Ing Bank, FSB Mortgage Lending & HMDA Data, 2007
In 2007, Ing Bank, FSB of Wilmington, DE reported 63,406 mortgage applications totaling $26.1 billion, up 54% from 2006. The average application was for $411,558, and applicants reported an average income of $165,770. 40% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (6,561), Chicago-Naperville-Joliet, IL (5,792) and Phoenix-Mesa-Scottsdale, AZ (4,472) (applications in parentheses).
| Mortgage Company & Address | Ing Bank, FSB 1 South Orange Street Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 63,406 |
| Total Mortgage Loan Application Amount | $26,095,274,000 |
| Average Mortgage Loan Application Amount | $411,558 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $165,770 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ing Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 6,561 | $ 3,542,865,000 | $ 539,988 | $ 188,000 |
| Chicago-Naperville-Joliet, IL | 5,792 | $ 2,221,617,000 | $ 383,566 | $ 170,000 |
| Phoenix-Mesa-Scottsdale, AZ | 4,472 | $ 1,887,732,000 | $ 422,122 | $ 168,000 |
| Oakland-Fremont-Hayward, CA | 3,541 | $ 1,874,462,000 | $ 529,359 | $ 169,000 |
| San Diego-Carlsbad-San Marcos, CA | 2,813 | $ 1,376,035,000 | $ 489,169 | $ 169,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2,537 | $ 1,586,635,000 | $ 625,398 | $ 195,000 |
| Santa Ana-Anaheim-Irvine, CA | 1,992 | $ 1,135,336,000 | $ 569,947 | $ 195,000 |
| San Francisco-San Mateo-Redwood City, CA | 1,727 | $ 1,117,769,000 | $ 647,231 | $ 212,000 |
| Riverside-San Bernardino-Ontario, CA | 1,621 | $ 661,101,000 | $ 407,835 | $ 159,000 |
| Seattle-Bellevue-Everett, WA | 1,604 | $ 714,802,000 | $ 445,637 | $ 154,000 |
| Philadelphia, PA | 1,373 | $ 326,789,000 | $ 238,010 | $ 125,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,253 | $ 506,277,000 | $ 404,051 | $ 151,387 |
| New York-White Plains-Wayne, NY-NJ | 1,228 | $ 532,693,000 | $ 433,789 | $ 213,996 |
| Atlanta-Sandy Springs-Marietta, GA | 1,193 | $ 236,095,000 | $ 197,900 | $ 97,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 853 | $ 470,305,000 | $ 551,354 | $ 178,000 |
| Lake County-Kenosha County, IL-WI | 734 | $ 345,189,000 | $ 470,284 | $ 204,297 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 710 | $ 201,200,000 | $ 283,380 | $ 140,309 |
| Edison, NJ | 661 | $ 216,245,000 | $ 327,148 | $ 151,000 |
| Boston-Quincy, MA | 658 | $ 263,735,000 | $ 400,813 | $ 180,000 |
| Wilmington, DE-MD-NJ | 582 | $ 127,285,000 | $ 218,702 | $ 90,187 |
| Baltimore-Towson, MD | 562 | $ 177,165,000 | $ 315,240 | $ 137,000 |
| Cambridge-Newton-Framingham, MA | 541 | $ 224,524,000 | $ 415,016 | $ 170,000 |
| Denver-Aurora, CO | 534 | $ 191,308,000 | $ 358,254 | $ 148,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 529 | $ 216,965,000 | $ 410,141 | $ 163,000 |
| Camden, NJ | 522 | $ 101,975,000 | $ 195,354 | $ 115,000 |
| Newark-Union, NJ-PA | 482 | $ 171,743,000 | $ 356,313 | $ 168,215 |
| Las Vegas-Paradise, NV | 413 | $ 164,131,000 | $ 397,411 | $ 220,000 |
| Warren-Troy-Farmington Hills, MI | 413 | $ 94,576,000 | $ 228,997 | $ 114,000 |
| Nassau-Suffolk, NY | 393 | $ 135,061,000 | $ 343,666 | $ 181,000 |
| Portland-Vancouver-Beaverton, OR-WA | 367 | $ 128,034,000 | $ 348,866 | $ 151,607 |
| Bridgeport-Stamford-Norwalk, CT | 357 | $ 207,406,000 | $ 580,969 | $ 266,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 343 | $ 116,246,000 | $ 338,909 | $ 175,000 |
| Bethesda-Gaithersburg-Frederick, MD | 327 | $ 160,340,000 | $ 490,336 | $ 199,000 |
| Tampa-St. Petersburg-Clearwater, FL | 281 | $ 76,037,000 | $ 270,594 | $ 123,000 |
| Orlando-Kissimmee, FL | 276 | $ 87,293,000 | $ 316,278 | $ 143,000 |
| Vallejo-Fairfield, CA | 275 | $ 115,896,000 | $ 421,440 | $ 138,000 |
| Miami-Miami Beach-Kendall, FL | 267 | $ 114,562,000 | $ 429,071 | $ 218,000 |
| Tucson, AZ | 261 | $ 113,243,000 | $ 433,881 | $ 171,000 |
| Santa Rosa-Petaluma, CA | 249 | $ 125,681,000 | $ 504,742 | $ 174,000 |
| Stockton, CA | 238 | $ 97,905,000 | $ 411,365 | $ 138,000 |
| Peabody, MA | 228 | $ 80,523,000 | $ 353,171 | $ 194,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 223 | $ 85,441,000 | $ 383,143 | $ 234,000 |
| Hartford-West Hartford-East Hartford, CT | 217 | $ 51,033,000 | $ 235,175 | $ 118,000 |
| Charlotte-Gastonia-Concord, NC-SC | 213 | $ 45,832,000 | $ 215,173 | $ 182,661 |
| Santa Barbara-Santa Maria-Goleta, CA | 212 | $ 145,342,000 | $ 685,575 | $ 235,000 |
| Raleigh-Cary, NC | 174 | $ 38,717,000 | $ 222,511 | $ 107,000 |
| Providence-New Bedford-Fall River, RI-MA | 160 | $ 42,572,000 | $ 266,075 | $ 124,800 |
| Salt Lake City, UT | 157 | $ 64,276,000 | $ 409,401 | $ 179,000 |
| Detroit-Livonia-Dearborn, MI | 146 | $ 23,057,000 | $ 157,924 | $ 101,000 |
| Houston-Sugar Land-Baytown, TX | 144 | $ 34,896,000 | $ 242,333 | $ 215,000 |
| Bakersfield, CA | 143 | $ 38,737,000 | $ 270,888 | $ 107,000 |
| Worcester, MA | 142 | $ 35,002,000 | $ 246,492 | $ 111,000 |
| Dallas-Plano-Irving, TX | 139 | $ 40,238,000 | $ 289,482 | $ 181,000 |
| Santa Cruz-Watsonville, CA | 133 | $ 79,436,000 | $ 597,263 | $ 191,000 |
| Cape Coral-Fort Myers, FL | 128 | $ 45,286,000 | $ 353,796 | $ 199,000 |
| Napa, CA | 128 | $ 70,230,000 | $ 548,671 | $ 197,000 |
| Pittsburgh, PA | 126 | $ 19,093,000 | $ 151,531 | $ 99,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 124 | $ 24,181,000 | $ 195,008 | $ 97,467 |
| St. Louis, MO-IL | 124 | $ 25,679,000 | $ 207,088 | $ 103,403 |
| Milwaukee-Waukesha-West Allis, WI | 119 | $ 49,074,000 | $ 412,386 | $ 196,000 |
| Richmond, VA | 113 | $ 28,625,000 | $ 253,318 | $ 126,000 |
| Salinas, CA | 113 | $ 69,835,000 | $ 618,008 | $ 219,000 |
| Atlantic City, NJ | 111 | $ 31,245,000 | $ 281,486 | $ 132,000 |
| Jacksonville, FL | 110 | $ 32,073,000 | $ 291,572 | $ 146,000 |
| Trenton-Ewing, NJ | 110 | $ 33,710,000 | $ 306,454 | $ 146,000 |
| Tacoma, WA | 108 | $ 32,908,000 | $ 304,703 | $ 110,000 |
| New Haven-Milford, CT | 107 | $ 28,740,000 | $ 268,598 | $ 180,000 |
| Boulder, CO | 106 | $ 53,910,000 | $ 508,584 | $ 186,000 |
| San Luis Obispo-Paso Robles, CA | 106 | $ 56,164,000 | $ 529,849 | $ 212,000 |
| Cincinnati-Middletown, OH-KY-IN | 105 | $ 22,207,000 | $ 211,495 | $ 102,761 |
| Kansas City, MO-KS | 105 | $ 18,395,000 | $ 175,190 | $ 108,800 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 103 | $ 29,651,000 | $ 287,873 | $ 165,582 |
| Provo-Orem, UT | 102 | $ 39,664,000 | $ 388,862 | $ 153,000 |
| Fresno, CA | 99 | $ 33,323,000 | $ 336,595 | $ 155,000 |
| Columbus, OH | 98 | $ 18,831,000 | $ 192,153 | $ 123,000 |
| Indianapolis-Carmel, IN | 98 | $ 26,415,000 | $ 269,540 | $ 150,000 |
| Modesto, CA | 98 | $ 35,349,000 | $ 360,704 | $ 121,000 |
| Barnstable Town, MA | 95 | $ 43,868,000 | $ 461,768 | $ 206,000 |
| Prescott, AZ | 90 | $ 39,451,000 | $ 438,344 | $ 209,000 |
| Cleveland-Elyria-Mentor, OH | 82 | $ 18,157,000 | $ 221,426 | $ 118,000 |
| Naples-Marco Island, FL | 82 | $ 41,349,000 | $ 504,256 | $ 285,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 81 | $ 18,169,000 | $ 224,308 | $ 110,000 |
| Sarasota-Bradenton-Venice, FL | 81 | $ 25,580,000 | $ 315,802 | $ 199,000 |
| Rockingham County-Strafford County, NH | 75 | $ 16,363,000 | $ 218,173 | $ 111,000 |
| Ocean City, NJ | 70 | $ 24,616,000 | $ 351,657 | $ 149,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 67 | $ 17,147,000 | $ 255,925 | $ 106,000 |
| Portland-South Portland-Biddeford, ME | 65 | $ 14,080,000 | $ 216,615 | $ 136,000 |
| Flagstaff, AZ | 64 | $ 29,676,000 | $ 463,687 | $ 200,000 |
| Austin-Round Rock, TX | 61 | $ 14,118,000 | $ 231,442 | $ 114,000 |
| Colorado Springs, CO | 61 | $ 22,772,000 | $ 373,311 | $ 133,000 |
| Manchester-Nashua, NH | 59 | $ 12,546,000 | $ 212,644 | $ 103,000 |
| Greenville-Mauldin-Easley, SC | 55 | $ 7,247,000 | $ 131,763 | $ 69,000 |
| Merced, CA | 52 | $ 15,725,000 | $ 302,403 | $ 132,000 |
| New Orleans-Metairie-Kenner, LA | 52 | $ 8,974,000 | $ 172,576 | $ 168,000 |
| Durham, NC | 51 | $ 9,456,000 | $ 185,411 | $ 106,000 |
| Lancaster, PA | 51 | $ 8,656,000 | $ 169,725 | $ 84,000 |
| Harrisburg-Carlisle, PA | 50 | $ 7,346,000 | $ 146,920 | $ 100,000 |
| Reading, PA | 50 | $ 8,662,000 | $ 173,240 | $ 92,000 |
| Port St. Lucie, FL | 49 | $ 17,885,000 | $ 365,000 | $ 221,000 |
| San Antonio, TX | 49 | $ 8,733,000 | $ 178,224 | $ 127,000 |
| St. Cloud, MN | 49 | $ 7,579,000 | $ 154,673 | $ 56,000 |
| Louisville-Jefferson County, KY-IN | 48 | $ 10,689,000 | $ 222,687 | $ 114,145 |
| Ogden-Clearfield, UT | 48 | $ 14,524,000 | $ 302,583 | $ 133,000 |
| Albuquerque, NM | 46 | $ 9,459,000 | $ 205,630 | $ 87,000 |
| Charleston-North Charleston, SC | 46 | $ 11,718,000 | $ 254,739 | $ 113,000 |
| Scranton--Wilkes-Barre, PA | 46 | $ 5,360,000 | $ 116,521 | $ 84,000 |
| Buffalo-Niagara Falls, NY | 45 | $ 5,592,000 | $ 124,266 | $ 272,000 |
| Reno-Sparks, NV | 45 | $ 25,328,000 | $ 562,844 | $ 323,000 |
| Rochester, NY | 44 | $ 6,575,000 | $ 149,431 | $ 114,000 |
| Fort Collins-Loveland, CO | 43 | $ 10,896,000 | $ 253,395 | $ 133,000 |
| York-Hanover, PA | 43 | $ 8,310,000 | $ 193,255 | $ 81,000 |
| Gary, IN | 42 | $ 6,808,000 | $ 162,095 | $ 135,000 |
| Columbia, SC | 41 | $ 5,863,000 | $ 143,000 | $ 92,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 41 | $ 14,128,000 | $ 344,585 | $ 183,000 |
| Palm Bay-Melbourne-Titusville, FL | 41 | $ 15,083,000 | $ 367,878 | $ 165,000 |
| Birmingham-Hoover, AL | 40 | $ 6,948,000 | $ 173,700 | $ 100,000 |
| Dayton, OH | 40 | $ 6,128,000 | $ 153,200 | $ 120,000 |
| Olympia, WA | 40 | $ 14,367,000 | $ 359,175 | $ 159,000 |
| Boise City-Nampa, ID | 39 | $ 7,823,000 | $ 200,589 | $ 112,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 39 | $ 6,460,000 | $ 165,641 | $ 104,000 |
| Springfield, MA | 39 | $ 7,784,000 | $ 199,589 | $ 106,000 |
| Lake Havasu City-Kingman, AZ | 38 | $ 12,345,000 | $ 324,868 | $ 177,000 |
| Albany-Schenectady-Troy, NY | 37 | $ 6,315,000 | $ 170,675 | $ 81,000 |
| Ann Arbor, MI | 37 | $ 10,194,000 | $ 275,513 | $ 122,000 |
| Memphis, TN-MS-AR | 37 | $ 5,272,000 | $ 142,486 | $ 78,243 |
| Honolulu, HI | 36 | $ 12,556,000 | $ 348,777 | $ 156,000 |
| Dover, DE | 34 | $ 6,653,000 | $ 195,676 | $ 89,000 |
| Spokane, WA | 34 | $ 7,207,000 | $ 211,970 | $ 83,000 |
| Hagerstown-Martinsburg, MD-WV | 33 | $ 6,580,000 | $ 199,393 | $ 92,090 |
| Vineland-Millville-Bridgeton, NJ | 33 | $ 5,298,000 | $ 160,545 | $ 91,000 |
| Bremerton-Silverdale, WA | 32 | $ 18,761,000 | $ 586,281 | $ 476,000 |
| Des Moines-West Des Moines, IA | 32 | $ 5,707,000 | $ 178,343 | $ 104,000 |
| Madison, WI | 32 | $ 6,917,000 | $ 216,156 | $ 121,000 |
| Syracuse, NY | 31 | $ 3,898,000 | $ 125,741 | $ 80,000 |
| Lakeland, FL | 30 | $ 5,423,000 | $ 180,766 | $ 109,000 |
| Oklahoma City, OK | 30 | $ 4,673,000 | $ 155,766 | $ 87,000 |
| Baton Rouge, LA | 29 | $ 4,530,000 | $ 156,206 | $ 115,000 |
| Bend, OR | 29 | $ 11,631,000 | $ 401,068 | $ 202,000 |
| Tallahassee, FL | 29 | $ 5,028,000 | $ 173,379 | $ 385,000 |
| Akron, OH | 28 | $ 4,338,000 | $ 154,928 | $ 89,000 |
| Omaha-Council Bluffs, NE-IA | 28 | $ 5,291,000 | $ 188,964 | $ 106,428 |
| Salem, OR | 28 | $ 8,070,000 | $ 288,214 | $ 112,000 |
| Visalia-Porterville, CA | 28 | $ 8,092,000 | $ 289,000 | $ 127,000 |
| Fort Worth-Arlington, TX | 27 | $ 5,057,000 | $ 187,296 | $ 128,000 |
| Greensboro-High Point, NC | 27 | $ 4,138,000 | $ 153,259 | $ 85,000 |
| Norwich-New London, CT | 27 | $ 7,677,000 | $ 284,333 | $ 162,000 |
| Tulsa, OK | 27 | $ 5,505,000 | $ 203,888 | $ 139,000 |
| Wilmington, NC | 27 | $ 5,201,000 | $ 192,629 | $ 176,000 |
| Chico, CA | 25 | $ 7,107,000 | $ 284,280 | $ 111,000 |
| Pensacola-Ferry Pass-Brent, FL | 25 | $ 7,631,000 | $ 305,240 | $ 307,000 |
| Charlottesville, VA | 24 | $ 6,029,000 | $ 251,208 | $ 119,000 |
| Eugene-Springfield, OR | 24 | $ 5,721,000 | $ 238,375 | $ 119,000 |
| Kingston, NY | 24 | $ 4,691,000 | $ 195,458 | $ 98,000 |
| Panama City-Lynn Haven, FL | 24 | $ 10,602,000 | $ 441,750 | $ 248,000 |
| St. George, UT | 24 | $ 13,015,000 | $ 542,291 | $ 194,000 |
| Yuba City, CA | 24 | $ 7,149,000 | $ 297,875 | $ 102,000 |
| Grand Rapids-Wyoming, MI | 23 | $ 2,814,000 | $ 122,347 | $ 103,000 |
| Asheville, NC | 22 | $ 3,436,000 | $ 156,181 | $ 88,000 |
| Bellingham, WA | 22 | $ 7,362,000 | $ 334,636 | $ 141,000 |
| Knoxville, TN | 22 | $ 3,134,000 | $ 142,454 | $ 92,000 |
| Punta Gorda, FL | 22 | $ 5,479,000 | $ 249,045 | $ 148,000 |
| Sebastian-Vero Beach, FL | 22 | $ 5,879,000 | $ 267,227 | $ 143,000 |
| Toledo, OH | 22 | $ 3,098,000 | $ 140,818 | $ 88,000 |
| Little Rock-North Little Rock-Conway, AR | 21 | $ 3,025,000 | $ 144,047 | $ 106,000 |
| Palm Coast, FL | 21 | $ 6,734,000 | $ 320,666 | $ 155,000 |
| Augusta-Richmond County, GA-SC | 20 | $ 3,072,000 | $ 153,600 | $ 83,200 |
| Fayetteville-Springdale-Rogers, AR-MO | 20 | $ 3,078,000 | $ 153,900 | $ 185,000 |
| Gainesville, FL | 20 | $ 3,092,000 | $ 154,600 | $ 77,000 |
| Lexington-Fayette, KY | 20 | $ 6,586,000 | $ 329,300 | $ 146,000 |
| Niles-Benton Harbor, MI | 20 | $ 9,306,000 | $ 465,300 | $ 282,000 |
| Savannah, GA | 20 | $ 3,790,000 | $ 189,500 | $ 100,000 |
| Anderson, SC | 19 | $ 1,838,000 | $ 96,736 | $ 39,000 |
| Athens-Clarke County, GA | 19 | $ 2,731,000 | $ 143,736 | $ 88,000 |
| Fort Walton Beach-Crestview-Destin, FL | 19 | $ 7,459,000 | $ 392,578 | $ 157,000 |
| Gainesville, GA | 19 | $ 4,316,000 | $ 227,157 | $ 106,000 |
| Anchorage, AK | 18 | $ 5,386,000 | $ 299,222 | $ 143,000 |
| Greeley, CO | 18 | $ 5,686,000 | $ 315,888 | $ 190,000 |
| Mount Vernon-Anacortes, WA | 18 | $ 6,670,000 | $ 370,555 | $ 156,000 |
| Rochester, MN | 17 | $ 2,630,000 | $ 154,705 | $ 103,000 |
| Rockford, IL | 17 | $ 2,138,000 | $ 125,764 | $ 115,000 |
| Wichita, KS | 17 | $ 2,507,000 | $ 147,470 | $ 77,000 |
| Youngstown-Warren-Boardman, OH-PA | 17 | $ 1,494,000 | $ 87,882 | $ 100,235 |
| Burlington-South Burlington, VT | 16 | $ 3,946,000 | $ 246,625 | $ 84,000 |
| El Centro, CA | 16 | $ 3,832,000 | $ 239,500 | $ 107,000 |
| State College, PA | 16 | $ 3,174,000 | $ 198,375 | $ 112,000 |
| Utica-Rome, NY | 16 | $ 1,377,000 | $ 86,062 | $ 56,000 |
| Flint, MI | 15 | $ 3,032,000 | $ 202,133 | $ 118,000 |
| Huntsville, AL | 15 | $ 3,469,000 | $ 231,266 | $ 109,000 |
| Medford, OR | 15 | $ 3,802,000 | $ 253,466 | $ 121,000 |
| Ocala, FL | 15 | $ 2,761,000 | $ 184,066 | $ 255,000 |
| Peoria, IL | 15 | $ 1,460,000 | $ 97,333 | $ 62,000 |
| Redding, CA | 15 | $ 3,768,000 | $ 251,200 | $ 92,000 |
| Santa Fe, NM | 15 | $ 5,086,000 | $ 339,066 | $ 155,000 |
| Winston-Salem, NC | 15 | $ 4,307,000 | $ 287,133 | $ 89,000 |
| Bloomington, IN | 14 | $ 3,046,000 | $ 217,571 | $ 121,000 |
| Duluth, MN-WI | 14 | $ 2,148,000 | $ 153,428 | $ 86,357 |
| Evansville, IN-KY | 14 | $ 1,564,000 | $ 111,714 | $ 90,785 |
| Fort Wayne, IN | 14 | $ 1,798,000 | $ 128,428 | $ 77,000 |
| Kalamazoo-Portage, MI | 14 | $ 2,547,000 | $ 181,928 | $ 88,000 |
| Chattanooga, TN-GA | 13 | $ 1,435,000 | $ 110,384 | $ 92,461 |
| Gulfport-Biloxi, MS | 13 | $ 1,729,000 | $ 133,000 | $ 163,000 |
| Iowa City, IA | 13 | $ 1,705,000 | $ 131,153 | $ 81,000 |
| Madera, CA | 13 | $ 4,515,000 | $ 347,307 | $ 131,000 |
| Michigan City-La Porte, IN | 13 | $ 4,747,000 | $ 365,153 | $ 242,000 |
| Roanoke, VA | 13 | $ 1,694,000 | $ 130,307 | $ 87,000 |
| Yuma, AZ | 13 | $ 3,428,000 | $ 263,692 | $ 122,000 |
| Coeur D'Alene, ID | 12 | $ 3,501,000 | $ 291,750 | $ 222,000 |
| Mobile, AL | 12 | $ 2,048,000 | $ 170,666 | $ 101,000 |
| Binghamton, NY | 11 | $ 856,000 | $ 77,818 | $ 65,000 |
| Canton-Massillon, OH | 11 | $ 1,051,000 | $ 95,545 | $ 80,000 |
| Fayetteville, NC | 11 | $ 715,000 | $ 65,000 | $ 49,000 |
| Jackson, MS | 11 | $ 2,743,000 | $ 249,363 | $ 100,000 |
| Lansing-East Lansing, MI | 11 | $ 1,189,000 | $ 108,090 | $ 79,000 |
| Lynchburg, VA | 11 | $ 2,210,000 | $ 200,909 | $ 100,000 |
| Corvallis, OR | 10 | $ 2,534,000 | $ 253,400 | $ 101,000 |
| Davenport-Moline-Rock Island, IA-IL | 10 | $ 1,717,000 | $ 171,700 | $ 157,000 |
| Kingsport-Bristol-Bristol, TN-VA | 10 | $ 1,927,000 | $ 192,700 | $ 108,400 |
| Lafayette, LA | 10 | $ 1,177,000 | $ 117,700 | $ 62,000 |
| Lebanon, PA | 10 | $ 2,332,000 | $ 233,200 | $ 121,000 |
| Montgomery, AL | 10 | $ 1,668,000 | $ 166,800 | $ 594,000 |
| Morgantown, WV | 10 | $ 1,086,000 | $ 108,600 | $ 396,000 |
| Pittsfield, MA | 10 | $ 1,915,000 | $ 191,500 | $ 158,000 |
| Salisbury, MD | 10 | $ 1,216,000 | $ 121,600 | $ 88,000 |
| Bloomington-Normal, IL | 9 | $ 1,475,000 | $ 163,888 | $ 90,000 |
| Huntington-Ashland, WV-KY-OH | 9 | $ 988,000 | $ 109,777 | $ 123,333 |
| Lubbock, TX | 9 | $ 1,300,000 | $ 144,444 | $ 83,000 |
| Racine, WI | 9 | $ 2,445,000 | $ 271,666 | $ 114,000 |
| South Bend-Mishawaka, IN-MI | 9 | $ 1,836,000 | $ 204,000 | $ 152,111 |
| Springfield, MO | 9 | $ 1,547,000 | $ 171,888 | $ 75,000 |
| Topeka, KS | 9 | $ 1,641,000 | $ 182,333 | $ 150,000 |
| Tuscaloosa, AL | 9 | $ 1,220,000 | $ 135,555 | $ 119,000 |
| Appleton, WI | 8 | $ 1,906,000 | $ 238,250 | $ 99,000 |
| Brunswick, GA | 8 | $ 3,043,000 | $ 380,375 | $ 152,000 |
| Charleston, WV | 8 | $ 1,593,000 | $ 199,125 | $ 96,000 |
| Columbus, GA-AL | 8 | $ 1,067,000 | $ 133,375 | $ 71,000 |
| Florence, SC | 8 | $ 1,060,000 | $ 132,500 | $ 68,000 |
| Glens Falls, NY | 8 | $ 789,000 | $ 98,625 | $ 47,000 |
| Lafayette, IN | 8 | $ 899,000 | $ 112,375 | $ 99,000 |
| Macon, GA | 8 | $ 1,519,000 | $ 189,875 | $ 862,000 |
| Monroe, LA | 8 | $ 1,357,000 | $ 169,625 | $ 76,000 |
| Shreveport-Bossier City, LA | 8 | $ 2,051,000 | $ 256,375 | $ 175,000 |
| Sioux City, IA-NE-SD | 8 | $ 1,543,000 | $ 192,875 | $ 73,750 |
| Spartanburg, SC | 8 | $ 944,000 | $ 118,000 | $ 51,000 |
| Springfield, IL | 8 | $ 1,274,000 | $ 159,250 | $ 103,000 |
| Winchester, VA-WV | 8 | $ 2,895,000 | $ 361,875 | $ 104,000 |
| Billings, MT | 7 | $ 1,388,000 | $ 198,285 | $ 130,000 |
| Carson City, NV | 7 | $ 1,859,000 | $ 265,571 | $ 174,000 |
| Champaign-Urbana, IL | 7 | $ 815,000 | $ 116,428 | $ 92,000 |
| Columbia, MO | 7 | $ 732,000 | $ 104,571 | $ 67,000 |
| Columbus, IN | 7 | $ 1,005,000 | $ 143,571 | $ 76,000 |
| Dothan, AL | 7 | $ 891,000 | $ 127,285 | $ 113,000 |
| Fort Smith, AR-OK | 7 | $ 740,000 | $ 105,714 | $ 59,000 |
| Greenville, NC | 7 | $ 920,000 | $ 131,428 | $ 172,000 |
| Hattiesburg, MS | 7 | $ 658,000 | $ 94,000 | $ 62,000 |
| Jackson, MI | 7 | $ 1,168,000 | $ 166,857 | $ 182,000 |
| Logan, UT-ID | 7 | $ 1,000,000 | $ 142,857 | $ 124,000 |
| Pascagoula, MS | 7 | $ 807,000 | $ 115,285 | $ 81,000 |
| Wenatchee, WA | 7 | $ 3,512,000 | $ 501,714 | $ 166,000 |
| Albany, GA | 6 | $ 1,143,000 | $ 190,500 | $ 133,000 |
| Auburn-Opelika, AL | 6 | $ 648,000 | $ 108,000 | $ 58,000 |
| Bangor, ME | 6 | $ 1,185,000 | $ 197,500 | $ 83,000 |
| Blacksburg-Christiansburg-Radford, VA | 6 | $ 1,297,000 | $ 216,166 | $ 91,000 |
| Burlington, NC | 6 | $ 560,000 | $ 93,333 | $ 61,000 |
| Cumberland, MD-WV | 6 | $ 943,000 | $ 157,166 | $ 83,000 |
| Erie, PA | 6 | $ 1,274,000 | $ 212,333 | $ 119,000 |
| Florence-Muscle Shoals, AL | 6 | $ 626,000 | $ 104,333 | $ 60,000 |
| Hanford-Corcoran, CA | 6 | $ 1,331,000 | $ 221,833 | $ 106,000 |
| Harrisonburg, VA | 6 | $ 999,000 | $ 166,500 | $ 95,000 |
| Holland-Grand Haven, MI | 6 | $ 2,740,000 | $ 456,666 | $ 212,000 |
| Jefferson City, MO | 6 | $ 671,000 | $ 111,833 | $ 54,000 |
| Kankakee-Bradley, IL | 6 | $ 1,211,000 | $ 201,833 | $ 103,000 |
| Lincoln, NE | 6 | $ 737,000 | $ 122,833 | $ 108,000 |
| Longview, WA | 6 | $ 1,290,000 | $ 215,000 | $ 88,000 |
| Rome, GA | 6 | $ 623,000 | $ 103,833 | $ 123,000 |
| Terre Haute, IN | 6 | $ 751,000 | $ 125,166 | $ 116,000 |
| Valdosta, GA | 6 | $ 1,002,000 | $ 167,000 | $ 128,000 |
| Waco, TX | 6 | $ 1,081,000 | $ 180,166 | $ 251,000 |
| Wheeling, WV-OH | 6 | $ 486,000 | $ 81,000 | $ 54,166 |
| Anderson, IN | 5 | $ 798,000 | $ 159,600 | $ 111,000 |
| Cedar Rapids, IA | 5 | $ 814,000 | $ 162,800 | $ 98,000 |
| Clarksville, TN-KY | 5 | $ 824,000 | $ 164,800 | $ 114,600 |
| College Station-Bryan, TX | 5 | $ 876,000 | $ 175,200 | $ 112,000 |
| Decatur, IL | 5 | $ 556,000 | $ 111,200 | $ 97,000 |
| El Paso, TX | 5 | $ 833,000 | $ 166,600 | $ 112,000 |
| Elkhart-Goshen, IN | 5 | $ 652,000 | $ 130,400 | $ 51,000 |
| Fairbanks, AK | 5 | $ 976,000 | $ 195,200 | $ 112,000 |
| Grand Junction, CO | 5 | $ 3,215,000 | $ 643,000 | $ 267,000 |
| Idaho Falls, ID | 5 | $ 769,000 | $ 153,800 | $ 112,000 |
| Jacksonville, NC | 5 | $ 1,487,000 | $ 297,400 | $ 108,000 |
| Johnstown, PA | 5 | $ 499,000 | $ 99,800 | $ 109,000 |
| Kennewick-Richland-Pasco, WA | 5 | $ 901,000 | $ 180,200 | $ 76,000 |
| Killeen-Temple-Fort Hood, TX | 5 | $ 886,000 | $ 177,200 | $ 75,000 |
| Las Cruces, NM | 5 | $ 532,000 | $ 106,400 | $ 53,000 |
| Lima, OH | 5 | $ 351,000 | $ 70,200 | $ 46,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 252,000 | $ 50,400 | $ 61,000 |
| Missoula, MT | 5 | $ 1,142,000 | $ 228,400 | $ 160,000 |
| Monroe, MI | 5 | $ 1,503,000 | $ 300,600 | $ 158,000 |
| Saginaw-Saginaw Township North, MI | 5 | $ 465,000 | $ 93,000 | $ 45,000 |
| Sandusky, OH | 5 | $ 524,000 | $ 104,800 | $ 67,000 |
| Sheboygan, WI | 5 | $ 732,000 | $ 146,400 | $ 65,000 |
| Sioux Falls, SD | 5 | $ 1,181,000 | $ 236,200 | $ 286,000 |
| Sumter, SC | 5 | $ 564,000 | $ 112,800 | $ 48,000 |
| Warner Robins, GA | 5 | $ 711,000 | $ 142,200 | $ 75,000 |
| Williamsport, PA | 5 | $ 484,000 | $ 96,800 | $ 49,000 |
| Yakima, WA | 5 | $ 1,320,000 | $ 264,000 | $ 137,000 |
| Altoona, PA | 4 | $ 231,000 | $ 57,750 | $ 42,000 |
| Corpus Christi, TX | 4 | $ 433,000 | $ 108,250 | $ 67,000 |
| Eau Claire, WI | 4 | $ 682,000 | $ 170,500 | $ 165,000 |
| Ithaca, NY | 4 | $ 772,000 | $ 193,000 | $ 111,000 |
| Janesville, WI | 4 | $ 578,000 | $ 144,500 | $ 75,000 |
| Muncie, IN | 4 | $ 404,000 | $ 101,000 | $ 56,000 |
| Muskegon-Norton Shores, MI | 4 | $ 596,000 | $ 149,000 | $ 101,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 4 | $ 512,000 | $ 128,000 | $ 65,500 |
| Pueblo, CO | 4 | $ 476,000 | $ 119,000 | $ 59,000 |
| Tyler, TX | 4 | $ 1,022,000 | $ 255,500 | $ 110,000 |
| Amarillo, TX | 3 | $ 272,000 | $ 90,666 | $ 82,000 |
| Anniston-Oxford, AL | 3 | $ 306,000 | $ 102,000 | $ 49,000 |
| Bay City, MI | 3 | $ 131,000 | $ 43,666 | $ 90,000 |
| Bowling Green, KY | 3 | $ 565,000 | $ 188,333 | $ 71,000 |
| Brownsville-Harlingen, TX | 3 | $ 268,000 | $ 89,333 | $ 51,000 |
| Cheyenne, WY | 3 | $ 433,000 | $ 144,333 | $ 55,000 |
| Fargo, ND-MN | 3 | $ 266,000 | $ 88,666 | $ 82,000 |
| Farmington, NM | 3 | $ 690,000 | $ 230,000 | $ 118,000 |
| Great Falls, MT | 3 | $ 610,000 | $ 203,333 | $ 99,000 |
| Green Bay, WI | 3 | $ 486,000 | $ 162,000 | $ 80,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 479,000 | $ 159,666 | $ 110,000 |
| Hinesville-Fort Stewart, GA | 3 | $ 361,000 | $ 120,333 | $ 57,000 |
| Hot Springs, AR | 3 | $ 625,000 | $ 208,333 | $ 70,000 |
| Lake Charles, LA | 3 | $ 617,000 | $ 205,666 | $ 108,000 |
| Lawton, OK | 3 | $ 110,000 | $ 36,666 | $ 62,000 |
| Lewiston-Auburn, ME | 3 | $ 548,000 | $ 182,666 | $ 77,000 |
| Oshkosh-Neenah, WI | 3 | $ 588,000 | $ 196,000 | $ 134,000 |
| Pine Bluff, AR | 3 | $ 666,000 | $ 222,000 | $ 68,000 |
| Rapid City, SD | 3 | $ 754,000 | $ 251,333 | $ 387,000 |
| Rocky Mount, NC | 3 | $ 795,000 | $ 265,000 | $ 261,000 |
| Ames, IA | 2 | $ 247,000 | $ 123,500 | $ 76,000 |
| Battle Creek, MI | 2 | $ 137,000 | $ 68,500 | $ 41,000 |
| Dalton, GA | 2 | $ 352,000 | $ 176,000 | $ 164,000 |
| Elizabethtown, KY | 2 | $ 284,000 | $ 142,000 | $ 60,000 |
| Elmira, NY | 2 | $ 88,000 | $ 44,000 | $ 83,000 |
| Fond Du Lac, WI | 2 | $ 122,000 | $ 61,000 | $ 46,000 |
| Gadsden, AL | 2 | $ 123,000 | $ 61,500 | $ 64,000 |
| Jackson, TN | 2 | $ 191,000 | $ 95,500 | $ 71,000 |
| Joplin, MO | 2 | $ 190,000 | $ 95,000 | $ 50,000 |
| Kokomo, IN | 2 | $ 255,000 | $ 127,500 | $ 107,000 |
| Lawrence, KS | 2 | $ 372,000 | $ 186,000 | $ 110,000 |
| Lewiston, ID-WA | 2 | $ 282,000 | $ 141,000 | $ 48,000 |
| Longview, TX | 2 | $ 135,000 | $ 67,500 | $ 25,000 |
| Mansfield, OH | 2 | $ 128,000 | $ 64,000 | $ 57,000 |
| Midland, TX | 2 | $ 347,000 | $ 173,500 | $ 252,000 |
| Pocatello, ID | 2 | $ 117,000 | $ 58,500 | $ 29,000 |
| San Angelo, TX | 2 | $ 143,000 | $ 71,500 | $ 45,000 |
| Sherman-Denison, TX | 2 | $ 145,000 | $ 72,500 | $ 50,000 |
| Springfield, OH | 2 | $ 310,000 | $ 155,000 | $ 78,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 350,000 | $ 175,000 | $ 113,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 117,000 | $ 58,500 | $ 41,000 |
| Beaumont-Port Arthur, TX | 1 | $ 130,000 | $ 130,000 | $ 75,000 |
| Bismarck, ND | 1 | $ 168,000 | $ 168,000 | $ 84,000 |
| Casper, WY | 1 | $ 161,000 | $ 161,000 | $ 55,000 |
| Danville, IL | 1 | $ 499,000 | $ 499,000 | $ 150,000 |
| Danville, VA | 1 | $ 168,000 | $ 168,000 | $ 180,000 |
| Dubuque, IA | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Fajardo, PR | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Grand Forks, ND-MN | 1 | $ 190,000 | $ 190,000 | $ 86,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 120,000 | $ 120,000 | $ 66,000 |
| Johnson City, TN | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
| Jonesboro, AR | 1 | $ 36,000 | $ 36,000 | $ 32,000 |
| La Crosse, WI-MN | 1 | $ 163,000 | $ 163,000 | $ 60,000 |
| Laredo, TX | 1 | $ 228,000 | $ 228,000 | $ 84,000 |
| Morristown, TN | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Odessa, TX | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| St. Joseph, MO-KS | 1 | $ 175,000 | $ 175,000 | $ 221,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 11,000 | $ 11,000 | $ 92,000 |
| Victoria, TX | 1 | $ 212,000 | $ 212,000 | $ 91,000 |
| Wausau, WI | 1 | $ 200,000 | $ 200,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Ing Bank, FSB in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 39,497 | $16,422,142,000 | $415,000 | $3,000,000 | $162,000 | $9,999,000 |
| Home Purchase | 23,909 | $9,673,132,000 | $404,000 | $3,000,000 | $172,000 | $9,999,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 30,854 | $13,589,767,000 | $440,000 | $3,000,000 | $189,000 | $9,999,000 |
| Not Provided | 10,862 | $4,329,306,000 | $398,000 | $3,000,000 | $171,000 | $9,999,000 |
| Asian | 7,553 | $3,729,084,000 | $493,000 | $2,500,000 | $175,000 | $1,600,000 |
| Not applicable | 6,076 | $1,472,111,000 | $242,000 | $1,000,000 | $72,000 | $1,800,000 |
| Hispanic | 5,649 | $2,239,702,000 | $396,000 | $2,500,000 | $132,000 | $3,401,000 |
| Black or African American | 1,910 | $542,144,000 | $283,000 | $2,340,000 | $129,000 | $8,568,000 |
| Native Hawaiian or Other Pacific Islander | 309 | $132,833,000 | $429,000 | $1,750,000 | $147,000 | $1,132,000 |
| American Indian or Alaskan Native | 193 | $60,327,000 | $312,000 | $2,000,000 | $127,000 | $1,600,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 63,303 | $26,078,914,000 | $411,000 | $3,000,000 | $166,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 88 | $13,409,000 | $152,000 | $368,000 | $50,000 | $134,000 |
| VA-guaranteed (Veterans Administration) | 15 | $2,951,000 | $196,000 | $347,000 | $56,000 | $115,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 25,567 | $11,775,269,000 | $460,000 | $3,000,000 | $187,000 | $9,999,000 |
| Application Denied By Financial Institution | 15,644 | $6,369,250,000 | $407,000 | $3,000,000 | $162,000 | $9,999,000 |
| Application Approved But Not Accepted | 14,155 | $5,851,629,000 | $413,000 | $3,000,000 | $174,000 | $9,999,000 |
| Loan Purchased By The Institution | 6,076 | $1,472,111,000 | $242,000 | $1,000,000 | $72,000 | $1,800,000 |
| Preapproval Approved but not Accepted | 993 | $297,399,000 | $299,000 | $1,700,000 | $133,000 | $2,850,000 |
| Application Withdrawn By Applicant | 535 | $224,956,000 | $420,000 | $2,050,000 | $187,000 | $2,496,000 |
| Preapproval Denied by Financial Institution | 436 | $104,660,000 | $240,000 | $1,050,000 | $96,000 | $2,460,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 5,043 | $2,460,390,000 | $487,000 | $3,000,000 | $201,000 | $7,500,000 |
| Credit History | 4,939 | $1,440,335,000 | $291,000 | $2,500,000 | $144,000 | $9,999,000 |
| Debt-To-Income Ratio | 4,778 | $1,881,502,000 | $393,000 | $2,700,000 | $115,000 | $4,000,000 |
| Other | 1,021 | $533,458,000 | $522,000 | $3,000,000 | $233,000 | $5,000,000 |
| Unverifiable Information | 205 | $111,018,000 | $541,000 | $2,000,000 | $211,000 | $1,460,000 |
| Employment History | 79 | $38,069,000 | $481,000 | $2,000,000 | $154,000 | $505,000 |
| Credit Application Incomplete | 11 | $7,390,000 | $671,000 | $1,500,000 | $166,000 | $438,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,191,000 | $595,000 | $910,000 | $648,000 | $996,000 |
| Mortgage Insurance Denied | 2 | $557,000 | $278,000 | $435,000 | $98,000 | $110,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ing Bank, FSB's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ing Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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