Jlm Direct Funding Ltd
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Jlm Direct Funding Ltd 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Jlm Direct Funding Ltd 9235 Katy Freeway Ste 160 Houston, TX 77024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,922 |
| Total Mortgage Loan Application Amount | $965,579,000 |
| Average Mortgage Loan Application Amount | $170,383 |
| Highest Mortgage Loan Application Amount | $2,900,000 |
| Average Applicant Income | $107,372 |
| Highest Applicant Income | $4,731,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Jlm Direct Funding Ltd. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Jlm Direct Funding Ltd's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Jlm Direct Funding Ltd's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Jlm Direct Funding Ltd serves its applicants.
Each category highlights the total number of mortgage applications processed by Jlm Direct Funding Ltd, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Jlm Direct Funding Ltd's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 821 | $ 74,948,000 | $ 91,000 | $ 96,000 |
| Los Angeles County California | 231 | $ 80,356,000 | $ 347,000 | $ 193,000 |
| Dallas County Texas | 181 | $ 19,524,000 | $ 107,000 | $ 123,000 |
| Bexar County Texas | 164 | $ 13,504,000 | $ 82,000 | $ 93,000 |
| Travis County Texas | 161 | $ 19,656,000 | $ 122,000 | $ 137,000 |
| Fulton County Georgia | 149 | $ 19,512,000 | $ 130,000 | $ 89,000 |
| Tarrant County Texas | 134 | $ 14,169,000 | $ 105,000 | $ 74,000 |
| Riverside County California | 130 | $ 34,363,000 | $ 264,000 | $ 110,000 |
| Orange County California | 116 | $ 40,411,000 | $ 348,000 | $ 107,000 |
| Clark County Nevada | 91 | $ 16,312,000 | $ 179,000 | $ 85,000 |
| Salt Lake County Utah | 90 | $ 12,033,000 | $ 133,000 | $ 108,000 |
| Williamson County Texas | 77 | $ 6,302,000 | $ 81,000 | $ 160,000 |
| San Bernardino County California | 76 | $ 17,373,000 | $ 228,000 | $ 120,000 |
| Cook County Illinois | 75 | $ 11,192,000 | $ 149,000 | $ 108,000 |
| Fort Bend County Texas | 72 | $ 5,907,000 | $ 82,000 | $ 97,000 |
| Collin County Texas | 58 | $ 8,621,000 | $ 148,000 | $ 88,000 |
| Broward County Florida | 57 | $ 9,535,000 | $ 167,000 | $ 77,000 |
| DeKalb County Georgia | 56 | $ 6,042,000 | $ 107,000 | $ 102,000 |
| Brazoria County Texas | 50 | $ 5,446,000 | $ 108,000 | $ 175,000 |
| San Diego County California | 47 | $ 16,176,000 | $ 344,000 | $ 177,000 |
| Hillsborough County Florida | 45 | $ 5,235,000 | $ 116,000 | $ 138,000 |
| Cobb County Georgia | 45 | $ 8,698,000 | $ 193,000 | $ 87,000 |
| Palm Beach County Florida | 43 | $ 9,432,000 | $ 219,000 | $ 136,000 |
| Hennepin County Minnesota | 41 | $ 5,817,000 | $ 141,000 | $ 90,000 |
| Fairfax County Virginia | 39 | $ 13,331,000 | $ 341,000 | $ 171,000 |
| Montgomery County Texas | 37 | $ 5,581,000 | $ 150,000 | $ 115,000 |
| Denton County Texas | 36 | $ 5,004,000 | $ 139,000 | $ 109,000 |
| Galveston County Texas | 36 | $ 3,675,000 | $ 102,000 | $ 101,000 |
| District of Columbia County District Of Columbia | 31 | $ 9,074,000 | $ 292,000 | $ 189,000 |
| El Paso County Texas | 30 | $ 2,678,000 | $ 89,000 | $ 67,000 |
| Orange County Florida | 27 | $ 3,736,000 | $ 138,000 | $ 94,000 |
| Gwinnett County Georgia | 27 | $ 3,945,000 | $ 146,000 | $ 112,000 |
| King County Washington | 27 | $ 5,756,000 | $ 213,000 | $ 128,000 |
| Ventura County California | 26 | $ 8,048,000 | $ 309,000 | $ 128,000 |
| Miami-Dade County Florida | 24 | $ 4,401,000 | $ 183,000 | $ 125,000 |
| Prince George's County Maryland | 24 | $ 3,507,000 | $ 146,000 | $ 118,000 |
| Montgomery County Maryland | 23 | $ 5,842,000 | $ 254,000 | $ 127,000 |
| East Baton Rouge County Louisiana | 22 | $ 1,790,000 | $ 81,000 | $ 141,000 |
| Hidalgo County Texas | 22 | $ 1,710,000 | $ 77,000 | $ 72,000 |
| Virginia Beach County Virginia | 21 | $ 1,983,000 | $ 94,000 | $ 178,000 |
| Jefferson County Louisiana | 20 | $ 2,145,000 | $ 107,000 | $ 58,000 |
| Prince William County Virginia | 19 | $ 6,084,000 | $ 320,000 | $ 105,000 |
| Duval County Florida | 18 | $ 1,791,000 | $ 99,000 | $ 137,000 |
| Seminole County Florida | 18 | $ 4,173,000 | $ 231,000 | $ 174,000 |
| Anne Arundel County Maryland | 18 | $ 4,918,000 | $ 273,000 | $ 92,000 |
| Maricopa County Arizona | 17 | $ 3,254,000 | $ 191,000 | $ 208,000 |
| Brevard County Florida | 17 | $ 2,345,000 | $ 137,000 | $ 87,000 |
| Clayton County Georgia | 17 | $ 1,345,000 | $ 79,000 | $ 76,000 |
| Durham County North Carolina | 17 | $ 954,000 | $ 56,000 | $ 67,000 |
| Mecklenburg County North Carolina | 17 | $ 1,276,000 | $ 75,000 | $ 96,000 |
| Pinellas County Florida | 16 | $ 3,429,000 | $ 214,000 | $ 102,000 |
| Baltimore City County Maryland | 16 | $ 1,217,000 | $ 76,000 | $ 80,000 |
| Wake County North Carolina | 16 | $ 1,286,000 | $ 80,000 | $ 103,000 |
| Nueces County Texas | 16 | $ 2,374,000 | $ 148,000 | $ 66,000 |
| Alameda County California | 15 | $ 6,286,000 | $ 419,000 | $ 81,000 |
| Orleans County Louisiana | 15 | $ 1,438,000 | $ 95,000 | $ 152,000 |
| San Luis Obispo County California | 14 | $ 5,187,000 | $ 370,000 | $ 184,000 |
| Franklin County Ohio | 14 | $ 1,457,000 | $ 104,000 | $ 239,000 |
| Charleston County South Carolina | 14 | $ 3,625,000 | $ 258,000 | $ 131,000 |
| Brazos County Texas | 14 | $ 1,121,000 | $ 80,000 | $ 116,000 |
| Hartford County Connecticut | 13 | $ 1,361,000 | $ 104,000 | $ 49,000 |
| Lee County Florida | 13 | $ 2,731,000 | $ 210,000 | $ 100,000 |
| Cameron County Texas | 13 | $ 1,109,000 | $ 85,000 | $ 108,000 |
| Hays County Texas | 13 | $ 895,000 | $ 68,000 | $ 130,000 |
| Parker County Texas | 13 | $ 3,048,000 | $ 234,000 | $ 204,000 |
| Muscogee County Georgia | 12 | $ 1,247,000 | $ 103,000 | $ 98,000 |
| Honolulu County Hawaii | 12 | $ 5,418,000 | $ 451,000 | $ 137,000 |
| Kauai County Hawaii | 12 | $ 4,576,000 | $ 381,000 | $ 144,000 |
| Jackson County Mississippi | 12 | $ 1,076,000 | $ 89,000 | $ 57,000 |
| Loudoun County Virginia | 12 | $ 3,365,000 | $ 280,000 | $ 76,000 |
| Marion County Indiana | 11 | $ 714,000 | $ 64,000 | $ 102,000 |
| Anoka County Minnesota | 11 | $ 1,708,000 | $ 155,000 | $ 141,000 |
| Madison County Alabama | 10 | $ 527,000 | $ 52,000 | $ 75,000 |
| Kern County California | 10 | $ 1,833,000 | $ 183,000 | $ 79,000 |
| Sacramento County California | 10 | $ 3,269,000 | $ 326,000 | $ 172,000 |
| Santa Clara County California | 10 | $ 7,627,000 | $ 762,000 | $ 371,000 |
| St. Lucie County Florida | 10 | $ 1,242,000 | $ 124,000 | $ 23,000 |
| Ada County Idaho | 10 | $ 1,523,000 | $ 152,000 | $ 267,000 |
| Will County Illinois | 10 | $ 1,190,000 | $ 119,000 | $ 52,000 |
| Lafayette County Louisiana | 10 | $ 557,000 | $ 55,000 | $ 74,000 |
| Montgomery County Tennessee | 10 | $ 910,000 | $ 91,000 | $ 137,000 |
| Shelby County Tennessee | 10 | $ 496,000 | $ 49,000 | $ 85,000 |
| Bell County Texas | 10 | $ 724,000 | $ 72,000 | $ 118,000 |
| Utah County Utah | 10 | $ 1,582,000 | $ 158,000 | $ 904,000 |
| Contra Costa County California | 9 | $ 3,372,000 | $ 374,000 | $ 59,000 |
| Solano County California | 9 | $ 2,285,000 | $ 253,000 | $ 120,000 |
| Fairfield County Connecticut | 9 | $ 1,635,000 | $ 181,000 | $ 333,000 |
| Pasco County Florida | 9 | $ 1,605,000 | $ 178,000 | $ 135,000 |
| Lake County Indiana | 9 | $ 847,000 | $ 94,000 | $ 44,000 |
| St. Louis County Missouri | 9 | $ 641,000 | $ 71,000 | $ 85,000 |
| Guilford County North Carolina | 9 | $ 532,000 | $ 59,000 | $ 110,000 |
| Providence County Rhode Island | 9 | $ 1,467,000 | $ 163,000 | $ 25,000 |
| Lubbock County Texas | 9 | $ 1,033,000 | $ 114,000 | $ 146,000 |
| Summit County Utah | 9 | $ 2,221,000 | $ 246,000 | $ 152,000 |
| Clark County Washington | 9 | $ 1,830,000 | $ 203,000 | $ 48,000 |
| Placer County California | 8 | $ 2,877,000 | $ 359,000 | $ 143,000 |
| Arapahoe County Colorado | 8 | $ 2,091,000 | $ 261,000 | $ 149,000 |
| Hernando County Florida | 8 | $ 712,000 | $ 89,000 | $ 187,000 |
| Henry County Georgia | 8 | $ 931,000 | $ 116,000 | $ 110,000 |
| Dakota County Minnesota | 8 | $ 1,213,000 | $ 151,000 | $ 64,000 |
| Jackson County Missouri | 8 | $ 599,000 | $ 74,000 | $ 130,000 |
| Kaufman County Texas | 8 | $ 636,000 | $ 79,000 | $ 61,000 |
| Fresno County California | 7 | $ 1,046,000 | $ 149,000 | $ 147,000 |
| Polk County Florida | 7 | $ 700,000 | $ 100,000 | $ 66,000 |
| Volusia County Florida | 7 | $ 1,070,000 | $ 152,000 | $ 67,000 |
| Cherokee County Georgia | 7 | $ 1,169,000 | $ 167,000 | $ 110,000 |
| Paulding County Georgia | 7 | $ 645,000 | $ 92,000 | $ 119,000 |
| Lake County Illinois | 7 | $ 1,639,000 | $ 234,000 | $ 133,000 |
| Baltimore County Maryland | 7 | $ 1,422,000 | $ 203,000 | $ 88,000 |
| Calvert County Maryland | 7 | $ 1,802,000 | $ 257,000 | $ 93,000 |
| Greene County Missouri | 7 | $ 2,848,000 | $ 406,000 | $ 200,000 |
| Summit County Ohio | 7 | $ 372,000 | $ 53,000 | $ 154,000 |
| Beaufort County South Carolina | 7 | $ 2,489,000 | $ 355,000 | $ 335,000 |
| Horry County South Carolina | 7 | $ 1,208,000 | $ 172,000 | $ 176,000 |
| Jefferson County Texas | 7 | $ 471,000 | $ 67,000 | $ 152,000 |
| Smith County Texas | 7 | $ 717,000 | $ 102,000 | $ 91,000 |
| Webb County Texas | 7 | $ 1,246,000 | $ 178,000 | $ 132,000 |
| Davis County Utah | 7 | $ 1,309,000 | $ 187,000 | $ 111,000 |
| Weber County Utah | 7 | $ 1,723,000 | $ 246,000 | $ 74,000 |
| Chesapeake County Virginia | 7 | $ 1,101,000 | $ 157,000 | $ 71,000 |
| Henrico County Virginia | 7 | $ 1,511,000 | $ 215,000 | $ 101,000 |
| Norfolk County Virginia | 7 | $ 881,000 | $ 125,000 | $ 55,000 |
| Stafford County Virginia | 7 | $ 1,796,000 | $ 256,000 | $ 142,000 |
| Pierce County Washington | 7 | $ 613,000 | $ 87,000 | $ 103,000 |
| Denver County Colorado | 6 | $ 566,000 | $ 94,000 | $ 93,000 |
| Leon County Florida | 6 | $ 652,000 | $ 108,000 | $ 35,000 |
| Osceola County Florida | 6 | $ 1,309,000 | $ 218,000 | $ 132,000 |
| DuPage County Illinois | 6 | $ 1,222,000 | $ 203,000 | $ 74,000 |
| Jefferson County Kentucky | 6 | $ 361,000 | $ 60,000 | $ 120,000 |
| Charles County Maryland | 6 | $ 1,145,000 | $ 190,000 | $ 87,000 |
| Frederick County Maryland | 6 | $ 1,178,000 | $ 196,000 | $ 120,000 |
| Harford County Maryland | 6 | $ 1,376,000 | $ 229,000 | $ 123,000 |
| Forsyth County North Carolina | 6 | $ 376,000 | $ 62,000 | $ 210,000 |
| Gaston County North Carolina | 6 | $ 448,000 | $ 74,000 | $ 105,000 |
| Oklahoma County Oklahoma | 6 | $ 443,000 | $ 73,000 | $ 60,000 |
| Multnomah County Oregon | 6 | $ 459,000 | $ 76,000 | $ 73,000 |
| Florence County South Carolina | 6 | $ 550,000 | $ 91,000 | $ 93,000 |
| Richland County South Carolina | 6 | $ 585,000 | $ 97,000 | $ 29,000 |
| Spartanburg County South Carolina | 6 | $ 537,000 | $ 89,000 | $ 52,000 |
| Ellis County Texas | 6 | $ 524,000 | $ 87,000 | $ 134,000 |
| Rockwall County Texas | 6 | $ 1,786,000 | $ 297,000 | $ 135,000 |
| Washington County Utah | 6 | $ 626,000 | $ 104,000 | $ 46,000 |
| Gloucester County Virginia | 6 | $ 952,000 | $ 158,000 | $ 26,000 |
| Petersburg County Virginia | 6 | $ 217,000 | $ 36,000 | $ 88,000 |
| Portsmouth County Virginia | 6 | $ 310,000 | $ 51,000 | $ 192,000 |
| Dane County Wisconsin | 6 | $ 557,000 | $ 92,000 | $ 60,000 |
| Mohave County Arizona | 5 | $ 716,000 | $ 143,000 | $ 255,000 |
| Merced County California | 5 | $ 1,896,000 | $ 379,000 | $ 129,000 |
| Tulare County California | 5 | $ 689,000 | $ 137,000 | $ 88,000 |
| Jefferson County Colorado | 5 | $ 791,000 | $ 158,000 | $ 100,000 |
| New Haven County Connecticut | 5 | $ 1,124,000 | $ 224,000 | $ 109,000 |
| Fayette County Georgia | 5 | $ 696,000 | $ 139,000 | $ 83,000 |
| Hall County Georgia | 5 | $ 1,197,000 | $ 239,000 | $ 108,000 |
| Bastrop County Texas | 5 | $ 232,000 | $ 46,000 | $ 213,000 |
| Cherokee County Texas | 5 | $ 214,000 | $ 42,000 | $ 211,000 |
| Guadalupe County Texas | 5 | $ 413,000 | $ 82,000 | $ 110,000 |
| Alexandria County Virginia | 5 | $ 1,814,000 | $ 362,000 | $ 190,000 |
| Chesterfield County Virginia | 5 | $ 609,000 | $ 121,000 | $ 36,000 |
| Fauquier County Virginia | 5 | $ 1,363,000 | $ 272,000 | $ 134,000 |
| Milwaukee County Wisconsin | 5 | $ 333,000 | $ 66,000 | $ 57,000 |
| Baldwin County Alabama | 4 | $ 1,119,000 | $ 279,000 | $ 277,000 |
| Jefferson County Alabama | 4 | $ 257,000 | $ 64,000 | $ 130,000 |
| San Joaquin County California | 4 | $ 1,230,000 | $ 307,000 | $ 142,000 |
| San Mateo County California | 4 | $ 1,246,000 | $ 311,000 | $ 117,000 |
| Santa Barbara County California | 4 | $ 2,360,000 | $ 590,000 | $ 141,000 |
| Sonoma County California | 4 | $ 2,016,000 | $ 504,000 | $ 369,000 |
| Boulder County Colorado | 4 | $ 1,290,000 | $ 322,000 | $ 135,000 |
| Douglas County Colorado | 4 | $ 1,183,000 | $ 295,000 | $ 219,000 |
| Litchfield County Connecticut | 4 | $ 1,225,000 | $ 306,000 | $ 214,000 |
| Alachua County Florida | 4 | $ 378,000 | $ 94,000 | $ 63,000 |
| Bay County Florida | 4 | $ 632,000 | $ 158,000 | $ 113,000 |
| Marion County Florida | 4 | $ 273,000 | $ 68,000 | $ 53,000 |
| Monroe County Florida | 4 | $ 1,710,000 | $ 427,000 | $ 82,000 |
| Okaloosa County Florida | 4 | $ 541,000 | $ 135,000 | $ 60,000 |
| Bartow County Georgia | 4 | $ 532,000 | $ 133,000 | $ 54,000 |
| Douglas County Georgia | 4 | $ 284,000 | $ 71,000 | $ 40,000 |
| Forsyth County Georgia | 4 | $ 1,074,000 | $ 268,000 | $ 191,000 |
| Newton County Georgia | 4 | $ 272,000 | $ 68,000 | $ 43,000 |
| Spalding County Georgia | 4 | $ 217,000 | $ 54,000 | $ 360,000 |
| Scott County Iowa | 4 | $ 381,000 | $ 95,000 | $ 120,000 |
| Fayette County Kentucky | 4 | $ 470,000 | $ 117,000 | $ 437,000 |
| St. Bernard County Louisiana | 4 | $ 298,000 | $ 74,000 | $ 81,000 |
| Washington County Maryland | 4 | $ 589,000 | $ 147,000 | $ 72,000 |
| Harrison County Mississippi | 4 | $ 253,000 | $ 63,000 | $ 120,000 |
| Missoula County Montana | 4 | $ 419,000 | $ 104,000 | $ 0 |
| Union County North Carolina | 4 | $ 155,000 | $ 38,000 | $ 89,000 |
| Greenville County South Carolina | 4 | $ 345,000 | $ 86,000 | $ 63,000 |
| Rutherford County Tennessee | 4 | $ 297,000 | $ 74,000 | $ 114,000 |
| Burnet County Texas | 4 | $ 1,152,000 | $ 288,000 | $ 42,000 |
| Arlington County Virginia | 4 | $ 1,925,000 | $ 481,000 | $ 168,000 |
| Hopewell County Virginia | 4 | $ 423,000 | $ 105,000 | $ 112,000 |
| James City County Virginia | 4 | $ 639,000 | $ 159,000 | $ 117,000 |
| Richmond City County Virginia | 4 | $ 507,000 | $ 126,000 | $ 116,000 |
| Spotsylvania County Virginia | 4 | $ 530,000 | $ 132,000 | $ 121,000 |
| Marathon County Wisconsin | 4 | $ 268,000 | $ 67,000 | $ 123,000 |
| Polk County Wisconsin | 4 | $ 260,000 | $ 65,000 | $ 84,000 |
| Anchorage County Alaska | 3 | $ 796,000 | $ 265,000 | $ 144,000 |
| Charlotte County Florida | 3 | $ 340,000 | $ 113,000 | $ 94,000 |
| Escambia County Florida | 3 | $ 556,000 | $ 185,000 | $ 146,000 |
| Highlands County Florida | 3 | $ 505,000 | $ 168,000 | $ 155,000 |
| Sarasota County Florida | 3 | $ 1,045,000 | $ 348,000 | $ 340,000 |
| Kane County Illinois | 3 | $ 347,000 | $ 115,000 | $ 108,000 |
| Ascension County Louisiana | 3 | $ 309,000 | $ 103,000 | $ 94,000 |
| Talbot County Maryland | 3 | $ 2,198,000 | $ 732,000 | $ 218,000 |
| Scott County Minnesota | 3 | $ 404,000 | $ 134,000 | $ 72,000 |
| Taos County New Mexico | 3 | $ 320,000 | $ 106,000 | $ 0 |
| Licking County Ohio | 3 | $ 354,000 | $ 118,000 | $ 90,000 |
| Bristol County Rhode Island | 3 | $ 363,000 | $ 121,000 | $ 30,000 |
| Lexington County South Carolina | 3 | $ 287,000 | $ 95,000 | $ 69,000 |
| Pickens County South Carolina | 3 | $ 1,342,000 | $ 447,000 | $ 1,846,000 |
| Cheatham County Tennessee | 3 | $ 161,000 | $ 53,000 | $ 187,000 |
| Davidson County Tennessee | 3 | $ 193,000 | $ 64,000 | $ 0 |
| Hamilton County Tennessee | 3 | $ 184,000 | $ 61,000 | $ 34,000 |
| Williamson County Tennessee | 3 | $ 964,000 | $ 321,000 | $ 120,000 |
| Hardin County Texas | 3 | $ 348,000 | $ 116,000 | $ 43,000 |
| Albemarle County Virginia | 3 | $ 829,000 | $ 276,000 | $ 77,000 |
| Kitsap County Washington | 3 | $ 306,000 | $ 102,000 | $ 61,000 |
| Snohomish County Washington | 3 | $ 538,000 | $ 179,000 | $ 24,000 |
| Thurston County Washington | 3 | $ 568,000 | $ 189,000 | $ 96,000 |
| Washburn County Wisconsin | 3 | $ 242,000 | $ 80,000 | $ 156,000 |
| Dale County Alabama | 2 | $ 89,000 | $ 44,000 | $ 0 |
| Lauderdale County Alabama | 2 | $ 150,000 | $ 75,000 | $ 63,000 |
| Limestone County Alabama | 2 | $ 65,000 | $ 32,000 | $ 57,000 |
| Montgomery County Alabama | 2 | $ 128,000 | $ 64,000 | $ 135,000 |
| Winston County Alabama | 2 | $ 314,000 | $ 157,000 | $ 0 |
| Matanuska-Susitna County Alaska | 2 | $ 276,000 | $ 138,000 | $ 113,000 |
| Pinal County Arizona | 2 | $ 129,000 | $ 64,000 | $ 174,000 |
| Logan County Arkansas | 2 | $ 138,000 | $ 69,000 | $ 120,000 |
| Pulaski County Arkansas | 2 | $ 125,000 | $ 62,000 | $ 42,000 |
| Sebastian County Arkansas | 2 | $ 1,283,000 | $ 641,000 | $ 420,000 |
| Humboldt County California | 2 | $ 321,000 | $ 160,000 | $ 48,000 |
| Madera County California | 2 | $ 196,000 | $ 98,000 | $ 138,000 |
| San Benito County California | 2 | $ 1,200,000 | $ 600,000 | $ 399,000 |
| El Paso County Colorado | 2 | $ 238,000 | $ 119,000 | $ 120,000 |
| Grand County Colorado | 2 | $ 226,000 | $ 113,000 | $ 0 |
| Kent County Delaware | 2 | $ 219,000 | $ 109,000 | $ 111,000 |
| New Castle County Delaware | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Citrus County Florida | 2 | $ 337,000 | $ 168,000 | $ 161,000 |
| Clay County Florida | 2 | $ 226,000 | $ 113,000 | $ 109,000 |
| Collier County Florida | 2 | $ 825,000 | $ 412,000 | $ 471,000 |
| Columbia County Florida | 2 | $ 405,000 | $ 202,000 | $ 119,000 |
| Flagler County Florida | 2 | $ 194,000 | $ 97,000 | $ 127,000 |
| Indian River County Florida | 2 | $ 797,000 | $ 398,000 | $ 269,000 |
| Lake County Florida | 2 | $ 250,000 | $ 125,000 | $ 80,000 |
| Manatee County Florida | 2 | $ 219,000 | $ 109,000 | $ 96,000 |
| Martin County Florida | 2 | $ 292,000 | $ 146,000 | $ 68,000 |
| Okeechobee County Florida | 2 | $ 190,000 | $ 95,000 | $ 384,000 |
| St. Johns County Florida | 2 | $ 220,000 | $ 110,000 | $ 86,000 |
| Carroll County Georgia | 2 | $ 166,000 | $ 83,000 | $ 0 |
| Columbia County Georgia | 2 | $ 316,000 | $ 158,000 | $ 142,000 |
| Floyd County Georgia | 2 | $ 299,000 | $ 149,000 | $ 103,000 |
| Houston County Georgia | 2 | $ 440,000 | $ 220,000 | $ 96,000 |
| Liberty County Georgia | 2 | $ 96,000 | $ 48,000 | $ 0 |
| Putnam County Georgia | 2 | $ 243,000 | $ 121,000 | $ 205,000 |
| Rockdale County Georgia | 2 | $ 850,000 | $ 425,000 | $ 254,000 |
| Stephens County Georgia | 2 | $ 440,000 | $ 220,000 | $ 168,000 |
| Whitfield County Georgia | 2 | $ 144,000 | $ 72,000 | $ 57,000 |
| Maui County Hawaii | 2 | $ 233,000 | $ 116,000 | $ 146,000 |
| Bannock County Idaho | 2 | $ 156,000 | $ 78,000 | $ 210,000 |
| Blaine County Idaho | 2 | $ 1,500,000 | $ 750,000 | $ 677,000 |
| Boone County Illinois | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Champaign County Illinois | 2 | $ 191,000 | $ 95,000 | $ 66,000 |
| Clark County Illinois | 2 | $ 204,000 | $ 102,000 | $ 95,000 |
| Fulton County Illinois | 2 | $ 94,000 | $ 47,000 | $ 0 |
| Macon County Illinois | 2 | $ 80,000 | $ 40,000 | $ 0 |
| McHenry County Illinois | 2 | $ 215,000 | $ 107,000 | $ 54,000 |
| Ogle County Illinois | 2 | $ 190,000 | $ 95,000 | $ 89,000 |
| Allen County Indiana | 2 | $ 140,000 | $ 70,000 | $ 162,000 |
| Dearborn County Indiana | 2 | $ 130,000 | $ 65,000 | $ 34,000 |
| Hamilton County Indiana | 2 | $ 286,000 | $ 143,000 | $ 126,000 |
| Johnson County Indiana | 2 | $ 202,000 | $ 101,000 | $ 360,000 |
| Madison County Indiana | 2 | $ 107,000 | $ 53,000 | $ 80,000 |
| Dallas County Iowa | 2 | $ 1,065,000 | $ 532,000 | $ 0 |
| Lucas County Iowa | 2 | $ 76,000 | $ 38,000 | $ 59,000 |
| Muscatine County Iowa | 2 | $ 67,000 | $ 33,000 | $ 0 |
| Polk County Iowa | 2 | $ 133,000 | $ 66,000 | $ 152,000 |
| Johnson County Kansas | 2 | $ 190,000 | $ 95,000 | $ 100,000 |
| Leavenworth County Kansas | 2 | $ 90,000 | $ 45,000 | $ 84,000 |
| Sedgwick County Kansas | 2 | $ 104,000 | $ 52,000 | $ 0 |
| Casey County Kentucky | 2 | $ 116,000 | $ 58,000 | $ 0 |
| Oldham County Kentucky | 2 | $ 1,350,000 | $ 675,000 | $ 0 |
| Bossier County Louisiana | 2 | $ 71,000 | $ 35,000 | $ 55,000 |
| Calcasieu County Louisiana | 2 | $ 101,000 | $ 50,000 | $ 96,000 |
| Iberville County Louisiana | 2 | $ 122,000 | $ 61,000 | $ 59,000 |
| St. Tammany County Louisiana | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Androscoggin County Maine | 2 | $ 157,000 | $ 78,000 | $ 29,000 |
| Bristol County Massachusetts | 2 | $ 510,000 | $ 255,000 | $ 205,000 |
| Worcester County Massachusetts | 2 | $ 842,000 | $ 421,000 | $ 162,000 |
| Eaton County Michigan | 2 | $ 115,000 | $ 57,000 | $ 43,000 |
| Kandiyohi County Minnesota | 2 | $ 232,000 | $ 116,000 | $ 214,000 |
| McLeod County Minnesota | 2 | $ 212,000 | $ 106,000 | $ 63,000 |
| Forrest County Mississippi | 2 | $ 230,000 | $ 115,000 | $ 97,000 |
| Lee County Mississippi | 2 | $ 132,000 | $ 66,000 | $ 161,000 |
| Madison County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 62,000 |
| Clay County Missouri | 2 | $ 151,000 | $ 75,000 | $ 172,000 |
| Ste. Genevieve County Missouri | 2 | $ 124,000 | $ 62,000 | $ 0 |
| Taney County Missouri | 2 | $ 165,000 | $ 82,000 | $ 51,000 |
| Washington County Missouri | 2 | $ 122,000 | $ 61,000 | $ 110,000 |
| Webster County Missouri | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Churchill County Nevada | 2 | $ 124,000 | $ 62,000 | $ 132,000 |
| Belknap County New Hampshire | 2 | $ 272,000 | $ 136,000 | $ 109,000 |
| Grafton County New Hampshire | 2 | $ 177,000 | $ 88,000 | $ 70,000 |
| Dona Ana County New Mexico | 2 | $ 78,000 | $ 39,000 | $ 0 |
| Craven County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 101,000 |
| Dare County North Carolina | 2 | $ 595,000 | $ 297,000 | $ 204,000 |
| Edgecombe County North Carolina | 2 | $ 113,000 | $ 56,000 | $ 90,000 |
| Granville County North Carolina | 2 | $ 114,000 | $ 57,000 | $ 120,000 |
| Johnston County North Carolina | 2 | $ 125,000 | $ 62,000 | $ 77,000 |
| Nash County North Carolina | 2 | $ 135,000 | $ 67,000 | $ 0 |
| Onslow County North Carolina | 2 | $ 96,000 | $ 48,000 | $ 0 |
| Wilson County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 28,000 |
| Cuyahoga County Ohio | 2 | $ 249,000 | $ 124,000 | $ 38,000 |
| Delaware County Ohio | 2 | $ 402,000 | $ 201,000 | $ 44,000 |
| Montgomery County Ohio | 2 | $ 119,000 | $ 59,000 | $ 97,000 |
| Delaware County Oklahoma | 2 | $ 118,000 | $ 59,000 | $ 79,000 |
| Bedford County Pennsylvania | 2 | $ 75,000 | $ 37,000 | $ 23,000 |
| Dauphin County Pennsylvania | 2 | $ 119,000 | $ 59,000 | $ 89,000 |
| Northampton County Pennsylvania | 2 | $ 458,000 | $ 229,000 | $ 69,000 |
| Aiken County South Carolina | 2 | $ 233,000 | $ 116,000 | $ 106,000 |
| Anderson County South Carolina | 2 | $ 367,000 | $ 183,000 | $ 108,000 |
| Berkeley County South Carolina | 2 | $ 255,000 | $ 127,000 | $ 89,000 |
| York County South Carolina | 2 | $ 408,000 | $ 204,000 | $ 171,000 |
| Bledsoe County Tennessee | 2 | $ 95,000 | $ 47,000 | $ 32,000 |
| Dyer County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Hawkins County Tennessee | 2 | $ 115,000 | $ 57,000 | $ 91,000 |
| Lawrence County Tennessee | 2 | $ 155,000 | $ 77,000 | $ 186,000 |
| Loudon County Tennessee | 2 | $ 242,000 | $ 121,000 | $ 125,000 |
| Sevier County Tennessee | 2 | $ 213,000 | $ 106,000 | $ 123,000 |
| Sumner County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 135,000 |
| Washington County Tennessee | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Austin County Texas | 2 | $ 114,000 | $ 57,000 | $ 77,000 |
| Comal County Texas | 2 | $ 136,000 | $ 68,000 | $ 120,000 |
| Hamilton County Texas | 2 | $ 93,000 | $ 46,000 | $ 67,000 |
| Hardeman County Texas | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Kendall County Texas | 2 | $ 243,000 | $ 121,000 | $ 240,000 |
| Kerr County Texas | 2 | $ 234,000 | $ 117,000 | $ 133,000 |
| McLennan County Texas | 2 | $ 112,000 | $ 56,000 | $ 123,000 |
| Medina County Texas | 2 | $ 407,000 | $ 203,000 | $ 155,000 |
| Midland County Texas | 2 | $ 73,000 | $ 36,000 | $ 40,000 |
| Nacogdoches County Texas | 2 | $ 88,000 | $ 44,000 | $ 45,000 |
| Newton County Texas | 2 | $ 161,000 | $ 80,000 | $ 84,000 |
| Orange County Texas | 2 | $ 69,000 | $ 34,000 | $ 96,000 |
| Val Verde County Texas | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Wharton County Texas | 2 | $ 79,000 | $ 39,000 | $ 80,000 |
| Wilson County Texas | 2 | $ 263,000 | $ 131,000 | $ 87,000 |
| Iron County Utah | 2 | $ 85,000 | $ 42,000 | $ 60,000 |
| Sevier County Utah | 2 | $ 67,000 | $ 33,000 | $ 32,000 |
| Isle of Wight County Virginia | 2 | $ 360,000 | $ 180,000 | $ 113,000 |
| King George County Virginia | 2 | $ 540,000 | $ 270,000 | $ 1,780,000 |
| Montgomery County Virginia | 2 | $ 210,000 | $ 105,000 | $ 58,000 |
| Roanoke City County Virginia | 2 | $ 339,000 | $ 169,000 | $ 76,000 |
| Warren County Virginia | 2 | $ 270,000 | $ 135,000 | $ 70,000 |
| Cowlitz County Washington | 2 | $ 307,000 | $ 153,000 | $ 30,000 |
| Kittitas County Washington | 2 | $ 180,000 | $ 90,000 | $ 105,000 |
| Spokane County Washington | 2 | $ 161,000 | $ 80,000 | $ 15,000 |
| Door County Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 39,000 |
| Ozaukee County Wisconsin | 2 | $ 225,000 | $ 112,000 | $ 157,000 |
| Racine County Wisconsin | 2 | $ 117,000 | $ 58,000 | $ 95,000 |
| Waukesha County Wisconsin | 2 | $ 275,000 | $ 137,000 | $ 0 |
| Morgan County Alabama | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Shelby County Alabama | 1 | $ 120,000 | $ 120,000 | $ 264,000 |
| Washington County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Mendocino County California | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Monterey County California | 1 | $ 520,000 | $ 520,000 | $ 0 |
| San Francisco County California | 1 | $ 531,000 | $ 531,000 | $ 0 |
| Stanislaus County California | 1 | $ 236,000 | $ 236,000 | $ 94,000 |
| Sutter County California | 1 | $ 243,000 | $ 243,000 | $ 96,000 |
| Eagle County Colorado | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 322,000 | $ 322,000 | $ 206,000 |
| San Miguel County Colorado | 1 | $ 829,000 | $ 829,000 | $ 401,000 |
| Summit County Colorado | 1 | $ 480,000 | $ 480,000 | $ 125,000 |
| Bryan County Georgia | 1 | $ 183,000 | $ 183,000 | $ 67,000 |
| Butts County Georgia | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Franklin County Georgia | 1 | $ 228,000 | $ 228,000 | $ 118,000 |
| Glynn County Georgia | 1 | $ 585,000 | $ 585,000 | $ 780,000 |
| Greene County Georgia | 1 | $ 560,000 | $ 560,000 | $ 182,000 |
| Hart County Georgia | 1 | $ 29,000 | $ 29,000 | $ 118,000 |
| Morgan County Georgia | 1 | $ 260,000 | $ 260,000 | $ 141,000 |
| Walker County Georgia | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| White County Georgia | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 62,000 | $ 62,000 | $ 361,000 |
| Kendall County Illinois | 1 | $ 30,000 | $ 30,000 | $ 102,000 |
| Peoria County Illinois | 1 | $ 288,000 | $ 288,000 | $ 93,000 |
| Elkhart County Indiana | 1 | $ 117,000 | $ 117,000 | $ 2,000 |
| Fayette County Indiana | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Rush County Indiana | 1 | $ 33,000 | $ 33,000 | $ 114,000 |
| St. Joseph County Indiana | 1 | $ 52,000 | $ 52,000 | $ 66,000 |
| Boone County Kentucky | 1 | $ 282,000 | $ 282,000 | $ 251,000 |
| Cumberland County Maine | 1 | $ 168,000 | $ 168,000 | $ 128,000 |
| St. Mary's County Maryland | 1 | $ 385,000 | $ 385,000 | $ 188,000 |
| Wicomico County Maryland | 1 | $ 726,000 | $ 726,000 | $ 270,000 |
| Essex County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 154,000 |
| Washington County Mississippi | 1 | $ 82,000 | $ 82,000 | $ 53,000 |
| Jefferson County Missouri | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Colfax County New Mexico | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Rio Arriba County New Mexico | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Saratoga County New York | 1 | $ 450,000 | $ 450,000 | $ 156,000 |
| Cumberland County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 76,000 |
| Wayne County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 89,000 |
| Athens County Ohio | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Clark County Ohio | 1 | $ 65,000 | $ 65,000 | $ 159,000 |
| Geauga County Ohio | 1 | $ 213,000 | $ 213,000 | $ 240,000 |
| Hamilton County Ohio | 1 | $ 74,000 | $ 74,000 | $ 116,000 |
| Lorain County Ohio | 1 | $ 104,000 | $ 104,000 | $ 181,000 |
| Lucas County Ohio | 1 | $ 51,000 | $ 51,000 | $ 70,000 |
| Tulsa County Oklahoma | 1 | $ 312,000 | $ 312,000 | $ 250,000 |
| Bradford County Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 71,000 |
| Chester County Pennsylvania | 1 | $ 384,000 | $ 384,000 | $ 240,000 |
| Columbia County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 135,000 |
| Monroe County Pennsylvania | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Colleton County South Carolina | 1 | $ 192,000 | $ 192,000 | $ 76,000 |
| Fairfield County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Georgetown County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Sumter County South Carolina | 1 | $ 260,000 | $ 260,000 | $ 160,000 |
| Union County South Dakota | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Fayette County Tennessee | 1 | $ 19,000 | $ 19,000 | $ 34,000 |
| Madison County Tennessee | 1 | $ 27,000 | $ 27,000 | $ 138,000 |
| Sullivan County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 615,000 |
| Wilson County Tennessee | 1 | $ 328,000 | $ 328,000 | $ 148,000 |
| Angelina County Texas | 1 | $ 80,000 | $ 80,000 | $ 113,000 |
| Aransas County Texas | 1 | $ 215,000 | $ 215,000 | $ 168,000 |
| Atascosa County Texas | 1 | $ 326,000 | $ 326,000 | $ 0 |
| Baylor County Texas | 1 | $ 11,000 | $ 11,000 | $ 36,000 |
| Bosque County Texas | 1 | $ 73,000 | $ 73,000 | $ 24,000 |
| Caldwell County Texas | 1 | $ 96,000 | $ 96,000 | $ 96,000 |
| Cooke County Texas | 1 | $ 121,000 | $ 121,000 | $ 124,000 |
| Dimmit County Texas | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Fayette County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Gillespie County Texas | 1 | $ 175,000 | $ 175,000 | $ 180,000 |
| Grayson County Texas | 1 | $ 56,000 | $ 56,000 | $ 81,000 |
| Harrison County Texas | 1 | $ 180,000 | $ 180,000 | $ 108,000 |
| Hill County Texas | 1 | $ 88,000 | $ 88,000 | $ 80,000 |
| Lee County Texas | 1 | $ 73,000 | $ 73,000 | $ 40,000 |
| Leon County Texas | 1 | $ 179,000 | $ 179,000 | $ 600,000 |
| Potter County Texas | 1 | $ 76,000 | $ 76,000 | $ 48,000 |
| Rusk County Texas | 1 | $ 52,000 | $ 52,000 | $ 0 |
| San Patricio County Texas | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Starr County Texas | 1 | $ 190,000 | $ 190,000 | $ 85,000 |
| Trinity County Texas | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Victoria County Texas | 1 | $ 360,000 | $ 360,000 | $ 150,000 |
| Wood County Texas | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Goochland County Virginia | 1 | $ 254,000 | $ 254,000 | $ 131,000 |
| Hampton County Virginia | 1 | $ 213,000 | $ 213,000 | $ 172,000 |
| Newport News County Virginia | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Orange County Virginia | 1 | $ 461,000 | $ 461,000 | $ 167,000 |
| Grant County Washington | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Island County Washington | 1 | $ 305,000 | $ 305,000 | $ 94,000 |
| Mason County Washington | 1 | $ 103,000 | $ 103,000 | $ 60,000 |
| Walla Walla County Washington | 1 | $ 31,000 | $ 31,000 | $ 98,000 |
| Laramie County Wyoming | 1 | $ 196,000 | $ 196,000 | $ 0 |
Mortgage Loan Application Detail Totals for Jlm Direct Funding Ltd in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,870 | $713,474,000 | $153,590 | $1,735,000 | $117,227 | $4,731,000 |
| Refinancing | 1,050 | $251,955,000 | $190,731 | $2,900,000 | $93,439 | $2,750,000 |
| Home Improvement | 2 | $150,000 | $75,000 | $100,000 | $245,000 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 3,231 | $526,677,000 | $170,186 | $1,735,000 | $98,906 | $2,750,000 |
| White | 1,227 | $205,103,000 | $149,842 | $1,950,000 | $109,684 | $4,500,000 |
| Hispanic | 654 | $100,199,000 | $157,483 | $1,950,000 | $110,645 | $2,112,000 |
| Black or African American | 569 | $76,271,000 | $161,214 | $1,150,000 | $159,214 | $4,731,000 |
| Asian | 183 | $38,004,000 | $221,294 | $1,351,000 | $190,411 | $1,062,000 |
| Native Hawaiian or Other Pacific Islander | 39 | $12,636,000 | $190,600 | $2,900,000 | $130,800 | $300,000 |
| American Indian or Alaskan Native | 16 | $5,171,000 | $310,714 | $1,403,000 | $199,428 | $1,062,000 |
| Not applicable | 3 | $1,518,000 | $698,000 | $1,275,000 | $364,000 | $637,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,922 | $965,579,000 | $163,065 | $2,900,000 | $107,956 | $4,731,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,895 | $431,914,000 | $166,097 | $1,950,000 | $127,634 | $4,731,000 |
| Application Approved But Not Accepted | 1,169 | $199,448,000 | $159,081 | $1,463,000 | $133,459 | $1,200,000 |
| Application Withdrawn By Applicant | 971 | $171,821,000 | $171,078 | $2,900,000 | $67,657 | $2,112,000 |
| Application Denied By Financial Institution | 591 | $84,563,000 | $161,696 | $1,397,000 | $113,151 | $1,664,000 |
| File Closed For Incompleteness | 296 | $77,833,000 | $179,280 | $1,500,000 | $101,960 | $4,500,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 151 | $17,780,000 | $141,238 | $1,000,000 | $117,857 | $466,000 |
| Other | 124 | $20,453,000 | $182,235 | $1,397,000 | $138,176 | $1,062,000 |
| Credit History | 105 | $12,981,000 | $121,888 | $1,000,000 | $66,666 | $240,000 |
| Unverifiable Information | 51 | $7,704,000 | $134,714 | $680,000 | $135,000 | $1,080,000 |
| Debt-To-Income Ratio | 29 | $4,065,000 | $124,142 | $940,000 | $84,714 | $300,000 |
| Employment History | 19 | $2,499,000 | $283,000 | $760,000 | $167,000 | $228,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $2,764,000 | $153,333 | $372,000 | $243,333 | $1,664,000 |
| Credit Application Incomplete | 5 | $891,000 | $151,333 | $613,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jlm Direct Funding Ltd's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jlm Direct Funding Ltd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.