Ladera Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Ladera Lending, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ladera Lending, Inc. 555 Corporate Drive Suite 215 Sacramento, CA 92694 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 15,883 |
| Total Mortgage Loan Application Amount | $5,780,845,000 |
| Average Mortgage Loan Application Amount | $487,000 |
| Highest Mortgage Loan Application Amount | $11,165,000 |
| Average Applicant Income | $197,666 |
| Highest Applicant Income | $7,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Ladera Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ladera Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Ladera Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ladera Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ladera Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ladera Lending, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,327 | $ 553,375,000 | $ 417,000 | $ 126,000 |
| Orange County California | 804 | $ 383,890,000 | $ 477,000 | $ 166,000 |
| Riverside County California | 624 | $ 226,700,000 | $ 363,000 | $ 125,000 |
| Maricopa County Arizona | 570 | $ 183,790,000 | $ 322,000 | $ 112,000 |
| Clark County Nevada | 550 | $ 179,110,000 | $ 325,000 | $ 104,000 |
| San Bernardino County California | 472 | $ 157,615,000 | $ 334,000 | $ 119,000 |
| San Diego County California | 420 | $ 181,305,000 | $ 432,000 | $ 144,000 |
| Contra Costa County California | 283 | $ 123,845,000 | $ 437,000 | $ 138,000 |
| King County Washington | 270 | $ 119,400,000 | $ 442,000 | $ 150,000 |
| Alameda County California | 254 | $ 121,970,000 | $ 480,000 | $ 150,000 |
| Sacramento County California | 249 | $ 86,045,000 | $ 345,000 | $ 130,000 |
| Middlesex County Massachusetts | 216 | $ 84,680,000 | $ 392,000 | $ 140,000 |
| Santa Clara County California | 208 | $ 94,770,000 | $ 455,000 | $ 155,000 |
| Ventura County California | 182 | $ 77,840,000 | $ 427,000 | $ 134,000 |
| Wake County North Carolina | 178 | $ 58,900,000 | $ 330,000 | $ 146,000 |
| Snohomish County Washington | 177 | $ 80,815,000 | $ 456,000 | $ 130,000 |
| Pierce County Washington | 157 | $ 53,015,000 | $ 337,000 | $ 134,000 |
| San Joaquin County California | 143 | $ 50,225,000 | $ 351,000 | $ 101,000 |
| Broward County Florida | 125 | $ 40,255,000 | $ 322,000 | $ 128,000 |
| Solano County California | 118 | $ 56,330,000 | $ 477,000 | $ 117,000 |
| Washoe County Nevada | 117 | $ 43,425,000 | $ 371,000 | $ 109,000 |
| Harris County Texas | 115 | $ 33,175,000 | $ 288,000 | $ 124,000 |
| Mecklenburg County North Carolina | 111 | $ 36,215,000 | $ 326,000 | $ 143,000 |
| San Mateo County California | 108 | $ 56,130,000 | $ 519,000 | $ 169,000 |
| Fresno County California | 107 | $ 32,835,000 | $ 306,000 | $ 121,000 |
| Essex County Massachusetts | 106 | $ 39,290,000 | $ 370,000 | $ 140,000 |
| Placer County California | 102 | $ 45,260,000 | $ 443,000 | $ 150,000 |
| Palm Beach County Florida | 101 | $ 32,165,000 | $ 318,000 | $ 137,000 |
| Miami-Dade County Florida | 100 | $ 32,010,000 | $ 320,000 | $ 145,000 |
| Santa Barbara County California | 94 | $ 41,370,000 | $ 440,000 | $ 142,000 |
| Montgomery County Maryland | 92 | $ 38,910,000 | $ 422,000 | $ 165,000 |
| Bergen County New Jersey | 90 | $ 33,280,000 | $ 369,000 | $ 146,000 |
| Kern County California | 89 | $ 24,805,000 | $ 278,000 | $ 109,000 |
| Stanislaus County California | 89 | $ 26,635,000 | $ 299,000 | $ 94,000 |
| Worcester County Massachusetts | 89 | $ 29,535,000 | $ 331,000 | $ 141,000 |
| Travis County Texas | 86 | $ 26,650,000 | $ 309,000 | $ 129,000 |
| Pima County Arizona | 85 | $ 22,925,000 | $ 269,000 | $ 120,000 |
| Plymouth County Massachusetts | 83 | $ 28,025,000 | $ 337,000 | $ 126,000 |
| Prince George's County Maryland | 81 | $ 25,755,000 | $ 317,000 | $ 112,000 |
| Norfolk County Massachusetts | 81 | $ 31,945,000 | $ 394,000 | $ 129,000 |
| Sonoma County California | 79 | $ 31,825,000 | $ 402,000 | $ 137,000 |
| Hillsborough County Florida | 79 | $ 26,365,000 | $ 333,000 | $ 114,000 |
| Multnomah County Oregon | 78 | $ 23,910,000 | $ 306,000 | $ 114,000 |
| San Luis Obispo County California | 75 | $ 30,095,000 | $ 401,000 | $ 121,000 |
| Monmouth County New Jersey | 75 | $ 27,925,000 | $ 372,000 | $ 148,000 |
| Monterey County California | 74 | $ 29,660,000 | $ 400,000 | $ 129,000 |
| El Paso County Colorado | 74 | $ 24,330,000 | $ 328,000 | $ 112,000 |
| Tarrant County Texas | 74 | $ 20,080,000 | $ 271,000 | $ 122,000 |
| Lee County Florida | 73 | $ 20,855,000 | $ 285,000 | $ 121,000 |
| Pinellas County Florida | 73 | $ 22,445,000 | $ 307,000 | $ 120,000 |
| Middlesex County New Jersey | 71 | $ 24,685,000 | $ 347,000 | $ 124,000 |
| Bristol County Massachusetts | 68 | $ 21,610,000 | $ 317,000 | $ 109,000 |
| Suffolk County Massachusetts | 67 | $ 25,445,000 | $ 379,000 | $ 122,000 |
| Arapahoe County Colorado | 66 | $ 22,020,000 | $ 333,000 | $ 116,000 |
| Essex County New Jersey | 65 | $ 23,285,000 | $ 358,000 | $ 135,000 |
| Collin County Texas | 65 | $ 20,075,000 | $ 308,000 | $ 120,000 |
| San Francisco County California | 64 | $ 30,680,000 | $ 479,000 | $ 169,000 |
| Orange County Florida | 64 | $ 20,460,000 | $ 319,000 | $ 135,000 |
| Clark County Washington | 64 | $ 21,450,000 | $ 335,000 | $ 109,000 |
| Santa Cruz County California | 63 | $ 31,695,000 | $ 503,000 | $ 176,000 |
| Jefferson County Colorado | 63 | $ 23,315,000 | $ 370,000 | $ 114,000 |
| Williamson County Texas | 60 | $ 25,580,000 | $ 426,000 | $ 136,000 |
| Spokane County Washington | 58 | $ 19,060,000 | $ 328,000 | $ 114,000 |
| Washington County Oregon | 57 | $ 24,845,000 | $ 435,000 | $ 128,000 |
| Union County New Jersey | 56 | $ 18,750,000 | $ 334,000 | $ 158,000 |
| Dallas County Texas | 56 | $ 14,530,000 | $ 259,000 | $ 139,000 |
| Brevard County Florida | 55 | $ 14,965,000 | $ 272,000 | $ 119,000 |
| Denver County Colorado | 54 | $ 19,110,000 | $ 353,000 | $ 131,000 |
| Fort Bend County Texas | 54 | $ 18,450,000 | $ 341,000 | $ 166,000 |
| Duval County Florida | 53 | $ 15,075,000 | $ 284,000 | $ 116,000 |
| Denton County Texas | 53 | $ 15,575,000 | $ 293,000 | $ 133,000 |
| El Dorado County California | 52 | $ 18,830,000 | $ 362,000 | $ 120,000 |
| Ocean County New Jersey | 51 | $ 16,215,000 | $ 317,000 | $ 127,000 |
| Pinal County Arizona | 49 | $ 12,965,000 | $ 264,000 | $ 102,000 |
| Anne Arundel County Maryland | 49 | $ 17,195,000 | $ 350,000 | $ 126,000 |
| Clackamas County Oregon | 49 | $ 16,845,000 | $ 343,000 | $ 135,000 |
| Morris County New Jersey | 47 | $ 17,075,000 | $ 363,000 | $ 178,000 |
| Yavapai County Arizona | 46 | $ 14,080,000 | $ 306,000 | $ 110,000 |
| Douglas County Colorado | 46 | $ 19,100,000 | $ 415,000 | $ 135,000 |
| Adams County Colorado | 45 | $ 18,385,000 | $ 408,000 | $ 87,000 |
| Bexar County Texas | 45 | $ 12,675,000 | $ 281,000 | $ 119,000 |
| Marin County California | 43 | $ 19,765,000 | $ 459,000 | $ 160,000 |
| Hudson County New Jersey | 43 | $ 16,515,000 | $ 384,000 | $ 137,000 |
| Kitsap County Washington | 42 | $ 14,470,000 | $ 344,000 | $ 109,000 |
| Mohave County Arizona | 41 | $ 9,735,000 | $ 237,000 | $ 125,000 |
| Barnstable County Massachusetts | 41 | $ 13,715,000 | $ 334,000 | $ 153,000 |
| Baltimore County Maryland | 40 | $ 11,710,000 | $ 292,000 | $ 139,000 |
| Union County North Carolina | 39 | $ 11,745,000 | $ 301,000 | $ 146,000 |
| Lane County Oregon | 39 | $ 11,025,000 | $ 282,000 | $ 82,000 |
| Sarasota County Florida | 38 | $ 14,000,000 | $ 368,000 | $ 122,000 |
| Davidson County Tennessee | 38 | $ 12,030,000 | $ 316,000 | $ 112,000 |
| Merced County California | 37 | $ 11,455,000 | $ 309,000 | $ 100,000 |
| Manatee County Florida | 37 | $ 11,825,000 | $ 319,000 | $ 126,000 |
| Passaic County New Jersey | 37 | $ 11,765,000 | $ 317,000 | $ 107,000 |
| Thurston County Washington | 37 | $ 12,485,000 | $ 337,000 | $ 115,000 |
| Pasco County Florida | 36 | $ 10,020,000 | $ 278,000 | $ 110,000 |
| Tulare County California | 34 | $ 9,040,000 | $ 265,000 | $ 105,000 |
| Boulder County Colorado | 34 | $ 15,160,000 | $ 445,000 | $ 120,000 |
| Weld County Colorado | 34 | $ 9,620,000 | $ 282,000 | $ 96,000 |
| Seminole County Florida | 34 | $ 11,930,000 | $ 350,000 | $ 93,000 |
| Butte County California | 33 | $ 10,005,000 | $ 303,000 | $ 147,000 |
| St. Johns County Florida | 33 | $ 10,655,000 | $ 322,000 | $ 137,000 |
| Howard County Maryland | 33 | $ 10,905,000 | $ 330,000 | $ 136,000 |
| Frederick County Maryland | 30 | $ 11,580,000 | $ 386,000 | $ 142,000 |
| Jackson County Oregon | 30 | $ 9,240,000 | $ 308,000 | $ 98,000 |
| Whatcom County Washington | 29 | $ 9,795,000 | $ 337,000 | $ 99,000 |
| Larimer County Colorado | 28 | $ 9,330,000 | $ 333,000 | $ 109,000 |
| Collier County Florida | 28 | $ 8,220,000 | $ 293,000 | $ 117,000 |
| Montgomery County Texas | 28 | $ 10,470,000 | $ 373,000 | $ 167,000 |
| Nevada County California | 27 | $ 9,605,000 | $ 355,000 | $ 115,000 |
| Somerset County New Jersey | 27 | $ 9,395,000 | $ 347,000 | $ 137,000 |
| Benton County Washington | 27 | $ 7,725,000 | $ 286,000 | $ 123,000 |
| Yolo County California | 26 | $ 8,930,000 | $ 343,000 | $ 134,000 |
| Mercer County New Jersey | 26 | $ 8,540,000 | $ 328,000 | $ 154,000 |
| Johnston County North Carolina | 25 | $ 6,595,000 | $ 263,000 | $ 111,000 |
| Deschutes County Oregon | 25 | $ 8,285,000 | $ 331,000 | $ 101,000 |
| Williamson County Tennessee | 25 | $ 11,635,000 | $ 465,000 | $ 142,000 |
| Madera County California | 24 | $ 6,210,000 | $ 258,000 | $ 100,000 |
| Polk County Florida | 24 | $ 10,670,000 | $ 444,000 | $ 97,000 |
| St. Lucie County Florida | 24 | $ 5,270,000 | $ 219,000 | $ 72,000 |
| Guilford County North Carolina | 24 | $ 5,720,000 | $ 238,000 | $ 109,000 |
| Napa County California | 23 | $ 7,825,000 | $ 340,000 | $ 115,000 |
| San Benito County California | 23 | $ 9,485,000 | $ 412,000 | $ 142,000 |
| Shasta County California | 23 | $ 6,055,000 | $ 263,000 | $ 83,000 |
| Volusia County Florida | 23 | $ 6,095,000 | $ 265,000 | $ 91,000 |
| Hampden County Massachusetts | 23 | $ 6,015,000 | $ 261,000 | $ 102,000 |
| Coconino County Arizona | 22 | $ 7,650,000 | $ 347,000 | $ 173,000 |
| Mendocino County California | 22 | $ 7,560,000 | $ 343,000 | $ 78,000 |
| Camden County New Jersey | 22 | $ 5,640,000 | $ 256,000 | $ 156,000 |
| Cape May County New Jersey | 22 | $ 7,160,000 | $ 325,000 | $ 146,000 |
| Durham County North Carolina | 22 | $ 6,480,000 | $ 294,000 | $ 125,000 |
| Sumner County Tennessee | 22 | $ 6,600,000 | $ 300,000 | $ 108,000 |
| Osceola County Florida | 20 | $ 5,280,000 | $ 264,000 | $ 129,000 |
| Lyon County Nevada | 20 | $ 6,270,000 | $ 313,000 | $ 75,000 |
| Island County Washington | 20 | $ 6,980,000 | $ 349,000 | $ 132,000 |
| Marion County Florida | 19 | $ 4,235,000 | $ 222,000 | $ 110,000 |
| Henderson County North Carolina | 19 | $ 5,665,000 | $ 298,000 | $ 95,000 |
| Iredell County North Carolina | 19 | $ 6,355,000 | $ 334,000 | $ 157,000 |
| Shelby County Tennessee | 19 | $ 4,865,000 | $ 256,000 | $ 104,000 |
| Leon County Florida | 18 | $ 5,570,000 | $ 309,000 | $ 141,000 |
| Forsyth County North Carolina | 18 | $ 4,790,000 | $ 266,000 | $ 163,000 |
| Lincoln County North Carolina | 18 | $ 6,210,000 | $ 345,000 | $ 138,000 |
| Marion County Oregon | 18 | $ 4,720,000 | $ 262,000 | $ 93,000 |
| Alachua County Florida | 17 | $ 5,665,000 | $ 333,000 | $ 139,000 |
| Indian River County Florida | 17 | $ 5,485,000 | $ 322,000 | $ 124,000 |
| Lake County Florida | 17 | $ 4,375,000 | $ 257,000 | $ 117,000 |
| Baltimore City County Maryland | 17 | $ 4,295,000 | $ 252,000 | $ 135,000 |
| Atlantic County New Jersey | 17 | $ 4,325,000 | $ 254,000 | $ 136,000 |
| Brazoria County Texas | 17 | $ 4,885,000 | $ 287,000 | $ 117,000 |
| Comal County Texas | 17 | $ 6,035,000 | $ 355,000 | $ 112,000 |
| Cowlitz County Washington | 17 | $ 5,265,000 | $ 309,000 | $ 85,000 |
| Nye County Nevada | 16 | $ 4,150,000 | $ 259,000 | $ 75,000 |
| Burlington County New Jersey | 16 | $ 5,080,000 | $ 317,000 | $ 224,000 |
| Brunswick County North Carolina | 16 | $ 4,370,000 | $ 273,000 | $ 101,000 |
| Yakima County Washington | 16 | $ 4,670,000 | $ 291,000 | $ 122,000 |
| Kings County California | 15 | $ 4,275,000 | $ 285,000 | $ 99,000 |
| Charlotte County Florida | 15 | $ 4,435,000 | $ 295,000 | $ 125,000 |
| Escambia County Florida | 15 | $ 3,515,000 | $ 234,000 | $ 133,000 |
| Hampshire County Massachusetts | 15 | $ 4,365,000 | $ 291,000 | $ 102,000 |
| Hunterdon County New Jersey | 15 | $ 5,145,000 | $ 343,000 | $ 125,000 |
| Cabarrus County North Carolina | 15 | $ 7,015,000 | $ 467,000 | $ 144,000 |
| Yamhill County Oregon | 15 | $ 4,285,000 | $ 285,000 | $ 91,000 |
| Broomfield County Colorado | 14 | $ 5,040,000 | $ 360,000 | $ 101,000 |
| Martin County Florida | 14 | $ 4,590,000 | $ 327,000 | $ 139,000 |
| Harford County Maryland | 14 | $ 4,440,000 | $ 317,000 | $ 123,000 |
| Douglas County Nevada | 14 | $ 4,980,000 | $ 355,000 | $ 127,000 |
| Buncombe County North Carolina | 14 | $ 4,870,000 | $ 347,000 | $ 96,000 |
| Polk County Oregon | 14 | $ 4,340,000 | $ 310,000 | $ 112,000 |
| McLennan County Texas | 14 | $ 4,050,000 | $ 289,000 | $ 129,000 |
| Nueces County Texas | 14 | $ 4,190,000 | $ 299,000 | $ 220,000 |
| Skagit County Washington | 14 | $ 4,540,000 | $ 324,000 | $ 112,000 |
| Clay County Florida | 13 | $ 3,125,000 | $ 240,000 | $ 87,000 |
| Okaloosa County Florida | 13 | $ 3,685,000 | $ 283,000 | $ 80,000 |
| Calvert County Maryland | 13 | $ 4,605,000 | $ 354,000 | $ 91,000 |
| Ellis County Texas | 13 | $ 3,655,000 | $ 281,000 | $ 295,000 |
| Galveston County Texas | 13 | $ 2,825,000 | $ 217,000 | $ 102,000 |
| Amador County California | 12 | $ 3,700,000 | $ 308,000 | $ 110,000 |
| Sutter County California | 12 | $ 3,870,000 | $ 322,000 | $ 113,000 |
| Tuolumne County California | 12 | $ 2,890,000 | $ 240,000 | $ 74,000 |
| Bay County Florida | 12 | $ 2,690,000 | $ 224,000 | $ 116,000 |
| Sussex County New Jersey | 12 | $ 3,240,000 | $ 270,000 | $ 110,000 |
| Chatham County North Carolina | 12 | $ 4,790,000 | $ 399,000 | $ 160,000 |
| Dare County North Carolina | 12 | $ 3,050,000 | $ 254,000 | $ 180,000 |
| New Hanover County North Carolina | 12 | $ 3,310,000 | $ 275,000 | $ 128,000 |
| Knox County Tennessee | 12 | $ 3,290,000 | $ 274,000 | $ 100,000 |
| Bell County Texas | 12 | $ 3,270,000 | $ 272,000 | $ 104,000 |
| El Paso County Texas | 12 | $ 2,290,000 | $ 190,000 | $ 89,000 |
| Chelan County Washington | 12 | $ 3,130,000 | $ 260,000 | $ 126,000 |
| Santa Rosa County Florida | 11 | $ 3,625,000 | $ 329,000 | $ 94,000 |
| Walton County Florida | 11 | $ 3,825,000 | $ 347,000 | $ 193,000 |
| Charles County Maryland | 11 | $ 2,805,000 | $ 255,000 | $ 70,000 |
| St. Mary's County Maryland | 11 | $ 3,005,000 | $ 273,000 | $ 95,000 |
| Orange County North Carolina | 11 | $ 3,695,000 | $ 335,000 | $ 122,000 |
| Smith County Texas | 11 | $ 2,905,000 | $ 264,000 | $ 95,000 |
| Calaveras County California | 10 | $ 2,610,000 | $ 261,000 | $ 90,000 |
| Humboldt County California | 10 | $ 2,860,000 | $ 286,000 | $ 116,000 |
| Elbert County Colorado | 10 | $ 3,560,000 | $ 356,000 | $ 86,000 |
| Sumter County Florida | 10 | $ 2,900,000 | $ 290,000 | $ 115,000 |
| Hennepin County Minnesota | 10 | $ 3,140,000 | $ 314,000 | $ 221,000 |
| Carson City County Nevada | 10 | $ 2,860,000 | $ 286,000 | $ 64,000 |
| Gloucester County New Jersey | 10 | $ 2,890,000 | $ 289,000 | $ 118,000 |
| Gaston County North Carolina | 10 | $ 2,820,000 | $ 282,000 | $ 114,000 |
| Parker County Texas | 10 | $ 2,960,000 | $ 296,000 | $ 125,000 |
| Yuma County Arizona | 9 | $ 2,175,000 | $ 241,000 | $ 105,000 |
| Lake County California | 9 | $ 2,925,000 | $ 325,000 | $ 168,000 |
| Mesa County Colorado | 9 | $ 2,385,000 | $ 265,000 | $ 120,000 |
| Carteret County North Carolina | 9 | $ 2,535,000 | $ 281,000 | $ 158,000 |
| Catawba County North Carolina | 9 | $ 2,905,000 | $ 322,000 | $ 128,000 |
| Currituck County North Carolina | 9 | $ 3,345,000 | $ 371,000 | $ 94,000 |
| Davidson County North Carolina | 9 | $ 2,345,000 | $ 260,000 | $ 154,000 |
| Moore County North Carolina | 9 | $ 3,295,000 | $ 366,000 | $ 128,000 |
| Douglas County Oregon | 9 | $ 2,865,000 | $ 318,000 | $ 88,000 |
| Brazos County Texas | 9 | $ 2,585,000 | $ 287,000 | $ 213,000 |
| Hays County Texas | 9 | $ 3,075,000 | $ 341,000 | $ 125,000 |
| Rockwall County Texas | 9 | $ 2,845,000 | $ 316,000 | $ 189,000 |
| Clallam County Washington | 9 | $ 2,935,000 | $ 326,000 | $ 118,000 |
| Jefferson County Washington | 9 | $ 2,715,000 | $ 301,000 | $ 99,000 |
| Mason County Washington | 9 | $ 2,705,000 | $ 300,000 | $ 96,000 |
| Gila County Arizona | 8 | $ 3,320,000 | $ 415,000 | $ 139,000 |
| Yuba County California | 8 | $ 2,690,000 | $ 336,000 | $ 73,000 |
| Garfield County Colorado | 8 | $ 2,480,000 | $ 310,000 | $ 157,000 |
| Summit County Colorado | 8 | $ 2,510,000 | $ 313,000 | $ 130,000 |
| Ada County Idaho | 8 | $ 2,840,000 | $ 355,000 | $ 150,000 |
| Carroll County Maryland | 8 | $ 2,740,000 | $ 342,000 | $ 106,000 |
| Warren County New Jersey | 8 | $ 1,940,000 | $ 242,000 | $ 112,000 |
| Santa Fe County New Mexico | 8 | $ 2,690,000 | $ 336,000 | $ 70,000 |
| Crook County Oregon | 8 | $ 1,840,000 | $ 230,000 | $ 99,000 |
| Hamilton County Tennessee | 8 | $ 2,300,000 | $ 287,000 | $ 106,000 |
| Maury County Tennessee | 8 | $ 1,910,000 | $ 238,000 | $ 99,000 |
| Walla Walla County Washington | 8 | $ 3,830,000 | $ 478,000 | $ 111,000 |
| Imperial County California | 7 | $ 2,015,000 | $ 287,000 | $ 112,000 |
| Tehama County California | 7 | $ 1,415,000 | $ 202,000 | $ 73,000 |
| Pueblo County Colorado | 7 | $ 4,165,000 | $ 595,000 | $ 78,000 |
| Citrus County Florida | 7 | $ 1,545,000 | $ 220,000 | $ 83,000 |
| Flagler County Florida | 7 | $ 1,485,000 | $ 212,000 | $ 134,000 |
| Hernando County Florida | 7 | $ 1,455,000 | $ 207,000 | $ 80,000 |
| Cecil County Maryland | 7 | $ 1,805,000 | $ 257,000 | $ 113,000 |
| Queen Anne's County Maryland | 7 | $ 2,575,000 | $ 367,000 | $ 113,000 |
| Anoka County Minnesota | 7 | $ 1,965,000 | $ 280,000 | $ 99,000 |
| Elko County Nevada | 7 | $ 1,805,000 | $ 257,000 | $ 94,000 |
| Bernalillo County New Mexico | 7 | $ 1,655,000 | $ 236,000 | $ 144,000 |
| Josephine County Oregon | 7 | $ 2,205,000 | $ 315,000 | $ 103,000 |
| Dickson County Tennessee | 7 | $ 1,675,000 | $ 239,000 | $ 96,000 |
| Rutherford County Tennessee | 7 | $ 2,435,000 | $ 347,000 | $ 113,000 |
| Guadalupe County Texas | 7 | $ 1,895,000 | $ 270,000 | $ 99,000 |
| Grant County Washington | 7 | $ 1,965,000 | $ 280,000 | $ 95,000 |
| Grays Harbor County Washington | 7 | $ 2,195,000 | $ 313,000 | $ 98,000 |
| Kittitas County Washington | 7 | $ 2,415,000 | $ 345,000 | $ 135,000 |
| Cochise County Arizona | 6 | $ 1,570,000 | $ 261,000 | $ 94,000 |
| Navajo County Arizona | 6 | $ 1,690,000 | $ 281,000 | $ 77,000 |
| Berkshire County Massachusetts | 6 | $ 1,560,000 | $ 260,000 | $ 99,000 |
| Harnett County North Carolina | 6 | $ 1,990,000 | $ 331,000 | $ 104,000 |
| Pender County North Carolina | 6 | $ 1,840,000 | $ 306,000 | $ 127,000 |
| Rowan County North Carolina | 6 | $ 1,400,000 | $ 233,000 | $ 113,000 |
| Watauga County North Carolina | 6 | $ 5,000,000 | $ 833,000 | $ 283,000 |
| Benton County Oregon | 6 | $ 1,990,000 | $ 331,000 | $ 382,000 |
| Lincoln County Oregon | 6 | $ 6,080,000 | $ 1,013,000 | $ 132,000 |
| York County South Carolina | 6 | $ 2,410,000 | $ 401,000 | $ 135,000 |
| Blount County Tennessee | 6 | $ 1,620,000 | $ 270,000 | $ 106,000 |
| Madison County Tennessee | 6 | $ 1,770,000 | $ 295,000 | $ 114,000 |
| Montgomery County Tennessee | 6 | $ 1,430,000 | $ 238,000 | $ 84,000 |
| Wilson County Tennessee | 6 | $ 1,780,000 | $ 296,000 | $ 79,000 |
| Cameron County Texas | 6 | $ 1,630,000 | $ 271,000 | $ 105,000 |
| Hidalgo County Texas | 6 | $ 1,350,000 | $ 225,000 | $ 85,000 |
| Randall County Texas | 6 | $ 1,530,000 | $ 255,000 | $ 115,000 |
| Lewis County Washington | 6 | $ 1,650,000 | $ 275,000 | $ 63,000 |
| Mono County California | 5 | $ 1,975,000 | $ 395,000 | $ 96,000 |
| Plumas County California | 5 | $ 1,715,000 | $ 343,000 | $ 122,000 |
| Grand County Colorado | 5 | $ 1,425,000 | $ 285,000 | $ 82,000 |
| La Plata County Colorado | 5 | $ 1,325,000 | $ 265,000 | $ 158,000 |
| Teller County Colorado | 5 | $ 1,485,000 | $ 297,000 | $ 109,000 |
| Nassau County Florida | 5 | $ 1,105,000 | $ 221,000 | $ 120,000 |
| Kootenai County Idaho | 5 | $ 1,285,000 | $ 257,000 | $ 82,000 |
| Worcester County Maryland | 5 | $ 2,125,000 | $ 425,000 | $ 154,000 |
| Dukes County Massachusetts | 5 | $ 2,255,000 | $ 451,000 | $ 126,000 |
| Scott County Minnesota | 5 | $ 1,235,000 | $ 247,000 | $ 123,000 |
| Alamance County North Carolina | 5 | $ 1,405,000 | $ 281,000 | $ 97,000 |
| Cumberland County North Carolina | 5 | $ 1,285,000 | $ 257,000 | $ 193,000 |
| Davie County North Carolina | 5 | $ 1,415,000 | $ 283,000 | $ 116,000 |
| Franklin County North Carolina | 5 | $ 1,965,000 | $ 393,000 | $ 80,000 |
| Onslow County North Carolina | 5 | $ 1,565,000 | $ 313,000 | $ 84,000 |
| Stanly County North Carolina | 5 | $ 1,275,000 | $ 255,000 | $ 79,000 |
| Clatsop County Oregon | 5 | $ 1,445,000 | $ 289,000 | $ 77,000 |
| Umatilla County Oregon | 5 | $ 1,315,000 | $ 263,000 | $ 101,000 |
| Greenville County South Carolina | 5 | $ 1,895,000 | $ 379,000 | $ 98,000 |
| Sevier County Tennessee | 5 | $ 1,345,000 | $ 269,000 | $ 107,000 |
| Chambers County Texas | 5 | $ 1,345,000 | $ 269,000 | $ 151,000 |
| Kaufman County Texas | 5 | $ 1,295,000 | $ 259,000 | $ 88,000 |
| Lubbock County Texas | 5 | $ 1,115,000 | $ 223,000 | $ 143,000 |
| Lake County Colorado | 4 | $ 1,170,000 | $ 292,000 | $ 62,000 |
| Monroe County Florida | 4 | $ 1,540,000 | $ 385,000 | $ 130,000 |
| Bonneville County Idaho | 4 | $ 780,000 | $ 195,000 | $ 55,000 |
| Canyon County Idaho | 4 | $ 1,610,000 | $ 402,000 | $ 113,000 |
| Talbot County Maryland | 4 | $ 1,130,000 | $ 282,000 | $ 94,000 |
| Washington County Maryland | 4 | $ 1,040,000 | $ 260,000 | $ 113,000 |
| Franklin County Massachusetts | 4 | $ 780,000 | $ 195,000 | $ 82,000 |
| Washington County Minnesota | 4 | $ 1,570,000 | $ 392,000 | $ 133,000 |
| Sandoval County New Mexico | 4 | $ 870,000 | $ 217,000 | $ 52,000 |
| Burke County North Carolina | 4 | $ 990,000 | $ 247,000 | $ 71,000 |
| Montgomery County North Carolina | 4 | $ 1,220,000 | $ 305,000 | $ 83,000 |
| Randolph County North Carolina | 4 | $ 910,000 | $ 227,000 | $ 72,000 |
| Surry County North Carolina | 4 | $ 1,280,000 | $ 320,000 | $ 141,000 |
| Swain County North Carolina | 4 | $ 1,040,000 | $ 260,000 | $ 115,000 |
| Transylvania County North Carolina | 4 | $ 1,160,000 | $ 290,000 | $ 104,000 |
| Wayne County North Carolina | 4 | $ 970,000 | $ 242,000 | $ 111,000 |
| Columbia County Oregon | 4 | $ 1,450,000 | $ 362,000 | $ 95,000 |
| Coos County Oregon | 4 | $ 1,090,000 | $ 272,000 | $ 233,000 |
| Curry County Oregon | 4 | $ 1,040,000 | $ 260,000 | $ 230,000 |
| Klamath County Oregon | 4 | $ 1,450,000 | $ 362,000 | $ 79,000 |
| Linn County Oregon | 4 | $ 1,010,000 | $ 252,000 | $ 113,000 |
| Anderson County Tennessee | 4 | $ 1,060,000 | $ 265,000 | $ 110,000 |
| Bedford County Tennessee | 4 | $ 1,260,000 | $ 315,000 | $ 56,000 |
| Fayette County Tennessee | 4 | $ 1,060,000 | $ 265,000 | $ 88,000 |
| Sullivan County Tennessee | 4 | $ 1,020,000 | $ 255,000 | $ 55,000 |
| Bastrop County Texas | 4 | $ 4,040,000 | $ 1,010,000 | $ 63,000 |
| Johnson County Texas | 4 | $ 950,000 | $ 237,000 | $ 96,000 |
| Douglas County Washington | 4 | $ 1,310,000 | $ 327,000 | $ 122,000 |
| San Juan County Washington | 4 | $ 1,630,000 | $ 407,000 | $ 98,000 |
| Del Norte County California | 3 | $ 695,000 | $ 231,000 | $ 171,000 |
| Lassen County California | 3 | $ 835,000 | $ 278,000 | $ 145,000 |
| Archuleta County Colorado | 3 | $ 875,000 | $ 291,000 | $ 78,000 |
| Chaffee County Colorado | 3 | $ 775,000 | $ 258,000 | $ 47,000 |
| Clear Creek County Colorado | 3 | $ 1,105,000 | $ 368,000 | $ 144,000 |
| Eagle County Colorado | 3 | $ 1,275,000 | $ 425,000 | $ 356,000 |
| Gunnison County Colorado | 3 | $ 1,275,000 | $ 425,000 | $ 233,000 |
| Montrose County Colorado | 3 | $ 925,000 | $ 308,000 | $ 193,000 |
| Morgan County Colorado | 3 | $ 705,000 | $ 235,000 | $ 70,000 |
| Ouray County Colorado | 3 | $ 1,245,000 | $ 415,000 | $ 123,000 |
| DuPage County Illinois | 3 | $ 905,000 | $ 301,000 | $ 156,000 |
| Nantucket County Massachusetts | 3 | $ 1,415,000 | $ 471,000 | $ 106,000 |
| Salem County New Jersey | 3 | $ 795,000 | $ 265,000 | $ 179,000 |
| Cleveland County North Carolina | 3 | $ 805,000 | $ 268,000 | $ 119,000 |
| Craven County North Carolina | 3 | $ 715,000 | $ 238,000 | $ 88,000 |
| Haywood County North Carolina | 3 | $ 715,000 | $ 238,000 | $ 90,000 |
| Jackson County North Carolina | 3 | $ 1,815,000 | $ 605,000 | $ 216,000 |
| Nash County North Carolina | 3 | $ 805,000 | $ 268,000 | $ 103,000 |
| Wilkes County North Carolina | 3 | $ 615,000 | $ 205,000 | $ 69,000 |
| Hood River County Oregon | 3 | $ 1,265,000 | $ 421,000 | $ 94,000 |
| Aiken County South Carolina | 3 | $ 805,000 | $ 268,000 | $ 88,000 |
| Charleston County South Carolina | 3 | $ 1,295,000 | $ 431,000 | $ 199,000 |
| Cheatham County Tennessee | 3 | $ 855,000 | $ 285,000 | $ 90,000 |
| Grainger County Tennessee | 3 | $ 705,000 | $ 235,000 | $ 47,000 |
| Jefferson County Tennessee | 3 | $ 845,000 | $ 281,000 | $ 77,000 |
| Loudon County Tennessee | 3 | $ 1,135,000 | $ 378,000 | $ 170,000 |
| Putnam County Tennessee | 3 | $ 925,000 | $ 308,000 | $ 75,000 |
| Washington County Tennessee | 3 | $ 805,000 | $ 268,000 | $ 117,000 |
| Burnet County Texas | 3 | $ 835,000 | $ 278,000 | $ 48,000 |
| Henderson County Texas | 3 | $ 905,000 | $ 301,000 | $ 141,000 |
| Hood County Texas | 3 | $ 2,285,000 | $ 761,000 | $ 187,000 |
| Kendall County Texas | 3 | $ 825,000 | $ 275,000 | $ 88,000 |
| Midland County Texas | 3 | $ 655,000 | $ 218,000 | $ 101,000 |
| Tom Green County Texas | 3 | $ 865,000 | $ 288,000 | $ 146,000 |
| Webb County Texas | 3 | $ 755,000 | $ 251,000 | $ 133,000 |
| Wood County Texas | 3 | $ 945,000 | $ 315,000 | $ 114,000 |
| Franklin County Washington | 3 | $ 1,175,000 | $ 391,000 | $ 106,000 |
| Klickitat County Washington | 3 | $ 815,000 | $ 271,000 | $ 87,000 |
| Okanogan County Washington | 3 | $ 885,000 | $ 295,000 | $ 151,000 |
| Pacific County Washington | 3 | $ 805,000 | $ 268,000 | $ 66,000 |
| Stevens County Washington | 3 | $ 755,000 | $ 251,000 | $ 65,000 |
| Colusa County California | 2 | $ 460,000 | $ 230,000 | $ 87,000 |
| Inyo County California | 2 | $ 620,000 | $ 310,000 | $ 114,000 |
| Mariposa County California | 2 | $ 830,000 | $ 415,000 | $ 143,000 |
| Pitkin County Colorado | 2 | $ 1,190,000 | $ 595,000 | $ 158,000 |
| Franklin County Florida | 2 | $ 710,000 | $ 355,000 | $ 134,000 |
| Gadsden County Florida | 2 | $ 590,000 | $ 295,000 | $ 85,000 |
| Highlands County Florida | 2 | $ 420,000 | $ 210,000 | $ 83,000 |
| Wakulla County Florida | 2 | $ 410,000 | $ 205,000 | $ 108,000 |
| Jerome County Idaho | 2 | $ 580,000 | $ 290,000 | $ 86,000 |
| Payette County Idaho | 2 | $ 1,100,000 | $ 550,000 | $ 108,000 |
| Garrett County Maryland | 2 | $ 2,420,000 | $ 1,210,000 | $ 71,000 |
| Chisago County Minnesota | 2 | $ 520,000 | $ 260,000 | $ 83,000 |
| Dakota County Minnesota | 2 | $ 600,000 | $ 300,000 | $ 100,000 |
| Isanti County Minnesota | 2 | $ 440,000 | $ 220,000 | $ 64,000 |
| Churchill County Nevada | 2 | $ 490,000 | $ 245,000 | $ 58,000 |
| Cumberland County New Jersey | 2 | $ 410,000 | $ 205,000 | $ 42,000 |
| McKinley County New Mexico | 2 | $ 400,000 | $ 200,000 | $ 80,000 |
| Valencia County New Mexico | 2 | $ 650,000 | $ 325,000 | $ 106,000 |
| Beaufort County North Carolina | 2 | $ 650,000 | $ 325,000 | $ 132,000 |
| Caldwell County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 33,000 |
| Duplin County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 80,000 |
| Pitt County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 113,000 |
| Baker County Oregon | 2 | $ 770,000 | $ 385,000 | $ 143,000 |
| Tillamook County Oregon | 2 | $ 580,000 | $ 290,000 | $ 98,000 |
| Union County Oregon | 2 | $ 690,000 | $ 345,000 | $ 96,000 |
| Beaufort County South Carolina | 2 | $ 780,000 | $ 390,000 | $ 116,000 |
| Berkeley County South Carolina | 2 | $ 1,260,000 | $ 630,000 | $ 138,000 |
| Lexington County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 139,000 |
| Bradley County Tennessee | 2 | $ 420,000 | $ 210,000 | $ 94,000 |
| Franklin County Tennessee | 2 | $ 500,000 | $ 250,000 | $ 82,000 |
| Johnson County Tennessee | 2 | $ 420,000 | $ 210,000 | $ 97,000 |
| McMinn County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 55,000 |
| Robertson County Tennessee | 2 | $ 650,000 | $ 325,000 | $ 103,000 |
| Bandera County Texas | 2 | $ 590,000 | $ 295,000 | $ 89,000 |
| Caldwell County Texas | 2 | $ 500,000 | $ 250,000 | $ 115,000 |
| Cherokee County Texas | 2 | $ 490,000 | $ 245,000 | $ 166,000 |
| DeWitt County Texas | 2 | $ 400,000 | $ 200,000 | $ 90,000 |
| Grimes County Texas | 2 | $ 680,000 | $ 340,000 | $ 88,000 |
| Llano County Texas | 2 | $ 420,000 | $ 210,000 | $ 66,000 |
| Navarro County Texas | 2 | $ 520,000 | $ 260,000 | $ 95,000 |
| Orange County Texas | 2 | $ 380,000 | $ 190,000 | $ 143,000 |
| Polk County Texas | 2 | $ 600,000 | $ 300,000 | $ 71,000 |
| San Patricio County Texas | 2 | $ 480,000 | $ 240,000 | $ 115,000 |
| Walker County Texas | 2 | $ 430,000 | $ 215,000 | $ 124,000 |
| Wilson County Texas | 2 | $ 270,000 | $ 135,000 | $ 79,000 |
| Zapata County Texas | 2 | $ 700,000 | $ 350,000 | $ 195,000 |
| Pend Oreille County Washington | 2 | $ 560,000 | $ 280,000 | $ 87,000 |
| Whitman County Washington | 2 | $ 450,000 | $ 225,000 | $ 59,000 |
| Graham County Arizona | 1 | $ 195,000 | $ 195,000 | $ 126,000 |
| Santa Cruz County Arizona | 1 | $ 315,000 | $ 315,000 | $ 215,000 |
| Siskiyou County California | 1 | $ 165,000 | $ 165,000 | $ 137,000 |
| Trinity County California | 1 | $ 135,000 | $ 135,000 | $ 22,000 |
| Delta County Colorado | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Fremont County Colorado | 1 | $ 395,000 | $ 395,000 | $ 67,000 |
| Lincoln County Colorado | 1 | $ 345,000 | $ 345,000 | $ 130,000 |
| Montezuma County Colorado | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| Routt County Colorado | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Washington County Colorado | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Glades County Florida | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Jefferson County Florida | 1 | $ 305,000 | $ 305,000 | $ 92,000 |
| Levy County Florida | 1 | $ 145,000 | $ 145,000 | $ 91,000 |
| Taylor County Florida | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Union County Florida | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Washington County Florida | 1 | $ 375,000 | $ 375,000 | $ 112,000 |
| Bannock County Idaho | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| Bear Lake County Idaho | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Blaine County Idaho | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Bonner County Idaho | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Fremont County Idaho | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Gem County Idaho | 1 | $ 755,000 | $ 755,000 | $ 110,000 |
| Jefferson County Idaho | 1 | $ 305,000 | $ 305,000 | $ 91,000 |
| Madison County Idaho | 1 | $ 405,000 | $ 405,000 | $ 86,000 |
| Twin Falls County Idaho | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Cook County Illinois | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Henry County Illinois | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Kendall County Illinois | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Allegany County Maryland | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Caroline County Maryland | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Kent County Maryland | 1 | $ 395,000 | $ 395,000 | $ 145,000 |
| Wicomico County Maryland | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Becker County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Carver County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Crow Wing County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| Goodhue County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Itasca County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Kandiyohi County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 124,000 |
| McLeod County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 117,000 |
| Nobles County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Pine County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Polk County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 300,000 |
| Pope County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Ramsey County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Rice County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Sherburne County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| St. Louis County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Storey County Nevada | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Guadalupe County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 134,000 |
| Lincoln County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 578,000 |
| Los Alamos County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| Alexander County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 93,000 |
| Ashe County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 125,000 |
| Avery County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 98,000 |
| Chowan County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Clay County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Edgecombe County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Granville County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| Halifax County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 134,000 |
| Hoke County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Lenoir County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 156,000 |
| Macon County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Madison County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 144,000 |
| Northampton County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Pasquotank County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Perquimans County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Person County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Polk County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 1,200,000 |
| Richmond County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 261,000 |
| Rutherford County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| Sampson County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 137,000 |
| Scotland County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 203,000 |
| Vance County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 89,000 |
| Warren County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 187,000 |
| Yancey County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 226,000 |
| Malheur County Oregon | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Anderson County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Dorchester County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Florence County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 552,000 |
| Horry County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 585,000 | $ 585,000 | $ 117,000 |
| Lancaster County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 82,000 |
| Pickens County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Richland County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 26,000 |
| Spartanburg County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 89,000 |
| Carter County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 134,000 |
| Coffee County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Cumberland County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
| DeKalb County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Gibson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Greene County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 180,000 |
| Hardin County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Henderson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 116,000 |
Mortgage Loan Application Detail Totals for Ladera Lending, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 15,370 | $5,518,880,000 | $359,000 | $11,165,000 | $126,000 | $3,791,000 |
| Home Purchase | 508 | $259,000,000 | $509,000 | $7,805,000 | $194,000 | $7,800,000 |
| Not Applicable | 5 | $2,965,000 | $593,000 | $795,000 | $273,000 | $700,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,500 | $3,789,030,000 | $360,000 | $11,165,000 | $130,000 | $7,800,000 |
| Hispanic | 1,860 | $658,355,000 | $354,000 | $6,705,000 | $114,000 | $899,000 |
| Not Provided | 1,724 | $651,900,000 | $378,000 | $5,005,000 | $134,000 | $1,776,000 |
| Asian | 1,115 | $456,230,000 | $409,000 | $5,175,000 | $145,000 | $1,578,000 |
| Black or African American | 609 | $198,165,000 | $325,000 | $1,365,000 | $102,000 | $374,000 |
| American Indian or Alaskan Native | 38 | $12,910,000 | $339,000 | $925,000 | $101,000 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 35 | $13,765,000 | $393,000 | $925,000 | $124,000 | $259,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,668 | $5,347,085,000 | $364,000 | $11,165,000 | $132,000 | $7,800,000 |
| VA-guaranteed (Veterans Administration) | 688 | $254,905,000 | $371,000 | $4,255,000 | $86,000 | $444,000 |
| FHA-insured (Federal Housing Administration) | 527 | $178,855,000 | $339,000 | $4,305,000 | $84,000 | $720,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 8,494 | $3,068,130,000 | $361,000 | $11,165,000 | $129,000 | $7,800,000 |
| Loan Originated | 6,838 | $2,501,250,000 | $365,000 | $1,995,000 | $130,000 | $1,776,000 |
| Application Denied By Financial Institution | 363 | $141,065,000 | $388,000 | $5,005,000 | $103,000 | $773,000 |
| Application Approved But Not Accepted | 130 | $43,820,000 | $337,000 | $775,000 | $118,000 | $469,000 |
| File Closed For Incompleteness | 58 | $26,580,000 | $458,000 | $7,805,000 | $185,000 | $1,578,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15,520 | $5,639,780,000 | $363,000 | $11,165,000 | $129,000 | $7,800,000 |
| Debt-To-Income Ratio | 171 | $64,415,000 | $376,000 | $2,995,000 | $80,000 | $409,000 |
| Credit History | 56 | $19,260,000 | $343,000 | $685,000 | $116,000 | $725,000 |
| Collateral | 52 | $19,880,000 | $382,000 | $1,505,000 | $136,000 | $773,000 |
| Other | 30 | $14,580,000 | $486,000 | $2,305,000 | $122,000 | $629,000 |
| Unverifiable Information | 24 | $8,080,000 | $336,000 | $545,000 | $140,000 | $498,000 |
| Employment History | 23 | $12,245,000 | $532,000 | $5,005,000 | $91,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,560,000 | $390,000 | $485,000 | $96,000 | $161,000 |
| Credit Application Incomplete | 3 | $1,045,000 | $348,000 | $375,000 | $115,000 | $194,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ladera Lending, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ladera Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.