Hudson City Savings Bank Mortgage Lending & HMDA Data, 2005
In 2005, Hudson City Savings Bank of Paramus, NJ reported 16,640 mortgage applications totaling $6.1 billion, up 30% from 2004. The average application was for $366,821, and applicants reported an average income of $79,423. 45% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Edison, NJ (2,956), Newark-Union, NJ-PA (2,604) and New York-Wayne-White Plains, NY-NJ (677) (applications in parentheses).
| Mortgage Company & Address | Hudson City Savings Bank West 80 Century Road Paramus, NJ 07652 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 16,640 |
| Total Mortgage Loan Application Amount | $6,103,918,000 |
| Average Mortgage Loan Application Amount | $366,821 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $79,423 |
| Highest Applicant Income | $6,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hudson City Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen, New Jersey | 2,207 | $ 732,931,000 | $ 332,093 | $ 182,000 |
| Ocean, New Jersey | 1,076 | $ 206,743,000 | $ 192,140 | $ 88,000 |
| Morris, New Jersey | 1,063 | $ 324,534,000 | $ 305,300 | $ 113,000 |
| Monmouth, New Jersey | 789 | $ 242,998,000 | $ 307,982 | $ 116,000 |
| Essex, New Jersey | 740 | $ 223,754,000 | $ 302,370 | $ 127,000 |
| Middlesex, New Jersey | 604 | $ 161,742,000 | $ 267,784 | $ 101,000 |
| Hudson, New Jersey | 494 | $ 134,693,000 | $ 272,657 | $ 90,000 |
| Somerset, New Jersey | 487 | $ 168,166,000 | $ 345,310 | $ 134,000 |
| Union, New Jersey | 458 | $ 133,419,000 | $ 291,307 | $ 124,000 |
| Passaic, New Jersey | 427 | $ 100,519,000 | $ 235,407 | $ 121,000 |
| Cook, Illinois | 375 | $ 186,359,000 | $ 496,957 | $ 0 |
| Suffolk, New York | 371 | $ 182,495,000 | $ 491,900 | $ 224,000 |
| Fairfax, Virginia | 319 | $ 159,939,000 | $ 501,376 | $ 0 |
| Westchester, New York | 298 | $ 173,056,000 | $ 580,724 | $ 165,000 |
| Nassau, New York | 280 | $ 150,076,000 | $ 535,985 | $ 199,000 |
| Montgomery, Maryland | 240 | $ 126,654,000 | $ 527,725 | $ 0 |
| Sussex, New Jersey | 209 | $ 51,574,000 | $ 246,765 | $ 87,000 |
| Burlington, New Jersey | 199 | $ 40,669,000 | $ 204,366 | $ 93,000 |
| Middlesex, Massachusetts | 183 | $ 85,354,000 | $ 466,415 | $ 0 |
| Mercer, New Jersey | 181 | $ 52,944,000 | $ 292,508 | $ 177,000 |
| Camden, New Jersey | 165 | $ 24,940,000 | $ 151,151 | $ 69,000 |
| Loudoun, Virginia | 152 | $ 74,913,000 | $ 492,848 | $ 0 |
| Fairfield, Connecticut | 141 | $ 83,639,000 | $ 593,184 | $ 0 |
| Oakland, Michigan | 139 | $ 58,983,000 | $ 424,338 | $ 0 |
| Hunterdon, New Jersey | 134 | $ 51,730,000 | $ 386,044 | $ 135,000 |
| Warren, New Jersey | 122 | $ 25,835,000 | $ 211,762 | $ 88,000 |
| Hennepin, Minnesota | 120 | $ 60,360,000 | $ 503,000 | $ 0 |
| District of Columbia, District Of Columbia | 117 | $ 58,390,000 | $ 499,059 | $ 0 |
| Gloucester, New Jersey | 113 | $ 11,575,000 | $ 102,433 | $ 60,000 |
| Prince William, Virginia | 110 | $ 49,176,000 | $ 447,054 | $ 0 |
| Lake, Illinois | 103 | $ 53,905,000 | $ 523,349 | $ 0 |
| Norfolk, Massachusetts | 99 | $ 46,415,000 | $ 468,838 | $ 0 |
| Anne Arundel, Maryland | 96 | $ 42,523,000 | $ 442,947 | $ 0 |
| St. Louis, Missouri | 89 | $ 46,406,000 | $ 521,415 | $ 0 |
| DuPage, Illinois | 86 | $ 44,079,000 | $ 512,546 | $ 0 |
| Rockland, New York | 86 | $ 36,846,000 | $ 428,441 | $ 138,000 |
| Queens, New York | 84 | $ 41,876,000 | $ 498,523 | $ 11,000 |
| Howard, Maryland | 80 | $ 37,264,000 | $ 465,800 | $ 0 |
| Prince George's, Maryland | 73 | $ 29,758,000 | $ 407,643 | $ 0 |
| New York, New York | 69 | $ 44,179,000 | $ 640,275 | $ 33,000 |
| Montgomery, Pennsylvania | 64 | $ 33,607,000 | $ 525,109 | $ 0 |
| Essex, Massachusetts | 63 | $ 25,725,000 | $ 408,333 | $ 0 |
| Atlantic, New Jersey | 63 | $ 17,075,000 | $ 271,031 | $ 88,000 |
| Baltimore, Maryland | 61 | $ 27,679,000 | $ 453,754 | $ 0 |
| Kings, New York | 61 | $ 32,454,000 | $ 532,032 | $ 0 |
| Cape May, New Jersey | 56 | $ 28,122,000 | $ 502,178 | $ 173,000 |
| Richmond, New York | 56 | $ 22,332,000 | $ 398,785 | $ 61,000 |
| Worcester, Massachusetts | 55 | $ 21,105,000 | $ 383,727 | $ 0 |
| Arlington, Virginia | 53 | $ 25,914,000 | $ 488,943 | $ 0 |
| Wayne, Michigan | 52 | $ 16,444,000 | $ 316,230 | $ 0 |
| Los Angeles, California | 46 | $ 25,440,000 | $ 553,043 | $ 0 |
| Plymouth, Massachusetts | 46 | $ 23,032,000 | $ 500,695 | $ 0 |
| Wake, North Carolina | 45 | $ 21,130,000 | $ 469,555 | $ 0 |
| San Diego, California | 44 | $ 21,777,000 | $ 494,931 | $ 0 |
| Mecklenburg, North Carolina | 44 | $ 20,881,000 | $ 474,568 | $ 0 |
| Chester, Pennsylvania | 43 | $ 20,398,000 | $ 474,372 | $ 0 |
| Alexandria, Virginia | 43 | $ 21,186,000 | $ 492,697 | $ 0 |
| Orange, New York | 42 | $ 14,367,000 | $ 342,071 | $ 106,000 |
| Suffolk, Massachusetts | 40 | $ 16,185,000 | $ 404,625 | $ 0 |
| Washtenaw, Michigan | 40 | $ 18,917,000 | $ 472,925 | $ 0 |
| Johnson, Kansas | 37 | $ 18,433,000 | $ 498,189 | $ 0 |
| Orange, California | 36 | $ 20,368,000 | $ 565,777 | $ 0 |
| Dakota, Minnesota | 36 | $ 15,845,000 | $ 440,138 | $ 0 |
| Bucks, Pennsylvania | 36 | $ 19,372,000 | $ 538,111 | $ 0 |
| Ramsey, Minnesota | 35 | $ 15,568,000 | $ 444,800 | $ 0 |
| Charleston, South Carolina | 35 | $ 16,901,000 | $ 482,885 | $ 0 |
| Will, Illinois | 34 | $ 14,248,000 | $ 419,058 | $ 0 |
| Frederick, Maryland | 33 | $ 13,312,000 | $ 403,393 | $ 0 |
| Virginia Beach, Virginia | 33 | $ 14,575,000 | $ 441,666 | $ 0 |
| Santa Clara, California | 32 | $ 16,330,000 | $ 510,312 | $ 0 |
| Hartford, Connecticut | 29 | $ 11,633,000 | $ 401,137 | $ 0 |
| Sussex, Delaware | 29 | $ 16,686,000 | $ 575,379 | $ 0 |
| Alameda, California | 28 | $ 12,048,000 | $ 430,285 | $ 0 |
| Charles, Maryland | 28 | $ 11,464,000 | $ 409,428 | $ 0 |
| Macomb, Michigan | 28 | $ 8,408,000 | $ 300,285 | $ 0 |
| Hamilton, Ohio | 28 | $ 15,972,000 | $ 570,428 | $ 0 |
| Delaware, Pennsylvania | 28 | $ 14,367,000 | $ 513,107 | $ 0 |
| Washington, Minnesota | 27 | $ 14,222,000 | $ 526,740 | $ 0 |
| Hampden, Massachusetts | 25 | $ 5,622,000 | $ 224,880 | $ 0 |
| Stafford, Virginia | 24 | $ 9,585,000 | $ 399,375 | $ 0 |
| New Haven, Connecticut | 22 | $ 9,386,000 | $ 426,636 | $ 0 |
| Harford, Maryland | 21 | $ 8,059,000 | $ 383,761 | $ 0 |
| Barnstable, Massachusetts | 21 | $ 10,602,000 | $ 504,857 | $ 0 |
| Franklin, Ohio | 21 | $ 6,855,000 | $ 326,428 | $ 0 |
| Contra Costa, California | 20 | $ 9,251,000 | $ 462,550 | $ 0 |
| Calvert, Maryland | 20 | $ 8,550,000 | $ 427,500 | $ 0 |
| Carroll, Maryland | 20 | $ 8,339,000 | $ 416,950 | $ 0 |
| Delaware, Ohio | 20 | $ 8,365,000 | $ 418,250 | $ 0 |
| Kane, Illinois | 19 | $ 8,412,000 | $ 442,736 | $ 0 |
| Williamson, Tennessee | 19 | $ 10,941,000 | $ 575,842 | $ 0 |
| Baltimore City, Maryland | 18 | $ 7,836,000 | $ 435,333 | $ 0 |
| Scott, Minnesota | 18 | $ 8,275,000 | $ 459,722 | $ 0 |
| Fauquier, Virginia | 18 | $ 8,208,000 | $ 456,000 | $ 0 |
| Hamilton, Indiana | 17 | $ 7,692,000 | $ 452,470 | $ 0 |
| Bristol, Massachusetts | 17 | $ 6,905,000 | $ 406,176 | $ 0 |
| Dare, North Carolina | 17 | $ 8,705,000 | $ 512,058 | $ 0 |
| Beaufort, South Carolina | 17 | $ 9,103,000 | $ 535,470 | $ 0 |
| Horry, South Carolina | 17 | $ 7,575,000 | $ 445,588 | $ 0 |
| Waukesha, Wisconsin | 17 | $ 9,240,000 | $ 543,529 | $ 0 |
| McHenry, Illinois | 16 | $ 5,956,000 | $ 372,250 | $ 0 |
| Jackson, Missouri | 16 | $ 7,403,000 | $ 462,687 | $ 0 |
| Brunswick, North Carolina | 16 | $ 8,628,000 | $ 539,250 | $ 0 |
| Dane, Wisconsin | 16 | $ 7,938,000 | $ 496,125 | $ 0 |
| Marion, Indiana | 15 | $ 7,471,000 | $ 498,066 | $ 0 |
| Rockingham, New Hampshire | 15 | $ 7,706,000 | $ 513,733 | $ 0 |
| New Hanover, North Carolina | 15 | $ 8,061,000 | $ 537,400 | $ 0 |
| Shelby, Tennessee | 15 | $ 5,855,000 | $ 390,333 | $ 0 |
| New Castle, Delaware | 14 | $ 7,310,000 | $ 522,142 | $ 0 |
| St. Mary's, Maryland | 14 | $ 5,754,000 | $ 411,000 | $ 0 |
| Anoka, Minnesota | 14 | $ 4,768,000 | $ 340,571 | $ 0 |
| Allegheny, Pennsylvania | 14 | $ 6,780,000 | $ 484,285 | $ 0 |
| Philadelphia, Pennsylvania | 14 | $ 5,487,000 | $ 391,928 | $ 0 |
| Providence, Rhode Island | 14 | $ 5,548,000 | $ 396,285 | $ 0 |
| Kent, Michigan | 13 | $ 3,543,000 | $ 272,538 | $ 0 |
| Cuyahoga, Ohio | 13 | $ 6,136,000 | $ 472,000 | $ 0 |
| Davidson, Tennessee | 13 | $ 6,452,000 | $ 496,307 | $ 0 |
| Henrico, Virginia | 13 | $ 5,406,000 | $ 415,846 | $ 0 |
| Talbot, Maryland | 12 | $ 7,360,000 | $ 613,333 | $ 0 |
| Carver, Minnesota | 12 | $ 6,709,000 | $ 559,083 | $ 0 |
| Dutchess, New York | 12 | $ 5,542,000 | $ 461,833 | $ 0 |
| Putnam, New York | 12 | $ 6,032,000 | $ 502,666 | $ 0 |
| Worcester, Maryland | 11 | $ 4,645,000 | $ 422,272 | $ 0 |
| Bronx, New York | 11 | $ 5,909,000 | $ 537,181 | $ 0 |
| Summit, Ohio | 11 | $ 2,945,000 | $ 267,727 | $ 0 |
| Newport, Rhode Island | 11 | $ 5,263,000 | $ 478,454 | $ 0 |
| Albemarle, Virginia | 11 | $ 5,836,000 | $ 530,545 | $ 0 |
| Spotsylvania, Virginia | 11 | $ 4,818,000 | $ 438,000 | $ 0 |
| Marin, California | 10 | $ 4,791,000 | $ 479,100 | $ 0 |
| San Mateo, California | 10 | $ 4,768,000 | $ 476,800 | $ 0 |
| Litchfield, Connecticut | 10 | $ 5,618,000 | $ 561,800 | $ 0 |
| Hampshire, Massachusetts | 10 | $ 2,380,000 | $ 238,000 | $ 0 |
| Livingston, Michigan | 10 | $ 3,627,000 | $ 362,700 | $ 0 |
| Union, North Carolina | 10 | $ 3,818,000 | $ 381,800 | $ 0 |
| Ventura, California | 9 | $ 3,888,000 | $ 432,000 | $ 0 |
| Middlesex, Connecticut | 9 | $ 5,633,000 | $ 625,888 | $ 0 |
| St. Charles, Missouri | 9 | $ 2,879,000 | $ 319,888 | $ 0 |
| Forsyth, North Carolina | 9 | $ 3,897,000 | $ 433,000 | $ 0 |
| Guilford, North Carolina | 9 | $ 4,124,000 | $ 458,222 | $ 0 |
| Iredell, North Carolina | 9 | $ 4,372,000 | $ 485,777 | $ 0 |
| Warren, Ohio | 9 | $ 4,034,000 | $ 448,222 | $ 0 |
| York, Pennsylvania | 9 | $ 2,853,000 | $ 317,000 | $ 0 |
| Norfolk, Virginia | 9 | $ 3,366,000 | $ 374,000 | $ 0 |
| Riverside, California | 8 | $ 3,975,000 | $ 496,875 | $ 0 |
| Sonoma, California | 8 | $ 3,531,000 | $ 441,375 | $ 0 |
| Jefferson, Kentucky | 8 | $ 4,207,000 | $ 525,875 | $ 0 |
| Sherburne, Minnesota | 8 | $ 2,496,000 | $ 312,000 | $ 0 |
| Stark, Ohio | 8 | $ 2,184,000 | $ 273,000 | $ 0 |
| Knox, Tennessee | 8 | $ 5,231,000 | $ 653,875 | $ 0 |
| Chesterfield, Virginia | 8 | $ 3,484,000 | $ 435,500 | $ 0 |
| Milwaukee, Wisconsin | 8 | $ 3,647,000 | $ 455,875 | $ 0 |
| Ozaukee, Wisconsin | 8 | $ 4,238,000 | $ 529,750 | $ 0 |
| San Francisco, California | 7 | $ 3,957,000 | $ 565,285 | $ 0 |
| Douglas, Kansas | 7 | $ 2,332,000 | $ 333,142 | $ 0 |
| Fayette, Kentucky | 7 | $ 3,114,000 | $ 444,857 | $ 0 |
| Cumberland, Maine | 7 | $ 2,911,000 | $ 415,857 | $ 0 |
| Dukes, Massachusetts | 7 | $ 4,267,000 | $ 609,571 | $ 0 |
| Genesee, Michigan | 7 | $ 1,601,000 | $ 228,714 | $ 0 |
| Hillsborough, New Hampshire | 7 | $ 2,260,000 | $ 322,857 | $ 0 |
| Buncombe, North Carolina | 7 | $ 3,776,000 | $ 539,428 | $ 0 |
| Carteret, North Carolina | 7 | $ 3,586,000 | $ 512,285 | $ 0 |
| Currituck, North Carolina | 7 | $ 4,497,000 | $ 642,428 | $ 0 |
| Solano, California | 6 | $ 2,410,000 | $ 401,666 | $ 0 |
| Porter, Indiana | 6 | $ 1,681,000 | $ 280,166 | $ 0 |
| York, Maine | 6 | $ 3,599,000 | $ 599,833 | $ 0 |
| Queen Anne's, Maryland | 6 | $ 2,710,000 | $ 451,666 | $ 0 |
| Washington, Maryland | 6 | $ 1,411,000 | $ 235,166 | $ 0 |
| Lapeer, Michigan | 6 | $ 1,537,000 | $ 256,166 | $ 0 |
| Ottawa, Michigan | 6 | $ 3,236,000 | $ 539,333 | $ 0 |
| Crow Wing, Minnesota | 6 | $ 2,952,000 | $ 492,000 | $ 0 |
| Wright, Minnesota | 6 | $ 2,432,000 | $ 405,333 | $ 0 |
| Greene, Missouri | 6 | $ 3,841,000 | $ 640,166 | $ 0 |
| Monroe, New York | 6 | $ 2,993,000 | $ 498,833 | $ 0 |
| Saratoga, New York | 6 | $ 2,899,000 | $ 483,166 | $ 0 |
| Lake, Ohio | 6 | $ 1,850,000 | $ 308,333 | $ 0 |
| Montgomery, Ohio | 6 | $ 2,254,000 | $ 375,666 | $ 0 |
| Kent, Rhode Island | 6 | $ 2,246,000 | $ 374,333 | $ 0 |
| Greenville, South Carolina | 6 | $ 2,524,000 | $ 420,666 | $ 0 |
| Manassas, Virginia | 6 | $ 1,923,000 | $ 320,500 | $ 0 |
| Richmond City, Virginia | 6 | $ 3,209,000 | $ 534,833 | $ 0 |
| Jefferson, West Virginia | 6 | $ 2,563,000 | $ 427,166 | $ 0 |
| Pulaski, Arkansas | 5 | $ 2,495,000 | $ 499,000 | $ 0 |
| Placer, California | 5 | $ 2,635,000 | $ 527,000 | $ 0 |
| San Bernardino, California | 5 | $ 1,750,000 | $ 350,000 | $ 0 |
| Linn, Iowa | 5 | $ 2,831,000 | $ 566,200 | $ 0 |
| Polk, Iowa | 5 | $ 2,851,000 | $ 570,200 | $ 0 |
| Douglas, Nebraska | 5 | $ 2,072,000 | $ 414,400 | $ 0 |
| Belknap, New Hampshire | 5 | $ 2,953,000 | $ 590,600 | $ 0 |
| Clermont, Ohio | 5 | $ 2,634,000 | $ 526,800 | $ 0 |
| Washington, Rhode Island | 5 | $ 2,734,000 | $ 546,800 | $ 0 |
| York, South Carolina | 5 | $ 2,062,000 | $ 412,400 | $ 0 |
| Pennington, South Dakota | 5 | $ 2,027,000 | $ 405,400 | $ 0 |
| Hamilton, Tennessee | 5 | $ 1,703,000 | $ 340,600 | $ 0 |
| Chesapeake, Virginia | 5 | $ 2,054,000 | $ 410,800 | $ 0 |
| Santa Cruz, California | 4 | $ 2,081,000 | $ 520,250 | $ 0 |
| Champaign, Illinois | 4 | $ 1,668,000 | $ 417,000 | $ 0 |
| Oldham, Kentucky | 4 | $ 1,846,000 | $ 461,500 | $ 0 |
| Jackson, Michigan | 4 | $ 2,371,000 | $ 592,750 | $ 0 |
| Chisago, Minnesota | 4 | $ 1,893,000 | $ 473,250 | $ 0 |
| Olmsted, Minnesota | 4 | $ 2,273,000 | $ 568,250 | $ 0 |
| Rice, Minnesota | 4 | $ 1,436,000 | $ 359,000 | $ 0 |
| Jefferson, Missouri | 4 | $ 1,749,000 | $ 437,250 | $ 0 |
| St. Louis City, Missouri | 4 | $ 2,048,000 | $ 512,000 | $ 0 |
| Columbia, New York | 4 | $ 2,234,000 | $ 558,500 | $ 0 |
| Rensselaer, New York | 4 | $ 1,724,000 | $ 431,000 | $ 0 |
| Orange, North Carolina | 4 | $ 1,802,000 | $ 450,500 | $ 0 |
| Butler, Ohio | 4 | $ 1,425,000 | $ 356,250 | $ 0 |
| Lucas, Ohio | 4 | $ 1,060,000 | $ 265,000 | $ 0 |
| Medina, Ohio | 4 | $ 2,045,000 | $ 511,250 | $ 0 |
| Portage, Ohio | 4 | $ 1,481,000 | $ 370,250 | $ 0 |
| Cumberland, Pennsylvania | 4 | $ 1,335,000 | $ 333,750 | $ 0 |
| Lancaster, Pennsylvania | 4 | $ 1,681,000 | $ 420,250 | $ 0 |
| Monroe, Pennsylvania | 4 | $ 1,821,000 | $ 455,250 | $ 0 |
| Bristol, Rhode Island | 4 | $ 2,339,000 | $ 584,750 | $ 0 |
| Georgetown, South Carolina | 4 | $ 3,501,000 | $ 875,250 | $ 0 |
| Lexington, South Carolina | 4 | $ 1,534,000 | $ 383,500 | $ 0 |
| Richland, South Carolina | 4 | $ 1,431,000 | $ 357,750 | $ 0 |
| Minnehaha, South Dakota | 4 | $ 2,192,000 | $ 548,000 | $ 0 |
| Fairfax City, Virginia | 4 | $ 1,553,000 | $ 388,250 | $ 0 |
| Falls Church, Virginia | 4 | $ 1,716,000 | $ 429,000 | $ 0 |
| Goochland, Virginia | 4 | $ 1,803,000 | $ 450,750 | $ 0 |
| James City, Virginia | 4 | $ 2,165,000 | $ 541,250 | $ 0 |
| York, Virginia | 4 | $ 2,653,000 | $ 663,250 | $ 0 |
| Walworth, Wisconsin | 4 | $ 1,970,000 | $ 492,500 | $ 0 |
| Sebastian, Arkansas | 3 | $ 1,790,000 | $ 596,666 | $ 0 |
| El Dorado, California | 3 | $ 1,116,000 | $ 372,000 | $ 0 |
| San Joaquin, California | 3 | $ 1,280,000 | $ 426,666 | $ 0 |
| Santa Barbara, California | 3 | $ 1,940,000 | $ 646,666 | $ 0 |
| Sedgwick, Kansas | 3 | $ 1,165,000 | $ 388,333 | $ 0 |
| Jessamine, Kentucky | 3 | $ 1,321,000 | $ 440,333 | $ 0 |
| Cecil, Maryland | 3 | $ 933,000 | $ 311,000 | $ 0 |
| Garrett, Maryland | 3 | $ 1,499,000 | $ 499,666 | $ 0 |
| Wicomico, Maryland | 3 | $ 1,716,000 | $ 572,000 | $ 0 |
| Berkshire, Massachusetts | 3 | $ 938,000 | $ 312,666 | $ 0 |
| Antrim, Michigan | 3 | $ 1,772,000 | $ 590,666 | $ 0 |
| Berrien, Michigan | 3 | $ 3,230,000 | $ 1,076,666 | $ 0 |
| Eaton, Michigan | 3 | $ 372,000 | $ 124,000 | $ 0 |
| Emmet, Michigan | 3 | $ 1,575,000 | $ 525,000 | $ 0 |
| Grand Traverse, Michigan | 3 | $ 1,548,000 | $ 516,000 | $ 0 |
| Ingham, Michigan | 3 | $ 589,000 | $ 196,333 | $ 0 |
| Isanti, Minnesota | 3 | $ 1,538,000 | $ 512,666 | $ 0 |
| St. Louis, Minnesota | 3 | $ 958,000 | $ 319,333 | $ 0 |
| Lancaster, Nebraska | 3 | $ 1,353,000 | $ 451,000 | $ 0 |
| Grafton, New Hampshire | 3 | $ 1,305,000 | $ 435,000 | $ 0 |
| Merrimack, New Hampshire | 3 | $ 1,413,000 | $ 471,000 | $ 0 |
| Salem, New Jersey | 3 | $ 405,000 | $ 135,000 | $ 103,000 |
| Franklin, New York | 3 | $ 788,000 | $ 262,666 | $ 8,000 |
| Ulster, New York | 3 | $ 1,524,000 | $ 508,000 | $ 0 |
| Cabarrus, North Carolina | 3 | $ 1,671,000 | $ 557,000 | $ 0 |
| Chatham, North Carolina | 3 | $ 1,234,000 | $ 411,333 | $ 0 |
| Cumberland, North Carolina | 3 | $ 920,000 | $ 306,666 | $ 0 |
| Gaston, North Carolina | 3 | $ 658,000 | $ 219,333 | $ 0 |
| Moore, North Carolina | 3 | $ 2,154,000 | $ 718,000 | $ 0 |
| Pitt, North Carolina | 3 | $ 938,000 | $ 312,666 | $ 0 |
| Fairfield, Ohio | 3 | $ 1,229,000 | $ 409,666 | $ 0 |
| Greene, Ohio | 3 | $ 1,547,000 | $ 515,666 | $ 0 |
| Berks, Pennsylvania | 3 | $ 1,470,000 | $ 490,000 | $ 0 |
| Butler, Pennsylvania | 3 | $ 971,000 | $ 323,666 | $ 0 |
| Lackawanna, Pennsylvania | 3 | $ 333,000 | $ 111,000 | $ 0 |
| Florence, South Carolina | 3 | $ 1,620,000 | $ 540,000 | $ 0 |
| Blount, Tennessee | 3 | $ 1,791,000 | $ 597,000 | $ 0 |
| Loudon, Tennessee | 3 | $ 2,014,000 | $ 671,333 | $ 0 |
| Bennington, Vermont | 3 | $ 1,985,000 | $ 661,666 | $ 0 |
| Franklin, Virginia | 3 | $ 1,903,000 | $ 634,333 | $ 0 |
| Frederick, Virginia | 3 | $ 1,341,000 | $ 447,000 | $ 0 |
| Louisa, Virginia | 3 | $ 1,161,000 | $ 387,000 | $ 0 |
| Manassas Park, Virginia | 3 | $ 1,048,000 | $ 349,333 | $ 0 |
| Northumberland, Virginia | 3 | $ 1,628,000 | $ 542,666 | $ 0 |
| St. Croix, Wisconsin | 3 | $ 1,625,000 | $ 541,666 | $ 0 |
| Benton, Arkansas | 2 | $ 739,000 | $ 369,500 | $ 0 |
| Fresno, California | 2 | $ 702,000 | $ 351,000 | $ 0 |
| Sacramento, California | 2 | $ 752,000 | $ 376,000 | $ 0 |
| Stanislaus, California | 2 | $ 792,000 | $ 396,000 | $ 0 |
| Tolland, Connecticut | 2 | $ 870,000 | $ 435,000 | $ 0 |
| Boone, Illinois | 2 | $ 889,000 | $ 444,500 | $ 0 |
| Kendall, Illinois | 2 | $ 941,000 | $ 470,500 | $ 0 |
| LaSalle, Illinois | 2 | $ 707,000 | $ 353,500 | $ 0 |
| Madison, Illinois | 2 | $ 1,111,000 | $ 555,500 | $ 0 |
| Peoria, Illinois | 2 | $ 949,000 | $ 474,500 | $ 0 |
| Sangamon, Illinois | 2 | $ 592,000 | $ 296,000 | $ 0 |
| Winnebago, Illinois | 2 | $ 304,000 | $ 152,000 | $ 0 |
| Boone, Indiana | 2 | $ 1,644,000 | $ 822,000 | $ 0 |
| Floyd, Indiana | 2 | $ 925,000 | $ 462,500 | $ 0 |
| Hendricks, Indiana | 2 | $ 283,000 | $ 141,500 | $ 0 |
| Johnson, Indiana | 2 | $ 790,000 | $ 395,000 | $ 0 |
| Lake, Indiana | 2 | $ 356,000 | $ 178,000 | $ 0 |
| Monroe, Indiana | 2 | $ 928,000 | $ 464,000 | $ 0 |
| St. Joseph, Indiana | 2 | $ 994,000 | $ 497,000 | $ 0 |
| Tippecanoe, Indiana | 2 | $ 970,000 | $ 485,000 | $ 0 |
| Dickinson, Iowa | 2 | $ 1,292,000 | $ 646,000 | $ 0 |
| Johnson, Iowa | 2 | $ 949,000 | $ 474,500 | $ 0 |
| Pottawattamie, Iowa | 2 | $ 851,000 | $ 425,500 | $ 0 |
| Scott, Iowa | 2 | $ 692,000 | $ 346,000 | $ 0 |
| Shawnee, Kansas | 2 | $ 1,285,000 | $ 642,500 | $ 0 |
| Madison, Kentucky | 2 | $ 831,000 | $ 415,500 | $ 0 |
| Warren, Kentucky | 2 | $ 1,025,000 | $ 512,500 | $ 0 |
| Nantucket, Massachusetts | 2 | $ 1,670,000 | $ 835,000 | $ 0 |
| Charlevoix, Michigan | 2 | $ 728,000 | $ 364,000 | $ 0 |
| Clinton, Michigan | 2 | $ 814,000 | $ 407,000 | $ 0 |
| Kalamazoo, Michigan | 2 | $ 873,000 | $ 436,500 | $ 0 |
| Leelanau, Michigan | 2 | $ 791,000 | $ 395,500 | $ 0 |
| Lenawee, Michigan | 2 | $ 453,000 | $ 226,500 | $ 0 |
| Muskegon, Michigan | 2 | $ 983,000 | $ 491,500 | $ 0 |
| Roscommon, Michigan | 2 | $ 182,000 | $ 91,000 | $ 0 |
| St. Joseph, Michigan | 2 | $ 868,000 | $ 434,000 | $ 0 |
| Blue Earth, Minnesota | 2 | $ 1,196,000 | $ 598,000 | $ 0 |
| Cass, Minnesota | 2 | $ 954,000 | $ 477,000 | $ 0 |
| Hubbard, Minnesota | 2 | $ 685,000 | $ 342,500 | $ 0 |
| Le Sueur, Minnesota | 2 | $ 860,000 | $ 430,000 | $ 0 |
| Camden, Missouri | 2 | $ 869,000 | $ 434,500 | $ 0 |
| Cass, Missouri | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Clay, Missouri | 2 | $ 623,000 | $ 311,500 | $ 0 |
| Morgan, Missouri | 2 | $ 1,055,000 | $ 527,500 | $ 0 |
| Platte, Missouri | 2 | $ 467,000 | $ 233,500 | $ 0 |
| Cumberland, New Jersey | 2 | $ 760,000 | $ 380,000 | $ 267,000 |
| Albany, New York | 2 | $ 659,000 | $ 329,500 | $ 0 |
| Erie, New York | 2 | $ 561,000 | $ 280,500 | $ 0 |
| Greene, New York | 2 | $ 341,000 | $ 170,500 | $ 169,000 |
| Schenectady, New York | 2 | $ 209,000 | $ 104,500 | $ 0 |
| Davidson, North Carolina | 2 | $ 498,000 | $ 249,000 | $ 0 |
| Jackson, North Carolina | 2 | $ 1,336,000 | $ 668,000 | $ 0 |
| Lincoln, North Carolina | 2 | $ 841,000 | $ 420,500 | $ 0 |
| Onslow, North Carolina | 2 | $ 1,035,000 | $ 517,500 | $ 0 |
| Transylvania, North Carolina | 2 | $ 618,000 | $ 309,000 | $ 0 |
| Clark, Ohio | 2 | $ 1,093,000 | $ 546,500 | $ 0 |
| Erie, Ohio | 2 | $ 1,118,000 | $ 559,000 | $ 0 |
| Geauga, Ohio | 2 | $ 425,000 | $ 212,500 | $ 0 |
| Ottawa, Ohio | 2 | $ 789,000 | $ 394,500 | $ 0 |
| Richland, Ohio | 2 | $ 578,000 | $ 289,000 | $ 0 |
| Ross, Ohio | 2 | $ 717,000 | $ 358,500 | $ 0 |
| Centre, Pennsylvania | 2 | $ 876,000 | $ 438,000 | $ 0 |
| Dauphin, Pennsylvania | 2 | $ 499,000 | $ 249,500 | $ 0 |
| Lehigh, Pennsylvania | 2 | $ 942,000 | $ 471,000 | $ 0 |
| Northampton, Pennsylvania | 2 | $ 807,000 | $ 403,500 | $ 0 |
| Westmoreland, Pennsylvania | 2 | $ 1,384,000 | $ 692,000 | $ 0 |
| Aiken, South Carolina | 2 | $ 496,000 | $ 248,000 | $ 0 |
| Anderson, South Carolina | 2 | $ 501,000 | $ 250,500 | $ 0 |
| Union, South Dakota | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Rutherford, Tennessee | 2 | $ 1,401,000 | $ 700,500 | $ 0 |
| Wilson, Tennessee | 2 | $ 535,000 | $ 267,500 | $ 0 |
| Chittenden, Vermont | 2 | $ 759,000 | $ 379,500 | $ 0 |
| Charlottesville, Virginia | 2 | $ 1,515,000 | $ 757,500 | $ 0 |
| Culpeper, Virginia | 2 | $ 1,087,000 | $ 543,500 | $ 0 |
| Fluvanna, Virginia | 2 | $ 907,000 | $ 453,500 | $ 0 |
| Fredericksburg, Virginia | 2 | $ 1,043,000 | $ 521,500 | $ 0 |
| King George, Virginia | 2 | $ 569,000 | $ 284,500 | $ 0 |
| Lynchburg, Virginia | 2 | $ 741,000 | $ 370,500 | $ 0 |
| Suffolk, Virginia | 2 | $ 583,000 | $ 291,500 | $ 0 |
| Winchester, Virginia | 2 | $ 873,000 | $ 436,500 | $ 0 |
| Thurston, Washington | 2 | $ 944,000 | $ 472,000 | $ 0 |
| Mercer, West Virginia | 2 | $ 233,000 | $ 116,500 | $ 0 |
| Brown, Wisconsin | 2 | $ 858,000 | $ 429,000 | $ 0 |
| Door, Wisconsin | 2 | $ 527,000 | $ 263,500 | $ 0 |
| Kenosha, Wisconsin | 2 | $ 955,000 | $ 477,500 | $ 0 |
| Marathon, Wisconsin | 2 | $ 815,000 | $ 407,500 | $ 0 |
| Sawyer, Wisconsin | 2 | $ 938,000 | $ 469,000 | $ 0 |
| Washington, Wisconsin | 2 | $ 573,000 | $ 286,500 | $ 0 |
| Baxter, Arkansas | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Craighead, Arkansas | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Crawford, Arkansas | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Garland, Arkansas | 1 | $ 451,000 | $ 451,000 | $ 0 |
| Merced, California | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Monterey, California | 1 | $ 391,000 | $ 391,000 | $ 0 |
| San Luis Obispo, California | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Yolo, California | 1 | $ 348,000 | $ 348,000 | $ 0 |
| New London, Connecticut | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Kent, Delaware | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Carroll, Illinois | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Cumberland, Illinois | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Grundy, Illinois | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Jackson, Illinois | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Jo Daviess, Illinois | 1 | $ 596,000 | $ 596,000 | $ 0 |
| St. Clair, Illinois | 1 | $ 589,000 | $ 589,000 | $ 0 |
| Allen, Indiana | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Daviess, Indiana | 1 | $ 177,000 | $ 177,000 | $ 0 |
| DeKalb, Indiana | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Delaware, Indiana | 1 | $ 503,000 | $ 503,000 | $ 0 |
| Harrison, Indiana | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Kosciusko, Indiana | 1 | $ 122,000 | $ 122,000 | $ 0 |
| LaPorte, Indiana | 1 | $ 590,000 | $ 590,000 | $ 0 |
| Steuben, Indiana | 1 | $ 583,000 | $ 583,000 | $ 0 |
| Black Hawk, Iowa | 1 | $ 407,000 | $ 407,000 | $ 0 |
| Dallas, Iowa | 1 | $ 482,000 | $ 482,000 | $ 0 |
| Delaware, Iowa | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Story, Iowa | 1 | $ 403,000 | $ 403,000 | $ 0 |
| Ford, Kansas | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Labette, Kansas | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Miami, Kansas | 1 | $ 532,000 | $ 532,000 | $ 0 |
| Boone, Kentucky | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Campbell, Kentucky | 1 | $ 457,000 | $ 457,000 | $ 0 |
| Daviess, Kentucky | 1 | $ 509,000 | $ 509,000 | $ 0 |
| Metcalfe, Kentucky | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Shelby, Kentucky | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Androscoggin, Maine | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Hancock, Maine | 1 | $ 629,000 | $ 629,000 | $ 0 |
| Lincoln, Maine | 1 | $ 570,000 | $ 570,000 | $ 0 |
| Penobscot, Maine | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Somerset, Maryland | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Franklin, Massachusetts | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Barry, Michigan | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Bay, Michigan | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Calhoun, Michigan | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Cass, Michigan | 1 | $ 404,000 | $ 404,000 | $ 0 |
| Gladwin, Michigan | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Gratiot, Michigan | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Monroe, Michigan | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Oceana, Michigan | 1 | $ 542,000 | $ 542,000 | $ 0 |
| Sanilac, Michigan | 1 | $ 90,000 | $ 90,000 | $ 0 |
| St. Clair, Michigan | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Tuscola, Michigan | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Van Buren, Michigan | 1 | $ 389,000 | $ 389,000 | $ 0 |
| Carlton, Minnesota | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Cook, Minnesota | 1 | $ 353,000 | $ 353,000 | $ 0 |
| Douglas, Minnesota | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Goodhue, Minnesota | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Mille Lacs, Minnesota | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Pine, Minnesota | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Pope, Minnesota | 1 | $ 699,000 | $ 699,000 | $ 0 |
| Boone, Missouri | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Cape Girardeau, Missouri | 1 | $ 638,000 | $ 638,000 | $ 0 |
| Clinton, Missouri | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Cole, Missouri | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Franklin, Missouri | 1 | $ 438,000 | $ 438,000 | $ 0 |
| Howell, Missouri | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Johnson, Missouri | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Lincoln, Missouri | 1 | $ 376,000 | $ 376,000 | $ 0 |
| McDonald, Missouri | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Miller, Missouri | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Newton, Missouri | 1 | $ 589,000 | $ 589,000 | $ 0 |
| Pettis, Missouri | 1 | $ 145,000 | $ 145,000 | $ 0 |
| St. Francois, Missouri | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Dodge, Nebraska | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Sarpy, Nebraska | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Cheshire, New Hampshire | 1 | $ 517,000 | $ 517,000 | $ 0 |
| Strafford, New Hampshire | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Sullivan, New Hampshire | 1 | $ 697,000 | $ 697,000 | $ 0 |
| Bernalillo, New Mexico | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Cattaraugus, New York | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Chautauqua, New York | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Chemung, New York | 1 | $ 418,000 | $ 418,000 | $ 0 |
| Clinton, New York | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Madison, New York | 1 | $ 629,000 | $ 629,000 | $ 0 |
| Otsego, New York | 1 | $ 611,000 | $ 611,000 | $ 0 |
| Sullivan, New York | 1 | $ 579,000 | $ 579,000 | $ 0 |
| Wayne, New York | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Alexander, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Burke, North Carolina | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Camden, North Carolina | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Catawba, North Carolina | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Duplin, North Carolina | 1 | $ 537,000 | $ 537,000 | $ 0 |
| Graham, North Carolina | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Johnston, North Carolina | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Macon, North Carolina | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Pasquotank, North Carolina | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Pender, North Carolina | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Randolph, North Carolina | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Robeson, North Carolina | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Rutherford, North Carolina | 1 | $ 616,000 | $ 616,000 | $ 0 |
| Swain, North Carolina | 1 | $ 646,000 | $ 646,000 | $ 0 |
| Watauga, North Carolina | 1 | $ 629,000 | $ 629,000 | $ 0 |
| Wayne, North Carolina | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Wilson, North Carolina | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Yancey, North Carolina | 1 | $ 588,000 | $ 588,000 | $ 0 |
| Cass, North Dakota | 1 | $ 388,000 | $ 388,000 | $ 0 |
| Grand Forks, North Dakota | 1 | $ 719,000 | $ 719,000 | $ 0 |
| Ramsey, North Dakota | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Allen, Ohio | 1 | $ 511,000 | $ 511,000 | $ 0 |
| Columbiana, Ohio | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Knox, Ohio | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Logan, Ohio | 1 | $ 432,000 | $ 432,000 | $ 0 |
| Lorain, Ohio | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Miami, Ohio | 1 | $ 307,000 | $ 307,000 | $ 0 |
| Union, Ohio | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Wayne, Ohio | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Wood, Ohio | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Columbia, Pennsylvania | 1 | $ 719,000 | $ 719,000 | $ 0 |
| Erie, Pennsylvania | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Franklin, Pennsylvania | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Luzerne, Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Lycoming, Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Northumberland, Pennsylvania | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Perry, Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Pike, Pennsylvania | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Union, Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Washington, Pennsylvania | 1 | $ 579,000 | $ 579,000 | $ 0 |
| Wayne, Pennsylvania | 1 | $ 432,000 | $ 432,000 | $ 0 |
| Berkeley, South Carolina | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Colleton, South Carolina | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Dorchester, South Carolina | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Lancaster, South Carolina | 1 | $ 489,000 | $ 489,000 | $ 0 |
| Oconee, South Carolina | 1 | $ 640,000 | $ 640,000 | $ 0 |
| Pickens, South Carolina | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Spartanburg, South Carolina | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Lincoln, South Dakota | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Anderson, Tennessee | 1 | $ 819,000 | $ 819,000 | $ 0 |
| Cheatham, Tennessee | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Claiborne, Tennessee | 1 | $ 93,000 | $ 93,000 | $ 0 |
| DeKalb, Tennessee | 1 | $ 649,000 | $ 649,000 | $ 0 |
| Dyer, Tennessee | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Fayette, Tennessee | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Hamblen, Tennessee | 1 | $ 620,000 | $ 620,000 | $ 0 |
Mortgage Loan Application Detail Totals for Hudson City Savings Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,629 | $3,240,658,000 | $463,941 | $3,000,000 | $7,470 | $6,000,000 |
| Refinancing | 7,507 | $2,795,585,000 | $446,818 | $2,500,000 | $6,454 | $2,579,000 |
| Home Improvement | 1,504 | $67,675,000 | $34,000 | $200,000 | $79,500 | $1,184,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,800 | $3,625,649,000 | $463,970 | $1,500,000 | $382 | $1,201,000 |
| White | 6,520 | $1,829,603,000 | $352,000 | $3,000,000 | $175,500 | $6,000,000 |
| Asian | 1,559 | $517,934,000 | $366,000 | $1,555,000 | $182,000 | $4,992,000 |
| Hispanic | 301 | $74,119,000 | $305,000 | $953,000 | $143,000 | $895,000 |
| Not Provided | 288 | $18,405,000 | $48,500 | $600,000 | $95,500 | $588,000 |
| Black or African American | 141 | $30,771,000 | $294,500 | $634,000 | $133,000 | $351,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $4,534,000 | $306,500 | $560,000 | $272,500 | $400,000 |
| American Indian or Alaskan Native | 15 | $2,903,000 | $239,500 | $400,000 | $112,000 | $199,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,640 | $6,103,918,000 | $461,000 | $3,000,000 | $6,500 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 7,799 | $3,625,629,000 | $463,970 | $1,500,000 | $382 | $1,201,000 |
| Loan Originated | 7,543 | $2,176,295,000 | $346,000 | $3,000,000 | $167,000 | $6,000,000 |
| Application Denied By Financial Institution | 636 | $94,596,000 | $228,500 | $1,154,000 | $117,000 | $4,992,000 |
| Application Approved But Not Accepted | 360 | $114,732,000 | $468,000 | $2,243,000 | $210,000 | $1,536,000 |
| Application Withdrawn By Applicant | 166 | $55,539,000 | $274,500 | $1,500,000 | $132,500 | $1,900,000 |
| File Closed For Incompleteness | 136 | $37,127,000 | $376,500 | $1,695,000 | $208,000 | $2,100,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 367 | $41,834,000 | $175,000 | $1,154,000 | $54,000 | $453,000 |
| Collateral | 110 | $19,548,000 | $282,500 | $875,000 | $150,000 | $640,000 |
| Other | 92 | $15,920,000 | $298,000 | $900,000 | $230,500 | $4,992,000 |
| Credit History | 46 | $11,506,000 | $250,000 | $650,000 | $98,000 | $484,000 |
| Unverifiable Information | 9 | $2,734,000 | $303,000 | $540,000 | $101,000 | $282,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,522,000 | $115,000 | $500,000 | $58,500 | $180,000 |
| Credit Application Incomplete | 2 | $667,000 | $333,500 | $359,000 | $75,000 | $150,000 |
| Employment History | 2 | $865,000 | $432,000 | $600,000 | $142,000 | $180,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hudson City Savings Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hudson City Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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