Irwin Union Bank Mortgage Lending & HMDA Data, 2003
In 2003, Irwin Union Bank of Columbus, IN reported 17,417 mortgage applications totaling $1.5 billion. The average application was for $88,577, and applicants reported an average income of $66,646. 40% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Phoenix-Mesa, AZ (796), Indianapolis, IN (671) and Denver, CO (465) (applications in parentheses).
| Mortgage Company & Address | Irwin Union Bank 500 Washington St Columbus, IN 47201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 17,417 |
| Total Mortgage Loan Application Amount | $1,542,748,000 |
| Average Mortgage Loan Application Amount | $88,577 |
| Highest Mortgage Loan Application Amount | $3,300,000 |
| Average Applicant Income | $66,646 |
| Highest Applicant Income | $1,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Irwin Union Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bartholomew, Indiana | 1,109 | $ 131,534,000 | $ 118,605 | $ 66,000 |
| Maricopa, Arizona | 769 | $ 72,801,000 | $ 94,669 | $ 95,000 |
| Los Angeles, California | 396 | $ 47,877,000 | $ 120,901 | $ 95,000 |
| Clark, Nevada | 342 | $ 26,421,000 | $ 77,254 | $ 63,000 |
| San Bernardino, California | 229 | $ 22,025,000 | $ 96,179 | $ 80,000 |
| Johnson, Indiana | 215 | $ 27,645,000 | $ 128,581 | $ 77,000 |
| Riverside, California | 213 | $ 21,153,000 | $ 99,309 | $ 91,000 |
| El Paso, Colorado | 210 | $ 16,194,000 | $ 77,114 | $ 66,000 |
| Monroe, Indiana | 179 | $ 26,733,000 | $ 149,346 | $ 97,000 |
| Shelby, Indiana | 169 | $ 16,415,000 | $ 97,130 | $ 59,000 |
| Marion, Indiana | 160 | $ 18,883,000 | $ 118,018 | $ 69,000 |
| King, Washington | 155 | $ 15,562,000 | $ 100,400 | $ 80,000 |
| Sacramento, California | 152 | $ 13,586,000 | $ 89,381 | $ 71,000 |
| Prince George's, Maryland | 152 | $ 11,119,000 | $ 73,151 | $ 71,000 |
| Jackson, Indiana | 146 | $ 13,710,000 | $ 93,904 | $ 57,000 |
| Pierce, Washington | 136 | $ 11,200,000 | $ 82,352 | $ 68,000 |
| Arapahoe, Colorado | 134 | $ 10,227,000 | $ 76,320 | $ 79,000 |
| Franklin, Ohio | 133 | $ 9,038,000 | $ 67,954 | $ 62,000 |
| San Diego, California | 130 | $ 17,867,000 | $ 137,438 | $ 77,000 |
| Pima, Arizona | 128 | $ 10,726,000 | $ 83,796 | $ 61,000 |
| Adams, Colorado | 121 | $ 10,821,000 | $ 89,429 | $ 77,000 |
| Broward, Florida | 120 | $ 10,246,000 | $ 85,383 | $ 73,000 |
| Orange, Florida | 116 | $ 7,958,000 | $ 68,603 | $ 70,000 |
| Hillsborough, Florida | 115 | $ 7,696,000 | $ 66,921 | $ 72,000 |
| Orange, California | 113 | $ 16,871,000 | $ 149,300 | $ 146,000 |
| Baltimore, Maryland | 112 | $ 7,478,000 | $ 66,767 | $ 70,000 |
| Anne Arundel, Maryland | 105 | $ 9,832,000 | $ 93,638 | $ 74,000 |
| Cook, Illinois | 104 | $ 10,997,000 | $ 105,740 | $ 71,000 |
| Wayne, Michigan | 103 | $ 7,978,000 | $ 77,456 | $ 67,000 |
| Duval, Florida | 98 | $ 6,337,000 | $ 64,663 | $ 60,000 |
| Snohomish, Washington | 96 | $ 7,653,000 | $ 79,718 | $ 67,000 |
| Decatur, Indiana | 95 | $ 8,527,000 | $ 89,757 | $ 56,000 |
| Salt Lake, Utah | 91 | $ 4,798,000 | $ 52,725 | $ 49,000 |
| Montgomery, Pennsylvania | 89 | $ 7,726,000 | $ 86,808 | $ 76,000 |
| Brown, Indiana | 88 | $ 11,060,000 | $ 125,681 | $ 86,000 |
| Palm Beach, Florida | 85 | $ 7,372,000 | $ 86,729 | $ 56,000 |
| Jefferson, Colorado | 84 | $ 6,771,000 | $ 80,607 | $ 57,000 |
| York, Pennsylvania | 84 | $ 5,417,000 | $ 64,488 | $ 62,000 |
| San Joaquin, California | 83 | $ 10,433,000 | $ 125,698 | $ 80,000 |
| Montgomery, Maryland | 82 | $ 9,439,000 | $ 115,109 | $ 94,000 |
| Cuyahoga, Ohio | 81 | $ 7,802,000 | $ 96,320 | $ 64,000 |
| Washington, Oregon | 81 | $ 6,139,000 | $ 75,790 | $ 75,000 |
| Clark, Washington | 80 | $ 5,108,000 | $ 63,850 | $ 60,000 |
| Kern, California | 78 | $ 6,196,000 | $ 79,435 | $ 62,000 |
| Allegheny, Pennsylvania | 77 | $ 5,230,000 | $ 67,922 | $ 54,000 |
| Contra Costa, California | 76 | $ 13,578,000 | $ 178,657 | $ 93,000 |
| Virginia Beach, Virginia | 76 | $ 4,389,000 | $ 57,750 | $ 57,000 |
| Hartford, Connecticut | 75 | $ 5,285,000 | $ 70,466 | $ 74,000 |
| New Castle, Delaware | 75 | $ 5,784,000 | $ 77,120 | $ 64,000 |
| Harford, Maryland | 75 | $ 5,076,000 | $ 67,680 | $ 69,000 |
| Fairfax, Virginia | 75 | $ 10,699,000 | $ 142,653 | $ 101,000 |
| Oakland, Michigan | 72 | $ 7,215,000 | $ 100,208 | $ 93,000 |
| Macomb, Michigan | 69 | $ 4,797,000 | $ 69,521 | $ 70,000 |
| Multnomah, Oregon | 69 | $ 4,961,000 | $ 71,898 | $ 64,000 |
| Miami-Dade, Florida | 68 | $ 5,318,000 | $ 78,205 | $ 79,000 |
| Douglas, Colorado | 66 | $ 6,179,000 | $ 93,621 | $ 91,000 |
| Pinellas, Florida | 66 | $ 4,924,000 | $ 74,606 | $ 77,000 |
| Washoe, Nevada | 66 | $ 4,751,000 | $ 71,984 | $ 67,000 |
| Denver, Colorado | 61 | $ 5,925,000 | $ 97,131 | $ 77,000 |
| Prince William, Virginia | 61 | $ 5,331,000 | $ 87,393 | $ 86,000 |
| Clackamas, Oregon | 60 | $ 4,586,000 | $ 76,433 | $ 73,000 |
| Bucks, Pennsylvania | 60 | $ 4,836,000 | $ 80,600 | $ 68,000 |
| Chesterfield, Virginia | 59 | $ 3,653,000 | $ 61,915 | $ 64,000 |
| St. Louis, Missouri | 58 | $ 3,917,000 | $ 67,534 | $ 73,000 |
| Chester, Pennsylvania | 58 | $ 6,128,000 | $ 105,655 | $ 68,000 |
| Charles, Maryland | 56 | $ 3,526,000 | $ 62,964 | $ 81,000 |
| Grand Traverse, Michigan | 55 | $ 8,789,000 | $ 159,800 | $ 83,000 |
| Hamilton, Ohio | 53 | $ 3,557,000 | $ 67,113 | $ 63,000 |
| Thurston, Washington | 53 | $ 3,949,000 | $ 74,509 | $ 64,000 |
| Fresno, California | 52 | $ 4,436,000 | $ 85,307 | $ 67,000 |
| Seminole, Florida | 52 | $ 4,606,000 | $ 88,576 | $ 62,000 |
| Frederick, Maryland | 52 | $ 5,312,000 | $ 102,153 | $ 88,000 |
| Santa Clara, California | 51 | $ 10,553,000 | $ 206,921 | $ 109,000 |
| Milwaukee, Wisconsin | 51 | $ 2,577,000 | $ 50,529 | $ 58,000 |
| Hamilton, Indiana | 50 | $ 7,819,000 | $ 156,380 | $ 65,000 |
| Jefferson, Kentucky | 50 | $ 3,012,000 | $ 60,240 | $ 51,000 |
| Summit, Ohio | 50 | $ 4,391,000 | $ 87,820 | $ 70,000 |
| Stanislaus, California | 49 | $ 4,414,000 | $ 90,081 | $ 69,000 |
| Weld, Colorado | 49 | $ 4,094,000 | $ 83,551 | $ 70,000 |
| Lee, Florida | 49 | $ 3,899,000 | $ 79,571 | $ 103,000 |
| Lancaster, Pennsylvania | 49 | $ 3,646,000 | $ 74,408 | $ 66,000 |
| Davis, Utah | 49 | $ 2,867,000 | $ 58,510 | $ 49,000 |
| Jennings, Indiana | 48 | $ 4,157,000 | $ 86,604 | $ 51,000 |
| Spokane, Washington | 48 | $ 3,158,000 | $ 65,791 | $ 54,000 |
| Carroll, Maryland | 46 | $ 5,060,000 | $ 110,000 | $ 86,000 |
| Bernalillo, New Mexico | 45 | $ 2,806,000 | $ 62,355 | $ 70,000 |
| Marion, Oregon | 44 | $ 3,492,000 | $ 79,363 | $ 67,000 |
| Philadelphia, Pennsylvania | 44 | $ 2,704,000 | $ 61,454 | $ 50,000 |
| Utah, Utah | 44 | $ 2,684,000 | $ 61,000 | $ 65,000 |
| Kitsap, Washington | 44 | $ 3,118,000 | $ 70,863 | $ 65,000 |
| Alameda, California | 43 | $ 8,204,000 | $ 190,790 | $ 84,000 |
| Solano, California | 43 | $ 5,719,000 | $ 133,000 | $ 70,000 |
| Polk, Florida | 43 | $ 2,593,000 | $ 60,302 | $ 47,000 |
| Volusia, Florida | 43 | $ 2,935,000 | $ 68,255 | $ 58,000 |
| Camden, New Jersey | 43 | $ 3,345,000 | $ 77,790 | $ 79,000 |
| Chesapeake, Virginia | 43 | $ 2,979,000 | $ 69,279 | $ 64,000 |
| Dane, Wisconsin | 43 | $ 2,401,000 | $ 55,837 | $ 55,000 |
| New Haven, Connecticut | 42 | $ 2,379,000 | $ 56,642 | $ 71,000 |
| Delaware, Pennsylvania | 42 | $ 3,821,000 | $ 90,976 | $ 79,000 |
| Anchorage, Alaska | 41 | $ 2,610,000 | $ 63,658 | $ 72,000 |
| Kent, Michigan | 41 | $ 3,268,000 | $ 79,707 | $ 66,000 |
| Jackson, Missouri | 41 | $ 2,225,000 | $ 54,268 | $ 90,000 |
| Hillsborough, New Hampshire | 41 | $ 3,785,000 | $ 92,317 | $ 76,000 |
| Berks, Pennsylvania | 41 | $ 2,697,000 | $ 65,780 | $ 62,000 |
| Pasco, Florida | 40 | $ 2,336,000 | $ 58,400 | $ 52,000 |
| Loudoun, Virginia | 40 | $ 4,304,000 | $ 107,600 | $ 84,000 |
| Brevard, Florida | 39 | $ 2,414,000 | $ 61,897 | $ 54,000 |
| Stafford, Virginia | 39 | $ 3,212,000 | $ 82,358 | $ 68,000 |
| Middlesex, New Jersey | 38 | $ 5,128,000 | $ 134,947 | $ 111,000 |
| Lorain, Ohio | 38 | $ 2,500,000 | $ 65,789 | $ 54,000 |
| Montgomery, Ohio | 38 | $ 2,943,000 | $ 77,447 | $ 67,000 |
| Will, Illinois | 37 | $ 3,670,000 | $ 99,189 | $ 68,000 |
| Tulsa, Oklahoma | 37 | $ 1,744,000 | $ 47,135 | $ 70,000 |
| Howard, Maryland | 36 | $ 3,582,000 | $ 99,500 | $ 98,000 |
| Genesee, Michigan | 36 | $ 2,464,000 | $ 68,444 | $ 61,000 |
| Waukesha, Wisconsin | 36 | $ 2,482,000 | $ 68,944 | $ 56,000 |
| Ventura, California | 35 | $ 5,915,000 | $ 169,000 | $ 90,000 |
| DuPage, Illinois | 35 | $ 3,243,000 | $ 92,657 | $ 73,000 |
| Stark, Ohio | 35 | $ 2,546,000 | $ 72,742 | $ 53,000 |
| Northampton, Pennsylvania | 35 | $ 2,156,000 | $ 61,600 | $ 61,000 |
| Manatee, Florida | 34 | $ 2,832,000 | $ 83,294 | $ 59,000 |
| Okaloosa, Florida | 34 | $ 2,071,000 | $ 60,911 | $ 62,000 |
| Butler, Ohio | 34 | $ 2,219,000 | $ 65,264 | $ 75,000 |
| Lehigh, Pennsylvania | 34 | $ 2,942,000 | $ 86,529 | $ 103,000 |
| Fayette, Kentucky | 33 | $ 1,736,000 | $ 52,606 | $ 60,000 |
| Monmouth, New Jersey | 33 | $ 4,631,000 | $ 140,333 | $ 82,000 |
| Ocean, New Jersey | 33 | $ 3,374,000 | $ 102,242 | $ 67,000 |
| Warren, Ohio | 33 | $ 3,127,000 | $ 94,757 | $ 68,000 |
| Dauphin, Pennsylvania | 33 | $ 2,116,000 | $ 64,121 | $ 65,000 |
| Weber, Utah | 33 | $ 1,842,000 | $ 55,818 | $ 61,000 |
| Lake, Illinois | 32 | $ 3,591,000 | $ 112,218 | $ 79,000 |
| Kalamazoo, Michigan | 32 | $ 5,804,000 | $ 181,375 | $ 63,000 |
| Gloucester, New Jersey | 31 | $ 2,667,000 | $ 86,032 | $ 73,000 |
| Medina, Ohio | 31 | $ 3,153,000 | $ 101,709 | $ 78,000 |
| Lane, Oregon | 31 | $ 2,153,000 | $ 69,451 | $ 67,000 |
| Hampton, Virginia | 31 | $ 2,133,000 | $ 68,806 | $ 61,000 |
| Henrico, Virginia | 31 | $ 2,503,000 | $ 80,741 | $ 74,000 |
| Spotsylvania, Virginia | 31 | $ 2,516,000 | $ 81,161 | $ 78,000 |
| Escambia, Florida | 30 | $ 2,189,000 | $ 72,966 | $ 57,000 |
| Providence, Rhode Island | 30 | $ 2,329,000 | $ 77,633 | $ 69,000 |
| Pinal, Arizona | 29 | $ 1,900,000 | $ 65,517 | $ 65,000 |
| Placer, California | 29 | $ 3,797,000 | $ 130,931 | $ 95,000 |
| Lake, Florida | 29 | $ 2,020,000 | $ 69,655 | $ 67,000 |
| St. Mary's, Maryland | 29 | $ 2,667,000 | $ 91,965 | $ 82,000 |
| Clermont, Ohio | 29 | $ 2,958,000 | $ 102,000 | $ 71,000 |
| Clay, Florida | 28 | $ 1,863,000 | $ 66,535 | $ 58,000 |
| Baltimore City, Maryland | 28 | $ 1,238,000 | $ 44,214 | $ 53,000 |
| Ingham, Michigan | 28 | $ 4,488,000 | $ 160,285 | $ 63,000 |
| Burlington, New Jersey | 28 | $ 2,367,000 | $ 84,535 | $ 66,000 |
| Luzerne, Pennsylvania | 28 | $ 1,561,000 | $ 55,750 | $ 47,000 |
| Tulare, California | 27 | $ 1,691,000 | $ 62,629 | $ 63,000 |
| Larimer, Colorado | 27 | $ 1,898,000 | $ 70,296 | $ 63,000 |
| Sarasota, Florida | 27 | $ 1,972,000 | $ 73,037 | $ 59,000 |
| Kane, Illinois | 27 | $ 2,755,000 | $ 102,037 | $ 75,000 |
| Washington, Maryland | 27 | $ 1,827,000 | $ 67,666 | $ 52,000 |
| St. Charles, Missouri | 27 | $ 2,109,000 | $ 78,111 | $ 69,000 |
| Boulder, Colorado | 26 | $ 2,345,000 | $ 90,192 | $ 63,000 |
| Leon, Florida | 26 | $ 1,733,000 | $ 66,653 | $ 53,000 |
| Douglas, Nebraska | 26 | $ 1,430,000 | $ 55,000 | $ 55,000 |
| Fairfield, Connecticut | 25 | $ 4,089,000 | $ 163,560 | $ 99,000 |
| Oklahoma, Oklahoma | 25 | $ 1,267,000 | $ 50,680 | $ 65,000 |
| Westmoreland, Pennsylvania | 25 | $ 1,886,000 | $ 75,440 | $ 55,000 |
| Newport News, Virginia | 25 | $ 1,623,000 | $ 64,920 | $ 62,000 |
| Collier, Florida | 24 | $ 2,114,000 | $ 88,083 | $ 68,000 |
| Morgan, Indiana | 24 | $ 2,936,000 | $ 122,333 | $ 61,000 |
| Boone, Kentucky | 24 | $ 2,043,000 | $ 85,125 | $ 64,000 |
| Pueblo, Colorado | 23 | $ 1,216,000 | $ 52,869 | $ 59,000 |
| New London, Connecticut | 23 | $ 1,571,000 | $ 68,304 | $ 63,000 |
| Ada, Idaho | 23 | $ 1,348,000 | $ 58,608 | $ 52,000 |
| McHenry, Illinois | 23 | $ 2,306,000 | $ 100,260 | $ 83,000 |
| Winnebago, Illinois | 23 | $ 1,725,000 | $ 75,000 | $ 68,000 |
| Union, New Jersey | 23 | $ 2,508,000 | $ 109,043 | $ 93,000 |
| Delaware, Ohio | 23 | $ 1,809,000 | $ 78,652 | $ 68,000 |
| Merced, California | 22 | $ 2,074,000 | $ 94,272 | $ 69,000 |
| Polk, Iowa | 22 | $ 1,082,000 | $ 49,181 | $ 60,000 |
| Calvert, Maryland | 22 | $ 2,196,000 | $ 99,818 | $ 87,000 |
| Cecil, Maryland | 22 | $ 1,444,000 | $ 65,636 | $ 54,000 |
| Rockingham, New Hampshire | 22 | $ 2,547,000 | $ 115,772 | $ 77,000 |
| Greenville, South Carolina | 22 | $ 972,000 | $ 44,181 | $ 63,000 |
| Shelby, Tennessee | 22 | $ 1,094,000 | $ 49,727 | $ 54,000 |
| Hancock, Indiana | 21 | $ 2,900,000 | $ 138,095 | $ 85,000 |
| Monroe, Michigan | 21 | $ 1,339,000 | $ 63,761 | $ 55,000 |
| Washtenaw, Michigan | 21 | $ 2,120,000 | $ 100,952 | $ 86,000 |
| Bergen, New Jersey | 21 | $ 3,981,000 | $ 189,571 | $ 117,000 |
| Licking, Ohio | 21 | $ 1,367,000 | $ 65,095 | $ 54,000 |
| Lucas, Ohio | 21 | $ 1,332,000 | $ 63,428 | $ 48,000 |
| Mohave, Arizona | 20 | $ 1,134,000 | $ 56,700 | $ 48,000 |
| Tolland, Connecticut | 20 | $ 1,552,000 | $ 77,600 | $ 73,000 |
| Johnson, Kansas | 20 | $ 973,000 | $ 48,650 | $ 87,000 |
| Cumberland, Pennsylvania | 20 | $ 1,542,000 | $ 77,100 | $ 56,000 |
| Sonoma, California | 19 | $ 3,690,000 | $ 194,210 | $ 131,000 |
| Litchfield, Connecticut | 19 | $ 1,782,000 | $ 93,789 | $ 72,000 |
| Hendricks, Indiana | 19 | $ 2,939,000 | $ 154,684 | $ 42,000 |
| Jefferson, Louisiana | 19 | $ 864,000 | $ 45,473 | $ 53,000 |
| Ottawa, Michigan | 19 | $ 1,790,000 | $ 94,210 | $ 61,000 |
| Fairfield, Ohio | 19 | $ 1,180,000 | $ 62,105 | $ 48,000 |
| Erie, Pennsylvania | 19 | $ 1,445,000 | $ 76,052 | $ 56,000 |
| Monroe, Pennsylvania | 19 | $ 1,030,000 | $ 54,210 | $ 56,000 |
| Hanover, Virginia | 19 | $ 1,388,000 | $ 73,052 | $ 60,000 |
| Whatcom, Washington | 19 | $ 1,331,000 | $ 70,052 | $ 50,000 |
| Yavapai, Arizona | 18 | $ 1,158,000 | $ 64,333 | $ 53,000 |
| East Baton Rouge, Louisiana | 18 | $ 1,313,000 | $ 72,944 | $ 70,000 |
| Lafayette, Louisiana | 18 | $ 925,000 | $ 51,388 | $ 54,000 |
| Atlantic, New Jersey | 18 | $ 1,818,000 | $ 101,000 | $ 67,000 |
| Lake, Ohio | 18 | $ 1,370,000 | $ 76,111 | $ 61,000 |
| Mahoning, Ohio | 18 | $ 1,691,000 | $ 93,944 | $ 64,000 |
| Norfolk, Virginia | 18 | $ 903,000 | $ 50,166 | $ 58,000 |
| El Dorado, California | 17 | $ 2,101,000 | $ 123,588 | $ 70,000 |
| Madera, California | 17 | $ 1,313,000 | $ 77,235 | $ 56,000 |
| Mesa, Colorado | 17 | $ 1,103,000 | $ 64,882 | $ 54,000 |
| Santa Rosa, Florida | 17 | $ 1,485,000 | $ 87,352 | $ 73,000 |
| Kenton, Kentucky | 17 | $ 1,045,000 | $ 61,470 | $ 72,000 |
| Hennepin, Minnesota | 17 | $ 879,000 | $ 51,705 | $ 66,000 |
| Clay, Missouri | 17 | $ 1,117,000 | $ 65,705 | $ 54,000 |
| Carson City, Nevada | 17 | $ 1,927,000 | $ 113,352 | $ 87,000 |
| St. Lucie, Florida | 16 | $ 958,000 | $ 59,875 | $ 51,000 |
| Jefferson, Missouri | 16 | $ 1,021,000 | $ 63,812 | $ 54,000 |
| Merrimack, New Hampshire | 16 | $ 1,087,000 | $ 67,937 | $ 85,000 |
| Morris, New Jersey | 16 | $ 2,716,000 | $ 169,750 | $ 103,000 |
| Greene, Ohio | 16 | $ 1,334,000 | $ 83,375 | $ 69,000 |
| Portage, Ohio | 16 | $ 1,536,000 | $ 96,000 | $ 76,000 |
| Trumbull, Ohio | 16 | $ 1,177,000 | $ 73,562 | $ 57,000 |
| Jackson, Oregon | 16 | $ 1,351,000 | $ 84,437 | $ 46,000 |
| Adams, Pennsylvania | 16 | $ 1,060,000 | $ 66,250 | $ 55,000 |
| Lebanon, Pennsylvania | 16 | $ 1,274,000 | $ 79,625 | $ 60,000 |
| Portsmouth, Virginia | 16 | $ 1,136,000 | $ 71,000 | $ 62,000 |
| Benton, Washington | 16 | $ 1,299,000 | $ 81,187 | $ 71,000 |
| Rock, Wisconsin | 16 | $ 800,000 | $ 50,000 | $ 62,000 |
| Marion, Florida | 15 | $ 672,000 | $ 44,800 | $ 42,000 |
| Osceola, Florida | 15 | $ 1,234,000 | $ 82,266 | $ 75,000 |
| Lenawee, Michigan | 15 | $ 844,000 | $ 56,266 | $ 74,000 |
| Essex, New Jersey | 15 | $ 1,622,000 | $ 108,133 | $ 97,000 |
| Franklin, Pennsylvania | 15 | $ 937,000 | $ 62,466 | $ 54,000 |
| Washington, Pennsylvania | 15 | $ 824,000 | $ 54,933 | $ 64,000 |
| Brown, Wisconsin | 15 | $ 787,000 | $ 52,466 | $ 53,000 |
| Middlesex, Connecticut | 14 | $ 2,007,000 | $ 143,357 | $ 77,000 |
| Lake, Indiana | 14 | $ 855,000 | $ 61,071 | $ 55,000 |
| Caddo, Louisiana | 14 | $ 778,000 | $ 55,571 | $ 59,000 |
| St. Tammany, Louisiana | 14 | $ 724,000 | $ 51,714 | $ 72,000 |
| York, Maine | 14 | $ 946,000 | $ 67,571 | $ 63,000 |
| Worcester, Massachusetts | 14 | $ 870,000 | $ 62,142 | $ 57,000 |
| Jackson, Michigan | 14 | $ 1,206,000 | $ 86,142 | $ 66,000 |
| Livingston, Michigan | 14 | $ 1,673,000 | $ 119,500 | $ 66,000 |
| Muskegon, Michigan | 14 | $ 976,000 | $ 69,714 | $ 63,000 |
| Pulaski, Arkansas | 13 | $ 570,000 | $ 43,846 | $ 74,000 |
| San Mateo, California | 13 | $ 2,074,000 | $ 159,538 | $ 117,000 |
| Santa Barbara, California | 13 | $ 2,382,000 | $ 183,230 | $ 119,000 |
| Kent, Delaware | 13 | $ 908,000 | $ 69,846 | $ 76,000 |
| Hernando, Florida | 13 | $ 907,000 | $ 69,769 | $ 48,000 |
| St. Johns, Florida | 13 | $ 1,016,000 | $ 78,153 | $ 81,000 |
| Allegan, Michigan | 13 | $ 1,248,000 | $ 96,000 | $ 37,000 |
| Calhoun, Michigan | 13 | $ 860,000 | $ 66,153 | $ 54,000 |
| Eaton, Michigan | 13 | $ 1,090,000 | $ 83,846 | $ 71,000 |
| Saginaw, Michigan | 13 | $ 1,185,000 | $ 91,153 | $ 76,000 |
| Sarpy, Nebraska | 13 | $ 677,000 | $ 52,076 | $ 62,000 |
| Skagit, Washington | 13 | $ 1,346,000 | $ 103,538 | $ 65,000 |
| Racine, Wisconsin | 13 | $ 618,000 | $ 47,538 | $ 57,000 |
| Yuma, Arizona | 12 | $ 729,000 | $ 60,750 | $ 60,000 |
| Sedgwick, Kansas | 12 | $ 734,000 | $ 61,166 | $ 70,000 |
| Cumberland, Maine | 12 | $ 1,295,000 | $ 107,916 | $ 47,000 |
| Bristol, Massachusetts | 12 | $ 836,000 | $ 69,666 | $ 44,000 |
| Essex, Massachusetts | 12 | $ 970,000 | $ 80,833 | $ 77,000 |
| Leelanau, Michigan | 12 | $ 2,428,000 | $ 202,333 | $ 146,000 |
| Dakota, Minnesota | 12 | $ 497,000 | $ 41,416 | $ 50,000 |
| Passaic, New Jersey | 12 | $ 2,155,000 | $ 179,583 | $ 107,000 |
| Clark, Ohio | 12 | $ 694,000 | $ 57,833 | $ 67,000 |
| Deschutes, Oregon | 12 | $ 1,169,000 | $ 97,416 | $ 56,000 |
| Schuylkill, Pennsylvania | 12 | $ 567,000 | $ 47,250 | $ 57,000 |
| Kent, Rhode Island | 12 | $ 1,115,000 | $ 92,916 | $ 69,000 |
| Richland, South Carolina | 12 | $ 638,000 | $ 53,166 | $ 59,000 |
| Frederick, Virginia | 12 | $ 869,000 | $ 72,416 | $ 60,000 |
| Gloucester, Virginia | 12 | $ 980,000 | $ 81,666 | $ 63,000 |
| Lewis, Washington | 12 | $ 1,142,000 | $ 95,166 | $ 44,000 |
| Kenosha, Wisconsin | 12 | $ 994,000 | $ 82,833 | $ 42,000 |
| Windham, Connecticut | 11 | $ 1,000,000 | $ 90,909 | $ 48,000 |
| Alachua, Florida | 11 | $ 653,000 | $ 59,363 | $ 38,000 |
| Bay, Florida | 11 | $ 846,000 | $ 76,909 | $ 52,000 |
| Charlotte, Florida | 11 | $ 547,000 | $ 49,727 | $ 62,000 |
| Porter, Indiana | 11 | $ 629,000 | $ 57,181 | $ 41,000 |
| Androscoggin, Maine | 11 | $ 611,000 | $ 55,545 | $ 54,000 |
| Middlesex, Massachusetts | 11 | $ 1,077,000 | $ 97,909 | $ 83,000 |
| Plymouth, Massachusetts | 11 | $ 884,000 | $ 80,363 | $ 65,000 |
| Cass, Missouri | 11 | $ 585,000 | $ 53,181 | $ 45,000 |
| Cleveland, Oklahoma | 11 | $ 542,000 | $ 49,272 | $ 73,000 |
| York, South Carolina | 11 | $ 523,000 | $ 47,545 | $ 56,000 |
| Pennington, South Dakota | 11 | $ 628,000 | $ 57,090 | $ 38,000 |
| Hamilton, Tennessee | 11 | $ 492,000 | $ 44,727 | $ 61,000 |
| Suffolk, Virginia | 11 | $ 574,000 | $ 52,181 | $ 85,000 |
| Ouachita, Louisiana | 10 | $ 466,000 | $ 46,600 | $ 35,000 |
| Strafford, New Hampshire | 10 | $ 893,000 | $ 89,300 | $ 78,000 |
| Canadian, Oklahoma | 10 | $ 440,000 | $ 44,000 | $ 35,000 |
| Polk, Oregon | 10 | $ 939,000 | $ 93,900 | $ 80,000 |
| Mercer, Pennsylvania | 10 | $ 589,000 | $ 58,900 | $ 60,000 |
| Spartanburg, South Carolina | 10 | $ 450,000 | $ 45,000 | $ 36,000 |
| Tooele, Utah | 10 | $ 656,000 | $ 65,600 | $ 82,000 |
| Warren, Virginia | 10 | $ 677,000 | $ 67,700 | $ 51,000 |
| Sheboygan, Wisconsin | 10 | $ 666,000 | $ 66,600 | $ 59,000 |
| Winnebago, Wisconsin | 10 | $ 361,000 | $ 36,100 | $ 50,000 |
| Shasta, California | 9 | $ 940,000 | $ 104,444 | $ 48,000 |
| Fremont, Colorado | 9 | $ 418,000 | $ 46,444 | $ 48,000 |
| Sussex, Delaware | 9 | $ 492,000 | $ 54,666 | $ 34,000 |
| Flagler, Florida | 9 | $ 462,000 | $ 51,333 | $ 43,000 |
| Gwinnett, Georgia | 9 | $ 511,000 | $ 56,777 | $ 55,000 |
| Madison, Illinois | 9 | $ 1,147,000 | $ 127,444 | $ 66,000 |
| Rock Island, Illinois | 9 | $ 413,000 | $ 45,888 | $ 55,000 |
| Hampden, Massachusetts | 9 | $ 452,000 | $ 50,222 | $ 44,000 |
| St. Clair, Michigan | 9 | $ 794,000 | $ 88,222 | $ 85,000 |
| Anoka, Minnesota | 9 | $ 469,000 | $ 52,111 | $ 45,000 |
| Greene, Missouri | 9 | $ 906,000 | $ 100,666 | $ 70,000 |
| Warren, New Jersey | 9 | $ 775,000 | $ 86,111 | $ 54,000 |
| Sandoval, New Mexico | 9 | $ 435,000 | $ 48,333 | $ 66,000 |
| Yamhill, Oregon | 9 | $ 572,000 | $ 63,555 | $ 70,000 |
| Beaver, Pennsylvania | 9 | $ 646,000 | $ 71,777 | $ 50,000 |
| Butler, Pennsylvania | 9 | $ 983,000 | $ 109,222 | $ 100,000 |
| Fayette, Pennsylvania | 9 | $ 652,000 | $ 72,444 | $ 46,000 |
| Pike, Pennsylvania | 9 | $ 531,000 | $ 59,000 | $ 47,000 |
| Charleston, South Carolina | 9 | $ 471,000 | $ 52,333 | $ 74,000 |
| Knox, Tennessee | 9 | $ 597,000 | $ 66,333 | $ 46,000 |
| Richmond City, Virginia | 9 | $ 1,085,000 | $ 120,555 | $ 57,000 |
| Yakima, Washington | 9 | $ 801,000 | $ 89,000 | $ 60,000 |
| Outagamie, Wisconsin | 9 | $ 461,000 | $ 51,222 | $ 45,000 |
| Walworth, Wisconsin | 9 | $ 618,000 | $ 68,666 | $ 51,000 |
| Washington, Wisconsin | 9 | $ 454,000 | $ 50,444 | $ 54,000 |
| Kings, California | 8 | $ 455,000 | $ 56,875 | $ 46,000 |
| Santa Cruz, California | 8 | $ 1,268,000 | $ 158,500 | $ 78,000 |
| Linn, Iowa | 8 | $ 443,000 | $ 55,375 | $ 53,000 |
| Bullitt, Kentucky | 8 | $ 469,000 | $ 58,625 | $ 43,000 |
| Scott, Kentucky | 8 | $ 455,000 | $ 56,875 | $ 83,000 |
| Orleans, Louisiana | 8 | $ 699,000 | $ 87,375 | $ 88,000 |
| Berrien, Michigan | 8 | $ 492,000 | $ 61,500 | $ 43,000 |
| DeSoto, Mississippi | 8 | $ 447,000 | $ 55,875 | $ 82,000 |
| Platte, Missouri | 8 | $ 664,000 | $ 83,000 | $ 46,000 |
| Lyon, Nevada | 8 | $ 831,000 | $ 103,875 | $ 54,000 |
| Hudson, New Jersey | 8 | $ 1,269,000 | $ 158,625 | $ 84,000 |
| Mercer, New Jersey | 8 | $ 659,000 | $ 82,375 | $ 68,000 |
| Somerset, New Jersey | 8 | $ 1,573,000 | $ 196,625 | $ 117,000 |
| Columbiana, Ohio | 8 | $ 629,000 | $ 78,625 | $ 66,000 |
| Geauga, Ohio | 8 | $ 1,311,000 | $ 163,875 | $ 80,000 |
| Muskingum, Ohio | 8 | $ 571,000 | $ 71,375 | $ 38,000 |
| Lackawanna, Pennsylvania | 8 | $ 456,000 | $ 57,000 | $ 61,000 |
| Lycoming, Pennsylvania | 8 | $ 629,000 | $ 78,625 | $ 49,000 |
| Anderson, South Carolina | 8 | $ 384,000 | $ 48,000 | $ 52,000 |
| Berkeley, South Carolina | 8 | $ 355,000 | $ 44,375 | $ 36,000 |
| Pickens, South Carolina | 8 | $ 375,000 | $ 46,875 | $ 67,000 |
| Rutherford, Tennessee | 8 | $ 509,000 | $ 63,625 | $ 46,000 |
| Fauquier, Virginia | 8 | $ 462,000 | $ 57,750 | $ 16,000 |
| Isle of Wight, Virginia | 8 | $ 665,000 | $ 83,125 | $ 81,000 |
| Columbia, Wisconsin | 8 | $ 343,000 | $ 42,875 | $ 26,000 |
| Sauk, Wisconsin | 8 | $ 475,000 | $ 59,375 | $ 50,000 |
| Fairbanks North Star, Alaska | 7 | $ 404,000 | $ 57,714 | $ 40,000 |
| Matanuska-Susitna, Alaska | 7 | $ 414,000 | $ 59,142 | $ 64,000 |
| Butte, California | 7 | $ 345,000 | $ 49,285 | $ 54,000 |
| Imperial, California | 7 | $ 427,000 | $ 61,000 | $ 47,000 |
| Monterey, California | 7 | $ 993,000 | $ 141,857 | $ 105,000 |
| Yolo, California | 7 | $ 428,000 | $ 61,142 | $ 70,000 |
| Garfield, Colorado | 7 | $ 664,000 | $ 94,857 | $ 64,000 |
| Martin, Florida | 7 | $ 736,000 | $ 105,142 | $ 73,000 |
| Nassau, Florida | 7 | $ 663,000 | $ 94,714 | $ 98,000 |
| Cobb, Georgia | 7 | $ 443,000 | $ 63,285 | $ 49,000 |
| Canyon, Idaho | 7 | $ 344,000 | $ 49,142 | $ 39,000 |
| Kankakee, Illinois | 7 | $ 502,000 | $ 71,714 | $ 43,000 |
| LaSalle, Illinois | 7 | $ 732,000 | $ 104,571 | $ 62,000 |
| Macon, Illinois | 7 | $ 495,000 | $ 70,714 | $ 87,000 |
| Allen, Indiana | 7 | $ 347,000 | $ 49,571 | $ 57,000 |
| Boone, Indiana | 7 | $ 1,557,000 | $ 222,428 | $ 172,000 |
| Lawrence, Indiana | 7 | $ 375,000 | $ 53,571 | $ 72,000 |
| Rush, Indiana | 7 | $ 886,000 | $ 126,571 | $ 59,000 |
| Scott, Iowa | 7 | $ 528,000 | $ 75,428 | $ 50,000 |
| Shawnee, Kansas | 7 | $ 446,000 | $ 63,714 | $ 47,000 |
| Madison, Kentucky | 7 | $ 344,000 | $ 49,142 | $ 56,000 |
| Allegany, Maryland | 7 | $ 346,000 | $ 49,428 | $ 60,000 |
| Queen Anne's, Maryland | 7 | $ 760,000 | $ 108,571 | $ 71,000 |
| Norfolk, Massachusetts | 7 | $ 363,000 | $ 51,857 | $ 40,000 |
| Washington, Minnesota | 7 | $ 557,000 | $ 79,571 | $ 49,000 |
| Buchanan, Missouri | 7 | $ 377,000 | $ 53,857 | $ 51,000 |
| St. Louis City, Missouri | 7 | $ 397,000 | $ 56,714 | $ 40,000 |
| Douglas, Nevada | 7 | $ 1,118,000 | $ 159,714 | $ 89,000 |
| Elko, Nevada | 7 | $ 451,000 | $ 64,428 | $ 54,000 |
| Hunterdon, New Jersey | 7 | $ 905,000 | $ 129,285 | $ 104,000 |
| Sussex, New Jersey | 7 | $ 665,000 | $ 95,000 | $ 76,000 |
| Suffolk, New York | 7 | $ 388,000 | $ 55,428 | $ 56,000 |
| Wood, Ohio | 7 | $ 363,000 | $ 51,857 | $ 50,000 |
| Columbia, Oregon | 7 | $ 549,000 | $ 78,428 | $ 49,000 |
| Blair, Pennsylvania | 7 | $ 309,000 | $ 44,142 | $ 45,000 |
| Bradford, Pennsylvania | 7 | $ 407,000 | $ 58,142 | $ 28,000 |
| Sumter, South Carolina | 7 | $ 366,000 | $ 52,285 | $ 44,000 |
| Sullivan, Tennessee | 7 | $ 285,000 | $ 40,714 | $ 21,000 |
| Augusta, Virginia | 7 | $ 584,000 | $ 83,428 | $ 39,000 |
| Bedford, Virginia | 7 | $ 453,000 | $ 64,714 | $ 32,000 |
| Manassas, Virginia | 7 | $ 675,000 | $ 96,428 | $ 81,000 |
| Prince George, Virginia | 7 | $ 451,000 | $ 64,428 | $ 64,000 |
| Roanoke, Virginia | 7 | $ 887,000 | $ 126,714 | $ 74,000 |
| Grant, Washington | 7 | $ 315,000 | $ 45,000 | $ 41,000 |
| Calumet, Wisconsin | 7 | $ 462,000 | $ 66,000 | $ 56,000 |
| Eau Claire, Wisconsin | 7 | $ 505,000 | $ 72,142 | $ 50,000 |
| Juneau, Alaska | 6 | $ 424,000 | $ 70,666 | $ 41,000 |
| Calaveras, California | 6 | $ 699,000 | $ 116,500 | $ 83,000 |
| Humboldt, California | 6 | $ 525,000 | $ 87,500 | $ 61,000 |
| San Francisco, California | 6 | $ 381,000 | $ 63,500 | $ 102,000 |
| San Luis Obispo, California | 6 | $ 1,508,000 | $ 251,333 | $ 82,000 |
| McLean, Illinois | 6 | $ 687,000 | $ 114,500 | $ 83,000 |
| St. Clair, Illinois | 6 | $ 348,000 | $ 58,000 | $ 57,000 |
| Madison, Indiana | 6 | $ 468,000 | $ 78,000 | $ 71,000 |
| Owen, Indiana | 6 | $ 755,000 | $ 125,833 | $ 61,000 |
| Woodbury, Iowa | 6 | $ 216,000 | $ 36,000 | $ 45,000 |
| Hardin, Kentucky | 6 | $ 411,000 | $ 68,500 | $ 61,000 |
| Oldham, Kentucky | 6 | $ 559,000 | $ 93,166 | $ 48,000 |
| Ascension, Louisiana | 6 | $ 352,000 | $ 58,666 | $ 41,000 |
| Bossier, Louisiana | 6 | $ 295,000 | $ 49,166 | $ 54,000 |
| St. Charles, Louisiana | 6 | $ 407,000 | $ 67,833 | $ 62,000 |
| Wicomico, Maryland | 6 | $ 380,000 | $ 63,333 | $ 43,000 |
| Lapeer, Michigan | 6 | $ 710,000 | $ 118,333 | $ 43,000 |
| Scott, Minnesota | 6 | $ 331,000 | $ 55,166 | $ 61,000 |
| Harrison, Mississippi | 6 | $ 297,000 | $ 49,500 | $ 54,000 |
| Hinds, Mississippi | 6 | $ 270,000 | $ 45,000 | $ 34,000 |
| Lancaster, Nebraska | 6 | $ 331,000 | $ 55,166 | $ 45,000 |
| Santa Fe, New Mexico | 6 | $ 385,000 | $ 64,166 | $ 77,000 |
| Allen, Ohio | 6 | $ 397,000 | $ 66,166 | $ 56,000 |
| Erie, Ohio | 6 | $ 551,000 | $ 91,833 | $ 70,000 |
| Huron, Ohio | 6 | $ 464,000 | $ 77,333 | $ 63,000 |
| Logan, Ohio | 6 | $ 530,000 | $ 88,333 | $ 71,000 |
| Madison, Ohio | 6 | $ 398,000 | $ 66,333 | $ 51,000 |
| Miami, Ohio | 6 | $ 463,000 | $ 77,166 | $ 57,000 |
| Ottawa, Ohio | 6 | $ 464,000 | $ 77,333 | $ 105,000 |
| Richland, Ohio | 6 | $ 229,000 | $ 38,166 | $ 64,000 |
| Josephine, Oregon | 6 | $ 320,000 | $ 53,333 | $ 36,000 |
| Linn, Oregon | 6 | $ 462,000 | $ 77,000 | $ 53,000 |
| Columbia, Pennsylvania | 6 | $ 257,000 | $ 42,833 | $ 29,000 |
| Newport, Rhode Island | 6 | $ 595,000 | $ 99,166 | $ 75,000 |
| Washington, Rhode Island | 6 | $ 566,000 | $ 94,333 | $ 92,000 |
| Minnehaha, South Dakota | 6 | $ 297,000 | $ 49,500 | $ 17,000 |
| Davidson, Tennessee | 6 | $ 309,000 | $ 51,500 | $ 44,000 |
| Montgomery, Tennessee | 6 | $ 460,000 | $ 76,666 | $ 127,000 |
| Arlington, Virginia | 6 | $ 1,018,000 | $ 169,666 | $ 85,000 |
| Campbell, Virginia | 6 | $ 335,000 | $ 55,833 | $ 54,000 |
| Hopewell, Virginia | 6 | $ 461,000 | $ 76,833 | $ 64,000 |
| James City, Virginia | 6 | $ 514,000 | $ 85,666 | $ 75,000 |
| Roanoke City, Virginia | 6 | $ 291,000 | $ 48,500 | $ 45,000 |
| York, Virginia | 6 | $ 282,000 | $ 47,000 | $ 40,000 |
| Chelan, Washington | 6 | $ 556,000 | $ 92,666 | $ 82,000 |
| Franklin, Washington | 6 | $ 341,000 | $ 56,833 | $ 47,000 |
| Dodge, Wisconsin | 6 | $ 351,000 | $ 58,500 | $ 55,000 |
| Napa, California | 5 | $ 792,000 | $ 158,400 | $ 116,000 |
| Yuba, California | 5 | $ 325,000 | $ 65,000 | $ 50,000 |
| Indian River, Florida | 5 | $ 312,000 | $ 62,400 | $ 50,000 |
| Coweta, Georgia | 5 | $ 217,000 | $ 43,400 | $ 46,000 |
| Tazewell, Illinois | 5 | $ 425,000 | $ 85,000 | $ 68,000 |
| Howard, Indiana | 5 | $ 225,000 | $ 45,000 | $ 47,000 |
| St. Joseph, Indiana | 5 | $ 204,000 | $ 40,800 | $ 21,000 |
| Dubuque, Iowa | 5 | $ 267,000 | $ 53,400 | $ 33,000 |
| Pottawattamie, Iowa | 5 | $ 261,000 | $ 52,200 | $ 84,000 |
| Warren, Iowa | 5 | $ 180,000 | $ 36,000 | $ 51,000 |
| Campbell, Kentucky | 5 | $ 426,000 | $ 85,200 | $ 48,000 |
| Tangipahoa, Louisiana | 5 | $ 276,000 | $ 55,200 | $ 38,000 |
| Dorchester, Maryland | 5 | $ 235,000 | $ 47,000 | $ 54,000 |
| Worcester, Maryland | 5 | $ 302,000 | $ 60,400 | $ 57,000 |
| Antrim, Michigan | 5 | $ 714,000 | $ 142,800 | $ 124,000 |
| Bay, Michigan | 5 | $ 242,000 | $ 48,400 | $ 51,000 |
| Kalkaska, Michigan | 5 | $ 276,000 | $ 55,200 | $ 32,000 |
| Olmsted, Minnesota | 5 | $ 214,000 | $ 42,800 | $ 26,000 |
| Clinton, Missouri | 5 | $ 453,000 | $ 90,600 | $ 89,000 |
| Johnson, Missouri | 5 | $ 344,000 | $ 68,800 | $ 58,000 |
| Nye, Nevada | 5 | $ 505,000 | $ 101,000 | $ 80,000 |
| Wake, North Carolina | 5 | $ 285,000 | $ 57,000 | $ 74,000 |
| Ashtabula, Ohio | 5 | $ 284,000 | $ 56,800 | $ 37,000 |
| Darke, Ohio | 5 | $ 340,000 | $ 68,000 | $ 58,000 |
| Defiance, Ohio | 5 | $ 314,000 | $ 62,800 | $ 107,000 |
| Fulton, Ohio | 5 | $ 532,000 | $ 106,400 | $ 49,000 |
| Gallia, Ohio | 5 | $ 550,000 | $ 110,000 | $ 48,000 |
| Hancock, Ohio | 5 | $ 614,000 | $ 122,800 | $ 59,000 |
| Knox, Ohio | 5 | $ 231,000 | $ 46,200 | $ 60,000 |
| Marion, Ohio | 5 | $ 531,000 | $ 106,200 | $ 48,000 |
| Sandusky, Ohio | 5 | $ 542,000 | $ 108,400 | $ 70,000 |
| Tuscarawas, Ohio | 5 | $ 357,000 | $ 71,400 | $ 63,000 |
| Union, Ohio | 5 | $ 334,000 | $ 66,800 | $ 66,000 |
| Douglas, Oregon | 5 | $ 276,000 | $ 55,200 | $ 46,000 |
| Centre, Pennsylvania | 5 | $ 299,000 | $ 59,800 | $ 79,000 |
| Northumberland, Pennsylvania | 5 | $ 243,000 | $ 48,600 | $ 49,000 |
| Perry, Pennsylvania | 5 | $ 233,000 | $ 46,600 | $ 39,000 |
| Wayne, Pennsylvania | 5 | $ 254,000 | $ 50,800 | $ 70,000 |
| Lexington, South Carolina | 5 | $ 320,000 | $ 64,000 | $ 73,000 |
| Lincoln, South Dakota | 5 | $ 299,000 | $ 59,800 | $ 76,000 |
| Blount, Tennessee | 5 | $ 264,000 | $ 52,800 | $ 46,000 |
| Culpeper, Virginia | 5 | $ 597,000 | $ 119,400 | $ 48,000 |
| Dinwiddie, Virginia | 5 | $ 199,000 | $ 39,800 | $ 37,000 |
| Powhatan, Virginia | 5 | $ 564,000 | $ 112,800 | $ 62,000 |
| Rockingham, Virginia | 5 | $ 195,000 | $ 39,000 | $ 58,000 |
| Cowlitz, Washington | 5 | $ 257,000 | $ 51,400 | $ 39,000 |
| Grays Harbor, Washington | 5 | $ 388,000 | $ 77,600 | $ 52,000 |
| Mason, Washington | 5 | $ 280,000 | $ 56,000 | $ 39,000 |
| Fond du Lac, Wisconsin | 5 | $ 295,000 | $ 59,000 | $ 66,000 |
| Jefferson, Wisconsin | 5 | $ 297,000 | $ 59,400 | $ 66,000 |
| Marathon, Wisconsin | 5 | $ 262,000 | $ 52,400 | $ 35,000 |
| Ozaukee, Wisconsin | 5 | $ 272,000 | $ 54,400 | $ 46,000 |
| Waushara, Wisconsin | 5 | $ 329,000 | $ 65,800 | $ 21,000 |
| Wood, Wisconsin | 5 | $ 205,000 | $ 41,000 | $ 49,000 |
| Natrona, Wyoming | 5 | $ 194,000 | $ 38,800 | $ 37,000 |
| Kenai Peninsula, Alaska | 4 | $ 198,000 | $ 49,500 | $ 0 |
| Cochise, Arizona | 4 | $ 192,000 | $ 48,000 | $ 43,000 |
| Gila, Arizona | 4 | $ 334,000 | $ 83,500 | $ 60,000 |
Mortgage Loan Application Detail Totals for Irwin Union Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 16,895 | $1,456,040,000 | $71,000 | $1,336,000 | $61,869 | $1,500,000 |
| Home Purchase (one-to-four family) | 460 | $54,835,000 | $119,285 | $500,000 | $116,214 | $750,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 44 | $31,107,000 | $656,400 | $3,300,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 18 | $766,000 | $31,500 | $215,000 | $86,500 | $213,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,656 | $855,688,000 | $77,326 | $1,235,000 | $77,434 | $1,500,000 |
| Information not provided by applicant in mail or telephone application | 4,209 | $346,782,000 | $69,133 | $775,000 | $68,222 | $671,000 |
| Not applicable | 3,054 | $203,352,000 | $62,681 | $3,300,000 | $45 | $73,000 |
| Black | 608 | $48,146,000 | $69,909 | $425,000 | $76,393 | $882,000 |
| Hispanic | 465 | $41,910,000 | $70,296 | $492,000 | $68,074 | $720,000 |
| Asian or Pacific Islander | 245 | $30,723,000 | $90,000 | $779,000 | $85,111 | $551,000 |
| Other | 141 | $11,369,000 | $64,428 | $384,000 | $67,828 | $255,000 |
| American Indian or Alaskan Native | 39 | $4,778,000 | $112,187 | $645,000 | $85,187 | $430,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,413 | $1,542,466,000 | $71,586 | $3,300,000 | $62,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 3 | $213,000 | $71,000 | $111,000 | $22,000 | $28,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $69,000 | $69,000 | $69,000 | $21,000 | $21,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,992 | $659,235,000 | $69,181 | $1,700,000 | $83,431 | $1,206,000 |
| Application Denied By Financial Institution | 4,408 | $389,178,000 | $72,130 | $980,000 | $62,152 | $1,500,000 |
| Loan Purchased By The Institution | 3,014 | $185,843,000 | $57,477 | $3,300,000 | $0 | $0 |
| Application Withdrawn By Applicant | 1,720 | $175,287,000 | $80,295 | $914,000 | $60,931 | $750,000 |
| Application Approved But Not Accepted | 1,283 | $133,205,000 | $90,500 | $698,000 | $80,205 | $602,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 31 | $2,842,000 | $127,000 | $238,000 | $45,000 | $136,000 |
| Credit History | 18 | $1,575,000 | $119,000 | $167,000 | $60,500 | $125,000 |
| Debt-To-Income Ratio | 18 | $1,971,000 | $134,333 | $234,000 | $37,000 | $76,000 |
| Collateral | 12 | $1,107,000 | $92,000 | $184,000 | $70,000 | $127,000 |
| Employment History | 3 | $297,000 | $99,000 | $119,000 | $61,000 | $104,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $98,000 | $98,000 | $98,000 | $70,000 | $70,000 |
| Unverifiable Information | 1 | $84,000 | $84,000 | $84,000 | $34,000 | $34,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Irwin Union Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Irwin Union Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.
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