Loancity Mortgage Lending & HMDA Data, 2003

In 2003, Loancity of San Jose, CA reported 51,981 mortgage applications totaling $10.8 billion. The average application was for $207,802, and applicants reported an average income of $84,944. 75% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Sacramento, CA (4,375), Portland-Vancouver, OR-WA (3,918) and Seattle-Bellevue-Everett, WA (3,389) (applications in parentheses).

Mortgage Company & Address Loancity
5671 Santa Teresa Boulevard
San Jose, CA 95123
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 51,981
Total Mortgage Loan Application Amount $10,801,759,000
Average Mortgage Loan Application Amount $207,802
Highest Mortgage Loan Application Amount $2,100,000
Average Applicant Income $84,944
Highest Applicant Income $8,769,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loancity filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Loancity by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sacramento, California 2,831 $ 564,875,000 $ 199,531 $ 72,000
King, Washington 2,424 $ 541,562,000 $ 223,416 $ 77,000
Maricopa, Arizona 2,157 $ 365,713,000 $ 169,547 $ 58,000
San Diego, California 2,139 $ 534,703,000 $ 249,978 $ 80,000
Orange, California 1,914 $ 525,603,000 $ 274,609 $ 101,000
Santa Clara, California 1,878 $ 560,193,000 $ 298,292 $ 122,000
Los Angeles, California 1,719 $ 446,066,000 $ 259,491 $ 116,000
Washington, Oregon 1,321 $ 242,106,000 $ 183,274 $ 66,000
Multnomah, Oregon 1,317 $ 228,234,000 $ 173,298 $ 62,000
Lane, Oregon 1,135 $ 169,273,000 $ 149,139 $ 59,000
Clackamas, Oregon 1,120 $ 208,132,000 $ 185,832 $ 73,000
Alameda, California 1,076 $ 295,346,000 $ 274,485 $ 100,000
Placer, California 1,054 $ 242,399,000 $ 229,980 $ 86,000
Snohomish, Washington 924 $ 179,712,000 $ 194,493 $ 84,000
Contra Costa, California 860 $ 226,876,000 $ 263,809 $ 108,000
Marion, Oregon 733 $ 109,003,000 $ 148,708 $ 52,000
Pierce, Washington 643 $ 112,084,000 $ 174,314 $ 69,000
Clark, Washington 636 $ 108,770,000 $ 171,022 $ 55,000
Riverside, California 627 $ 132,521,000 $ 211,357 $ 97,000
Solano, California 556 $ 126,367,000 $ 227,278 $ 104,000
Pima, Arizona 518 $ 90,524,000 $ 174,756 $ 62,000
El Dorado, California 490 $ 111,274,000 $ 227,089 $ 165,000
Sonoma, California 487 $ 119,767,000 $ 245,928 $ 123,000
Clark, Nevada 483 $ 80,874,000 $ 167,440 $ 58,000
Fairfax, Virginia 470 $ 113,983,000 $ 242,517 $ 99,000
San Joaquin, California 463 $ 90,253,000 $ 194,930 $ 96,000
Montgomery, Maryland 452 $ 111,779,000 $ 247,298 $ 117,000
Cook, Illinois 412 $ 90,888,000 $ 220,601 $ 89,000
San Mateo, California 386 $ 125,821,000 $ 325,961 $ 137,000
Jefferson, Colorado 378 $ 78,712,000 $ 208,232 $ 92,000
San Bernardino, California 373 $ 71,927,000 $ 192,833 $ 80,000
Stanislaus, California 361 $ 63,462,000 $ 175,795 $ 71,000
Monterey, California 337 $ 88,055,000 $ 261,290 $ 74,000
Monmouth, New Jersey 334 $ 72,319,000 $ 216,523 $ 113,000
Arapahoe, Colorado 318 $ 63,249,000 $ 198,896 $ 68,000
Denver, Colorado 314 $ 59,449,000 $ 189,328 $ 62,000
Broward, Florida 288 $ 48,555,000 $ 168,593 $ 83,000
Baltimore, Maryland 279 $ 55,366,000 $ 198,444 $ 93,000
Jackson, Oregon 276 $ 45,706,000 $ 165,601 $ 53,000
Nevada, California 274 $ 61,184,000 $ 223,299 $ 85,000
Allegheny, Pennsylvania 274 $ 40,539,000 $ 147,952 $ 86,000
Montgomery, Pennsylvania 266 $ 56,256,000 $ 211,488 $ 113,000
Anne Arundel, Maryland 263 $ 56,005,000 $ 212,946 $ 87,000
Howard, Maryland 256 $ 57,859,000 $ 226,011 $ 89,000
San Francisco, California 243 $ 80,475,000 $ 331,172 $ 124,000
Salt Lake, Utah 243 $ 42,752,000 $ 175,934 $ 82,000
Bucks, Pennsylvania 241 $ 48,960,000 $ 203,153 $ 112,000
Miami-Dade, Florida 232 $ 38,213,000 $ 164,711 $ 79,000
Palm Beach, Florida 217 $ 44,465,000 $ 204,907 $ 88,000
Adams, Colorado 215 $ 40,549,000 $ 188,600 $ 56,000
Douglas, Colorado 212 $ 51,191,000 $ 241,466 $ 104,000
Ventura, California 209 $ 54,229,000 $ 259,468 $ 115,000
Napa, California 204 $ 49,710,000 $ 243,676 $ 69,000
Utah, Utah 203 $ 35,591,000 $ 175,325 $ 77,000
Chester, Pennsylvania 201 $ 46,093,000 $ 229,318 $ 112,000
Spokane, Washington 200 $ 28,599,000 $ 142,995 $ 52,000
Yolo, California 198 $ 43,085,000 $ 217,601 $ 82,000
Benton, Oregon 193 $ 30,482,000 $ 157,937 $ 58,000
Ocean, New Jersey 192 $ 36,701,000 $ 191,151 $ 94,000
DuPage, Illinois 189 $ 40,653,000 $ 215,095 $ 99,000
Washoe, Nevada 189 $ 34,593,000 $ 183,031 $ 105,000
Morris, New Jersey 184 $ 43,397,000 $ 235,853 $ 123,000
Bergen, New Jersey 182 $ 47,159,000 $ 259,115 $ 160,000
Polk, Oregon 182 $ 27,313,000 $ 150,071 $ 62,000
Carroll, Maryland 179 $ 34,967,000 $ 195,346 $ 69,000
Middlesex, New Jersey 178 $ 37,083,000 $ 208,331 $ 97,000
Deschutes, Oregon 174 $ 32,815,000 $ 188,591 $ 86,000
Thurston, Washington 163 $ 27,704,000 $ 169,963 $ 72,000
San Luis Obispo, California 160 $ 39,011,000 $ 243,818 $ 106,000
Marin, California 150 $ 47,386,000 $ 315,906 $ 122,000
Butte, California 149 $ 26,515,000 $ 177,953 $ 69,000
Boulder, Colorado 147 $ 30,329,000 $ 206,319 $ 88,000
Linn, Oregon 146 $ 20,464,000 $ 140,164 $ 52,000
Passaic, New Jersey 143 $ 28,994,000 $ 202,755 $ 82,000
Prince George's, Maryland 137 $ 25,562,000 $ 186,583 $ 80,000
Tarrant, Texas 136 $ 16,973,000 $ 124,801 $ 69,000
Kootenai, Idaho 131 $ 19,055,000 $ 145,458 $ 62,000
Johnson, Kansas 131 $ 26,032,000 $ 198,717 $ 104,000
Dallas, Texas 131 $ 18,640,000 $ 142,290 $ 69,000
York, Pennsylvania 130 $ 19,752,000 $ 151,938 $ 92,000
Fresno, California 121 $ 18,701,000 $ 154,553 $ 78,000
Santa Cruz, California 117 $ 36,373,000 $ 310,880 $ 106,000
Hartford, Connecticut 114 $ 21,624,000 $ 189,684 $ 65,000
Kitsap, Washington 113 $ 21,163,000 $ 187,283 $ 92,000
Shasta, California 111 $ 18,144,000 $ 163,459 $ 77,000
Somerset, New Jersey 107 $ 24,908,000 $ 232,785 $ 88,000
Delaware, Pennsylvania 106 $ 21,939,000 $ 206,971 $ 131,000
Frederick, Maryland 103 $ 20,246,000 $ 196,563 $ 64,000
Yamhill, Oregon 100 $ 17,517,000 $ 175,170 $ 70,000
Essex, New Jersey 99 $ 22,348,000 $ 225,737 $ 109,000
Loudoun, Virginia 97 $ 24,609,000 $ 253,701 $ 102,000
Hillsborough, Florida 92 $ 14,654,000 $ 159,282 $ 137,000
Collin, Texas 89 $ 15,649,000 $ 175,831 $ 85,000
Bernalillo, New Mexico 88 $ 13,084,000 $ 148,681 $ 63,000
Lee, Florida 87 $ 16,045,000 $ 184,425 $ 117,000
Hunterdon, New Jersey 86 $ 20,399,000 $ 237,197 $ 85,000
Lake, Illinois 84 $ 18,581,000 $ 221,202 $ 101,000
Kane, Illinois 83 $ 19,055,000 $ 229,578 $ 104,000
Ada, Idaho 82 $ 11,601,000 $ 141,475 $ 61,000
Jackson, Missouri 82 $ 14,967,000 $ 182,524 $ 81,000
Denton, Texas 82 $ 12,631,000 $ 154,036 $ 77,000
Will, Illinois 80 $ 14,829,000 $ 185,362 $ 72,000
Lancaster, Pennsylvania 79 $ 13,351,000 $ 169,000 $ 88,000
Prince William, Virginia 77 $ 15,798,000 $ 205,168 $ 76,000
Skagit, Washington 76 $ 11,912,000 $ 156,736 $ 56,000
District of Columbia, District Of Columbia 75 $ 16,001,000 $ 213,346 $ 101,000
Larimer, Colorado 73 $ 14,869,000 $ 203,684 $ 81,000
Weld, Colorado 72 $ 12,371,000 $ 171,819 $ 80,000
Benton, Washington 72 $ 10,058,000 $ 139,694 $ 56,000
Kern, California 71 $ 9,238,000 $ 130,112 $ 84,000
Washington, Pennsylvania 71 $ 12,328,000 $ 173,633 $ 93,000
El Paso, Colorado 70 $ 13,541,000 $ 193,442 $ 65,000
Union, New Jersey 70 $ 15,878,000 $ 226,828 $ 101,000
Santa Barbara, California 68 $ 16,813,000 $ 247,250 $ 133,000
Philadelphia, Pennsylvania 68 $ 10,667,000 $ 156,867 $ 71,000
Harford, Maryland 66 $ 12,868,000 $ 194,969 $ 84,000
Calcasieu, Louisiana 65 $ 8,927,000 $ 137,338 $ 77,000
Baltimore City, Maryland 65 $ 11,785,000 $ 181,307 $ 91,000
Calaveras, California 63 $ 13,024,000 $ 206,730 $ 76,000
Merced, California 61 $ 10,665,000 $ 174,836 $ 142,000
Sussex, Delaware 61 $ 12,887,000 $ 211,262 $ 126,000
Amador, California 60 $ 11,250,000 $ 187,500 $ 63,000
Columbia, Oregon 60 $ 9,866,000 $ 164,433 $ 57,000
St. Louis, Missouri 59 $ 12,201,000 $ 206,796 $ 83,000
Cumberland, Pennsylvania 59 $ 9,132,000 $ 154,779 $ 85,000
Mendocino, California 58 $ 11,386,000 $ 196,310 $ 71,000
Pinellas, Florida 58 $ 8,406,000 $ 144,931 $ 68,000
Mercer, New Jersey 58 $ 12,819,000 $ 221,017 $ 122,000
Harris, Texas 58 $ 9,607,000 $ 165,637 $ 92,000
Josephine, Oregon 57 $ 8,157,000 $ 143,105 $ 46,000
Hennepin, Minnesota 56 $ 10,296,000 $ 183,857 $ 70,000
Douglas, Oregon 56 $ 7,200,000 $ 128,571 $ 67,000
Pinal, Arizona 54 $ 9,196,000 $ 170,296 $ 64,000
Sutter, California 54 $ 9,051,000 $ 167,611 $ 62,000
Chelan, Washington 53 $ 8,509,000 $ 160,547 $ 107,000
Lincoln, Oregon 50 $ 8,152,000 $ 163,040 $ 65,000
Berks, Pennsylvania 50 $ 8,535,000 $ 170,700 $ 70,000
Cowlitz, Washington 50 $ 7,830,000 $ 156,600 $ 63,000
Whatcom, Washington 50 $ 8,749,000 $ 174,980 $ 68,000
Atlantic, New Jersey 49 $ 9,742,000 $ 198,816 $ 86,000
Jefferson, Kentucky 48 $ 7,933,000 $ 165,270 $ 53,000
Burlington, New Jersey 46 $ 8,474,000 $ 184,217 $ 88,000
Hamilton, Tennessee 46 $ 8,018,000 $ 174,304 $ 81,000
Oklahoma, Oklahoma 45 $ 9,203,000 $ 204,511 $ 116,000
Westmoreland, Pennsylvania 45 $ 6,524,000 $ 144,977 $ 74,000
Tulare, California 44 $ 6,135,000 $ 139,431 $ 89,000
Fairfield, Connecticut 44 $ 12,153,000 $ 276,204 $ 129,000
Sussex, New Jersey 44 $ 8,116,000 $ 184,454 $ 84,000
McHenry, Illinois 43 $ 8,240,000 $ 191,627 $ 75,000
Gem, Idaho 42 $ 4,868,000 $ 115,904 $ 50,000
Hudson, New Jersey 42 $ 7,864,000 $ 187,238 $ 77,000
Bonner, Idaho 41 $ 5,889,000 $ 143,634 $ 70,000
Davis, Utah 41 $ 7,456,000 $ 181,853 $ 91,000
Island, Washington 41 $ 8,176,000 $ 199,414 $ 84,000
Gwinnett, Georgia 40 $ 6,919,000 $ 172,975 $ 57,000
Santa Fe, New Mexico 40 $ 8,374,000 $ 209,350 $ 95,000
Umatilla, Oregon 40 $ 5,109,000 $ 127,725 $ 70,000
Yavapai, Arizona 39 $ 5,863,000 $ 150,333 $ 53,000
Coconino, Arizona 38 $ 7,259,000 $ 191,026 $ 83,000
Teton, Idaho 38 $ 5,893,000 $ 155,078 $ 55,000
Worcester, Maryland 38 $ 7,875,000 $ 207,236 $ 131,000
Dauphin, Pennsylvania 37 $ 5,693,000 $ 153,864 $ 106,000
Calvert, Maryland 36 $ 8,828,000 $ 245,222 $ 114,000
Camden, New Jersey 36 $ 5,996,000 $ 166,555 $ 85,000
Mason, Washington 35 $ 4,685,000 $ 133,857 $ 73,000
Yakima, Washington 35 $ 4,594,000 $ 131,257 $ 58,000
Tillamook, Oregon 34 $ 6,746,000 $ 198,411 $ 131,000
Yuba, California 33 $ 4,587,000 $ 139,000 $ 54,000
Orange, Florida 33 $ 5,730,000 $ 173,636 $ 56,000
San Benito, California 31 $ 8,763,000 $ 282,677 $ 84,000
Collier, Florida 31 $ 5,222,000 $ 168,451 $ 66,000
Augusta, Virginia 31 $ 4,339,000 $ 139,967 $ 83,000
St. Charles, Missouri 30 $ 5,900,000 $ 196,666 $ 91,000
Douglas, Nevada 30 $ 6,414,000 $ 213,800 $ 146,000
Virginia Beach, Virginia 30 $ 4,479,000 $ 149,300 $ 79,000
Douglas, Washington 30 $ 4,232,000 $ 141,066 $ 52,000
Lake, California 29 $ 5,021,000 $ 173,137 $ 83,000
New Haven, Connecticut 29 $ 5,581,000 $ 192,448 $ 87,000
Brevard, Florida 29 $ 5,289,000 $ 182,379 $ 80,000
Butler, Pennsylvania 29 $ 5,464,000 $ 188,413 $ 84,000
Mono, California 28 $ 7,330,000 $ 261,785 $ 156,000
Queen Anne's, Maryland 28 $ 6,201,000 $ 221,464 $ 178,000
Wake, North Carolina 28 $ 4,885,000 $ 174,464 $ 101,000
Tuolumne, California 27 $ 4,616,000 $ 170,962 $ 70,000
Bossier, Louisiana 27 $ 3,099,000 $ 114,777 $ 45,000
Hood River, Oregon 27 $ 4,599,000 $ 170,333 $ 113,000
Fort Bend, Texas 27 $ 4,235,000 $ 156,851 $ 138,000
Lehigh, Pennsylvania 26 $ 5,088,000 $ 195,692 $ 98,000
Park, Colorado 25 $ 4,094,000 $ 163,760 $ 81,000
Canyon, Idaho 25 $ 3,055,000 $ 122,200 $ 43,000
Dakota, Minnesota 25 $ 4,498,000 $ 179,920 $ 69,000
La Plata, Colorado 24 $ 4,530,000 $ 188,750 $ 57,000
Fulton, Georgia 24 $ 8,926,000 $ 371,916 $ 181,000
Clay, Missouri 24 $ 3,502,000 $ 145,916 $ 58,000
Douglas, Nebraska 24 $ 4,130,000 $ 172,083 $ 102,000
Travis, Texas 24 $ 4,864,000 $ 202,666 $ 116,000
Summit, Colorado 23 $ 5,410,000 $ 235,217 $ 152,000
Duval, Florida 23 $ 3,804,000 $ 165,391 $ 67,000
Sarasota, Florida 23 $ 3,870,000 $ 168,260 $ 71,000
Washington, Maryland 23 $ 3,788,000 $ 164,695 $ 66,000
Tooele, Utah 23 $ 3,607,000 $ 156,826 $ 70,000
Arlington, Virginia 23 $ 5,250,000 $ 228,260 $ 96,000
Pasco, Florida 22 $ 2,392,000 $ 108,727 $ 60,000
Talbot, Maryland 22 $ 3,542,000 $ 161,000 $ 107,000
Cape May, New Jersey 22 $ 4,853,000 $ 220,590 $ 139,000
Warren, New Jersey 22 $ 4,417,000 $ 200,772 $ 67,000
Klamath, Oregon 22 $ 2,765,000 $ 125,681 $ 40,000
Monroe, Pennsylvania 22 $ 3,263,000 $ 148,318 $ 87,000
New Castle, Delaware 21 $ 3,918,000 $ 186,571 $ 94,000
Cobb, Georgia 21 $ 3,414,000 $ 162,571 $ 80,000
Jefferson, Washington 21 $ 3,625,000 $ 172,619 $ 92,000
Mohave, Arizona 20 $ 2,063,000 $ 103,150 $ 49,000
Tehama, California 20 $ 2,383,000 $ 119,150 $ 91,000
Martin, Florida 20 $ 4,043,000 $ 202,150 $ 115,000
Cass, Missouri 20 $ 4,289,000 $ 214,450 $ 72,000
Northampton, Pennsylvania 20 $ 3,525,000 $ 176,250 $ 80,000
Sedgwick, Kansas 19 $ 2,116,000 $ 111,368 $ 63,000
Carson City, Nevada 19 $ 2,642,000 $ 139,052 $ 70,000
Stafford, Virginia 19 $ 4,521,000 $ 237,947 $ 105,000
Bonneville, Idaho 18 $ 2,147,000 $ 119,277 $ 57,000
Gloucester, New Jersey 18 $ 3,110,000 $ 172,777 $ 75,000
Lucas, Ohio 18 $ 2,976,000 $ 165,333 $ 95,000
Tulsa, Oklahoma 18 $ 2,354,000 $ 130,777 $ 172,000
Malheur, Oregon 18 $ 1,618,000 $ 89,888 $ 31,000
York, Virginia 18 $ 3,803,000 $ 211,277 $ 94,000
Grays Harbor, Washington 18 $ 2,065,000 $ 114,722 $ 70,000
Humboldt, California 17 $ 2,958,000 $ 174,000 $ 108,000
Manatee, Florida 17 $ 3,453,000 $ 203,117 $ 122,000
Middlesex, Massachusetts 17 $ 3,584,000 $ 210,823 $ 67,000
Worcester, Massachusetts 17 $ 3,959,000 $ 232,882 $ 118,000
Clatsop, Oregon 17 $ 3,393,000 $ 199,588 $ 65,000
Parker, Texas 17 $ 2,511,000 $ 147,705 $ 60,000
Chesapeake, Virginia 17 $ 2,117,000 $ 124,529 $ 64,000
Navajo, Arizona 16 $ 2,571,000 $ 160,687 $ 124,000
Madera, California 16 $ 2,921,000 $ 182,562 $ 77,000
Pueblo, Colorado 16 $ 1,969,000 $ 123,062 $ 67,000
DeKalb, Georgia 16 $ 2,971,000 $ 185,687 $ 73,000
Caddo, Louisiana 16 $ 2,024,000 $ 126,500 $ 63,000
Charles, Maryland 16 $ 3,246,000 $ 202,875 $ 84,000
Platte, Missouri 16 $ 2,904,000 $ 181,500 $ 66,000
Lyon, Nevada 16 $ 2,046,000 $ 127,875 $ 77,000
Mecklenburg, North Carolina 16 $ 3,027,000 $ 189,187 $ 84,000
Wasco, Oregon 16 $ 2,089,000 $ 130,562 $ 43,000
Williamson, Texas 16 $ 2,633,000 $ 164,562 $ 98,000
Ramsey, Minnesota 15 $ 2,795,000 $ 186,333 $ 118,000
Taos, New Mexico 15 $ 2,826,000 $ 188,400 $ 138,000
Bexar, Texas 15 $ 1,908,000 $ 127,200 $ 94,000
Henderson, Texas 15 $ 2,191,000 $ 146,066 $ 108,000
Rockingham, Virginia 15 $ 2,599,000 $ 173,266 $ 87,000
Franklin, Washington 15 $ 2,224,000 $ 148,266 $ 76,000
Plumas, California 14 $ 2,638,000 $ 188,428 $ 283,000
Middlesex, Connecticut 14 $ 3,516,000 $ 251,142 $ 123,000
Payette, Idaho 14 $ 1,522,000 $ 108,714 $ 50,000
Erie, Pennsylvania 14 $ 1,697,000 $ 121,214 $ 49,000
Grant, Washington 14 $ 1,900,000 $ 135,714 $ 59,000
Tolland, Connecticut 13 $ 2,151,000 $ 165,461 $ 61,000
Lake, Indiana 13 $ 2,097,000 $ 161,307 $ 46,000
Wayne, Michigan 13 $ 1,866,000 $ 143,538 $ 82,000
Sandoval, New Mexico 13 $ 1,868,000 $ 143,692 $ 63,000
Cleveland, Oklahoma 13 $ 2,227,000 $ 171,307 $ 96,000
Adams, Pennsylvania 13 $ 1,746,000 $ 134,307 $ 84,000
Alexandria, Virginia 13 $ 3,019,000 $ 232,230 $ 109,000
Skamania, Washington 13 $ 1,754,000 $ 134,923 $ 62,000
Cochise, Arizona 12 $ 1,635,000 $ 136,250 $ 76,000
Elbert, Colorado 12 $ 2,583,000 $ 215,250 $ 78,000
Seminole, Florida 12 $ 2,250,000 $ 187,500 $ 83,000
Oakland, Michigan 12 $ 2,573,000 $ 214,416 $ 116,000
Missoula, Montana 12 $ 2,067,000 $ 172,250 $ 94,000
Montgomery, Texas 12 $ 1,879,000 $ 156,583 $ 101,000
Washington, Utah 12 $ 1,241,000 $ 103,416 $ 173,000
Weber, Utah 12 $ 1,604,000 $ 133,666 $ 87,000
Klickitat, Washington 12 $ 1,768,000 $ 147,333 $ 72,000
Santa Cruz, Arizona 11 $ 2,425,000 $ 220,454 $ 59,000
Kings, California 11 $ 1,451,000 $ 131,909 $ 68,000
Mariposa, California 11 $ 1,544,000 $ 140,363 $ 57,000
Leon, Florida 11 $ 2,010,000 $ 182,727 $ 120,000
Wyandotte, Kansas 11 $ 1,223,000 $ 111,181 $ 70,000
Coos, Oregon 11 $ 1,209,000 $ 109,909 $ 59,000
Beaver, Pennsylvania 11 $ 1,439,000 $ 130,818 $ 85,000
Johnson, Texas 11 $ 1,308,000 $ 118,909 $ 55,000
Rockwall, Texas 11 $ 1,939,000 $ 176,272 $ 83,000
Harrisonburg, Virginia 11 $ 1,930,000 $ 175,454 $ 83,000
Spotsylvania, Virginia 11 $ 1,788,000 $ 162,545 $ 67,000
Kittitas, Washington 11 $ 1,958,000 $ 178,000 $ 80,000
Jefferson, Alabama 10 $ 1,672,000 $ 167,200 $ 105,000
Litchfield, Connecticut 10 $ 1,873,000 $ 187,300 $ 161,000
Bartow, Georgia 10 $ 1,213,000 $ 121,300 $ 56,000
Oconee, Georgia 10 $ 1,821,000 $ 182,100 $ 65,000
Monroe, Michigan 10 $ 1,536,000 $ 153,600 $ 75,000
Canadian, Oklahoma 10 $ 1,414,000 $ 141,400 $ 50,000
Curry, Oregon 10 $ 1,813,000 $ 181,300 $ 115,000
Summit, Utah 10 $ 2,820,000 $ 282,000 $ 317,000
Culpeper, Virginia 10 $ 1,935,000 $ 193,500 $ 77,000
Gila, Arizona 9 $ 1,090,000 $ 121,111 $ 67,000
Grand, Colorado 9 $ 1,796,000 $ 199,555 $ 126,000
St. Lucie, Florida 9 $ 1,335,000 $ 148,333 $ 99,000
Clarke, Georgia 9 $ 1,361,000 $ 151,222 $ 125,000
Blaine, Idaho 9 $ 3,531,000 $ 392,333 $ 264,000
Kendall, Illinois 9 $ 1,555,000 $ 172,777 $ 84,000
Boone, Indiana 9 $ 1,624,000 $ 180,444 $ 126,000
Oldham, Kentucky 9 $ 1,772,000 $ 196,888 $ 93,000
Anoka, Minnesota 9 $ 1,947,000 $ 216,333 $ 87,000
Scott, Minnesota 9 $ 1,751,000 $ 194,555 $ 65,000
Perry, Pennsylvania 9 $ 967,000 $ 107,444 $ 82,000
Ellis, Texas 9 $ 1,068,000 $ 118,666 $ 47,000
Hampton, Virginia 9 $ 1,590,000 $ 176,666 $ 87,000
James City, Virginia 9 $ 2,130,000 $ 236,666 $ 93,000
Lewis, Washington 9 $ 1,364,000 $ 151,555 $ 70,000
Laramie, Wyoming 9 $ 1,110,000 $ 123,333 $ 41,000
Yuma, Arizona 8 $ 907,000 $ 113,375 $ 44,000
Glenn, California 8 $ 1,359,000 $ 169,875 $ 60,000
Imperial, California 8 $ 1,369,000 $ 171,125 $ 134,000
Lassen, California 8 $ 1,043,000 $ 130,375 $ 57,000
Siskiyou, California 8 $ 981,000 $ 122,625 $ 73,000
Eagle, Colorado 8 $ 2,130,000 $ 266,250 $ 67,000
Montrose, Colorado 8 $ 1,096,000 $ 137,000 $ 173,000
Volusia, Florida 8 $ 1,104,000 $ 138,000 $ 167,000
Walton, Georgia 8 $ 826,000 $ 103,250 $ 55,000
St. Joseph, Indiana 8 $ 375,000 $ 46,875 $ 60,000
Barnstable, Massachusetts 8 $ 2,170,000 $ 271,250 $ 103,000
Norfolk, Massachusetts 8 $ 2,210,000 $ 276,250 $ 86,000
Valencia, New Mexico 8 $ 939,000 $ 117,375 $ 52,000
Greenville, South Carolina 8 $ 1,637,000 $ 204,625 $ 105,000
Williamson, Tennessee 8 $ 1,473,000 $ 184,125 $ 65,000
El Paso, Texas 8 $ 923,000 $ 115,375 $ 121,000
Fairfax City, Virginia 8 $ 2,088,000 $ 261,000 $ 172,000
Routt, Colorado 7 $ 1,776,000 $ 253,714 $ 127,000
New London, Connecticut 7 $ 1,181,000 $ 168,714 $ 84,000
Escambia, Florida 7 $ 1,034,000 $ 147,714 $ 96,000
Nassau, Florida 7 $ 1,143,000 $ 163,285 $ 69,000
St. Johns, Florida 7 $ 1,541,000 $ 220,142 $ 62,000
Cherokee, Georgia 7 $ 1,119,000 $ 159,857 $ 41,000
Nez Perce, Idaho 7 $ 749,000 $ 107,000 $ 29,000
DeKalb, Illinois 7 $ 999,000 $ 142,714 $ 65,000
Madison, Kentucky 7 $ 895,000 $ 127,857 $ 58,000
Terrebonne, Louisiana 7 $ 733,000 $ 104,714 $ 64,000
St. Mary's, Maryland 7 $ 1,363,000 $ 194,714 $ 61,000
Washington, Minnesota 7 $ 1,523,000 $ 217,571 $ 91,000
Flathead, Montana 7 $ 1,724,000 $ 246,285 $ 111,000
Nye, Nevada 7 $ 657,000 $ 93,857 $ 66,000
San Juan, New Mexico 7 $ 733,000 $ 104,714 $ 40,000
New Hanover, North Carolina 7 $ 848,000 $ 121,142 $ 68,000
Wood, Ohio 7 $ 1,122,000 $ 160,285 $ 71,000
Baker, Oregon 7 $ 1,085,000 $ 155,000 $ 44,000
Franklin, Pennsylvania 7 $ 812,000 $ 116,000 $ 72,000
Lackawanna, Pennsylvania 7 $ 912,000 $ 130,285 $ 62,000
Pike, Pennsylvania 7 $ 1,179,000 $ 168,428 $ 93,000
Galveston, Texas 7 $ 1,001,000 $ 143,000 $ 85,000
Smith, Texas 7 $ 962,000 $ 137,428 $ 62,000
Fauquier, Virginia 7 $ 1,496,000 $ 213,714 $ 114,000
Newport News, Virginia 7 $ 1,254,000 $ 179,142 $ 105,000
San Juan, Washington 7 $ 1,510,000 $ 215,714 $ 57,000
Stevens, Washington 7 $ 885,000 $ 126,428 $ 42,000
Walla Walla, Washington 7 $ 1,012,000 $ 144,571 $ 95,000
Inyo, California 6 $ 775,000 $ 129,166 $ 103,000
Chaffee, Colorado 6 $ 1,014,000 $ 169,000 $ 73,000
Clear Creek, Colorado 6 $ 1,070,000 $ 178,333 $ 79,000
Garfield, Colorado 6 $ 1,772,000 $ 295,333 $ 119,000
Windham, Connecticut 6 $ 818,000 $ 136,333 $ 72,000
Charlotte, Florida 6 $ 808,000 $ 134,666 $ 85,000
Citrus, Florida 6 $ 705,000 $ 117,500 $ 67,000
Clay, Florida 6 $ 1,371,000 $ 228,500 $ 91,000
Lake, Florida 6 $ 887,000 $ 147,833 $ 105,000
Polk, Florida 6 $ 650,000 $ 108,333 $ 106,000
Madison, Indiana 6 $ 651,000 $ 108,500 $ 45,000
East Baton Rouge, Louisiana 6 $ 778,000 $ 129,666 $ 55,000
Carver, Minnesota 6 $ 1,441,000 $ 240,166 $ 68,000
Sarpy, Nebraska 6 $ 990,000 $ 165,000 $ 106,000
Elko, Nevada 6 $ 837,000 $ 139,500 $ 101,000
Otero, New Mexico 6 $ 1,259,000 $ 209,833 $ 235,000
Centre, Pennsylvania 6 $ 795,000 $ 132,500 $ 86,000
Lebanon, Pennsylvania 6 $ 1,042,000 $ 173,666 $ 75,000
Shelby, Tennessee 6 $ 1,314,000 $ 219,000 $ 93,000
Cooke, Texas 6 $ 840,000 $ 140,000 $ 75,000
Lubbock, Texas 6 $ 604,000 $ 100,666 $ 50,000
Cache, Utah 6 $ 738,000 $ 123,000 $ 69,000
Wasatch, Utah 6 $ 1,337,000 $ 222,833 $ 85,000
Manassas, Virginia 6 $ 1,253,000 $ 208,833 $ 95,000
Norfolk, Virginia 6 $ 471,000 $ 78,500 $ 45,000
Staunton, Virginia 6 $ 771,000 $ 128,500 $ 70,000
Clallam, Washington 6 $ 1,037,000 $ 172,833 $ 102,000
Baldwin, Alabama 5 $ 409,000 $ 81,800 $ 44,000
Marion, Florida 5 $ 599,000 $ 119,800 $ 56,000
Monroe, Florida 5 $ 1,007,000 $ 201,400 $ 92,000
Latah, Idaho 5 $ 493,000 $ 98,600 $ 50,000
Porter, Indiana 5 $ 877,000 $ 175,400 $ 94,000
St. Tammany, Louisiana 5 $ 868,000 $ 173,600 $ 52,000
Cecil, Maryland 5 $ 931,000 $ 186,200 $ 85,000
Bristol, Massachusetts 5 $ 901,000 $ 180,200 $ 127,000
Plymouth, Massachusetts 5 $ 1,043,000 $ 208,600 $ 69,000
Jasper, Missouri 5 $ 552,000 $ 110,400 $ 44,000
Jefferson, Missouri 5 $ 763,000 $ 152,600 $ 83,000
Lincoln, New Mexico 5 $ 606,000 $ 121,200 $ 51,000
Crook, Oregon 5 $ 672,000 $ 134,400 $ 47,000
Jefferson, Oregon 5 $ 530,000 $ 106,000 $ 108,000
Lycoming, Pennsylvania 5 $ 1,059,000 $ 211,800 $ 86,000
Jefferson, Texas 5 $ 656,000 $ 131,200 $ 79,000
Van Zandt, Texas 5 $ 649,000 $ 129,800 $ 63,000
Henrico, Virginia 5 $ 951,000 $ 190,200 $ 118,000
Poquoson, Virginia 5 $ 1,322,000 $ 264,400 $ 89,000
Pend Oreille, Washington 5 $ 798,000 $ 159,600 $ 84,000
Waukesha, Wisconsin 5 $ 912,000 $ 182,400 $ 78,000
Converse, Wyoming 5 $ 626,000 $ 125,200 $ 76,000
Sweetwater, Wyoming 5 $ 618,000 $ 123,600 $ 59,000
Shelby, Alabama 4 $ 557,000 $ 139,250 $ 1,366,000
Apache, Arizona 4 $ 396,000 $ 99,000 $ 45,000
Pulaski, Arkansas 4 $ 656,000 $ 164,000 $ 118,000
Sebastian, Arkansas 4 $ 779,000 $ 194,750 $ 69,000
Sierra, California 4 $ 806,000 $ 201,500 $ 81,000
Pitkin, Colorado 4 $ 1,388,000 $ 347,000 $ 231,000
Douglas, Georgia 4 $ 743,000 $ 185,750 $ 68,000
Bingham, Idaho 4 $ 405,000 $ 101,250 $ 28,000
Boise, Idaho 4 $ 473,000 $ 118,250 $ 56,000
Twin Falls, Idaho 4 $ 456,000 $ 114,000 $ 141,000
Valley, Idaho 4 $ 457,000 $ 114,250 $ 156,000
Peoria, Illinois 4 $ 572,000 $ 143,000 $ 62,000
Winnebago, Illinois 4 $ 489,000 $ 122,250 $ 41,000
Polk, Iowa 4 $ 589,000 $ 147,250 $ 107,000
Butler, Kansas 4 $ 387,000 $ 96,750 $ 42,000
Douglas, Kansas 4 $ 715,000 $ 178,750 $ 74,000
Leavenworth, Kansas 4 $ 635,000 $ 158,750 $ 74,000
Caroline, Maryland 4 $ 1,043,000 $ 260,750 $ 84,000
Garrett, Maryland 4 $ 993,000 $ 248,250 $ 136,000
Wicomico, Maryland 4 $ 704,000 $ 176,000 $ 93,000
Essex, Massachusetts 4 $ 1,018,000 $ 254,500 $ 116,000
Suffolk, Massachusetts 4 $ 954,000 $ 238,500 $ 71,000
Macomb, Michigan 4 $ 790,000 $ 197,500 $ 77,000
Washtenaw, Michigan 4 $ 1,308,000 $ 327,000 $ 273,000
Otter Tail, Minnesota 4 $ 696,000 $ 174,000 $ 147,000
Sherburne, Minnesota 4 $ 608,000 $ 152,000 $ 55,000
St. Louis City, Missouri 4 $ 637,000 $ 159,250 $ 81,000
Gallatin, Montana 4 $ 482,000 $ 120,500 $ 34,000
Ravalli, Montana 4 $ 649,000 $ 162,250 $ 67,000
Chaves, New Mexico 4 $ 1,223,000 $ 305,750 $ 139,000
Eddy, New Mexico 4 $ 487,000 $ 121,750 $ 75,000
Rio Arriba, New Mexico 4 $ 562,000 $ 140,500 $ 85,000
Logan, Oklahoma 4 $ 615,000 $ 153,750 $ 59,000
Union, Oregon 4 $ 564,000 $ 141,000 $ 73,000
Blair, Pennsylvania 4 $ 810,000 $ 202,500 $ 114,000
Indiana, Pennsylvania 4 $ 450,000 $ 112,500 $ 86,000
Richland, South Carolina 4 $ 664,000 $ 166,000 $ 78,000
Davidson, Tennessee 4 $ 1,037,000 $ 259,250 $ 107,000
Wilson, Tennessee 4 $ 708,000 $ 177,000 $ 90,000
Wise, Texas 4 $ 578,000 $ 144,500 $ 86,000
Box Elder, Utah 4 $ 532,000 $ 133,000 $ 97,000
Chesterfield, Virginia 4 $ 764,000 $ 191,000 $ 123,000
Waynesboro, Virginia 4 $ 551,000 $ 137,750 $ 80,000
Asotin, Washington 4 $ 477,000 $ 119,250 $ 49,000
Teton, Wyoming 4 $ 1,775,000 $ 443,750 $ 300,000
Benton, Arkansas 3 $ 442,000 $ 147,333 $ 27,000
Craighead, Arkansas 3 $ 337,000 $ 112,333 $ 51,000
Colusa, California 3 $ 416,000 $ 138,666 $ 27,000
Del Norte, California 3 $ 460,000 $ 153,333 $ 65,000
Alamosa, Colorado 3 $ 252,000 $ 84,000 $ 33,000
Gilpin, Colorado 3 $ 822,000 $ 274,000 $ 123,000
Huerfano, Colorado 3 $ 356,000 $ 118,666 $ 57,000
Mesa, Colorado 3 $ 406,000 $ 135,333 $ 58,000
Rio Grande, Colorado 3 $ 517,000 $ 172,333 $ 54,000
Teller, Colorado 3 $ 701,000 $ 233,666 $ 74,000
Yuma, Colorado 3 $ 290,000 $ 96,666 $ 250,000
Okaloosa, Florida 3 $ 633,000 $ 211,000 $ 109,000
Clayton, Georgia 3 $ 418,000 $ 139,333 $ 266,000
Fayette, Georgia 3 $ 540,000 $ 180,000 $ 117,000
Forsyth, Georgia 3 $ 519,000 $ 173,000 $ 76,000
Hall, Georgia 3 $ 457,000 $ 152,333 $ 95,000
Henry, Georgia 3 $ 443,000 $ 147,666 $ 105,000
Paulding, Georgia 3 $ 370,000 $ 123,333 $ 52,000
Pickens, Georgia 3 $ 408,000 $ 136,000 $ 51,000
Adams, Idaho 3 $ 354,000 $ 118,000 $ 36,000
Boundary, Idaho 3 $ 340,000 $ 113,333 $ 32,000
Jefferson, Idaho 3 $ 572,000 $ 190,666 $ 69,000
Owyhee, Idaho 3 $ 258,000 $ 86,000 $ 43,000
Shoshone, Idaho 3 $ 305,000 $ 101,666 $ 101,000
LaSalle, Illinois 3 $ 410,000 $ 136,666 $ 53,000
Johnson, Iowa 3 $ 1,162,000 $ 387,333 $ 164,000
Miami, Kansas 3 $ 633,000 $ 211,000 $ 81,000
Bullitt, Kentucky 3 $ 356,000 $ 118,666 $ 43,000
Franklin, Kentucky 3 $ 355,000 $ 118,333 $ 48,000
Shelby, Kentucky 3 $ 710,000 $ 236,666 $ 76,000
Cameron, Louisiana 3 $ 390,000 $ 130,000 $ 73,000
Jefferson, Louisiana 3 $ 338,000 $ 112,666 $ 72,000
York, Maine 3 $ 450,000 $ 150,000 $ 60,000
Genesee, Michigan 3 $ 400,000 $ 133,333 $ 86,000
Clay, Minnesota 3 $ 450,000 $ 150,000 $ 62,000
Olmsted, Minnesota 3 $ 443,000 $ 147,666 $ 88,000
Rice, Minnesota 3 $ 433,000 $ 144,333 $ 93,000
Boone, Missouri 3 $ 665,000 $ 221,666 $ 111,000
Clinton, Missouri 3 $ 631,000 $ 210,333 $ 79,000
Johnson, Missouri 3 $ 515,000 $ 171,666 $ 81,000
Beaverhead, Montana 3 $ 436,000 $ 145,333 $ 50,000
Yellowstone, Montana 3 $ 213,000 $ 71,000 $ 55,000
Lancaster, Nebraska 3 $ 633,000 $ 211,000 $ 96,000
Dona Ana, New Mexico 3 $ 369,000 $ 123,000 $ 76,000
Brunswick, North Carolina 3 $ 554,000 $ 184,666 $ 157,000
Durham, North Carolina 3 $ 865,000 $ 288,333 $ 165,000
Gaston, North Carolina 3 $ 368,000 $ 122,666 $ 65,000
Guilford, North Carolina 3 $ 641,000 $ 213,666 $ 100,000
Iredell, North Carolina 3 $ 352,000 $ 117,333 $ 72,000
Pender, North Carolina 3 $ 533,000 $ 177,666 $ 91,000
Clark, Ohio 3 $ 621,000 $ 207,000 $ 94,000
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Mortgage Loan Application Detail Totals for Loancity in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 43,248 $9,101,454,000 $183,217 $2,100,000 $88,195 $8,769,000
Home Purchase (one-to-four family) 8,733 $1,700,305,000 $171,250 $1,540,000 $82,681 $4,426,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 36,455 $7,419,833,000 $177,934 $2,100,000 $91,108 $8,769,000
Information not provided by applicant in mail or telephone application 6,990 $1,494,228,000 $191,704 $1,925,000 $90,704 $2,400,000
Asian or Pacific Islander 4,203 $1,049,962,000 $194,406 $1,000,000 $86,875 $2,400,000
Hispanic 2,903 $552,649,000 $162,062 $1,000,000 $69,812 $2,400,000
Black 898 $168,180,000 $158,000 $1,960,000 $72,678 $1,532,000
Other 382 $85,175,000 $191,827 $650,000 $82,827 $1,200,000
American Indian or Alaskan Native 150 $31,732,000 $185,850 $720,000 $83,750 $1,071,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 49,493 $10,443,976,000 $183,000 $2,100,000 $91,739 $8,769,000
FHA-insured (Federal Housing Administration) 1,836 $254,230,000 $132,588 $341,000 $40,647 $2,400,000
VA-guaranteed (Veterans Administration) 652 $103,553,000 $143,076 $299,000 $35,923 $1,320,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 39,152 $8,052,960,000 $179,108 $1,125,000 $87,652 $8,769,000
Application Approved But Not Accepted 5,829 $1,263,297,000 $177,613 $1,000,000 $83,090 $1,500,000
Application Denied By Financial Institution 4,462 $922,096,000 $198,302 $2,100,000 $92,767 $1,904,000
Application Withdrawn By Applicant 1,372 $286,455,000 $190,647 $1,960,000 $62,764 $2,400,000
File Closed For Incompleteness 1,087 $258,117,000 $211,852 $1,170,000 $107,676 $4,817,000
Loan Purchased By The Institution 79 $18,834,000 $209,000 $750,000 $115,666 $870,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,151 $225,457,000 $160,914 $1,925,000 $70,257 $1,140,000
Other 975 $195,537,000 $194,270 $1,960,000 $105,081 $1,904,000
Debt-To-Income Ratio 850 $198,466,000 $176,551 $1,000,000 $60,172 $673,000
Credit Application Incomplete 755 $153,663,000 $223,303 $2,100,000 $106,696 $1,524,000
Collateral 446 $89,464,000 $172,187 $975,000 $97,187 $1,290,000
Unverifiable Information 119 $24,378,000 $200,526 $835,000 $92,526 $544,000
Insufficient Cash (Downpayment, Closing Cost) 78 $17,478,000 $197,473 $600,000 $92,473 $493,000
Employment History 75 $15,600,000 $201,055 $474,000 $92,166 $300,000
Mortgage Insurance Denied 4 $545,000 $118,666 $230,000 $58,000 $120,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Loancity's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Loancity's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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