Hsbc Bank Usa, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Hsbc Bank Usa, National Association 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hsbc Bank Usa, National Association 1800 Tysons Blvd., Suite 50 Mclean, VA 22102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 19,293 |
| Total Mortgage Loan Application Amount | $12,625,885,000 |
| Average Mortgage Loan Application Amount | $543,600 |
| Highest Mortgage Loan Application Amount | $91,255,000 |
| Average Applicant Income | $274,800 |
| Highest Applicant Income | $9,539,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Hsbc Bank Usa, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hsbc Bank Usa, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Hsbc Bank Usa, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hsbc Bank Usa, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Hsbc Bank Usa, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hsbc Bank Usa, National Association's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 2,121 | $ 1,897,335,000 | $ 894,000 | $ 335,000 |
| Santa Clara County California | 1,350 | $ 1,273,330,000 | $ 943,000 | $ 277,000 |
| New York County New York | 1,030 | $ 1,179,330,000 | $ 1,144,000 | $ 558,000 |
| Kings County New York | 1,026 | $ 655,510,000 | $ 638,000 | $ 268,000 |
| Queens County New York | 976 | $ 387,410,000 | $ 396,000 | $ 149,000 |
| Orange County California | 918 | $ 798,200,000 | $ 869,000 | $ 305,000 |
| Westchester County New York | 910 | $ 471,460,000 | $ 518,000 | $ 266,000 |
| Nassau County New York | 767 | $ 414,325,000 | $ 540,000 | $ 235,000 |
| King County Washington | 746 | $ 511,990,000 | $ 686,000 | $ 265,000 |
| Suffolk County New York | 562 | $ 354,920,000 | $ 631,000 | $ 308,000 |
| Miami-Dade County Florida | 552 | $ 408,220,000 | $ 739,000 | $ 333,000 |
| Alameda County California | 516 | $ 373,750,000 | $ 724,000 | $ 238,000 |
| Erie County New York | 491 | $ 85,865,000 | $ 174,000 | $ 105,000 |
| Broward County Florida | 444 | $ 137,530,000 | $ 309,000 | $ 157,000 |
| San Mateo County California | 384 | $ 375,340,000 | $ 977,000 | $ 311,000 |
| Richmond County New York | 373 | $ 132,505,000 | $ 355,000 | $ 126,000 |
| Philadelphia County Pennsylvania | 319 | $ 78,865,000 | $ 247,000 | $ 101,000 |
| Montgomery County Maryland | 315 | $ 146,335,000 | $ 464,000 | $ 223,000 |
| Bronx County New York | 279 | $ 104,275,000 | $ 373,000 | $ 137,000 |
| Contra Costa County California | 268 | $ 163,710,000 | $ 610,000 | $ 203,000 |
| San Francisco County California | 257 | $ 206,795,000 | $ 804,000 | $ 293,000 |
| Fairfield County Connecticut | 240 | $ 188,430,000 | $ 785,000 | $ 364,000 |
| Fairfax County Virginia | 225 | $ 100,565,000 | $ 446,000 | $ 212,000 |
| Palm Beach County Florida | 223 | $ 134,875,000 | $ 604,000 | $ 284,000 |
| District of Columbia County District Of Columbia | 213 | $ 93,385,000 | $ 438,000 | $ 187,000 |
| Bergen County New Jersey | 208 | $ 108,660,000 | $ 522,000 | $ 259,000 |
| Rockland County New York | 182 | $ 64,950,000 | $ 356,000 | $ 158,000 |
| San Diego County California | 181 | $ 157,215,000 | $ 868,000 | $ 356,000 |
| Hudson County New Jersey | 166 | $ 94,340,000 | $ 568,000 | $ 250,000 |
| Essex County New Jersey | 136 | $ 71,140,000 | $ 523,000 | $ 283,000 |
| Morris County New Jersey | 123 | $ 65,225,000 | $ 530,000 | $ 275,000 |
| San Bernardino County California | 104 | $ 42,820,000 | $ 411,000 | $ 186,000 |
| Union County New Jersey | 98 | $ 42,690,000 | $ 435,000 | $ 208,000 |
| Monmouth County New Jersey | 78 | $ 74,880,000 | $ 960,000 | $ 936,000 |
| Riverside County California | 75 | $ 35,805,000 | $ 477,000 | $ 176,000 |
| Middlesex County New Jersey | 67 | $ 23,505,000 | $ 350,000 | $ 194,000 |
| Niagara County New York | 66 | $ 8,630,000 | $ 130,000 | $ 57,000 |
| Cook County Illinois | 65 | $ 69,865,000 | $ 1,074,000 | $ 278,000 |
| Orange County Florida | 60 | $ 19,960,000 | $ 332,000 | $ 211,000 |
| Passaic County New Jersey | 57 | $ 16,795,000 | $ 294,000 | $ 131,000 |
| Orange County New York | 51 | $ 14,905,000 | $ 292,000 | $ 199,000 |
| Osceola County Florida | 48 | $ 12,980,000 | $ 270,000 | $ 186,000 |
| Harris County Texas | 46 | $ 26,700,000 | $ 580,000 | $ 277,000 |
| Putnam County New York | 44 | $ 12,750,000 | $ 289,000 | $ 159,000 |
| Hillsborough County Florida | 42 | $ 19,110,000 | $ 455,000 | $ 209,000 |
| Ventura County California | 41 | $ 31,945,000 | $ 779,000 | $ 330,000 |
| Somerset County New Jersey | 41 | $ 22,745,000 | $ 554,000 | $ 337,000 |
| Snohomish County Washington | 41 | $ 17,795,000 | $ 434,000 | $ 223,000 |
| Maricopa County Arizona | 36 | $ 45,600,000 | $ 1,266,000 | $ 205,000 |
| Alexandria County Virginia | 34 | $ 11,430,000 | $ 336,000 | $ 149,000 |
| Marin County California | 33 | $ 37,375,000 | $ 1,132,000 | $ 466,000 |
| Clark County Nevada | 32 | $ 19,510,000 | $ 609,000 | $ 245,000 |
| Arlington County Virginia | 31 | $ 15,275,000 | $ 492,000 | $ 273,000 |
| Wake County North Carolina | 30 | $ 12,840,000 | $ 428,000 | $ 243,000 |
| Pinellas County Florida | 28 | $ 7,270,000 | $ 259,000 | $ 219,000 |
| Santa Barbara County California | 26 | $ 27,020,000 | $ 1,039,000 | $ 406,000 |
| Sarasota County Florida | 26 | $ 10,540,000 | $ 405,000 | $ 290,000 |
| Fulton County Georgia | 25 | $ 18,385,000 | $ 735,000 | $ 533,000 |
| Middlesex County Massachusetts | 24 | $ 26,400,000 | $ 1,100,000 | $ 391,000 |
| Loudoun County Virginia | 24 | $ 9,760,000 | $ 406,000 | $ 212,000 |
| Lee County Florida | 23 | $ 8,415,000 | $ 365,000 | $ 336,000 |
| Norfolk County Massachusetts | 20 | $ 21,270,000 | $ 1,063,000 | $ 381,000 |
| Travis County Texas | 20 | $ 19,000,000 | $ 950,000 | $ 375,000 |
| Polk County Florida | 19 | $ 3,795,000 | $ 199,000 | $ 146,000 |
| Suffolk County Massachusetts | 19 | $ 25,665,000 | $ 1,350,000 | $ 601,000 |
| New Haven County Connecticut | 18 | $ 5,500,000 | $ 305,000 | $ 215,000 |
| Collier County Florida | 18 | $ 8,260,000 | $ 458,000 | $ 339,000 |
| Mercer County New Jersey | 18 | $ 12,090,000 | $ 671,000 | $ 490,000 |
| Ocean County New Jersey | 18 | $ 9,290,000 | $ 516,000 | $ 208,000 |
| Dallas County Texas | 18 | $ 12,010,000 | $ 667,000 | $ 341,000 |
| Ulster County New York | 17 | $ 5,845,000 | $ 343,000 | $ 234,000 |
| Mecklenburg County North Carolina | 17 | $ 6,715,000 | $ 395,000 | $ 286,000 |
| Dutchess County New York | 16 | $ 3,760,000 | $ 235,000 | $ 139,000 |
| Sacramento County California | 15 | $ 4,125,000 | $ 275,000 | $ 141,000 |
| DuPage County Illinois | 15 | $ 7,705,000 | $ 513,000 | $ 326,000 |
| Montgomery County Pennsylvania | 15 | $ 6,225,000 | $ 415,000 | $ 248,000 |
| Manatee County Florida | 14 | $ 4,970,000 | $ 355,000 | $ 188,000 |
| St. Lucie County Florida | 14 | $ 3,000,000 | $ 214,000 | $ 96,000 |
| Litchfield County Connecticut | 12 | $ 5,660,000 | $ 471,000 | $ 418,000 |
| New Castle County Delaware | 12 | $ 2,340,000 | $ 195,000 | $ 101,000 |
| Lake County Florida | 12 | $ 2,900,000 | $ 241,000 | $ 149,000 |
| Lake County Illinois | 12 | $ 4,960,000 | $ 413,000 | $ 335,000 |
| Monroe County New York | 12 | $ 1,610,000 | $ 134,000 | $ 131,000 |
| Onondaga County New York | 12 | $ 3,100,000 | $ 258,000 | $ 179,000 |
| Monterey County California | 11 | $ 10,285,000 | $ 935,000 | $ 398,000 |
| San Joaquin County California | 11 | $ 4,065,000 | $ 369,000 | $ 180,000 |
| Sonoma County California | 11 | $ 6,915,000 | $ 628,000 | $ 277,000 |
| Volusia County Florida | 11 | $ 2,435,000 | $ 221,000 | $ 99,000 |
| Greene County New York | 11 | $ 2,635,000 | $ 239,000 | $ 239,000 |
| Bucks County Pennsylvania | 11 | $ 6,745,000 | $ 613,000 | $ 272,000 |
| Collin County Texas | 11 | $ 4,185,000 | $ 380,000 | $ 196,000 |
| Tarrant County Texas | 11 | $ 5,195,000 | $ 472,000 | $ 197,000 |
| Placer County California | 10 | $ 5,730,000 | $ 573,000 | $ 256,000 |
| Santa Cruz County California | 10 | $ 6,420,000 | $ 642,000 | $ 235,000 |
| Charlotte County Florida | 10 | $ 1,580,000 | $ 158,000 | $ 109,000 |
| Howard County Maryland | 10 | $ 5,810,000 | $ 581,000 | $ 207,000 |
| Clackamas County Oregon | 10 | $ 4,390,000 | $ 439,000 | $ 241,000 |
| Fresno County California | 9 | $ 2,485,000 | $ 276,000 | $ 192,000 |
| Denver County Colorado | 9 | $ 5,055,000 | $ 561,000 | $ 291,000 |
| Escambia County Florida | 9 | $ 1,435,000 | $ 159,000 | $ 116,000 |
| Indian River County Florida | 9 | $ 1,935,000 | $ 215,000 | $ 192,000 |
| Pasco County Florida | 9 | $ 1,995,000 | $ 221,000 | $ 153,000 |
| Seminole County Florida | 9 | $ 2,225,000 | $ 247,000 | $ 121,000 |
| St. Johns County Florida | 9 | $ 2,045,000 | $ 227,000 | $ 205,000 |
| Prince George's County Maryland | 9 | $ 2,005,000 | $ 222,000 | $ 106,000 |
| Burlington County New Jersey | 9 | $ 2,275,000 | $ 252,000 | $ 156,000 |
| Sullivan County New York | 9 | $ 1,455,000 | $ 161,000 | $ 204,000 |
| Chester County Pennsylvania | 9 | $ 4,095,000 | $ 455,000 | $ 264,000 |
| Davidson County Tennessee | 9 | $ 3,465,000 | $ 385,000 | $ 212,000 |
| Fort Bend County Texas | 9 | $ 3,875,000 | $ 430,000 | $ 211,000 |
| Salt Lake County Utah | 9 | $ 4,955,000 | $ 550,000 | $ 228,000 |
| Fairfax City County Virginia | 9 | $ 2,565,000 | $ 285,000 | $ 134,000 |
| Solano County California | 8 | $ 3,470,000 | $ 433,000 | $ 194,000 |
| Washoe County Nevada | 8 | $ 3,300,000 | $ 412,000 | $ 420,000 |
| Hunterdon County New Jersey | 8 | $ 4,120,000 | $ 515,000 | $ 273,000 |
| Multnomah County Oregon | 8 | $ 3,830,000 | $ 478,000 | $ 252,000 |
| Denton County Texas | 8 | $ 3,730,000 | $ 466,000 | $ 438,000 |
| Prince William County Virginia | 8 | $ 2,700,000 | $ 337,000 | $ 188,000 |
| Yolo County California | 7 | $ 3,285,000 | $ 469,000 | $ 270,000 |
| Eagle County Colorado | 7 | $ 5,855,000 | $ 836,000 | $ 650,000 |
| Hartford County Connecticut | 7 | $ 2,515,000 | $ 359,000 | $ 229,000 |
| Martin County Florida | 7 | $ 2,595,000 | $ 370,000 | $ 255,000 |
| St. Louis County Missouri | 7 | $ 6,425,000 | $ 917,000 | $ 690,000 |
| Delaware County New York | 7 | $ 1,225,000 | $ 175,000 | $ 204,000 |
| Cuyahoga County Ohio | 7 | $ 755,000 | $ 107,000 | $ 239,000 |
| Delaware County Pennsylvania | 7 | $ 4,405,000 | $ 629,000 | $ 202,000 |
| Williamson County Tennessee | 7 | $ 5,015,000 | $ 716,000 | $ 306,000 |
| Williamson County Texas | 7 | $ 2,205,000 | $ 315,000 | $ 171,000 |
| Kitsap County Washington | 7 | $ 4,255,000 | $ 607,000 | $ 370,000 |
| Pierce County Washington | 7 | $ 2,405,000 | $ 343,000 | $ 233,000 |
| El Dorado County California | 6 | $ 3,510,000 | $ 585,000 | $ 262,000 |
| Sussex County Delaware | 6 | $ 1,750,000 | $ 291,000 | $ 255,000 |
| Bay County Florida | 6 | $ 1,030,000 | $ 171,000 | $ 124,000 |
| Brevard County Florida | 6 | $ 1,980,000 | $ 330,000 | $ 124,000 |
| Duval County Florida | 6 | $ 750,000 | $ 125,000 | $ 74,000 |
| Cobb County Georgia | 6 | $ 2,700,000 | $ 450,000 | $ 217,000 |
| Honolulu County Hawaii | 6 | $ 30,040,000 | $ 5,006,000 | $ 452,000 |
| Baltimore County Maryland | 6 | $ 1,700,000 | $ 283,000 | $ 148,000 |
| Baltimore City County Maryland | 6 | $ 830,000 | $ 138,000 | $ 112,000 |
| Oakland County Michigan | 6 | $ 3,560,000 | $ 593,000 | $ 234,000 |
| Camden County New Jersey | 6 | $ 1,290,000 | $ 215,000 | $ 141,000 |
| Pike County Pennsylvania | 6 | $ 1,920,000 | $ 320,000 | $ 342,000 |
| Bexar County Texas | 6 | $ 1,540,000 | $ 256,000 | $ 238,000 |
| Clark County Washington | 6 | $ 1,990,000 | $ 331,000 | $ 153,000 |
| Mohave County Arizona | 5 | $ 2,675,000 | $ 535,000 | $ 204,000 |
| Jefferson County Colorado | 5 | $ 3,875,000 | $ 775,000 | $ 315,000 |
| Pitkin County Colorado | 5 | $ 11,825,000 | $ 2,365,000 | $ 1,368,000 |
| Marion County Florida | 5 | $ 775,000 | $ 155,000 | $ 76,000 |
| DeKalb County Georgia | 5 | $ 1,635,000 | $ 327,000 | $ 306,000 |
| McHenry County Illinois | 5 | $ 1,705,000 | $ 341,000 | $ 0 |
| Will County Illinois | 5 | $ 1,015,000 | $ 203,000 | $ 179,000 |
| Barnstable County Massachusetts | 5 | $ 3,975,000 | $ 795,000 | $ 285,000 |
| Berkshire County Massachusetts | 5 | $ 2,095,000 | $ 419,000 | $ 538,000 |
| Plymouth County Massachusetts | 5 | $ 4,135,000 | $ 827,000 | $ 604,000 |
| Grafton County New Hampshire | 5 | $ 2,495,000 | $ 499,000 | $ 322,000 |
| Cape May County New Jersey | 5 | $ 6,095,000 | $ 1,219,000 | $ 508,000 |
| Sussex County New Jersey | 5 | $ 735,000 | $ 147,000 | $ 123,000 |
| Cattaraugus County New York | 5 | $ 435,000 | $ 87,000 | $ 61,000 |
| Oneida County New York | 5 | $ 475,000 | $ 95,000 | $ 53,000 |
| Durham County North Carolina | 5 | $ 1,165,000 | $ 233,000 | $ 172,000 |
| Washington County Oregon | 5 | $ 1,895,000 | $ 379,000 | $ 188,000 |
| Allegheny County Pennsylvania | 5 | $ 2,195,000 | $ 439,000 | $ 241,000 |
| Montgomery County Texas | 5 | $ 1,545,000 | $ 309,000 | $ 285,000 |
| Butte County California | 4 | $ 850,000 | $ 212,000 | $ 134,000 |
| Napa County California | 4 | $ 3,580,000 | $ 895,000 | $ 581,000 |
| Nevada County California | 4 | $ 2,840,000 | $ 710,000 | $ 392,000 |
| Boulder County Colorado | 4 | $ 1,490,000 | $ 372,000 | $ 299,000 |
| Douglas County Colorado | 4 | $ 3,290,000 | $ 822,000 | $ 287,000 |
| Flagler County Florida | 4 | $ 1,200,000 | $ 300,000 | $ 110,000 |
| Monroe County Florida | 4 | $ 2,790,000 | $ 697,000 | $ 375,000 |
| Hamilton County Indiana | 4 | $ 750,000 | $ 187,000 | $ 177,000 |
| Frederick County Maryland | 4 | $ 810,000 | $ 202,000 | $ 96,000 |
| Essex County Massachusetts | 4 | $ 2,050,000 | $ 512,000 | $ 175,000 |
| Rockingham County New Hampshire | 4 | $ 1,140,000 | $ 285,000 | $ 265,000 |
| Atlantic County New Jersey | 4 | $ 970,000 | $ 242,000 | $ 226,000 |
| Albany County New York | 4 | $ 1,000,000 | $ 250,000 | $ 152,000 |
| Columbia County New York | 4 | $ 1,280,000 | $ 320,000 | $ 152,000 |
| Essex County New York | 4 | $ 980,000 | $ 245,000 | $ 442,000 |
| Guilford County North Carolina | 4 | $ 610,000 | $ 152,000 | $ 124,000 |
| Monroe County Pennsylvania | 4 | $ 830,000 | $ 207,000 | $ 187,000 |
| Charleston County South Carolina | 4 | $ 1,870,000 | $ 467,000 | $ 124,000 |
| Shelby County Tennessee | 4 | $ 630,000 | $ 157,000 | $ 163,000 |
| Galveston County Texas | 4 | $ 330,000 | $ 82,000 | $ 100,000 |
| Jefferson County Alabama | 3 | $ 675,000 | $ 225,000 | $ 135,000 |
| Mobile County Alabama | 3 | $ 235,000 | $ 78,000 | $ 291,000 |
| El Paso County Colorado | 3 | $ 1,215,000 | $ 405,000 | $ 157,000 |
| New London County Connecticut | 3 | $ 1,225,000 | $ 408,000 | $ 600,000 |
| Leon County Florida | 3 | $ 575,000 | $ 191,000 | $ 110,000 |
| Ada County Idaho | 3 | $ 1,465,000 | $ 488,000 | $ 295,000 |
| Anne Arundel County Maryland | 3 | $ 2,485,000 | $ 828,000 | $ 239,000 |
| Talbot County Maryland | 3 | $ 2,465,000 | $ 821,000 | $ 858,000 |
| Hennepin County Minnesota | 3 | $ 2,235,000 | $ 745,000 | $ 450,000 |
| Jackson County Missouri | 3 | $ 2,855,000 | $ 951,000 | $ 750,000 |
| Broome County New York | 3 | $ 575,000 | $ 191,000 | $ 184,000 |
| Chautauqua County New York | 3 | $ 445,000 | $ 148,000 | $ 102,000 |
| Clinton County New York | 3 | $ 455,000 | $ 151,000 | $ 76,000 |
| Genesee County New York | 3 | $ 525,000 | $ 175,000 | $ 69,000 |
| Saratoga County New York | 3 | $ 885,000 | $ 295,000 | $ 76,000 |
| Tompkins County New York | 3 | $ 455,000 | $ 151,000 | $ 128,000 |
| Washington County New York | 3 | $ 385,000 | $ 128,000 | $ 68,000 |
| Lackawanna County Pennsylvania | 3 | $ 415,000 | $ 138,000 | $ 92,000 |
| Northampton County Pennsylvania | 3 | $ 435,000 | $ 145,000 | $ 99,000 |
| Wayne County Pennsylvania | 3 | $ 345,000 | $ 115,000 | $ 143,000 |
| Bristol County Rhode Island | 3 | $ 1,925,000 | $ 641,000 | $ 255,000 |
| Brazoria County Texas | 3 | $ 295,000 | $ 98,000 | $ 83,000 |
| Rockwall County Texas | 3 | $ 975,000 | $ 325,000 | $ 170,000 |
| Windsor County Vermont | 3 | $ 1,575,000 | $ 525,000 | $ 438,000 |
| Island County Washington | 3 | $ 795,000 | $ 265,000 | $ 320,000 |
| Whatcom County Washington | 3 | $ 1,555,000 | $ 518,000 | $ 336,000 |
| Baldwin County Alabama | 2 | $ 670,000 | $ 335,000 | $ 146,000 |
| Madison County Alabama | 2 | $ 500,000 | $ 250,000 | $ 269,000 |
| Shelby County Alabama | 2 | $ 230,000 | $ 115,000 | $ 246,000 |
| Pima County Arizona | 2 | $ 700,000 | $ 350,000 | $ 189,000 |
| Pinal County Arizona | 2 | $ 460,000 | $ 230,000 | $ 138,000 |
| Calaveras County California | 2 | $ 850,000 | $ 425,000 | $ 389,000 |
| Kern County California | 2 | $ 490,000 | $ 245,000 | $ 83,000 |
| Merced County California | 2 | $ 250,000 | $ 125,000 | $ 64,000 |
| San Luis Obispo County California | 2 | $ 1,870,000 | $ 935,000 | $ 424,000 |
| Shasta County California | 2 | $ 380,000 | $ 190,000 | $ 86,000 |
| Stanislaus County California | 2 | $ 480,000 | $ 240,000 | $ 65,000 |
| Tulare County California | 2 | $ 650,000 | $ 325,000 | $ 220,000 |
| San Miguel County Colorado | 2 | $ 2,270,000 | $ 1,135,000 | $ 339,000 |
| Summit County Colorado | 2 | $ 1,590,000 | $ 795,000 | $ 441,000 |
| Alachua County Florida | 2 | $ 350,000 | $ 175,000 | $ 43,000 |
| Hernando County Florida | 2 | $ 220,000 | $ 110,000 | $ 114,000 |
| Highlands County Florida | 2 | $ 220,000 | $ 110,000 | $ 46,000 |
| Clayton County Georgia | 2 | $ 230,000 | $ 115,000 | $ 53,000 |
| Gwinnett County Georgia | 2 | $ 580,000 | $ 290,000 | $ 152,000 |
| Hall County Georgia | 2 | $ 530,000 | $ 265,000 | $ 166,000 |
| Jasper County Georgia | 2 | $ 170,000 | $ 85,000 | $ 187,000 |
| Hawaii County Hawaii | 2 | $ 1,740,000 | $ 870,000 | $ 788,000 |
| Kane County Illinois | 2 | $ 590,000 | $ 295,000 | $ 153,000 |
| Lake County Indiana | 2 | $ 420,000 | $ 210,000 | $ 40,000 |
| Marion County Indiana | 2 | $ 720,000 | $ 360,000 | $ 299,000 |
| Orleans County Louisiana | 2 | $ 420,000 | $ 210,000 | $ 184,000 |
| Hancock County Maine | 2 | $ 2,850,000 | $ 1,425,000 | $ 1,248,000 |
| Queen Anne's County Maryland | 2 | $ 3,140,000 | $ 1,570,000 | $ 839,000 |
| Bristol County Massachusetts | 2 | $ 1,290,000 | $ 645,000 | $ 329,000 |
| Hampden County Massachusetts | 2 | $ 310,000 | $ 155,000 | $ 159,000 |
| Nantucket County Massachusetts | 2 | $ 1,320,000 | $ 660,000 | $ 956,000 |
| Worcester County Massachusetts | 2 | $ 720,000 | $ 360,000 | $ 257,000 |
| Wayne County Michigan | 2 | $ 190,000 | $ 95,000 | $ 36,000 |
| Madison County Montana | 2 | $ 5,510,000 | $ 2,755,000 | $ 1,925,000 |
| Hillsborough County New Hampshire | 2 | $ 670,000 | $ 335,000 | $ 115,000 |
| Warren County New Jersey | 2 | $ 480,000 | $ 240,000 | $ 90,000 |
| Fulton County New York | 2 | $ 80,000 | $ 40,000 | $ 47,000 |
| Ontario County New York | 2 | $ 430,000 | $ 215,000 | $ 167,000 |
| Oswego County New York | 2 | $ 120,000 | $ 60,000 | $ 46,000 |
| Schenectady County New York | 2 | $ 230,000 | $ 115,000 | $ 47,000 |
| St. Lawrence County New York | 2 | $ 260,000 | $ 130,000 | $ 119,000 |
| Wyoming County New York | 2 | $ 170,000 | $ 85,000 | $ 41,000 |
| Buncombe County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 289,000 |
| Union County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 260,000 |
| Franklin County Ohio | 2 | $ 1,320,000 | $ 660,000 | $ 212,000 |
| Hamilton County Ohio | 2 | $ 1,690,000 | $ 845,000 | $ 905,000 |
| Stark County Ohio | 2 | $ 490,000 | $ 245,000 | $ 105,000 |
| Tulsa County Oklahoma | 2 | $ 590,000 | $ 295,000 | $ 172,000 |
| Benton County Oregon | 2 | $ 1,550,000 | $ 775,000 | $ 370,000 |
| Dauphin County Pennsylvania | 2 | $ 580,000 | $ 290,000 | $ 177,000 |
| Lehigh County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 127,000 |
| Luzerne County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 103,000 |
| Greenville County South Carolina | 2 | $ 530,000 | $ 265,000 | $ 190,000 |
| Hamilton County Tennessee | 2 | $ 780,000 | $ 390,000 | $ 255,000 |
| El Paso County Texas | 2 | $ 260,000 | $ 130,000 | $ 85,000 |
| Summit County Utah | 2 | $ 2,880,000 | $ 1,440,000 | $ 584,000 |
| Wasatch County Utah | 2 | $ 3,190,000 | $ 1,595,000 | $ 463,000 |
| Washington County Vermont | 2 | $ 670,000 | $ 335,000 | $ 163,000 |
| Windham County Vermont | 2 | $ 270,000 | $ 135,000 | $ 193,000 |
| Henrico County Virginia | 2 | $ 340,000 | $ 170,000 | $ 68,000 |
| James City County Virginia | 2 | $ 410,000 | $ 205,000 | $ 238,000 |
| Westmoreland County Virginia | 2 | $ 500,000 | $ 250,000 | $ 177,000 |
| Chelan County Washington | 2 | $ 430,000 | $ 215,000 | $ 86,000 |
| Cowlitz County Washington | 2 | $ 370,000 | $ 185,000 | $ 89,000 |
| Franklin County Washington | 2 | $ 500,000 | $ 250,000 | $ 52,000 |
| Skagit County Washington | 2 | $ 600,000 | $ 300,000 | $ 135,000 |
| Thurston County Washington | 2 | $ 790,000 | $ 395,000 | $ 350,000 |
| Dane County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 268,000 |
| Ozaukee County Wisconsin | 2 | $ 710,000 | $ 355,000 | $ 189,000 |
| Waukesha County Wisconsin | 2 | $ 790,000 | $ 395,000 | $ 217,000 |
| Marshall County Alabama | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Montgomery County Alabama | 1 | $ 315,000 | $ 315,000 | $ 205,000 |
| Tuscaloosa County Alabama | 1 | $ 315,000 | $ 315,000 | $ 145,000 |
| Yavapai County Arizona | 1 | $ 405,000 | $ 405,000 | $ 121,000 |
| Yuma County Arizona | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Pulaski County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 288,000 |
| Amador County California | 1 | $ 285,000 | $ 285,000 | $ 208,000 |
| Mono County California | 1 | $ 275,000 | $ 275,000 | $ 350,000 |
| Broomfield County Colorado | 1 | $ 565,000 | $ 565,000 | $ 137,000 |
| Garfield County Colorado | 1 | $ 525,000 | $ 525,000 | $ 158,000 |
| Larimer County Colorado | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Ouray County Colorado | 1 | $ 205,000 | $ 205,000 | $ 186,000 |
| Routt County Colorado | 1 | $ 345,000 | $ 345,000 | $ 146,000 |
| Weld County Colorado | 1 | $ 385,000 | $ 385,000 | $ 131,000 |
| Middlesex County Connecticut | 1 | $ 385,000 | $ 385,000 | $ 300,000 |
| Tolland County Connecticut | 1 | $ 285,000 | $ 285,000 | $ 62,000 |
| Windham County Connecticut | 1 | $ 135,000 | $ 135,000 | $ 147,000 |
| Kent County Delaware | 1 | $ 185,000 | $ 185,000 | $ 172,000 |
| Citrus County Florida | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Clay County Florida | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Gadsden County Florida | 1 | $ 195,000 | $ 195,000 | $ 148,000 |
| Okaloosa County Florida | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Putnam County Florida | 1 | $ 175,000 | $ 175,000 | $ 142,000 |
| Sumter County Florida | 1 | $ 235,000 | $ 235,000 | $ 439,000 |
| Walton County Florida | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Baldwin County Georgia | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Bulloch County Georgia | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Douglas County Georgia | 1 | $ 29,605,000 | $ 29,605,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 345,000 | $ 345,000 | $ 124,000 |
| Henry County Georgia | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Muscogee County Georgia | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Upson County Georgia | 1 | $ 45,000 | $ 45,000 | $ 71,000 |
| Ware County Georgia | 1 | $ 95,000 | $ 95,000 | $ 185,000 |
| Whitfield County Georgia | 1 | $ 195,000 | $ 195,000 | $ 159,000 |
| Maui County Hawaii | 1 | $ 1,865,000 | $ 1,865,000 | $ 977,000 |
| Blaine County Idaho | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Winnebago County Illinois | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Bartholomew County Indiana | 1 | $ 305,000 | $ 305,000 | $ 257,000 |
| Boone County Indiana | 1 | $ 355,000 | $ 355,000 | $ 308,000 |
| Tippecanoe County Indiana | 1 | $ 155,000 | $ 155,000 | $ 190,000 |
| Johnson County Kansas | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,200,000 |
| Daviess County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 246,000 |
| Fayette County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Jefferson County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 165,000 |
| Kenton County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 160,000 |
| Calvert County Maryland | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Charles County Maryland | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Garrett County Maryland | 1 | $ 335,000 | $ 335,000 | $ 129,000 |
| Washington County Maryland | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Dukes County Massachusetts | 1 | $ 865,000 | $ 865,000 | $ 541,000 |
| Franklin County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Ingham County Michigan | 1 | $ 505,000 | $ 505,000 | $ 208,000 |
| Kent County Michigan | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Midland County Michigan | 1 | $ 345,000 | $ 345,000 | $ 160,000 |
| Muskegon County Michigan | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Carver County Minnesota | 1 | $ 475,000 | $ 475,000 | $ 251,000 |
| Chisago County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 120,000 |
| Dakota County Minnesota | 1 | $ 535,000 | $ 535,000 | $ 625,000 |
| Wright County Minnesota | 1 | $ 585,000 | $ 585,000 | $ 165,000 |
| Hancock County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Lafayette County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 179,000 |
| Cape Girardeau County Missouri | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Franklin County Missouri | 1 | $ 405,000 | $ 405,000 | $ 199,000 |
| Greene County Missouri | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Jefferson County Missouri | 1 | $ 315,000 | $ 315,000 | $ 165,000 |
| Carbon County Montana | 1 | $ 805,000 | $ 805,000 | $ 388,000 |
| Douglas County Nevada | 1 | $ 745,000 | $ 745,000 | $ 400,000 |
| Gloucester County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Eddy County New Mexico | 1 | $ 335,000 | $ 335,000 | $ 175,000 |
| Los Alamos County New Mexico | 1 | $ 415,000 | $ 415,000 | $ 110,000 |
| Santa Fe County New Mexico | 1 | $ 455,000 | $ 455,000 | $ 89,000 |
| Allegany County New York | 1 | $ 105,000 | $ 105,000 | $ 197,000 |
| Franklin County New York | 1 | $ 175,000 | $ 175,000 | $ 180,000 |
| Herkimer County New York | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Jefferson County New York | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Livingston County New York | 1 | $ 175,000 | $ 175,000 | $ 206,000 |
| Madison County New York | 1 | $ 165,000 | $ 165,000 | $ 153,000 |
| Orleans County New York | 1 | $ 75,000 | $ 75,000 | $ 140,000 |
| Rensselaer County New York | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Schoharie County New York | 1 | $ 175,000 | $ 175,000 | $ 158,000 |
| Steuben County New York | 1 | $ 195,000 | $ 195,000 | $ 163,000 |
| Warren County New York | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Brunswick County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 173,000 |
| Chatham County North Carolina | 1 | $ 735,000 | $ 735,000 | $ 312,000 |
| Craven County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 259,000 |
| Davidson County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Gaston County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 183,000 |
| Johnston County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 139,000 |
| New Hanover County North Carolina | 1 | $ 635,000 | $ 635,000 | $ 230,000 |
| Rowan County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Stokes County North Carolina | 1 | $ 1,145,000 | $ 1,145,000 | $ 188,000 |
| Wilson County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 135,000 |
| Cass County North Dakota | 1 | $ 155,000 | $ 155,000 | $ 227,000 |
| Clermont County Ohio | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Delaware County Ohio | 1 | $ 345,000 | $ 345,000 | $ 101,000 |
| Geauga County Ohio | 1 | $ 495,000 | $ 495,000 | $ 316,000 |
| Greene County Ohio | 1 | $ 265,000 | $ 265,000 | $ 162,000 |
| Licking County Ohio | 1 | $ 125,000 | $ 125,000 | $ 16,000 |
| Lorain County Ohio | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Montgomery County Ohio | 1 | $ 65,000 | $ 65,000 | $ 160,000 |
| Wood County Ohio | 1 | $ 365,000 | $ 365,000 | $ 146,000 |
| Douglas County Oregon | 1 | $ 155,000 | $ 155,000 | $ 209,000 |
| Hood River County Oregon | 1 | $ 1,055,000 | $ 1,055,000 | $ 419,000 |
| Jackson County Oregon | 1 | $ 515,000 | $ 515,000 | $ 178,000 |
| Marion County Oregon | 1 | $ 235,000 | $ 235,000 | $ 212,000 |
| Beaver County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Carbon County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Centre County Pennsylvania | 1 | $ 625,000 | $ 625,000 | $ 230,000 |
| Fayette County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 123,000 |
| Lancaster County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Susquehanna County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 33,000 |
| York County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 155,000 |
| Newport County Rhode Island | 1 | $ 565,000 | $ 565,000 | $ 633,000 |
| Providence County Rhode Island | 1 | $ 275,000 | $ 275,000 | $ 141,000 |
| Beaufort County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 290,000 |
| Berkeley County South Carolina | 1 | $ 815,000 | $ 815,000 | $ 175,000 |
| Horry County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 500,000 |
| Lexington County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 119,000 |
| Oconee County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 651,000 |
| Spartanburg County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| York County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| Knox County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Monroe County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Putnam County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 111,000 |
| Sumner County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 240,000 |
| Brazos County Texas | 1 | $ 385,000 | $ 385,000 | $ 237,000 |
| Burnet County Texas | 1 | $ 295,000 | $ 295,000 | $ 240,000 |
| Comal County Texas | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Erath County Texas | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| Guadalupe County Texas | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Hays County Texas | 1 | $ 405,000 | $ 405,000 | $ 157,000 |
| Howard County Texas | 1 | $ 165,000 | $ 165,000 | $ 148,000 |
| Kendall County Texas | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| McLennan County Texas | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Nueces County Texas | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Orange County Texas | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Tooele County Utah | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Rutland County Vermont | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| Albemarle County Virginia | 1 | $ 535,000 | $ 535,000 | $ 301,000 |
| Chesterfield County Virginia | 1 | $ 625,000 | $ 625,000 | $ 208,000 |
| Falls Church County Virginia | 1 | $ 1,445,000 | $ 1,445,000 | $ 324,000 |
| Hanover County Virginia | 1 | $ 385,000 | $ 385,000 | $ 162,000 |
| Nelson County Virginia | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Rockingham County Virginia | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Staunton County Virginia | 1 | $ 395,000 | $ 395,000 | $ 290,000 |
| Virginia Beach County Virginia | 1 | $ 395,000 | $ 395,000 | $ 102,000 |
| Mason County Washington | 1 | $ 1,265,000 | $ 1,265,000 | $ 299,000 |
| Okanogan County Washington | 1 | $ 565,000 | $ 565,000 | $ 497,000 |
| Marquette County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Milwaukee County Wisconsin | 1 | $ 935,000 | $ 935,000 | $ 307,000 |
| Walworth County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Hsbc Bank Usa, National Association in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,776 | $5,916,100,000 | $674,000 | $19,255,000 | $287,000 | $9,539,000 |
| Home Purchase | 5,660 | $4,071,120,000 | $719,000 | $91,255,000 | $260,000 | $9,496,000 |
| Cash-out Refinancing | 3,425 | $2,107,785,000 | $615,000 | $30,005,000 | $245,000 | $9,513,000 |
| Other Purpose | 818 | $378,030,000 | $462,000 | $20,005,000 | $286,000 | $7,762,000 |
| Home Improvement | 614 | $152,850,000 | $248,000 | $3,565,000 | $296,000 | $6,683,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 6,801 | $4,914,435,000 | $722,000 | $17,715,000 | $352,000 | $9,513,000 |
| Asian | 4,206 | $3,248,280,000 | $772,000 | $6,005,000 | $277,000 | $6,537,000 |
| Not applicable | 3,687 | $1,666,635,000 | $452,000 | $91,255,000 | $105,000 | $5,833,000 |
| White | 3,572 | $2,344,960,000 | $656,000 | $8,005,000 | $301,000 | $9,539,000 |
| Hispanic | 678 | $314,600,000 | $464,000 | $3,505,000 | $253,000 | $7,309,000 |
| Black or African American | 272 | $90,770,000 | $333,000 | $2,305,000 | $143,000 | $1,432,000 |
| American Indian or Alaskan Native | 23 | $12,325,000 | $535,000 | $1,635,000 | $217,000 | $1,560,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $3,875,000 | $430,000 | $825,000 | $182,000 | $630,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,476 | $12,361,270,000 | $669,000 | $91,255,000 | $279,000 | $9,539,000 |
| FHA-insured (Federal Housing Administration) | 654 | $209,350,000 | $320,000 | $1,095,000 | $80,000 | $711,000 |
| VA-guaranteed (Veterans Administration) | 161 | $54,925,000 | $341,000 | $745,000 | $98,000 | $280,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $340,000 | $170,000 | $235,000 | $60,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,377 | $5,795,965,000 | $785,000 | $91,255,000 | $325,000 | $9,513,000 |
| Loan Purchased By The Institution | 3,589 | $1,132,915,000 | $315,000 | $1,145,000 | $105,000 | $5,833,000 |
| Application Withdrawn By Applicant | 3,223 | $2,241,905,000 | $695,000 | $19,255,000 | $311,000 | $7,309,000 |
| File Closed For Incompleteness | 2,950 | $2,054,270,000 | $696,000 | $13,655,000 | $309,000 | $7,762,000 |
| Application Denied By Financial Institution | 1,980 | $1,293,700,000 | $653,000 | $30,005,000 | $252,000 | $9,539,000 |
| Application Approved But Not Accepted | 174 | $107,130,000 | $615,000 | $5,625,000 | $437,000 | $6,683,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 17,313 | $11,332,185,000 | $654,000 | $91,255,000 | $274,000 | $9,513,000 |
| Debt-To-Income Ratio | 881 | $552,135,000 | $626,000 | $8,785,000 | $142,000 | $1,777,000 |
| Collateral | 289 | $222,975,000 | $771,000 | $30,005,000 | $328,000 | $3,074,000 |
| Credit Application Incomplete | 271 | $152,715,000 | $563,000 | $4,205,000 | $298,000 | $9,539,000 |
| Credit History | 259 | $150,735,000 | $581,000 | $5,525,000 | $393,000 | $8,314,000 |
| Other | 153 | $118,085,000 | $771,000 | $10,005,000 | $349,000 | $3,263,000 |
| Unverifiable Information | 75 | $54,215,000 | $722,000 | $6,005,000 | $314,000 | $2,400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 43 | $35,575,000 | $827,000 | $2,665,000 | $296,000 | $1,170,000 |
| Employment History | 8 | $7,060,000 | $882,000 | $3,505,000 | $530,000 | $1,453,000 |
| Mortgage Insurance Denied | 1 | $205,000 | $205,000 | $205,000 | $45,000 | $45,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hsbc Bank Usa, National Association's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hsbc Bank Usa, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.