Ing Bank, FSB Mortgage Lending & HMDA Data, 2007

In 2007, Ing Bank, FSB of Wilmington, DE reported 63,406 mortgage applications totaling $26.1 billion, up 54% from 2006. The average application was for $411,558, and applicants reported an average income of $165,770. 40% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (6,561), Chicago-Naperville-Joliet, IL (5,792) and Phoenix-Mesa-Scottsdale, AZ (4,472) (applications in parentheses).

Mortgage Company & Address Ing Bank, FSB
1 South Orange Street
Wilmington, DE 19801
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 63,406
Total Mortgage Loan Application Amount $26,095,274,000
Average Mortgage Loan Application Amount $411,558
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $165,770
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ing Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ing Bank, FSB by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 6,561 $ 3,542,865,000 $ 539,988 $ 188,000
Cook, Illinois 4,193 $ 1,697,634,000 $ 404,873 $ 180,000
Maricopa, Arizona 4,190 $ 1,822,699,000 $ 435,011 $ 172,000
San Diego, California 2,813 $ 1,376,035,000 $ 489,169 $ 169,000
Santa Clara, California 2,515 $ 1,575,176,000 $ 626,312 $ 195,000
Orange, California 1,992 $ 1,135,336,000 $ 569,947 $ 195,000
Alameda, California 1,892 $ 1,003,267,000 $ 530,267 $ 170,000
Contra Costa, California 1,649 $ 871,195,000 $ 528,317 $ 168,000
King, Washington 1,221 $ 587,516,000 $ 481,176 $ 169,000
Riverside, California 936 $ 401,498,000 $ 428,950 $ 173,000
Ventura, California 853 $ 470,305,000 $ 551,354 $ 178,000
San Mateo, California 806 $ 514,808,000 $ 638,719 $ 206,000
DuPage, Illinois 687 $ 289,022,000 $ 420,701 $ 177,000
San Bernardino, California 685 $ 259,603,000 $ 378,982 $ 140,000
Lake, Illinois 663 $ 334,508,000 $ 504,536 $ 219,000
San Francisco, California 580 $ 363,861,000 $ 627,346 $ 207,000
Middlesex, Massachusetts 541 $ 224,524,000 $ 415,016 $ 170,000
New Castle, Delaware 498 $ 111,658,000 $ 224,212 $ 93,000
Philadelphia, Pennsylvania 496 $ 80,770,000 $ 162,842 $ 87,000
Clark, Nevada 413 $ 164,131,000 $ 397,411 $ 220,000
Will, Illinois 389 $ 103,363,000 $ 265,714 $ 115,000
Snohomish, Washington 383 $ 127,286,000 $ 332,339 $ 106,000
Fairfield, Connecticut 357 $ 207,406,000 $ 580,969 $ 266,000
Broward, Florida 343 $ 116,246,000 $ 338,909 $ 175,000
Fairfax, Virginia 343 $ 167,002,000 $ 486,886 $ 181,000
Marin, California 341 $ 239,100,000 $ 701,173 $ 236,000
Hennepin, Minnesota 301 $ 95,637,000 $ 317,730 $ 160,000
Sacramento, California 289 $ 101,377,000 $ 350,785 $ 132,000
Montgomery, Maryland 289 $ 146,238,000 $ 506,013 $ 207,000
Pinal, Arizona 282 $ 65,033,000 $ 230,613 $ 103,000
Solano, California 275 $ 115,896,000 $ 421,440 $ 138,000
Fulton, Georgia 272 $ 63,654,000 $ 234,022 $ 111,000
Miami-Dade, Florida 267 $ 114,562,000 $ 429,071 $ 218,000
Kane, Illinois 265 $ 71,097,000 $ 268,290 $ 129,000
Suffolk, Massachusetts 265 $ 104,876,000 $ 395,758 $ 184,000
Pima, Arizona 261 $ 113,243,000 $ 433,881 $ 171,000
Montgomery, Pennsylvania 257 $ 76,721,000 $ 298,525 $ 137,000
Sonoma, California 249 $ 125,681,000 $ 504,742 $ 174,000
Norfolk, Massachusetts 241 $ 104,300,000 $ 432,780 $ 193,000
Oakland, Michigan 241 $ 70,186,000 $ 291,228 $ 138,000
San Joaquin, California 238 $ 97,905,000 $ 411,365 $ 138,000
Middlesex, New Jersey 230 $ 64,695,000 $ 281,282 $ 134,000
Suffolk, New York 229 $ 75,289,000 $ 328,772 $ 177,000
Essex, Massachusetts 228 $ 80,523,000 $ 353,171 $ 194,000
Palm Beach, Florida 223 $ 85,441,000 $ 383,143 $ 234,000
Chester, Pennsylvania 216 $ 74,664,000 $ 345,666 $ 198,000
Prince George's, Maryland 214 $ 62,167,000 $ 290,500 $ 109,000
District of Columbia, District Of Columbia 213 $ 86,304,000 $ 405,183 $ 158,000
Santa Barbara, California 212 $ 145,342,000 $ 685,575 $ 235,000
Bucks, Pennsylvania 203 $ 57,001,000 $ 280,793 $ 139,000
Delaware, Pennsylvania 201 $ 37,633,000 $ 187,228 $ 113,000
Burlington, New Jersey 198 $ 43,346,000 $ 218,919 $ 107,000
Bergen, New Jersey 196 $ 83,504,000 $ 426,040 $ 188,000
Hudson, New Jersey 193 $ 74,060,000 $ 383,730 $ 202,000
Monmouth, New Jersey 193 $ 81,440,000 $ 421,968 $ 196,000
New York, New York 191 $ 125,926,000 $ 659,298 $ 318,000
Camden, New Jersey 190 $ 32,354,000 $ 170,284 $ 134,000
Gwinnett, Georgia 185 $ 35,665,000 $ 192,783 $ 100,000
Cobb, Georgia 183 $ 38,572,000 $ 210,775 $ 102,000
Westchester, New York 181 $ 92,566,000 $ 511,414 $ 281,000
DeKalb, Georgia 179 $ 36,750,000 $ 205,307 $ 104,000
Denver, Colorado 169 $ 58,021,000 $ 343,319 $ 135,000
Nassau, New York 164 $ 59,772,000 $ 364,463 $ 186,000
Baltimore, Maryland 163 $ 47,038,000 $ 288,576 $ 136,000
Mecklenburg, North Carolina 163 $ 33,919,000 $ 208,092 $ 140,000
Hartford, Connecticut 161 $ 37,410,000 $ 232,360 $ 116,000
Wake, North Carolina 160 $ 37,038,000 $ 231,487 $ 111,000
McHenry, Illinois 159 $ 42,357,000 $ 266,396 $ 117,000
Orange, Florida 157 $ 47,944,000 $ 305,375 $ 138,000
Plymouth, Massachusetts 152 $ 54,559,000 $ 358,940 $ 152,000
Essex, New Jersey 147 $ 50,649,000 $ 344,551 $ 164,000
Wayne, Michigan 146 $ 23,057,000 $ 157,924 $ 101,000
Kern, California 143 $ 38,737,000 $ 270,888 $ 107,000
Worcester, Massachusetts 142 $ 35,002,000 $ 246,492 $ 111,000
Multnomah, Oregon 141 $ 50,667,000 $ 359,340 $ 150,000
Kings, New York 135 $ 59,264,000 $ 438,992 $ 204,000
Gloucester, New Jersey 134 $ 26,275,000 $ 196,082 $ 100,000
Santa Cruz, California 133 $ 79,436,000 $ 597,263 $ 191,000
Anne Arundel, Maryland 131 $ 48,408,000 $ 369,526 $ 168,000
Salt Lake, Utah 131 $ 48,688,000 $ 371,664 $ 154,000
Napa, California 128 $ 70,230,000 $ 548,671 $ 197,000
Lee, Florida 128 $ 45,286,000 $ 353,796 $ 199,000
Arapahoe, Colorado 125 $ 45,933,000 $ 367,464 $ 151,000
Baltimore City, Maryland 125 $ 29,289,000 $ 234,312 $ 109,000
Ocean, New Jersey 125 $ 32,993,000 $ 263,944 $ 110,000
Morris, New Jersey 123 $ 51,513,000 $ 418,804 $ 191,000
Hillsborough, Florida 121 $ 30,440,000 $ 251,570 $ 119,000
Placer, California 118 $ 60,838,000 $ 515,576 $ 230,000
Washington, Oregon 114 $ 33,606,000 $ 294,789 $ 129,000
Monterey, California 113 $ 69,835,000 $ 618,008 $ 219,000
Somerset, New Jersey 113 $ 37,117,000 $ 328,469 $ 152,000
Queens, New York 113 $ 37,240,000 $ 329,557 $ 175,000
Macomb, Michigan 111 $ 13,061,000 $ 117,666 $ 70,000
Atlantic, New Jersey 111 $ 31,245,000 $ 281,486 $ 132,000
Mercer, New Jersey 110 $ 33,710,000 $ 306,454 $ 146,000
Pierce, Washington 108 $ 32,908,000 $ 304,703 $ 110,000
New Haven, Connecticut 107 $ 28,740,000 $ 268,598 $ 180,000
San Luis Obispo, California 106 $ 56,164,000 $ 529,849 $ 212,000
Boulder, Colorado 106 $ 53,910,000 $ 508,584 $ 186,000
Union, New Jersey 103 $ 42,044,000 $ 408,194 $ 171,000
Utah, Utah 102 $ 39,664,000 $ 388,862 $ 153,000
Loudoun, Virginia 101 $ 42,937,000 $ 425,118 $ 158,000
Fresno, California 99 $ 33,323,000 $ 336,595 $ 155,000
Stanislaus, California 98 $ 35,349,000 $ 360,704 $ 121,000
Ramsey, Minnesota 98 $ 20,734,000 $ 211,571 $ 127,000
Harris, Texas 97 $ 24,948,000 $ 257,195 $ 250,000
Barnstable, Massachusetts 95 $ 43,868,000 $ 461,768 $ 206,000
Yavapai, Arizona 90 $ 39,451,000 $ 438,344 $ 209,000
Pinellas, Florida 89 $ 28,787,000 $ 323,449 $ 142,000
Prince William, Virginia 89 $ 34,108,000 $ 383,235 $ 125,000
Douglas, Colorado 87 $ 42,177,000 $ 484,793 $ 180,000
Arlington, Virginia 87 $ 41,699,000 $ 479,298 $ 185,000
Collier, Florida 82 $ 41,349,000 $ 504,256 $ 285,000
Allegheny, Pennsylvania 80 $ 11,936,000 $ 149,200 $ 101,000
Dakota, Minnesota 79 $ 21,606,000 $ 273,493 $ 174,000
Sussex, Delaware 78 $ 28,716,000 $ 368,153 $ 198,000
Jefferson, Colorado 77 $ 25,530,000 $ 331,558 $ 153,000
Franklin, Ohio 76 $ 13,114,000 $ 172,552 $ 115,000
Dallas, Texas 76 $ 23,176,000 $ 304,947 $ 184,000
Passaic, New Jersey 75 $ 23,162,000 $ 308,826 $ 141,000
Kenosha, Wisconsin 71 $ 10,681,000 $ 150,436 $ 67,000
Cape May, New Jersey 70 $ 24,616,000 $ 351,657 $ 149,000
El Dorado, California 67 $ 32,260,000 $ 481,492 $ 201,000
Coconino, Arizona 64 $ 29,676,000 $ 463,687 $ 200,000
Duval, Florida 64 $ 16,643,000 $ 260,046 $ 120,000
Howard, Maryland 63 $ 23,608,000 $ 374,730 $ 132,000
Anoka, Minnesota 63 $ 14,975,000 $ 237,698 $ 99,000
Hillsborough, New Hampshire 59 $ 12,546,000 $ 212,644 $ 103,000
Milwaukee, Wisconsin 59 $ 15,248,000 $ 258,440 $ 132,000
El Paso, Colorado 57 $ 22,124,000 $ 388,140 $ 139,000
St. Louis, Missouri 57 $ 14,959,000 $ 262,438 $ 112,000
Hamilton, Ohio 56 $ 13,507,000 $ 241,196 $ 102,000
Providence, Rhode Island 56 $ 12,640,000 $ 225,714 $ 106,000
Yolo, California 55 $ 22,490,000 $ 408,909 $ 133,000
Rockingham, New Hampshire 55 $ 13,143,000 $ 238,963 $ 123,000
Cuyahoga, Ohio 55 $ 12,888,000 $ 234,327 $ 127,000
Lehigh, Pennsylvania 55 $ 10,874,000 $ 197,709 $ 96,000
Kendall, Illinois 53 $ 10,971,000 $ 207,000 $ 91,000
Richmond, New York 53 $ 12,495,000 $ 235,754 $ 97,000
Merced, California 52 $ 15,725,000 $ 302,403 $ 132,000
Bristol, Massachusetts 52 $ 11,971,000 $ 230,211 $ 87,000
Pasco, Florida 51 $ 11,652,000 $ 228,470 $ 97,000
Cherokee, Georgia 51 $ 10,130,000 $ 198,627 $ 87,000
Lancaster, Pennsylvania 51 $ 8,656,000 $ 169,725 $ 84,000
Seminole, Florida 50 $ 18,389,000 $ 367,780 $ 173,000
Clackamas, Oregon 50 $ 26,201,000 $ 524,020 $ 263,000
Berks, Pennsylvania 50 $ 8,662,000 $ 173,240 $ 92,000
Clark, Washington 50 $ 13,856,000 $ 277,120 $ 107,000
Eagle, Colorado 48 $ 37,485,000 $ 780,937 $ 407,000
Hunterdon, New Jersey 48 $ 15,616,000 $ 325,333 $ 178,000
Adams, Colorado 47 $ 8,816,000 $ 187,574 $ 103,000
Johnson, Kansas 47 $ 10,059,000 $ 214,021 $ 131,000
Washington, Minnesota 47 $ 13,178,000 $ 280,382 $ 116,000
Northampton, Pennsylvania 47 $ 9,218,000 $ 196,127 $ 91,000
Clayton, Georgia 46 $ 5,413,000 $ 117,673 $ 61,000
Alexandria, Virginia 46 $ 19,975,000 $ 434,239 $ 178,000
Sarasota, Florida 45 $ 15,690,000 $ 348,666 $ 269,000
Washoe, Nevada 45 $ 25,328,000 $ 562,844 $ 323,000
Rockland, New York 45 $ 13,384,000 $ 297,422 $ 158,000
Waukesha, Wisconsin 44 $ 26,444,000 $ 601,000 $ 285,000
Larimer, Colorado 43 $ 10,896,000 $ 253,395 $ 133,000
Osceola, Florida 43 $ 15,116,000 $ 351,534 $ 159,000
Salem, New Jersey 43 $ 7,185,000 $ 167,093 $ 74,000
York, Pennsylvania 43 $ 8,310,000 $ 193,255 $ 81,000
Forsyth, Georgia 42 $ 10,934,000 $ 260,333 $ 152,000
Erie, New York 42 $ 5,480,000 $ 130,476 $ 288,000
Orange, New York 42 $ 8,592,000 $ 204,571 $ 92,000
Brevard, Florida 41 $ 15,083,000 $ 367,878 $ 165,000
Volusia, Florida 41 $ 14,128,000 $ 344,585 $ 183,000
Cecil, Maryland 41 $ 8,442,000 $ 205,902 $ 73,000
Bexar, Texas 40 $ 7,198,000 $ 179,950 $ 138,000
Collin, Texas 40 $ 11,684,000 $ 292,100 $ 208,000
Thurston, Washington 40 $ 14,367,000 $ 359,175 $ 159,000
Harford, Maryland 39 $ 13,618,000 $ 349,179 $ 141,000
Stearns, Minnesota 39 $ 6,041,000 $ 154,897 $ 62,000
Dutchess, New York 39 $ 9,577,000 $ 245,564 $ 129,000
Greenville, South Carolina 39 $ 5,593,000 $ 143,410 $ 77,000
Horry, South Carolina 39 $ 6,460,000 $ 165,641 $ 104,000
Travis, Texas 39 $ 10,228,000 $ 262,256 $ 121,000
Mohave, Arizona 38 $ 12,345,000 $ 324,868 $ 177,000
Frederick, Maryland 38 $ 14,102,000 $ 371,105 $ 142,000
Navajo, Arizona 37 $ 13,822,000 $ 373,567 $ 266,000
Washtenaw, Michigan 37 $ 10,194,000 $ 275,513 $ 122,000
Sussex, New Jersey 37 $ 8,474,000 $ 229,027 $ 132,000
Manatee, Florida 36 $ 9,890,000 $ 274,722 $ 111,000
Honolulu, Hawaii 36 $ 12,556,000 $ 348,777 $ 156,000
Hamilton, Indiana 36 $ 15,300,000 $ 425,000 $ 213,000
Cumberland, Maine 36 $ 7,572,000 $ 210,333 $ 130,000
Charles, Maryland 36 $ 12,141,000 $ 337,250 $ 116,000
Newton, Georgia 35 $ 5,040,000 $ 144,000 $ 53,000
Chesterfield, Virginia 35 $ 8,688,000 $ 248,228 $ 121,000
Litchfield, Connecticut 34 $ 14,983,000 $ 440,676 $ 162,000
Middlesex, Connecticut 34 $ 8,899,000 $ 261,735 $ 126,000
Kent, Delaware 34 $ 6,653,000 $ 195,676 $ 89,000
Marion, Indiana 34 $ 5,685,000 $ 167,205 $ 124,000
Bernalillo, New Mexico 34 $ 7,353,000 $ 216,264 $ 91,000
Durham, North Carolina 34 $ 5,159,000 $ 151,735 $ 98,000
Davis, Utah 34 $ 11,663,000 $ 343,029 $ 152,000
Spokane, Washington 34 $ 7,207,000 $ 211,970 $ 83,000
DeKalb, Illinois 33 $ 5,027,000 $ 152,333 $ 59,000
Cumberland, New Jersey 33 $ 5,298,000 $ 160,545 $ 91,000
Henrico, Virginia 33 $ 7,959,000 $ 241,181 $ 128,000
Virginia Beach, Virginia 32 $ 10,834,000 $ 338,562 $ 268,000
Kitsap, Washington 32 $ 18,761,000 $ 586,281 $ 476,000
Scott, Minnesota 31 $ 13,490,000 $ 435,161 $ 156,000
Jackson, Missouri 31 $ 4,336,000 $ 139,870 $ 85,000
Bronx, New York 31 $ 7,096,000 $ 228,903 $ 90,000
Monroe, New York 31 $ 3,793,000 $ 122,354 $ 107,000
Polk, Florida 30 $ 5,423,000 $ 180,766 $ 109,000
Jefferson, Kentucky 30 $ 6,166,000 $ 205,533 $ 110,000
Gila, Arizona 29 $ 11,181,000 $ 385,551 $ 175,000
Garfield, Colorado 29 $ 14,516,000 $ 500,551 $ 200,000
Leon, Florida 29 $ 5,028,000 $ 173,379 $ 385,000
Monroe, Florida 29 $ 22,492,000 $ 775,586 $ 430,000
St. Johns, Florida 29 $ 10,925,000 $ 376,724 $ 189,000
St. Lucie, Florida 29 $ 7,326,000 $ 252,620 $ 216,000
Deschutes, Oregon 29 $ 11,631,000 $ 401,068 $ 202,000
Dane, Wisconsin 29 $ 6,182,000 $ 213,172 $ 118,000
Calaveras, California 28 $ 10,184,000 $ 363,714 $ 169,000
Tulare, California 28 $ 8,092,000 $ 289,000 $ 127,000
Ada, Idaho 28 $ 6,233,000 $ 222,607 $ 130,000
Lake, Indiana 28 $ 3,629,000 $ 129,607 $ 105,000
Montgomery, Ohio 28 $ 4,266,000 $ 152,357 $ 115,000
New London, Connecticut 27 $ 7,677,000 $ 284,333 $ 162,000
York, Maine 27 $ 6,163,000 $ 228,259 $ 148,000
St. Clair, Michigan 27 $ 3,141,000 $ 116,333 $ 53,000
Carver, Minnesota 27 $ 8,466,000 $ 313,555 $ 120,000
Charleston, South Carolina 27 $ 8,226,000 $ 304,666 $ 135,000
Summit, Colorado 26 $ 18,735,000 $ 720,576 $ 446,000
Lake, Florida 26 $ 5,844,000 $ 224,769 $ 87,000
Carroll, Maryland 26 $ 8,539,000 $ 328,423 $ 119,000
Hampden, Massachusetts 26 $ 5,711,000 $ 219,653 $ 102,000
Butte, California 25 $ 7,107,000 $ 284,280 $ 111,000
Onondaga, New York 25 $ 3,445,000 $ 137,800 $ 86,000
Summit, Ohio 25 $ 4,051,000 $ 162,040 $ 91,000
Davidson, Tennessee 25 $ 5,526,000 $ 221,040 $ 77,000
Spotsylvania, Virginia 25 $ 8,431,000 $ 337,240 $ 135,000
Stafford, Virginia 25 $ 9,579,000 $ 383,160 $ 142,000
Nevada, California 24 $ 11,055,000 $ 460,625 $ 188,000
Bay, Florida 24 $ 10,602,000 $ 441,750 $ 248,000
Coweta, Georgia 24 $ 3,234,000 $ 134,750 $ 63,000
Henry, Georgia 24 $ 3,839,000 $ 159,958 $ 85,000
Merrimack, New Hampshire 24 $ 4,513,000 $ 188,041 $ 105,000
Ulster, New York 24 $ 4,691,000 $ 195,458 $ 98,000
Guilford, North Carolina 24 $ 3,752,000 $ 156,333 $ 89,000
Lane, Oregon 24 $ 5,721,000 $ 238,375 $ 119,000
Cumberland, Pennsylvania 24 $ 4,129,000 $ 172,041 $ 131,000
Monroe, Pennsylvania 24 $ 4,752,000 $ 198,000 $ 105,000
Pike, Pennsylvania 24 $ 3,447,000 $ 143,625 $ 96,000
Tarrant, Texas 24 $ 4,721,000 $ 196,708 $ 133,000
Washington, Utah 24 $ 13,015,000 $ 542,291 $ 194,000
Jefferson, Alabama 23 $ 3,942,000 $ 171,391 $ 104,000
Mono, California 23 $ 11,553,000 $ 502,304 $ 332,000
Richland, South Carolina 23 $ 3,412,000 $ 148,347 $ 104,000
Shelby, Tennessee 23 $ 2,888,000 $ 125,565 $ 65,000
San Benito, California 22 $ 11,459,000 $ 520,863 $ 168,000
Routt, Colorado 22 $ 15,802,000 $ 718,272 $ 341,000
Tolland, Connecticut 22 $ 4,724,000 $ 214,727 $ 121,000
Charlotte, Florida 22 $ 5,479,000 $ 249,045 $ 148,000
Indian River, Florida 22 $ 5,879,000 $ 267,227 $ 143,000
Polk, Iowa 22 $ 3,514,000 $ 159,727 $ 92,000
Dauphin, Pennsylvania 22 $ 2,755,000 $ 125,227 $ 66,000
Lackawanna, Pennsylvania 22 $ 1,977,000 $ 89,863 $ 101,000
Beaufort, South Carolina 22 $ 6,459,000 $ 293,590 $ 115,000
Williamson, Tennessee 22 $ 8,226,000 $ 373,909 $ 155,000
Summit, Utah 22 $ 14,916,000 $ 678,000 $ 343,000
Whatcom, Washington 22 $ 7,362,000 $ 334,636 $ 141,000
Escambia, Florida 21 $ 6,940,000 $ 330,476 $ 333,000
Flagler, Florida 21 $ 6,734,000 $ 320,666 $ 155,000
Livingston, Michigan 21 $ 6,630,000 $ 315,714 $ 175,000
Tulsa, Oklahoma 21 $ 4,517,000 $ 215,095 $ 152,000
Alachua, Florida 20 $ 3,092,000 $ 154,600 $ 77,000
Hernando, Florida 20 $ 5,158,000 $ 257,900 $ 122,000
Martin, Florida 20 $ 10,559,000 $ 527,950 $ 227,000
Paulding, Georgia 20 $ 3,002,000 $ 150,100 $ 63,000
Orleans, Louisiana 20 $ 3,840,000 $ 192,000 $ 212,000
Berrien, Michigan 20 $ 9,306,000 $ 465,300 $ 282,000
Kent, Michigan 20 $ 2,357,000 $ 117,850 $ 107,000
Wright, Minnesota 20 $ 5,586,000 $ 279,300 $ 106,000
St. Charles, Missouri 20 $ 3,565,000 $ 178,250 $ 95,000
Strafford, New Hampshire 20 $ 3,220,000 $ 161,000 $ 78,000
Marion, Oregon 20 $ 6,257,000 $ 312,850 $ 114,000
Luzerne, Pennsylvania 20 $ 2,869,000 $ 143,450 $ 70,000
York, South Carolina 20 $ 3,657,000 $ 182,850 $ 604,000
Pitkin, Colorado 19 $ 18,878,000 $ 993,578 $ 512,000
Okaloosa, Florida 19 $ 7,459,000 $ 392,578 $ 157,000
Hall, Georgia 19 $ 4,316,000 $ 227,157 $ 106,000
East Baton Rouge, Louisiana 19 $ 2,963,000 $ 155,947 $ 133,000
Anderson, South Carolina 19 $ 1,838,000 $ 96,736 $ 39,000
Fort Bend, Texas 19 $ 4,392,000 $ 231,157 $ 186,000
Island, Washington 19 $ 10,774,000 $ 567,052 $ 186,000
Anchorage, Alaska 18 $ 5,386,000 $ 299,222 $ 143,000
Lake, California 18 $ 6,036,000 $ 335,333 $ 152,000
Weld, Colorado 18 $ 5,686,000 $ 315,888 $ 190,000
Douglas, Georgia 18 $ 2,880,000 $ 160,000 $ 79,000
Dukes, Massachusetts 18 $ 14,176,000 $ 787,555 $ 410,000
Warren, New Jersey 18 $ 3,796,000 $ 210,888 $ 112,000
Sullivan, New York 18 $ 3,009,000 $ 167,166 $ 115,000
Oklahoma, Oklahoma 18 $ 3,192,000 $ 177,333 $ 94,000
Denton, Texas 18 $ 4,948,000 $ 274,888 $ 139,000
Williamson, Texas 18 $ 3,035,000 $ 168,611 $ 95,000
Skagit, Washington 18 $ 6,670,000 $ 370,555 $ 156,000
Grand, Colorado 17 $ 7,806,000 $ 459,176 $ 214,000
Sedgwick, Kansas 17 $ 2,507,000 $ 147,470 $ 77,000
Jefferson, Louisiana 17 $ 2,739,000 $ 161,117 $ 98,000
Worcester, Maryland 17 $ 4,519,000 $ 265,823 $ 186,000
Sherburne, Minnesota 17 $ 2,799,000 $ 164,647 $ 81,000
Lucas, Ohio 17 $ 2,527,000 $ 148,647 $ 95,000
Kent, Rhode Island 17 $ 5,296,000 $ 311,529 $ 192,000
Washington, Rhode Island 17 $ 5,925,000 $ 348,529 $ 149,000
Berkeley, West Virginia 17 $ 3,165,000 $ 186,176 $ 88,000
Imperial, California 16 $ 3,832,000 $ 239,500 $ 107,000
Barrow, Georgia 16 $ 2,567,000 $ 160,437 $ 80,000
Calvert, Maryland 16 $ 5,170,000 $ 323,125 $ 107,000
Olmsted, Minnesota 16 $ 2,427,000 $ 151,687 $ 95,000
Douglas, Nebraska 16 $ 2,257,000 $ 141,062 $ 97,000
New Hanover, North Carolina 16 $ 3,154,000 $ 197,125 $ 216,000
Centre, Pennsylvania 16 $ 3,174,000 $ 198,375 $ 112,000
Montgomery, Texas 16 $ 3,751,000 $ 234,437 $ 145,000
Pulaski, Arkansas 15 $ 2,352,000 $ 156,800 $ 86,000
Shasta, California 15 $ 3,768,000 $ 251,200 $ 92,000
Marion, Florida 15 $ 2,761,000 $ 184,066 $ 255,000
Chatham, Georgia 15 $ 2,832,000 $ 188,800 $ 93,000
Fayette, Kentucky 15 $ 4,871,000 $ 324,733 $ 133,000
Queen Anne's, Maryland 15 $ 6,665,000 $ 444,333 $ 155,000
Genesee, Michigan 15 $ 3,032,000 $ 202,133 $ 118,000
Santa Fe, New Mexico 15 $ 5,086,000 $ 339,066 $ 155,000
Putnam, New York 15 $ 3,996,000 $ 266,400 $ 144,000
Saratoga, New York 15 $ 3,509,000 $ 233,933 $ 91,000
Orange, North Carolina 15 $ 3,500,000 $ 233,333 $ 105,000
Jackson, Oregon 15 $ 3,802,000 $ 253,466 $ 121,000
Chesapeake, Virginia 15 $ 4,701,000 $ 313,400 $ 107,000
Yuba, California 14 $ 4,308,000 $ 307,714 $ 113,000
Spalding, Georgia 14 $ 1,801,000 $ 128,642 $ 49,000
Hawaii, Hawaii 14 $ 4,472,000 $ 319,428 $ 137,000
Winnebago, Illinois 14 $ 1,642,000 $ 117,285 $ 122,000
Monroe, Indiana 14 $ 3,046,000 $ 217,571 $ 121,000
St. Louis City, Missouri 14 $ 1,869,000 $ 133,500 $ 119,000
Buncombe, North Carolina 14 $ 2,265,000 $ 161,785 $ 89,000
Westmoreland, Pennsylvania 14 $ 2,210,000 $ 157,857 $ 87,000
Greenwood, South Carolina 14 $ 1,374,000 $ 98,142 $ 35,000
Lexington, South Carolina 14 $ 1,897,000 $ 135,500 $ 73,000
Richmond City, Virginia 14 $ 2,674,000 $ 191,000 $ 102,000
Walworth, Wisconsin 14 $ 7,864,000 $ 561,714 $ 380,000
Madison, Alabama 13 $ 3,194,000 $ 245,692 $ 107,000
Yuma, Arizona 13 $ 3,428,000 $ 263,692 $ 122,000
Madera, California 13 $ 4,515,000 $ 347,307 $ 131,000
Mendocino, California 13 $ 5,034,000 $ 387,230 $ 207,000
Carroll, Georgia 13 $ 2,140,000 $ 164,615 $ 63,000
Clarke, Georgia 13 $ 1,955,000 $ 150,384 $ 86,000
Grundy, Illinois 13 $ 2,146,000 $ 165,076 $ 68,000
Allen, Indiana 13 $ 1,708,000 $ 131,384 $ 79,000
LaPorte, Indiana 13 $ 4,747,000 $ 365,153 $ 242,000
Washington, Maryland 13 $ 2,848,000 $ 219,076 $ 103,000
Lapeer, Michigan 13 $ 1,558,000 $ 119,846 $ 73,000
St. Louis, Minnesota 13 $ 1,970,000 $ 151,538 $ 78,000
Harrison, Mississippi 13 $ 1,729,000 $ 133,000 $ 163,000
Chittenden, Vermont 13 $ 3,158,000 $ 242,923 $ 81,000
Jefferson, West Virginia 13 $ 2,677,000 $ 205,923 $ 93,000
St. Croix, Wisconsin 13 $ 1,932,000 $ 148,615 $ 63,000
Mobile, Alabama 12 $ 2,048,000 $ 170,666 $ 101,000
Bartow, Georgia 12 $ 1,827,000 $ 152,250 $ 62,000
Fayette, Georgia 12 $ 2,549,000 $ 212,416 $ 104,000
Rockdale, Georgia 12 $ 1,551,000 $ 129,250 $ 76,000
Kootenai, Idaho 12 $ 3,501,000 $ 291,750 $ 222,000
Porter, Indiana 12 $ 2,840,000 $ 236,666 $ 220,000
Nantucket, Massachusetts 12 $ 10,955,000 $ 912,916 $ 648,000
Chisago, Minnesota 12 $ 2,465,000 $ 205,416 $ 77,000
Belknap, New Hampshire 12 $ 1,988,000 $ 165,666 $ 112,000
Cheshire, New Hampshire 12 $ 1,472,000 $ 122,666 $ 77,000
Grafton, New Hampshire 12 $ 2,904,000 $ 242,000 $ 161,000
Oneida, New York 12 $ 1,094,000 $ 91,166 $ 50,000
Forsyth, North Carolina 12 $ 3,719,000 $ 309,916 $ 86,000
Iredell, North Carolina 12 $ 2,895,000 $ 241,250 $ 85,000
Union, North Carolina 12 $ 5,080,000 $ 423,333 $ 158,000
Lorain, Ohio 12 $ 2,074,000 $ 172,833 $ 89,000
Weber, Utah 12 $ 1,668,000 $ 139,000 $ 80,000
Benton, Arkansas 11 $ 1,720,000 $ 156,363 $ 246,000
Humboldt, California 11 $ 2,119,000 $ 192,636 $ 83,000
Tuolumne, California 11 $ 3,459,000 $ 314,454 $ 131,000
La Plata, Colorado 11 $ 5,217,000 $ 474,272 $ 345,000
Walton, Florida 11 $ 9,514,000 $ 864,909 $ 467,000
Vanderburgh, Indiana 11 $ 1,119,000 $ 101,727 $ 81,000
Johnson, Iowa 11 $ 1,554,000 $ 141,272 $ 85,000
St. Tammany, Louisiana 11 $ 1,783,000 $ 162,090 $ 95,000
St. Mary's, Maryland 11 $ 3,604,000 $ 327,636 $ 159,000
Broome, New York 11 $ 856,000 $ 77,818 $ 65,000
Stark, Ohio 11 $ 1,051,000 $ 95,545 $ 80,000
Warren, Ohio 11 $ 3,497,000 $ 317,909 $ 153,000
Butler, Pennsylvania 11 $ 2,164,000 $ 196,727 $ 105,000
Washington, Pennsylvania 11 $ 1,598,000 $ 145,272 $ 136,000
Berkeley, South Carolina 11 $ 2,110,000 $ 191,818 $ 88,000
Knox, Tennessee 11 $ 1,504,000 $ 136,727 $ 110,000
Windsor, Vermont 11 $ 1,890,000 $ 171,818 $ 176,000
Norfolk, Virginia 11 $ 2,800,000 $ 254,545 $ 121,000
Cochise, Arizona 10 $ 1,635,000 $ 163,500 $ 132,000
Sutter, California 10 $ 2,841,000 $ 284,100 $ 86,000
Elbert, Colorado 10 $ 3,557,000 $ 355,700 $ 141,000
Clay, Florida 10 $ 1,980,000 $ 198,000 $ 103,000
Richmond, Georgia 10 $ 1,672,000 $ 167,200 $ 88,000
Canyon, Idaho 10 $ 1,494,000 $ 149,400 $ 68,000
Peoria, Illinois 10 $ 960,000 $ 96,000 $ 68,000
St. Clair, Illinois 10 $ 1,459,000 $ 145,900 $ 83,000
Berkshire, Massachusetts 10 $ 1,915,000 $ 191,500 $ 158,000
Hampshire, Massachusetts 10 $ 1,609,000 $ 160,900 $ 114,000
Benton, Minnesota 10 $ 1,538,000 $ 153,800 $ 33,000
Crow Wing, Minnesota 10 $ 3,684,000 $ 368,400 $ 156,000
Delaware, New York 10 $ 1,094,000 $ 109,400 $ 89,000
St. Lawrence, New York 10 $ 558,000 $ 55,800 $ 58,000
Brunswick, North Carolina 10 $ 1,797,000 $ 179,700 $ 118,000
Cabarrus, North Carolina 10 $ 1,955,000 $ 195,500 $ 122,000
Cumberland, North Carolina 10 $ 705,000 $ 70,500 $ 47,000
Johnston, North Carolina 10 $ 1,269,000 $ 126,900 $ 60,000
Benton, Oregon 10 $ 2,534,000 $ 253,400 $ 101,000
Lebanon, Pennsylvania 10 $ 2,332,000 $ 233,200 $ 121,000
Bristol, Rhode Island 10 $ 3,974,000 $ 397,400 $ 236,000
Albemarle, Virginia 10 $ 2,989,000 $ 298,900 $ 110,000
Charlottesville, Virginia 10 $ 2,233,000 $ 223,300 $ 128,000
Fauquier, Virginia 10 $ 3,704,000 $ 370,400 $ 140,000
Ozaukee, Wisconsin 10 $ 5,473,000 $ 547,300 $ 224,000
Baldwin, Alabama 9 $ 3,501,000 $ 389,000 $ 219,000
Shelby, Alabama 9 $ 2,220,000 $ 246,666 $ 126,000
Washington, Arkansas 9 $ 1,358,000 $ 150,888 $ 110,000
Siskiyou, California 9 $ 4,207,000 $ 467,444 $ 258,000
Park, Colorado 9 $ 3,383,000 $ 375,888 $ 207,000
Madison, Illinois 9 $ 1,517,000 $ 168,555 $ 118,000
McLean, Illinois 9 $ 1,475,000 $ 163,888 $ 90,000
Johnson, Indiana 9 $ 2,284,000 $ 253,777 $ 142,000
Kenton, Kentucky 9 $ 1,192,000 $ 132,444 $ 73,000
Gallatin, Montana 9 $ 1,643,000 $ 182,555 $ 73,000
Davidson, North Carolina 9 $ 1,020,000 $ 113,333 $ 107,000
Butler, Ohio 9 $ 1,251,000 $ 139,000 $ 77,000
Trumbull, Ohio 9 $ 648,000 $ 72,000 $ 66,000
Cleveland, Oklahoma 9 $ 1,262,000 $ 140,222 $ 64,000
Schuylkill, Pennsylvania 9 $ 742,000 $ 82,444 $ 69,000
Lubbock, Texas 9 $ 1,300,000 $ 144,444 $ 83,000
James City, Virginia 9 $ 2,801,000 $ 311,222 $ 115,000
Warren, Virginia 9 $ 1,484,000 $ 164,888 $ 62,000
Racine, Wisconsin 9 $ 2,445,000 $ 271,666 $ 114,000
Montgomery, Alabama 8 $ 968,000 $ 121,000 $ 671,000
Tuscaloosa, Alabama 8 $ 896,000 $ 112,000 $ 103,000
Broomfield, Colorado 8 $ 3,307,000 $ 413,375 $ 213,000
Butts, Georgia 8 $ 922,000 $ 115,250 $ 55,000
Walton, Georgia 8 $ 1,321,000 $ 165,125 $ 62,000
Sangamon, Illinois 8 $ 1,274,000 $ 159,250 $ 103,000
Tippecanoe, Indiana 8 $ 899,000 $ 112,375 $ 99,000
Shawnee, Kansas 8 $ 1,513,000 $ 189,125 $ 159,000
Lafayette, Louisiana 8 $ 869,000 $ 108,625 $ 64,000
Hancock, Maine 8 $ 2,692,000 $ 336,500 $ 210,000
Kent, Maryland 8 $ 3,189,000 $ 398,625 $ 179,000
Talbot, Maryland 8 $ 3,878,000 $ 484,750 $ 209,000
Ingham, Michigan 8 $ 764,000 $ 95,500 $ 83,000
Kalamazoo, Michigan 8 $ 1,342,000 $ 167,750 $ 94,000
DeSoto, Mississippi 8 $ 1,647,000 $ 205,875 $ 113,000
Clay, Missouri 8 $ 1,302,000 $ 162,750 $ 67,000
Douglas, Nevada 8 $ 5,994,000 $ 749,250 $ 360,000
Albany, New York 8 $ 1,243,000 $ 155,375 $ 76,000
Greene, New York 8 $ 1,396,000 $ 174,500 $ 211,000
Rensselaer, New York 8 $ 1,020,000 $ 127,500 $ 87,000
Clermont, Ohio 8 $ 878,000 $ 109,750 $ 79,000
Delaware, Ohio 8 $ 2,605,000 $ 325,625 $ 197,000
Polk, Oregon 8 $ 1,813,000 $ 226,625 $ 105,000
Franklin, Pennsylvania 8 $ 788,000 $ 98,500 $ 51,000
Newport, Rhode Island 8 $ 2,766,000 $ 345,750 $ 169,000
Dorchester, South Carolina 8 $ 1,382,000 $ 172,750 $ 70,000
Laurens, South Carolina 8 $ 991,000 $ 123,875 $ 57,000
Oconee, South Carolina 8 $ 1,367,000 $ 170,875 $ 107,000
Pickens, South Carolina 8 $ 663,000 $ 82,875 $ 43,000
Spartanburg, South Carolina 8 $ 944,000 $ 118,000 $ 51,000
Manassas, Virginia 8 $ 1,651,000 $ 206,375 $ 93,000
Amador, California 7 $ 2,239,000 $ 319,857 $ 228,000
Lassen, California 7 $ 1,451,000 $ 207,285 $ 92,000
Plumas, California 7 $ 2,707,000 $ 386,714 $ 121,000
Windham, Connecticut 7 $ 1,856,000 $ 265,142 $ 142,000
Citrus, Florida 7 $ 879,000 $ 125,571 $ 89,000
Columbia, Georgia 7 $ 792,000 $ 113,142 $ 86,000
Glynn, Georgia 7 $ 3,005,000 $ 429,285 $ 171,000
Jackson, Georgia 7 $ 1,426,000 $ 203,714 $ 75,000
Maui, Hawaii 7 $ 5,433,000 $ 776,142 $ 384,000
Champaign, Illinois 7 $ 815,000 $ 116,428 $ 92,000
Bartholomew, Indiana 7 $ 1,005,000 $ 143,571 $ 76,000
Hendricks, Indiana 7 $ 1,141,000 $ 163,000 $ 81,000
St. Joseph, Indiana 7 $ 643,000 $ 91,857 $ 67,000
Caddo, Louisiana 7 $ 1,855,000 $ 265,000 $ 185,000
Ouachita, Louisiana 7 $ 892,000 $ 127,428 $ 59,000
Wicomico, Maryland 7 $ 971,000 $ 138,714 $ 91,000
Jackson, Michigan 7 $ 1,168,000 $ 166,857 $ 182,000
McLeod, Minnesota 7 $ 1,465,000 $ 209,285 $ 119,000
Madison, Mississippi 7 $ 2,078,000 $ 296,857 $ 121,000
Boone, Missouri 7 $ 732,000 $ 104,571 $ 67,000
Greene, Missouri 7 $ 1,206,000 $ 172,285 $ 66,000
Jefferson, Missouri 7 $ 1,276,000 $ 182,285 $ 74,000
Yellowstone, Montana 7 $ 1,388,000 $ 198,285 $ 130,000
Carson City, Nevada 7 $ 1,859,000 $ 265,571 $ 174,000
Sandoval, New Mexico 7 $ 1,473,000 $ 210,428 $ 100,000
Columbia, New York 7 $ 1,153,000 $ 164,714 $ 142,000
Gaston, North Carolina 7 $ 1,198,000 $ 171,142 $ 131,000
Pitt, North Carolina 7 $ 920,000 $ 131,428 $ 172,000
Greene, Ohio 7 $ 1,219,000 $ 174,142 $ 91,000
Florence, South Carolina 7 $ 1,020,000 $ 145,714 $ 72,000
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Mortgage Loan Application Detail Totals for Ing Bank, FSB in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 39,497 $16,422,142,000 $415,000 $3,000,000 $162,000 $9,999,000
Home Purchase 23,909 $9,673,132,000 $404,000 $3,000,000 $172,000 $9,999,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 30,854 $13,589,767,000 $440,000 $3,000,000 $189,000 $9,999,000
Not Provided 10,862 $4,329,306,000 $398,000 $3,000,000 $171,000 $9,999,000
Asian 7,553 $3,729,084,000 $493,000 $2,500,000 $175,000 $1,600,000
Not applicable 6,076 $1,472,111,000 $242,000 $1,000,000 $72,000 $1,800,000
Hispanic 5,649 $2,239,702,000 $396,000 $2,500,000 $132,000 $3,401,000
Black or African American 1,910 $542,144,000 $283,000 $2,340,000 $129,000 $8,568,000
Native Hawaiian or Other Pacific Islander 309 $132,833,000 $429,000 $1,750,000 $147,000 $1,132,000
American Indian or Alaskan Native 193 $60,327,000 $312,000 $2,000,000 $127,000 $1,600,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 63,303 $26,078,914,000 $411,000 $3,000,000 $166,000 $9,999,000
FHA-insured (Federal Housing Administration) 88 $13,409,000 $152,000 $368,000 $50,000 $134,000
VA-guaranteed (Veterans Administration) 15 $2,951,000 $196,000 $347,000 $56,000 $115,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 25,567 $11,775,269,000 $460,000 $3,000,000 $187,000 $9,999,000
Application Denied By Financial Institution 15,644 $6,369,250,000 $407,000 $3,000,000 $162,000 $9,999,000
Application Approved But Not Accepted 14,155 $5,851,629,000 $413,000 $3,000,000 $174,000 $9,999,000
Loan Purchased By The Institution 6,076 $1,472,111,000 $242,000 $1,000,000 $72,000 $1,800,000
Preapproval Approved but not Accepted 993 $297,399,000 $299,000 $1,700,000 $133,000 $2,850,000
Application Withdrawn By Applicant 535 $224,956,000 $420,000 $2,050,000 $187,000 $2,496,000
Preapproval Denied by Financial Institution 436 $104,660,000 $240,000 $1,050,000 $96,000 $2,460,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 5,043 $2,460,390,000 $487,000 $3,000,000 $201,000 $7,500,000
Credit History 4,939 $1,440,335,000 $291,000 $2,500,000 $144,000 $9,999,000
Debt-To-Income Ratio 4,778 $1,881,502,000 $393,000 $2,700,000 $115,000 $4,000,000
Other 1,021 $533,458,000 $522,000 $3,000,000 $233,000 $5,000,000
Unverifiable Information 205 $111,018,000 $541,000 $2,000,000 $211,000 $1,460,000
Employment History 79 $38,069,000 $481,000 $2,000,000 $154,000 $505,000
Credit Application Incomplete 11 $7,390,000 $671,000 $1,500,000 $166,000 $438,000
Insufficient Cash (Downpayment, Closing Cost) 2 $1,191,000 $595,000 $910,000 $648,000 $996,000
Mortgage Insurance Denied 2 $557,000 $278,000 $435,000 $98,000 $110,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ing Bank, FSB's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ing Bank, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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