Low Va Rates, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Low Va Rates, Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Low Va Rates, Llc
384 South 400 West, #100
Lindon, UT 84042
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 8,180
Total Mortgage Loan Application Amount $1,873,039,000
Average Mortgage Loan Application Amount $235,500
Highest Mortgage Loan Application Amount $1,063,000
Average Applicant Income $44,000
Highest Applicant Income $1,699,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Low Va Rates, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Low Va Rates, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Low Va Rates, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Low Va Rates, Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by Low Va Rates, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Low Va Rates, Llc's mortgage activity for 2016.

Mortgage Loan Application Totals for Low Va Rates, Llc by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark County Nevada 163 $ 39,715,000 $ 243,000 $ 11,000
Bexar County Texas 101 $ 22,534,000 $ 223,000 $ 3,000
Maricopa County Arizona 94 $ 21,271,000 $ 226,000 $ 10,000
Riverside County California 90 $ 28,726,000 $ 319,000 $ 6,000
Salt Lake County Utah 80 $ 20,203,000 $ 252,000 $ 40,000
San Diego County California 74 $ 28,602,000 $ 386,000 $ 1,000
El Paso County Colorado 74 $ 16,395,000 $ 221,000 $ 2,000
Pierce County Washington 70 $ 17,605,000 $ 251,000 $ 8,000
Bell County Texas 64 $ 11,353,000 $ 177,000 $ 0
Harris County Texas 59 $ 11,923,000 $ 202,000 $ 0
Los Angeles County California 57 $ 21,296,000 $ 373,000 $ 11,000
Tarrant County Texas 57 $ 11,577,000 $ 203,000 $ 3,000
Cumberland County North Carolina 56 $ 10,341,000 $ 184,000 $ 2,000
San Bernardino County California 55 $ 12,272,000 $ 223,000 $ 1,000
Prince George's County Maryland 45 $ 14,846,000 $ 329,000 $ 0
Duval County Florida 42 $ 8,770,000 $ 208,000 $ 3,000
Davis County Utah 41 $ 10,288,000 $ 250,000 $ 27,000
Utah County Utah 41 $ 10,193,000 $ 248,000 $ 49,000
Virginia Beach County Virginia 40 $ 10,748,000 $ 268,000 $ 3,000
Wake County North Carolina 39 $ 7,970,000 $ 204,000 $ 4,000
El Paso County Texas 38 $ 6,678,000 $ 175,000 $ 1,000
King County Washington 38 $ 11,403,000 $ 300,000 $ 3,000
Pima County Arizona 36 $ 7,164,000 $ 199,000 $ 4,000
Hillsborough County Florida 36 $ 9,096,000 $ 252,000 $ 2,000
Honolulu County Hawaii 36 $ 16,953,000 $ 470,000 $ 5,000
Prince William County Virginia 35 $ 13,350,000 $ 381,000 $ 4,000
Sacramento County California 33 $ 9,701,000 $ 293,000 $ 4,000
Spokane County Washington 33 $ 6,485,000 $ 196,000 $ 0
Cook County Illinois 32 $ 7,038,000 $ 219,000 $ 5,000
Montgomery County Tennessee 32 $ 5,596,000 $ 174,000 $ 1,000
Columbia County Georgia 31 $ 7,473,000 $ 241,000 $ 8,000
Mecklenburg County North Carolina 31 $ 5,895,000 $ 190,000 $ 1,000
Denton County Texas 31 $ 7,697,000 $ 248,000 $ 3,000
Kitsap County Washington 31 $ 8,261,000 $ 266,000 $ 2,000
Anchorage County Alaska 30 $ 8,585,000 $ 286,000 $ 8,000
Onslow County North Carolina 30 $ 4,939,000 $ 164,000 $ 2,000
Dallas County Texas 30 $ 6,241,000 $ 208,000 $ 1,000
Snohomish County Washington 30 $ 9,844,000 $ 328,000 $ 8,000
Jefferson County Kentucky 28 $ 4,846,000 $ 173,000 $ 0
Fulton County Georgia 27 $ 6,293,000 $ 233,000 $ 6,000
Williamson County Texas 27 $ 6,761,000 $ 250,000 $ 3,000
Tooele County Utah 26 $ 5,134,000 $ 197,000 $ 56,000
Chesterfield County Virginia 26 $ 6,680,000 $ 256,000 $ 6,000
Polk County Iowa 25 $ 3,827,000 $ 153,000 $ 0
Baltimore County Maryland 25 $ 6,492,000 $ 259,000 $ 10,000
Charles County Maryland 25 $ 9,054,000 $ 362,000 $ 3,000
Oklahoma County Oklahoma 25 $ 4,557,000 $ 182,000 $ 0
Orange County Florida 24 $ 6,868,000 $ 286,000 $ 0
Comanche County Oklahoma 24 $ 4,865,000 $ 202,000 $ 6,000
Fairfax County Virginia 24 $ 11,113,000 $ 463,000 $ 0
Gwinnett County Georgia 23 $ 5,541,000 $ 240,000 $ 11,000
Collin County Texas 23 $ 5,543,000 $ 241,000 $ 5,000
Chesapeake County Virginia 23 $ 5,905,000 $ 256,000 $ 4,000
Clark County Washington 23 $ 5,596,000 $ 243,000 $ 5,000
Pinal County Arizona 22 $ 3,567,000 $ 162,000 $ 1,000
Polk County Florida 22 $ 4,111,000 $ 186,000 $ 2,000
Richmond County Georgia 22 $ 4,045,000 $ 183,000 $ 0
Stafford County Virginia 22 $ 8,752,000 $ 397,000 $ 9,000
Thurston County Washington 22 $ 5,390,000 $ 245,000 $ 10,000
Jefferson County Alabama 21 $ 3,840,000 $ 182,000 $ 0
Fresno County California 21 $ 5,276,000 $ 251,000 $ 8,000
Brevard County Florida 21 $ 4,365,000 $ 207,000 $ 8,000
Pasco County Florida 21 $ 4,487,000 $ 213,000 $ 0
Richland County South Carolina 21 $ 3,599,000 $ 171,000 $ 3,000
Travis County Texas 21 $ 4,513,000 $ 214,000 $ 7,000
Arapahoe County Colorado 20 $ 5,388,000 $ 269,000 $ 0
Clay County Florida 19 $ 4,269,000 $ 224,000 $ 0
Bernalillo County New Mexico 19 $ 3,736,000 $ 196,000 $ 10,000
Madison County Alabama 18 $ 3,373,000 $ 187,000 $ 0
Hartford County Connecticut 18 $ 4,154,000 $ 230,000 $ 0
Henry County Georgia 18 $ 3,913,000 $ 217,000 $ 0
Liberty County Georgia 18 $ 3,360,000 $ 186,000 $ 5,000
Newport News County Virginia 18 $ 3,454,000 $ 191,000 $ 1,000
Spotsylvania County Virginia 18 $ 6,053,000 $ 336,000 $ 3,000
Pulaski County Arkansas 17 $ 2,822,000 $ 166,000 $ 0
Solano County California 17 $ 5,759,000 $ 338,000 $ 8,000
Denver County Colorado 17 $ 4,228,000 $ 248,000 $ 0
Broward County Florida 17 $ 4,750,000 $ 279,000 $ 5,000
Harnett County North Carolina 17 $ 3,923,000 $ 230,000 $ 10,000
Franklin County Ohio 17 $ 2,604,000 $ 153,000 $ 7,000
Lane County Oregon 17 $ 3,127,000 $ 183,000 $ 2,000
Adams County Colorado 16 $ 4,136,000 $ 258,000 $ 14,000
Manatee County Florida 16 $ 4,075,000 $ 254,000 $ 17,000
Cobb County Georgia 16 $ 3,958,000 $ 247,000 $ 0
Washington County Oregon 16 $ 4,120,000 $ 257,000 $ 5,000
Berkeley County South Carolina 16 $ 3,183,000 $ 198,000 $ 5,000
Osceola County Florida 15 $ 3,769,000 $ 251,000 $ 13,000
Wayne County Michigan 15 $ 2,553,000 $ 170,000 $ 0
Washoe County Nevada 15 $ 3,318,000 $ 221,000 $ 9,000
Dona Ana County New Mexico 15 $ 2,921,000 $ 194,000 $ 2,000
Craven County North Carolina 15 $ 2,424,000 $ 161,000 $ 3,000
Jackson County Oregon 15 $ 3,297,000 $ 219,000 $ 0
Providence County Rhode Island 15 $ 3,742,000 $ 249,000 $ 0
Charleston County South Carolina 15 $ 3,557,000 $ 237,000 $ 0
Nueces County Texas 15 $ 2,560,000 $ 170,000 $ 0
Henrico County Virginia 15 $ 2,931,000 $ 195,000 $ 0
Norfolk County Virginia 15 $ 3,085,000 $ 205,000 $ 5,000
Baldwin County Alabama 14 $ 3,105,000 $ 221,000 $ 10,000
Yavapai County Arizona 14 $ 2,731,000 $ 195,000 $ 9,000
Orange County California 14 $ 7,543,000 $ 538,000 $ 0
Ventura County California 14 $ 6,323,000 $ 451,000 $ 0
Lake County Florida 14 $ 3,191,000 $ 227,000 $ 6,000
St. Johns County Florida 14 $ 3,902,000 $ 278,000 $ 0
Chatham County Georgia 14 $ 2,768,000 $ 197,000 $ 0
Anne Arundel County Maryland 14 $ 5,088,000 $ 363,000 $ 0
Johnston County North Carolina 14 $ 2,801,000 $ 200,000 $ 0
Cleveland County Oklahoma 14 $ 2,443,000 $ 174,000 $ 0
Hampton County Virginia 14 $ 3,173,000 $ 226,000 $ 9,000
Loudoun County Virginia 14 $ 7,553,000 $ 539,000 $ 12,000
Yuma County Arizona 13 $ 2,163,000 $ 166,000 $ 0
Kern County California 13 $ 2,897,000 $ 222,000 $ 0
San Joaquin County California 13 $ 4,309,000 $ 331,000 $ 14,000
New Castle County Delaware 13 $ 3,684,000 $ 283,000 $ 3,000
Palm Beach County Florida 13 $ 3,549,000 $ 273,000 $ 15,000
Houston County Georgia 13 $ 2,938,000 $ 226,000 $ 0
Newton County Georgia 13 $ 2,732,000 $ 210,000 $ 7,000
Oakland County Michigan 13 $ 2,644,000 $ 203,000 $ 6,000
Fort Bend County Texas 13 $ 3,250,000 $ 250,000 $ 0
Montgomery County Texas 13 $ 3,506,000 $ 269,000 $ 0
Benton County Arkansas 12 $ 2,367,000 $ 197,000 $ 0
Jefferson County Colorado 12 $ 2,924,000 $ 243,000 $ 18,000
Larimer County Colorado 12 $ 3,538,000 $ 294,000 $ 11,000
Marion County Florida 12 $ 2,037,000 $ 169,000 $ 0
Clayton County Georgia 12 $ 1,914,000 $ 159,000 $ 3,000
Ada County Idaho 12 $ 2,559,000 $ 213,000 $ 6,000
Marion County Indiana 12 $ 1,769,000 $ 147,000 $ 0
Jefferson County Louisiana 12 $ 3,253,000 $ 271,000 $ 21,000
Harford County Maryland 12 $ 2,977,000 $ 248,000 $ 6,000
Gaston County North Carolina 12 $ 2,268,000 $ 189,000 $ 8,000
Canadian County Oklahoma 12 $ 2,442,000 $ 203,000 $ 5,000
Rutherford County Tennessee 12 $ 2,428,000 $ 202,000 $ 0
Shelby County Tennessee 12 $ 2,731,000 $ 227,000 $ 0
Brazoria County Texas 12 $ 2,732,000 $ 227,000 $ 9,000
Galveston County Texas 12 $ 2,137,000 $ 178,000 $ 10,000
Guadalupe County Texas 12 $ 2,892,000 $ 241,000 $ 0
Weber County Utah 12 $ 2,595,000 $ 216,000 $ 11,000
Kent County Delaware 11 $ 2,303,000 $ 209,000 $ 0
Pinellas County Florida 11 $ 2,378,000 $ 216,000 $ 0
St. Lucie County Florida 11 $ 2,307,000 $ 209,000 $ 0
Volusia County Florida 11 $ 2,454,000 $ 223,000 $ 0
Hardin County Kentucky 11 $ 2,152,000 $ 195,000 $ 0
East Baton Rouge County Louisiana 11 $ 1,724,000 $ 156,000 $ 8,000
Montgomery County Maryland 11 $ 4,007,000 $ 364,000 $ 0
Macomb County Michigan 11 $ 1,969,000 $ 179,000 $ 0
Anoka County Minnesota 11 $ 2,832,000 $ 257,000 $ 30,000
St. Louis County Missouri 11 $ 1,765,000 $ 160,000 $ 8,000
Sandoval County New Mexico 11 $ 2,293,000 $ 208,000 $ 7,000
Hoke County North Carolina 11 $ 2,021,000 $ 183,000 $ 15,000
Cuyahoga County Ohio 11 $ 1,830,000 $ 166,000 $ 0
Deschutes County Oregon 11 $ 2,621,000 $ 238,000 $ 9,000
Douglas County Oregon 11 $ 1,929,000 $ 175,000 $ 6,000
York County Pennsylvania 11 $ 2,043,000 $ 185,000 $ 0
Lexington County South Carolina 11 $ 2,500,000 $ 227,000 $ 0
Parker County Texas 11 $ 2,266,000 $ 206,000 $ 0
Benton County Washington 11 $ 1,918,000 $ 174,000 $ 0
Berkeley County West Virginia 11 $ 2,376,000 $ 216,000 $ 3,000
Lee County Alabama 10 $ 2,390,000 $ 239,000 $ 16,000
Contra Costa County California 10 $ 4,447,000 $ 444,000 $ 0
Douglas County Colorado 10 $ 3,284,000 $ 328,000 $ 40,000
Hernando County Florida 10 $ 1,879,000 $ 187,000 $ 0
Lee County Florida 10 $ 2,460,000 $ 246,000 $ 0
Okaloosa County Florida 10 $ 1,983,000 $ 198,000 $ 10,000
Santa Rosa County Florida 10 $ 1,851,000 $ 185,000 $ 3,000
Sedgwick County Kansas 10 $ 1,058,000 $ 105,000 $ 0
Caddo County Louisiana 10 $ 2,088,000 $ 208,000 $ 0
St. Tammany County Louisiana 10 $ 2,558,000 $ 255,000 $ 0
St. Charles County Missouri 10 $ 2,488,000 $ 248,000 $ 0
Yellowstone County Montana 10 $ 2,080,000 $ 208,000 $ 7,000
Durham County North Carolina 10 $ 2,021,000 $ 202,000 $ 0
Forsyth County North Carolina 10 $ 1,567,000 $ 156,000 $ 2,000
Guilford County North Carolina 10 $ 1,514,000 $ 151,000 $ 0
Hamilton County Ohio 10 $ 2,204,000 $ 220,000 $ 10,000
Clackamas County Oregon 10 $ 2,830,000 $ 283,000 $ 4,000
Allegheny County Pennsylvania 10 $ 1,830,000 $ 183,000 $ 9,000
Montgomery County Pennsylvania 10 $ 2,059,000 $ 205,000 $ 0
Coryell County Texas 10 $ 1,917,000 $ 191,000 $ 0
Suffolk County Virginia 10 $ 2,500,000 $ 250,000 $ 0
Mason County Washington 10 $ 2,482,000 $ 248,000 $ 15,000
Milwaukee County Wisconsin 10 $ 1,821,000 $ 182,000 $ 0
Laramie County Wyoming 10 $ 1,892,000 $ 189,000 $ 0
Matanuska-Susitna County Alaska 9 $ 2,254,000 $ 250,000 $ 0
Cochise County Arizona 9 $ 1,744,000 $ 193,000 $ 0
Merced County California 9 $ 2,088,000 $ 232,000 $ 0
Stanislaus County California 9 $ 2,411,000 $ 267,000 $ 6,000
Weld County Colorado 9 $ 2,400,000 $ 266,000 $ 0
Miami-Dade County Florida 9 $ 2,503,000 $ 278,000 $ 9,000
Canyon County Idaho 9 $ 1,329,000 $ 147,000 $ 0
Kane County Illinois 9 $ 2,158,000 $ 239,000 $ 0
Lake County Indiana 9 $ 1,441,000 $ 160,000 $ 0
Jackson County Missouri 9 $ 1,784,000 $ 198,000 $ 0
Gloucester County New Jersey 9 $ 2,121,000 $ 235,000 $ 16,000
Monmouth County New Jersey 9 $ 3,091,000 $ 343,000 $ 6,000
Rowan County North Carolina 9 $ 1,643,000 $ 182,000 $ 6,000
Wayne County North Carolina 9 $ 1,814,000 $ 201,000 $ 9,000
Montgomery County Ohio 9 $ 1,714,000 $ 190,000 $ 0
Linn County Oregon 9 $ 1,896,000 $ 210,000 $ 6,000
Philadelphia County Pennsylvania 9 $ 1,522,000 $ 169,000 $ 0
Horry County South Carolina 9 $ 1,809,000 $ 201,000 $ 9,000
Ellis County Texas 9 $ 1,494,000 $ 166,000 $ 0
Stevens County Washington 9 $ 2,186,000 $ 242,000 $ 0
Yakima County Washington 9 $ 1,902,000 $ 211,000 $ 16,000
Limestone County Alabama 8 $ 1,524,000 $ 190,000 $ 0
Mobile County Alabama 8 $ 1,309,000 $ 163,000 $ 0
Lake County California 8 $ 2,141,000 $ 267,000 $ 0
Placer County California 8 $ 3,310,000 $ 413,000 $ 0
Pueblo County Colorado 8 $ 1,291,000 $ 161,000 $ 0
New London County Connecticut 8 $ 1,711,000 $ 213,000 $ 0
Seminole County Florida 8 $ 1,638,000 $ 204,000 $ 0
Douglas County Georgia 8 $ 1,540,000 $ 192,000 $ 0
Lowndes County Georgia 8 $ 1,656,000 $ 207,000 $ 0
Paulding County Georgia 8 $ 1,587,000 $ 198,000 $ 0
St. Clair County Illinois 8 $ 1,366,000 $ 170,000 $ 0
Scott County Iowa 8 $ 1,155,000 $ 144,000 $ 0
Johnson County Kansas 8 $ 1,659,000 $ 207,000 $ 0
Ascension County Louisiana 8 $ 2,180,000 $ 272,000 $ 12,000
Bossier County Louisiana 8 $ 1,755,000 $ 219,000 $ 0
Lafayette County Louisiana 8 $ 1,498,000 $ 187,000 $ 0
Vernon County Louisiana 8 $ 1,498,000 $ 187,000 $ 0
Frederick County Maryland 8 $ 3,193,000 $ 399,000 $ 0
Howard County Maryland 8 $ 2,431,000 $ 303,000 $ 5,000
Lyon County Nevada 8 $ 1,507,000 $ 188,000 $ 9,000
Moore County North Carolina 8 $ 2,063,000 $ 257,000 $ 11,000
Ward County North Dakota 8 $ 1,863,000 $ 232,000 $ 0
Fairfield County Ohio 8 $ 1,754,000 $ 219,000 $ 0
Beaufort County South Carolina 8 $ 1,908,000 $ 238,000 $ 0
Greenville County South Carolina 8 $ 1,530,000 $ 191,000 $ 0
Sumner County Tennessee 8 $ 1,714,000 $ 214,000 $ 18,000
Hidalgo County Texas 8 $ 1,610,000 $ 201,000 $ 17,000
Washington County Utah 8 $ 1,914,000 $ 239,000 $ 167,000
Coffee County Alabama 7 $ 962,000 $ 137,000 $ 0
Montgomery County Alabama 7 $ 1,115,000 $ 159,000 $ 0
St. Clair County Alabama 7 $ 1,426,000 $ 203,000 $ 0
Lonoke County Arkansas 7 $ 1,007,000 $ 143,000 $ 0
Tulare County California 7 $ 1,741,000 $ 248,000 $ 7,000
Mesa County Colorado 7 $ 1,420,000 $ 202,000 $ 0
Sussex County Delaware 7 $ 1,484,000 $ 212,000 $ 0
District of Columbia County District Of Columbia 7 $ 3,260,000 $ 465,000 $ 0
Indian River County Florida 7 $ 1,565,000 $ 223,000 $ 0
Leon County Florida 7 $ 1,539,000 $ 219,000 $ 34,000
DeKalb County Georgia 7 $ 1,702,000 $ 243,000 $ 4,000
Fayette County Georgia 7 $ 1,647,000 $ 235,000 $ 0
Long County Georgia 7 $ 1,452,000 $ 207,000 $ 0
Johnson County Indiana 7 $ 1,073,000 $ 153,000 $ 12,000
Warren County Iowa 7 $ 1,661,000 $ 237,000 $ 24,000
Baltimore City County Maryland 7 $ 1,181,000 $ 168,000 $ 7,000
Cecil County Maryland 7 $ 1,995,000 $ 285,000 $ 0
Hennepin County Minnesota 7 $ 1,197,000 $ 171,000 $ 0
Flathead County Montana 7 $ 1,732,000 $ 247,000 $ 0
Hillsborough County New Hampshire 7 $ 1,467,000 $ 209,000 $ 0
Buncombe County North Carolina 7 $ 1,449,000 $ 207,000 $ 0
Iredell County North Carolina 7 $ 2,059,000 $ 294,000 $ 5,000
Robeson County North Carolina 7 $ 1,192,000 $ 170,000 $ 0
Union County North Carolina 7 $ 1,201,000 $ 171,000 $ 5,000
Licking County Ohio 7 $ 1,079,000 $ 154,000 $ 0
Lorain County Ohio 7 $ 1,420,000 $ 202,000 $ 0
Warren County Ohio 7 $ 1,608,000 $ 229,000 $ 0
Multnomah County Oregon 7 $ 1,589,000 $ 227,000 $ 0
Lehigh County Pennsylvania 7 $ 1,439,000 $ 205,000 $ 18,000
Monroe County Pennsylvania 7 $ 1,692,000 $ 241,000 $ 0
Blount County Tennessee 7 $ 1,966,000 $ 280,000 $ 17,000
Johnson County Texas 7 $ 1,418,000 $ 202,000 $ 14,000
Calhoun County Alabama 6 $ 964,000 $ 160,000 $ 0
Russell County Alabama 6 $ 1,051,000 $ 175,000 $ 0
Tuscaloosa County Alabama 6 $ 1,208,000 $ 201,000 $ 0
Mohave County Arizona 6 $ 1,187,000 $ 197,000 $ 0
Washington County Arkansas 6 $ 1,018,000 $ 169,000 $ 0
Alameda County California 6 $ 2,666,000 $ 444,000 $ 0
San Luis Obispo County California 6 $ 2,086,000 $ 347,000 $ 0
New Haven County Connecticut 6 $ 1,527,000 $ 254,000 $ 0
Bay County Florida 6 $ 1,170,000 $ 195,000 $ 13,000
Flagler County Florida 6 $ 1,151,000 $ 191,000 $ 0
Barrow County Georgia 6 $ 944,000 $ 157,000 $ 17,000
Bryan County Georgia 6 $ 1,083,000 $ 180,000 $ 0
DuPage County Illinois 6 $ 1,494,000 $ 249,000 $ 13,000
Hamilton County Indiana 6 $ 1,549,000 $ 258,000 $ 10,000
Porter County Indiana 6 $ 1,524,000 $ 254,000 $ 0
Vanderburgh County Indiana 6 $ 1,107,000 $ 184,000 $ 14,000
Rapides County Louisiana 6 $ 1,253,000 $ 208,000 $ 0
Jackson County Michigan 6 $ 902,000 $ 150,000 $ 6,000
Lewis and Clark County Montana 6 $ 1,754,000 $ 292,000 $ 0
Missoula County Montana 6 $ 1,407,000 $ 234,000 $ 0
Douglas County Nebraska 6 $ 960,000 $ 160,000 $ 0
Rockingham County New Hampshire 6 $ 1,750,000 $ 291,000 $ 0
Ocean County New Jersey 6 $ 1,712,000 $ 285,000 $ 17,000
Cabarrus County North Carolina 6 $ 1,541,000 $ 256,000 $ 0
Catawba County North Carolina 6 $ 737,000 $ 122,000 $ 0
Nash County North Carolina 6 $ 796,000 $ 132,000 $ 0
Pitt County North Carolina 6 $ 1,039,000 $ 173,000 $ 8,000
Lake County Ohio 6 $ 1,396,000 $ 232,000 $ 0
Summit County Ohio 6 $ 1,090,000 $ 181,000 $ 0
Marion County Oregon 6 $ 1,742,000 $ 290,000 $ 22,000
Polk County Oregon 6 $ 1,656,000 $ 276,000 $ 0
Adams County Pennsylvania 6 $ 1,713,000 $ 285,000 $ 0
Lancaster County Pennsylvania 6 $ 1,253,000 $ 208,000 $ 0
Spartanburg County South Carolina 6 $ 1,227,000 $ 204,000 $ 0
Bowie County Texas 6 $ 972,000 $ 162,000 $ 15,000
Cameron County Texas 6 $ 1,496,000 $ 249,000 $ 0
Comal County Texas 6 $ 1,836,000 $ 306,000 $ 14,000
Hays County Texas 6 $ 1,653,000 $ 275,000 $ 9,000
McLennan County Texas 6 $ 943,000 $ 157,000 $ 0
York County Virginia 6 $ 1,507,000 $ 251,000 $ 0
Clallam County Washington 6 $ 1,045,000 $ 174,000 $ 0
Skagit County Washington 6 $ 1,165,000 $ 194,000 $ 0
Jefferson County West Virginia 6 $ 1,643,000 $ 273,000 $ 0
Racine County Wisconsin 6 $ 1,133,000 $ 188,000 $ 0
Elmore County Alabama 5 $ 976,000 $ 195,000 $ 0
Shelby County Alabama 5 $ 932,000 $ 186,000 $ 0
Fairbanks North Star County Alaska 5 $ 1,208,000 $ 241,000 $ 36,000
White County Arkansas 5 $ 811,000 $ 162,000 $ 0
Madera County California 5 $ 888,000 $ 177,000 $ 0
Sonoma County California 5 $ 2,092,000 $ 418,000 $ 0
Fremont County Colorado 5 $ 816,000 $ 163,000 $ 16,000
Fairfield County Connecticut 5 $ 1,972,000 $ 394,000 $ 0
Tolland County Connecticut 5 $ 1,153,000 $ 230,000 $ 0
Escambia County Florida 5 $ 735,000 $ 147,000 $ 0
Sumter County Florida 5 $ 868,000 $ 173,000 $ 7,000
Camden County Georgia 5 $ 911,000 $ 182,000 $ 0
Cherokee County Georgia 5 $ 1,054,000 $ 210,000 $ 0
Coweta County Georgia 5 $ 1,363,000 $ 272,000 $ 0
Effingham County Georgia 5 $ 883,000 $ 176,000 $ 0
Forsyth County Georgia 5 $ 850,000 $ 170,000 $ 0
Harris County Georgia 5 $ 1,433,000 $ 286,000 $ 0
Muscogee County Georgia 5 $ 806,000 $ 161,000 $ 14,000
Bonneville County Idaho 5 $ 1,059,000 $ 211,000 $ 21,000
Sangamon County Illinois 5 $ 785,000 $ 157,000 $ 0
Dearborn County Indiana 5 $ 772,000 $ 154,000 $ 16,000
Hendricks County Indiana 5 $ 921,000 $ 184,000 $ 9,000
Wyandotte County Kansas 5 $ 935,000 $ 187,000 $ 6,000
Livingston County Louisiana 5 $ 1,318,000 $ 263,000 $ 0
Tangipahoa County Louisiana 5 $ 904,000 $ 180,000 $ 0
Calvert County Maryland 5 $ 1,706,000 $ 341,000 $ 27,000
Olmsted County Minnesota 5 $ 744,000 $ 148,000 $ 0
Wright County Minnesota 5 $ 1,134,000 $ 226,000 $ 21,000
Madison County Mississippi 5 $ 976,000 $ 195,000 $ 0
Christian County Missouri 5 $ 867,000 $ 173,000 $ 0
Greene County Missouri 5 $ 815,000 $ 163,000 $ 29,000
Cascade County Montana 5 $ 1,085,000 $ 217,000 $ 10,000
Ravalli County Montana 5 $ 1,181,000 $ 236,000 $ 0
Churchill County Nevada 5 $ 925,000 $ 185,000 $ 0
Nye County Nevada 5 $ 755,000 $ 151,000 $ 9,000
Merrimack County New Hampshire 5 $ 1,246,000 $ 249,000 $ 0
Union County New Jersey 5 $ 1,303,000 $ 260,000 $ 0
San Juan County New Mexico 5 $ 1,151,000 $ 230,000 $ 90,000
Grand Forks County North Dakota 5 $ 1,338,000 $ 267,000 $ 0
Butler County Ohio 5 $ 1,144,000 $ 228,000 $ 13,000
Greene County Ohio 5 $ 1,090,000 $ 218,000 $ 0
Miami County Ohio 5 $ 1,008,000 $ 201,000 $ 0
Tulsa County Oklahoma 5 $ 1,066,000 $ 213,000 $ 0
Wagoner County Oklahoma 5 $ 1,222,000 $ 244,000 $ 0
Josephine County Oregon 5 $ 1,175,000 $ 235,000 $ 13,000
Erie County Pennsylvania 5 $ 834,000 $ 166,000 $ 0
Northampton County Pennsylvania 5 $ 1,272,000 $ 254,000 $ 0
Kent County Rhode Island 5 $ 1,360,000 $ 272,000 $ 0
Dorchester County South Carolina 5 $ 1,197,000 $ 239,000 $ 0
Sumter County South Carolina 5 $ 905,000 $ 181,000 $ 0
York County South Carolina 5 $ 1,212,000 $ 242,000 $ 13,000
Bradley County Tennessee 5 $ 766,000 $ 153,000 $ 0
Wilson County Tennessee 5 $ 1,368,000 $ 273,000 $ 13,000
Kaufman County Texas 5 $ 1,292,000 $ 258,000 $ 0
Smith County Texas 5 $ 909,000 $ 181,000 $ 32,000
Victoria County Texas 5 $ 813,000 $ 162,000 $ 0
Summit County Utah 5 $ 1,967,000 $ 393,000 $ 28,000
Chittenden County Vermont 5 $ 1,527,000 $ 305,000 $ 25,000
Fluvanna County Virginia 5 $ 1,653,000 $ 330,000 $ 17,000
James City County Virginia 5 $ 1,862,000 $ 372,000 $ 0
Portsmouth County Virginia 5 $ 1,033,000 $ 206,000 $ 0
Cowlitz County Washington 5 $ 816,000 $ 163,000 $ 14,000
Grant County Washington 5 $ 1,035,000 $ 207,000 $ 0
Island County Washington 5 $ 1,120,000 $ 224,000 $ 0
Outagamie County Wisconsin 5 $ 824,000 $ 164,000 $ 0
Campbell County Wyoming 5 $ 1,011,000 $ 202,000 $ 0
Natrona County Wyoming 5 $ 1,268,000 $ 253,000 $ 0
Etowah County Alabama 4 $ 780,000 $ 195,000 $ 0
Kenai Peninsula County Alaska 4 $ 748,000 $ 187,000 $ 0
Sebastian County Arkansas 4 $ 607,000 $ 151,000 $ 0
Butte County California 4 $ 673,000 $ 168,000 $ 10,000
El Dorado County California 4 $ 1,570,000 $ 392,000 $ 30,000
Imperial County California 4 $ 835,000 $ 208,000 $ 0
Yolo County California 4 $ 1,037,000 $ 259,000 $ 0
Yuba County California 4 $ 1,539,000 $ 384,000 $ 0
Montrose County Colorado 4 $ 936,000 $ 234,000 $ 15,000
Middlesex County Connecticut 4 $ 1,081,000 $ 270,000 $ 0
Citrus County Florida 4 $ 596,000 $ 149,000 $ 0
Collier County Florida 4 $ 1,064,000 $ 266,000 $ 0
Nassau County Florida 4 $ 702,000 $ 175,000 $ 0
Bibb County Georgia 4 $ 835,000 $ 208,000 $ 0
Hall County Georgia 4 $ 866,000 $ 216,000 $ 0
Peach County Georgia 4 $ 799,000 $ 199,000 $ 43,000
Rockdale County Georgia 4 $ 731,000 $ 182,000 $ 0
Maui County Hawaii 4 $ 2,036,000 $ 509,000 $ 0
Kootenai County Idaho 4 $ 830,000 $ 207,000 $ 0
Lake County Illinois 4 $ 560,000 $ 140,000 $ 0
McHenry County Illinois 4 $ 1,123,000 $ 280,000 $ 0
Peoria County Illinois 4 $ 617,000 $ 154,000 $ 0
Will County Illinois 4 $ 830,000 $ 207,000 $ 50,000
Winnebago County Illinois 4 $ 540,000 $ 135,000 $ 0
Vigo County Indiana 4 $ 736,000 $ 184,000 $ 0
Dubuque County Iowa 4 $ 962,000 $ 240,000 $ 0
Linn County Iowa 4 $ 713,000 $ 178,000 $ 0
Geary County Kansas 4 $ 751,000 $ 187,000 $ 0
Leavenworth County Kansas 4 $ 541,000 $ 135,000 $ 13,000
Boone County Kentucky 4 $ 918,000 $ 229,000 $ 0
Beauregard County Louisiana 4 $ 674,000 $ 168,000 $ 0
Terrebonne County Louisiana 4 $ 676,000 $ 169,000 $ 0
Hancock County Maine 4 $ 660,000 $ 165,000 $ 0
Penobscot County Maine 4 $ 582,000 $ 145,000 $ 6,000
St. Mary's County Maryland 4 $ 774,000 $ 193,000 $ 0
Genesee County Michigan 4 $ 509,000 $ 127,000 $ 15,000
Muskegon County Michigan 4 $ 434,000 $ 108,000 $ 0
Ottawa County Michigan 4 $ 983,000 $ 245,000 $ 0
Dakota County Minnesota 4 $ 861,000 $ 215,000 $ 16,000
Sherburne County Minnesota 4 $ 850,000 $ 212,000 $ 58,000
St. Louis County Minnesota 4 $ 718,000 $ 179,000 $ 0
DeSoto County Mississippi 4 $ 614,000 $ 153,000 $ 20,000
Harrison County Mississippi 4 $ 899,000 $ 224,000 $ 0
Clay County Missouri 4 $ 785,000 $ 196,000 $ 0
Sarpy County Nebraska 4 $ 698,000 $ 174,000 $ 0
Strafford County New Hampshire 4 $ 923,000 $ 230,000 $ 26,000
Camden County New Jersey 4 $ 838,000 $ 209,000 $ 0
Valencia County New Mexico 4 $ 707,000 $ 176,000 $ 0
Brunswick County North Carolina 4 $ 902,000 $ 225,000 $ 22,000
Carteret County North Carolina 4 $ 908,000 $ 227,000 $ 0
Currituck County North Carolina 4 $ 1,292,000 $ 323,000 $ 0
Haywood County North Carolina 4 $ 664,000 $ 166,000 $ 0
New Hanover County North Carolina 4 $ 1,056,000 $ 264,000 $ 0
Pender County North Carolina 4 $ 1,057,000 $ 264,000 $ 0
Perquimans County North Carolina 4 $ 677,000 $ 169,000 $ 0
Wilson County North Carolina 4 $ 747,000 $ 186,000 $ 0
Logan County Ohio 4 $ 619,000 $ 154,000 $ 0
Portage County Ohio 4 $ 741,000 $ 185,000 $ 16,000
Creek County Oklahoma 4 $ 700,000 $ 175,000 $ 0
Coos County Oregon 4 $ 685,000 $ 171,000 $ 0
Yamhill County Oregon 4 $ 889,000 $ 222,000 $ 14,000
Bedford County Pennsylvania 4 $ 715,000 $ 178,000 $ 0
Berks County Pennsylvania 4 $ 797,000 $ 199,000 $ 22,000
Cumberland County Pennsylvania 4 $ 840,000 $ 210,000 $ 0
Dauphin County Pennsylvania 4 $ 772,000 $ 193,000 $ 0
Franklin County Pennsylvania 4 $ 867,000 $ 216,000 $ 0
Lebanon County Pennsylvania 4 $ 859,000 $ 214,000 $ 15,000
Westmoreland County Pennsylvania 4 $ 557,000 $ 139,000 $ 0
Minnehaha County South Dakota 4 $ 813,000 $ 203,000 $ 0
Davidson County Tennessee 4 $ 677,000 $ 169,000 $ 10,000
Hamilton County Tennessee 4 $ 452,000 $ 113,000 $ 0
Lamar County Texas 4 $ 743,000 $ 185,000 $ 0
Webb County Texas 4 $ 877,000 $ 219,000 $ 0
Box Elder County Utah 4 $ 777,000 $ 194,000 $ 0
Cache County Utah 4 $ 1,052,000 $ 263,000 $ 24,000
King William County Virginia 4 $ 1,005,000 $ 251,000 $ 0
Manassas County Virginia 4 $ 1,021,000 $ 255,000 $ 20,000
Okanogan County Washington 4 $ 572,000 $ 143,000 $ 0
Kanawha County West Virginia 4 $ 759,000 $ 189,000 $ 0
Brown County Wisconsin 4 $ 698,000 $ 174,000 $ 0
Kenosha County Wisconsin 4 $ 895,000 $ 223,000 $ 12,000
St. Croix County Wisconsin 4 $ 740,000 $ 185,000 $ 0
Dale County Alabama 3 $ 684,000 $ 228,000 $ 0
Houston County Alabama 3 $ 368,000 $ 122,000 $ 0
Morgan County Alabama 3 $ 549,000 $ 183,000 $ 0
Talladega County Alabama 3 $ 743,000 $ 247,000 $ 0
Craighead County Arkansas 3 $ 409,000 $ 136,000 $ 0
Saline County Arkansas 3 $ 464,000 $ 154,000 $ 0
Amador County California 3 $ 845,000 $ 281,000 $ 0
Humboldt County California 3 $ 1,040,000 $ 346,000 $ 17,000
Kings County California 3 $ 626,000 $ 208,000 $ 0
Santa Barbara County California 3 $ 874,000 $ 291,000 $ 100,000
Santa Clara County California 3 $ 1,615,000 $ 538,000 $ 23,000
Tuolumne County California 3 $ 805,000 $ 268,000 $ 0
Las Animas County Colorado 3 $ 1,218,000 $ 406,000 $ 28,000
Teller County Colorado 3 $ 765,000 $ 255,000 $ 0
Charlotte County Florida 3 $ 509,000 $ 169,000 $ 17,000
Martin County Florida 3 $ 728,000 $ 242,000 $ 26,000
Sarasota County Florida 3 $ 630,000 $ 210,000 $ 0
Walton County Florida 3 $ 889,000 $ 296,000 $ 0
Colquitt County Georgia 3 $ 510,000 $ 170,000 $ 0
Gem County Idaho 3 $ 678,000 $ 226,000 $ 0
Macon County Illinois 3 $ 364,000 $ 121,000 $ 0
Clark County Indiana 3 $ 668,000 $ 222,000 $ 0
Elkhart County Indiana 3 $ 438,000 $ 146,000 $ 34,000
LaPorte County Indiana 3 $ 691,000 $ 230,000 $ 0
St. Joseph County Indiana 3 $ 716,000 $ 238,000 $ 0
Black Hawk County Iowa 3 $ 362,000 $ 120,000 $ 42,000
Dallas County Iowa 3 $ 902,000 $ 300,000 $ 0
Douglas County Kansas 3 $ 787,000 $ 262,000 $ 44,000
Fayette County Kentucky 3 $ 488,000 $ 162,000 $ 0
Franklin County Kentucky 3 $ 461,000 $ 153,000 $ 0
Kenton County Kentucky 3 $ 464,000 $ 154,000 $ 0
Madison County Kentucky 3 $ 362,000 $ 120,000 $ 0
Nelson County Kentucky 3 $ 666,000 $ 222,000 $ 0
Shelby County Kentucky 3 $ 520,000 $ 173,000 $ 0
Calcasieu County Louisiana 3 $ 342,000 $ 114,000 $ 0
Orleans County Louisiana 3 $ 1,218,000 $ 406,000 $ 0
St. John the Baptist County Louisiana 3 $ 411,000 $ 137,000 $ 0
Cumberland County Maine 3 $ 701,000 $ 233,000 $ 32,000
Kennebec County Maine 3 $ 597,000 $ 199,000 $ 27,000
Sagadahoc County Maine 3 $ 627,000 $ 209,000 $ 17,000
York County Maine 3 $ 653,000 $ 217,000 $ 0
Wicomico County Maryland 3 $ 431,000 $ 143,000 $ 0
Bay County Michigan 3 $ 433,000 $ 144,000 $ 0
Lapeer County Michigan 3 $ 490,000 $ 163,000 $ 0
Livingston County Michigan 3 $ 568,000 $ 189,000 $ 0
Saginaw County Michigan 3 $ 360,000 $ 120,000 $ 0
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Mortgage Loan Application Detail Totals for Low Va Rates, Llc in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,009 $1,831,342,000 $228,000 $1,063,000 $4,000 $1,699,000
Home Purchase 171 $41,697,000 $243,000 $783,000 $84,000 $1,289,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,760 $842,139,000 $223,000 $987,000 $9,000 $1,699,000
Not Provided 2,258 $514,179,000 $227,000 $1,063,000 $1,000 $273,000
Black or African American 1,279 $299,546,000 $234,000 $855,000 $4,000 $260,000
Hispanic 671 $161,758,000 $241,000 $830,000 $7,000 $298,000
Asian 95 $27,598,000 $290,000 $632,000 $7,000 $144,000
American Indian or Alaskan Native 72 $15,544,000 $215,000 $604,000 $4,000 $108,000
Native Hawaiin or Other Pacific Islander 45 $12,275,000 $272,000 $598,000 $9,000 $132,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 7,997 $1,832,329,000 $229,000 $1,063,000 $5,000 $1,699,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 97 $22,295,000 $229,000 $567,000 $103,000 $1,289,000
FHA-insured (Federal Housing Administration) 78 $16,704,000 $214,000 $549,000 $38,000 $160,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,711,000 $213,000 $377,000 $56,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,862 $1,086,562,000 $223,000 $976,000 $5,000 $1,289,000
Application Withdrawn By Applicant 2,622 $626,376,000 $238,000 $1,063,000 $6,000 $1,699,000
Application Denied By Financial Institution 418 $91,576,000 $219,000 $743,000 $12,000 $255,000
File Closed For Incompleteness 278 $68,525,000 $246,000 $937,000 $10,000 $360,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 220 $46,020,000 $209,000 $721,000 $5,000 $143,000
Other 164 $37,058,000 $225,000 $743,000 $10,000 $255,000
Debt-To-Income Ratio 14 $3,309,000 $236,000 $598,000 $75,000 $132,000
Collateral 10 $2,740,000 $274,000 $450,000 $91,000 $185,000
Employment History 3 $686,000 $228,000 $285,000 $37,000 $52,000
Insufficient Cash (Downpayment, Closing Cost) 1 $201,000 $201,000 $201,000 $0 $0
Mortgage Insurance Denied 1 $275,000 $275,000 $275,000 $74,000 $74,000
Unverifiable Information 1 $289,000 $289,000 $289,000 $67,000 $67,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Low Va Rates, Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Low Va Rates, Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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