Hsbc Bank Usa, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Hsbc Bank Usa, National Association 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hsbc Bank Usa, National Association 1800 Tysons Blvd., Suite 50 Mclean, VA 22102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 17,348 |
| Total Mortgage Loan Application Amount | $11,910,040,000 |
| Average Mortgage Loan Application Amount | $500,500 |
| Highest Mortgage Loan Application Amount | $42,805,000 |
| Average Applicant Income | $254,833 |
| Highest Applicant Income | $9,935,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Hsbc Bank Usa, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hsbc Bank Usa, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Hsbc Bank Usa, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hsbc Bank Usa, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Hsbc Bank Usa, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hsbc Bank Usa, National Association's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,802 | $ 1,650,420,000 | $ 915,000 | $ 345,000 |
| Santa Clara County California | 1,536 | $ 1,671,550,000 | $ 1,088,000 | $ 293,000 |
| Kings County New York | 987 | $ 678,625,000 | $ 687,000 | $ 263,000 |
| New York County New York | 964 | $ 1,186,660,000 | $ 1,230,000 | $ 540,000 |
| Queens County New York | 907 | $ 370,235,000 | $ 408,000 | $ 141,000 |
| Miami-Dade County Florida | 797 | $ 624,935,000 | $ 784,000 | $ 329,000 |
| King County Washington | 758 | $ 433,090,000 | $ 571,000 | $ 193,000 |
| Orange County California | 744 | $ 562,760,000 | $ 756,000 | $ 270,000 |
| Westchester County New York | 654 | $ 313,880,000 | $ 479,000 | $ 234,000 |
| Suffolk County New York | 489 | $ 303,975,000 | $ 621,000 | $ 358,000 |
| Nassau County New York | 477 | $ 232,465,000 | $ 487,000 | $ 237,000 |
| Erie County New York | 422 | $ 73,530,000 | $ 174,000 | $ 83,000 |
| San Mateo County California | 410 | $ 464,330,000 | $ 1,132,000 | $ 316,000 |
| Alameda County California | 361 | $ 286,705,000 | $ 794,000 | $ 238,000 |
| Philadelphia County Pennsylvania | 336 | $ 71,270,000 | $ 212,000 | $ 82,000 |
| Broward County Florida | 298 | $ 99,630,000 | $ 334,000 | $ 138,000 |
| Bronx County New York | 295 | $ 102,725,000 | $ 348,000 | $ 109,000 |
| San Francisco County California | 286 | $ 242,600,000 | $ 848,000 | $ 272,000 |
| Montgomery County Maryland | 280 | $ 113,650,000 | $ 405,000 | $ 152,000 |
| District of Columbia County District Of Columbia | 274 | $ 105,400,000 | $ 384,000 | $ 131,000 |
| Richmond County New York | 254 | $ 81,370,000 | $ 320,000 | $ 107,000 |
| Fairfax County Virginia | 220 | $ 86,770,000 | $ 394,000 | $ 142,000 |
| Contra Costa County California | 206 | $ 139,440,000 | $ 676,000 | $ 209,000 |
| Rockland County New York | 187 | $ 58,705,000 | $ 313,000 | $ 137,000 |
| Fairfield County Connecticut | 167 | $ 170,255,000 | $ 1,019,000 | $ 367,000 |
| San Diego County California | 136 | $ 130,000,000 | $ 955,000 | $ 399,000 |
| Morris County New Jersey | 135 | $ 57,995,000 | $ 429,000 | $ 236,000 |
| Middlesex County New Jersey | 115 | $ 31,045,000 | $ 269,000 | $ 108,000 |
| Essex County New Jersey | 110 | $ 53,600,000 | $ 487,000 | $ 192,000 |
| Bergen County New Jersey | 107 | $ 65,695,000 | $ 613,000 | $ 252,000 |
| Palm Beach County Florida | 106 | $ 127,770,000 | $ 1,205,000 | $ 456,000 |
| Hudson County New Jersey | 105 | $ 57,785,000 | $ 550,000 | $ 258,000 |
| Union County New Jersey | 103 | $ 39,005,000 | $ 378,000 | $ 147,000 |
| San Bernardino County California | 75 | $ 38,075,000 | $ 507,000 | $ 226,000 |
| Niagara County New York | 68 | $ 8,890,000 | $ 130,000 | $ 61,000 |
| Monmouth County New Jersey | 66 | $ 88,950,000 | $ 1,347,000 | $ 1,027,000 |
| Riverside County California | 62 | $ 30,000,000 | $ 483,000 | $ 217,000 |
| Harris County Texas | 58 | $ 24,300,000 | $ 418,000 | $ 218,000 |
| Cook County Illinois | 54 | $ 23,570,000 | $ 436,000 | $ 246,000 |
| Orange County Florida | 48 | $ 18,690,000 | $ 389,000 | $ 329,000 |
| Alexandria County Virginia | 46 | $ 12,810,000 | $ 278,000 | $ 100,000 |
| Clark County Nevada | 40 | $ 19,760,000 | $ 494,000 | $ 333,000 |
| Arlington County Virginia | 39 | $ 14,075,000 | $ 360,000 | $ 136,000 |
| Maricopa County Arizona | 37 | $ 20,435,000 | $ 552,000 | $ 290,000 |
| Orange County New York | 37 | $ 10,915,000 | $ 295,000 | $ 164,000 |
| Putnam County New York | 34 | $ 8,640,000 | $ 254,000 | $ 114,000 |
| Marin County California | 33 | $ 42,175,000 | $ 1,278,000 | $ 363,000 |
| Somerset County New Jersey | 32 | $ 16,380,000 | $ 511,000 | $ 320,000 |
| Passaic County New Jersey | 31 | $ 8,775,000 | $ 283,000 | $ 86,000 |
| Travis County Texas | 30 | $ 22,050,000 | $ 735,000 | $ 319,000 |
| Dallas County Texas | 27 | $ 49,925,000 | $ 1,849,000 | $ 379,000 |
| Snohomish County Washington | 27 | $ 12,845,000 | $ 475,000 | $ 216,000 |
| Ventura County California | 26 | $ 29,800,000 | $ 1,146,000 | $ 281,000 |
| Middlesex County Massachusetts | 26 | $ 23,290,000 | $ 895,000 | $ 362,000 |
| Fort Bend County Texas | 25 | $ 8,085,000 | $ 323,000 | $ 174,000 |
| Fulton County Georgia | 24 | $ 17,050,000 | $ 710,000 | $ 429,000 |
| Mercer County New Jersey | 24 | $ 13,640,000 | $ 568,000 | $ 298,000 |
| Osceola County Florida | 23 | $ 6,265,000 | $ 272,000 | $ 232,000 |
| Collin County Texas | 23 | $ 8,935,000 | $ 388,000 | $ 214,000 |
| Hillsborough County Florida | 21 | $ 11,365,000 | $ 541,000 | $ 466,000 |
| Pinellas County Florida | 21 | $ 5,985,000 | $ 285,000 | $ 196,000 |
| Suffolk County Massachusetts | 21 | $ 20,225,000 | $ 963,000 | $ 402,000 |
| Lee County Florida | 19 | $ 6,535,000 | $ 343,000 | $ 173,000 |
| Mecklenburg County North Carolina | 19 | $ 10,915,000 | $ 574,000 | $ 201,000 |
| Tarrant County Texas | 18 | $ 5,460,000 | $ 303,000 | $ 128,000 |
| New Haven County Connecticut | 17 | $ 6,055,000 | $ 356,000 | $ 207,000 |
| Loudoun County Virginia | 17 | $ 6,535,000 | $ 384,000 | $ 187,000 |
| Polk County Florida | 16 | $ 3,690,000 | $ 230,000 | $ 291,000 |
| Wake County North Carolina | 16 | $ 7,190,000 | $ 449,000 | $ 195,000 |
| Sacramento County California | 15 | $ 4,045,000 | $ 269,000 | $ 165,000 |
| Sonoma County California | 15 | $ 13,305,000 | $ 887,000 | $ 384,000 |
| Collier County Florida | 15 | $ 8,615,000 | $ 574,000 | $ 431,000 |
| Honolulu County Hawaii | 15 | $ 15,155,000 | $ 1,010,000 | $ 388,000 |
| Montgomery County Texas | 15 | $ 6,175,000 | $ 411,000 | $ 192,000 |
| Ulster County New York | 13 | $ 6,085,000 | $ 468,000 | $ 217,000 |
| Denton County Texas | 13 | $ 4,705,000 | $ 361,000 | $ 184,000 |
| Boulder County Colorado | 12 | $ 14,240,000 | $ 1,186,000 | $ 545,000 |
| Ocean County New Jersey | 12 | $ 8,380,000 | $ 698,000 | $ 449,000 |
| Williamson County Texas | 12 | $ 4,230,000 | $ 352,000 | $ 158,000 |
| Litchfield County Connecticut | 11 | $ 5,925,000 | $ 538,000 | $ 680,000 |
| Duval County Florida | 11 | $ 2,335,000 | $ 212,000 | $ 95,000 |
| Greene County New York | 11 | $ 3,115,000 | $ 283,000 | $ 295,000 |
| Montgomery County Pennsylvania | 11 | $ 6,425,000 | $ 584,000 | $ 234,000 |
| Placer County California | 10 | $ 7,790,000 | $ 779,000 | $ 514,000 |
| San Joaquin County California | 10 | $ 4,940,000 | $ 494,000 | $ 225,000 |
| DuPage County Illinois | 10 | $ 2,820,000 | $ 282,000 | $ 183,000 |
| Norfolk County Massachusetts | 10 | $ 9,610,000 | $ 961,000 | $ 326,000 |
| Bucks County Pennsylvania | 10 | $ 4,230,000 | $ 423,000 | $ 241,000 |
| Bexar County Texas | 10 | $ 2,180,000 | $ 218,000 | $ 308,000 |
| Napa County California | 9 | $ 9,955,000 | $ 1,106,000 | $ 554,000 |
| Santa Barbara County California | 9 | $ 9,745,000 | $ 1,082,000 | $ 529,000 |
| Douglas County Colorado | 9 | $ 4,735,000 | $ 526,000 | $ 269,000 |
| Manatee County Florida | 9 | $ 2,975,000 | $ 330,000 | $ 157,000 |
| Pasco County Florida | 9 | $ 2,225,000 | $ 247,000 | $ 97,000 |
| Columbia County New York | 9 | $ 4,425,000 | $ 491,000 | $ 360,000 |
| Monroe County New York | 9 | $ 1,175,000 | $ 130,000 | $ 108,000 |
| Davidson County Tennessee | 9 | $ 6,315,000 | $ 701,000 | $ 352,000 |
| Brevard County Florida | 8 | $ 2,330,000 | $ 291,000 | $ 314,000 |
| Lake County Illinois | 8 | $ 4,330,000 | $ 541,000 | $ 307,000 |
| Frederick County Maryland | 8 | $ 3,660,000 | $ 457,000 | $ 148,000 |
| Delaware County New York | 8 | $ 1,120,000 | $ 140,000 | $ 132,000 |
| Cuyahoga County Ohio | 8 | $ 1,320,000 | $ 165,000 | $ 136,000 |
| Multnomah County Oregon | 8 | $ 3,050,000 | $ 381,000 | $ 190,000 |
| Hartford County Connecticut | 7 | $ 2,045,000 | $ 292,000 | $ 128,000 |
| Will County Illinois | 7 | $ 3,205,000 | $ 457,000 | $ 189,000 |
| Prince George's County Maryland | 7 | $ 2,265,000 | $ 323,000 | $ 144,000 |
| Plymouth County Massachusetts | 7 | $ 4,615,000 | $ 659,000 | $ 271,000 |
| Hennepin County Minnesota | 7 | $ 3,375,000 | $ 482,000 | $ 473,000 |
| Sussex County New Jersey | 7 | $ 2,775,000 | $ 396,000 | $ 169,000 |
| Onondaga County New York | 7 | $ 1,175,000 | $ 167,000 | $ 132,000 |
| Saratoga County New York | 7 | $ 2,235,000 | $ 319,000 | $ 238,000 |
| Clackamas County Oregon | 7 | $ 4,625,000 | $ 660,000 | $ 164,000 |
| Brazos County Texas | 7 | $ 1,205,000 | $ 172,000 | $ 171,000 |
| Salt Lake County Utah | 7 | $ 4,375,000 | $ 625,000 | $ 382,000 |
| Summit County Utah | 7 | $ 8,095,000 | $ 1,156,000 | $ 442,000 |
| Pima County Arizona | 6 | $ 2,850,000 | $ 475,000 | $ 185,000 |
| El Dorado County California | 6 | $ 9,480,000 | $ 1,580,000 | $ 628,000 |
| Kern County California | 6 | $ 1,360,000 | $ 226,000 | $ 121,000 |
| Monterey County California | 6 | $ 6,100,000 | $ 1,016,000 | $ 453,000 |
| Nevada County California | 6 | $ 4,020,000 | $ 670,000 | $ 608,000 |
| Santa Cruz County California | 6 | $ 5,360,000 | $ 893,000 | $ 195,000 |
| Routt County Colorado | 6 | $ 2,940,000 | $ 490,000 | $ 366,000 |
| Middlesex County Connecticut | 6 | $ 2,070,000 | $ 345,000 | $ 217,000 |
| New Castle County Delaware | 6 | $ 860,000 | $ 143,000 | $ 83,000 |
| Sarasota County Florida | 6 | $ 1,890,000 | $ 315,000 | $ 83,000 |
| St. Johns County Florida | 6 | $ 2,520,000 | $ 420,000 | $ 224,000 |
| Gwinnett County Georgia | 6 | $ 1,540,000 | $ 256,000 | $ 145,000 |
| Oakland County Michigan | 6 | $ 3,150,000 | $ 525,000 | $ 280,000 |
| Cape May County New Jersey | 6 | $ 5,440,000 | $ 906,000 | $ 404,000 |
| Dutchess County New York | 6 | $ 3,790,000 | $ 631,000 | $ 710,000 |
| Williamson County Tennessee | 6 | $ 6,330,000 | $ 1,055,000 | $ 284,000 |
| Brazoria County Texas | 6 | $ 1,030,000 | $ 171,000 | $ 173,000 |
| Kitsap County Washington | 6 | $ 3,980,000 | $ 663,000 | $ 359,000 |
| Fresno County California | 5 | $ 1,625,000 | $ 325,000 | $ 89,000 |
| Sussex County Delaware | 5 | $ 3,055,000 | $ 611,000 | $ 382,000 |
| Indian River County Florida | 5 | $ 1,395,000 | $ 279,000 | $ 205,000 |
| Howard County Maryland | 5 | $ 4,555,000 | $ 911,000 | $ 202,000 |
| Macomb County Michigan | 5 | $ 895,000 | $ 179,000 | $ 137,000 |
| St. Louis County Missouri | 5 | $ 4,285,000 | $ 857,000 | $ 283,000 |
| Sullivan County New York | 5 | $ 1,495,000 | $ 299,000 | $ 1,937,000 |
| Dare County North Carolina | 5 | $ 6,575,000 | $ 1,315,000 | $ 2,959,000 |
| Allegheny County Pennsylvania | 5 | $ 1,625,000 | $ 325,000 | $ 119,000 |
| Chester County Pennsylvania | 5 | $ 1,655,000 | $ 331,000 | $ 185,000 |
| Delaware County Pennsylvania | 5 | $ 2,135,000 | $ 427,000 | $ 65,000 |
| Greenville County South Carolina | 5 | $ 945,000 | $ 189,000 | $ 100,000 |
| Horry County South Carolina | 5 | $ 1,135,000 | $ 227,000 | $ 115,000 |
| Knox County Tennessee | 5 | $ 1,855,000 | $ 371,000 | $ 139,000 |
| Sevier County Tennessee | 5 | $ 4,085,000 | $ 817,000 | $ 496,000 |
| Pierce County Washington | 5 | $ 2,265,000 | $ 453,000 | $ 196,000 |
| Madison County Alabama | 4 | $ 430,000 | $ 107,000 | $ 107,000 |
| Mono County California | 4 | $ 1,490,000 | $ 372,000 | $ 394,000 |
| Solano County California | 4 | $ 2,090,000 | $ 522,000 | $ 186,000 |
| Eagle County Colorado | 4 | $ 5,380,000 | $ 1,345,000 | $ 606,000 |
| Seminole County Florida | 4 | $ 1,040,000 | $ 260,000 | $ 80,000 |
| Hall County Georgia | 4 | $ 1,650,000 | $ 412,000 | $ 1,435,000 |
| Ada County Idaho | 4 | $ 1,390,000 | $ 347,000 | $ 178,000 |
| Barnstable County Massachusetts | 4 | $ 3,710,000 | $ 927,000 | $ 672,000 |
| Nantucket County Massachusetts | 4 | $ 23,770,000 | $ 5,942,000 | $ 464,000 |
| Wayne County Michigan | 4 | $ 300,000 | $ 75,000 | $ 81,000 |
| Gallatin County Montana | 4 | $ 1,440,000 | $ 360,000 | $ 237,000 |
| Hunterdon County New Jersey | 4 | $ 2,030,000 | $ 507,000 | $ 227,000 |
| Warren County New Jersey | 4 | $ 940,000 | $ 235,000 | $ 119,000 |
| Buncombe County North Carolina | 4 | $ 1,840,000 | $ 460,000 | $ 227,000 |
| Durham County North Carolina | 4 | $ 1,140,000 | $ 285,000 | $ 195,000 |
| York County South Carolina | 4 | $ 1,400,000 | $ 350,000 | $ 160,000 |
| McLennan County Texas | 4 | $ 930,000 | $ 232,000 | $ 155,000 |
| Windham County Vermont | 4 | $ 2,110,000 | $ 527,000 | $ 437,000 |
| Fairfax City County Virginia | 4 | $ 1,040,000 | $ 260,000 | $ 87,000 |
| Henrico County Virginia | 4 | $ 900,000 | $ 225,000 | $ 141,000 |
| Clark County Washington | 4 | $ 2,110,000 | $ 527,000 | $ 207,000 |
| Arapahoe County Colorado | 3 | $ 1,625,000 | $ 541,000 | $ 505,000 |
| Denver County Colorado | 3 | $ 1,495,000 | $ 498,000 | $ 301,000 |
| Pitkin County Colorado | 3 | $ 7,845,000 | $ 2,615,000 | $ 827,000 |
| New London County Connecticut | 3 | $ 915,000 | $ 305,000 | $ 661,000 |
| Bay County Florida | 3 | $ 4,755,000 | $ 1,585,000 | $ 578,000 |
| Lake County Florida | 3 | $ 585,000 | $ 195,000 | $ 148,000 |
| Marion County Florida | 3 | $ 525,000 | $ 175,000 | $ 36,000 |
| Santa Rosa County Florida | 3 | $ 465,000 | $ 155,000 | $ 63,000 |
| St. Lucie County Florida | 3 | $ 505,000 | $ 168,000 | $ 85,000 |
| Chatham County Georgia | 3 | $ 905,000 | $ 301,000 | $ 175,000 |
| Cobb County Georgia | 3 | $ 1,965,000 | $ 655,000 | $ 254,000 |
| DeKalb County Georgia | 3 | $ 625,000 | $ 208,000 | $ 124,000 |
| Marion County Indiana | 3 | $ 2,025,000 | $ 675,000 | $ 217,000 |
| Orleans County Louisiana | 3 | $ 445,000 | $ 148,000 | $ 253,000 |
| Baltimore County Maryland | 3 | $ 685,000 | $ 228,000 | $ 105,000 |
| Baltimore City County Maryland | 3 | $ 515,000 | $ 171,000 | $ 135,000 |
| Worcester County Massachusetts | 3 | $ 1,255,000 | $ 418,000 | $ 155,000 |
| Jackson County Missouri | 3 | $ 845,000 | $ 281,000 | $ 286,000 |
| St. Louis City County Missouri | 3 | $ 305,000 | $ 101,000 | $ 118,000 |
| Washoe County Nevada | 3 | $ 4,465,000 | $ 1,488,000 | $ 587,000 |
| Camden County New Jersey | 3 | $ 845,000 | $ 281,000 | $ 139,000 |
| Albany County New York | 3 | $ 665,000 | $ 221,000 | $ 304,000 |
| Broome County New York | 3 | $ 435,000 | $ 145,000 | $ 66,000 |
| Chenango County New York | 3 | $ 225,000 | $ 75,000 | $ 57,000 |
| Rensselaer County New York | 3 | $ 595,000 | $ 198,000 | $ 128,000 |
| Schenectady County New York | 3 | $ 805,000 | $ 268,000 | $ 177,000 |
| Union County North Carolina | 3 | $ 1,885,000 | $ 628,000 | $ 153,000 |
| Franklin County Ohio | 3 | $ 2,145,000 | $ 715,000 | $ 322,000 |
| Washington County Oregon | 3 | $ 685,000 | $ 228,000 | $ 102,000 |
| Berks County Pennsylvania | 3 | $ 515,000 | $ 171,000 | $ 116,000 |
| Northampton County Pennsylvania | 3 | $ 1,225,000 | $ 408,000 | $ 199,000 |
| Pike County Pennsylvania | 3 | $ 755,000 | $ 251,000 | $ 186,000 |
| Hamilton County Tennessee | 3 | $ 265,000 | $ 88,000 | $ 141,000 |
| Kaufman County Texas | 3 | $ 525,000 | $ 175,000 | $ 138,000 |
| Washington County Vermont | 3 | $ 1,215,000 | $ 405,000 | $ 266,000 |
| Whatcom County Washington | 3 | $ 1,865,000 | $ 621,000 | $ 187,000 |
| Teton County Wyoming | 3 | $ 3,945,000 | $ 1,315,000 | $ 1,046,000 |
| Mohave County Arizona | 2 | $ 1,440,000 | $ 720,000 | $ 490,000 |
| San Luis Obispo County California | 2 | $ 1,460,000 | $ 730,000 | $ 226,000 |
| Gunnison County Colorado | 2 | $ 930,000 | $ 465,000 | $ 249,000 |
| Jefferson County Colorado | 2 | $ 1,300,000 | $ 650,000 | $ 281,000 |
| Weld County Colorado | 2 | $ 1,070,000 | $ 535,000 | $ 190,000 |
| Tolland County Connecticut | 2 | $ 280,000 | $ 140,000 | $ 235,000 |
| Alachua County Florida | 2 | $ 590,000 | $ 295,000 | $ 227,000 |
| Charlotte County Florida | 2 | $ 290,000 | $ 145,000 | $ 159,000 |
| Monroe County Florida | 2 | $ 1,120,000 | $ 560,000 | $ 348,000 |
| Volusia County Florida | 2 | $ 340,000 | $ 170,000 | $ 102,000 |
| Walton County Florida | 2 | $ 7,310,000 | $ 3,655,000 | $ 964,000 |
| Clarke County Georgia | 2 | $ 740,000 | $ 370,000 | $ 197,000 |
| Columbia County Georgia | 2 | $ 480,000 | $ 240,000 | $ 152,000 |
| Forsyth County Georgia | 2 | $ 1,150,000 | $ 575,000 | $ 197,000 |
| Henry County Georgia | 2 | $ 440,000 | $ 220,000 | $ 97,000 |
| Paulding County Georgia | 2 | $ 490,000 | $ 245,000 | $ 200,000 |
| Maui County Hawaii | 2 | $ 9,830,000 | $ 4,915,000 | $ 2,338,000 |
| Tippecanoe County Indiana | 2 | $ 420,000 | $ 210,000 | $ 145,000 |
| Berkshire County Massachusetts | 2 | $ 530,000 | $ 265,000 | $ 95,000 |
| Bristol County Massachusetts | 2 | $ 400,000 | $ 200,000 | $ 69,000 |
| Dukes County Massachusetts | 2 | $ 1,310,000 | $ 655,000 | $ 138,000 |
| Carver County Minnesota | 2 | $ 600,000 | $ 300,000 | $ 93,000 |
| Ramsey County Minnesota | 2 | $ 480,000 | $ 240,000 | $ 118,000 |
| Yellowstone County Montana | 2 | $ 1,200,000 | $ 600,000 | $ 424,000 |
| Douglas County Nevada | 2 | $ 1,830,000 | $ 915,000 | $ 205,000 |
| Atlantic County New Jersey | 2 | $ 760,000 | $ 380,000 | $ 1,250,000 |
| Cattaraugus County New York | 2 | $ 130,000 | $ 65,000 | $ 70,000 |
| Fulton County New York | 2 | $ 350,000 | $ 175,000 | $ 182,000 |
| Herkimer County New York | 2 | $ 140,000 | $ 70,000 | $ 69,000 |
| Madison County New York | 2 | $ 630,000 | $ 315,000 | $ 92,000 |
| Ontario County New York | 2 | $ 440,000 | $ 220,000 | $ 146,000 |
| Tioga County New York | 2 | $ 270,000 | $ 135,000 | $ 107,000 |
| Washington County New York | 2 | $ 460,000 | $ 230,000 | $ 187,000 |
| Guilford County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 100,000 |
| Johnston County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 201,000 |
| Hamilton County Ohio | 2 | $ 700,000 | $ 350,000 | $ 258,000 |
| Montgomery County Ohio | 2 | $ 390,000 | $ 195,000 | $ 101,000 |
| Warren County Ohio | 2 | $ 840,000 | $ 420,000 | $ 205,000 |
| Deschutes County Oregon | 2 | $ 1,160,000 | $ 580,000 | $ 459,000 |
| Lehigh County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 83,000 |
| Wayne County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 125,000 |
| York County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 58,000 |
| Providence County Rhode Island | 2 | $ 240,000 | $ 120,000 | $ 144,000 |
| Beaufort County South Carolina | 2 | $ 1,710,000 | $ 855,000 | $ 456,000 |
| Berkeley County South Carolina | 2 | $ 2,310,000 | $ 1,155,000 | $ 497,000 |
| Shelby County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 139,000 |
| Sumner County Tennessee | 2 | $ 680,000 | $ 340,000 | $ 116,000 |
| Comal County Texas | 2 | $ 580,000 | $ 290,000 | $ 158,000 |
| El Paso County Texas | 2 | $ 160,000 | $ 80,000 | $ 79,000 |
| Rockwall County Texas | 2 | $ 900,000 | $ 450,000 | $ 208,000 |
| Rutland County Vermont | 2 | $ 1,090,000 | $ 545,000 | $ 733,000 |
| Falls Church County Virginia | 2 | $ 500,000 | $ 250,000 | $ 57,000 |
| Manassas County Virginia | 2 | $ 460,000 | $ 230,000 | $ 100,000 |
| Prince William County Virginia | 2 | $ 470,000 | $ 235,000 | $ 41,000 |
| Virginia Beach County Virginia | 2 | $ 630,000 | $ 315,000 | $ 79,000 |
| Lincoln County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 83,000 |
| Jefferson County Alabama | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Montgomery County Alabama | 1 | $ 75,000 | $ 75,000 | $ 134,000 |
| Gila County Arizona | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Pinal County Arizona | 1 | $ 265,000 | $ 265,000 | $ 151,000 |
| Yavapai County Arizona | 1 | $ 835,000 | $ 835,000 | $ 493,000 |
| Benton County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Calaveras County California | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Humboldt County California | 1 | $ 435,000 | $ 435,000 | $ 160,000 |
| Imperial County California | 1 | $ 265,000 | $ 265,000 | $ 185,000 |
| Madera County California | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Mariposa County California | 1 | $ 115,000 | $ 115,000 | $ 154,000 |
| Merced County California | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Sutter County California | 1 | $ 305,000 | $ 305,000 | $ 48,000 |
| Tulare County California | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Tuolumne County California | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Larimer County Colorado | 1 | $ 885,000 | $ 885,000 | $ 219,000 |
| Summit County Colorado | 1 | $ 325,000 | $ 325,000 | $ 198,000 |
| Windham County Connecticut | 1 | $ 165,000 | $ 165,000 | $ 245,000 |
| Kent County Delaware | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| Clay County Florida | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Gadsden County Florida | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Lafayette County Florida | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Martin County Florida | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Nassau County Florida | 1 | $ 465,000 | $ 465,000 | $ 306,000 |
| Sumter County Florida | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Banks County Georgia | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Carroll County Georgia | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Cherokee County Georgia | 1 | $ 205,000 | $ 205,000 | $ 128,000 |
| Gordon County Georgia | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Greene County Georgia | 1 | $ 1,775,000 | $ 1,775,000 | $ 1,893,000 |
| Houston County Georgia | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| Laurens County Georgia | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Muscogee County Georgia | 1 | $ 355,000 | $ 355,000 | $ 125,000 |
| Troup County Georgia | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Whitfield County Georgia | 1 | $ 95,000 | $ 95,000 | $ 109,000 |
| Blaine County Idaho | 1 | $ 1,125,000 | $ 1,125,000 | $ 379,000 |
| Washington County Idaho | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Kendall County Illinois | 1 | $ 355,000 | $ 355,000 | $ 0 |
| McLean County Illinois | 1 | $ 235,000 | $ 235,000 | $ 224,000 |
| Grant County Indiana | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 245,000 | $ 245,000 | $ 228,000 |
| Hendricks County Indiana | 1 | $ 345,000 | $ 345,000 | $ 115,000 |
| Johnson County Indiana | 1 | $ 195,000 | $ 195,000 | $ 230,000 |
| Monroe County Indiana | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Wayne County Indiana | 1 | $ 85,000 | $ 85,000 | $ 214,000 |
| Polk County Iowa | 1 | $ 295,000 | $ 295,000 | $ 299,000 |
| Scott County Iowa | 1 | $ 295,000 | $ 295,000 | $ 238,000 |
| Johnson County Kansas | 1 | $ 415,000 | $ 415,000 | $ 494,000 |
| Sedgwick County Kansas | 1 | $ 65,000 | $ 65,000 | $ 16,000 |
| Ascension County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Bossier County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Jefferson County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Lincoln County Maine | 1 | $ 375,000 | $ 375,000 | $ 160,000 |
| York County Maine | 1 | $ 125,000 | $ 125,000 | $ 162,000 |
| Anne Arundel County Maryland | 1 | $ 205,000 | $ 205,000 | $ 38,000 |
| Cecil County Maryland | 1 | $ 505,000 | $ 505,000 | $ 313,000 |
| Dorchester County Maryland | 1 | $ 905,000 | $ 905,000 | $ 1,047,000 |
| Washington County Maryland | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Essex County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Franklin County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Hampden County Massachusetts | 1 | $ 485,000 | $ 485,000 | $ 145,000 |
| Allegan County Michigan | 1 | $ 635,000 | $ 635,000 | $ 48,000 |
| Genesee County Michigan | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Ingham County Michigan | 1 | $ 195,000 | $ 195,000 | $ 171,000 |
| Kalamazoo County Michigan | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Kent County Michigan | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Manistee County Michigan | 1 | $ 235,000 | $ 235,000 | $ 964,000 |
| Washtenaw County Michigan | 1 | $ 445,000 | $ 445,000 | $ 300,000 |
| Olmsted County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 117,000 |
| Washington County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 126,000 |
| Lafayette County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 201,000 |
| Camden County Missouri | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Cass County Missouri | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Flathead County Montana | 1 | $ 1,005,000 | $ 1,005,000 | $ 604,000 |
| Madison County Montana | 1 | $ 2,995,000 | $ 2,995,000 | $ 5,325,000 |
| Douglas County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 116,000 |
| Hall County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Grafton County New Hampshire | 1 | $ 535,000 | $ 535,000 | $ 284,000 |
| Hillsborough County New Hampshire | 1 | $ 5,005,000 | $ 5,005,000 | $ 3,407,000 |
| Rockingham County New Hampshire | 1 | $ 535,000 | $ 535,000 | $ 227,000 |
| Burlington County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Cumberland County New Jersey | 1 | $ 545,000 | $ 545,000 | $ 169,000 |
| Cibola County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Santa Fe County New Mexico | 1 | $ 1,965,000 | $ 1,965,000 | $ 700,000 |
| Chautauqua County New York | 1 | $ 145,000 | $ 145,000 | $ 116,000 |
| Clinton County New York | 1 | $ 675,000 | $ 675,000 | $ 482,000 |
| Cortland County New York | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Livingston County New York | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| Oneida County New York | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Oswego County New York | 1 | $ 95,000 | $ 95,000 | $ 137,000 |
| Schoharie County New York | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Tompkins County New York | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Warren County New York | 1 | $ 335,000 | $ 335,000 | $ 286,000 |
| Wayne County New York | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| Cabarrus County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 404,000 |
| Forsyth County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
| Franklin County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Gaston County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 109,000 |
| Harnett County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
| Henderson County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 95,000 |
| Lee County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Moore County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| New Hanover County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 126,000 |
| Onslow County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 129,000 |
| Pitt County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Transylvania County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Butler County Ohio | 1 | $ 395,000 | $ 395,000 | $ 145,000 |
| Fairfield County Ohio | 1 | $ 365,000 | $ 365,000 | $ 125,000 |
| Lorain County Ohio | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Marshall County Oklahoma | 1 | $ 335,000 | $ 335,000 | $ 261,000 |
| Tulsa County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 260,000 |
| Wagoner County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| Benton County Oregon | 1 | $ 55,000 | $ 55,000 | $ 311,000 |
| Coos County Oregon | 1 | $ 365,000 | $ 365,000 | $ 124,000 |
| Tillamook County Oregon | 1 | $ 425,000 | $ 425,000 | $ 660,000 |
| Centre County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 90,000 |
| Clearfield County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 240,000 |
| Dauphin County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Lancaster County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Luzerne County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Monroe County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Bristol County Rhode Island | 1 | $ 605,000 | $ 605,000 | $ 252,000 |
| Washington County Rhode Island | 1 | $ 405,000 | $ 405,000 | $ 117,000 |
| Anderson County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Jasper County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 388,000 |
| Lancaster County South Carolina | 1 | $ 545,000 | $ 545,000 | $ 150,000 |
| Richland County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Hughes County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Franklin County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 206,000 |
| Montgomery County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Rutherford County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 169,000 |
| Sullivan County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 218,000 |
| Wilson County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 148,000 |
| Aransas County Texas | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Austin County Texas | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Bastrop County Texas | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Bee County Texas | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Bell County Texas | 1 | $ 295,000 | $ 295,000 | $ 223,000 |
| Cameron County Texas | 1 | $ 305,000 | $ 305,000 | $ 300,000 |
| Cherokee County Texas | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Ector County Texas | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Fannin County Texas | 1 | $ 405,000 | $ 405,000 | $ 75,000 |
| Grayson County Texas | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Hays County Texas | 1 | $ 615,000 | $ 615,000 | $ 211,000 |
| Henderson County Texas | 1 | $ 345,000 | $ 345,000 | $ 327,000 |
| Johnson County Texas | 1 | $ 275,000 | $ 275,000 | $ 3,000 |
| Liberty County Texas | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Parker County Texas | 1 | $ 385,000 | $ 385,000 | $ 89,000 |
| Tom Green County Texas | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Washington County Texas | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Wise County Texas | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Utah County Utah | 1 | $ 475,000 | $ 475,000 | $ 120,000 |
| Wasatch County Utah | 1 | $ 1,755,000 | $ 1,755,000 | $ 881,000 |
| Weber County Utah | 1 | $ 545,000 | $ 545,000 | $ 230,000 |
| Chittenden County Vermont | 1 | $ 235,000 | $ 235,000 | $ 300,000 |
| Essex County Vermont | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Accomack County Virginia | 1 | $ 225,000 | $ 225,000 | $ 113,000 |
| Charlottesville County Virginia | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Chesapeake County Virginia | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Chesterfield County Virginia | 1 | $ 565,000 | $ 565,000 | $ 383,000 |
| Fauquier County Virginia | 1 | $ 545,000 | $ 545,000 | $ 243,000 |
| Frederick County Virginia | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Mecklenburg County Virginia | 1 | $ 125,000 | $ 125,000 | $ 300,000 |
| Norfolk County Virginia | 1 | $ 315,000 | $ 315,000 | $ 22,000 |
| Richmond City County Virginia | 1 | $ 585,000 | $ 585,000 | $ 1,117,000 |
| Surry County Virginia | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Westmoreland County Virginia | 1 | $ 295,000 | $ 295,000 | $ 136,000 |
| Clallam County Washington | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Grays Harbor County Washington | 1 | $ 345,000 | $ 345,000 | $ 194,000 |
| Island County Washington | 1 | $ 75,000 | $ 75,000 | $ 306,000 |
| Kittitas County Washington | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Skagit County Washington | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Spokane County Washington | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Kenosha County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Marinette County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 107,000 |
| Milwaukee County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Rock County Wisconsin | 1 | $ 845,000 | $ 845,000 | $ 164,000 |
| Washington County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 136,000 |
| Wood County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 157,000 |
Mortgage Loan Application Detail Totals for Hsbc Bank Usa, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,271 | $4,553,125,000 | $626,000 | $42,805,000 | $256,000 | $9,486,000 |
| Home Purchase | 6,182 | $5,199,850,000 | $841,000 | $33,005,000 | $283,000 | $9,935,000 |
| Cash-out Refinancing | 3,027 | $1,712,835,000 | $565,000 | $20,205,000 | $224,000 | $8,750,000 |
| Other Purpose | 528 | $353,620,000 | $669,000 | $20,005,000 | $466,000 | $9,702,000 |
| Home Improvement | 339 | $90,575,000 | $267,000 | $6,005,000 | $275,000 | $4,388,000 |
| Not Applicable | 1 | $35,000 | $35,000 | $35,000 | $25,000 | $25,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,340 | $1,739,910,000 | $325,000 | $42,805,000 | $88,000 | $1,068,000 |
| Not Provided | 5,177 | $4,588,715,000 | $886,000 | $20,205,000 | $403,000 | $9,935,000 |
| Asian | 3,408 | $3,250,560,000 | $953,000 | $6,455,000 | $308,000 | $5,325,000 |
| White | 2,545 | $1,906,015,000 | $748,000 | $9,605,000 | $328,000 | $8,004,000 |
| Hispanic | 552 | $296,590,000 | $537,000 | $3,005,000 | $279,000 | $6,498,000 |
| Black or African American | 270 | $89,540,000 | $331,000 | $1,755,000 | $124,000 | $666,000 |
| American Indian or Alaskan Native | 9 | $5,285,000 | $587,000 | $2,275,000 | $156,000 | $505,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,155,000 | $385,000 | $505,000 | $145,000 | $202,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,656 | $11,713,750,000 | $703,000 | $42,805,000 | $273,000 | $9,935,000 |
| FHA-insured (Federal Housing Administration) | 574 | $161,030,000 | $280,000 | $765,000 | $68,000 | $401,000 |
| VA-guaranteed (Veterans Administration) | 118 | $35,260,000 | $298,000 | $645,000 | $77,000 | $206,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,356 | $5,856,180,000 | $921,000 | $33,005,000 | $368,000 | $9,702,000 |
| Loan Purchased By The Institution | 5,276 | $1,458,410,000 | $276,000 | $845,000 | $88,000 | $1,068,000 |
| Application Withdrawn By Applicant | 2,417 | $2,069,125,000 | $856,000 | $42,805,000 | $349,000 | $9,935,000 |
| File Closed For Incompleteness | 1,891 | $1,441,955,000 | $762,000 | $9,605,000 | $313,000 | $6,480,000 |
| Application Denied By Financial Institution | 1,285 | $990,295,000 | $770,000 | $10,405,000 | $274,000 | $8,004,000 |
| Application Approved But Not Accepted | 122 | $92,570,000 | $758,000 | $7,155,000 | $449,000 | $6,317,000 |
| Preapproval Denied by Financial Institution | 1 | $1,505,000 | $1,505,000 | $1,505,000 | $375,000 | $375,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 16,062 | $10,918,240,000 | $679,000 | $42,805,000 | $266,000 | $9,935,000 |
| Debt-To-Income Ratio | 520 | $443,570,000 | $853,000 | $6,805,000 | $164,000 | $3,736,000 |
| Collateral | 221 | $149,725,000 | $677,000 | $10,405,000 | $315,000 | $6,498,000 |
| Credit Application Incomplete | 203 | $134,945,000 | $664,000 | $5,055,000 | $389,000 | $8,004,000 |
| Other | 122 | $91,160,000 | $747,000 | $5,205,000 | $365,000 | $4,403,000 |
| Credit History | 100 | $58,140,000 | $581,000 | $3,755,000 | $285,000 | $3,895,000 |
| Unverifiable Information | 90 | $86,630,000 | $962,000 | $4,995,000 | $397,000 | $2,933,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $23,180,000 | $1,053,000 | $5,005,000 | $291,000 | $868,000 |
| Employment History | 8 | $4,450,000 | $556,000 | $2,785,000 | $207,000 | $725,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hsbc Bank Usa, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hsbc Bank Usa, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.