Jmac Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Jmac Lending, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Jmac Lending, Inc. 2510 Red Hill Ave Sacramento, CA 92705 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,811 |
| Total Mortgage Loan Application Amount | $3,575,645,000 |
| Average Mortgage Loan Application Amount | $500,750 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $153,250 |
| Highest Applicant Income | $9,074,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Jmac Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Jmac Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Jmac Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Jmac Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Jmac Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Jmac Lending, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County California | 1,218 | $ 679,780,000 | $ 558,000 | $ 178,000 |
| Los Angeles County California | 1,114 | $ 655,620,000 | $ 588,000 | $ 173,000 |
| Riverside County California | 377 | $ 150,895,000 | $ 400,000 | $ 144,000 |
| Santa Clara County California | 370 | $ 279,590,000 | $ 755,000 | $ 250,000 |
| San Diego County California | 331 | $ 224,615,000 | $ 678,000 | $ 221,000 |
| San Bernardino County California | 287 | $ 110,865,000 | $ 386,000 | $ 123,000 |
| Alameda County California | 258 | $ 164,890,000 | $ 639,000 | $ 188,000 |
| Contra Costa County California | 211 | $ 135,035,000 | $ 639,000 | $ 198,000 |
| Sacramento County California | 193 | $ 73,395,000 | $ 380,000 | $ 145,000 |
| San Mateo County California | 135 | $ 122,715,000 | $ 909,000 | $ 255,000 |
| Maricopa County Arizona | 124 | $ 46,720,000 | $ 376,000 | $ 135,000 |
| Broward County Florida | 90 | $ 25,600,000 | $ 284,000 | $ 106,000 |
| San Francisco County California | 82 | $ 63,490,000 | $ 774,000 | $ 214,000 |
| King County Washington | 73 | $ 44,495,000 | $ 609,000 | $ 206,000 |
| Placer County California | 70 | $ 35,550,000 | $ 507,000 | $ 174,000 |
| Washoe County Nevada | 61 | $ 22,975,000 | $ 376,000 | $ 127,000 |
| Clark County Nevada | 57 | $ 20,755,000 | $ 364,000 | $ 182,000 |
| Ventura County California | 56 | $ 36,750,000 | $ 656,000 | $ 208,000 |
| Palm Beach County Florida | 56 | $ 18,230,000 | $ 325,000 | $ 154,000 |
| Fresno County California | 53 | $ 20,845,000 | $ 393,000 | $ 184,000 |
| Harris County Texas | 53 | $ 16,605,000 | $ 313,000 | $ 150,000 |
| Miami-Dade County Florida | 52 | $ 19,720,000 | $ 379,000 | $ 123,000 |
| San Joaquin County California | 50 | $ 23,610,000 | $ 472,000 | $ 144,000 |
| Dallas County Texas | 46 | $ 14,060,000 | $ 305,000 | $ 150,000 |
| Tarrant County Texas | 45 | $ 13,435,000 | $ 298,000 | $ 106,000 |
| Solano County California | 43 | $ 16,525,000 | $ 384,000 | $ 144,000 |
| Denton County Texas | 37 | $ 15,155,000 | $ 409,000 | $ 63,000 |
| El Dorado County California | 33 | $ 19,215,000 | $ 582,000 | $ 265,000 |
| Collin County Texas | 33 | $ 11,635,000 | $ 352,000 | $ 142,000 |
| Bexar County Texas | 32 | $ 8,210,000 | $ 256,000 | $ 173,000 |
| Kern County California | 31 | $ 8,975,000 | $ 289,000 | $ 106,000 |
| Sonoma County California | 30 | $ 18,360,000 | $ 612,000 | $ 174,000 |
| Travis County Texas | 29 | $ 19,425,000 | $ 669,000 | $ 268,000 |
| Santa Cruz County California | 28 | $ 21,030,000 | $ 751,000 | $ 228,000 |
| Snohomish County Washington | 26 | $ 10,150,000 | $ 390,000 | $ 154,000 |
| Marin County California | 25 | $ 22,385,000 | $ 895,000 | $ 246,000 |
| Santa Barbara County California | 24 | $ 17,850,000 | $ 743,000 | $ 222,000 |
| Multnomah County Oregon | 23 | $ 8,045,000 | $ 349,000 | $ 125,000 |
| San Luis Obispo County California | 21 | $ 9,085,000 | $ 432,000 | $ 170,000 |
| Yolo County California | 21 | $ 7,905,000 | $ 376,000 | $ 149,000 |
| Gwinnett County Georgia | 21 | $ 6,615,000 | $ 315,000 | $ 167,000 |
| Monterey County California | 19 | $ 9,915,000 | $ 521,000 | $ 147,000 |
| Stanislaus County California | 19 | $ 8,435,000 | $ 443,000 | $ 195,000 |
| Clackamas County Oregon | 19 | $ 8,745,000 | $ 460,000 | $ 146,000 |
| Orange County Florida | 18 | $ 6,190,000 | $ 343,000 | $ 131,000 |
| Marion County Oregon | 18 | $ 4,970,000 | $ 276,000 | $ 90,000 |
| Pierce County Washington | 17 | $ 5,775,000 | $ 339,000 | $ 111,000 |
| Salt Lake County Utah | 16 | $ 12,600,000 | $ 787,000 | $ 235,000 |
| Marion County Florida | 15 | $ 2,585,000 | $ 172,000 | $ 44,000 |
| Washington County Oregon | 15 | $ 7,405,000 | $ 493,000 | $ 146,000 |
| Duval County Florida | 14 | $ 2,660,000 | $ 190,000 | $ 161,000 |
| Volusia County Florida | 14 | $ 3,860,000 | $ 275,000 | $ 91,000 |
| Merced County California | 13 | $ 3,445,000 | $ 265,000 | $ 130,000 |
| Fort Bend County Texas | 13 | $ 3,895,000 | $ 299,000 | $ 183,000 |
| Pima County Arizona | 12 | $ 3,330,000 | $ 277,000 | $ 94,000 |
| Tulare County California | 12 | $ 3,800,000 | $ 316,000 | $ 128,000 |
| Denver County Colorado | 12 | $ 8,140,000 | $ 678,000 | $ 295,000 |
| Kootenai County Idaho | 12 | $ 5,460,000 | $ 455,000 | $ 414,000 |
| Midland County Texas | 12 | $ 3,540,000 | $ 295,000 | $ 113,000 |
| Hillsborough County Florida | 11 | $ 3,355,000 | $ 305,000 | $ 142,000 |
| Deschutes County Oregon | 11 | $ 4,105,000 | $ 373,000 | $ 134,000 |
| Williamson County Texas | 11 | $ 4,375,000 | $ 397,000 | $ 156,000 |
| Napa County California | 10 | $ 5,050,000 | $ 505,000 | $ 176,000 |
| Arapahoe County Colorado | 10 | $ 3,600,000 | $ 360,000 | $ 89,000 |
| Fulton County Georgia | 10 | $ 5,720,000 | $ 572,000 | $ 154,000 |
| Berkeley County South Carolina | 10 | $ 2,700,000 | $ 270,000 | $ 79,000 |
| Shelby County Tennessee | 10 | $ 1,800,000 | $ 180,000 | $ 128,000 |
| Nevada County California | 9 | $ 5,425,000 | $ 602,000 | $ 242,000 |
| Weld County Colorado | 9 | $ 2,845,000 | $ 316,000 | $ 122,000 |
| Lake County Florida | 9 | $ 2,285,000 | $ 253,000 | $ 104,000 |
| Seminole County Florida | 9 | $ 1,855,000 | $ 206,000 | $ 86,000 |
| St. Lucie County Florida | 9 | $ 2,355,000 | $ 261,000 | $ 74,000 |
| Lee County Florida | 8 | $ 2,450,000 | $ 306,000 | $ 110,000 |
| Cobb County Georgia | 8 | $ 3,390,000 | $ 423,000 | $ 131,000 |
| Churchill County Nevada | 8 | $ 2,320,000 | $ 290,000 | $ 64,000 |
| Polk County Oregon | 8 | $ 1,790,000 | $ 223,000 | $ 84,000 |
| Charleston County South Carolina | 8 | $ 3,230,000 | $ 403,000 | $ 164,000 |
| Mohave County Arizona | 7 | $ 2,235,000 | $ 319,000 | $ 207,000 |
| Shasta County California | 7 | $ 1,985,000 | $ 283,000 | $ 73,000 |
| Boulder County Colorado | 7 | $ 5,575,000 | $ 796,000 | $ 201,000 |
| Jefferson County Colorado | 7 | $ 2,795,000 | $ 399,000 | $ 141,000 |
| DeKalb County Georgia | 7 | $ 1,505,000 | $ 215,000 | $ 68,000 |
| Ector County Texas | 7 | $ 1,555,000 | $ 222,000 | $ 114,000 |
| La Paz County Arizona | 6 | $ 2,380,000 | $ 396,000 | $ 389,000 |
| Butte County California | 6 | $ 1,960,000 | $ 326,000 | $ 159,000 |
| San Benito County California | 6 | $ 2,700,000 | $ 450,000 | $ 183,000 |
| Douglas County Colorado | 6 | $ 2,680,000 | $ 446,000 | $ 136,000 |
| Larimer County Colorado | 6 | $ 2,580,000 | $ 430,000 | $ 143,000 |
| Davidson County Tennessee | 6 | $ 1,620,000 | $ 270,000 | $ 86,000 |
| Galveston County Texas | 6 | $ 1,640,000 | $ 273,000 | $ 158,000 |
| Montgomery County Texas | 6 | $ 2,260,000 | $ 376,000 | $ 131,000 |
| Coconino County Arizona | 5 | $ 3,335,000 | $ 667,000 | $ 250,000 |
| Adams County Colorado | 5 | $ 2,215,000 | $ 443,000 | $ 136,000 |
| Pinellas County Florida | 5 | $ 1,125,000 | $ 225,000 | $ 83,000 |
| Sarasota County Florida | 5 | $ 2,135,000 | $ 427,000 | $ 137,000 |
| Hennepin County Minnesota | 5 | $ 1,685,000 | $ 337,000 | $ 154,000 |
| Lyon County Nevada | 5 | $ 1,315,000 | $ 263,000 | $ 95,000 |
| Mecklenburg County North Carolina | 5 | $ 955,000 | $ 191,000 | $ 81,000 |
| Jackson County Oregon | 5 | $ 2,135,000 | $ 427,000 | $ 179,000 |
| Linn County Oregon | 5 | $ 1,595,000 | $ 319,000 | $ 107,000 |
| Williamson County Tennessee | 5 | $ 2,965,000 | $ 593,000 | $ 221,000 |
| Spokane County Washington | 5 | $ 2,235,000 | $ 447,000 | $ 142,000 |
| Jefferson County Alabama | 4 | $ 1,020,000 | $ 255,000 | $ 145,000 |
| Pinal County Arizona | 4 | $ 740,000 | $ 185,000 | $ 136,000 |
| Humboldt County California | 4 | $ 1,390,000 | $ 347,000 | $ 108,000 |
| Madera County California | 4 | $ 2,950,000 | $ 737,000 | $ 721,000 |
| Yuba County California | 4 | $ 880,000 | $ 220,000 | $ 75,000 |
| Brevard County Florida | 4 | $ 1,290,000 | $ 322,000 | $ 64,000 |
| Manatee County Florida | 4 | $ 1,360,000 | $ 340,000 | $ 171,000 |
| Martin County Florida | 4 | $ 1,130,000 | $ 282,000 | $ 82,000 |
| Douglas County Nevada | 4 | $ 2,060,000 | $ 515,000 | $ 132,000 |
| Santa Fe County New Mexico | 4 | $ 2,700,000 | $ 675,000 | $ 364,000 |
| Franklin County Ohio | 4 | $ 660,000 | $ 165,000 | $ 72,000 |
| Lane County Oregon | 4 | $ 1,520,000 | $ 380,000 | $ 168,000 |
| Dorchester County South Carolina | 4 | $ 830,000 | $ 207,000 | $ 54,000 |
| Comal County Texas | 4 | $ 1,370,000 | $ 342,000 | $ 104,000 |
| Ellis County Texas | 4 | $ 1,370,000 | $ 342,000 | $ 135,000 |
| Medina County Texas | 4 | $ 1,060,000 | $ 265,000 | $ 92,000 |
| Prince William County Virginia | 4 | $ 1,230,000 | $ 307,000 | $ 70,000 |
| Yavapai County Arizona | 3 | $ 945,000 | $ 315,000 | $ 115,000 |
| Amador County California | 3 | $ 835,000 | $ 278,000 | $ 221,000 |
| Calaveras County California | 3 | $ 1,025,000 | $ 341,000 | $ 184,000 |
| Lake County California | 3 | $ 955,000 | $ 318,000 | $ 74,000 |
| Mendocino County California | 3 | $ 1,625,000 | $ 541,000 | $ 306,000 |
| Mono County California | 3 | $ 1,245,000 | $ 415,000 | $ 295,000 |
| Sutter County California | 3 | $ 845,000 | $ 281,000 | $ 128,000 |
| Broomfield County Colorado | 3 | $ 1,165,000 | $ 388,000 | $ 67,000 |
| El Paso County Colorado | 3 | $ 1,515,000 | $ 505,000 | $ 179,000 |
| Pitkin County Colorado | 3 | $ 4,665,000 | $ 1,555,000 | $ 378,000 |
| Alachua County Florida | 3 | $ 585,000 | $ 195,000 | $ 118,000 |
| Leon County Florida | 3 | $ 545,000 | $ 181,000 | $ 259,000 |
| Pasco County Florida | 3 | $ 835,000 | $ 278,000 | $ 79,000 |
| Polk County Florida | 3 | $ 695,000 | $ 231,000 | $ 237,000 |
| St. Johns County Florida | 3 | $ 2,355,000 | $ 785,000 | $ 140,000 |
| Hood River County Oregon | 3 | $ 1,045,000 | $ 348,000 | $ 99,000 |
| Rutherford County Tennessee | 3 | $ 735,000 | $ 245,000 | $ 130,000 |
| Guadalupe County Texas | 3 | $ 975,000 | $ 325,000 | $ 141,000 |
| Johnson County Texas | 3 | $ 995,000 | $ 331,000 | $ 112,000 |
| Lubbock County Texas | 3 | $ 915,000 | $ 305,000 | $ 224,000 |
| Utah County Utah | 3 | $ 1,315,000 | $ 438,000 | $ 129,000 |
| Weber County Utah | 3 | $ 585,000 | $ 195,000 | $ 58,000 |
| Fairfax County Virginia | 3 | $ 3,755,000 | $ 1,251,000 | $ 330,000 |
| Clark County Washington | 3 | $ 815,000 | $ 271,000 | $ 67,000 |
| Kittitas County Washington | 3 | $ 2,715,000 | $ 905,000 | $ 348,000 |
| Skagit County Washington | 3 | $ 895,000 | $ 298,000 | $ 80,000 |
| Navajo County Arizona | 2 | $ 330,000 | $ 165,000 | $ 109,000 |
| Tuolumne County California | 2 | $ 500,000 | $ 250,000 | $ 95,000 |
| Archuleta County Colorado | 2 | $ 630,000 | $ 315,000 | $ 99,000 |
| Costilla County Colorado | 2 | $ 590,000 | $ 295,000 | $ 111,000 |
| Clay County Florida | 2 | $ 430,000 | $ 215,000 | $ 107,000 |
| Clarke County Georgia | 2 | $ 510,000 | $ 255,000 | $ 51,000 |
| Douglas County Georgia | 2 | $ 290,000 | $ 145,000 | $ 71,000 |
| Paulding County Georgia | 2 | $ 430,000 | $ 215,000 | $ 40,000 |
| Walton County Georgia | 2 | $ 580,000 | $ 290,000 | $ 116,000 |
| Anoka County Minnesota | 2 | $ 430,000 | $ 215,000 | $ 69,000 |
| Brunswick County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 37,000 |
| Benton County Oregon | 2 | $ 930,000 | $ 465,000 | $ 217,000 |
| Josephine County Oregon | 2 | $ 660,000 | $ 330,000 | $ 41,000 |
| Allegheny County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 104,000 |
| Beaufort County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 568,000 |
| Horry County South Carolina | 2 | $ 530,000 | $ 265,000 | $ 155,000 |
| Loudon County Tennessee | 2 | $ 2,260,000 | $ 1,130,000 | $ 277,000 |
| Bandera County Texas | 2 | $ 360,000 | $ 180,000 | $ 24,000 |
| Bell County Texas | 2 | $ 380,000 | $ 190,000 | $ 91,000 |
| Brazoria County Texas | 2 | $ 450,000 | $ 225,000 | $ 80,000 |
| Kaufman County Texas | 2 | $ 300,000 | $ 150,000 | $ 141,000 |
| Nueces County Texas | 2 | $ 430,000 | $ 215,000 | $ 119,000 |
| Davis County Utah | 2 | $ 460,000 | $ 230,000 | $ 114,000 |
| Fauquier County Virginia | 2 | $ 790,000 | $ 395,000 | $ 121,000 |
| Loudoun County Virginia | 2 | $ 620,000 | $ 310,000 | $ 78,000 |
| Spotsylvania County Virginia | 2 | $ 1,210,000 | $ 605,000 | $ 225,000 |
| York County Virginia | 2 | $ 440,000 | $ 220,000 | $ 115,000 |
| Chelan County Washington | 2 | $ 510,000 | $ 255,000 | $ 214,000 |
| Grant County Washington | 2 | $ 380,000 | $ 190,000 | $ 135,000 |
| Island County Washington | 2 | $ 580,000 | $ 290,000 | $ 81,000 |
| Kitsap County Washington | 2 | $ 550,000 | $ 275,000 | $ 66,000 |
| Lewis County Washington | 2 | $ 530,000 | $ 265,000 | $ 83,000 |
| Thurston County Washington | 2 | $ 1,070,000 | $ 535,000 | $ 239,000 |
| Yakima County Washington | 2 | $ 730,000 | $ 365,000 | $ 79,000 |
| Madison County Alabama | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Cochise County Arizona | 1 | $ 235,000 | $ 235,000 | $ 119,000 |
| Santa Cruz County Arizona | 1 | $ 405,000 | $ 405,000 | $ 96,000 |
| Glenn County California | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Imperial County California | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Plumas County California | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Siskiyou County California | 1 | $ 145,000 | $ 145,000 | $ 26,000 |
| Tehama County California | 1 | $ 155,000 | $ 155,000 | $ 430,000 |
| Chaffee County Colorado | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Garfield County Colorado | 1 | $ 385,000 | $ 385,000 | $ 0 |
| La Plata County Colorado | 1 | $ 925,000 | $ 925,000 | $ 99,000 |
| Montrose County Colorado | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Park County Colorado | 1 | $ 255,000 | $ 255,000 | $ 175,000 |
| Summit County Colorado | 1 | $ 1,105,000 | $ 1,105,000 | $ 304,000 |
| Collier County Florida | 1 | $ 1,035,000 | $ 1,035,000 | $ 185,000 |
| Indian River County Florida | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Osceola County Florida | 1 | $ 965,000 | $ 965,000 | $ 211,000 |
| Walton County Florida | 1 | $ 1,115,000 | $ 1,115,000 | $ 645,000 |
| Bryan County Georgia | 1 | $ 635,000 | $ 635,000 | $ 150,000 |
| Carroll County Georgia | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Chatham County Georgia | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Cherokee County Georgia | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Gordon County Georgia | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Hall County Georgia | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Henry County Georgia | 1 | $ 185,000 | $ 185,000 | $ 114,000 |
| Madison County Georgia | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Newton County Georgia | 1 | $ 205,000 | $ 205,000 | $ 37,000 |
| Rockdale County Georgia | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
| Bonner County Idaho | 1 | $ 625,000 | $ 625,000 | $ 377,000 |
| Payette County Idaho | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Anne Arundel County Maryland | 1 | $ 475,000 | $ 475,000 | $ 140,000 |
| Calvert County Maryland | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| Howard County Maryland | 1 | $ 725,000 | $ 725,000 | $ 191,000 |
| Montgomery County Maryland | 1 | $ 905,000 | $ 905,000 | $ 241,000 |
| Prince George's County Maryland | 1 | $ 375,000 | $ 375,000 | $ 82,000 |
| Oakland County Michigan | 1 | $ 795,000 | $ 795,000 | $ 294,000 |
| Carver County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 109,000 |
| Dakota County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Freeborn County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Le Sueur County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Renville County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Scott County Minnesota | 1 | $ 625,000 | $ 625,000 | $ 432,000 |
| Washington County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 94,000 |
| Carson City County Nevada | 1 | $ 545,000 | $ 545,000 | $ 371,000 |
| Lincoln County Nevada | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Storey County Nevada | 1 | $ 535,000 | $ 535,000 | $ 90,000 |
| Monmouth County New Jersey | 1 | $ 2,475,000 | $ 2,475,000 | $ 755,000 |
| Morris County New Jersey | 1 | $ 1,155,000 | $ 1,155,000 | $ 430,000 |
| Somerset County New Jersey | 1 | $ 915,000 | $ 915,000 | $ 314,000 |
| Bernalillo County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 152,000 |
| Sandoval County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Forsyth County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Jackson County North Carolina | 1 | $ 1,055,000 | $ 1,055,000 | $ 587,000 |
| New Hanover County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 156,000 |
| Wake County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 155,000 |
| Cuyahoga County Ohio | 1 | $ 155,000 | $ 155,000 | $ 179,000 |
| Summit County Ohio | 1 | $ 265,000 | $ 265,000 | $ 146,000 |
| Columbia County Oregon | 1 | $ 405,000 | $ 405,000 | $ 109,000 |
| Crook County Oregon | 1 | $ 405,000 | $ 405,000 | $ 237,000 |
| Douglas County Oregon | 1 | $ 335,000 | $ 335,000 | $ 135,000 |
| Jefferson County Oregon | 1 | $ 305,000 | $ 305,000 | $ 48,000 |
| Lincoln County Oregon | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Yamhill County Oregon | 1 | $ 295,000 | $ 295,000 | $ 122,000 |
| Montgomery County Pennsylvania | 1 | $ 675,000 | $ 675,000 | $ 273,000 |
| Sullivan County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Sumner County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 73,000 |
| Tipton County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 230,000 |
| Wilson County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 87,000 |
| Atascosa County Texas | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Brewster County Texas | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Brown County Texas | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Calhoun County Texas | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Cameron County Texas | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Deaf Smith County Texas | 1 | $ 125,000 | $ 125,000 | $ 208,000 |
| Grimes County Texas | 1 | $ 545,000 | $ 545,000 | $ 159,000 |
| Harrison County Texas | 1 | $ 315,000 | $ 315,000 | $ 252,000 |
| Hays County Texas | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Henderson County Texas | 1 | $ 205,000 | $ 205,000 | $ 274,000 |
| Hidalgo County Texas | 1 | $ 545,000 | $ 545,000 | $ 240,000 |
| Kimble County Texas | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Kinney County Texas | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Live Oak County Texas | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Llano County Texas | 1 | $ 965,000 | $ 965,000 | $ 315,000 |
| Madison County Texas | 1 | $ 195,000 | $ 195,000 | $ 216,000 |
| McLennan County Texas | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Walker County Texas | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Sevier County Utah | 1 | $ 395,000 | $ 395,000 | $ 44,000 |
| Tooele County Utah | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Washington County Utah | 1 | $ 995,000 | $ 995,000 | $ 288,000 |
| Asotin County Washington | 1 | $ 445,000 | $ 445,000 | $ 176,000 |
| Benton County Washington | 1 | $ 495,000 | $ 495,000 | $ 220,000 |
| Franklin County Washington | 1 | $ 435,000 | $ 435,000 | $ 152,000 |
| San Juan County Washington | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Stevens County Washington | 1 | $ 255,000 | $ 255,000 | $ 140,000 |
| Whatcom County Washington | 1 | $ 295,000 | $ 295,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for Jmac Lending, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,898 | $1,500,450,000 | $517,000 | $2,505,000 | $189,000 | $9,074,000 |
| Cash-out Refinancing | 1,975 | $904,845,000 | $458,000 | $2,295,000 | $139,000 | $2,980,000 |
| Home Purchase | 1,937 | $1,169,925,000 | $603,000 | $3,005,000 | $185,000 | $1,818,000 |
| Home Improvement | 1 | $425,000 | $425,000 | $425,000 | $100,000 | $100,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,294 | $1,303,690,000 | $568,000 | $3,005,000 | $199,000 | $9,074,000 |
| Asian | 2,063 | $1,089,465,000 | $528,000 | $2,505,000 | $171,000 | $2,471,000 |
| Not Provided | 1,345 | $741,305,000 | $551,000 | $2,505,000 | $177,000 | $1,818,000 |
| Hispanic | 809 | $325,205,000 | $401,000 | $1,975,000 | $123,000 | $1,608,000 |
| Black or African American | 271 | $102,705,000 | $378,000 | $2,005,000 | $112,000 | $539,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $5,485,000 | $365,000 | $995,000 | $119,000 | $212,000 |
| American Indian or Alaskan Native | 12 | $5,540,000 | $461,000 | $1,575,000 | $139,000 | $320,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,600 | $3,499,210,000 | $530,000 | $3,005,000 | $176,000 | $9,074,000 |
| FHA-insured (Federal Housing Administration) | 183 | $63,025,000 | $344,000 | $795,000 | $74,000 | $265,000 |
| VA-guaranteed (Veterans Administration) | 28 | $13,410,000 | $478,000 | $955,000 | $79,000 | $283,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,287 | $2,066,985,000 | $482,000 | $3,005,000 | $157,000 | $1,525,000 |
| Application Withdrawn By Applicant | 1,802 | $1,071,580,000 | $594,000 | $3,005,000 | $208,000 | $9,074,000 |
| Application Denied By Financial Institution | 406 | $244,050,000 | $601,000 | $2,305,000 | $175,000 | $1,818,000 |
| File Closed For Incompleteness | 316 | $193,030,000 | $610,000 | $2,005,000 | $195,000 | $1,326,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,405 | $3,331,595,000 | $520,000 | $3,005,000 | $173,000 | $9,074,000 |
| Debt-To-Income Ratio | 182 | $116,220,000 | $638,000 | $2,305,000 | $126,000 | $538,000 |
| Credit Application Incomplete | 95 | $39,205,000 | $412,000 | $1,085,000 | $162,000 | $860,000 |
| Credit History | 42 | $26,860,000 | $639,000 | $1,725,000 | $219,000 | $1,818,000 |
| Other | 39 | $28,615,000 | $733,000 | $2,255,000 | $333,000 | $1,406,000 |
| Collateral | 29 | $24,195,000 | $834,000 | $2,205,000 | $293,000 | $645,000 |
| Unverifiable Information | 11 | $4,725,000 | $429,000 | $955,000 | $95,000 | $174,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $3,480,000 | $580,000 | $1,145,000 | $103,000 | $251,000 |
| Employment History | 2 | $750,000 | $375,000 | $385,000 | $104,000 | $134,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jmac Lending, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jmac Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.