Intercap Lending Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Intercap Lending Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Intercap Lending Inc.
11781 S. Lone Peak Parkway, Suite 200
Espanola, NM 84020
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 3,286
Total Mortgage Loan Application Amount $770,106,000
Average Mortgage Loan Application Amount $214,000
Highest Mortgage Loan Application Amount $1,300,000
Average Applicant Income $84,000
Highest Applicant Income $2,721,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Intercap Lending Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Intercap Lending Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Intercap Lending Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Intercap Lending Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Intercap Lending Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Intercap Lending Inc.'s mortgage activity for 2016.

Mortgage Loan Application Totals for Intercap Lending Inc. by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 84 $ 30,006,000 $ 357,000 $ 70,000
Maricopa County Arizona 79 $ 18,271,000 $ 231,000 $ 10,000
Riverside County California 71 $ 20,458,000 $ 288,000 $ 36,000
San Diego County California 66 $ 25,797,000 $ 390,000 $ 39,000
Bexar County Texas 64 $ 13,105,000 $ 204,000 $ 16,000
Orange County California 63 $ 27,334,000 $ 433,000 $ 83,000
San Bernardino County California 61 $ 16,174,000 $ 265,000 $ 48,000
Harris County Texas 54 $ 8,670,000 $ 160,000 $ 66,000
Pierce County Washington 46 $ 11,460,000 $ 249,000 $ 6,000
Bernalillo County New Mexico 44 $ 6,427,000 $ 146,000 $ 72,000
El Paso County Colorado 42 $ 10,515,000 $ 250,000 $ 30,000
Cuyahoga County Ohio 40 $ 3,334,000 $ 83,000 $ 156,000
Mecklenburg County North Carolina 36 $ 5,901,000 $ 163,000 $ 124,000
King County Washington 30 $ 9,815,000 $ 327,000 $ 27,000
Tarrant County Texas 27 $ 5,856,000 $ 216,000 $ 48,000
Arapahoe County Colorado 26 $ 6,947,000 $ 267,000 $ 20,000
Collin County Texas 25 $ 5,445,000 $ 217,000 $ 48,000
Snohomish County Washington 25 $ 7,739,000 $ 309,000 $ 13,000
Adams County Colorado 23 $ 5,307,000 $ 230,000 $ 22,000
Richland County South Carolina 22 $ 3,009,000 $ 136,000 $ 209,000
Spokane County Washington 22 $ 4,175,000 $ 189,000 $ 15,000
Sacramento County California 21 $ 6,101,000 $ 290,000 $ 55,000
Wake County North Carolina 21 $ 4,472,000 $ 212,000 $ 42,000
Salt Lake County Utah 21 $ 5,813,000 $ 276,000 $ 28,000
Contra Costa County California 19 $ 6,503,000 $ 342,000 $ 51,000
Hillsborough County Florida 19 $ 4,887,000 $ 257,000 $ 25,000
Virginia Beach County Virginia 19 $ 5,112,000 $ 269,000 $ 21,000
Alameda County California 18 $ 7,766,000 $ 431,000 $ 115,000
Onslow County North Carolina 18 $ 3,664,000 $ 203,000 $ 5,000
San Joaquin County California 17 $ 3,675,000 $ 216,000 $ 37,000
Cumberland County North Carolina 17 $ 3,549,000 $ 208,000 $ 13,000
Multnomah County Oregon 17 $ 5,427,000 $ 319,000 $ 16,000
Bell County Texas 17 $ 3,043,000 $ 179,000 $ 0
Dallas County Texas 17 $ 3,527,000 $ 207,000 $ 13,000
Travis County Texas 17 $ 3,464,000 $ 203,000 $ 60,000
Norfolk County Virginia 17 $ 4,382,000 $ 257,000 $ 3,000
Denver County Colorado 16 $ 3,886,000 $ 242,000 $ 26,000
Duval County Florida 16 $ 3,217,000 $ 201,000 $ 26,000
Gwinnett County Georgia 16 $ 3,002,000 $ 187,000 $ 91,000
Montgomery County Tennessee 16 $ 3,054,000 $ 190,000 $ 0
Fairfax County Virginia 16 $ 6,687,000 $ 417,000 $ 2,000
Weld County Colorado 15 $ 4,039,000 $ 269,000 $ 47,000
DeKalb County Georgia 15 $ 1,517,000 $ 101,000 $ 115,000
Henry County Georgia 15 $ 2,961,000 $ 197,000 $ 66,000
Cook County Illinois 15 $ 2,096,000 $ 139,000 $ 98,000
Williamson County Texas 15 $ 3,273,000 $ 218,000 $ 58,000
Clark County Washington 15 $ 3,765,000 $ 251,000 $ 22,000
Jefferson County Alabama 14 $ 1,249,000 $ 89,000 $ 135,000
Pima County Arizona 14 $ 2,791,000 $ 199,000 $ 15,000
Douglas County Colorado 14 $ 5,392,000 $ 385,000 $ 72,000
Pinellas County Florida 14 $ 2,934,000 $ 209,000 $ 24,000
Cobb County Georgia 14 $ 2,505,000 $ 178,000 $ 73,000
Prince George's County Maryland 14 $ 4,831,000 $ 345,000 $ 12,000
El Paso County Texas 14 $ 2,767,000 $ 197,000 $ 0
Kern County California 13 $ 2,908,000 $ 223,000 $ 13,000
Stanislaus County California 13 $ 2,637,000 $ 202,000 $ 61,000
Fulton County Georgia 13 $ 1,912,000 $ 147,000 $ 147,000
Paulding County Georgia 13 $ 1,829,000 $ 140,000 $ 111,000
Clackamas County Oregon 13 $ 3,970,000 $ 305,000 $ 27,000
Lane County Oregon 13 $ 2,791,000 $ 214,000 $ 8,000
Fort Bend County Texas 13 $ 3,080,000 $ 236,000 $ 45,000
Chesapeake County Virginia 13 $ 2,817,000 $ 216,000 $ 0
Jefferson County Colorado 12 $ 3,303,000 $ 275,000 $ 59,000
Davis County Utah 12 $ 2,869,000 $ 239,000 $ 30,000
Utah County Utah 12 $ 3,266,000 $ 272,000 $ 21,000
Fresno County California 11 $ 2,339,000 $ 212,000 $ 31,000
Santa Clara County California 11 $ 4,895,000 $ 445,000 $ 111,000
Miami-Dade County Florida 11 $ 3,073,000 $ 279,000 $ 29,000
Okaloosa County Florida 11 $ 2,281,000 $ 207,000 $ 21,000
Marion County Indiana 11 $ 1,387,000 $ 126,000 $ 36,000
Durham County North Carolina 11 $ 1,388,000 $ 126,000 $ 101,000
Guadalupe County Texas 11 $ 2,575,000 $ 234,000 $ 13,000
Thurston County Washington 11 $ 2,830,000 $ 257,000 $ 3,000
Pinal County Arizona 10 $ 1,663,000 $ 166,000 $ 22,000
El Dorado County California 10 $ 3,582,000 $ 358,000 $ 56,000
Clayton County Georgia 10 $ 1,068,000 $ 106,000 $ 112,000
Ada County Idaho 10 $ 2,278,000 $ 227,000 $ 16,000
Shelby County Tennessee 10 $ 1,391,000 $ 139,000 $ 35,000
Kitsap County Washington 10 $ 3,344,000 $ 334,000 $ 32,000
Yavapai County Arizona 9 $ 2,314,000 $ 257,000 $ 13,000
Placer County California 9 $ 2,426,000 $ 269,000 $ 111,000
Solano County California 9 $ 3,140,000 $ 348,000 $ 12,000
Pueblo County Colorado 9 $ 2,354,000 $ 261,000 $ 8,000
Brevard County Florida 9 $ 1,717,000 $ 190,000 $ 56,000
Broward County Florida 9 $ 2,181,000 $ 242,000 $ 34,000
Lee County Florida 9 $ 2,073,000 $ 230,000 $ 32,000
Marion County Florida 9 $ 1,192,000 $ 132,000 $ 15,000
Volusia County Florida 9 $ 1,762,000 $ 195,000 $ 6,000
Burlington County New Jersey 9 $ 1,943,000 $ 215,000 $ 59,000
Hays County Texas 9 $ 1,992,000 $ 221,000 $ 24,000
Weber County Utah 9 $ 1,748,000 $ 194,000 $ 4,000
Stafford County Virginia 9 $ 2,938,000 $ 326,000 $ 5,000
Madison County Alabama 8 $ 2,295,000 $ 286,000 $ 54,000
Ventura County California 8 $ 3,748,000 $ 468,000 $ 72,000
Chatham County Georgia 8 $ 2,181,000 $ 272,000 $ 49,000
Johnson County Indiana 8 $ 1,271,000 $ 158,000 $ 56,000
Anne Arundel County Maryland 8 $ 2,513,000 $ 314,000 $ 17,000
Forsyth County North Carolina 8 $ 1,041,000 $ 130,000 $ 62,000
Moore County North Carolina 8 $ 1,874,000 $ 234,000 $ 18,000
Franklin County Ohio 8 $ 1,442,000 $ 180,000 $ 0
Oklahoma County Oklahoma 8 $ 1,377,000 $ 172,000 $ 9,000
Jackson County Oregon 8 $ 2,100,000 $ 262,000 $ 39,000
Marion County Oregon 8 $ 1,827,000 $ 228,000 $ 10,000
Berkeley County South Carolina 8 $ 1,532,000 $ 191,000 $ 29,000
Prince William County Virginia 8 $ 2,714,000 $ 339,000 $ 20,000
Benton County Washington 8 $ 1,702,000 $ 212,000 $ 0
Island County Washington 8 $ 2,058,000 $ 257,000 $ 8,000
Mohave County Arizona 7 $ 1,443,000 $ 206,000 $ 10,000
San Mateo County California 7 $ 3,234,000 $ 462,000 $ 98,000
Orange County Florida 7 $ 1,535,000 $ 219,000 $ 3,000
Polk County Florida 7 $ 1,312,000 $ 187,000 $ 27,000
Canyon County Idaho 7 $ 1,155,000 $ 165,000 $ 26,000
Will County Illinois 7 $ 1,543,000 $ 220,000 $ 103,000
Baltimore County Maryland 7 $ 1,794,000 $ 256,000 $ 0
Gloucester County New Jersey 7 $ 1,681,000 $ 240,000 $ 8,000
Guilford County North Carolina 7 $ 1,039,000 $ 148,000 $ 25,000
Greenville County South Carolina 7 $ 1,538,000 $ 219,000 $ 17,000
Lexington County South Carolina 7 $ 754,000 $ 107,000 $ 125,000
Spartanburg County South Carolina 7 $ 1,027,000 $ 146,000 $ 52,000
Brazoria County Texas 7 $ 1,329,000 $ 189,000 $ 8,000
Denton County Texas 7 $ 1,711,000 $ 244,000 $ 65,000
Taylor County Texas 7 $ 1,378,000 $ 196,000 $ 0
Chesterfield County Virginia 7 $ 1,854,000 $ 264,000 $ 8,000
Henrico County Virginia 7 $ 1,611,000 $ 230,000 $ 6,000
Newport News County Virginia 7 $ 1,262,000 $ 180,000 $ 9,000
Tulare County California 6 $ 1,356,000 $ 226,000 $ 36,000
Mesa County Colorado 6 $ 1,046,000 $ 174,000 $ 7,000
Bay County Florida 6 $ 1,213,000 $ 202,000 $ 10,000
Clay County Florida 6 $ 1,163,000 $ 193,000 $ 31,000
Manatee County Florida 6 $ 1,512,000 $ 252,000 $ 21,000
St. Lucie County Florida 6 $ 1,094,000 $ 182,000 $ 40,000
Kootenai County Idaho 6 $ 1,298,000 $ 216,000 $ 20,000
Johnson County Kansas 6 $ 1,395,000 $ 232,000 $ 30,000
Ocean County New Jersey 6 $ 2,102,000 $ 350,000 $ 48,000
Sandoval County New Mexico 6 $ 1,174,000 $ 195,000 $ 11,000
Brunswick County North Carolina 6 $ 1,110,000 $ 185,000 $ 64,000
Buncombe County North Carolina 6 $ 1,354,000 $ 225,000 $ 7,000
Harnett County North Carolina 6 $ 1,156,000 $ 192,000 $ 0
Union County North Carolina 6 $ 1,306,000 $ 217,000 $ 8,000
Deschutes County Oregon 6 $ 1,851,000 $ 308,000 $ 25,000
Josephine County Oregon 6 $ 1,623,000 $ 270,000 $ 19,000
Charleston County South Carolina 6 $ 1,255,000 $ 209,000 $ 0
York County South Carolina 6 $ 1,253,000 $ 208,000 $ 44,000
Rutherford County Tennessee 6 $ 1,341,000 $ 223,000 $ 11,000
Hampton County Virginia 6 $ 1,336,000 $ 222,000 $ 17,000
Cowlitz County Washington 6 $ 1,258,000 $ 209,000 $ 0
Baldwin County Alabama 5 $ 842,000 $ 168,000 $ 64,000
Anchorage County Alaska 5 $ 1,597,000 $ 319,000 $ 33,000
Butte County California 5 $ 1,134,000 $ 226,000 $ 27,000
Kings County California 5 $ 935,000 $ 187,000 $ 29,000
Santa Barbara County California 5 $ 1,862,000 $ 372,000 $ 31,000
Shasta County California 5 $ 1,173,000 $ 234,000 $ 6,000
Lake County Florida 5 $ 1,056,000 $ 211,000 $ 25,000
Martin County Florida 5 $ 1,321,000 $ 264,000 $ 24,000
Palm Beach County Florida 5 $ 928,000 $ 185,000 $ 42,000
Seminole County Florida 5 $ 1,033,000 $ 206,000 $ 16,000
St. Johns County Florida 5 $ 1,333,000 $ 266,000 $ 28,000
Cherokee County Georgia 5 $ 731,000 $ 146,000 $ 99,000
Columbia County Georgia 5 $ 847,000 $ 169,000 $ 22,000
Coweta County Georgia 5 $ 822,000 $ 164,000 $ 124,000
Douglas County Georgia 5 $ 691,000 $ 138,000 $ 168,000
Rockdale County Georgia 5 $ 862,000 $ 172,000 $ 104,000
Lake County Illinois 5 $ 999,000 $ 199,000 $ 82,000
Sedgwick County Kansas 5 $ 1,071,000 $ 214,000 $ 0
Montgomery County Maryland 5 $ 1,878,000 $ 375,000 $ 13,000
Wayne County Michigan 5 $ 897,000 $ 179,000 $ 13,000
Cabarrus County North Carolina 5 $ 789,000 $ 157,000 $ 95,000
Gaston County North Carolina 5 $ 534,000 $ 106,000 $ 68,000
New Hanover County North Carolina 5 $ 930,000 $ 186,000 $ 23,000
Rowan County North Carolina 5 $ 1,262,000 $ 252,000 $ 23,000
Butler County Ohio 5 $ 877,000 $ 175,000 $ 12,000
Lake County Ohio 5 $ 329,000 $ 65,000 $ 157,000
Douglas County Oregon 5 $ 1,005,000 $ 201,000 $ 0
Linn County Oregon 5 $ 979,000 $ 195,000 $ 0
Knox County Tennessee 5 $ 849,000 $ 169,000 $ 0
Johnson County Texas 5 $ 1,197,000 $ 239,000 $ 0
Nueces County Texas 5 $ 883,000 $ 176,000 $ 0
Rockwall County Texas 5 $ 1,548,000 $ 309,000 $ 38,000
Tooele County Utah 5 $ 1,171,000 $ 234,000 $ 16,000
Bedford County Virginia 5 $ 1,010,000 $ 202,000 $ 34,000
Douglas County Washington 5 $ 980,000 $ 196,000 $ 0
Lee County Alabama 4 $ 678,000 $ 169,000 $ 70,000
Mobile County Alabama 4 $ 854,000 $ 213,000 $ 0
Imperial County California 4 $ 830,000 $ 207,000 $ 51,000
Merced County California 4 $ 997,000 $ 249,000 $ 9,000
Monterey County California 4 $ 1,880,000 $ 470,000 $ 93,000
Flagler County Florida 4 $ 674,000 $ 168,000 $ 0
Hernando County Florida 4 $ 621,000 $ 155,000 $ 39,000
Osceola County Florida 4 $ 747,000 $ 186,000 $ 34,000
Pasco County Florida 4 $ 1,387,000 $ 346,000 $ 19,000
Sarasota County Florida 4 $ 1,341,000 $ 335,000 $ 35,000
Forsyth County Georgia 4 $ 912,000 $ 228,000 $ 51,000
Richmond County Georgia 4 $ 870,000 $ 217,000 $ 16,000
Bonneville County Idaho 4 $ 840,000 $ 210,000 $ 86,000
Allen County Indiana 4 $ 684,000 $ 171,000 $ 0
Hamilton County Indiana 4 $ 800,000 $ 200,000 $ 0
Hendricks County Indiana 4 $ 680,000 $ 170,000 $ 85,000
Charles County Maryland 4 $ 1,514,000 $ 378,000 $ 9,000
Oakland County Michigan 4 $ 1,184,000 $ 296,000 $ 13,000
Camden County New Jersey 4 $ 567,000 $ 141,000 $ 112,000
Sussex County New Jersey 4 $ 708,000 $ 177,000 $ 33,000
Dona Ana County New Mexico 4 $ 877,000 $ 219,000 $ 0
Valencia County New Mexico 4 $ 649,000 $ 162,000 $ 46,000
Clark County Ohio 4 $ 510,000 $ 127,000 $ 14,000
Clermont County Ohio 4 $ 717,000 $ 179,000 $ 15,000
Montgomery County Ohio 4 $ 686,000 $ 171,000 $ 21,000
Stark County Ohio 4 $ 791,000 $ 197,000 $ 39,000
Canadian County Oklahoma 4 $ 622,000 $ 155,000 $ 0
Cleveland County Oklahoma 4 $ 675,000 $ 168,000 $ 0
Grady County Oklahoma 4 $ 441,000 $ 110,000 $ 0
Logan County Oklahoma 4 $ 796,000 $ 199,000 $ 0
Coos County Oregon 4 $ 585,000 $ 146,000 $ 16,000
Washington County Oregon 4 $ 1,491,000 $ 372,000 $ 22,000
Anderson County South Carolina 4 $ 572,000 $ 143,000 $ 69,000
Beaufort County South Carolina 4 $ 1,278,000 $ 319,000 $ 0
Dorchester County South Carolina 4 $ 631,000 $ 157,000 $ 0
Horry County South Carolina 4 $ 608,000 $ 152,000 $ 8,000
Davidson County Tennessee 4 $ 743,000 $ 185,000 $ 0
Sumner County Tennessee 4 $ 855,000 $ 213,000 $ 61,000
Washington County Tennessee 4 $ 656,000 $ 164,000 $ 0
Parker County Texas 4 $ 905,000 $ 226,000 $ 28,000
Isle of Wight County Virginia 4 $ 2,250,000 $ 562,000 $ 0
Portsmouth County Virginia 4 $ 872,000 $ 218,000 $ 0
Spotsylvania County Virginia 4 $ 1,154,000 $ 288,000 $ 0
Whatcom County Washington 4 $ 988,000 $ 247,000 $ 0
Shelby County Alabama 3 $ 758,000 $ 252,000 $ 0
Matanuska-Susitna County Alaska 3 $ 987,000 $ 329,000 $ 27,000
Yuma County Arizona 3 $ 642,000 $ 214,000 $ 0
Nevada County California 3 $ 936,000 $ 312,000 $ 31,000
Sonoma County California 3 $ 964,000 $ 321,000 $ 58,000
Yuba County California 3 $ 966,000 $ 322,000 $ 0
Larimer County Colorado 3 $ 724,000 $ 241,000 $ 0
Columbia County Florida 3 $ 461,000 $ 153,000 $ 0
Escambia County Florida 3 $ 491,000 $ 163,000 $ 0
Santa Rosa County Florida 3 $ 665,000 $ 221,000 $ 0
Bartow County Georgia 3 $ 808,000 $ 269,000 $ 34,000
Bibb County Georgia 3 $ 401,000 $ 133,000 $ 0
Fayette County Georgia 3 $ 954,000 $ 318,000 $ 53,000
Hall County Georgia 3 $ 667,000 $ 222,000 $ 73,000
Muscogee County Georgia 3 $ 520,000 $ 173,000 $ 34,000
St. Mary's County Maryland 3 $ 1,027,000 $ 342,000 $ 0
Allegan County Michigan 3 $ 361,000 $ 120,000 $ 0
Genesee County Michigan 3 $ 342,000 $ 114,000 $ 0
Clark County Nevada 3 $ 848,000 $ 282,000 $ 0
Monmouth County New Jersey 3 $ 785,000 $ 261,000 $ 0
Union County New Jersey 3 $ 767,000 $ 255,000 $ 103,000
Curry County New Mexico 3 $ 312,000 $ 104,000 $ 24,000
Otero County New Mexico 3 $ 365,000 $ 121,000 $ 4,000
Santa Fe County New Mexico 3 $ 420,000 $ 140,000 $ 78,000
Davidson County North Carolina 3 $ 441,000 $ 147,000 $ 11,000
Franklin County North Carolina 3 $ 594,000 $ 198,000 $ 0
Henderson County North Carolina 3 $ 592,000 $ 197,000 $ 17,000
Iredell County North Carolina 3 $ 841,000 $ 280,000 $ 20,000
Lincoln County North Carolina 3 $ 363,000 $ 121,000 $ 107,000
Transylvania County North Carolina 3 $ 519,000 $ 173,000 $ 0
Hamilton County Ohio 3 $ 419,000 $ 139,000 $ 25,000
Lorain County Ohio 3 $ 249,000 $ 83,000 $ 85,000
Tulsa County Oklahoma 3 $ 512,000 $ 170,000 $ 21,000
Polk County Oregon 3 $ 737,000 $ 245,000 $ 20,000
Allegheny County Pennsylvania 3 $ 442,000 $ 147,000 $ 18,000
Bucks County Pennsylvania 3 $ 783,000 $ 261,000 $ 61,000
Delaware County Pennsylvania 3 $ 422,000 $ 140,000 $ 52,000
Montgomery County Pennsylvania 3 $ 645,000 $ 215,000 $ 0
Philadelphia County Pennsylvania 3 $ 708,000 $ 236,000 $ 20,000
Sevier County Tennessee 3 $ 676,000 $ 225,000 $ 30,000
Tipton County Tennessee 3 $ 515,000 $ 171,000 $ 16,000
Ector County Texas 3 $ 589,000 $ 196,000 $ 0
Galveston County Texas 3 $ 477,000 $ 159,000 $ 0
Hood County Texas 3 $ 683,000 $ 227,000 $ 32,000
Lubbock County Texas 3 $ 520,000 $ 173,000 $ 0
Midland County Texas 3 $ 918,000 $ 306,000 $ 0
Montgomery County Texas 3 $ 702,000 $ 234,000 $ 0
Washington County Utah 3 $ 938,000 $ 312,000 $ 17,000
Alexandria County Virginia 3 $ 1,134,000 $ 378,000 $ 9,000
Hanover County Virginia 3 $ 864,000 $ 288,000 $ 0
Orange County Virginia 3 $ 736,000 $ 245,000 $ 14,000
Richmond City County Virginia 3 $ 414,000 $ 138,000 $ 0
Roanoke City County Virginia 3 $ 449,000 $ 149,000 $ 0
Warren County Virginia 3 $ 657,000 $ 219,000 $ 0
Chelan County Washington 3 $ 812,000 $ 270,000 $ 46,000
Skagit County Washington 3 $ 791,000 $ 263,000 $ 12,000
Yakima County Washington 3 $ 579,000 $ 193,000 $ 22,000
Dane County Wisconsin 3 $ 698,000 $ 232,000 $ 0
Milwaukee County Wisconsin 3 $ 601,000 $ 200,000 $ 0
Laramie County Wyoming 3 $ 520,000 $ 173,000 $ 40,000
Calhoun County Alabama 2 $ 231,000 $ 115,000 $ 0
Coffee County Alabama 2 $ 478,000 $ 239,000 $ 0
Marshall County Alabama 2 $ 469,000 $ 234,000 $ 0
Tallapoosa County Alabama 2 $ 565,000 $ 282,000 $ 37,000
Tuscaloosa County Alabama 2 $ 322,000 $ 161,000 $ 0
Amador County California 2 $ 340,000 $ 170,000 $ 53,000
Del Norte County California 2 $ 389,000 $ 194,000 $ 25,000
Lassen County California 2 $ 442,000 $ 221,000 $ 31,000
San Luis Obispo County California 2 $ 580,000 $ 290,000 $ 25,000
Sutter County California 2 $ 378,000 $ 189,000 $ 0
Tuolumne County California 2 $ 836,000 $ 418,000 $ 37,000
Yolo County California 2 $ 576,000 $ 288,000 $ 0
Boulder County Colorado 2 $ 925,000 $ 462,000 $ 86,000
Teller County Colorado 2 $ 510,000 $ 255,000 $ 0
Alachua County Florida 2 $ 430,000 $ 215,000 $ 77,000
Charlotte County Florida 2 $ 550,000 $ 275,000 $ 84,000
Citrus County Florida 2 $ 289,000 $ 144,000 $ 0
Collier County Florida 2 $ 483,000 $ 241,000 $ 27,000
Putnam County Florida 2 $ 410,000 $ 205,000 $ 0
Bryan County Georgia 2 $ 602,000 $ 301,000 $ 51,000
Bulloch County Georgia 2 $ 260,000 $ 130,000 $ 92,000
Camden County Georgia 2 $ 320,000 $ 160,000 $ 0
Effingham County Georgia 2 $ 576,000 $ 288,000 $ 0
Floyd County Georgia 2 $ 359,000 $ 179,000 $ 0
Harris County Georgia 2 $ 439,000 $ 219,000 $ 0
Liberty County Georgia 2 $ 312,000 $ 156,000 $ 0
Lumpkin County Georgia 2 $ 389,000 $ 194,000 $ 0
Walton County Georgia 2 $ 468,000 $ 234,000 $ 62,000
Fremont County Idaho 2 $ 252,000 $ 126,000 $ 48,000
Nez Perce County Idaho 2 $ 319,000 $ 159,000 $ 0
Grundy County Illinois 2 $ 508,000 $ 254,000 $ 125,000
Kane County Illinois 2 $ 575,000 $ 287,000 $ 129,000
Lee County Illinois 2 $ 387,000 $ 193,000 $ 79,000
McHenry County Illinois 2 $ 429,000 $ 214,000 $ 60,000
St. Clair County Illinois 2 $ 318,000 $ 159,000 $ 49,000
Winnebago County Illinois 2 $ 405,000 $ 202,000 $ 58,000
Hancock County Indiana 2 $ 389,000 $ 194,000 $ 39,000
Lake County Indiana 2 $ 469,000 $ 234,000 $ 0
Monroe County Indiana 2 $ 363,000 $ 181,000 $ 0
Porter County Indiana 2 $ 432,000 $ 216,000 $ 0
Leavenworth County Kansas 2 $ 233,000 $ 116,000 $ 0
Riley County Kansas 2 $ 403,000 $ 201,000 $ 84,000
Shawnee County Kansas 2 $ 242,000 $ 121,000 $ 0
Wyandotte County Kansas 2 $ 344,000 $ 172,000 $ 31,000
Cumberland County Maine 2 $ 561,000 $ 280,000 $ 64,000
Carroll County Maryland 2 $ 555,000 $ 277,000 $ 35,000
Cecil County Maryland 2 $ 563,000 $ 281,000 $ 38,000
Wicomico County Maryland 2 $ 515,000 $ 257,000 $ 30,000
Macomb County Michigan 2 $ 301,000 $ 150,000 $ 0
Bergen County New Jersey 2 $ 223,000 $ 111,000 $ 146,000
Cape May County New Jersey 2 $ 481,000 $ 240,000 $ 82,000
Essex County New Jersey 2 $ 310,000 $ 155,000 $ 71,000
Warren County New Jersey 2 $ 560,000 $ 280,000 $ 0
Alamance County North Carolina 2 $ 340,000 $ 170,000 $ 0
Catawba County North Carolina 2 $ 387,000 $ 193,000 $ 31,000
Craven County North Carolina 2 $ 406,000 $ 203,000 $ 0
Currituck County North Carolina 2 $ 704,000 $ 352,000 $ 0
Davie County North Carolina 2 $ 537,000 $ 268,000 $ 0
Hoke County North Carolina 2 $ 312,000 $ 156,000 $ 0
Johnston County North Carolina 2 $ 448,000 $ 224,000 $ 0
Champaign County Ohio 2 $ 310,000 $ 155,000 $ 0
Delaware County Ohio 2 $ 443,000 $ 221,000 $ 0
Greene County Ohio 2 $ 296,000 $ 148,000 $ 0
Lucas County Ohio 2 $ 254,000 $ 127,000 $ 0
Ross County Ohio 2 $ 285,000 $ 142,000 $ 0
Trumbull County Ohio 2 $ 281,000 $ 140,000 $ 0
Comanche County Oklahoma 2 $ 377,000 $ 188,000 $ 0
Creek County Oklahoma 2 $ 377,000 $ 188,000 $ 0
Adams County Pennsylvania 2 $ 414,000 $ 207,000 $ 0
Butler County Pennsylvania 2 $ 406,000 $ 203,000 $ 40,000
Cumberland County Pennsylvania 2 $ 350,000 $ 175,000 $ 19,000
Monroe County Pennsylvania 2 $ 350,000 $ 175,000 $ 0
Northampton County Pennsylvania 2 $ 489,000 $ 244,000 $ 0
Westmoreland County Pennsylvania 2 $ 487,000 $ 243,000 $ 0
Aiken County South Carolina 2 $ 385,000 $ 192,000 $ 0
Oconee County South Carolina 2 $ 260,000 $ 130,000 $ 0
Blount County Tennessee 2 $ 413,000 $ 206,000 $ 33,000
Bradley County Tennessee 2 $ 545,000 $ 272,000 $ 33,000
Hickman County Tennessee 2 $ 554,000 $ 277,000 $ 0
Marion County Tennessee 2 $ 307,000 $ 153,000 $ 28,000
Aransas County Texas 2 $ 327,000 $ 163,000 $ 75,000
Brazos County Texas 2 $ 413,000 $ 206,000 $ 0
Cameron County Texas 2 $ 636,000 $ 318,000 $ 80,000
Chambers County Texas 2 $ 401,000 $ 200,000 $ 0
Comal County Texas 2 $ 360,000 $ 180,000 $ 32,000
Ellis County Texas 2 $ 386,000 $ 193,000 $ 32,000
Hidalgo County Texas 2 $ 339,000 $ 169,000 $ 24,000
Kaufman County Texas 2 $ 472,000 $ 236,000 $ 29,000
McLennan County Texas 2 $ 411,000 $ 205,000 $ 0
Potter County Texas 2 $ 149,000 $ 74,000 $ 61,000
Tom Green County Texas 2 $ 440,000 $ 220,000 $ 0
Wise County Texas 2 $ 282,000 $ 141,000 $ 0
Box Elder County Utah 2 $ 322,000 $ 161,000 $ 0
Campbell County Virginia 2 $ 408,000 $ 204,000 $ 0
Fauquier County Virginia 2 $ 644,000 $ 322,000 $ 36,000
Halifax County Virginia 2 $ 714,000 $ 357,000 $ 0
Hopewell County Virginia 2 $ 358,000 $ 179,000 $ 30,000
Roanoke County Virginia 2 $ 333,000 $ 166,000 $ 25,000
Suffolk County Virginia 2 $ 446,000 $ 223,000 $ 0
Clallam County Washington 2 $ 431,000 $ 215,000 $ 34,000
Grant County Washington 2 $ 263,000 $ 131,000 $ 33,000
Grays Harbor County Washington 2 $ 308,000 $ 154,000 $ 0
Lewis County Washington 2 $ 385,000 $ 192,000 $ 77,000
Mason County Washington 2 $ 447,000 $ 223,000 $ 0
Stevens County Washington 2 $ 385,000 $ 192,000 $ 23,000
Racine County Wisconsin 2 $ 407,000 $ 203,000 $ 0
Covington County Alabama 1 $ 286,000 $ 286,000 $ 0
Cullman County Alabama 1 $ 187,000 $ 187,000 $ 0
Dale County Alabama 1 $ 167,000 $ 167,000 $ 0
Franklin County Alabama 1 $ 300,000 $ 300,000 $ 100,000
Limestone County Alabama 1 $ 371,000 $ 371,000 $ 0
Montgomery County Alabama 1 $ 180,000 $ 180,000 $ 0
Morgan County Alabama 1 $ 216,000 $ 216,000 $ 0
Russell County Alabama 1 $ 172,000 $ 172,000 $ 0
St. Clair County Alabama 1 $ 483,000 $ 483,000 $ 133,000
Kenai Peninsula County Alaska 1 $ 263,000 $ 263,000 $ 0
Cochise County Arizona 1 $ 235,000 $ 235,000 $ 0
Coconino County Arizona 1 $ 202,000 $ 202,000 $ 0
Navajo County Arizona 1 $ 135,000 $ 135,000 $ 0
Santa Cruz County Arizona 1 $ 185,000 $ 185,000 $ 0
Calaveras County California 1 $ 251,000 $ 251,000 $ 0
Humboldt County California 1 $ 140,000 $ 140,000 $ 31,000
Inyo County California 1 $ 150,000 $ 150,000 $ 54,000
Marin County California 1 $ 853,000 $ 853,000 $ 0
Napa County California 1 $ 693,000 $ 693,000 $ 0
San Benito County California 1 $ 280,000 $ 280,000 $ 66,000
Siskiyou County California 1 $ 129,000 $ 129,000 $ 0
Chaffee County Colorado 1 $ 314,000 $ 314,000 $ 0
Elbert County Colorado 1 $ 173,000 $ 173,000 $ 74,000
Fremont County Colorado 1 $ 299,000 $ 299,000 $ 0
Garfield County Colorado 1 $ 160,000 $ 160,000 $ 0
Lake County Colorado 1 $ 320,000 $ 320,000 $ 0
Las Animas County Colorado 1 $ 590,000 $ 590,000 $ 120,000
Logan County Colorado 1 $ 132,000 $ 132,000 $ 0
Montrose County Colorado 1 $ 224,000 $ 224,000 $ 0
Morgan County Colorado 1 $ 142,000 $ 142,000 $ 0
Phillips County Colorado 1 $ 166,000 $ 166,000 $ 0
Leon County Florida 1 $ 331,000 $ 331,000 $ 0
Monroe County Florida 1 $ 271,000 $ 271,000 $ 55,000
Okeechobee County Florida 1 $ 139,000 $ 139,000 $ 0
Sumter County Florida 1 $ 165,000 $ 165,000 $ 0
Banks County Georgia 1 $ 135,000 $ 135,000 $ 65,000
Barrow County Georgia 1 $ 243,000 $ 243,000 $ 0
Catoosa County Georgia 1 $ 199,000 $ 199,000 $ 0
Decatur County Georgia 1 $ 341,000 $ 341,000 $ 92,000
Dougherty County Georgia 1 $ 185,000 $ 185,000 $ 0
Elbert County Georgia 1 $ 200,000 $ 200,000 $ 42,000
Fannin County Georgia 1 $ 266,000 $ 266,000 $ 0
Haralson County Georgia 1 $ 80,000 $ 80,000 $ 0
Houston County Georgia 1 $ 114,000 $ 114,000 $ 0
Jackson County Georgia 1 $ 166,000 $ 166,000 $ 0
Jasper County Georgia 1 $ 189,000 $ 189,000 $ 0
McDuffie County Georgia 1 $ 191,000 $ 191,000 $ 0
Monroe County Georgia 1 $ 163,000 $ 163,000 $ 0
Newton County Georgia 1 $ 371,000 $ 371,000 $ 0
Polk County Georgia 1 $ 153,000 $ 153,000 $ 56,000
Pulaski County Georgia 1 $ 256,000 $ 256,000 $ 0
Tattnall County Georgia 1 $ 113,000 $ 113,000 $ 0
Upson County Georgia 1 $ 213,000 $ 213,000 $ 0
White County Georgia 1 $ 374,000 $ 374,000 $ 0
Bannock County Idaho 1 $ 305,000 $ 305,000 $ 75,000
Bingham County Idaho 1 $ 130,000 $ 130,000 $ 0
Bonner County Idaho 1 $ 250,000 $ 250,000 $ 0
Boundary County Idaho 1 $ 231,000 $ 231,000 $ 0
Gem County Idaho 1 $ 172,000 $ 172,000 $ 0
Payette County Idaho 1 $ 178,000 $ 178,000 $ 0
Twin Falls County Idaho 1 $ 432,000 $ 432,000 $ 0
Bureau County Illinois 1 $ 163,000 $ 163,000 $ 91,000
Crawford County Illinois 1 $ 134,000 $ 134,000 $ 86,000
Kendall County Illinois 1 $ 308,000 $ 308,000 $ 141,000
Knox County Illinois 1 $ 176,000 $ 176,000 $ 0
Macon County Illinois 1 $ 131,000 $ 131,000 $ 59,000
Peoria County Illinois 1 $ 220,000 $ 220,000 $ 78,000
Sangamon County Illinois 1 $ 220,000 $ 220,000 $ 142,000
Clark County Indiana 1 $ 130,000 $ 130,000 $ 71,000
Crawford County Indiana 1 $ 211,000 $ 211,000 $ 0
Delaware County Indiana 1 $ 166,000 $ 166,000 $ 0
Elkhart County Indiana 1 $ 207,000 $ 207,000 $ 0
Floyd County Indiana 1 $ 137,000 $ 137,000 $ 0
Huntington County Indiana 1 $ 229,000 $ 229,000 $ 0
Jackson County Indiana 1 $ 265,000 $ 265,000 $ 0
Jennings County Indiana 1 $ 194,000 $ 194,000 $ 0
Kosciusko County Indiana 1 $ 140,000 $ 140,000 $ 50,000
LaPorte County Indiana 1 $ 145,000 $ 145,000 $ 0
Marshall County Indiana 1 $ 142,000 $ 142,000 $ 0
Miami County Indiana 1 $ 176,000 $ 176,000 $ 0
Noble County Indiana 1 $ 111,000 $ 111,000 $ 0
Putnam County Indiana 1 $ 173,000 $ 173,000 $ 0
St. Joseph County Indiana 1 $ 162,000 $ 162,000 $ 0
Tippecanoe County Indiana 1 $ 110,000 $ 110,000 $ 0
Wayne County Indiana 1 $ 270,000 $ 270,000 $ 0
Dickinson County Kansas 1 $ 129,000 $ 129,000 $ 0
Franklin County Kansas 1 $ 123,000 $ 123,000 $ 48,000
Pottawatomie County Kansas 1 $ 217,000 $ 217,000 $ 0
Rice County Kansas 1 $ 137,000 $ 137,000 $ 0
Oxford County Maine 1 $ 179,000 $ 179,000 $ 0
Washington County Maine 1 $ 196,000 $ 196,000 $ 0
York County Maine 1 $ 188,000 $ 188,000 $ 0
Baltimore City County Maryland 1 $ 107,000 $ 107,000 $ 0
Calvert County Maryland 1 $ 157,000 $ 157,000 $ 0
Frederick County Maryland 1 $ 168,000 $ 168,000 $ 0
Harford County Maryland 1 $ 359,000 $ 359,000 $ 0
Howard County Maryland 1 $ 382,000 $ 382,000 $ 0
Somerset County Maryland 1 $ 123,000 $ 123,000 $ 0
Washington County Maryland 1 $ 349,000 $ 349,000 $ 0
Berrien County Michigan 1 $ 175,000 $ 175,000 $ 0
Clinton County Michigan 1 $ 168,000 $ 168,000 $ 0
Dickinson County Michigan 1 $ 229,000 $ 229,000 $ 13,000
Eaton County Michigan 1 $ 289,000 $ 289,000 $ 0
Lapeer County Michigan 1 $ 260,000 $ 260,000 $ 0
Livingston County Michigan 1 $ 192,000 $ 192,000 $ 0
Ottawa County Michigan 1 $ 122,000 $ 122,000 $ 34,000
St. Clair County Michigan 1 $ 286,000 $ 286,000 $ 0
Carver County Minnesota 1 $ 224,000 $ 224,000 $ 0
Washoe County Nevada 1 $ 170,000 $ 170,000 $ 0
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Mortgage Loan Application Detail Totals for Intercap Lending Inc. in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,722 $665,264,000 $244,000 $1,300,000 $19,000 $400,000
Home Purchase 353 $51,317,000 $145,000 $880,000 $154,000 $2,721,000
Home Improvement 211 $53,525,000 $253,000 $669,000 $79,000 $175,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,028 $479,178,000 $236,000 $1,300,000 $32,000 $513,000
Black or African American 428 $105,317,000 $246,000 $814,000 $17,000 $225,000
Hispanic 395 $92,205,000 $233,000 $825,000 $35,000 $248,000
Not Provided 255 $52,764,000 $206,000 $651,000 $72,000 $2,721,000
Asian 121 $24,870,000 $205,000 $880,000 $148,000 $656,000
American Indian or Alaskan Native 36 $8,068,000 $224,000 $444,000 $7,000 $102,000
Native Hawaiin or Other Pacific Islander 23 $7,704,000 $334,000 $529,000 $36,000 $149,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 2,539 $620,197,000 $244,000 $905,000 $13,000 $244,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 612 $117,913,000 $192,000 $1,300,000 $132,000 $2,721,000
FHA-insured (Federal Housing Administration) 135 $31,996,000 $237,000 $712,000 $68,000 $237,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,677 $391,559,000 $233,000 $903,000 $15,000 $175,000
Application Withdrawn By Applicant 727 $182,655,000 $251,000 $1,300,000 $56,000 $2,721,000
Loan Originated 690 $151,021,000 $218,000 $905,000 $68,000 $656,000
Application Denied By Financial Institution 163 $37,334,000 $229,000 $618,000 $44,000 $226,000
File Closed For Incompleteness 24 $6,410,000 $267,000 $603,000 $89,000 $269,000
Application Approved But Not Accepted 5 $1,127,000 $225,000 $571,000 $83,000 $117,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 78 $17,976,000 $230,000 $618,000 $38,000 $225,000
Debt-To-Income Ratio 34 $8,060,000 $237,000 $503,000 $66,000 $200,000
Other 24 $5,685,000 $236,000 $515,000 $37,000 $150,000
Collateral 12 $2,823,000 $235,000 $571,000 $74,000 $226,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Intercap Lending Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Intercap Lending Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Mexico, download the full spreadsheet with aggregated HMDA statistics today.

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