Austin Capital Bank Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Austin Capital Bank Ssb 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Austin Capital Bank Ssb
8100 Shoal Creek Blvd
Austin, TX 78757
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2010  2009  
Total Number of Mortgage Applications 2,857
Total Mortgage Loan Application Amount $759,695,000
Average Mortgage Loan Application Amount $263,750
Highest Mortgage Loan Application Amount $1,645,000
Average Applicant Income $92,500
Highest Applicant Income $4,011,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Austin Capital Bank Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Austin Capital Bank Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Austin Capital Bank Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Austin Capital Bank Ssb serves its applicants.

Each category highlights the total number of mortgage applications processed by Austin Capital Bank Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Austin Capital Bank Ssb's mortgage activity for 2021.

Mortgage Loan Application Totals for Austin Capital Bank Ssb by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Williamson County Texas 177 $ 55,495,000 $ 313,000 $ 113,000
Maricopa County Arizona 164 $ 43,690,000 $ 266,000 $ 65,000
Travis County Texas 135 $ 48,645,000 $ 360,000 $ 128,000
Clark County Nevada 112 $ 32,430,000 $ 289,000 $ 76,000
Sumner County Tennessee 106 $ 30,240,000 $ 285,000 $ 89,000
Bexar County Texas 88 $ 22,210,000 $ 252,000 $ 76,000
Harris County Texas 88 $ 20,100,000 $ 228,000 $ 79,000
Davidson County Tennessee 74 $ 19,080,000 $ 257,000 $ 81,000
Hillsborough County Florida 72 $ 23,990,000 $ 333,000 $ 91,000
Dallas County Texas 63 $ 14,375,000 $ 228,000 $ 123,000
Grays Harbor County Washington 48 $ 10,540,000 $ 219,000 $ 89,000
Utah County Utah 43 $ 13,115,000 $ 305,000 $ 73,000
King County Washington 40 $ 18,000,000 $ 450,000 $ 127,000
Salt Lake County Utah 36 $ 12,450,000 $ 345,000 $ 88,000
Tarrant County Texas 35 $ 8,825,000 $ 252,000 $ 86,000
Comal County Texas 32 $ 9,900,000 $ 309,000 $ 94,000
Wilson County Tennessee 29 $ 6,915,000 $ 238,000 $ 86,000
Fort Bend County Texas 28 $ 6,980,000 $ 249,000 $ 76,000
Robertson County Tennessee 26 $ 7,360,000 $ 283,000 $ 73,000
Duval County Florida 23 $ 7,155,000 $ 311,000 $ 96,000
Collin County Texas 23 $ 7,015,000 $ 305,000 $ 93,000
Pierce County Washington 23 $ 8,635,000 $ 375,000 $ 98,000
Wake County North Carolina 22 $ 4,800,000 $ 218,000 $ 104,000
Denton County Texas 20 $ 6,670,000 $ 333,000 $ 138,000
Bastrop County Texas 19 $ 6,075,000 $ 319,000 $ 93,000
Guadalupe County Texas 19 $ 5,475,000 $ 288,000 $ 81,000
Miami-Dade County Florida 18 $ 4,860,000 $ 270,000 $ 294,000
Pinellas County Florida 18 $ 5,120,000 $ 284,000 $ 132,000
Caddo County Louisiana 18 $ 4,040,000 $ 224,000 $ 76,000
Montgomery County Tennessee 18 $ 4,900,000 $ 272,000 $ 61,000
Bell County Texas 18 $ 4,000,000 $ 222,000 $ 105,000
Polk County Florida 17 $ 4,415,000 $ 259,000 $ 71,000
Hays County Texas 17 $ 4,725,000 $ 277,000 $ 123,000
Rutherford County Tennessee 16 $ 4,130,000 $ 258,000 $ 64,000
Cameron County Texas 16 $ 2,470,000 $ 154,000 $ 98,000
Bossier County Louisiana 15 $ 3,305,000 $ 220,000 $ 93,000
Montgomery County Texas 15 $ 5,375,000 $ 358,000 $ 100,000
Shelby County Tennessee 14 $ 3,040,000 $ 217,000 $ 81,000
Adams County Colorado 12 $ 3,810,000 $ 317,000 $ 50,000
Knox County Tennessee 12 $ 1,820,000 $ 151,000 $ 49,000
Snohomish County Washington 12 $ 4,450,000 $ 370,000 $ 118,000
Arapahoe County Colorado 11 $ 3,485,000 $ 316,000 $ 49,000
Pasco County Florida 11 $ 3,625,000 $ 329,000 $ 107,000
Nueces County Texas 11 $ 2,455,000 $ 223,000 $ 120,000
Marion County Indiana 10 $ 1,290,000 $ 129,000 $ 75,000
Lake County Ohio 10 $ 1,410,000 $ 141,000 $ 44,000
Davis County Utah 10 $ 2,810,000 $ 281,000 $ 58,000
Pinal County Arizona 9 $ 2,415,000 $ 268,000 $ 70,000
Los Angeles County California 9 $ 4,915,000 $ 546,000 $ 33,000
Broward County Florida 8 $ 1,600,000 $ 200,000 $ 67,000
Escambia County Florida 8 $ 1,180,000 $ 147,000 $ 66,000
St. Johns County Florida 8 $ 2,840,000 $ 355,000 $ 75,000
Forsyth County North Carolina 8 $ 1,640,000 $ 205,000 $ 70,000
York County Pennsylvania 8 $ 1,660,000 $ 207,000 $ 70,000
Williamson County Tennessee 8 $ 3,000,000 $ 375,000 $ 129,000
Burnet County Texas 8 $ 1,900,000 $ 237,000 $ 75,000
Denver County Colorado 7 $ 1,395,000 $ 199,000 $ 49,000
Charlotte County Florida 7 $ 1,445,000 $ 206,000 $ 96,000
Durham County North Carolina 7 $ 1,945,000 $ 277,000 $ 93,000
New Hanover County North Carolina 7 $ 1,625,000 $ 232,000 $ 64,000
Cheatham County Tennessee 7 $ 1,785,000 $ 255,000 $ 66,000
Hidalgo County Texas 7 $ 1,235,000 $ 176,000 $ 79,000
Kaufman County Texas 7 $ 2,315,000 $ 330,000 $ 101,000
Medina County Texas 7 $ 2,435,000 $ 347,000 $ 171,000
Washington County Utah 7 $ 1,645,000 $ 235,000 $ 104,000
Madison County Alabama 6 $ 1,560,000 $ 260,000 $ 146,000
Riverside County California 6 $ 2,580,000 $ 430,000 $ 62,000
Orange County Florida 6 $ 1,700,000 $ 283,000 $ 118,000
Brunswick County North Carolina 6 $ 1,690,000 $ 281,000 $ 110,000
Kitsap County Washington 6 $ 2,060,000 $ 343,000 $ 94,000
Thurston County Washington 6 $ 1,950,000 $ 325,000 $ 177,000
Mobile County Alabama 5 $ 885,000 $ 177,000 $ 79,000
El Paso County Colorado 5 $ 1,435,000 $ 287,000 $ 77,000
Bay County Florida 5 $ 1,055,000 $ 211,000 $ 68,000
Clay County Florida 5 $ 1,625,000 $ 325,000 $ 80,000
Marion County Florida 5 $ 945,000 $ 189,000 $ 246,000
Volusia County Florida 5 $ 935,000 $ 187,000 $ 53,000
Hamilton County Indiana 5 $ 1,575,000 $ 315,000 $ 195,000
Hancock County Indiana 5 $ 735,000 $ 147,000 $ 60,000
Hinds County Mississippi 5 $ 455,000 $ 91,000 $ 52,000
Jackson County Missouri 5 $ 1,205,000 $ 241,000 $ 102,000
Johnston County North Carolina 5 $ 1,075,000 $ 215,000 $ 60,000
Pender County North Carolina 5 $ 575,000 $ 115,000 $ 38,000
Cuyahoga County Ohio 5 $ 315,000 $ 63,000 $ 185,000
Lancaster County South Carolina 5 $ 1,055,000 $ 211,000 $ 41,000
Maury County Tennessee 5 $ 1,095,000 $ 219,000 $ 128,000
Galveston County Texas 5 $ 1,085,000 $ 217,000 $ 60,000
Johnson County Texas 5 $ 1,375,000 $ 275,000 $ 90,000
Weber County Utah 5 $ 995,000 $ 199,000 $ 82,000
Montgomery County Alabama 4 $ 1,060,000 $ 265,000 $ 135,000
Yavapai County Arizona 4 $ 600,000 $ 150,000 $ 57,000
Yuma County Arizona 4 $ 710,000 $ 177,000 $ 81,000
Lake County California 4 $ 1,280,000 $ 320,000 $ 122,000
San Bernardino County California 4 $ 1,350,000 $ 337,000 $ 101,000
Brevard County Florida 4 $ 760,000 $ 190,000 $ 113,000
Forsyth County Georgia 4 $ 1,250,000 $ 312,000 $ 159,000
Rush County Indiana 4 $ 690,000 $ 172,000 $ 102,000
Fayette County Kentucky 4 $ 730,000 $ 182,000 $ 79,000
Catawba County North Carolina 4 $ 1,030,000 $ 257,000 $ 32,000
Onslow County North Carolina 4 $ 650,000 $ 162,000 $ 36,000
Beaver County Pennsylvania 4 $ 340,000 $ 85,000 $ 39,000
Monroe County Pennsylvania 4 $ 770,000 $ 192,000 $ 61,000
Carroll County Tennessee 4 $ 330,000 $ 82,000 $ 38,000
Hickman County Tennessee 4 $ 400,000 $ 100,000 $ 68,000
Macon County Tennessee 4 $ 620,000 $ 155,000 $ 49,000
Atascosa County Texas 4 $ 580,000 $ 145,000 $ 42,000
Brazos County Texas 4 $ 850,000 $ 212,000 $ 48,000
Caldwell County Texas 4 $ 970,000 $ 242,000 $ 103,000
Ellis County Texas 4 $ 930,000 $ 232,000 $ 64,000
Henderson County Texas 4 $ 1,470,000 $ 367,000 $ 101,000
Sanpete County Utah 4 $ 770,000 $ 192,000 $ 31,000
Calhoun County Alabama 3 $ 245,000 $ 81,000 $ 41,000
Houston County Alabama 3 $ 415,000 $ 138,000 $ 25,000
Sacramento County California 3 $ 965,000 $ 321,000 $ 80,000
San Diego County California 3 $ 1,395,000 $ 465,000 $ 127,000
Sonoma County California 3 $ 1,225,000 $ 408,000 $ 106,000
Hartford County Connecticut 3 $ 765,000 $ 255,000 $ 13,000
Lee County Florida 3 $ 1,165,000 $ 388,000 $ 107,000
Nassau County Florida 3 $ 1,035,000 $ 345,000 $ 97,000
Okaloosa County Florida 3 $ 535,000 $ 178,000 $ 78,000
Osceola County Florida 3 $ 1,085,000 $ 361,000 $ 146,000
Cobb County Georgia 3 $ 905,000 $ 301,000 $ 146,000
Fulton County Georgia 3 $ 1,085,000 $ 361,000 $ 99,000
Muscogee County Georgia 3 $ 645,000 $ 215,000 $ 112,000
Honolulu County Hawaii 3 $ 1,965,000 $ 655,000 $ 131,000
Will County Illinois 3 $ 775,000 $ 258,000 $ 41,000
Shelby County Indiana 3 $ 495,000 $ 165,000 $ 76,000
Humboldt County Iowa 3 $ 415,000 $ 138,000 $ 18,000
Woodbury County Iowa 3 $ 345,000 $ 115,000 $ 15,000
McCracken County Kentucky 3 $ 315,000 $ 105,000 $ 107,000
Webster County Louisiana 3 $ 365,000 $ 121,000 $ 53,000
Gratiot County Michigan 3 $ 225,000 $ 75,000 $ 32,000
Wayne County Michigan 3 $ 355,000 $ 118,000 $ 158,000
Harrison County Mississippi 3 $ 605,000 $ 201,000 $ 84,000
Madison County Mississippi 3 $ 725,000 $ 241,000 $ 55,000
Dawson County Montana 3 $ 285,000 $ 95,000 $ 49,000
Gaston County North Carolina 3 $ 715,000 $ 238,000 $ 95,000
Mecklenburg County North Carolina 3 $ 525,000 $ 175,000 $ 68,000
Moore County North Carolina 3 $ 615,000 $ 205,000 $ 78,000
Nash County North Carolina 3 $ 555,000 $ 185,000 $ 32,000
Randolph County North Carolina 3 $ 345,000 $ 115,000 $ 39,000
Clermont County Ohio 3 $ 335,000 $ 111,000 $ 72,000
Fayette County Ohio 3 $ 345,000 $ 115,000 $ 59,000
Trumbull County Ohio 3 $ 245,000 $ 81,000 $ 23,000
Dauphin County Pennsylvania 3 $ 395,000 $ 131,000 $ 41,000
Aiken County South Carolina 3 $ 745,000 $ 248,000 $ 76,000
Bamberg County South Carolina 3 $ 255,000 $ 85,000 $ 61,000
Charleston County South Carolina 3 $ 975,000 $ 325,000 $ 73,000
Spartanburg County South Carolina 3 $ 375,000 $ 125,000 $ 53,000
York County South Carolina 3 $ 685,000 $ 228,000 $ 66,000
Bedford County Tennessee 3 $ 1,195,000 $ 398,000 $ 98,000
Hamilton County Tennessee 3 $ 865,000 $ 288,000 $ 70,000
Jackson County Tennessee 3 $ 955,000 $ 318,000 $ 91,000
Jefferson County Tennessee 3 $ 585,000 $ 195,000 $ 65,000
Putnam County Tennessee 3 $ 765,000 $ 255,000 $ 92,000
Bandera County Texas 3 $ 945,000 $ 315,000 $ 77,000
Jefferson County Texas 3 $ 935,000 $ 311,000 $ 97,000
Lampasas County Texas 3 $ 585,000 $ 195,000 $ 26,000
McLennan County Texas 3 $ 545,000 $ 181,000 $ 80,000
Parker County Texas 3 $ 1,205,000 $ 401,000 $ 0
Rockwall County Texas 3 $ 1,345,000 $ 448,000 $ 144,000
Wilson County Texas 3 $ 1,035,000 $ 345,000 $ 100,000
Grant County Washington 3 $ 495,000 $ 165,000 $ 9,000
Spokane County Washington 3 $ 1,065,000 $ 355,000 $ 61,000
DeKalb County Alabama 2 $ 90,000 $ 45,000 $ 37,000
Lee County Alabama 2 $ 400,000 $ 200,000 $ 60,000
Mohave County Arizona 2 $ 610,000 $ 305,000 $ 151,000
Pima County Arizona 2 $ 310,000 $ 155,000 $ 63,000
Benton County Arkansas 2 $ 850,000 $ 425,000 $ 128,000
Lincoln County Arkansas 2 $ 170,000 $ 85,000 $ 29,000
Fresno County California 2 $ 510,000 $ 255,000 $ 48,000
Kern County California 2 $ 350,000 $ 175,000 $ 49,000
Merced County California 2 $ 740,000 $ 370,000 $ 90,000
Orange County California 2 $ 1,260,000 $ 630,000 $ 50,000
Archuleta County Colorado 2 $ 760,000 $ 380,000 $ 138,000
Logan County Colorado 2 $ 290,000 $ 145,000 $ 70,000
Fairfield County Connecticut 2 $ 920,000 $ 460,000 $ 32,000
Collier County Florida 2 $ 450,000 $ 225,000 $ 109,000
Jefferson County Florida 2 $ 540,000 $ 270,000 $ 94,000
Palm Beach County Florida 2 $ 1,210,000 $ 605,000 $ 634,000
Santa Rosa County Florida 2 $ 340,000 $ 170,000 $ 66,000
Sarasota County Florida 2 $ 360,000 $ 180,000 $ 76,000
Seminole County Florida 2 $ 780,000 $ 390,000 $ 125,000
Suwannee County Florida 2 $ 290,000 $ 145,000 $ 15,000
Cherokee County Georgia 2 $ 640,000 $ 320,000 $ 214,000
Columbia County Georgia 2 $ 600,000 $ 300,000 $ 25,000
Glynn County Georgia 2 $ 380,000 $ 190,000 $ 51,000
McIntosh County Georgia 2 $ 320,000 $ 160,000 $ 31,000
DuPage County Illinois 2 $ 430,000 $ 215,000 $ 38,000
Kane County Illinois 2 $ 630,000 $ 315,000 $ 0
Lake County Indiana 2 $ 490,000 $ 245,000 $ 75,000
Randolph County Indiana 2 $ 490,000 $ 245,000 $ 23,000
White County Indiana 2 $ 120,000 $ 60,000 $ 0
Marshall County Kansas 2 $ 250,000 $ 125,000 $ 0
Monroe County Kentucky 2 $ 410,000 $ 205,000 $ 20,000
Avoyelles County Louisiana 2 $ 130,000 $ 65,000 $ 47,000
De Soto County Louisiana 2 $ 350,000 $ 175,000 $ 60,000
Dorchester County Maryland 2 $ 420,000 $ 210,000 $ 53,000
Frederick County Maryland 2 $ 340,000 $ 170,000 $ 0
Plymouth County Massachusetts 2 $ 710,000 $ 355,000 $ 112,000
Suffolk County Massachusetts 2 $ 530,000 $ 265,000 $ 87,000
Oakland County Michigan 2 $ 370,000 $ 185,000 $ 65,000
Ottawa County Michigan 2 $ 310,000 $ 155,000 $ 28,000
Dakota County Minnesota 2 $ 450,000 $ 225,000 $ 81,000
Faribault County Minnesota 2 $ 280,000 $ 140,000 $ 14,000
DeSoto County Mississippi 2 $ 640,000 $ 320,000 $ 103,000
Forrest County Mississippi 2 $ 350,000 $ 175,000 $ 51,000
Lafayette County Mississippi 2 $ 500,000 $ 250,000 $ 66,000
Lamar County Mississippi 2 $ 390,000 $ 195,000 $ 58,000
Pike County Mississippi 2 $ 210,000 $ 105,000 $ 16,000
Sunflower County Mississippi 2 $ 150,000 $ 75,000 $ 10,000
Yazoo County Mississippi 2 $ 210,000 $ 105,000 $ 19,000
Cheyenne County Nebraska 2 $ 170,000 $ 85,000 $ 65,000
Bernalillo County New Mexico 2 $ 290,000 $ 145,000 $ 34,000
Colfax County New Mexico 2 $ 510,000 $ 255,000 $ 362,000
Lincoln County New Mexico 2 $ 370,000 $ 185,000 $ 0
Alamance County North Carolina 2 $ 290,000 $ 145,000 $ 47,000
Beaufort County North Carolina 2 $ 250,000 $ 125,000 $ 63,000
Craven County North Carolina 2 $ 180,000 $ 90,000 $ 58,000
Cumberland County North Carolina 2 $ 250,000 $ 125,000 $ 70,000
Davidson County North Carolina 2 $ 440,000 $ 220,000 $ 84,000
Guilford County North Carolina 2 $ 260,000 $ 130,000 $ 70,000
Harnett County North Carolina 2 $ 460,000 $ 230,000 $ 32,000
Hoke County North Carolina 2 $ 240,000 $ 120,000 $ 13,000
Swain County North Carolina 2 $ 390,000 $ 195,000 $ 129,000
Wilson County North Carolina 2 $ 370,000 $ 185,000 $ 62,000
Franklin County Ohio 2 $ 410,000 $ 205,000 $ 0
Multnomah County Oregon 2 $ 890,000 $ 445,000 $ 129,000
Washington County Oregon 2 $ 700,000 $ 350,000 $ 41,000
Allegheny County Pennsylvania 2 $ 430,000 $ 215,000 $ 63,000
Berks County Pennsylvania 2 $ 460,000 $ 230,000 $ 24,000
Franklin County Pennsylvania 2 $ 440,000 $ 220,000 $ 142,000
Lackawanna County Pennsylvania 2 $ 450,000 $ 225,000 $ 312,000
Greenville County South Carolina 2 $ 400,000 $ 200,000 $ 75,000
Richland County South Carolina 2 $ 200,000 $ 100,000 $ 43,000
DeKalb County Tennessee 2 $ 100,000 $ 50,000 $ 33,000
Dickson County Tennessee 2 $ 620,000 $ 310,000 $ 90,000
Fayette County Tennessee 2 $ 420,000 $ 210,000 $ 75,000
Hamblen County Tennessee 2 $ 220,000 $ 110,000 $ 31,000
Sevier County Tennessee 2 $ 400,000 $ 200,000 $ 49,000
Smith County Tennessee 2 $ 170,000 $ 85,000 $ 41,000
Blanco County Texas 2 $ 670,000 $ 335,000 $ 25,000
Brazoria County Texas 2 $ 460,000 $ 230,000 $ 57,000
Coryell County Texas 2 $ 370,000 $ 185,000 $ 77,000
Freestone County Texas 2 $ 240,000 $ 120,000 $ 54,000
Grayson County Texas 2 $ 490,000 $ 245,000 $ 52,000
Kendall County Texas 2 $ 520,000 $ 260,000 $ 141,000
Kerr County Texas 2 $ 650,000 $ 325,000 $ 176,000
Llano County Texas 2 $ 940,000 $ 470,000 $ 125,000
Maverick County Texas 2 $ 670,000 $ 335,000 $ 38,000
Smith County Texas 2 $ 630,000 $ 315,000 $ 71,000
Upshur County Texas 2 $ 350,000 $ 175,000 $ 57,000
Van Zandt County Texas 2 $ 510,000 $ 255,000 $ 22,000
Walker County Texas 2 $ 380,000 $ 190,000 $ 52,000
Webb County Texas 2 $ 310,000 $ 155,000 $ 19,000
Wichita County Texas 2 $ 420,000 $ 210,000 $ 22,000
Wood County Texas 2 $ 460,000 $ 230,000 $ 71,000
Chesapeake County Virginia 2 $ 800,000 $ 400,000 $ 141,000
Westmoreland County Virginia 2 $ 410,000 $ 205,000 $ 0
Benton County Washington 2 $ 660,000 $ 330,000 $ 125,000
Clark County Washington 2 $ 530,000 $ 265,000 $ 92,000
Lewis County Washington 2 $ 570,000 $ 285,000 $ 166,000
Logan County West Virginia 2 $ 210,000 $ 105,000 $ 7,000
Baldwin County Alabama 1 $ 335,000 $ 335,000 $ 147,000
Cleburne County Alabama 1 $ 185,000 $ 185,000 $ 0
Covington County Alabama 1 $ 135,000 $ 135,000 $ 43,000
Cullman County Alabama 1 $ 135,000 $ 135,000 $ 51,000
Franklin County Alabama 1 $ 105,000 $ 105,000 $ 88,000
Hale County Alabama 1 $ 145,000 $ 145,000 $ 56,000
Jackson County Alabama 1 $ 115,000 $ 115,000 $ 33,000
Jefferson County Alabama 1 $ 155,000 $ 155,000 $ 60,000
Pike County Alabama 1 $ 75,000 $ 75,000 $ 39,000
Russell County Alabama 1 $ 545,000 $ 545,000 $ 74,000
Tuscaloosa County Alabama 1 $ 155,000 $ 155,000 $ 31,000
Walker County Alabama 1 $ 75,000 $ 75,000 $ 0
Cochise County Arizona 1 $ 45,000 $ 45,000 $ 0
Faulkner County Arkansas 1 $ 315,000 $ 315,000 $ 111,000
Izard County Arkansas 1 $ 155,000 $ 155,000 $ 55,000
Searcy County Arkansas 1 $ 45,000 $ 45,000 $ 17,000
White County Arkansas 1 $ 185,000 $ 185,000 $ 65,000
Butte County California 1 $ 475,000 $ 475,000 $ 92,000
Marin County California 1 $ 225,000 $ 225,000 $ 61,000
San Francisco County California 1 $ 825,000 $ 825,000 $ 215,000
San Mateo County California 1 $ 555,000 $ 555,000 $ 168,000
Santa Barbara County California 1 $ 395,000 $ 395,000 $ 80,000
Sutter County California 1 $ 365,000 $ 365,000 $ 78,000
Huerfano County Colorado 1 $ 185,000 $ 185,000 $ 23,000
Jefferson County Colorado 1 $ 215,000 $ 215,000 $ 62,000
La Plata County Colorado 1 $ 265,000 $ 265,000 $ 0
New Haven County Connecticut 1 $ 175,000 $ 175,000 $ 34,000
New London County Connecticut 1 $ 275,000 $ 275,000 $ 73,000
Kent County Delaware 1 $ 105,000 $ 105,000 $ 20,000
New Castle County Delaware 1 $ 245,000 $ 245,000 $ 72,000
District of Columbia County District Of Columbia 1 $ 375,000 $ 375,000 $ 149,000
Alachua County Florida 1 $ 265,000 $ 265,000 $ 68,000
Citrus County Florida 1 $ 145,000 $ 145,000 $ 65,000
Hardee County Florida 1 $ 165,000 $ 165,000 $ 44,000
Hernando County Florida 1 $ 145,000 $ 145,000 $ 25,000
Lake County Florida 1 $ 265,000 $ 265,000 $ 86,000
Leon County Florida 1 $ 125,000 $ 125,000 $ 71,000
Manatee County Florida 1 $ 305,000 $ 305,000 $ 125,000
Wakulla County Florida 1 $ 185,000 $ 185,000 $ 37,000
Walton County Florida 1 $ 415,000 $ 415,000 $ 108,000
Camden County Georgia 1 $ 355,000 $ 355,000 $ 148,000
Carroll County Georgia 1 $ 125,000 $ 125,000 $ 0
Chatham County Georgia 1 $ 215,000 $ 215,000 $ 46,000
Dawson County Georgia 1 $ 945,000 $ 945,000 $ 0
DeKalb County Georgia 1 $ 145,000 $ 145,000 $ 43,000
Effingham County Georgia 1 $ 215,000 $ 215,000 $ 81,000
Elbert County Georgia 1 $ 165,000 $ 165,000 $ 50,000
Fayette County Georgia 1 $ 225,000 $ 225,000 $ 69,000
Gwinnett County Georgia 1 $ 265,000 $ 265,000 $ 50,000
Hall County Georgia 1 $ 755,000 $ 755,000 $ 500,000
Harris County Georgia 1 $ 485,000 $ 485,000 $ 244,000
Henry County Georgia 1 $ 205,000 $ 205,000 $ 76,000
Jackson County Georgia 1 $ 245,000 $ 245,000 $ 345,000
Paulding County Georgia 1 $ 165,000 $ 165,000 $ 38,000
Richmond County Georgia 1 $ 175,000 $ 175,000 $ 32,000
Seminole County Georgia 1 $ 165,000 $ 165,000 $ 0
Tattnall County Georgia 1 $ 85,000 $ 85,000 $ 81,000
Towns County Georgia 1 $ 165,000 $ 165,000 $ 88,000
Walton County Georgia 1 $ 235,000 $ 235,000 $ 125,000
Hawaii County Hawaii 1 $ 245,000 $ 245,000 $ 54,000
Bear Lake County Idaho 1 $ 545,000 $ 545,000 $ 0
Bonneville County Idaho 1 $ 275,000 $ 275,000 $ 0
Canyon County Idaho 1 $ 335,000 $ 335,000 $ 0
Kootenai County Idaho 1 $ 345,000 $ 345,000 $ 97,000
Cass County Illinois 1 $ 75,000 $ 75,000 $ 28,000
Coles County Illinois 1 $ 65,000 $ 65,000 $ 37,000
Cook County Illinois 1 $ 175,000 $ 175,000 $ 0
Douglas County Illinois 1 $ 75,000 $ 75,000 $ 31,000
Kankakee County Illinois 1 $ 55,000 $ 55,000 $ 31,000
Lake County Illinois 1 $ 245,000 $ 245,000 $ 144,000
Macon County Illinois 1 $ 225,000 $ 225,000 $ 138,000
Madison County Illinois 1 $ 125,000 $ 125,000 $ 0
McHenry County Illinois 1 $ 225,000 $ 225,000 $ 93,000
St. Clair County Illinois 1 $ 155,000 $ 155,000 $ 56,000
Crawford County Indiana 1 $ 175,000 $ 175,000 $ 80,000
Dubois County Indiana 1 $ 115,000 $ 115,000 $ 0
Floyd County Indiana 1 $ 185,000 $ 185,000 $ 79,000
Montgomery County Indiana 1 $ 145,000 $ 145,000 $ 32,000
Wayne County Indiana 1 $ 145,000 $ 145,000 $ 0
Dubuque County Iowa 1 $ 205,000 $ 205,000 $ 52,000
Pottawattamie County Iowa 1 $ 55,000 $ 55,000 $ 0
Tama County Iowa 1 $ 105,000 $ 105,000 $ 27,000
Atchison County Kansas 1 $ 85,000 $ 85,000 $ 0
Douglas County Kansas 1 $ 255,000 $ 255,000 $ 76,000
Ellis County Kansas 1 $ 145,000 $ 145,000 $ 33,000
Jefferson County Kansas 1 $ 195,000 $ 195,000 $ 0
Johnson County Kansas 1 $ 605,000 $ 605,000 $ 105,000
Miami County Kansas 1 $ 255,000 $ 255,000 $ 91,000
Thomas County Kansas 1 $ 175,000 $ 175,000 $ 0
Woodson County Kansas 1 $ 75,000 $ 75,000 $ 104,000
Boone County Kentucky 1 $ 205,000 $ 205,000 $ 39,000
Bracken County Kentucky 1 $ 115,000 $ 115,000 $ 38,000
Calloway County Kentucky 1 $ 255,000 $ 255,000 $ 136,000
Hardin County Kentucky 1 $ 165,000 $ 165,000 $ 48,000
Hopkins County Kentucky 1 $ 205,000 $ 205,000 $ 0
Logan County Kentucky 1 $ 155,000 $ 155,000 $ 93,000
Mason County Kentucky 1 $ 155,000 $ 155,000 $ 0
Muhlenberg County Kentucky 1 $ 185,000 $ 185,000 $ 83,000
Simpson County Kentucky 1 $ 175,000 $ 175,000 $ 34,000
Warren County Kentucky 1 $ 175,000 $ 175,000 $ 38,000
Calcasieu County Louisiana 1 $ 155,000 $ 155,000 $ 104,000
East Baton Rouge County Louisiana 1 $ 125,000 $ 125,000 $ 36,000
Evangeline County Louisiana 1 $ 125,000 $ 125,000 $ 33,000
La Salle County Louisiana 1 $ 85,000 $ 85,000 $ 50,000
Pointe Coupee County Louisiana 1 $ 125,000 $ 125,000 $ 118,000
St. Charles County Louisiana 1 $ 365,000 $ 365,000 $ 118,000
St. James County Louisiana 1 $ 135,000 $ 135,000 $ 0
St. Tammany County Louisiana 1 $ 185,000 $ 185,000 $ 131,000
Tangipahoa County Louisiana 1 $ 405,000 $ 405,000 $ 0
Union County Louisiana 1 $ 205,000 $ 205,000 $ 94,000
Cumberland County Maine 1 $ 105,000 $ 105,000 $ 0
York County Maine 1 $ 155,000 $ 155,000 $ 0
Allegany County Maryland 1 $ 135,000 $ 135,000 $ 0
Garrett County Maryland 1 $ 415,000 $ 415,000 $ 197,000
Montgomery County Maryland 1 $ 415,000 $ 415,000 $ 90,000
Prince George's County Maryland 1 $ 265,000 $ 265,000 $ 93,000
Barnstable County Massachusetts 1 $ 215,000 $ 215,000 $ 56,000
Essex County Massachusetts 1 $ 535,000 $ 535,000 $ 317,000
Cheboygan County Michigan 1 $ 85,000 $ 85,000 $ 28,000
Eaton County Michigan 1 $ 185,000 $ 185,000 $ 0
Genesee County Michigan 1 $ 165,000 $ 165,000 $ 64,000
Lenawee County Michigan 1 $ 155,000 $ 155,000 $ 247,000
Roscommon County Michigan 1 $ 115,000 $ 115,000 $ 25,000
Shiawassee County Michigan 1 $ 235,000 $ 235,000 $ 64,000
Washtenaw County Michigan 1 $ 275,000 $ 275,000 $ 84,000
Crow Wing County Minnesota 1 $ 185,000 $ 185,000 $ 107,000
Houston County Minnesota 1 $ 255,000 $ 255,000 $ 109,000
Renville County Minnesota 1 $ 145,000 $ 145,000 $ 46,000
St. Louis County Minnesota 1 $ 145,000 $ 145,000 $ 72,000
Covington County Mississippi 1 $ 125,000 $ 125,000 $ 0
George County Mississippi 1 $ 205,000 $ 205,000 $ 152,000
Jones County Mississippi 1 $ 155,000 $ 155,000 $ 34,000
Lauderdale County Mississippi 1 $ 215,000 $ 215,000 $ 90,000
Lawrence County Mississippi 1 $ 155,000 $ 155,000 $ 84,000
Lee County Mississippi 1 $ 135,000 $ 135,000 $ 62,000
Lincoln County Mississippi 1 $ 155,000 $ 155,000 $ 41,000
Monroe County Mississippi 1 $ 85,000 $ 85,000 $ 52,000
Pearl River County Mississippi 1 $ 115,000 $ 115,000 $ 52,000
Rankin County Mississippi 1 $ 195,000 $ 195,000 $ 0
Tippah County Mississippi 1 $ 135,000 $ 135,000 $ 37,000
Tishomingo County Mississippi 1 $ 105,000 $ 105,000 $ 29,000
Walthall County Mississippi 1 $ 145,000 $ 145,000 $ 58,000
Washington County Mississippi 1 $ 165,000 $ 165,000 $ 46,000
Yalobusha County Mississippi 1 $ 105,000 $ 105,000 $ 37,000
Adair County Missouri 1 $ 205,000 $ 205,000 $ 43,000
Cass County Missouri 1 $ 255,000 $ 255,000 $ 84,000
Clay County Missouri 1 $ 145,000 $ 145,000 $ 0
Franklin County Missouri 1 $ 115,000 $ 115,000 $ 39,000
Grundy County Missouri 1 $ 145,000 $ 145,000 $ 47,000
Pemiscot County Missouri 1 $ 85,000 $ 85,000 $ 0
Missoula County Montana 1 $ 545,000 $ 545,000 $ 173,000
Musselshell County Montana 1 $ 105,000 $ 105,000 $ 43,000
Yellowstone County Montana 1 $ 535,000 $ 535,000 $ 293,000
Butler County Nebraska 1 $ 215,000 $ 215,000 $ 0
Lancaster County Nebraska 1 $ 155,000 $ 155,000 $ 133,000
Red Willow County Nebraska 1 $ 105,000 $ 105,000 $ 68,000
Washoe County Nevada 1 $ 545,000 $ 545,000 $ 111,000
Rockingham County New Hampshire 1 $ 575,000 $ 575,000 $ 192,000
Warren County New Jersey 1 $ 245,000 $ 245,000 $ 90,000
Eddy County New Mexico 1 $ 125,000 $ 125,000 $ 121,000
Alexander County North Carolina 1 $ 255,000 $ 255,000 $ 132,000
Alleghany County North Carolina 1 $ 265,000 $ 265,000 $ 131,000
Anson County North Carolina 1 $ 145,000 $ 145,000 $ 0
Buncombe County North Carolina 1 $ 155,000 $ 155,000 $ 31,000
Carteret County North Carolina 1 $ 315,000 $ 315,000 $ 193,000
Clay County North Carolina 1 $ 515,000 $ 515,000 $ 70,000
Cleveland County North Carolina 1 $ 195,000 $ 195,000 $ 0
Duplin County North Carolina 1 $ 195,000 $ 195,000 $ 38,000
Edgecombe County North Carolina 1 $ 155,000 $ 155,000 $ 145,000
Franklin County North Carolina 1 $ 175,000 $ 175,000 $ 74,000
Gates County North Carolina 1 $ 225,000 $ 225,000 $ 60,000
Granville County North Carolina 1 $ 195,000 $ 195,000 $ 46,000
Halifax County North Carolina 1 $ 135,000 $ 135,000 $ 57,000
Henderson County North Carolina 1 $ 205,000 $ 205,000 $ 0
Iredell County North Carolina 1 $ 165,000 $ 165,000 $ 55,000
Lee County North Carolina 1 $ 185,000 $ 185,000 $ 0
Lenoir County North Carolina 1 $ 75,000 $ 75,000 $ 42,000
Lincoln County North Carolina 1 $ 165,000 $ 165,000 $ 35,000
Macon County North Carolina 1 $ 235,000 $ 235,000 $ 45,000
Pasquotank County North Carolina 1 $ 125,000 $ 125,000 $ 0
Pitt County North Carolina 1 $ 85,000 $ 85,000 $ 0
Polk County North Carolina 1 $ 325,000 $ 325,000 $ 112,000
Rowan County North Carolina 1 $ 145,000 $ 145,000 $ 46,000
Scotland County North Carolina 1 $ 115,000 $ 115,000 $ 32,000
Stanly County North Carolina 1 $ 365,000 $ 365,000 $ 80,000
Vance County North Carolina 1 $ 255,000 $ 255,000 $ 108,000
Crawford County Ohio 1 $ 95,000 $ 95,000 $ 38,000
Defiance County Ohio 1 $ 205,000 $ 205,000 $ 68,000
Fairfield County Ohio 1 $ 235,000 $ 235,000 $ 122,000
Fulton County Ohio 1 $ 165,000 $ 165,000 $ 0
Geauga County Ohio 1 $ 255,000 $ 255,000 $ 65,000
Greene County Ohio 1 $ 155,000 $ 155,000 $ 78,000
Highland County Ohio 1 $ 135,000 $ 135,000 $ 44,000
Jackson County Ohio 1 $ 175,000 $ 175,000 $ 0
Summit County Ohio 1 $ 95,000 $ 95,000 $ 31,000
Williams County Ohio 1 $ 265,000 $ 265,000 $ 0
Logan County Oklahoma 1 $ 225,000 $ 225,000 $ 93,000
Osage County Oklahoma 1 $ 75,000 $ 75,000 $ 68,000
Tillman County Oklahoma 1 $ 55,000 $ 55,000 $ 24,000
Clackamas County Oregon 1 $ 265,000 $ 265,000 $ 74,000
Columbia County Oregon 1 $ 245,000 $ 245,000 $ 74,000
Coos County Oregon 1 $ 405,000 $ 405,000 $ 96,000
Douglas County Oregon 1 $ 185,000 $ 185,000 $ 47,000
Wallowa County Oregon 1 $ 535,000 $ 535,000 $ 100,000
Yamhill County Oregon 1 $ 125,000 $ 125,000 $ 52,000
Bradford County Pennsylvania 1 $ 165,000 $ 165,000 $ 26,000
Carbon County Pennsylvania 1 $ 305,000 $ 305,000 $ 0
Cumberland County Pennsylvania 1 $ 205,000 $ 205,000 $ 62,000
Delaware County Pennsylvania 1 $ 195,000 $ 195,000 $ 138,000
Indiana County Pennsylvania 1 $ 135,000 $ 135,000 $ 35,000
Lycoming County Pennsylvania 1 $ 95,000 $ 95,000 $ 69,000
Mifflin County Pennsylvania 1 $ 135,000 $ 135,000 $ 37,000
Montgomery County Pennsylvania 1 $ 95,000 $ 95,000 $ 30,000
Perry County Pennsylvania 1 $ 295,000 $ 295,000 $ 111,000
Susquehanna County Pennsylvania 1 $ 95,000 $ 95,000 $ 100,000
Tioga County Pennsylvania 1 $ 185,000 $ 185,000 $ 63,000
Kent County Rhode Island 1 $ 145,000 $ 145,000 $ 47,000
Providence County Rhode Island 1 $ 355,000 $ 355,000 $ 97,000
Anderson County South Carolina 1 $ 125,000 $ 125,000 $ 28,000
Berkeley County South Carolina 1 $ 125,000 $ 125,000 $ 24,000
Chesterfield County South Carolina 1 $ 315,000 $ 315,000 $ 0
Edgefield County South Carolina 1 $ 185,000 $ 185,000 $ 54,000
Georgetown County South Carolina 1 $ 125,000 $ 125,000 $ 41,000
Kershaw County South Carolina 1 $ 195,000 $ 195,000 $ 49,000
Lexington County South Carolina 1 $ 135,000 $ 135,000 $ 48,000
Marion County South Carolina 1 $ 115,000 $ 115,000 $ 0
McCormick County South Carolina 1 $ 175,000 $ 175,000 $ 0
Newberry County South Carolina 1 $ 125,000 $ 125,000 $ 56,000
Williamsburg County South Carolina 1 $ 135,000 $ 135,000 $ 0
Custer County South Dakota 1 $ 505,000 $ 505,000 $ 130,000
Fall River County South Dakota 1 $ 195,000 $ 195,000 $ 115,000
Pennington County South Dakota 1 $ 285,000 $ 285,000 $ 105,000
Franklin County Tennessee 1 $ 235,000 $ 235,000 $ 165,000
Gibson County Tennessee 1 $ 315,000 $ 315,000 $ 65,000
Greene County Tennessee 1 $ 65,000 $ 65,000 $ 21,000
Hardeman County Tennessee 1 $ 315,000 $ 315,000 $ 68,000
Houston County Tennessee 1 $ 125,000 $ 125,000 $ 0
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Mortgage Loan Application Detail Totals for Austin Capital Bank Ssb in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,762 $465,930,000 $264,000 $1,645,000 $83,000 $1,057,000
Refinancing 587 $153,125,000 $260,000 $1,235,000 $88,000 $2,706,000
Cash-out Refinancing 506 $140,130,000 $276,000 $1,005,000 $101,000 $4,011,000
Other Purpose 2 $510,000 $255,000 $295,000 $98,000 $98,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,613 $434,415,000 $269,000 $1,235,000 $87,000 $1,049,000
Hispanic 507 $126,215,000 $248,000 $795,000 $75,000 $989,000
Not Provided 331 $93,475,000 $282,000 $1,645,000 $110,000 $4,011,000
Black or African American 256 $58,350,000 $227,000 $715,000 $70,000 $293,000
Asian 129 $41,055,000 $318,000 $935,000 $110,000 $419,000
American Indian or Alaskan Native 12 $2,510,000 $209,000 $365,000 $120,000 $430,000
Native Hawaiian or Other Pacific Islander 5 $1,815,000 $363,000 $705,000 $88,000 $176,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,963 $541,935,000 $276,000 $1,645,000 $100,000 $4,011,000
FHA-insured (Federal Housing Administration) 540 $124,660,000 $230,000 $585,000 $59,000 $307,000
VA-guaranteed (Veterans Administration) 212 $69,450,000 $327,000 $1,235,000 $71,000 $368,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 142 $23,650,000 $166,000 $445,000 $41,000 $106,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,786 $481,970,000 $269,000 $1,235,000 $86,000 $500,000
Application Withdrawn By Applicant 812 $213,350,000 $262,000 $1,645,000 $93,000 $4,011,000
Application Denied By Financial Institution 184 $42,070,000 $228,000 $635,000 $70,000 $989,000
File Closed For Incompleteness 66 $20,290,000 $307,000 $615,000 $95,000 $445,000
Application Approved But Not Accepted 5 $1,185,000 $237,000 $545,000 $70,000 $201,000
Loan Purchased By The Institution 2 $510,000 $255,000 $295,000 $98,000 $98,000
Preapproval Denied by Financial Institution 2 $320,000 $160,000 $315,000 $61,000 $97,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,671 $717,305,000 $268,000 $1,645,000 $88,000 $4,011,000
Debt-To-Income Ratio 65 $14,945,000 $229,000 $525,000 $49,000 $150,000
Other 41 $10,095,000 $246,000 $545,000 $72,000 $428,000
Credit History 37 $8,845,000 $239,000 $635,000 $75,000 $540,000
Collateral 27 $5,415,000 $200,000 $605,000 $125,000 $989,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,455,000 $207,000 $325,000 $25,000 $55,000
Unverifiable Information 5 $1,325,000 $265,000 $345,000 $72,000 $133,000
Employment History 4 $310,000 $77,000 $155,000 $50,000 $72,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Austin Capital Bank Ssb's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Austin Capital Bank Ssb's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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