Kinecta
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Kinecta 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Kinecta 1440 Rosecrans Ave Manhattan Beach, CA 90266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,879 |
| Total Mortgage Loan Application Amount | $2,140,705,000 |
| Average Mortgage Loan Application Amount | $347,000 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $159,200 |
| Highest Applicant Income | $6,076,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Kinecta. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Kinecta's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Kinecta's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Kinecta serves its applicants.
Each category highlights the total number of mortgage applications processed by Kinecta, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Kinecta's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,075 | $ 888,495,000 | $ 428,000 | $ 157,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 692 | $ 354,240,000 | $ 511,000 | $ 208,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 377 | $ 125,265,000 | $ 332,000 | $ 135,000 |
| ROCHESTER, NY | 175 | $ 22,115,000 | $ 126,000 | $ 109,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 138 | $ 50,090,000 | $ 362,000 | $ 163,000 |
| SAN DIEGO-CARLSBAD, CA | 105 | $ 90,805,000 | $ 864,000 | $ 262,000 |
| SANTA MARIA-SANTA BARBARA, CA | 103 | $ 39,915,000 | $ 387,000 | $ 155,000 |
| NA (OUTSIDE OF MSA/MD) | 66 | $ 35,870,000 | $ 506,750 | $ 214,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 56 | $ 30,140,000 | $ 538,000 | $ 233,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 55 | $ 15,585,000 | $ 283,000 | $ 145,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 54 | $ 47,860,000 | $ 886,000 | $ 410,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 49 | $ 15,905,000 | $ 324,000 | $ 172,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 40 | $ 48,710,000 | $ 1,217,000 | $ 303,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 39 | $ 45,525,000 | $ 1,167,000 | $ 417,000 |
| BAKERSFIELD, CA | 23 | $ 6,905,000 | $ 300,000 | $ 112,000 |
| DALLAS-PLANO-IRVING, TX | 23 | $ 6,205,000 | $ 269,000 | $ 162,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 23 | $ 18,185,000 | $ 790,000 | $ 302,000 |
| CHICAGO-NAPERVILLE, IL | 20 | $ 3,860,000 | $ 193,000 | $ 175,000 |
| DENVER-AURORA-LAKEWOOD, CO | 19 | $ 6,585,000 | $ 346,000 | $ 190,000 |
| NEWARK, NJ-PA | 18 | $ 4,910,000 | $ 272,000 | $ 191,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 18 | $ 6,630,000 | $ 358,000 | $ 95,000 |
| TUCSON, AZ | 18 | $ 4,580,000 | $ 254,000 | $ 94,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 17 | $ 5,105,000 | $ 292,000 | $ 141,500 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 16 | $ 3,980,000 | $ 248,000 | $ 108,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 15 | $ 3,815,000 | $ 254,000 | $ 131,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 15 | $ 4,395,000 | $ 293,000 | $ 134,000 |
| STOCKTON-LODI, CA | 12 | $ 3,040,000 | $ 253,000 | $ 154,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 12 | $ 4,510,000 | $ 375,000 | $ 187,000 |
| NEW YORK-NEWARK, NY | 11 | $ 4,945,000 | $ 378,000 | $ 206,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 10 | $ 1,880,000 | $ 188,000 | $ 82,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 10 | $ 2,810,000 | $ 413,000 | $ 186,666 |
| FRESNO, CA | 9 | $ 2,135,000 | $ 237,000 | $ 119,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 9 | $ 7,435,000 | $ 826,000 | $ 809,000 |
| CLEVELAND-ELYRIA, OH | 7 | $ 655,000 | $ 93,000 | $ 104,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 7 | $ 1,215,000 | $ 173,000 | $ 117,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 7 | $ 1,715,000 | $ 245,000 | $ 104,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 7 | $ 1,225,000 | $ 175,000 | $ 110,000 |
| RICHMOND, VA | 7 | $ 1,815,000 | $ 259,000 | $ 126,000 |
| SANTA ROSA, CA | 7 | $ 3,795,000 | $ 542,000 | $ 220,000 |
| BOULDER, CO | 6 | $ 2,600,000 | $ 433,000 | $ 328,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 6 | $ 1,540,000 | $ 256,000 | $ 184,000 |
| FORT WORTH-ARLINGTON, TX | 6 | $ 1,370,000 | $ 228,000 | $ 167,000 |
| KANSAS CITY, MO-KS | 6 | $ 1,420,000 | $ 216,000 | $ 157,500 |
| SALINAS, CA | 6 | $ 2,970,000 | $ 495,000 | $ 263,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 5 | $ 845,000 | $ 169,000 | $ 103,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 5 | $ 535,000 | $ 107,000 | $ 92,000 |
| CAMDEN, NJ | 5 | $ 955,000 | $ 191,000 | $ 140,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 5 | $ 1,705,000 | $ 341,000 | $ 104,000 |
| BOISE CITY, ID | 4 | $ 1,660,000 | $ 415,000 | $ 129,000 |
| BOSTON, MA | 4 | $ 1,450,000 | $ 362,000 | $ 172,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 4 | $ 590,000 | $ 147,000 | $ 98,000 |
| MODESTO, CA | 4 | $ 760,000 | $ 190,000 | $ 113,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 4 | $ 940,000 | $ 235,000 | $ 96,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 4 | $ 820,000 | $ 205,000 | $ 99,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 830,000 | $ 207,000 | $ 117,000 |
| SANTA CRUZ-WATSONVILLE, CA | 4 | $ 2,720,000 | $ 680,000 | $ 123,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 2,810,000 | $ 702,000 | $ 120,000 |
| ASHEVILLE, NC | 3 | $ 1,185,000 | $ 395,000 | $ 147,000 |
| AUSTIN-ROUND ROCK, TX | 3 | $ 685,000 | $ 228,000 | $ 224,000 |
| BEND-REDMOND, OR | 3 | $ 1,155,000 | $ 385,000 | $ 654,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 715,000 | $ 238,000 | $ 109,000 |
| COLUMBUS, OH | 3 | $ 405,000 | $ 135,000 | $ 57,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 3 | $ 215,000 | $ 71,000 | $ 83,000 |
| EAST STROUDSBURG, PA | 3 | $ 455,000 | $ 151,000 | $ 110,000 |
| EL CENTRO, CA | 3 | $ 435,000 | $ 145,000 | $ 51,000 |
| ELGIN, IL | 3 | $ 885,000 | $ 295,000 | $ 156,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 465,000 | $ 155,000 | $ 62,000 |
| NAPA, CA | 3 | $ 1,015,000 | $ 338,000 | $ 194,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 3 | $ 605,000 | $ 201,000 | $ 84,000 |
| PHILADELPHIA, PA | 3 | $ 405,000 | $ 135,000 | $ 119,000 |
| PORT ST. LUCIE, FL | 3 | $ 865,000 | $ 288,000 | $ 94,000 |
| SALEM, OR | 3 | $ 1,815,000 | $ 605,000 | $ 137,000 |
| SALISBURY, MD-DE | 3 | $ 1,245,000 | $ 415,000 | $ 178,000 |
| SAN RAFAEL, CA | 3 | $ 2,505,000 | $ 835,000 | $ 259,000 |
| TULSA, OK | 3 | $ 675,000 | $ 225,000 | $ 100,000 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 845,000 | $ 281,000 | $ 113,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3 | $ 445,000 | $ 148,000 | $ 138,000 |
| AKRON, OH | 2 | $ 130,000 | $ 65,000 | $ 87,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 950,000 | $ 475,000 | $ 217,000 |
| BELLINGHAM, WA | 2 | $ 490,000 | $ 245,000 | $ 91,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 690,000 | $ 345,000 | $ 95,000 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 440,000 | $ 220,000 | $ 98,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 340,000 | $ 170,000 | $ 74,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 2 | $ 540,000 | $ 270,000 | $ 89,000 |
| MADERA, CA | 2 | $ 390,000 | $ 195,000 | $ 124,000 |
| MERCED, CA | 2 | $ 430,000 | $ 215,000 | $ 501,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2 | $ 430,000 | $ 215,000 | $ 92,000 |
| MISSOULA, MT | 2 | $ 700,000 | $ 350,000 | $ 72,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2 | $ 430,000 | $ 215,000 | $ 80,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 370,000 | $ 185,000 | $ 68,000 |
| PUNTA GORDA, FL | 2 | $ 550,000 | $ 275,000 | $ 491,000 |
| SYRACUSE, NY | 2 | $ 300,000 | $ 150,000 | $ 79,000 |
| TRENTON, NJ | 2 | $ 780,000 | $ 390,000 | $ 176,000 |
| WICHITA, KS | 2 | $ 170,000 | $ 85,000 | $ 196,000 |
| YUBA CITY, CA | 2 | $ 230,000 | $ 115,000 | $ 78,000 |
| YUMA, AZ | 2 | $ 320,000 | $ 160,000 | $ 42,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 145,000 | $ 145,000 | $ 210,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| BATON ROUGE, LA | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 275,000 | $ 275,000 | $ 131,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| CAPE CORAL-FORT MYERS, FL | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| CHARLOTTESVILLE, VA | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| CHICO, CA | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| CINCINNATI, OH-KY-IN | 1 | $ 215,000 | $ 215,000 | $ 0 |
| CLARKSVILLE, TN-KY | 1 | $ 215,000 | $ 215,000 | $ 172,000 |
| COLORADO SPRINGS, CO | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| EL PASO, TX | 1 | $ 205,000 | $ 205,000 | $ 178,000 |
| FAYETTEVILLE, NC | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| FORT COLLINS, CO | 1 | $ 335,000 | $ 335,000 | $ 407,000 |
| GARY, IN | 1 | $ 285,000 | $ 285,000 | $ 163,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| GREELEY, CO | 1 | $ 205,000 | $ 205,000 | $ 216,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| GREENVILLE, NC | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| JACKSONVILLE, FL | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| KNOXVILLE, TN | 1 | $ 335,000 | $ 335,000 | $ 114,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| LANCASTER, PA | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| LIMA, OH | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| LONGVIEW, WA | 1 | $ 405,000 | $ 405,000 | $ 204,000 |
| MEDFORD, OR | 1 | $ 425,000 | $ 425,000 | $ 88,000 |
| MONROE, MI | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 515,000 | $ 515,000 | $ 134,000 |
| OCALA, FL | 1 | $ 205,000 | $ 205,000 | $ 27,000 |
| OCEAN CITY, NJ | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 395,000 | $ 395,000 | $ 50,000 |
| PITTSBURGH, PA | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| PITTSFIELD, MA | 1 | $ 565,000 | $ 565,000 | $ 253,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 185,000 | $ 185,000 | $ 144,000 |
| PROVIDENCE-WARWICK, RI-MA | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| PROVO-OREM, UT | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| RALEIGH, NC | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| RENO, NV | 1 | $ 555,000 | $ 555,000 | $ 130,000 |
| SALT LAKE CITY, UT | 1 | $ 525,000 | $ 525,000 | $ 170,000 |
| SANTA FE, NM | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 195,000 | $ 195,000 | $ 28,000 |
| SPARTANBURG, SC | 1 | $ 145,000 | $ 145,000 | $ 28,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 285,000 | $ 285,000 | $ 53,000 |
| SPRINGFIELD, MA | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| SPRINGFIELD, MO | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| ST. LOUIS, MO-IL | 1 | $ 515,000 | $ 515,000 | $ 483,000 |
| TACOMA-LAKEWOOD, WA | 1 | $ 245,000 | $ 245,000 | $ 190,000 |
| TERRE HAUTE, IN | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| THE VILLAGES, FL | 1 | $ 125,000 | $ 125,000 | $ 218,000 |
| UTICA-ROME, NY | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 545,000 | $ 545,000 | $ 92,000 |
| WARNER ROBINS, GA | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| WINSTON-SALEM, NC | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| WORCESTER, MA-CT | 1 | $ 385,000 | $ 385,000 | $ 110,000 |
| YORK-HANOVER, PA | 1 | $ 325,000 | $ 325,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Kinecta in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 2,927 | $891,025,000 | $304,000 | $2,745,000 | $148,000 | $3,035,000 |
| Refinancing | 990 | $432,690,000 | $437,000 | $5,735,000 | $159,000 | $3,522,000 |
| Home Purchase | 944 | $815,820,000 | $864,000 | $6,005,000 | $257,000 | $6,076,000 |
| Home Improvement | 17 | $1,105,000 | $65,000 | $245,000 | $215,000 | $1,511,000 |
| Other Purpose | 1 | $65,000 | $65,000 | $65,000 | $17,000 | $17,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,278 | $1,089,920,000 | $478,000 | $6,005,000 | $192,000 | $5,245,000 |
| Hispanic | 911 | $280,225,000 | $307,000 | $4,605,000 | $122,000 | $1,444,000 |
| Not Provided | 612 | $273,950,000 | $447,000 | $5,005,000 | $189,000 | $6,076,000 |
| Asian | 558 | $267,230,000 | $478,000 | $5,005,000 | $189,000 | $3,417,000 |
| Black or African American | 422 | $131,200,000 | $310,000 | $2,505,000 | $124,000 | $1,900,000 |
| Not applicable | 28 | $68,700,000 | $2,453,000 | $5,735,000 | $0 | $0 |
| American Indian or Alaskan Native | 19 | $6,355,000 | $334,000 | $905,000 | $105,000 | $192,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $6,165,000 | $362,000 | $1,405,000 | $129,000 | $400,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,816 | $2,118,200,000 | $439,000 | $6,005,000 | $172,000 | $6,076,000 |
| FHA-insured (Federal Housing Administration) | 58 | $20,840,000 | $359,000 | $725,000 | $88,000 | $328,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,665,000 | $333,000 | $585,000 | $62,000 | $102,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,394 | $1,506,180,000 | $443,000 | $5,735,000 | $178,000 | $6,076,000 |
| Application Withdrawn By Applicant | 666 | $251,300,000 | $377,000 | $3,775,000 | $155,000 | $3,522,000 |
| Application Denied By Financial Institution | 336 | $144,580,000 | $430,000 | $6,005,000 | $151,000 | $1,953,000 |
| Preapproval Approved but not Accepted | 189 | $110,375,000 | $583,000 | $2,475,000 | $162,000 | $1,888,000 |
| File Closed For Incompleteness | 179 | $74,675,000 | $417,000 | $5,555,000 | $181,000 | $3,035,000 |
| Preapproval Denied by Financial Institution | 78 | $40,990,000 | $525,000 | $3,375,000 | $113,000 | $619,000 |
| Application Approved But Not Accepted | 37 | $12,605,000 | $340,000 | $1,315,000 | $155,000 | $524,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,465 | $1,955,135,000 | $437,000 | $5,735,000 | $174,000 | $6,076,000 |
| Debt-To-Income Ratio | 174 | $82,730,000 | $475,000 | $6,005,000 | $96,000 | $862,000 |
| Unverifiable Information | 76 | $27,850,000 | $366,000 | $2,005,000 | $172,000 | $1,163,000 |
| Credit History | 68 | $23,130,000 | $340,000 | $4,505,000 | $135,000 | $619,000 |
| Collateral | 61 | $36,265,000 | $594,000 | $5,005,000 | $248,000 | $1,953,000 |
| Other | 12 | $3,920,000 | $326,000 | $1,235,000 | $121,000 | $220,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $6,285,000 | $571,000 | $1,875,000 | $120,000 | $310,000 |
| Credit Application Incomplete | 7 | $1,995,000 | $285,000 | $545,000 | $159,000 | $552,000 |
| Employment History | 4 | $2,230,000 | $557,000 | $785,000 | $109,000 | $135,000 |
| Mortgage Insurance Denied | 1 | $1,165,000 | $1,165,000 | $1,165,000 | $691,000 | $691,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kinecta's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kinecta's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.