Intercap Lending Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Intercap Lending Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Intercap Lending Inc. 11781 S. Lone Peak Parkway, Suite 200 Espanola, NM 84020 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 15,822 |
| Total Mortgage Loan Application Amount | $5,381,110,000 |
| Average Mortgage Loan Application Amount | $330,500 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $112,000 |
| Highest Applicant Income | $4,416,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Intercap Lending Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Intercap Lending Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Intercap Lending Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Intercap Lending Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Intercap Lending Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Intercap Lending Inc.'s mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SALT LAKE CITY, UT | 5,558 | $ 1,978,390,000 | $ 355,000 | $ 116,000 |
| OGDEN-CLEARFIELD, UT | 2,720 | $ 844,240,000 | $ 310,000 | $ 97,000 |
| PROVO-OREM, UT | 2,587 | $ 906,825,000 | $ 350,000 | $ 110,000 |
| NA (OUTSIDE OF MSA/MD) | 1,562 | $ 469,640,000 | $ 241,576 | $ 122,217 |
| ST. GEORGE, UT | 657 | $ 212,155,000 | $ 322,000 | $ 121,000 |
| SAN DIEGO-CARLSBAD, CA | 570 | $ 287,570,000 | $ 504,000 | $ 155,000 |
| LOGAN, UT-ID | 350 | $ 99,270,000 | $ 289,500 | $ 112,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 337 | $ 98,505,000 | $ 292,000 | $ 124,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 205 | $ 58,245,000 | $ 284,000 | $ 119,000 |
| DALLAS-PLANO-IRVING, TX | 131 | $ 35,735,000 | $ 272,000 | $ 103,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 119 | $ 41,165,000 | $ 345,000 | $ 137,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 73 | $ 40,605,000 | $ 556,000 | $ 173,000 |
| FORT WORTH-ARLINGTON, TX | 61 | $ 14,325,000 | $ 234,000 | $ 110,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 59 | $ 34,955,000 | $ 592,000 | $ 191,000 |
| BOISE CITY, ID | 37 | $ 11,905,000 | $ 321,000 | $ 147,000 |
| DENVER-AURORA-LAKEWOOD, CO | 34 | $ 11,740,000 | $ 345,000 | $ 136,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 31 | $ 6,545,000 | $ 211,000 | $ 133,000 |
| IDAHO FALLS, ID | 27 | $ 6,495,000 | $ 240,000 | $ 136,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 26 | $ 17,430,000 | $ 670,000 | $ 189,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 26 | $ 5,920,000 | $ 227,000 | $ 88,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 23 | $ 9,855,000 | $ 428,000 | $ 182,000 |
| TUCSON, AZ | 21 | $ 7,495,000 | $ 356,000 | $ 179,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 17 | $ 5,345,000 | $ 314,000 | $ 116,000 |
| RENO, NV | 17 | $ 6,825,000 | $ 401,000 | $ 147,000 |
| POCATELLO, ID | 16 | $ 3,540,000 | $ 221,000 | $ 91,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 16 | $ 3,930,000 | $ 245,000 | $ 84,000 |
| ALBUQUERQUE, NM | 15 | $ 3,835,000 | $ 255,000 | $ 122,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 14 | $ 6,300,000 | $ 545,333 | $ 146,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 13 | $ 2,815,000 | $ 216,000 | $ 82,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 13 | $ 4,595,000 | $ 353,000 | $ 197,000 |
| MEMPHIS, TN-MS-AR | 12 | $ 2,260,000 | $ 188,000 | $ 139,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 11 | $ 4,915,000 | $ 449,000 | $ 196,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 10 | $ 2,600,000 | $ 328,500 | $ 101,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 10 | $ 1,470,000 | $ 147,000 | $ 95,000 |
| VALLEJO-FAIRFIELD, CA | 10 | $ 2,980,000 | $ 298,000 | $ 96,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 9 | $ 2,235,000 | $ 248,000 | $ 69,000 |
| COLORADO SPRINGS, CO | 9 | $ 2,845,000 | $ 316,000 | $ 144,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 9 | $ 1,015,000 | $ 112,000 | $ 221,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 9 | $ 2,315,000 | $ 257,000 | $ 366,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 9 | $ 3,725,000 | $ 413,000 | $ 118,000 |
| TWIN FALLS, ID | 9 | $ 2,375,000 | $ 263,000 | $ 89,000 |
| FLAGSTAFF, AZ | 8 | $ 2,590,000 | $ 323,000 | $ 176,000 |
| SALEM, OR | 8 | $ 2,330,000 | $ 291,000 | $ 117,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 8 | $ 9,070,000 | $ 1,133,000 | $ 333,000 |
| TACOMA-LAKEWOOD, WA | 8 | $ 2,710,000 | $ 338,000 | $ 129,000 |
| AUSTIN-ROUND ROCK, TX | 7 | $ 1,925,000 | $ 275,000 | $ 83,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 7 | $ 1,985,000 | $ 283,000 | $ 146,000 |
| BIRMINGHAM-HOOVER, AL | 7 | $ 965,000 | $ 137,000 | $ 130,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 7 | $ 3,695,000 | $ 527,000 | $ 144,000 |
| STOCKTON-LODI, CA | 7 | $ 3,455,000 | $ 493,000 | $ 164,000 |
| CHICO, CA | 6 | $ 1,280,000 | $ 213,000 | $ 83,000 |
| HUNTSVILLE, AL | 6 | $ 1,690,000 | $ 281,000 | $ 135,000 |
| MCALLEN-EDINBURG-MISSION, TX | 6 | $ 600,000 | $ 100,000 | $ 110,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 6 | $ 1,520,000 | $ 253,000 | $ 87,000 |
| RALEIGH, NC | 6 | $ 2,390,000 | $ 398,000 | $ 221,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 6 | $ 2,990,000 | $ 498,000 | $ 181,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 6 | $ 1,580,000 | $ 263,000 | $ 247,000 |
| TULSA, OK | 6 | $ 1,340,000 | $ 223,000 | $ 139,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 6 | $ 1,730,000 | $ 288,000 | $ 130,000 |
| YUMA, AZ | 6 | $ 1,640,000 | $ 273,000 | $ 203,000 |
| CAPE CORAL-FORT MYERS, FL | 5 | $ 1,855,000 | $ 371,000 | $ 104,000 |
| CINCINNATI, OH-KY-IN | 5 | $ 1,545,000 | $ 255,000 | $ 339,000 |
| EL PASO, TX | 5 | $ 1,275,000 | $ 255,000 | $ 203,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 5 | $ 1,255,000 | $ 251,000 | $ 249,000 |
| NEW YORK-NEWARK, NY | 5 | $ 1,595,000 | $ 319,000 | $ 133,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 5 | $ 1,445,000 | $ 289,000 | $ 235,000 |
| BAKERSFIELD, CA | 4 | $ 1,060,000 | $ 265,000 | $ 116,000 |
| BATON ROUGE, LA | 4 | $ 660,000 | $ 165,000 | $ 46,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 1,330,000 | $ 332,000 | $ 138,000 |
| KILLEEN-TEMPLE, TX | 4 | $ 840,000 | $ 210,000 | $ 53,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 4 | $ 1,150,000 | $ 287,000 | $ 137,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 1,410,000 | $ 352,000 | $ 137,000 |
| SPOKANE-SPOKANE VALLEY, WA | 4 | $ 810,000 | $ 202,000 | $ 63,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 590,000 | $ 147,000 | $ 188,000 |
| ALBANY, OR | 3 | $ 1,035,000 | $ 345,000 | $ 73,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 505,000 | $ 168,000 | $ 141,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 1,755,000 | $ 585,000 | $ 336,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 795,000 | $ 265,000 | $ 85,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 3 | $ 385,000 | $ 128,000 | $ 166,000 |
| DECATUR, AL | 3 | $ 535,000 | $ 178,000 | $ 99,000 |
| EL CENTRO, CA | 3 | $ 545,000 | $ 181,000 | $ 120,000 |
| FORT COLLINS, CO | 3 | $ 1,145,000 | $ 381,000 | $ 99,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 3 | $ 1,325,000 | $ 441,000 | $ 127,000 |
| GRAND JUNCTION, CO | 3 | $ 525,000 | $ 175,000 | $ 117,000 |
| GREELEY, CO | 3 | $ 835,000 | $ 278,000 | $ 62,000 |
| HINESVILLE, GA | 3 | $ 675,000 | $ 225,000 | $ 58,000 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 445,000 | $ 148,000 | $ 151,000 |
| MADERA, CA | 3 | $ 785,000 | $ 261,000 | $ 126,000 |
| MERCED, CA | 3 | $ 345,000 | $ 115,000 | $ 102,000 |
| OKLAHOMA CITY, OK | 3 | $ 835,000 | $ 278,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 805,000 | $ 268,000 | $ 121,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 945,000 | $ 315,000 | $ 94,000 |
| PITTSBURGH, PA | 3 | $ 545,000 | $ 181,000 | $ 109,000 |
| PUEBLO, CO | 3 | $ 585,000 | $ 195,000 | $ 91,000 |
| RICHMOND, VA | 3 | $ 715,000 | $ 238,000 | $ 63,000 |
| SAN RAFAEL, CA | 3 | $ 2,365,000 | $ 788,000 | $ 207,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 1,985,000 | $ 661,000 | $ 163,000 |
| WACO, TX | 3 | $ 505,000 | $ 168,000 | $ 45,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 500,000 | $ 250,000 | $ 111,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 640,000 | $ 320,000 | $ 104,000 |
| CHEYENNE, WY | 2 | $ 360,000 | $ 180,000 | $ 50,000 |
| CHICAGO-NAPERVILLE, IL | 2 | $ 370,000 | $ 185,000 | $ 0 |
| CLARKSVILLE, TN-KY | 2 | $ 580,000 | $ 290,000 | $ 181,000 |
| COEUR D'ALENE, ID | 2 | $ 620,000 | $ 310,000 | $ 144,000 |
| CORPUS CHRISTI, TX | 2 | $ 370,000 | $ 185,000 | $ 0 |
| ELGIN, IL | 2 | $ 640,000 | $ 320,000 | $ 0 |
| FORT WAYNE, IN | 2 | $ 330,000 | $ 165,000 | $ 318,000 |
| FRESNO, CA | 2 | $ 630,000 | $ 315,000 | $ 109,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 350,000 | $ 175,000 | $ 69,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 610,000 | $ 305,000 | $ 112,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 2 | $ 370,000 | $ 185,000 | $ 101,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 640,000 | $ 320,000 | $ 74,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 430,000 | $ 215,000 | $ 74,500 |
| MEDFORD, OR | 2 | $ 650,000 | $ 325,000 | $ 104,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 530,000 | $ 265,000 | $ 71,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 2 | $ 560,000 | $ 280,000 | $ 124,000 |
| MONTGOMERY, AL | 2 | $ 380,000 | $ 190,000 | $ 63,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2 | $ 590,000 | $ 295,000 | $ 175,000 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 620,000 | $ 310,000 | $ 75,000 |
| SANTA ROSA, CA | 2 | $ 920,000 | $ 460,000 | $ 112,000 |
| SAVANNAH, GA | 2 | $ 450,000 | $ 225,000 | $ 53,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 380,000 | $ 190,000 | $ 50,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 290,000 | $ 145,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 410,000 | $ 205,000 | $ 86,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 2 | $ 480,000 | $ 240,000 | $ 120,000 |
| WICHITA FALLS, TX | 2 | $ 260,000 | $ 130,000 | $ 11,000 |
| WINCHESTER, VA-WV | 2 | $ 780,000 | $ 390,000 | $ 158,000 |
| ABILENE, TX | 1 | $ 265,000 | $ 265,000 | $ 44,000 |
| AKRON, OH | 1 | $ 115,000 | $ 115,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| ANCHORAGE, AK | 1 | $ 425,000 | $ 425,000 | $ 120,000 |
| ASHEVILLE, NC | 1 | $ 215,000 | $ 215,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 245,000 | $ 245,000 | $ 109,000 |
| BOULDER, CO | 1 | $ 605,000 | $ 605,000 | $ 160,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 395,000 | $ 395,000 | $ 125,000 |
| CASPER, WY | 1 | $ 325,000 | $ 325,000 | $ 143,000 |
| CHATTANOOGA, TN-GA | 1 | $ 365,000 | $ 365,000 | $ 55,000 |
| CLEVELAND-ELYRIA, OH | 1 | $ 115,000 | $ 115,000 | $ 144,000 |
| COLUMBIA, SC | 1 | $ 795,000 | $ 795,000 | $ 252,000 |
| COLUMBUS, GA-AL | 1 | $ 195,000 | $ 195,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 385,000 | $ 385,000 | $ 110,000 |
| EAU CLAIRE, WI | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| ELKHART-GOSHEN, IN | 1 | $ 185,000 | $ 185,000 | $ 0 |
| EUGENE, OR | 1 | $ 545,000 | $ 545,000 | $ 162,000 |
| FAYETTEVILLE, NC | 1 | $ 165,000 | $ 165,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 235,000 | $ 235,000 | $ 41,000 |
| GAINESVILLE, FL | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| GARY, IN | 1 | $ 295,000 | $ 295,000 | $ 183,000 |
| HANFORD-CORCORAN, CA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| JACKSONVILLE, FL | 1 | $ 505,000 | $ 505,000 | $ 152,000 |
| JACKSONVILLE, NC | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| KANSAS CITY, MO-KS | 1 | $ 305,000 | $ 305,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 195,000 | $ 195,000 | $ 200,000 |
| LAS CRUCES, NM | 1 | $ 195,000 | $ 195,000 | $ 0 |
| LAWTON, OK | 1 | $ 205,000 | $ 205,000 | $ 0 |
| LEWISTON, ID-WA | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| LINCOLN, NE | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| LONGVIEW, WA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| LYNCHBURG, VA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| MADISON, WI | 1 | $ 245,000 | $ 245,000 | $ 46,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 545,000 | $ 545,000 | $ 524,000 |
| MODESTO, CA | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| MORGANTOWN, WV | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| MORRISTOWN, TN | 1 | $ 265,000 | $ 265,000 | $ 0 |
| NAPA, CA | 1 | $ 515,000 | $ 515,000 | $ 112,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| NEWARK, NJ-PA | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 375,000 | $ 375,000 | $ 81,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 415,000 | $ 415,000 | $ 157,000 |
| OCALA, FL | 1 | $ 305,000 | $ 305,000 | $ 600,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 615,000 | $ 615,000 | $ 250,000 |
| PANAMA CITY, FL | 1 | $ 345,000 | $ 345,000 | $ 70,000 |
| PHILADELPHIA, PA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| REDDING, CA | 1 | $ 285,000 | $ 285,000 | $ 62,000 |
| SALINAS, CA | 1 | $ 735,000 | $ 735,000 | $ 170,000 |
| SANTA FE, NM | 1 | $ 545,000 | $ 545,000 | $ 115,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| SEBRING, FL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| THE VILLAGES, FL | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| TOPEKA, KS | 1 | $ 95,000 | $ 95,000 | $ 0 |
| TRENTON, NJ | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| WARNER ROBINS, GA | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| WICHITA, KS | 1 | $ 405,000 | $ 405,000 | $ 160,000 |
| WILMINGTON, NC | 1 | $ 245,000 | $ 245,000 | $ 132,000 |
| WINSTON-SALEM, NC | 1 | $ 315,000 | $ 315,000 | $ 176,000 |
Mortgage Loan Application Detail Totals for Intercap Lending Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,170 | $2,909,910,000 | $356,000 | $3,005,000 | $116,000 | $4,416,000 |
| Refinancing | 4,558 | $1,439,470,000 | $315,000 | $2,625,000 | $117,000 | $2,226,000 |
| Cash-out Refinancing | 3,031 | $1,011,655,000 | $333,000 | $1,545,000 | $110,000 | $1,351,000 |
| Home Improvement | 63 | $20,075,000 | $318,000 | $615,000 | $105,000 | $986,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,362 | $3,933,570,000 | $346,000 | $3,005,000 | $121,000 | $4,416,000 |
| Hispanic | 2,357 | $675,305,000 | $286,000 | $1,125,000 | $79,000 | $757,000 |
| Not Provided | 1,223 | $449,575,000 | $367,000 | $1,925,000 | $125,000 | $1,083,000 |
| Asian | 464 | $181,600,000 | $391,000 | $2,475,000 | $129,000 | $975,000 |
| Black or African American | 236 | $80,980,000 | $343,000 | $1,195,000 | $117,000 | $490,000 |
| American Indian or Alaskan Native | 69 | $20,825,000 | $301,000 | $575,000 | $163,000 | $909,000 |
| Native Hawaiian or Other Pacific Islander | 66 | $20,220,000 | $306,000 | $715,000 | $112,000 | $788,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,974 | $4,397,050,000 | $338,000 | $3,005,000 | $122,000 | $4,416,000 |
| FHA-insured (Federal Housing Administration) | 1,748 | $565,810,000 | $323,000 | $1,475,000 | $74,000 | $378,000 |
| VA-guaranteed (Veterans Administration) | 948 | $376,380,000 | $397,000 | $1,655,000 | $101,000 | $620,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 152 | $41,870,000 | $275,000 | $535,000 | $63,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,692 | $4,291,640,000 | $338,000 | $2,925,000 | $114,000 | $4,177,000 |
| Application Withdrawn By Applicant | 3,006 | $1,047,680,000 | $348,000 | $3,005,000 | $121,000 | $4,416,000 |
| Application Denied By Financial Institution | 124 | $41,790,000 | $337,000 | $1,475,000 | $104,000 | $940,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15,698 | $5,339,320,000 | $340,000 | $3,005,000 | $115,000 | $4,416,000 |
| Debt-To-Income Ratio | 48 | $16,380,000 | $341,000 | $1,405,000 | $77,000 | $355,000 |
| Credit History | 28 | $7,510,000 | $268,000 | $435,000 | $80,000 | $168,000 |
| Employment History | 25 | $8,835,000 | $353,000 | $1,255,000 | $133,000 | $940,000 |
| Collateral | 21 | $8,155,000 | $388,000 | $1,475,000 | $151,000 | $345,000 |
| Other | 1 | $405,000 | $405,000 | $405,000 | $65,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $505,000 | $505,000 | $505,000 | $84,000 | $84,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intercap Lending Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intercap Lending Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Mexico, download the full spreadsheet
with aggregated HMDA statistics today.