Intercap Lending Inc Mortgage Lending & HMDA Data, 2016
In 2016, Intercap Lending Inc of Salt Lake City, UT reported 3,286 mortgage applications totaling $770.1 million. The average application was for $234,359, and applicants reported an average income of $37,355. 21% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (132), Riverside-San Bernardino-Ontario, CA (132) and Denver-Aurora-Lakewood, CO (92) (applications in parentheses).
| Mortgage Company & Address | Intercap Lending Inc 910 East 6600 South Salt Lake City, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 3,286 |
| Total Mortgage Loan Application Amount | $770,106,000 |
| Average Mortgage Loan Application Amount | $234,359 |
| Highest Mortgage Loan Application Amount | $1,300,000 |
| Average Applicant Income | $37,355 |
| Highest Applicant Income | $2,721,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Intercap Lending Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 132 | $ 21,925,000 | $ 166,098 | $ 96,000 |
| Riverside-San Bernardino-Ontario, CA | 132 | $ 36,632,000 | $ 277,515 | $ 42,000 |
| Denver-Aurora-Lakewood, CO | 92 | $ 25,008,000 | $ 271,826 | $ 35,000 |
| Phoenix-Mesa-Scottsdale, AZ | 89 | $ 19,934,000 | $ 223,977 | $ 11,000 |
| Los Angeles-Long Beach-Glendale, CA | 84 | $ 30,006,000 | $ 357,214 | $ 70,000 |
| Houston-The Woodlands-Sugar Land, TX | 82 | $ 14,659,000 | $ 178,768 | $ 51,000 |
| San Antonio-New Braunfels, TX | 77 | $ 16,040,000 | $ 208,311 | $ 16,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 75 | $ 19,572,000 | $ 260,960 | $ 7,786 |
| Charlotte-Concord-Gastonia, NC-SC | 70 | $ 12,361,000 | $ 176,585 | $ 86,600 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 67 | $ 23,897,000 | $ 356,671 | $ 7,850 |
| San Diego-Carlsbad, CA | 66 | $ 25,797,000 | $ 390,863 | $ 39,000 |
| Anaheim-Santa Ana-Irvine, CA | 63 | $ 27,334,000 | $ 433,873 | $ 83,000 |
| Dallas-Plano-Irving, TX | 58 | $ 13,089,000 | $ 225,672 | $ 38,000 |
| Albuquerque, NM | 55 | $ 8,317,000 | $ 151,218 | $ 63,000 |
| Seattle-Bellevue-Everett, WA | 55 | $ 17,554,000 | $ 319,163 | $ 21,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 51 | $ 15,096,000 | $ 296,000 | $ 20,588 |
| Cleveland-Elyria, OH | 49 | $ 4,187,000 | $ 85,448 | $ 153,000 |
| Tacoma-Lakewood, WA | 46 | $ 11,460,000 | $ 249,130 | $ 6,000 |
| Colorado Springs, CO | 44 | $ 11,025,000 | $ 250,568 | $ 29,000 |
| Austin-Round Rock, TX | 42 | $ 8,911,000 | $ 212,166 | $ 50,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 42 | $ 12,685,000 | $ 302,023 | $ 64,000 |
| Fort Worth-Arlington, TX | 41 | $ 8,923,000 | $ 217,634 | $ 37,000 |
| Tampa-St. Petersburg-Clearwater, FL | 41 | $ 9,829,000 | $ 239,731 | $ 26,000 |
| Oakland-Hayward-Berkeley, CA | 37 | $ 14,269,000 | $ 385,648 | $ 82,000 |
| Indianapolis-Carmel-Anderson, IN | 30 | $ 4,700,000 | $ 156,666 | $ 42,000 |
| Columbia, SC | 29 | $ 3,763,000 | $ 129,758 | $ 189,000 |
| Chicago-Naperville-Arlington Heights, IL | 27 | $ 4,884,000 | $ 180,888 | $ 100,000 |
| Jacksonville, FL | 27 | $ 5,713,000 | $ 211,592 | $ 27,000 |
| Raleigh, NC | 26 | $ 5,514,000 | $ 212,076 | $ 34,000 |
| Salt Lake City, UT | 26 | $ 6,984,000 | $ 268,615 | $ 26,000 |
| Oklahoma City, OK | 25 | $ 4,123,000 | $ 164,920 | $ 6,000 |
| Richmond, VA | 24 | $ 5,419,000 | $ 225,791 | $ 7,000 |
| Spokane-Spokane Valley, WA | 24 | $ 4,560,000 | $ 190,000 | $ 15,000 |
| Ogden-Clearfield, UT | 23 | $ 4,939,000 | $ 214,739 | $ 17,000 |
| Orlando-Kissimmee-Sanford, FL | 21 | $ 4,371,000 | $ 208,142 | $ 17,000 |
| Baltimore-Columbia-Towson, MD | 20 | $ 5,710,000 | $ 285,500 | $ 10,000 |
| Camden, NJ | 20 | $ 4,191,000 | $ 209,550 | $ 52,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 20 | $ 4,619,000 | $ 230,950 | $ 20,000 |
| Fayetteville, NC | 19 | $ 3,861,000 | $ 203,210 | $ 11,000 |
| Birmingham-Hoover, AL | 18 | $ 2,490,000 | $ 138,333 | $ 112,000 |
| Boise City, ID | 18 | $ 3,605,000 | $ 200,277 | $ 19,000 |
| Charleston-North Charleston, SC | 18 | $ 3,418,000 | $ 189,888 | $ 13,000 |
| Jacksonville, NC | 18 | $ 3,664,000 | $ 203,555 | $ 5,000 |
| Killeen-Temple, TX | 17 | $ 3,043,000 | $ 179,000 | $ 0 |
| Stockton-Lodi, CA | 17 | $ 3,675,000 | $ 216,176 | $ 37,000 |
| Clarksville, TN-KY | 16 | $ 3,054,000 | $ 190,875 | $ 0 |
| Greeley, CO | 15 | $ 4,039,000 | $ 269,266 | $ 47,000 |
| El Paso, TX | 14 | $ 2,767,000 | $ 197,642 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 14 | $ 3,608,000 | $ 257,714 | $ 62,000 |
| Tucson, AZ | 14 | $ 2,791,000 | $ 199,357 | $ 15,000 |
| Bakersfield, CA | 13 | $ 2,908,000 | $ 223,692 | $ 13,000 |
| Columbus, OH | 13 | $ 2,533,000 | $ 194,846 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 13 | $ 2,436,000 | $ 187,384 | $ 4,000 |
| Durham-Chapel Hill, NC | 13 | $ 2,010,000 | $ 154,615 | $ 86,000 |
| Eugene, OR | 13 | $ 2,791,000 | $ 214,692 | $ 8,000 |
| Memphis, TN-MS-AR | 13 | $ 1,906,000 | $ 146,615 | $ 31,000 |
| Modesto, CA | 13 | $ 2,637,000 | $ 202,846 | $ 61,000 |
| Winston-Salem, NC | 13 | $ 2,019,000 | $ 155,307 | $ 40,000 |
| Augusta-Richmond County, GA-SC | 12 | $ 2,293,000 | $ 191,083 | $ 15,000 |
| Cincinnati, OH-KY-IN | 12 | $ 2,013,000 | $ 167,750 | $ 16,000 |
| Greenville-Anderson-Mauldin, SC | 12 | $ 2,288,000 | $ 190,666 | $ 33,000 |
| Provo-Orem, UT | 12 | $ 3,266,000 | $ 272,166 | $ 21,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 12 | $ 5,175,000 | $ 431,250 | $ 107,000 |
| Savannah, GA | 12 | $ 3,359,000 | $ 279,916 | $ 41,000 |
| Crestview-Fort Walton Beach-Destin, FL | 11 | $ 2,281,000 | $ 207,363 | $ 21,000 |
| Fresno, CA | 11 | $ 2,339,000 | $ 212,636 | $ 31,000 |
| Miami-Miami Beach-Kendall, FL | 11 | $ 3,073,000 | $ 279,363 | $ 29,000 |
| Olympia-Tumwater, WA | 11 | $ 2,830,000 | $ 257,272 | $ 3,000 |
| Port St. Lucie, FL | 11 | $ 2,415,000 | $ 219,545 | $ 33,000 |
| Salem, OR | 11 | $ 2,564,000 | $ 233,090 | $ 13,000 |
| Asheville, NC | 10 | $ 2,124,000 | $ 212,400 | $ 9,000 |
| Bremerton-Silverdale, WA | 10 | $ 3,344,000 | $ 334,400 | $ 32,000 |
| Kansas City, MO-KS | 10 | $ 1,972,000 | $ 197,200 | $ 24,000 |
| Knoxville, TN | 10 | $ 1,836,000 | $ 183,600 | $ 15,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 10 | $ 1,718,000 | $ 171,800 | $ 41,600 |
| Newark, NJ-PA | 10 | $ 2,110,000 | $ 211,000 | $ 58,000 |
| North Port-Sarasota-Bradenton, FL | 10 | $ 2,853,000 | $ 285,300 | $ 26,000 |
| Pittsburgh, PA | 10 | $ 2,001,000 | $ 200,100 | $ 13,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 2,073,000 | $ 230,333 | $ 32,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 9 | $ 2,181,000 | $ 242,333 | $ 34,000 |
| Greensboro-High Point, NC | 9 | $ 1,375,000 | $ 152,777 | $ 29,000 |
| Huntsville, AL | 9 | $ 2,666,000 | $ 296,222 | $ 48,000 |
| Ocala, FL | 9 | $ 1,192,000 | $ 132,444 | $ 15,000 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 1,717,000 | $ 190,777 | $ 56,000 |
| Prescott, AZ | 9 | $ 2,314,000 | $ 257,111 | $ 13,000 |
| Pueblo, CO | 9 | $ 2,354,000 | $ 261,555 | $ 8,000 |
| Vallejo-Fairfield, CA | 9 | $ 3,140,000 | $ 348,888 | $ 12,000 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 2,223,000 | $ 247,000 | $ 5,000 |
| Anchorage, AK | 8 | $ 2,584,000 | $ 323,000 | $ 31,000 |
| Kennewick-Richland, WA | 8 | $ 1,702,000 | $ 212,750 | $ 0 |
| Medford, OR | 8 | $ 2,100,000 | $ 262,500 | $ 39,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 8 | $ 3,748,000 | $ 468,500 | $ 72,000 |
| Wenatchee, WA | 8 | $ 1,792,000 | $ 224,000 | $ 17,000 |
| Abilene, TX | 7 | $ 1,378,000 | $ 196,857 | $ 0 |
| Corpus Christi, TX | 7 | $ 1,210,000 | $ 172,857 | $ 21,000 |
| Dayton, OH | 7 | $ 1,070,000 | $ 152,857 | $ 12,000 |
| Lake Havasu City-Kingman, AZ | 7 | $ 1,443,000 | $ 206,142 | $ 10,000 |
| Lakeland-Winter Haven, FL | 7 | $ 1,312,000 | $ 187,428 | $ 27,000 |
| Lynchburg, VA | 7 | $ 1,418,000 | $ 202,571 | $ 24,000 |
| Roanoke, VA | 7 | $ 1,206,000 | $ 172,285 | $ 7,000 |
| San Francisco-Redwood City-South San Francisco, CA | 7 | $ 3,234,000 | $ 462,000 | $ 98,000 |
| Spartanburg, SC | 7 | $ 1,027,000 | $ 146,714 | $ 52,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 1,485,000 | $ 247,500 | $ 0 |
| Bend-Redmond, OR | 6 | $ 1,851,000 | $ 308,500 | $ 25,000 |
| Coeur D'Alene, ID | 6 | $ 1,298,000 | $ 216,333 | $ 20,000 |
| Columbus, GA-AL | 6 | $ 1,131,000 | $ 188,500 | $ 16,666 |
| Grand Junction, CO | 6 | $ 1,046,000 | $ 174,333 | $ 7,000 |
| Grants Pass, OR | 6 | $ 1,623,000 | $ 270,500 | $ 19,000 |
| Johnson City, TN | 6 | $ 994,000 | $ 165,666 | $ 0 |
| Longview, WA | 6 | $ 1,258,000 | $ 209,666 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 6 | $ 1,428,000 | $ 238,000 | $ 30,000 |
| Panama City, FL | 6 | $ 1,213,000 | $ 202,166 | $ 10,000 |
| Pensacola-Ferry Pass-Brent, FL | 6 | $ 1,156,000 | $ 192,666 | $ 0 |
| Philadelphia, PA | 6 | $ 1,130,000 | $ 188,333 | $ 36,000 |
| Silver Spring-Frederick-Rockville, MD | 6 | $ 2,046,000 | $ 341,000 | $ 11,000 |
| Tulsa, OK | 6 | $ 1,066,000 | $ 177,666 | $ 10,000 |
| Visalia-Porterville, CA | 6 | $ 1,356,000 | $ 226,000 | $ 36,000 |
| Albany, OR | 5 | $ 979,000 | $ 195,800 | $ 0 |
| Chico, CA | 5 | $ 1,134,000 | $ 226,800 | $ 27,000 |
| Daphne-Fairhope-Foley, AL | 5 | $ 842,000 | $ 168,400 | $ 64,000 |
| Detroit-Dearborn-Livonia, MI | 5 | $ 897,000 | $ 179,400 | $ 13,000 |
| Hanford-Corcoran, CA | 5 | $ 935,000 | $ 187,000 | $ 29,000 |
| Lake County-Kenosha County, IL-WI | 5 | $ 999,000 | $ 199,800 | $ 82,000 |
| Milwaukee-Waukesha-West Allis, WI | 5 | $ 965,000 | $ 193,000 | $ 0 |
| Redding, CA | 5 | $ 1,173,000 | $ 234,600 | $ 6,000 |
| Santa Maria-Santa Barbara, CA | 5 | $ 1,862,000 | $ 372,400 | $ 31,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 5 | $ 928,000 | $ 185,600 | $ 42,000 |
| Wichita, KS | 5 | $ 1,071,000 | $ 214,200 | $ 0 |
| Wilmington, NC | 5 | $ 930,000 | $ 186,000 | $ 23,000 |
| Yuba City, CA | 5 | $ 1,344,000 | $ 268,800 | $ 0 |
| Auburn-Opelika, AL | 4 | $ 678,000 | $ 169,500 | $ 70,000 |
| Bellingham, WA | 4 | $ 988,000 | $ 247,000 | $ 0 |
| Canton-Massillon, OH | 4 | $ 791,000 | $ 197,750 | $ 39,000 |
| Chattanooga, TN-GA | 4 | $ 621,000 | $ 155,250 | $ 13,500 |
| El Centro, CA | 4 | $ 830,000 | $ 207,500 | $ 51,000 |
| Fort Wayne, IN | 4 | $ 684,000 | $ 171,000 | $ 0 |
| Gary, IN | 4 | $ 901,000 | $ 225,250 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 1,278,000 | $ 319,500 | $ 0 |
| Idaho Falls, ID | 4 | $ 840,000 | $ 210,000 | $ 86,000 |
| Las Cruces, NM | 4 | $ 877,000 | $ 219,250 | $ 0 |
| Macon, GA | 4 | $ 564,000 | $ 141,000 | $ 0 |
| Merced, CA | 4 | $ 997,000 | $ 249,250 | $ 9,000 |
| Mobile, AL | 4 | $ 854,000 | $ 213,500 | $ 0 |
| Salinas, CA | 4 | $ 1,880,000 | $ 470,000 | $ 93,000 |
| Springfield, OH | 4 | $ 510,000 | $ 127,500 | $ 14,000 |
| Amarillo, TX | 3 | $ 306,000 | $ 102,000 | $ 41,000 |
| California-Lexington Park, MD | 3 | $ 1,027,000 | $ 342,333 | $ 0 |
| Cheyenne, WY | 3 | $ 520,000 | $ 173,333 | $ 40,000 |
| Flint, MI | 3 | $ 342,000 | $ 114,000 | $ 0 |
| Fort Collins, CO | 3 | $ 724,000 | $ 241,333 | $ 0 |
| Gainesville, GA | 3 | $ 667,000 | $ 222,333 | $ 73,000 |
| Harrisburg-Carlisle, PA | 3 | $ 582,000 | $ 194,000 | $ 12,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 549,000 | $ 183,000 | $ 49,000 |
| Las Vegas-Henderson-Paradise, NV | 3 | $ 848,000 | $ 282,666 | $ 0 |
| Lewiston, ID-WA | 3 | $ 512,000 | $ 170,666 | $ 0 |
| Lubbock, TX | 3 | $ 520,000 | $ 173,333 | $ 0 |
| Madison, WI | 3 | $ 698,000 | $ 232,666 | $ 0 |
| Manhattan, KS | 3 | $ 620,000 | $ 206,666 | $ 56,000 |
| Midland, TX | 3 | $ 918,000 | $ 306,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 3 | $ 791,000 | $ 263,666 | $ 12,000 |
| Odessa, TX | 3 | $ 589,000 | $ 196,333 | $ 0 |
| Portland-South Portland, ME | 3 | $ 749,000 | $ 249,666 | $ 43,000 |
| Salisbury, MD-DE | 3 | $ 638,000 | $ 212,666 | $ 20,000 |
| Santa Fe, NM | 3 | $ 420,000 | $ 140,000 | $ 78,000 |
| Santa Rosa, CA | 3 | $ 964,000 | $ 321,333 | $ 58,000 |
| St. George, UT | 3 | $ 938,000 | $ 312,666 | $ 17,000 |
| Yakima, WA | 3 | $ 579,000 | $ 193,000 | $ 22,000 |
| Yuma, AZ | 3 | $ 642,000 | $ 214,000 | $ 0 |
| Akron, OH | 2 | $ 306,000 | $ 153,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 231,000 | $ 115,500 | $ 0 |
| Beaumont-Port Arthur, TX | 2 | $ 238,000 | $ 119,000 | $ 24,000 |
| Bloomington, IN | 2 | $ 363,000 | $ 181,500 | $ 0 |
| Boulder, CO | 2 | $ 925,000 | $ 462,500 | $ 86,000 |
| Brownsville-Harlingen, TX | 2 | $ 636,000 | $ 318,000 | $ 80,000 |
| Burlington, NC | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Charlottesville, VA | 2 | $ 362,000 | $ 181,000 | $ 0 |
| Cleveland, TN | 2 | $ 545,000 | $ 272,500 | $ 33,000 |
| College Station-Bryan, TX | 2 | $ 413,000 | $ 206,500 | $ 0 |
| East Stroudsburg, PA | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Elgin, IL | 2 | $ 575,000 | $ 287,500 | $ 129,000 |
| Gainesville, FL | 2 | $ 430,000 | $ 215,000 | $ 77,000 |
| Gettysburg, PA | 2 | $ 414,000 | $ 207,000 | $ 0 |
| Hinesville, GA | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Homosassa Springs, FL | 2 | $ 289,000 | $ 144,500 | $ 0 |
| Jackson, TN | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Lansing-East Lansing, MI | 2 | $ 457,000 | $ 228,500 | $ 0 |
| Lawton, OK | 2 | $ 377,000 | $ 188,500 | $ 0 |
| Louisville/Jefferson County, KY-IN | 2 | $ 267,000 | $ 133,500 | $ 35,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 339,000 | $ 169,500 | $ 24,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 335,000 | $ 167,500 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 483,000 | $ 241,500 | $ 27,000 |
| New Bern, NC | 2 | $ 406,000 | $ 203,000 | $ 0 |
| Ocean City, NJ | 2 | $ 481,000 | $ 240,500 | $ 82,000 |
| Punta Gorda, FL | 2 | $ 550,000 | $ 275,000 | $ 84,000 |
| Racine, WI | 2 | $ 407,000 | $ 203,500 | $ 0 |
| Rockford, IL | 2 | $ 405,000 | $ 202,500 | $ 58,000 |
| Rome, GA | 2 | $ 359,000 | $ 179,500 | $ 0 |
| San Angelo, TX | 2 | $ 440,000 | $ 220,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 580,000 | $ 290,000 | $ 25,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 337,000 | $ 168,500 | $ 65,000 |
| St. Louis, MO-IL | 2 | $ 318,000 | $ 159,000 | $ 49,000 |
| Staunton-Waynesboro, VA | 2 | $ 525,000 | $ 262,500 | $ 35,000 |
| Toledo, OH | 2 | $ 254,000 | $ 127,000 | $ 0 |
| Topeka, KS | 2 | $ 242,000 | $ 121,000 | $ 0 |
| Tuscaloosa, AL | 2 | $ 322,000 | $ 161,000 | $ 0 |
| Waco, TX | 2 | $ 411,000 | $ 205,500 | $ 0 |
| Warner Robins, GA | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Wilmington, DE-MD-NJ | 2 | $ 563,000 | $ 281,500 | $ 38,000 |
| Winchester, VA-WV | 2 | $ 525,000 | $ 262,500 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 281,000 | $ 140,500 | $ 0 |
| Albany, GA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Appleton, WI | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 180,000 | $ 180,000 | $ 58,000 |
| Bloomsburg-Berwick, PA | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Casper, WY | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Corvallis, OR | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Decatur, AL | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Decatur, IL | 1 | $ 131,000 | $ 131,000 | $ 59,000 |
| Eau Claire, WI | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Erie, PA | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Florence, SC | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 1 | $ 122,000 | $ 122,000 | $ 34,000 |
| Greenville, NC | 1 | $ 137,000 | $ 137,000 | $ 62,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 349,000 | $ 349,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Lafayette-West Lafayette, IN | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Lancaster, PA | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Lebanon, PA | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Logan, UT-ID | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Longview, TX | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Montgomery, AL | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Morristown, TN | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Muncie, IN | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Napa, CA | 1 | $ 693,000 | $ 693,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Peoria, IL | 1 | $ 220,000 | $ 220,000 | $ 78,000 |
| Pocatello, ID | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Reno, NV | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Rocky Mount, NC | 1 | $ 187,000 | $ 187,000 | $ 0 |
| San Rafael, CA | 1 | $ 853,000 | $ 853,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 167,000 | $ 167,000 | $ 62,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Springfield, IL | 1 | $ 220,000 | $ 220,000 | $ 142,000 |
| State College, PA | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Sumter, SC | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Tallahassee, FL | 1 | $ 331,000 | $ 331,000 | $ 0 |
| Texarkana, TX-AR | 1 | $ 186,000 | $ 186,000 | $ 0 |
| The Villages, FL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Trenton, NJ | 1 | $ 194,000 | $ 194,000 | $ 78,000 |
| Tyler, TX | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Walla Walla, WA | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 165,000 | $ 165,000 | $ 0 |
| York-Hanover, PA | 1 | $ 125,000 | $ 125,000 | $ 0 |
Mortgage Loan Application Detail Totals for Intercap Lending Inc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,722 | $665,264,000 | $244,000 | $1,300,000 | $19,000 | $400,000 |
| Home Purchase | 353 | $51,317,000 | $145,000 | $880,000 | $154,000 | $2,721,000 |
| Home Improvement | 211 | $53,525,000 | $253,000 | $669,000 | $79,000 | $175,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,028 | $479,178,000 | $236,000 | $1,300,000 | $32,000 | $513,000 |
| Black or African American | 428 | $105,317,000 | $246,000 | $814,000 | $17,000 | $225,000 |
| Hispanic | 395 | $92,205,000 | $233,000 | $825,000 | $35,000 | $248,000 |
| Not Provided | 255 | $52,764,000 | $206,000 | $651,000 | $72,000 | $2,721,000 |
| Asian | 121 | $24,870,000 | $205,000 | $880,000 | $148,000 | $656,000 |
| American Indian or Alaskan Native | 36 | $8,068,000 | $224,000 | $444,000 | $7,000 | $102,000 |
| Native Hawaiin or Other Pacific Islander | 23 | $7,704,000 | $334,000 | $529,000 | $36,000 | $149,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 2,539 | $620,197,000 | $244,000 | $905,000 | $13,000 | $244,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 612 | $117,913,000 | $192,000 | $1,300,000 | $132,000 | $2,721,000 |
| FHA-insured (Federal Housing Administration) | 135 | $31,996,000 | $237,000 | $712,000 | $68,000 | $237,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,677 | $391,559,000 | $233,000 | $903,000 | $15,000 | $175,000 |
| Application Withdrawn By Applicant | 727 | $182,655,000 | $251,000 | $1,300,000 | $56,000 | $2,721,000 |
| Loan Originated | 690 | $151,021,000 | $218,000 | $905,000 | $68,000 | $656,000 |
| Application Denied By Financial Institution | 163 | $37,334,000 | $229,000 | $618,000 | $44,000 | $226,000 |
| File Closed For Incompleteness | 24 | $6,410,000 | $267,000 | $603,000 | $89,000 | $269,000 |
| Application Approved But Not Accepted | 5 | $1,127,000 | $225,000 | $571,000 | $83,000 | $117,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 78 | $17,976,000 | $230,000 | $618,000 | $38,000 | $225,000 |
| Debt-To-Income Ratio | 34 | $8,060,000 | $237,000 | $503,000 | $66,000 | $200,000 |
| Other | 24 | $5,685,000 | $236,000 | $515,000 | $37,000 | $150,000 |
| Collateral | 12 | $2,823,000 | $235,000 | $571,000 | $74,000 | $226,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intercap Lending Inc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intercap Lending Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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