Justice Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Justice Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Justice Federal Credit Union 5175 Parkstone Drive, Ste. 200 Chantilly, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,629 |
| Total Mortgage Loan Application Amount | $269,555,000 |
| Average Mortgage Loan Application Amount | $113,000 |
| Highest Mortgage Loan Application Amount | $805,000 |
| Average Applicant Income | $126,166 |
| Highest Applicant Income | $1,057,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Justice Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Justice Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Justice Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Justice Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Justice Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Justice Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 62 | $ 12,250,000 | $ 197,000 | $ 179,000 |
| Prince George's County Maryland | 58 | $ 9,540,000 | $ 164,000 | $ 119,000 |
| District of Columbia County District Of Columbia | 43 | $ 6,355,000 | $ 147,000 | $ 152,000 |
| Broward County Florida | 30 | $ 3,270,000 | $ 109,000 | $ 149,000 |
| Montgomery County Maryland | 30 | $ 7,770,000 | $ 259,000 | $ 200,000 |
| Los Angeles County California | 27 | $ 4,725,000 | $ 175,000 | $ 122,000 |
| Cook County Illinois | 26 | $ 2,930,000 | $ 112,000 | $ 183,000 |
| Stafford County Virginia | 25 | $ 3,865,000 | $ 154,000 | $ 162,000 |
| Loudoun County Virginia | 24 | $ 3,630,000 | $ 151,000 | $ 167,000 |
| Prince William County Virginia | 23 | $ 2,925,000 | $ 127,000 | $ 123,000 |
| Harrison County West Virginia | 23 | $ 2,305,000 | $ 100,000 | $ 112,000 |
| Arlington County Virginia | 19 | $ 3,655,000 | $ 192,000 | $ 208,000 |
| Riverside County California | 18 | $ 2,330,000 | $ 129,000 | $ 130,000 |
| Alexandria County Virginia | 16 | $ 3,030,000 | $ 189,000 | $ 168,000 |
| Fulton County Georgia | 15 | $ 2,425,000 | $ 161,000 | $ 210,000 |
| Charles County Maryland | 15 | $ 1,595,000 | $ 106,000 | $ 137,000 |
| Miami-Dade County Florida | 13 | $ 1,105,000 | $ 85,000 | $ 101,000 |
| Anne Arundel County Maryland | 13 | $ 1,135,000 | $ 87,000 | $ 130,000 |
| Palm Beach County Florida | 12 | $ 1,660,000 | $ 138,000 | $ 160,000 |
| Marion County West Virginia | 12 | $ 1,950,000 | $ 162,000 | $ 95,000 |
| Duval County Florida | 11 | $ 1,145,000 | $ 104,000 | $ 118,000 |
| Pinellas County Florida | 11 | $ 1,075,000 | $ 97,000 | $ 161,000 |
| San Bernardino County California | 10 | $ 780,000 | $ 78,000 | $ 124,000 |
| Howard County Maryland | 10 | $ 850,000 | $ 85,000 | $ 192,000 |
| Monmouth County New Jersey | 10 | $ 1,070,000 | $ 107,000 | $ 143,000 |
| Orange County California | 9 | $ 2,155,000 | $ 239,000 | $ 149,000 |
| San Diego County California | 9 | $ 1,675,000 | $ 186,000 | $ 162,000 |
| Harris County Texas | 9 | $ 975,000 | $ 108,000 | $ 71,000 |
| Hillsborough County Florida | 8 | $ 590,000 | $ 73,000 | $ 131,000 |
| Lake County Florida | 8 | $ 730,000 | $ 91,000 | $ 80,000 |
| Orange County Florida | 8 | $ 600,000 | $ 75,000 | $ 81,000 |
| Polk County Florida | 8 | $ 550,000 | $ 68,000 | $ 98,000 |
| Baltimore County Maryland | 8 | $ 1,290,000 | $ 161,000 | $ 111,000 |
| Wake County North Carolina | 8 | $ 970,000 | $ 121,000 | $ 162,000 |
| Franklin County Ohio | 8 | $ 670,000 | $ 83,000 | $ 114,000 |
| Henrico County Virginia | 8 | $ 470,000 | $ 58,000 | $ 128,000 |
| Maricopa County Arizona | 7 | $ 1,505,000 | $ 215,000 | $ 111,000 |
| Contra Costa County California | 7 | $ 835,000 | $ 119,000 | $ 150,000 |
| Pasco County Florida | 7 | $ 465,000 | $ 66,000 | $ 94,000 |
| DuPage County Illinois | 7 | $ 865,000 | $ 123,000 | $ 136,000 |
| Burlington County New Jersey | 7 | $ 1,135,000 | $ 162,000 | $ 222,000 |
| Essex County New Jersey | 7 | $ 935,000 | $ 133,000 | $ 184,000 |
| Mecklenburg County North Carolina | 7 | $ 495,000 | $ 70,000 | $ 89,000 |
| Cuyahoga County Ohio | 7 | $ 445,000 | $ 63,000 | $ 102,000 |
| Fauquier County Virginia | 7 | $ 855,000 | $ 122,000 | $ 136,000 |
| Monongalia County West Virginia | 7 | $ 915,000 | $ 130,000 | $ 94,000 |
| Fresno County California | 6 | $ 380,000 | $ 63,000 | $ 80,000 |
| Sacramento County California | 6 | $ 620,000 | $ 103,000 | $ 110,000 |
| Sarasota County Florida | 6 | $ 1,480,000 | $ 246,000 | $ 106,000 |
| Gwinnett County Georgia | 6 | $ 600,000 | $ 100,000 | $ 123,000 |
| Montgomery County Pennsylvania | 6 | $ 1,160,000 | $ 193,000 | $ 118,000 |
| Alameda County California | 5 | $ 955,000 | $ 191,000 | $ 164,000 |
| Lee County Florida | 5 | $ 325,000 | $ 65,000 | $ 110,000 |
| Manatee County Florida | 5 | $ 795,000 | $ 159,000 | $ 199,000 |
| Cobb County Georgia | 5 | $ 925,000 | $ 185,000 | $ 159,000 |
| Will County Illinois | 5 | $ 435,000 | $ 87,000 | $ 149,000 |
| Bexar County Texas | 5 | $ 265,000 | $ 53,000 | $ 96,000 |
| Tarrant County Texas | 5 | $ 775,000 | $ 155,000 | $ 110,000 |
| Shasta County California | 4 | $ 310,000 | $ 77,000 | $ 100,000 |
| Hartford County Connecticut | 4 | $ 420,000 | $ 105,000 | $ 160,000 |
| Brevard County Florida | 4 | $ 370,000 | $ 92,000 | $ 102,000 |
| Volusia County Florida | 4 | $ 420,000 | $ 105,000 | $ 63,000 |
| Forsyth County Georgia | 4 | $ 600,000 | $ 150,000 | $ 181,000 |
| Henry County Georgia | 4 | $ 500,000 | $ 125,000 | $ 91,000 |
| McHenry County Illinois | 4 | $ 180,000 | $ 45,000 | $ 139,000 |
| St. Louis County Missouri | 4 | $ 850,000 | $ 212,000 | $ 114,000 |
| Bergen County New Jersey | 4 | $ 400,000 | $ 100,000 | $ 164,000 |
| Ocean County New Jersey | 4 | $ 750,000 | $ 187,000 | $ 143,000 |
| Sussex County New Jersey | 4 | $ 550,000 | $ 137,000 | $ 130,000 |
| Union County New Jersey | 4 | $ 740,000 | $ 185,000 | $ 120,000 |
| Nassau County New York | 4 | $ 250,000 | $ 62,000 | $ 152,000 |
| Parker County Texas | 4 | $ 270,000 | $ 67,000 | $ 50,000 |
| Frederick County Virginia | 4 | $ 420,000 | $ 105,000 | $ 141,000 |
| Virginia Beach County Virginia | 4 | $ 430,000 | $ 107,000 | $ 130,000 |
| Taylor County West Virginia | 4 | $ 470,000 | $ 117,000 | $ 83,000 |
| Monterey County California | 3 | $ 385,000 | $ 128,000 | $ 345,000 |
| San Joaquin County California | 3 | $ 195,000 | $ 65,000 | $ 122,000 |
| Ventura County California | 3 | $ 585,000 | $ 195,000 | $ 156,000 |
| Fairfield County Connecticut | 3 | $ 695,000 | $ 231,000 | $ 239,000 |
| Columbia County Florida | 3 | $ 135,000 | $ 45,000 | $ 52,000 |
| Escambia County Florida | 3 | $ 115,000 | $ 38,000 | $ 137,000 |
| Hernando County Florida | 3 | $ 255,000 | $ 85,000 | $ 84,000 |
| Okaloosa County Florida | 3 | $ 425,000 | $ 141,000 | $ 120,000 |
| St. Johns County Florida | 3 | $ 815,000 | $ 271,000 | $ 105,000 |
| Carroll County Georgia | 3 | $ 275,000 | $ 91,000 | $ 41,000 |
| Cherokee County Georgia | 3 | $ 165,000 | $ 55,000 | $ 61,000 |
| DeKalb County Georgia | 3 | $ 85,000 | $ 28,000 | $ 155,000 |
| Hall County Georgia | 3 | $ 115,000 | $ 38,000 | $ 124,000 |
| Winnebago County Illinois | 3 | $ 155,000 | $ 51,000 | $ 116,000 |
| Clark County Nevada | 3 | $ 695,000 | $ 231,000 | $ 107,000 |
| Atlantic County New Jersey | 3 | $ 345,000 | $ 115,000 | $ 127,000 |
| Morris County New Jersey | 3 | $ 715,000 | $ 238,000 | $ 124,000 |
| Erie County New York | 3 | $ 495,000 | $ 165,000 | $ 169,000 |
| Orange County New York | 3 | $ 725,000 | $ 241,000 | $ 112,000 |
| Queens County New York | 3 | $ 225,000 | $ 75,000 | $ 138,000 |
| Catawba County North Carolina | 3 | $ 205,000 | $ 68,000 | $ 119,000 |
| Iredell County North Carolina | 3 | $ 325,000 | $ 108,000 | $ 66,000 |
| Lucas County Ohio | 3 | $ 435,000 | $ 145,000 | $ 244,000 |
| Allegheny County Pennsylvania | 3 | $ 435,000 | $ 145,000 | $ 169,000 |
| Pike County Pennsylvania | 3 | $ 165,000 | $ 55,000 | $ 83,000 |
| Brazoria County Texas | 3 | $ 335,000 | $ 111,000 | $ 120,000 |
| Denton County Texas | 3 | $ 145,000 | $ 48,000 | $ 125,000 |
| Ector County Texas | 3 | $ 335,000 | $ 111,000 | $ 68,000 |
| Lubbock County Texas | 3 | $ 345,000 | $ 115,000 | $ 120,000 |
| Montgomery County Texas | 3 | $ 575,000 | $ 191,000 | $ 118,000 |
| Williamson County Texas | 3 | $ 225,000 | $ 75,000 | $ 70,000 |
| Orange County Virginia | 3 | $ 755,000 | $ 251,000 | $ 116,000 |
| Spotsylvania County Virginia | 3 | $ 205,000 | $ 68,000 | $ 144,000 |
| Greenbrier County West Virginia | 3 | $ 265,000 | $ 88,000 | $ 60,000 |
| Raleigh County West Virginia | 3 | $ 645,000 | $ 215,000 | $ 97,000 |
| Madison County Alabama | 2 | $ 340,000 | $ 170,000 | $ 91,000 |
| Kern County California | 2 | $ 210,000 | $ 105,000 | $ 130,000 |
| Nevada County California | 2 | $ 370,000 | $ 185,000 | $ 196,000 |
| Placer County California | 2 | $ 260,000 | $ 130,000 | $ 211,000 |
| Santa Barbara County California | 2 | $ 310,000 | $ 155,000 | $ 92,000 |
| Middlesex County Connecticut | 2 | $ 110,000 | $ 55,000 | $ 95,000 |
| Sussex County Delaware | 2 | $ 510,000 | $ 255,000 | $ 147,000 |
| Bay County Florida | 2 | $ 160,000 | $ 80,000 | $ 58,000 |
| Gadsden County Florida | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Hendry County Florida | 2 | $ 90,000 | $ 45,000 | $ 138,000 |
| Marion County Florida | 2 | $ 50,000 | $ 25,000 | $ 59,000 |
| Osceola County Florida | 2 | $ 200,000 | $ 100,000 | $ 79,000 |
| Sumter County Florida | 2 | $ 330,000 | $ 165,000 | $ 143,000 |
| Chatham County Georgia | 2 | $ 190,000 | $ 95,000 | $ 97,000 |
| Gilmer County Georgia | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Laurens County Georgia | 2 | $ 170,000 | $ 85,000 | $ 65,000 |
| Newton County Georgia | 2 | $ 150,000 | $ 75,000 | $ 104,000 |
| Paulding County Georgia | 2 | $ 90,000 | $ 45,000 | $ 100,000 |
| Pickens County Georgia | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Worth County Georgia | 2 | $ 150,000 | $ 75,000 | $ 75,000 |
| Sangamon County Illinois | 2 | $ 130,000 | $ 65,000 | $ 94,000 |
| St. Charles County Louisiana | 2 | $ 390,000 | $ 195,000 | $ 105,000 |
| Calvert County Maryland | 2 | $ 310,000 | $ 155,000 | $ 125,000 |
| Hennepin County Minnesota | 2 | $ 140,000 | $ 70,000 | $ 105,000 |
| Yazoo County Mississippi | 2 | $ 60,000 | $ 30,000 | $ 40,000 |
| Hudson County New Jersey | 2 | $ 670,000 | $ 335,000 | $ 123,000 |
| Bronx County New York | 2 | $ 140,000 | $ 70,000 | $ 116,000 |
| Kings County New York | 2 | $ 190,000 | $ 95,000 | $ 141,000 |
| Suffolk County New York | 2 | $ 470,000 | $ 235,000 | $ 158,000 |
| Brunswick County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 158,000 |
| Carteret County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 162,000 |
| Guilford County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 110,000 |
| Union County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 113,000 |
| Watauga County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 31,000 |
| Delaware County Ohio | 2 | $ 230,000 | $ 115,000 | $ 114,000 |
| Monroe County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 149,000 |
| Aiken County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 59,000 |
| Horry County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 143,000 |
| Atascosa County Texas | 2 | $ 170,000 | $ 85,000 | $ 24,000 |
| Brazos County Texas | 2 | $ 70,000 | $ 35,000 | $ 43,000 |
| Dallas County Texas | 2 | $ 600,000 | $ 300,000 | $ 169,000 |
| Smith County Texas | 2 | $ 140,000 | $ 70,000 | $ 37,000 |
| Travis County Texas | 2 | $ 110,000 | $ 55,000 | $ 43,000 |
| Wood County Texas | 2 | $ 110,000 | $ 55,000 | $ 55,000 |
| Culpeper County Virginia | 2 | $ 480,000 | $ 240,000 | $ 105,000 |
| Hanover County Virginia | 2 | $ 270,000 | $ 135,000 | $ 109,000 |
| Louisa County Virginia | 2 | $ 60,000 | $ 30,000 | $ 103,000 |
| Madison County Virginia | 2 | $ 150,000 | $ 75,000 | $ 109,000 |
| Manassas County Virginia | 2 | $ 100,000 | $ 50,000 | $ 88,000 |
| Norfolk County Virginia | 2 | $ 390,000 | $ 195,000 | $ 116,000 |
| Richmond City County Virginia | 2 | $ 250,000 | $ 125,000 | $ 93,000 |
| York County Virginia | 2 | $ 410,000 | $ 205,000 | $ 162,000 |
| Gilmer County West Virginia | 2 | $ 330,000 | $ 165,000 | $ 71,000 |
| Jefferson County West Virginia | 2 | $ 180,000 | $ 90,000 | $ 78,000 |
| Lewis County West Virginia | 2 | $ 280,000 | $ 140,000 | $ 147,000 |
| Preston County West Virginia | 2 | $ 120,000 | $ 60,000 | $ 174,000 |
| Ritchie County West Virginia | 2 | $ 310,000 | $ 155,000 | $ 89,000 |
| Upshur County West Virginia | 2 | $ 200,000 | $ 100,000 | $ 92,000 |
| Mobile County Alabama | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Tuscaloosa County Alabama | 1 | $ 235,000 | $ 235,000 | $ 211,000 |
| Coconino County Arizona | 1 | $ 145,000 | $ 145,000 | $ 159,000 |
| Pima County Arizona | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Pinal County Arizona | 1 | $ 145,000 | $ 145,000 | $ 127,000 |
| El Dorado County California | 1 | $ 205,000 | $ 205,000 | $ 180,000 |
| Merced County California | 1 | $ 75,000 | $ 75,000 | $ 111,000 |
| San Luis Obispo County California | 1 | $ 165,000 | $ 165,000 | $ 175,000 |
| San Mateo County California | 1 | $ 255,000 | $ 255,000 | $ 204,000 |
| Santa Clara County California | 1 | $ 255,000 | $ 255,000 | $ 251,000 |
| Stanislaus County California | 1 | $ 105,000 | $ 105,000 | $ 184,000 |
| Tulare County California | 1 | $ 75,000 | $ 75,000 | $ 235,000 |
| Yolo County California | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Adams County Colorado | 1 | $ 235,000 | $ 235,000 | $ 140,000 |
| Boulder County Colorado | 1 | $ 235,000 | $ 235,000 | $ 160,000 |
| Litchfield County Connecticut | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
| Tolland County Connecticut | 1 | $ 35,000 | $ 35,000 | $ 111,000 |
| New Castle County Delaware | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Alachua County Florida | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Charlotte County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Citrus County Florida | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Collier County Florida | 1 | $ 15,000 | $ 15,000 | $ 101,000 |
| Gulf County Florida | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Hamilton County Florida | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Highlands County Florida | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Indian River County Florida | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Jackson County Florida | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Jefferson County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lafayette County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Levy County Florida | 1 | $ 55,000 | $ 55,000 | $ 291,000 |
| Liberty County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Madison County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Martin County Florida | 1 | $ 75,000 | $ 75,000 | $ 189,000 |
| Monroe County Florida | 1 | $ 155,000 | $ 155,000 | $ 217,000 |
| Nassau County Florida | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Santa Rosa County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Seminole County Florida | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| St. Lucie County Florida | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Union County Florida | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Washington County Florida | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Appling County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Bibb County Georgia | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Camden County Georgia | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Charlton County Georgia | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Clayton County Georgia | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Columbia County Georgia | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Crawford County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Douglas County Georgia | 1 | $ 75,000 | $ 75,000 | $ 147,000 |
| Early County Georgia | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Glynn County Georgia | 1 | $ 335,000 | $ 335,000 | $ 117,000 |
| Gordon County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Grady County Georgia | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Habersham County Georgia | 1 | $ 295,000 | $ 295,000 | $ 112,000 |
| Haralson County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Irwin County Georgia | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| Jefferson County Georgia | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Madison County Georgia | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Marion County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| McDuffie County Georgia | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Morgan County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Oglethorpe County Georgia | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Seminole County Georgia | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Sumter County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Thomas County Georgia | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Troup County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Twiggs County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Union County Georgia | 1 | $ 205,000 | $ 205,000 | $ 39,000 |
| Upson County Georgia | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Warren County Georgia | 1 | $ 35,000 | $ 35,000 | $ 99,000 |
| Bond County Illinois | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Boone County Illinois | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Effingham County Illinois | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Kane County Illinois | 1 | $ 85,000 | $ 85,000 | $ 241,000 |
| Lake County Illinois | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Lake County Indiana | 1 | $ 115,000 | $ 115,000 | $ 160,000 |
| Vigo County Indiana | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Carter County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Martin County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Ascension County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 159,000 |
| Allegany County Maryland | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Carroll County Maryland | 1 | $ 35,000 | $ 35,000 | $ 167,000 |
| Frederick County Maryland | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Garrett County Maryland | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
| Kent County Maryland | 1 | $ 365,000 | $ 365,000 | $ 257,000 |
| Queen Anne's County Maryland | 1 | $ 225,000 | $ 225,000 | $ 219,000 |
| Washington County Maryland | 1 | $ 385,000 | $ 385,000 | $ 184,000 |
| Essex County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 141,000 |
| Norfolk County Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 232,000 |
| Allegan County Michigan | 1 | $ 165,000 | $ 165,000 | $ 119,000 |
| Monroe County Michigan | 1 | $ 185,000 | $ 185,000 | $ 157,000 |
| Oakland County Michigan | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Wayne County Michigan | 1 | $ 245,000 | $ 245,000 | $ 220,000 |
| Anoka County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| Lafayette County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Lincoln County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Clay County Missouri | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| St. Charles County Missouri | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Missoula County Montana | 1 | $ 335,000 | $ 335,000 | $ 81,000 |
| Red Willow County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Coos County New Hampshire | 1 | $ 115,000 | $ 115,000 | $ 74,000 |
| Cape May County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 438,000 |
| Cumberland County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 144,000 |
| Gloucester County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 235,000 |
| Mercer County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 159,000 |
| Middlesex County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| Warren County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 133,000 |
| Bernalillo County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 61,000 |
| Delaware County New York | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Dutchess County New York | 1 | $ 395,000 | $ 395,000 | $ 136,000 |
| Monroe County New York | 1 | $ 15,000 | $ 15,000 | $ 133,000 |
| Niagara County New York | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Rockland County New York | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Westchester County New York | 1 | $ 105,000 | $ 105,000 | $ 337,000 |
| Bladen County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 127,000 |
| Dare County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 121,000 |
| Durham County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Forsyth County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 128,000 |
| Franklin County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 135,000 |
| Granville County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Haywood County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Henderson County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lenoir County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Nash County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| New Hanover County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 110,000 |
| Pender County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| Carroll County Ohio | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Clark County Ohio | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Fulton County Ohio | 1 | $ 45,000 | $ 45,000 | $ 105,000 |
| Licking County Ohio | 1 | $ 95,000 | $ 95,000 | $ 118,000 |
| Medina County Ohio | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Warren County Ohio | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Oklahoma County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Lane County Oregon | 1 | $ 365,000 | $ 365,000 | $ 66,000 |
| Wallowa County Oregon | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Beaver County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Bedford County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Bucks County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 127,000 |
| Delaware County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Fayette County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Lancaster County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 124,000 |
| Northampton County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Perry County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 144,000 |
| Philadelphia County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 260,000 |
| Schuylkill County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 215,000 |
| Wayne County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Westmoreland County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| York County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 167,000 |
| Charleston County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Chesterfield County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 162,000 |
| Florence County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Greenwood County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Jasper County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Marlboro County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 128,000 |
| Orangeburg County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Richland County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 152,000 |
| Davidson County Tennessee | 1 | $ 555,000 | $ 555,000 | $ 152,000 |
| Knox County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Angelina County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Aransas County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Austin County Texas | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Bastrop County Texas | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Cameron County Texas | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Collin County Texas | 1 | $ 75,000 | $ 75,000 | $ 378,000 |
| Comal County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Cooke County Texas | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| Crosby County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| El Paso County Texas | 1 | $ 105,000 | $ 105,000 | $ 99,000 |
| Fannin County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Frio County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Galveston County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Grimes County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Harrison County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hays County Texas | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Hidalgo County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Hood County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jasper County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Karnes County Texas | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Madison County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| McLennan County Texas | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Medina County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Navarro County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Palo Pinto County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Rains County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Reeves County Texas | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Tom Green County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Trinity County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tyler County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Walker County Texas | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Webb County Texas | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
| Caroline County Virginia | 1 | $ 35,000 | $ 35,000 | $ 133,000 |
| Chesapeake County Virginia | 1 | $ 45,000 | $ 45,000 | $ 170,000 |
| Chesterfield County Virginia | 1 | $ 55,000 | $ 55,000 | $ 124,000 |
| Falls Church County Virginia | 1 | $ 25,000 | $ 25,000 | $ 218,000 |
| Fredericksburg County Virginia | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| Isle of Wight County Virginia | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Tazewell County Virginia | 1 | $ 105,000 | $ 105,000 | $ 99,000 |
| Westmoreland County Virginia | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Whatcom County Washington | 1 | $ 385,000 | $ 385,000 | $ 137,000 |
| Berkeley County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Braxton County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Kanawha County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Mingo County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Pocahontas County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Randolph County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Ozaukee County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 134,000 |
Mortgage Loan Application Detail Totals for Justice Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 695 | $157,685,000 | $226,000 | $805,000 | $113,000 | $595,000 |
| Refinancing | 460 | $73,460,000 | $159,000 | $785,000 | $136,000 | $885,000 |
| Other Purpose | 213 | $18,065,000 | $84,000 | $255,000 | $142,000 | $636,000 |
| Home Improvement | 208 | $14,280,000 | $68,000 | $255,000 | $154,000 | $1,057,000 |
| Cash-out Refinancing | 52 | $6,040,000 | $116,000 | $255,000 | $146,000 | $371,000 |
| Not Applicable | 1 | $25,000 | $25,000 | $25,000 | $66,000 | $66,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 872 | $131,130,000 | $150,000 | $805,000 | $134,000 | $1,057,000 |
| Not Provided | 285 | $52,245,000 | $183,000 | $715,000 | $132,000 | $595,000 |
| Black or African American | 266 | $49,790,000 | $187,000 | $775,000 | $117,000 | $348,000 |
| Hispanic | 130 | $19,330,000 | $148,000 | $655,000 | $133,000 | $765,000 |
| Asian | 59 | $13,995,000 | $237,000 | $715,000 | $137,000 | $312,000 |
| American Indian or Alaskan Native | 4 | $420,000 | $105,000 | $175,000 | $92,000 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $155,000 | $155,000 | $155,000 | $19,000 | $19,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,629 | $269,555,000 | $165,000 | $805,000 | $131,000 | $1,057,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 603 | $86,285,000 | $143,000 | $785,000 | $144,000 | $1,057,000 |
| Application Approved But Not Accepted | 245 | $40,115,000 | $163,000 | $715,000 | $136,000 | $595,000 |
| Preapproval Approved but not Accepted | 217 | $68,285,000 | $314,000 | $805,000 | $129,000 | $453,000 |
| Application Denied By Financial Institution | 172 | $23,460,000 | $136,000 | $525,000 | $118,000 | $425,000 |
| Loan Purchased By The Institution | 170 | $11,230,000 | $66,000 | $165,000 | $73,000 | $291,000 |
| Preapproval Denied by Financial Institution | 128 | $31,740,000 | $247,000 | $725,000 | $98,000 | $309,000 |
| Application Withdrawn By Applicant | 94 | $8,440,000 | $89,000 | $255,000 | $139,000 | $536,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,329 | $214,355,000 | $161,000 | $805,000 | $136,000 | $1,057,000 |
| Credit History | 160 | $27,570,000 | $172,000 | $725,000 | $116,000 | $425,000 |
| Debt-To-Income Ratio | 77 | $17,255,000 | $224,000 | $695,000 | $84,000 | $201,000 |
| Other | 26 | $2,920,000 | $112,000 | $335,000 | $146,000 | $265,000 |
| Collateral | 19 | $3,385,000 | $178,000 | $445,000 | $142,000 | $333,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $3,490,000 | $249,000 | $465,000 | $92,000 | $153,000 |
| Employment History | 3 | $465,000 | $155,000 | $255,000 | $38,000 | $59,000 |
| Mortgage Insurance Denied | 1 | $115,000 | $115,000 | $115,000 | $88,000 | $88,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Justice Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Justice Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.