Liberty Savings Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Liberty Savings Bank, Fsb 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Savings Bank, Fsb 2251 Rombach Ave. Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,888 |
| Total Mortgage Loan Application Amount | $1,343,873,000 |
| Average Mortgage Loan Application Amount | $176,084 |
| Highest Mortgage Loan Application Amount | $2,600,000 |
| Average Applicant Income | $69,478 |
| Highest Applicant Income | $1,154,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Liberty Savings Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Liberty Savings Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, Fsb's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Ohio | 1,280 | $ 131,149,000 | $ 102,000 | $ 54,000 |
| Oakland County Michigan | 496 | $ 94,787,000 | $ 191,000 | $ 88,000 |
| Allen County Ohio | 486 | $ 43,263,000 | $ 89,000 | $ 78,000 |
| Hamilton County Ohio | 455 | $ 74,966,000 | $ 164,000 | $ 91,000 |
| Sarasota County Florida | 454 | $ 60,344,000 | $ 132,000 | $ 54,000 |
| St. Louis County Missouri | 430 | $ 65,519,000 | $ 152,000 | $ 81,000 |
| Stark County Ohio | 356 | $ 36,232,000 | $ 101,000 | $ 50,000 |
| Greene County Ohio | 350 | $ 44,708,000 | $ 127,000 | $ 64,000 |
| Clinton County Ohio | 344 | $ 35,414,000 | $ 102,000 | $ 52,000 |
| Warren County Ohio | 327 | $ 49,027,000 | $ 149,000 | $ 70,000 |
| Butler County Ohio | 240 | $ 34,566,000 | $ 144,000 | $ 73,000 |
| Franklin County Ohio | 230 | $ 31,023,000 | $ 134,000 | $ 67,000 |
| Beaufort County South Carolina | 185 | $ 33,313,000 | $ 180,000 | $ 88,000 |
| Manatee County Florida | 184 | $ 23,304,000 | $ 126,000 | $ 54,000 |
| St. Charles County Missouri | 178 | $ 25,573,000 | $ 143,000 | $ 87,000 |
| Wayne County Michigan | 175 | $ 28,451,000 | $ 162,000 | $ 75,000 |
| Boone County Kentucky | 150 | $ 20,921,000 | $ 139,000 | $ 81,000 |
| Clermont County Ohio | 149 | $ 23,492,000 | $ 157,000 | $ 81,000 |
| Macomb County Michigan | 144 | $ 22,600,000 | $ 156,000 | $ 72,000 |
| Highland County Ohio | 140 | $ 12,164,000 | $ 86,000 | $ 55,000 |
| Summit County Ohio | 127 | $ 15,821,000 | $ 124,000 | $ 62,000 |
| Grand County Colorado | 117 | $ 25,009,000 | $ 213,000 | $ 92,000 |
| Denver County Colorado | 106 | $ 22,139,000 | $ 208,000 | $ 85,000 |
| Clark County Ohio | 97 | $ 8,944,000 | $ 92,000 | $ 44,000 |
| Jefferson County Colorado | 95 | $ 16,039,000 | $ 168,000 | $ 95,000 |
| Mahoning County Ohio | 95 | $ 8,201,000 | $ 86,000 | $ 52,000 |
| Cuyahoga County Ohio | 89 | $ 14,689,000 | $ 165,000 | $ 106,000 |
| Arapahoe County Colorado | 79 | $ 13,376,000 | $ 169,000 | $ 72,000 |
| Miami County Ohio | 77 | $ 8,899,000 | $ 115,000 | $ 58,000 |
| Erie County Ohio | 70 | $ 9,390,000 | $ 134,000 | $ 74,000 |
| Kenton County Kentucky | 58 | $ 8,354,000 | $ 144,000 | $ 83,000 |
| Livingston County Michigan | 57 | $ 12,792,000 | $ 224,000 | $ 94,000 |
| Auglaize County Ohio | 57 | $ 5,398,000 | $ 94,000 | $ 75,000 |
| Boulder County Colorado | 56 | $ 10,447,000 | $ 186,000 | $ 92,000 |
| Adams County Colorado | 53 | $ 7,620,000 | $ 143,000 | $ 57,000 |
| Delaware County Ohio | 52 | $ 10,351,000 | $ 199,000 | $ 101,000 |
| Washtenaw County Michigan | 50 | $ 10,397,000 | $ 207,000 | $ 114,000 |
| Douglas County Colorado | 46 | $ 9,188,000 | $ 199,000 | $ 101,000 |
| Lorain County Ohio | 46 | $ 5,979,000 | $ 129,000 | $ 70,000 |
| Jefferson County Missouri | 43 | $ 5,303,000 | $ 123,000 | $ 88,000 |
| Lucas County Ohio | 43 | $ 6,689,000 | $ 155,000 | $ 90,000 |
| Trumbull County Ohio | 40 | $ 4,002,000 | $ 100,000 | $ 86,000 |
| Champaign County Ohio | 36 | $ 3,683,000 | $ 102,000 | $ 46,000 |
| Hardin County Ohio | 34 | $ 2,862,000 | $ 84,000 | $ 63,000 |
| Darke County Ohio | 31 | $ 3,072,000 | $ 99,000 | $ 60,000 |
| Fairfield County Ohio | 30 | $ 4,525,000 | $ 150,000 | $ 74,000 |
| Shelby County Tennessee | 30 | $ 5,015,000 | $ 167,000 | $ 108,000 |
| Columbiana County Ohio | 29 | $ 2,457,000 | $ 84,000 | $ 44,000 |
| Logan County Ohio | 29 | $ 2,893,000 | $ 99,000 | $ 72,000 |
| Preble County Ohio | 29 | $ 3,198,000 | $ 110,000 | $ 54,000 |
| Richland County Ohio | 27 | $ 2,833,000 | $ 104,000 | $ 55,000 |
| Portage County Ohio | 26 | $ 3,661,000 | $ 140,000 | $ 60,000 |
| Campbell County Kentucky | 24 | $ 3,081,000 | $ 128,000 | $ 76,000 |
| Huron County Ohio | 24 | $ 2,640,000 | $ 110,000 | $ 46,000 |
| St. Louis City County Missouri | 22 | $ 2,619,000 | $ 119,000 | $ 77,000 |
| Medina County Ohio | 22 | $ 3,881,000 | $ 176,000 | $ 85,000 |
| Tuscarawas County Ohio | 22 | $ 1,995,000 | $ 90,000 | $ 42,000 |
| Larimer County Colorado | 21 | $ 2,759,000 | $ 131,000 | $ 126,000 |
| Laurel County Kentucky | 21 | $ 1,677,000 | $ 79,000 | $ 43,000 |
| Carroll County Ohio | 21 | $ 2,044,000 | $ 97,000 | $ 48,000 |
| Union County Ohio | 21 | $ 2,434,000 | $ 115,000 | $ 90,000 |
| Wayne County Ohio | 19 | $ 2,149,000 | $ 113,000 | $ 58,000 |
| Weld County Colorado | 18 | $ 2,811,000 | $ 156,000 | $ 71,000 |
| Madison County Illinois | 18 | $ 2,900,000 | $ 161,000 | $ 92,000 |
| Johnson County Kansas | 18 | $ 3,399,000 | $ 188,000 | $ 108,000 |
| Ross County Ohio | 17 | $ 1,692,000 | $ 99,000 | $ 57,000 |
| Charlotte County Florida | 16 | $ 1,832,000 | $ 114,000 | $ 53,000 |
| Genesee County Michigan | 16 | $ 2,456,000 | $ 153,000 | $ 60,000 |
| Monroe County Michigan | 16 | $ 2,556,000 | $ 159,000 | $ 111,000 |
| Brown County Ohio | 16 | $ 1,631,000 | $ 101,000 | $ 34,000 |
| Geauga County Ohio | 16 | $ 3,001,000 | $ 187,000 | $ 104,000 |
| Licking County Ohio | 16 | $ 1,784,000 | $ 111,000 | $ 61,000 |
| Lake County Ohio | 15 | $ 2,313,000 | $ 154,000 | $ 71,000 |
| Putnam County Ohio | 15 | $ 1,520,000 | $ 101,000 | $ 69,000 |
| Fayette County Ohio | 14 | $ 1,170,000 | $ 83,000 | $ 49,000 |
| Cook County Illinois | 13 | $ 3,000,000 | $ 230,000 | $ 49,000 |
| Lapeer County Michigan | 13 | $ 1,623,000 | $ 124,000 | $ 52,000 |
| Franklin County Missouri | 13 | $ 2,095,000 | $ 161,000 | $ 91,000 |
| Ottawa County Ohio | 13 | $ 1,353,000 | $ 104,000 | $ 66,000 |
| Charleston County South Carolina | 13 | $ 1,556,000 | $ 119,000 | $ 56,000 |
| Los Angeles County California | 12 | $ 1,659,000 | $ 138,000 | $ 74,000 |
| Jackson County Kentucky | 12 | $ 1,086,000 | $ 90,000 | $ 50,000 |
| Jackson County Missouri | 12 | $ 1,614,000 | $ 134,000 | $ 77,000 |
| Erie County Pennsylvania | 12 | $ 1,507,000 | $ 125,000 | $ 61,000 |
| Adams County Ohio | 11 | $ 1,155,000 | $ 105,000 | $ 64,000 |
| Wood County Ohio | 11 | $ 2,171,000 | $ 197,000 | $ 99,000 |
| Maricopa County Arizona | 10 | $ 1,428,000 | $ 142,000 | $ 104,000 |
| El Paso County Colorado | 10 | $ 1,730,000 | $ 173,000 | $ 67,000 |
| Lake County Illinois | 10 | $ 3,136,000 | $ 313,000 | $ 74,000 |
| Madison County Ohio | 10 | $ 1,025,000 | $ 102,000 | $ 46,000 |
| DuPage County Illinois | 9 | $ 2,329,000 | $ 258,000 | $ 87,000 |
| Mercer County Ohio | 9 | $ 873,000 | $ 97,000 | $ 73,000 |
| Shelby County Ohio | 9 | $ 1,121,000 | $ 124,000 | $ 64,000 |
| San Bernardino County California | 8 | $ 1,063,000 | $ 132,000 | $ 91,000 |
| Lee County Florida | 8 | $ 1,312,000 | $ 164,000 | $ 94,000 |
| Pinellas County Florida | 8 | $ 789,000 | $ 98,000 | $ 52,000 |
| Kane County Illinois | 8 | $ 2,201,000 | $ 275,000 | $ 73,000 |
| St. Clair County Illinois | 8 | $ 1,191,000 | $ 148,000 | $ 94,000 |
| Will County Illinois | 8 | $ 1,594,000 | $ 199,000 | $ 104,000 |
| Hancock County Ohio | 8 | $ 1,086,000 | $ 135,000 | $ 91,000 |
| Van Wert County Ohio | 8 | $ 687,000 | $ 85,000 | $ 63,000 |
| Dearborn County Indiana | 7 | $ 772,000 | $ 110,000 | $ 50,000 |
| Ingham County Michigan | 7 | $ 1,208,000 | $ 172,000 | $ 88,000 |
| Muskingum County Ohio | 7 | $ 481,000 | $ 68,000 | $ 88,000 |
| Solano County California | 6 | $ 1,251,000 | $ 208,000 | $ 113,000 |
| Elbert County Colorado | 6 | $ 1,169,000 | $ 194,000 | $ 65,000 |
| Grant County Kentucky | 6 | $ 733,000 | $ 122,000 | $ 72,000 |
| Warren County Missouri | 6 | $ 835,000 | $ 139,000 | $ 75,000 |
| Nassau County New York | 6 | $ 1,655,000 | $ 275,000 | $ 39,000 |
| Jasper County South Carolina | 6 | $ 425,000 | $ 70,000 | $ 59,000 |
| Lincoln County Missouri | 5 | $ 528,000 | $ 105,000 | $ 75,000 |
| Clark County Nevada | 5 | $ 1,376,000 | $ 275,000 | $ 62,000 |
| Queens County New York | 5 | $ 801,000 | $ 160,000 | $ 37,000 |
| Ashtabula County Ohio | 5 | $ 798,000 | $ 159,000 | $ 75,000 |
| Crawford County Ohio | 5 | $ 498,000 | $ 99,000 | $ 63,000 |
| Knox County Ohio | 5 | $ 484,000 | $ 96,000 | $ 48,000 |
| Morrow County Ohio | 5 | $ 493,000 | $ 98,000 | $ 51,000 |
| Pike County Ohio | 5 | $ 473,000 | $ 94,000 | $ 44,000 |
| Sandusky County Ohio | 5 | $ 464,000 | $ 92,000 | $ 71,000 |
| Dallas County Texas | 5 | $ 278,000 | $ 55,000 | $ 80,000 |
| Orange County California | 4 | $ 1,023,000 | $ 255,000 | $ 43,000 |
| Riverside County California | 4 | $ 717,000 | $ 179,000 | $ 65,000 |
| Clear Creek County Colorado | 4 | $ 893,000 | $ 223,000 | $ 60,000 |
| Hillsborough County Florida | 4 | $ 438,000 | $ 109,000 | $ 40,000 |
| Miami-Dade County Florida | 4 | $ 460,000 | $ 115,000 | $ 116,000 |
| Jersey County Illinois | 4 | $ 367,000 | $ 91,000 | $ 39,000 |
| Gallatin County Kentucky | 4 | $ 378,000 | $ 94,000 | $ 53,000 |
| Montgomery County Maryland | 4 | $ 817,000 | $ 204,000 | $ 46,000 |
| Grand Traverse County Michigan | 4 | $ 626,000 | $ 156,000 | $ 138,000 |
| Hillsdale County Michigan | 4 | $ 480,000 | $ 120,000 | $ 102,000 |
| Kent County Michigan | 4 | $ 625,000 | $ 156,000 | $ 103,000 |
| Jefferson County Ohio | 4 | $ 380,000 | $ 95,000 | $ 42,000 |
| Lawrence County Ohio | 4 | $ 562,000 | $ 140,000 | $ 83,000 |
| Seneca County Ohio | 4 | $ 418,000 | $ 104,000 | $ 45,000 |
| Brazos County Texas | 4 | $ 266,000 | $ 66,000 | $ 74,000 |
| Harris County Texas | 4 | $ 296,000 | $ 74,000 | $ 55,000 |
| Tarrant County Texas | 4 | $ 284,000 | $ 71,000 | $ 106,000 |
| Santa Clara County California | 3 | $ 458,000 | $ 152,000 | $ 85,000 |
| Ventura County California | 3 | $ 529,000 | $ 176,000 | $ 90,000 |
| Eagle County Colorado | 3 | $ 473,000 | $ 157,000 | $ 53,000 |
| Park County Colorado | 3 | $ 637,000 | $ 212,000 | $ 65,000 |
| Brevard County Florida | 3 | $ 334,000 | $ 111,000 | $ 56,000 |
| DeSoto County Florida | 3 | $ 127,000 | $ 42,000 | $ 56,000 |
| Marion County Indiana | 3 | $ 170,000 | $ 56,000 | $ 45,000 |
| Ripley County Indiana | 3 | $ 457,000 | $ 152,000 | $ 62,000 |
| Fayette County Kentucky | 3 | $ 294,000 | $ 98,000 | $ 36,000 |
| Charlevoix County Michigan | 3 | $ 653,000 | $ 217,000 | $ 275,000 |
| Emmet County Michigan | 3 | $ 517,000 | $ 172,000 | $ 240,000 |
| Lenawee County Michigan | 3 | $ 471,000 | $ 157,000 | $ 103,000 |
| St. Clair County Michigan | 3 | $ 479,000 | $ 159,000 | $ 99,000 |
| St. Joseph County Michigan | 3 | $ 423,000 | $ 141,000 | $ 275,000 |
| Washington County Minnesota | 3 | $ 737,000 | $ 245,000 | $ 81,000 |
| Camden County Missouri | 3 | $ 468,000 | $ 156,000 | $ 230,000 |
| Clay County Missouri | 3 | $ 297,000 | $ 99,000 | $ 88,000 |
| Ste. Genevieve County Missouri | 3 | $ 443,000 | $ 147,000 | $ 91,000 |
| Bergen County New Jersey | 3 | $ 588,000 | $ 196,000 | $ 100,000 |
| Essex County New Jersey | 3 | $ 303,000 | $ 101,000 | $ 82,000 |
| Suffolk County New York | 3 | $ 625,000 | $ 208,000 | $ 60,000 |
| Wake County North Carolina | 3 | $ 434,000 | $ 144,000 | $ 77,000 |
| Coshocton County Ohio | 3 | $ 243,000 | $ 81,000 | $ 55,000 |
| Fulton County Ohio | 3 | $ 293,000 | $ 97,000 | $ 140,000 |
| Guernsey County Ohio | 3 | $ 251,000 | $ 83,000 | $ 56,000 |
| Hocking County Ohio | 3 | $ 386,000 | $ 128,000 | $ 63,000 |
| Oklahoma County Oklahoma | 3 | $ 201,000 | $ 67,000 | $ 84,000 |
| Allegheny County Pennsylvania | 3 | $ 313,000 | $ 104,000 | $ 70,000 |
| Horry County South Carolina | 3 | $ 483,000 | $ 161,000 | $ 65,000 |
| Fayette County Tennessee | 3 | $ 561,000 | $ 187,000 | $ 108,000 |
| Sumner County Tennessee | 3 | $ 631,000 | $ 210,000 | $ 57,000 |
| Williamson County Tennessee | 3 | $ 674,000 | $ 224,000 | $ 59,000 |
| Denton County Texas | 3 | $ 593,000 | $ 197,000 | $ 64,000 |
| Anchorage County Alaska | 2 | $ 286,000 | $ 143,000 | $ 59,000 |
| Pima County Arizona | 2 | $ 200,000 | $ 100,000 | $ 20,000 |
| Alameda County California | 2 | $ 666,000 | $ 333,000 | $ 76,000 |
| Sacramento County California | 2 | $ 303,000 | $ 151,000 | $ 0 |
| Logan County Colorado | 2 | $ 56,000 | $ 28,000 | $ 31,000 |
| Mesa County Colorado | 2 | $ 197,000 | $ 98,000 | $ 43,000 |
| New Castle County Delaware | 2 | $ 134,000 | $ 67,000 | $ 97,000 |
| Broward County Florida | 2 | $ 267,000 | $ 133,000 | $ 66,000 |
| Clay County Florida | 2 | $ 228,000 | $ 114,000 | $ 72,000 |
| Collier County Florida | 2 | $ 483,000 | $ 241,000 | $ 274,000 |
| Duval County Florida | 2 | $ 544,000 | $ 272,000 | $ 12,000 |
| Orange County Florida | 2 | $ 228,000 | $ 114,000 | $ 75,000 |
| Pasco County Florida | 2 | $ 114,000 | $ 57,000 | $ 54,000 |
| McLean County Illinois | 2 | $ 441,000 | $ 220,000 | $ 51,000 |
| Monroe County Illinois | 2 | $ 350,000 | $ 175,000 | $ 62,000 |
| Sedgwick County Kansas | 2 | $ 113,000 | $ 56,000 | $ 97,000 |
| Jefferson County Kentucky | 2 | $ 289,000 | $ 144,000 | $ 70,000 |
| Johnson County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 42,000 |
| Pendleton County Kentucky | 2 | $ 281,000 | $ 140,000 | $ 60,000 |
| Whitley County Kentucky | 2 | $ 423,000 | $ 211,000 | $ 90,000 |
| Carroll County Maryland | 2 | $ 386,000 | $ 193,000 | $ 88,000 |
| Prince George's County Maryland | 2 | $ 244,000 | $ 122,000 | $ 68,000 |
| Middlesex County Massachusetts | 2 | $ 815,000 | $ 407,000 | $ 54,000 |
| Norfolk County Massachusetts | 2 | $ 698,000 | $ 349,000 | $ 0 |
| Bay County Michigan | 2 | $ 145,000 | $ 72,000 | $ 43,000 |
| Branch County Michigan | 2 | $ 531,000 | $ 265,000 | $ 125,000 |
| Cheboygan County Michigan | 2 | $ 385,000 | $ 192,000 | $ 42,000 |
| Gladwin County Michigan | 2 | $ 168,000 | $ 84,000 | $ 59,000 |
| Jackson County Michigan | 2 | $ 194,000 | $ 97,000 | $ 45,000 |
| Oscoda County Michigan | 2 | $ 293,000 | $ 146,000 | $ 77,000 |
| Van Buren County Michigan | 2 | $ 285,000 | $ 142,000 | $ 85,000 |
| Anoka County Minnesota | 2 | $ 613,000 | $ 306,000 | $ 33,000 |
| Hennepin County Minnesota | 2 | $ 547,000 | $ 273,000 | $ 0 |
| St. Louis County Minnesota | 2 | $ 253,000 | $ 126,000 | $ 106,000 |
| Miller County Missouri | 2 | $ 423,000 | $ 211,000 | $ 94,000 |
| Platte County Missouri | 2 | $ 212,000 | $ 106,000 | $ 79,000 |
| Taney County Missouri | 2 | $ 140,000 | $ 70,000 | $ 41,000 |
| Yellowstone County Montana | 2 | $ 862,000 | $ 431,000 | $ 0 |
| Washoe County Nevada | 2 | $ 239,000 | $ 119,000 | $ 43,000 |
| Middlesex County New Jersey | 2 | $ 229,000 | $ 114,000 | $ 74,000 |
| Monmouth County New Jersey | 2 | $ 195,000 | $ 97,000 | $ 122,000 |
| Morris County New Jersey | 2 | $ 193,000 | $ 96,000 | $ 124,000 |
| Putnam County New York | 2 | $ 553,000 | $ 276,000 | $ 18,000 |
| Ashland County Ohio | 2 | $ 205,000 | $ 102,000 | $ 88,000 |
| Athens County Ohio | 2 | $ 155,000 | $ 77,000 | $ 83,000 |
| Harrison County Ohio | 2 | $ 92,000 | $ 46,000 | $ 43,000 |
| Holmes County Ohio | 2 | $ 340,000 | $ 170,000 | $ 56,000 |
| Jackson County Ohio | 2 | $ 214,000 | $ 107,000 | $ 60,000 |
| Morgan County Ohio | 2 | $ 157,000 | $ 78,000 | $ 31,000 |
| Perry County Ohio | 2 | $ 198,000 | $ 99,000 | $ 49,000 |
| Scioto County Ohio | 2 | $ 190,000 | $ 95,000 | $ 81,000 |
| Washington County Ohio | 2 | $ 271,000 | $ 135,000 | $ 162,000 |
| Wyandot County Ohio | 2 | $ 318,000 | $ 159,000 | $ 54,000 |
| Lawrence County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 71,000 |
| Montgomery County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 87,000 |
| Westmoreland County Pennsylvania | 2 | $ 206,000 | $ 103,000 | $ 25,000 |
| Aiken County South Carolina | 2 | $ 239,000 | $ 119,000 | $ 69,000 |
| Berkeley County South Carolina | 2 | $ 298,000 | $ 149,000 | $ 63,000 |
| Tipton County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| Bexar County Texas | 2 | $ 256,000 | $ 128,000 | $ 60,000 |
| Travis County Texas | 2 | $ 84,000 | $ 42,000 | $ 36,000 |
| Utah County Utah | 2 | $ 256,000 | $ 128,000 | $ 121,000 |
| Fairfax County Virginia | 2 | $ 206,000 | $ 103,000 | $ 188,000 |
| King County Washington | 2 | $ 848,000 | $ 424,000 | $ 0 |
| Pierce County Washington | 2 | $ 190,000 | $ 95,000 | $ 66,000 |
| Fayette County West Virginia | 2 | $ 125,000 | $ 62,000 | $ 53,000 |
| Waukesha County Wisconsin | 2 | $ 546,000 | $ 273,000 | $ 90,000 |
| Baldwin County Alabama | 1 | $ 312,000 | $ 312,000 | $ 0 |
| DeKalb County Alabama | 1 | $ 80,000 | $ 80,000 | $ 64,000 |
| Jefferson County Alabama | 1 | $ 474,000 | $ 474,000 | $ 0 |
| Crittenden County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Drew County Arkansas | 1 | $ 136,000 | $ 136,000 | $ 71,000 |
| Faulkner County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 9,000 |
| Hot Spring County Arkansas | 1 | $ 138,000 | $ 138,000 | $ 129,000 |
| Contra Costa County California | 1 | $ 322,000 | $ 322,000 | $ 110,000 |
| Fresno County California | 1 | $ 57,000 | $ 57,000 | $ 37,000 |
| Kern County California | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Nevada County California | 1 | $ 101,000 | $ 101,000 | $ 0 |
| San Diego County California | 1 | $ 304,000 | $ 304,000 | $ 57,000 |
| San Mateo County California | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Sonoma County California | 1 | $ 196,000 | $ 196,000 | $ 200,000 |
| Stanislaus County California | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Archuleta County Colorado | 1 | $ 72,000 | $ 72,000 | $ 91,000 |
| Custer County Colorado | 1 | $ 179,000 | $ 179,000 | $ 82,000 |
| Montezuma County Colorado | 1 | $ 162,000 | $ 162,000 | $ 118,000 |
| Summit County Colorado | 1 | $ 221,000 | $ 221,000 | $ 147,000 |
| Fairfield County Connecticut | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 118,000 | $ 118,000 | $ 96,000 |
| New London County Connecticut | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Citrus County Florida | 1 | $ 38,000 | $ 38,000 | $ 16,000 |
| Highlands County Florida | 1 | $ 24,000 | $ 24,000 | $ 25,000 |
| Lake County Florida | 1 | $ 463,000 | $ 463,000 | $ 220,000 |
| Leon County Florida | 1 | $ 48,000 | $ 48,000 | $ 92,000 |
| Marion County Florida | 1 | $ 68,000 | $ 68,000 | $ 58,000 |
| Nassau County Florida | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Okaloosa County Florida | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Polk County Florida | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Seminole County Florida | 1 | $ 112,000 | $ 112,000 | $ 67,000 |
| Volusia County Florida | 1 | $ 639,000 | $ 639,000 | $ 0 |
| Wakulla County Florida | 1 | $ 108,000 | $ 108,000 | $ 58,000 |
| Champaign County Illinois | 1 | $ 49,000 | $ 49,000 | $ 22,000 |
| Clinton County Illinois | 1 | $ 110,000 | $ 110,000 | $ 160,000 |
| Henry County Illinois | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Knox County Illinois | 1 | $ 39,000 | $ 39,000 | $ 20,000 |
| McHenry County Illinois | 1 | $ 313,000 | $ 313,000 | $ 290,000 |
| Winnebago County Illinois | 1 | $ 170,000 | $ 170,000 | $ 87,000 |
| Delaware County Indiana | 1 | $ 144,000 | $ 144,000 | $ 82,000 |
| Franklin County Indiana | 1 | $ 204,000 | $ 204,000 | $ 105,000 |
| Hamilton County Indiana | 1 | $ 139,000 | $ 139,000 | $ 72,000 |
| LaGrange County Indiana | 1 | $ 161,000 | $ 161,000 | $ 62,000 |
| Lake County Indiana | 1 | $ 87,000 | $ 87,000 | $ 138,000 |
| Monroe County Indiana | 1 | $ 176,000 | $ 176,000 | $ 50,000 |
| Morgan County Indiana | 1 | $ 293,000 | $ 293,000 | $ 126,000 |
| Ohio County Indiana | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Wabash County Indiana | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Butler County Kansas | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Miami County Kansas | 1 | $ 68,000 | $ 68,000 | $ 66,000 |
| Montgomery County Kansas | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Bracken County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 56,000 |
| Leslie County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 55,000 |
| Nicholas County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Oldham County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 143,000 |
| Owen County Kentucky | 1 | $ 220,000 | $ 220,000 | $ 67,000 |
| Owsley County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Pulaski County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 93,000 |
| Scott County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 54,000 |
| Calcasieu County Louisiana | 1 | $ 94,000 | $ 94,000 | $ 162,000 |
| Jefferson County Louisiana | 1 | $ 300,000 | $ 300,000 | $ 476,000 |
| Baltimore County Maryland | 1 | $ 98,000 | $ 98,000 | $ 77,000 |
| Harford County Maryland | 1 | $ 169,000 | $ 169,000 | $ 173,000 |
| Howard County Maryland | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Essex County Massachusetts | 1 | $ 178,000 | $ 178,000 | $ 176,000 |
| Hampden County Massachusetts | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Alcona County Michigan | 1 | $ 289,000 | $ 289,000 | $ 112,000 |
| Antrim County Michigan | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| Benzie County Michigan | 1 | $ 128,000 | $ 128,000 | $ 72,000 |
| Calhoun County Michigan | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Clare County Michigan | 1 | $ 72,000 | $ 72,000 | $ 93,000 |
| Clinton County Michigan | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Houghton County Michigan | 1 | $ 88,000 | $ 88,000 | $ 64,000 |
| Huron County Michigan | 1 | $ 169,000 | $ 169,000 | $ 870,000 |
| Ionia County Michigan | 1 | $ 71,000 | $ 71,000 | $ 68,000 |
| Iron County Michigan | 1 | $ 120,000 | $ 120,000 | $ 125,000 |
| Isabella County Michigan | 1 | $ 98,000 | $ 98,000 | $ 41,000 |
| Leelanau County Michigan | 1 | $ 267,000 | $ 267,000 | $ 212,000 |
| Mackinac County Michigan | 1 | $ 149,000 | $ 149,000 | $ 449,000 |
| Midland County Michigan | 1 | $ 98,000 | $ 98,000 | $ 48,000 |
| Newaygo County Michigan | 1 | $ 93,000 | $ 93,000 | $ 63,000 |
| Ogemaw County Michigan | 1 | $ 72,000 | $ 72,000 | $ 94,000 |
| Ottawa County Michigan | 1 | $ 82,000 | $ 82,000 | $ 113,000 |
| Roscommon County Michigan | 1 | $ 49,000 | $ 49,000 | $ 88,000 |
| Sanilac County Michigan | 1 | $ 130,000 | $ 130,000 | $ 163,000 |
| Tuscola County Michigan | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Carver County Minnesota | 1 | $ 590,000 | $ 590,000 | $ 0 |
| Dodge County Minnesota | 1 | $ 252,000 | $ 252,000 | $ 144,000 |
| Douglas County Minnesota | 1 | $ 54,000 | $ 54,000 | $ 80,000 |
| Goodhue County Minnesota | 1 | $ 157,000 | $ 157,000 | $ 125,000 |
| Ramsey County Minnesota | 1 | $ 168,000 | $ 168,000 | $ 91,000 |
| Wright County Minnesota | 1 | $ 208,000 | $ 208,000 | $ 148,000 |
| Alcorn County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 85,000 |
| Benton County Missouri | 1 | $ 64,000 | $ 64,000 | $ 140,000 |
| Clinton County Missouri | 1 | $ 322,000 | $ 322,000 | $ 81,000 |
| Greene County Missouri | 1 | $ 118,000 | $ 118,000 | $ 29,000 |
| Jasper County Missouri | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Moniteau County Missouri | 1 | $ 150,000 | $ 150,000 | $ 171,000 |
| St. Francois County Missouri | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Sarpy County Nebraska | 1 | $ 119,000 | $ 119,000 | $ 24,000 |
| Hillsborough County New Hampshire | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Sullivan County New Hampshire | 1 | $ 73,000 | $ 73,000 | $ 29,000 |
| Atlantic County New Jersey | 1 | $ 94,000 | $ 94,000 | $ 67,000 |
| Burlington County New Jersey | 1 | $ 109,000 | $ 109,000 | $ 44,000 |
| Camden County New Jersey | 1 | $ 41,000 | $ 41,000 | $ 70,000 |
| Mercer County New Jersey | 1 | $ 46,000 | $ 46,000 | $ 61,000 |
| Somerset County New Jersey | 1 | $ 73,000 | $ 73,000 | $ 15,000 |
| Sussex County New Jersey | 1 | $ 144,000 | $ 144,000 | $ 59,000 |
| Union County New Jersey | 1 | $ 84,000 | $ 84,000 | $ 20,000 |
| Kings County New York | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| New York County New York | 1 | $ 174,000 | $ 174,000 | $ 109,000 |
| Richmond County New York | 1 | $ 140,000 | $ 140,000 | $ 124,000 |
| Anson County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 65,000 |
| Carteret County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 72,000 |
| Craven County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 113,000 |
| Durham County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 132,000 |
| Granville County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 75,000 |
| Moore County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 66,000 |
| Stanly County North Carolina | 1 | $ 242,000 | $ 242,000 | $ 121,000 |
| Watauga County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 108,000 |
| Defiance County Ohio | 1 | $ 140,000 | $ 140,000 | $ 135,000 |
| Gallia County Ohio | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Marion County Ohio | 1 | $ 76,000 | $ 76,000 | $ 35,000 |
| Monroe County Ohio | 1 | $ 56,000 | $ 56,000 | $ 45,000 |
| Paulding County Ohio | 1 | $ 41,000 | $ 41,000 | $ 55,000 |
| Pickaway County Ohio | 1 | $ 195,000 | $ 195,000 | $ 31,000 |
| Vinton County Ohio | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| McClain County Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Curry County Oregon | 1 | $ 86,000 | $ 86,000 | $ 12,000 |
| Lane County Oregon | 1 | $ 69,000 | $ 69,000 | $ 165,000 |
| Marion County Oregon | 1 | $ 92,000 | $ 92,000 | $ 55,000 |
| Multnomah County Oregon | 1 | $ 388,000 | $ 388,000 | $ 0 |
| Washington County Oregon | 1 | $ 90,000 | $ 90,000 | $ 138,000 |
| Beaver County Pennsylvania | 1 | $ 177,000 | $ 177,000 | $ 42,000 |
| Bucks County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Butler County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 101,000 |
| Chester County Pennsylvania | 1 | $ 418,000 | $ 418,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 43,000 |
| Lehigh County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Monroe County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Warren County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Providence County Rhode Island | 1 | $ 72,000 | $ 72,000 | $ 58,000 |
| Dorchester County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Spartanburg County South Carolina | 1 | $ 68,000 | $ 68,000 | $ 75,000 |
| Blount County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 80,000 |
| Campbell County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 103,000 |
| Cheatham County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 45,000 |
| Coffee County Tennessee | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Grainger County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 53,000 |
| Loudon County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 180,000 |
| Rutherford County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 83,000 |
| Wilson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 270,000 |
| Aransas County Texas | 1 | $ 53,000 | $ 53,000 | $ 34,000 |
| Bandera County Texas | 1 | $ 36,000 | $ 36,000 | $ 32,000 |
| Collin County Texas | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Fayette County Texas | 1 | $ 74,000 | $ 74,000 | $ 67,000 |
| Midland County Texas | 1 | $ 93,000 | $ 93,000 | $ 130,000 |
| Montgomery County Texas | 1 | $ 72,000 | $ 72,000 | $ 24,000 |
| Nueces County Texas | 1 | $ 323,000 | $ 323,000 | $ 120,000 |
| Smith County Texas | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| Williamson County Texas | 1 | $ 51,000 | $ 51,000 | $ 53,000 |
| Davis County Utah | 1 | $ 88,000 | $ 88,000 | $ 31,000 |
| Salt Lake County Utah | 1 | $ 142,000 | $ 142,000 | $ 144,000 |
| Harrisonburg County Virginia | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Surry County Virginia | 1 | $ 63,000 | $ 63,000 | $ 77,000 |
| Sussex County Virginia | 1 | $ 139,000 | $ 139,000 | $ 47,000 |
| Virginia Beach County Virginia | 1 | $ 261,000 | $ 261,000 | $ 122,000 |
| York County Virginia | 1 | $ 140,000 | $ 140,000 | $ 64,000 |
| Kitsap County Washington | 1 | $ 172,000 | $ 172,000 | $ 92,000 |
| Klickitat County Washington | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Lewis County Washington | 1 | $ 46,000 | $ 46,000 | $ 31,000 |
| Berkeley County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Cabell County West Virginia | 1 | $ 47,000 | $ 47,000 | $ 62,000 |
| Ohio County West Virginia | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Pocahontas County West Virginia | 1 | $ 234,000 | $ 234,000 | $ 199,000 |
| Tucker County West Virginia | 1 | $ 68,000 | $ 68,000 | $ 128,000 |
| Portage County Wisconsin | 1 | $ 42,000 | $ 42,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, Fsb in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 8,343 | $1,140,896,000 | $156,325 | $900,000 | $72,875 | $1,154,000 |
| Home Purchase (one-to-four family) | 1,456 | $189,901,000 | $183,782 | $1,045,000 | $78,173 | $476,000 |
| Home Improvement (one-to-four family) | 69 | $1,402,000 | $39,800 | $200,000 | $44,000 | $140,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 20 | $11,674,000 | $607,666 | $2,600,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,634 | $1,150,488,000 | $133,944 | $2,600,000 | $92,805 | $1,154,000 |
| Information not provided by applicant in mail or telephone application | 483 | $61,437,000 | $112,607 | $906,000 | $72,392 | $474,000 |
| Black | 281 | $31,601,000 | $137,411 | $500,000 | $68,470 | $398,000 |
| Asian or Pacific Islander | 218 | $36,251,000 | $153,214 | $344,000 | $88,142 | $277,000 |
| Hispanic | 94 | $12,505,000 | $111,000 | $500,000 | $66,111 | $398,000 |
| Not applicable | 94 | $37,449,000 | $389,653 | $2,100,000 | $4,192 | $547,000 |
| Other | 64 | $11,608,000 | $166,500 | $416,000 | $89,166 | $350,000 |
| American Indian or Alaskan Native | 20 | $2,534,000 | $137,428 | $535,000 | $58,571 | $165,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,842 | $1,339,269,000 | $163,800 | $2,600,000 | $74,000 | $1,154,000 |
| FHA-insured (Federal Housing Administration) | 31 | $2,712,000 | $87,000 | $151,000 | $43,000 | $82,000 |
| VA-guaranteed (Veterans Administration) | 12 | $1,272,000 | $106,000 | $187,000 | $48,000 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $620,000 | $175,000 | $280,000 | $22,000 | $38,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,043 | $1,070,834,000 | $128,342 | $2,600,000 | $93,342 | $1,154,000 |
| Application Denied By Financial Institution | 830 | $103,623,000 | $131,037 | $906,000 | $64,370 | $635,000 |
| Application Approved But Not Accepted | 544 | $84,248,000 | $136,545 | $396,000 | $64,545 | $506,000 |
| Application Withdrawn By Applicant | 347 | $48,096,000 | $165,066 | $1,200,000 | $71,200 | $246,000 |
| Loan Purchased By The Institution | 83 | $30,663,000 | $374,500 | $641,000 | $0 | $0 |
| File Closed For Incompleteness | 41 | $6,409,000 | $130,625 | $2,100,000 | $71,000 | $167,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 315 | $36,843,000 | $124,529 | $514,000 | $63,823 | $480,000 |
| Debt-To-Income Ratio | 188 | $25,855,000 | $145,500 | $600,000 | $48,722 | $635,000 |
| Collateral | 135 | $15,864,000 | $134,615 | $906,000 | $83,846 | $351,000 |
| Other | 98 | $12,068,000 | $146,090 | $780,000 | $71,363 | $199,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 31 | $3,870,000 | $154,666 | $252,000 | $68,833 | $160,000 |
| Unverifiable Information | 24 | $4,732,000 | $165,600 | $650,000 | $63,800 | $398,000 |
| Employment History | 19 | $1,826,000 | $119,250 | $237,000 | $54,500 | $113,000 |
| Credit Application Incomplete | 18 | $2,179,000 | $126,000 | $323,000 | $65,000 | $226,000 |
| Mortgage Insurance Denied | 2 | $386,000 | $193,000 | $234,000 | $61,000 | $64,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, Fsb's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.