Intercap Lending Inc Mortgage Lending & HMDA Data, 2016

In 2016, Intercap Lending Inc of Salt Lake City, UT reported 3,286 mortgage applications totaling $770.1 million. The average application was for $234,359, and applicants reported an average income of $37,355. 21% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (132), Riverside-San Bernardino-Ontario, CA (132) and Denver-Aurora-Lakewood, CO (92) (applications in parentheses).

Mortgage Company & Address Intercap Lending Inc
910 East 6600 South
Salt Lake City, UT 84121
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 3,286
Total Mortgage Loan Application Amount $770,106,000
Average Mortgage Loan Application Amount $234,359
Highest Mortgage Loan Application Amount $1,300,000
Average Applicant Income $37,355
Highest Applicant Income $2,721,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Intercap Lending Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Intercap Lending Inc by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 84 $ 30,006,000 $ 357,214 $ 70,000
Maricopa, Arizona 79 $ 18,271,000 $ 231,278 $ 10,000
Riverside, California 71 $ 20,458,000 $ 288,140 $ 36,000
San Diego, California 66 $ 25,797,000 $ 390,863 $ 39,000
Bexar, Texas 64 $ 13,105,000 $ 204,765 $ 16,000
Orange, California 63 $ 27,334,000 $ 433,873 $ 83,000
San Bernardino, California 61 $ 16,174,000 $ 265,147 $ 48,000
Harris, Texas 54 $ 8,670,000 $ 160,555 $ 66,000
Pierce, Washington 46 $ 11,460,000 $ 249,130 $ 6,000
Bernalillo, New Mexico 44 $ 6,427,000 $ 146,068 $ 72,000
El Paso, Colorado 42 $ 10,515,000 $ 250,357 $ 30,000
Cuyahoga, Ohio 40 $ 3,334,000 $ 83,350 $ 156,000
Mecklenburg, North Carolina 36 $ 5,901,000 $ 163,916 $ 124,000
King, Washington 30 $ 9,815,000 $ 327,166 $ 27,000
Tarrant, Texas 27 $ 5,856,000 $ 216,888 $ 48,000
Arapahoe, Colorado 26 $ 6,947,000 $ 267,192 $ 20,000
Collin, Texas 25 $ 5,445,000 $ 217,800 $ 48,000
Snohomish, Washington 25 $ 7,739,000 $ 309,560 $ 13,000
Adams, Colorado 23 $ 5,307,000 $ 230,739 $ 22,000
Richland, South Carolina 22 $ 3,009,000 $ 136,772 $ 209,000
Spokane, Washington 22 $ 4,175,000 $ 189,772 $ 15,000
Sacramento, California 21 $ 6,101,000 $ 290,523 $ 55,000
Wake, North Carolina 21 $ 4,472,000 $ 212,952 $ 42,000
Salt Lake, Utah 21 $ 5,813,000 $ 276,809 $ 28,000
Contra Costa, California 19 $ 6,503,000 $ 342,263 $ 51,000
Hillsborough, Florida 19 $ 4,887,000 $ 257,210 $ 25,000
Virginia Beach, Virginia 19 $ 5,112,000 $ 269,052 $ 21,000
Alameda, California 18 $ 7,766,000 $ 431,444 $ 115,000
Onslow, North Carolina 18 $ 3,664,000 $ 203,555 $ 5,000
San Joaquin, California 17 $ 3,675,000 $ 216,176 $ 37,000
Cumberland, North Carolina 17 $ 3,549,000 $ 208,764 $ 13,000
Multnomah, Oregon 17 $ 5,427,000 $ 319,235 $ 16,000
Bell, Texas 17 $ 3,043,000 $ 179,000 $ 0
Dallas, Texas 17 $ 3,527,000 $ 207,470 $ 13,000
Travis, Texas 17 $ 3,464,000 $ 203,764 $ 60,000
Norfolk, Virginia 17 $ 4,382,000 $ 257,764 $ 3,000
Denver, Colorado 16 $ 3,886,000 $ 242,875 $ 26,000
Duval, Florida 16 $ 3,217,000 $ 201,062 $ 26,000
Gwinnett, Georgia 16 $ 3,002,000 $ 187,625 $ 91,000
Montgomery, Tennessee 16 $ 3,054,000 $ 190,875 $ 0
Fairfax, Virginia 16 $ 6,687,000 $ 417,937 $ 2,000
Weld, Colorado 15 $ 4,039,000 $ 269,266 $ 47,000
DeKalb, Georgia 15 $ 1,517,000 $ 101,133 $ 115,000
Henry, Georgia 15 $ 2,961,000 $ 197,400 $ 66,000
Cook, Illinois 15 $ 2,096,000 $ 139,733 $ 98,000
Williamson, Texas 15 $ 3,273,000 $ 218,200 $ 58,000
Clark, Washington 15 $ 3,765,000 $ 251,000 $ 22,000
Jefferson, Alabama 14 $ 1,249,000 $ 89,214 $ 135,000
Pima, Arizona 14 $ 2,791,000 $ 199,357 $ 15,000
Douglas, Colorado 14 $ 5,392,000 $ 385,142 $ 72,000
Pinellas, Florida 14 $ 2,934,000 $ 209,571 $ 24,000
Cobb, Georgia 14 $ 2,505,000 $ 178,928 $ 73,000
Prince George's, Maryland 14 $ 4,831,000 $ 345,071 $ 12,000
El Paso, Texas 14 $ 2,767,000 $ 197,642 $ 0
Kern, California 13 $ 2,908,000 $ 223,692 $ 13,000
Stanislaus, California 13 $ 2,637,000 $ 202,846 $ 61,000
Fulton, Georgia 13 $ 1,912,000 $ 147,076 $ 147,000
Paulding, Georgia 13 $ 1,829,000 $ 140,692 $ 111,000
Clackamas, Oregon 13 $ 3,970,000 $ 305,384 $ 27,000
Lane, Oregon 13 $ 2,791,000 $ 214,692 $ 8,000
Fort Bend, Texas 13 $ 3,080,000 $ 236,923 $ 45,000
Chesapeake, Virginia 13 $ 2,817,000 $ 216,692 $ 0
Jefferson, Colorado 12 $ 3,303,000 $ 275,250 $ 59,000
Davis, Utah 12 $ 2,869,000 $ 239,083 $ 30,000
Utah, Utah 12 $ 3,266,000 $ 272,166 $ 21,000
Fresno, California 11 $ 2,339,000 $ 212,636 $ 31,000
Santa Clara, California 11 $ 4,895,000 $ 445,000 $ 111,000
Miami-Dade, Florida 11 $ 3,073,000 $ 279,363 $ 29,000
Okaloosa, Florida 11 $ 2,281,000 $ 207,363 $ 21,000
Marion, Indiana 11 $ 1,387,000 $ 126,090 $ 36,000
Durham, North Carolina 11 $ 1,388,000 $ 126,181 $ 101,000
Guadalupe, Texas 11 $ 2,575,000 $ 234,090 $ 13,000
Thurston, Washington 11 $ 2,830,000 $ 257,272 $ 3,000
Pinal, Arizona 10 $ 1,663,000 $ 166,300 $ 22,000
El Dorado, California 10 $ 3,582,000 $ 358,200 $ 56,000
Clayton, Georgia 10 $ 1,068,000 $ 106,800 $ 112,000
Ada, Idaho 10 $ 2,278,000 $ 227,800 $ 16,000
Shelby, Tennessee 10 $ 1,391,000 $ 139,100 $ 35,000
Kitsap, Washington 10 $ 3,344,000 $ 334,400 $ 32,000
Yavapai, Arizona 9 $ 2,314,000 $ 257,111 $ 13,000
Placer, California 9 $ 2,426,000 $ 269,555 $ 111,000
Solano, California 9 $ 3,140,000 $ 348,888 $ 12,000
Pueblo, Colorado 9 $ 2,354,000 $ 261,555 $ 8,000
Brevard, Florida 9 $ 1,717,000 $ 190,777 $ 56,000
Broward, Florida 9 $ 2,181,000 $ 242,333 $ 34,000
Lee, Florida 9 $ 2,073,000 $ 230,333 $ 32,000
Marion, Florida 9 $ 1,192,000 $ 132,444 $ 15,000
Volusia, Florida 9 $ 1,762,000 $ 195,777 $ 6,000
Burlington, New Jersey 9 $ 1,943,000 $ 215,888 $ 59,000
Hays, Texas 9 $ 1,992,000 $ 221,333 $ 24,000
Weber, Utah 9 $ 1,748,000 $ 194,222 $ 4,000
Stafford, Virginia 9 $ 2,938,000 $ 326,444 $ 5,000
Madison, Alabama 8 $ 2,295,000 $ 286,875 $ 54,000
Ventura, California 8 $ 3,748,000 $ 468,500 $ 72,000
Chatham, Georgia 8 $ 2,181,000 $ 272,625 $ 49,000
Johnson, Indiana 8 $ 1,271,000 $ 158,875 $ 56,000
Anne Arundel, Maryland 8 $ 2,513,000 $ 314,125 $ 17,000
Forsyth, North Carolina 8 $ 1,041,000 $ 130,125 $ 62,000
Moore, North Carolina 8 $ 1,874,000 $ 234,250 $ 18,000
Franklin, Ohio 8 $ 1,442,000 $ 180,250 $ 0
Oklahoma, Oklahoma 8 $ 1,377,000 $ 172,125 $ 9,000
Jackson, Oregon 8 $ 2,100,000 $ 262,500 $ 39,000
Marion, Oregon 8 $ 1,827,000 $ 228,375 $ 10,000
Berkeley, South Carolina 8 $ 1,532,000 $ 191,500 $ 29,000
Prince William, Virginia 8 $ 2,714,000 $ 339,250 $ 20,000
Benton, Washington 8 $ 1,702,000 $ 212,750 $ 0
Island, Washington 8 $ 2,058,000 $ 257,250 $ 8,000
Mohave, Arizona 7 $ 1,443,000 $ 206,142 $ 10,000
San Mateo, California 7 $ 3,234,000 $ 462,000 $ 98,000
Orange, Florida 7 $ 1,535,000 $ 219,285 $ 3,000
Polk, Florida 7 $ 1,312,000 $ 187,428 $ 27,000
Canyon, Idaho 7 $ 1,155,000 $ 165,000 $ 26,000
Will, Illinois 7 $ 1,543,000 $ 220,428 $ 103,000
Baltimore, Maryland 7 $ 1,794,000 $ 256,285 $ 0
Gloucester, New Jersey 7 $ 1,681,000 $ 240,142 $ 8,000
Guilford, North Carolina 7 $ 1,039,000 $ 148,428 $ 25,000
Greenville, South Carolina 7 $ 1,538,000 $ 219,714 $ 17,000
Lexington, South Carolina 7 $ 754,000 $ 107,714 $ 125,000
Spartanburg, South Carolina 7 $ 1,027,000 $ 146,714 $ 52,000
Brazoria, Texas 7 $ 1,329,000 $ 189,857 $ 8,000
Denton, Texas 7 $ 1,711,000 $ 244,428 $ 65,000
Taylor, Texas 7 $ 1,378,000 $ 196,857 $ 0
Chesterfield, Virginia 7 $ 1,854,000 $ 264,857 $ 8,000
Henrico, Virginia 7 $ 1,611,000 $ 230,142 $ 6,000
Newport News, Virginia 7 $ 1,262,000 $ 180,285 $ 9,000
Tulare, California 6 $ 1,356,000 $ 226,000 $ 36,000
Mesa, Colorado 6 $ 1,046,000 $ 174,333 $ 7,000
Bay, Florida 6 $ 1,213,000 $ 202,166 $ 10,000
Clay, Florida 6 $ 1,163,000 $ 193,833 $ 31,000
Manatee, Florida 6 $ 1,512,000 $ 252,000 $ 21,000
St. Lucie, Florida 6 $ 1,094,000 $ 182,333 $ 40,000
Kootenai, Idaho 6 $ 1,298,000 $ 216,333 $ 20,000
Johnson, Kansas 6 $ 1,395,000 $ 232,500 $ 30,000
Ocean, New Jersey 6 $ 2,102,000 $ 350,333 $ 48,000
Sandoval, New Mexico 6 $ 1,174,000 $ 195,666 $ 11,000
Brunswick, North Carolina 6 $ 1,110,000 $ 185,000 $ 64,000
Buncombe, North Carolina 6 $ 1,354,000 $ 225,666 $ 7,000
Harnett, North Carolina 6 $ 1,156,000 $ 192,666 $ 0
Union, North Carolina 6 $ 1,306,000 $ 217,666 $ 8,000
Deschutes, Oregon 6 $ 1,851,000 $ 308,500 $ 25,000
Josephine, Oregon 6 $ 1,623,000 $ 270,500 $ 19,000
Charleston, South Carolina 6 $ 1,255,000 $ 209,166 $ 0
York, South Carolina 6 $ 1,253,000 $ 208,833 $ 44,000
Rutherford, Tennessee 6 $ 1,341,000 $ 223,500 $ 11,000
Hampton, Virginia 6 $ 1,336,000 $ 222,666 $ 17,000
Cowlitz, Washington 6 $ 1,258,000 $ 209,666 $ 0
Baldwin, Alabama 5 $ 842,000 $ 168,400 $ 64,000
Anchorage, Alaska 5 $ 1,597,000 $ 319,400 $ 33,000
Butte, California 5 $ 1,134,000 $ 226,800 $ 27,000
Kings, California 5 $ 935,000 $ 187,000 $ 29,000
Santa Barbara, California 5 $ 1,862,000 $ 372,400 $ 31,000
Shasta, California 5 $ 1,173,000 $ 234,600 $ 6,000
Lake, Florida 5 $ 1,056,000 $ 211,200 $ 25,000
Martin, Florida 5 $ 1,321,000 $ 264,200 $ 24,000
Palm Beach, Florida 5 $ 928,000 $ 185,600 $ 42,000
Seminole, Florida 5 $ 1,033,000 $ 206,600 $ 16,000
St. Johns, Florida 5 $ 1,333,000 $ 266,600 $ 28,000
Cherokee, Georgia 5 $ 731,000 $ 146,200 $ 99,000
Columbia, Georgia 5 $ 847,000 $ 169,400 $ 22,000
Coweta, Georgia 5 $ 822,000 $ 164,400 $ 124,000
Douglas, Georgia 5 $ 691,000 $ 138,200 $ 168,000
Rockdale, Georgia 5 $ 862,000 $ 172,400 $ 104,000
Lake, Illinois 5 $ 999,000 $ 199,800 $ 82,000
Sedgwick, Kansas 5 $ 1,071,000 $ 214,200 $ 0
Montgomery, Maryland 5 $ 1,878,000 $ 375,600 $ 13,000
Wayne, Michigan 5 $ 897,000 $ 179,400 $ 13,000
Cabarrus, North Carolina 5 $ 789,000 $ 157,800 $ 95,000
Gaston, North Carolina 5 $ 534,000 $ 106,800 $ 68,000
New Hanover, North Carolina 5 $ 930,000 $ 186,000 $ 23,000
Rowan, North Carolina 5 $ 1,262,000 $ 252,400 $ 23,000
Butler, Ohio 5 $ 877,000 $ 175,400 $ 12,000
Lake, Ohio 5 $ 329,000 $ 65,800 $ 157,000
Douglas, Oregon 5 $ 1,005,000 $ 201,000 $ 0
Linn, Oregon 5 $ 979,000 $ 195,800 $ 0
Knox, Tennessee 5 $ 849,000 $ 169,800 $ 0
Johnson, Texas 5 $ 1,197,000 $ 239,400 $ 0
Nueces, Texas 5 $ 883,000 $ 176,600 $ 0
Rockwall, Texas 5 $ 1,548,000 $ 309,600 $ 38,000
Tooele, Utah 5 $ 1,171,000 $ 234,200 $ 16,000
Bedford, Virginia 5 $ 1,010,000 $ 202,000 $ 34,000
Douglas, Washington 5 $ 980,000 $ 196,000 $ 0
Lee, Alabama 4 $ 678,000 $ 169,500 $ 70,000
Mobile, Alabama 4 $ 854,000 $ 213,500 $ 0
Imperial, California 4 $ 830,000 $ 207,500 $ 51,000
Merced, California 4 $ 997,000 $ 249,250 $ 9,000
Monterey, California 4 $ 1,880,000 $ 470,000 $ 93,000
Flagler, Florida 4 $ 674,000 $ 168,500 $ 0
Hernando, Florida 4 $ 621,000 $ 155,250 $ 39,000
Osceola, Florida 4 $ 747,000 $ 186,750 $ 34,000
Pasco, Florida 4 $ 1,387,000 $ 346,750 $ 19,000
Sarasota, Florida 4 $ 1,341,000 $ 335,250 $ 35,000
Forsyth, Georgia 4 $ 912,000 $ 228,000 $ 51,000
Richmond, Georgia 4 $ 870,000 $ 217,500 $ 16,000
Bonneville, Idaho 4 $ 840,000 $ 210,000 $ 86,000
Allen, Indiana 4 $ 684,000 $ 171,000 $ 0
Hamilton, Indiana 4 $ 800,000 $ 200,000 $ 0
Hendricks, Indiana 4 $ 680,000 $ 170,000 $ 85,000
Charles, Maryland 4 $ 1,514,000 $ 378,500 $ 9,000
Oakland, Michigan 4 $ 1,184,000 $ 296,000 $ 13,000
Camden, New Jersey 4 $ 567,000 $ 141,750 $ 112,000
Sussex, New Jersey 4 $ 708,000 $ 177,000 $ 33,000
Dona Ana, New Mexico 4 $ 877,000 $ 219,250 $ 0
Valencia, New Mexico 4 $ 649,000 $ 162,250 $ 46,000
Clark, Ohio 4 $ 510,000 $ 127,500 $ 14,000
Clermont, Ohio 4 $ 717,000 $ 179,250 $ 15,000
Montgomery, Ohio 4 $ 686,000 $ 171,500 $ 21,000
Stark, Ohio 4 $ 791,000 $ 197,750 $ 39,000
Canadian, Oklahoma 4 $ 622,000 $ 155,500 $ 0
Cleveland, Oklahoma 4 $ 675,000 $ 168,750 $ 0
Grady, Oklahoma 4 $ 441,000 $ 110,250 $ 0
Logan, Oklahoma 4 $ 796,000 $ 199,000 $ 0
Coos, Oregon 4 $ 585,000 $ 146,250 $ 16,000
Washington, Oregon 4 $ 1,491,000 $ 372,750 $ 22,000
Anderson, South Carolina 4 $ 572,000 $ 143,000 $ 69,000
Beaufort, South Carolina 4 $ 1,278,000 $ 319,500 $ 0
Dorchester, South Carolina 4 $ 631,000 $ 157,750 $ 0
Horry, South Carolina 4 $ 608,000 $ 152,000 $ 8,000
Davidson, Tennessee 4 $ 743,000 $ 185,750 $ 0
Sumner, Tennessee 4 $ 855,000 $ 213,750 $ 61,000
Washington, Tennessee 4 $ 656,000 $ 164,000 $ 0
Parker, Texas 4 $ 905,000 $ 226,250 $ 28,000
Isle of Wight, Virginia 4 $ 2,250,000 $ 562,500 $ 0
Portsmouth, Virginia 4 $ 872,000 $ 218,000 $ 0
Spotsylvania, Virginia 4 $ 1,154,000 $ 288,500 $ 0
Whatcom, Washington 4 $ 988,000 $ 247,000 $ 0
Shelby, Alabama 3 $ 758,000 $ 252,666 $ 0
Matanuska-Susitna, Alaska 3 $ 987,000 $ 329,000 $ 27,000
Yuma, Arizona 3 $ 642,000 $ 214,000 $ 0
Nevada, California 3 $ 936,000 $ 312,000 $ 31,000
Sonoma, California 3 $ 964,000 $ 321,333 $ 58,000
Yuba, California 3 $ 966,000 $ 322,000 $ 0
Larimer, Colorado 3 $ 724,000 $ 241,333 $ 0
Columbia, Florida 3 $ 461,000 $ 153,666 $ 0
Escambia, Florida 3 $ 491,000 $ 163,666 $ 0
Santa Rosa, Florida 3 $ 665,000 $ 221,666 $ 0
Bartow, Georgia 3 $ 808,000 $ 269,333 $ 34,000
Bibb, Georgia 3 $ 401,000 $ 133,666 $ 0
Fayette, Georgia 3 $ 954,000 $ 318,000 $ 53,000
Hall, Georgia 3 $ 667,000 $ 222,333 $ 73,000
Muscogee, Georgia 3 $ 520,000 $ 173,333 $ 34,000
St. Mary's, Maryland 3 $ 1,027,000 $ 342,333 $ 0
Allegan, Michigan 3 $ 361,000 $ 120,333 $ 0
Genesee, Michigan 3 $ 342,000 $ 114,000 $ 0
Clark, Nevada 3 $ 848,000 $ 282,666 $ 0
Monmouth, New Jersey 3 $ 785,000 $ 261,666 $ 0
Union, New Jersey 3 $ 767,000 $ 255,666 $ 103,000
Curry, New Mexico 3 $ 312,000 $ 104,000 $ 24,000
Otero, New Mexico 3 $ 365,000 $ 121,666 $ 4,000
Santa Fe, New Mexico 3 $ 420,000 $ 140,000 $ 78,000
Davidson, North Carolina 3 $ 441,000 $ 147,000 $ 11,000
Franklin, North Carolina 3 $ 594,000 $ 198,000 $ 0
Henderson, North Carolina 3 $ 592,000 $ 197,333 $ 17,000
Iredell, North Carolina 3 $ 841,000 $ 280,333 $ 20,000
Lincoln, North Carolina 3 $ 363,000 $ 121,000 $ 107,000
Transylvania, North Carolina 3 $ 519,000 $ 173,000 $ 0
Hamilton, Ohio 3 $ 419,000 $ 139,666 $ 25,000
Lorain, Ohio 3 $ 249,000 $ 83,000 $ 85,000
Tulsa, Oklahoma 3 $ 512,000 $ 170,666 $ 21,000
Polk, Oregon 3 $ 737,000 $ 245,666 $ 20,000
Allegheny, Pennsylvania 3 $ 442,000 $ 147,333 $ 18,000
Bucks, Pennsylvania 3 $ 783,000 $ 261,000 $ 61,000
Delaware, Pennsylvania 3 $ 422,000 $ 140,666 $ 52,000
Montgomery, Pennsylvania 3 $ 645,000 $ 215,000 $ 0
Philadelphia, Pennsylvania 3 $ 708,000 $ 236,000 $ 20,000
Sevier, Tennessee 3 $ 676,000 $ 225,333 $ 30,000
Tipton, Tennessee 3 $ 515,000 $ 171,666 $ 16,000
Ector, Texas 3 $ 589,000 $ 196,333 $ 0
Galveston, Texas 3 $ 477,000 $ 159,000 $ 0
Hood, Texas 3 $ 683,000 $ 227,666 $ 32,000
Lubbock, Texas 3 $ 520,000 $ 173,333 $ 0
Midland, Texas 3 $ 918,000 $ 306,000 $ 0
Montgomery, Texas 3 $ 702,000 $ 234,000 $ 0
Washington, Utah 3 $ 938,000 $ 312,666 $ 17,000
Alexandria, Virginia 3 $ 1,134,000 $ 378,000 $ 9,000
Hanover, Virginia 3 $ 864,000 $ 288,000 $ 0
Orange, Virginia 3 $ 736,000 $ 245,333 $ 14,000
Richmond City, Virginia 3 $ 414,000 $ 138,000 $ 0
Roanoke City, Virginia 3 $ 449,000 $ 149,666 $ 0
Warren, Virginia 3 $ 657,000 $ 219,000 $ 0
Chelan, Washington 3 $ 812,000 $ 270,666 $ 46,000
Skagit, Washington 3 $ 791,000 $ 263,666 $ 12,000
Yakima, Washington 3 $ 579,000 $ 193,000 $ 22,000
Dane, Wisconsin 3 $ 698,000 $ 232,666 $ 0
Milwaukee, Wisconsin 3 $ 601,000 $ 200,333 $ 0
Laramie, Wyoming 3 $ 520,000 $ 173,333 $ 40,000
Calhoun, Alabama 2 $ 231,000 $ 115,500 $ 0
Coffee, Alabama 2 $ 478,000 $ 239,000 $ 0
Marshall, Alabama 2 $ 469,000 $ 234,500 $ 0
Tallapoosa, Alabama 2 $ 565,000 $ 282,500 $ 37,000
Tuscaloosa, Alabama 2 $ 322,000 $ 161,000 $ 0
Amador, California 2 $ 340,000 $ 170,000 $ 53,000
Del Norte, California 2 $ 389,000 $ 194,500 $ 25,000
Lassen, California 2 $ 442,000 $ 221,000 $ 31,000
San Luis Obispo, California 2 $ 580,000 $ 290,000 $ 25,000
Sutter, California 2 $ 378,000 $ 189,000 $ 0
Tuolumne, California 2 $ 836,000 $ 418,000 $ 37,000
Yolo, California 2 $ 576,000 $ 288,000 $ 0
Boulder, Colorado 2 $ 925,000 $ 462,500 $ 86,000
Teller, Colorado 2 $ 510,000 $ 255,000 $ 0
Alachua, Florida 2 $ 430,000 $ 215,000 $ 77,000
Charlotte, Florida 2 $ 550,000 $ 275,000 $ 84,000
Citrus, Florida 2 $ 289,000 $ 144,500 $ 0
Collier, Florida 2 $ 483,000 $ 241,500 $ 27,000
Putnam, Florida 2 $ 410,000 $ 205,000 $ 0
Bryan, Georgia 2 $ 602,000 $ 301,000 $ 51,000
Bulloch, Georgia 2 $ 260,000 $ 130,000 $ 92,000
Camden, Georgia 2 $ 320,000 $ 160,000 $ 0
Effingham, Georgia 2 $ 576,000 $ 288,000 $ 0
Floyd, Georgia 2 $ 359,000 $ 179,500 $ 0
Harris, Georgia 2 $ 439,000 $ 219,500 $ 0
Liberty, Georgia 2 $ 312,000 $ 156,000 $ 0
Lumpkin, Georgia 2 $ 389,000 $ 194,500 $ 0
Walton, Georgia 2 $ 468,000 $ 234,000 $ 62,000
Fremont, Idaho 2 $ 252,000 $ 126,000 $ 48,000
Nez Perce, Idaho 2 $ 319,000 $ 159,500 $ 0
Grundy, Illinois 2 $ 508,000 $ 254,000 $ 125,000
Kane, Illinois 2 $ 575,000 $ 287,500 $ 129,000
Lee, Illinois 2 $ 387,000 $ 193,500 $ 79,000
McHenry, Illinois 2 $ 429,000 $ 214,500 $ 60,000
St. Clair, Illinois 2 $ 318,000 $ 159,000 $ 49,000
Winnebago, Illinois 2 $ 405,000 $ 202,500 $ 58,000
Hancock, Indiana 2 $ 389,000 $ 194,500 $ 39,000
Lake, Indiana 2 $ 469,000 $ 234,500 $ 0
Monroe, Indiana 2 $ 363,000 $ 181,500 $ 0
Porter, Indiana 2 $ 432,000 $ 216,000 $ 0
Leavenworth, Kansas 2 $ 233,000 $ 116,500 $ 0
Riley, Kansas 2 $ 403,000 $ 201,500 $ 84,000
Shawnee, Kansas 2 $ 242,000 $ 121,000 $ 0
Wyandotte, Kansas 2 $ 344,000 $ 172,000 $ 31,000
Cumberland, Maine 2 $ 561,000 $ 280,500 $ 64,000
Carroll, Maryland 2 $ 555,000 $ 277,500 $ 35,000
Cecil, Maryland 2 $ 563,000 $ 281,500 $ 38,000
Wicomico, Maryland 2 $ 515,000 $ 257,500 $ 30,000
Macomb, Michigan 2 $ 301,000 $ 150,500 $ 0
Bergen, New Jersey 2 $ 223,000 $ 111,500 $ 146,000
Cape May, New Jersey 2 $ 481,000 $ 240,500 $ 82,000
Essex, New Jersey 2 $ 310,000 $ 155,000 $ 71,000
Warren, New Jersey 2 $ 560,000 $ 280,000 $ 0
Alamance, North Carolina 2 $ 340,000 $ 170,000 $ 0
Catawba, North Carolina 2 $ 387,000 $ 193,500 $ 31,000
Craven, North Carolina 2 $ 406,000 $ 203,000 $ 0
Currituck, North Carolina 2 $ 704,000 $ 352,000 $ 0
Davie, North Carolina 2 $ 537,000 $ 268,500 $ 0
Hoke, North Carolina 2 $ 312,000 $ 156,000 $ 0
Johnston, North Carolina 2 $ 448,000 $ 224,000 $ 0
Champaign, Ohio 2 $ 310,000 $ 155,000 $ 0
Delaware, Ohio 2 $ 443,000 $ 221,500 $ 0
Greene, Ohio 2 $ 296,000 $ 148,000 $ 0
Lucas, Ohio 2 $ 254,000 $ 127,000 $ 0
Ross, Ohio 2 $ 285,000 $ 142,500 $ 0
Trumbull, Ohio 2 $ 281,000 $ 140,500 $ 0
Comanche, Oklahoma 2 $ 377,000 $ 188,500 $ 0
Creek, Oklahoma 2 $ 377,000 $ 188,500 $ 0
Adams, Pennsylvania 2 $ 414,000 $ 207,000 $ 0
Butler, Pennsylvania 2 $ 406,000 $ 203,000 $ 40,000
Cumberland, Pennsylvania 2 $ 350,000 $ 175,000 $ 19,000
Monroe, Pennsylvania 2 $ 350,000 $ 175,000 $ 0
Northampton, Pennsylvania 2 $ 489,000 $ 244,500 $ 0
Westmoreland, Pennsylvania 2 $ 487,000 $ 243,500 $ 0
Aiken, South Carolina 2 $ 385,000 $ 192,500 $ 0
Oconee, South Carolina 2 $ 260,000 $ 130,000 $ 0
Blount, Tennessee 2 $ 413,000 $ 206,500 $ 33,000
Bradley, Tennessee 2 $ 545,000 $ 272,500 $ 33,000
Hickman, Tennessee 2 $ 554,000 $ 277,000 $ 0
Marion, Tennessee 2 $ 307,000 $ 153,500 $ 28,000
Aransas, Texas 2 $ 327,000 $ 163,500 $ 75,000
Brazos, Texas 2 $ 413,000 $ 206,500 $ 0
Cameron, Texas 2 $ 636,000 $ 318,000 $ 80,000
Chambers, Texas 2 $ 401,000 $ 200,500 $ 0
Comal, Texas 2 $ 360,000 $ 180,000 $ 32,000
Ellis, Texas 2 $ 386,000 $ 193,000 $ 32,000
Hidalgo, Texas 2 $ 339,000 $ 169,500 $ 24,000
Kaufman, Texas 2 $ 472,000 $ 236,000 $ 29,000
McLennan, Texas 2 $ 411,000 $ 205,500 $ 0
Potter, Texas 2 $ 149,000 $ 74,500 $ 61,000
Tom Green, Texas 2 $ 440,000 $ 220,000 $ 0
Wise, Texas 2 $ 282,000 $ 141,000 $ 0
Box Elder, Utah 2 $ 322,000 $ 161,000 $ 0
Campbell, Virginia 2 $ 408,000 $ 204,000 $ 0
Fauquier, Virginia 2 $ 644,000 $ 322,000 $ 36,000
Halifax, Virginia 2 $ 714,000 $ 357,000 $ 0
Hopewell, Virginia 2 $ 358,000 $ 179,000 $ 30,000
Roanoke, Virginia 2 $ 333,000 $ 166,500 $ 25,000
Suffolk, Virginia 2 $ 446,000 $ 223,000 $ 0
Clallam, Washington 2 $ 431,000 $ 215,500 $ 34,000
Grant, Washington 2 $ 263,000 $ 131,500 $ 33,000
Grays Harbor, Washington 2 $ 308,000 $ 154,000 $ 0
Lewis, Washington 2 $ 385,000 $ 192,500 $ 77,000
Mason, Washington 2 $ 447,000 $ 223,500 $ 0
Stevens, Washington 2 $ 385,000 $ 192,500 $ 23,000
Racine, Wisconsin 2 $ 407,000 $ 203,500 $ 0
Covington, Alabama 1 $ 286,000 $ 286,000 $ 0
Cullman, Alabama 1 $ 187,000 $ 187,000 $ 0
Dale, Alabama 1 $ 167,000 $ 167,000 $ 0
Franklin, Alabama 1 $ 300,000 $ 300,000 $ 100,000
Limestone, Alabama 1 $ 371,000 $ 371,000 $ 0
Montgomery, Alabama 1 $ 180,000 $ 180,000 $ 0
Morgan, Alabama 1 $ 216,000 $ 216,000 $ 0
Russell, Alabama 1 $ 172,000 $ 172,000 $ 0
St. Clair, Alabama 1 $ 483,000 $ 483,000 $ 133,000
Kenai Peninsula, Alaska 1 $ 263,000 $ 263,000 $ 0
Cochise, Arizona 1 $ 235,000 $ 235,000 $ 0
Coconino, Arizona 1 $ 202,000 $ 202,000 $ 0
Navajo, Arizona 1 $ 135,000 $ 135,000 $ 0
Santa Cruz, Arizona 1 $ 185,000 $ 185,000 $ 0
Calaveras, California 1 $ 251,000 $ 251,000 $ 0
Humboldt, California 1 $ 140,000 $ 140,000 $ 31,000
Inyo, California 1 $ 150,000 $ 150,000 $ 54,000
Marin, California 1 $ 853,000 $ 853,000 $ 0
Napa, California 1 $ 693,000 $ 693,000 $ 0
San Benito, California 1 $ 280,000 $ 280,000 $ 66,000
Siskiyou, California 1 $ 129,000 $ 129,000 $ 0
Chaffee, Colorado 1 $ 314,000 $ 314,000 $ 0
Elbert, Colorado 1 $ 173,000 $ 173,000 $ 74,000
Fremont, Colorado 1 $ 299,000 $ 299,000 $ 0
Garfield, Colorado 1 $ 160,000 $ 160,000 $ 0
Lake, Colorado 1 $ 320,000 $ 320,000 $ 0
Las Animas, Colorado 1 $ 590,000 $ 590,000 $ 120,000
Logan, Colorado 1 $ 132,000 $ 132,000 $ 0
Montrose, Colorado 1 $ 224,000 $ 224,000 $ 0
Morgan, Colorado 1 $ 142,000 $ 142,000 $ 0
Phillips, Colorado 1 $ 166,000 $ 166,000 $ 0
Leon, Florida 1 $ 331,000 $ 331,000 $ 0
Monroe, Florida 1 $ 271,000 $ 271,000 $ 55,000
Okeechobee, Florida 1 $ 139,000 $ 139,000 $ 0
Sumter, Florida 1 $ 165,000 $ 165,000 $ 0
Banks, Georgia 1 $ 135,000 $ 135,000 $ 65,000
Barrow, Georgia 1 $ 243,000 $ 243,000 $ 0
Catoosa, Georgia 1 $ 199,000 $ 199,000 $ 0
Decatur, Georgia 1 $ 341,000 $ 341,000 $ 92,000
Dougherty, Georgia 1 $ 185,000 $ 185,000 $ 0
Elbert, Georgia 1 $ 200,000 $ 200,000 $ 42,000
Fannin, Georgia 1 $ 266,000 $ 266,000 $ 0
Haralson, Georgia 1 $ 80,000 $ 80,000 $ 0
Houston, Georgia 1 $ 114,000 $ 114,000 $ 0
Jackson, Georgia 1 $ 166,000 $ 166,000 $ 0
Jasper, Georgia 1 $ 189,000 $ 189,000 $ 0
McDuffie, Georgia 1 $ 191,000 $ 191,000 $ 0
Monroe, Georgia 1 $ 163,000 $ 163,000 $ 0
Newton, Georgia 1 $ 371,000 $ 371,000 $ 0
Polk, Georgia 1 $ 153,000 $ 153,000 $ 56,000
Pulaski, Georgia 1 $ 256,000 $ 256,000 $ 0
Tattnall, Georgia 1 $ 113,000 $ 113,000 $ 0
Upson, Georgia 1 $ 213,000 $ 213,000 $ 0
White, Georgia 1 $ 374,000 $ 374,000 $ 0
Bannock, Idaho 1 $ 305,000 $ 305,000 $ 75,000
Bingham, Idaho 1 $ 130,000 $ 130,000 $ 0
Bonner, Idaho 1 $ 250,000 $ 250,000 $ 0
Boundary, Idaho 1 $ 231,000 $ 231,000 $ 0
Gem, Idaho 1 $ 172,000 $ 172,000 $ 0
Payette, Idaho 1 $ 178,000 $ 178,000 $ 0
Twin Falls, Idaho 1 $ 432,000 $ 432,000 $ 0
Bureau, Illinois 1 $ 163,000 $ 163,000 $ 91,000
Crawford, Illinois 1 $ 134,000 $ 134,000 $ 86,000
Kendall, Illinois 1 $ 308,000 $ 308,000 $ 141,000
Knox, Illinois 1 $ 176,000 $ 176,000 $ 0
Macon, Illinois 1 $ 131,000 $ 131,000 $ 59,000
Peoria, Illinois 1 $ 220,000 $ 220,000 $ 78,000
Sangamon, Illinois 1 $ 220,000 $ 220,000 $ 142,000
Clark, Indiana 1 $ 130,000 $ 130,000 $ 71,000
Crawford, Indiana 1 $ 211,000 $ 211,000 $ 0
Delaware, Indiana 1 $ 166,000 $ 166,000 $ 0
Elkhart, Indiana 1 $ 207,000 $ 207,000 $ 0
Floyd, Indiana 1 $ 137,000 $ 137,000 $ 0
Huntington, Indiana 1 $ 229,000 $ 229,000 $ 0
Jackson, Indiana 1 $ 265,000 $ 265,000 $ 0
Jennings, Indiana 1 $ 194,000 $ 194,000 $ 0
Kosciusko, Indiana 1 $ 140,000 $ 140,000 $ 50,000
LaPorte, Indiana 1 $ 145,000 $ 145,000 $ 0
Marshall, Indiana 1 $ 142,000 $ 142,000 $ 0
Miami, Indiana 1 $ 176,000 $ 176,000 $ 0
Noble, Indiana 1 $ 111,000 $ 111,000 $ 0
Putnam, Indiana 1 $ 173,000 $ 173,000 $ 0
St. Joseph, Indiana 1 $ 162,000 $ 162,000 $ 0
Tippecanoe, Indiana 1 $ 110,000 $ 110,000 $ 0
Wayne, Indiana 1 $ 270,000 $ 270,000 $ 0
Dickinson, Kansas 1 $ 129,000 $ 129,000 $ 0
Franklin, Kansas 1 $ 123,000 $ 123,000 $ 48,000
Pottawatomie, Kansas 1 $ 217,000 $ 217,000 $ 0
Rice, Kansas 1 $ 137,000 $ 137,000 $ 0
Oxford, Maine 1 $ 179,000 $ 179,000 $ 0
Washington, Maine 1 $ 196,000 $ 196,000 $ 0
York, Maine 1 $ 188,000 $ 188,000 $ 0
Baltimore City, Maryland 1 $ 107,000 $ 107,000 $ 0
Calvert, Maryland 1 $ 157,000 $ 157,000 $ 0
Frederick, Maryland 1 $ 168,000 $ 168,000 $ 0
Harford, Maryland 1 $ 359,000 $ 359,000 $ 0
Howard, Maryland 1 $ 382,000 $ 382,000 $ 0
Somerset, Maryland 1 $ 123,000 $ 123,000 $ 0
Washington, Maryland 1 $ 349,000 $ 349,000 $ 0
Berrien, Michigan 1 $ 175,000 $ 175,000 $ 0
Clinton, Michigan 1 $ 168,000 $ 168,000 $ 0
Dickinson, Michigan 1 $ 229,000 $ 229,000 $ 13,000
Eaton, Michigan 1 $ 289,000 $ 289,000 $ 0
Lapeer, Michigan 1 $ 260,000 $ 260,000 $ 0
Livingston, Michigan 1 $ 192,000 $ 192,000 $ 0
Ottawa, Michigan 1 $ 122,000 $ 122,000 $ 34,000
St. Clair, Michigan 1 $ 286,000 $ 286,000 $ 0
Carver, Minnesota 1 $ 224,000 $ 224,000 $ 0
Washoe, Nevada 1 $ 170,000 $ 170,000 $ 0
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Mortgage Loan Application Detail Totals for Intercap Lending Inc in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,722 $665,264,000 $244,000 $1,300,000 $19,000 $400,000
Home Purchase 353 $51,317,000 $145,000 $880,000 $154,000 $2,721,000
Home Improvement 211 $53,525,000 $253,000 $669,000 $79,000 $175,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,028 $479,178,000 $236,000 $1,300,000 $32,000 $513,000
Black or African American 428 $105,317,000 $246,000 $814,000 $17,000 $225,000
Hispanic 395 $92,205,000 $233,000 $825,000 $35,000 $248,000
Not Provided 255 $52,764,000 $206,000 $651,000 $72,000 $2,721,000
Asian 121 $24,870,000 $205,000 $880,000 $148,000 $656,000
American Indian or Alaskan Native 36 $8,068,000 $224,000 $444,000 $7,000 $102,000
Native Hawaiin or Other Pacific Islander 23 $7,704,000 $334,000 $529,000 $36,000 $149,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 2,539 $620,197,000 $244,000 $905,000 $13,000 $244,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 612 $117,913,000 $192,000 $1,300,000 $132,000 $2,721,000
FHA-insured (Federal Housing Administration) 135 $31,996,000 $237,000 $712,000 $68,000 $237,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,677 $391,559,000 $233,000 $903,000 $15,000 $175,000
Application Withdrawn By Applicant 727 $182,655,000 $251,000 $1,300,000 $56,000 $2,721,000
Loan Originated 690 $151,021,000 $218,000 $905,000 $68,000 $656,000
Application Denied By Financial Institution 163 $37,334,000 $229,000 $618,000 $44,000 $226,000
File Closed For Incompleteness 24 $6,410,000 $267,000 $603,000 $89,000 $269,000
Application Approved But Not Accepted 5 $1,127,000 $225,000 $571,000 $83,000 $117,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 78 $17,976,000 $230,000 $618,000 $38,000 $225,000
Debt-To-Income Ratio 34 $8,060,000 $237,000 $503,000 $66,000 $200,000
Other 24 $5,685,000 $236,000 $515,000 $37,000 $150,000
Collateral 12 $2,823,000 $235,000 $571,000 $74,000 $226,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Intercap Lending Inc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Intercap Lending Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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