Loan Simple, Inc. Mortgage Lending & HMDA Data, 2016
In 2016, Loan Simple, Inc. of Englewood, CO reported 3,286 mortgage applications totaling $693.4 million, down 1% from 2015. The average application was for $211,011, and applicants reported an average income of $80,751. 67% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (364), Denver-Aurora-Lakewood, CO (251) and Houston-The Woodlands-Sugar Land, TX (224) (applications in parentheses).
| Mortgage Company & Address | Loan Simple, Inc. 9635 Maroon Circle Suite 100 Englewood, CO 80112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 3,286 |
| Total Mortgage Loan Application Amount | $693,383,000 |
| Average Mortgage Loan Application Amount | $211,011 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $80,751 |
| Highest Applicant Income | $1,693,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loan Simple, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Larimer, Colorado | 218 | $ 57,372,000 | $ 263,174 | $ 90,000 |
| Weld, Colorado | 197 | $ 46,256,000 | $ 234,802 | $ 85,000 |
| Harris, Texas | 141 | $ 26,142,000 | $ 185,404 | $ 99,000 |
| East Baton Rouge, Louisiana | 99 | $ 14,357,000 | $ 145,020 | $ 64,000 |
| Tulare, California | 94 | $ 16,760,000 | $ 178,297 | $ 66,000 |
| Adams, Colorado | 77 | $ 19,752,000 | $ 256,519 | $ 80,000 |
| Fulton, Georgia | 73 | $ 13,260,000 | $ 181,643 | $ 70,000 |
| Bernalillo, New Mexico | 71 | $ 13,142,000 | $ 185,098 | $ 76,000 |
| Hennepin, Minnesota | 57 | $ 12,485,000 | $ 219,035 | $ 87,000 |
| Santa Clara, California | 54 | $ 25,101,000 | $ 464,833 | $ 114,000 |
| Arapahoe, Colorado | 54 | $ 17,340,000 | $ 321,111 | $ 113,000 |
| Clark, Nevada | 54 | $ 12,040,000 | $ 222,962 | $ 71,000 |
| Hamilton, Tennessee | 54 | $ 8,923,000 | $ 165,240 | $ 61,000 |
| Maricopa, Arizona | 53 | $ 12,570,000 | $ 237,169 | $ 87,000 |
| Palm Beach, Florida | 50 | $ 10,331,000 | $ 206,620 | $ 101,000 |
| Fort Bend, Texas | 49 | $ 10,784,000 | $ 220,081 | $ 90,000 |
| Gwinnett, Georgia | 46 | $ 8,872,000 | $ 192,869 | $ 69,000 |
| Jefferson, Texas | 43 | $ 4,489,000 | $ 104,395 | $ 54,000 |
| Jefferson, Colorado | 41 | $ 10,154,000 | $ 247,658 | $ 100,000 |
| Bexar, Texas | 41 | $ 6,286,000 | $ 153,317 | $ 66,000 |
| Boulder, Colorado | 40 | $ 12,610,000 | $ 315,250 | $ 106,000 |
| Broward, Florida | 39 | $ 7,267,000 | $ 186,333 | $ 81,000 |
| Denver, Colorado | 36 | $ 11,413,000 | $ 317,027 | $ 136,000 |
| Cobb, Georgia | 35 | $ 6,459,000 | $ 184,542 | $ 76,000 |
| King, Washington | 34 | $ 11,495,000 | $ 338,088 | $ 102,000 |
| Cameron, Texas | 33 | $ 4,687,000 | $ 142,030 | $ 76,000 |
| DeKalb, Georgia | 32 | $ 5,155,000 | $ 161,093 | $ 58,000 |
| Douglas, Colorado | 31 | $ 9,807,000 | $ 316,354 | $ 111,000 |
| Ascension, Louisiana | 28 | $ 5,277,000 | $ 188,464 | $ 74,000 |
| Valencia, New Mexico | 28 | $ 4,033,000 | $ 144,035 | $ 46,000 |
| Clayton, Georgia | 27 | $ 3,774,000 | $ 139,777 | $ 53,000 |
| Anoka, Minnesota | 27 | $ 5,224,000 | $ 193,481 | $ 69,000 |
| Pinellas, Florida | 26 | $ 4,421,000 | $ 170,038 | $ 76,000 |
| Henry, Georgia | 26 | $ 4,702,000 | $ 180,846 | $ 66,000 |
| Dallas, Texas | 26 | $ 5,042,000 | $ 193,923 | $ 69,000 |
| Hillsborough, Florida | 23 | $ 4,232,000 | $ 184,000 | $ 67,000 |
| Forsyth, Georgia | 22 | $ 4,341,000 | $ 197,318 | $ 86,000 |
| Dakota, Minnesota | 21 | $ 5,324,000 | $ 253,523 | $ 96,000 |
| St. Louis, Missouri | 21 | $ 2,992,000 | $ 142,476 | $ 61,000 |
| Oklahoma, Oklahoma | 21 | $ 3,812,000 | $ 181,523 | $ 86,000 |
| Pasco, Florida | 20 | $ 3,356,000 | $ 167,800 | $ 110,000 |
| Ramsey, Minnesota | 20 | $ 3,335,000 | $ 166,750 | $ 51,000 |
| DeSoto, Mississippi | 20 | $ 3,079,000 | $ 153,950 | $ 55,000 |
| Montgomery, Texas | 20 | $ 3,241,000 | $ 162,050 | $ 65,000 |
| Los Angeles, California | 18 | $ 8,233,000 | $ 457,388 | $ 111,000 |
| Miami-Dade, Florida | 18 | $ 3,997,000 | $ 222,055 | $ 86,000 |
| Livingston, Louisiana | 18 | $ 2,712,000 | $ 150,666 | $ 66,000 |
| Tarrant, Texas | 18 | $ 3,671,000 | $ 203,944 | $ 72,000 |
| El Paso, Colorado | 17 | $ 3,956,000 | $ 232,705 | $ 71,000 |
| Douglas, Georgia | 17 | $ 2,896,000 | $ 170,352 | $ 58,000 |
| New Castle, Delaware | 16 | $ 2,419,000 | $ 151,187 | $ 44,000 |
| Greenville, South Carolina | 16 | $ 2,175,000 | $ 135,937 | $ 44,000 |
| Collin, Texas | 16 | $ 3,302,000 | $ 206,375 | $ 73,000 |
| Orange, Florida | 15 | $ 3,936,000 | $ 262,400 | $ 129,000 |
| Rockdale, Georgia | 15 | $ 3,063,000 | $ 204,200 | $ 63,000 |
| Sandoval, New Mexico | 15 | $ 2,964,000 | $ 197,600 | $ 80,000 |
| Seminole, Florida | 14 | $ 3,024,000 | $ 216,000 | $ 102,000 |
| Paulding, Georgia | 14 | $ 2,687,000 | $ 191,928 | $ 74,000 |
| Orleans, Louisiana | 14 | $ 2,299,000 | $ 164,214 | $ 55,000 |
| Stearns, Minnesota | 14 | $ 2,130,000 | $ 152,142 | $ 50,000 |
| Wright, Minnesota | 13 | $ 2,194,000 | $ 168,769 | $ 74,000 |
| Horry, South Carolina | 13 | $ 2,240,000 | $ 172,307 | $ 89,000 |
| Aransas, Texas | 13 | $ 2,229,000 | $ 171,461 | $ 112,000 |
| Snohomish, Washington | 13 | $ 3,806,000 | $ 292,769 | $ 80,000 |
| Monroe, Indiana | 12 | $ 1,578,000 | $ 131,500 | $ 71,000 |
| Charleston, South Carolina | 12 | $ 5,132,000 | $ 427,666 | $ 253,000 |
| Fayette, Georgia | 11 | $ 2,514,000 | $ 228,545 | $ 103,000 |
| Polk, Iowa | 11 | $ 1,317,000 | $ 119,727 | $ 54,000 |
| Sherburne, Minnesota | 11 | $ 2,093,000 | $ 190,272 | $ 58,000 |
| Randall, Texas | 11 | $ 1,538,000 | $ 139,818 | $ 50,000 |
| Kern, California | 10 | $ 1,915,000 | $ 191,500 | $ 49,000 |
| Coweta, Georgia | 10 | $ 1,702,000 | $ 170,200 | $ 73,000 |
| Lafayette, Louisiana | 10 | $ 1,635,000 | $ 163,500 | $ 55,000 |
| Cleveland, Oklahoma | 10 | $ 1,664,000 | $ 166,400 | $ 67,000 |
| Spartanburg, South Carolina | 10 | $ 1,468,000 | $ 146,800 | $ 52,000 |
| Adams, Washington | 10 | $ 1,587,000 | $ 158,700 | $ 74,000 |
| Alameda, California | 9 | $ 3,843,000 | $ 427,000 | $ 94,000 |
| Riverside, California | 9 | $ 2,723,000 | $ 302,555 | $ 97,000 |
| Jefferson, Louisiana | 9 | $ 1,194,000 | $ 132,666 | $ 50,000 |
| San Bernardino, California | 8 | $ 1,841,000 | $ 230,125 | $ 157,000 |
| Osceola, Florida | 8 | $ 1,241,000 | $ 155,125 | $ 53,000 |
| Boone, Iowa | 8 | $ 914,000 | $ 114,250 | $ 49,000 |
| Brazoria, Texas | 8 | $ 1,763,000 | $ 220,375 | $ 211,000 |
| Solano, California | 7 | $ 2,275,000 | $ 325,000 | $ 94,000 |
| Kent, Delaware | 7 | $ 1,132,000 | $ 161,714 | $ 57,000 |
| Catoosa, Georgia | 7 | $ 810,000 | $ 115,714 | $ 57,000 |
| Scott, Minnesota | 7 | $ 2,429,000 | $ 347,000 | $ 152,000 |
| Denton, Texas | 7 | $ 2,028,000 | $ 289,714 | $ 76,000 |
| Orange, California | 6 | $ 2,646,000 | $ 441,000 | $ 101,000 |
| Teller, Colorado | 6 | $ 1,161,000 | $ 193,500 | $ 146,000 |
| St. Lucie, Florida | 6 | $ 1,017,000 | $ 169,500 | $ 54,000 |
| Carroll, Georgia | 6 | $ 1,001,000 | $ 166,833 | $ 81,000 |
| Newton, Georgia | 6 | $ 713,000 | $ 118,833 | $ 38,000 |
| Whitfield, Georgia | 6 | $ 792,000 | $ 132,000 | $ 40,000 |
| Assumption, Louisiana | 6 | $ 613,000 | $ 102,166 | $ 43,000 |
| Macomb, Michigan | 6 | $ 1,085,000 | $ 180,833 | $ 31,000 |
| Washoe, Nevada | 6 | $ 1,728,000 | $ 288,000 | $ 107,000 |
| Canadian, Oklahoma | 6 | $ 916,000 | $ 152,666 | $ 63,000 |
| Gray, Texas | 6 | $ 668,000 | $ 111,333 | $ 59,000 |
| Pinal, Arizona | 5 | $ 776,000 | $ 155,200 | $ 53,000 |
| Contra Costa, California | 5 | $ 2,658,000 | $ 531,600 | $ 177,000 |
| Broomfield, Colorado | 5 | $ 1,398,000 | $ 279,600 | $ 105,000 |
| Lee, Florida | 5 | $ 1,248,000 | $ 249,600 | $ 107,000 |
| Polk, Florida | 5 | $ 794,000 | $ 158,800 | $ 54,000 |
| Cherokee, Georgia | 5 | $ 1,144,000 | $ 228,800 | $ 81,000 |
| Dawson, Georgia | 5 | $ 814,000 | $ 162,800 | $ 76,000 |
| Rabun, Georgia | 5 | $ 478,000 | $ 95,600 | $ 41,000 |
| Delaware, Indiana | 5 | $ 378,000 | $ 75,600 | $ 47,000 |
| Iberville, Louisiana | 5 | $ 647,000 | $ 129,400 | $ 54,000 |
| St. Martin, Louisiana | 5 | $ 804,000 | $ 160,800 | $ 72,000 |
| West Baton Rouge, Louisiana | 5 | $ 1,047,000 | $ 209,400 | $ 62,000 |
| Benton, Minnesota | 5 | $ 629,000 | $ 125,800 | $ 53,000 |
| Carver, Minnesota | 5 | $ 845,000 | $ 169,000 | $ 55,000 |
| Mille Lacs, Minnesota | 5 | $ 765,000 | $ 153,000 | $ 42,000 |
| Williamson, Texas | 5 | $ 1,101,000 | $ 220,200 | $ 86,000 |
| Pierce, Washington | 5 | $ 1,158,000 | $ 231,600 | $ 70,000 |
| Placer, California | 4 | $ 2,275,000 | $ 568,750 | $ 167,000 |
| Elbert, Colorado | 4 | $ 1,219,000 | $ 304,750 | $ 106,000 |
| Garfield, Colorado | 4 | $ 1,655,000 | $ 413,750 | $ 124,000 |
| Morgan, Colorado | 4 | $ 661,000 | $ 165,250 | $ 40,000 |
| Pueblo, Colorado | 4 | $ 442,000 | $ 110,500 | $ 69,000 |
| Hernando, Florida | 4 | $ 499,000 | $ 124,750 | $ 38,000 |
| Barrow, Georgia | 4 | $ 748,000 | $ 187,000 | $ 69,000 |
| Heard, Georgia | 4 | $ 313,000 | $ 78,250 | $ 51,000 |
| Murray, Georgia | 4 | $ 591,000 | $ 147,750 | $ 34,000 |
| Dallas, Iowa | 4 | $ 521,000 | $ 130,250 | $ 50,000 |
| Bourbon, Kansas | 4 | $ 273,000 | $ 68,250 | $ 40,000 |
| St. John the Baptist, Louisiana | 4 | $ 507,000 | $ 126,750 | $ 48,000 |
| Monroe, Michigan | 4 | $ 439,000 | $ 109,750 | $ 34,000 |
| Chisago, Minnesota | 4 | $ 778,000 | $ 194,500 | $ 45,000 |
| St. Louis City, Missouri | 4 | $ 516,000 | $ 129,000 | $ 51,000 |
| Logan, Oklahoma | 4 | $ 704,000 | $ 176,000 | $ 110,000 |
| Berkeley, South Carolina | 4 | $ 540,000 | $ 135,000 | $ 143,000 |
| Galveston, Texas | 4 | $ 794,000 | $ 198,500 | $ 75,000 |
| Hidalgo, Texas | 4 | $ 795,000 | $ 198,750 | $ 86,000 |
| San Patricio, Texas | 4 | $ 721,000 | $ 180,250 | $ 96,000 |
| Suffolk, Virginia | 4 | $ 1,010,000 | $ 252,500 | $ 98,000 |
| Virginia Beach, Virginia | 4 | $ 779,000 | $ 194,750 | $ 63,000 |
| Fresno, California | 3 | $ 645,000 | $ 215,000 | $ 41,000 |
| Sacramento, California | 3 | $ 724,000 | $ 241,333 | $ 40,000 |
| San Benito, California | 3 | $ 1,251,000 | $ 417,000 | $ 113,000 |
| San Diego, California | 3 | $ 1,095,000 | $ 365,000 | $ 120,000 |
| San Joaquin, California | 3 | $ 753,000 | $ 251,000 | $ 74,000 |
| San Mateo, California | 3 | $ 1,764,000 | $ 588,000 | $ 147,000 |
| Grand, Colorado | 3 | $ 720,000 | $ 240,000 | $ 297,000 |
| Logan, Colorado | 3 | $ 288,000 | $ 96,000 | $ 50,000 |
| Summit, Colorado | 3 | $ 1,064,000 | $ 354,666 | $ 257,000 |
| Lake, Florida | 3 | $ 614,000 | $ 204,666 | $ 59,000 |
| Volusia, Florida | 3 | $ 550,000 | $ 183,333 | $ 44,000 |
| Chatham, Georgia | 3 | $ 459,000 | $ 153,000 | $ 50,000 |
| Gordon, Georgia | 3 | $ 572,000 | $ 190,666 | $ 108,000 |
| Hall, Georgia | 3 | $ 519,000 | $ 173,000 | $ 46,000 |
| Houston, Georgia | 3 | $ 432,000 | $ 144,000 | $ 52,000 |
| Jackson, Georgia | 3 | $ 822,000 | $ 274,000 | $ 78,000 |
| Walker, Georgia | 3 | $ 344,000 | $ 114,666 | $ 70,000 |
| Story, Iowa | 3 | $ 537,000 | $ 179,000 | $ 57,000 |
| St. Tammany, Louisiana | 3 | $ 1,188,000 | $ 396,000 | $ 153,000 |
| Tangipahoa, Louisiana | 3 | $ 414,000 | $ 138,000 | $ 60,000 |
| Crow Wing, Minnesota | 3 | $ 541,000 | $ 180,333 | $ 54,000 |
| Washington, Minnesota | 3 | $ 690,000 | $ 230,000 | $ 80,000 |
| Jackson, Missouri | 3 | $ 363,000 | $ 121,000 | $ 72,000 |
| St. Charles, Missouri | 3 | $ 681,000 | $ 227,000 | $ 101,000 |
| Anderson, South Carolina | 3 | $ 426,000 | $ 142,000 | $ 45,000 |
| Colleton, South Carolina | 3 | $ 450,000 | $ 150,000 | $ 75,000 |
| Dorchester, South Carolina | 3 | $ 749,000 | $ 249,666 | $ 83,000 |
| Hardeman, Tennessee | 3 | $ 322,000 | $ 107,333 | $ 62,000 |
| Shelby, Tennessee | 3 | $ 697,000 | $ 232,333 | $ 138,000 |
| Bell, Texas | 3 | $ 429,000 | $ 143,000 | $ 85,000 |
| Kaufman, Texas | 3 | $ 805,000 | $ 268,333 | $ 66,000 |
| Nueces, Texas | 3 | $ 592,000 | $ 197,333 | $ 123,000 |
| Travis, Texas | 3 | $ 780,000 | $ 260,000 | $ 70,000 |
| Webb, Texas | 3 | $ 418,000 | $ 139,333 | $ 50,000 |
| Chesapeake, Virginia | 3 | $ 967,000 | $ 322,333 | $ 166,000 |
| Newport News, Virginia | 3 | $ 418,000 | $ 139,333 | $ 51,000 |
| Portsmouth, Virginia | 3 | $ 651,000 | $ 217,000 | $ 112,000 |
| Gila, Arizona | 2 | $ 378,000 | $ 189,000 | $ 165,000 |
| El Dorado, California | 2 | $ 648,000 | $ 324,000 | $ 94,000 |
| Madera, California | 2 | $ 421,000 | $ 210,500 | $ 117,000 |
| Marin, California | 2 | $ 563,000 | $ 281,500 | $ 120,000 |
| Merced, California | 2 | $ 466,000 | $ 233,000 | $ 93,000 |
| Stanislaus, California | 2 | $ 575,000 | $ 287,500 | $ 70,000 |
| Eagle, Colorado | 2 | $ 673,000 | $ 336,500 | $ 70,000 |
| Lake, Colorado | 2 | $ 481,000 | $ 240,500 | $ 79,000 |
| Park, Colorado | 2 | $ 614,000 | $ 307,000 | $ 114,000 |
| Duval, Florida | 2 | $ 502,000 | $ 251,000 | $ 48,000 |
| Spalding, Georgia | 2 | $ 115,000 | $ 57,500 | $ 77,000 |
| Troup, Georgia | 2 | $ 241,000 | $ 120,500 | $ 34,000 |
| Madison, Iowa | 2 | $ 239,000 | $ 119,500 | $ 42,000 |
| Blue Earth, Minnesota | 2 | $ 307,000 | $ 153,500 | $ 33,000 |
| Isanti, Minnesota | 2 | $ 302,000 | $ 151,000 | $ 42,000 |
| Morrison, Minnesota | 2 | $ 233,000 | $ 116,500 | $ 67,000 |
| Marshall, Mississippi | 2 | $ 262,000 | $ 131,000 | $ 64,000 |
| Douglas, Nebraska | 2 | $ 515,000 | $ 257,500 | $ 172,000 |
| Nye, Nevada | 2 | $ 224,000 | $ 112,000 | $ 75,000 |
| McClain, Oklahoma | 2 | $ 318,000 | $ 159,000 | $ 55,000 |
| Barnwell, South Carolina | 2 | $ 122,000 | $ 61,000 | $ 51,000 |
| Oconee, South Carolina | 2 | $ 174,000 | $ 87,000 | $ 22,000 |
| Richland, South Carolina | 2 | $ 260,000 | $ 130,000 | $ 40,000 |
| Bowie, Texas | 2 | $ 547,000 | $ 273,500 | $ 290,000 |
| Deaf Smith, Texas | 2 | $ 246,000 | $ 123,000 | $ 75,000 |
| Ellis, Texas | 2 | $ 348,000 | $ 174,000 | $ 60,000 |
| Hale, Texas | 2 | $ 285,000 | $ 142,500 | $ 63,000 |
| Johnson, Texas | 2 | $ 377,000 | $ 188,500 | $ 72,000 |
| Liberty, Texas | 2 | $ 263,000 | $ 131,500 | $ 48,000 |
| Midland, Texas | 2 | $ 712,000 | $ 356,000 | $ 195,000 |
| Potter, Texas | 2 | $ 254,000 | $ 127,000 | $ 68,000 |
| Rockwall, Texas | 2 | $ 516,000 | $ 258,000 | $ 76,000 |
| Wichita, Texas | 2 | $ 254,000 | $ 127,000 | $ 36,000 |
| Clark, Washington | 2 | $ 446,000 | $ 223,000 | $ 67,000 |
| Kitsap, Washington | 2 | $ 288,000 | $ 144,000 | $ 76,000 |
| Yavapai, Arizona | 1 | $ 186,000 | $ 186,000 | $ 23,000 |
| Monterey, California | 1 | $ 370,000 | $ 370,000 | $ 145,000 |
| Ventura, California | 1 | $ 424,000 | $ 424,000 | $ 80,000 |
| Clear Creek, Colorado | 1 | $ 389,000 | $ 389,000 | $ 72,000 |
| Crowley, Colorado | 1 | $ 87,000 | $ 87,000 | $ 42,000 |
| Fremont, Colorado | 1 | $ 157,000 | $ 157,000 | $ 45,000 |
| Mesa, Colorado | 1 | $ 146,000 | $ 146,000 | $ 44,000 |
| Montrose, Colorado | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Otero, Colorado | 1 | $ 52,000 | $ 52,000 | $ 43,000 |
| Bay, Florida | 1 | $ 148,000 | $ 148,000 | $ 99,000 |
| Brevard, Florida | 1 | $ 147,000 | $ 147,000 | $ 39,000 |
| Citrus, Florida | 1 | $ 160,000 | $ 160,000 | $ 101,000 |
| Collier, Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Hendry, Florida | 1 | $ 86,000 | $ 86,000 | $ 28,000 |
| Martin, Florida | 1 | $ 204,000 | $ 204,000 | $ 127,000 |
| Monroe, Florida | 1 | $ 275,000 | $ 275,000 | $ 769,000 |
| Taylor, Florida | 1 | $ 60,000 | $ 60,000 | $ 129,000 |
| Walton, Florida | 1 | $ 138,000 | $ 138,000 | $ 43,000 |
| Bartow, Georgia | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Bibb, Georgia | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Butts, Georgia | 1 | $ 108,000 | $ 108,000 | $ 31,000 |
| Chattooga, Georgia | 1 | $ 119,000 | $ 119,000 | $ 32,000 |
| Fannin, Georgia | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Floyd, Georgia | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Lamar, Georgia | 1 | $ 49,000 | $ 49,000 | $ 19,000 |
| Pike, Georgia | 1 | $ 190,000 | $ 190,000 | $ 75,000 |
| Twiggs, Georgia | 1 | $ 81,000 | $ 81,000 | $ 29,000 |
| White, Georgia | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Allen, Indiana | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Hamilton, Indiana | 1 | $ 73,000 | $ 73,000 | $ 41,000 |
| Jay, Indiana | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| Johnson, Indiana | 1 | $ 73,000 | $ 73,000 | $ 40,000 |
| Kosciusko, Indiana | 1 | $ 138,000 | $ 138,000 | $ 99,000 |
| Madison, Indiana | 1 | $ 208,000 | $ 208,000 | $ 129,000 |
| Marion, Indiana | 1 | $ 139,000 | $ 139,000 | $ 39,000 |
| Miami, Indiana | 1 | $ 147,000 | $ 147,000 | $ 33,000 |
| Steuben, Indiana | 1 | $ 117,000 | $ 117,000 | $ 46,000 |
| Wabash, Indiana | 1 | $ 62,000 | $ 62,000 | $ 43,000 |
| Guthrie, Iowa | 1 | $ 127,000 | $ 127,000 | $ 68,000 |
| Warren, Iowa | 1 | $ 149,000 | $ 149,000 | $ 69,000 |
| Johnson, Kansas | 1 | $ 254,000 | $ 254,000 | $ 60,000 |
| Acadia, Louisiana | 1 | $ 104,000 | $ 104,000 | $ 26,000 |
| Calcasieu, Louisiana | 1 | $ 180,000 | $ 180,000 | $ 116,000 |
| Lafourche, Louisiana | 1 | $ 233,000 | $ 233,000 | $ 72,000 |
| St. Mary, Louisiana | 1 | $ 164,000 | $ 164,000 | $ 51,000 |
| Vermilion, Louisiana | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Washington, Louisiana | 1 | $ 153,000 | $ 153,000 | $ 84,000 |
| Antrim, Michigan | 1 | $ 132,000 | $ 132,000 | $ 32,000 |
| Beltrami, Minnesota | 1 | $ 169,000 | $ 169,000 | $ 74,000 |
| Brown, Minnesota | 1 | $ 154,000 | $ 154,000 | $ 68,000 |
| Kandiyohi, Minnesota | 1 | $ 118,000 | $ 118,000 | $ 47,000 |
| Le Sueur, Minnesota | 1 | $ 101,000 | $ 101,000 | $ 39,000 |
| McLeod, Minnesota | 1 | $ 207,000 | $ 207,000 | $ 116,000 |
| Nicollet, Minnesota | 1 | $ 183,000 | $ 183,000 | $ 68,000 |
| Olmsted, Minnesota | 1 | $ 101,000 | $ 101,000 | $ 30,000 |
| Rice, Minnesota | 1 | $ 126,000 | $ 126,000 | $ 39,000 |
| Sibley, Minnesota | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Todd, Minnesota | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Wadena, Minnesota | 1 | $ 130,000 | $ 130,000 | $ 33,000 |
| Harrison, Mississippi | 1 | $ 141,000 | $ 141,000 | $ 37,000 |
| Lafayette, Mississippi | 1 | $ 66,000 | $ 66,000 | $ 21,000 |
| Lamar, Mississippi | 1 | $ 176,000 | $ 176,000 | $ 47,000 |
| Panola, Mississippi | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Tate, Mississippi | 1 | $ 98,000 | $ 98,000 | $ 27,000 |
| Callaway, Missouri | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Cass, Nebraska | 1 | $ 263,000 | $ 263,000 | $ 125,000 |
| Lancaster, Nebraska | 1 | $ 173,000 | $ 173,000 | $ 55,000 |
| Lincoln, Nebraska | 1 | $ 61,000 | $ 61,000 | $ 114,000 |
| Elko, Nevada | 1 | $ 200,000 | $ 200,000 | $ 1,000 |
| Lyon, Nevada | 1 | $ 276,000 | $ 276,000 | $ 78,000 |
| Lincoln, New Mexico | 1 | $ 337,000 | $ 337,000 | $ 165,000 |
| Santa Fe, New Mexico | 1 | $ 295,000 | $ 295,000 | $ 128,000 |
| Socorro, New Mexico | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| Lincoln, Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Pottawatomie, Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 136,000 |
| Aiken, South Carolina | 1 | $ 79,000 | $ 79,000 | $ 16,000 |
| Edgefield, South Carolina | 1 | $ 133,000 | $ 133,000 | $ 31,000 |
| Georgetown, South Carolina | 1 | $ 101,000 | $ 101,000 | $ 52,000 |
| Laurens, South Carolina | 1 | $ 133,000 | $ 133,000 | $ 44,000 |
| Orangeburg, South Carolina | 1 | $ 272,000 | $ 272,000 | $ 103,000 |
| Bradley, Tennessee | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Davidson, Tennessee | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Sequatchie, Tennessee | 1 | $ 172,000 | $ 172,000 | $ 75,000 |
| Van Buren, Tennessee | 1 | $ 83,000 | $ 83,000 | $ 36,000 |
| Wilson, Tennessee | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Bastrop, Texas | 1 | $ 129,000 | $ 129,000 | $ 63,000 |
| Dallam, Texas | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Ector, Texas | 1 | $ 199,000 | $ 199,000 | $ 65,000 |
| El Paso, Texas | 1 | $ 98,000 | $ 98,000 | $ 41,000 |
| Grayson, Texas | 1 | $ 164,000 | $ 164,000 | $ 39,000 |
| Gregg, Texas | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Guadalupe, Texas | 1 | $ 94,000 | $ 94,000 | $ 65,000 |
| Hardeman, Texas | 1 | $ 52,000 | $ 52,000 | $ 40,000 |
| Hartley, Texas | 1 | $ 146,000 | $ 146,000 | $ 86,000 |
| Hutchinson, Texas | 1 | $ 83,000 | $ 83,000 | $ 87,000 |
| Jasper, Texas | 1 | $ 142,000 | $ 142,000 | $ 89,000 |
| Leon, Texas | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Lipscomb, Texas | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| McLennan, Texas | 1 | $ 86,000 | $ 86,000 | $ 34,000 |
| Medina, Texas | 1 | $ 113,000 | $ 113,000 | $ 29,000 |
| Milam, Texas | 1 | $ 133,000 | $ 133,000 | $ 61,000 |
| Moore, Texas | 1 | $ 87,000 | $ 87,000 | $ 39,000 |
| Orange, Texas | 1 | $ 221,000 | $ 221,000 | $ 96,000 |
| Roberts, Texas | 1 | $ 164,000 | $ 164,000 | $ 128,000 |
| Victoria, Texas | 1 | $ 213,000 | $ 213,000 | $ 143,000 |
| Wilson, Texas | 1 | $ 320,000 | $ 320,000 | $ 82,000 |
| Hampton, Virginia | 1 | $ 76,000 | $ 76,000 | $ 95,000 |
| Benton, Washington | 1 | $ 309,000 | $ 309,000 | $ 134,000 |
| Franklin, Washington | 1 | $ 137,000 | $ 137,000 | $ 185,000 |
| Mason, Washington | 1 | $ 396,000 | $ 396,000 | $ 129,000 |
| Spokane, Washington | 1 | $ 177,000 | $ 177,000 | $ 56,000 |
| Thurston, Washington | 1 | $ 273,000 | $ 273,000 | $ 94,000 |
| Walla Walla, Washington | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Yakima, Washington | 1 | $ 210,000 | $ 210,000 | $ 45,000 |
| Laramie, Wyoming | 1 | $ 417,000 | $ 417,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Loan Simple, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,530 | $509,943,000 | $201,000 | $1,840,000 | $76,000 | $1,693,000 |
| Home Improvement | 400 | $92,024,000 | $230,000 | $1,000,000 | $91,000 | $1,061,000 |
| Refinancing | 356 | $91,416,000 | $256,000 | $3,500,000 | $103,000 | $967,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,361 | $310,294,000 | $227,000 | $3,500,000 | $90,000 | $1,328,000 |
| Not Provided | 836 | $175,021,000 | $209,000 | $1,840,000 | $80,000 | $1,693,000 |
| Hispanic | 477 | $87,521,000 | $183,000 | $640,000 | $68,000 | $438,000 |
| Black or African American | 474 | $80,293,000 | $169,000 | $1,000,000 | $65,000 | $964,000 |
| Asian | 118 | $35,453,000 | $300,000 | $880,000 | $100,000 | $1,061,000 |
| Native Hawaiin or Other Pacific Islander | 12 | $3,376,000 | $281,000 | $626,000 | $122,000 | $260,000 |
| American Indian or Alaskan Native | 8 | $1,425,000 | $178,000 | $309,000 | $70,000 | $230,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,513 | $275,976,000 | $182,000 | $625,000 | $61,000 | $394,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,406 | $341,121,000 | $242,000 | $3,500,000 | $107,000 | $1,693,000 |
| VA-guaranteed (Veterans Administration) | 253 | $59,027,000 | $233,000 | $762,000 | $71,000 | $303,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 114 | $17,259,000 | $151,000 | $360,000 | $48,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,190 | $462,542,000 | $211,000 | $1,840,000 | $81,000 | $1,693,000 |
| Application Withdrawn By Applicant | 553 | $118,039,000 | $213,000 | $3,500,000 | $84,000 | $972,000 |
| Application Approved But Not Accepted | 303 | $66,214,000 | $218,000 | $1,200,000 | $88,000 | $1,061,000 |
| Application Denied By Financial Institution | 225 | $43,082,000 | $191,000 | $1,580,000 | $63,000 | $930,000 |
| File Closed For Incompleteness | 15 | $3,506,000 | $233,000 | $549,000 | $101,000 | $423,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 93 | $19,929,000 | $214,000 | $730,000 | $53,000 | $357,000 |
| Credit History | 35 | $7,000,000 | $200,000 | $1,580,000 | $81,000 | $930,000 |
| Collateral | 25 | $4,179,000 | $167,000 | $626,000 | $67,000 | $191,000 |
| Employment History | 12 | $1,806,000 | $150,000 | $307,000 | $57,000 | $146,000 |
| Unverifiable Information | 12 | $2,271,000 | $189,000 | $417,000 | $95,000 | $269,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,805,000 | $164,000 | $293,000 | $56,000 | $85,000 |
| Other | 8 | $1,316,000 | $164,000 | $290,000 | $80,000 | $269,000 |
| Credit Application Incomplete | 2 | $256,000 | $128,000 | $136,000 | $37,000 | $38,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Simple, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Simple, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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