Loan Simple, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Loan Simple, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loan Simple, Inc. 9635 Maroon Circle Suite 100 Colorado Springs, CO 80112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 3,286 |
| Total Mortgage Loan Application Amount | $693,383,000 |
| Average Mortgage Loan Application Amount | $229,000 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $1,693,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Loan Simple, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loan Simple, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Loan Simple, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loan Simple, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Loan Simple, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loan Simple, Inc.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Larimer County Colorado | 218 | $ 57,372,000 | $ 263,000 | $ 90,000 |
| Weld County Colorado | 197 | $ 46,256,000 | $ 234,000 | $ 85,000 |
| Harris County Texas | 141 | $ 26,142,000 | $ 185,000 | $ 99,000 |
| East Baton Rouge County Louisiana | 99 | $ 14,357,000 | $ 145,000 | $ 64,000 |
| Tulare County California | 94 | $ 16,760,000 | $ 178,000 | $ 66,000 |
| Adams County Colorado | 77 | $ 19,752,000 | $ 256,000 | $ 80,000 |
| Fulton County Georgia | 73 | $ 13,260,000 | $ 181,000 | $ 70,000 |
| Bernalillo County New Mexico | 71 | $ 13,142,000 | $ 185,000 | $ 76,000 |
| Hennepin County Minnesota | 57 | $ 12,485,000 | $ 219,000 | $ 87,000 |
| Santa Clara County California | 54 | $ 25,101,000 | $ 464,000 | $ 114,000 |
| Arapahoe County Colorado | 54 | $ 17,340,000 | $ 321,000 | $ 113,000 |
| Clark County Nevada | 54 | $ 12,040,000 | $ 222,000 | $ 71,000 |
| Hamilton County Tennessee | 54 | $ 8,923,000 | $ 165,000 | $ 61,000 |
| Maricopa County Arizona | 53 | $ 12,570,000 | $ 237,000 | $ 87,000 |
| Palm Beach County Florida | 50 | $ 10,331,000 | $ 206,000 | $ 101,000 |
| Fort Bend County Texas | 49 | $ 10,784,000 | $ 220,000 | $ 90,000 |
| Gwinnett County Georgia | 46 | $ 8,872,000 | $ 192,000 | $ 69,000 |
| Jefferson County Texas | 43 | $ 4,489,000 | $ 104,000 | $ 54,000 |
| Jefferson County Colorado | 41 | $ 10,154,000 | $ 247,000 | $ 100,000 |
| Bexar County Texas | 41 | $ 6,286,000 | $ 153,000 | $ 66,000 |
| Boulder County Colorado | 40 | $ 12,610,000 | $ 315,000 | $ 106,000 |
| Broward County Florida | 39 | $ 7,267,000 | $ 186,000 | $ 81,000 |
| Denver County Colorado | 36 | $ 11,413,000 | $ 317,000 | $ 136,000 |
| Cobb County Georgia | 35 | $ 6,459,000 | $ 184,000 | $ 76,000 |
| King County Washington | 34 | $ 11,495,000 | $ 338,000 | $ 102,000 |
| Cameron County Texas | 33 | $ 4,687,000 | $ 142,000 | $ 76,000 |
| DeKalb County Georgia | 32 | $ 5,155,000 | $ 161,000 | $ 58,000 |
| Douglas County Colorado | 31 | $ 9,807,000 | $ 316,000 | $ 111,000 |
| Ascension County Louisiana | 28 | $ 5,277,000 | $ 188,000 | $ 74,000 |
| Valencia County New Mexico | 28 | $ 4,033,000 | $ 144,000 | $ 46,000 |
| Clayton County Georgia | 27 | $ 3,774,000 | $ 139,000 | $ 53,000 |
| Anoka County Minnesota | 27 | $ 5,224,000 | $ 193,000 | $ 69,000 |
| Pinellas County Florida | 26 | $ 4,421,000 | $ 170,000 | $ 76,000 |
| Henry County Georgia | 26 | $ 4,702,000 | $ 180,000 | $ 66,000 |
| Dallas County Texas | 26 | $ 5,042,000 | $ 193,000 | $ 69,000 |
| Hillsborough County Florida | 23 | $ 4,232,000 | $ 184,000 | $ 67,000 |
| Forsyth County Georgia | 22 | $ 4,341,000 | $ 197,000 | $ 86,000 |
| Dakota County Minnesota | 21 | $ 5,324,000 | $ 253,000 | $ 96,000 |
| St. Louis County Missouri | 21 | $ 2,992,000 | $ 142,000 | $ 61,000 |
| Oklahoma County Oklahoma | 21 | $ 3,812,000 | $ 181,000 | $ 86,000 |
| Pasco County Florida | 20 | $ 3,356,000 | $ 167,000 | $ 110,000 |
| Ramsey County Minnesota | 20 | $ 3,335,000 | $ 166,000 | $ 51,000 |
| DeSoto County Mississippi | 20 | $ 3,079,000 | $ 153,000 | $ 55,000 |
| Montgomery County Texas | 20 | $ 3,241,000 | $ 162,000 | $ 65,000 |
| Los Angeles County California | 18 | $ 8,233,000 | $ 457,000 | $ 111,000 |
| Miami-Dade County Florida | 18 | $ 3,997,000 | $ 222,000 | $ 86,000 |
| Livingston County Louisiana | 18 | $ 2,712,000 | $ 150,000 | $ 66,000 |
| Tarrant County Texas | 18 | $ 3,671,000 | $ 203,000 | $ 72,000 |
| El Paso County Colorado | 17 | $ 3,956,000 | $ 232,000 | $ 71,000 |
| Douglas County Georgia | 17 | $ 2,896,000 | $ 170,000 | $ 58,000 |
| New Castle County Delaware | 16 | $ 2,419,000 | $ 151,000 | $ 44,000 |
| Greenville County South Carolina | 16 | $ 2,175,000 | $ 135,000 | $ 44,000 |
| Collin County Texas | 16 | $ 3,302,000 | $ 206,000 | $ 73,000 |
| Orange County Florida | 15 | $ 3,936,000 | $ 262,000 | $ 129,000 |
| Rockdale County Georgia | 15 | $ 3,063,000 | $ 204,000 | $ 63,000 |
| Sandoval County New Mexico | 15 | $ 2,964,000 | $ 197,000 | $ 80,000 |
| Seminole County Florida | 14 | $ 3,024,000 | $ 216,000 | $ 102,000 |
| Paulding County Georgia | 14 | $ 2,687,000 | $ 191,000 | $ 74,000 |
| Orleans County Louisiana | 14 | $ 2,299,000 | $ 164,000 | $ 55,000 |
| Stearns County Minnesota | 14 | $ 2,130,000 | $ 152,000 | $ 50,000 |
| Wright County Minnesota | 13 | $ 2,194,000 | $ 168,000 | $ 74,000 |
| Horry County South Carolina | 13 | $ 2,240,000 | $ 172,000 | $ 89,000 |
| Aransas County Texas | 13 | $ 2,229,000 | $ 171,000 | $ 112,000 |
| Snohomish County Washington | 13 | $ 3,806,000 | $ 292,000 | $ 80,000 |
| Monroe County Indiana | 12 | $ 1,578,000 | $ 131,000 | $ 71,000 |
| Charleston County South Carolina | 12 | $ 5,132,000 | $ 427,000 | $ 253,000 |
| Fayette County Georgia | 11 | $ 2,514,000 | $ 228,000 | $ 103,000 |
| Polk County Iowa | 11 | $ 1,317,000 | $ 119,000 | $ 54,000 |
| Sherburne County Minnesota | 11 | $ 2,093,000 | $ 190,000 | $ 58,000 |
| Randall County Texas | 11 | $ 1,538,000 | $ 139,000 | $ 50,000 |
| Kern County California | 10 | $ 1,915,000 | $ 191,000 | $ 49,000 |
| Coweta County Georgia | 10 | $ 1,702,000 | $ 170,000 | $ 73,000 |
| Lafayette County Louisiana | 10 | $ 1,635,000 | $ 163,000 | $ 55,000 |
| Cleveland County Oklahoma | 10 | $ 1,664,000 | $ 166,000 | $ 67,000 |
| Spartanburg County South Carolina | 10 | $ 1,468,000 | $ 146,000 | $ 52,000 |
| Adams County Washington | 10 | $ 1,587,000 | $ 158,000 | $ 74,000 |
| Alameda County California | 9 | $ 3,843,000 | $ 427,000 | $ 94,000 |
| Riverside County California | 9 | $ 2,723,000 | $ 302,000 | $ 97,000 |
| Jefferson County Louisiana | 9 | $ 1,194,000 | $ 132,000 | $ 50,000 |
| San Bernardino County California | 8 | $ 1,841,000 | $ 230,000 | $ 157,000 |
| Osceola County Florida | 8 | $ 1,241,000 | $ 155,000 | $ 53,000 |
| Boone County Iowa | 8 | $ 914,000 | $ 114,000 | $ 49,000 |
| Brazoria County Texas | 8 | $ 1,763,000 | $ 220,000 | $ 211,000 |
| Solano County California | 7 | $ 2,275,000 | $ 325,000 | $ 94,000 |
| Kent County Delaware | 7 | $ 1,132,000 | $ 161,000 | $ 57,000 |
| Catoosa County Georgia | 7 | $ 810,000 | $ 115,000 | $ 57,000 |
| Scott County Minnesota | 7 | $ 2,429,000 | $ 347,000 | $ 152,000 |
| Denton County Texas | 7 | $ 2,028,000 | $ 289,000 | $ 76,000 |
| Orange County California | 6 | $ 2,646,000 | $ 441,000 | $ 101,000 |
| Teller County Colorado | 6 | $ 1,161,000 | $ 193,000 | $ 146,000 |
| St. Lucie County Florida | 6 | $ 1,017,000 | $ 169,000 | $ 54,000 |
| Carroll County Georgia | 6 | $ 1,001,000 | $ 166,000 | $ 81,000 |
| Newton County Georgia | 6 | $ 713,000 | $ 118,000 | $ 38,000 |
| Whitfield County Georgia | 6 | $ 792,000 | $ 132,000 | $ 40,000 |
| Assumption County Louisiana | 6 | $ 613,000 | $ 102,000 | $ 43,000 |
| Macomb County Michigan | 6 | $ 1,085,000 | $ 180,000 | $ 31,000 |
| Washoe County Nevada | 6 | $ 1,728,000 | $ 288,000 | $ 107,000 |
| Canadian County Oklahoma | 6 | $ 916,000 | $ 152,000 | $ 63,000 |
| Gray County Texas | 6 | $ 668,000 | $ 111,000 | $ 59,000 |
| Pinal County Arizona | 5 | $ 776,000 | $ 155,000 | $ 53,000 |
| Contra Costa County California | 5 | $ 2,658,000 | $ 531,000 | $ 177,000 |
| Broomfield County Colorado | 5 | $ 1,398,000 | $ 279,000 | $ 105,000 |
| Lee County Florida | 5 | $ 1,248,000 | $ 249,000 | $ 107,000 |
| Polk County Florida | 5 | $ 794,000 | $ 158,000 | $ 54,000 |
| Cherokee County Georgia | 5 | $ 1,144,000 | $ 228,000 | $ 81,000 |
| Dawson County Georgia | 5 | $ 814,000 | $ 162,000 | $ 76,000 |
| Rabun County Georgia | 5 | $ 478,000 | $ 95,000 | $ 41,000 |
| Delaware County Indiana | 5 | $ 378,000 | $ 75,000 | $ 47,000 |
| Iberville County Louisiana | 5 | $ 647,000 | $ 129,000 | $ 54,000 |
| St. Martin County Louisiana | 5 | $ 804,000 | $ 160,000 | $ 72,000 |
| West Baton Rouge County Louisiana | 5 | $ 1,047,000 | $ 209,000 | $ 62,000 |
| Benton County Minnesota | 5 | $ 629,000 | $ 125,000 | $ 53,000 |
| Carver County Minnesota | 5 | $ 845,000 | $ 169,000 | $ 55,000 |
| Mille Lacs County Minnesota | 5 | $ 765,000 | $ 153,000 | $ 42,000 |
| Williamson County Texas | 5 | $ 1,101,000 | $ 220,000 | $ 86,000 |
| Pierce County Washington | 5 | $ 1,158,000 | $ 231,000 | $ 70,000 |
| Placer County California | 4 | $ 2,275,000 | $ 568,000 | $ 167,000 |
| Elbert County Colorado | 4 | $ 1,219,000 | $ 304,000 | $ 106,000 |
| Garfield County Colorado | 4 | $ 1,655,000 | $ 413,000 | $ 124,000 |
| Morgan County Colorado | 4 | $ 661,000 | $ 165,000 | $ 40,000 |
| Pueblo County Colorado | 4 | $ 442,000 | $ 110,000 | $ 69,000 |
| Hernando County Florida | 4 | $ 499,000 | $ 124,000 | $ 38,000 |
| Barrow County Georgia | 4 | $ 748,000 | $ 187,000 | $ 69,000 |
| Heard County Georgia | 4 | $ 313,000 | $ 78,000 | $ 51,000 |
| Murray County Georgia | 4 | $ 591,000 | $ 147,000 | $ 34,000 |
| Dallas County Iowa | 4 | $ 521,000 | $ 130,000 | $ 50,000 |
| Bourbon County Kansas | 4 | $ 273,000 | $ 68,000 | $ 40,000 |
| St. John the Baptist County Louisiana | 4 | $ 507,000 | $ 126,000 | $ 48,000 |
| Monroe County Michigan | 4 | $ 439,000 | $ 109,000 | $ 34,000 |
| Chisago County Minnesota | 4 | $ 778,000 | $ 194,000 | $ 45,000 |
| St. Louis City County Missouri | 4 | $ 516,000 | $ 129,000 | $ 51,000 |
| Logan County Oklahoma | 4 | $ 704,000 | $ 176,000 | $ 110,000 |
| Berkeley County South Carolina | 4 | $ 540,000 | $ 135,000 | $ 143,000 |
| Galveston County Texas | 4 | $ 794,000 | $ 198,000 | $ 75,000 |
| Hidalgo County Texas | 4 | $ 795,000 | $ 198,000 | $ 86,000 |
| San Patricio County Texas | 4 | $ 721,000 | $ 180,000 | $ 96,000 |
| Suffolk County Virginia | 4 | $ 1,010,000 | $ 252,000 | $ 98,000 |
| Virginia Beach County Virginia | 4 | $ 779,000 | $ 194,000 | $ 63,000 |
| Fresno County California | 3 | $ 645,000 | $ 215,000 | $ 41,000 |
| Sacramento County California | 3 | $ 724,000 | $ 241,000 | $ 40,000 |
| San Benito County California | 3 | $ 1,251,000 | $ 417,000 | $ 113,000 |
| San Diego County California | 3 | $ 1,095,000 | $ 365,000 | $ 120,000 |
| San Joaquin County California | 3 | $ 753,000 | $ 251,000 | $ 74,000 |
| San Mateo County California | 3 | $ 1,764,000 | $ 588,000 | $ 147,000 |
| Grand County Colorado | 3 | $ 720,000 | $ 240,000 | $ 297,000 |
| Logan County Colorado | 3 | $ 288,000 | $ 96,000 | $ 50,000 |
| Summit County Colorado | 3 | $ 1,064,000 | $ 354,000 | $ 257,000 |
| Lake County Florida | 3 | $ 614,000 | $ 204,000 | $ 59,000 |
| Volusia County Florida | 3 | $ 550,000 | $ 183,000 | $ 44,000 |
| Chatham County Georgia | 3 | $ 459,000 | $ 153,000 | $ 50,000 |
| Gordon County Georgia | 3 | $ 572,000 | $ 190,000 | $ 108,000 |
| Hall County Georgia | 3 | $ 519,000 | $ 173,000 | $ 46,000 |
| Houston County Georgia | 3 | $ 432,000 | $ 144,000 | $ 52,000 |
| Jackson County Georgia | 3 | $ 822,000 | $ 274,000 | $ 78,000 |
| Walker County Georgia | 3 | $ 344,000 | $ 114,000 | $ 70,000 |
| Story County Iowa | 3 | $ 537,000 | $ 179,000 | $ 57,000 |
| St. Tammany County Louisiana | 3 | $ 1,188,000 | $ 396,000 | $ 153,000 |
| Tangipahoa County Louisiana | 3 | $ 414,000 | $ 138,000 | $ 60,000 |
| Crow Wing County Minnesota | 3 | $ 541,000 | $ 180,000 | $ 54,000 |
| Washington County Minnesota | 3 | $ 690,000 | $ 230,000 | $ 80,000 |
| Jackson County Missouri | 3 | $ 363,000 | $ 121,000 | $ 72,000 |
| St. Charles County Missouri | 3 | $ 681,000 | $ 227,000 | $ 101,000 |
| Anderson County South Carolina | 3 | $ 426,000 | $ 142,000 | $ 45,000 |
| Colleton County South Carolina | 3 | $ 450,000 | $ 150,000 | $ 75,000 |
| Dorchester County South Carolina | 3 | $ 749,000 | $ 249,000 | $ 83,000 |
| Hardeman County Tennessee | 3 | $ 322,000 | $ 107,000 | $ 62,000 |
| Shelby County Tennessee | 3 | $ 697,000 | $ 232,000 | $ 138,000 |
| Bell County Texas | 3 | $ 429,000 | $ 143,000 | $ 85,000 |
| Kaufman County Texas | 3 | $ 805,000 | $ 268,000 | $ 66,000 |
| Nueces County Texas | 3 | $ 592,000 | $ 197,000 | $ 123,000 |
| Travis County Texas | 3 | $ 780,000 | $ 260,000 | $ 70,000 |
| Webb County Texas | 3 | $ 418,000 | $ 139,000 | $ 50,000 |
| Chesapeake County Virginia | 3 | $ 967,000 | $ 322,000 | $ 166,000 |
| Newport News County Virginia | 3 | $ 418,000 | $ 139,000 | $ 51,000 |
| Portsmouth County Virginia | 3 | $ 651,000 | $ 217,000 | $ 112,000 |
| Gila County Arizona | 2 | $ 378,000 | $ 189,000 | $ 165,000 |
| El Dorado County California | 2 | $ 648,000 | $ 324,000 | $ 94,000 |
| Madera County California | 2 | $ 421,000 | $ 210,000 | $ 117,000 |
| Marin County California | 2 | $ 563,000 | $ 281,000 | $ 120,000 |
| Merced County California | 2 | $ 466,000 | $ 233,000 | $ 93,000 |
| Stanislaus County California | 2 | $ 575,000 | $ 287,000 | $ 70,000 |
| Eagle County Colorado | 2 | $ 673,000 | $ 336,000 | $ 70,000 |
| Lake County Colorado | 2 | $ 481,000 | $ 240,000 | $ 79,000 |
| Park County Colorado | 2 | $ 614,000 | $ 307,000 | $ 114,000 |
| Duval County Florida | 2 | $ 502,000 | $ 251,000 | $ 48,000 |
| Spalding County Georgia | 2 | $ 115,000 | $ 57,000 | $ 77,000 |
| Troup County Georgia | 2 | $ 241,000 | $ 120,000 | $ 34,000 |
| Madison County Iowa | 2 | $ 239,000 | $ 119,000 | $ 42,000 |
| Blue Earth County Minnesota | 2 | $ 307,000 | $ 153,000 | $ 33,000 |
| Isanti County Minnesota | 2 | $ 302,000 | $ 151,000 | $ 42,000 |
| Morrison County Minnesota | 2 | $ 233,000 | $ 116,000 | $ 67,000 |
| Marshall County Mississippi | 2 | $ 262,000 | $ 131,000 | $ 64,000 |
| Douglas County Nebraska | 2 | $ 515,000 | $ 257,000 | $ 172,000 |
| Nye County Nevada | 2 | $ 224,000 | $ 112,000 | $ 75,000 |
| McClain County Oklahoma | 2 | $ 318,000 | $ 159,000 | $ 55,000 |
| Barnwell County South Carolina | 2 | $ 122,000 | $ 61,000 | $ 51,000 |
| Oconee County South Carolina | 2 | $ 174,000 | $ 87,000 | $ 22,000 |
| Richland County South Carolina | 2 | $ 260,000 | $ 130,000 | $ 40,000 |
| Bowie County Texas | 2 | $ 547,000 | $ 273,000 | $ 290,000 |
| Deaf Smith County Texas | 2 | $ 246,000 | $ 123,000 | $ 75,000 |
| Ellis County Texas | 2 | $ 348,000 | $ 174,000 | $ 60,000 |
| Hale County Texas | 2 | $ 285,000 | $ 142,000 | $ 63,000 |
| Johnson County Texas | 2 | $ 377,000 | $ 188,000 | $ 72,000 |
| Liberty County Texas | 2 | $ 263,000 | $ 131,000 | $ 48,000 |
| Midland County Texas | 2 | $ 712,000 | $ 356,000 | $ 195,000 |
| Potter County Texas | 2 | $ 254,000 | $ 127,000 | $ 68,000 |
| Rockwall County Texas | 2 | $ 516,000 | $ 258,000 | $ 76,000 |
| Wichita County Texas | 2 | $ 254,000 | $ 127,000 | $ 36,000 |
| Clark County Washington | 2 | $ 446,000 | $ 223,000 | $ 67,000 |
| Kitsap County Washington | 2 | $ 288,000 | $ 144,000 | $ 76,000 |
| Yavapai County Arizona | 1 | $ 186,000 | $ 186,000 | $ 23,000 |
| Monterey County California | 1 | $ 370,000 | $ 370,000 | $ 145,000 |
| Ventura County California | 1 | $ 424,000 | $ 424,000 | $ 80,000 |
| Clear Creek County Colorado | 1 | $ 389,000 | $ 389,000 | $ 72,000 |
| Crowley County Colorado | 1 | $ 87,000 | $ 87,000 | $ 42,000 |
| Fremont County Colorado | 1 | $ 157,000 | $ 157,000 | $ 45,000 |
| Mesa County Colorado | 1 | $ 146,000 | $ 146,000 | $ 44,000 |
| Montrose County Colorado | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Otero County Colorado | 1 | $ 52,000 | $ 52,000 | $ 43,000 |
| Bay County Florida | 1 | $ 148,000 | $ 148,000 | $ 99,000 |
| Brevard County Florida | 1 | $ 147,000 | $ 147,000 | $ 39,000 |
| Citrus County Florida | 1 | $ 160,000 | $ 160,000 | $ 101,000 |
| Collier County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Hendry County Florida | 1 | $ 86,000 | $ 86,000 | $ 28,000 |
| Martin County Florida | 1 | $ 204,000 | $ 204,000 | $ 127,000 |
| Monroe County Florida | 1 | $ 275,000 | $ 275,000 | $ 769,000 |
| Taylor County Florida | 1 | $ 60,000 | $ 60,000 | $ 129,000 |
| Walton County Florida | 1 | $ 138,000 | $ 138,000 | $ 43,000 |
| Bartow County Georgia | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Bibb County Georgia | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Butts County Georgia | 1 | $ 108,000 | $ 108,000 | $ 31,000 |
| Chattooga County Georgia | 1 | $ 119,000 | $ 119,000 | $ 32,000 |
| Fannin County Georgia | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Floyd County Georgia | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Lamar County Georgia | 1 | $ 49,000 | $ 49,000 | $ 19,000 |
| Pike County Georgia | 1 | $ 190,000 | $ 190,000 | $ 75,000 |
| Twiggs County Georgia | 1 | $ 81,000 | $ 81,000 | $ 29,000 |
| White County Georgia | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Allen County Indiana | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Hamilton County Indiana | 1 | $ 73,000 | $ 73,000 | $ 41,000 |
| Jay County Indiana | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| Johnson County Indiana | 1 | $ 73,000 | $ 73,000 | $ 40,000 |
| Kosciusko County Indiana | 1 | $ 138,000 | $ 138,000 | $ 99,000 |
| Madison County Indiana | 1 | $ 208,000 | $ 208,000 | $ 129,000 |
| Marion County Indiana | 1 | $ 139,000 | $ 139,000 | $ 39,000 |
| Miami County Indiana | 1 | $ 147,000 | $ 147,000 | $ 33,000 |
| Steuben County Indiana | 1 | $ 117,000 | $ 117,000 | $ 46,000 |
| Wabash County Indiana | 1 | $ 62,000 | $ 62,000 | $ 43,000 |
| Guthrie County Iowa | 1 | $ 127,000 | $ 127,000 | $ 68,000 |
| Warren County Iowa | 1 | $ 149,000 | $ 149,000 | $ 69,000 |
| Johnson County Kansas | 1 | $ 254,000 | $ 254,000 | $ 60,000 |
| Acadia County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 26,000 |
| Calcasieu County Louisiana | 1 | $ 180,000 | $ 180,000 | $ 116,000 |
| Lafourche County Louisiana | 1 | $ 233,000 | $ 233,000 | $ 72,000 |
| St. Mary County Louisiana | 1 | $ 164,000 | $ 164,000 | $ 51,000 |
| Vermilion County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Washington County Louisiana | 1 | $ 153,000 | $ 153,000 | $ 84,000 |
| Antrim County Michigan | 1 | $ 132,000 | $ 132,000 | $ 32,000 |
| Beltrami County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 74,000 |
| Brown County Minnesota | 1 | $ 154,000 | $ 154,000 | $ 68,000 |
| Kandiyohi County Minnesota | 1 | $ 118,000 | $ 118,000 | $ 47,000 |
| Le Sueur County Minnesota | 1 | $ 101,000 | $ 101,000 | $ 39,000 |
| McLeod County Minnesota | 1 | $ 207,000 | $ 207,000 | $ 116,000 |
| Nicollet County Minnesota | 1 | $ 183,000 | $ 183,000 | $ 68,000 |
| Olmsted County Minnesota | 1 | $ 101,000 | $ 101,000 | $ 30,000 |
| Rice County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 39,000 |
| Sibley County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Todd County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Wadena County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 33,000 |
| Harrison County Mississippi | 1 | $ 141,000 | $ 141,000 | $ 37,000 |
| Lafayette County Mississippi | 1 | $ 66,000 | $ 66,000 | $ 21,000 |
| Lamar County Mississippi | 1 | $ 176,000 | $ 176,000 | $ 47,000 |
| Panola County Mississippi | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Tate County Mississippi | 1 | $ 98,000 | $ 98,000 | $ 27,000 |
| Callaway County Missouri | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Cass County Nebraska | 1 | $ 263,000 | $ 263,000 | $ 125,000 |
| Lancaster County Nebraska | 1 | $ 173,000 | $ 173,000 | $ 55,000 |
| Lincoln County Nebraska | 1 | $ 61,000 | $ 61,000 | $ 114,000 |
| Elko County Nevada | 1 | $ 200,000 | $ 200,000 | $ 1,000 |
| Lyon County Nevada | 1 | $ 276,000 | $ 276,000 | $ 78,000 |
| Lincoln County New Mexico | 1 | $ 337,000 | $ 337,000 | $ 165,000 |
| Santa Fe County New Mexico | 1 | $ 295,000 | $ 295,000 | $ 128,000 |
| Socorro County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| Lincoln County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Pottawatomie County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 136,000 |
| Aiken County South Carolina | 1 | $ 79,000 | $ 79,000 | $ 16,000 |
| Edgefield County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 31,000 |
| Georgetown County South Carolina | 1 | $ 101,000 | $ 101,000 | $ 52,000 |
| Laurens County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 44,000 |
| Orangeburg County South Carolina | 1 | $ 272,000 | $ 272,000 | $ 103,000 |
| Bradley County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Davidson County Tennessee | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Sequatchie County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 75,000 |
| Van Buren County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 36,000 |
| Wilson County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Bastrop County Texas | 1 | $ 129,000 | $ 129,000 | $ 63,000 |
| Dallam County Texas | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Ector County Texas | 1 | $ 199,000 | $ 199,000 | $ 65,000 |
| El Paso County Texas | 1 | $ 98,000 | $ 98,000 | $ 41,000 |
| Grayson County Texas | 1 | $ 164,000 | $ 164,000 | $ 39,000 |
| Gregg County Texas | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Guadalupe County Texas | 1 | $ 94,000 | $ 94,000 | $ 65,000 |
| Hardeman County Texas | 1 | $ 52,000 | $ 52,000 | $ 40,000 |
| Hartley County Texas | 1 | $ 146,000 | $ 146,000 | $ 86,000 |
| Hutchinson County Texas | 1 | $ 83,000 | $ 83,000 | $ 87,000 |
| Jasper County Texas | 1 | $ 142,000 | $ 142,000 | $ 89,000 |
| Leon County Texas | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Lipscomb County Texas | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| McLennan County Texas | 1 | $ 86,000 | $ 86,000 | $ 34,000 |
| Medina County Texas | 1 | $ 113,000 | $ 113,000 | $ 29,000 |
| Milam County Texas | 1 | $ 133,000 | $ 133,000 | $ 61,000 |
| Moore County Texas | 1 | $ 87,000 | $ 87,000 | $ 39,000 |
| Orange County Texas | 1 | $ 221,000 | $ 221,000 | $ 96,000 |
| Roberts County Texas | 1 | $ 164,000 | $ 164,000 | $ 128,000 |
| Victoria County Texas | 1 | $ 213,000 | $ 213,000 | $ 143,000 |
| Wilson County Texas | 1 | $ 320,000 | $ 320,000 | $ 82,000 |
| Hampton County Virginia | 1 | $ 76,000 | $ 76,000 | $ 95,000 |
| Benton County Washington | 1 | $ 309,000 | $ 309,000 | $ 134,000 |
| Franklin County Washington | 1 | $ 137,000 | $ 137,000 | $ 185,000 |
| Mason County Washington | 1 | $ 396,000 | $ 396,000 | $ 129,000 |
| Spokane County Washington | 1 | $ 177,000 | $ 177,000 | $ 56,000 |
| Thurston County Washington | 1 | $ 273,000 | $ 273,000 | $ 94,000 |
| Walla Walla County Washington | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Yakima County Washington | 1 | $ 210,000 | $ 210,000 | $ 45,000 |
| Laramie County Wyoming | 1 | $ 417,000 | $ 417,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Loan Simple, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,530 | $509,943,000 | $201,000 | $1,840,000 | $76,000 | $1,693,000 |
| Home Improvement | 400 | $92,024,000 | $230,000 | $1,000,000 | $91,000 | $1,061,000 |
| Refinancing | 356 | $91,416,000 | $256,000 | $3,500,000 | $103,000 | $967,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,361 | $310,294,000 | $227,000 | $3,500,000 | $90,000 | $1,328,000 |
| Not Provided | 836 | $175,021,000 | $209,000 | $1,840,000 | $80,000 | $1,693,000 |
| Hispanic | 477 | $87,521,000 | $183,000 | $640,000 | $68,000 | $438,000 |
| Black or African American | 474 | $80,293,000 | $169,000 | $1,000,000 | $65,000 | $964,000 |
| Asian | 118 | $35,453,000 | $300,000 | $880,000 | $100,000 | $1,061,000 |
| Native Hawaiin or Other Pacific Islander | 12 | $3,376,000 | $281,000 | $626,000 | $122,000 | $260,000 |
| American Indian or Alaskan Native | 8 | $1,425,000 | $178,000 | $309,000 | $70,000 | $230,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,513 | $275,976,000 | $182,000 | $625,000 | $61,000 | $394,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,406 | $341,121,000 | $242,000 | $3,500,000 | $107,000 | $1,693,000 |
| VA-guaranteed (Veterans Administration) | 253 | $59,027,000 | $233,000 | $762,000 | $71,000 | $303,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 114 | $17,259,000 | $151,000 | $360,000 | $48,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,190 | $462,542,000 | $211,000 | $1,840,000 | $81,000 | $1,693,000 |
| Application Withdrawn By Applicant | 553 | $118,039,000 | $213,000 | $3,500,000 | $84,000 | $972,000 |
| Application Approved But Not Accepted | 303 | $66,214,000 | $218,000 | $1,200,000 | $88,000 | $1,061,000 |
| Application Denied By Financial Institution | 225 | $43,082,000 | $191,000 | $1,580,000 | $63,000 | $930,000 |
| File Closed For Incompleteness | 15 | $3,506,000 | $233,000 | $549,000 | $101,000 | $423,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 93 | $19,929,000 | $214,000 | $730,000 | $53,000 | $357,000 |
| Credit History | 35 | $7,000,000 | $200,000 | $1,580,000 | $81,000 | $930,000 |
| Collateral | 25 | $4,179,000 | $167,000 | $626,000 | $67,000 | $191,000 |
| Employment History | 12 | $1,806,000 | $150,000 | $307,000 | $57,000 | $146,000 |
| Unverifiable Information | 12 | $2,271,000 | $189,000 | $417,000 | $95,000 | $269,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,805,000 | $164,000 | $293,000 | $56,000 | $85,000 |
| Other | 8 | $1,316,000 | $164,000 | $290,000 | $80,000 | $269,000 |
| Credit Application Incomplete | 2 | $256,000 | $128,000 | $136,000 | $37,000 | $38,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Simple, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Simple, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.