Loan Simple, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Loan Simple, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loan Simple, Inc. 9635 Maroon Circle Suite 100 Colorado Springs, CO 80112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 3,286 |
| Total Mortgage Loan Application Amount | $693,383,000 |
| Average Mortgage Loan Application Amount | $229,000 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $1,693,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Loan Simple, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loan Simple, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Loan Simple, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loan Simple, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Loan Simple, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loan Simple, Inc.'s mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 364 | $ 64,765,000 | $ 177,000 | $ 69,000 |
| DENVER-AURORA-LAKEWOOD, CO | 251 | $ 72,086,000 | $ 287,000 | $ 103,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 224 | $ 42,987,000 | $ 191,000 | $ 97,000 |
| FORT COLLINS, CO | 218 | $ 57,372,000 | $ 263,000 | $ 90,000 |
| GREELEY, CO | 197 | $ 46,256,000 | $ 234,000 | $ 85,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 177 | $ 36,680,000 | $ 207,000 | $ 77,000 |
| BATON ROUGE, LA | 155 | $ 24,040,000 | $ 155,000 | $ 66,000 |
| ALBUQUERQUE, NM | 114 | $ 20,139,000 | $ 176,000 | $ 69,000 |
| VISALIA-PORTERVILLE, CA | 94 | $ 16,760,000 | $ 178,000 | $ 66,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 73 | $ 12,508,000 | $ 171,000 | $ 81,000 |
| CHATTANOOGA, TN-GA | 65 | $ 10,249,000 | $ 140,000 | $ 61,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 58 | $ 13,346,000 | $ 230,000 | $ 84,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 57 | $ 26,352,000 | $ 462,000 | $ 114,000 |
| DALLAS-PLANO-IRVING, TX | 56 | $ 12,041,000 | $ 215,000 | $ 70,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 54 | $ 12,040,000 | $ 222,000 | $ 71,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 50 | $ 10,331,000 | $ 206,000 | $ 101,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 47 | $ 15,301,000 | $ 325,000 | $ 96,000 |
| BEAUMONT-PORT ARTHUR, TX | 44 | $ 4,710,000 | $ 107,000 | $ 55,000 |
| OKLAHOMA CITY, OK | 44 | $ 7,504,000 | $ 170,000 | $ 79,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 44 | $ 6,813,000 | $ 154,000 | $ 65,000 |
| BOULDER, CO | 40 | $ 12,610,000 | $ 315,000 | $ 106,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 40 | $ 8,815,000 | $ 220,000 | $ 99,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 39 | $ 7,267,000 | $ 186,000 | $ 81,000 |
| BROWNSVILLE-HARLINGEN, TX | 33 | $ 4,687,000 | $ 142,000 | $ 76,000 |
| NEW ORLEANS-METAIRIE, LA | 30 | $ 5,188,000 | $ 172,000 | $ 62,000 |
| ST. LOUIS, MO-IL | 28 | $ 4,189,000 | $ 149,000 | $ 64,000 |
| MEMPHIS, TN-MS-AR | 26 | $ 4,136,000 | $ 190,500 | $ 96,500 |
| COLORADO SPRINGS, CO | 23 | $ 5,117,000 | $ 222,000 | $ 91,000 |
| CORPUS CHRISTI, TX | 20 | $ 3,542,000 | $ 177,000 | $ 110,000 |
| FORT WORTH-ARLINGTON, TX | 20 | $ 4,048,000 | $ 202,000 | $ 72,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 20 | $ 2,734,000 | $ 136,000 | $ 44,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 19 | $ 6,421,000 | $ 337,000 | $ 203,000 |
| DES MOINES-WEST DES MOINES, IA | 19 | $ 2,353,000 | $ 123,000 | $ 53,000 |
| ST. CLOUD, MN | 19 | $ 2,759,000 | $ 145,000 | $ 51,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 18 | $ 8,233,000 | $ 457,000 | $ 111,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 18 | $ 3,997,000 | $ 222,000 | $ 86,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 18 | $ 3,901,000 | $ 216,000 | $ 96,000 |
| LAFAYETTE, LA | 17 | $ 2,658,000 | $ 156,000 | $ 58,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 17 | $ 4,564,000 | $ 268,000 | $ 125,000 |
| WILMINGTON, DE-MD-NJ | 16 | $ 2,419,000 | $ 151,000 | $ 44,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 14 | $ 6,501,000 | $ 464,000 | $ 124,000 |
| AMARILLO, TX | 13 | $ 1,792,000 | $ 137,000 | $ 53,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 13 | $ 2,240,000 | $ 172,000 | $ 89,000 |
| BLOOMINGTON, IN | 12 | $ 1,578,000 | $ 131,000 | $ 71,000 |
| BAKERSFIELD, CA | 10 | $ 1,915,000 | $ 191,000 | $ 49,000 |
| DALTON, GA | 10 | $ 1,383,000 | $ 138,000 | $ 38,000 |
| SPARTANBURG, SC | 10 | $ 1,468,000 | $ 146,000 | $ 52,000 |
| AUSTIN-ROUND ROCK, TX | 9 | $ 2,010,000 | $ 223,000 | $ 78,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 9 | $ 3,647,000 | $ 405,000 | $ 108,000 |
| DOVER, DE | 7 | $ 1,132,000 | $ 161,000 | $ 57,000 |
| PORT ST. LUCIE, FL | 7 | $ 1,221,000 | $ 174,000 | $ 64,000 |
| VALLEJO-FAIRFIELD, CA | 7 | $ 2,275,000 | $ 325,000 | $ 94,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 6 | $ 2,646,000 | $ 441,000 | $ 101,000 |
| RENO, NV | 6 | $ 1,728,000 | $ 288,000 | $ 107,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 6 | $ 1,085,000 | $ 180,000 | $ 31,000 |
| CAPE CORAL-FORT MYERS, FL | 5 | $ 1,248,000 | $ 249,000 | $ 107,000 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 794,000 | $ 158,000 | $ 54,000 |
| MUNCIE, IN | 5 | $ 378,000 | $ 75,000 | $ 47,000 |
| TACOMA-LAKEWOOD, WA | 5 | $ 1,158,000 | $ 231,000 | $ 70,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 4 | $ 493,000 | $ 123,000 | $ 62,000 |
| KANSAS CITY, MO-KS | 4 | $ 617,000 | $ 187,500 | $ 66,000 |
| MCALLEN-EDINBURG-MISSION, TX | 4 | $ 795,000 | $ 198,000 | $ 86,000 |
| MONROE, MI | 4 | $ 439,000 | $ 109,000 | $ 34,000 |
| PUEBLO, CO | 4 | $ 442,000 | $ 110,000 | $ 69,000 |
| AMES, IA | 3 | $ 537,000 | $ 179,000 | $ 57,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 550,000 | $ 183,000 | $ 44,000 |
| FRESNO, CA | 3 | $ 645,000 | $ 215,000 | $ 41,000 |
| GAINESVILLE, GA | 3 | $ 519,000 | $ 173,000 | $ 46,000 |
| HAMMOND, LA | 3 | $ 414,000 | $ 138,000 | $ 60,000 |
| KILLEEN-TEMPLE, TX | 3 | $ 429,000 | $ 143,000 | $ 85,000 |
| LAREDO, TX | 3 | $ 418,000 | $ 139,000 | $ 50,000 |
| MANKATO-NORTH MANKATO, MN | 3 | $ 490,000 | $ 163,000 | $ 44,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 778,000 | $ 259,000 | $ 156,000 |
| SAN DIEGO-CARLSBAD, CA | 3 | $ 1,095,000 | $ 365,000 | $ 120,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 3 | $ 1,764,000 | $ 588,000 | $ 147,000 |
| SAVANNAH, GA | 3 | $ 459,000 | $ 153,000 | $ 50,000 |
| STOCKTON-LODI, CA | 3 | $ 753,000 | $ 251,000 | $ 74,000 |
| WARNER ROBINS, GA | 3 | $ 432,000 | $ 144,000 | $ 52,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 212,000 | $ 106,000 | $ 23,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 288,000 | $ 144,000 | $ 76,000 |
| COLUMBIA, SC | 2 | $ 260,000 | $ 130,000 | $ 40,000 |
| JACKSONVILLE, FL | 2 | $ 502,000 | $ 251,000 | $ 48,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 446,000 | $ 223,000 | $ 159,000 |
| MACON, GA | 2 | $ 156,000 | $ 78,000 | $ 29,000 |
| MADERA, CA | 2 | $ 421,000 | $ 210,000 | $ 117,000 |
| MERCED, CA | 2 | $ 466,000 | $ 233,000 | $ 93,000 |
| MIDLAND, TX | 2 | $ 712,000 | $ 356,000 | $ 195,000 |
| MODESTO, CA | 2 | $ 575,000 | $ 287,000 | $ 70,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2 | $ 306,000 | $ 153,000 | $ 32,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 2 | $ 446,000 | $ 223,000 | $ 67,000 |
| SAN RAFAEL, CA | 2 | $ 563,000 | $ 281,000 | $ 120,000 |
| TEXARKANA, TX-AR | 2 | $ 547,000 | $ 273,000 | $ 290,000 |
| WICHITA FALLS, TX | 2 | $ 254,000 | $ 127,000 | $ 36,000 |
| CHEYENNE, WY | 1 | $ 417,000 | $ 417,000 | $ 84,000 |
| CLEVELAND, TN | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 138,000 | $ 138,000 | $ 43,000 |
| EL PASO, TX | 1 | $ 98,000 | $ 98,000 | $ 41,000 |
| FORT WAYNE, IN | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| GRAND JUNCTION, CO | 1 | $ 146,000 | $ 146,000 | $ 44,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 141,000 | $ 141,000 | $ 37,000 |
| HATTIESBURG, MS | 1 | $ 176,000 | $ 176,000 | $ 47,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 160,000 | $ 160,000 | $ 101,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 233,000 | $ 233,000 | $ 72,000 |
| JEFFERSON CITY, MO | 1 | $ 76,000 | $ 76,000 | $ 0 |
| LAKE CHARLES, LA | 1 | $ 180,000 | $ 180,000 | $ 116,000 |
| LINCOLN, NE | 1 | $ 173,000 | $ 173,000 | $ 55,000 |
| LONGVIEW, TX | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 255,000 | $ 255,000 | $ 0 |
| ODESSA, TX | 1 | $ 199,000 | $ 199,000 | $ 65,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 273,000 | $ 273,000 | $ 94,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 424,000 | $ 424,000 | $ 80,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 147,000 | $ 147,000 | $ 39,000 |
| PANAMA CITY, FL | 1 | $ 148,000 | $ 148,000 | $ 99,000 |
| PRESCOTT, AZ | 1 | $ 186,000 | $ 186,000 | $ 23,000 |
| ROCHESTER, MN | 1 | $ 101,000 | $ 101,000 | $ 30,000 |
| ROME, GA | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| SALINAS, CA | 1 | $ 370,000 | $ 370,000 | $ 145,000 |
| SANTA FE, NM | 1 | $ 295,000 | $ 295,000 | $ 128,000 |
| SHERMAN-DENISON, TX | 1 | $ 164,000 | $ 164,000 | $ 39,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 177,000 | $ 177,000 | $ 56,000 |
| VICTORIA, TX | 1 | $ 213,000 | $ 213,000 | $ 143,000 |
| WACO, TX | 1 | $ 86,000 | $ 86,000 | $ 34,000 |
| WALLA WALLA, WA | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| YAKIMA, WA | 1 | $ 210,000 | $ 210,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Loan Simple, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,530 | $509,943,000 | $201,000 | $1,840,000 | $76,000 | $1,693,000 |
| Home Improvement | 400 | $92,024,000 | $230,000 | $1,000,000 | $91,000 | $1,061,000 |
| Refinancing | 356 | $91,416,000 | $256,000 | $3,500,000 | $103,000 | $967,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,361 | $310,294,000 | $227,000 | $3,500,000 | $90,000 | $1,328,000 |
| Not Provided | 836 | $175,021,000 | $209,000 | $1,840,000 | $80,000 | $1,693,000 |
| Hispanic | 477 | $87,521,000 | $183,000 | $640,000 | $68,000 | $438,000 |
| Black or African American | 474 | $80,293,000 | $169,000 | $1,000,000 | $65,000 | $964,000 |
| Asian | 118 | $35,453,000 | $300,000 | $880,000 | $100,000 | $1,061,000 |
| Native Hawaiin or Other Pacific Islander | 12 | $3,376,000 | $281,000 | $626,000 | $122,000 | $260,000 |
| American Indian or Alaskan Native | 8 | $1,425,000 | $178,000 | $309,000 | $70,000 | $230,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,513 | $275,976,000 | $182,000 | $625,000 | $61,000 | $394,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,406 | $341,121,000 | $242,000 | $3,500,000 | $107,000 | $1,693,000 |
| VA-guaranteed (Veterans Administration) | 253 | $59,027,000 | $233,000 | $762,000 | $71,000 | $303,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 114 | $17,259,000 | $151,000 | $360,000 | $48,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,190 | $462,542,000 | $211,000 | $1,840,000 | $81,000 | $1,693,000 |
| Application Withdrawn By Applicant | 553 | $118,039,000 | $213,000 | $3,500,000 | $84,000 | $972,000 |
| Application Approved But Not Accepted | 303 | $66,214,000 | $218,000 | $1,200,000 | $88,000 | $1,061,000 |
| Application Denied By Financial Institution | 225 | $43,082,000 | $191,000 | $1,580,000 | $63,000 | $930,000 |
| File Closed For Incompleteness | 15 | $3,506,000 | $233,000 | $549,000 | $101,000 | $423,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 93 | $19,929,000 | $214,000 | $730,000 | $53,000 | $357,000 |
| Credit History | 35 | $7,000,000 | $200,000 | $1,580,000 | $81,000 | $930,000 |
| Collateral | 25 | $4,179,000 | $167,000 | $626,000 | $67,000 | $191,000 |
| Employment History | 12 | $1,806,000 | $150,000 | $307,000 | $57,000 | $146,000 |
| Unverifiable Information | 12 | $2,271,000 | $189,000 | $417,000 | $95,000 | $269,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,805,000 | $164,000 | $293,000 | $56,000 | $85,000 |
| Other | 8 | $1,316,000 | $164,000 | $290,000 | $80,000 | $269,000 |
| Credit Application Incomplete | 2 | $256,000 | $128,000 | $136,000 | $37,000 | $38,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Simple, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Simple, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.