Low VA Rates, LLC Mortgage Lending & HMDA Data, 2017

In 2017, Low VA Rates, LLC of Lindon, UT reported 10,458 mortgage applications totaling $2.5 billion, up 28% from 2016. The average application was for $235,860, and applicants reported an average income of $10,425. 57% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (255), Las Vegas-Henderson-Paradise, NV (230) and Washington-Arlington-Alexandria, DC-VA-MD-WV (211) (applications in parentheses).

Mortgage Company & Address Low VA Rates, LLC
384 South 400 West, #100
Lindon, UT 84042
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 10,458
Total Mortgage Loan Application Amount $2,466,627,000
Average Mortgage Loan Application Amount $235,860
Highest Mortgage Loan Application Amount $1,158,000
Average Applicant Income $10,425
Highest Applicant Income $6,714,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Low VA Rates, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Low VA Rates, LLC by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Nevada 230 $ 62,297,000 $ 270,856 $ 18,000
Maricopa, Arizona 158 $ 40,884,000 $ 258,759 $ 9,000
Bexar, Texas 126 $ 28,482,000 $ 226,047 $ 4,000
Riverside, California 114 $ 38,146,000 $ 334,614 $ 5,000
El Paso, Colorado 92 $ 23,663,000 $ 257,206 $ 3,000
Bell, Texas 89 $ 15,578,000 $ 175,033 $ 2,000
Harris, Texas 84 $ 17,583,000 $ 209,321 $ 1,000
Cumberland, North Carolina 79 $ 14,758,000 $ 186,810 $ 6,000
Prince George's, Maryland 74 $ 26,087,000 $ 352,527 $ 17,000
Tarrant, Texas 72 $ 17,042,000 $ 236,694 $ 3,000
San Diego, California 69 $ 30,747,000 $ 445,608 $ 6,000
Los Angeles, California 66 $ 25,900,000 $ 392,424 $ 15,000
San Bernardino, California 59 $ 18,247,000 $ 309,271 $ 8,000
Pima, Arizona 50 $ 9,728,000 $ 194,560 $ 3,000
Hillsborough, Florida 50 $ 12,300,000 $ 246,000 $ 5,000
Salt Lake, Utah 50 $ 13,439,000 $ 268,780 $ 60,000
Dallas, Texas 49 $ 11,495,000 $ 234,591 $ 0
El Paso, Texas 45 $ 7,894,000 $ 175,422 $ 8,000
Cook, Illinois 44 $ 8,775,000 $ 199,431 $ 13,000
Mecklenburg, North Carolina 44 $ 8,969,000 $ 203,840 $ 5,000
Virginia Beach, Virginia 44 $ 12,289,000 $ 279,295 $ 1,000
Onslow, North Carolina 43 $ 7,463,000 $ 173,558 $ 1,000
Sacramento, California 42 $ 12,252,000 $ 291,714 $ 12,000
Duval, Florida 41 $ 8,422,000 $ 205,414 $ 6,000
Montgomery, Tennessee 41 $ 7,409,000 $ 180,707 $ 3,000
Utah, Utah 41 $ 10,611,000 $ 258,804 $ 40,000
Wake, North Carolina 39 $ 8,932,000 $ 229,025 $ 17,000
Anchorage, Alaska 35 $ 10,926,000 $ 312,171 $ 0
Kern, California 35 $ 7,699,000 $ 219,971 $ 7,000
Pinal, Arizona 34 $ 6,992,000 $ 205,647 $ 9,000
Gwinnett, Georgia 34 $ 8,824,000 $ 259,529 $ 5,000
Tooele, Utah 32 $ 6,564,000 $ 205,125 $ 46,000
Cobb, Georgia 31 $ 7,306,000 $ 235,677 $ 0
Henry, Georgia 31 $ 7,585,000 $ 244,677 $ 0
Chesapeake, Virginia 31 $ 8,524,000 $ 274,967 $ 4,000
Pierce, Washington 31 $ 8,604,000 $ 277,548 $ 4,000
Pasco, Florida 30 $ 6,756,000 $ 225,200 $ 2,000
Collin, Texas 30 $ 8,366,000 $ 278,866 $ 8,000
Oklahoma, Oklahoma 29 $ 5,524,000 $ 190,482 $ 4,000
Madison, Alabama 28 $ 5,980,000 $ 213,571 $ 3,000
Brevard, Florida 28 $ 6,724,000 $ 240,142 $ 6,000
Fulton, Georgia 28 $ 7,256,000 $ 259,142 $ 15,000
Travis, Texas 28 $ 6,507,000 $ 232,392 $ 6,000
Prince William, Virginia 28 $ 10,074,000 $ 359,785 $ 9,000
Arapahoe, Colorado 27 $ 8,567,000 $ 317,296 $ 20,000
Charles, Maryland 27 $ 10,087,000 $ 373,592 $ 0
Adams, Colorado 26 $ 7,799,000 $ 299,961 $ 2,000
Lee, Florida 26 $ 6,404,000 $ 246,307 $ 14,000
Polk, Florida 26 $ 5,227,000 $ 201,038 $ 10,000
Anne Arundel, Maryland 26 $ 7,598,000 $ 292,230 $ 5,000
Yavapai, Arizona 24 $ 4,850,000 $ 202,083 $ 1,000
Bernalillo, New Mexico 24 $ 5,627,000 $ 234,458 $ 0
Guilford, North Carolina 24 $ 5,340,000 $ 222,500 $ 0
Hoke, North Carolina 24 $ 4,929,000 $ 205,375 $ 1,000
Norfolk, Virginia 24 $ 5,419,000 $ 225,791 $ 0
Stafford, Virginia 24 $ 8,341,000 $ 347,541 $ 0
Jefferson, Alabama 23 $ 5,059,000 $ 219,956 $ 1,000
Volusia, Florida 23 $ 4,169,000 $ 181,260 $ 10,000
Columbia, Georgia 23 $ 4,603,000 $ 200,130 $ 11,000
Douglas, Georgia 23 $ 4,997,000 $ 217,260 $ 6,000
Montgomery, Texas 23 $ 6,821,000 $ 296,565 $ 0
Williamson, Texas 23 $ 6,998,000 $ 304,260 $ 3,000
Mohave, Arizona 22 $ 3,982,000 $ 181,000 $ 2,000
San Joaquin, California 22 $ 6,753,000 $ 306,954 $ 8,000
Honolulu, Hawaii 22 $ 10,220,000 $ 464,545 $ 26,000
Washoe, Nevada 22 $ 6,370,000 $ 289,545 $ 13,000
Davis, Utah 22 $ 6,043,000 $ 274,681 $ 42,000
Hampton, Virginia 22 $ 4,612,000 $ 209,636 $ 2,000
Newport News, Virginia 22 $ 4,907,000 $ 223,045 $ 0
Pulaski, Arkansas 21 $ 3,981,000 $ 189,571 $ 0
Chatham, Georgia 21 $ 4,000,000 $ 190,476 $ 7,000
Marion, Indiana 21 $ 3,682,000 $ 175,333 $ 4,000
Baltimore, Maryland 21 $ 5,724,000 $ 272,571 $ 2,000
St. Louis, Missouri 21 $ 3,763,000 $ 179,190 $ 12,000
Shelby, Tennessee 21 $ 4,374,000 $ 208,285 $ 9,000
Denton, Texas 21 $ 5,946,000 $ 283,142 $ 0
Guadalupe, Texas 21 $ 5,061,000 $ 241,000 $ 19,000
Laramie, Wyoming 21 $ 5,419,000 $ 258,047 $ 5,000
Broward, Florida 20 $ 5,872,000 $ 293,600 $ 4,000
Jefferson, Kentucky 20 $ 4,492,000 $ 224,600 $ 0
Comanche, Oklahoma 20 $ 3,609,000 $ 180,450 $ 4,000
Fort Bend, Texas 20 $ 4,898,000 $ 244,900 $ 6,000
Solano, California 19 $ 7,586,000 $ 399,263 $ 7,000
Denver, Colorado 19 $ 5,697,000 $ 299,842 $ 14,000
Miami-Dade, Florida 19 $ 6,220,000 $ 327,368 $ 2,000
Orange, Florida 19 $ 5,529,000 $ 291,000 $ 3,000
Ada, Idaho 19 $ 4,766,000 $ 250,842 $ 0
Union, North Carolina 19 $ 4,131,000 $ 217,421 $ 3,000
Franklin, Ohio 19 $ 3,403,000 $ 179,105 $ 3,000
Jackson, Oregon 19 $ 5,147,000 $ 270,894 $ 0
Fresno, California 18 $ 4,853,000 $ 269,611 $ 21,000
Lake, Florida 18 $ 3,965,000 $ 220,277 $ 6,000
Manatee, Florida 18 $ 4,455,000 $ 247,500 $ 0
St. Clair, Illinois 18 $ 3,432,000 $ 190,666 $ 4,000
Baltimore City, Maryland 18 $ 3,377,000 $ 187,611 $ 6,000
Jackson, Missouri 18 $ 3,618,000 $ 201,000 $ 3,000
Lane, Oregon 18 $ 4,751,000 $ 263,944 $ 2,000
Multnomah, Oregon 18 $ 4,872,000 $ 270,666 $ 11,000
Nueces, Texas 18 $ 3,153,000 $ 175,166 $ 3,000
Chesterfield, Virginia 18 $ 5,400,000 $ 300,000 $ 0
Fairfax, Virginia 18 $ 8,269,000 $ 459,388 $ 22,000
Contra Costa, California 17 $ 7,901,000 $ 464,764 $ 18,000
Santa Rosa, Florida 17 $ 3,516,000 $ 206,823 $ 11,000
Clayton, Georgia 17 $ 3,152,000 $ 185,411 $ 0
Caddo, Louisiana 17 $ 2,938,000 $ 172,823 $ 0
Marion, Oregon 17 $ 3,990,000 $ 234,705 $ 1,000
Weber, Utah 17 $ 4,364,000 $ 256,705 $ 20,000
Spokane, Washington 17 $ 3,128,000 $ 184,000 $ 19,000
Palm Beach, Florida 16 $ 4,989,000 $ 311,812 $ 8,000
St. Lucie, Florida 16 $ 3,784,000 $ 236,500 $ 15,000
Forsyth, North Carolina 16 $ 3,132,000 $ 195,750 $ 4,000
Orange, California 15 $ 8,333,000 $ 555,533 $ 26,000
New Castle, Delaware 15 $ 4,162,000 $ 277,466 $ 11,000
Okaloosa, Florida 15 $ 3,224,000 $ 214,933 $ 3,000
DeKalb, Georgia 15 $ 3,060,000 $ 204,000 $ 2,000
Will, Illinois 15 $ 3,740,000 $ 249,333 $ 4,000
Craven, North Carolina 15 $ 2,827,000 $ 188,466 $ 10,000
Washington, Oregon 15 $ 4,484,000 $ 298,933 $ 5,000
Delaware, Pennsylvania 15 $ 2,921,000 $ 194,733 $ 14,000
Rutherford, Tennessee 15 $ 3,355,000 $ 223,666 $ 8,000
Hays, Texas 15 $ 3,664,000 $ 244,266 $ 0
Stanislaus, California 14 $ 4,033,000 $ 288,071 $ 0
Hardin, Kentucky 14 $ 2,596,000 $ 185,428 $ 3,000
Durham, North Carolina 14 $ 2,626,000 $ 187,571 $ 12,000
Harnett, North Carolina 14 $ 3,311,000 $ 236,500 $ 0
Cleveland, Oklahoma 14 $ 2,634,000 $ 188,142 $ 15,000
Tulsa, Oklahoma 14 $ 2,687,000 $ 191,928 $ 4,000
Philadelphia, Pennsylvania 14 $ 3,286,000 $ 234,714 $ 19,000
York, Pennsylvania 14 $ 2,445,000 $ 174,642 $ 0
Henrico, Virginia 14 $ 2,848,000 $ 203,428 $ 12,000
Kitsap, Washington 14 $ 3,959,000 $ 282,785 $ 19,000
Cochise, Arizona 13 $ 2,080,000 $ 160,000 $ 3,000
Jefferson, Colorado 13 $ 4,060,000 $ 312,307 $ 5,000
Pueblo, Colorado 13 $ 2,631,000 $ 202,384 $ 3,000
Clay, Florida 13 $ 3,584,000 $ 275,692 $ 0
Pinellas, Florida 13 $ 3,450,000 $ 265,384 $ 8,000
Canyon, Idaho 13 $ 2,120,000 $ 163,076 $ 13,000
Harford, Maryland 13 $ 3,507,000 $ 269,769 $ 0
Montgomery, Maryland 13 $ 5,736,000 $ 441,230 $ 16,000
Wayne, Michigan 13 $ 1,850,000 $ 142,307 $ 7,000
Jefferson, Missouri 13 $ 2,280,000 $ 175,384 $ 4,000
St. Charles, Missouri 13 $ 3,270,000 $ 251,538 $ 0
Canadian, Oklahoma 13 $ 2,893,000 $ 222,538 $ 4,000
Davidson, Tennessee 13 $ 2,772,000 $ 213,230 $ 4,000
Merced, California 12 $ 2,911,000 $ 242,583 $ 8,000
Sarasota, Florida 12 $ 3,046,000 $ 253,833 $ 10,000
Muscogee, Georgia 12 $ 2,450,000 $ 204,166 $ 4,000
Lake, Indiana 12 $ 2,377,000 $ 198,083 $ 12,000
Polk, Iowa 12 $ 2,385,000 $ 198,750 $ 39,000
Johnston, North Carolina 12 $ 2,112,000 $ 176,000 $ 2,000
Coos, Oregon 12 $ 2,471,000 $ 205,916 $ 29,000
Washington, Utah 12 $ 2,913,000 $ 242,750 $ 582,000
Thurston, Washington 12 $ 3,149,000 $ 262,416 $ 21,000
Yuma, Arizona 11 $ 2,071,000 $ 188,272 $ 0
Osceola, Florida 11 $ 2,661,000 $ 241,909 $ 0
Liberty, Georgia 11 $ 1,716,000 $ 156,000 $ 13,000
Johnson, Kansas 11 $ 2,461,000 $ 223,727 $ 5,000
Sedgwick, Kansas 11 $ 1,828,000 $ 166,181 $ 5,000
DeSoto, Mississippi 11 $ 2,061,000 $ 187,363 $ 0
Wayne, North Carolina 11 $ 2,136,000 $ 194,181 $ 0
Coryell, Texas 11 $ 1,774,000 $ 161,272 $ 16,000
Galveston, Texas 11 $ 2,245,000 $ 204,090 $ 0
McLennan, Texas 11 $ 1,942,000 $ 176,545 $ 0
Milwaukee, Wisconsin 11 $ 1,840,000 $ 167,272 $ 4,000
Mobile, Alabama 10 $ 1,886,000 $ 188,600 $ 20,000
Shelby, Alabama 10 $ 2,658,000 $ 265,800 $ 10,000
Benton, Arkansas 10 $ 1,674,000 $ 167,400 $ 0
Saline, Arkansas 10 $ 1,793,000 $ 179,300 $ 0
Kings, California 10 $ 2,474,000 $ 247,400 $ 9,000
Fremont, Colorado 10 $ 1,604,000 $ 160,400 $ 14,000
Kent, Delaware 10 $ 2,273,000 $ 227,300 $ 0
Flagler, Florida 10 $ 2,173,000 $ 217,300 $ 0
Hernando, Florida 10 $ 2,186,000 $ 218,600 $ 6,000
Paulding, Georgia 10 $ 2,494,000 $ 249,400 $ 0
Lake, Illinois 10 $ 2,177,000 $ 217,700 $ 0
Frederick, Maryland 10 $ 3,935,000 $ 393,500 $ 13,000
Lyon, Nevada 10 $ 2,288,000 $ 228,800 $ 23,000
Nye, Nevada 10 $ 1,827,000 $ 182,700 $ 15,000
Burlington, New Jersey 10 $ 2,093,000 $ 209,300 $ 0
Camden, New Jersey 10 $ 2,192,000 $ 219,200 $ 0
Brunswick, North Carolina 10 $ 2,404,000 $ 240,400 $ 8,000
Cabarrus, North Carolina 10 $ 2,175,000 $ 217,500 $ 4,000
Davidson, North Carolina 10 $ 1,483,000 $ 148,300 $ 2,000
Gaston, North Carolina 10 $ 1,780,000 $ 178,000 $ 6,000
New Hanover, North Carolina 10 $ 2,116,000 $ 211,600 $ 12,000
Comal, Texas 10 $ 3,640,000 $ 364,000 $ 0
Loudoun, Virginia 10 $ 5,248,000 $ 524,800 $ 0
Spotsylvania, Virginia 10 $ 3,494,000 $ 349,400 $ 0
Suffolk, Virginia 10 $ 2,755,000 $ 275,500 $ 0
Snohomish, Washington 10 $ 3,899,000 $ 389,900 $ 35,000
Russell, Alabama 9 $ 2,073,000 $ 230,333 $ 11,000
Matanuska-Susitna, Alaska 9 $ 2,455,000 $ 272,777 $ 0
Mesa, Colorado 9 $ 1,991,000 $ 221,222 $ 7,000
Marion, Florida 9 $ 1,886,000 $ 209,555 $ 0
Forsyth, Georgia 9 $ 2,740,000 $ 304,444 $ 0
Richmond, Georgia 9 $ 1,901,000 $ 211,222 $ 20,000
Kootenai, Idaho 9 $ 1,517,000 $ 168,555 $ 8,000
Leavenworth, Kansas 9 $ 1,531,000 $ 170,111 $ 0
Bossier, Louisiana 9 $ 1,521,000 $ 169,000 $ 5,000
St. Mary's, Maryland 9 $ 2,842,000 $ 315,777 $ 22,000
Sarpy, Nebraska 9 $ 2,193,000 $ 243,666 $ 0
Hillsborough, New Hampshire 9 $ 2,200,000 $ 244,444 $ 0
Gloucester, New Jersey 9 $ 1,819,000 $ 202,111 $ 0
Buncombe, North Carolina 9 $ 1,837,000 $ 204,111 $ 7,000
Cuyahoga, Ohio 9 $ 1,422,000 $ 158,000 $ 0
Wagoner, Oklahoma 9 $ 1,819,000 $ 202,111 $ 20,000
Clackamas, Oregon 9 $ 2,998,000 $ 333,111 $ 0
Linn, Oregon 9 $ 1,984,000 $ 220,444 $ 8,000
Montgomery, Pennsylvania 9 $ 2,156,000 $ 239,555 $ 46,000
Providence, Rhode Island 9 $ 1,839,000 $ 204,333 $ 0
Richland, South Carolina 9 $ 1,908,000 $ 212,000 $ 0
Knox, Tennessee 9 $ 2,480,000 $ 275,555 $ 0
Brazoria, Texas 9 $ 2,562,000 $ 284,666 $ 0
Cameron, Texas 9 $ 1,502,000 $ 166,888 $ 0
Johnson, Texas 9 $ 1,771,000 $ 196,777 $ 14,000
Portsmouth, Virginia 9 $ 1,907,000 $ 211,888 $ 6,000
Montgomery, Alabama 8 $ 1,579,000 $ 197,375 $ 12,000
Alameda, California 8 $ 3,963,000 $ 495,375 $ 0
Nevada, California 8 $ 2,489,000 $ 311,125 $ 4,000
Santa Clara, California 8 $ 4,498,000 $ 562,250 $ 24,000
Shasta, California 8 $ 1,661,000 $ 207,625 $ 0
Larimer, Colorado 8 $ 2,241,000 $ 280,125 $ 8,000
Weld, Colorado 8 $ 2,299,000 $ 287,375 $ 8,000
Hartford, Connecticut 8 $ 2,192,000 $ 274,000 $ 13,000
New Haven, Connecticut 8 $ 1,674,000 $ 209,250 $ 0
Seminole, Florida 8 $ 2,264,000 $ 283,000 $ 7,000
Cherokee, Georgia 8 $ 2,168,000 $ 271,000 $ 21,000
Newton, Georgia 8 $ 1,375,000 $ 171,875 $ 0
Rockdale, Georgia 8 $ 1,566,000 $ 195,750 $ 25,000
Hamilton, Indiana 8 $ 1,430,000 $ 178,750 $ 0
Scott, Iowa 8 $ 1,627,000 $ 203,375 $ 6,000
Jefferson, Louisiana 8 $ 1,482,000 $ 185,250 $ 7,000
Douglas, Nebraska 8 $ 1,672,000 $ 209,000 $ 6,000
Alamance, North Carolina 8 $ 1,405,000 $ 175,625 $ 0
Pender, North Carolina 8 $ 2,215,000 $ 276,875 $ 0
Rowan, North Carolina 8 $ 1,346,000 $ 168,250 $ 0
Clermont, Ohio 8 $ 1,186,000 $ 148,250 $ 0
Montgomery, Ohio 8 $ 1,231,000 $ 153,875 $ 6,000
Douglas, Oregon 8 $ 1,463,000 $ 182,875 $ 6,000
Allegheny, Pennsylvania 8 $ 1,644,000 $ 205,500 $ 19,000
Lexington, South Carolina 8 $ 1,546,000 $ 193,250 $ 15,000
Grayson, Texas 8 $ 1,676,000 $ 209,500 $ 0
Parker, Texas 8 $ 1,752,000 $ 219,000 $ 0
Caroline, Virginia 8 $ 1,786,000 $ 223,250 $ 0
El Dorado, California 7 $ 3,228,000 $ 461,142 $ 63,000
Yuba, California 7 $ 1,698,000 $ 242,571 $ 11,000
Bay, Florida 7 $ 1,608,000 $ 229,714 $ 0
Indian River, Florida 7 $ 1,739,000 $ 248,428 $ 3,000
Effingham, Georgia 7 $ 1,281,000 $ 183,000 $ 9,000
Houston, Georgia 7 $ 1,572,000 $ 224,571 $ 12,000
DuPage, Illinois 7 $ 2,184,000 $ 312,000 $ 9,000
Allen, Indiana 7 $ 1,280,000 $ 182,857 $ 33,000
Woodbury, Iowa 7 $ 1,388,000 $ 198,285 $ 0
East Baton Rouge, Louisiana 7 $ 1,347,000 $ 192,428 $ 0
Rapides, Louisiana 7 $ 1,425,000 $ 203,571 $ 0
St. Tammany, Louisiana 7 $ 1,525,000 $ 217,857 $ 6,000
Macomb, Michigan 7 $ 1,747,000 $ 249,571 $ 44,000
Oakland, Michigan 7 $ 1,516,000 $ 216,571 $ 27,000
Dakota, Minnesota 7 $ 1,865,000 $ 266,428 $ 9,000
Hennepin, Minnesota 7 $ 2,011,000 $ 287,285 $ 0
Harrison, Mississippi 7 $ 1,350,000 $ 192,857 $ 0
Clay, Missouri 7 $ 1,912,000 $ 273,142 $ 0
Pulaski, Missouri 7 $ 1,270,000 $ 181,428 $ 23,000
Franklin, North Carolina 7 $ 1,682,000 $ 240,285 $ 0
Pasquotank, North Carolina 7 $ 1,459,000 $ 208,428 $ 23,000
Cass, North Dakota 7 $ 1,311,000 $ 187,285 $ 18,000
Ward, North Dakota 7 $ 1,883,000 $ 269,000 $ 10,000
Warren, Ohio 7 $ 1,515,000 $ 216,428 $ 0
Columbia, Oregon 7 $ 2,232,000 $ 318,857 $ 0
Deschutes, Oregon 7 $ 1,743,000 $ 249,000 $ 9,000
Yamhill, Oregon 7 $ 1,747,000 $ 249,571 $ 0
Lehigh, Pennsylvania 7 $ 1,434,000 $ 204,857 $ 0
Charleston, South Carolina 7 $ 1,397,000 $ 199,571 $ 5,000
Wilson, Tennessee 7 $ 2,263,000 $ 323,285 $ 0
Ellis, Texas 7 $ 1,350,000 $ 192,857 $ 0
Hidalgo, Texas 7 $ 1,325,000 $ 189,285 $ 7,000
Hunt, Texas 7 $ 1,487,000 $ 212,428 $ 0
Baldwin, Alabama 6 $ 1,154,000 $ 192,333 $ 5,000
Coffee, Alabama 6 $ 986,000 $ 164,333 $ 16,000
Fairbanks North Star, Alaska 6 $ 1,096,000 $ 182,666 $ 0
Santa Barbara, California 6 $ 2,523,000 $ 420,500 $ 0
Sutter, California 6 $ 1,391,000 $ 231,833 $ 13,000
Ventura, California 6 $ 3,525,000 $ 587,500 $ 0
Douglas, Colorado 6 $ 2,288,000 $ 381,333 $ 15,000
Fairfield, Connecticut 6 $ 1,880,000 $ 313,333 $ 19,000
Charlotte, Florida 6 $ 1,276,000 $ 212,666 $ 0
St. Johns, Florida 6 $ 2,826,000 $ 471,000 $ 9,000
Fayette, Georgia 6 $ 2,344,000 $ 390,666 $ 11,000
Kane, Illinois 6 $ 1,232,000 $ 205,333 $ 12,000
Sangamon, Illinois 6 $ 1,460,000 $ 243,333 $ 11,000
Vanderburgh, Indiana 6 $ 735,000 $ 122,500 $ 0
Kenton, Kentucky 6 $ 1,171,000 $ 195,166 $ 0
Lafayette, Louisiana 6 $ 1,394,000 $ 232,333 $ 0
Orleans, Louisiana 6 $ 1,123,000 $ 187,166 $ 0
Howard, Maryland 6 $ 2,645,000 $ 440,833 $ 0
Madison, Mississippi 6 $ 1,485,000 $ 247,500 $ 0
Cascade, Montana 6 $ 1,141,000 $ 190,166 $ 0
Lewis and Clark, Montana 6 $ 1,734,000 $ 289,000 $ 0
Rockingham, New Hampshire 6 $ 1,579,000 $ 263,166 $ 0
Atlantic, New Jersey 6 $ 1,599,000 $ 266,500 $ 0
Cumberland, New Jersey 6 $ 1,215,000 $ 202,500 $ 17,000
Essex, New Jersey 6 $ 2,064,000 $ 344,000 $ 6,000
Union, New Jersey 6 $ 1,602,000 $ 267,000 $ 0
Dona Ana, New Mexico 6 $ 1,061,000 $ 176,833 $ 0
Sandoval, New Mexico 6 $ 1,869,000 $ 311,500 $ 11,000
Iredell, North Carolina 6 $ 1,206,000 $ 201,000 $ 4,000
Delaware, Ohio 6 $ 1,737,000 $ 289,500 $ 0
Fairfield, Ohio 6 $ 1,321,000 $ 220,166 $ 0
Hamilton, Ohio 6 $ 853,000 $ 142,166 $ 8,000
Lorain, Ohio 6 $ 908,000 $ 151,333 $ 4,000
Summit, Ohio 6 $ 1,187,000 $ 197,833 $ 0
Lancaster, Pennsylvania 6 $ 1,027,000 $ 171,166 $ 12,000
Berkeley, South Carolina 6 $ 1,336,000 $ 222,666 $ 0
Dorchester, South Carolina 6 $ 1,411,000 $ 235,166 $ 0
Greenville, South Carolina 6 $ 1,115,000 $ 185,833 $ 12,000
York, South Carolina 6 $ 1,129,000 $ 188,166 $ 0
Bradley, Tennessee 6 $ 1,210,000 $ 201,666 $ 0
Hamilton, Tennessee 6 $ 1,245,000 $ 207,500 $ 29,000
Sevier, Tennessee 6 $ 1,088,000 $ 181,333 $ 26,000
Sumner, Tennessee 6 $ 1,448,000 $ 241,333 $ 0
Lubbock, Texas 6 $ 1,126,000 $ 187,666 $ 0
Smith, Texas 6 $ 1,708,000 $ 284,666 $ 0
Victoria, Texas 6 $ 1,249,000 $ 208,166 $ 0
Wichita, Texas 6 $ 1,048,000 $ 174,666 $ 17,000
Hanover, Virginia 6 $ 1,622,000 $ 270,333 $ 15,000
James City, Virginia 6 $ 2,305,000 $ 384,166 $ 0
Prince George, Virginia 6 $ 1,599,000 $ 266,500 $ 9,000
Clark, Washington 6 $ 1,583,000 $ 263,833 $ 26,000
King, Washington 6 $ 2,155,000 $ 359,166 $ 28,000
St. Croix, Wisconsin 6 $ 1,607,000 $ 267,833 $ 0
Houston, Alabama 5 $ 1,046,000 $ 209,200 $ 0
Lee, Alabama 5 $ 981,000 $ 196,200 $ 0
Morgan, Alabama 5 $ 722,000 $ 144,400 $ 0
Tuscaloosa, Alabama 5 $ 1,297,000 $ 259,400 $ 12,000
Coconino, Arizona 5 $ 1,313,000 $ 262,600 $ 16,000
Calaveras, California 5 $ 1,231,000 $ 246,200 $ 20,000
Lake, California 5 $ 1,112,000 $ 222,400 $ 19,000
Sonoma, California 5 $ 2,758,000 $ 551,600 $ 30,000
Tulare, California 5 $ 1,352,000 $ 270,400 $ 24,000
Teller, Colorado 5 $ 1,134,000 $ 226,800 $ 0
Escambia, Florida 5 $ 1,099,000 $ 219,800 $ 0
Walton, Florida 5 $ 1,352,000 $ 270,400 $ 0
Camden, Georgia 5 $ 1,134,000 $ 226,800 $ 0
Hall, Georgia 5 $ 899,000 $ 179,800 $ 6,000
Bonneville, Idaho 5 $ 1,034,000 $ 206,800 $ 15,000
Linn, Iowa 5 $ 1,168,000 $ 233,600 $ 0
Sagadahoc, Maine 5 $ 787,000 $ 157,400 $ 23,000
Wicomico, Maryland 5 $ 914,000 $ 182,800 $ 0
Genesee, Michigan 5 $ 872,000 $ 174,400 $ 6,000
Kent, Michigan 5 $ 831,000 $ 166,200 $ 9,000
Washington, Minnesota 5 $ 1,232,000 $ 246,400 $ 42,000
Cass, Missouri 5 $ 1,401,000 $ 280,200 $ 0
Greene, Missouri 5 $ 959,000 $ 191,800 $ 27,000
Lake, Montana 5 $ 1,046,000 $ 209,200 $ 0
Mercer, New Jersey 5 $ 1,094,000 $ 218,800 $ 0
Ocean, New Jersey 5 $ 1,232,000 $ 246,400 $ 0
Valencia, New Mexico 5 $ 948,000 $ 189,600 $ 0
Currituck, North Carolina 5 $ 1,593,000 $ 318,600 $ 36,000
Nash, North Carolina 5 $ 1,126,000 $ 225,200 $ 0
Wilkes, North Carolina 5 $ 737,000 $ 147,400 $ 0
Medina, Ohio 5 $ 1,023,000 $ 204,600 $ 26,000
Berks, Pennsylvania 5 $ 1,329,000 $ 265,800 $ 0
Butler, Pennsylvania 5 $ 1,261,000 $ 252,200 $ 0
Northampton, Pennsylvania 5 $ 850,000 $ 170,000 $ 0
Beaufort, South Carolina 5 $ 1,383,000 $ 276,600 $ 0
Robertson, Tennessee 5 $ 1,165,000 $ 233,000 $ 0
Randall, Texas 5 $ 1,201,000 $ 240,200 $ 0
Frederick, Virginia 5 $ 1,637,000 $ 327,400 $ 11,000
Benton, Washington 5 $ 992,000 $ 198,400 $ 0
Mason, Washington 5 $ 965,000 $ 193,000 $ 10,000
Berkeley, West Virginia 5 $ 876,000 $ 175,200 $ 22,000
Dane, Wisconsin 5 $ 1,054,000 $ 210,800 $ 0
Kenosha, Wisconsin 5 $ 1,373,000 $ 274,600 $ 24,000
Calhoun, Alabama 4 $ 562,000 $ 140,500 $ 0
Elmore, Alabama 4 $ 763,000 $ 190,750 $ 0
Limestone, Alabama 4 $ 633,000 $ 158,250 $ 27,000
Kenai Peninsula, Alaska 4 $ 743,000 $ 185,750 $ 0
Crittenden, Arkansas 4 $ 578,000 $ 144,500 $ 0
Garland, Arkansas 4 $ 968,000 $ 242,000 $ 0
Lonoke, Arkansas 4 $ 757,000 $ 189,250 $ 15,000
Sebastian, Arkansas 4 $ 479,000 $ 119,750 $ 12,000
Washington, Arkansas 4 $ 529,000 $ 132,250 $ 21,000
Amador, California 4 $ 1,063,000 $ 265,750 $ 14,000
Placer, California 4 $ 1,693,000 $ 423,250 $ 0
Yolo, California 4 $ 1,589,000 $ 397,250 $ 0
Windham, Connecticut 4 $ 787,000 $ 196,750 $ 0
Citrus, Florida 4 $ 702,000 $ 175,500 $ 32,000
Leon, Florida 4 $ 811,000 $ 202,750 $ 29,000
Monroe, Florida 4 $ 1,212,000 $ 303,000 $ 26,000
Barrow, Georgia 4 $ 861,000 $ 215,250 $ 17,000
Bartow, Georgia 4 $ 639,000 $ 159,750 $ 0
Dawson, Georgia 4 $ 1,086,000 $ 271,500 $ 0
Glynn, Georgia 4 $ 803,000 $ 200,750 $ 0
Harris, Georgia 4 $ 1,305,000 $ 326,250 $ 37,000
Long, Georgia 4 $ 912,000 $ 228,000 $ 17,000
Elmore, Idaho 4 $ 764,000 $ 191,000 $ 0
McHenry, Illinois 4 $ 980,000 $ 245,000 $ 16,000
Grant, Indiana 4 $ 411,000 $ 102,750 $ 0
Butler, Kansas 4 $ 553,000 $ 138,250 $ 33,000
Geary, Kansas 4 $ 499,000 $ 124,750 $ 15,000
Warren, Kentucky 4 $ 924,000 $ 231,000 $ 0
Beauregard, Louisiana 4 $ 874,000 $ 218,500 $ 26,000
Tangipahoa, Louisiana 4 $ 836,000 $ 209,000 $ 11,000
Cumberland, Maine 4 $ 1,045,000 $ 261,250 $ 20,000
Penobscot, Maine 4 $ 530,000 $ 132,500 $ 0
Calvert, Maryland 4 $ 1,330,000 $ 332,500 $ 0
Cecil, Maryland 4 $ 905,000 $ 226,250 $ 36,000
Washington, Maryland 4 $ 941,000 $ 235,250 $ 0
Calhoun, Michigan 4 $ 581,000 $ 145,250 $ 0
Kalamazoo, Michigan 4 $ 797,000 $ 199,250 $ 11,000
Anoka, Minnesota 4 $ 1,015,000 $ 253,750 $ 0
Carroll, New Hampshire 4 $ 956,000 $ 239,000 $ 42,000
Middlesex, New Jersey 4 $ 1,111,000 $ 277,750 $ 0
Salem, New Jersey 4 $ 578,000 $ 144,500 $ 21,000
Cleveland, North Carolina 4 $ 564,000 $ 141,000 $ 0
Haywood, North Carolina 4 $ 876,000 $ 219,000 $ 26,000
Henderson, North Carolina 4 $ 1,014,000 $ 253,500 $ 20,000
Pitt, North Carolina 4 $ 666,000 $ 166,500 $ 0
Licking, Ohio 4 $ 887,000 $ 221,750 $ 0
Major, Oklahoma 4 $ 803,000 $ 200,750 $ 50,000
Muskogee, Oklahoma 4 $ 668,000 $ 167,000 $ 33,000
Klamath, Oregon 4 $ 806,000 $ 201,500 $ 0
Umatilla, Oregon 4 $ 574,000 $ 143,500 $ 0
Beaver, Pennsylvania 4 $ 850,000 $ 212,500 $ 0
Bucks, Pennsylvania 4 $ 1,323,000 $ 330,750 $ 0
Carbon, Pennsylvania 4 $ 412,000 $ 103,000 $ 0
Chester, Pennsylvania 4 $ 980,000 $ 245,000 $ 63,000
Dauphin, Pennsylvania 4 $ 614,000 $ 153,500 $ 0
Luzerne, Pennsylvania 4 $ 806,000 $ 201,500 $ 34,000
Sumter, South Carolina 4 $ 597,000 $ 149,250 $ 0
Maury, Tennessee 4 $ 878,000 $ 219,500 $ 23,000
Hood, Texas 4 $ 842,000 $ 210,500 $ 0
Kaufman, Texas 4 $ 891,000 $ 222,750 $ 0
Kerr, Texas 4 $ 545,000 $ 136,250 $ 26,000
Waller, Texas 4 $ 1,135,000 $ 283,750 $ 0
Wise, Texas 4 $ 435,000 $ 108,750 $ 11,000
Campbell, Virginia 4 $ 592,000 $ 148,000 $ 14,000
Isle of Wight, Virginia 4 $ 1,550,000 $ 387,500 $ 0
Yakima, Washington 4 $ 869,000 $ 217,250 $ 0
Racine, Wisconsin 4 $ 729,000 $ 182,250 $ 0
Rock, Wisconsin 4 $ 822,000 $ 205,500 $ 0
Sauk, Wisconsin 4 $ 690,000 $ 172,500 $ 29,000
Campbell, Wyoming 4 $ 849,000 $ 212,250 $ 0
Sweetwater, Wyoming 4 $ 1,029,000 $ 257,250 $ 21,000
Dale, Alabama 3 $ 358,000 $ 119,333 $ 0
Marshall, Alabama 3 $ 391,000 $ 130,333 $ 45,000
Navajo, Arizona 3 $ 431,000 $ 143,666 $ 0
Craighead, Arkansas 3 $ 372,000 $ 124,000 $ 0
Crawford, Arkansas 3 $ 361,000 $ 120,333 $ 0
Cross, Arkansas 3 $ 314,000 $ 104,666 $ 0
Faulkner, Arkansas 3 $ 705,000 $ 235,000 $ 18,000
Jefferson, Arkansas 3 $ 383,000 $ 127,666 $ 0
Butte, California 3 $ 642,000 $ 214,000 $ 0
Del Norte, California 3 $ 625,000 $ 208,333 $ 0
Humboldt, California 3 $ 1,047,000 $ 349,000 $ 18,000
Madera, California 3 $ 814,000 $ 271,333 $ 47,000
Monterey, California 3 $ 1,335,000 $ 445,000 $ 36,000
San Benito, California 3 $ 1,601,000 $ 533,666 $ 40,000
Middlesex, Connecticut 3 $ 573,000 $ 191,000 $ 19,000
District of Columbia, District Of Columbia 3 $ 1,205,000 $ 401,666 $ 0
Martin, Florida 3 $ 730,000 $ 243,333 $ 0
Bryan, Georgia 3 $ 643,000 $ 214,333 $ 0
Carroll, Georgia 3 $ 443,000 $ 147,666 $ 0
Coweta, Georgia 3 $ 710,000 $ 236,666 $ 0
Lowndes, Georgia 3 $ 367,000 $ 122,333 $ 0
Spalding, Georgia 3 $ 375,000 $ 125,000 $ 0
Hawaii, Hawaii 3 $ 1,073,000 $ 357,666 $ 0
Gem, Idaho 3 $ 651,000 $ 217,000 $ 26,000
Nez Perce, Idaho 3 $ 774,000 $ 258,000 $ 33,000
Boone, Illinois 3 $ 589,000 $ 196,333 $ 0
Jackson, Illinois 3 $ 626,000 $ 208,666 $ 0
Kendall, Illinois 3 $ 746,000 $ 248,666 $ 0
Madison, Illinois 3 $ 596,000 $ 198,666 $ 35,000
Tazewell, Illinois 3 $ 435,000 $ 145,000 $ 0
Winnebago, Illinois 3 $ 547,000 $ 182,333 $ 0
Dearborn, Indiana 3 $ 583,000 $ 194,333 $ 0
Hancock, Indiana 3 $ 623,000 $ 207,666 $ 0
Johnson, Indiana 3 $ 411,000 $ 137,000 $ 0
LaPorte, Indiana 3 $ 544,000 $ 181,333 $ 0
Madison, Indiana 3 $ 316,000 $ 105,333 $ 6,000
Montgomery, Indiana 3 $ 515,000 $ 171,666 $ 0
Porter, Indiana 3 $ 842,000 $ 280,666 $ 0
St. Joseph, Indiana 3 $ 396,000 $ 132,000 $ 0
Vigo, Indiana 3 $ 717,000 $ 239,000 $ 0
Warrick, Indiana 3 $ 569,000 $ 189,666 $ 0
Dallas, Iowa 3 $ 693,000 $ 231,000 $ 0
Dubuque, Iowa 3 $ 533,000 $ 177,666 $ 0
Story, Iowa 3 $ 584,000 $ 194,666 $ 0
Saline, Kansas 3 $ 699,000 $ 233,000 $ 36,000
Shawnee, Kansas 3 $ 464,000 $ 154,666 $ 0
Wyandotte, Kansas 3 $ 543,000 $ 181,000 $ 17,000
Boone, Kentucky 3 $ 727,000 $ 242,333 $ 18,000
Bullitt, Kentucky 3 $ 762,000 $ 254,000 $ 0
Christian, Kentucky 3 $ 419,000 $ 139,666 $ 0
Oldham, Kentucky 3 $ 867,000 $ 289,000 $ 0
Scott, Kentucky 3 $ 492,000 $ 164,000 $ 0
Taylor, Kentucky 3 $ 579,000 $ 193,000 $ 0
Ascension, Louisiana 3 $ 726,000 $ 242,000 $ 0
De Soto, Louisiana 3 $ 699,000 $ 233,000 $ 0
Lafourche, Louisiana 3 $ 507,000 $ 169,000 $ 20,000
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Mortgage Loan Application Detail Totals for Low VA Rates, LLC in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 10,225 $2,412,276,000 $235,000 $1,158,000 $9,000 $6,714,000
Home Purchase 233 $54,351,000 $233,000 $804,000 $73,000 $295,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,621 $1,067,826,000 $231,000 $1,062,000 $14,000 $6,714,000
Not Provided 2,441 $559,960,000 $229,000 $1,158,000 $10,000 $875,000
Black or African American 2,208 $537,810,000 $243,000 $1,014,000 $6,000 $297,000
Hispanic 885 $217,229,000 $245,000 $682,000 $9,000 $236,000
American Indian or Alaskan Native 122 $27,702,000 $227,000 $633,000 $9,000 $346,000
Asian 115 $34,727,000 $301,000 $714,000 $8,000 $110,000
Native Hawaiian or Other Pacific Islander 66 $21,373,000 $323,000 $655,000 $25,000 $209,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 10,298 $2,429,077,000 $235,000 $1,158,000 $9,000 $924,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 92 $23,077,000 $250,000 $804,000 $168,000 $6,714,000
FHA-insured (Federal Housing Administration) 57 $12,378,000 $217,000 $334,000 $61,000 $134,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $2,095,000 $190,000 $279,000 $49,000 $68,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,972 $1,425,176,000 $238,000 $1,014,000 $7,000 $417,000
Application Withdrawn By Applicant 2,865 $666,399,000 $232,000 $1,158,000 $16,000 $6,714,000
File Closed For Incompleteness 1,148 $270,923,000 $235,000 $1,062,000 $14,000 $924,000
Application Denied By Financial Institution 467 $102,880,000 $220,000 $753,000 $21,000 $177,000
Application Approved But Not Accepted 6 $1,249,000 $208,000 $299,000 $20,000 $85,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 240 $50,323,000 $209,000 $740,000 $14,000 $154,000
Other 137 $30,098,000 $219,000 $558,000 $14,000 $177,000
Debt-To-Income Ratio 59 $16,159,000 $273,000 $753,000 $51,000 $145,000
Collateral 21 $4,315,000 $205,000 $577,000 $49,000 $117,000
Unverifiable Information 5 $1,196,000 $239,000 $381,000 $52,000 $88,000
Insufficient Cash (Downpayment, Closing Cost) 4 $626,000 $156,000 $205,000 $35,000 $60,000
Credit Application Incomplete 1 $163,000 $163,000 $163,000 $41,000 $41,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Low VA Rates, LLC's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Low VA Rates, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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