Justice Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Justice Federal Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Justice Federal Credit Union 5175 Parkstone Drive, Ste. 200 Chantilly, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,470 |
| Total Mortgage Loan Application Amount | $170,041,000 |
| Average Mortgage Loan Application Amount | $142,666 |
| Highest Mortgage Loan Application Amount | $935,000 |
| Average Applicant Income | $116,666 |
| Highest Applicant Income | $2,193,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Justice Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Justice Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Justice Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Justice Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Justice Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Justice Federal Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 100 | $ 4,799,000 | $ 47,000 | $ 95,000 |
| District of Columbia County District Of Columbia | 54 | $ 4,002,000 | $ 74,000 | $ 108,000 |
| Fairfax County Virginia | 54 | $ 6,913,000 | $ 128,000 | $ 147,000 |
| Prince William County Virginia | 38 | $ 2,302,000 | $ 60,000 | $ 161,000 |
| Harris County Texas | 33 | $ 995,000 | $ 30,000 | $ 90,000 |
| Harrison County West Virginia | 27 | $ 2,617,000 | $ 96,000 | $ 109,000 |
| Los Angeles County California | 23 | $ 1,776,000 | $ 77,000 | $ 97,000 |
| Charles County Maryland | 19 | $ 406,000 | $ 21,000 | $ 111,000 |
| Montgomery County Maryland | 19 | $ 3,463,000 | $ 182,000 | $ 217,000 |
| Anne Arundel County Maryland | 15 | $ 1,724,000 | $ 114,000 | $ 132,000 |
| Baltimore County Maryland | 14 | $ 509,000 | $ 36,000 | $ 111,000 |
| Loudoun County Virginia | 14 | $ 2,096,000 | $ 149,000 | $ 177,000 |
| Marion County West Virginia | 14 | $ 829,000 | $ 59,000 | $ 86,000 |
| San Diego County California | 13 | $ 959,000 | $ 73,000 | $ 132,000 |
| Stafford County Virginia | 13 | $ 942,000 | $ 72,000 | $ 113,000 |
| Montgomery County Texas | 12 | $ 764,000 | $ 63,000 | $ 80,000 |
| Spotsylvania County Virginia | 12 | $ 805,000 | $ 67,000 | $ 106,000 |
| San Bernardino County California | 11 | $ 326,000 | $ 29,000 | $ 86,000 |
| Arlington County Virginia | 11 | $ 1,486,000 | $ 135,000 | $ 156,000 |
| Fulton County Georgia | 10 | $ 949,000 | $ 94,000 | $ 102,000 |
| Cook County Illinois | 10 | $ 621,000 | $ 62,000 | $ 87,000 |
| Broward County Florida | 9 | $ 563,000 | $ 62,000 | $ 103,000 |
| Henry County Georgia | 9 | $ 360,000 | $ 40,000 | $ 69,000 |
| Frederick County Virginia | 9 | $ 1,275,000 | $ 141,000 | $ 109,000 |
| Miami-Dade County Florida | 8 | $ 352,000 | $ 44,000 | $ 136,000 |
| DeKalb County Georgia | 8 | $ 137,000 | $ 17,000 | $ 56,000 |
| Taylor County West Virginia | 8 | $ 843,000 | $ 105,000 | $ 81,000 |
| Alexandria County Virginia | 7 | $ 720,000 | $ 102,000 | $ 126,000 |
| Monroe County Georgia | 6 | $ 93,000 | $ 15,000 | $ 60,000 |
| Brazoria County Texas | 6 | $ 311,000 | $ 51,000 | $ 60,000 |
| Upshur County West Virginia | 6 | $ 236,000 | $ 39,000 | $ 88,000 |
| Maricopa County Arizona | 5 | $ 755,000 | $ 151,000 | $ 115,000 |
| Cobb County Georgia | 5 | $ 145,000 | $ 29,000 | $ 64,000 |
| Gwinnett County Georgia | 5 | $ 821,000 | $ 164,000 | $ 131,000 |
| Howard County Maryland | 5 | $ 404,000 | $ 80,000 | $ 353,000 |
| Erie County New York | 5 | $ 429,000 | $ 85,000 | $ 116,000 |
| Queens County New York | 5 | $ 694,000 | $ 138,000 | $ 98,000 |
| Fort Bend County Texas | 5 | $ 446,000 | $ 89,000 | $ 119,000 |
| Hidalgo County Texas | 5 | $ 249,000 | $ 49,000 | $ 94,000 |
| Liberty County Texas | 5 | $ 246,000 | $ 49,000 | $ 58,000 |
| Chesterfield County Virginia | 5 | $ 419,000 | $ 83,000 | $ 86,000 |
| Palm Beach County Florida | 4 | $ 422,000 | $ 105,000 | $ 124,000 |
| Clayton County Georgia | 4 | $ 98,000 | $ 24,000 | $ 51,000 |
| Paulding County Georgia | 4 | $ 44,000 | $ 11,000 | $ 80,000 |
| Ware County Georgia | 4 | $ 263,000 | $ 65,000 | $ 364,000 |
| Baltimore City County Maryland | 4 | $ 59,000 | $ 14,000 | $ 160,000 |
| Calvert County Maryland | 4 | $ 623,000 | $ 155,000 | $ 136,000 |
| Essex County New Jersey | 4 | $ 221,000 | $ 55,000 | $ 76,000 |
| Kings County New York | 4 | $ 65,000 | $ 16,000 | $ 72,000 |
| Nassau County New York | 4 | $ 572,000 | $ 143,000 | $ 156,000 |
| Collin County Texas | 4 | $ 345,000 | $ 86,000 | $ 103,000 |
| Denton County Texas | 4 | $ 631,000 | $ 157,000 | $ 113,000 |
| Jasper County Texas | 4 | $ 239,000 | $ 59,000 | $ 67,000 |
| Jefferson County Texas | 4 | $ 62,000 | $ 15,000 | $ 54,000 |
| Midland County Texas | 4 | $ 256,000 | $ 64,000 | $ 41,000 |
| Tarrant County Texas | 4 | $ 79,000 | $ 19,000 | $ 100,000 |
| Berkeley County West Virginia | 4 | $ 106,000 | $ 26,000 | $ 129,000 |
| Raleigh County West Virginia | 4 | $ 267,000 | $ 66,000 | $ 70,000 |
| Hillsborough County Florida | 3 | $ 280,000 | $ 93,000 | $ 118,000 |
| Lee County Florida | 3 | $ 139,000 | $ 46,000 | $ 85,000 |
| Polk County Florida | 3 | $ 143,000 | $ 47,000 | $ 88,000 |
| Lamar County Georgia | 3 | $ 117,000 | $ 39,000 | $ 60,000 |
| Oconee County Georgia | 3 | $ 125,000 | $ 41,000 | $ 69,000 |
| Polk County Georgia | 3 | $ 32,000 | $ 10,000 | $ 58,000 |
| DuPage County Illinois | 3 | $ 230,000 | $ 76,000 | $ 129,000 |
| Will County Illinois | 3 | $ 56,000 | $ 18,000 | $ 163,000 |
| St. Tammany County Louisiana | 3 | $ 308,000 | $ 102,000 | $ 76,000 |
| Norfolk County Massachusetts | 3 | $ 780,000 | $ 260,000 | $ 167,000 |
| Cumberland County New Jersey | 3 | $ 58,000 | $ 19,000 | $ 98,000 |
| Richmond County New York | 3 | $ 86,000 | $ 28,000 | $ 84,000 |
| Westchester County New York | 3 | $ 76,000 | $ 25,000 | $ 155,000 |
| Greene County Pennsylvania | 3 | $ 132,000 | $ 44,000 | $ 94,000 |
| Union County Pennsylvania | 3 | $ 49,000 | $ 16,000 | $ 115,000 |
| Dallas County Texas | 3 | $ 120,000 | $ 40,000 | $ 95,000 |
| Travis County Texas | 3 | $ 210,000 | $ 70,000 | $ 175,000 |
| Caroline County Virginia | 3 | $ 111,000 | $ 37,000 | $ 124,000 |
| Fauquier County Virginia | 3 | $ 370,000 | $ 123,000 | $ 133,000 |
| Lewis County West Virginia | 3 | $ 117,000 | $ 39,000 | $ 46,000 |
| Monongalia County West Virginia | 3 | $ 61,000 | $ 20,000 | $ 119,000 |
| Jefferson County Alabama | 2 | $ 20,000 | $ 10,000 | $ 68,000 |
| El Paso County Colorado | 2 | $ 45,000 | $ 22,000 | $ 97,000 |
| Citrus County Florida | 2 | $ 59,000 | $ 29,000 | $ 80,000 |
| Nassau County Florida | 2 | $ 97,000 | $ 48,000 | $ 61,000 |
| Orange County Florida | 2 | $ 392,000 | $ 196,000 | $ 133,000 |
| Volusia County Florida | 2 | $ 235,000 | $ 117,000 | $ 62,000 |
| Bartow County Georgia | 2 | $ 9,000 | $ 4,000 | $ 67,000 |
| Bleckley County Georgia | 2 | $ 117,000 | $ 58,000 | $ 79,000 |
| Brantley County Georgia | 2 | $ 62,000 | $ 31,000 | $ 33,000 |
| Brooks County Georgia | 2 | $ 51,000 | $ 25,000 | $ 38,000 |
| Carroll County Georgia | 2 | $ 161,000 | $ 80,000 | $ 26,000 |
| Dodge County Georgia | 2 | $ 123,000 | $ 61,000 | $ 44,000 |
| Douglas County Georgia | 2 | $ 25,000 | $ 12,000 | $ 53,000 |
| Habersham County Georgia | 2 | $ 75,000 | $ 37,000 | $ 41,000 |
| Irwin County Georgia | 2 | $ 126,000 | $ 63,000 | $ 66,000 |
| Long County Georgia | 2 | $ 145,000 | $ 72,000 | $ 122,000 |
| Porter County Indiana | 2 | $ 347,000 | $ 173,000 | $ 112,000 |
| Vigo County Indiana | 2 | $ 22,000 | $ 11,000 | $ 82,000 |
| Lawrence County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 54,000 |
| Frederick County Maryland | 2 | $ 352,000 | $ 176,000 | $ 109,000 |
| Sunflower County Mississippi | 2 | $ 4,000 | $ 2,000 | $ 82,000 |
| Yazoo County Mississippi | 2 | $ 9,000 | $ 4,000 | $ 96,000 |
| St. Louis City County Missouri | 2 | $ 26,000 | $ 13,000 | $ 100,000 |
| Burlington County New Jersey | 2 | $ 20,000 | $ 10,000 | $ 70,000 |
| Gloucester County New Jersey | 2 | $ 111,000 | $ 55,000 | $ 130,000 |
| Hudson County New Jersey | 2 | $ 451,000 | $ 225,000 | $ 162,000 |
| New York County New York | 2 | $ 60,000 | $ 30,000 | $ 94,000 |
| Orange County New York | 2 | $ 252,000 | $ 126,000 | $ 125,000 |
| Edgecombe County North Carolina | 2 | $ 70,000 | $ 35,000 | $ 122,000 |
| Franklin County North Carolina | 2 | $ 25,000 | $ 12,000 | $ 102,000 |
| Gaston County North Carolina | 2 | $ 8,000 | $ 4,000 | $ 27,000 |
| Granville County North Carolina | 2 | $ 227,000 | $ 113,000 | $ 62,000 |
| Nash County North Carolina | 2 | $ 166,000 | $ 83,000 | $ 115,000 |
| Pitt County North Carolina | 2 | $ 428,000 | $ 214,000 | $ 110,000 |
| Cuyahoga County Ohio | 2 | $ 29,000 | $ 14,000 | $ 105,000 |
| Franklin County Ohio | 2 | $ 283,000 | $ 141,000 | $ 155,000 |
| Lucas County Ohio | 2 | $ 334,000 | $ 167,000 | $ 185,000 |
| Allegheny County Pennsylvania | 2 | $ 65,000 | $ 32,000 | $ 189,000 |
| Chester County Pennsylvania | 2 | $ 39,000 | $ 19,000 | $ 195,000 |
| Washington County Pennsylvania | 2 | $ 221,000 | $ 110,000 | $ 110,000 |
| York County Pennsylvania | 2 | $ 15,000 | $ 7,000 | $ 90,000 |
| Horry County South Carolina | 2 | $ 161,000 | $ 80,000 | $ 67,000 |
| Aransas County Texas | 2 | $ 116,000 | $ 58,000 | $ 74,000 |
| Bastrop County Texas | 2 | $ 111,000 | $ 55,000 | $ 194,000 |
| Brazos County Texas | 2 | $ 60,000 | $ 30,000 | $ 60,000 |
| Ector County Texas | 2 | $ 227,000 | $ 113,000 | $ 92,000 |
| Grayson County Texas | 2 | $ 105,000 | $ 52,000 | $ 133,000 |
| Hardin County Texas | 2 | $ 114,000 | $ 57,000 | $ 90,000 |
| Jim Wells County Texas | 2 | $ 55,000 | $ 27,000 | $ 44,000 |
| Limestone County Texas | 2 | $ 80,000 | $ 40,000 | $ 31,000 |
| McLennan County Texas | 2 | $ 104,000 | $ 52,000 | $ 29,000 |
| Orange County Texas | 2 | $ 115,000 | $ 57,000 | $ 101,000 |
| San Jacinto County Texas | 2 | $ 153,000 | $ 76,000 | $ 83,000 |
| Upshur County Texas | 2 | $ 134,000 | $ 67,000 | $ 25,000 |
| Williamson County Texas | 2 | $ 78,000 | $ 39,000 | $ 56,000 |
| Falls Church County Virginia | 2 | $ 957,000 | $ 478,000 | $ 102,000 |
| Fredericksburg County Virginia | 2 | $ 673,000 | $ 336,000 | $ 171,000 |
| Hopewell County Virginia | 2 | $ 70,000 | $ 35,000 | $ 49,000 |
| Snohomish County Washington | 2 | $ 26,000 | $ 13,000 | $ 144,000 |
| Hampshire County West Virginia | 2 | $ 143,000 | $ 71,000 | $ 111,000 |
| Jefferson County West Virginia | 2 | $ 268,000 | $ 134,000 | $ 147,000 |
| Shelby County Alabama | 1 | $ 73,000 | $ 73,000 | $ 82,000 |
| Sumter County Alabama | 1 | $ 21,000 | $ 21,000 | $ 68,000 |
| Cochise County Arizona | 1 | $ 2,000 | $ 2,000 | $ 104,000 |
| Pima County Arizona | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Cross County Arkansas | 1 | $ 11,000 | $ 11,000 | $ 111,000 |
| Washington County Arkansas | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Alameda County California | 1 | $ 23,000 | $ 23,000 | $ 203,000 |
| Contra Costa County California | 1 | $ 398,000 | $ 398,000 | $ 141,000 |
| El Dorado County California | 1 | $ 311,000 | $ 311,000 | $ 159,000 |
| Fresno County California | 1 | $ 19,000 | $ 19,000 | $ 90,000 |
| Imperial County California | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Napa County California | 1 | $ 30,000 | $ 30,000 | $ 76,000 |
| Orange County California | 1 | $ 15,000 | $ 15,000 | $ 210,000 |
| Placer County California | 1 | $ 230,000 | $ 230,000 | $ 131,000 |
| Riverside County California | 1 | $ 71,000 | $ 71,000 | $ 199,000 |
| Arapahoe County Colorado | 1 | $ 22,000 | $ 22,000 | $ 62,000 |
| Larimer County Colorado | 1 | $ 250,000 | $ 250,000 | $ 138,000 |
| Alachua County Florida | 1 | $ 67,000 | $ 67,000 | $ 39,000 |
| Brevard County Florida | 1 | $ 57,000 | $ 57,000 | $ 117,000 |
| Calhoun County Florida | 1 | $ 31,000 | $ 31,000 | $ 50,000 |
| Collier County Florida | 1 | $ 200,000 | $ 200,000 | $ 145,000 |
| Columbia County Florida | 1 | $ 23,000 | $ 23,000 | $ 23,000 |
| Jefferson County Florida | 1 | $ 3,000 | $ 3,000 | $ 22,000 |
| Lake County Florida | 1 | $ 6,000 | $ 6,000 | $ 11,000 |
| Liberty County Florida | 1 | $ 52,000 | $ 52,000 | $ 41,000 |
| Madison County Florida | 1 | $ 86,000 | $ 86,000 | $ 44,000 |
| Marion County Florida | 1 | $ 74,000 | $ 74,000 | $ 131,000 |
| Monroe County Florida | 1 | $ 92,000 | $ 92,000 | $ 100,000 |
| Pinellas County Florida | 1 | $ 40,000 | $ 40,000 | $ 52,000 |
| Sarasota County Florida | 1 | $ 89,000 | $ 89,000 | $ 586,000 |
| Wakulla County Florida | 1 | $ 13,000 | $ 13,000 | $ 54,000 |
| Walton County Florida | 1 | $ 160,000 | $ 160,000 | $ 164,000 |
| Banks County Georgia | 1 | $ 59,000 | $ 59,000 | $ 67,000 |
| Bibb County Georgia | 1 | $ 99,000 | $ 99,000 | $ 39,000 |
| Bulloch County Georgia | 1 | $ 91,000 | $ 91,000 | $ 52,000 |
| Burke County Georgia | 1 | $ 4,000 | $ 4,000 | $ 71,000 |
| Butts County Georgia | 1 | $ 2,000 | $ 2,000 | $ 31,000 |
| Camden County Georgia | 1 | $ 69,000 | $ 69,000 | $ 67,000 |
| Clay County Georgia | 1 | $ 98,000 | $ 98,000 | $ 92,000 |
| Columbia County Georgia | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Decatur County Georgia | 1 | $ 46,000 | $ 46,000 | $ 61,000 |
| Dooly County Georgia | 1 | $ 43,000 | $ 43,000 | $ 33,000 |
| Effingham County Georgia | 1 | $ 39,000 | $ 39,000 | $ 43,000 |
| Emanuel County Georgia | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Fannin County Georgia | 1 | $ 57,000 | $ 57,000 | $ 36,000 |
| Gilmer County Georgia | 1 | $ 3,000 | $ 3,000 | $ 57,000 |
| Gordon County Georgia | 1 | $ 3,000 | $ 3,000 | $ 45,000 |
| Haralson County Georgia | 1 | $ 3,000 | $ 3,000 | $ 30,000 |
| Hart County Georgia | 1 | $ 37,000 | $ 37,000 | $ 17,000 |
| Lowndes County Georgia | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Madison County Georgia | 1 | $ 3,000 | $ 3,000 | $ 43,000 |
| Mitchell County Georgia | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Putnam County Georgia | 1 | $ 120,000 | $ 120,000 | $ 69,000 |
| Randolph County Georgia | 1 | $ 33,000 | $ 33,000 | $ 22,000 |
| Richmond County Georgia | 1 | $ 4,000 | $ 4,000 | $ 72,000 |
| Rockdale County Georgia | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
| Schley County Georgia | 1 | $ 8,000 | $ 8,000 | $ 48,000 |
| Screven County Georgia | 1 | $ 10,000 | $ 10,000 | $ 61,000 |
| Stephens County Georgia | 1 | $ 42,000 | $ 42,000 | $ 27,000 |
| Tattnall County Georgia | 1 | $ 57,000 | $ 57,000 | $ 32,000 |
| Treutlen County Georgia | 1 | $ 87,000 | $ 87,000 | $ 76,000 |
| Troup County Georgia | 1 | $ 5,000 | $ 5,000 | $ 92,000 |
| Upson County Georgia | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Walker County Georgia | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Walton County Georgia | 1 | $ 11,000 | $ 11,000 | $ 93,000 |
| Wayne County Georgia | 1 | $ 22,000 | $ 22,000 | $ 36,000 |
| Wilkes County Georgia | 1 | $ 128,000 | $ 128,000 | $ 78,000 |
| Honolulu County Hawaii | 1 | $ 1,000 | $ 1,000 | $ 100,000 |
| Jo Daviess County Illinois | 1 | $ 136,000 | $ 136,000 | $ 87,000 |
| Tazewell County Illinois | 1 | $ 4,000 | $ 4,000 | $ 43,000 |
| Hamilton County Indiana | 1 | $ 16,000 | $ 16,000 | $ 161,000 |
| Putnam County Indiana | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| Polk County Iowa | 1 | $ 99,000 | $ 99,000 | $ 55,000 |
| Clark County Kentucky | 1 | $ 189,000 | $ 189,000 | $ 116,000 |
| Fayette County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Pulaski County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Ascension County Louisiana | 1 | $ 332,000 | $ 332,000 | $ 127,000 |
| Orleans County Louisiana | 1 | $ 21,000 | $ 21,000 | $ 126,000 |
| Cumberland County Maine | 1 | $ 172,000 | $ 172,000 | $ 72,000 |
| Carroll County Maryland | 1 | $ 416,000 | $ 416,000 | $ 204,000 |
| Cecil County Maryland | 1 | $ 380,000 | $ 380,000 | $ 132,000 |
| Harford County Maryland | 1 | $ 40,000 | $ 40,000 | $ 126,000 |
| Queen Anne's County Maryland | 1 | $ 20,000 | $ 20,000 | $ 99,000 |
| Barnstable County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Bristol County Massachusetts | 1 | $ 280,000 | $ 280,000 | $ 124,000 |
| Essex County Massachusetts | 1 | $ 6,000 | $ 6,000 | $ 65,000 |
| Oakland County Michigan | 1 | $ 306,000 | $ 306,000 | $ 78,000 |
| Dakota County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
| Bolivar County Mississippi | 1 | $ 9,000 | $ 9,000 | $ 39,000 |
| Copiah County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Hinds County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| Lafayette County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 114,000 |
| Rankin County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 63,000 |
| Sharkey County Mississippi | 1 | $ 73,000 | $ 73,000 | $ 69,000 |
| Cole County Missouri | 1 | $ 13,000 | $ 13,000 | $ 75,000 |
| Platte County Missouri | 1 | $ 6,000 | $ 6,000 | $ 64,000 |
| Belknap County New Hampshire | 1 | $ 152,000 | $ 152,000 | $ 100,000 |
| Bergen County New Jersey | 1 | $ 1,000 | $ 1,000 | $ 134,000 |
| Mercer County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 220,000 |
| Middlesex County New Jersey | 1 | $ 270,000 | $ 270,000 | $ 97,000 |
| Monmouth County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 168,000 |
| Passaic County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 130,000 |
| Sussex County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 128,000 |
| Union County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 174,000 |
| Warren County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 200,000 |
| Dona Ana County New Mexico | 1 | $ 244,000 | $ 244,000 | $ 133,000 |
| Luna County New Mexico | 1 | $ 137,000 | $ 137,000 | $ 128,000 |
| Albany County New York | 1 | $ 212,000 | $ 212,000 | $ 96,000 |
| Bronx County New York | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Clinton County New York | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| Madison County New York | 1 | $ 21,000 | $ 21,000 | $ 135,000 |
| Niagara County New York | 1 | $ 20,000 | $ 20,000 | $ 99,000 |
| Saratoga County New York | 1 | $ 11,000 | $ 11,000 | $ 144,000 |
| Suffolk County New York | 1 | $ 30,000 | $ 30,000 | $ 142,000 |
| Brunswick County North Carolina | 1 | $ 294,000 | $ 294,000 | $ 336,000 |
| Burke County North Carolina | 1 | $ 13,000 | $ 13,000 | $ 44,000 |
| Forsyth County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| Martin County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 275,000 |
| Person County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 67,000 |
| Rowan County North Carolina | 1 | $ 11,000 | $ 11,000 | $ 66,000 |
| Wake County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 147,000 |
| Watauga County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Meigs County Ohio | 1 | $ 4,000 | $ 4,000 | $ 43,000 |
| Clackamas County Oregon | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
| Blair County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 47,000 |
| Bucks County Pennsylvania | 1 | $ 201,000 | $ 201,000 | $ 112,000 |
| Erie County Pennsylvania | 1 | $ 230,000 | $ 230,000 | $ 74,000 |
| Fayette County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 114,000 |
| Lackawanna County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 77,000 |
| Lebanon County Pennsylvania | 1 | $ 2,000 | $ 2,000 | $ 64,000 |
| Montgomery County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 148,000 |
| Northumberland County Pennsylvania | 1 | $ 2,000 | $ 2,000 | $ 75,000 |
| Aiken County South Carolina | 1 | $ 3,000 | $ 3,000 | $ 86,000 |
| Beaufort County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 100,000 |
| Edgefield County South Carolina | 1 | $ 14,000 | $ 14,000 | $ 92,000 |
| Richland County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 48,000 |
| York County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 102,000 |
| Anderson County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 102,000 |
| Scott County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 59,000 |
| Shelby County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Anderson County Texas | 1 | $ 87,000 | $ 87,000 | $ 73,000 |
| Archer County Texas | 1 | $ 51,000 | $ 51,000 | $ 46,000 |
| Bee County Texas | 1 | $ 74,000 | $ 74,000 | $ 62,000 |
| Bell County Texas | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Borden County Texas | 1 | $ 36,000 | $ 36,000 | $ 40,000 |
| Bowie County Texas | 1 | $ 41,000 | $ 41,000 | $ 50,000 |
| Brown County Texas | 1 | $ 32,000 | $ 32,000 | $ 61,000 |
| Burleson County Texas | 1 | $ 68,000 | $ 68,000 | $ 60,000 |
| Burnet County Texas | 1 | $ 84,000 | $ 84,000 | $ 83,000 |
| Caldwell County Texas | 1 | $ 69,000 | $ 69,000 | $ 34,000 |
| Cameron County Texas | 1 | $ 22,000 | $ 22,000 | $ 34,000 |
| Cass County Texas | 1 | $ 32,000 | $ 32,000 | $ 61,000 |
| Cherokee County Texas | 1 | $ 38,000 | $ 38,000 | $ 15,000 |
| Coleman County Texas | 1 | $ 43,000 | $ 43,000 | $ 73,000 |
| Comanche County Texas | 1 | $ 39,000 | $ 39,000 | $ 25,000 |
| Coryell County Texas | 1 | $ 40,000 | $ 40,000 | $ 1,136,000 |
| Dawson County Texas | 1 | $ 34,000 | $ 34,000 | $ 38,000 |
| DeWitt County Texas | 1 | $ 40,000 | $ 40,000 | $ 292,000 |
| Dimmit County Texas | 1 | $ 13,000 | $ 13,000 | $ 110,000 |
| El Paso County Texas | 1 | $ 12,000 | $ 12,000 | $ 77,000 |
| Freestone County Texas | 1 | $ 62,000 | $ 62,000 | $ 34,000 |
| Frio County Texas | 1 | $ 70,000 | $ 70,000 | $ 36,000 |
| Gaines County Texas | 1 | $ 47,000 | $ 47,000 | $ 68,000 |
| Galveston County Texas | 1 | $ 25,000 | $ 25,000 | $ 243,000 |
| Guadalupe County Texas | 1 | $ 61,000 | $ 61,000 | $ 65,000 |
| Harrison County Texas | 1 | $ 24,000 | $ 24,000 | $ 47,000 |
| Hays County Texas | 1 | $ 59,000 | $ 59,000 | $ 39,000 |
| Henderson County Texas | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Hockley County Texas | 1 | $ 79,000 | $ 79,000 | $ 53,000 |
| Hood County Texas | 1 | $ 26,000 | $ 26,000 | $ 21,000 |
| Hopkins County Texas | 1 | $ 44,000 | $ 44,000 | $ 37,000 |
| Houston County Texas | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Irion County Texas | 1 | $ 88,000 | $ 88,000 | $ 65,000 |
| Johnson County Texas | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Lamar County Texas | 1 | $ 46,000 | $ 46,000 | $ 21,000 |
| Lamb County Texas | 1 | $ 66,000 | $ 66,000 | $ 105,000 |
| Lavaca County Texas | 1 | $ 50,000 | $ 50,000 | $ 480,000 |
| Leon County Texas | 1 | $ 40,000 | $ 40,000 | $ 43,000 |
| Lipscomb County Texas | 1 | $ 107,000 | $ 107,000 | $ 99,000 |
| Madison County Texas | 1 | $ 62,000 | $ 62,000 | $ 86,000 |
| Matagorda County Texas | 1 | $ 47,000 | $ 47,000 | $ 166,000 |
| Medina County Texas | 1 | $ 78,000 | $ 78,000 | $ 59,000 |
| Morris County Texas | 1 | $ 32,000 | $ 32,000 | $ 19,000 |
| Nacogdoches County Texas | 1 | $ 120,000 | $ 120,000 | $ 99,000 |
| Newton County Texas | 1 | $ 66,000 | $ 66,000 | $ 68,000 |
| Polk County Texas | 1 | $ 5,000 | $ 5,000 | $ 52,000 |
| Potter County Texas | 1 | $ 44,000 | $ 44,000 | $ 28,000 |
| Rockwall County Texas | 1 | $ 41,000 | $ 41,000 | $ 36,000 |
| Rusk County Texas | 1 | $ 21,000 | $ 21,000 | $ 28,000 |
| Smith County Texas | 1 | $ 70,000 | $ 70,000 | $ 80,000 |
| Throckmorton County Texas | 1 | $ 57,000 | $ 57,000 | $ 38,000 |
| Titus County Texas | 1 | $ 20,000 | $ 20,000 | $ 80,000 |
| Victoria County Texas | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Walker County Texas | 1 | $ 41,000 | $ 41,000 | $ 42,000 |
| Waller County Texas | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Washington County Texas | 1 | $ 69,000 | $ 69,000 | $ 110,000 |
| Wilson County Texas | 1 | $ 36,000 | $ 36,000 | $ 37,000 |
| Rutland County Vermont | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Dinwiddie County Virginia | 1 | $ 110,000 | $ 110,000 | $ 107,000 |
| King George County Virginia | 1 | $ 18,000 | $ 18,000 | $ 244,000 |
| King William County Virginia | 1 | $ 20,000 | $ 20,000 | $ 132,000 |
| Lancaster County Virginia | 1 | $ 30,000 | $ 30,000 | $ 99,000 |
| Manassas County Virginia | 1 | $ 20,000 | $ 20,000 | $ 69,000 |
| Mecklenburg County Virginia | 1 | $ 3,000 | $ 3,000 | $ 55,000 |
| Norfolk County Virginia | 1 | $ 79,000 | $ 79,000 | $ 46,000 |
| Orange County Virginia | 1 | $ 4,000 | $ 4,000 | $ 76,000 |
| Richmond City County Virginia | 1 | $ 160,000 | $ 160,000 | $ 135,000 |
| Southampton County Virginia | 1 | $ 26,000 | $ 26,000 | $ 99,000 |
| Tazewell County Virginia | 1 | $ 69,000 | $ 69,000 | $ 70,000 |
| Winchester County Virginia | 1 | $ 11,000 | $ 11,000 | $ 135,000 |
| Yakima County Washington | 1 | $ 288,000 | $ 288,000 | $ 225,000 |
| Braxton County West Virginia | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
| Doddridge County West Virginia | 1 | $ 4,000 | $ 4,000 | $ 52,000 |
| McDowell County West Virginia | 1 | $ 14,000 | $ 14,000 | $ 47,000 |
| Monroe County West Virginia | 1 | $ 14,000 | $ 14,000 | $ 47,000 |
| Ohio County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Preston County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 171,000 |
| Ritchie County West Virginia | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Tucker County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 62,000 |
| Tyler County West Virginia | 1 | $ 18,000 | $ 18,000 | $ 60,000 |
| Brown County Wisconsin | 1 | $ 252,000 | $ 252,000 | $ 126,000 |
| Dane County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Langlade County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Milwaukee County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for Justice Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 688 | $16,235,000 | $23,000 | $250,000 | $107,000 | $1,363,000 |
| Home Purchase | 614 | $117,705,000 | $191,000 | $935,000 | $115,000 | $2,193,000 |
| Refinancing | 168 | $36,101,000 | $214,000 | $615,000 | $128,000 | $1,005,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 606 | $44,911,000 | $74,000 | $900,000 | $117,000 | $1,966,000 |
| White | 576 | $84,231,000 | $146,000 | $825,000 | $111,000 | $2,193,000 |
| Black or African American | 162 | $19,539,000 | $120,000 | $417,000 | $107,000 | $1,841,000 |
| Hispanic | 86 | $13,542,000 | $157,000 | $808,000 | $97,000 | $360,000 |
| Asian | 34 | $7,162,000 | $210,000 | $935,000 | $156,000 | $1,005,000 |
| American Indian or Alaskan Native | 4 | $476,000 | $119,000 | $400,000 | $100,000 | $156,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $180,000 | $90,000 | $175,000 | $55,000 | $70,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,470 | $170,041,000 | $115,000 | $935,000 | $113,000 | $2,193,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 507 | $31,806,000 | $62,000 | $626,000 | $114,000 | $748,000 |
| Application Withdrawn By Applicant | 179 | $22,030,000 | $123,000 | $935,000 | $116,000 | $275,000 |
| Application Denied By Financial Institution | 174 | $15,521,000 | $89,000 | $570,000 | $94,000 | $1,005,000 |
| File Closed For Incompleteness | 173 | $24,815,000 | $143,000 | $900,000 | $140,000 | $1,966,000 |
| Loan Purchased By The Institution | 161 | $8,963,000 | $55,000 | $128,000 | $79,000 | $1,320,000 |
| Preapproval Approved but not Accepted | 116 | $33,270,000 | $286,000 | $808,000 | $119,000 | $279,000 |
| Preapproval Denied by Financial Institution | 102 | $20,306,000 | $199,000 | $550,000 | $125,000 | $2,193,000 |
| Application Approved But Not Accepted | 58 | $13,330,000 | $229,000 | $615,000 | $134,000 | $345,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 170 | $20,140,000 | $118,000 | $550,000 | $110,000 | $2,193,000 |
| Debt-To-Income Ratio | 73 | $11,789,000 | $161,000 | $570,000 | $78,000 | $253,000 |
| Other | 15 | $762,000 | $50,000 | $260,000 | $102,000 | $213,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,641,000 | $182,000 | $310,000 | $261,000 | $1,647,000 |
| Collateral | 8 | $1,343,000 | $167,000 | $398,000 | $116,000 | $220,000 |
| Employment History | 1 | $152,000 | $152,000 | $152,000 | $45,000 | $45,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Justice Federal Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Justice Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.