Kinecta Federal Credit Union Mortgage Lending & HMDA Data, 2013
In 2013, Kinecta Federal Credit Union of Manhattan Beach, CA reported 11,114 mortgage applications totaling $4.1 billion, down 36% from 2012. The average application was for $366,337, and applicants reported an average income of $146,875. 67% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (3,729), Santa Ana-Anaheim-Irvine, CA (1,570) and Chicago-Joliet-Naperville, IL (945) (applications in parentheses).
| Mortgage Company & Address | Kinecta Federal Credit Union 1440 Rosecrans Ave Manhattan Beach, CA 90266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,114 |
| Total Mortgage Loan Application Amount | $4,071,479,000 |
| Average Mortgage Loan Application Amount | $366,337 |
| Highest Mortgage Loan Application Amount | $7,000,000 |
| Average Applicant Income | $146,875 |
| Highest Applicant Income | $3,491,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Kinecta Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 3,729 | $ 1,456,315,000 | $ 390,537 | $ 144,000 |
| Orange, California | 1,570 | $ 684,914,000 | $ 436,250 | $ 161,000 |
| Cook, Illinois | 531 | $ 126,076,000 | $ 237,431 | $ 117,000 |
| San Diego, California | 437 | $ 188,500,000 | $ 431,350 | $ 155,000 |
| Ventura, California | 366 | $ 147,872,000 | $ 404,021 | $ 167,000 |
| Riverside, California | 313 | $ 81,337,000 | $ 259,862 | $ 141,000 |
| San Bernardino, California | 281 | $ 77,760,000 | $ 276,725 | $ 139,000 |
| Alameda, California | 200 | $ 105,266,000 | $ 526,330 | $ 186,000 |
| Santa Clara, California | 191 | $ 113,092,000 | $ 592,104 | $ 205,000 |
| DuPage, Illinois | 186 | $ 48,394,000 | $ 260,182 | $ 140,000 |
| Lake, Illinois | 164 | $ 41,651,000 | $ 253,969 | $ 130,000 |
| Santa Barbara, California | 135 | $ 52,018,000 | $ 385,318 | $ 137,000 |
| Contra Costa, California | 123 | $ 59,102,000 | $ 480,504 | $ 191,000 |
| San Francisco, California | 120 | $ 71,538,000 | $ 596,150 | $ 198,000 |
| Will, Illinois | 94 | $ 26,056,000 | $ 277,191 | $ 120,000 |
| San Mateo, California | 93 | $ 51,723,000 | $ 556,161 | $ 180,000 |
| Suffolk, New York | 91 | $ 28,308,000 | $ 311,076 | $ 129,000 |
| McHenry, Illinois | 76 | $ 15,997,000 | $ 210,486 | $ 112,000 |
| Hennepin, Minnesota | 75 | $ 19,917,000 | $ 265,560 | $ 153,000 |
| Marin, California | 65 | $ 35,006,000 | $ 538,553 | $ 174,000 |
| St. Louis, Missouri | 63 | $ 12,985,000 | $ 206,111 | $ 105,000 |
| Nassau, New York | 59 | $ 18,077,000 | $ 306,389 | $ 140,000 |
| Erie, New York | 56 | $ 10,052,000 | $ 179,500 | $ 93,000 |
| Arapahoe, Colorado | 50 | $ 13,827,000 | $ 276,540 | $ 106,000 |
| Sonoma, California | 47 | $ 18,864,000 | $ 401,361 | $ 225,000 |
| Clark, Nevada | 44 | $ 7,458,000 | $ 169,500 | $ 137,000 |
| Denver, Colorado | 40 | $ 11,595,000 | $ 289,875 | $ 129,000 |
| Maricopa, Arizona | 39 | $ 6,299,000 | $ 161,512 | $ 129,000 |
| Kane, Illinois | 38 | $ 9,617,000 | $ 253,078 | $ 111,000 |
| Queens, New York | 36 | $ 12,436,000 | $ 345,444 | $ 95,000 |
| Saratoga, New York | 36 | $ 8,978,000 | $ 249,388 | $ 114,000 |
| Douglas, Colorado | 35 | $ 13,349,000 | $ 381,400 | $ 127,000 |
| King, Washington | 35 | $ 15,073,000 | $ 430,657 | $ 156,000 |
| Boulder, Colorado | 33 | $ 10,953,000 | $ 331,909 | $ 131,000 |
| Kings, New York | 33 | $ 12,037,000 | $ 364,757 | $ 102,000 |
| Onondaga, New York | 32 | $ 4,434,000 | $ 138,562 | $ 96,000 |
| Sacramento, California | 31 | $ 7,263,000 | $ 234,290 | $ 163,000 |
| Middlesex, Massachusetts | 31 | $ 11,286,000 | $ 364,064 | $ 128,000 |
| St. Charles, Missouri | 28 | $ 5,237,000 | $ 187,035 | $ 127,000 |
| Adams, Colorado | 27 | $ 5,614,000 | $ 207,925 | $ 77,000 |
| Kern, California | 25 | $ 4,837,000 | $ 193,480 | $ 113,000 |
| Placer, California | 25 | $ 10,625,000 | $ 425,000 | $ 217,000 |
| Albany, New York | 25 | $ 5,173,000 | $ 206,920 | $ 85,000 |
| Monroe, New York | 25 | $ 3,059,000 | $ 122,360 | $ 65,000 |
| San Luis Obispo, California | 24 | $ 9,611,000 | $ 400,458 | $ 252,000 |
| Monterey, California | 22 | $ 12,386,000 | $ 563,000 | $ 289,000 |
| Santa Cruz, California | 22 | $ 11,172,000 | $ 507,818 | $ 203,000 |
| Jefferson, Colorado | 21 | $ 5,614,000 | $ 267,333 | $ 97,000 |
| St. Johns, Florida | 21 | $ 3,633,000 | $ 173,000 | $ 81,000 |
| Dakota, Minnesota | 20 | $ 5,526,000 | $ 276,300 | $ 124,000 |
| Lancaster, Pennsylvania | 20 | $ 4,574,000 | $ 228,700 | $ 104,000 |
| San Joaquin, California | 18 | $ 3,644,000 | $ 202,444 | $ 146,000 |
| El Dorado, California | 17 | $ 6,820,000 | $ 401,176 | $ 213,000 |
| Kendall, Illinois | 17 | $ 2,726,000 | $ 160,352 | $ 137,000 |
| Schenectady, New York | 17 | $ 3,646,000 | $ 214,470 | $ 97,000 |
| Philadelphia, Pennsylvania | 17 | $ 4,278,000 | $ 251,647 | $ 120,000 |
| Mono, California | 16 | $ 5,749,000 | $ 359,312 | $ 304,000 |
| Norfolk, Massachusetts | 16 | $ 4,356,000 | $ 272,250 | $ 96,000 |
| Fresno, California | 15 | $ 3,910,000 | $ 260,666 | $ 160,000 |
| Solano, California | 15 | $ 5,006,000 | $ 333,733 | $ 122,000 |
| Montgomery, Pennsylvania | 15 | $ 3,887,000 | $ 259,133 | $ 123,000 |
| Napa, California | 14 | $ 5,764,000 | $ 411,714 | $ 197,000 |
| Anoka, Minnesota | 14 | $ 2,510,000 | $ 179,285 | $ 78,000 |
| Scott, Minnesota | 14 | $ 3,391,000 | $ 242,214 | $ 103,000 |
| Weld, Colorado | 12 | $ 4,621,000 | $ 385,083 | $ 150,000 |
| Ramsey, Minnesota | 12 | $ 3,413,000 | $ 284,416 | $ 146,000 |
| Camden, Missouri | 12 | $ 2,792,000 | $ 232,666 | $ 164,000 |
| Butte, California | 11 | $ 1,757,000 | $ 159,727 | $ 350,000 |
| El Paso, Colorado | 11 | $ 2,950,000 | $ 268,181 | $ 133,000 |
| Eagle, Colorado | 10 | $ 4,175,000 | $ 417,500 | $ 129,000 |
| Larimer, Colorado | 10 | $ 2,292,000 | $ 229,200 | $ 83,000 |
| Johnson, Kansas | 10 | $ 1,961,000 | $ 196,100 | $ 126,000 |
| Washington, Minnesota | 10 | $ 2,700,000 | $ 270,000 | $ 117,000 |
| Richmond, New York | 10 | $ 3,782,000 | $ 378,200 | $ 136,000 |
| Mohave, Arizona | 9 | $ 1,147,000 | $ 127,444 | $ 63,000 |
| Broward, Florida | 9 | $ 1,703,000 | $ 189,222 | $ 118,000 |
| Worcester, Massachusetts | 9 | $ 2,312,000 | $ 256,888 | $ 161,000 |
| Camden, New Jersey | 9 | $ 2,109,000 | $ 234,333 | $ 143,000 |
| Rensselaer, New York | 9 | $ 1,445,000 | $ 160,555 | $ 69,000 |
| Bucks, Pennsylvania | 9 | $ 3,312,000 | $ 368,000 | $ 140,000 |
| Chester, Pennsylvania | 9 | $ 2,896,000 | $ 321,777 | $ 172,000 |
| Fairfax, Virginia | 9 | $ 2,250,000 | $ 250,000 | $ 151,000 |
| Nevada, California | 8 | $ 4,077,000 | $ 509,625 | $ 203,000 |
| Summit, Colorado | 8 | $ 1,843,000 | $ 230,375 | $ 187,000 |
| Fairfield, Connecticut | 8 | $ 2,365,000 | $ 295,625 | $ 161,000 |
| Carver, Minnesota | 8 | $ 1,827,000 | $ 228,375 | $ 96,000 |
| Jefferson, Missouri | 8 | $ 1,555,000 | $ 194,375 | $ 81,000 |
| St. Louis City, Missouri | 8 | $ 913,000 | $ 114,125 | $ 91,000 |
| Westchester, New York | 8 | $ 5,435,000 | $ 679,375 | $ 392,000 |
| Luzerne, Pennsylvania | 8 | $ 1,882,000 | $ 235,250 | $ 126,000 |
| Yavapai, Arizona | 7 | $ 1,618,000 | $ 231,142 | $ 102,000 |
| Stanislaus, California | 7 | $ 1,206,000 | $ 172,285 | $ 289,000 |
| New Haven, Connecticut | 7 | $ 1,988,000 | $ 284,000 | $ 135,000 |
| Clay, Missouri | 7 | $ 1,266,000 | $ 180,857 | $ 105,000 |
| Niagara, New York | 7 | $ 1,083,000 | $ 154,714 | $ 83,000 |
| Lucas, Ohio | 7 | $ 763,000 | $ 109,000 | $ 70,000 |
| Deschutes, Oregon | 7 | $ 1,759,000 | $ 251,285 | $ 200,000 |
| Multnomah, Oregon | 7 | $ 1,800,000 | $ 257,142 | $ 202,000 |
| Washington, Oregon | 7 | $ 2,368,000 | $ 338,285 | $ 150,000 |
| Salt Lake, Utah | 7 | $ 2,268,000 | $ 324,000 | $ 183,000 |
| Snohomish, Washington | 7 | $ 1,923,000 | $ 274,714 | $ 108,000 |
| Milwaukee, Wisconsin | 7 | $ 1,349,000 | $ 192,714 | $ 126,000 |
| Duval, Florida | 6 | $ 1,000,000 | $ 166,666 | $ 79,000 |
| Palm Beach, Florida | 6 | $ 1,169,000 | $ 194,833 | $ 154,000 |
| Polk, Iowa | 6 | $ 831,000 | $ 138,500 | $ 82,000 |
| Anne Arundel, Maryland | 6 | $ 1,662,000 | $ 277,000 | $ 195,000 |
| Prince George's, Maryland | 6 | $ 1,245,000 | $ 207,500 | $ 116,000 |
| Essex, Massachusetts | 6 | $ 1,661,000 | $ 276,833 | $ 130,000 |
| Oakland, Michigan | 6 | $ 1,693,000 | $ 282,166 | $ 97,000 |
| Crow Wing, Minnesota | 6 | $ 1,054,000 | $ 175,666 | $ 181,000 |
| Wright, Minnesota | 6 | $ 1,030,000 | $ 171,666 | $ 93,000 |
| Bronx, New York | 6 | $ 2,046,000 | $ 341,000 | $ 88,000 |
| Rockland, New York | 6 | $ 1,843,000 | $ 307,166 | $ 115,000 |
| Mecklenburg, North Carolina | 6 | $ 1,549,000 | $ 258,166 | $ 256,000 |
| Franklin, Ohio | 6 | $ 1,236,000 | $ 206,000 | $ 130,000 |
| Shasta, California | 5 | $ 1,125,000 | $ 225,000 | $ 200,000 |
| Garfield, Colorado | 5 | $ 1,728,000 | $ 345,600 | $ 85,000 |
| District of Columbia, District Of Columbia | 5 | $ 3,240,000 | $ 648,000 | $ 299,000 |
| Orange, Florida | 5 | $ 1,205,000 | $ 241,000 | $ 103,000 |
| Pinellas, Florida | 5 | $ 2,274,000 | $ 454,800 | $ 739,000 |
| Montgomery, Maryland | 5 | $ 1,223,000 | $ 244,600 | $ 125,000 |
| Plymouth, Massachusetts | 5 | $ 1,517,000 | $ 303,400 | $ 87,000 |
| Delaware, Pennsylvania | 5 | $ 2,287,000 | $ 457,400 | $ 196,000 |
| Pima, Arizona | 4 | $ 610,000 | $ 152,500 | $ 145,000 |
| Mendocino, California | 4 | $ 1,718,000 | $ 429,500 | $ 106,000 |
| Merced, California | 4 | $ 447,000 | $ 111,750 | $ 164,000 |
| Tulare, California | 4 | $ 1,090,000 | $ 272,500 | $ 151,000 |
| Broomfield, Colorado | 4 | $ 958,000 | $ 239,500 | $ 98,000 |
| Mesa, Colorado | 4 | $ 900,000 | $ 225,000 | $ 122,000 |
| Pitkin, Colorado | 4 | $ 1,756,000 | $ 439,000 | $ 126,000 |
| New Castle, Delaware | 4 | $ 829,000 | $ 207,250 | $ 51,000 |
| Miami-Dade, Florida | 4 | $ 849,000 | $ 212,250 | $ 93,000 |
| Ada, Idaho | 4 | $ 1,059,000 | $ 264,750 | $ 159,000 |
| Lake, Indiana | 4 | $ 962,000 | $ 240,500 | $ 97,000 |
| Frederick, Maryland | 4 | $ 822,000 | $ 205,500 | $ 121,000 |
| Barnstable, Massachusetts | 4 | $ 2,142,000 | $ 535,500 | $ 235,000 |
| Bristol, Massachusetts | 4 | $ 1,403,000 | $ 350,750 | $ 150,000 |
| Chisago, Minnesota | 4 | $ 624,000 | $ 156,000 | $ 63,000 |
| St. Louis, Minnesota | 4 | $ 400,000 | $ 100,000 | $ 63,000 |
| Jackson, Missouri | 4 | $ 644,000 | $ 161,000 | $ 74,000 |
| Platte, Missouri | 4 | $ 1,184,000 | $ 296,000 | $ 96,000 |
| Atlantic, New Jersey | 4 | $ 1,454,000 | $ 363,500 | $ 141,000 |
| Burlington, New Jersey | 4 | $ 1,616,000 | $ 404,000 | $ 212,000 |
| Ulster, New York | 4 | $ 977,000 | $ 244,250 | $ 189,000 |
| Warren, New York | 4 | $ 878,000 | $ 219,500 | $ 107,000 |
| Clackamas, Oregon | 4 | $ 1,894,000 | $ 473,500 | $ 188,000 |
| Weber, Utah | 4 | $ 859,000 | $ 214,750 | $ 93,000 |
| Loudoun, Virginia | 4 | $ 1,143,000 | $ 285,750 | $ 178,000 |
| Lake, California | 3 | $ 4,316,000 | $ 1,438,666 | $ 370,000 |
| San Benito, California | 3 | $ 1,224,000 | $ 408,000 | $ 131,000 |
| Yolo, California | 3 | $ 1,635,000 | $ 545,000 | $ 192,000 |
| Hartford, Connecticut | 3 | $ 644,000 | $ 214,666 | $ 91,000 |
| New London, Connecticut | 3 | $ 711,000 | $ 237,000 | $ 88,000 |
| Valley, Idaho | 3 | $ 757,000 | $ 252,333 | $ 87,000 |
| Marion, Indiana | 3 | $ 431,000 | $ 143,666 | $ 54,000 |
| St. Joseph, Indiana | 3 | $ 592,000 | $ 197,333 | $ 86,000 |
| Howard, Maryland | 3 | $ 1,384,000 | $ 461,333 | $ 193,000 |
| Suffolk, Massachusetts | 3 | $ 1,543,000 | $ 514,333 | $ 245,000 |
| Rice, Minnesota | 3 | $ 778,000 | $ 259,333 | $ 140,000 |
| Boone, Missouri | 3 | $ 347,000 | $ 115,666 | $ 96,000 |
| Bergen, New Jersey | 3 | $ 959,000 | $ 319,666 | $ 155,000 |
| Cumberland, New Jersey | 3 | $ 601,000 | $ 200,333 | $ 131,000 |
| Gloucester, New Jersey | 3 | $ 776,000 | $ 258,666 | $ 127,000 |
| Cattaraugus, New York | 3 | $ 342,000 | $ 114,000 | $ 52,000 |
| Cayuga, New York | 3 | $ 274,000 | $ 91,333 | $ 62,000 |
| Wyoming, New York | 3 | $ 402,000 | $ 134,000 | $ 99,000 |
| Tulsa, Oklahoma | 3 | $ 393,000 | $ 131,000 | $ 39,000 |
| Lebanon, Pennsylvania | 3 | $ 416,000 | $ 138,666 | $ 76,000 |
| Providence, Rhode Island | 3 | $ 767,000 | $ 255,666 | $ 87,000 |
| Alexandria, Virginia | 3 | $ 1,209,000 | $ 403,000 | $ 191,000 |
| Clark, Washington | 3 | $ 867,000 | $ 289,000 | $ 113,000 |
| Pierce, Washington | 3 | $ 822,000 | $ 274,000 | $ 147,000 |
| Coconino, Arizona | 2 | $ 763,000 | $ 381,500 | $ 176,000 |
| Pinal, Arizona | 2 | $ 114,000 | $ 57,000 | $ 98,000 |
| Calaveras, California | 2 | $ 538,000 | $ 269,000 | $ 170,000 |
| Plumas, California | 2 | $ 921,000 | $ 460,500 | $ 424,000 |
| Montrose, Colorado | 2 | $ 526,000 | $ 263,000 | $ 120,000 |
| Park, Colorado | 2 | $ 440,000 | $ 220,000 | $ 86,000 |
| Sussex, Delaware | 2 | $ 388,000 | $ 194,000 | $ 93,000 |
| Brevard, Florida | 2 | $ 299,000 | $ 149,500 | $ 99,000 |
| Collier, Florida | 2 | $ 358,000 | $ 179,000 | $ 129,000 |
| Lee, Florida | 2 | $ 429,000 | $ 214,500 | $ 1,776,000 |
| Osceola, Florida | 2 | $ 457,000 | $ 228,500 | $ 56,000 |
| Seminole, Florida | 2 | $ 562,000 | $ 281,000 | $ 103,000 |
| Fulton, Georgia | 2 | $ 652,000 | $ 326,000 | $ 208,000 |
| Boone, Illinois | 2 | $ 334,000 | $ 167,000 | $ 89,000 |
| DeKalb, Illinois | 2 | $ 198,000 | $ 99,000 | $ 130,000 |
| Macon, Illinois | 2 | $ 426,000 | $ 213,000 | $ 173,000 |
| Hamilton, Indiana | 2 | $ 367,000 | $ 183,500 | $ 131,000 |
| Leavenworth, Kansas | 2 | $ 462,000 | $ 231,000 | $ 114,000 |
| Sedgwick, Kansas | 2 | $ 122,000 | $ 61,000 | $ 143,000 |
| Harford, Maryland | 2 | $ 715,000 | $ 357,500 | $ 296,000 |
| Genesee, Michigan | 2 | $ 120,000 | $ 60,000 | $ 38,000 |
| Kent, Michigan | 2 | $ 441,000 | $ 220,500 | $ 131,000 |
| Ottawa, Michigan | 2 | $ 336,000 | $ 168,000 | $ 76,000 |
| Cass, Minnesota | 2 | $ 476,000 | $ 238,000 | $ 80,000 |
| Isanti, Minnesota | 2 | $ 354,000 | $ 177,000 | $ 65,000 |
| Franklin, Missouri | 2 | $ 411,000 | $ 205,500 | $ 76,000 |
| Lincoln, Missouri | 2 | $ 587,000 | $ 293,500 | $ 100,000 |
| Stone, Missouri | 2 | $ 1,027,000 | $ 513,500 | $ 200,000 |
| Nye, Nevada | 2 | $ 279,000 | $ 139,500 | $ 51,000 |
| Rockingham, New Hampshire | 2 | $ 449,000 | $ 224,500 | $ 102,000 |
| Cape May, New Jersey | 2 | $ 906,000 | $ 453,000 | $ 348,000 |
| Mercer, New Jersey | 2 | $ 711,000 | $ 355,500 | $ 530,000 |
| Broome, New York | 2 | $ 401,000 | $ 200,500 | $ 74,000 |
| Madison, New York | 2 | $ 380,000 | $ 190,000 | $ 92,000 |
| Ontario, New York | 2 | $ 533,000 | $ 266,500 | $ 114,000 |
| Oswego, New York | 2 | $ 179,000 | $ 89,500 | $ 101,000 |
| Putnam, New York | 2 | $ 285,000 | $ 142,500 | $ 69,000 |
| Delaware, Ohio | 2 | $ 456,000 | $ 228,000 | $ 102,000 |
| Stark, Ohio | 2 | $ 385,000 | $ 192,500 | $ 113,000 |
| Marion, Oregon | 2 | $ 312,000 | $ 156,000 | $ 68,000 |
| Polk, Oregon | 2 | $ 606,000 | $ 303,000 | $ 154,000 |
| Carbon, Pennsylvania | 2 | $ 246,000 | $ 123,000 | $ 47,000 |
| Cumberland, Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 479,000 |
| Bristol, Rhode Island | 2 | $ 565,000 | $ 282,500 | $ 135,000 |
| Kent, Rhode Island | 2 | $ 569,000 | $ 284,500 | $ 127,000 |
| Washington, Rhode Island | 2 | $ 614,000 | $ 307,000 | $ 109,000 |
| Dallas, Texas | 2 | $ 253,000 | $ 126,500 | $ 101,000 |
| Davis, Utah | 2 | $ 209,000 | $ 104,500 | $ 45,000 |
| Summit, Utah | 2 | $ 1,562,000 | $ 781,000 | $ 222,000 |
| Utah, Utah | 2 | $ 1,033,000 | $ 516,500 | $ 147,000 |
| Chittenden, Vermont | 2 | $ 650,000 | $ 325,000 | $ 229,000 |
| Mathews, Virginia | 2 | $ 4,014,000 | $ 2,007,000 | $ 505,000 |
| San Juan, Washington | 2 | $ 522,000 | $ 261,000 | $ 140,000 |
| Brown, Wisconsin | 2 | $ 196,000 | $ 98,000 | $ 42,000 |
| Dane, Wisconsin | 2 | $ 432,000 | $ 216,000 | $ 91,000 |
| Waukesha, Wisconsin | 2 | $ 431,000 | $ 215,500 | $ 80,000 |
| Cochise, Arizona | 1 | $ 68,000 | $ 68,000 | $ 165,000 |
| La Paz, Arizona | 1 | $ 80,000 | $ 80,000 | $ 109,000 |
| Alpine, California | 1 | $ 264,000 | $ 264,000 | $ 259,000 |
| Amador, California | 1 | $ 201,000 | $ 201,000 | $ 36,000 |
| Glenn, California | 1 | $ 124,000 | $ 124,000 | $ 68,000 |
| Humboldt, California | 1 | $ 370,000 | $ 370,000 | $ 68,000 |
| Imperial, California | 1 | $ 124,000 | $ 124,000 | $ 168,000 |
| Kings, California | 1 | $ 132,000 | $ 132,000 | $ 47,000 |
| Sutter, California | 1 | $ 181,000 | $ 181,000 | $ 77,000 |
| Tuolumne, California | 1 | $ 245,000 | $ 245,000 | $ 165,000 |
| Elbert, Colorado | 1 | $ 136,000 | $ 136,000 | $ 81,000 |
| Gilpin, Colorado | 1 | $ 229,000 | $ 229,000 | $ 115,000 |
| Grand, Colorado | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| La Plata, Colorado | 1 | $ 930,000 | $ 930,000 | $ 269,000 |
| Middlesex, Connecticut | 1 | $ 351,000 | $ 351,000 | $ 95,000 |
| Charlotte, Florida | 1 | $ 122,000 | $ 122,000 | $ 66,000 |
| Citrus, Florida | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Escambia, Florida | 1 | $ 66,000 | $ 66,000 | $ 150,000 |
| Flagler, Florida | 1 | $ 92,000 | $ 92,000 | $ 41,000 |
| Jackson, Florida | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Leon, Florida | 1 | $ 180,000 | $ 180,000 | $ 57,000 |
| Pasco, Florida | 1 | $ 144,000 | $ 144,000 | $ 131,000 |
| Sarasota, Florida | 1 | $ 417,000 | $ 417,000 | $ 139,000 |
| Volusia, Florida | 1 | $ 123,000 | $ 123,000 | $ 195,000 |
| Cherokee, Georgia | 1 | $ 284,000 | $ 284,000 | $ 175,000 |
| Gwinnett, Georgia | 1 | $ 88,000 | $ 88,000 | $ 154,000 |
| Adams, Idaho | 1 | $ 230,000 | $ 230,000 | $ 86,000 |
| Bonner, Idaho | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Kootenai, Idaho | 1 | $ 136,000 | $ 136,000 | $ 484,000 |
| Bureau, Illinois | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Greene, Illinois | 1 | $ 76,000 | $ 76,000 | $ 110,000 |
| Grundy, Illinois | 1 | $ 94,000 | $ 94,000 | $ 41,000 |
| Kankakee, Illinois | 1 | $ 176,000 | $ 176,000 | $ 110,000 |
| Knox, Illinois | 1 | $ 144,000 | $ 144,000 | $ 151,000 |
| Madison, Illinois | 1 | $ 372,000 | $ 372,000 | $ 160,000 |
| McLean, Illinois | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Dearborn, Indiana | 1 | $ 200,000 | $ 200,000 | $ 125,000 |
| Johnson, Indiana | 1 | $ 218,000 | $ 218,000 | $ 96,000 |
| Kosciusko, Indiana | 1 | $ 114,000 | $ 114,000 | $ 108,000 |
| Newton, Indiana | 1 | $ 69,000 | $ 69,000 | $ 79,000 |
| Porter, Indiana | 1 | $ 222,000 | $ 222,000 | $ 147,000 |
| Washington, Indiana | 1 | $ 208,000 | $ 208,000 | $ 96,000 |
| Dallas, Iowa | 1 | $ 139,000 | $ 139,000 | $ 159,000 |
| Story, Iowa | 1 | $ 78,000 | $ 78,000 | $ 93,000 |
| Ford, Kansas | 1 | $ 160,000 | $ 160,000 | $ 93,000 |
| Wyandotte, Kansas | 1 | $ 29,000 | $ 29,000 | $ 29,000 |
| Penobscot, Maine | 1 | $ 236,000 | $ 236,000 | $ 93,000 |
| Baltimore City, Maryland | 1 | $ 139,000 | $ 139,000 | $ 23,000 |
| Carroll, Maryland | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Dukes, Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 146,000 |
| Hampden, Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Nantucket, Massachusetts | 1 | $ 1,725,000 | $ 1,725,000 | $ 296,000 |
| Benzie, Michigan | 1 | $ 311,000 | $ 311,000 | $ 248,000 |
| Berrien, Michigan | 1 | $ 469,000 | $ 469,000 | $ 225,000 |
| Calhoun, Michigan | 1 | $ 32,000 | $ 32,000 | $ 32,000 |
| Charlevoix, Michigan | 1 | $ 348,000 | $ 348,000 | $ 313,000 |
| Livingston, Michigan | 1 | $ 222,000 | $ 222,000 | $ 117,000 |
| Macomb, Michigan | 1 | $ 153,000 | $ 153,000 | $ 111,000 |
| Monroe, Michigan | 1 | $ 103,000 | $ 103,000 | $ 56,000 |
| Wayne, Michigan | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Hubbard, Minnesota | 1 | $ 187,000 | $ 187,000 | $ 129,000 |
| Itasca, Minnesota | 1 | $ 344,000 | $ 344,000 | $ 120,000 |
| Le Sueur, Minnesota | 1 | $ 188,000 | $ 188,000 | $ 189,000 |
| Sherburne, Minnesota | 1 | $ 169,000 | $ 169,000 | $ 32,000 |
| Stearns, Minnesota | 1 | $ 250,000 | $ 250,000 | $ 75,000 |
| Wadena, Minnesota | 1 | $ 177,000 | $ 177,000 | $ 73,000 |
| Buchanan, Missouri | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Clinton, Missouri | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Crawford, Missouri | 1 | $ 196,000 | $ 196,000 | $ 104,000 |
| Laclede, Missouri | 1 | $ 123,000 | $ 123,000 | $ 79,000 |
| Lafayette, Missouri | 1 | $ 123,000 | $ 123,000 | $ 52,000 |
| Morgan, Missouri | 1 | $ 288,000 | $ 288,000 | $ 172,000 |
| Taney, Missouri | 1 | $ 86,000 | $ 86,000 | $ 102,000 |
| Wayne, Nebraska | 1 | $ 180,000 | $ 180,000 | $ 123,000 |
| Carson City, Nevada | 1 | $ 120,000 | $ 120,000 | $ 139,000 |
| Lyon, Nevada | 1 | $ 202,000 | $ 202,000 | $ 42,000 |
| Washoe, Nevada | 1 | $ 417,000 | $ 417,000 | $ 149,000 |
| Cheshire, New Hampshire | 1 | $ 313,000 | $ 313,000 | $ 66,000 |
| Essex, New Jersey | 1 | $ 624,000 | $ 624,000 | $ 189,000 |
| Hudson, New Jersey | 1 | $ 344,000 | $ 344,000 | $ 93,000 |
| Monmouth, New Jersey | 1 | $ 225,000 | $ 225,000 | $ 140,000 |
| Morris, New Jersey | 1 | $ 364,000 | $ 364,000 | $ 163,000 |
| Passaic, New Jersey | 1 | $ 291,000 | $ 291,000 | $ 65,000 |
| Somerset, New Jersey | 1 | $ 400,000 | $ 400,000 | $ 321,000 |
| Santa Fe, New Mexico | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Chautauqua, New York | 1 | $ 120,000 | $ 120,000 | $ 216,000 |
| Columbia, New York | 1 | $ 107,000 | $ 107,000 | $ 29,000 |
| Dutchess, New York | 1 | $ 268,000 | $ 268,000 | $ 110,000 |
| Essex, New York | 1 | $ 105,000 | $ 105,000 | $ 140,000 |
| Fulton, New York | 1 | $ 190,000 | $ 190,000 | $ 90,000 |
| Herkimer, New York | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| New York, New York | 1 | $ 1,613,000 | $ 1,613,000 | $ 1,493,000 |
| Orange, New York | 1 | $ 133,000 | $ 133,000 | $ 44,000 |
| Orleans, New York | 1 | $ 188,000 | $ 188,000 | $ 70,000 |
| Seneca, New York | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| St. Lawrence, New York | 1 | $ 139,000 | $ 139,000 | $ 113,000 |
| Wayne, New York | 1 | $ 110,000 | $ 110,000 | $ 65,000 |
| McLean, North Dakota | 1 | $ 200,000 | $ 200,000 | $ 111,000 |
| Cuyahoga, Ohio | 1 | $ 518,000 | $ 518,000 | $ 322,000 |
| Fairfield, Ohio | 1 | $ 180,000 | $ 180,000 | $ 49,000 |
| Hardin, Ohio | 1 | $ 39,000 | $ 39,000 | $ 30,000 |
| Lake, Ohio | 1 | $ 240,000 | $ 240,000 | $ 245,000 |
| Mahoning, Ohio | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Medina, Ohio | 1 | $ 202,000 | $ 202,000 | $ 130,000 |
| Pickaway, Ohio | 1 | $ 100,000 | $ 100,000 | $ 154,000 |
| Union, Ohio | 1 | $ 71,000 | $ 71,000 | $ 77,000 |
| Bryan, Oklahoma | 1 | $ 114,000 | $ 114,000 | $ 70,000 |
| Cherokee, Oklahoma | 1 | $ 153,000 | $ 153,000 | $ 127,000 |
| Cleveland, Oklahoma | 1 | $ 236,000 | $ 236,000 | $ 70,000 |
| Texas, Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 39,000 |
| Benton, Oregon | 1 | $ 230,000 | $ 230,000 | $ 115,000 |
| Klamath, Oregon | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Lane, Oregon | 1 | $ 276,000 | $ 276,000 | $ 132,000 |
| Berks, Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 57,000 |
| Lackawanna, Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 202,000 |
| Northampton, Pennsylvania | 1 | $ 384,000 | $ 384,000 | $ 145,000 |
| Wayne, Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 110,000 |
| Lexington, South Carolina | 1 | $ 290,000 | $ 290,000 | $ 194,000 |
| Deuel, South Dakota | 1 | $ 158,000 | $ 158,000 | $ 63,000 |
| Hamilton, Tennessee | 1 | $ 234,000 | $ 234,000 | $ 90,000 |
| Collin, Texas | 1 | $ 173,000 | $ 173,000 | $ 136,000 |
| Montgomery, Texas | 1 | $ 860,000 | $ 860,000 | $ 0 |
| Cache, Utah | 1 | $ 152,000 | $ 152,000 | $ 106,000 |
| Washington, Utah | 1 | $ 223,000 | $ 223,000 | $ 57,000 |
| Windham, Vermont | 1 | $ 125,000 | $ 125,000 | $ 180,000 |
| Chesapeake, Virginia | 1 | $ 176,000 | $ 176,000 | $ 36,000 |
| Danville, Virginia | 1 | $ 204,000 | $ 204,000 | $ 199,000 |
| Dinwiddie, Virginia | 1 | $ 95,000 | $ 95,000 | $ 108,000 |
| Frederick, Virginia | 1 | $ 150,000 | $ 150,000 | $ 153,000 |
| Prince George, Virginia | 1 | $ 110,000 | $ 110,000 | $ 111,000 |
| Prince William, Virginia | 1 | $ 162,000 | $ 162,000 | $ 65,000 |
| Stafford, Virginia | 1 | $ 118,000 | $ 118,000 | $ 182,000 |
| Suffolk, Virginia | 1 | $ 1,500,000 | $ 1,500,000 | $ 335,000 |
| Clallam, Washington | 1 | $ 173,000 | $ 173,000 | $ 110,000 |
| Kittitas, Washington | 1 | $ 173,000 | $ 173,000 | $ 100,000 |
| Thurston, Washington | 1 | $ 325,000 | $ 325,000 | $ 241,000 |
| Calumet, Wisconsin | 1 | $ 106,000 | $ 106,000 | $ 149,000 |
| Kenosha, Wisconsin | 1 | $ 131,000 | $ 131,000 | $ 62,000 |
| Marathon, Wisconsin | 1 | $ 270,000 | $ 270,000 | $ 104,000 |
| Marinette, Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 158,000 |
| Outagamie, Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 149,000 |
| Ozaukee, Wisconsin | 1 | $ 401,000 | $ 401,000 | $ 159,000 |
| Walworth, Wisconsin | 1 | $ 767,000 | $ 767,000 | $ 81,000 |
| Washington, Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
Mortgage Loan Application Detail Totals for Kinecta Federal Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,369 | $2,663,882,000 | $361,000 | $7,000,000 | $148,000 | $3,491,000 |
| Home Purchase | 3,710 | $1,397,790,000 | $376,000 | $3,374,000 | $145,000 | $3,099,000 |
| Home Improvement | 35 | $9,807,000 | $280,000 | $805,000 | $109,000 | $293,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,635 | $2,151,032,000 | $381,000 | $3,374,000 | $157,000 | $3,491,000 |
| Not Provided | 2,528 | $942,167,000 | $372,000 | $3,000,000 | $150,000 | $3,300,000 |
| Asian | 1,760 | $625,008,000 | $355,000 | $2,600,000 | $144,000 | $1,502,000 |
| Hispanic | 839 | $231,541,000 | $275,000 | $1,340,000 | $98,000 | $2,132,000 |
| Black or African American | 269 | $78,368,000 | $291,000 | $1,500,000 | $110,000 | $1,176,000 |
| Native Hawaiian or Other Pacific Islander | 54 | $17,476,000 | $323,000 | $763,000 | $126,000 | $960,000 |
| American Indian or Alaskan Native | 21 | $7,655,000 | $364,000 | $950,000 | $124,000 | $296,000 |
| Not applicable | 8 | $18,232,000 | $2,279,000 | $7,000,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,750 | $3,971,556,000 | $369,000 | $7,000,000 | $149,000 | $3,491,000 |
| FHA-insured (Federal Housing Administration) | 364 | $99,923,000 | $274,000 | $884,000 | $88,000 | $839,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,494 | $2,617,357,000 | $349,000 | $3,000,000 | $147,000 | $3,129,000 |
| Application Denied By Financial Institution | 2,113 | $867,160,000 | $410,000 | $7,000,000 | $147,000 | $3,491,000 |
| Application Approved But Not Accepted | 1,003 | $401,048,000 | $399,000 | $3,374,000 | $155,000 | $3,300,000 |
| Application Withdrawn By Applicant | 352 | $125,437,000 | $356,000 | $1,925,000 | $142,000 | $631,000 |
| Preapproval Denied by Financial Institution | 151 | $60,060,000 | $397,000 | $1,540,000 | $119,000 | $783,000 |
| Preapproval Approved but not Accepted | 1 | $417,000 | $417,000 | $417,000 | $167,000 | $167,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 736 | $282,427,000 | $383,000 | $3,000,000 | $145,000 | $1,450,000 |
| Debt-To-Income Ratio | 528 | $242,682,000 | $459,000 | $3,000,000 | $107,000 | $2,231,000 |
| Collateral | 364 | $132,864,000 | $365,000 | $1,960,000 | $158,000 | $2,024,000 |
| Credit History | 273 | $99,470,000 | $364,000 | $2,000,000 | $125,000 | $1,039,000 |
| Other | 159 | $90,722,000 | $570,000 | $7,000,000 | $260,000 | $3,491,000 |
| Unverifiable Information | 117 | $41,724,000 | $356,000 | $1,575,000 | $172,000 | $1,480,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 55 | $23,483,000 | $426,000 | $1,400,000 | $175,000 | $1,608,000 |
| Employment History | 30 | $13,637,000 | $454,000 | $1,557,000 | $120,000 | $839,000 |
| Mortgage Insurance Denied | 2 | $211,000 | $105,000 | $137,000 | $55,000 | $79,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kinecta Federal Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kinecta Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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