Justice Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Justice Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Justice Federal Credit Union 5175 Parkstone Drive, Ste. 200 Chantilly, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,792 |
| Total Mortgage Loan Application Amount | $367,720,000 |
| Average Mortgage Loan Application Amount | $150,800 |
| Highest Mortgage Loan Application Amount | $1,525,000 |
| Average Applicant Income | $151,000 |
| Highest Applicant Income | $1,806,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Justice Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Justice Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Justice Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Justice Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Justice Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Justice Federal Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 81 | $ 14,795,000 | $ 182,000 | $ 136,000 |
| Fairfax County Virginia | 72 | $ 17,060,000 | $ 236,000 | $ 199,000 |
| District of Columbia County District Of Columbia | 71 | $ 15,415,000 | $ 217,000 | $ 164,000 |
| Montgomery County Maryland | 41 | $ 12,845,000 | $ 313,000 | $ 223,000 |
| Prince William County Virginia | 35 | $ 7,965,000 | $ 227,000 | $ 174,000 |
| Harrison County West Virginia | 35 | $ 3,755,000 | $ 107,000 | $ 114,000 |
| Stafford County Virginia | 30 | $ 4,790,000 | $ 159,000 | $ 119,000 |
| Broward County Florida | 28 | $ 6,010,000 | $ 214,000 | $ 150,000 |
| Arlington County Virginia | 27 | $ 6,435,000 | $ 238,000 | $ 204,000 |
| Loudoun County Virginia | 27 | $ 9,495,000 | $ 351,000 | $ 255,000 |
| Los Angeles County California | 22 | $ 5,970,000 | $ 271,000 | $ 153,000 |
| Harris County Texas | 22 | $ 2,990,000 | $ 135,000 | $ 136,000 |
| Miami-Dade County Florida | 20 | $ 3,440,000 | $ 172,000 | $ 162,000 |
| Cook County Illinois | 18 | $ 2,560,000 | $ 142,000 | $ 121,000 |
| Anne Arundel County Maryland | 18 | $ 4,470,000 | $ 248,000 | $ 140,000 |
| Alexandria County Virginia | 18 | $ 4,720,000 | $ 262,000 | $ 187,000 |
| Riverside County California | 11 | $ 1,665,000 | $ 151,000 | $ 125,000 |
| San Diego County California | 11 | $ 2,445,000 | $ 222,000 | $ 159,000 |
| Hillsborough County Florida | 11 | $ 925,000 | $ 84,000 | $ 99,000 |
| Palm Beach County Florida | 9 | $ 1,345,000 | $ 149,000 | $ 150,000 |
| Baltimore City County Maryland | 8 | $ 1,210,000 | $ 151,000 | $ 121,000 |
| Charles County Maryland | 8 | $ 1,330,000 | $ 166,000 | $ 157,000 |
| Mecklenburg County North Carolina | 8 | $ 1,600,000 | $ 200,000 | $ 161,000 |
| Orange County California | 7 | $ 1,915,000 | $ 273,000 | $ 176,000 |
| Robeson County North Carolina | 7 | $ 675,000 | $ 96,000 | $ 129,000 |
| Horry County South Carolina | 7 | $ 605,000 | $ 86,000 | $ 0 |
| Tuscaloosa County Alabama | 6 | $ 630,000 | $ 105,000 | $ 126,000 |
| Pima County Arizona | 6 | $ 1,240,000 | $ 206,000 | $ 74,000 |
| Fairfield County Connecticut | 6 | $ 1,840,000 | $ 306,000 | $ 172,000 |
| Gwinnett County Georgia | 6 | $ 1,120,000 | $ 186,000 | $ 139,000 |
| Essex County New Jersey | 6 | $ 2,070,000 | $ 345,000 | $ 148,000 |
| Lexington County South Carolina | 6 | $ 700,000 | $ 116,000 | $ 96,000 |
| Travis County Texas | 6 | $ 490,000 | $ 81,000 | $ 110,000 |
| Spotsylvania County Virginia | 6 | $ 1,060,000 | $ 176,000 | $ 110,000 |
| Berkeley County West Virginia | 6 | $ 670,000 | $ 111,000 | $ 142,000 |
| Marion County West Virginia | 6 | $ 1,020,000 | $ 170,000 | $ 84,000 |
| Monongalia County West Virginia | 6 | $ 1,900,000 | $ 316,000 | $ 146,000 |
| Upshur County West Virginia | 6 | $ 1,140,000 | $ 190,000 | $ 98,000 |
| Jefferson County Alabama | 5 | $ 745,000 | $ 149,000 | $ 104,000 |
| Duval County Florida | 5 | $ 755,000 | $ 151,000 | $ 130,000 |
| Pinellas County Florida | 5 | $ 245,000 | $ 49,000 | $ 116,000 |
| St. Johns County Florida | 5 | $ 805,000 | $ 161,000 | $ 135,000 |
| Cobb County Georgia | 5 | $ 1,245,000 | $ 249,000 | $ 127,000 |
| Henry County Georgia | 5 | $ 915,000 | $ 183,000 | $ 108,000 |
| Johnson County Kentucky | 5 | $ 785,000 | $ 157,000 | $ 80,000 |
| Kings County New York | 5 | $ 1,495,000 | $ 299,000 | $ 120,000 |
| Queens County New York | 5 | $ 1,625,000 | $ 325,000 | $ 158,000 |
| Suffolk County New York | 5 | $ 605,000 | $ 121,000 | $ 148,000 |
| Durham County North Carolina | 5 | $ 565,000 | $ 113,000 | $ 120,000 |
| Wake County North Carolina | 5 | $ 835,000 | $ 167,000 | $ 290,000 |
| Lubbock County Texas | 5 | $ 425,000 | $ 85,000 | $ 71,000 |
| Fauquier County Virginia | 5 | $ 1,015,000 | $ 203,000 | $ 266,000 |
| Manassas County Virginia | 5 | $ 1,155,000 | $ 231,000 | $ 120,000 |
| Baldwin County Alabama | 4 | $ 410,000 | $ 102,000 | $ 119,000 |
| Blount County Alabama | 4 | $ 290,000 | $ 72,000 | $ 0 |
| Chilton County Alabama | 4 | $ 400,000 | $ 100,000 | $ 0 |
| Elmore County Alabama | 4 | $ 360,000 | $ 90,000 | $ 95,000 |
| Limestone County Alabama | 4 | $ 690,000 | $ 172,000 | $ 185,000 |
| Shelby County Alabama | 4 | $ 460,000 | $ 115,000 | $ 71,000 |
| Marion County Florida | 4 | $ 340,000 | $ 85,000 | $ 76,000 |
| Orange County Florida | 4 | $ 210,000 | $ 52,000 | $ 148,000 |
| Suwannee County Florida | 4 | $ 350,000 | $ 87,000 | $ 0 |
| Burlington County New Jersey | 4 | $ 480,000 | $ 120,000 | $ 108,000 |
| Monmouth County New Jersey | 4 | $ 1,020,000 | $ 255,000 | $ 194,000 |
| Union County New Jersey | 4 | $ 890,000 | $ 222,000 | $ 151,000 |
| Nassau County New York | 4 | $ 900,000 | $ 225,000 | $ 146,000 |
| Allegheny County Pennsylvania | 4 | $ 640,000 | $ 160,000 | $ 194,000 |
| Philadelphia County Pennsylvania | 4 | $ 910,000 | $ 227,000 | $ 112,000 |
| Bexar County Texas | 4 | $ 410,000 | $ 102,000 | $ 85,000 |
| Dallas County Texas | 4 | $ 690,000 | $ 172,000 | $ 217,000 |
| Ector County Texas | 4 | $ 430,000 | $ 107,000 | $ 0 |
| Hardin County Texas | 4 | $ 460,000 | $ 115,000 | $ 84,000 |
| Newton County Texas | 4 | $ 320,000 | $ 80,000 | $ 0 |
| Smith County Texas | 4 | $ 250,000 | $ 62,000 | $ 0 |
| Hanover County Virginia | 4 | $ 1,040,000 | $ 260,000 | $ 154,000 |
| Taylor County West Virginia | 4 | $ 430,000 | $ 107,000 | $ 103,000 |
| Bibb County Alabama | 3 | $ 175,000 | $ 58,000 | $ 0 |
| Cullman County Alabama | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Sacramento County California | 3 | $ 215,000 | $ 71,000 | $ 61,000 |
| San Bernardino County California | 3 | $ 1,035,000 | $ 345,000 | $ 151,000 |
| Denver County Colorado | 3 | $ 1,335,000 | $ 445,000 | $ 194,000 |
| New Haven County Connecticut | 3 | $ 455,000 | $ 151,000 | $ 110,000 |
| Brevard County Florida | 3 | $ 205,000 | $ 68,000 | $ 92,000 |
| Holmes County Florida | 3 | $ 305,000 | $ 101,000 | $ 0 |
| Pasco County Florida | 3 | $ 285,000 | $ 95,000 | $ 59,000 |
| Seminole County Florida | 3 | $ 455,000 | $ 151,000 | $ 109,000 |
| Walton County Florida | 3 | $ 485,000 | $ 161,000 | $ 0 |
| DeKalb County Georgia | 3 | $ 685,000 | $ 228,000 | $ 129,000 |
| Effingham County Georgia | 3 | $ 285,000 | $ 95,000 | $ 143,000 |
| Fayette County Georgia | 3 | $ 795,000 | $ 265,000 | $ 150,000 |
| Gordon County Georgia | 3 | $ 255,000 | $ 85,000 | $ 56,000 |
| St. Tammany County Louisiana | 3 | $ 755,000 | $ 251,000 | $ 127,000 |
| Calvert County Maryland | 3 | $ 855,000 | $ 285,000 | $ 176,000 |
| Frederick County Maryland | 3 | $ 765,000 | $ 255,000 | $ 152,000 |
| Howard County Maryland | 3 | $ 495,000 | $ 165,000 | $ 263,000 |
| Cape May County New Jersey | 3 | $ 765,000 | $ 255,000 | $ 305,000 |
| Ocean County New Jersey | 3 | $ 585,000 | $ 195,000 | $ 111,000 |
| Cuyahoga County Ohio | 3 | $ 295,000 | $ 98,000 | $ 96,000 |
| Montgomery County Pennsylvania | 3 | $ 325,000 | $ 108,000 | $ 186,000 |
| Oconee County South Carolina | 3 | $ 235,000 | $ 78,000 | $ 0 |
| Atascosa County Texas | 3 | $ 335,000 | $ 111,000 | $ 0 |
| Denton County Texas | 3 | $ 465,000 | $ 155,000 | $ 105,000 |
| Ellis County Texas | 3 | $ 345,000 | $ 115,000 | $ 74,000 |
| Fannin County Texas | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Jefferson County Texas | 3 | $ 405,000 | $ 135,000 | $ 92,000 |
| Montgomery County Texas | 3 | $ 995,000 | $ 331,000 | $ 202,000 |
| Tarrant County Texas | 3 | $ 465,000 | $ 155,000 | $ 177,000 |
| Chesterfield County Virginia | 3 | $ 485,000 | $ 161,000 | $ 65,000 |
| Frederick County Virginia | 3 | $ 665,000 | $ 221,000 | $ 117,000 |
| Henrico County Virginia | 3 | $ 395,000 | $ 131,000 | $ 252,000 |
| Calhoun County Alabama | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Coosa County Alabama | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Lowndes County Alabama | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Madison County Alabama | 2 | $ 490,000 | $ 245,000 | $ 185,000 |
| Marengo County Alabama | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Marion County Alabama | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Morgan County Alabama | 2 | $ 80,000 | $ 40,000 | $ 0 |
| St. Clair County Alabama | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Fresno County California | 2 | $ 730,000 | $ 365,000 | $ 156,000 |
| Santa Cruz County California | 2 | $ 560,000 | $ 280,000 | $ 172,000 |
| Hartford County Connecticut | 2 | $ 390,000 | $ 195,000 | $ 273,000 |
| Baker County Florida | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Jackson County Florida | 2 | $ 130,000 | $ 65,000 | $ 87,000 |
| Lake County Florida | 2 | $ 330,000 | $ 165,000 | $ 90,000 |
| Levy County Florida | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Manatee County Florida | 2 | $ 600,000 | $ 300,000 | $ 184,000 |
| Polk County Florida | 2 | $ 430,000 | $ 215,000 | $ 67,000 |
| Sarasota County Florida | 2 | $ 450,000 | $ 225,000 | $ 85,000 |
| St. Lucie County Florida | 2 | $ 460,000 | $ 230,000 | $ 136,000 |
| Sumter County Florida | 2 | $ 670,000 | $ 335,000 | $ 124,000 |
| Appling County Georgia | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Catoosa County Georgia | 2 | $ 270,000 | $ 135,000 | $ 114,000 |
| Forsyth County Georgia | 2 | $ 510,000 | $ 255,000 | $ 197,000 |
| Franklin County Georgia | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Fulton County Georgia | 2 | $ 390,000 | $ 195,000 | $ 71,000 |
| Grady County Georgia | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Long County Georgia | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Monroe County Georgia | 2 | $ 160,000 | $ 80,000 | $ 34,000 |
| Montgomery County Georgia | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Walker County Georgia | 2 | $ 70,000 | $ 35,000 | $ 41,000 |
| Wilkinson County Georgia | 2 | $ 120,000 | $ 60,000 | $ 62,000 |
| DuPage County Illinois | 2 | $ 680,000 | $ 340,000 | $ 122,000 |
| Kane County Illinois | 2 | $ 250,000 | $ 125,000 | $ 249,000 |
| Kendall County Illinois | 2 | $ 300,000 | $ 150,000 | $ 200,000 |
| Will County Illinois | 2 | $ 300,000 | $ 150,000 | $ 101,000 |
| East Baton Rouge County Louisiana | 2 | $ 250,000 | $ 125,000 | $ 70,000 |
| Kent County Maryland | 2 | $ 370,000 | $ 185,000 | $ 217,000 |
| Worcester County Massachusetts | 2 | $ 500,000 | $ 250,000 | $ 124,000 |
| Hennepin County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 130,000 |
| Attala County Mississippi | 2 | $ 210,000 | $ 105,000 | $ 0 |
| George County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Jackson County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Jasper County Mississippi | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Jones County Mississippi | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Lafayette County Mississippi | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Lee County Mississippi | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Marshall County Mississippi | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Oktibbeha County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Pearl River County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Scott County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Tate County Mississippi | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Wayne County Mississippi | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Clark County Nevada | 2 | $ 640,000 | $ 320,000 | $ 95,000 |
| Bergen County New Jersey | 2 | $ 390,000 | $ 195,000 | $ 152,000 |
| Erie County New York | 2 | $ 470,000 | $ 235,000 | $ 135,000 |
| Brunswick County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 79,000 |
| Buncombe County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 63,000 |
| Henderson County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 279,000 |
| Vance County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 153,000 |
| Lucas County Ohio | 2 | $ 680,000 | $ 340,000 | $ 333,000 |
| Pike County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 172,000 |
| Wayne County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 73,000 |
| Aiken County South Carolina | 2 | $ 200,000 | $ 100,000 | $ 77,000 |
| Beaufort County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 99,000 |
| Berkeley County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 97,000 |
| Pickens County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Anderson County Texas | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Bandera County Texas | 2 | $ 230,000 | $ 115,000 | $ 65,000 |
| Bowie County Texas | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Brazos County Texas | 2 | $ 320,000 | $ 160,000 | $ 120,000 |
| Cass County Texas | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Comal County Texas | 2 | $ 440,000 | $ 220,000 | $ 162,000 |
| Henderson County Texas | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Jackson County Texas | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Johnson County Texas | 2 | $ 290,000 | $ 145,000 | $ 54,000 |
| Orange County Texas | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Polk County Texas | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Tyler County Texas | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Wood County Texas | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Clarke County Virginia | 2 | $ 160,000 | $ 80,000 | $ 149,000 |
| Falls Church County Virginia | 2 | $ 830,000 | $ 415,000 | $ 190,000 |
| Louisa County Virginia | 2 | $ 280,000 | $ 140,000 | $ 100,000 |
| Page County Virginia | 2 | $ 120,000 | $ 60,000 | $ 156,000 |
| Virginia Beach County Virginia | 2 | $ 530,000 | $ 265,000 | $ 114,000 |
| Lewis County West Virginia | 2 | $ 200,000 | $ 100,000 | $ 98,000 |
| Autauga County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Barbour County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Choctaw County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Clay County Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Coffee County Alabama | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Franklin County Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Greene County Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Hale County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Houston County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jackson County Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lauderdale County Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lee County Alabama | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Mobile County Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pickens County Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sumter County Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Talladega County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Phillips County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 122,000 |
| Butte County California | 1 | $ 295,000 | $ 295,000 | $ 169,000 |
| Contra Costa County California | 1 | $ 355,000 | $ 355,000 | $ 171,000 |
| Humboldt County California | 1 | $ 15,000 | $ 15,000 | $ 142,000 |
| Imperial County California | 1 | $ 245,000 | $ 245,000 | $ 125,000 |
| Lake County California | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Lassen County California | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| San Joaquin County California | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Santa Barbara County California | 1 | $ 475,000 | $ 475,000 | $ 211,000 |
| Shasta County California | 1 | $ 255,000 | $ 255,000 | $ 183,000 |
| Boulder County Colorado | 1 | $ 475,000 | $ 475,000 | $ 150,000 |
| Fremont County Colorado | 1 | $ 335,000 | $ 335,000 | $ 66,000 |
| Gunnison County Colorado | 1 | $ 355,000 | $ 355,000 | $ 79,000 |
| Weld County Colorado | 1 | $ 365,000 | $ 365,000 | $ 135,000 |
| Litchfield County Connecticut | 1 | $ 15,000 | $ 15,000 | $ 147,000 |
| New London County Connecticut | 1 | $ 85,000 | $ 85,000 | $ 136,000 |
| New Castle County Delaware | 1 | $ 265,000 | $ 265,000 | $ 308,000 |
| Alachua County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bay County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Bradford County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Charlotte County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Citrus County Florida | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Collier County Florida | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Columbia County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Escambia County Florida | 1 | $ 55,000 | $ 55,000 | $ 187,000 |
| Hernando County Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Highlands County Florida | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Indian River County Florida | 1 | $ 235,000 | $ 235,000 | $ 154,000 |
| Lee County Florida | 1 | $ 205,000 | $ 205,000 | $ 178,000 |
| Leon County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Martin County Florida | 1 | $ 85,000 | $ 85,000 | $ 145,000 |
| Monroe County Florida | 1 | $ 275,000 | $ 275,000 | $ 564,000 |
| Nassau County Florida | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Volusia County Florida | 1 | $ 255,000 | $ 255,000 | $ 187,000 |
| Bacon County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Banks County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bleckley County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Burke County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Butts County Georgia | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Calhoun County Georgia | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Candler County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Carroll County Georgia | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Charlton County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 455,000 | $ 455,000 | $ 125,000 |
| Clay County Georgia | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Coffee County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Coweta County Georgia | 1 | $ 65,000 | $ 65,000 | $ 160,000 |
| Crawford County Georgia | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Decatur County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 275,000 | $ 275,000 | $ 140,000 |
| Douglas County Georgia | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Fannin County Georgia | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Floyd County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Glynn County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Hancock County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Harris County Georgia | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Jenkins County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jones County Georgia | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| Lamar County Georgia | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Lee County Georgia | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| Muscogee County Georgia | 1 | $ 85,000 | $ 85,000 | $ 94,000 |
| Oconee County Georgia | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Paulding County Georgia | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Pickens County Georgia | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Polk County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Putnam County Georgia | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Rockdale County Georgia | 1 | $ 275,000 | $ 275,000 | $ 117,000 |
| Schley County Georgia | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Tattnall County Georgia | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Tift County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Toombs County Georgia | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Turner County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Ware County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Wayne County Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Whitfield County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Wilcox County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Blaine County Idaho | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Lake County Illinois | 1 | $ 15,000 | $ 15,000 | $ 236,000 |
| McLean County Illinois | 1 | $ 55,000 | $ 55,000 | $ 257,000 |
| Sangamon County Illinois | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Lake County Indiana | 1 | $ 245,000 | $ 245,000 | $ 233,000 |
| Porter County Indiana | 1 | $ 325,000 | $ 325,000 | $ 91,000 |
| Sullivan County Indiana | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Johnson County Kansas | 1 | $ 345,000 | $ 345,000 | $ 95,000 |
| Woodford County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Garrett County Maryland | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| Harford County Maryland | 1 | $ 365,000 | $ 365,000 | $ 137,000 |
| Middlesex County Massachusetts | 1 | $ 95,000 | $ 95,000 | $ 131,000 |
| Kalamazoo County Michigan | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Macomb County Michigan | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Oakland County Michigan | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Wayne County Michigan | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Benton County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Olmsted County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Ramsey County Minnesota | 1 | $ 485,000 | $ 485,000 | $ 285,000 |
| Amite County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Claiborne County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Copiah County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Grenada County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Holmes County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Itawamba County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lamar County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lauderdale County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lincoln County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lowndes County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Montgomery County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Newton County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Perry County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Pike County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Pontotoc County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 143,000 |
| Simpson County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Smith County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Winston County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Yalobusha County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cole County Missouri | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Platte County Missouri | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| St. Louis County Missouri | 1 | $ 285,000 | $ 285,000 | $ 156,000 |
| Atlantic County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 235,000 |
| Hudson County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 179,000 |
| Middlesex County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Passaic County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Salem County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Somerset County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 200,000 |
| Sussex County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 160,000 |
| Bernalillo County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Cayuga County New York | 1 | $ 75,000 | $ 75,000 | $ 131,000 |
| Clinton County New York | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
| Dutchess County New York | 1 | $ 65,000 | $ 65,000 | $ 130,000 |
| New York County New York | 1 | $ 35,000 | $ 35,000 | $ 144,000 |
| Richmond County New York | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| St. Lawrence County New York | 1 | $ 105,000 | $ 105,000 | $ 205,000 |
| Westchester County New York | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Alleghany County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Ashe County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 146,000 |
| Columbus County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Craven County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 208,000 |
| Gates County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Granville County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Greene County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Halifax County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Johnston County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 172,000 |
| Jones County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Moore County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 235,000 |
| Richmond County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Stanly County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 138,000 |
| Transylvania County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Union County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 288,000 |
| Watauga County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 127,000 |
| Wayne County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Auglaize County Ohio | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Belmont County Ohio | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Franklin County Ohio | 1 | $ 125,000 | $ 125,000 | $ 243,000 |
| Lake County Ohio | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Mahoning County Ohio | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Portage County Ohio | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Washington County Ohio | 1 | $ 265,000 | $ 265,000 | $ 185,000 |
| Oklahoma County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Clackamas County Oregon | 1 | $ 655,000 | $ 655,000 | $ 225,000 |
| Multnomah County Oregon | 1 | $ 955,000 | $ 955,000 | $ 166,000 |
| Blair County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 87,000 |
| Butler County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Clearfield County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Delaware County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Franklin County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 188,000 |
| Lackawanna County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 137,000 |
| Schuylkill County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 205,000 |
| Barnwell County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Chesterfield County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Colleton County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Florence County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Greenville County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 157,000 |
| Marlboro County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 115,000 |
| Saluda County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| York County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 134,000 |
| Davidson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 191,000 |
| Montgomery County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Rhea County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 131,000 |
| Shelby County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 233,000 |
| Brazoria County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Chambers County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Comanche County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Cooke County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Dallam County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| El Paso County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Fayette County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 345,000 | $ 345,000 | $ 186,000 |
| Grayson County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Hays County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 65,000 | $ 65,000 | $ 122,000 |
| Hood County Texas | 1 | $ 145,000 | $ 145,000 | $ 159,000 |
| Hopkins County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Howard County Texas | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Jack County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Jasper County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Liberty County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Llano County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| McLennan County Texas | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Medina County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Midland County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Morris County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Nolan County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Panola County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Parker County Texas | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Presidio County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Refugio County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Rusk County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| San Jacinto County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Titus County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Van Zandt County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Waller County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Washington County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Wichita County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Wise County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 255,000 | $ 255,000 | $ 133,000 |
| Caroline County Virginia | 1 | $ 45,000 | $ 45,000 | $ 125,000 |
| Chesapeake County Virginia | 1 | $ 55,000 | $ 55,000 | $ 166,000 |
| Culpeper County Virginia | 1 | $ 265,000 | $ 265,000 | $ 145,000 |
| Essex County Virginia | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Fairfax City County Virginia | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Franklin County Virginia | 1 | $ 55,000 | $ 55,000 | $ 119,000 |
| Fredericksburg County Virginia | 1 | $ 215,000 | $ 215,000 | $ 195,000 |
| Hopewell County Virginia | 1 | $ 15,000 | $ 15,000 | $ 117,000 |
| Lexington County Virginia | 1 | $ 135,000 | $ 135,000 | $ 171,000 |
| Norfolk County Virginia | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Portsmouth County Virginia | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Warren County Virginia | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Pacific County Washington | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Barbour County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Braxton County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Gilmer County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Greenbrier County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Jefferson County West Virginia | 1 | $ 255,000 | $ 255,000 | $ 142,000 |
| Kanawha County West Virginia | 1 | $ 315,000 | $ 315,000 | $ 307,000 |
| Monroe County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 122,000 |
| Preston County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Randolph County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Summers County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 132,000 |
| Webster County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Wood County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 177,000 |
| Wyoming County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Ozaukee County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 138,000 |
Mortgage Loan Application Detail Totals for Justice Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 880 | $202,380,000 | $229,000 | $1,315,000 | $132,000 | $1,026,000 |
| Refinancing | 489 | $130,545,000 | $266,000 | $1,525,000 | $144,000 | $564,000 |
| Home Improvement | 276 | $21,470,000 | $77,000 | $705,000 | $164,000 | $1,806,000 |
| Other Purpose | 83 | $7,015,000 | $84,000 | $255,000 | $165,000 | $1,293,000 |
| Cash-out Refinancing | 64 | $6,310,000 | $98,000 | $385,000 | $150,000 | $396,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 982 | $178,440,000 | $181,000 | $1,525,000 | $147,000 | $1,806,000 |
| Black or African American | 349 | $71,195,000 | $203,000 | $1,105,000 | $127,000 | $1,026,000 |
| Not Provided | 250 | $69,520,000 | $278,000 | $1,315,000 | $153,000 | $773,000 |
| Hispanic | 148 | $30,270,000 | $204,000 | $765,000 | $142,000 | $549,000 |
| Asian | 42 | $12,000,000 | $285,000 | $865,000 | $170,000 | $460,000 |
| American Indian or Alaskan Native | 4 | $550,000 | $137,000 | $365,000 | $132,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $440,000 | $110,000 | $215,000 | $265,000 | $513,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,792 | $367,720,000 | $205,000 | $1,525,000 | $144,000 | $1,806,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 643 | $134,595,000 | $209,000 | $975,000 | $154,000 | $1,293,000 |
| Application Approved But Not Accepted | 318 | $69,370,000 | $218,000 | $1,525,000 | $144,000 | $559,000 |
| Loan Purchased By The Institution | 310 | $25,720,000 | $82,000 | $175,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 241 | $81,865,000 | $339,000 | $1,315,000 | $137,000 | $773,000 |
| Preapproval Denied by Financial Institution | 120 | $30,680,000 | $255,000 | $685,000 | $101,000 | $640,000 |
| Application Denied By Financial Institution | 85 | $17,515,000 | $206,000 | $655,000 | $124,000 | $1,026,000 |
| Application Withdrawn By Applicant | 75 | $7,975,000 | $106,000 | $705,000 | $182,000 | $1,806,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,587 | $319,525,000 | $201,000 | $1,525,000 | $150,000 | $1,806,000 |
| Credit History | 134 | $29,850,000 | $222,000 | $655,000 | $118,000 | $1,026,000 |
| Debt-To-Income Ratio | 58 | $14,970,000 | $258,000 | $625,000 | $92,000 | $194,000 |
| Collateral | 7 | $2,585,000 | $369,000 | $685,000 | $135,000 | $246,000 |
| Other | 2 | $110,000 | $55,000 | $65,000 | $166,000 | $188,000 |
| Credit Application Incomplete | 1 | $195,000 | $195,000 | $195,000 | $74,000 | $74,000 |
| Employment History | 1 | $255,000 | $255,000 | $255,000 | $67,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $105,000 | $105,000 | $105,000 | $37,000 | $37,000 |
| Mortgage Insurance Denied | 1 | $125,000 | $125,000 | $125,000 | $151,000 | $151,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Justice Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Justice Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.