Ladera Lending, Inc. Mortgage Lending & HMDA Data, 2021

In 2021, Ladera Lending, Inc. of Ladera Ranch, CA reported 15,883 mortgage applications totaling $5.8 billion, up 10% from 2020. The average application was for $363,964, and applicants reported an average income of $128,221. 43% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,327), Riverside-San Bernardino-Ontario, CA (1,096) and Anaheim-Santa Ana-Irvine, CA (804) (applications in parentheses).

Mortgage Company & Address Ladera Lending, Inc.
555 Corporate Drive Suite 215
Ladera Ranch, CA 92694
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 15,883
Total Mortgage Loan Application Amount $5,780,845,000
Average Mortgage Loan Application Amount $363,964
Highest Mortgage Loan Application Amount $11,165,000
Average Applicant Income $128,221
Highest Applicant Income $7,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ladera Lending, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ladera Lending, Inc. by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,327 $ 553,375,000 $ 417,012 $ 126,000
Orange, California 804 $ 383,890,000 $ 477,475 $ 166,000
Riverside, California 624 $ 226,700,000 $ 363,301 $ 125,000
Maricopa, Arizona 570 $ 183,790,000 $ 322,438 $ 112,000
Clark, Nevada 550 $ 179,110,000 $ 325,654 $ 104,000
San Bernardino, California 472 $ 157,615,000 $ 333,930 $ 119,000
San Diego, California 420 $ 181,305,000 $ 431,678 $ 144,000
Contra Costa, California 283 $ 123,845,000 $ 437,614 $ 138,000
King, Washington 270 $ 119,400,000 $ 442,222 $ 150,000
Alameda, California 254 $ 121,970,000 $ 480,196 $ 150,000
Sacramento, California 249 $ 86,045,000 $ 345,562 $ 130,000
Middlesex, Massachusetts 216 $ 84,680,000 $ 392,037 $ 140,000
Santa Clara, California 208 $ 94,770,000 $ 455,625 $ 155,000
Ventura, California 182 $ 77,840,000 $ 427,692 $ 134,000
Wake, North Carolina 178 $ 58,900,000 $ 330,898 $ 146,000
Snohomish, Washington 177 $ 80,815,000 $ 456,581 $ 130,000
Pierce, Washington 157 $ 53,015,000 $ 337,675 $ 134,000
San Joaquin, California 143 $ 50,225,000 $ 351,223 $ 101,000
Broward, Florida 125 $ 40,255,000 $ 322,040 $ 128,000
Solano, California 118 $ 56,330,000 $ 477,372 $ 117,000
Washoe, Nevada 117 $ 43,425,000 $ 371,153 $ 109,000
Harris, Texas 115 $ 33,175,000 $ 288,478 $ 124,000
Mecklenburg, North Carolina 111 $ 36,215,000 $ 326,261 $ 143,000
San Mateo, California 108 $ 56,130,000 $ 519,722 $ 169,000
Fresno, California 107 $ 32,835,000 $ 306,869 $ 121,000
Essex, Massachusetts 106 $ 39,290,000 $ 370,660 $ 140,000
Placer, California 102 $ 45,260,000 $ 443,725 $ 150,000
Palm Beach, Florida 101 $ 32,165,000 $ 318,465 $ 137,000
Miami-Dade, Florida 100 $ 32,010,000 $ 320,100 $ 145,000
Santa Barbara, California 94 $ 41,370,000 $ 440,106 $ 142,000
Montgomery, Maryland 92 $ 38,910,000 $ 422,934 $ 165,000
Bergen, New Jersey 90 $ 33,280,000 $ 369,777 $ 146,000
Kern, California 89 $ 24,805,000 $ 278,707 $ 109,000
Stanislaus, California 89 $ 26,635,000 $ 299,269 $ 94,000
Worcester, Massachusetts 89 $ 29,535,000 $ 331,853 $ 141,000
Travis, Texas 86 $ 26,650,000 $ 309,883 $ 129,000
Pima, Arizona 85 $ 22,925,000 $ 269,705 $ 120,000
Plymouth, Massachusetts 83 $ 28,025,000 $ 337,650 $ 126,000
Prince George's, Maryland 81 $ 25,755,000 $ 317,962 $ 112,000
Norfolk, Massachusetts 81 $ 31,945,000 $ 394,382 $ 129,000
Sonoma, California 79 $ 31,825,000 $ 402,848 $ 137,000
Hillsborough, Florida 79 $ 26,365,000 $ 333,734 $ 114,000
Multnomah, Oregon 78 $ 23,910,000 $ 306,538 $ 114,000
San Luis Obispo, California 75 $ 30,095,000 $ 401,266 $ 121,000
Monmouth, New Jersey 75 $ 27,925,000 $ 372,333 $ 148,000
Monterey, California 74 $ 29,660,000 $ 400,810 $ 129,000
El Paso, Colorado 74 $ 24,330,000 $ 328,783 $ 112,000
Tarrant, Texas 74 $ 20,080,000 $ 271,351 $ 122,000
Lee, Florida 73 $ 20,855,000 $ 285,684 $ 121,000
Pinellas, Florida 73 $ 22,445,000 $ 307,465 $ 120,000
Middlesex, New Jersey 71 $ 24,685,000 $ 347,676 $ 124,000
Bristol, Massachusetts 68 $ 21,610,000 $ 317,794 $ 109,000
Suffolk, Massachusetts 67 $ 25,445,000 $ 379,776 $ 122,000
Arapahoe, Colorado 66 $ 22,020,000 $ 333,636 $ 116,000
Essex, New Jersey 65 $ 23,285,000 $ 358,230 $ 135,000
Collin, Texas 65 $ 20,075,000 $ 308,846 $ 120,000
San Francisco, California 64 $ 30,680,000 $ 479,375 $ 169,000
Orange, Florida 64 $ 20,460,000 $ 319,687 $ 135,000
Clark, Washington 64 $ 21,450,000 $ 335,156 $ 109,000
Santa Cruz, California 63 $ 31,695,000 $ 503,095 $ 176,000
Jefferson, Colorado 63 $ 23,315,000 $ 370,079 $ 114,000
Williamson, Texas 60 $ 25,580,000 $ 426,333 $ 136,000
Spokane, Washington 58 $ 19,060,000 $ 328,620 $ 114,000
Washington, Oregon 57 $ 24,845,000 $ 435,877 $ 128,000
Union, New Jersey 56 $ 18,750,000 $ 334,821 $ 158,000
Dallas, Texas 56 $ 14,530,000 $ 259,464 $ 139,000
Brevard, Florida 55 $ 14,965,000 $ 272,090 $ 119,000
Denver, Colorado 54 $ 19,110,000 $ 353,888 $ 131,000
Fort Bend, Texas 54 $ 18,450,000 $ 341,666 $ 166,000
Duval, Florida 53 $ 15,075,000 $ 284,433 $ 116,000
Denton, Texas 53 $ 15,575,000 $ 293,867 $ 133,000
El Dorado, California 52 $ 18,830,000 $ 362,115 $ 120,000
Ocean, New Jersey 51 $ 16,215,000 $ 317,941 $ 127,000
Pinal, Arizona 49 $ 12,965,000 $ 264,591 $ 102,000
Anne Arundel, Maryland 49 $ 17,195,000 $ 350,918 $ 126,000
Clackamas, Oregon 49 $ 16,845,000 $ 343,775 $ 135,000
Morris, New Jersey 47 $ 17,075,000 $ 363,297 $ 178,000
Yavapai, Arizona 46 $ 14,080,000 $ 306,086 $ 110,000
Douglas, Colorado 46 $ 19,100,000 $ 415,217 $ 135,000
Adams, Colorado 45 $ 18,385,000 $ 408,555 $ 87,000
Bexar, Texas 45 $ 12,675,000 $ 281,666 $ 119,000
Marin, California 43 $ 19,765,000 $ 459,651 $ 160,000
Hudson, New Jersey 43 $ 16,515,000 $ 384,069 $ 137,000
Kitsap, Washington 42 $ 14,470,000 $ 344,523 $ 109,000
Mohave, Arizona 41 $ 9,735,000 $ 237,439 $ 125,000
Barnstable, Massachusetts 41 $ 13,715,000 $ 334,512 $ 153,000
Baltimore, Maryland 40 $ 11,710,000 $ 292,750 $ 139,000
Union, North Carolina 39 $ 11,745,000 $ 301,153 $ 146,000
Lane, Oregon 39 $ 11,025,000 $ 282,692 $ 82,000
Sarasota, Florida 38 $ 14,000,000 $ 368,421 $ 122,000
Davidson, Tennessee 38 $ 12,030,000 $ 316,578 $ 112,000
Merced, California 37 $ 11,455,000 $ 309,594 $ 100,000
Manatee, Florida 37 $ 11,825,000 $ 319,594 $ 126,000
Passaic, New Jersey 37 $ 11,765,000 $ 317,972 $ 107,000
Thurston, Washington 37 $ 12,485,000 $ 337,432 $ 115,000
Pasco, Florida 36 $ 10,020,000 $ 278,333 $ 110,000
Tulare, California 34 $ 9,040,000 $ 265,882 $ 105,000
Boulder, Colorado 34 $ 15,160,000 $ 445,882 $ 120,000
Weld, Colorado 34 $ 9,620,000 $ 282,941 $ 96,000
Seminole, Florida 34 $ 11,930,000 $ 350,882 $ 93,000
Butte, California 33 $ 10,005,000 $ 303,181 $ 147,000
St. Johns, Florida 33 $ 10,655,000 $ 322,878 $ 137,000
Howard, Maryland 33 $ 10,905,000 $ 330,454 $ 136,000
Frederick, Maryland 30 $ 11,580,000 $ 386,000 $ 142,000
Jackson, Oregon 30 $ 9,240,000 $ 308,000 $ 98,000
Whatcom, Washington 29 $ 9,795,000 $ 337,758 $ 99,000
Larimer, Colorado 28 $ 9,330,000 $ 333,214 $ 109,000
Collier, Florida 28 $ 8,220,000 $ 293,571 $ 117,000
Montgomery, Texas 28 $ 10,470,000 $ 373,928 $ 167,000
Nevada, California 27 $ 9,605,000 $ 355,740 $ 115,000
Somerset, New Jersey 27 $ 9,395,000 $ 347,962 $ 137,000
Benton, Washington 27 $ 7,725,000 $ 286,111 $ 123,000
Yolo, California 26 $ 8,930,000 $ 343,461 $ 134,000
Mercer, New Jersey 26 $ 8,540,000 $ 328,461 $ 154,000
Johnston, North Carolina 25 $ 6,595,000 $ 263,800 $ 111,000
Deschutes, Oregon 25 $ 8,285,000 $ 331,400 $ 101,000
Williamson, Tennessee 25 $ 11,635,000 $ 465,400 $ 142,000
Madera, California 24 $ 6,210,000 $ 258,750 $ 100,000
Polk, Florida 24 $ 10,670,000 $ 444,583 $ 97,000
St. Lucie, Florida 24 $ 5,270,000 $ 219,583 $ 72,000
Guilford, North Carolina 24 $ 5,720,000 $ 238,333 $ 109,000
Napa, California 23 $ 7,825,000 $ 340,217 $ 115,000
San Benito, California 23 $ 9,485,000 $ 412,391 $ 142,000
Shasta, California 23 $ 6,055,000 $ 263,260 $ 83,000
Volusia, Florida 23 $ 6,095,000 $ 265,000 $ 91,000
Hampden, Massachusetts 23 $ 6,015,000 $ 261,521 $ 102,000
Coconino, Arizona 22 $ 7,650,000 $ 347,727 $ 173,000
Mendocino, California 22 $ 7,560,000 $ 343,636 $ 78,000
Camden, New Jersey 22 $ 5,640,000 $ 256,363 $ 156,000
Cape May, New Jersey 22 $ 7,160,000 $ 325,454 $ 146,000
Durham, North Carolina 22 $ 6,480,000 $ 294,545 $ 125,000
Sumner, Tennessee 22 $ 6,600,000 $ 300,000 $ 108,000
Osceola, Florida 20 $ 5,280,000 $ 264,000 $ 129,000
Lyon, Nevada 20 $ 6,270,000 $ 313,500 $ 75,000
Island, Washington 20 $ 6,980,000 $ 349,000 $ 132,000
Marion, Florida 19 $ 4,235,000 $ 222,894 $ 110,000
Henderson, North Carolina 19 $ 5,665,000 $ 298,157 $ 95,000
Iredell, North Carolina 19 $ 6,355,000 $ 334,473 $ 157,000
Shelby, Tennessee 19 $ 4,865,000 $ 256,052 $ 104,000
Leon, Florida 18 $ 5,570,000 $ 309,444 $ 141,000
Forsyth, North Carolina 18 $ 4,790,000 $ 266,111 $ 163,000
Lincoln, North Carolina 18 $ 6,210,000 $ 345,000 $ 138,000
Marion, Oregon 18 $ 4,720,000 $ 262,222 $ 93,000
Alachua, Florida 17 $ 5,665,000 $ 333,235 $ 139,000
Indian River, Florida 17 $ 5,485,000 $ 322,647 $ 124,000
Lake, Florida 17 $ 4,375,000 $ 257,352 $ 117,000
Baltimore City, Maryland 17 $ 4,295,000 $ 252,647 $ 135,000
Atlantic, New Jersey 17 $ 4,325,000 $ 254,411 $ 136,000
Brazoria, Texas 17 $ 4,885,000 $ 287,352 $ 117,000
Comal, Texas 17 $ 6,035,000 $ 355,000 $ 112,000
Cowlitz, Washington 17 $ 5,265,000 $ 309,705 $ 85,000
Nye, Nevada 16 $ 4,150,000 $ 259,375 $ 75,000
Burlington, New Jersey 16 $ 5,080,000 $ 317,500 $ 224,000
Brunswick, North Carolina 16 $ 4,370,000 $ 273,125 $ 101,000
Yakima, Washington 16 $ 4,670,000 $ 291,875 $ 122,000
Kings, California 15 $ 4,275,000 $ 285,000 $ 99,000
Charlotte, Florida 15 $ 4,435,000 $ 295,666 $ 125,000
Escambia, Florida 15 $ 3,515,000 $ 234,333 $ 133,000
Hampshire, Massachusetts 15 $ 4,365,000 $ 291,000 $ 102,000
Hunterdon, New Jersey 15 $ 5,145,000 $ 343,000 $ 125,000
Cabarrus, North Carolina 15 $ 7,015,000 $ 467,666 $ 144,000
Yamhill, Oregon 15 $ 4,285,000 $ 285,666 $ 91,000
Broomfield, Colorado 14 $ 5,040,000 $ 360,000 $ 101,000
Martin, Florida 14 $ 4,590,000 $ 327,857 $ 139,000
Harford, Maryland 14 $ 4,440,000 $ 317,142 $ 123,000
Douglas, Nevada 14 $ 4,980,000 $ 355,714 $ 127,000
Buncombe, North Carolina 14 $ 4,870,000 $ 347,857 $ 96,000
Polk, Oregon 14 $ 4,340,000 $ 310,000 $ 112,000
McLennan, Texas 14 $ 4,050,000 $ 289,285 $ 129,000
Nueces, Texas 14 $ 4,190,000 $ 299,285 $ 220,000
Skagit, Washington 14 $ 4,540,000 $ 324,285 $ 112,000
Clay, Florida 13 $ 3,125,000 $ 240,384 $ 87,000
Okaloosa, Florida 13 $ 3,685,000 $ 283,461 $ 80,000
Calvert, Maryland 13 $ 4,605,000 $ 354,230 $ 91,000
Ellis, Texas 13 $ 3,655,000 $ 281,153 $ 295,000
Galveston, Texas 13 $ 2,825,000 $ 217,307 $ 102,000
Amador, California 12 $ 3,700,000 $ 308,333 $ 110,000
Sutter, California 12 $ 3,870,000 $ 322,500 $ 113,000
Tuolumne, California 12 $ 2,890,000 $ 240,833 $ 74,000
Bay, Florida 12 $ 2,690,000 $ 224,166 $ 116,000
Sussex, New Jersey 12 $ 3,240,000 $ 270,000 $ 110,000
Chatham, North Carolina 12 $ 4,790,000 $ 399,166 $ 160,000
Dare, North Carolina 12 $ 3,050,000 $ 254,166 $ 180,000
New Hanover, North Carolina 12 $ 3,310,000 $ 275,833 $ 128,000
Knox, Tennessee 12 $ 3,290,000 $ 274,166 $ 100,000
Bell, Texas 12 $ 3,270,000 $ 272,500 $ 104,000
El Paso, Texas 12 $ 2,290,000 $ 190,833 $ 89,000
Chelan, Washington 12 $ 3,130,000 $ 260,833 $ 126,000
Santa Rosa, Florida 11 $ 3,625,000 $ 329,545 $ 94,000
Walton, Florida 11 $ 3,825,000 $ 347,727 $ 193,000
Charles, Maryland 11 $ 2,805,000 $ 255,000 $ 70,000
St. Mary's, Maryland 11 $ 3,005,000 $ 273,181 $ 95,000
Orange, North Carolina 11 $ 3,695,000 $ 335,909 $ 122,000
Smith, Texas 11 $ 2,905,000 $ 264,090 $ 95,000
Calaveras, California 10 $ 2,610,000 $ 261,000 $ 90,000
Humboldt, California 10 $ 2,860,000 $ 286,000 $ 116,000
Elbert, Colorado 10 $ 3,560,000 $ 356,000 $ 86,000
Sumter, Florida 10 $ 2,900,000 $ 290,000 $ 115,000
Hennepin, Minnesota 10 $ 3,140,000 $ 314,000 $ 221,000
Carson City, Nevada 10 $ 2,860,000 $ 286,000 $ 64,000
Gloucester, New Jersey 10 $ 2,890,000 $ 289,000 $ 118,000
Gaston, North Carolina 10 $ 2,820,000 $ 282,000 $ 114,000
Parker, Texas 10 $ 2,960,000 $ 296,000 $ 125,000
Yuma, Arizona 9 $ 2,175,000 $ 241,666 $ 105,000
Lake, California 9 $ 2,925,000 $ 325,000 $ 168,000
Mesa, Colorado 9 $ 2,385,000 $ 265,000 $ 120,000
Carteret, North Carolina 9 $ 2,535,000 $ 281,666 $ 158,000
Catawba, North Carolina 9 $ 2,905,000 $ 322,777 $ 128,000
Currituck, North Carolina 9 $ 3,345,000 $ 371,666 $ 94,000
Davidson, North Carolina 9 $ 2,345,000 $ 260,555 $ 154,000
Moore, North Carolina 9 $ 3,295,000 $ 366,111 $ 128,000
Douglas, Oregon 9 $ 2,865,000 $ 318,333 $ 88,000
Brazos, Texas 9 $ 2,585,000 $ 287,222 $ 213,000
Hays, Texas 9 $ 3,075,000 $ 341,666 $ 125,000
Rockwall, Texas 9 $ 2,845,000 $ 316,111 $ 189,000
Clallam, Washington 9 $ 2,935,000 $ 326,111 $ 118,000
Jefferson, Washington 9 $ 2,715,000 $ 301,666 $ 99,000
Mason, Washington 9 $ 2,705,000 $ 300,555 $ 96,000
Gila, Arizona 8 $ 3,320,000 $ 415,000 $ 139,000
Yuba, California 8 $ 2,690,000 $ 336,250 $ 73,000
Garfield, Colorado 8 $ 2,480,000 $ 310,000 $ 157,000
Summit, Colorado 8 $ 2,510,000 $ 313,750 $ 130,000
Ada, Idaho 8 $ 2,840,000 $ 355,000 $ 150,000
Carroll, Maryland 8 $ 2,740,000 $ 342,500 $ 106,000
Warren, New Jersey 8 $ 1,940,000 $ 242,500 $ 112,000
Santa Fe, New Mexico 8 $ 2,690,000 $ 336,250 $ 70,000
Crook, Oregon 8 $ 1,840,000 $ 230,000 $ 99,000
Hamilton, Tennessee 8 $ 2,300,000 $ 287,500 $ 106,000
Maury, Tennessee 8 $ 1,910,000 $ 238,750 $ 99,000
Walla Walla, Washington 8 $ 3,830,000 $ 478,750 $ 111,000
Imperial, California 7 $ 2,015,000 $ 287,857 $ 112,000
Tehama, California 7 $ 1,415,000 $ 202,142 $ 73,000
Pueblo, Colorado 7 $ 4,165,000 $ 595,000 $ 78,000
Citrus, Florida 7 $ 1,545,000 $ 220,714 $ 83,000
Flagler, Florida 7 $ 1,485,000 $ 212,142 $ 134,000
Hernando, Florida 7 $ 1,455,000 $ 207,857 $ 80,000
Cecil, Maryland 7 $ 1,805,000 $ 257,857 $ 113,000
Queen Anne's, Maryland 7 $ 2,575,000 $ 367,857 $ 113,000
Anoka, Minnesota 7 $ 1,965,000 $ 280,714 $ 99,000
Elko, Nevada 7 $ 1,805,000 $ 257,857 $ 94,000
Bernalillo, New Mexico 7 $ 1,655,000 $ 236,428 $ 144,000
Josephine, Oregon 7 $ 2,205,000 $ 315,000 $ 103,000
Dickson, Tennessee 7 $ 1,675,000 $ 239,285 $ 96,000
Rutherford, Tennessee 7 $ 2,435,000 $ 347,857 $ 113,000
Guadalupe, Texas 7 $ 1,895,000 $ 270,714 $ 99,000
Grant, Washington 7 $ 1,965,000 $ 280,714 $ 95,000
Grays Harbor, Washington 7 $ 2,195,000 $ 313,571 $ 98,000
Kittitas, Washington 7 $ 2,415,000 $ 345,000 $ 135,000
Cochise, Arizona 6 $ 1,570,000 $ 261,666 $ 94,000
Navajo, Arizona 6 $ 1,690,000 $ 281,666 $ 77,000
Berkshire, Massachusetts 6 $ 1,560,000 $ 260,000 $ 99,000
Harnett, North Carolina 6 $ 1,990,000 $ 331,666 $ 104,000
Pender, North Carolina 6 $ 1,840,000 $ 306,666 $ 127,000
Rowan, North Carolina 6 $ 1,400,000 $ 233,333 $ 113,000
Watauga, North Carolina 6 $ 5,000,000 $ 833,333 $ 283,000
Benton, Oregon 6 $ 1,990,000 $ 331,666 $ 382,000
Lincoln, Oregon 6 $ 6,080,000 $ 1,013,333 $ 132,000
York, South Carolina 6 $ 2,410,000 $ 401,666 $ 135,000
Blount, Tennessee 6 $ 1,620,000 $ 270,000 $ 106,000
Madison, Tennessee 6 $ 1,770,000 $ 295,000 $ 114,000
Montgomery, Tennessee 6 $ 1,430,000 $ 238,333 $ 84,000
Wilson, Tennessee 6 $ 1,780,000 $ 296,666 $ 79,000
Cameron, Texas 6 $ 1,630,000 $ 271,666 $ 105,000
Hidalgo, Texas 6 $ 1,350,000 $ 225,000 $ 85,000
Randall, Texas 6 $ 1,530,000 $ 255,000 $ 115,000
Lewis, Washington 6 $ 1,650,000 $ 275,000 $ 63,000
Mono, California 5 $ 1,975,000 $ 395,000 $ 96,000
Plumas, California 5 $ 1,715,000 $ 343,000 $ 122,000
Grand, Colorado 5 $ 1,425,000 $ 285,000 $ 82,000
La Plata, Colorado 5 $ 1,325,000 $ 265,000 $ 158,000
Teller, Colorado 5 $ 1,485,000 $ 297,000 $ 109,000
Nassau, Florida 5 $ 1,105,000 $ 221,000 $ 120,000
Kootenai, Idaho 5 $ 1,285,000 $ 257,000 $ 82,000
Worcester, Maryland 5 $ 2,125,000 $ 425,000 $ 154,000
Dukes, Massachusetts 5 $ 2,255,000 $ 451,000 $ 126,000
Scott, Minnesota 5 $ 1,235,000 $ 247,000 $ 123,000
Alamance, North Carolina 5 $ 1,405,000 $ 281,000 $ 97,000
Cumberland, North Carolina 5 $ 1,285,000 $ 257,000 $ 193,000
Davie, North Carolina 5 $ 1,415,000 $ 283,000 $ 116,000
Franklin, North Carolina 5 $ 1,965,000 $ 393,000 $ 80,000
Onslow, North Carolina 5 $ 1,565,000 $ 313,000 $ 84,000
Stanly, North Carolina 5 $ 1,275,000 $ 255,000 $ 79,000
Clatsop, Oregon 5 $ 1,445,000 $ 289,000 $ 77,000
Umatilla, Oregon 5 $ 1,315,000 $ 263,000 $ 101,000
Greenville, South Carolina 5 $ 1,895,000 $ 379,000 $ 98,000
Sevier, Tennessee 5 $ 1,345,000 $ 269,000 $ 107,000
Chambers, Texas 5 $ 1,345,000 $ 269,000 $ 151,000
Kaufman, Texas 5 $ 1,295,000 $ 259,000 $ 88,000
Lubbock, Texas 5 $ 1,115,000 $ 223,000 $ 143,000
Lake, Colorado 4 $ 1,170,000 $ 292,500 $ 62,000
Monroe, Florida 4 $ 1,540,000 $ 385,000 $ 130,000
Bonneville, Idaho 4 $ 780,000 $ 195,000 $ 55,000
Canyon, Idaho 4 $ 1,610,000 $ 402,500 $ 113,000
Talbot, Maryland 4 $ 1,130,000 $ 282,500 $ 94,000
Washington, Maryland 4 $ 1,040,000 $ 260,000 $ 113,000
Franklin, Massachusetts 4 $ 780,000 $ 195,000 $ 82,000
Washington, Minnesota 4 $ 1,570,000 $ 392,500 $ 133,000
Sandoval, New Mexico 4 $ 870,000 $ 217,500 $ 52,000
Burke, North Carolina 4 $ 990,000 $ 247,500 $ 71,000
Montgomery, North Carolina 4 $ 1,220,000 $ 305,000 $ 83,000
Randolph, North Carolina 4 $ 910,000 $ 227,500 $ 72,000
Surry, North Carolina 4 $ 1,280,000 $ 320,000 $ 141,000
Swain, North Carolina 4 $ 1,040,000 $ 260,000 $ 115,000
Transylvania, North Carolina 4 $ 1,160,000 $ 290,000 $ 104,000
Wayne, North Carolina 4 $ 970,000 $ 242,500 $ 111,000
Columbia, Oregon 4 $ 1,450,000 $ 362,500 $ 95,000
Coos, Oregon 4 $ 1,090,000 $ 272,500 $ 233,000
Curry, Oregon 4 $ 1,040,000 $ 260,000 $ 230,000
Klamath, Oregon 4 $ 1,450,000 $ 362,500 $ 79,000
Linn, Oregon 4 $ 1,010,000 $ 252,500 $ 113,000
Anderson, Tennessee 4 $ 1,060,000 $ 265,000 $ 110,000
Bedford, Tennessee 4 $ 1,260,000 $ 315,000 $ 56,000
Fayette, Tennessee 4 $ 1,060,000 $ 265,000 $ 88,000
Sullivan, Tennessee 4 $ 1,020,000 $ 255,000 $ 55,000
Bastrop, Texas 4 $ 4,040,000 $ 1,010,000 $ 63,000
Johnson, Texas 4 $ 950,000 $ 237,500 $ 96,000
Douglas, Washington 4 $ 1,310,000 $ 327,500 $ 122,000
San Juan, Washington 4 $ 1,630,000 $ 407,500 $ 98,000
Del Norte, California 3 $ 695,000 $ 231,666 $ 171,000
Lassen, California 3 $ 835,000 $ 278,333 $ 145,000
Archuleta, Colorado 3 $ 875,000 $ 291,666 $ 78,000
Chaffee, Colorado 3 $ 775,000 $ 258,333 $ 47,000
Clear Creek, Colorado 3 $ 1,105,000 $ 368,333 $ 144,000
Eagle, Colorado 3 $ 1,275,000 $ 425,000 $ 356,000
Gunnison, Colorado 3 $ 1,275,000 $ 425,000 $ 233,000
Montrose, Colorado 3 $ 925,000 $ 308,333 $ 193,000
Morgan, Colorado 3 $ 705,000 $ 235,000 $ 70,000
Ouray, Colorado 3 $ 1,245,000 $ 415,000 $ 123,000
DuPage, Illinois 3 $ 905,000 $ 301,666 $ 156,000
Nantucket, Massachusetts 3 $ 1,415,000 $ 471,666 $ 106,000
Salem, New Jersey 3 $ 795,000 $ 265,000 $ 179,000
Cleveland, North Carolina 3 $ 805,000 $ 268,333 $ 119,000
Craven, North Carolina 3 $ 715,000 $ 238,333 $ 88,000
Haywood, North Carolina 3 $ 715,000 $ 238,333 $ 90,000
Jackson, North Carolina 3 $ 1,815,000 $ 605,000 $ 216,000
Nash, North Carolina 3 $ 805,000 $ 268,333 $ 103,000
Wilkes, North Carolina 3 $ 615,000 $ 205,000 $ 69,000
Hood River, Oregon 3 $ 1,265,000 $ 421,666 $ 94,000
Aiken, South Carolina 3 $ 805,000 $ 268,333 $ 88,000
Charleston, South Carolina 3 $ 1,295,000 $ 431,666 $ 199,000
Cheatham, Tennessee 3 $ 855,000 $ 285,000 $ 90,000
Grainger, Tennessee 3 $ 705,000 $ 235,000 $ 47,000
Jefferson, Tennessee 3 $ 845,000 $ 281,666 $ 77,000
Loudon, Tennessee 3 $ 1,135,000 $ 378,333 $ 170,000
Putnam, Tennessee 3 $ 925,000 $ 308,333 $ 75,000
Washington, Tennessee 3 $ 805,000 $ 268,333 $ 117,000
Burnet, Texas 3 $ 835,000 $ 278,333 $ 48,000
Henderson, Texas 3 $ 905,000 $ 301,666 $ 141,000
Hood, Texas 3 $ 2,285,000 $ 761,666 $ 187,000
Kendall, Texas 3 $ 825,000 $ 275,000 $ 88,000
Midland, Texas 3 $ 655,000 $ 218,333 $ 101,000
Tom Green, Texas 3 $ 865,000 $ 288,333 $ 146,000
Webb, Texas 3 $ 755,000 $ 251,666 $ 133,000
Wood, Texas 3 $ 945,000 $ 315,000 $ 114,000
Franklin, Washington 3 $ 1,175,000 $ 391,666 $ 106,000
Klickitat, Washington 3 $ 815,000 $ 271,666 $ 87,000
Okanogan, Washington 3 $ 885,000 $ 295,000 $ 151,000
Pacific, Washington 3 $ 805,000 $ 268,333 $ 66,000
Stevens, Washington 3 $ 755,000 $ 251,666 $ 65,000
Colusa, California 2 $ 460,000 $ 230,000 $ 87,000
Inyo, California 2 $ 620,000 $ 310,000 $ 114,000
Mariposa, California 2 $ 830,000 $ 415,000 $ 143,000
Pitkin, Colorado 2 $ 1,190,000 $ 595,000 $ 158,000
Franklin, Florida 2 $ 710,000 $ 355,000 $ 134,000
Gadsden, Florida 2 $ 590,000 $ 295,000 $ 85,000
Highlands, Florida 2 $ 420,000 $ 210,000 $ 83,000
Wakulla, Florida 2 $ 410,000 $ 205,000 $ 108,000
Jerome, Idaho 2 $ 580,000 $ 290,000 $ 86,000
Payette, Idaho 2 $ 1,100,000 $ 550,000 $ 108,000
Garrett, Maryland 2 $ 2,420,000 $ 1,210,000 $ 71,000
Chisago, Minnesota 2 $ 520,000 $ 260,000 $ 83,000
Dakota, Minnesota 2 $ 600,000 $ 300,000 $ 100,000
Isanti, Minnesota 2 $ 440,000 $ 220,000 $ 64,000
Churchill, Nevada 2 $ 490,000 $ 245,000 $ 58,000
Cumberland, New Jersey 2 $ 410,000 $ 205,000 $ 42,000
McKinley, New Mexico 2 $ 400,000 $ 200,000 $ 80,000
Valencia, New Mexico 2 $ 650,000 $ 325,000 $ 106,000
Beaufort, North Carolina 2 $ 650,000 $ 325,000 $ 132,000
Caldwell, North Carolina 2 $ 290,000 $ 145,000 $ 33,000
Duplin, North Carolina 2 $ 470,000 $ 235,000 $ 80,000
Pitt, North Carolina 2 $ 580,000 $ 290,000 $ 113,000
Baker, Oregon 2 $ 770,000 $ 385,000 $ 143,000
Tillamook, Oregon 2 $ 580,000 $ 290,000 $ 98,000
Union, Oregon 2 $ 690,000 $ 345,000 $ 96,000
Beaufort, South Carolina 2 $ 780,000 $ 390,000 $ 116,000
Berkeley, South Carolina 2 $ 1,260,000 $ 630,000 $ 138,000
Lexington, South Carolina 2 $ 450,000 $ 225,000 $ 139,000
Bradley, Tennessee 2 $ 420,000 $ 210,000 $ 94,000
Franklin, Tennessee 2 $ 500,000 $ 250,000 $ 82,000
Johnson, Tennessee 2 $ 420,000 $ 210,000 $ 97,000
McMinn, Tennessee 2 $ 530,000 $ 265,000 $ 55,000
Robertson, Tennessee 2 $ 650,000 $ 325,000 $ 103,000
Bandera, Texas 2 $ 590,000 $ 295,000 $ 89,000
Caldwell, Texas 2 $ 500,000 $ 250,000 $ 115,000
Cherokee, Texas 2 $ 490,000 $ 245,000 $ 166,000
DeWitt, Texas 2 $ 400,000 $ 200,000 $ 90,000
Grimes, Texas 2 $ 680,000 $ 340,000 $ 88,000
Llano, Texas 2 $ 420,000 $ 210,000 $ 66,000
Navarro, Texas 2 $ 520,000 $ 260,000 $ 95,000
Orange, Texas 2 $ 380,000 $ 190,000 $ 143,000
Polk, Texas 2 $ 600,000 $ 300,000 $ 71,000
San Patricio, Texas 2 $ 480,000 $ 240,000 $ 115,000
Walker, Texas 2 $ 430,000 $ 215,000 $ 124,000
Wilson, Texas 2 $ 270,000 $ 135,000 $ 79,000
Zapata, Texas 2 $ 700,000 $ 350,000 $ 195,000
Pend Oreille, Washington 2 $ 560,000 $ 280,000 $ 87,000
Whitman, Washington 2 $ 450,000 $ 225,000 $ 59,000
Graham, Arizona 1 $ 195,000 $ 195,000 $ 126,000
Santa Cruz, Arizona 1 $ 315,000 $ 315,000 $ 215,000
Siskiyou, California 1 $ 165,000 $ 165,000 $ 137,000
Trinity, California 1 $ 135,000 $ 135,000 $ 22,000
Delta, Colorado 1 $ 285,000 $ 285,000 $ 69,000
Fremont, Colorado 1 $ 395,000 $ 395,000 $ 67,000
Lincoln, Colorado 1 $ 345,000 $ 345,000 $ 130,000
Montezuma, Colorado 1 $ 235,000 $ 235,000 $ 96,000
Routt, Colorado 1 $ 245,000 $ 245,000 $ 92,000
Washington, Colorado 1 $ 175,000 $ 175,000 $ 58,000
Glades, Florida 1 $ 195,000 $ 195,000 $ 120,000
Jefferson, Florida 1 $ 305,000 $ 305,000 $ 92,000
Levy, Florida 1 $ 145,000 $ 145,000 $ 91,000
Taylor, Florida 1 $ 105,000 $ 105,000 $ 64,000
Union, Florida 1 $ 215,000 $ 215,000 $ 53,000
Washington, Florida 1 $ 375,000 $ 375,000 $ 112,000
Bannock, Idaho 1 $ 315,000 $ 315,000 $ 114,000
Bear Lake, Idaho 1 $ 205,000 $ 205,000 $ 56,000
Blaine, Idaho 1 $ 185,000 $ 185,000 $ 46,000
Bonner, Idaho 1 $ 225,000 $ 225,000 $ 54,000
Fremont, Idaho 1 $ 345,000 $ 345,000 $ 97,000
Gem, Idaho 1 $ 755,000 $ 755,000 $ 110,000
Jefferson, Idaho 1 $ 305,000 $ 305,000 $ 91,000
Madison, Idaho 1 $ 405,000 $ 405,000 $ 86,000
Twin Falls, Idaho 1 $ 245,000 $ 245,000 $ 145,000
Cook, Illinois 1 $ 165,000 $ 165,000 $ 79,000
Henry, Illinois 1 $ 145,000 $ 145,000 $ 75,000
Kendall, Illinois 1 $ 125,000 $ 125,000 $ 31,000
Allegany, Maryland 1 $ 205,000 $ 205,000 $ 100,000
Caroline, Maryland 1 $ 325,000 $ 325,000 $ 150,000
Kent, Maryland 1 $ 395,000 $ 395,000 $ 145,000
Wicomico, Maryland 1 $ 195,000 $ 195,000 $ 66,000
Becker, Minnesota 1 $ 215,000 $ 215,000 $ 46,000
Carver, Minnesota 1 $ 165,000 $ 165,000 $ 89,000
Crow Wing, Minnesota 1 $ 105,000 $ 105,000 $ 124,000
Goodhue, Minnesota 1 $ 155,000 $ 155,000 $ 63,000
Itasca, Minnesota 1 $ 235,000 $ 235,000 $ 115,000
Kandiyohi, Minnesota 1 $ 265,000 $ 265,000 $ 124,000
McLeod, Minnesota 1 $ 285,000 $ 285,000 $ 117,000
Nobles, Minnesota 1 $ 165,000 $ 165,000 $ 53,000
Pine, Minnesota 1 $ 245,000 $ 245,000 $ 60,000
Polk, Minnesota 1 $ 155,000 $ 155,000 $ 300,000
Pope, Minnesota 1 $ 205,000 $ 205,000 $ 72,000
Ramsey, Minnesota 1 $ 175,000 $ 175,000 $ 65,000
Rice, Minnesota 1 $ 205,000 $ 205,000 $ 52,000
Sherburne, Minnesota 1 $ 275,000 $ 275,000 $ 105,000
St. Louis, Minnesota 1 $ 205,000 $ 205,000 $ 53,000
Storey, Nevada 1 $ 155,000 $ 155,000 $ 29,000
Guadalupe, New Mexico 1 $ 175,000 $ 175,000 $ 134,000
Lincoln, New Mexico 1 $ 235,000 $ 235,000 $ 578,000
Los Alamos, New Mexico 1 $ 255,000 $ 255,000 $ 87,000
Alexander, North Carolina 1 $ 305,000 $ 305,000 $ 93,000
Ashe, North Carolina 1 $ 455,000 $ 455,000 $ 125,000
Avery, North Carolina 1 $ 645,000 $ 645,000 $ 98,000
Chowan, North Carolina 1 $ 155,000 $ 155,000 $ 39,000
Clay, North Carolina 1 $ 165,000 $ 165,000 $ 43,000
Edgecombe, North Carolina 1 $ 155,000 $ 155,000 $ 45,000
Granville, North Carolina 1 $ 215,000 $ 215,000 $ 44,000
Halifax, North Carolina 1 $ 175,000 $ 175,000 $ 134,000
Hoke, North Carolina 1 $ 255,000 $ 255,000 $ 0
Lenoir, North Carolina 1 $ 285,000 $ 285,000 $ 156,000
Macon, North Carolina 1 $ 135,000 $ 135,000 $ 31,000
Madison, North Carolina 1 $ 245,000 $ 245,000 $ 144,000
Northampton, North Carolina 1 $ 205,000 $ 205,000 $ 79,000
Pasquotank, North Carolina 1 $ 185,000 $ 185,000 $ 44,000
Perquimans, North Carolina 1 $ 225,000 $ 225,000 $ 44,000
Person, North Carolina 1 $ 225,000 $ 225,000 $ 54,000
Polk, North Carolina 1 $ 405,000 $ 405,000 $ 1,200,000
Richmond, North Carolina 1 $ 325,000 $ 325,000 $ 261,000
Rutherford, North Carolina 1 $ 375,000 $ 375,000 $ 120,000
Sampson, North Carolina 1 $ 255,000 $ 255,000 $ 137,000
Scotland, North Carolina 1 $ 245,000 $ 245,000 $ 203,000
Vance, North Carolina 1 $ 335,000 $ 335,000 $ 89,000
Warren, North Carolina 1 $ 335,000 $ 335,000 $ 187,000
Yancey, North Carolina 1 $ 225,000 $ 225,000 $ 226,000
Malheur, Oregon 1 $ 205,000 $ 205,000 $ 104,000
Anderson, South Carolina 1 $ 135,000 $ 135,000 $ 31,000
Dorchester, South Carolina 1 $ 245,000 $ 245,000 $ 69,000
Florence, South Carolina 1 $ 455,000 $ 455,000 $ 552,000
Horry, South Carolina 1 $ 175,000 $ 175,000 $ 0
Kershaw, South Carolina 1 $ 585,000 $ 585,000 $ 117,000
Lancaster, South Carolina 1 $ 355,000 $ 355,000 $ 82,000
Pickens, South Carolina 1 $ 185,000 $ 185,000 $ 91,000
Richland, South Carolina 1 $ 175,000 $ 175,000 $ 26,000
Spartanburg, South Carolina 1 $ 315,000 $ 315,000 $ 89,000
Carter, Tennessee 1 $ 305,000 $ 305,000 $ 134,000
Coffee, Tennessee 1 $ 245,000 $ 245,000 $ 68,000
Cumberland, Tennessee 1 $ 325,000 $ 325,000 $ 135,000
DeKalb, Tennessee 1 $ 55,000 $ 55,000 $ 79,000
Gibson, Tennessee 1 $ 185,000 $ 185,000 $ 68,000
Greene, Tennessee 1 $ 385,000 $ 385,000 $ 180,000
Hardin, Tennessee 1 $ 155,000 $ 155,000 $ 50,000
Henderson, Tennessee 1 $ 205,000 $ 205,000 $ 116,000
Page:

Mortgage Loan Application Detail Totals for Ladera Lending, Inc. in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 15,370 $5,518,880,000 $359,000 $11,165,000 $126,000 $3,791,000
Home Purchase 508 $259,000,000 $509,000 $7,805,000 $194,000 $7,800,000
Not Applicable 5 $2,965,000 $593,000 $795,000 $273,000 $700,000
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,500 $3,789,030,000 $360,000 $11,165,000 $130,000 $7,800,000
Hispanic 1,860 $658,355,000 $354,000 $6,705,000 $114,000 $899,000
Not Provided 1,724 $651,900,000 $378,000 $5,005,000 $134,000 $1,776,000
Asian 1,115 $456,230,000 $409,000 $5,175,000 $145,000 $1,578,000
Black or African American 609 $198,165,000 $325,000 $1,365,000 $102,000 $374,000
American Indian or Alaskan Native 38 $12,910,000 $339,000 $925,000 $101,000 $204,000
Native Hawaiian or Other Pacific Islander 35 $13,765,000 $393,000 $925,000 $124,000 $259,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,668 $5,347,085,000 $364,000 $11,165,000 $132,000 $7,800,000
VA-guaranteed (Veterans Administration) 688 $254,905,000 $371,000 $4,255,000 $86,000 $444,000
FHA-insured (Federal Housing Administration) 527 $178,855,000 $339,000 $4,305,000 $84,000 $720,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 8,494 $3,068,130,000 $361,000 $11,165,000 $129,000 $7,800,000
Loan Originated 6,838 $2,501,250,000 $365,000 $1,995,000 $130,000 $1,776,000
Application Denied By Financial Institution 363 $141,065,000 $388,000 $5,005,000 $103,000 $773,000
Application Approved But Not Accepted 130 $43,820,000 $337,000 $775,000 $118,000 $469,000
File Closed For Incompleteness 58 $26,580,000 $458,000 $7,805,000 $185,000 $1,578,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 15,520 $5,639,780,000 $363,000 $11,165,000 $129,000 $7,800,000
Debt-To-Income Ratio 171 $64,415,000 $376,000 $2,995,000 $80,000 $409,000
Credit History 56 $19,260,000 $343,000 $685,000 $116,000 $725,000
Collateral 52 $19,880,000 $382,000 $1,505,000 $136,000 $773,000
Other 30 $14,580,000 $486,000 $2,305,000 $122,000 $629,000
Unverifiable Information 24 $8,080,000 $336,000 $545,000 $140,000 $498,000
Employment History 23 $12,245,000 $532,000 $5,005,000 $91,000 $250,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,560,000 $390,000 $485,000 $96,000 $161,000
Credit Application Incomplete 3 $1,045,000 $348,000 $375,000 $115,000 $194,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ladera Lending, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ladera Lending, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List