Jmac Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Jmac Lending, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Jmac Lending, Inc. 2510 Red Hill Ave Sacramento, CA 92705 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,923 |
| Total Mortgage Loan Application Amount | $2,031,445,000 |
| Average Mortgage Loan Application Amount | $619,000 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $195,250 |
| Highest Applicant Income | $3,750,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Jmac Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Jmac Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Jmac Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Jmac Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Jmac Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Jmac Lending, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 494 | $ 398,560,000 | $ 806,000 | $ 244,000 |
| Orange County California | 328 | $ 258,780,000 | $ 788,000 | $ 241,000 |
| San Diego County California | 191 | $ 174,415,000 | $ 913,000 | $ 262,000 |
| Santa Clara County California | 109 | $ 115,355,000 | $ 1,058,000 | $ 304,000 |
| Riverside County California | 107 | $ 54,885,000 | $ 512,000 | $ 223,000 |
| San Bernardino County California | 101 | $ 51,895,000 | $ 513,000 | $ 174,000 |
| Alameda County California | 95 | $ 80,535,000 | $ 847,000 | $ 222,000 |
| Contra Costa County California | 70 | $ 56,830,000 | $ 811,000 | $ 227,000 |
| Sacramento County California | 70 | $ 33,540,000 | $ 479,000 | $ 191,000 |
| Broward County Florida | 51 | $ 23,005,000 | $ 451,000 | $ 151,000 |
| Maricopa County Arizona | 49 | $ 32,505,000 | $ 663,000 | $ 212,000 |
| Palm Beach County Florida | 40 | $ 18,040,000 | $ 451,000 | $ 154,000 |
| Allegheny County Pennsylvania | 36 | $ 9,320,000 | $ 258,000 | $ 103,000 |
| San Mateo County California | 35 | $ 45,595,000 | $ 1,302,000 | $ 382,000 |
| Ventura County California | 32 | $ 29,190,000 | $ 912,000 | $ 339,000 |
| Travis County Texas | 31 | $ 16,665,000 | $ 537,000 | $ 200,000 |
| King County Washington | 29 | $ 27,595,000 | $ 951,000 | $ 234,000 |
| Harris County Texas | 28 | $ 12,070,000 | $ 431,000 | $ 234,000 |
| San Francisco County California | 27 | $ 26,815,000 | $ 993,000 | $ 341,000 |
| Placer County California | 24 | $ 16,130,000 | $ 672,000 | $ 304,000 |
| El Dorado County California | 23 | $ 14,525,000 | $ 631,000 | $ 263,000 |
| Dallas County Texas | 21 | $ 9,445,000 | $ 449,000 | $ 140,000 |
| Bexar County Texas | 20 | $ 6,190,000 | $ 309,000 | $ 181,000 |
| Kern County California | 17 | $ 4,385,000 | $ 257,000 | $ 114,000 |
| Fresno County California | 16 | $ 7,130,000 | $ 445,000 | $ 253,000 |
| Tarrant County Texas | 16 | $ 6,740,000 | $ 421,000 | $ 189,000 |
| Sonoma County California | 15 | $ 10,845,000 | $ 723,000 | $ 192,000 |
| Miami-Dade County Florida | 15 | $ 8,795,000 | $ 586,000 | $ 253,000 |
| Clark County Nevada | 15 | $ 8,835,000 | $ 589,000 | $ 233,000 |
| Collin County Texas | 15 | $ 8,385,000 | $ 559,000 | $ 199,000 |
| Denton County Texas | 15 | $ 11,125,000 | $ 741,000 | $ 298,000 |
| San Joaquin County California | 14 | $ 9,610,000 | $ 686,000 | $ 333,000 |
| Orange County Florida | 14 | $ 5,990,000 | $ 427,000 | $ 227,000 |
| Hillsborough County Florida | 13 | $ 4,885,000 | $ 375,000 | $ 230,000 |
| San Luis Obispo County California | 12 | $ 6,130,000 | $ 510,000 | $ 282,000 |
| Solano County California | 12 | $ 5,610,000 | $ 467,000 | $ 209,000 |
| St. Lucie County Florida | 12 | $ 3,240,000 | $ 270,000 | $ 83,000 |
| Marin County California | 10 | $ 12,450,000 | $ 1,245,000 | $ 382,000 |
| Santa Cruz County California | 10 | $ 8,710,000 | $ 871,000 | $ 301,000 |
| Marion County Florida | 10 | $ 2,220,000 | $ 222,000 | $ 103,000 |
| Cook County Illinois | 10 | $ 1,910,000 | $ 191,000 | $ 81,000 |
| Franklin County Ohio | 10 | $ 2,940,000 | $ 294,000 | $ 148,000 |
| Cameron County Texas | 10 | $ 2,060,000 | $ 206,000 | $ 108,000 |
| Comal County Texas | 10 | $ 3,790,000 | $ 379,000 | $ 146,000 |
| Williamson County Texas | 10 | $ 3,870,000 | $ 387,000 | $ 143,000 |
| Santa Barbara County California | 9 | $ 15,155,000 | $ 1,683,000 | $ 301,000 |
| Washoe County Nevada | 9 | $ 3,835,000 | $ 426,000 | $ 225,000 |
| Snohomish County Washington | 9 | $ 6,225,000 | $ 691,000 | $ 169,000 |
| Pima County Arizona | 8 | $ 1,270,000 | $ 158,000 | $ 53,000 |
| Stanislaus County California | 8 | $ 4,200,000 | $ 525,000 | $ 196,000 |
| Tulare County California | 8 | $ 3,310,000 | $ 413,000 | $ 149,000 |
| Yolo County California | 8 | $ 5,020,000 | $ 627,000 | $ 301,000 |
| Cobb County Georgia | 8 | $ 2,940,000 | $ 367,000 | $ 278,000 |
| Salt Lake County Utah | 8 | $ 6,470,000 | $ 808,000 | $ 214,000 |
| Denver County Colorado | 7 | $ 5,075,000 | $ 725,000 | $ 266,000 |
| Brevard County Florida | 7 | $ 2,725,000 | $ 389,000 | $ 160,000 |
| Fulton County Georgia | 7 | $ 2,355,000 | $ 336,000 | $ 133,000 |
| Galveston County Texas | 7 | $ 2,435,000 | $ 347,000 | $ 192,000 |
| Montgomery County Texas | 7 | $ 3,375,000 | $ 482,000 | $ 231,000 |
| Nevada County California | 6 | $ 5,540,000 | $ 923,000 | $ 331,000 |
| Jefferson County Colorado | 6 | $ 4,530,000 | $ 755,000 | $ 168,000 |
| DuPage County Illinois | 6 | $ 1,820,000 | $ 303,000 | $ 129,000 |
| Multnomah County Oregon | 6 | $ 3,380,000 | $ 563,000 | $ 203,000 |
| Midland County Texas | 6 | $ 1,780,000 | $ 296,000 | $ 126,000 |
| Napa County California | 5 | $ 6,025,000 | $ 1,205,000 | $ 235,000 |
| Volusia County Florida | 5 | $ 1,165,000 | $ 233,000 | $ 86,000 |
| Gwinnett County Georgia | 5 | $ 1,565,000 | $ 313,000 | $ 76,000 |
| Prince George's County Maryland | 5 | $ 1,095,000 | $ 219,000 | $ 21,000 |
| Washington County Oregon | 5 | $ 3,485,000 | $ 697,000 | $ 253,000 |
| Hays County Texas | 5 | $ 1,775,000 | $ 355,000 | $ 112,000 |
| Pierce County Washington | 5 | $ 2,565,000 | $ 513,000 | $ 150,000 |
| Butte County California | 4 | $ 1,090,000 | $ 272,000 | $ 144,000 |
| Monterey County California | 4 | $ 2,700,000 | $ 675,000 | $ 157,000 |
| Douglas County Colorado | 4 | $ 4,530,000 | $ 1,132,000 | $ 697,000 |
| El Paso County Colorado | 4 | $ 2,740,000 | $ 685,000 | $ 324,000 |
| Summit County Colorado | 4 | $ 2,980,000 | $ 745,000 | $ 275,000 |
| Manatee County Florida | 4 | $ 3,280,000 | $ 820,000 | $ 229,000 |
| Osceola County Florida | 4 | $ 1,620,000 | $ 405,000 | $ 320,000 |
| Pinellas County Florida | 4 | $ 1,700,000 | $ 425,000 | $ 186,000 |
| Polk County Florida | 4 | $ 1,700,000 | $ 425,000 | $ 325,000 |
| DeKalb County Georgia | 4 | $ 1,280,000 | $ 320,000 | $ 113,000 |
| Churchill County Nevada | 4 | $ 1,030,000 | $ 257,000 | $ 30,000 |
| Clackamas County Oregon | 4 | $ 3,380,000 | $ 845,000 | $ 317,000 |
| Deschutes County Oregon | 4 | $ 4,290,000 | $ 1,072,000 | $ 411,000 |
| Williamson County Tennessee | 4 | $ 2,500,000 | $ 625,000 | $ 761,000 |
| Bell County Texas | 4 | $ 1,020,000 | $ 255,000 | $ 74,000 |
| Brazoria County Texas | 4 | $ 1,530,000 | $ 382,000 | $ 87,000 |
| Fairfax County Virginia | 4 | $ 4,960,000 | $ 1,240,000 | $ 326,000 |
| Coconino County Arizona | 3 | $ 2,025,000 | $ 675,000 | $ 242,000 |
| Mohave County Arizona | 3 | $ 2,055,000 | $ 685,000 | $ 316,000 |
| Yuma County Arizona | 3 | $ 625,000 | $ 208,000 | $ 36,000 |
| Calaveras County California | 3 | $ 1,545,000 | $ 515,000 | $ 132,000 |
| Collier County Florida | 3 | $ 1,325,000 | $ 441,000 | $ 211,000 |
| Flagler County Florida | 3 | $ 625,000 | $ 208,000 | $ 88,000 |
| Monroe County Florida | 3 | $ 3,985,000 | $ 1,328,000 | $ 430,000 |
| Seminole County Florida | 3 | $ 665,000 | $ 221,000 | $ 93,000 |
| Clayton County Georgia | 3 | $ 1,625,000 | $ 541,000 | $ 434,000 |
| Will County Illinois | 3 | $ 995,000 | $ 331,000 | $ 121,000 |
| Oakland County Michigan | 3 | $ 1,135,000 | $ 378,000 | $ 183,000 |
| Wayne County Michigan | 3 | $ 1,085,000 | $ 361,000 | $ 82,000 |
| Somerset County New Jersey | 3 | $ 1,395,000 | $ 465,000 | $ 215,000 |
| Guilford County North Carolina | 3 | $ 1,315,000 | $ 438,000 | $ 194,000 |
| Wake County North Carolina | 3 | $ 1,585,000 | $ 528,000 | $ 192,000 |
| Butler County Pennsylvania | 3 | $ 1,175,000 | $ 391,000 | $ 94,000 |
| Lawrence County Pennsylvania | 3 | $ 945,000 | $ 315,000 | $ 75,000 |
| Westmoreland County Pennsylvania | 3 | $ 495,000 | $ 165,000 | $ 64,000 |
| Charleston County South Carolina | 3 | $ 735,000 | $ 245,000 | $ 80,000 |
| Davidson County Tennessee | 3 | $ 865,000 | $ 288,000 | $ 35,000 |
| Wilson County Tennessee | 3 | $ 815,000 | $ 271,000 | $ 78,000 |
| Fort Bend County Texas | 3 | $ 995,000 | $ 331,000 | $ 161,000 |
| Nueces County Texas | 3 | $ 1,205,000 | $ 401,000 | $ 158,000 |
| La Paz County Arizona | 2 | $ 450,000 | $ 225,000 | $ 98,000 |
| Pinal County Arizona | 2 | $ 660,000 | $ 330,000 | $ 119,000 |
| Yavapai County Arizona | 2 | $ 940,000 | $ 470,000 | $ 206,000 |
| Humboldt County California | 2 | $ 620,000 | $ 310,000 | $ 271,000 |
| Mendocino County California | 2 | $ 1,430,000 | $ 715,000 | $ 143,000 |
| Merced County California | 2 | $ 790,000 | $ 395,000 | $ 159,000 |
| Mono County California | 2 | $ 1,740,000 | $ 870,000 | $ 264,000 |
| Sutter County California | 2 | $ 650,000 | $ 325,000 | $ 61,000 |
| Tuolumne County California | 2 | $ 990,000 | $ 495,000 | $ 100,000 |
| Arapahoe County Colorado | 2 | $ 1,620,000 | $ 810,000 | $ 231,000 |
| Boulder County Colorado | 2 | $ 1,970,000 | $ 985,000 | $ 308,000 |
| Larimer County Colorado | 2 | $ 1,790,000 | $ 895,000 | $ 186,000 |
| Citrus County Florida | 2 | $ 450,000 | $ 225,000 | $ 69,000 |
| Duval County Florida | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Hernando County Florida | 2 | $ 450,000 | $ 225,000 | $ 64,000 |
| Lee County Florida | 2 | $ 690,000 | $ 345,000 | $ 98,000 |
| Martin County Florida | 2 | $ 440,000 | $ 220,000 | $ 92,000 |
| Sarasota County Florida | 2 | $ 1,070,000 | $ 535,000 | $ 129,000 |
| St. Johns County Florida | 2 | $ 2,410,000 | $ 1,205,000 | $ 408,000 |
| Douglas County Georgia | 2 | $ 380,000 | $ 190,000 | $ 50,000 |
| Effingham County Georgia | 2 | $ 660,000 | $ 330,000 | $ 66,000 |
| Walton County Georgia | 2 | $ 900,000 | $ 450,000 | $ 112,000 |
| Anne Arundel County Maryland | 2 | $ 2,300,000 | $ 1,150,000 | $ 0 |
| Howard County Maryland | 2 | $ 470,000 | $ 235,000 | $ 56,000 |
| Montgomery County Maryland | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 730,000 | $ 365,000 | $ 131,000 |
| Sussex County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 79,000 |
| Union County New Jersey | 2 | $ 560,000 | $ 280,000 | $ 76,000 |
| Santa Fe County New Mexico | 2 | $ 560,000 | $ 280,000 | $ 130,000 |
| Dare County North Carolina | 2 | $ 1,570,000 | $ 785,000 | $ 264,000 |
| Mecklenburg County North Carolina | 2 | $ 1,160,000 | $ 580,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 270,000 | $ 135,000 | $ 70,000 |
| Montgomery County Ohio | 2 | $ 340,000 | $ 170,000 | $ 163,000 |
| Summit County Ohio | 2 | $ 480,000 | $ 240,000 | $ 127,000 |
| Lincoln County Oregon | 2 | $ 1,660,000 | $ 830,000 | $ 221,000 |
| Marion County Oregon | 2 | $ 680,000 | $ 340,000 | $ 83,000 |
| Polk County Oregon | 2 | $ 610,000 | $ 305,000 | $ 110,000 |
| Houston County Tennessee | 2 | $ 870,000 | $ 435,000 | $ 108,000 |
| Shelby County Tennessee | 2 | $ 1,550,000 | $ 775,000 | $ 421,000 |
| Sumner County Tennessee | 2 | $ 1,220,000 | $ 610,000 | $ 158,000 |
| El Paso County Texas | 2 | $ 330,000 | $ 165,000 | $ 82,000 |
| Randall County Texas | 2 | $ 450,000 | $ 225,000 | $ 69,000 |
| Val Verde County Texas | 2 | $ 830,000 | $ 415,000 | $ 112,000 |
| Zavala County Texas | 2 | $ 390,000 | $ 195,000 | $ 57,000 |
| Summit County Utah | 2 | $ 3,520,000 | $ 1,760,000 | $ 667,000 |
| Utah County Utah | 2 | $ 1,890,000 | $ 945,000 | $ 152,000 |
| Washington County Utah | 2 | $ 1,440,000 | $ 720,000 | $ 669,000 |
| Island County Washington | 2 | $ 580,000 | $ 290,000 | $ 48,000 |
| Whatcom County Washington | 2 | $ 1,220,000 | $ 610,000 | $ 329,000 |
| Clarke County Alabama | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Navajo County Arizona | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Santa Cruz County Arizona | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Amador County California | 1 | $ 805,000 | $ 805,000 | $ 387,000 |
| Imperial County California | 1 | $ 365,000 | $ 365,000 | $ 194,000 |
| Lake County California | 1 | $ 465,000 | $ 465,000 | $ 280,000 |
| Madera County California | 1 | $ 715,000 | $ 715,000 | $ 276,000 |
| San Benito County California | 1 | $ 195,000 | $ 195,000 | $ 124,000 |
| Shasta County California | 1 | $ 355,000 | $ 355,000 | $ 104,000 |
| Tehama County California | 1 | $ 545,000 | $ 545,000 | $ 116,000 |
| Yuba County California | 1 | $ 405,000 | $ 405,000 | $ 163,000 |
| Adams County Colorado | 1 | $ 805,000 | $ 805,000 | $ 202,000 |
| Grand County Colorado | 1 | $ 965,000 | $ 965,000 | $ 369,000 |
| Weld County Colorado | 1 | $ 365,000 | $ 365,000 | $ 67,000 |
| Sussex County Delaware | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| District of Columbia County District Of Columbia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Alachua County Florida | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Indian River County Florida | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Leon County Florida | 1 | $ 315,000 | $ 315,000 | $ 160,000 |
| Pasco County Florida | 1 | $ 435,000 | $ 435,000 | $ 143,000 |
| Sumter County Florida | 1 | $ 275,000 | $ 275,000 | $ 24,000 |
| Walton County Florida | 1 | $ 875,000 | $ 875,000 | $ 368,000 |
| Barrow County Georgia | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Bartow County Georgia | 1 | $ 665,000 | $ 665,000 | $ 499,000 |
| Butts County Georgia | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Chatham County Georgia | 1 | $ 265,000 | $ 265,000 | $ 159,000 |
| Cherokee County Georgia | 1 | $ 1,045,000 | $ 1,045,000 | $ 289,000 |
| Clarke County Georgia | 1 | $ 145,000 | $ 145,000 | $ 22,000 |
| Dodge County Georgia | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Glynn County Georgia | 1 | $ 1,105,000 | $ 1,105,000 | $ 261,000 |
| Muscogee County Georgia | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Paulding County Georgia | 1 | $ 515,000 | $ 515,000 | $ 240,000 |
| Ada County Idaho | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Boise County Idaho | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Canyon County Idaho | 1 | $ 2,965,000 | $ 2,965,000 | $ 758,000 |
| Jefferson County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Marshall County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Baltimore City County Maryland | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| St. Mary's County Maryland | 1 | $ 235,000 | $ 235,000 | $ 107,000 |
| Gladwin County Michigan | 1 | $ 315,000 | $ 315,000 | $ 180,000 |
| Livingston County Michigan | 1 | $ 415,000 | $ 415,000 | $ 131,000 |
| Macomb County Michigan | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| St. Clair County Michigan | 1 | $ 165,000 | $ 165,000 | $ 160,000 |
| Anoka County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 125,000 |
| Carver County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Dakota County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 145,000 |
| Sherburne County Minnesota | 1 | $ 605,000 | $ 605,000 | $ 185,000 |
| Bergen County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 155,000 |
| Burlington County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Essex County New Jersey | 1 | $ 1,845,000 | $ 1,845,000 | $ 390,000 |
| Hudson County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 10,000 |
| Monmouth County New Jersey | 1 | $ 2,475,000 | $ 2,475,000 | $ 753,000 |
| Ocean County New Jersey | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 935,000 | $ 935,000 | $ 226,000 |
| Otero County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 111,000 |
| Catawba County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 1,155,000 |
| Davidson County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Randolph County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Delaware County Ohio | 1 | $ 505,000 | $ 505,000 | $ 147,000 |
| Fairfield County Ohio | 1 | $ 105,000 | $ 105,000 | $ 10,000 |
| Lake County Ohio | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Licking County Ohio | 1 | $ 125,000 | $ 125,000 | $ 122,000 |
| Madison County Ohio | 1 | $ 325,000 | $ 325,000 | $ 118,000 |
| Mahoning County Ohio | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Warren County Ohio | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Crook County Oregon | 1 | $ 315,000 | $ 315,000 | $ 92,000 |
| Douglas County Oregon | 1 | $ 125,000 | $ 125,000 | $ 22,000 |
| Lane County Oregon | 1 | $ 735,000 | $ 735,000 | $ 187,000 |
| Bucks County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Carbon County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 120,000 |
| Elk County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Fayette County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Lehigh County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 87,000 |
| Mercer County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 119,000 |
| Northampton County Pennsylvania | 1 | $ 435,000 | $ 435,000 | $ 598,000 |
| Philadelphia County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 186,000 |
| Washington County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 130,000 |
| Beaufort County South Carolina | 1 | $ 925,000 | $ 925,000 | $ 572,000 |
| Berkeley County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 68,000 |
| Dorchester County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 64,000 |
| Greenville County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Laurens County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| York County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 95,000 |
| Knox County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Bastrop County Texas | 1 | $ 705,000 | $ 705,000 | $ 217,000 |
| Blanco County Texas | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Ector County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Franklin County Texas | 1 | $ 295,000 | $ 295,000 | $ 128,000 |
| Gillespie County Texas | 1 | $ 1,985,000 | $ 1,985,000 | $ 945,000 |
| Grayson County Texas | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Guadalupe County Texas | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Llano County Texas | 1 | $ 1,655,000 | $ 1,655,000 | $ 860,000 |
| Parker County Texas | 1 | $ 615,000 | $ 615,000 | $ 199,000 |
| Potter County Texas | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Rockwall County Texas | 1 | $ 425,000 | $ 425,000 | $ 131,000 |
| Smith County Texas | 1 | $ 515,000 | $ 515,000 | $ 245,000 |
| Wilson County Texas | 1 | $ 705,000 | $ 705,000 | $ 172,000 |
| Wise County Texas | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Wasatch County Utah | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Weber County Utah | 1 | $ 765,000 | $ 765,000 | $ 429,000 |
| Albemarle County Virginia | 1 | $ 405,000 | $ 405,000 | $ 372,000 |
| Alexandria County Virginia | 1 | $ 865,000 | $ 865,000 | $ 179,000 |
| Arlington County Virginia | 1 | $ 1,445,000 | $ 1,445,000 | $ 270,000 |
| Buckingham County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 725,000 | $ 725,000 | $ 137,000 |
| Powhatan County Virginia | 1 | $ 955,000 | $ 955,000 | $ 950,000 |
| Spotsylvania County Virginia | 1 | $ 185,000 | $ 185,000 | $ 2,000 |
| Stafford County Virginia | 1 | $ 385,000 | $ 385,000 | $ 180,000 |
| Benton County Washington | 1 | $ 425,000 | $ 425,000 | $ 108,000 |
| Clark County Washington | 1 | $ 265,000 | $ 265,000 | $ 111,000 |
| Douglas County Washington | 1 | $ 1,055,000 | $ 1,055,000 | $ 207,000 |
| Kitsap County Washington | 1 | $ 275,000 | $ 275,000 | $ 48,000 |
| Spokane County Washington | 1 | $ 305,000 | $ 305,000 | $ 73,000 |
| Thurston County Washington | 1 | $ 695,000 | $ 695,000 | $ 190,000 |
Mortgage Loan Application Detail Totals for Jmac Lending, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,642 | $1,218,240,000 | $741,000 | $3,005,000 | $250,000 | $3,750,000 |
| Cash-out Refinancing | 890 | $516,070,000 | $579,000 | $2,805,000 | $173,000 | $2,409,000 |
| Refinancing | 389 | $296,345,000 | $761,000 | $3,005,000 | $251,000 | $3,600,000 |
| Home Improvement | 2 | $790,000 | $395,000 | $565,000 | $107,000 | $168,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,089 | $834,895,000 | $766,000 | $3,005,000 | $259,000 | $1,991,000 |
| Asian | 693 | $489,735,000 | $706,000 | $3,005,000 | $217,000 | $2,291,000 |
| Not Provided | 580 | $424,770,000 | $732,000 | $3,005,000 | $237,000 | $2,409,000 |
| Hispanic | 371 | $198,025,000 | $533,000 | $2,985,000 | $174,000 | $3,600,000 |
| Black or African American | 169 | $71,155,000 | $421,000 | $1,795,000 | $155,000 | $3,750,000 |
| American Indian or Alaskan Native | 12 | $6,390,000 | $532,000 | $1,825,000 | $248,000 | $865,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $3,650,000 | $608,000 | $1,075,000 | $138,000 | $288,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,771 | $1,967,795,000 | $710,000 | $3,005,000 | $235,000 | $3,750,000 |
| FHA-insured (Federal Housing Administration) | 107 | $42,995,000 | $401,000 | $1,035,000 | $97,000 | $302,000 |
| VA-guaranteed (Veterans Administration) | 45 | $20,655,000 | $459,000 | $1,295,000 | $116,000 | $398,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,484 | $916,200,000 | $617,000 | $3,005,000 | $222,000 | $3,750,000 |
| Application Withdrawn By Applicant | 891 | $664,835,000 | $746,000 | $3,005,000 | $237,000 | $3,600,000 |
| Application Denied By Financial Institution | 248 | $197,430,000 | $796,000 | $2,975,000 | $198,000 | $1,155,000 |
| File Closed For Incompleteness | 164 | $126,060,000 | $768,000 | $2,925,000 | $239,000 | $1,359,000 |
| Preapproval Approved but not Accepted | 99 | $101,455,000 | $1,024,000 | $3,005,000 | $284,000 | $1,326,000 |
| Application Approved But Not Accepted | 31 | $21,745,000 | $701,000 | $2,405,000 | $213,000 | $771,000 |
| Preapproval Denied by Financial Institution | 6 | $3,720,000 | $620,000 | $1,755,000 | $108,000 | $287,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,669 | $1,830,295,000 | $685,000 | $3,005,000 | $231,000 | $3,750,000 |
| Debt-To-Income Ratio | 128 | $115,560,000 | $902,000 | $2,975,000 | $173,000 | $642,000 |
| Other | 30 | $13,350,000 | $445,000 | $1,495,000 | $185,000 | $700,000 |
| Credit History | 26 | $23,250,000 | $894,000 | $1,865,000 | $250,000 | $1,155,000 |
| Collateral | 25 | $14,595,000 | $583,000 | $1,305,000 | $190,000 | $694,000 |
| Unverifiable Information | 18 | $13,350,000 | $741,000 | $1,895,000 | $241,000 | $826,000 |
| Credit Application Incomplete | 13 | $6,275,000 | $482,000 | $975,000 | $175,000 | $715,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $8,165,000 | $907,000 | $2,925,000 | $285,000 | $855,000 |
| Employment History | 5 | $6,605,000 | $1,321,000 | $1,875,000 | $258,000 | $420,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Jmac Lending, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Jmac Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.