HSBC Bank USA, NA Mortgage Lending & HMDA Data, 2020
In 2020, HSBC Bank USA, NA of Chicago, IL reported 19,293 mortgage applications totaling $12.6 billion, up 21% from 2019. The average application was for $654,428, and applicants reported an average income of $271,866. 38% of its applications resulted in an originated loan and 10% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (5,251), Los Angeles-Long Beach-Glendale, CA (2,121) and San Jose-Sunnyvale-Santa Clara, CA (1,350) (applications in parentheses).
| Mortgage Company & Address | HSBC Bank USA, NA Chicago, IL 60606 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 19,293 |
| Total Mortgage Loan Application Amount | $12,625,885,000 |
| Average Mortgage Loan Application Amount | $654,428 |
| Highest Mortgage Loan Application Amount | $91,255,000 |
| Average Applicant Income | $271,866 |
| Highest Applicant Income | $9,539,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records HSBC Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 5,251 | $ 3,227,985,000 | $ 614,737 | $ 275,716 |
| Los Angeles-Long Beach-Glendale, CA | 2,121 | $ 1,897,335,000 | $ 894,547 | $ 335,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,350 | $ 1,273,330,000 | $ 943,207 | $ 277,000 |
| Nassau County-Suffolk County, NY | 1,329 | $ 769,245,000 | $ 578,814 | $ 266,000 |
| Anaheim-Santa Ana-Irvine, CA | 918 | $ 798,200,000 | $ 869,498 | $ 305,000 |
| Seattle-Bellevue-Everett, WA | 787 | $ 529,785,000 | $ 673,170 | $ 263,000 |
| Oakland-Hayward-Berkeley, CA | 784 | $ 537,460,000 | $ 685,535 | $ 226,000 |
| San Francisco-Redwood City-South San Francisco, CA | 641 | $ 582,135,000 | $ 908,166 | $ 304,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 557 | $ 94,495,000 | $ 169,649 | $ 98,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 556 | $ 239,490,000 | $ 430,737 | $ 198,415 |
| Miami-Miami Beach-Kendall, FL | 552 | $ 408,220,000 | $ 739,528 | $ 333,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 444 | $ 137,530,000 | $ 309,752 | $ 157,000 |
| Newark, NJ-PA | 376 | $ 185,830,000 | $ 494,228 | $ 259,340 |
| Philadelphia, PA | 326 | $ 83,270,000 | $ 255,429 | $ 102,000 |
| Washington-Baltimore-Arlington, DC | 319 | $ 147,145,000 | $ 461,269 | $ 221,000 |
| New York-Newark, NY | 271 | $ 149,085,000 | $ 550,129 | $ 421,369 |
| Bridgeport-Stamford-Norwalk, CT | 240 | $ 188,430,000 | $ 785,125 | $ 364,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 223 | $ 134,875,000 | $ 604,820 | $ 284,000 |
| San Diego-Carlsbad, CA | 181 | $ 157,215,000 | $ 868,591 | $ 356,000 |
| Riverside-San Bernardino-Ontario, CA | 179 | $ 78,625,000 | $ 439,245 | $ 182,000 |
| Outside any metro area | 164 | $ 81,150,000 | $ 494,817 | $ 355,292 |
| Orlando-Kissimmee-Sanford, FL | 129 | $ 38,065,000 | $ 295,077 | $ 189,000 |
| Chicago-Naperville, IL | 90 | $ 80,290,000 | $ 892,111 | $ 279,000 |
| Tampa-St. Petersburg-Clearwater, FL | 81 | $ 28,595,000 | $ 353,024 | $ 205,000 |
| Houston-The Woodlands-Sugar Land, TX | 67 | $ 32,745,000 | $ 488,731 | $ 249,000 |
| Atlanta-Sandy Springs-Roswell, GA | 45 | $ 53,905,000 | $ 1,197,888 | $ 390,000 |
| Boston, MA | 44 | $ 51,070,000 | $ 1,160,681 | $ 494,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 41 | $ 31,945,000 | $ 779,146 | $ 330,000 |
| Dallas-Plano-Irving, TX | 40 | $ 20,900,000 | $ 522,500 | $ 304,000 |
| North Port-Sarasota-Bradenton, FL | 40 | $ 15,510,000 | $ 387,750 | $ 253,000 |
| Phoenix-Mesa-Scottsdale, AZ | 38 | $ 46,060,000 | $ 1,212,105 | $ 201,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 38 | $ 16,650,000 | $ 438,157 | $ 212,000 |
| Montgomery County-Bucks County-Chester County, PA | 35 | $ 17,065,000 | $ 487,571 | $ 260,000 |
| San Rafael, CA | 33 | $ 37,375,000 | $ 1,132,575 | $ 466,000 |
| Las Vegas-Henderson-Paradise, NV | 32 | $ 19,510,000 | $ 609,687 | $ 245,000 |
| Raleigh, NC | 31 | $ 13,005,000 | $ 419,516 | $ 240,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 29 | $ 12,105,000 | $ 417,413 | $ 216,448 |
| Austin-Round Rock, TX | 28 | $ 21,610,000 | $ 771,785 | $ 319,000 |
| Cambridge-Newton-Framingham, MA | 28 | $ 28,450,000 | $ 1,016,071 | $ 360,000 |
| Baltimore-Columbia-Towson, MD | 27 | $ 13,965,000 | $ 517,222 | $ 223,000 |
| Santa Maria-Santa Barbara, CA | 26 | $ 27,020,000 | $ 1,039,230 | $ 406,000 |
| Cape Coral-Fort Myers, FL | 23 | $ 8,415,000 | $ 365,869 | $ 336,000 |
| Charlotte-Concord-Gastonia, NC-SC | 22 | $ 8,150,000 | $ 370,454 | $ 262,363 |
| Port St. Lucie, FL | 21 | $ 5,595,000 | $ 266,428 | $ 152,000 |
| Denver-Aurora-Lakewood, CO | 19 | $ 12,785,000 | $ 672,894 | $ 288,000 |
| Lakeland-Winter Haven, FL | 19 | $ 3,795,000 | $ 199,736 | $ 146,000 |
| Naples-Immokalee-Marco Island, FL | 18 | $ 8,260,000 | $ 458,888 | $ 339,000 |
| New Haven-Milford, CT | 18 | $ 5,500,000 | $ 305,555 | $ 215,000 |
| Trenton, NJ | 18 | $ 12,090,000 | $ 671,666 | $ 490,000 |
| Kingston, NY | 17 | $ 5,845,000 | $ 343,823 | $ 234,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 17 | $ 8,815,000 | $ 518,529 | $ 252,000 |
| Camden, NJ | 16 | $ 3,670,000 | $ 229,375 | $ 147,000 |
| Jacksonville, FL | 16 | $ 2,860,000 | $ 178,750 | $ 146,000 |
| Rochester, NY | 16 | $ 2,290,000 | $ 143,125 | $ 141,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 3,635,000 | $ 242,333 | $ 102,000 |
| Syracuse, NY | 15 | $ 3,385,000 | $ 225,666 | $ 159,000 |
| Lake County-Kenosha County, IL-WI | 12 | $ 4,960,000 | $ 413,333 | $ 335,000 |
| Wilmington, DE-MD-NJ | 12 | $ 2,340,000 | $ 195,000 | $ 101,000 |
| Albany-Schenectady-Troy, NY | 11 | $ 2,565,000 | $ 233,181 | $ 111,000 |
| Fort Worth-Arlington, TX | 11 | $ 5,195,000 | $ 472,272 | $ 197,000 |
| Salinas, CA | 11 | $ 10,285,000 | $ 935,000 | $ 398,000 |
| Santa Rosa, CA | 11 | $ 6,915,000 | $ 628,636 | $ 277,000 |
| Stockton-Lodi, CA | 11 | $ 4,065,000 | $ 369,545 | $ 180,000 |
| Punta Gorda, FL | 10 | $ 1,580,000 | $ 158,000 | $ 109,000 |
| Salt Lake City, UT | 10 | $ 5,060,000 | $ 506,000 | $ 218,000 |
| Santa Cruz-Watsonville, CA | 10 | $ 6,420,000 | $ 642,000 | $ 235,000 |
| Cleveland-Elyria, OH | 9 | $ 1,455,000 | $ 161,666 | $ 229,000 |
| Fresno, CA | 9 | $ 2,485,000 | $ 276,111 | $ 192,000 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 3,185,000 | $ 353,888 | $ 218,000 |
| Pensacola-Ferry Pass-Brent, FL | 9 | $ 1,435,000 | $ 159,444 | $ 116,000 |
| San Antonio-New Braunfels, TX | 9 | $ 1,835,000 | $ 203,888 | $ 185,000 |
| Sebastian-Vero Beach, FL | 9 | $ 1,935,000 | $ 215,000 | $ 192,000 |
| St. Louis, MO-IL | 9 | $ 7,145,000 | $ 793,888 | $ 577,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 8 | $ 1,340,000 | $ 167,500 | $ 97,500 |
| Reno, NV | 8 | $ 3,300,000 | $ 412,500 | $ 420,000 |
| Vallejo-Fairfield, CA | 8 | $ 3,470,000 | $ 433,750 | $ 194,000 |
| Bremerton-Silverdale, WA | 7 | $ 4,255,000 | $ 607,857 | $ 370,000 |
| Indianapolis-Carmel-Anderson, IN | 7 | $ 1,825,000 | $ 260,714 | $ 230,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 7 | $ 3,915,000 | $ 559,285 | $ 358,000 |
| Pittsburgh, PA | 7 | $ 2,785,000 | $ 397,857 | $ 198,000 |
| Providence-Warwick, RI-MA | 7 | $ 4,055,000 | $ 579,285 | $ 314,000 |
| Tacoma-Lakewood, WA | 7 | $ 2,405,000 | $ 343,571 | $ 233,000 |
| Durham-Chapel Hill, NC | 6 | $ 1,900,000 | $ 316,666 | $ 195,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 1,980,000 | $ 330,000 | $ 124,000 |
| Panama City, FL | 6 | $ 1,030,000 | $ 171,666 | $ 124,000 |
| Salisbury, MD-DE | 6 | $ 1,750,000 | $ 291,666 | $ 255,000 |
| Urban Honolulu, HI | 6 | $ 30,040,000 | $ 5,006,666 | $ 452,000 |
| Utica-Rome, NY | 6 | $ 560,000 | $ 93,333 | $ 59,000 |
| Warren-Troy-Farmington Hills, MI | 6 | $ 3,560,000 | $ 593,333 | $ 234,000 |
| Barnstable Town, MA | 5 | $ 3,975,000 | $ 795,000 | $ 285,000 |
| Birmingham-Hoover, AL | 5 | $ 905,000 | $ 181,000 | $ 179,000 |
| Charleston-North Charleston, SC | 5 | $ 2,685,000 | $ 537,000 | $ 134,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 2,675,000 | $ 535,000 | $ 204,000 |
| Milwaukee-Waukesha-West Allis, WI | 5 | $ 2,435,000 | $ 487,000 | $ 224,000 |
| Ocala, FL | 5 | $ 775,000 | $ 155,000 | $ 76,000 |
| Ocean City, NJ | 5 | $ 6,095,000 | $ 1,219,000 | $ 508,000 |
| Pittsfield, MA | 5 | $ 2,095,000 | $ 419,000 | $ 538,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 5 | $ 495,000 | $ 99,000 | $ 96,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 970,000 | $ 242,500 | $ 226,000 |
| Boulder, CO | 4 | $ 1,490,000 | $ 372,500 | $ 299,000 |
| Chico, CA | 4 | $ 850,000 | $ 212,500 | $ 134,000 |
| Cincinnati, OH-KY-IN | 4 | $ 2,020,000 | $ 505,000 | $ 510,250 |
| Columbus, OH | 4 | $ 1,790,000 | $ 447,500 | $ 135,000 |
| East Stroudsburg, PA | 4 | $ 830,000 | $ 207,500 | $ 187,000 |
| Glens Falls, NY | 4 | $ 630,000 | $ 157,500 | $ 70,000 |
| Greensboro-High Point, NC | 4 | $ 610,000 | $ 152,500 | $ 124,000 |
| Kansas City, MO-KS | 4 | $ 3,860,000 | $ 965,000 | $ 862,500 |
| Memphis, TN-MS-AR | 4 | $ 630,000 | $ 157,500 | $ 163,000 |
| Napa, CA | 4 | $ 3,580,000 | $ 895,000 | $ 581,000 |
| Richmond, VA | 4 | $ 1,350,000 | $ 337,500 | $ 126,000 |
| Rockingham County-Strafford County, NH | 4 | $ 1,140,000 | $ 285,000 | $ 265,000 |
| Tallahassee, FL | 4 | $ 770,000 | $ 192,500 | $ 120,000 |
| Bellingham, WA | 3 | $ 1,555,000 | $ 518,333 | $ 336,000 |
| Binghamton, NY | 3 | $ 575,000 | $ 191,666 | $ 184,000 |
| Boise City, ID | 3 | $ 1,465,000 | $ 488,333 | $ 295,000 |
| Colorado Springs, CO | 3 | $ 1,215,000 | $ 405,000 | $ 157,000 |
| Ithaca, NY | 3 | $ 455,000 | $ 151,666 | $ 128,000 |
| Mobile, AL | 3 | $ 235,000 | $ 78,333 | $ 291,000 |
| Norwich-New London, CT | 3 | $ 1,225,000 | $ 408,333 | $ 600,000 |
| Springfield, MA | 3 | $ 505,000 | $ 168,333 | $ 138,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 805,000 | $ 268,333 | $ 193,000 |
| Worcester, MA-CT | 3 | $ 855,000 | $ 285,000 | $ 220,333 |
| Asheville, NC | 2 | $ 570,000 | $ 285,000 | $ 289,000 |
| Bakersfield, CA | 2 | $ 490,000 | $ 245,000 | $ 83,000 |
| Canton-Massillon, OH | 2 | $ 490,000 | $ 245,000 | $ 105,000 |
| Charlottesville, VA | 2 | $ 610,000 | $ 305,000 | $ 183,000 |
| Chattanooga, TN-GA | 2 | $ 780,000 | $ 390,000 | $ 255,000 |
| Corvallis, OR | 2 | $ 1,550,000 | $ 775,000 | $ 370,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 250,000 | $ 125,000 | $ 62,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 670,000 | $ 335,000 | $ 146,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 330,000 | $ 165,000 | $ 161,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 190,000 | $ 95,000 | $ 36,000 |
| El Paso, TX | 2 | $ 260,000 | $ 130,000 | $ 85,000 |
| Elgin, IL | 2 | $ 590,000 | $ 295,000 | $ 153,000 |
| Gainesville, FL | 2 | $ 350,000 | $ 175,000 | $ 43,000 |
| Gainesville, GA | 2 | $ 530,000 | $ 265,000 | $ 166,000 |
| Gary, IN | 2 | $ 420,000 | $ 210,000 | $ 40,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 530,000 | $ 265,000 | $ 190,000 |
| Harrisburg-Carlisle, PA | 2 | $ 580,000 | $ 290,000 | $ 177,000 |
| Huntsville, AL | 2 | $ 500,000 | $ 250,000 | $ 269,000 |
| Kennewick-Richland, WA | 2 | $ 500,000 | $ 250,000 | $ 52,000 |
| Longview, WA | 2 | $ 370,000 | $ 185,000 | $ 89,000 |
| Madison, WI | 2 | $ 260,000 | $ 130,000 | $ 268,000 |
| Manchester-Nashua, NH | 2 | $ 670,000 | $ 335,000 | $ 115,000 |
| Merced, CA | 2 | $ 250,000 | $ 125,000 | $ 64,000 |
| Modesto, CA | 2 | $ 480,000 | $ 240,000 | $ 65,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 600,000 | $ 300,000 | $ 135,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 620,000 | $ 310,000 | $ 336,500 |
| New Orleans-Metairie, LA | 2 | $ 420,000 | $ 210,000 | $ 184,000 |
| Olympia-Tumwater, WA | 2 | $ 790,000 | $ 395,000 | $ 350,000 |
| Redding, CA | 2 | $ 380,000 | $ 190,000 | $ 86,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 1,870,000 | $ 935,000 | $ 424,000 |
| Sebring, FL | 2 | $ 220,000 | $ 110,000 | $ 46,000 |
| Tucson, AZ | 2 | $ 700,000 | $ 350,000 | $ 189,000 |
| Tulsa, OK | 2 | $ 590,000 | $ 295,000 | $ 172,000 |
| Visalia-Porterville, CA | 2 | $ 650,000 | $ 325,000 | $ 220,000 |
| Wenatchee, WA | 2 | $ 430,000 | $ 215,000 | $ 86,000 |
| Winston-Salem, NC | 2 | $ 1,400,000 | $ 700,000 | $ 156,000 |
| Beaumont-Port Arthur, TX | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Billings, MT | 1 | $ 805,000 | $ 805,000 | $ 388,000 |
| Cape Girardeau, MO-IL | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| College Station-Bryan, TX | 1 | $ 385,000 | $ 385,000 | $ 237,000 |
| Columbia, SC | 1 | $ 275,000 | $ 275,000 | $ 119,000 |
| Columbus, GA-AL | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Columbus, IN | 1 | $ 305,000 | $ 305,000 | $ 257,000 |
| Corpus Christi, TX | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Dalton, GA | 1 | $ 195,000 | $ 195,000 | $ 159,000 |
| Dover, DE | 1 | $ 185,000 | $ 185,000 | $ 172,000 |
| Fargo, ND-MN | 1 | $ 155,000 | $ 155,000 | $ 227,000 |
| Fort Collins, CO | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Greeley, CO | 1 | $ 385,000 | $ 385,000 | $ 131,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Harrisonburg, VA | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 285,000 | $ 285,000 | $ 290,000 |
| Homosassa Springs, FL | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 1,865,000 | $ 1,865,000 | $ 977,000 |
| Knoxville, TN | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Lafayette-West Lafayette, IN | 1 | $ 155,000 | $ 155,000 | $ 190,000 |
| Lancaster, PA | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Lansing-East Lansing, MI | 1 | $ 505,000 | $ 505,000 | $ 208,000 |
| Lexington-Fayette, KY | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 135,000 | $ 135,000 | $ 288,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 315,000 | $ 315,000 | $ 165,000 |
| Medford, OR | 1 | $ 515,000 | $ 515,000 | $ 178,000 |
| Midland, MI | 1 | $ 345,000 | $ 345,000 | $ 160,000 |
| Montgomery, AL | 1 | $ 315,000 | $ 315,000 | $ 205,000 |
| Muskegon, MI | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| New Bern, NC | 1 | $ 205,000 | $ 205,000 | $ 259,000 |
| Owensboro, KY | 1 | $ 235,000 | $ 235,000 | $ 246,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 405,000 | $ 405,000 | $ 121,000 |
| Rockford, IL | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Salem, OR | 1 | $ 235,000 | $ 235,000 | $ 212,000 |
| Santa Fe, NM | 1 | $ 455,000 | $ 455,000 | $ 89,000 |
| Spartanburg, SC | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Springfield, MO | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| State College, PA | 1 | $ 625,000 | $ 625,000 | $ 230,000 |
| Staunton-Waynesboro, VA | 1 | $ 395,000 | $ 395,000 | $ 290,000 |
| The Villages, FL | 1 | $ 235,000 | $ 235,000 | $ 439,000 |
| Toledo, OH | 1 | $ 365,000 | $ 365,000 | $ 146,000 |
| Tuscaloosa, AL | 1 | $ 315,000 | $ 315,000 | $ 145,000 |
| Waco, TX | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Watertown-Fort Drum, NY | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Wilmington, NC | 1 | $ 635,000 | $ 635,000 | $ 230,000 |
| York-Hanover, PA | 1 | $ 135,000 | $ 135,000 | $ 155,000 |
| Yuma, AZ | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for HSBC Bank USA, NA in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,776 | $5,916,100,000 | $674,000 | $19,255,000 | $287,000 | $9,539,000 |
| Home Purchase | 5,660 | $4,071,120,000 | $719,000 | $91,255,000 | $260,000 | $9,496,000 |
| Cash-out Refinancing | 3,425 | $2,107,785,000 | $615,000 | $30,005,000 | $245,000 | $9,513,000 |
| Other Purpose | 818 | $378,030,000 | $462,000 | $20,005,000 | $286,000 | $7,762,000 |
| Home Improvement | 614 | $152,850,000 | $248,000 | $3,565,000 | $296,000 | $6,683,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 6,801 | $4,914,435,000 | $722,000 | $17,715,000 | $352,000 | $9,513,000 |
| Asian | 4,206 | $3,248,280,000 | $772,000 | $6,005,000 | $277,000 | $6,537,000 |
| Not applicable | 3,687 | $1,666,635,000 | $452,000 | $91,255,000 | $105,000 | $5,833,000 |
| White | 3,572 | $2,344,960,000 | $656,000 | $8,005,000 | $301,000 | $9,539,000 |
| Hispanic | 678 | $314,600,000 | $464,000 | $3,505,000 | $253,000 | $7,309,000 |
| Black or African American | 272 | $90,770,000 | $333,000 | $2,305,000 | $143,000 | $1,432,000 |
| American Indian or Alaskan Native | 23 | $12,325,000 | $535,000 | $1,635,000 | $217,000 | $1,560,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $3,875,000 | $430,000 | $825,000 | $182,000 | $630,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,476 | $12,361,270,000 | $669,000 | $91,255,000 | $279,000 | $9,539,000 |
| FHA-insured (Federal Housing Administration) | 654 | $209,350,000 | $320,000 | $1,095,000 | $80,000 | $711,000 |
| VA-guaranteed (Veterans Administration) | 161 | $54,925,000 | $341,000 | $745,000 | $98,000 | $280,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $340,000 | $170,000 | $235,000 | $60,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,377 | $5,795,965,000 | $785,000 | $91,255,000 | $325,000 | $9,513,000 |
| Loan Purchased By The Institution | 3,589 | $1,132,915,000 | $315,000 | $1,145,000 | $105,000 | $5,833,000 |
| Application Withdrawn By Applicant | 3,223 | $2,241,905,000 | $695,000 | $19,255,000 | $311,000 | $7,309,000 |
| File Closed For Incompleteness | 2,950 | $2,054,270,000 | $696,000 | $13,655,000 | $309,000 | $7,762,000 |
| Application Denied By Financial Institution | 1,980 | $1,293,700,000 | $653,000 | $30,005,000 | $252,000 | $9,539,000 |
| Application Approved But Not Accepted | 174 | $107,130,000 | $615,000 | $5,625,000 | $437,000 | $6,683,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 17,313 | $11,332,185,000 | $654,000 | $91,255,000 | $274,000 | $9,513,000 |
| Debt-To-Income Ratio | 881 | $552,135,000 | $626,000 | $8,785,000 | $142,000 | $1,777,000 |
| Collateral | 289 | $222,975,000 | $771,000 | $30,005,000 | $328,000 | $3,074,000 |
| Credit Application Incomplete | 271 | $152,715,000 | $563,000 | $4,205,000 | $298,000 | $9,539,000 |
| Credit History | 259 | $150,735,000 | $581,000 | $5,525,000 | $393,000 | $8,314,000 |
| Other | 153 | $118,085,000 | $771,000 | $10,005,000 | $349,000 | $3,263,000 |
| Unverifiable Information | 75 | $54,215,000 | $722,000 | $6,005,000 | $314,000 | $2,400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 43 | $35,575,000 | $827,000 | $2,665,000 | $296,000 | $1,170,000 |
| Employment History | 8 | $7,060,000 | $882,000 | $3,505,000 | $530,000 | $1,453,000 |
| Mortgage Insurance Denied | 1 | $205,000 | $205,000 | $205,000 | $45,000 | $45,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into HSBC Bank USA, NA's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess HSBC Bank USA, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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