Ing Bank, FSB Mortgage Lending & HMDA Data, 2006
In 2006, Ing Bank, FSB of Wilmington, DE reported 41,268 mortgage applications totaling $11.5 billion, up 13% from 2005. The average application was for $278,005, and applicants reported an average income of $128,111. 42% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (4,107), Phoenix-Mesa-Scottsdale, AZ (2,315) and Los Angeles-Long Beach-Glendale, CA (2,235) (applications in parentheses).
| Mortgage Company & Address | Ing Bank, FSB 1 South Orange Street Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 41,268 |
| Total Mortgage Loan Application Amount | $11,472,741,000 |
| Average Mortgage Loan Application Amount | $278,005 |
| Highest Mortgage Loan Application Amount | $3,640,000 |
| Average Applicant Income | $128,111 |
| Highest Applicant Income | $9,985,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ing Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 4,107 | $ 1,219,453,000 | $ 296,920 | $ 143,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,315 | $ 747,833,000 | $ 323,038 | $ 134,000 |
| Los Angeles-Long Beach-Glendale, CA | 2,235 | $ 1,020,985,000 | $ 456,816 | $ 165,000 |
| Philadelphia, PA | 1,650 | $ 327,074,000 | $ 198,226 | $ 120,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,429 | $ 424,526,000 | $ 297,079 | $ 135,386 |
| New York-White Plains-Wayne, NY-NJ | 1,315 | $ 424,876,000 | $ 323,099 | $ 155,651 |
| Atlanta-Sandy Springs-Marietta, GA | 1,178 | $ 226,166,000 | $ 191,991 | $ 101,000 |
| Oakland-Fremont-Hayward, CA | 1,034 | $ 492,290,000 | $ 476,102 | $ 161,000 |
| Edison, NJ | 888 | $ 222,272,000 | $ 250,306 | $ 119,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 884 | $ 487,681,000 | $ 551,675 | $ 184,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 818 | $ 177,254,000 | $ 216,691 | $ 111,273 |
| Camden, NJ | 713 | $ 121,271,000 | $ 170,085 | $ 94,000 |
| Wilmington, DE-MD-NJ | 636 | $ 123,706,000 | $ 194,506 | $ 88,696 |
| Riverside-San Bernardino-Ontario, CA | 618 | $ 215,516,000 | $ 348,731 | $ 129,000 |
| Nassau-Suffolk, NY | 613 | $ 170,134,000 | $ 277,543 | $ 130,000 |
| Santa Ana-Anaheim-Irvine, CA | 591 | $ 280,589,000 | $ 474,769 | $ 177,000 |
| Seattle-Bellevue-Everett, WA | 579 | $ 209,940,000 | $ 362,590 | $ 144,000 |
| Baltimore-Towson, MD | 575 | $ 129,516,000 | $ 225,245 | $ 116,000 |
| Newark-Union, NJ-PA | 549 | $ 144,959,000 | $ 264,041 | $ 124,213 |
| San Diego-Carlsbad-San Marcos, CA | 548 | $ 252,567,000 | $ 460,888 | $ 178,000 |
| Boston-Quincy, MA | 502 | $ 127,887,000 | $ 254,754 | $ 140,000 |
| San Francisco-San Mateo-Redwood City, CA | 443 | $ 249,605,000 | $ 563,442 | $ 181,000 |
| Lake County-Kenosha County, IL-WI | 419 | $ 167,941,000 | $ 400,813 | $ 218,083 |
| Cambridge-Newton-Framingham, MA | 399 | $ 113,713,000 | $ 284,994 | $ 137,000 |
| Bethesda-Gaithersburg-Frederick, MD | 324 | $ 91,697,000 | $ 283,015 | $ 117,000 |
| Tampa-St. Petersburg-Clearwater, FL | 312 | $ 58,776,000 | $ 188,384 | $ 123,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 310 | $ 157,893,000 | $ 509,332 | $ 172,000 |
| Hartford-West Hartford-East Hartford, CT | 293 | $ 59,449,000 | $ 202,897 | $ 128,000 |
| Bridgeport-Stamford-Norwalk, CT | 291 | $ 94,373,000 | $ 324,305 | $ 151,000 |
| Portland-Vancouver-Beaverton, OR-WA | 262 | $ 63,972,000 | $ 244,167 | $ 100,213 |
| Denver-Aurora, CO | 255 | $ 55,604,000 | $ 218,054 | $ 105,000 |
| Orlando-Kissimmee, FL | 254 | $ 52,632,000 | $ 207,212 | $ 100,000 |
| Charlotte-Gastonia-Concord, NC-SC | 251 | $ 45,311,000 | $ 180,521 | $ 119,342 |
| Warren-Troy-Farmington Hills, MI | 225 | $ 51,417,000 | $ 228,520 | $ 106,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 223 | $ 78,680,000 | $ 352,825 | $ 126,000 |
| Essex County, MA | 220 | $ 49,670,000 | $ 225,772 | $ 89,000 |
| Las Vegas-Paradise, NV | 216 | $ 63,284,000 | $ 292,981 | $ 119,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 213 | $ 46,633,000 | $ 218,934 | $ 107,000 |
| Raleigh-Cary, NC | 212 | $ 39,273,000 | $ 185,250 | $ 96,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 191 | $ 46,895,000 | $ 245,523 | $ 127,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 185 | $ 43,101,000 | $ 232,978 | $ 104,000 |
| Miami-Miami Beach-Kendall, FL | 182 | $ 46,960,000 | $ 258,021 | $ 113,000 |
| Worcester, MA | 181 | $ 37,218,000 | $ 205,624 | $ 147,000 |
| Richmond, VA | 178 | $ 37,378,000 | $ 209,988 | $ 102,000 |
| Tucson, AZ | 178 | $ 50,279,000 | $ 282,466 | $ 153,000 |
| Dallas-Plano-Irving, TX | 175 | $ 35,271,000 | $ 201,548 | $ 105,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 174 | $ 31,808,000 | $ 182,804 | $ 89,287 |
| Trenton-Ewing, NJ | 167 | $ 45,353,000 | $ 271,574 | $ 142,000 |
| Indianapolis-Carmel, IN | 151 | $ 33,127,000 | $ 219,384 | $ 123,000 |
| Houston-Sugar Land-Baytown, TX | 145 | $ 27,904,000 | $ 192,441 | $ 98,000 |
| New Haven-Milford, CT | 145 | $ 30,186,000 | $ 208,179 | $ 104,000 |
| Pittsburgh, PA | 136 | $ 18,156,000 | $ 133,500 | $ 84,000 |
| Atlantic City, NJ | 135 | $ 23,335,000 | $ 172,851 | $ 122,000 |
| Kansas City, MO-KS | 132 | $ 20,539,000 | $ 155,598 | $ 89,931 |
| Milwaukee-Waukesha-West Allis, WI | 126 | $ 34,393,000 | $ 272,960 | $ 149,000 |
| Jacksonville, FL | 125 | $ 25,570,000 | $ 204,560 | $ 104,000 |
| St. Louis, MO-IL | 125 | $ 22,223,000 | $ 177,784 | $ 96,080 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 114 | $ 23,792,000 | $ 208,701 | $ 93,000 |
| Cincinnati-Middletown, OH-KY-IN | 106 | $ 15,968,000 | $ 150,641 | $ 89,584 |
| Columbus, OH | 106 | $ 16,473,000 | $ 155,405 | $ 94,000 |
| Manchester-Nashua, NH | 103 | $ 19,722,000 | $ 191,475 | $ 88,000 |
| Rockingham County-Strafford County, NH | 103 | $ 21,003,000 | $ 203,912 | $ 105,000 |
| Detroit-Livonia-Dearborn, MI | 102 | $ 17,089,000 | $ 167,539 | $ 90,000 |
| Providence-New Bedford-Fall River, RI-MA | 99 | $ 24,147,000 | $ 243,909 | $ 110,000 |
| Salt Lake City, UT | 94 | $ 18,539,000 | $ 197,223 | $ 202,000 |
| Austin-Round Rock, TX | 92 | $ 18,641,000 | $ 202,619 | $ 99,000 |
| Cape Coral-Fort Myers, FL | 89 | $ 16,411,000 | $ 184,393 | $ 93,000 |
| Reading, PA | 88 | $ 13,106,000 | $ 148,931 | $ 139,000 |
| Vallejo-Fairfield, CA | 88 | $ 32,722,000 | $ 371,840 | $ 120,000 |
| Santa Rosa-Petaluma, CA | 87 | $ 32,500,000 | $ 373,563 | $ 127,000 |
| Cleveland-Elyria-Mentor, OH | 86 | $ 13,644,000 | $ 158,651 | $ 83,000 |
| Durham, NC | 83 | $ 15,243,000 | $ 183,650 | $ 93,000 |
| Sarasota-Bradenton-Venice, FL | 83 | $ 20,307,000 | $ 244,662 | $ 94,000 |
| Provo-Orem, UT | 79 | $ 12,850,000 | $ 162,658 | $ 75,000 |
| Nashville-Davidson--Murfreesboro, TN | 76 | $ 16,059,000 | $ 211,302 | $ 87,000 |
| Barnstable Town, MA | 74 | $ 14,763,000 | $ 199,500 | $ 102,000 |
| Des Moines-West Des Moines, IA | 69 | $ 9,829,000 | $ 142,449 | $ 70,000 |
| Dover, DE | 67 | $ 12,401,000 | $ 185,089 | $ 94,000 |
| Stockton, CA | 67 | $ 26,748,000 | $ 399,223 | $ 140,000 |
| Albany-Schenectady-Troy, NY | 66 | $ 10,533,000 | $ 159,590 | $ 93,000 |
| Fresno, CA | 63 | $ 16,784,000 | $ 266,412 | $ 124,000 |
| Springfield, MA | 63 | $ 10,333,000 | $ 164,015 | $ 100,000 |
| Harrisburg-Carlisle, PA | 61 | $ 8,477,000 | $ 138,967 | $ 114,000 |
| San Antonio, TX | 61 | $ 8,820,000 | $ 144,590 | $ 99,000 |
| Lancaster, PA | 59 | $ 8,553,000 | $ 144,966 | $ 154,000 |
| Buffalo-Niagara Falls, NY | 58 | $ 6,646,000 | $ 114,586 | $ 81,000 |
| Norwich-New London, CT | 58 | $ 12,340,000 | $ 212,758 | $ 104,000 |
| Lakeland, FL | 56 | $ 8,628,000 | $ 154,071 | $ 83,000 |
| Palm Bay-Melbourne-Titusville, FL | 55 | $ 9,129,000 | $ 165,981 | $ 88,000 |
| St. Cloud, MN | 54 | $ 6,729,000 | $ 124,611 | $ 53,000 |
| Gary, IN | 53 | $ 8,083,000 | $ 152,509 | $ 83,000 |
| Albuquerque, NM | 52 | $ 8,765,000 | $ 168,557 | $ 84,000 |
| Tacoma, WA | 52 | $ 13,164,000 | $ 253,153 | $ 104,000 |
| Charleston-North Charleston, SC | 51 | $ 11,490,000 | $ 225,294 | $ 110,000 |
| Hagerstown-Martinsburg, MD-WV | 51 | $ 10,117,000 | $ 198,372 | $ 84,058 |
| Port St. Lucie-Fort Pierce, FL | 51 | $ 9,728,000 | $ 190,745 | $ 110,000 |
| Rochester, NY | 51 | $ 6,094,000 | $ 119,490 | $ 85,000 |
| Scranton--Wilkes-Barre, PA | 51 | $ 5,776,000 | $ 113,254 | $ 74,000 |
| York-Hanover, PA | 51 | $ 8,084,000 | $ 158,509 | $ 78,000 |
| Ocean City, NJ | 50 | $ 14,662,000 | $ 293,240 | $ 132,000 |
| Prescott, AZ | 49 | $ 16,258,000 | $ 331,795 | $ 152,000 |
| Vineland-Millville-Bridgeton, NJ | 49 | $ 6,614,000 | $ 134,979 | $ 73,000 |
| Memphis, TN-MS-AR | 48 | $ 7,725,000 | $ 160,937 | $ 88,375 |
| Birmingham-Hoover, AL | 47 | $ 8,048,000 | $ 171,234 | $ 81,000 |
| Dayton, OH | 47 | $ 6,495,000 | $ 138,191 | $ 86,000 |
| Portland-South Portland-Biddeford, ME | 47 | $ 9,344,000 | $ 198,808 | $ 83,000 |
| Santa Barbara-Santa Maria, CA | 47 | $ 29,303,000 | $ 623,468 | $ 220,000 |
| Bakersfield, CA | 46 | $ 11,053,000 | $ 240,282 | $ 102,000 |
| New Orleans-Metairie-Kenner, LA | 46 | $ 8,918,000 | $ 193,869 | $ 91,000 |
| Fort Worth-Arlington, TX | 45 | $ 6,761,000 | $ 150,244 | $ 88,000 |
| Madison, WI | 45 | $ 8,922,000 | $ 198,266 | $ 168,000 |
| Boise City-Nampa, ID | 44 | $ 8,411,000 | $ 191,159 | $ 91,000 |
| Oklahoma City, OK | 44 | $ 5,251,000 | $ 119,340 | $ 72,000 |
| Reno-Sparks, NV | 44 | $ 13,368,000 | $ 303,818 | $ 124,000 |
| Greensboro-High Point, NC | 43 | $ 5,904,000 | $ 137,302 | $ 87,000 |
| Naples-Marco Island, FL | 43 | $ 12,266,000 | $ 285,255 | $ 133,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 42 | $ 6,407,000 | $ 152,547 | $ 104,000 |
| Louisville-Jefferson County, KY-IN | 42 | $ 6,926,000 | $ 164,904 | $ 76,904 |
| Ogden-Clearfield, UT | 41 | $ 6,249,000 | $ 152,414 | $ 93,000 |
| Omaha-Council Bluffs, NE-IA | 40 | $ 5,926,000 | $ 148,150 | $ 90,250 |
| Baton Rouge, LA | 39 | $ 5,239,000 | $ 134,333 | $ 77,000 |
| Wilmington, NC | 38 | $ 6,603,000 | $ 173,763 | $ 94,000 |
| Asheville, NC | 37 | $ 6,013,000 | $ 162,513 | $ 89,000 |
| Ann Arbor, MI | 36 | $ 9,680,000 | $ 268,888 | $ 250,000 |
| Kingston, NY | 36 | $ 5,981,000 | $ 166,138 | $ 84,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 36 | $ 5,555,000 | $ 154,305 | $ 82,000 |
| Columbia, SC | 35 | $ 5,659,000 | $ 161,685 | $ 99,000 |
| Modesto, CA | 35 | $ 9,962,000 | $ 284,628 | $ 98,000 |
| Napa, CA | 34 | $ 16,471,000 | $ 484,441 | $ 158,000 |
| Athens-Clarke County, GA | 33 | $ 5,471,000 | $ 165,787 | $ 107,000 |
| Little Rock-North Little Rock, AR | 33 | $ 4,947,000 | $ 149,909 | $ 139,000 |
| Pensacola-Ferry Pass-Brent, FL | 33 | $ 5,284,000 | $ 160,121 | $ 79,000 |
| Santa Cruz-Watsonville, CA | 33 | $ 20,163,000 | $ 611,000 | $ 184,000 |
| Tulsa, OK | 33 | $ 4,008,000 | $ 121,454 | $ 80,000 |
| Eugene-Springfield, OR | 32 | $ 6,430,000 | $ 200,937 | $ 91,000 |
| Flagstaff, AZ | 32 | $ 12,561,000 | $ 392,531 | $ 156,000 |
| Honolulu, HI | 32 | $ 10,140,000 | $ 316,875 | $ 138,000 |
| Augusta-Richmond County, GA-SC | 31 | $ 3,483,000 | $ 112,354 | $ 67,193 |
| Toledo, OH | 31 | $ 4,511,000 | $ 145,516 | $ 96,000 |
| Akron, OH | 30 | $ 4,425,000 | $ 147,500 | $ 101,000 |
| Syracuse, NY | 29 | $ 2,940,000 | $ 101,379 | $ 90,000 |
| Charlottesville, VA | 28 | $ 6,651,000 | $ 237,535 | $ 90,000 |
| Champaign-Urbana, IL | 27 | $ 3,176,000 | $ 117,629 | $ 68,000 |
| Chattanooga, TN-GA | 27 | $ 3,562,000 | $ 131,925 | $ 79,259 |
| Gainesville, FL | 27 | $ 4,050,000 | $ 150,000 | $ 72,000 |
| Lansing-East Lansing, MI | 27 | $ 3,935,000 | $ 145,740 | $ 62,000 |
| Savannah, GA | 27 | $ 4,634,000 | $ 171,629 | $ 91,000 |
| Knoxville, TN | 26 | $ 3,496,000 | $ 134,461 | $ 80,000 |
| Rockford, IL | 26 | $ 3,031,000 | $ 116,576 | $ 89,000 |
| Boulder, CO | 25 | $ 7,272,000 | $ 290,880 | $ 144,000 |
| Ocala, FL | 25 | $ 3,495,000 | $ 139,800 | $ 80,000 |
| San Luis Obispo-Paso Robles, CA | 25 | $ 10,196,000 | $ 407,840 | $ 150,000 |
| Fort Collins-Loveland, CO | 24 | $ 3,874,000 | $ 161,416 | $ 87,000 |
| Greenville, SC | 24 | $ 3,287,000 | $ 136,958 | $ 87,000 |
| Olympia, WA | 24 | $ 6,296,000 | $ 262,333 | $ 120,000 |
| Spokane, WA | 24 | $ 4,126,000 | $ 171,916 | $ 95,000 |
| Colorado Springs, CO | 23 | $ 4,302,000 | $ 187,043 | $ 114,000 |
| Tallahassee, FL | 23 | $ 4,988,000 | $ 216,869 | $ 121,000 |
| Winston-Salem, NC | 23 | $ 3,363,000 | $ 146,217 | $ 77,000 |
| Evansville, IN-KY | 22 | $ 4,145,000 | $ 188,409 | $ 106,000 |
| Flint, MI | 22 | $ 3,720,000 | $ 169,090 | $ 64,000 |
| Grand Rapids-Wyoming, MI | 22 | $ 2,999,000 | $ 136,318 | $ 77,000 |
| Salinas, CA | 22 | $ 10,708,000 | $ 486,727 | $ 151,000 |
| Anchorage, AK | 21 | $ 3,928,000 | $ 187,047 | $ 98,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 21 | $ 3,251,000 | $ 154,809 | $ 92,000 |
| Merced, CA | 21 | $ 6,546,000 | $ 311,714 | $ 120,000 |
| Fayetteville, NC | 20 | $ 1,891,000 | $ 94,550 | $ 80,000 |
| Roanoke, VA | 20 | $ 3,081,000 | $ 154,050 | $ 80,000 |
| Bend, OR | 19 | $ 7,367,000 | $ 387,736 | $ 139,000 |
| Huntsville, AL | 19 | $ 2,397,000 | $ 126,157 | $ 85,000 |
| Lexington-Fayette, KY | 19 | $ 2,554,000 | $ 134,421 | $ 71,000 |
| Peoria, IL | 19 | $ 2,620,000 | $ 137,894 | $ 86,000 |
| Utica-Rome, NY | 19 | $ 1,727,000 | $ 90,894 | $ 76,000 |
| Winchester, VA-WV | 19 | $ 3,884,000 | $ 204,421 | $ 92,000 |
| Yuba City, CA | 19 | $ 3,651,000 | $ 192,157 | $ 99,000 |
| Bloomington-Normal, IL | 18 | $ 2,730,000 | $ 151,666 | $ 95,000 |
| Duluth, MN-WI | 18 | $ 2,853,000 | $ 158,500 | $ 84,333 |
| Lafayette, LA | 18 | $ 1,994,000 | $ 110,777 | $ 59,000 |
| Mobile, AL | 18 | $ 2,360,000 | $ 131,111 | $ 103,000 |
| Youngstown-Warren-Boardman, OH-PA | 18 | $ 976,000 | $ 54,222 | $ 57,555 |
| Bellingham, WA | 17 | $ 3,269,000 | $ 192,294 | $ 98,000 |
| Bremerton-Silverdale, WA | 17 | $ 4,376,000 | $ 257,411 | $ 121,000 |
| Burlington-South Burlington, VT | 17 | $ 2,997,000 | $ 176,294 | $ 112,000 |
| Canton-Massillon, OH | 17 | $ 1,907,000 | $ 112,176 | $ 83,000 |
| Gainesville, GA | 17 | $ 2,686,000 | $ 158,000 | $ 71,000 |
| Greenville, NC | 17 | $ 1,972,000 | $ 116,000 | $ 94,000 |
| Jackson, MS | 17 | $ 3,093,000 | $ 181,941 | $ 114,000 |
| Lynchburg, VA | 17 | $ 2,709,000 | $ 159,352 | $ 66,000 |
| South Bend-Mishawaka, IN-MI | 17 | $ 2,344,000 | $ 137,882 | $ 269,235 |
| Binghamton, NY | 16 | $ 1,424,000 | $ 89,000 | $ 81,000 |
| Fort Walton Beach-Crestview-Destin, FL | 16 | $ 3,878,000 | $ 242,375 | $ 95,000 |
| Medford, OR | 16 | $ 3,716,000 | $ 232,250 | $ 126,000 |
| Pittsfield, MA | 16 | $ 2,863,000 | $ 178,937 | $ 124,000 |
| Springfield, MO | 16 | $ 1,580,000 | $ 98,750 | $ 64,000 |
| Kalamazoo-Portage, MI | 15 | $ 2,689,000 | $ 179,266 | $ 516,000 |
| Salem, OR | 15 | $ 2,326,000 | $ 155,066 | $ 84,000 |
| Springfield, IL | 15 | $ 2,048,000 | $ 136,533 | $ 77,000 |
| Wichita, KS | 15 | $ 1,376,000 | $ 91,733 | $ 63,000 |
| El Paso, TX | 14 | $ 2,445,000 | $ 174,642 | $ 96,000 |
| Salisbury, MD | 14 | $ 2,097,000 | $ 149,785 | $ 77,000 |
| Shreveport-Bossier City, LA | 14 | $ 1,786,000 | $ 127,571 | $ 62,000 |
| Chico, CA | 13 | $ 2,361,000 | $ 181,615 | $ 85,000 |
| Fargo, ND-MN | 13 | $ 1,625,000 | $ 125,000 | $ 78,846 |
| Las Cruces, NM | 13 | $ 1,920,000 | $ 147,692 | $ 94,000 |
| Rochester, MN | 13 | $ 1,761,000 | $ 135,461 | $ 74,000 |
| State College, PA | 13 | $ 2,293,000 | $ 176,384 | $ 91,000 |
| Bangor, ME | 12 | $ 1,767,000 | $ 147,250 | $ 77,000 |
| Columbia, MO | 12 | $ 1,421,000 | $ 118,416 | $ 56,000 |
| Cumberland, MD-WV | 12 | $ 732,000 | $ 61,000 | $ 58,250 |
| Glens Falls, NY | 12 | $ 1,007,000 | $ 83,916 | $ 77,000 |
| Jacksonville, NC | 12 | $ 2,172,000 | $ 181,000 | $ 93,000 |
| Lafayette, IN | 12 | $ 1,064,000 | $ 88,666 | $ 64,000 |
| Montgomery, AL | 12 | $ 1,623,000 | $ 135,250 | $ 82,000 |
| Racine, WI | 12 | $ 2,230,000 | $ 185,833 | $ 92,000 |
| Redding, CA | 12 | $ 2,778,000 | $ 231,500 | $ 88,000 |
| Sebastian-Vero Beach, FL | 12 | $ 2,645,000 | $ 220,416 | $ 109,000 |
| St. George, UT | 12 | $ 1,935,000 | $ 161,250 | $ 60,000 |
| Warner Robins, GA | 12 | $ 1,694,000 | $ 141,166 | $ 64,000 |
| Blacksburg-Christiansburg-Radford, VA | 11 | $ 1,802,000 | $ 163,818 | $ 88,000 |
| Clarksville, TN-KY | 11 | $ 849,000 | $ 77,181 | $ 59,636 |
| Columbus, GA-AL | 11 | $ 2,065,000 | $ 187,727 | $ 128,545 |
| Punta Gorda, FL | 11 | $ 1,888,000 | $ 171,636 | $ 90,000 |
| Topeka, KS | 11 | $ 1,231,000 | $ 111,909 | $ 61,000 |
| Battle Creek, MI | 10 | $ 1,458,000 | $ 145,800 | $ 79,000 |
| El Centro, CA | 10 | $ 1,960,000 | $ 196,000 | $ 5,000 |
| Fort Wayne, IN | 10 | $ 1,265,000 | $ 126,500 | $ 60,000 |
| Lebanon, PA | 10 | $ 1,701,000 | $ 170,100 | $ 93,000 |
| Niles-Benton Harbor, MI | 10 | $ 4,876,000 | $ 487,600 | $ 197,000 |
| Spartanburg, SC | 10 | $ 1,157,000 | $ 115,700 | $ 870,000 |
| Davenport-Moline-Rock Island, IA-IL | 9 | $ 754,000 | $ 83,777 | $ 74,333 |
| Greeley, CO | 9 | $ 1,507,000 | $ 167,444 | $ 65,000 |
| Kennewick-Richland-Pasco, WA | 9 | $ 1,532,000 | $ 170,222 | $ 80,000 |
| Kingsport-Bristol-Bristol, TN-VA | 9 | $ 1,043,000 | $ 115,888 | $ 63,444 |
| Madera, CA | 9 | $ 2,654,000 | $ 294,888 | $ 89,000 |
| Santa Fe, NM | 9 | $ 1,687,000 | $ 187,444 | $ 111,000 |
| Wheeling, WV-OH | 9 | $ 676,000 | $ 75,111 | $ 67,444 |
| Auburn-Opelika, AL | 8 | $ 1,569,000 | $ 196,125 | $ 145,000 |
| Gulfport-Biloxi, MS | 8 | $ 1,163,000 | $ 145,375 | $ 100,000 |
| Idaho Falls, ID | 8 | $ 1,636,000 | $ 204,500 | $ 66,000 |
| Janesville, WI | 8 | $ 715,000 | $ 89,375 | $ 78,000 |
| Tuscaloosa, AL | 8 | $ 1,345,000 | $ 168,125 | $ 97,000 |
| Visalia-Porterville, CA | 8 | $ 1,800,000 | $ 225,000 | $ 111,000 |
| Appleton, WI | 7 | $ 734,000 | $ 104,857 | $ 62,000 |
| Brunswick, GA | 7 | $ 1,358,000 | $ 194,000 | $ 70,000 |
| Burlington, NC | 7 | $ 935,000 | $ 133,571 | $ 48,000 |
| Coeur D'Alene, ID | 7 | $ 1,055,000 | $ 150,714 | $ 62,000 |
| College Station-Bryan, TX | 7 | $ 1,132,000 | $ 161,714 | $ 85,000 |
| Corvallis, OR | 7 | $ 1,149,000 | $ 164,142 | $ 92,000 |
| Danville, IL | 7 | $ 590,000 | $ 84,285 | $ 102,000 |
| Erie, PA | 7 | $ 705,000 | $ 100,714 | $ 148,000 |
| Florence, SC | 7 | $ 772,000 | $ 110,285 | $ 70,000 |
| Goldsboro, NC | 7 | $ 873,000 | $ 124,714 | $ 93,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 1,091,000 | $ 155,857 | $ 98,000 |
| Jefferson City, MO | 7 | $ 901,000 | $ 128,714 | $ 101,000 |
| Johnson City, TN | 7 | $ 1,753,000 | $ 250,428 | $ 119,000 |
| Joplin, MO | 7 | $ 488,000 | $ 69,714 | $ 869,000 |
| Killeen-Temple-Fort Hood, TX | 7 | $ 686,000 | $ 98,000 | $ 62,000 |
| Macon, GA | 7 | $ 793,000 | $ 113,285 | $ 80,000 |
| Missoula, MT | 7 | $ 1,263,000 | $ 180,428 | $ 102,000 |
| Panama City-Lynn Haven, FL | 7 | $ 870,000 | $ 124,285 | $ 80,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 7 | $ 917,000 | $ 131,000 | $ 77,857 |
| Pascagoula, MS | 7 | $ 729,000 | $ 104,142 | $ 50,000 |
| Sheboygan, WI | 7 | $ 1,772,000 | $ 253,142 | $ 134,000 |
| Anderson, SC | 6 | $ 590,000 | $ 98,333 | $ 59,000 |
| Anniston-Oxford, AL | 6 | $ 903,000 | $ 150,500 | $ 65,000 |
| Carson City, NV | 6 | $ 1,542,000 | $ 257,000 | $ 121,000 |
| Cedar Rapids, IA | 6 | $ 856,000 | $ 142,666 | $ 130,000 |
| Fairbanks, AK | 6 | $ 1,845,000 | $ 307,500 | $ 138,000 |
| Harrisonburg, VA | 6 | $ 1,206,000 | $ 201,000 | $ 128,000 |
| Holland-Grand Haven, MI | 6 | $ 1,056,000 | $ 176,000 | $ 83,000 |
| Ithaca, NY | 6 | $ 898,000 | $ 149,666 | $ 64,000 |
| Lewiston, ID-WA | 6 | $ 791,000 | $ 131,833 | $ 73,333 |
| Lima, OH | 6 | $ 700,000 | $ 116,666 | $ 63,000 |
| Lincoln, NE | 6 | $ 672,000 | $ 112,000 | $ 72,000 |
| McAllen-Edinburg-Mission, TX | 6 | $ 575,000 | $ 95,833 | $ 122,000 |
| Mount Vernon-Anacortes, WA | 6 | $ 1,606,000 | $ 267,666 | $ 81,000 |
| Sioux Falls, SD | 6 | $ 1,705,000 | $ 284,166 | $ 90,000 |
| Valdosta, GA | 6 | $ 787,000 | $ 131,166 | $ 94,000 |
| Waterloo-Cedar Falls, IA | 6 | $ 814,000 | $ 135,666 | $ 110,000 |
| Williamsport, PA | 6 | $ 616,000 | $ 102,666 | $ 75,000 |
| Yuma, AZ | 6 | $ 1,063,000 | $ 177,166 | $ 140,000 |
| Bloomington, IN | 5 | $ 750,000 | $ 150,000 | $ 75,000 |
| Cheyenne, WY | 5 | $ 566,000 | $ 113,200 | $ 70,000 |
| Columbus, IN | 5 | $ 768,000 | $ 153,600 | $ 118,000 |
| Elkhart-Goshen, IN | 5 | $ 455,000 | $ 91,000 | $ 60,000 |
| Elmira, NY | 5 | $ 269,000 | $ 53,800 | $ 45,000 |
| Fort Smith, AR-OK | 5 | $ 1,194,000 | $ 238,800 | $ 242,000 |
| Grand Forks, ND-MN | 5 | $ 563,000 | $ 112,600 | $ 101,600 |
| Great Falls, MT | 5 | $ 612,000 | $ 122,400 | $ 99,000 |
| Green Bay, WI | 5 | $ 713,000 | $ 142,600 | $ 73,000 |
| Iowa City, IA | 5 | $ 889,000 | $ 177,800 | $ 94,000 |
| Lake Charles, LA | 5 | $ 689,000 | $ 137,800 | $ 101,000 |
| Lubbock, TX | 5 | $ 653,000 | $ 130,600 | $ 88,000 |
| Midland, TX | 5 | $ 559,000 | $ 111,800 | $ 71,000 |
| Morgantown, WV | 5 | $ 568,000 | $ 113,600 | $ 72,000 |
| Rocky Mount, NC | 5 | $ 375,000 | $ 75,000 | $ 36,000 |
| Saginaw-Saginaw Township North, MI | 5 | $ 520,000 | $ 104,000 | $ 78,000 |
| Springfield, OH | 5 | $ 370,000 | $ 74,000 | $ 64,000 |
| Terre Haute, IN | 5 | $ 393,000 | $ 78,600 | $ 41,000 |
| Tyler, TX | 5 | $ 785,000 | $ 157,000 | $ 101,000 |
| Wausau, WI | 5 | $ 866,000 | $ 173,200 | $ 65,000 |
| Alexandria, LA | 4 | $ 573,000 | $ 143,250 | $ 124,000 |
| Billings, MT | 4 | $ 746,000 | $ 186,500 | $ 135,000 |
| Casper, WY | 4 | $ 441,000 | $ 110,250 | $ 60,000 |
| Corpus Christi, TX | 4 | $ 890,000 | $ 222,500 | $ 171,000 |
| Dothan, AL | 4 | $ 635,000 | $ 158,750 | $ 78,000 |
| Farmington, NM | 4 | $ 436,000 | $ 109,000 | $ 81,000 |
| Florence-Muscle Shoals, AL | 4 | $ 393,000 | $ 98,250 | $ 44,000 |
| Hattiesburg, MS | 4 | $ 458,000 | $ 114,500 | $ 45,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 304,000 | $ 76,000 | $ 47,750 |
| Kokomo, IN | 4 | $ 356,000 | $ 89,000 | $ 71,000 |
| Logan, UT-ID | 4 | $ 528,000 | $ 132,000 | $ 65,000 |
| Mansfield, OH | 4 | $ 342,000 | $ 85,500 | $ 70,000 |
| Monroe, MI | 4 | $ 680,000 | $ 170,000 | $ 108,000 |
| Muskegon-Norton Shores, MI | 4 | $ 680,000 | $ 170,000 | $ 73,000 |
| Oshkosh-Neenah, WI | 4 | $ 578,000 | $ 144,500 | $ 131,000 |
| Pueblo, CO | 4 | $ 944,000 | $ 236,000 | $ 93,000 |
| San Angelo, TX | 4 | $ 325,000 | $ 81,250 | $ 51,000 |
| Sioux City, IA-NE-SD | 4 | $ 376,000 | $ 94,000 | $ 46,500 |
| St. Joseph, MO-KS | 4 | $ 350,000 | $ 87,500 | $ 41,000 |
| Waco, TX | 4 | $ 368,000 | $ 92,000 | $ 67,000 |
| Yakima, WA | 4 | $ 900,000 | $ 225,000 | $ 124,000 |
| Amarillo, TX | 3 | $ 505,000 | $ 168,333 | $ 106,000 |
| Anderson, IN | 3 | $ 147,000 | $ 49,000 | $ 35,000 |
| Charleston, WV | 3 | $ 130,000 | $ 43,333 | $ 45,000 |
| Cleveland, TN | 3 | $ 275,000 | $ 91,666 | $ 43,000 |
| Eau Claire, WI | 3 | $ 267,000 | $ 89,000 | $ 40,000 |
| Fond Du Lac, WI | 3 | $ 260,000 | $ 86,666 | $ 42,000 |
| Grand Junction, CO | 3 | $ 487,000 | $ 162,333 | $ 85,000 |
| Hanford-Corcoran, CA | 3 | $ 804,000 | $ 268,000 | $ 107,000 |
| Houma-Bayou Cane-Thibodaux, LA | 3 | $ 160,000 | $ 53,333 | $ 60,000 |
| Lawrence, KS | 3 | $ 407,000 | $ 135,666 | $ 88,000 |
| Lewiston-Auburn, ME | 3 | $ 305,000 | $ 101,666 | $ 52,000 |
| Longview, WA | 3 | $ 917,000 | $ 305,666 | $ 156,000 |
| Michigan City-La Porte, IN | 3 | $ 339,000 | $ 113,000 | $ 76,000 |
| Monroe, LA | 3 | $ 274,000 | $ 91,333 | $ 66,000 |
| Rome, GA | 3 | $ 586,000 | $ 195,333 | $ 90,000 |
| Wenatchee, WA | 3 | $ 430,000 | $ 143,333 | $ 132,000 |
| Albany, GA | 2 | $ 207,000 | $ 103,500 | $ 81,000 |
| Ames, IA | 2 | $ 320,000 | $ 160,000 | $ 175,000 |
| Brownsville-Harlingen, TX | 2 | $ 199,000 | $ 99,500 | $ 84,000 |
| Dubuque, IA | 2 | $ 277,000 | $ 138,500 | $ 88,000 |
| Gadsden, AL | 2 | $ 476,000 | $ 238,000 | $ 135,000 |
| Hot Springs, AR | 2 | $ 270,000 | $ 135,000 | $ 77,000 |
| Johnstown, PA | 2 | $ 355,000 | $ 177,500 | $ 60,000 |
| Jonesboro, AR | 2 | $ 110,000 | $ 55,000 | $ 36,000 |
| Kankakee-Bradley, IL | 2 | $ 249,000 | $ 124,500 | $ 77,000 |
| La Crosse, WI-MN | 2 | $ 125,000 | $ 62,500 | $ 43,000 |
| Longview, TX | 2 | $ 245,000 | $ 122,500 | $ 36,000 |
| Morristown, TN | 2 | $ 152,000 | $ 76,000 | $ 47,000 |
| Pocatello, ID | 2 | $ 135,000 | $ 67,500 | $ 28,000 |
| Rapid City, SD | 2 | $ 300,000 | $ 150,000 | $ 136,000 |
| Sandusky, OH | 2 | $ 250,000 | $ 125,000 | $ 44,000 |
| Sherman-Denison, TX | 2 | $ 201,000 | $ 100,500 | $ 62,000 |
| Sumter, SC | 2 | $ 341,000 | $ 170,500 | $ 87,000 |
| Victoria, TX | 2 | $ 209,000 | $ 104,500 | $ 81,000 |
| Abilene, TX | 1 | $ 169,000 | $ 169,000 | $ 85,000 |
| Altoona, PA | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| Bay City, MI | 1 | $ 64,000 | $ 64,000 | $ 40,000 |
| Beaumont-Port Arthur, TX | 1 | $ 60,000 | $ 60,000 | $ 175,000 |
| Bismarck, ND | 1 | $ 128,000 | $ 128,000 | $ 97,000 |
| Dalton, GA | 1 | $ 224,000 | $ 224,000 | $ 141,000 |
| Danville, VA | 1 | $ 191,000 | $ 191,000 | $ 50,000 |
| Decatur, AL | 1 | $ 145,000 | $ 145,000 | $ 134,000 |
| Jackson, MI | 1 | $ 300,000 | $ 300,000 | $ 420,000 |
| Jackson, TN | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Lawton, OK | 1 | $ 81,000 | $ 81,000 | $ 66,000 |
| Pine Bluff, AR | 1 | $ 72,000 | $ 72,000 | $ 4,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 97,000 | $ 97,000 | $ 36,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 114,000 | $ 114,000 | $ 90,000 |
| Wichita Falls, TX | 1 | $ 41,000 | $ 41,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Ing Bank, FSB in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 22,905 | $6,312,780,000 | $275,000 | $3,375,000 | $130,000 | $9,985,000 |
| Home Purchase | 18,313 | $5,131,137,000 | $280,000 | $3,640,000 | $125,000 | $9,796,000 |
| Home Improvement | 50 | $28,824,000 | $576,000 | $1,000,000 | $403,000 | $8,990,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,626 | $5,867,613,000 | $271,000 | $3,640,000 | $132,000 | $9,985,000 |
| Not Provided | 8,882 | $2,327,703,000 | $262,000 | $2,700,000 | $127,000 | $9,000,000 |
| Asian | 4,456 | $1,633,651,000 | $366,000 | $2,080,000 | $142,000 | $8,000,000 |
| Not applicable | 2,116 | $559,336,000 | $264,000 | $1,000,000 | $108,000 | $9,796,000 |
| Hispanic | 2,030 | $619,288,000 | $305,000 | $2,000,000 | $112,000 | $1,626,000 |
| Black or African American | 1,806 | $370,353,000 | $205,000 | $1,500,000 | $97,000 | $6,600,000 |
| American Indian or Alaskan Native | 193 | $43,055,000 | $223,000 | $1,000,000 | $109,000 | $3,000,000 |
| Native Hawaiian or Other Pacific Islander | 159 | $51,742,000 | $325,000 | $960,000 | $134,000 | $1,000,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 41,083 | $11,440,807,000 | $278,000 | $3,640,000 | $128,000 | $9,985,000 |
| FHA-insured (Federal Housing Administration) | 182 | $31,486,000 | $173,000 | $512,000 | $57,000 | $307,000 |
| VA-guaranteed (Veterans Administration) | 3 | $448,000 | $149,000 | $190,000 | $94,000 | $110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 17,413 | $5,266,157,000 | $302,000 | $3,000,000 | $138,000 | $9,000,000 |
| Application Denied By Financial Institution | 11,229 | $2,701,925,000 | $240,000 | $3,640,000 | $114,000 | $9,985,000 |
| Application Approved But Not Accepted | 8,987 | $2,436,805,000 | $271,000 | $2,700,000 | $135,000 | $7,510,000 |
| Loan Purchased By The Institution | 2,803 | $833,869,000 | $297,000 | $1,000,000 | $99,000 | $9,796,000 |
| Application Withdrawn By Applicant | 378 | $120,439,000 | $318,000 | $2,000,000 | $149,000 | $3,226,000 |
| Preapproval Approved but not Accepted | 287 | $76,143,000 | $265,000 | $1,100,000 | $112,000 | $425,000 |
| Preapproval Denied by Financial Institution | 171 | $37,403,000 | $218,000 | $800,000 | $96,000 | $1,000,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5,190 | $1,036,172,000 | $199,000 | $2,500,000 | $123,000 | $9,985,000 |
| Debt-To-Income Ratio | 3,850 | $1,006,201,000 | $261,000 | $3,375,000 | $88,000 | $2,455,000 |
| Collateral | 1,861 | $547,165,000 | $294,000 | $3,640,000 | $132,000 | $2,917,000 |
| Other | 398 | $113,431,000 | $285,000 | $1,500,000 | $147,000 | $1,440,000 |
| Unverifiable Information | 56 | $22,380,000 | $399,000 | $1,488,000 | $148,000 | $400,000 |
| Employment History | 38 | $11,416,000 | $300,000 | $1,080,000 | $152,000 | $450,000 |
| Credit Application Incomplete | 5 | $1,981,000 | $396,000 | $632,000 | $175,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $406,000 | $406,000 | $406,000 | $96,000 | $96,000 |
| Mortgage Insurance Denied | 1 | $176,000 | $176,000 | $176,000 | $70,000 | $70,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ing Bank, FSB's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ing Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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