Liberty Savings Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Liberty Savings Bank, Fsb 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Savings Bank, Fsb 2251 Rombach Ave. Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,888 |
| Total Mortgage Loan Application Amount | $657,167,000 |
| Average Mortgage Loan Application Amount | $115,000 |
| Highest Mortgage Loan Application Amount | $1,495,000 |
| Average Applicant Income | $79,333 |
| Highest Applicant Income | $1,975,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Liberty Savings Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Liberty Savings Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, Fsb's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Ohio | 296 | $ 33,870,000 | $ 114,000 | $ 73,000 |
| Arapahoe County Colorado | 170 | $ 34,255,000 | $ 201,000 | $ 91,000 |
| Franklin County Ohio | 170 | $ 24,858,000 | $ 146,000 | $ 62,000 |
| Sarasota County Florida | 163 | $ 28,302,000 | $ 173,000 | $ 116,000 |
| Denver County Colorado | 144 | $ 31,787,000 | $ 220,000 | $ 96,000 |
| Douglas County Colorado | 138 | $ 36,976,000 | $ 267,000 | $ 115,000 |
| Jefferson County Colorado | 124 | $ 29,447,000 | $ 237,000 | $ 97,000 |
| Hamilton County Ohio | 123 | $ 18,172,000 | $ 147,000 | $ 66,000 |
| Butler County Ohio | 97 | $ 14,541,000 | $ 149,000 | $ 65,000 |
| Manatee County Florida | 86 | $ 14,484,000 | $ 168,000 | $ 105,000 |
| Warren County Ohio | 81 | $ 12,976,000 | $ 160,000 | $ 93,000 |
| Greene County Ohio | 78 | $ 13,028,000 | $ 167,000 | $ 96,000 |
| Beaufort County South Carolina | 73 | $ 14,591,000 | $ 199,000 | $ 122,000 |
| Pinellas County Florida | 71 | $ 11,434,000 | $ 161,000 | $ 93,000 |
| Adams County Colorado | 70 | $ 12,873,000 | $ 183,000 | $ 79,000 |
| Clinton County Ohio | 69 | $ 8,095,000 | $ 117,000 | $ 57,000 |
| Cuyahoga County Ohio | 66 | $ 9,262,000 | $ 140,000 | $ 63,000 |
| St. Charles County Missouri | 56 | $ 11,311,000 | $ 201,000 | $ 97,000 |
| St. Louis County Missouri | 48 | $ 10,858,000 | $ 226,000 | $ 143,000 |
| Clermont County Ohio | 44 | $ 6,748,000 | $ 153,000 | $ 66,000 |
| Boone County Kentucky | 43 | $ 6,615,000 | $ 153,000 | $ 64,000 |
| Grand County Colorado | 42 | $ 9,464,000 | $ 225,000 | $ 145,000 |
| Stark County Ohio | 40 | $ 5,198,000 | $ 129,000 | $ 70,000 |
| Summit County Ohio | 37 | $ 5,004,000 | $ 135,000 | $ 58,000 |
| Boulder County Colorado | 34 | $ 7,641,000 | $ 224,000 | $ 88,000 |
| Highland County Ohio | 33 | $ 3,008,000 | $ 91,000 | $ 43,000 |
| Hennepin County Minnesota | 32 | $ 6,199,000 | $ 193,000 | $ 80,000 |
| Hillsborough County Florida | 30 | $ 6,323,000 | $ 210,000 | $ 102,000 |
| El Paso County Colorado | 29 | $ 6,326,000 | $ 218,000 | $ 79,000 |
| Fairfield County Ohio | 28 | $ 4,891,000 | $ 174,000 | $ 74,000 |
| Lee County Florida | 26 | $ 3,500,000 | $ 134,000 | $ 71,000 |
| Miami County Ohio | 26 | $ 3,088,000 | $ 118,000 | $ 70,000 |
| Kenton County Kentucky | 25 | $ 3,093,000 | $ 123,000 | $ 56,000 |
| Delaware County Ohio | 25 | $ 5,231,000 | $ 209,000 | $ 86,000 |
| Clark County Ohio | 24 | $ 2,571,000 | $ 107,000 | $ 47,000 |
| Lake County Ohio | 24 | $ 3,581,000 | $ 149,000 | $ 52,000 |
| Allen County Indiana | 22 | $ 2,801,000 | $ 127,000 | $ 59,000 |
| Lorain County Ohio | 22 | $ 3,462,000 | $ 157,000 | $ 82,000 |
| Scioto County Ohio | 21 | $ 2,768,000 | $ 131,000 | $ 72,000 |
| Erie County Pennsylvania | 21 | $ 2,405,000 | $ 114,000 | $ 49,000 |
| Brown County Ohio | 20 | $ 2,190,000 | $ 109,000 | $ 42,000 |
| Weld County Colorado | 18 | $ 4,103,000 | $ 227,000 | $ 89,000 |
| Medina County Ohio | 18 | $ 3,921,000 | $ 217,000 | $ 92,000 |
| Lucas County Ohio | 17 | $ 2,119,000 | $ 124,000 | $ 74,000 |
| Oakland County Michigan | 15 | $ 3,273,000 | $ 218,000 | $ 132,000 |
| Dakota County Minnesota | 14 | $ 2,973,000 | $ 212,000 | $ 85,000 |
| Larimer County Colorado | 13 | $ 2,296,000 | $ 176,000 | $ 75,000 |
| Jefferson County Missouri | 13 | $ 2,037,000 | $ 156,000 | $ 89,000 |
| Licking County Ohio | 13 | $ 2,332,000 | $ 179,000 | $ 73,000 |
| Logan County Ohio | 13 | $ 1,482,000 | $ 114,000 | $ 39,000 |
| Portage County Ohio | 13 | $ 2,331,000 | $ 179,000 | $ 57,000 |
| Ramsey County Minnesota | 12 | $ 1,777,000 | $ 148,000 | $ 49,000 |
| Charlotte County Florida | 11 | $ 1,150,000 | $ 104,000 | $ 68,000 |
| Polk County Florida | 11 | $ 1,057,000 | $ 96,000 | $ 68,000 |
| Washington County Minnesota | 11 | $ 2,201,000 | $ 200,000 | $ 78,000 |
| Allen County Ohio | 11 | $ 1,143,000 | $ 103,000 | $ 98,000 |
| Champaign County Ohio | 11 | $ 1,017,000 | $ 92,000 | $ 47,000 |
| Leon County Florida | 10 | $ 1,398,000 | $ 139,000 | $ 62,000 |
| Volusia County Florida | 10 | $ 1,508,000 | $ 150,000 | $ 96,000 |
| Winnebago County Illinois | 10 | $ 1,151,000 | $ 115,000 | $ 55,000 |
| Jefferson County Kentucky | 10 | $ 1,428,000 | $ 142,000 | $ 49,000 |
| Mahoning County Ohio | 10 | $ 1,415,000 | $ 141,000 | $ 71,000 |
| Richland County Ohio | 10 | $ 969,000 | $ 96,000 | $ 46,000 |
| Escambia County Florida | 9 | $ 1,368,000 | $ 152,000 | $ 84,000 |
| Hamilton County Indiana | 9 | $ 1,982,000 | $ 220,000 | $ 102,000 |
| Anoka County Minnesota | 9 | $ 2,330,000 | $ 258,000 | $ 103,000 |
| Trumbull County Ohio | 9 | $ 1,328,000 | $ 147,000 | $ 59,000 |
| Collier County Florida | 8 | $ 2,452,000 | $ 306,000 | $ 212,000 |
| Pasco County Florida | 8 | $ 1,251,000 | $ 156,000 | $ 64,000 |
| Marion County Indiana | 8 | $ 963,000 | $ 120,000 | $ 63,000 |
| Campbell County Kentucky | 8 | $ 1,120,000 | $ 140,000 | $ 58,000 |
| Grant County Kentucky | 8 | $ 766,000 | $ 95,000 | $ 63,000 |
| Union County Ohio | 8 | $ 1,552,000 | $ 194,000 | $ 91,000 |
| Broomfield County Colorado | 7 | $ 1,418,000 | $ 202,000 | $ 100,000 |
| Pueblo County Colorado | 7 | $ 1,109,000 | $ 158,000 | $ 106,000 |
| Palm Beach County Florida | 7 | $ 1,440,000 | $ 205,000 | $ 78,000 |
| Fayette County Kentucky | 7 | $ 825,000 | $ 117,000 | $ 55,000 |
| Scott County Minnesota | 7 | $ 1,657,000 | $ 236,000 | $ 58,000 |
| St. Louis City County Missouri | 7 | $ 1,040,000 | $ 148,000 | $ 89,000 |
| Madison County Ohio | 7 | $ 1,354,000 | $ 193,000 | $ 99,000 |
| Elbert County Colorado | 6 | $ 1,219,000 | $ 203,000 | $ 90,000 |
| La Plata County Colorado | 6 | $ 2,553,000 | $ 425,000 | $ 116,000 |
| Santa Rosa County Florida | 6 | $ 1,143,000 | $ 190,000 | $ 84,000 |
| St. Clair County Illinois | 6 | $ 477,000 | $ 79,000 | $ 61,000 |
| Dearborn County Indiana | 6 | $ 873,000 | $ 145,000 | $ 51,000 |
| Warrick County Indiana | 6 | $ 878,000 | $ 146,000 | $ 78,000 |
| Warren County Missouri | 6 | $ 998,000 | $ 166,000 | $ 89,000 |
| Ashtabula County Ohio | 6 | $ 744,000 | $ 124,000 | $ 34,000 |
| Erie County Ohio | 6 | $ 816,000 | $ 136,000 | $ 59,000 |
| Preble County Ohio | 6 | $ 578,000 | $ 96,000 | $ 61,000 |
| Ross County Ohio | 6 | $ 752,000 | $ 125,000 | $ 41,000 |
| Wayne County Ohio | 6 | $ 797,000 | $ 132,000 | $ 52,000 |
| Hernando County Florida | 5 | $ 777,000 | $ 155,000 | $ 80,000 |
| Madison County Illinois | 5 | $ 807,000 | $ 161,000 | $ 92,000 |
| Vanderburgh County Indiana | 5 | $ 665,000 | $ 133,000 | $ 66,000 |
| Madison County Kentucky | 5 | $ 611,000 | $ 122,000 | $ 56,000 |
| Macomb County Michigan | 5 | $ 637,000 | $ 127,000 | $ 61,000 |
| Wayne County Michigan | 5 | $ 990,000 | $ 198,000 | $ 76,000 |
| Chisago County Minnesota | 5 | $ 1,070,000 | $ 214,000 | $ 76,000 |
| Wright County Minnesota | 5 | $ 1,237,000 | $ 247,000 | $ 70,000 |
| Bernalillo County New Mexico | 5 | $ 1,234,000 | $ 246,000 | $ 131,000 |
| Ashland County Ohio | 5 | $ 686,000 | $ 137,000 | $ 60,000 |
| Geauga County Ohio | 5 | $ 1,042,000 | $ 208,000 | $ 91,000 |
| Shelby County Ohio | 5 | $ 704,000 | $ 140,000 | $ 28,000 |
| Wood County Ohio | 5 | $ 857,000 | $ 171,000 | $ 83,000 |
| Lehigh County Pennsylvania | 5 | $ 1,193,000 | $ 238,000 | $ 78,000 |
| York County Pennsylvania | 5 | $ 845,000 | $ 169,000 | $ 99,000 |
| Putnam County West Virginia | 5 | $ 541,000 | $ 108,000 | $ 52,000 |
| Marion County Florida | 4 | $ 547,000 | $ 136,000 | $ 63,000 |
| St. Johns County Florida | 4 | $ 1,213,000 | $ 303,000 | $ 85,000 |
| Tazewell County Illinois | 4 | $ 593,000 | $ 148,000 | $ 94,000 |
| Will County Illinois | 4 | $ 679,000 | $ 169,000 | $ 73,000 |
| Wayne County Indiana | 4 | $ 367,000 | $ 91,000 | $ 64,000 |
| Linn County Iowa | 4 | $ 611,000 | $ 152,000 | $ 62,000 |
| Johnson County Kansas | 4 | $ 556,000 | $ 139,000 | $ 76,000 |
| Dallas County Missouri | 4 | $ 409,000 | $ 102,000 | $ 44,000 |
| Adams County Ohio | 4 | $ 568,000 | $ 142,000 | $ 54,000 |
| Carroll County Ohio | 4 | $ 358,000 | $ 89,000 | $ 57,000 |
| Darke County Ohio | 4 | $ 526,000 | $ 131,000 | $ 17,000 |
| Fayette County Ohio | 4 | $ 516,000 | $ 129,000 | $ 55,000 |
| Mercer County Ohio | 4 | $ 503,000 | $ 125,000 | $ 132,000 |
| Muskingum County Ohio | 4 | $ 676,000 | $ 169,000 | $ 53,000 |
| Pickaway County Ohio | 4 | $ 859,000 | $ 214,000 | $ 86,000 |
| Cumberland County Pennsylvania | 4 | $ 534,000 | $ 133,000 | $ 58,000 |
| Northampton County Pennsylvania | 4 | $ 780,000 | $ 195,000 | $ 72,000 |
| Jasper County South Carolina | 4 | $ 579,000 | $ 144,000 | $ 54,000 |
| Knox County Tennessee | 4 | $ 673,000 | $ 168,000 | $ 27,000 |
| Clear Creek County Colorado | 3 | $ 1,058,000 | $ 352,000 | $ 143,000 |
| Mesa County Colorado | 3 | $ 579,000 | $ 193,000 | $ 22,000 |
| Montezuma County Colorado | 3 | $ 647,000 | $ 215,000 | $ 74,000 |
| Park County Colorado | 3 | $ 523,000 | $ 174,000 | $ 92,000 |
| Alachua County Florida | 3 | $ 401,000 | $ 133,000 | $ 41,000 |
| DeSoto County Florida | 3 | $ 462,000 | $ 154,000 | $ 29,000 |
| Lake County Florida | 3 | $ 626,000 | $ 208,000 | $ 58,000 |
| Orange County Florida | 3 | $ 389,000 | $ 129,000 | $ 130,000 |
| St. Lucie County Florida | 3 | $ 325,000 | $ 108,000 | $ 56,000 |
| Knox County Illinois | 3 | $ 140,000 | $ 46,000 | $ 58,000 |
| Elkhart County Indiana | 3 | $ 320,000 | $ 106,000 | $ 46,000 |
| Howard County Indiana | 3 | $ 318,000 | $ 106,000 | $ 42,000 |
| Kosciusko County Indiana | 3 | $ 707,000 | $ 235,000 | $ 76,000 |
| Posey County Indiana | 3 | $ 355,000 | $ 118,000 | $ 54,000 |
| Logan County Kentucky | 3 | $ 383,000 | $ 127,000 | $ 54,000 |
| Nicholas County Kentucky | 3 | $ 374,000 | $ 124,000 | $ 30,000 |
| Isanti County Minnesota | 3 | $ 244,000 | $ 81,000 | $ 33,000 |
| Otter Tail County Minnesota | 3 | $ 736,000 | $ 245,000 | $ 78,000 |
| Pine County Minnesota | 3 | $ 486,000 | $ 162,000 | $ 74,000 |
| Rice County Minnesota | 3 | $ 1,006,000 | $ 335,000 | $ 70,000 |
| Sherburne County Minnesota | 3 | $ 645,000 | $ 215,000 | $ 72,000 |
| Polk County Missouri | 3 | $ 829,000 | $ 276,000 | $ 108,000 |
| Mecklenburg County North Carolina | 3 | $ 495,000 | $ 165,000 | $ 42,000 |
| Columbiana County Ohio | 3 | $ 274,000 | $ 91,000 | $ 84,000 |
| Hancock County Ohio | 3 | $ 362,000 | $ 120,000 | $ 49,000 |
| Jackson County Ohio | 3 | $ 454,000 | $ 151,000 | $ 69,000 |
| Morrow County Ohio | 3 | $ 329,000 | $ 109,000 | $ 67,000 |
| Perry County Ohio | 3 | $ 375,000 | $ 125,000 | $ 77,000 |
| Allegheny County Pennsylvania | 3 | $ 277,000 | $ 92,000 | $ 57,000 |
| Dauphin County Pennsylvania | 3 | $ 404,000 | $ 134,000 | $ 61,000 |
| Shelby County Tennessee | 3 | $ 596,000 | $ 198,000 | $ 89,000 |
| Mohave County Arizona | 2 | $ 351,000 | $ 175,000 | $ 47,000 |
| Pinal County Arizona | 2 | $ 316,000 | $ 158,000 | $ 37,000 |
| Yuma County Arizona | 2 | $ 254,000 | $ 127,000 | $ 0 |
| Archuleta County Colorado | 2 | $ 306,000 | $ 153,000 | $ 35,000 |
| Eagle County Colorado | 2 | $ 717,000 | $ 358,000 | $ 232,000 |
| Fremont County Colorado | 2 | $ 216,000 | $ 108,000 | $ 85,000 |
| Montrose County Colorado | 2 | $ 406,000 | $ 203,000 | $ 29,000 |
| Summit County Colorado | 2 | $ 459,000 | $ 229,000 | $ 58,000 |
| Fairfield County Connecticut | 2 | $ 158,000 | $ 79,000 | $ 175,000 |
| Bay County Florida | 2 | $ 392,000 | $ 196,000 | $ 100,000 |
| Brevard County Florida | 2 | $ 356,000 | $ 178,000 | $ 45,000 |
| Citrus County Florida | 2 | $ 99,000 | $ 49,000 | $ 23,000 |
| Clay County Florida | 2 | $ 223,000 | $ 111,000 | $ 45,000 |
| Gilchrist County Florida | 2 | $ 140,000 | $ 70,000 | $ 37,000 |
| Monroe County Florida | 2 | $ 466,000 | $ 233,000 | $ 50,000 |
| Okaloosa County Florida | 2 | $ 684,000 | $ 342,000 | $ 211,000 |
| Osceola County Florida | 2 | $ 314,000 | $ 157,000 | $ 90,000 |
| Putnam County Florida | 2 | $ 222,000 | $ 111,000 | $ 14,000 |
| Fulton County Illinois | 2 | $ 133,000 | $ 66,000 | $ 70,000 |
| Hancock County Illinois | 2 | $ 273,000 | $ 136,000 | $ 73,000 |
| Lake County Illinois | 2 | $ 672,000 | $ 336,000 | $ 48,000 |
| Adams County Indiana | 2 | $ 171,000 | $ 85,000 | $ 27,000 |
| Decatur County Indiana | 2 | $ 208,000 | $ 104,000 | $ 34,000 |
| Franklin County Indiana | 2 | $ 147,000 | $ 73,000 | $ 26,000 |
| Henry County Indiana | 2 | $ 309,000 | $ 154,000 | $ 64,000 |
| LaGrange County Indiana | 2 | $ 221,000 | $ 110,000 | $ 35,000 |
| Clark County Kentucky | 2 | $ 305,000 | $ 152,000 | $ 44,000 |
| Hopkins County Kentucky | 2 | $ 179,000 | $ 89,000 | $ 42,000 |
| Jessamine County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 39,000 |
| Warren County Kentucky | 2 | $ 385,000 | $ 192,000 | $ 47,000 |
| Wayne County Kentucky | 2 | $ 362,000 | $ 181,000 | $ 277,000 |
| Livingston County Michigan | 2 | $ 455,000 | $ 227,000 | $ 122,000 |
| Monroe County Michigan | 2 | $ 301,000 | $ 150,000 | $ 37,000 |
| St. Clair County Michigan | 2 | $ 327,000 | $ 163,000 | $ 76,000 |
| Carver County Minnesota | 2 | $ 486,000 | $ 243,000 | $ 76,000 |
| Crow Wing County Minnesota | 2 | $ 666,000 | $ 333,000 | $ 107,000 |
| Goodhue County Minnesota | 2 | $ 563,000 | $ 281,000 | $ 107,000 |
| Olmsted County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 94,000 |
| Stearns County Minnesota | 2 | $ 347,000 | $ 173,000 | $ 71,000 |
| Franklin County Missouri | 2 | $ 224,000 | $ 112,000 | $ 47,000 |
| Hickory County Missouri | 2 | $ 169,000 | $ 84,000 | $ 50,000 |
| Cabarrus County North Carolina | 2 | $ 586,000 | $ 293,000 | $ 114,000 |
| Auglaize County Ohio | 2 | $ 247,000 | $ 123,000 | $ 71,000 |
| Crawford County Ohio | 2 | $ 351,000 | $ 175,000 | $ 110,000 |
| Hocking County Ohio | 2 | $ 380,000 | $ 190,000 | $ 116,000 |
| Knox County Ohio | 2 | $ 372,000 | $ 186,000 | $ 49,000 |
| Marion County Ohio | 2 | $ 117,000 | $ 58,000 | $ 73,000 |
| Pike County Ohio | 2 | $ 162,000 | $ 81,000 | $ 17,000 |
| Sandusky County Ohio | 2 | $ 342,000 | $ 171,000 | $ 45,000 |
| Seneca County Ohio | 2 | $ 282,000 | $ 141,000 | $ 82,000 |
| Tuscarawas County Ohio | 2 | $ 296,000 | $ 148,000 | $ 100,000 |
| Van Wert County Ohio | 2 | $ 297,000 | $ 148,000 | $ 80,000 |
| Wyandot County Ohio | 2 | $ 369,000 | $ 184,000 | $ 68,000 |
| Lancaster County Pennsylvania | 2 | $ 492,000 | $ 246,000 | $ 100,000 |
| Horry County South Carolina | 2 | $ 422,000 | $ 211,000 | $ 45,000 |
| Lexington County South Carolina | 2 | $ 261,000 | $ 130,000 | $ 40,000 |
| Campbell County Tennessee | 2 | $ 261,000 | $ 130,000 | $ 67,000 |
| Davidson County Tennessee | 2 | $ 393,000 | $ 196,000 | $ 60,000 |
| Greene County Tennessee | 2 | $ 505,000 | $ 252,000 | $ 49,000 |
| Lawrence County Tennessee | 2 | $ 229,000 | $ 114,000 | $ 27,000 |
| Marion County Tennessee | 2 | $ 287,000 | $ 143,000 | $ 78,000 |
| Maury County Tennessee | 2 | $ 195,000 | $ 97,000 | $ 82,000 |
| Robertson County Tennessee | 2 | $ 392,000 | $ 196,000 | $ 57,000 |
| Sevier County Tennessee | 2 | $ 242,000 | $ 121,000 | $ 61,000 |
| Sumner County Tennessee | 2 | $ 487,000 | $ 243,000 | $ 87,000 |
| Salt Lake County Utah | 2 | $ 568,000 | $ 284,000 | $ 78,000 |
| Utah County Utah | 2 | $ 457,000 | $ 228,000 | $ 60,000 |
| Washington County Utah | 2 | $ 384,000 | $ 192,000 | $ 50,000 |
| Milwaukee County Wisconsin | 2 | $ 283,000 | $ 141,000 | $ 33,000 |
| Cochise County Arizona | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| Maricopa County Arizona | 1 | $ 150,000 | $ 150,000 | $ 41,000 |
| Pima County Arizona | 1 | $ 145,000 | $ 145,000 | $ 295,000 |
| Yavapai County Arizona | 1 | $ 200,000 | $ 200,000 | $ 48,000 |
| Alameda County California | 1 | $ 101,000 | $ 101,000 | $ 237,000 |
| Contra Costa County California | 1 | $ 224,000 | $ 224,000 | $ 268,000 |
| Sacramento County California | 1 | $ 182,000 | $ 182,000 | $ 155,000 |
| Solano County California | 1 | $ 89,000 | $ 89,000 | $ 82,000 |
| Garfield County Colorado | 1 | $ 177,000 | $ 177,000 | $ 70,000 |
| Las Animas County Colorado | 1 | $ 54,000 | $ 54,000 | $ 40,000 |
| Logan County Colorado | 1 | $ 378,000 | $ 378,000 | $ 104,000 |
| Morgan County Colorado | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
| Rio Blanco County Colorado | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Rio Grande County Colorado | 1 | $ 181,000 | $ 181,000 | $ 143,000 |
| Teller County Colorado | 1 | $ 356,000 | $ 356,000 | $ 137,000 |
| Broward County Florida | 1 | $ 340,000 | $ 340,000 | $ 84,000 |
| Dixie County Florida | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Duval County Florida | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Hardee County Florida | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Hendry County Florida | 1 | $ 167,000 | $ 167,000 | $ 94,000 |
| Holmes County Florida | 1 | $ 193,000 | $ 193,000 | $ 55,000 |
| Okeechobee County Florida | 1 | $ 70,000 | $ 70,000 | $ 36,000 |
| Seminole County Florida | 1 | $ 320,000 | $ 320,000 | $ 188,000 |
| Taylor County Florida | 1 | $ 71,000 | $ 71,000 | $ 34,000 |
| Jackson County Georgia | 1 | $ 114,000 | $ 114,000 | $ 58,000 |
| Madison County Georgia | 1 | $ 356,000 | $ 356,000 | $ 99,000 |
| Champaign County Illinois | 1 | $ 344,000 | $ 344,000 | $ 98,000 |
| Clinton County Illinois | 1 | $ 166,000 | $ 166,000 | $ 54,000 |
| Cook County Illinois | 1 | $ 130,000 | $ 130,000 | $ 136,000 |
| Jersey County Illinois | 1 | $ 148,000 | $ 148,000 | $ 48,000 |
| Kankakee County Illinois | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Kendall County Illinois | 1 | $ 103,000 | $ 103,000 | $ 73,000 |
| Macon County Illinois | 1 | $ 275,000 | $ 275,000 | $ 206,000 |
| McDonough County Illinois | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Mercer County Illinois | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Woodford County Illinois | 1 | $ 78,000 | $ 78,000 | $ 26,000 |
| Bartholomew County Indiana | 1 | $ 94,000 | $ 94,000 | $ 33,000 |
| Benton County Indiana | 1 | $ 64,000 | $ 64,000 | $ 46,000 |
| Boone County Indiana | 1 | $ 190,000 | $ 190,000 | $ 115,000 |
| Clark County Indiana | 1 | $ 113,000 | $ 113,000 | $ 40,000 |
| DeKalb County Indiana | 1 | $ 57,000 | $ 57,000 | $ 17,000 |
| Delaware County Indiana | 1 | $ 86,000 | $ 86,000 | $ 19,000 |
| Gibson County Indiana | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Grant County Indiana | 1 | $ 67,000 | $ 67,000 | $ 42,000 |
| Hendricks County Indiana | 1 | $ 174,000 | $ 174,000 | $ 119,000 |
| Johnson County Indiana | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Lake County Indiana | 1 | $ 74,000 | $ 74,000 | $ 26,000 |
| Noble County Indiana | 1 | $ 134,000 | $ 134,000 | $ 59,000 |
| Perry County Indiana | 1 | $ 59,000 | $ 59,000 | $ 71,000 |
| Ripley County Indiana | 1 | $ 83,000 | $ 83,000 | $ 19,000 |
| St. Joseph County Indiana | 1 | $ 114,000 | $ 114,000 | $ 39,000 |
| Starke County Indiana | 1 | $ 79,000 | $ 79,000 | $ 73,000 |
| Steuben County Indiana | 1 | $ 180,000 | $ 180,000 | $ 167,000 |
| Tippecanoe County Indiana | 1 | $ 90,000 | $ 90,000 | $ 26,000 |
| Vigo County Indiana | 1 | $ 111,000 | $ 111,000 | $ 62,000 |
| Whitley County Indiana | 1 | $ 83,000 | $ 83,000 | $ 42,000 |
| Cerro Gordo County Iowa | 1 | $ 81,000 | $ 81,000 | $ 26,000 |
| Polk County Iowa | 1 | $ 176,000 | $ 176,000 | $ 115,000 |
| Douglas County Kansas | 1 | $ 90,000 | $ 90,000 | $ 80,000 |
| Ballard County Kentucky | 1 | $ 208,000 | $ 208,000 | $ 63,000 |
| Bourbon County Kentucky | 1 | $ 239,000 | $ 239,000 | $ 49,000 |
| Christian County Kentucky | 1 | $ 139,000 | $ 139,000 | $ 27,000 |
| Estill County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 40,000 |
| Floyd County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 48,000 |
| Gallatin County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 52,000 |
| Grayson County Kentucky | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 142,000 | $ 142,000 | $ 41,000 |
| Harrison County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 36,000 |
| Jackson County Kentucky | 1 | $ 111,000 | $ 111,000 | $ 96,000 |
| Lewis County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 24,000 |
| Lincoln County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 29,000 |
| Mason County Kentucky | 1 | $ 109,000 | $ 109,000 | $ 55,000 |
| McCracken County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 35,000 |
| Montgomery County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Owen County Kentucky | 1 | $ 156,000 | $ 156,000 | $ 41,000 |
| Pendleton County Kentucky | 1 | $ 183,000 | $ 183,000 | $ 111,000 |
| Pulaski County Kentucky | 1 | $ 119,000 | $ 119,000 | $ 193,000 |
| Rockcastle County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Scott County Kentucky | 1 | $ 293,000 | $ 293,000 | $ 74,000 |
| Union County Kentucky | 1 | $ 143,000 | $ 143,000 | $ 48,000 |
| Webster County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 64,000 |
| Montgomery County Maryland | 1 | $ 391,000 | $ 391,000 | $ 132,000 |
| Blue Earth County Minnesota | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Cass County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 25,000 |
| Douglas County Minnesota | 1 | $ 136,000 | $ 136,000 | $ 25,000 |
| Kandiyohi County Minnesota | 1 | $ 153,000 | $ 153,000 | $ 77,000 |
| Mille Lacs County Minnesota | 1 | $ 131,000 | $ 131,000 | $ 53,000 |
| Renville County Minnesota | 1 | $ 68,000 | $ 68,000 | $ 17,000 |
| Sibley County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Waseca County Minnesota | 1 | $ 182,000 | $ 182,000 | $ 70,000 |
| Winona County Minnesota | 1 | $ 148,000 | $ 148,000 | $ 121,000 |
| Alcorn County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Cass County Missouri | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Lincoln County Missouri | 1 | $ 200,000 | $ 200,000 | $ 111,000 |
| McDonald County Missouri | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Morgan County Missouri | 1 | $ 155,000 | $ 155,000 | $ 302,000 |
| Ste. Genevieve County Missouri | 1 | $ 134,000 | $ 134,000 | $ 127,000 |
| Stone County Missouri | 1 | $ 417,000 | $ 417,000 | $ 172,000 |
| Clark County Nevada | 1 | $ 141,000 | $ 141,000 | $ 85,000 |
| Atlantic County New Jersey | 1 | $ 187,000 | $ 187,000 | $ 35,000 |
| Cape May County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| Union County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Curry County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Eddy County New Mexico | 1 | $ 270,000 | $ 270,000 | $ 99,000 |
| Sandoval County New Mexico | 1 | $ 204,000 | $ 204,000 | $ 46,000 |
| Santa Fe County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Saratoga County New York | 1 | $ 105,000 | $ 105,000 | $ 163,000 |
| Alamance County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 81,000 |
| Catawba County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 65,000 |
| Durham County North Carolina | 1 | $ 259,000 | $ 259,000 | $ 144,000 |
| Guilford County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 209,000 | $ 209,000 | $ 59,000 |
| Madison County North Carolina | 1 | $ 231,000 | $ 231,000 | $ 84,000 |
| Mitchell County North Carolina | 1 | $ 209,000 | $ 209,000 | $ 89,000 |
| Rowan County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 57,000 |
| Athens County Ohio | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Belmont County Ohio | 1 | $ 180,000 | $ 180,000 | $ 82,000 |
| Fulton County Ohio | 1 | $ 242,000 | $ 242,000 | $ 106,000 |
| Hardin County Ohio | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Henry County Ohio | 1 | $ 153,000 | $ 153,000 | $ 67,000 |
| Holmes County Ohio | 1 | $ 256,000 | $ 256,000 | $ 41,000 |
| Jefferson County Ohio | 1 | $ 179,000 | $ 179,000 | $ 221,000 |
| Lawrence County Ohio | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Meigs County Ohio | 1 | $ 237,000 | $ 237,000 | $ 134,000 |
| Oklahoma County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 78,000 |
| Beaver County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 51,000 |
| Berks County Pennsylvania | 1 | $ 179,000 | $ 179,000 | $ 94,000 |
| Bucks County Pennsylvania | 1 | $ 389,000 | $ 389,000 | $ 133,000 |
| Chester County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 49,000 |
| Crawford County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 21,000 |
| Delaware County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 75,000 |
| Franklin County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 78,000 |
| Lawrence County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Lebanon County Pennsylvania | 1 | $ 286,000 | $ 286,000 | $ 97,000 |
| Philadelphia County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Warren County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 100,000 |
| Washington County Pennsylvania | 1 | $ 342,000 | $ 342,000 | $ 94,000 |
| Wayne County Pennsylvania | 1 | $ 302,000 | $ 302,000 | $ 128,000 |
| Aiken County South Carolina | 1 | $ 149,000 | $ 149,000 | $ 101,000 |
| Dorchester County South Carolina | 1 | $ 316,000 | $ 316,000 | $ 67,000 |
| Greenville County South Carolina | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Lancaster County South Carolina | 1 | $ 151,000 | $ 151,000 | $ 59,000 |
| Blount County Tennessee | 1 | $ 411,000 | $ 411,000 | $ 151,000 |
| Cheatham County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 67,000 |
| Chester County Tennessee | 1 | $ 267,000 | $ 267,000 | $ 93,000 |
| Fayette County Tennessee | 1 | $ 361,000 | $ 361,000 | $ 143,000 |
| Jefferson County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 112,000 |
| Loudon County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 0 |
| McMinn County Tennessee | 1 | $ 297,000 | $ 297,000 | $ 87,000 |
| Putnam County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 44,000 |
| Rutherford County Tennessee | 1 | $ 437,000 | $ 437,000 | $ 126,000 |
| Unicoi County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 72,000 |
| Washington County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 30,000 |
| Williamson County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 117,000 |
| Victoria County Texas | 1 | $ 47,000 | $ 47,000 | $ 21,000 |
| Davis County Utah | 1 | $ 160,000 | $ 160,000 | $ 98,000 |
| Iron County Utah | 1 | $ 252,000 | $ 252,000 | $ 67,000 |
| Morgan County Utah | 1 | $ 206,000 | $ 206,000 | $ 32,000 |
| Summit County Utah | 1 | $ 676,000 | $ 676,000 | $ 0 |
| Frederick County Virginia | 1 | $ 220,000 | $ 220,000 | $ 44,000 |
| Cabell County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Jackson County West Virginia | 1 | $ 124,000 | $ 124,000 | $ 55,000 |
| Kanawha County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Eau Claire County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Jefferson County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Marathon County Wisconsin | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 209,000 | $ 209,000 | $ 110,000 |
| Rock County Wisconsin | 1 | $ 338,000 | $ 338,000 | $ 82,000 |
| Sawyer County Wisconsin | 1 | $ 157,000 | $ 157,000 | $ 69,000 |
| Vilas County Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 51,000 |
| Waukesha County Wisconsin | 1 | $ 282,000 | $ 282,000 | $ 74,000 |
| Big Horn County Wyoming | 1 | $ 294,000 | $ 294,000 | $ 82,000 |
| Natrona County Wyoming | 1 | $ 138,000 | $ 138,000 | $ 23,000 |
| Park County Wyoming | 1 | $ 410,000 | $ 410,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, Fsb in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,530 | $457,116,000 | $180,000 | $1,495,000 | $86,000 | $911,000 |
| Home Purchase | 1,345 | $199,829,000 | $148,000 | $996,000 | $73,000 | $1,975,000 |
| Home Improvement | 13 | $222,000 | $17,000 | $65,000 | $79,000 | $336,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,238 | $557,902,000 | $172,000 | $1,495,000 | $86,000 | $1,975,000 |
| Black or African American | 168 | $20,557,000 | $122,000 | $393,000 | $56,000 | $203,000 |
| Not Provided | 142 | $23,082,000 | $162,000 | $996,000 | $82,000 | $687,000 |
| Not applicable | 114 | $17,961,000 | $157,000 | $676,000 | $0 | $0 |
| Hispanic | 113 | $16,706,000 | $147,000 | $359,000 | $57,000 | $295,000 |
| Asian | 100 | $18,988,000 | $189,000 | $417,000 | $97,000 | $396,000 |
| American Indian or Alaskan Native | 12 | $1,918,000 | $159,000 | $352,000 | $67,000 | $140,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $53,000 | $53,000 | $53,000 | $31,000 | $31,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,465 | $443,363,000 | $179,000 | $1,495,000 | $99,000 | $1,975,000 |
| FHA-insured (Federal Housing Administration) | 1,387 | $209,728,000 | $151,000 | $676,000 | $52,000 | $280,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $3,077,000 | $102,000 | $235,000 | $43,000 | $109,000 |
| VA-guaranteed (Veterans Administration) | 6 | $999,000 | $166,000 | $245,000 | $50,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,424 | $413,286,000 | $170,000 | $810,000 | $86,000 | $1,975,000 |
| Application Denied By Financial Institution | 595 | $101,244,000 | $170,000 | $1,495,000 | $73,000 | $750,000 |
| Application Approved But Not Accepted | 420 | $72,467,000 | $172,000 | $750,000 | $85,000 | $1,440,000 |
| Application Withdrawn By Applicant | 215 | $33,902,000 | $157,000 | $1,261,000 | $89,000 | $1,197,000 |
| Loan Purchased By The Institution | 114 | $17,961,000 | $157,000 | $676,000 | $0 | $0 |
| File Closed For Incompleteness | 44 | $7,451,000 | $169,000 | $417,000 | $93,000 | $852,000 |
| Preapproval Approved but not Accepted | 39 | $6,586,000 | $168,000 | $752,000 | $84,000 | $728,000 |
| Preapproval Denied by Financial Institution | 37 | $4,270,000 | $115,000 | $400,000 | $41,000 | $164,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 191 | $32,631,000 | $170,000 | $996,000 | $75,000 | $320,000 |
| Collateral | 162 | $27,349,000 | $168,000 | $623,000 | $87,000 | $750,000 |
| Debt-To-Income Ratio | 148 | $26,660,000 | $180,000 | $1,495,000 | $57,000 | $288,000 |
| Credit History | 84 | $10,398,000 | $123,000 | $417,000 | $64,000 | $320,000 |
| Unverifiable Information | 21 | $3,471,000 | $165,000 | $351,000 | $55,000 | $138,000 |
| Mortgage Insurance Denied | 14 | $3,532,000 | $252,000 | $402,000 | $88,000 | $237,000 |
| Employment History | 9 | $1,065,000 | $118,000 | $207,000 | $40,000 | $93,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $408,000 | $136,000 | $209,000 | $42,000 | $50,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, Fsb's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.