000 |
| GRAND JUNCTION, CO | 11 | $ 2,796,000 | $ 254,000 | $ 69,000 |
| MODESTO, CA | 11 | $ 1,983,000 | $ 180,000 | $ 95,000 |
| MORGANTOWN, WV | 11 | $ 1,885,000 | $ 171,000 | $ 64,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 11 | $ 2,364,000 | $ 214,000 | $ 86,000 |
| OKLAHOMA CITY, OK | 11 | $ 2,236,000 | $ 203,000 | $ 45,000 |
| ROCKFORD, IL | 11 | $ 2,002,000 | $ 182,000 | $ 64,000 |
| SHREVEPORT-BOSSIER CITY, LA | 11 | $ 2,066,000 | $ 187,000 | $ 78,000 |
| SPOKANE, WA | 11 | $ 2,524,000 | $ 229,000 | $ 63,000 |
| GAINESVILLE, GA | 10 | $ 1,572,000 | $ 157,000 | $ 53,000 |
| JACKSON, MS | 10 | $ 1,348,000 | $ 134,000 | $ 47,000 |
| LAFAYETTE, LA | 10 | $ 1,756,000 | $ 175,000 | $ 67,000 |
| SALISBURY, MD | 10 | $ 1,499,000 | $ 149,000 | $ 46,000 |
| SCRANTON--WILKES-BARRE, PA | 10 | $ 1,593,000 | $ 159,000 | $ 69,000 |
| SYRACUSE, NY | 10 | $ 1,927,000 | $ 192,000 | $ 116,000 |
| HANFORD-CORCORAN, CA | 9 | $ 1,898,000 | $ 210,000 | $ 95,000 |
| HUNTSVILLE, AL | 9 | $ 1,587,000 | $ 176,000 | $ 172,000 |
| OCALA, FL | 9 | $ 1,755,000 | $ 195,000 | $ 95,000 |
| PRESCOTT, AZ | 9 | $ 1,990,000 | $ 221,000 | $ 118,000 |
| PUEBLO, CO | 9 | $ 1,469,000 | $ 163,000 | $ 48,000 |
| ROANOKE, VA | 9 | $ 1,568,000 | $ 174,000 | $ 48,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 8 | $ 2,136,000 | $ 267,000 | $ 67,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 8 | $ 1,381,000 | $ 172,000 | $ 24,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 8 | $ 1,138,000 | $ 142,000 | $ 48,000 |
| SALEM, OR | 8 | $ 1,504,000 | $ 188,000 | $ 68,000 |
| VALDOSTA, GA | 8 | $ 1,599,000 | $ 199,000 | $ 53,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 8 | $ 1,334,000 | $ 166,000 | $ 52,000 |
| CHEYENNE, WY | 7 | $ 1,490,000 | $ 212,000 | $ 69,000 |
| ELMIRA, NY | 7 | $ 519,000 | $ 74,000 | $ 46,000 |
| EUGENE-SPRINGFIELD, OR | 7 | $ 1,473,000 | $ 210,000 | $ 43,000 |
| FLAGSTAFF, AZ | 7 | $ 1,513,000 | $ 216,000 | $ 137,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 7 | $ 1,057,000 | $ 151,000 | $ 32,000 |
| KNOXVILLE, TN | 7 | $ 1,704,000 | $ 243,000 | $ 101,000 |
| LEXINGTON-FAYETTE, KY | 7 | $ 1,250,000 | $ 178,000 | $ 52,000 |
| MADISON, WI | 7 | $ 1,818,000 | $ 259,000 | $ 71,000 |
| NAPA, CA | 7 | $ 1,966,000 | $ 280,000 | $ 97,000 |
| OCEAN CITY, NJ | 7 | $ 1,898,000 | $ 271,000 | $ 142,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 7 | $ 1,344,000 | $ 192,000 | $ 49,000 |
| TULSA, OK | 7 | $ 1,451,000 | $ 207,000 | $ 65,000 |
| WINCHESTER, VA-WV | 7 | $ 1,251,000 | $ 147,500 | $ 41,000 |
| YUBA CITY, CA | 7 | $ 1,657,000 | $ 236,000 | $ 42,000 |
| YUMA, AZ | 7 | $ 1,538,000 | $ 219,000 | $ 32,000 |
| BEAUMONT-PORT ARTHUR, TX | 6 | $ 1,050,000 | $ 175,000 | $ 55,000 |
| BURLINGTON, NC | 6 | $ 898,000 | $ 149,000 | $ 69,000 |
| CHATTANOOGA, TN-GA | 6 | $ 934,000 | $ 156,000 | $ 52,500 |
| DULUTH, MN-WI | 6 | $ 1,053,000 | $ 166,000 | $ 82,000 |
| GRAND RAPIDS-WYOMING, MI | 6 | $ 1,063,000 | $ 177,000 | $ 82,000 |
| LYNCHBURG, VA | 6 | $ 971,000 | $ 161,000 | $ 67,000 |
| MCALLEN-EDINBURG-MISSION, TX | 6 | $ 1,152,000 | $ 192,000 | $ 42,000 |
| MERCED, CA | 6 | $ 854,000 | $ 142,000 | $ 76,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 6 | $ 1,725,000 | $ 287,000 | $ 66,000 |
| PORT ST. LUCIE, FL | 6 | $ 1,061,000 | $ 176,000 | $ 55,000 |
| SALINAS, CA | 6 | $ 1,883,000 | $ 313,000 | $ 220,000 |
| SPRINGFIELD, OH | 6 | $ 564,000 | $ 94,000 | $ 43,000 |
| ST. CLOUD, MN | 6 | $ 933,000 | $ 155,000 | $ 33,000 |
| ANN ARBOR, MI | 5 | $ 1,328,000 | $ 265,000 | $ 144,000 |
| CARSON CITY, NV | 5 | $ 1,401,000 | $ 280,000 | $ 36,000 |
| CLARKSVILLE, TN-KY | 5 | $ 1,071,000 | $ 237,500 | $ 78,500 |
| EL CENTRO, CA | 5 | $ 957,000 | $ 191,000 | $ 68,000 |
| FAIRBANKS, AK | 5 | $ 1,147,000 | $ 229,000 | $ 43,000 |
| GAINESVILLE, FL | 5 | $ 821,000 | $ 164,000 | $ 49,000 |
| HARRISONBURG, VA | 5 | $ 990,000 | $ 198,000 | $ 55,000 |
| HICKORY-LENOIR-MORGANTON, NC | 5 | $ 1,173,000 | $ 234,000 | $ 84,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 5 | $ 1,119,000 | $ 223,000 | $ 186,000 |
| IDAHO FALLS, ID | 5 | $ 903,000 | $ 180,000 | $ 88,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 5 | $ 840,000 | $ 161,000 | $ 20,000 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 764,000 | $ 152,000 | $ 33,000 |
| LONGVIEW, TX | 5 | $ 938,000 | $ 187,000 | $ 62,000 |
| MONTGOMERY, AL | 5 | $ 1,126,000 | $ 225,000 | $ 88,000 |
| SHERMAN-DENISON, TX | 5 | $ 943,000 | $ 188,000 | $ 105,000 |
| UTICA-ROME, NY | 5 | $ 562,000 | $ 112,000 | $ 45,000 |
| WARNER ROBINS, GA | 5 | $ 1,106,000 | $ 221,000 | $ 74,000 |
| ABILENE, TX | 4 | $ 903,000 | $ 225,000 | $ 35,000 |
| AMES, IA | 4 | $ 524,000 | $ 131,000 | $ 32,000 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 480,000 | $ 120,000 | $ 32,000 |
| BILLINGS, MT | 4 | $ 773,000 | $ 193,000 | $ 53,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 850,000 | $ 212,000 | $ 87,000 |
| CANTON-MASSILLON, OH | 4 | $ 706,000 | $ 176,000 | $ 54,000 |
| CHARLESTON, WV | 4 | $ 933,000 | $ 233,000 | $ 19,000 |
| EVANSVILLE, IN-KY | 4 | $ 564,000 | $ 141,000 | $ 49,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 4 | $ 862,000 | $ 215,000 | $ 125,000 |
| GULFPORT-BILOXI, MS | 4 | $ 737,000 | $ 184,000 | $ 64,000 |
| HINESVILLE-FORT STEWART, GA | 4 | $ 737,000 | $ 184,000 | $ 14,000 |
| MACON, GA | 4 | $ 438,000 | $ 109,000 | $ 17,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 842,000 | $ 210,000 | $ 0 |
| PEORIA, IL | 4 | $ 607,000 | $ 151,000 | $ 59,000 |
| REDDING, CA | 4 | $ 816,000 | $ 204,000 | $ 43,000 |
| ROCHESTER, MN | 4 | $ 819,000 | $ 204,000 | $ 106,000 |
| ROCKY MOUNT, NC | 4 | $ 686,000 | $ 171,000 | $ 79,000 |
| SANTA FE, NM | 4 | $ 1,359,000 | $ 339,000 | $ 98,000 |
| STATE COLLEGE, PA | 4 | $ 733,000 | $ 183,000 | $ 61,000 |
| BANGOR, ME | 3 | $ 718,000 | $ 239,000 | $ 61,000 |
| BEND, OR | 3 | $ 752,000 | $ 250,000 | $ 46,000 |
| BLOOMINGTON-NORMAL, IL | 3 | $ 684,000 | $ 228,000 | $ 115,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 513,000 | $ 171,000 | $ 70,000 |
| CLEVELAND, TN | 3 | $ 470,000 | $ 156,000 | $ 61,000 |
| COEUR D'ALENE, ID | 3 | $ 551,000 | $ 183,000 | $ 10,000 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 491,000 | $ 163,000 | $ 119,000 |
| ELIZABETHTOWN, KY | 3 | $ 575,000 | $ 191,000 | $ 38,000 |
| FORT WAYNE, IN | 3 | $ 634,000 | $ 211,000 | $ 66,000 |
| GOLDSBORO, NC | 3 | $ 402,000 | $ 134,000 | $ 75,000 |
| GRAND FORKS, ND-MN | 3 | $ 339,000 | $ 104,500 | $ 70,000 |
| JOHNSON CITY, TN | 3 | $ 387,000 | $ 129,000 | $ 28,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 405,000 | $ 135,000 | $ 37,000 |
| LAKE CHARLES, LA | 3 | $ 525,000 | $ 175,000 | $ 50,000 |
| LEBANON, PA | 3 | $ 547,000 | $ 182,000 | $ 0 |
| MADERA-CHOWCHILLA, CA | 3 | $ 653,000 | $ 217,000 | $ 33,000 |
| MOBILE, AL | 3 | $ 620,000 | $ 206,000 | $ 75,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 3 | $ 378,000 | $ 126,000 | $ 40,000 |
| PASCAGOULA, MS | 3 | $ 347,000 | $ 115,000 | $ 40,000 |
| PUNTA GORDA, FL | 3 | $ 350,000 | $ 116,000 | $ 28,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 462,000 | $ 154,000 | $ 59,000 |
| SUMTER, SC | 3 | $ 566,000 | $ 188,000 | $ 67,000 |
| TALLAHASSEE, FL | 3 | $ 536,000 | $ 178,000 | $ 65,000 |
| TOPEKA, KS | 3 | $ 567,000 | $ 189,000 | $ 76,000 |
| TUSCALOOSA, AL | 3 | $ 390,000 | $ 130,000 | $ 130,000 |
| VICTORIA, TX | 3 | $ 349,000 | $ 116,000 | $ 51,000 |
| WENATCHEE-EAST WENATCHEE, WA | 3 | $ 793,000 | $ 264,000 | $ 90,000 |
| ALBANY, GA | 2 | $ 302,000 | $ 151,000 | $ 101,000 |
| ANDERSON, IN | 2 | $ 411,000 | $ 205,000 | $ 83,000 |
| AUBURN-OPELIKA, AL | 2 | $ 455,000 | $ 227,000 | $ 26,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 313,000 | $ 156,000 | $ 131,000 |
| CORVALLIS, OR | 2 | $ 505,000 | $ 252,000 | $ 75,000 |
| DECATUR, IL | 2 | $ 262,000 | $ 131,000 | $ 90,000 |
| FOND DU LAC, WI | 2 | $ 394,000 | $ 197,000 | $ 107,000 |
| FORT SMITH, AR-OK | 2 | $ 422,000 | $ 211,000 | $ 37,000 |
| GREAT FALLS, MT | 2 | $ 316,000 | $ 158,000 | $ 0 |
| GREENVILLE, NC | 2 | $ 328,000 | $ 164,000 | $ 57,000 |
| HATTIESBURG, MS | 2 | $ 566,000 | $ 283,000 | $ 75,000 |
| HOT SPRINGS, AR | 2 | $ 272,000 | $ 136,000 | $ 39,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 433,000 | $ 216,000 | $ 106,000 |
| KANKAKEE-BRADLEY, IL | 2 | $ 416,000 | $ 208,000 | $ 72,000 |
| LANSING-EAST LANSING, MI | 2 | $ 348,000 | $ 174,000 | $ 87,000 |
| LAWTON, OK | 2 | $ 486,000 | $ 243,000 | $ 0 |
| LIMA, OH | 2 | $ 382,000 | $ 191,000 | $ 77,000 |
| LINCOLN, NE | 2 | $ 353,000 | $ 176,000 | $ 58,000 |
| LONGVIEW, WA | 2 | $ 480,000 | $ 240,000 | $ 53,000 |
| LUBBOCK, TX | 2 | $ 387,000 | $ 193,000 | $ 127,000 |
| MANHATTAN, KS | 2 | $ 358,000 | $ 179,000 | $ 0 |
| MIDLAND, TX | 2 | $ 289,000 | $ 144,000 | $ 58,000 |
| PALM COAST, FL | 2 | $ 237,000 | $ 118,000 | $ 51,000 |
| PINE BLUFF, AR | 2 | $ 358,000 | $ 179,000 | $ 109,000 |
| RACINE, WI | 2 | $ 382,000 | $ 191,000 | $ 24,000 |
| SAN ANGELO, TX | 2 | $ 242,000 | $ 121,000 | $ 43,000 |
| SHEBOYGAN, WI | 2 | $ 512,000 | $ 256,000 | $ 88,000 |
| SIOUX FALLS, SD | 2 | $ 175,000 | $ 87,000 | $ 52,000 |
| SPRINGFIELD, MO | 2 | $ 332,000 | $ 166,000 | $ 46,000 |
| WACO, TX | 2 | $ 229,000 | $ 114,000 | $ 35,000 |
| WAUSAU, WI | 2 | $ 384,000 | $ 192,000 | $ 21,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 2 | $ 284,000 | $ 142,000 | $ 76,000 |
| WICHITA FALLS, TX | 2 | $ 304,000 | $ 152,000 | $ 23,000 |
| YAKIMA, WA | 2 | $ 377,000 | $ 188,000 | $ 88,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 279,000 | $ 139,000 | $ 84,000 |
| ALEXANDRIA, LA | 1 | $ 323,000 | $ 323,000 | $ 53,000 |
| ALTOONA, PA | 1 | $ 102,000 | $ 102,000 | $ 49,000 |
| AMARILLO, TX | 1 | $ 186,000 | $ 186,000 | $ 63,000 |
| ANDERSON, SC | 1 | $ 130,000 | $ 130,000 | $ 25,000 |
| APPLETON, WI | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| BELLINGHAM, WA | 1 | $ 238,000 | $ 238,000 | $ 0 |
| BOWLING GREEN, KY | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| BRUNSWICK, GA | 1 | $ 183,000 | $ 183,000 | $ 452,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 1 | $ 277,000 | $ 277,000 | $ 46,000 |
| CASPER, WY | 1 | $ 192,000 | $ 192,000 | $ 97,000 |
| CEDAR RAPIDS, IA | 1 | $ 124,000 | $ 124,000 | $ 62,000 |
| CHARLOTTESVILLE, VA | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| COLUMBIA, MO | 1 | $ 191,000 | $ 191,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 160,000 | $ 160,000 | $ 105,000 |
| CORPUS CHRISTI, TX | 1 | $ 133,000 | $ 133,000 | $ 52,000 |
| CUMBERLAND, MD-WV | 1 | $ 152,000 | $ 152,000 | $ 90,000 |
| DANVILLE, VA | 1 | $ 107,000 | $ 107,000 | $ 24,000 |
| DECATUR, AL | 1 | $ 68,000 | $ 68,000 | $ 47,000 |
| DOTHAN, AL | 1 | $ 204,000 | $ 204,000 | $ 0 |
| EAU CLAIRE, WI | 1 | $ 86,000 | $ 86,000 | $ 17,000 |
| ELKHART-GOSHEN, IN | 1 | $ 126,000 | $ 126,000 | $ 53,000 |
| FARGO, ND-MN | 1 | $ 340,000 | $ 340,000 | $ 94,000 |
| FARMINGTON, NM | 1 | $ 125,000 | $ 125,000 | $ 177,000 |
| FLINT, MI | 1 | $ 174,000 | $ 174,000 | $ 37,000 |
| FLORENCE, SC | 1 | $ 159,000 | $ 159,000 | $ 55,000 |
| GADSDEN, AL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| GREEN BAY, WI | 1 | $ 219,000 | $ 219,000 | $ 66,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 84,000 | $ 84,000 | $ 49,000 |
| ITHACA, NY | 1 | $ 96,000 | $ 96,000 | $ 30,000 |
| JACKSON, TN | 1 | $ 142,000 | $ 142,000 | $ 71,000 |
| JANESVILLE, WI | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| JOHNSTOWN, PA | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| JONESBORO, AR | 1 | $ 143,000 | $ 143,000 | $ 62,000 |
| JOPLIN, MO | 1 | $ 257,000 | $ 257,000 | $ 119,000 |
| LA CROSSE, WI-MN | 1 | $ 120,000 | $ 120,000 | $ 91,000 |
| LAREDO, TX | 1 | $ 166,000 | $ 166,000 | $ 43,000 |
| LEWISTON, ID-WA | 1 | $ 140,000 | $ 140,000 | $ 76,000 |
| LEWISTON-AUBURN, ME | 1 | $ 127,000 | $ 127,000 | $ 91,000 |
| LOGAN, UT-ID | 1 | $ 275,000 | $ 275,000 | $ 45,000 |
| MEDFORD, OR | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1 | $ 137,000 | $ 137,000 | $ 43,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| MONROE, LA | 1 | $ 153,000 | $ 153,000 | $ 0 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 93,000 | $ 93,000 | $ 33,000 |
| NAPLES-MARCO ISLAND, FL | 1 | $ 158,000 | $ 158,000 | $ 66,000 |
| ODESSA, TX | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| OWENSBORO, KY | 1 | $ 168,000 | $ 168,000 | $ 95,000 |
| PITTSFIELD, MA | 1 | $ 297,000 | $ 297,000 | $ 100,000 |
| POCATELLO, ID | 1 | $ 114,000 | $ 114,000 | $ 52,000 |
| ROME, GA | 1 | $ 139,000 | $ 139,000 | $ 29,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 202,000 | $ 202,000 | $ 0 |
| SANDUSKY, OH | 1 | $ 90,000 | $ 90,000 | $ 54,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 214,000 | $ 214,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 1 | $ 76,000 | $ 76,000 | $ 16,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 239,000 | $ 239,000 | $ 80,000 |
| WILLIAMSPORT, PA | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
Mortgage Loan Application Detail Totals for Home Savings Of America in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,184 | $2,334,093,000 | $254,000 | $1,305,000 | $88,000 | $1,633,000 |
| Home Purchase | 4,758 | $1,051,535,000 | $221,000 | $756,000 | $80,000 | $1,090,000 |
| Home Improvement | 228 | $49,636,000 | $217,000 | $417,000 | $85,000 | $284,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,052 | $2,177,392,000 | $240,000 | $1,305,000 | $89,000 | $1,633,000 |
| Hispanic | 1,416 | $287,913,000 | $203,000 | $700,000 | $62,000 | $473,000 |
| Not Provided | 1,397 | $369,826,000 | $264,000 | $743,000 | $84,000 | $1,054,000 |
| Black or African American | 1,137 | $247,584,000 | $217,000 | $1,149,000 | $65,000 | $708,000 |
| Asian | 1,077 | $328,861,000 | $305,000 | $745,000 | $102,000 | $730,000 |
| Native Hawaiian or Other Pacific Islander | 52 | $14,443,000 | $277,000 | $712,000 | $81,000 | $426,000 |
| American Indian or Alaskan Native | 38 | $9,096,000 | $239,000 | $729,000 | $69,000 | $193,000 |
| Not applicable | 1 | $149,000 | $149,000 | $149,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,890 | $1,798,530,000 | $261,000 | $1,305,000 | $108,000 | $1,633,000 |
| FHA-insured (Federal Housing Administration) | 5,931 | $1,319,093,000 | $222,000 | $1,149,000 | $70,000 | $708,000 |
| VA-guaranteed (Veterans Administration) | 1,299 | $310,868,000 | $239,000 | $756,000 | $29,000 | $690,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 50 | $6,773,000 | $135,000 | $281,000 | $46,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,098 | $1,948,142,000 | $240,000 | $800,000 | $85,000 | $1,633,000 |
| Application Denied By Financial Institution | 4,557 | $1,113,867,000 | $244,000 | $1,305,000 | $84,000 | $1,448,000 |
| Application Approved But Not Accepted | 866 | $209,862,000 | $242,000 | $730,000 | $79,000 | $730,000 |
| Application Withdrawn By Applicant | 585 | $146,760,000 | $250,000 | $773,000 | $90,000 | $690,000 |
| File Closed For Incompleteness | 64 | $16,633,000 | $259,000 | $773,000 | $125,000 | $1,054,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 1,926 | $481,543,000 | $250,000 | $1,305,000 | $89,000 | $1,448,000 |
| Debt-To-Income Ratio | 742 | $185,589,000 | $250,000 | $730,000 | $67,000 | $918,000 |
| Other | 648 | $151,809,000 | $234,000 | $1,149,000 | $87,000 | $708,000 |
| Collateral | 532 | $128,327,000 | $241,000 | $698,000 | $92,000 | $855,000 |
| Credit History | 283 | $59,700,000 | $210,000 | $709,000 | $69,000 | $777,000 |
| Unverifiable Information | 266 | $67,076,000 | $252,000 | $730,000 | $89,000 | $520,000 |
| Employment History | 99 | $22,746,000 | $229,000 | $725,000 | $82,000 | $1,080,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 35 | $9,209,000 | $263,000 | $588,000 | $87,000 | $239,000 |
| Mortgage Insurance Denied | 26 | $7,868,000 | $302,000 | $605,000 | $100,000 | $225,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Savings Of America's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Savings Of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.