Intercap Lending Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Intercap Lending Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Intercap Lending Inc. 11781 S. Lone Peak Parkway, Suite 200 Espanola, NM 84020 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 15,822 |
| Total Mortgage Loan Application Amount | $5,381,110,000 |
| Average Mortgage Loan Application Amount | $330,500 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $112,000 |
| Highest Applicant Income | $4,416,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Intercap Lending Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Intercap Lending Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Intercap Lending Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Intercap Lending Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Intercap Lending Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Intercap Lending Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 4,874 | $ 1,766,380,000 | $ 362,000 | $ 121,000 |
| Utah County Utah | 2,563 | $ 900,435,000 | $ 351,000 | $ 111,000 |
| Davis County Utah | 1,229 | $ 414,995,000 | $ 337,000 | $ 103,000 |
| Weber County Utah | 1,186 | $ 343,150,000 | $ 289,000 | $ 94,000 |
| Tooele County Utah | 684 | $ 212,010,000 | $ 309,000 | $ 83,000 |
| Washington County Utah | 657 | $ 212,155,000 | $ 322,000 | $ 121,000 |
| San Diego County California | 570 | $ 287,570,000 | $ 504,000 | $ 155,000 |
| Cache County Utah | 338 | $ 95,710,000 | $ 283,000 | $ 91,000 |
| Box Elder County Utah | 280 | $ 75,820,000 | $ 270,000 | $ 81,000 |
| Maricopa County Arizona | 278 | $ 87,000,000 | $ 312,000 | $ 134,000 |
| Iron County Utah | 267 | $ 67,005,000 | $ 250,000 | $ 88,000 |
| Uintah County Utah | 236 | $ 38,960,000 | $ 165,000 | $ 60,000 |
| Clark County Nevada | 205 | $ 58,245,000 | $ 284,000 | $ 119,000 |
| Summit County Utah | 198 | $ 121,840,000 | $ 615,000 | $ 254,000 |
| Sevier County Utah | 183 | $ 40,955,000 | $ 223,000 | $ 82,000 |
| Wasatch County Utah | 130 | $ 70,990,000 | $ 546,000 | $ 230,000 |
| Duchesne County Utah | 128 | $ 19,690,000 | $ 153,000 | $ 64,000 |
| Dallas County Texas | 70 | $ 14,570,000 | $ 208,000 | $ 81,000 |
| Riverside County California | 64 | $ 23,550,000 | $ 367,000 | $ 143,000 |
| Pinal County Arizona | 59 | $ 11,505,000 | $ 195,000 | $ 75,000 |
| Los Angeles County California | 59 | $ 34,955,000 | $ 592,000 | $ 191,000 |
| San Bernardino County California | 55 | $ 17,615,000 | $ 320,000 | $ 130,000 |
| Sanpete County Utah | 54 | $ 13,700,000 | $ 253,000 | $ 83,000 |
| Tarrant County Texas | 52 | $ 11,520,000 | $ 221,000 | $ 110,000 |
| Carbon County Utah | 38 | $ 5,780,000 | $ 152,000 | $ 53,000 |
| Contra Costa County California | 37 | $ 19,895,000 | $ 537,000 | $ 146,000 |
| Alameda County California | 36 | $ 20,710,000 | $ 575,000 | $ 200,000 |
| Bexar County Texas | 30 | $ 6,320,000 | $ 210,000 | $ 133,000 |
| Collin County Texas | 29 | $ 9,845,000 | $ 339,000 | $ 111,000 |
| Beaver County Utah | 28 | $ 5,510,000 | $ 196,000 | $ 72,000 |
| Orange County California | 26 | $ 17,430,000 | $ 670,000 | $ 189,000 |
| Morgan County Utah | 25 | $ 10,275,000 | $ 411,000 | $ 126,000 |
| Denton County Texas | 24 | $ 8,750,000 | $ 364,000 | $ 143,000 |
| Juab County Utah | 24 | $ 6,390,000 | $ 266,000 | $ 97,000 |
| Pima County Arizona | 21 | $ 7,495,000 | $ 356,000 | $ 179,000 |
| Ada County Idaho | 20 | $ 7,140,000 | $ 357,000 | $ 203,000 |
| Rich County Utah | 20 | $ 6,240,000 | $ 312,000 | $ 123,000 |
| Bonneville County Idaho | 18 | $ 4,290,000 | $ 238,000 | $ 159,000 |
| Kane County Utah | 18 | $ 6,250,000 | $ 347,000 | $ 119,000 |
| Yavapai County Arizona | 17 | $ 5,345,000 | $ 314,000 | $ 116,000 |
| Canyon County Idaho | 17 | $ 4,765,000 | $ 280,000 | $ 81,000 |
| Washoe County Nevada | 17 | $ 6,825,000 | $ 401,000 | $ 147,000 |
| Emery County Utah | 15 | $ 2,415,000 | $ 161,000 | $ 95,000 |
| Harris County Texas | 14 | $ 2,560,000 | $ 182,000 | $ 77,000 |
| Wayne County Utah | 14 | $ 3,910,000 | $ 279,000 | $ 98,000 |
| Mohave County Arizona | 13 | $ 2,815,000 | $ 216,000 | $ 82,000 |
| Bannock County Idaho | 13 | $ 2,535,000 | $ 195,000 | $ 89,000 |
| Elko County Nevada | 13 | $ 3,775,000 | $ 290,000 | $ 116,000 |
| Bernalillo County New Mexico | 13 | $ 3,595,000 | $ 276,000 | $ 131,000 |
| Grand County Utah | 13 | $ 4,515,000 | $ 347,000 | $ 139,000 |
| Franklin County Idaho | 12 | $ 3,560,000 | $ 296,000 | $ 134,000 |
| Sacramento County California | 11 | $ 4,645,000 | $ 422,000 | $ 183,000 |
| Solano County California | 10 | $ 2,980,000 | $ 298,000 | $ 96,000 |
| Millard County Utah | 10 | $ 2,510,000 | $ 251,000 | $ 73,000 |
| Denver County Colorado | 9 | $ 2,355,000 | $ 261,000 | $ 158,000 |
| Escambia County Florida | 9 | $ 2,315,000 | $ 257,000 | $ 366,000 |
| Shelby County Tennessee | 9 | $ 1,665,000 | $ 185,000 | $ 109,000 |
| Coconino County Arizona | 8 | $ 2,590,000 | $ 323,000 | $ 176,000 |
| El Paso County Colorado | 8 | $ 2,640,000 | $ 330,000 | $ 158,000 |
| Jefferson County Colorado | 8 | $ 3,200,000 | $ 400,000 | $ 136,000 |
| Fremont County Idaho | 8 | $ 4,070,000 | $ 508,000 | $ 198,000 |
| Jefferson County Idaho | 8 | $ 2,080,000 | $ 260,000 | $ 80,000 |
| Valley County Idaho | 8 | $ 3,750,000 | $ 468,000 | $ 206,000 |
| Garfield County Utah | 8 | $ 2,170,000 | $ 271,000 | $ 161,000 |
| Pierce County Washington | 8 | $ 2,710,000 | $ 338,000 | $ 129,000 |
| Jefferson County Alabama | 7 | $ 965,000 | $ 137,000 | $ 130,000 |
| San Joaquin County California | 7 | $ 3,455,000 | $ 493,000 | $ 164,000 |
| Ventura County California | 7 | $ 3,695,000 | $ 527,000 | $ 144,000 |
| Williamson County Texas | 7 | $ 1,925,000 | $ 275,000 | $ 83,000 |
| San Juan County Utah | 7 | $ 2,245,000 | $ 320,000 | $ 143,000 |
| Island County Washington | 7 | $ 2,205,000 | $ 315,000 | $ 110,000 |
| King County Washington | 7 | $ 2,935,000 | $ 419,000 | $ 123,000 |
| Yuma County Arizona | 6 | $ 1,640,000 | $ 273,000 | $ 203,000 |
| Pulaski County Arkansas | 6 | $ 640,000 | $ 106,000 | $ 283,000 |
| Butte County California | 6 | $ 1,280,000 | $ 213,000 | $ 83,000 |
| El Dorado County California | 6 | $ 2,540,000 | $ 423,000 | $ 204,000 |
| Placer County California | 6 | $ 2,670,000 | $ 445,000 | $ 162,000 |
| Santa Clara County California | 6 | $ 2,990,000 | $ 498,000 | $ 181,000 |
| Arapahoe County Colorado | 6 | $ 1,780,000 | $ 296,000 | $ 103,000 |
| Douglas County Colorado | 6 | $ 2,520,000 | $ 420,000 | $ 146,000 |
| Osceola County Florida | 6 | $ 2,690,000 | $ 448,000 | $ 307,000 |
| Palm Beach County Florida | 6 | $ 1,730,000 | $ 288,000 | $ 130,000 |
| Bingham County Idaho | 6 | $ 1,680,000 | $ 280,000 | $ 85,000 |
| Madison County Idaho | 6 | $ 1,630,000 | $ 271,000 | $ 87,000 |
| Oneida County Idaho | 6 | $ 1,160,000 | $ 193,000 | $ 57,000 |
| Twin Falls County Idaho | 6 | $ 1,410,000 | $ 235,000 | $ 91,000 |
| Marion County Indiana | 6 | $ 710,000 | $ 118,000 | $ 95,000 |
| Wake County North Carolina | 6 | $ 2,390,000 | $ 398,000 | $ 221,000 |
| Hidalgo County Texas | 6 | $ 600,000 | $ 100,000 | $ 110,000 |
| Virginia Beach County Virginia | 6 | $ 1,400,000 | $ 233,000 | $ 79,000 |
| Uinta County Wyoming | 6 | $ 1,740,000 | $ 290,000 | $ 66,000 |
| Madison County Alabama | 5 | $ 1,235,000 | $ 247,000 | $ 135,000 |
| San Francisco County California | 5 | $ 4,875,000 | $ 975,000 | $ 348,000 |
| Adams County Colorado | 5 | $ 1,885,000 | $ 377,000 | $ 125,000 |
| Lee County Florida | 5 | $ 1,855,000 | $ 371,000 | $ 104,000 |
| Manatee County Florida | 5 | $ 1,445,000 | $ 289,000 | $ 235,000 |
| Cassia County Idaho | 5 | $ 1,335,000 | $ 267,000 | $ 54,000 |
| Tulsa County Oklahoma | 5 | $ 1,115,000 | $ 223,000 | $ 129,000 |
| El Paso County Texas | 5 | $ 1,275,000 | $ 255,000 | $ 203,000 |
| Fort Bend County Texas | 5 | $ 1,815,000 | $ 363,000 | $ 142,000 |
| Johnson County Texas | 5 | $ 1,185,000 | $ 237,000 | $ 95,000 |
| Kern County California | 4 | $ 1,060,000 | $ 265,000 | $ 116,000 |
| San Luis Obispo County California | 4 | $ 1,410,000 | $ 352,000 | $ 137,000 |
| Tulare County California | 4 | $ 590,000 | $ 147,000 | $ 188,000 |
| Rio Blanco County Colorado | 4 | $ 600,000 | $ 150,000 | $ 79,000 |
| Hillsborough County Florida | 4 | $ 760,000 | $ 190,000 | $ 109,000 |
| Bear Lake County Idaho | 4 | $ 1,380,000 | $ 345,000 | $ 126,000 |
| Blaine County Idaho | 4 | $ 940,000 | $ 235,000 | $ 125,000 |
| Teton County Idaho | 4 | $ 1,260,000 | $ 315,000 | $ 129,000 |
| Ascension County Louisiana | 4 | $ 660,000 | $ 165,000 | $ 46,000 |
| Nye County Nevada | 4 | $ 1,020,000 | $ 255,000 | $ 60,000 |
| Monmouth County New Jersey | 4 | $ 1,250,000 | $ 312,000 | $ 133,000 |
| Cabarrus County North Carolina | 4 | $ 630,000 | $ 157,000 | $ 97,000 |
| Marion County Oregon | 4 | $ 930,000 | $ 232,000 | $ 112,000 |
| Multnomah County Oregon | 4 | $ 1,840,000 | $ 460,000 | $ 125,000 |
| Polk County Oregon | 4 | $ 1,400,000 | $ 350,000 | $ 122,000 |
| Greenville County South Carolina | 4 | $ 1,030,000 | $ 257,000 | $ 313,000 |
| Ellis County Texas | 4 | $ 1,270,000 | $ 317,000 | $ 230,000 |
| Parker County Texas | 4 | $ 1,620,000 | $ 405,000 | $ 132,000 |
| Piute County Utah | 4 | $ 1,060,000 | $ 265,000 | $ 103,000 |
| Norfolk County Virginia | 4 | $ 940,000 | $ 235,000 | $ 51,000 |
| Prince William County Virginia | 4 | $ 1,120,000 | $ 280,000 | $ 168,000 |
| Baldwin County Alabama | 3 | $ 795,000 | $ 265,000 | $ 85,000 |
| Navajo County Arizona | 3 | $ 585,000 | $ 195,000 | $ 41,000 |
| Imperial County California | 3 | $ 545,000 | $ 181,000 | $ 120,000 |
| Madera County California | 3 | $ 785,000 | $ 261,000 | $ 126,000 |
| Marin County California | 3 | $ 2,365,000 | $ 788,000 | $ 207,000 |
| Mendocino County California | 3 | $ 395,000 | $ 131,000 | $ 89,000 |
| Merced County California | 3 | $ 345,000 | $ 115,000 | $ 102,000 |
| San Mateo County California | 3 | $ 4,195,000 | $ 1,398,000 | $ 306,000 |
| Santa Cruz County California | 3 | $ 1,985,000 | $ 661,000 | $ 163,000 |
| Crowley County Colorado | 3 | $ 315,000 | $ 105,000 | $ 68,000 |
| Grand County Colorado | 3 | $ 1,185,000 | $ 395,000 | $ 211,000 |
| Larimer County Colorado | 3 | $ 1,145,000 | $ 381,000 | $ 99,000 |
| Mesa County Colorado | 3 | $ 525,000 | $ 175,000 | $ 117,000 |
| Pueblo County Colorado | 3 | $ 585,000 | $ 195,000 | $ 91,000 |
| Weld County Colorado | 3 | $ 835,000 | $ 278,000 | $ 62,000 |
| Brevard County Florida | 3 | $ 945,000 | $ 315,000 | $ 94,000 |
| Broward County Florida | 3 | $ 1,325,000 | $ 441,000 | $ 127,000 |
| Lake County Florida | 3 | $ 745,000 | $ 248,000 | $ 99,000 |
| Orange County Florida | 3 | $ 915,000 | $ 305,000 | $ 48,000 |
| Polk County Florida | 3 | $ 445,000 | $ 148,000 | $ 151,000 |
| Volusia County Florida | 3 | $ 1,045,000 | $ 348,000 | $ 124,000 |
| Barrow County Georgia | 3 | $ 605,000 | $ 201,000 | $ 54,000 |
| Liberty County Georgia | 3 | $ 675,000 | $ 225,000 | $ 58,000 |
| Jerome County Idaho | 3 | $ 965,000 | $ 321,000 | $ 83,000 |
| Power County Idaho | 3 | $ 1,005,000 | $ 335,000 | $ 100,000 |
| Baltimore County Maryland | 3 | $ 745,000 | $ 248,000 | $ 234,000 |
| Prince George's County Maryland | 3 | $ 1,615,000 | $ 538,000 | $ 187,000 |
| Otero County New Mexico | 3 | $ 415,000 | $ 138,000 | $ 69,000 |
| Montgomery County Ohio | 3 | $ 385,000 | $ 128,000 | $ 166,000 |
| Linn County Oregon | 3 | $ 1,035,000 | $ 345,000 | $ 73,000 |
| Allegheny County Pennsylvania | 3 | $ 545,000 | $ 181,000 | $ 109,000 |
| Bell County Texas | 3 | $ 585,000 | $ 195,000 | $ 53,000 |
| Henderson County Texas | 3 | $ 365,000 | $ 121,000 | $ 40,000 |
| McLennan County Texas | 3 | $ 505,000 | $ 168,000 | $ 45,000 |
| Montgomery County Texas | 3 | $ 585,000 | $ 195,000 | $ 65,000 |
| Clark County Washington | 3 | $ 1,365,000 | $ 455,000 | $ 271,000 |
| Spokane County Washington | 3 | $ 675,000 | $ 225,000 | $ 63,000 |
| Montgomery County Alabama | 2 | $ 380,000 | $ 190,000 | $ 63,000 |
| Morgan County Alabama | 2 | $ 200,000 | $ 100,000 | $ 94,000 |
| Cochise County Arizona | 2 | $ 380,000 | $ 190,000 | $ 50,000 |
| Gila County Arizona | 2 | $ 290,000 | $ 145,000 | $ 52,000 |
| Graham County Arizona | 2 | $ 670,000 | $ 335,000 | $ 77,000 |
| Lonoke County Arkansas | 2 | $ 220,000 | $ 110,000 | $ 34,000 |
| Fresno County California | 2 | $ 630,000 | $ 315,000 | $ 109,000 |
| Mono County California | 2 | $ 1,610,000 | $ 805,000 | $ 1,310,000 |
| Nevada County California | 2 | $ 850,000 | $ 425,000 | $ 148,000 |
| Sonoma County California | 2 | $ 920,000 | $ 460,000 | $ 112,000 |
| Fremont County Colorado | 2 | $ 530,000 | $ 265,000 | $ 68,000 |
| Routt County Colorado | 2 | $ 1,240,000 | $ 620,000 | $ 214,000 |
| Okaloosa County Florida | 2 | $ 760,000 | $ 380,000 | $ 161,000 |
| Pinellas County Florida | 2 | $ 820,000 | $ 410,000 | $ 384,000 |
| Chattooga County Georgia | 2 | $ 700,000 | $ 350,000 | $ 118,000 |
| Caribou County Idaho | 2 | $ 270,000 | $ 135,000 | $ 47,000 |
| Kootenai County Idaho | 2 | $ 620,000 | $ 310,000 | $ 144,000 |
| Cook County Illinois | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Kane County Illinois | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Allen County Indiana | 2 | $ 330,000 | $ 165,000 | $ 318,000 |
| Hamilton County Indiana | 2 | $ 330,000 | $ 165,000 | $ 0 |
| St. Joseph County Indiana | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Harford County Maryland | 2 | $ 680,000 | $ 340,000 | $ 126,000 |
| Montgomery County Maryland | 2 | $ 480,000 | $ 240,000 | $ 120,000 |
| Dakota County Minnesota | 2 | $ 500,000 | $ 250,000 | $ 56,000 |
| Douglas County Nebraska | 2 | $ 720,000 | $ 360,000 | $ 156,000 |
| Sandoval County New Mexico | 2 | $ 240,000 | $ 120,000 | $ 82,000 |
| Guilford County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 69,000 |
| Mecklenburg County North Carolina | 2 | $ 890,000 | $ 445,000 | $ 113,000 |
| Rowan County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 119,000 |
| Clermont County Ohio | 2 | $ 340,000 | $ 170,000 | $ 66,000 |
| Logan County Oklahoma | 2 | $ 670,000 | $ 335,000 | $ 0 |
| Jackson County Oregon | 2 | $ 650,000 | $ 325,000 | $ 104,000 |
| Lincoln County Oregon | 2 | $ 370,000 | $ 185,000 | $ 89,000 |
| Beaufort County South Carolina | 2 | $ 370,000 | $ 185,000 | $ 101,000 |
| Horry County South Carolina | 2 | $ 590,000 | $ 295,000 | $ 175,000 |
| Fayette County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 232,000 |
| Maury County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 77,000 |
| Montgomery County Tennessee | 2 | $ 580,000 | $ 290,000 | $ 181,000 |
| Brazoria County Texas | 2 | $ 610,000 | $ 305,000 | $ 154,000 |
| Cameron County Texas | 2 | $ 640,000 | $ 320,000 | $ 104,000 |
| Hopkins County Texas | 2 | $ 220,000 | $ 110,000 | $ 43,000 |
| Kaufman County Texas | 2 | $ 680,000 | $ 340,000 | $ 105,000 |
| Nueces County Texas | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Palo Pinto County Texas | 2 | $ 140,000 | $ 70,000 | $ 40,000 |
| Wichita County Texas | 2 | $ 260,000 | $ 130,000 | $ 11,000 |
| Alexandria County Virginia | 2 | $ 1,180,000 | $ 590,000 | $ 138,000 |
| Chesapeake County Virginia | 2 | $ 650,000 | $ 325,000 | $ 166,000 |
| Frederick County Virginia | 2 | $ 780,000 | $ 390,000 | $ 158,000 |
| Newport News County Virginia | 2 | $ 260,000 | $ 130,000 | $ 167,000 |
| Stafford County Virginia | 2 | $ 490,000 | $ 245,000 | $ 87,000 |
| Kitsap County Washington | 2 | $ 500,000 | $ 250,000 | $ 111,000 |
| Snohomish County Washington | 2 | $ 790,000 | $ 395,000 | $ 91,000 |
| Laramie County Wyoming | 2 | $ 360,000 | $ 180,000 | $ 50,000 |
| Lincoln County Wyoming | 2 | $ 530,000 | $ 265,000 | $ 71,000 |
| Coffee County Alabama | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Lawrence County Alabama | 1 | $ 335,000 | $ 335,000 | $ 108,000 |
| Limestone County Alabama | 1 | $ 455,000 | $ 455,000 | $ 134,000 |
| Winston County Alabama | 1 | $ 315,000 | $ 315,000 | $ 331,000 |
| Matanuska-Susitna County Alaska | 1 | $ 425,000 | $ 425,000 | $ 120,000 |
| Apache County Arizona | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Greenlee County Arizona | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Santa Cruz County Arizona | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Crawford County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 41,000 |
| Faulkner County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Alpine County California | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Calaveras County California | 1 | $ 265,000 | $ 265,000 | $ 208,000 |
| Kings County California | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Monterey County California | 1 | $ 735,000 | $ 735,000 | $ 170,000 |
| Napa County California | 1 | $ 515,000 | $ 515,000 | $ 112,000 |
| Santa Barbara County California | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Shasta County California | 1 | $ 285,000 | $ 285,000 | $ 62,000 |
| Stanislaus County California | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Tehama County California | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Archuleta County Colorado | 1 | $ 335,000 | $ 335,000 | $ 51,000 |
| Boulder County Colorado | 1 | $ 605,000 | $ 605,000 | $ 160,000 |
| Gunnison County Colorado | 1 | $ 245,000 | $ 245,000 | $ 45,000 |
| Huerfano County Colorado | 1 | $ 315,000 | $ 315,000 | $ 91,000 |
| Lake County Colorado | 1 | $ 245,000 | $ 245,000 | $ 81,000 |
| Montezuma County Colorado | 1 | $ 475,000 | $ 475,000 | $ 770,000 |
| Summit County Colorado | 1 | $ 405,000 | $ 405,000 | $ 151,000 |
| Teller County Colorado | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Fairfield County Connecticut | 1 | $ 395,000 | $ 395,000 | $ 125,000 |
| New London County Connecticut | 1 | $ 415,000 | $ 415,000 | $ 157,000 |
| District of Columbia County District Of Columbia | 1 | $ 685,000 | $ 685,000 | $ 123,000 |
| Bay County Florida | 1 | $ 345,000 | $ 345,000 | $ 70,000 |
| Charlotte County Florida | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| Flagler County Florida | 1 | $ 285,000 | $ 285,000 | $ 167,000 |
| Highlands County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Levy County Florida | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Marion County Florida | 1 | $ 305,000 | $ 305,000 | $ 600,000 |
| Putnam County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Seminole County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| St. Johns County Florida | 1 | $ 505,000 | $ 505,000 | $ 152,000 |
| Sumter County Florida | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Walton County Florida | 1 | $ 995,000 | $ 995,000 | $ 685,000 |
| Bibb County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Carroll County Georgia | 1 | $ 585,000 | $ 585,000 | $ 147,000 |
| Catoosa County Georgia | 1 | $ 365,000 | $ 365,000 | $ 55,000 |
| Chatham County Georgia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Columbia County Georgia | 1 | $ 245,000 | $ 245,000 | $ 133,000 |
| Effingham County Georgia | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Fulton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Gwinnett County Georgia | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Henry County Georgia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lincoln County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Paulding County Georgia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Peach County Georgia | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| Richmond County Georgia | 1 | $ 155,000 | $ 155,000 | $ 149,000 |
| Rockdale County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Adams County Idaho | 1 | $ 335,000 | $ 335,000 | $ 136,000 |
| Bonner County Idaho | 1 | $ 605,000 | $ 605,000 | $ 90,000 |
| Butte County Idaho | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Lincoln County Idaho | 1 | $ 315,000 | $ 315,000 | $ 86,000 |
| Nez Perce County Idaho | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Adams County Illinois | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Lake County Illinois | 1 | $ 195,000 | $ 195,000 | $ 200,000 |
| Daviess County Indiana | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Elkhart County Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Floyd County Indiana | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Johnson County Indiana | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Lake County Indiana | 1 | $ 295,000 | $ 295,000 | $ 183,000 |
| Ohio County Indiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Jackson County Kansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Johnson County Kansas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 405,000 | $ 405,000 | $ 160,000 |
| Fayette County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 60,000 |
| Hopkins County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 186,000 |
| Jefferson County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 149,000 |
| Jessamine County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Madison County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Cumberland County Maine | 1 | $ 425,000 | $ 425,000 | $ 75,000 |
| Lincoln County Maine | 1 | $ 295,000 | $ 295,000 | $ 269,000 |
| Piscataquis County Maine | 1 | $ 105,000 | $ 105,000 | $ 0 |
| York County Maine | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 435,000 | $ 435,000 | $ 114,000 |
| Calvert County Maryland | 1 | $ 745,000 | $ 745,000 | $ 152,000 |
| Howard County Maryland | 1 | $ 125,000 | $ 125,000 | $ 112,000 |
| Berrien County Michigan | 1 | $ 375,000 | $ 375,000 | $ 81,000 |
| Branch County Michigan | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Lapeer County Michigan | 1 | $ 315,000 | $ 315,000 | $ 107,000 |
| St. Clair County Michigan | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Blue Earth County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 524,000 |
| Hennepin County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 357,000 |
| Otter Tail County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Ramsey County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Lancaster County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Sarpy County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Humboldt County Nevada | 1 | $ 235,000 | $ 235,000 | $ 156,000 |
| Lincoln County Nevada | 1 | $ 155,000 | $ 155,000 | $ 145,000 |
| Lyon County Nevada | 1 | $ 325,000 | $ 325,000 | $ 113,000 |
| Bergen County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Mercer County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Ocean County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Dona Ana County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 0 |
| McKinley County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| Santa Fe County New Mexico | 1 | $ 545,000 | $ 545,000 | $ 115,000 |
| Buncombe County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Cleveland County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 176,000 |
| Harnett County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Moore County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 132,000 |
| Onslow County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Orange County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 110,000 |
| Adams County Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Clinton County Ohio | 1 | $ 465,000 | $ 465,000 | $ 205,000 |
| Cuyahoga County Ohio | 1 | $ 115,000 | $ 115,000 | $ 144,000 |
| Hamilton County Ohio | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Portage County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Shelby County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Warren County Ohio | 1 | $ 825,000 | $ 825,000 | $ 900,000 |
| Comanche County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Love County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 199,000 |
| Oklahoma County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Wagoner County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 170,000 |
| Clackamas County Oregon | 1 | $ 715,000 | $ 715,000 | $ 239,000 |
| Columbia County Oregon | 1 | $ 385,000 | $ 385,000 | $ 84,000 |
| Douglas County Oregon | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Lane County Oregon | 1 | $ 545,000 | $ 545,000 | $ 162,000 |
| Wallowa County Oregon | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Washington County Oregon | 1 | $ 345,000 | $ 345,000 | $ 91,000 |
| Yamhill County Oregon | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Chester County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Columbia County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 109,000 |
| Cumberland County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Dauphin County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 138,000 |
| Montgomery County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 140,000 |
| Northampton County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| Philadelphia County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Richland County South Carolina | 1 | $ 795,000 | $ 795,000 | $ 252,000 |
| York County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Clay County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Davidson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Dickson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Dyer County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Grainger County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| Tipton County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 230,000 |
| Weakley County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| White County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Williamson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| Anderson County Texas | 1 | $ 485,000 | $ 485,000 | $ 138,000 |
| Burnet County Texas | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Cherokee County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Childress County Texas | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Coryell County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Erath County Texas | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| Franklin County Texas | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Galveston County Texas | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Hamilton County Texas | 1 | $ 545,000 | $ 545,000 | $ 252,000 |
| Hood County Texas | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Houston County Texas | 1 | $ 475,000 | $ 475,000 | $ 180,000 |
| Hunt County Texas | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Medina County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Rockwall County Texas | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Scurry County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Taylor County Texas | 1 | $ 265,000 | $ 265,000 | $ 44,000 |
| Waller County Texas | 1 | $ 195,000 | $ 195,000 | $ 24,000 |
| Daggett County Utah | 1 | $ 265,000 | $ 265,000 | $ 295,000 |
| Bedford County Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Loudoun County Virginia | 1 | $ 465,000 | $ 465,000 | $ 180,000 |
| New Kent County Virginia | 1 | $ 385,000 | $ 385,000 | $ 81,000 |
| Orange County Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Petersburg County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 365,000 | $ 365,000 | $ 59,000 |
| York County Virginia | 1 | $ 315,000 | $ 315,000 | $ 74,000 |
| Columbia County Washington | 1 | $ 405,000 | $ 405,000 | $ 64,000 |
| Cowlitz County Washington | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Grant County Washington | 1 | $ 85,000 | $ 85,000 | $ 99,000 |
| Grays Harbor County Washington | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| Mason County Washington | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Stevens County Washington | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Thurston County Washington | 1 | $ 615,000 | $ 615,000 | $ 250,000 |
| Monongalia County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Barron County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Chippewa County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Dane County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 46,000 |
| Manitowoc County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Waukesha County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Campbell County Wyoming | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Natrona County Wyoming | 1 | $ 325,000 | $ 325,000 | $ 143,000 |
| Sublette County Wyoming | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Sweetwater County Wyoming | 1 | $ 645,000 | $ 645,000 | $ 281,000 |
Mortgage Loan Application Detail Totals for Intercap Lending Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,170 | $2,909,910,000 | $356,000 | $3,005,000 | $116,000 | $4,416,000 |
| Refinancing | 4,558 | $1,439,470,000 | $315,000 | $2,625,000 | $117,000 | $2,226,000 |
| Cash-out Refinancing | 3,031 | $1,011,655,000 | $333,000 | $1,545,000 | $110,000 | $1,351,000 |
| Home Improvement | 63 | $20,075,000 | $318,000 | $615,000 | $105,000 | $986,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,362 | $3,933,570,000 | $346,000 | $3,005,000 | $121,000 | $4,416,000 |
| Hispanic | 2,357 | $675,305,000 | $286,000 | $1,125,000 | $79,000 | $757,000 |
| Not Provided | 1,223 | $449,575,000 | $367,000 | $1,925,000 | $125,000 | $1,083,000 |
| Asian | 464 | $181,600,000 | $391,000 | $2,475,000 | $129,000 | $975,000 |
| Black or African American | 236 | $80,980,000 | $343,000 | $1,195,000 | $117,000 | $490,000 |
| American Indian or Alaskan Native | 69 | $20,825,000 | $301,000 | $575,000 | $163,000 | $909,000 |
| Native Hawaiian or Other Pacific Islander | 66 | $20,220,000 | $306,000 | $715,000 | $112,000 | $788,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,974 | $4,397,050,000 | $338,000 | $3,005,000 | $122,000 | $4,416,000 |
| FHA-insured (Federal Housing Administration) | 1,748 | $565,810,000 | $323,000 | $1,475,000 | $74,000 | $378,000 |
| VA-guaranteed (Veterans Administration) | 948 | $376,380,000 | $397,000 | $1,655,000 | $101,000 | $620,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 152 | $41,870,000 | $275,000 | $535,000 | $63,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,692 | $4,291,640,000 | $338,000 | $2,925,000 | $114,000 | $4,177,000 |
| Application Withdrawn By Applicant | 3,006 | $1,047,680,000 | $348,000 | $3,005,000 | $121,000 | $4,416,000 |
| Application Denied By Financial Institution | 124 | $41,790,000 | $337,000 | $1,475,000 | $104,000 | $940,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15,698 | $5,339,320,000 | $340,000 | $3,005,000 | $115,000 | $4,416,000 |
| Debt-To-Income Ratio | 48 | $16,380,000 | $341,000 | $1,405,000 | $77,000 | $355,000 |
| Credit History | 28 | $7,510,000 | $268,000 | $435,000 | $80,000 | $168,000 |
| Employment History | 25 | $8,835,000 | $353,000 | $1,255,000 | $133,000 | $940,000 |
| Collateral | 21 | $8,155,000 | $388,000 | $1,475,000 | $151,000 | $345,000 |
| Other | 1 | $405,000 | $405,000 | $405,000 | $65,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $505,000 | $505,000 | $505,000 | $84,000 | $84,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intercap Lending Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intercap Lending Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Mexico, download the full spreadsheet
with aggregated HMDA statistics today.