Home Savings Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Home Savings Of America 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Home Savings Of America
35 E Broadway
Little Falls, MN 56345
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  
Total Number of Mortgage Applications 14,170
Total Mortgage Loan Application Amount $3,435,264,000
Average Mortgage Loan Application Amount $230,666
Highest Mortgage Loan Application Amount $1,305,000
Average Applicant Income $84,333
Highest Applicant Income $1,633,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Home Savings Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Savings Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2010 breaks down Home Savings Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Savings Of America serves its applicants.

Each category highlights the total number of mortgage applications processed by Home Savings Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Savings Of America's mortgage activity for 2010.

Mortgage Loan Application Totals for Home Savings Of America by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 697 $ 232,448,000 $ 333,000 $ 112,000
San Diego County California 584 $ 181,803,000 $ 311,000 $ 104,000
Maricopa County Arizona 546 $ 89,759,000 $ 164,000 $ 67,000
Orange County California 343 $ 123,795,000 $ 360,000 $ 123,000
Cook County Illinois 327 $ 69,802,000 $ 213,000 $ 72,000
Ventura County California 266 $ 83,705,000 $ 314,000 $ 102,000
Riverside County California 261 $ 60,094,000 $ 230,000 $ 89,000
Santa Clara County California 215 $ 80,691,000 $ 375,000 $ 124,000
San Bernardino County California 192 $ 38,776,000 $ 201,000 $ 74,000
Prince George's County Maryland 183 $ 43,309,000 $ 236,000 $ 70,000
Baltimore County Maryland 153 $ 35,380,000 $ 231,000 $ 87,000
Clark County Nevada 151 $ 31,304,000 $ 207,000 $ 59,000
Alameda County California 140 $ 49,417,000 $ 352,000 $ 111,000
Fairfax County Virginia 135 $ 46,066,000 $ 341,000 $ 122,000
Montgomery County Maryland 129 $ 41,438,000 $ 321,000 $ 102,000
Bergen County New Jersey 128 $ 44,904,000 $ 350,000 $ 121,000
Salt Lake County Utah 106 $ 22,892,000 $ 215,000 $ 72,000
Nassau County New York 97 $ 32,873,000 $ 338,000 $ 113,000
Anne Arundel County Maryland 89 $ 23,089,000 $ 259,000 $ 83,000
Harris County Texas 88 $ 13,399,000 $ 152,000 $ 78,000
Middlesex County New Jersey 85 $ 23,197,000 $ 272,000 $ 98,000
Middlesex County Massachusetts 84 $ 25,271,000 $ 300,000 $ 103,000
El Paso County Colorado 80 $ 16,010,000 $ 200,000 $ 58,000
San Mateo County California 79 $ 31,785,000 $ 402,000 $ 117,000
District of Columbia County District Of Columbia 79 $ 25,443,000 $ 322,000 $ 104,000
Queens County New York 79 $ 28,495,000 $ 360,000 $ 87,000
Suffolk County New York 79 $ 23,145,000 $ 292,000 $ 98,000
Baltimore City County Maryland 75 $ 11,699,000 $ 155,000 $ 59,000
Worcester County Massachusetts 73 $ 16,347,000 $ 223,000 $ 75,000
Hennepin County Minnesota 73 $ 14,786,000 $ 202,000 $ 88,000
Passaic County New Jersey 71 $ 18,440,000 $ 259,000 $ 101,000
Contra Costa County California 69 $ 22,201,000 $ 321,000 $ 90,000
El Paso County Texas 69 $ 11,191,000 $ 162,000 $ 66,000
Johnson County Kansas 68 $ 13,041,000 $ 191,000 $ 78,000
Norfolk County Massachusetts 68 $ 17,499,000 $ 257,000 $ 82,000
Westchester County New York 68 $ 23,159,000 $ 340,000 $ 130,000
Fulton County Georgia 66 $ 14,590,000 $ 221,000 $ 95,000
Monmouth County New Jersey 64 $ 19,601,000 $ 306,000 $ 115,000
Monroe County New York 64 $ 9,396,000 $ 146,000 $ 67,000
Plymouth County Massachusetts 63 $ 15,714,000 $ 249,000 $ 91,000
Mecklenburg County North Carolina 63 $ 12,089,000 $ 191,000 $ 75,000
New Castle County Delaware 60 $ 12,407,000 $ 206,000 $ 68,000
Fairfield County Connecticut 58 $ 16,880,000 $ 291,000 $ 130,000
Prince William County Virginia 58 $ 14,826,000 $ 255,000 $ 70,000
Rockland County New York 57 $ 17,623,000 $ 309,000 $ 136,000
Burlington County New Jersey 56 $ 12,992,000 $ 232,000 $ 99,000
Jefferson County Colorado 54 $ 13,549,000 $ 250,000 $ 95,000
Bristol County Massachusetts 54 $ 13,301,000 $ 246,000 $ 87,000
Dutchess County New York 54 $ 12,458,000 $ 230,000 $ 91,000
Pinal County Arizona 53 $ 8,517,000 $ 160,000 $ 59,000
Philadelphia County Pennsylvania 53 $ 9,926,000 $ 187,000 $ 67,000
Ocean County New Jersey 52 $ 12,476,000 $ 239,000 $ 85,000
Ulster County New York 52 $ 10,245,000 $ 197,000 $ 85,000
Wake County North Carolina 52 $ 10,882,000 $ 209,000 $ 63,000
Franklin County Ohio 52 $ 8,627,000 $ 165,000 $ 81,000
Providence County Rhode Island 52 $ 9,906,000 $ 190,000 $ 63,000
Arapahoe County Colorado 51 $ 9,822,000 $ 192,000 $ 68,000
Gwinnett County Georgia 51 $ 8,640,000 $ 169,000 $ 67,000
Essex County New Jersey 51 $ 13,648,000 $ 267,000 $ 96,000
Kings County New York 51 $ 22,377,000 $ 438,000 $ 119,000
King County Washington 50 $ 14,551,000 $ 291,000 $ 95,000
Pima County Arizona 49 $ 8,819,000 $ 179,000 $ 62,000
Hudson County New Jersey 49 $ 13,570,000 $ 276,000 $ 90,000
Montgomery County Pennsylvania 49 $ 11,790,000 $ 240,000 $ 87,000
Denver County Colorado 48 $ 9,501,000 $ 197,000 $ 74,000
Bronx County New York 48 $ 17,746,000 $ 369,000 $ 89,000
Richmond County New York 48 $ 16,403,000 $ 341,000 $ 93,000
Saratoga County New York 48 $ 9,490,000 $ 197,000 $ 72,000
Cobb County Georgia 47 $ 9,460,000 $ 201,000 $ 80,000
Essex County Massachusetts 47 $ 11,575,000 $ 246,000 $ 74,000
Harford County Maryland 45 $ 12,111,000 $ 269,000 $ 89,000
San Francisco County California 44 $ 17,926,000 $ 407,000 $ 121,000
Morris County New Jersey 42 $ 13,545,000 $ 322,000 $ 142,000
Erie County New York 42 $ 5,232,000 $ 124,000 $ 59,000
Delaware County Pennsylvania 42 $ 9,744,000 $ 232,000 $ 79,000
Monroe County Pennsylvania 42 $ 7,135,000 $ 169,000 $ 65,000
DuPage County Illinois 41 $ 9,459,000 $ 230,000 $ 87,000
Carroll County Maryland 41 $ 12,122,000 $ 295,000 $ 101,000
Camden County New Jersey 41 $ 9,130,000 $ 222,000 $ 86,000
Berkeley County West Virginia 41 $ 7,090,000 $ 172,000 $ 53,000
Sacramento County California 40 $ 9,344,000 $ 233,000 $ 89,000
New Haven County Connecticut 40 $ 9,623,000 $ 240,000 $ 105,000
DeKalb County Georgia 39 $ 8,456,000 $ 216,000 $ 109,000
Howard County Maryland 39 $ 11,518,000 $ 295,000 $ 119,000
Union County New Jersey 39 $ 11,106,000 $ 284,000 $ 102,000
Loudoun County Virginia 39 $ 16,417,000 $ 420,000 $ 139,000
Hillsborough County Florida 38 $ 6,301,000 $ 165,000 $ 46,000
Douglas County Colorado 37 $ 9,588,000 $ 259,000 $ 105,000
Lake County Illinois 37 $ 9,625,000 $ 260,000 $ 131,000
Adams County Colorado 36 $ 5,996,000 $ 166,000 $ 57,000
Jackson County Missouri 36 $ 5,547,000 $ 154,000 $ 66,000
Bucks County Pennsylvania 36 $ 9,832,000 $ 273,000 $ 132,000
Hampden County Massachusetts 35 $ 6,241,000 $ 178,000 $ 73,000
Orange County New York 35 $ 9,350,000 $ 267,000 $ 86,000
Chester County Pennsylvania 35 $ 7,887,000 $ 225,000 $ 92,000
York County Pennsylvania 35 $ 6,978,000 $ 199,000 $ 74,000
Chesterfield County Virginia 35 $ 7,350,000 $ 210,000 $ 66,000
Henrico County Virginia 34 $ 7,161,000 $ 210,000 $ 83,000
Honolulu County Hawaii 33 $ 11,936,000 $ 361,000 $ 91,000
McHenry County Illinois 32 $ 5,826,000 $ 182,000 $ 64,000
Frederick County Maryland 32 $ 8,767,000 $ 273,000 $ 102,000
Mercer County New Jersey 32 $ 7,848,000 $ 245,000 $ 104,000
Stark County North Dakota 32 $ 4,656,000 $ 145,000 $ 73,000
Suffolk County Massachusetts 31 $ 8,096,000 $ 261,000 $ 77,000
Bernalillo County New Mexico 31 $ 6,200,000 $ 200,000 $ 81,000
Albany County New York 31 $ 5,113,000 $ 164,000 $ 73,000
Pierce County Washington 31 $ 8,345,000 $ 269,000 $ 66,000
Virginia Beach County Virginia 30 $ 6,119,000 $ 203,000 $ 55,000
Atlantic County New Jersey 29 $ 6,344,000 $ 218,000 $ 90,000
Kern County California 28 $ 5,463,000 $ 195,000 $ 70,000
Kane County Illinois 28 $ 5,278,000 $ 188,000 $ 73,000
Collin County Texas 28 $ 5,754,000 $ 205,000 $ 88,000
Dallas County Texas 28 $ 4,996,000 $ 178,000 $ 94,000
Boulder County Colorado 27 $ 6,895,000 $ 255,000 $ 114,000
Will County Illinois 27 $ 5,670,000 $ 210,000 $ 62,000
Polk County Iowa 27 $ 4,325,000 $ 160,000 $ 64,000
Cumberland County North Carolina 27 $ 4,893,000 $ 181,000 $ 37,000
Cherokee County Georgia 26 $ 4,772,000 $ 183,000 $ 77,000
Forsyth County Georgia 26 $ 6,331,000 $ 243,000 $ 91,000
Charles County Maryland 26 $ 6,763,000 $ 260,000 $ 85,000
Hillsborough County New Hampshire 26 $ 5,894,000 $ 226,000 $ 54,000
Cuyahoga County Ohio 26 $ 3,698,000 $ 142,000 $ 85,000
Anoka County Minnesota 25 $ 4,731,000 $ 189,000 $ 74,000
Rockingham County New Hampshire 25 $ 6,657,000 $ 266,000 $ 94,000
Putnam County New York 25 $ 7,246,000 $ 289,000 $ 106,000
Rensselaer County New York 25 $ 3,523,000 $ 140,000 $ 58,000
Snohomish County Washington 25 $ 6,571,000 $ 262,000 $ 64,000
San Joaquin County California 24 $ 6,013,000 $ 250,000 $ 89,000
Dona Ana County New Mexico 24 $ 4,212,000 $ 175,000 $ 72,000
Clinton County New York 24 $ 3,460,000 $ 144,000 $ 78,000
Bexar County Texas 24 $ 4,282,000 $ 178,000 $ 63,000
Gloucester County New Jersey 23 $ 4,835,000 $ 210,000 $ 84,000
Broome County New York 23 $ 2,939,000 $ 127,000 $ 62,000
Stafford County Virginia 23 $ 7,073,000 $ 307,000 $ 79,000
Fresno County California 22 $ 5,117,000 $ 232,000 $ 92,000
Hartford County Connecticut 22 $ 4,576,000 $ 208,000 $ 98,000
Kent County Delaware 22 $ 4,832,000 $ 219,000 $ 81,000
Guilford County North Carolina 22 $ 3,639,000 $ 165,000 $ 53,000
Utah County Utah 22 $ 5,004,000 $ 227,000 $ 54,000
Dakota County Minnesota 21 $ 4,106,000 $ 195,000 $ 71,000
Ramsey County Minnesota 21 $ 3,851,000 $ 183,000 $ 84,000
Onslow County North Carolina 21 $ 3,958,000 $ 188,000 $ 24,000
Lucas County Ohio 21 $ 3,015,000 $ 143,000 $ 88,000
Santa Barbara County California 20 $ 7,302,000 $ 365,000 $ 117,000
Sonoma County California 20 $ 7,090,000 $ 354,000 $ 152,000
Weld County Colorado 20 $ 4,000,000 $ 200,000 $ 74,000
Barnstable County Massachusetts 20 $ 5,509,000 $ 275,000 $ 91,000
Somerset County New Jersey 20 $ 5,611,000 $ 280,000 $ 90,000
Burleigh County North Dakota 20 $ 3,324,000 $ 166,000 $ 70,000
Calvert County Maryland 19 $ 5,347,000 $ 281,000 $ 85,000
Schenectady County New York 19 $ 2,967,000 $ 156,000 $ 62,000
Forsyth County North Carolina 19 $ 2,953,000 $ 155,000 $ 54,000
Union County North Carolina 19 $ 4,203,000 $ 221,000 $ 76,000
Allegheny County Pennsylvania 19 $ 2,706,000 $ 142,000 $ 69,000
Kent County Rhode Island 19 $ 3,245,000 $ 170,000 $ 49,000
Horry County South Carolina 19 $ 2,858,000 $ 150,000 $ 94,000
Tarrant County Texas 19 $ 3,752,000 $ 197,000 $ 58,000
Travis County Texas 19 $ 4,011,000 $ 211,000 $ 109,000
Davis County Utah 19 $ 4,329,000 $ 227,000 $ 60,000
Warren County Virginia 19 $ 3,448,000 $ 181,000 $ 70,000
Anchorage County Alaska 18 $ 4,671,000 $ 259,000 $ 60,000
Missoula County Montana 18 $ 3,301,000 $ 183,000 $ 51,000
Denton County Texas 18 $ 3,800,000 $ 211,000 $ 90,000
Benton County Arkansas 17 $ 3,342,000 $ 196,000 $ 66,000
San Luis Obispo County California 17 $ 6,252,000 $ 367,000 $ 112,000
Santa Cruz County California 17 $ 6,493,000 $ 381,000 $ 96,000
Solano County California 17 $ 3,752,000 $ 220,000 $ 120,000
Ada County Idaho 17 $ 3,321,000 $ 195,000 $ 66,000
Washington County Maryland 17 $ 3,222,000 $ 189,000 $ 64,000
Washington County Minnesota 17 $ 4,161,000 $ 244,000 $ 87,000
Fort Bend County Texas 17 $ 3,768,000 $ 221,000 $ 96,000
Pinellas County Florida 16 $ 2,700,000 $ 168,000 $ 113,000
Oakland County Michigan 16 $ 2,722,000 $ 170,000 $ 85,000
Butte County California 15 $ 3,620,000 $ 241,000 $ 98,000
Duval County Florida 15 $ 2,243,000 $ 149,000 $ 50,000
Osceola County Florida 15 $ 2,273,000 $ 151,000 $ 48,000
Hawaii County Hawaii 15 $ 4,349,000 $ 289,000 $ 66,000
Queen Anne's County Maryland 15 $ 3,852,000 $ 256,000 $ 88,000
Niagara County New York 15 $ 1,562,000 $ 104,000 $ 42,000
Berks County Pennsylvania 15 $ 2,920,000 $ 194,000 $ 72,000
Cumberland County Pennsylvania 15 $ 3,101,000 $ 206,000 $ 68,000
Lancaster County Pennsylvania 15 $ 2,993,000 $ 199,000 $ 55,000
Montgomery County Texas 15 $ 3,755,000 $ 250,000 $ 99,000
Tulare County California 14 $ 3,141,000 $ 224,000 $ 67,000
New London County Connecticut 14 $ 3,496,000 $ 249,000 $ 97,000
Douglas County Georgia 14 $ 1,775,000 $ 126,000 $ 48,000
Iredell County North Carolina 14 $ 2,947,000 $ 210,000 $ 73,000
Delaware County Ohio 14 $ 3,172,000 $ 226,000 $ 102,000
Washington County Oregon 14 $ 3,967,000 $ 283,000 $ 84,000
Washington County Utah 14 $ 3,149,000 $ 224,000 $ 89,000
Richmond City County Virginia 14 $ 1,963,000 $ 140,000 $ 52,000
Jefferson County West Virginia 14 $ 2,708,000 $ 193,000 $ 70,000
Orange County Florida 13 $ 2,179,000 $ 167,000 $ 45,000
St. Mary's County Maryland 13 $ 4,232,000 $ 325,000 $ 54,000
Cabarrus County North Carolina 13 $ 2,313,000 $ 177,000 $ 59,000
Summit County Ohio 13 $ 3,017,000 $ 232,000 $ 107,000
Northampton County Pennsylvania 13 $ 2,646,000 $ 203,000 $ 96,000
Washington County Rhode Island 13 $ 3,038,000 $ 233,000 $ 65,000
York County South Carolina 13 $ 2,083,000 $ 160,000 $ 90,000
Davidson County Tennessee 13 $ 2,480,000 $ 190,000 $ 51,000
Shelby County Tennessee 13 $ 2,182,000 $ 167,000 $ 60,000
Spotsylvania County Virginia 13 $ 3,869,000 $ 297,000 $ 68,000
Thurston County Washington 13 $ 2,884,000 $ 221,000 $ 38,000
Mohave County Arizona 12 $ 2,389,000 $ 199,000 $ 87,000
Calaveras County California 12 $ 2,262,000 $ 188,000 $ 95,000
El Dorado County California 12 $ 3,603,000 $ 300,000 $ 88,000
Marin County California 12 $ 3,979,000 $ 331,000 $ 125,000
Placer County California 12 $ 3,863,000 $ 321,000 $ 86,000
Sussex County Delaware 12 $ 2,225,000 $ 185,000 $ 85,000
Lake County Indiana 12 $ 2,445,000 $ 203,000 $ 96,000
East Baton Rouge County Louisiana 12 $ 2,157,000 $ 179,000 $ 65,000
Jefferson County Louisiana 12 $ 2,671,000 $ 222,000 $ 78,000
Washoe County Nevada 12 $ 3,588,000 $ 299,000 $ 98,000
Fulton County New York 12 $ 1,689,000 $ 140,000 $ 65,000
New York County New York 12 $ 7,160,000 $ 596,000 $ 299,000
Williamson County Texas 12 $ 2,017,000 $ 168,000 $ 73,000
Chittenden County Vermont 12 $ 2,528,000 $ 210,000 $ 55,000
Chesapeake County Virginia 12 $ 3,537,000 $ 294,000 $ 45,000
Culpeper County Virginia 12 $ 2,445,000 $ 203,000 $ 58,000
Norfolk County Virginia 12 $ 2,324,000 $ 193,000 $ 49,000
Skagit County Washington 12 $ 3,739,000 $ 311,000 $ 72,000
Matanuska-Susitna County Alaska 11 $ 2,449,000 $ 222,000 $ 67,000
Stanislaus County California 11 $ 1,983,000 $ 180,000 $ 95,000
Yolo County California 11 $ 2,962,000 $ 269,000 $ 93,000
Larimer County Colorado 11 $ 2,334,000 $ 212,000 $ 80,000
Mesa County Colorado 11 $ 2,796,000 $ 254,000 $ 69,000
Winnebago County Illinois 11 $ 2,002,000 $ 182,000 $ 64,000
Marion County Indiana 11 $ 2,081,000 $ 189,000 $ 71,000
Sedgwick County Kansas 11 $ 1,825,000 $ 165,000 $ 45,000
Wyandotte County Kansas 11 $ 1,666,000 $ 151,000 $ 33,000
Jefferson County Kentucky 11 $ 2,453,000 $ 223,000 $ 54,000
York County Maine 11 $ 1,974,000 $ 179,000 $ 110,000
Macomb County Michigan 11 $ 1,892,000 $ 172,000 $ 48,000
Wayne County Michigan 11 $ 1,713,000 $ 155,000 $ 56,000
Scott County Minnesota 11 $ 2,542,000 $ 231,000 $ 78,000
Wright County Minnesota 11 $ 2,128,000 $ 193,000 $ 78,000
Buchanan County Missouri 11 $ 1,080,000 $ 98,000 $ 50,000
Clay County Missouri 11 $ 2,163,000 $ 196,000 $ 64,000
Ontario County New York 11 $ 1,468,000 $ 133,000 $ 44,000
Wayne County New York 11 $ 1,259,000 $ 114,000 $ 59,000
Johnston County North Carolina 11 $ 2,015,000 $ 183,000 $ 40,000
New Hanover County North Carolina 11 $ 2,329,000 $ 211,000 $ 106,000
Williams County North Dakota 11 $ 1,310,000 $ 119,000 $ 67,000
Greenville County South Carolina 11 $ 1,949,000 $ 177,000 $ 59,000
Rutherford County Tennessee 11 $ 2,412,000 $ 219,000 $ 70,000
Hanover County Virginia 11 $ 2,297,000 $ 208,000 $ 60,000
James City County Virginia 11 $ 3,051,000 $ 277,000 $ 49,000
Clark County Washington 11 $ 2,823,000 $ 256,000 $ 58,000
Kitsap County Washington 11 $ 2,430,000 $ 220,000 $ 36,000
Spokane County Washington 11 $ 2,524,000 $ 229,000 $ 63,000
Monongalia County West Virginia 11 $ 1,885,000 $ 171,000 $ 64,000
Middlesex County Connecticut 10 $ 3,064,000 $ 306,000 $ 91,000
Fayette County Georgia 10 $ 2,193,000 $ 219,000 $ 75,000
Hall County Georgia 10 $ 1,572,000 $ 157,000 $ 53,000
Kendall County Illinois 10 $ 1,877,000 $ 187,000 $ 84,000
Ascension County Louisiana 10 $ 2,305,000 $ 230,000 $ 91,000
Livingston County Louisiana 10 $ 1,580,000 $ 158,000 $ 60,000
Orleans County Louisiana 10 $ 2,635,000 $ 263,000 $ 71,000
St. Louis County Missouri 10 $ 1,949,000 $ 194,000 $ 73,000
Warren County New York 10 $ 1,594,000 $ 159,000 $ 66,000
Brunswick County North Carolina 10 $ 2,031,000 $ 203,000 $ 59,000
Buncombe County North Carolina 10 $ 1,875,000 $ 187,000 $ 55,000
Lake County Ohio 10 $ 1,762,000 $ 176,000 $ 77,000
Lehigh County Pennsylvania 10 $ 1,778,000 $ 177,000 $ 73,000
Pennington County South Dakota 10 $ 1,600,000 $ 160,000 $ 50,000
Franklin County Vermont 10 $ 1,740,000 $ 174,000 $ 61,000
Newport News County Virginia 10 $ 2,405,000 $ 240,000 $ 50,000
Benton County Washington 10 $ 1,930,000 $ 193,000 $ 124,000
Shelby County Alabama 9 $ 1,755,000 $ 195,000 $ 40,000
Yavapai County Arizona 9 $ 1,990,000 $ 221,000 $ 118,000
Kings County California 9 $ 1,898,000 $ 210,000 $ 95,000
Pueblo County Colorado 9 $ 1,469,000 $ 163,000 $ 48,000
Marion County Florida 9 $ 1,755,000 $ 195,000 $ 95,000
Pasco County Florida 9 $ 1,428,000 $ 158,000 $ 42,000
Chatham County Georgia 9 $ 1,775,000 $ 197,000 $ 54,000
Clayton County Georgia 9 $ 1,103,000 $ 122,000 $ 28,000
Lafayette County Louisiana 9 $ 1,642,000 $ 182,000 $ 63,000
Cecil County Maryland 9 $ 2,262,000 $ 251,000 $ 81,000
Hunterdon County New Jersey 9 $ 3,086,000 $ 342,000 $ 132,000
Jefferson County New York 9 $ 1,920,000 $ 213,000 $ 47,000
Montgomery County Ohio 9 $ 1,556,000 $ 172,000 $ 36,000
Jefferson County Alabama 8 $ 1,155,000 $ 144,000 $ 57,000
Okaloosa County Florida 8 $ 1,381,000 $ 172,000 $ 24,000
Sarasota County Florida 8 $ 1,889,000 $ 236,000 $ 94,000
Volusia County Florida 8 $ 1,138,000 $ 142,000 $ 48,000
Coweta County Georgia 8 $ 1,597,000 $ 199,000 $ 170,000
Muscogee County Georgia 8 $ 1,677,000 $ 209,000 $ 83,000
Newton County Georgia 8 $ 1,641,000 $ 205,000 $ 52,000
Madison County Illinois 8 $ 1,201,000 $ 150,000 $ 60,000
St. Clair County Illinois 8 $ 1,388,000 $ 173,000 $ 64,000
Hamilton County Indiana 8 $ 1,601,000 $ 200,000 $ 74,000
Scott County Iowa 8 $ 2,735,000 $ 341,000 $ 135,000
Cumberland County New Jersey 8 $ 1,334,000 $ 166,000 $ 52,000
Sandoval County New Mexico 8 $ 1,967,000 $ 245,000 $ 90,000
Durham County North Carolina 8 $ 1,205,000 $ 150,000 $ 64,000
Gaston County North Carolina 8 $ 1,210,000 $ 151,000 $ 78,000
Henderson County North Carolina 8 $ 1,605,000 $ 200,000 $ 82,000
Morton County North Dakota 8 $ 1,079,000 $ 134,000 $ 56,000
Adams County Pennsylvania 8 $ 1,632,000 $ 204,000 $ 71,000
Carbon County Pennsylvania 8 $ 1,376,000 $ 172,000 $ 82,000
Pike County Pennsylvania 8 $ 1,231,000 $ 153,000 $ 53,000
Alexandria County Virginia 8 $ 2,512,000 $ 314,000 $ 115,000
Arlington County Virginia 8 $ 3,302,000 $ 412,000 $ 117,000
Caroline County Virginia 8 $ 1,522,000 $ 190,000 $ 74,000
Westmoreland County Virginia 8 $ 1,865,000 $ 233,000 $ 134,000
Madison County Alabama 7 $ 1,352,000 $ 193,000 $ 168,000
Coconino County Arizona 7 $ 1,513,000 $ 216,000 $ 137,000
Yuma County Arizona 7 $ 1,538,000 $ 219,000 $ 32,000
Napa County California 7 $ 1,966,000 $ 280,000 $ 97,000
Windham County Connecticut 7 $ 1,465,000 $ 209,000 $ 42,000
Seminole County Florida 7 $ 1,301,000 $ 185,000 $ 56,000
Henry County Georgia 7 $ 1,299,000 $ 185,000 $ 76,000
Paulding County Georgia 7 $ 1,005,000 $ 143,000 $ 40,000
Caddo County Louisiana 7 $ 1,315,000 $ 187,000 $ 90,000
St. Tammany County Louisiana 7 $ 1,315,000 $ 187,000 $ 89,000
Wicomico County Maryland 7 $ 1,069,000 $ 152,000 $ 43,000
Worcester County Maryland 7 $ 1,670,000 $ 238,000 $ 85,000
Gallatin County Montana 7 $ 1,436,000 $ 205,000 $ 32,000
Douglas County Nebraska 7 $ 1,146,000 $ 163,000 $ 75,000
Cheshire County New Hampshire 7 $ 1,288,000 $ 184,000 $ 58,000
Grafton County New Hampshire 7 $ 1,898,000 $ 271,000 $ 64,000
Cape May County New Jersey 7 $ 1,898,000 $ 271,000 $ 142,000
Salem County New Jersey 7 $ 1,276,000 $ 182,000 $ 68,000
Chemung County New York 7 $ 519,000 $ 74,000 $ 46,000
Montgomery County New York 7 $ 889,000 $ 127,000 $ 52,000
Craven County North Carolina 7 $ 1,131,000 $ 161,000 $ 47,000
Davidson County North Carolina 7 $ 1,023,000 $ 146,000 $ 59,000
Orange County North Carolina 7 $ 1,416,000 $ 202,000 $ 42,000
Rowan County North Carolina 7 $ 906,000 $ 129,000 $ 37,000
Hamilton County Ohio 7 $ 1,225,000 $ 175,000 $ 92,000
Tulsa County Oklahoma 7 $ 1,451,000 $ 207,000 $ 65,000
Lane County Oregon 7 $ 1,473,000 $ 210,000 $ 43,000
Marion County Oregon 7 $ 1,354,000 $ 193,000 $ 70,000
Multnomah County Oregon 7 $ 1,585,000 $ 226,000 $ 112,000
Galveston County Texas 7 $ 1,555,000 $ 222,000 $ 129,000
Tooele County Utah 7 $ 1,337,000 $ 191,000 $ 61,000
Fauquier County Virginia 7 $ 2,075,000 $ 296,000 $ 90,000
Roanoke City County Virginia 7 $ 934,000 $ 133,000 $ 50,000
Laramie County Wyoming 7 $ 1,490,000 $ 212,000 $ 69,000
Baldwin County Alabama 6 $ 1,241,000 $ 206,000 $ 64,000
Pulaski County Arkansas 6 $ 1,001,000 $ 166,000 $ 30,000
Merced County California 6 $ 854,000 $ 142,000 $ 76,000
Monterey County California 6 $ 1,883,000 $ 313,000 $ 220,000
Sutter County California 6 $ 1,443,000 $ 240,000 $ 49,000
Garfield County Colorado 6 $ 1,562,000 $ 260,000 $ 82,000
Bay County Florida 6 $ 1,725,000 $ 287,000 $ 66,000
Lowndes County Georgia 6 $ 1,272,000 $ 212,000 $ 53,000
Kent County Maryland 6 $ 1,139,000 $ 189,000 $ 62,000
Hampshire County Massachusetts 6 $ 1,221,000 $ 203,000 $ 65,000
Douglas County Nevada 6 $ 1,301,000 $ 216,000 $ 67,000
Sussex County New Jersey 6 $ 1,057,000 $ 176,000 $ 56,000
Alamance County North Carolina 6 $ 898,000 $ 149,000 $ 69,000
Harnett County North Carolina 6 $ 1,218,000 $ 203,000 $ 41,000
Clark County Ohio 6 $ 564,000 $ 94,000 $ 43,000
Medina County Ohio 6 $ 1,059,000 $ 176,000 $ 66,000
Warren County Ohio 6 $ 1,118,000 $ 186,000 $ 88,000
Richland County South Carolina 6 $ 987,000 $ 164,000 $ 31,000
Sumner County Tennessee 6 $ 714,000 $ 119,000 $ 63,000
Hays County Texas 6 $ 982,000 $ 163,000 $ 99,000
Hidalgo County Texas 6 $ 1,152,000 $ 192,000 $ 42,000
Montgomery County Alabama 5 $ 1,126,000 $ 225,000 $ 88,000
Fairbanks North Star County Alaska 5 $ 1,147,000 $ 229,000 $ 43,000
Cochise County Arizona 5 $ 1,072,000 $ 214,000 $ 18,000
Imperial County California 5 $ 957,000 $ 191,000 $ 68,000
Nevada County California 5 $ 846,000 $ 169,000 $ 55,000
San Benito County California 5 $ 1,409,000 $ 281,000 $ 82,000
Litchfield County Connecticut 5 $ 1,545,000 $ 309,000 $ 82,000
Alachua County Florida 5 $ 821,000 $ 164,000 $ 49,000
Polk County Florida 5 $ 764,000 $ 152,000 $ 33,000
Santa Rosa County Florida 5 $ 904,000 $ 180,000 $ 50,000
Houston County Georgia 5 $ 1,106,000 $ 221,000 $ 74,000
Kauai County Hawaii 5 $ 2,755,000 $ 551,000 $ 264,000
Rock Island County Illinois 5 $ 681,000 $ 136,000 $ 253,000
Dallas County Iowa 5 $ 1,023,000 $ 204,000 $ 66,000
Leavenworth County Kansas 5 $ 955,000 $ 191,000 $ 63,000
Franklin County Massachusetts 5 $ 971,000 $ 194,000 $ 60,000
Kent County Michigan 5 $ 963,000 $ 192,000 $ 81,000
Washtenaw County Michigan 5 $ 1,328,000 $ 265,000 $ 144,000
Morrison County Minnesota 5 $ 574,000 $ 114,000 $ 66,000
Hinds County Mississippi 5 $ 540,000 $ 108,000 $ 31,000
Platte County Missouri 5 $ 1,253,000 $ 250,000 $ 81,000
St. Charles County Missouri 5 $ 994,000 $ 198,000 $ 67,000
Flathead County Montana 5 $ 1,338,000 $ 267,000 $ 42,000
Carson City County Nevada 5 $ 1,401,000 $ 280,000 $ 36,000
Strafford County New Hampshire 5 $ 1,652,000 $ 330,000 $ 89,000
Livingston County New York 5 $ 557,000 $ 111,000 $ 56,000
Onondaga County New York 5 $ 1,232,000 $ 246,000 $ 130,000
Steuben County New York 5 $ 777,000 $ 155,000 $ 69,000
Currituck County North Carolina 5 $ 1,130,000 $ 226,000 $ 42,000
Mercer County North Dakota 5 $ 725,000 $ 145,000 $ 83,000
Geauga County Ohio 5 $ 1,489,000 $ 297,000 $ 142,000
Beaver County Pennsylvania 5 $ 861,000 $ 172,000 $ 87,000
Franklin County Pennsylvania 5 $ 1,076,000 $ 215,000 $ 65,000
Lackawanna County Pennsylvania 5 $ 678,000 $ 135,000 $ 46,000
Luzerne County Pennsylvania 5 $ 915,000 $ 183,000 $ 93,000
Lexington County South Carolina 5 $ 1,027,000 $ 205,000 $ 50,000
Bell County Texas 5 $ 868,000 $ 173,000 $ 31,000
Grayson County Texas 5 $ 943,000 $ 188,000 $ 105,000
Jefferson County Texas 5 $ 836,000 $ 167,000 $ 46,000
Rockwall County Texas 5 $ 1,115,000 $ 223,000 $ 66,000
Summit County Utah 5 $ 1,494,000 $ 298,000 $ 85,000
Wasatch County Utah 5 $ 1,338,000 $ 267,000 $ 74,000
Weber County Utah 5 $ 530,000 $ 106,000 $ 34,000
Manassas Park County Virginia 5 $ 843,000 $ 168,000 $ 178,000
Portsmouth County Virginia 5 $ 853,000 $ 170,000 $ 46,000
Suffolk County Virginia 5 $ 1,304,000 $ 260,000 $ 48,000
Dane County Wisconsin 5 $ 1,538,000 $ 307,000 $ 76,000
Milwaukee County Wisconsin 5 $ 994,000 $ 198,000 $ 71,000
Juneau County Alaska 4 $ 1,226,000 $ 306,000 $ 86,000
Navajo County Arizona 4 $ 798,000 $ 199,000 $ 56,000
Shasta County California 4 $ 816,000 $ 204,000 $ 43,000
Tuolumne County California 4 $ 819,000 $ 204,000 $ 46,000
Broomfield County Colorado 4 $ 930,000 $ 232,000 $ 65,000
La Plata County Colorado 4 $ 1,094,000 $ 273,000 $ 95,000
Park County Colorado 4 $ 1,165,000 $ 291,000 $ 44,000
Summit County Colorado 4 $ 1,509,000 $ 377,000 $ 191,000
Brevard County Florida 4 $ 842,000 $ 210,000 $ 0
Broward County Florida 4 $ 862,000 $ 215,000 $ 125,000
Clay County Florida 4 $ 682,000 $ 170,000 $ 36,000
Nassau County Florida 4 $ 920,000 $ 230,000 $ 42,000
St. Lucie County Florida 4 $ 601,000 $ 150,000 $ 43,000
Walton County Florida 4 $ 842,000 $ 210,000 $ 84,000
Bartow County Georgia 4 $ 591,000 $ 147,000 $ 28,000
Bryan County Georgia 4 $ 920,000 $ 230,000 $ 14,000
Columbia County Georgia 4 $ 697,000 $ 174,000 $ 58,000
Liberty County Georgia 4 $ 737,000 $ 184,000 $ 14,000
Richmond County Georgia 4 $ 688,000 $ 172,000 $ 33,000
Maui County Hawaii 4 $ 1,271,000 $ 317,000 $ 70,000
Bonneville County Idaho 4 $ 637,000 $ 159,000 $ 58,000
Monroe County Illinois 4 $ 841,000 $ 210,000 $ 97,000
Porter County Indiana 4 $ 844,000 $ 211,000 $ 74,000
Story County Iowa 4 $ 524,000 $ 131,000 $ 32,000
Beauregard County Louisiana 4 $ 1,043,000 $ 260,000 $ 64,000
Bossier County Louisiana 4 $ 751,000 $ 187,000 $ 57,000
St. John the Baptist County Louisiana 4 $ 756,000 $ 189,000 $ 49,000
Otter Tail County Minnesota 4 $ 973,000 $ 243,000 $ 76,000
Harrison County Mississippi 4 $ 737,000 $ 184,000 $ 64,000
Lewis and Clark County Montana 4 $ 923,000 $ 230,000 $ 121,000
Park County Montana 4 $ 999,000 $ 249,000 $ 354,000
Warren County New Jersey 4 $ 1,115,000 $ 278,000 $ 127,000
Eddy County New Mexico 4 $ 847,000 $ 211,000 $ 64,000
Santa Fe County New Mexico 4 $ 1,359,000 $ 339,000 $ 98,000
Valencia County New Mexico 4 $ 671,000 $ 167,000 $ 19,000
Essex County New York 4 $ 589,000 $ 147,000 $ 45,000
Oswego County New York 4 $ 415,000 $ 103,000 $ 71,000
Washington County New York 4 $ 596,000 $ 149,000 $ 55,000
Davie County North Carolina 4 $ 630,000 $ 157,000 $ 65,000
Nash County North Carolina 4 $ 686,000 $ 171,000 $ 79,000
Randolph County North Carolina 4 $ 666,000 $ 166,000 $ 61,000
Hettinger County North Dakota 4 $ 419,000 $ 104,000 $ 58,000
Clermont County Ohio 4 $ 854,000 $ 213,000 $ 36,000
Licking County Ohio 4 $ 610,000 $ 152,000 $ 63,000
Lorain County Ohio 4 $ 736,000 $ 184,000 $ 51,000
Stark County Ohio 4 $ 706,000 $ 176,000 $ 54,000
Union County Ohio 4 $ 711,000 $ 177,000 $ 36,000
Wood County Ohio 4 $ 730,000 $ 182,000 $ 54,000
Canadian County Oklahoma 4 $ 937,000 $ 234,000 $ 42,000
Clackamas County Oregon 4 $ 988,000 $ 247,000 $ 83,000
Coos County Oregon 4 $ 670,000 $ 167,000 $ 44,000
Butler County Pennsylvania 4 $ 911,000 $ 227,000 $ 83,000
Centre County Pennsylvania 4 $ 733,000 $ 183,000 $ 61,000
Dauphin County Pennsylvania 4 $ 699,000 $ 174,000 $ 39,000
Newport County Rhode Island 4 $ 933,000 $ 233,000 $ 92,000
Aiken County South Carolina 4 $ 366,000 $ 91,000 $ 32,000
Charleston County South Carolina 4 $ 1,310,000 $ 327,000 $ 135,000
Cannon County Tennessee 4 $ 1,109,000 $ 277,000 $ 94,000
Hamilton County Tennessee 4 $ 620,000 $ 155,000 $ 46,000
Williamson County Tennessee 4 $ 1,091,000 $ 272,000 $ 100,000
Taylor County Texas 4 $ 903,000 $ 225,000 $ 35,000
Millard County Utah 4 $ 786,000 $ 196,000 $ 71,000
Bennington County Vermont 4 $ 725,000 $ 181,000 $ 101,000
Dinwiddie County Virginia 4 $ 1,104,000 $ 276,000 $ 43,000
Fairfax City County Virginia 4 $ 1,437,000 $ 359,000 $ 172,000
Fredericksburg County Virginia 4 $ 860,000 $ 215,000 $ 48,000
Gloucester County Virginia 4 $ 763,000 $ 190,000 $ 39,000
Hampton County Virginia 4 $ 959,000 $ 239,000 $ 21,000
Louisa County Virginia 4 $ 839,000 $ 209,000 $ 55,000
Manassas County Virginia 4 $ 1,177,000 $ 294,000 $ 133,000
New Kent County Virginia 4 $ 1,022,000 $ 255,000 $ 98,000
Island County Washington 4 $ 893,000 $ 223,000 $ 43,000
Waukesha County Wisconsin 4 $ 813,000 $ 203,000 $ 112,000
Fremont County Wyoming 4 $ 521,000 $ 130,000 $ 103,000
Mobile County Alabama 3 $ 620,000 $ 206,000 $ 75,000
St. Clair County Alabama 3 $ 588,000 $ 196,000 $ 53,000
Tuscaloosa County Alabama 3 $ 390,000 $ 130,000 $ 130,000
Southeast Fairbanks County Alaska 3 $ 466,000 $ 155,000 $ 49,000
Faulkner County Arkansas 3 $ 570,000 $ 190,000 $ 30,000
Madera County California 3 $ 653,000 $ 217,000 $ 33,000
Lake County Colorado 3 $ 515,000 $ 171,000 $ 97,000
Routt County Colorado 3 $ 876,000 $ 292,000 $ 77,000
Charlotte County Florida 3 $ 350,000 $ 116,000 $ 28,000
Leon County Florida 3 $ 536,000 $ 178,000 $ 65,000
Manatee County Florida 3 $ 475,000 $ 158,000 $ 66,000
Bibb County Georgia 3 $ 353,000 $ 117,000 $ 9,000
Camden County Georgia 3 $ 667,000 $ 222,000 $ 53,000
Jackson County Georgia 3 $ 263,000 $ 87,000 $ 44,000
Kootenai County Idaho 3 $ 551,000 $ 183,000 $ 10,000
McLean County Illinois 3 $ 684,000 $ 228,000 $ 115,000
Allen County Indiana 3 $ 634,000 $ 211,000 $ 66,000
St. Joseph County Indiana 3 $ 462,000 $ 154,000 $ 59,000
Page:

Mortgage Loan Application Detail Totals for Home Savings Of America in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,184 $2,334,093,000 $254,000 $1,305,000 $88,000 $1,633,000
Home Purchase 4,758 $1,051,535,000 $221,000 $756,000 $80,000 $1,090,000
Home Improvement 228 $49,636,000 $217,000 $417,000 $85,000 $284,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,052 $2,177,392,000 $240,000 $1,305,000 $89,000 $1,633,000
Hispanic 1,416 $287,913,000 $203,000 $700,000 $62,000 $473,000
Not Provided 1,397 $369,826,000 $264,000 $743,000 $84,000 $1,054,000
Black or African American 1,137 $247,584,000 $217,000 $1,149,000 $65,000 $708,000
Asian 1,077 $328,861,000 $305,000 $745,000 $102,000 $730,000
Native Hawaiian or Other Pacific Islander 52 $14,443,000 $277,000 $712,000 $81,000 $426,000
American Indian or Alaskan Native 38 $9,096,000 $239,000 $729,000 $69,000 $193,000
Not applicable 1 $149,000 $149,000 $149,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,890 $1,798,530,000 $261,000 $1,305,000 $108,000 $1,633,000
FHA-insured (Federal Housing Administration) 5,931 $1,319,093,000 $222,000 $1,149,000 $70,000 $708,000
VA-guaranteed (Veterans Administration) 1,299 $310,868,000 $239,000 $756,000 $29,000 $690,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 50 $6,773,000 $135,000 $281,000 $46,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,098 $1,948,142,000 $240,000 $800,000 $85,000 $1,633,000
Application Denied By Financial Institution 4,557 $1,113,867,000 $244,000 $1,305,000 $84,000 $1,448,000
Application Approved But Not Accepted 866 $209,862,000 $242,000 $730,000 $79,000 $730,000
Application Withdrawn By Applicant 585 $146,760,000 $250,000 $773,000 $90,000 $690,000
File Closed For Incompleteness 64 $16,633,000 $259,000 $773,000 $125,000 $1,054,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 1,926 $481,543,000 $250,000 $1,305,000 $89,000 $1,448,000
Debt-To-Income Ratio 742 $185,589,000 $250,000 $730,000 $67,000 $918,000
Other 648 $151,809,000 $234,000 $1,149,000 $87,000 $708,000
Collateral 532 $128,327,000 $241,000 $698,000 $92,000 $855,000
Credit History 283 $59,700,000 $210,000 $709,000 $69,000 $777,000
Unverifiable Information 266 $67,076,000 $252,000 $730,000 $89,000 $520,000
Employment History 99 $22,746,000 $229,000 $725,000 $82,000 $1,080,000
Insufficient Cash (Downpayment, Closing Cost) 35 $9,209,000 $263,000 $588,000 $87,000 $239,000
Mortgage Insurance Denied 26 $7,868,000 $302,000 $605,000 $100,000 $225,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Savings Of America's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Savings Of America's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet with aggregated HMDA statistics today.

Download the Minnesota Lender List