Justice Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Justice Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Justice Federal Credit Union 5175 Parkstone Drive, Ste. 200 Chantilly, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,521 |
| Total Mortgage Loan Application Amount | $261,538,000 |
| Average Mortgage Loan Application Amount | $178,000 |
| Highest Mortgage Loan Application Amount | $1,580,000 |
| Average Applicant Income | $135,666 |
| Highest Applicant Income | $2,487,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Justice Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Justice Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Justice Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Justice Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Justice Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Justice Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 114 | $ 9,920,000 | $ 87,000 | $ 129,000 |
| Fairfax County Virginia | 55 | $ 10,798,000 | $ 196,000 | $ 144,000 |
| District of Columbia County District Of Columbia | 52 | $ 9,645,000 | $ 185,000 | $ 176,000 |
| Harrison County West Virginia | 31 | $ 2,543,000 | $ 82,000 | $ 98,000 |
| Montgomery County Maryland | 29 | $ 5,683,000 | $ 195,000 | $ 184,000 |
| Stafford County Virginia | 25 | $ 3,392,000 | $ 135,000 | $ 155,000 |
| Prince William County Virginia | 24 | $ 3,837,000 | $ 159,000 | $ 170,000 |
| Los Angeles County California | 21 | $ 2,365,000 | $ 112,000 | $ 124,000 |
| Harris County Texas | 21 | $ 1,708,000 | $ 81,000 | $ 99,000 |
| Loudoun County Virginia | 20 | $ 3,684,000 | $ 184,000 | $ 163,000 |
| Charles County Maryland | 19 | $ 1,795,000 | $ 94,000 | $ 114,000 |
| Broward County Florida | 17 | $ 2,473,000 | $ 145,000 | $ 151,000 |
| Anne Arundel County Maryland | 13 | $ 1,357,000 | $ 104,000 | $ 135,000 |
| Arlington County Virginia | 13 | $ 2,856,000 | $ 219,000 | $ 168,000 |
| Spotsylvania County Virginia | 13 | $ 1,920,000 | $ 147,000 | $ 114,000 |
| Baltimore County Maryland | 12 | $ 1,197,000 | $ 99,000 | $ 131,000 |
| Marion County West Virginia | 12 | $ 1,281,000 | $ 106,000 | $ 81,000 |
| San Diego County California | 11 | $ 2,167,000 | $ 197,000 | $ 158,000 |
| Cook County Illinois | 11 | $ 1,066,000 | $ 96,000 | $ 124,000 |
| Nassau County New York | 11 | $ 2,321,000 | $ 211,000 | $ 171,000 |
| Miami-Dade County Florida | 10 | $ 1,200,000 | $ 120,000 | $ 84,000 |
| Alexandria County Virginia | 9 | $ 3,004,000 | $ 333,000 | $ 171,000 |
| Pinellas County Florida | 8 | $ 268,000 | $ 33,000 | $ 52,000 |
| Howard County Maryland | 8 | $ 1,211,000 | $ 151,000 | $ 173,000 |
| San Bernardino County California | 7 | $ 631,000 | $ 90,000 | $ 153,000 |
| Baltimore City County Maryland | 7 | $ 1,007,000 | $ 143,000 | $ 142,000 |
| Riverside County California | 6 | $ 370,000 | $ 61,000 | $ 158,000 |
| Sarasota County Florida | 6 | $ 748,000 | $ 124,000 | $ 282,000 |
| Fulton County Georgia | 6 | $ 440,000 | $ 73,000 | $ 144,000 |
| Hinds County Mississippi | 6 | $ 476,000 | $ 79,000 | $ 68,000 |
| Upshur County West Virginia | 6 | $ 375,000 | $ 62,000 | $ 78,000 |
| Maricopa County Arizona | 5 | $ 1,026,000 | $ 205,000 | $ 128,000 |
| Orange County California | 5 | $ 901,000 | $ 180,000 | $ 128,000 |
| Palm Beach County Florida | 5 | $ 366,000 | $ 73,000 | $ 135,000 |
| DeKalb County Georgia | 5 | $ 352,000 | $ 70,000 | $ 104,000 |
| Greene County Missouri | 5 | $ 269,000 | $ 53,000 | $ 115,000 |
| Erie County New York | 5 | $ 367,000 | $ 73,000 | $ 97,000 |
| Wake County North Carolina | 5 | $ 348,000 | $ 69,000 | $ 106,000 |
| Montgomery County Texas | 5 | $ 529,000 | $ 105,000 | $ 153,000 |
| Tarrant County Texas | 5 | $ 499,000 | $ 99,000 | $ 88,000 |
| Caroline County Virginia | 5 | $ 434,000 | $ 86,000 | $ 93,000 |
| Frederick County Virginia | 5 | $ 399,000 | $ 79,000 | $ 126,000 |
| Manassas County Virginia | 5 | $ 647,000 | $ 129,000 | $ 81,000 |
| Sussex County Delaware | 4 | $ 1,006,000 | $ 251,000 | $ 157,000 |
| Pasco County Florida | 4 | $ 106,000 | $ 26,000 | $ 56,000 |
| Queen Anne's County Maryland | 4 | $ 461,000 | $ 115,000 | $ 179,000 |
| Kings County New York | 4 | $ 137,000 | $ 34,000 | $ 88,000 |
| Suffolk County New York | 4 | $ 802,000 | $ 200,000 | $ 146,000 |
| Rowan County North Carolina | 4 | $ 222,000 | $ 55,000 | $ 66,000 |
| Chesterfield County Virginia | 4 | $ 122,000 | $ 30,000 | $ 110,000 |
| Fauquier County Virginia | 4 | $ 901,000 | $ 225,000 | $ 164,000 |
| Greenbrier County West Virginia | 4 | $ 256,000 | $ 64,000 | $ 89,000 |
| Lewis County West Virginia | 4 | $ 709,000 | $ 177,000 | $ 157,000 |
| Monongalia County West Virginia | 4 | $ 204,000 | $ 51,000 | $ 119,000 |
| Raleigh County West Virginia | 4 | $ 280,000 | $ 70,000 | $ 81,000 |
| Taylor County West Virginia | 4 | $ 245,000 | $ 61,000 | $ 98,000 |
| Pima County Arizona | 3 | $ 393,000 | $ 131,000 | $ 73,000 |
| Alameda County California | 3 | $ 533,000 | $ 177,000 | $ 51,000 |
| Okaloosa County Florida | 3 | $ 793,000 | $ 264,000 | $ 129,000 |
| Orange County Florida | 3 | $ 831,000 | $ 277,000 | $ 80,000 |
| St. Johns County Florida | 3 | $ 429,000 | $ 143,000 | $ 92,000 |
| Chatham County Georgia | 3 | $ 126,000 | $ 42,000 | $ 119,000 |
| Dougherty County Georgia | 3 | $ 60,000 | $ 20,000 | $ 70,000 |
| Fayette County Georgia | 3 | $ 246,000 | $ 82,000 | $ 159,000 |
| DuPage County Illinois | 3 | $ 410,000 | $ 136,000 | $ 115,000 |
| Carroll County Maryland | 3 | $ 99,000 | $ 33,000 | $ 125,000 |
| Clark County Nevada | 3 | $ 1,197,000 | $ 399,000 | $ 158,000 |
| Atlantic County New Jersey | 3 | $ 335,000 | $ 111,000 | $ 102,000 |
| Bergen County New Jersey | 3 | $ 944,000 | $ 314,000 | $ 129,000 |
| Mercer County New Jersey | 3 | $ 45,000 | $ 15,000 | $ 88,000 |
| Union County New Jersey | 3 | $ 910,000 | $ 303,000 | $ 190,000 |
| Rockland County New York | 3 | $ 727,000 | $ 242,000 | $ 198,000 |
| Pitt County North Carolina | 3 | $ 113,000 | $ 37,000 | $ 95,000 |
| Mahoning County Ohio | 3 | $ 63,000 | $ 21,000 | $ 73,000 |
| Delaware County Pennsylvania | 3 | $ 230,000 | $ 76,000 | $ 165,000 |
| Charleston County South Carolina | 3 | $ 774,000 | $ 258,000 | $ 91,000 |
| Orangeburg County South Carolina | 3 | $ 180,000 | $ 60,000 | $ 581,000 |
| El Paso County Texas | 3 | $ 80,000 | $ 26,000 | $ 138,000 |
| Lancaster County Virginia | 3 | $ 105,000 | $ 35,000 | $ 119,000 |
| Pulaski County Arkansas | 2 | $ 213,000 | $ 106,000 | $ 91,000 |
| Butte County California | 2 | $ 360,000 | $ 180,000 | $ 146,000 |
| Contra Costa County California | 2 | $ 477,000 | $ 238,000 | $ 117,000 |
| Fresno County California | 2 | $ 388,000 | $ 194,000 | $ 73,000 |
| Sacramento County California | 2 | $ 55,000 | $ 27,000 | $ 154,000 |
| Douglas County Colorado | 2 | $ 585,000 | $ 292,000 | $ 154,000 |
| Fairfield County Connecticut | 2 | $ 286,000 | $ 143,000 | $ 452,000 |
| Alachua County Florida | 2 | $ 215,000 | $ 107,000 | $ 92,000 |
| Hillsborough County Florida | 2 | $ 281,000 | $ 140,000 | $ 119,000 |
| Lake County Florida | 2 | $ 79,000 | $ 39,000 | $ 102,000 |
| Lee County Florida | 2 | $ 427,000 | $ 213,000 | $ 77,000 |
| Monroe County Florida | 2 | $ 317,000 | $ 158,000 | $ 278,000 |
| Polk County Florida | 2 | $ 90,000 | $ 45,000 | $ 156,000 |
| Santa Rosa County Florida | 2 | $ 377,000 | $ 188,000 | $ 59,000 |
| Sumter County Florida | 2 | $ 403,000 | $ 201,000 | $ 100,000 |
| Carroll County Georgia | 2 | $ 56,000 | $ 28,000 | $ 62,000 |
| Forsyth County Georgia | 2 | $ 430,000 | $ 215,000 | $ 178,000 |
| Gilmer County Georgia | 2 | $ 154,000 | $ 77,000 | $ 122,000 |
| Newton County Georgia | 2 | $ 27,000 | $ 13,000 | $ 44,000 |
| Paulding County Georgia | 2 | $ 156,000 | $ 78,000 | $ 65,000 |
| Upson County Georgia | 2 | $ 173,000 | $ 86,000 | $ 76,000 |
| Carroll County Illinois | 2 | $ 119,000 | $ 59,000 | $ 54,000 |
| Lake County Illinois | 2 | $ 75,000 | $ 37,000 | $ 236,000 |
| Vigo County Indiana | 2 | $ 35,000 | $ 17,000 | $ 80,000 |
| Calvert County Maryland | 2 | $ 297,000 | $ 148,000 | $ 132,000 |
| Frederick County Maryland | 2 | $ 247,000 | $ 123,000 | $ 150,000 |
| St. Mary's County Maryland | 2 | $ 19,000 | $ 9,000 | $ 111,000 |
| Essex County Massachusetts | 2 | $ 560,000 | $ 280,000 | $ 216,000 |
| Essex County New Jersey | 2 | $ 284,000 | $ 142,000 | $ 87,000 |
| Gloucester County New Jersey | 2 | $ 80,000 | $ 40,000 | $ 130,000 |
| Morris County New Jersey | 2 | $ 454,000 | $ 227,000 | $ 129,000 |
| Bernalillo County New Mexico | 2 | $ 20,000 | $ 10,000 | $ 51,000 |
| Richmond County New York | 2 | $ 95,000 | $ 47,000 | $ 188,000 |
| Durham County North Carolina | 2 | $ 447,000 | $ 223,000 | $ 69,000 |
| Mecklenburg County North Carolina | 2 | $ 809,000 | $ 404,000 | $ 216,000 |
| Union County North Carolina | 2 | $ 135,000 | $ 67,000 | $ 129,000 |
| Franklin County Ohio | 2 | $ 188,000 | $ 94,000 | $ 168,000 |
| Stark County Ohio | 2 | $ 50,000 | $ 25,000 | $ 106,000 |
| Summit County Ohio | 2 | $ 50,000 | $ 25,000 | $ 106,000 |
| Allegheny County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 169,000 |
| Chester County Pennsylvania | 2 | $ 328,000 | $ 164,000 | $ 125,000 |
| Fayette County Pennsylvania | 2 | $ 209,000 | $ 104,000 | $ 89,000 |
| Philadelphia County Pennsylvania | 2 | $ 649,000 | $ 324,000 | $ 149,000 |
| York County Pennsylvania | 2 | $ 53,000 | $ 26,000 | $ 120,000 |
| Bastrop County Texas | 2 | $ 93,000 | $ 46,000 | $ 79,000 |
| Bexar County Texas | 2 | $ 207,000 | $ 103,000 | $ 98,000 |
| Cooke County Texas | 2 | $ 131,000 | $ 65,000 | $ 71,000 |
| Dallas County Texas | 2 | $ 20,000 | $ 10,000 | $ 108,000 |
| Hidalgo County Texas | 2 | $ 78,000 | $ 39,000 | $ 98,000 |
| Jefferson County Texas | 2 | $ 348,000 | $ 174,000 | $ 123,000 |
| Medina County Texas | 2 | $ 109,000 | $ 54,000 | $ 41,000 |
| Parker County Texas | 2 | $ 90,000 | $ 45,000 | $ 120,000 |
| Waller County Texas | 2 | $ 114,000 | $ 57,000 | $ 86,000 |
| Fairfax City County Virginia | 2 | $ 756,000 | $ 378,000 | $ 160,000 |
| Fredericksburg County Virginia | 2 | $ 110,000 | $ 55,000 | $ 125,000 |
| Henrico County Virginia | 2 | $ 375,000 | $ 187,000 | $ 166,000 |
| Virginia Beach County Virginia | 2 | $ 369,000 | $ 184,000 | $ 163,000 |
| Winchester County Virginia | 2 | $ 256,000 | $ 128,000 | $ 82,000 |
| Monroe County West Virginia | 2 | $ 262,000 | $ 131,000 | $ 141,000 |
| Preston County West Virginia | 2 | $ 138,000 | $ 69,000 | $ 1,290,000 |
| Ozaukee County Wisconsin | 2 | $ 258,000 | $ 129,000 | $ 84,000 |
| Elmore County Alabama | 1 | $ 40,000 | $ 40,000 | $ 166,000 |
| Houston County Alabama | 1 | $ 6,000 | $ 6,000 | $ 75,000 |
| Madison County Alabama | 1 | $ 225,000 | $ 225,000 | $ 242,000 |
| Russell County Alabama | 1 | $ 45,000 | $ 45,000 | $ 222,000 |
| St. Clair County Alabama | 1 | $ 20,000 | $ 20,000 | $ 132,000 |
| Pinal County Arizona | 1 | $ 185,000 | $ 185,000 | $ 152,000 |
| Benton County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 125,000 |
| Crittenden County Arkansas | 1 | $ 112,000 | $ 112,000 | $ 73,000 |
| Cross County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Lassen County California | 1 | $ 82,000 | $ 82,000 | $ 45,000 |
| Placer County California | 1 | $ 410,000 | $ 410,000 | $ 151,000 |
| Santa Clara County California | 1 | $ 112,000 | $ 112,000 | $ 155,000 |
| Solano County California | 1 | $ 25,000 | $ 25,000 | $ 131,000 |
| El Paso County Colorado | 1 | $ 30,000 | $ 30,000 | $ 67,000 |
| Litchfield County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 132,000 |
| Middlesex County Connecticut | 1 | $ 175,000 | $ 175,000 | $ 203,000 |
| New Haven County Connecticut | 1 | $ 194,000 | $ 194,000 | $ 73,000 |
| Kent County Delaware | 1 | $ 189,000 | $ 189,000 | $ 165,000 |
| Baker County Florida | 1 | $ 38,000 | $ 38,000 | $ 39,000 |
| DeSoto County Florida | 1 | $ 52,000 | $ 52,000 | $ 47,000 |
| Escambia County Florida | 1 | $ 42,000 | $ 42,000 | $ 47,000 |
| Hernando County Florida | 1 | $ 245,000 | $ 245,000 | $ 177,000 |
| Leon County Florida | 1 | $ 62,000 | $ 62,000 | $ 26,000 |
| Levy County Florida | 1 | $ 42,000 | $ 42,000 | $ 25,000 |
| Madison County Florida | 1 | $ 49,000 | $ 49,000 | $ 42,000 |
| Marion County Florida | 1 | $ 300,000 | $ 300,000 | $ 161,000 |
| Okeechobee County Florida | 1 | $ 60,000 | $ 60,000 | $ 86,000 |
| Seminole County Florida | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Volusia County Florida | 1 | $ 238,000 | $ 238,000 | $ 174,000 |
| Bibb County Georgia | 1 | $ 105,000 | $ 105,000 | $ 127,000 |
| Brantley County Georgia | 1 | $ 4,000 | $ 4,000 | $ 48,000 |
| Brooks County Georgia | 1 | $ 1,000 | $ 1,000 | $ 25,000 |
| Clayton County Georgia | 1 | $ 17,000 | $ 17,000 | $ 37,000 |
| Cobb County Georgia | 1 | $ 35,000 | $ 35,000 | $ 115,000 |
| Crawford County Georgia | 1 | $ 74,000 | $ 74,000 | $ 65,000 |
| Crisp County Georgia | 1 | $ 15,000 | $ 15,000 | $ 112,000 |
| Effingham County Georgia | 1 | $ 3,000 | $ 3,000 | $ 61,000 |
| Fannin County Georgia | 1 | $ 87,000 | $ 87,000 | $ 49,000 |
| Glynn County Georgia | 1 | $ 80,000 | $ 80,000 | $ 64,000 |
| Gordon County Georgia | 1 | $ 42,000 | $ 42,000 | $ 121,000 |
| Grady County Georgia | 1 | $ 5,000 | $ 5,000 | $ 83,000 |
| Gwinnett County Georgia | 1 | $ 112,000 | $ 112,000 | $ 116,000 |
| Hall County Georgia | 1 | $ 112,000 | $ 112,000 | $ 68,000 |
| Hart County Georgia | 1 | $ 15,000 | $ 15,000 | $ 141,000 |
| Heard County Georgia | 1 | $ 64,000 | $ 64,000 | $ 61,000 |
| Henry County Georgia | 1 | $ 5,000 | $ 5,000 | $ 53,000 |
| Jefferson County Georgia | 1 | $ 67,000 | $ 67,000 | $ 85,000 |
| Lamar County Georgia | 1 | $ 6,000 | $ 6,000 | $ 23,000 |
| Liberty County Georgia | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Lowndes County Georgia | 1 | $ 15,000 | $ 15,000 | $ 98,000 |
| Monroe County Georgia | 1 | $ 363,000 | $ 363,000 | $ 137,000 |
| Pickens County Georgia | 1 | $ 57,000 | $ 57,000 | $ 51,000 |
| Rockdale County Georgia | 1 | $ 144,000 | $ 144,000 | $ 100,000 |
| Screven County Georgia | 1 | $ 194,000 | $ 194,000 | $ 122,000 |
| Tattnall County Georgia | 1 | $ 12,000 | $ 12,000 | $ 38,000 |
| Thomas County Georgia | 1 | $ 10,000 | $ 10,000 | $ 52,000 |
| Toombs County Georgia | 1 | $ 3,000 | $ 3,000 | $ 70,000 |
| Troup County Georgia | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Wayne County Georgia | 1 | $ 12,000 | $ 12,000 | $ 65,000 |
| Kane County Illinois | 1 | $ 130,000 | $ 130,000 | $ 1,526,000 |
| Kendall County Illinois | 1 | $ 14,000 | $ 14,000 | $ 130,000 |
| Knox County Illinois | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Madison County Illinois | 1 | $ 19,000 | $ 19,000 | $ 110,000 |
| Union County Illinois | 1 | $ 12,000 | $ 12,000 | $ 44,000 |
| Will County Illinois | 1 | $ 276,000 | $ 276,000 | $ 101,000 |
| Porter County Indiana | 1 | $ 431,000 | $ 431,000 | $ 119,000 |
| Harvey County Kansas | 1 | $ 373,000 | $ 373,000 | $ 140,000 |
| Wyandotte County Kansas | 1 | $ 230,000 | $ 230,000 | $ 168,000 |
| Hardin County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Harrison County Kentucky | 1 | $ 111,000 | $ 111,000 | $ 120,000 |
| Jackson County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 109,000 |
| Johnson County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 191,000 |
| Kenton County Kentucky | 1 | $ 9,000 | $ 9,000 | $ 195,000 |
| McCreary County Kentucky | 1 | $ 27,000 | $ 27,000 | $ 55,000 |
| Avoyelles County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Orleans County Louisiana | 1 | $ 122,000 | $ 122,000 | $ 156,000 |
| St. Tammany County Louisiana | 1 | $ 5,000 | $ 5,000 | $ 89,000 |
| Harford County Maryland | 1 | $ 632,000 | $ 632,000 | $ 254,000 |
| Wicomico County Maryland | 1 | $ 151,000 | $ 151,000 | $ 208,000 |
| Plymouth County Massachusetts | 1 | $ 290,000 | $ 290,000 | $ 193,000 |
| Worcester County Massachusetts | 1 | $ 219,000 | $ 219,000 | $ 117,000 |
| Bay County Michigan | 1 | $ 189,000 | $ 189,000 | $ 189,000 |
| Macomb County Michigan | 1 | $ 2,000 | $ 2,000 | $ 81,000 |
| Hennepin County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 350,000 |
| Copiah County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 35,000 |
| DeSoto County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Leflore County Mississippi | 1 | $ 37,000 | $ 37,000 | $ 642,000 |
| Rankin County Mississippi | 1 | $ 229,000 | $ 229,000 | $ 103,000 |
| Clay County Missouri | 1 | $ 278,000 | $ 278,000 | $ 155,000 |
| Gallatin County Montana | 1 | $ 40,000 | $ 40,000 | $ 132,000 |
| Merrimack County New Hampshire | 1 | $ 307,000 | $ 307,000 | $ 159,000 |
| Rockingham County New Hampshire | 1 | $ 417,000 | $ 417,000 | $ 216,000 |
| Camden County New Jersey | 1 | $ 138,000 | $ 138,000 | $ 142,000 |
| Hudson County New Jersey | 1 | $ 287,000 | $ 287,000 | $ 116,000 |
| Middlesex County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 155,000 |
| Monmouth County New Jersey | 1 | $ 4,000 | $ 4,000 | $ 139,000 |
| Somerset County New Jersey | 1 | $ 270,000 | $ 270,000 | $ 149,000 |
| Sussex County New Jersey | 1 | $ 61,000 | $ 61,000 | $ 117,000 |
| Dona Ana County New Mexico | 1 | $ 262,000 | $ 262,000 | $ 121,000 |
| Essex County New York | 1 | $ 80,000 | $ 80,000 | $ 83,000 |
| Orange County New York | 1 | $ 218,000 | $ 218,000 | $ 163,000 |
| Queens County New York | 1 | $ 417,000 | $ 417,000 | $ 161,000 |
| Sullivan County New York | 1 | $ 15,000 | $ 15,000 | $ 81,000 |
| Westchester County New York | 1 | $ 445,000 | $ 445,000 | $ 198,000 |
| Dare County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 102,000 |
| Edgecombe County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 149,000 |
| Forsyth County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 112,000 |
| Franklin County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 68,000 |
| Hoke County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 61,000 |
| Lenoir County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 117,000 |
| Person County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 119,000 |
| Robeson County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 87,000 |
| Scotland County North Carolina | 1 | $ 13,000 | $ 13,000 | $ 63,000 |
| Yancey County North Carolina | 1 | $ 680,000 | $ 680,000 | $ 727,000 |
| Clermont County Ohio | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
| Fairfield County Ohio | 1 | $ 12,000 | $ 12,000 | $ 79,000 |
| Holmes County Ohio | 1 | $ 20,000 | $ 20,000 | $ 58,000 |
| Lake County Ohio | 1 | $ 15,000 | $ 15,000 | $ 140,000 |
| Medina County Ohio | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Deschutes County Oregon | 1 | $ 35,000 | $ 35,000 | $ 135,000 |
| Lane County Oregon | 1 | $ 278,000 | $ 278,000 | $ 76,000 |
| Blair County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 62,000 |
| Bucks County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 195,000 |
| Butler County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Greene County Pennsylvania | 1 | $ 21,000 | $ 21,000 | $ 197,000 |
| Montgomery County Pennsylvania | 1 | $ 206,000 | $ 206,000 | $ 171,000 |
| Somerset County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 162,000 |
| Aguadilla County Puerto Rico | 1 | $ 20,000 | $ 20,000 | $ 96,000 |
| Bayamon County Puerto Rico | 1 | $ 20,000 | $ 20,000 | $ 131,000 |
| Aiken County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 70,000 |
| Allendale County South Carolina | 1 | $ 6,000 | $ 6,000 | $ 62,000 |
| Horry County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Lancaster County South Carolina | 1 | $ 169,000 | $ 169,000 | $ 62,000 |
| Sumter County South Carolina | 1 | $ 69,000 | $ 69,000 | $ 49,000 |
| Gibson County Tennessee | 1 | $ 217,000 | $ 217,000 | $ 71,000 |
| Haywood County Tennessee | 1 | $ 7,000 | $ 7,000 | $ 40,000 |
| Lincoln County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 164,000 |
| Madison County Tennessee | 1 | $ 1,000 | $ 1,000 | $ 38,000 |
| Scott County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 64,000 |
| Shelby County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 44,000 |
| Austin County Texas | 1 | $ 42,000 | $ 42,000 | $ 35,000 |
| Bell County Texas | 1 | $ 69,000 | $ 69,000 | $ 72,000 |
| Brazos County Texas | 1 | $ 49,000 | $ 49,000 | $ 41,000 |
| Burleson County Texas | 1 | $ 54,000 | $ 54,000 | $ 76,000 |
| Cameron County Texas | 1 | $ 23,000 | $ 23,000 | $ 161,000 |
| Comal County Texas | 1 | $ 100,000 | $ 100,000 | $ 99,000 |
| Ector County Texas | 1 | $ 70,000 | $ 70,000 | $ 117,000 |
| Edwards County Texas | 1 | $ 49,000 | $ 49,000 | $ 135,000 |
| Fayette County Texas | 1 | $ 79,000 | $ 79,000 | $ 111,000 |
| Fort Bend County Texas | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Gregg County Texas | 1 | $ 58,000 | $ 58,000 | $ 44,000 |
| Grimes County Texas | 1 | $ 102,000 | $ 102,000 | $ 66,000 |
| Guadalupe County Texas | 1 | $ 30,000 | $ 30,000 | $ 34,000 |
| Hays County Texas | 1 | $ 10,000 | $ 10,000 | $ 90,000 |
| Jasper County Texas | 1 | $ 121,000 | $ 121,000 | $ 238,000 |
| Johnson County Texas | 1 | $ 62,000 | $ 62,000 | $ 62,000 |
| Lubbock County Texas | 1 | $ 51,000 | $ 51,000 | $ 38,000 |
| Midland County Texas | 1 | $ 112,000 | $ 112,000 | $ 107,000 |
| Milam County Texas | 1 | $ 93,000 | $ 93,000 | $ 106,000 |
| Nacogdoches County Texas | 1 | $ 99,000 | $ 99,000 | $ 76,000 |
| Newton County Texas | 1 | $ 34,000 | $ 34,000 | $ 68,000 |
| Palo Pinto County Texas | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
| Walker County Texas | 1 | $ 44,000 | $ 44,000 | $ 34,000 |
| Webb County Texas | 1 | $ 23,000 | $ 23,000 | $ 148,000 |
| Williamson County Texas | 1 | $ 142,000 | $ 142,000 | $ 113,000 |
| Davis County Utah | 1 | $ 11,000 | $ 11,000 | $ 124,000 |
| Salt Lake County Utah | 1 | $ 424,000 | $ 424,000 | $ 120,000 |
| Chittenden County Vermont | 1 | $ 23,000 | $ 23,000 | $ 205,000 |
| Campbell County Virginia | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Chesapeake County Virginia | 1 | $ 288,000 | $ 288,000 | $ 133,000 |
| Clarke County Virginia | 1 | $ 393,000 | $ 393,000 | $ 90,000 |
| Essex County Virginia | 1 | $ 9,000 | $ 9,000 | $ 93,000 |
| Falls Church County Virginia | 1 | $ 100,000 | $ 100,000 | $ 269,000 |
| Greene County Virginia | 1 | $ 276,000 | $ 276,000 | $ 187,000 |
| Hanover County Virginia | 1 | $ 40,000 | $ 40,000 | $ 153,000 |
| Nottoway County Virginia | 1 | $ 5,000 | $ 5,000 | $ 89,000 |
| Pittsylvania County Virginia | 1 | $ 102,000 | $ 102,000 | $ 67,000 |
| Rappahannock County Virginia | 1 | $ 301,000 | $ 301,000 | $ 107,000 |
| Roanoke County Virginia | 1 | $ 342,000 | $ 342,000 | $ 207,000 |
| Tazewell County Virginia | 1 | $ 48,000 | $ 48,000 | $ 105,000 |
| Westmoreland County Virginia | 1 | $ 6,000 | $ 6,000 | $ 45,000 |
| Kitsap County Washington | 1 | $ 200,000 | $ 200,000 | $ 128,000 |
| Pierce County Washington | 1 | $ 200,000 | $ 200,000 | $ 177,000 |
| Snohomish County Washington | 1 | $ 290,000 | $ 290,000 | $ 168,000 |
| Barbour County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Braxton County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Gilmer County West Virginia | 1 | $ 4,000 | $ 4,000 | $ 60,000 |
| McDowell County West Virginia | 1 | $ 6,000 | $ 6,000 | $ 49,000 |
| Ritchie County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 152,000 |
| Summers County West Virginia | 1 | $ 12,000 | $ 12,000 | $ 49,000 |
| Wood County West Virginia | 1 | $ 157,000 | $ 157,000 | $ 160,000 |
| Dane County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Justice Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 663 | $179,414,000 | $270,000 | $1,580,000 | $119,000 | $727,000 |
| Home Improvement | 595 | $22,686,000 | $38,000 | $400,000 | $126,000 | $2,100,000 |
| Refinancing | 263 | $59,438,000 | $226,000 | $749,000 | $162,000 | $2,487,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 707 | $118,691,000 | $167,000 | $1,580,000 | $129,000 | $1,526,000 |
| Not Provided | 331 | $66,110,000 | $199,000 | $900,000 | $141,000 | $2,487,000 |
| Black or African American | 311 | $39,813,000 | $128,000 | $648,000 | $115,000 | $1,581,000 |
| Hispanic | 114 | $23,045,000 | $202,000 | $749,000 | $140,000 | $2,100,000 |
| Asian | 48 | $11,833,000 | $246,000 | $800,000 | $143,000 | $426,000 |
| American Indian or Alaskan Native | 10 | $2,046,000 | $204,000 | $588,000 | $102,000 | $219,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,521 | $261,538,000 | $171,000 | $1,580,000 | $130,000 | $2,487,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 565 | $66,488,000 | $117,000 | $1,580,000 | $138,000 | $2,100,000 |
| Preapproval Approved but not Accepted | 283 | $89,226,000 | $315,000 | $1,120,000 | $131,000 | $610,000 |
| Application Withdrawn By Applicant | 161 | $26,884,000 | $166,000 | $632,000 | $166,000 | $2,487,000 |
| Application Denied By Financial Institution | 154 | $19,617,000 | $127,000 | $588,000 | $108,000 | $780,000 |
| Application Approved But Not Accepted | 136 | $22,215,000 | $163,000 | $590,000 | $140,000 | $1,526,000 |
| Preapproval Denied by Financial Institution | 132 | $31,356,000 | $237,000 | $900,000 | $95,000 | $323,000 |
| Loan Purchased By The Institution | 58 | $3,105,000 | $53,000 | $112,000 | $64,000 | $170,000 |
| File Closed For Incompleteness | 32 | $2,647,000 | $82,000 | $275,000 | $110,000 | $360,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 174 | $30,166,000 | $173,000 | $900,000 | $107,000 | $780,000 |
| Debt-To-Income Ratio | 62 | $11,400,000 | $183,000 | $810,000 | $79,000 | $238,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $4,129,000 | $229,000 | $540,000 | $88,000 | $164,000 |
| Collateral | 12 | $1,681,000 | $140,000 | $517,000 | $144,000 | $381,000 |
| Employment History | 4 | $1,000,000 | $250,000 | $420,000 | $126,000 | $289,000 |
| Other | 3 | $66,000 | $22,000 | $25,000 | $107,000 | $109,000 |
| Mortgage Insurance Denied | 2 | $172,000 | $86,000 | $97,000 | $66,000 | $94,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Justice Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Justice Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.