Kinecta
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Kinecta 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Kinecta 1440 Rosecrans Ave Manhattan Beach, CA 90266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,879 |
| Total Mortgage Loan Application Amount | $2,140,705,000 |
| Average Mortgage Loan Application Amount | $347,000 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $159,200 |
| Highest Applicant Income | $6,076,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Kinecta. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Kinecta's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Kinecta's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Kinecta serves its applicants.
Each category highlights the total number of mortgage applications processed by Kinecta, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Kinecta's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 2,075 | $ 888,495,000 | $ 428,000 | $ 157,000 |
| Orange County California | 692 | $ 354,240,000 | $ 511,000 | $ 208,000 |
| Riverside County California | 210 | $ 72,820,000 | $ 346,000 | $ 140,000 |
| San Bernardino County California | 167 | $ 52,445,000 | $ 314,000 | $ 129,000 |
| Ventura County California | 138 | $ 50,090,000 | $ 362,000 | $ 163,000 |
| Monroe County New York | 136 | $ 17,630,000 | $ 129,000 | $ 117,000 |
| San Diego County California | 105 | $ 90,805,000 | $ 864,000 | $ 262,000 |
| Santa Barbara County California | 103 | $ 39,915,000 | $ 387,000 | $ 155,000 |
| Maricopa County Arizona | 52 | $ 15,170,000 | $ 291,000 | $ 149,000 |
| Clark County Nevada | 49 | $ 15,905,000 | $ 324,000 | $ 172,000 |
| Santa Clara County California | 38 | $ 45,060,000 | $ 1,185,000 | $ 425,000 |
| Alameda County California | 34 | $ 22,790,000 | $ 670,000 | $ 267,000 |
| San Mateo County California | 29 | $ 30,255,000 | $ 1,043,000 | $ 270,000 |
| Wayne County New York | 25 | $ 2,575,000 | $ 103,000 | $ 76,000 |
| Kern County California | 23 | $ 6,905,000 | $ 300,000 | $ 112,000 |
| San Luis Obispo County California | 23 | $ 18,185,000 | $ 790,000 | $ 302,000 |
| Contra Costa County California | 22 | $ 7,350,000 | $ 334,000 | $ 181,000 |
| Sacramento County California | 21 | $ 10,385,000 | $ 494,000 | $ 210,000 |
| Placer County California | 20 | $ 31,120,000 | $ 1,556,000 | $ 766,000 |
| Pima County Arizona | 18 | $ 4,580,000 | $ 254,000 | $ 94,000 |
| Mohave County Arizona | 15 | $ 3,815,000 | $ 254,000 | $ 131,000 |
| Yavapai County Arizona | 15 | $ 4,395,000 | $ 293,000 | $ 134,000 |
| Cook County Illinois | 14 | $ 2,980,000 | $ 212,000 | $ 210,000 |
| San Joaquin County California | 12 | $ 3,040,000 | $ 253,000 | $ 154,000 |
| Palm Beach County Florida | 12 | $ 4,510,000 | $ 375,000 | $ 187,000 |
| El Dorado County California | 11 | $ 5,975,000 | $ 543,000 | $ 211,000 |
| San Francisco County California | 11 | $ 18,455,000 | $ 1,677,000 | $ 402,000 |
| Denton County Texas | 10 | $ 2,100,000 | $ 210,000 | $ 188,000 |
| Fresno County California | 9 | $ 2,135,000 | $ 237,000 | $ 119,000 |
| Multnomah County Oregon | 9 | $ 3,085,000 | $ 342,000 | $ 130,000 |
| Essex County New Jersey | 8 | $ 1,960,000 | $ 245,000 | $ 181,000 |
| King County Washington | 8 | $ 7,320,000 | $ 915,000 | $ 902,000 |
| Sonoma County California | 7 | $ 3,795,000 | $ 542,000 | $ 220,000 |
| Pinellas County Florida | 7 | $ 825,000 | $ 117,000 | $ 61,000 |
| Morris County New Jersey | 7 | $ 2,495,000 | $ 356,000 | $ 186,000 |
| Livingston County New York | 7 | $ 745,000 | $ 106,000 | $ 122,000 |
| Monterey County California | 6 | $ 2,970,000 | $ 495,000 | $ 263,000 |
| Arapahoe County Colorado | 6 | $ 1,380,000 | $ 230,000 | $ 165,000 |
| Boulder County Colorado | 6 | $ 2,600,000 | $ 433,000 | $ 328,000 |
| Broward County Florida | 6 | $ 1,540,000 | $ 256,000 | $ 184,000 |
| Ontario County New York | 6 | $ 920,000 | $ 153,000 | $ 65,000 |
| Collin County Texas | 6 | $ 2,890,000 | $ 481,000 | $ 175,000 |
| Dallas County Texas | 6 | $ 1,180,000 | $ 196,000 | $ 121,000 |
| Mendocino County California | 5 | $ 5,455,000 | $ 1,091,000 | $ 187,000 |
| Mono County California | 5 | $ 1,885,000 | $ 377,000 | $ 647,000 |
| Douglas County Colorado | 5 | $ 1,405,000 | $ 281,000 | $ 210,000 |
| Fairfield County Connecticut | 5 | $ 535,000 | $ 107,000 | $ 92,000 |
| Gwinnett County Georgia | 5 | $ 1,205,000 | $ 241,000 | $ 100,000 |
| Prince George's County Maryland | 5 | $ 1,045,000 | $ 209,000 | $ 155,000 |
| Queens County New York | 5 | $ 2,145,000 | $ 429,000 | $ 98,000 |
| Harris County Texas | 5 | $ 865,000 | $ 173,000 | $ 138,000 |
| Tarrant County Texas | 5 | $ 885,000 | $ 177,000 | $ 79,000 |
| Calaveras County California | 4 | $ 1,620,000 | $ 405,000 | $ 248,000 |
| Santa Cruz County California | 4 | $ 2,720,000 | $ 680,000 | $ 123,000 |
| Stanislaus County California | 4 | $ 760,000 | $ 190,000 | $ 113,000 |
| Tulare County California | 4 | $ 2,810,000 | $ 702,000 | $ 120,000 |
| Jefferson County Colorado | 4 | $ 2,220,000 | $ 555,000 | $ 256,000 |
| Brevard County Florida | 4 | $ 830,000 | $ 207,000 | $ 117,000 |
| Orange County Florida | 4 | $ 590,000 | $ 147,000 | $ 104,000 |
| Fulton County Georgia | 4 | $ 1,110,000 | $ 277,000 | $ 145,000 |
| Montgomery County Maryland | 4 | $ 1,360,000 | $ 340,000 | $ 114,000 |
| Passaic County New Jersey | 4 | $ 940,000 | $ 235,000 | $ 174,000 |
| Clackamas County Oregon | 4 | $ 1,880,000 | $ 470,000 | $ 170,000 |
| Pinal County Arizona | 3 | $ 415,000 | $ 138,000 | $ 54,000 |
| Benton County Arkansas | 3 | $ 465,000 | $ 155,000 | $ 62,000 |
| Imperial County California | 3 | $ 435,000 | $ 145,000 | $ 51,000 |
| Marin County California | 3 | $ 2,505,000 | $ 835,000 | $ 259,000 |
| Napa County California | 3 | $ 1,015,000 | $ 338,000 | $ 194,000 |
| Nevada County California | 3 | $ 3,805,000 | $ 1,268,000 | $ 514,000 |
| Solano County California | 3 | $ 845,000 | $ 281,000 | $ 113,000 |
| Tuolumne County California | 3 | $ 805,000 | $ 268,000 | $ 220,000 |
| Sarasota County Florida | 3 | $ 605,000 | $ 201,000 | $ 84,000 |
| St. Lucie County Florida | 3 | $ 865,000 | $ 288,000 | $ 94,000 |
| Cobb County Georgia | 3 | $ 965,000 | $ 321,000 | $ 122,000 |
| Ada County Idaho | 3 | $ 1,265,000 | $ 421,000 | $ 134,000 |
| McHenry County Illinois | 3 | $ 415,000 | $ 138,000 | $ 102,000 |
| Norfolk County Massachusetts | 3 | $ 725,000 | $ 241,000 | $ 160,000 |
| Oakland County Michigan | 3 | $ 445,000 | $ 148,000 | $ 138,000 |
| Wayne County Michigan | 3 | $ 215,000 | $ 71,000 | $ 83,000 |
| Platte County Missouri | 3 | $ 595,000 | $ 198,000 | $ 239,000 |
| Burlington County New Jersey | 3 | $ 725,000 | $ 241,000 | $ 147,000 |
| Ocean County New Jersey | 3 | $ 1,845,000 | $ 615,000 | $ 280,000 |
| Orange County New York | 3 | $ 665,000 | $ 221,000 | $ 138,000 |
| Buncombe County North Carolina | 3 | $ 1,185,000 | $ 395,000 | $ 147,000 |
| Cuyahoga County Ohio | 3 | $ 275,000 | $ 91,000 | $ 129,000 |
| Medina County Ohio | 3 | $ 335,000 | $ 111,000 | $ 105,000 |
| Tulsa County Oklahoma | 3 | $ 675,000 | $ 225,000 | $ 100,000 |
| Deschutes County Oregon | 3 | $ 1,155,000 | $ 385,000 | $ 654,000 |
| Marion County Oregon | 3 | $ 1,815,000 | $ 605,000 | $ 137,000 |
| Monroe County Pennsylvania | 3 | $ 455,000 | $ 151,000 | $ 110,000 |
| Chesterfield County Virginia | 3 | $ 815,000 | $ 271,000 | $ 137,000 |
| Henrico County Virginia | 3 | $ 595,000 | $ 198,000 | $ 119,000 |
| Kitsap County Washington | 3 | $ 715,000 | $ 238,000 | $ 109,000 |
| Yuma County Arizona | 2 | $ 320,000 | $ 160,000 | $ 42,000 |
| Amador County California | 2 | $ 960,000 | $ 480,000 | $ 164,000 |
| Madera County California | 2 | $ 390,000 | $ 195,000 | $ 124,000 |
| Merced County California | 2 | $ 430,000 | $ 215,000 | $ 501,000 |
| Sutter County California | 2 | $ 230,000 | $ 115,000 | $ 78,000 |
| Yolo County California | 2 | $ 380,000 | $ 190,000 | $ 216,000 |
| Adams County Colorado | 2 | $ 1,010,000 | $ 505,000 | $ 185,000 |
| Charlotte County Florida | 2 | $ 550,000 | $ 275,000 | $ 491,000 |
| Hillsborough County Florida | 2 | $ 700,000 | $ 350,000 | $ 106,000 |
| Miami-Dade County Florida | 2 | $ 430,000 | $ 215,000 | $ 92,000 |
| Seminole County Florida | 2 | $ 350,000 | $ 175,000 | $ 123,000 |
| Cherokee County Georgia | 2 | $ 510,000 | $ 255,000 | $ 35,000 |
| DeKalb County Georgia | 2 | $ 190,000 | $ 95,000 | $ 102,000 |
| Kane County Illinois | 2 | $ 560,000 | $ 280,000 | $ 160,000 |
| Will County Illinois | 2 | $ 330,000 | $ 165,000 | $ 103,000 |
| Anne Arundel County Maryland | 2 | $ 360,000 | $ 180,000 | $ 87,000 |
| Worcester County Maryland | 2 | $ 1,200,000 | $ 600,000 | $ 198,000 |
| Hennepin County Minnesota | 2 | $ 620,000 | $ 310,000 | $ 130,000 |
| Scott County Minnesota | 2 | $ 410,000 | $ 205,000 | $ 125,000 |
| Jackson County Missouri | 2 | $ 640,000 | $ 320,000 | $ 165,000 |
| Stone County Missouri | 2 | $ 1,120,000 | $ 560,000 | $ 424,000 |
| Missoula County Montana | 2 | $ 700,000 | $ 350,000 | $ 72,000 |
| Mercer County New Jersey | 2 | $ 780,000 | $ 390,000 | $ 176,000 |
| Monmouth County New Jersey | 2 | $ 1,080,000 | $ 540,000 | $ 372,000 |
| Somerset County New Jersey | 2 | $ 1,080,000 | $ 540,000 | $ 240,000 |
| Union County New Jersey | 2 | $ 430,000 | $ 215,000 | $ 261,000 |
| Kings County New York | 2 | $ 550,000 | $ 275,000 | $ 159,000 |
| Nassau County New York | 2 | $ 360,000 | $ 180,000 | $ 95,000 |
| Oswego County New York | 2 | $ 300,000 | $ 150,000 | $ 79,000 |
| Steuben County New York | 2 | $ 220,000 | $ 110,000 | $ 71,000 |
| Suffolk County New York | 2 | $ 460,000 | $ 230,000 | $ 103,000 |
| Sullivan County New York | 2 | $ 70,000 | $ 35,000 | $ 64,000 |
| Westchester County New York | 2 | $ 290,000 | $ 145,000 | $ 138,000 |
| Brunswick County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 80,000 |
| Mecklenburg County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 139,000 |
| Franklin County Ohio | 2 | $ 220,000 | $ 110,000 | $ 61,000 |
| Washington County Oregon | 2 | $ 700,000 | $ 350,000 | $ 134,000 |
| Northampton County Pennsylvania | 2 | $ 950,000 | $ 475,000 | $ 217,000 |
| Philadelphia County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 75,000 |
| Beaufort County South Carolina | 2 | $ 540,000 | $ 270,000 | $ 89,000 |
| Cheatham County Tennessee | 2 | $ 190,000 | $ 95,000 | $ 26,000 |
| Williamson County Texas | 2 | $ 590,000 | $ 295,000 | $ 306,000 |
| Wasatch County Utah | 2 | $ 5,010,000 | $ 2,505,000 | $ 669,000 |
| Fairfax County Virginia | 2 | $ 490,000 | $ 245,000 | $ 137,000 |
| Loudoun County Virginia | 2 | $ 490,000 | $ 245,000 | $ 156,000 |
| Clark County Washington | 2 | $ 690,000 | $ 345,000 | $ 51,000 |
| Lewis County Washington | 2 | $ 600,000 | $ 300,000 | $ 71,000 |
| Whatcom County Washington | 2 | $ 490,000 | $ 245,000 | $ 91,000 |
| Cochise County Arizona | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Navajo County Arizona | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Saline County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Butte County California | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Del Norte County California | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Humboldt County California | 1 | $ 35,000 | $ 35,000 | $ 121,000 |
| Lake County California | 1 | $ 235,000 | $ 235,000 | $ 252,000 |
| Plumas County California | 1 | $ 1,995,000 | $ 1,995,000 | $ 601,000 |
| San Benito County California | 1 | $ 465,000 | $ 465,000 | $ 150,000 |
| Denver County Colorado | 1 | $ 315,000 | $ 315,000 | $ 40,000 |
| El Paso County Colorado | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| La Plata County Colorado | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Larimer County Colorado | 1 | $ 335,000 | $ 335,000 | $ 407,000 |
| Moffat County Colorado | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Park County Colorado | 1 | $ 255,000 | $ 255,000 | $ 138,000 |
| Weld County Colorado | 1 | $ 205,000 | $ 205,000 | $ 216,000 |
| Hartford County Connecticut | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| New Haven County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| District of Columbia County District Of Columbia | 1 | $ 785,000 | $ 785,000 | $ 259,000 |
| Clay County Florida | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Collier County Florida | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Flagler County Florida | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Lee County Florida | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Marion County Florida | 1 | $ 205,000 | $ 205,000 | $ 27,000 |
| Osceola County Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Pasco County Florida | 1 | $ 355,000 | $ 355,000 | $ 180,000 |
| Polk County Florida | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Sumter County Florida | 1 | $ 125,000 | $ 125,000 | $ 218,000 |
| Volusia County Florida | 1 | $ 475,000 | $ 475,000 | $ 108,000 |
| Columbia County Georgia | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Houston County Georgia | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Hawaii County Hawaii | 1 | $ 1,685,000 | $ 1,685,000 | $ 293,000 |
| Canyon County Idaho | 1 | $ 395,000 | $ 395,000 | $ 118,000 |
| Champaign County Illinois | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Grundy County Illinois | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Kendall County Illinois | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Fayette County Indiana | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Hendricks County Indiana | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Porter County Indiana | 1 | $ 285,000 | $ 285,000 | $ 163,000 |
| Sullivan County Indiana | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Johnson County Kansas | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Sedgwick County Kansas | 1 | $ 125,000 | $ 125,000 | $ 199,000 |
| Sumner County Kansas | 1 | $ 45,000 | $ 45,000 | $ 193,000 |
| Campbell County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| York County Maine | 1 | $ 185,000 | $ 185,000 | $ 144,000 |
| Frederick County Maryland | 1 | $ 345,000 | $ 345,000 | $ 68,000 |
| Harford County Maryland | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| Howard County Maryland | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Queen Anne's County Maryland | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Wicomico County Maryland | 1 | $ 45,000 | $ 45,000 | $ 139,000 |
| Berkshire County Massachusetts | 1 | $ 565,000 | $ 565,000 | $ 253,000 |
| Bristol County Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| Hampden County Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Middlesex County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Suffolk County Massachusetts | 1 | $ 725,000 | $ 725,000 | $ 207,000 |
| Worcester County Massachusetts | 1 | $ 385,000 | $ 385,000 | $ 110,000 |
| Allegan County Michigan | 1 | $ 155,000 | $ 155,000 | $ 146,000 |
| Berrien County Michigan | 1 | $ 515,000 | $ 515,000 | $ 134,000 |
| Cass County Michigan | 1 | $ 195,000 | $ 195,000 | $ 28,000 |
| Monroe County Michigan | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Ottawa County Michigan | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Anoka County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
| Chisago County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Sherburne County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Washington County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Christian County Missouri | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| St. Louis County Missouri | 1 | $ 515,000 | $ 515,000 | $ 483,000 |
| Flathead County Montana | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Gallatin County Montana | 1 | $ 1,115,000 | $ 1,115,000 | $ 229,000 |
| Douglas County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Sarpy County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Douglas County Nevada | 1 | $ 2,285,000 | $ 2,285,000 | $ 1,039,000 |
| Washoe County Nevada | 1 | $ 555,000 | $ 555,000 | $ 130,000 |
| Atlantic County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 210,000 |
| Bergen County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 130,000 |
| Camden County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 194,000 |
| Cape May County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Gloucester County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Middlesex County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Sussex County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 172,000 |
| Santa Fe County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Bronx County New York | 1 | $ 305,000 | $ 305,000 | $ 138,000 |
| Cattaraugus County New York | 1 | $ 175,000 | $ 175,000 | $ 191,000 |
| Erie County New York | 1 | $ 275,000 | $ 275,000 | $ 131,000 |
| Genesee County New York | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Montgomery County New York | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Oneida County New York | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Richmond County New York | 1 | $ 115,000 | $ 115,000 | $ 130,000 |
| Rockland County New York | 1 | $ 335,000 | $ 335,000 | $ 69,000 |
| St. Lawrence County New York | 1 | $ 385,000 | $ 385,000 | $ 224,000 |
| Wyoming County New York | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Yates County New York | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Cabarrus County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Durham County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Forsyth County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Guilford County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Harnett County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Iredell County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Orange County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 111,000 |
| Pitt County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Wake County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Allen County Ohio | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Geauga County Ohio | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Jefferson County Ohio | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| Licking County Ohio | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Portage County Ohio | 1 | $ 25,000 | $ 25,000 | $ 122,000 |
| Summit County Ohio | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Murray County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| Jackson County Oregon | 1 | $ 425,000 | $ 425,000 | $ 88,000 |
| Klamath County Oregon | 1 | $ 555,000 | $ 555,000 | $ 128,000 |
| Lincoln County Oregon | 1 | $ 255,000 | $ 255,000 | $ 45,000 |
| Yamhill County Oregon | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Bucks County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Dauphin County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Delaware County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 208,000 |
| Lancaster County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Union County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 149,000 |
| Wayne County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Westmoreland County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| York County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 79,000 |
| Anderson County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Charleston County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Greenville County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| Spartanburg County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 28,000 |
| Davidson County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 237,000 |
| Knox County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 114,000 |
| Maury County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Monroe County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 236,000 |
| Montgomery County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 172,000 |
| White County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 101,000 |
| Brazoria County Texas | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Cameron County Texas | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| El Paso County Texas | 1 | $ 205,000 | $ 205,000 | $ 178,000 |
| Ellis County Texas | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Galveston County Texas | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Travis County Texas | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Wise County Texas | 1 | $ 485,000 | $ 485,000 | $ 610,000 |
| Davis County Utah | 1 | $ 395,000 | $ 395,000 | $ 50,000 |
| Grand County Utah | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Salt Lake County Utah | 1 | $ 525,000 | $ 525,000 | $ 170,000 |
| Summit County Utah | 1 | $ 1,715,000 | $ 1,715,000 | $ 769,000 |
| Utah County Utah | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Albemarle County Virginia | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| James City County Virginia | 1 | $ 545,000 | $ 545,000 | $ 92,000 |
| Richmond City County Virginia | 1 | $ 405,000 | $ 405,000 | $ 112,000 |
| Clallam County Washington | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Cowlitz County Washington | 1 | $ 405,000 | $ 405,000 | $ 204,000 |
| Pierce County Washington | 1 | $ 245,000 | $ 245,000 | $ 190,000 |
| San Juan County Washington | 1 | $ 365,000 | $ 365,000 | $ 294,000 |
| Snohomish County Washington | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Spokane County Washington | 1 | $ 285,000 | $ 285,000 | $ 53,000 |
| Tucker County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 106,000 |
| Portage County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| Park County Wyoming | 1 | $ 265,000 | $ 265,000 | $ 53,000 |
| Sweetwater County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 158,000 |
Mortgage Loan Application Detail Totals for Kinecta in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 2,927 | $891,025,000 | $304,000 | $2,745,000 | $148,000 | $3,035,000 |
| Refinancing | 990 | $432,690,000 | $437,000 | $5,735,000 | $159,000 | $3,522,000 |
| Home Purchase | 944 | $815,820,000 | $864,000 | $6,005,000 | $257,000 | $6,076,000 |
| Home Improvement | 17 | $1,105,000 | $65,000 | $245,000 | $215,000 | $1,511,000 |
| Other Purpose | 1 | $65,000 | $65,000 | $65,000 | $17,000 | $17,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,278 | $1,089,920,000 | $478,000 | $6,005,000 | $192,000 | $5,245,000 |
| Hispanic | 911 | $280,225,000 | $307,000 | $4,605,000 | $122,000 | $1,444,000 |
| Not Provided | 612 | $273,950,000 | $447,000 | $5,005,000 | $189,000 | $6,076,000 |
| Asian | 558 | $267,230,000 | $478,000 | $5,005,000 | $189,000 | $3,417,000 |
| Black or African American | 422 | $131,200,000 | $310,000 | $2,505,000 | $124,000 | $1,900,000 |
| Not applicable | 28 | $68,700,000 | $2,453,000 | $5,735,000 | $0 | $0 |
| American Indian or Alaskan Native | 19 | $6,355,000 | $334,000 | $905,000 | $105,000 | $192,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $6,165,000 | $362,000 | $1,405,000 | $129,000 | $400,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,816 | $2,118,200,000 | $439,000 | $6,005,000 | $172,000 | $6,076,000 |
| FHA-insured (Federal Housing Administration) | 58 | $20,840,000 | $359,000 | $725,000 | $88,000 | $328,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,665,000 | $333,000 | $585,000 | $62,000 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,394 | $1,506,180,000 | $443,000 | $5,735,000 | $178,000 | $6,076,000 |
| Application Withdrawn By Applicant | 666 | $251,300,000 | $377,000 | $3,775,000 | $155,000 | $3,522,000 |
| Application Denied By Financial Institution | 336 | $144,580,000 | $430,000 | $6,005,000 | $151,000 | $1,953,000 |
| Preapproval Approved but not Accepted | 189 | $110,375,000 | $583,000 | $2,475,000 | $162,000 | $1,888,000 |
| File Closed For Incompleteness | 179 | $74,675,000 | $417,000 | $5,555,000 | $181,000 | $3,035,000 |
| Preapproval Denied by Financial Institution | 78 | $40,990,000 | $525,000 | $3,375,000 | $113,000 | $619,000 |
| Application Approved But Not Accepted | 37 | $12,605,000 | $340,000 | $1,315,000 | $155,000 | $524,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,465 | $1,955,135,000 | $437,000 | $5,735,000 | $174,000 | $6,076,000 |
| Debt-To-Income Ratio | 174 | $82,730,000 | $475,000 | $6,005,000 | $96,000 | $862,000 |
| Unverifiable Information | 76 | $27,850,000 | $366,000 | $2,005,000 | $172,000 | $1,163,000 |
| Credit History | 68 | $23,130,000 | $340,000 | $4,505,000 | $135,000 | $619,000 |
| Collateral | 61 | $36,265,000 | $594,000 | $5,005,000 | $248,000 | $1,953,000 |
| Other | 12 | $3,920,000 | $326,000 | $1,235,000 | $121,000 | $220,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $6,285,000 | $571,000 | $1,875,000 | $120,000 | $310,000 |
| Credit Application Incomplete | 7 | $1,995,000 | $285,000 | $545,000 | $159,000 | $552,000 |
| Employment History | 4 | $2,230,000 | $557,000 | $785,000 | $109,000 | $135,000 |
| Mortgage Insurance Denied | 1 | $1,165,000 | $1,165,000 | $1,165,000 | $691,000 | $691,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kinecta's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kinecta's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.