Intercap Lending Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Intercap Lending Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Intercap Lending Inc. 11781 S. Lone Peak Parkway, Suite 200 Espanola, NM 84020 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 3,286 |
| Total Mortgage Loan Application Amount | $770,106,000 |
| Average Mortgage Loan Application Amount | $214,000 |
| Highest Mortgage Loan Application Amount | $1,300,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $2,721,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Intercap Lending Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Intercap Lending Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Intercap Lending Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Intercap Lending Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Intercap Lending Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Intercap Lending Inc.'s mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 132 | $ 21,925,000 | $ 166,000 | $ 96,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 132 | $ 36,632,000 | $ 277,000 | $ 42,000 |
| DENVER-AURORA-LAKEWOOD, CO | 92 | $ 25,008,000 | $ 271,000 | $ 35,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 89 | $ 19,934,000 | $ 223,000 | $ 11,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 84 | $ 30,006,000 | $ 357,000 | $ 70,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 82 | $ 14,659,000 | $ 178,000 | $ 51,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 77 | $ 16,040,000 | $ 208,000 | $ 16,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 75 | $ 19,572,000 | $ 305,000 | $ 4,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 70 | $ 12,361,000 | $ 184,500 | $ 65,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 67 | $ 23,897,000 | $ 352,000 | $ 8,500 |
| SAN DIEGO-CARLSBAD, CA | 66 | $ 25,797,000 | $ 390,000 | $ 39,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 63 | $ 27,334,000 | $ 433,000 | $ 83,000 |
| DALLAS-PLANO-IRVING, TX | 58 | $ 13,089,000 | $ 225,000 | $ 38,000 |
| ALBUQUERQUE, NM | 55 | $ 8,317,000 | $ 151,000 | $ 63,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 55 | $ 17,554,000 | $ 319,000 | $ 21,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 51 | $ 15,096,000 | $ 282,500 | $ 21,000 |
| CLEVELAND-ELYRIA, OH | 49 | $ 4,187,000 | $ 85,000 | $ 153,000 |
| TACOMA-LAKEWOOD, WA | 46 | $ 11,460,000 | $ 249,000 | $ 6,000 |
| COLORADO SPRINGS, CO | 44 | $ 11,025,000 | $ 250,000 | $ 29,000 |
| AUSTIN-ROUND ROCK, TX | 42 | $ 8,911,000 | $ 212,000 | $ 50,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 42 | $ 12,685,000 | $ 302,000 | $ 64,000 |
| FORT WORTH-ARLINGTON, TX | 41 | $ 8,923,000 | $ 217,000 | $ 37,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 41 | $ 9,829,000 | $ 239,000 | $ 26,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 37 | $ 14,269,000 | $ 385,000 | $ 82,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 30 | $ 4,700,000 | $ 156,000 | $ 42,000 |
| COLUMBIA, SC | 29 | $ 3,763,000 | $ 129,000 | $ 189,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 27 | $ 4,884,000 | $ 180,000 | $ 100,000 |
| JACKSONVILLE, FL | 27 | $ 5,713,000 | $ 211,000 | $ 27,000 |
| RALEIGH, NC | 26 | $ 5,514,000 | $ 212,000 | $ 34,000 |
| SALT LAKE CITY, UT | 26 | $ 6,984,000 | $ 268,000 | $ 26,000 |
| OKLAHOMA CITY, OK | 25 | $ 4,123,000 | $ 164,000 | $ 6,000 |
| RICHMOND, VA | 24 | $ 5,419,000 | $ 225,000 | $ 7,000 |
| SPOKANE-SPOKANE VALLEY, WA | 24 | $ 4,560,000 | $ 190,000 | $ 15,000 |
| OGDEN-CLEARFIELD, UT | 23 | $ 4,939,000 | $ 214,000 | $ 17,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 21 | $ 4,371,000 | $ 208,000 | $ 17,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 20 | $ 5,710,000 | $ 285,000 | $ 10,000 |
| CAMDEN, NJ | 20 | $ 4,191,000 | $ 209,000 | $ 52,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 20 | $ 4,619,000 | $ 230,000 | $ 20,000 |
| FAYETTEVILLE, NC | 19 | $ 3,861,000 | $ 203,000 | $ 11,000 |
| BIRMINGHAM-HOOVER, AL | 18 | $ 2,490,000 | $ 138,000 | $ 112,000 |
| BOISE CITY, ID | 18 | $ 3,605,000 | $ 200,000 | $ 19,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 18 | $ 3,418,000 | $ 189,000 | $ 13,000 |
| JACKSONVILLE, NC | 18 | $ 3,664,000 | $ 203,000 | $ 5,000 |
| KILLEEN-TEMPLE, TX | 17 | $ 3,043,000 | $ 179,000 | $ 0 |
| STOCKTON-LODI, CA | 17 | $ 3,675,000 | $ 216,000 | $ 37,000 |
| CLARKSVILLE, TN-KY | 16 | $ 3,054,000 | $ 190,000 | $ 0 |
| GREELEY, CO | 15 | $ 4,039,000 | $ 269,000 | $ 47,000 |
| EL PASO, TX | 14 | $ 2,767,000 | $ 197,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 14 | $ 3,608,000 | $ 257,000 | $ 62,000 |
| TUCSON, AZ | 14 | $ 2,791,000 | $ 199,000 | $ 15,000 |
| BAKERSFIELD, CA | 13 | $ 2,908,000 | $ 223,000 | $ 13,000 |
| COLUMBUS, OH | 13 | $ 2,533,000 | $ 194,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 13 | $ 2,436,000 | $ 187,000 | $ 4,000 |
| DURHAM-CHAPEL HILL, NC | 13 | $ 2,010,000 | $ 154,000 | $ 86,000 |
| EUGENE, OR | 13 | $ 2,791,000 | $ 214,000 | $ 8,000 |
| MEMPHIS, TN-MS-AR | 13 | $ 1,906,000 | $ 146,000 | $ 31,000 |
| MODESTO, CA | 13 | $ 2,637,000 | $ 202,000 | $ 61,000 |
| WINSTON-SALEM, NC | 13 | $ 2,019,000 | $ 155,000 | $ 40,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 12 | $ 2,293,000 | $ 191,000 | $ 9,000 |
| CINCINNATI, OH-KY-IN | 12 | $ 2,013,000 | $ 167,000 | $ 16,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 12 | $ 2,288,000 | $ 190,000 | $ 33,000 |
| PROVO-OREM, UT | 12 | $ 3,266,000 | $ 272,000 | $ 21,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 12 | $ 5,175,000 | $ 431,000 | $ 107,000 |
| SAVANNAH, GA | 12 | $ 3,359,000 | $ 279,000 | $ 41,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 11 | $ 2,281,000 | $ 207,000 | $ 21,000 |
| FRESNO, CA | 11 | $ 2,339,000 | $ 212,000 | $ 31,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 11 | $ 3,073,000 | $ 279,000 | $ 29,000 |
| OLYMPIA-TUMWATER, WA | 11 | $ 2,830,000 | $ 257,000 | $ 3,000 |
| PORT ST. LUCIE, FL | 11 | $ 2,415,000 | $ 219,000 | $ 33,000 |
| SALEM, OR | 11 | $ 2,564,000 | $ 233,000 | $ 13,000 |
| ASHEVILLE, NC | 10 | $ 2,124,000 | $ 212,000 | $ 9,000 |
| BREMERTON-SILVERDALE, WA | 10 | $ 3,344,000 | $ 334,000 | $ 32,000 |
| KANSAS CITY, MO-KS | 10 | $ 1,972,000 | $ 197,000 | $ 24,000 |
| KNOXVILLE, TN | 10 | $ 1,836,000 | $ 183,000 | $ 15,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 10 | $ 1,718,000 | $ 168,500 | $ 36,000 |
| NEWARK, NJ-PA | 10 | $ 2,110,000 | $ 211,000 | $ 58,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 10 | $ 2,853,000 | $ 285,000 | $ 26,000 |
| PITTSBURGH, PA | 10 | $ 2,001,000 | $ 200,000 | $ 13,000 |
| CAPE CORAL-FORT MYERS, FL | 9 | $ 2,073,000 | $ 230,000 | $ 32,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 9 | $ 2,181,000 | $ 242,000 | $ 34,000 |
| GREENSBORO-HIGH POINT, NC | 9 | $ 1,375,000 | $ 152,000 | $ 29,000 |
| HUNTSVILLE, AL | 9 | $ 2,666,000 | $ 296,000 | $ 48,000 |
| OCALA, FL | 9 | $ 1,192,000 | $ 132,000 | $ 15,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 9 | $ 1,717,000 | $ 190,000 | $ 56,000 |
| PRESCOTT, AZ | 9 | $ 2,314,000 | $ 257,000 | $ 13,000 |
| PUEBLO, CO | 9 | $ 2,354,000 | $ 261,000 | $ 8,000 |
| VALLEJO-FAIRFIELD, CA | 9 | $ 3,140,000 | $ 348,000 | $ 12,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 9 | $ 2,223,000 | $ 247,000 | $ 5,000 |
| ANCHORAGE, AK | 8 | $ 2,584,000 | $ 323,000 | $ 31,000 |
| KENNEWICK-RICHLAND, WA | 8 | $ 1,702,000 | $ 212,000 | $ 0 |
| MEDFORD, OR | 8 | $ 2,100,000 | $ 262,000 | $ 39,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 8 | $ 3,748,000 | $ 468,000 | $ 72,000 |
| WENATCHEE, WA | 8 | $ 1,792,000 | $ 224,000 | $ 17,000 |
| ABILENE, TX | 7 | $ 1,378,000 | $ 196,000 | $ 0 |
| CORPUS CHRISTI, TX | 7 | $ 1,210,000 | $ 172,000 | $ 21,000 |
| DAYTON, OH | 7 | $ 1,070,000 | $ 152,000 | $ 12,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 7 | $ 1,443,000 | $ 206,000 | $ 10,000 |
| LAKELAND-WINTER HAVEN, FL | 7 | $ 1,312,000 | $ 187,000 | $ 27,000 |
| LYNCHBURG, VA | 7 | $ 1,418,000 | $ 202,000 | $ 24,000 |
| ROANOKE, VA | 7 | $ 1,206,000 | $ 172,000 | $ 7,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 7 | $ 3,234,000 | $ 462,000 | $ 98,000 |
| SPARTANBURG, SC | 7 | $ 1,027,000 | $ 146,000 | $ 52,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 6 | $ 1,485,000 | $ 255,500 | $ 0 |
| BEND-REDMOND, OR | 6 | $ 1,851,000 | $ 308,000 | $ 25,000 |
| COEUR D'ALENE, ID | 6 | $ 1,298,000 | $ 216,000 | $ 20,000 |
| COLUMBUS, GA-AL | 6 | $ 1,131,000 | $ 181,500 | $ 10,000 |
| GRAND JUNCTION, CO | 6 | $ 1,046,000 | $ 174,000 | $ 7,000 |
| GRANTS PASS, OR | 6 | $ 1,623,000 | $ 270,000 | $ 19,000 |
| JOHNSON CITY, TN | 6 | $ 994,000 | $ 165,000 | $ 0 |
| LONGVIEW, WA | 6 | $ 1,258,000 | $ 209,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 6 | $ 1,428,000 | $ 238,000 | $ 30,000 |
| PANAMA CITY, FL | 6 | $ 1,213,000 | $ 202,000 | $ 10,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 6 | $ 1,156,000 | $ 192,000 | $ 0 |
| PHILADELPHIA, PA | 6 | $ 1,130,000 | $ 188,000 | $ 36,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 6 | $ 2,046,000 | $ 341,000 | $ 11,000 |
| TULSA, OK | 6 | $ 1,066,000 | $ 177,000 | $ 10,000 |
| VISALIA-PORTERVILLE, CA | 6 | $ 1,356,000 | $ 226,000 | $ 36,000 |
| ALBANY, OR | 5 | $ 979,000 | $ 195,000 | $ 0 |
| CHICO, CA | 5 | $ 1,134,000 | $ 226,000 | $ 27,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 5 | $ 842,000 | $ 168,000 | $ 64,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 5 | $ 897,000 | $ 179,000 | $ 13,000 |
| HANFORD-CORCORAN, CA | 5 | $ 935,000 | $ 187,000 | $ 29,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 999,000 | $ 199,000 | $ 82,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 5 | $ 965,000 | $ 193,000 | $ 0 |
| REDDING, CA | 5 | $ 1,173,000 | $ 234,000 | $ 6,000 |
| SANTA MARIA-SANTA BARBARA, CA | 5 | $ 1,862,000 | $ 372,000 | $ 31,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 5 | $ 928,000 | $ 185,000 | $ 42,000 |
| WICHITA, KS | 5 | $ 1,071,000 | $ 214,000 | $ 0 |
| WILMINGTON, NC | 5 | $ 930,000 | $ 186,000 | $ 23,000 |
| YUBA CITY, CA | 5 | $ 1,344,000 | $ 268,000 | $ 0 |
| AUBURN-OPELIKA, AL | 4 | $ 678,000 | $ 169,000 | $ 70,000 |
| BELLINGHAM, WA | 4 | $ 988,000 | $ 247,000 | $ 0 |
| CANTON-MASSILLON, OH | 4 | $ 791,000 | $ 197,000 | $ 39,000 |
| CHATTANOOGA, TN-GA | 4 | $ 621,000 | $ 169,500 | $ 9,000 |
| EL CENTRO, CA | 4 | $ 830,000 | $ 207,000 | $ 51,000 |
| FORT WAYNE, IN | 4 | $ 684,000 | $ 171,000 | $ 0 |
| GARY, IN | 4 | $ 901,000 | $ 225,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 4 | $ 1,278,000 | $ 319,000 | $ 0 |
| IDAHO FALLS, ID | 4 | $ 840,000 | $ 210,000 | $ 86,000 |
| LAS CRUCES, NM | 4 | $ 877,000 | $ 219,000 | $ 0 |
| MACON, GA | 4 | $ 564,000 | $ 141,000 | $ 0 |
| MERCED, CA | 4 | $ 997,000 | $ 249,000 | $ 9,000 |
| MOBILE, AL | 4 | $ 854,000 | $ 213,000 | $ 0 |
| SALINAS, CA | 4 | $ 1,880,000 | $ 470,000 | $ 93,000 |
| SPRINGFIELD, OH | 4 | $ 510,000 | $ 127,000 | $ 14,000 |
| AMARILLO, TX | 3 | $ 306,000 | $ 102,000 | $ 41,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 3 | $ 1,027,000 | $ 342,000 | $ 0 |
| CHEYENNE, WY | 3 | $ 520,000 | $ 173,000 | $ 40,000 |
| FLINT, MI | 3 | $ 342,000 | $ 114,000 | $ 0 |
| FORT COLLINS, CO | 3 | $ 724,000 | $ 241,000 | $ 0 |
| GAINESVILLE, GA | 3 | $ 667,000 | $ 222,000 | $ 73,000 |
| HARRISBURG-CARLISLE, PA | 3 | $ 582,000 | $ 194,000 | $ 12,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 549,000 | $ 183,000 | $ 49,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 3 | $ 848,000 | $ 282,000 | $ 0 |
| LEWISTON, ID-WA | 3 | $ 512,000 | $ 176,000 | $ 0 |
| LUBBOCK, TX | 3 | $ 520,000 | $ 173,000 | $ 0 |
| MADISON, WI | 3 | $ 698,000 | $ 232,000 | $ 0 |
| MANHATTAN, KS | 3 | $ 620,000 | $ 206,000 | $ 56,000 |
| MIDLAND, TX | 3 | $ 918,000 | $ 306,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 791,000 | $ 263,000 | $ 12,000 |
| ODESSA, TX | 3 | $ 589,000 | $ 196,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND, ME | 3 | $ 749,000 | $ 249,000 | $ 43,000 |
| SALISBURY, MD-DE | 3 | $ 638,000 | $ 212,000 | $ 20,000 |
| SANTA FE, NM | 3 | $ 420,000 | $ 140,000 | $ 78,000 |
| SANTA ROSA, CA | 3 | $ 964,000 | $ 321,000 | $ 58,000 |
| ST. GEORGE, UT | 3 | $ 938,000 | $ 312,000 | $ 17,000 |
| YAKIMA, WA | 3 | $ 579,000 | $ 193,000 | $ 22,000 |
| YUMA, AZ | 3 | $ 642,000 | $ 214,000 | $ 0 |
| AKRON, OH | 2 | $ 306,000 | $ 153,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 231,000 | $ 115,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 238,000 | $ 119,000 | $ 24,000 |
| BLOOMINGTON, IN | 2 | $ 363,000 | $ 181,000 | $ 0 |
| BOULDER, CO | 2 | $ 925,000 | $ 462,000 | $ 86,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 636,000 | $ 318,000 | $ 80,000 |
| BURLINGTON, NC | 2 | $ 340,000 | $ 170,000 | $ 0 |
| CHARLOTTESVILLE, VA | 2 | $ 362,000 | $ 181,000 | $ 0 |
| CLEVELAND, TN | 2 | $ 545,000 | $ 272,000 | $ 33,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 413,000 | $ 206,000 | $ 0 |
| EAST STROUDSBURG, PA | 2 | $ 350,000 | $ 175,000 | $ 0 |
| ELGIN, IL | 2 | $ 575,000 | $ 287,000 | $ 129,000 |
| GAINESVILLE, FL | 2 | $ 430,000 | $ 215,000 | $ 77,000 |
| GETTYSBURG, PA | 2 | $ 414,000 | $ 207,000 | $ 0 |
| HINESVILLE, GA | 2 | $ 312,000 | $ 156,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 2 | $ 289,000 | $ 144,000 | $ 0 |
| JACKSON, TN | 2 | $ 310,000 | $ 155,000 | $ 0 |
| LANSING-EAST LANSING, MI | 2 | $ 457,000 | $ 228,000 | $ 0 |
| LAWTON, OK | 2 | $ 377,000 | $ 188,000 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 267,000 | $ 133,000 | $ 35,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 339,000 | $ 169,000 | $ 24,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 335,000 | $ 167,500 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 483,000 | $ 241,000 | $ 27,000 |
| NEW BERN, NC | 2 | $ 406,000 | $ 203,000 | $ 0 |
| OCEAN CITY, NJ | 2 | $ 481,000 | $ 240,000 | $ 82,000 |
| PUNTA GORDA, FL | 2 | $ 550,000 | $ 275,000 | $ 84,000 |
| RACINE, WI | 2 | $ 407,000 | $ 203,000 | $ 0 |
| ROCKFORD, IL | 2 | $ 405,000 | $ 202,000 | $ 58,000 |
| ROME, GA | 2 | $ 359,000 | $ 179,000 | $ 0 |
| SAN ANGELO, TX | 2 | $ 440,000 | $ 220,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 2 | $ 580,000 | $ 290,000 | $ 25,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 337,000 | $ 168,000 | $ 65,000 |
| ST. LOUIS, MO-IL | 2 | $ 318,000 | $ 159,000 | $ 49,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 525,000 | $ 262,000 | $ 35,000 |
| TOLEDO, OH | 2 | $ 254,000 | $ 127,000 | $ 0 |
| TOPEKA, KS | 2 | $ 242,000 | $ 121,000 | $ 0 |
| TUSCALOOSA, AL | 2 | $ 322,000 | $ 161,000 | $ 0 |
| WACO, TX | 2 | $ 411,000 | $ 205,000 | $ 0 |
| WARNER ROBINS, GA | 2 | $ 370,000 | $ 185,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 2 | $ 563,000 | $ 281,000 | $ 38,000 |
| WINCHESTER, VA-WV | 2 | $ 525,000 | $ 262,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 281,000 | $ 140,000 | $ 0 |
| ALBANY, GA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| APPLETON, WI | 1 | $ 168,000 | $ 168,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 251,000 | $ 251,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 180,000 | $ 180,000 | $ 58,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 199,000 | $ 199,000 | $ 0 |
| CASPER, WY | 1 | $ 283,000 | $ 283,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 149,000 | $ 149,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 274,000 | $ 274,000 | $ 0 |
| DECATUR, AL | 1 | $ 216,000 | $ 216,000 | $ 0 |
| DECATUR, IL | 1 | $ 131,000 | $ 131,000 | $ 59,000 |
| EAU CLAIRE, WI | 1 | $ 139,000 | $ 139,000 | $ 0 |
| ELKHART-GOSHEN, IN | 1 | $ 207,000 | $ 207,000 | $ 0 |
| ERIE, PA | 1 | $ 152,000 | $ 152,000 | $ 0 |
| FLAGSTAFF, AZ | 1 | $ 202,000 | $ 202,000 | $ 0 |
| FLORENCE, SC | 1 | $ 300,000 | $ 300,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 142,000 | $ 142,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 122,000 | $ 122,000 | $ 34,000 |
| GREENVILLE, NC | 1 | $ 137,000 | $ 137,000 | $ 62,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 349,000 | $ 349,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 157,000 | $ 157,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 110,000 | $ 110,000 | $ 0 |
| LANCASTER, PA | 1 | $ 161,000 | $ 161,000 | $ 0 |
| LEBANON, PA | 1 | $ 204,000 | $ 204,000 | $ 0 |
| LOGAN, UT-ID | 1 | $ 110,000 | $ 110,000 | $ 0 |
| LONGVIEW, TX | 1 | $ 192,000 | $ 192,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 145,000 | $ 145,000 | $ 0 |
| MONTGOMERY, AL | 1 | $ 180,000 | $ 180,000 | $ 0 |
| MORRISTOWN, TN | 1 | $ 163,000 | $ 163,000 | $ 0 |
| MUNCIE, IN | 1 | $ 166,000 | $ 166,000 | $ 0 |
| NAPA, CA | 1 | $ 693,000 | $ 693,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 1 | $ 137,000 | $ 137,000 | $ 0 |
| PEORIA, IL | 1 | $ 220,000 | $ 220,000 | $ 78,000 |
| POCATELLO, ID | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| RENO, NV | 1 | $ 170,000 | $ 170,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 187,000 | $ 187,000 | $ 0 |
| SAN RAFAEL, CA | 1 | $ 853,000 | $ 853,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 235,000 | $ 235,000 | $ 0 |
| SIOUX FALLS, SD | 1 | $ 167,000 | $ 167,000 | $ 62,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 162,000 | $ 162,000 | $ 0 |
| SPRINGFIELD, IL | 1 | $ 220,000 | $ 220,000 | $ 142,000 |
| STATE COLLEGE, PA | 1 | $ 194,000 | $ 194,000 | $ 0 |
| SUMTER, SC | 1 | $ 166,000 | $ 166,000 | $ 0 |
| TALLAHASSEE, FL | 1 | $ 331,000 | $ 331,000 | $ 0 |
| TEXARKANA, TX-AR | 1 | $ 186,000 | $ 186,000 | $ 0 |
| THE VILLAGES, FL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| TRENTON, NJ | 1 | $ 194,000 | $ 194,000 | $ 78,000 |
| TYLER, TX | 1 | $ 170,000 | $ 170,000 | $ 0 |
| WALLA WALLA, WA | 1 | $ 141,000 | $ 141,000 | $ 0 |
| WICHITA FALLS, TX | 1 | $ 165,000 | $ 165,000 | $ 0 |
| YORK-HANOVER, PA | 1 | $ 125,000 | $ 125,000 | $ 0 |
Mortgage Loan Application Detail Totals for Intercap Lending Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,722 | $665,264,000 | $244,000 | $1,300,000 | $19,000 | $400,000 |
| Home Purchase | 353 | $51,317,000 | $145,000 | $880,000 | $154,000 | $2,721,000 |
| Home Improvement | 211 | $53,525,000 | $253,000 | $669,000 | $79,000 | $175,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,028 | $479,178,000 | $236,000 | $1,300,000 | $32,000 | $513,000 |
| Black or African American | 428 | $105,317,000 | $246,000 | $814,000 | $17,000 | $225,000 |
| Hispanic | 395 | $92,205,000 | $233,000 | $825,000 | $35,000 | $248,000 |
| Not Provided | 255 | $52,764,000 | $206,000 | $651,000 | $72,000 | $2,721,000 |
| Asian | 121 | $24,870,000 | $205,000 | $880,000 | $148,000 | $656,000 |
| American Indian or Alaskan Native | 36 | $8,068,000 | $224,000 | $444,000 | $7,000 | $102,000 |
| Native Hawaiin or Other Pacific Islander | 23 | $7,704,000 | $334,000 | $529,000 | $36,000 | $149,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 2,539 | $620,197,000 | $244,000 | $905,000 | $13,000 | $244,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 612 | $117,913,000 | $192,000 | $1,300,000 | $132,000 | $2,721,000 |
| FHA-insured (Federal Housing Administration) | 135 | $31,996,000 | $237,000 | $712,000 | $68,000 | $237,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,677 | $391,559,000 | $233,000 | $903,000 | $15,000 | $175,000 |
| Application Withdrawn By Applicant | 727 | $182,655,000 | $251,000 | $1,300,000 | $56,000 | $2,721,000 |
| Loan Originated | 690 | $151,021,000 | $218,000 | $905,000 | $68,000 | $656,000 |
| Application Denied By Financial Institution | 163 | $37,334,000 | $229,000 | $618,000 | $44,000 | $226,000 |
| File Closed For Incompleteness | 24 | $6,410,000 | $267,000 | $603,000 | $89,000 | $269,000 |
| Application Approved But Not Accepted | 5 | $1,127,000 | $225,000 | $571,000 | $83,000 | $117,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 78 | $17,976,000 | $230,000 | $618,000 | $38,000 | $225,000 |
| Debt-To-Income Ratio | 34 | $8,060,000 | $237,000 | $503,000 | $66,000 | $200,000 |
| Other | 24 | $5,685,000 | $236,000 | $515,000 | $37,000 | $150,000 |
| Collateral | 12 | $2,823,000 | $235,000 | $571,000 | $74,000 | $226,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intercap Lending Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intercap Lending Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Mexico, download the full spreadsheet
with aggregated HMDA statistics today.