Ing Bank, FSB Mortgage Lending & HMDA Data, 2006

In 2006, Ing Bank, FSB of Wilmington, DE reported 41,268 mortgage applications totaling $11.5 billion, up 13% from 2005. The average application was for $278,005, and applicants reported an average income of $128,111. 42% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (4,107), Phoenix-Mesa-Scottsdale, AZ (2,315) and Los Angeles-Long Beach-Glendale, CA (2,235) (applications in parentheses).

Mortgage Company & Address Ing Bank, FSB
1 South Orange Street
Wilmington, DE 19801
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 41,268
Total Mortgage Loan Application Amount $11,472,741,000
Average Mortgage Loan Application Amount $278,005
Highest Mortgage Loan Application Amount $3,640,000
Average Applicant Income $128,111
Highest Applicant Income $9,985,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ing Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ing Bank, FSB by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 2,915 $ 908,849,000 $ 311,783 $ 146,000
Los Angeles, California 2,235 $ 1,020,985,000 $ 456,816 $ 165,000
Maricopa, Arizona 2,131 $ 712,311,000 $ 334,261 $ 138,000
Santa Clara, California 877 $ 482,949,000 $ 550,683 $ 184,000
Alameda, California 593 $ 279,434,000 $ 471,220 $ 163,000
Orange, California 591 $ 280,589,000 $ 474,769 $ 177,000
New Castle, Delaware 554 $ 109,768,000 $ 198,137 $ 89,000
San Diego, California 548 $ 252,567,000 $ 460,888 $ 178,000
Philadelphia, Pennsylvania 521 $ 79,898,000 $ 153,355 $ 87,000
DuPage, Illinois 499 $ 149,863,000 $ 300,326 $ 134,000
King, Washington 453 $ 172,414,000 $ 380,604 $ 157,000
Contra Costa, California 441 $ 212,856,000 $ 482,666 $ 157,000
Middlesex, Massachusetts 399 $ 113,713,000 $ 284,994 $ 137,000
Lake, Illinois 396 $ 163,132,000 $ 411,949 $ 225,000
Hennepin, Minnesota 368 $ 83,721,000 $ 227,502 $ 131,000
Suffolk, New York 360 $ 93,360,000 $ 259,333 $ 116,000
Middlesex, New Jersey 351 $ 89,009,000 $ 253,586 $ 113,000
Montgomery, Pennsylvania 334 $ 74,368,000 $ 222,658 $ 159,000
Riverside, California 325 $ 124,020,000 $ 381,600 $ 144,000
Prince George's, Maryland 318 $ 76,224,000 $ 239,698 $ 139,000
Ventura, California 310 $ 157,893,000 $ 509,332 $ 172,000
Fairfax, Virginia 306 $ 100,858,000 $ 329,601 $ 164,000
Will, Illinois 305 $ 73,400,000 $ 240,655 $ 187,000
Fulton, Georgia 302 $ 66,854,000 $ 221,370 $ 122,000
Delaware, Pennsylvania 299 $ 52,308,000 $ 174,943 $ 147,000
San Bernardino, California 293 $ 91,496,000 $ 312,273 $ 113,000
Fairfield, Connecticut 291 $ 94,373,000 $ 324,305 $ 151,000
Camden, New Jersey 272 $ 39,617,000 $ 145,650 $ 101,000
Burlington, New Jersey 259 $ 49,395,000 $ 190,714 $ 88,000
Chester, Pennsylvania 258 $ 66,422,000 $ 257,449 $ 116,000
Montgomery, Maryland 256 $ 74,244,000 $ 290,015 $ 123,000
Nassau, New York 253 $ 76,774,000 $ 303,454 $ 149,000
Bucks, Pennsylvania 238 $ 54,078,000 $ 227,218 $ 109,000
Bergen, New Jersey 232 $ 79,526,000 $ 342,784 $ 143,000
Gwinnett, Georgia 224 $ 40,943,000 $ 182,781 $ 94,000
District of Columbia, District Of Columbia 220 $ 69,006,000 $ 313,663 $ 131,000
Essex, Massachusetts 220 $ 49,670,000 $ 225,772 $ 89,000
Hartford, Connecticut 218 $ 43,821,000 $ 201,013 $ 137,000
Clark, Nevada 216 $ 63,284,000 $ 292,981 $ 119,000
Broward, Florida 213 $ 46,633,000 $ 218,934 $ 107,000
Monmouth, New Jersey 212 $ 57,210,000 $ 269,858 $ 147,000
Kane, Illinois 205 $ 45,865,000 $ 223,731 $ 93,000
Wake, North Carolina 202 $ 37,942,000 $ 187,831 $ 97,000
Westchester, New York 197 $ 74,803,000 $ 379,710 $ 207,000
Ocean, New Jersey 194 $ 40,895,000 $ 210,798 $ 101,000
Norfolk, Massachusetts 192 $ 51,537,000 $ 268,421 $ 116,000
Palm Beach, Florida 191 $ 46,895,000 $ 245,523 $ 127,000
San Francisco, California 190 $ 104,990,000 $ 552,578 $ 184,000
Hudson, New Jersey 189 $ 56,422,000 $ 298,529 $ 147,000
Mecklenburg, North Carolina 189 $ 33,529,000 $ 177,402 $ 126,000
Pinal, Arizona 184 $ 35,522,000 $ 193,054 $ 87,000
Cobb, Georgia 183 $ 35,427,000 $ 193,590 $ 97,000
San Mateo, California 182 $ 108,543,000 $ 596,390 $ 183,000
Miami-Dade, Florida 182 $ 46,960,000 $ 258,021 $ 113,000
Gloucester, New Jersey 182 $ 32,259,000 $ 177,247 $ 91,000
Worcester, Massachusetts 181 $ 37,218,000 $ 205,624 $ 147,000
Suffolk, Massachusetts 180 $ 46,553,000 $ 258,627 $ 161,000
Pima, Arizona 178 $ 50,279,000 $ 282,466 $ 153,000
Morris, New Jersey 171 $ 49,949,000 $ 292,099 $ 139,000
DeKalb, Georgia 168 $ 32,522,000 $ 193,583 $ 102,000
Mercer, New Jersey 167 $ 45,353,000 $ 271,574 $ 142,000
Baltimore, Maryland 158 $ 30,966,000 $ 195,987 $ 87,000
Queens, New York 150 $ 40,855,000 $ 272,366 $ 117,000
Hillsborough, Florida 148 $ 29,457,000 $ 199,033 $ 111,000
New Haven, Connecticut 145 $ 30,186,000 $ 208,179 $ 104,000
Loudoun, Virginia 145 $ 50,714,000 $ 349,751 $ 121,000
Oakland, Michigan 140 $ 37,629,000 $ 268,778 $ 125,000
New York, New York 138 $ 63,214,000 $ 458,072 $ 208,000
Orange, Florida 137 $ 30,217,000 $ 220,562 $ 112,000
Sacramento, California 135 $ 44,379,000 $ 328,733 $ 117,000
Atlantic, New Jersey 135 $ 23,335,000 $ 172,851 $ 122,000
Prince William, Virginia 132 $ 41,229,000 $ 312,340 $ 142,000
Anne Arundel, Maryland 131 $ 35,690,000 $ 272,442 $ 111,000
Somerset, New Jersey 131 $ 35,158,000 $ 268,381 $ 119,000
Plymouth, Massachusetts 130 $ 29,797,000 $ 229,207 $ 147,000
Essex, New Jersey 130 $ 34,811,000 $ 267,776 $ 124,000
Snohomish, Washington 126 $ 37,526,000 $ 297,825 $ 96,000
Kings, New York 124 $ 41,230,000 $ 332,500 $ 134,000
McHenry, Illinois 111 $ 28,355,000 $ 255,450 $ 113,000
Baltimore City, Maryland 111 $ 17,550,000 $ 158,108 $ 81,000
Union, New Jersey 105 $ 25,695,000 $ 244,714 $ 102,000
Orange, New York 105 $ 23,521,000 $ 224,009 $ 104,000
Washington, Oregon 105 $ 23,781,000 $ 226,485 $ 92,000
Hillsborough, New Hampshire 103 $ 19,722,000 $ 191,475 $ 88,000
Wayne, Michigan 102 $ 17,089,000 $ 167,539 $ 90,000
Allegheny, Pennsylvania 99 $ 13,212,000 $ 133,454 $ 85,000
Dakota, Minnesota 98 $ 18,132,000 $ 185,020 $ 81,000
Ramsey, Minnesota 95 $ 17,589,000 $ 185,147 $ 97,000
Harris, Texas 91 $ 18,701,000 $ 205,505 $ 98,000
Lee, Florida 89 $ 16,411,000 $ 184,393 $ 93,000
Solano, California 88 $ 32,722,000 $ 371,840 $ 120,000
Berks, Pennsylvania 88 $ 13,106,000 $ 148,931 $ 139,000
Sonoma, California 87 $ 32,500,000 $ 373,563 $ 127,000
Salt Lake, Utah 85 $ 16,200,000 $ 190,588 $ 210,000
Duval, Florida 84 $ 15,570,000 $ 185,357 $ 103,000
Howard, Maryland 84 $ 24,808,000 $ 295,333 $ 236,000
Passaic, New Jersey 83 $ 20,246,000 $ 243,927 $ 113,000
Franklin, Ohio 82 $ 12,306,000 $ 150,073 $ 92,000
Dutchess, New York 80 $ 19,580,000 $ 244,750 $ 104,000
Pinellas, Florida 79 $ 13,851,000 $ 175,329 $ 192,000
Utah, Utah 79 $ 12,850,000 $ 162,658 $ 75,000
Dallas, Texas 78 $ 15,569,000 $ 199,602 $ 94,000
Rockingham, New Hampshire 77 $ 15,436,000 $ 200,467 $ 104,000
Multnomah, Oregon 77 $ 20,362,000 $ 264,441 $ 101,000
Denver, Colorado 76 $ 15,852,000 $ 208,578 $ 120,000
Richmond, New York 75 $ 16,101,000 $ 214,680 $ 207,000
Barnstable, Massachusetts 74 $ 14,763,000 $ 199,500 $ 102,000
Arlington, Virginia 74 $ 22,728,000 $ 307,135 $ 122,000
Marin, California 71 $ 36,072,000 $ 508,056 $ 168,000
Henrico, Virginia 71 $ 15,570,000 $ 219,295 $ 101,000
Milwaukee, Wisconsin 70 $ 13,941,000 $ 199,157 $ 98,000
Pasco, Florida 68 $ 13,652,000 $ 200,764 $ 85,000
Frederick, Maryland 68 $ 17,453,000 $ 256,661 $ 93,000
Collin, Texas 68 $ 14,470,000 $ 212,794 $ 114,000
San Joaquin, California 67 $ 26,748,000 $ 399,223 $ 140,000
Kent, Delaware 67 $ 12,401,000 $ 185,089 $ 94,000
Sussex, Delaware 66 $ 14,353,000 $ 217,469 $ 105,000
Sussex, New Jersey 65 $ 15,614,000 $ 240,215 $ 129,000
Northampton, Pennsylvania 64 $ 12,576,000 $ 196,500 $ 97,000
Fresno, California 63 $ 16,784,000 $ 266,412 $ 124,000
Hunterdon, New Jersey 62 $ 16,975,000 $ 273,790 $ 121,000
Rockland, New York 62 $ 18,494,000 $ 298,290 $ 125,000
Marion, Indiana 61 $ 11,257,000 $ 184,540 $ 104,000
Anoka, Minnesota 61 $ 13,111,000 $ 214,934 $ 90,000
Cuyahoga, Ohio 61 $ 9,082,000 $ 148,885 $ 84,000
Travis, Texas 61 $ 12,974,000 $ 212,688 $ 99,000
Lancaster, Pennsylvania 59 $ 8,553,000 $ 144,966 $ 154,000
New London, Connecticut 58 $ 12,340,000 $ 212,758 $ 104,000
Cecil, Maryland 57 $ 10,390,000 $ 182,280 $ 90,000
Macomb, Michigan 57 $ 7,881,000 $ 138,263 $ 68,000
Polk, Florida 56 $ 8,628,000 $ 154,071 $ 83,000
Hamilton, Indiana 56 $ 15,521,000 $ 277,160 $ 154,000
Arapahoe, Colorado 55 $ 12,140,000 $ 220,727 $ 93,000
Brevard, Florida 55 $ 9,129,000 $ 165,981 $ 88,000
Monroe, Pennsylvania 55 $ 8,530,000 $ 155,090 $ 79,000
Polk, Iowa 54 $ 7,588,000 $ 140,518 $ 62,000
Johnson, Kansas 54 $ 10,592,000 $ 196,148 $ 103,000
Durham, North Carolina 54 $ 8,062,000 $ 149,296 $ 82,000
Lehigh, Pennsylvania 54 $ 8,009,000 $ 148,314 $ 74,000
Alexandria, Virginia 54 $ 16,383,000 $ 303,388 $ 119,000
Erie, New York 53 $ 6,255,000 $ 118,018 $ 84,000
Pierce, Washington 52 $ 13,164,000 $ 253,153 $ 104,000
Cherokee, Georgia 51 $ 8,749,000 $ 171,549 $ 88,000
Harford, Maryland 51 $ 10,406,000 $ 204,039 $ 115,000
York, Pennsylvania 51 $ 8,084,000 $ 158,509 $ 78,000
Litchfield, Connecticut 50 $ 10,542,000 $ 210,840 $ 94,000
Cape May, New Jersey 50 $ 14,662,000 $ 293,240 $ 132,000
Yavapai, Arizona 49 $ 16,258,000 $ 331,795 $ 152,000
Seminole, Florida 49 $ 9,509,000 $ 194,061 $ 88,000
Cumberland, New Jersey 49 $ 6,614,000 $ 134,979 $ 73,000
Chesterfield, Virginia 49 $ 9,736,000 $ 198,693 $ 88,000
Jefferson, Colorado 48 $ 9,905,000 $ 206,354 $ 95,000
Santa Barbara, California 47 $ 29,303,000 $ 623,468 $ 220,000
Washington, Minnesota 47 $ 13,278,000 $ 282,510 $ 117,000
Kern, California 46 $ 11,053,000 $ 240,282 $ 102,000
Kendall, Illinois 45 $ 8,944,000 $ 198,755 $ 89,000
Placer, California 44 $ 18,315,000 $ 416,250 $ 147,000
Jackson, Missouri 44 $ 4,914,000 $ 111,681 $ 80,000
St. Louis, Missouri 44 $ 10,220,000 $ 232,272 $ 115,000
Washoe, Nevada 44 $ 13,368,000 $ 303,818 $ 124,000
Warren, New Jersey 44 $ 9,716,000 $ 220,818 $ 99,000
Bexar, Texas 44 $ 6,499,000 $ 147,704 $ 93,000
Waukesha, Wisconsin 44 $ 16,181,000 $ 367,750 $ 148,000
Douglas, Colorado 43 $ 11,669,000 $ 271,372 $ 126,000
Collier, Florida 43 $ 12,266,000 $ 285,255 $ 133,000
Charles, Maryland 43 $ 11,411,000 $ 265,372 $ 100,000
Bristol, Massachusetts 43 $ 10,096,000 $ 234,790 $ 110,000
Hamilton, Ohio 43 $ 6,317,000 $ 146,906 $ 88,000
Virginia Beach, Virginia 43 $ 10,446,000 $ 242,930 $ 91,000
Sarasota, Florida 42 $ 9,747,000 $ 232,071 $ 90,000
Volusia, Florida 42 $ 6,407,000 $ 152,547 $ 104,000
Forsyth, Georgia 42 $ 10,168,000 $ 242,095 $ 108,000
Scott, Minnesota 42 $ 9,270,000 $ 220,714 $ 137,000
Tolland, Connecticut 41 $ 7,893,000 $ 192,512 $ 97,000
Manatee, Florida 41 $ 10,560,000 $ 257,560 $ 97,000
Lake, Florida 40 $ 6,863,000 $ 171,575 $ 85,000
Stearns, Minnesota 40 $ 5,067,000 $ 126,675 $ 53,000
Shelby, Tennessee 40 $ 6,886,000 $ 172,150 $ 92,000
Dane, Wisconsin 40 $ 8,124,000 $ 203,100 $ 179,000
Guilford, North Carolina 39 $ 5,482,000 $ 140,564 $ 84,000
Tarrant, Texas 39 $ 5,889,000 $ 151,000 $ 90,000
Merrimack, New Hampshire 38 $ 5,907,000 $ 155,447 $ 84,000
Clackamas, Oregon 38 $ 10,221,000 $ 268,973 $ 100,000
Bernalillo, New Mexico 37 $ 6,801,000 $ 183,810 $ 86,000
Monroe, New York 37 $ 4,187,000 $ 113,162 $ 76,000
Washtenaw, Michigan 36 $ 9,680,000 $ 268,888 $ 250,000
Bronx, New York 36 $ 6,476,000 $ 179,888 $ 94,000
Ulster, New York 36 $ 5,981,000 $ 166,138 $ 84,000
Dauphin, Pennsylvania 36 $ 4,580,000 $ 127,222 $ 129,000
Horry, South Carolina 36 $ 5,555,000 $ 154,305 $ 82,000
Clark, Washington 36 $ 8,140,000 $ 226,111 $ 89,000
Stanislaus, California 35 $ 9,962,000 $ 284,628 $ 98,000
Ada, Idaho 35 $ 6,979,000 $ 199,400 $ 96,000
Napa, California 34 $ 16,471,000 $ 484,441 $ 158,000
Middlesex, Connecticut 34 $ 7,735,000 $ 227,500 $ 108,000
Hampden, Massachusetts 34 $ 5,379,000 $ 158,205 $ 118,000
Montgomery, Ohio 34 $ 4,100,000 $ 120,588 $ 73,000
Beaufort, South Carolina 34 $ 7,270,000 $ 213,823 $ 96,000
Santa Cruz, California 33 $ 20,163,000 $ 611,000 $ 184,000
St. Lucie, Florida 33 $ 5,739,000 $ 173,909 $ 95,000
Lake, Indiana 33 $ 5,277,000 $ 159,909 $ 87,000
Coconino, Arizona 32 $ 12,561,000 $ 392,531 $ 156,000
Honolulu, Hawaii 32 $ 10,140,000 $ 316,875 $ 138,000
Lane, Oregon 32 $ 6,430,000 $ 200,937 $ 91,000
Luzerne, Pennsylvania 32 $ 3,214,000 $ 100,437 $ 66,000
Charleston, South Carolina 32 $ 7,368,000 $ 230,250 $ 104,000
Sullivan, New York 31 $ 5,125,000 $ 165,322 $ 123,000
Davis, Utah 31 $ 5,046,000 $ 162,774 $ 101,000
Henry, Georgia 30 $ 4,926,000 $ 164,200 $ 99,000
Douglas, Nebraska 30 $ 4,487,000 $ 149,566 $ 90,000
Cumberland, Maine 29 $ 6,117,000 $ 210,931 $ 85,000
Putnam, New York 29 $ 7,509,000 $ 258,931 $ 140,000
Oklahoma, Oklahoma 29 $ 3,787,000 $ 130,586 $ 81,000
Osceola, Florida 28 $ 6,043,000 $ 215,821 $ 81,000
Washington, Maryland 28 $ 5,486,000 $ 195,928 $ 80,000
Providence, Rhode Island 28 $ 5,677,000 $ 202,750 $ 97,000
Davidson, Tennessee 28 $ 5,775,000 $ 206,250 $ 93,000
Jefferson, Alabama 27 $ 4,494,000 $ 166,444 $ 78,000
Alachua, Florida 27 $ 4,050,000 $ 150,000 $ 72,000
Champaign, Illinois 27 $ 3,176,000 $ 117,629 $ 68,000
St. Charles, Missouri 27 $ 4,735,000 $ 175,370 $ 86,000
Richmond City, Virginia 27 $ 4,341,000 $ 160,777 $ 79,000
Spotsylvania, Virginia 27 $ 6,599,000 $ 244,407 $ 102,000
Jefferson, Kentucky 26 $ 4,134,000 $ 159,000 $ 85,000
Carroll, Maryland 26 $ 6,912,000 $ 265,846 $ 101,000
Strafford, New Hampshire 26 $ 5,567,000 $ 214,115 $ 109,000
Williamson, Texas 26 $ 5,058,000 $ 194,538 $ 105,000
San Luis Obispo, California 25 $ 10,196,000 $ 407,840 $ 150,000
Boulder, Colorado 25 $ 7,272,000 $ 290,880 $ 144,000
Marion, Florida 25 $ 3,495,000 $ 139,800 $ 80,000
St. Johns, Florida 25 $ 6,710,000 $ 268,400 $ 114,000
East Baton Rouge, Louisiana 25 $ 3,764,000 $ 150,560 $ 85,000
Calvert, Maryland 25 $ 5,223,000 $ 208,920 $ 94,000
Carver, Minnesota 25 $ 6,549,000 $ 261,960 $ 129,000
Sherburne, Minnesota 25 $ 4,599,000 $ 183,960 $ 84,000
Wright, Minnesota 25 $ 4,376,000 $ 175,040 $ 66,000
Salem, New Jersey 25 $ 3,548,000 $ 141,920 $ 79,000
Union, North Carolina 25 $ 6,219,000 $ 248,760 $ 115,000
Summit, Ohio 25 $ 3,701,000 $ 148,040 $ 104,000
Denton, Texas 25 $ 4,878,000 $ 195,120 $ 125,000
Larimer, Colorado 24 $ 3,874,000 $ 161,416 $ 87,000
Spokane, Washington 24 $ 4,126,000 $ 171,916 $ 95,000
Thurston, Washington 24 $ 6,296,000 $ 262,333 $ 120,000
Mohave, Arizona 23 $ 5,069,000 $ 220,391 $ 209,000
Yolo, California 23 $ 7,096,000 $ 308,521 $ 133,000
El Paso, Colorado 23 $ 4,302,000 $ 187,043 $ 114,000
Leon, Florida 23 $ 4,988,000 $ 216,869 $ 121,000
New Hanover, North Carolina 23 $ 4,533,000 $ 197,086 $ 90,000
Cumberland, Pennsylvania 23 $ 3,737,000 $ 162,478 $ 98,000
Richland, South Carolina 23 $ 3,594,000 $ 156,260 $ 86,000
York, South Carolina 23 $ 3,803,000 $ 165,347 $ 93,000
Williamson, Tennessee 23 $ 5,880,000 $ 255,652 $ 93,000
Kenosha, Wisconsin 23 $ 4,809,000 $ 209,086 $ 99,000
Monterey, California 22 $ 10,708,000 $ 486,727 $ 151,000
Citrus, Florida 22 $ 2,509,000 $ 114,045 $ 67,000
Paulding, Georgia 22 $ 3,228,000 $ 146,727 $ 80,000
Winnebago, Illinois 22 $ 2,034,000 $ 92,454 $ 83,000
Orleans, Louisiana 22 $ 4,693,000 $ 213,318 $ 99,000
Genesee, Michigan 22 $ 3,720,000 $ 169,090 $ 64,000
Livingston, Michigan 22 $ 5,132,000 $ 233,272 $ 99,000
Albany, New York 22 $ 3,661,000 $ 166,409 $ 103,000
Tulsa, Oklahoma 22 $ 2,815,000 $ 127,954 $ 93,000
Greenville, South Carolina 22 $ 2,986,000 $ 135,727 $ 85,000
Knox, Tennessee 22 $ 2,806,000 $ 127,545 $ 70,000
Fort Bend, Texas 22 $ 3,472,000 $ 157,818 $ 79,000
Anchorage, Alaska 21 $ 3,928,000 $ 187,047 $ 98,000
El Dorado, California 21 $ 8,890,000 $ 423,333 $ 134,000
Merced, California 21 $ 6,546,000 $ 311,714 $ 120,000
St. Mary's, Maryland 21 $ 4,652,000 $ 221,523 $ 84,000
Onondaga, New York 21 $ 2,437,000 $ 116,047 $ 105,000
Orange, North Carolina 21 $ 5,400,000 $ 257,142 $ 110,000
Stafford, Virginia 21 $ 5,980,000 $ 284,761 $ 107,000
Berkeley, West Virginia 21 $ 4,358,000 $ 207,523 $ 93,000
Shelby, Alabama 20 $ 3,554,000 $ 177,700 $ 84,000
Clarke, Georgia 20 $ 2,589,000 $ 129,450 $ 87,000
Hampshire, Massachusetts 20 $ 3,655,000 $ 182,750 $ 83,000
Ingham, Michigan 20 $ 2,994,000 $ 149,700 $ 64,000
Kent, Michigan 20 $ 2,845,000 $ 142,250 $ 80,000
Lucas, Ohio 20 $ 2,557,000 $ 127,850 $ 78,000
Douglas, Georgia 19 $ 3,153,000 $ 165,947 $ 75,000
Newton, Georgia 19 $ 2,295,000 $ 120,789 $ 55,000
Butler, Ohio 19 $ 2,365,000 $ 124,473 $ 96,000
Deschutes, Oregon 19 $ 7,367,000 $ 387,736 $ 139,000
Mobile, Alabama 18 $ 2,360,000 $ 131,111 $ 103,000
Martin, Florida 18 $ 3,989,000 $ 221,611 $ 139,000
Clayton, Georgia 18 $ 2,092,000 $ 116,222 $ 54,000
McLean, Illinois 18 $ 2,730,000 $ 151,666 $ 95,000
St. Louis City, Missouri 18 $ 2,575,000 $ 143,055 $ 78,000
Forsyth, North Carolina 18 $ 2,764,000 $ 153,555 $ 81,000
Warren, Ohio 18 $ 3,555,000 $ 197,500 $ 98,000
Franklin, Pennsylvania 18 $ 2,834,000 $ 157,444 $ 80,000
Lackawanna, Pennsylvania 18 $ 2,482,000 $ 137,888 $ 89,000
Hamilton, Tennessee 18 $ 2,770,000 $ 153,888 $ 86,000
Albemarle, Virginia 18 $ 4,387,000 $ 243,722 $ 85,000
Jefferson, West Virginia 18 $ 4,246,000 $ 235,888 $ 100,000
Madison, Alabama 17 $ 2,222,000 $ 130,705 $ 74,000
Pulaski, Arkansas 17 $ 2,977,000 $ 175,117 $ 214,000
Adams, Colorado 17 $ 2,999,000 $ 176,411 $ 59,000
Hernando, Florida 17 $ 1,816,000 $ 106,823 $ 65,000
Santa Rosa, Florida 17 $ 2,951,000 $ 173,588 $ 75,000
Chatham, Georgia 17 $ 3,391,000 $ 199,470 $ 106,000
Hall, Georgia 17 $ 2,686,000 $ 158,000 $ 71,000
Fayette, Kentucky 17 $ 2,338,000 $ 137,529 $ 72,000
St. Tammany, Louisiana 17 $ 3,156,000 $ 185,647 $ 79,000
York, Maine 17 $ 3,104,000 $ 182,588 $ 80,000
Oneida, New York 17 $ 1,546,000 $ 90,941 $ 81,000
Saratoga, New York 17 $ 3,754,000 $ 220,823 $ 109,000
Cumberland, North Carolina 17 $ 1,513,000 $ 89,000 $ 85,000
Pitt, North Carolina 17 $ 1,972,000 $ 116,000 $ 94,000
Stark, Ohio 17 $ 1,907,000 $ 112,176 $ 83,000
Fauquier, Virginia 17 $ 6,221,000 $ 365,941 $ 120,000
Kitsap, Washington 17 $ 4,376,000 $ 257,411 $ 121,000
Whatcom, Washington 17 $ 3,269,000 $ 192,294 $ 98,000
Escambia, Florida 16 $ 2,333,000 $ 145,812 $ 82,000
Okaloosa, Florida 16 $ 3,878,000 $ 242,375 $ 95,000
Coweta, Georgia 16 $ 2,258,000 $ 141,125 $ 74,000
Fayette, Georgia 16 $ 4,406,000 $ 275,375 $ 231,000
Lafayette, Louisiana 16 $ 1,793,000 $ 112,062 $ 61,000
Berkshire, Massachusetts 16 $ 2,863,000 $ 178,937 $ 124,000
Rensselaer, New York 16 $ 2,103,000 $ 131,437 $ 83,000
Buncombe, North Carolina 16 $ 2,632,000 $ 164,500 $ 88,000
Jackson, Oregon 16 $ 3,716,000 $ 232,250 $ 126,000
Pike, Pennsylvania 16 $ 1,915,000 $ 119,687 $ 98,000
Aiken, South Carolina 16 $ 1,619,000 $ 101,187 $ 58,000
Madison, Illinois 15 $ 1,503,000 $ 100,200 $ 69,000
Porter, Indiana 15 $ 2,207,000 $ 147,133 $ 83,000
Belknap, New Hampshire 15 $ 2,366,000 $ 157,733 $ 78,000
Grafton, New Hampshire 15 $ 2,244,000 $ 149,600 $ 515,000
Broome, New York 15 $ 1,374,000 $ 91,600 $ 81,000
Henderson, North Carolina 15 $ 2,161,000 $ 144,066 $ 97,000
Benton, Arkansas 14 $ 1,907,000 $ 136,214 $ 77,000
Windham, Connecticut 14 $ 2,438,000 $ 174,142 $ 85,000
Sumter, Florida 14 $ 2,542,000 $ 181,571 $ 101,000
DeKalb, Illinois 14 $ 2,362,000 $ 168,714 $ 61,000
Peoria, Illinois 14 $ 1,997,000 $ 142,642 $ 93,000
Sangamon, Illinois 14 $ 1,939,000 $ 138,500 $ 81,000
St. Joseph, Indiana 14 $ 1,783,000 $ 127,357 $ 73,000
Queen Anne's, Maryland 14 $ 3,184,000 $ 227,428 $ 83,000
Benton, Minnesota 14 $ 1,662,000 $ 118,714 $ 53,000
Cheshire, New Hampshire 14 $ 1,696,000 $ 121,142 $ 85,000
Sandoval, New Mexico 14 $ 1,871,000 $ 133,642 $ 78,000
Marion, Oregon 14 $ 2,222,000 $ 158,714 $ 84,000
El Paso, Texas 14 $ 2,445,000 $ 174,642 $ 96,000
Chittenden, Vermont 14 $ 2,416,000 $ 172,571 $ 103,000
Frederick, Virginia 14 $ 2,744,000 $ 196,000 $ 89,000
Hanover, Virginia 14 $ 3,687,000 $ 263,357 $ 114,000
Butte, California 13 $ 2,361,000 $ 181,615 $ 85,000
Nevada, California 13 $ 4,429,000 $ 340,692 $ 131,000
Maui, Hawaii 13 $ 4,418,000 $ 339,846 $ 155,000
Grundy, Illinois 13 $ 1,815,000 $ 139,615 $ 61,000
Vanderburgh, Indiana 13 $ 2,817,000 $ 216,692 $ 114,000
Worcester, Maryland 13 $ 3,920,000 $ 301,538 $ 305,000
Kalamazoo, Michigan 13 $ 2,436,000 $ 187,384 $ 582,000
Crow Wing, Minnesota 13 $ 1,816,000 $ 139,692 $ 98,000
Greene, Missouri 13 $ 1,134,000 $ 87,230 $ 63,000
Dona Ana, New Mexico 13 $ 1,920,000 $ 147,692 $ 94,000
Delaware, Ohio 13 $ 2,956,000 $ 227,384 $ 105,000
Centre, Pennsylvania 13 $ 2,293,000 $ 176,384 $ 91,000
Roanoke, Virginia 13 $ 1,961,000 $ 150,846 $ 81,000
St. Croix, Wisconsin 13 $ 3,236,000 $ 248,923 $ 85,000
Walworth, Wisconsin 13 $ 3,658,000 $ 281,384 $ 155,000
Baldwin, Alabama 12 $ 2,683,000 $ 223,583 $ 491,000
Shasta, California 12 $ 2,778,000 $ 231,500 $ 88,000
Yuba, California 12 $ 2,378,000 $ 198,166 $ 79,000
Flagler, Florida 12 $ 2,580,000 $ 215,000 $ 97,000
Indian River, Florida 12 $ 2,645,000 $ 220,416 $ 109,000
Houston, Georgia 12 $ 1,694,000 $ 141,166 $ 64,000
Sedgwick, Kansas 12 $ 1,157,000 $ 96,416 $ 62,000
Penobscot, Maine 12 $ 1,767,000 $ 147,250 $ 77,000
St. Louis, Minnesota 12 $ 1,977,000 $ 164,750 $ 86,000
Boone, Missouri 12 $ 1,421,000 $ 118,416 $ 56,000
Brunswick, North Carolina 12 $ 1,871,000 $ 155,916 $ 105,000
Cabarrus, North Carolina 12 $ 1,560,000 $ 130,000 $ 73,000
Onslow, North Carolina 12 $ 2,172,000 $ 181,000 $ 93,000
Mahoning, Ohio 12 $ 713,000 $ 59,416 $ 64,000
Carbon, Pennsylvania 12 $ 1,507,000 $ 125,583 $ 75,000
Wayne, Pennsylvania 12 $ 1,554,000 $ 129,500 $ 87,000
Washington, Utah 12 $ 1,935,000 $ 161,250 $ 60,000
Windsor, Vermont 12 $ 1,602,000 $ 133,500 $ 103,000
Hampton, Virginia 12 $ 1,813,000 $ 151,083 $ 64,000
Newport News, Virginia 12 $ 2,050,000 $ 170,833 $ 90,000
Racine, Wisconsin 12 $ 2,230,000 $ 185,833 $ 92,000
Navajo, Arizona 11 $ 1,909,000 $ 173,545 $ 77,000
Saline, Arkansas 11 $ 1,476,000 $ 134,181 $ 59,000
Charlotte, Florida 11 $ 1,888,000 $ 171,636 $ 90,000
Spalding, Georgia 11 $ 1,431,000 $ 130,090 $ 66,000
Hendricks, Indiana 11 $ 1,843,000 $ 167,545 $ 92,000
Tippecanoe, Indiana 11 $ 1,031,000 $ 93,727 $ 63,000
Allegany, Maryland 11 $ 644,000 $ 58,545 $ 60,000
Wicomico, Maryland 11 $ 1,771,000 $ 161,000 $ 76,000
Rice, Minnesota 11 $ 1,974,000 $ 179,454 $ 82,000
Greene, New York 11 $ 1,565,000 $ 142,272 $ 111,000
Rowan, North Carolina 11 $ 1,375,000 $ 125,000 $ 71,000
Greene, Ohio 11 $ 2,184,000 $ 198,545 $ 130,000
Rutherford, Tennessee 11 $ 1,327,000 $ 120,636 $ 73,000
Galveston, Texas 11 $ 1,174,000 $ 106,727 $ 77,000
Montgomery, Texas 11 $ 3,097,000 $ 281,545 $ 181,000
Norfolk, Virginia 11 $ 1,929,000 $ 175,363 $ 112,000
Island, Washington 11 $ 4,146,000 $ 376,909 $ 131,000
Montgomery, Alabama 10 $ 1,395,000 $ 139,500 $ 82,000
Imperial, California 10 $ 1,960,000 $ 196,000 $ 5,000
Broomfield, Colorado 10 $ 1,979,000 $ 197,900 $ 115,000
Rockdale, Georgia 10 $ 1,215,000 $ 121,500 $ 67,000
Allen, Indiana 10 $ 1,265,000 $ 126,500 $ 60,000
Boone, Indiana 10 $ 2,693,000 $ 269,300 $ 148,000
Shawnee, Kansas 10 $ 1,071,000 $ 107,100 $ 62,000
Berrien, Michigan 10 $ 4,876,000 $ 487,600 $ 197,000
Calhoun, Michigan 10 $ 1,458,000 $ 145,800 $ 79,000
Douglas, Minnesota 10 $ 1,990,000 $ 199,000 $ 213,000
Isanti, Minnesota 10 $ 2,022,000 $ 202,200 $ 66,000
Platte, Missouri 10 $ 1,490,000 $ 149,000 $ 95,000
Butler, Pennsylvania 10 $ 1,773,000 $ 177,300 $ 97,000
Lebanon, Pennsylvania 10 $ 1,701,000 $ 170,100 $ 93,000
Washington, Rhode Island 10 $ 3,175,000 $ 317,500 $ 132,000
Dorchester, South Carolina 10 $ 2,088,000 $ 208,800 $ 101,000
Lexington, South Carolina 10 $ 1,887,000 $ 188,700 $ 136,000
Spartanburg, South Carolina 10 $ 1,157,000 $ 115,700 $ 870,000
Guadalupe, Texas 10 $ 1,476,000 $ 147,600 $ 111,000
Weber, Utah 10 $ 1,203,000 $ 120,300 $ 66,000
Culpeper, Virginia 10 $ 2,450,000 $ 245,000 $ 102,000
Graham, Arizona 9 $ 1,029,000 $ 114,333 $ 72,000
Lake, California 9 $ 2,635,000 $ 292,777 $ 146,000
Madera, California 9 $ 2,654,000 $ 294,888 $ 89,000
Weld, Colorado 9 $ 1,507,000 $ 167,444 $ 65,000
Clay, Florida 9 $ 1,679,000 $ 186,555 $ 92,000
Pickens, Georgia 9 $ 1,630,000 $ 181,111 $ 59,000
Canyon, Idaho 9 $ 1,432,000 $ 159,111 $ 71,000
Kent, Maryland 9 $ 1,212,000 $ 134,666 $ 77,000
Franklin, Massachusetts 9 $ 1,299,000 $ 144,333 $ 69,000
Lewis and Clark, Montana 9 $ 1,068,000 $ 118,666 $ 58,000
Otero, New Mexico 9 $ 705,000 $ 78,333 $ 66,000
Santa Fe, New Mexico 9 $ 1,687,000 $ 187,444 $ 111,000
Moore, North Carolina 9 $ 1,047,000 $ 116,333 $ 82,000
Lake, Ohio 9 $ 1,631,000 $ 181,222 $ 93,000
Cleveland, Oklahoma 9 $ 862,000 $ 95,777 $ 54,000
Newport, Rhode Island 9 $ 2,829,000 $ 314,333 $ 120,000
Berkeley, South Carolina 9 $ 2,034,000 $ 226,000 $ 141,000
Brazoria, Texas 9 $ 1,280,000 $ 142,222 $ 69,000
Windham, Vermont 9 $ 1,406,000 $ 156,222 $ 157,000
James City, Virginia 9 $ 1,917,000 $ 213,000 $ 133,000
Montgomery, Virginia 9 $ 1,540,000 $ 171,111 $ 88,000
Lee, Alabama 8 $ 1,569,000 $ 196,125 $ 145,000
Tulare, California 8 $ 1,800,000 $ 225,000 $ 111,000
Muscogee, Georgia 8 $ 1,681,000 $ 210,125 $ 154,000
Oconee, Georgia 8 $ 2,318,000 $ 289,750 $ 179,000
Hawaii, Hawaii 8 $ 2,765,000 $ 345,625 $ 175,000
Livingston, Louisiana 8 $ 763,000 $ 95,375 $ 61,000
Clay, Missouri 8 $ 1,023,000 $ 127,875 $ 69,000
Columbia, New York 8 $ 1,347,000 $ 168,375 $ 94,000
Delaware, New York 8 $ 704,000 $ 88,000 $ 90,000
Schenectady, New York 8 $ 813,000 $ 101,625 $ 66,000
Warren, New York 8 $ 754,000 $ 94,250 $ 75,000
Beaufort, North Carolina 8 $ 1,081,000 $ 135,125 $ 88,000
Chatham, North Carolina 8 $ 1,781,000 $ 222,625 $ 121,000
Craven, North Carolina 8 $ 1,744,000 $ 218,000 $ 185,000
Johnston, North Carolina 8 $ 1,107,000 $ 138,375 $ 81,000
Cass, North Dakota 8 $ 1,048,000 $ 131,000 $ 75,000
Ward, North Dakota 8 $ 592,000 $ 74,000 $ 53,000
Clermont, Ohio 8 $ 1,750,000 $ 218,750 $ 112,000
Linn, Oregon 8 $ 1,032,000 $ 129,000 $ 65,000
Adams, Pennsylvania 8 $ 1,465,000 $ 183,125 $ 113,000
Kent, Rhode Island 8 $ 2,095,000 $ 261,875 $ 105,000
Wilson, Tennessee 8 $ 1,529,000 $ 191,125 $ 92,000
Ozaukee, Wisconsin 8 $ 2,925,000 $ 365,625 $ 605,000
Rock, Wisconsin 8 $ 715,000 $ 89,375 $ 78,000
Tuscaloosa, Alabama 7 $ 1,255,000 $ 179,285 $ 101,000
Gila, Arizona 7 $ 1,785,000 $ 255,000 $ 166,000
Washington, Arkansas 7 $ 1,344,000 $ 192,000 $ 123,000
San Benito, California 7 $ 4,732,000 $ 676,000 $ 173,000
Sutter, California 7 $ 1,273,000 $ 181,857 $ 133,000
Tuolumne, California 7 $ 1,754,000 $ 250,571 $ 126,000
Bay, Florida 7 $ 870,000 $ 124,285 $ 80,000
Nassau, Florida 7 $ 1,611,000 $ 230,142 $ 103,000
Bibb, Georgia 7 $ 793,000 $ 113,285 $ 80,000
Bonneville, Idaho 7 $ 1,584,000 $ 226,285 $ 74,000
Kootenai, Idaho 7 $ 1,055,000 $ 150,714 $ 62,000
Coles, Illinois 7 $ 522,000 $ 74,571 $ 48,000
Vermilion, Illinois 7 $ 590,000 $ 84,285 $ 102,000
Warrick, Indiana 7 $ 1,062,000 $ 151,714 $ 72,000
Christian, Kentucky 7 $ 565,000 $ 80,714 $ 64,000
Caddo, Louisiana 7 $ 934,000 $ 133,428 $ 53,000
Kennebec, Maine 7 $ 820,000 $ 117,142 $ 60,000
Knox, Maine 7 $ 730,000 $ 104,285 $ 37,000
Olmsted, Minnesota 7 $ 846,000 $ 120,857 $ 72,000
DeSoto, Mississippi 7 $ 791,000 $ 113,000 $ 66,000
Harrison, Mississippi 7 $ 1,007,000 $ 143,857 $ 105,000
Hinds, Mississippi 7 $ 624,000 $ 89,142 $ 71,000
Cass, Missouri 7 $ 1,518,000 $ 216,857 $ 105,000
Missoula, Montana 7 $ 1,263,000 $ 180,428 $ 102,000
Sarpy, Nebraska 7 $ 1,144,000 $ 163,428 $ 109,000
Cayuga, New York 7 $ 604,000 $ 86,285 $ 58,000
Otsego, New York 7 $ 667,000 $ 95,285 $ 67,000
Alamance, North Carolina 7 $ 935,000 $ 133,571 $ 48,000
Wayne, North Carolina 7 $ 873,000 $ 124,714 $ 93,000
Lorain, Ohio 7 $ 1,106,000 $ 158,000 $ 73,000
Benton, Oregon 7 $ 1,149,000 $ 164,142 $ 92,000
Erie, Pennsylvania 7 $ 705,000 $ 100,714 $ 148,000
Fayette, Pennsylvania 7 $ 591,000 $ 84,428 $ 59,000
Schuylkill, Pennsylvania 7 $ 402,000 $ 57,428 $ 60,000
Westmoreland, Pennsylvania 7 $ 1,374,000 $ 196,285 $ 113,000
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Mortgage Loan Application Detail Totals for Ing Bank, FSB in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 22,905 $6,312,780,000 $275,000 $3,375,000 $130,000 $9,985,000
Home Purchase 18,313 $5,131,137,000 $280,000 $3,640,000 $125,000 $9,796,000
Home Improvement 50 $28,824,000 $576,000 $1,000,000 $403,000 $8,990,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 21,626 $5,867,613,000 $271,000 $3,640,000 $132,000 $9,985,000
Not Provided 8,882 $2,327,703,000 $262,000 $2,700,000 $127,000 $9,000,000
Asian 4,456 $1,633,651,000 $366,000 $2,080,000 $142,000 $8,000,000
Not applicable 2,116 $559,336,000 $264,000 $1,000,000 $108,000 $9,796,000
Hispanic 2,030 $619,288,000 $305,000 $2,000,000 $112,000 $1,626,000
Black or African American 1,806 $370,353,000 $205,000 $1,500,000 $97,000 $6,600,000
American Indian or Alaskan Native 193 $43,055,000 $223,000 $1,000,000 $109,000 $3,000,000
Native Hawaiian or Other Pacific Islander 159 $51,742,000 $325,000 $960,000 $134,000 $1,000,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 41,083 $11,440,807,000 $278,000 $3,640,000 $128,000 $9,985,000
FHA-insured (Federal Housing Administration) 182 $31,486,000 $173,000 $512,000 $57,000 $307,000
VA-guaranteed (Veterans Administration) 3 $448,000 $149,000 $190,000 $94,000 $110,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 17,413 $5,266,157,000 $302,000 $3,000,000 $138,000 $9,000,000
Application Denied By Financial Institution 11,229 $2,701,925,000 $240,000 $3,640,000 $114,000 $9,985,000
Application Approved But Not Accepted 8,987 $2,436,805,000 $271,000 $2,700,000 $135,000 $7,510,000
Loan Purchased By The Institution 2,803 $833,869,000 $297,000 $1,000,000 $99,000 $9,796,000
Application Withdrawn By Applicant 378 $120,439,000 $318,000 $2,000,000 $149,000 $3,226,000
Preapproval Approved but not Accepted 287 $76,143,000 $265,000 $1,100,000 $112,000 $425,000
Preapproval Denied by Financial Institution 171 $37,403,000 $218,000 $800,000 $96,000 $1,000,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5,190 $1,036,172,000 $199,000 $2,500,000 $123,000 $9,985,000
Debt-To-Income Ratio 3,850 $1,006,201,000 $261,000 $3,375,000 $88,000 $2,455,000
Collateral 1,861 $547,165,000 $294,000 $3,640,000 $132,000 $2,917,000
Other 398 $113,431,000 $285,000 $1,500,000 $147,000 $1,440,000
Unverifiable Information 56 $22,380,000 $399,000 $1,488,000 $148,000 $400,000
Employment History 38 $11,416,000 $300,000 $1,080,000 $152,000 $450,000
Credit Application Incomplete 5 $1,981,000 $396,000 $632,000 $175,000 $240,000
Insufficient Cash (Downpayment, Closing Cost) 1 $406,000 $406,000 $406,000 $96,000 $96,000
Mortgage Insurance Denied 1 $176,000 $176,000 $176,000 $70,000 $70,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ing Bank, FSB's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ing Bank, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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