Homebanc, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Homebanc, N.A. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homebanc, N.A. 3704 W. Lake Mary Blvd Lake Mary, FL 32746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 463 |
| Total Mortgage Loan Application Amount | $306,200,000 |
| Average Mortgage Loan Application Amount | $707,000 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $32,000 |
| Highest Applicant Income | $1,463,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Homebanc, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homebanc, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Homebanc, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homebanc, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Homebanc, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homebanc, N.A.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hillsborough County Florida | 55 | $ 26,345,000 | $ 479,000 | $ 91,000 |
| Pinellas County Florida | 46 | $ 16,022,000 | $ 348,000 | $ 172,000 |
| Cook County Illinois | 24 | $ 21,734,000 | $ 905,000 | $ 0 |
| Pasco County Florida | 22 | $ 4,356,000 | $ 198,000 | $ 80,000 |
| Los Angeles County California | 21 | $ 14,724,000 | $ 701,000 | $ 0 |
| Dallas County Texas | 17 | $ 11,310,000 | $ 665,000 | $ 0 |
| Travis County Texas | 13 | $ 9,950,000 | $ 765,000 | $ 0 |
| DuPage County Illinois | 12 | $ 9,608,000 | $ 800,000 | $ 0 |
| Manatee County Florida | 11 | $ 5,427,000 | $ 493,000 | $ 98,000 |
| Maricopa County Arizona | 10 | $ 7,377,000 | $ 737,000 | $ 0 |
| Alachua County Florida | 10 | $ 1,900,000 | $ 190,000 | $ 142,000 |
| Harris County Texas | 10 | $ 6,184,000 | $ 618,000 | $ 0 |
| Orange County California | 9 | $ 7,504,000 | $ 833,000 | $ 0 |
| San Mateo County California | 8 | $ 8,843,000 | $ 1,105,000 | $ 0 |
| King County Washington | 7 | $ 5,022,000 | $ 717,000 | $ 0 |
| Santa Clara County California | 6 | $ 4,436,000 | $ 739,000 | $ 0 |
| Orange County Florida | 6 | $ 4,459,000 | $ 743,000 | $ 0 |
| Palm Beach County Florida | 5 | $ 3,259,000 | $ 651,000 | $ 0 |
| Lake County Illinois | 5 | $ 2,994,000 | $ 598,000 | $ 0 |
| Will County Illinois | 5 | $ 2,527,000 | $ 505,000 | $ 0 |
| Collin County Texas | 5 | $ 4,204,000 | $ 840,000 | $ 0 |
| Tarrant County Texas | 5 | $ 2,757,000 | $ 551,000 | $ 0 |
| Miami-Dade County Florida | 4 | $ 3,466,000 | $ 866,000 | $ 0 |
| Polk County Florida | 4 | $ 852,000 | $ 213,000 | $ 83,000 |
| Morris County New Jersey | 4 | $ 3,191,000 | $ 797,000 | $ 0 |
| San Diego County California | 3 | $ 2,947,000 | $ 982,000 | $ 0 |
| Ventura County California | 3 | $ 2,272,000 | $ 757,000 | $ 0 |
| Broward County Florida | 3 | $ 1,702,000 | $ 567,000 | $ 0 |
| Collier County Florida | 3 | $ 2,763,000 | $ 921,000 | $ 0 |
| Seminole County Florida | 3 | $ 5,365,000 | $ 1,788,000 | $ 62,000 |
| Volusia County Florida | 3 | $ 4,631,000 | $ 1,543,000 | $ 19,000 |
| Fulton County Georgia | 3 | $ 2,204,000 | $ 734,000 | $ 0 |
| Montgomery County Maryland | 3 | $ 2,399,000 | $ 799,000 | $ 0 |
| Fairfax County Virginia | 3 | $ 2,577,000 | $ 859,000 | $ 0 |
| Virginia Beach County Virginia | 3 | $ 1,616,000 | $ 538,000 | $ 0 |
| Alameda County California | 2 | $ 1,065,000 | $ 532,000 | $ 0 |
| Sonoma County California | 2 | $ 1,598,000 | $ 799,000 | $ 0 |
| Hernando County Florida | 2 | $ 209,000 | $ 104,000 | $ 116,000 |
| Walton County Florida | 2 | $ 1,075,000 | $ 537,000 | $ 0 |
| Chatham County Georgia | 2 | $ 1,501,000 | $ 750,000 | $ 0 |
| Kane County Illinois | 2 | $ 1,036,000 | $ 518,000 | $ 0 |
| McHenry County Illinois | 2 | $ 1,353,000 | $ 676,000 | $ 0 |
| Rock Island County Illinois | 2 | $ 816,000 | $ 408,000 | $ 0 |
| Lake County Indiana | 2 | $ 803,000 | $ 401,000 | $ 0 |
| Ouachita County Louisiana | 2 | $ 1,007,000 | $ 503,000 | $ 0 |
| Barnstable County Massachusetts | 2 | $ 1,356,000 | $ 678,000 | $ 0 |
| Macomb County Michigan | 2 | $ 1,531,000 | $ 765,000 | $ 0 |
| Wayne County Michigan | 2 | $ 5,203,000 | $ 2,601,000 | $ 0 |
| Lafayette County Mississippi | 2 | $ 1,421,000 | $ 710,000 | $ 0 |
| New York County New York | 2 | $ 2,711,000 | $ 1,355,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 1,920,000 | $ 960,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 2,773,000 | $ 1,386,000 | $ 0 |
| Fort Bend County Texas | 2 | $ 1,230,000 | $ 615,000 | $ 0 |
| Loudoun County Virginia | 2 | $ 1,899,000 | $ 949,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 899,000 | $ 899,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 899,000 | $ 899,000 | $ 0 |
| Pima County Arizona | 1 | $ 696,000 | $ 696,000 | $ 0 |
| Pinal County Arizona | 1 | $ 483,000 | $ 483,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 791,000 | $ 791,000 | $ 0 |
| Washington County Arkansas | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
| Contra Costa County California | 1 | $ 751,000 | $ 751,000 | $ 0 |
| Placer County California | 1 | $ 960,000 | $ 960,000 | $ 0 |
| Riverside County California | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Santa Cruz County California | 1 | $ 724,000 | $ 724,000 | $ 0 |
| Boulder County Colorado | 1 | $ 839,000 | $ 839,000 | $ 0 |
| Denver County Colorado | 1 | $ 787,000 | $ 787,000 | $ 0 |
| Eagle County Colorado | 1 | $ 610,000 | $ 610,000 | $ 0 |
| El Paso County Colorado | 1 | $ 643,000 | $ 643,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 675,000 | $ 675,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Clay County Florida | 1 | $ 129,000 | $ 129,000 | $ 50,000 |
| Escambia County Florida | 1 | $ 474,000 | $ 474,000 | $ 0 |
| Indian River County Florida | 1 | $ 613,000 | $ 613,000 | $ 0 |
| Lee County Florida | 1 | $ 238,000 | $ 238,000 | $ 172,000 |
| Leon County Florida | 1 | $ 1,185,000 | $ 1,185,000 | $ 0 |
| Osceola County Florida | 1 | $ 1,800,000 | $ 1,800,000 | $ 0 |
| St. Johns County Florida | 1 | $ 535,000 | $ 535,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 214,000 | $ 214,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 473,000 | $ 473,000 | $ 0 |
| Greene County Georgia | 1 | $ 1,215,000 | $ 1,215,000 | $ 0 |
| Porter County Indiana | 1 | $ 517,000 | $ 517,000 | $ 0 |
| Scott County Iowa | 1 | $ 1,118,000 | $ 1,118,000 | $ 0 |
| Johnson County Kansas | 1 | $ 908,000 | $ 908,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Worcester County Maryland | 1 | $ 582,000 | $ 582,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 551,000 | $ 551,000 | $ 0 |
| Genesee County Michigan | 1 | $ 2,625,000 | $ 2,625,000 | $ 0 |
| Mackinac County Michigan | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Oakland County Michigan | 1 | $ 800,000 | $ 800,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 5,000,000 | $ 5,000,000 | $ 0 |
| Flathead County Montana | 1 | $ 1,070,000 | $ 1,070,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 777,000 | $ 777,000 | $ 0 |
| Union County New Jersey | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Dutchess County New York | 1 | $ 1,430,000 | $ 1,430,000 | $ 0 |
| Kings County New York | 1 | $ 712,000 | $ 712,000 | $ 0 |
| Niagara County New York | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Ontario County New York | 1 | $ 407,000 | $ 407,000 | $ 0 |
| Westchester County New York | 1 | $ 422,000 | $ 422,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 682,000 | $ 682,000 | $ 0 |
| Montgomery County North Carolina | 1 | $ 1,862,000 | $ 1,862,000 | $ 0 |
| Franklin County Ohio | 1 | $ 1,440,000 | $ 1,440,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 581,000 | $ 581,000 | $ 0 |
| Lane County Oregon | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 897,000 | $ 897,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 959,000 | $ 959,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 562,000 | $ 562,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 880,000 | $ 880,000 | $ 0 |
| Bexar County Texas | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Denton County Texas | 1 | $ 861,000 | $ 861,000 | $ 0 |
| Johnson County Texas | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Kendall County Texas | 1 | $ 744,000 | $ 744,000 | $ 0 |
| Lubbock County Texas | 1 | $ 571,000 | $ 571,000 | $ 0 |
| Montgomery County Texas | 1 | $ 481,000 | $ 481,000 | $ 0 |
| Nueces County Texas | 1 | $ 542,000 | $ 542,000 | $ 0 |
| Summit County Utah | 1 | $ 468,000 | $ 468,000 | $ 0 |
| Washington County Utah | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Windham County Vermont | 1 | $ 556,000 | $ 556,000 | $ 0 |
| Arlington County Virginia | 1 | $ 1,416,000 | $ 1,416,000 | $ 0 |
| Henrico County Virginia | 1 | $ 859,000 | $ 859,000 | $ 0 |
| Prince William County Virginia | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Pierce County Washington | 1 | $ 512,000 | $ 512,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 557,000 | $ 557,000 | $ 0 |
Mortgage Loan Application Detail Totals for Homebanc, N.A. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 294 | $157,538,000 | $535,000 | $2,625,000 | $57,000 | $1,463,000 |
| Refinancing | 169 | $148,662,000 | $879,000 | $5,000,000 | $7,000 | $332,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 320 | $272,807,000 | $852,000 | $5,000,000 | $0 | $0 |
| White | 106 | $25,488,000 | $240,000 | $1,080,000 | $143,000 | $1,463,000 |
| Not Provided | 13 | $2,135,000 | $164,000 | $309,000 | $91,000 | $200,000 |
| Black or African American | 10 | $2,178,000 | $217,000 | $417,000 | $83,000 | $120,000 |
| Hispanic | 9 | $2,580,000 | $286,000 | $952,000 | $63,000 | $120,000 |
| Asian | 5 | $1,012,000 | $202,000 | $280,000 | $93,000 | $176,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 422 | $298,202,000 | $706,000 | $5,000,000 | $36,000 | $1,463,000 |
| FHA-insured (Federal Housing Administration) | 21 | $4,064,000 | $193,000 | $298,000 | $74,000 | $184,000 |
| VA-guaranteed (Veterans Administration) | 11 | $2,584,000 | $234,000 | $417,000 | $81,000 | $202,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,350,000 | $150,000 | $216,000 | $48,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 293 | $217,694,000 | $742,000 | $2,346,000 | $0 | $0 |
| Loan Originated | 125 | $48,040,000 | $384,000 | $4,000,000 | $123,000 | $1,463,000 |
| Application Denied By Financial Institution | 24 | $19,293,000 | $803,000 | $4,620,000 | $79,000 | $516,000 |
| Application Withdrawn By Applicant | 14 | $12,431,000 | $887,000 | $5,000,000 | $60,000 | $187,000 |
| Application Approved But Not Accepted | 6 | $8,528,000 | $1,421,000 | $4,030,000 | $20,000 | $61,000 |
| File Closed For Incompleteness | 1 | $214,000 | $214,000 | $214,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 10 | $7,951,000 | $795,000 | $4,620,000 | $50,000 | $160,000 |
| Other | 4 | $5,398,000 | $1,349,000 | $4,000,000 | $65,000 | $200,000 |
| Debt-To-Income Ratio | 4 | $932,000 | $233,000 | $417,000 | $162,000 | $516,000 |
| Credit History | 3 | $3,200,000 | $1,066,000 | $1,723,000 | $75,000 | $226,000 |
| Unverifiable Information | 2 | $762,000 | $381,000 | $508,000 | $140,000 | $240,000 |
| Credit Application Incomplete | 1 | $1,050,000 | $1,050,000 | $1,050,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homebanc, N.A.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homebanc, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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