Low Va Rates, Llc 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Low Va Rates, Llc 384 South 400 West, #100 Lindon, UT 84042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 10,458 |
| Total Mortgage Loan Application Amount | $2,466,627,000 |
| Average Mortgage Loan Application Amount | $234,000 |
| Highest Mortgage Loan Application Amount | $1,158,000 |
| Average Applicant Income | $41,000 |
| Highest Applicant Income | $6,714,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Low Va Rates, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Low Va Rates, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Low Va Rates, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Low Va Rates, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Low Va Rates, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Low Va Rates, Llc's mortgage activity for 2017.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 255 | $ 60,005,000 | $ 235,000 | $ 5,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 230 | $ 62,297,000 | $ 270,000 | $ 18,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 211 | $ 78,815,000 | $ 348,500 | $ 4,750 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 192 | $ 47,876,000 | $ 249,000 | $ 9,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 185 | $ 47,829,000 | $ 270,500 | $ 15,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 173 | $ 56,393,000 | $ 325,000 | $ 6,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 164 | $ 38,773,000 | $ 236,000 | $ 5,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 152 | $ 35,381,000 | $ 232,000 | $ 1,000 |
| DALLAS-PLANO-IRVING, TX | 119 | $ 29,711,000 | $ 249,000 | $ 2,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 105 | $ 21,139,000 | $ 195,000 | $ 2,000 |
| FAYETTEVILLE, NC | 103 | $ 19,687,000 | $ 191,000 | $ 5,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 103 | $ 24,692,000 | $ 239,000 | $ 4,000 |
| KILLEEN-TEMPLE, TX | 101 | $ 17,445,000 | $ 172,000 | $ 4,000 |
| COLORADO SPRINGS, CO | 97 | $ 24,797,000 | $ 255,000 | $ 2,000 |
| FORT WORTH-ARLINGTON, TX | 97 | $ 21,842,000 | $ 225,000 | $ 4,000 |
| DENVER-AURORA-LAKEWOOD, CO | 93 | $ 29,196,000 | $ 313,000 | $ 11,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 89 | $ 24,335,000 | $ 273,000 | $ 3,000 |
| SALT LAKE CITY, UT | 82 | $ 20,003,000 | $ 243,000 | $ 55,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 75 | $ 16,903,000 | $ 225,000 | $ 10,000 |
| ST. LOUIS, MO-IL | 74 | $ 14,474,000 | $ 195,000 | $ 7,000 |
| SAN DIEGO-CARLSBAD, CA | 69 | $ 30,747,000 | $ 445,000 | $ 6,000 |
| AUSTIN-ROUND ROCK, TX | 68 | $ 17,630,000 | $ 259,000 | $ 3,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 66 | $ 25,900,000 | $ 392,000 | $ 15,000 |
| OKLAHOMA CITY, OK | 63 | $ 12,503,000 | $ 198,000 | $ 6,000 |
| JACKSONVILLE, FL | 62 | $ 15,397,000 | $ 248,000 | $ 5,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 62 | $ 17,916,000 | $ 277,000 | $ 15,500 |
| RALEIGH, NC | 58 | $ 12,726,000 | $ 219,000 | $ 12,000 |
| KANSAS CITY, MO-KS | 57 | $ 12,140,000 | $ 210,000 | $ 3,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 57 | $ 18,762,000 | $ 329,000 | $ 16,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 56 | $ 13,181,000 | $ 235,000 | $ 6,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 56 | $ 14,419,000 | $ 257,000 | $ 4,000 |
| RICHMOND, VA | 56 | $ 13,958,000 | $ 249,000 | $ 5,000 |
| TUCSON, AZ | 50 | $ 9,728,000 | $ 194,000 | $ 3,000 |
| EL PASO, TX | 45 | $ 7,894,000 | $ 175,000 | $ 8,000 |
| ANCHORAGE, AK | 44 | $ 13,381,000 | $ 304,000 | $ 0 |
| CLARKSVILLE, TN-KY | 44 | $ 7,828,000 | $ 159,500 | $ 1,500 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 44 | $ 7,462,000 | $ 169,000 | $ 5,000 |
| OGDEN-CLEARFIELD, UT | 44 | $ 11,776,000 | $ 267,000 | $ 32,000 |
| JACKSONVILLE, NC | 43 | $ 7,463,000 | $ 173,000 | $ 1,000 |
| MEMPHIS, TN-MS-AR | 42 | $ 8,220,000 | $ 179,333 | $ 2,333 |
| PROVO-OREM, UT | 41 | $ 10,611,000 | $ 258,000 | $ 40,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 40 | $ 10,156,000 | $ 259,000 | $ 4,000 |
| COLUMBUS, OH | 38 | $ 7,903,000 | $ 207,000 | $ 3,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 38 | $ 7,236,000 | $ 190,000 | $ 3,000 |
| BIRMINGHAM-HOOVER, AL | 37 | $ 8,368,000 | $ 226,000 | $ 5,000 |
| ALBUQUERQUE, NM | 35 | $ 8,444,000 | $ 241,000 | $ 2,000 |
| BAKERSFIELD, CA | 35 | $ 7,699,000 | $ 219,000 | $ 7,000 |
| BOISE CITY, ID | 35 | $ 7,537,000 | $ 215,000 | $ 7,000 |
| CINCINNATI, OH-KY-IN | 35 | $ 6,464,000 | $ 193,666 | $ 2,333 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 33 | $ 6,342,000 | $ 192,000 | $ 7,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 32 | $ 6,504,000 | $ 203,000 | $ 14,000 |
| HUNTSVILLE, AL | 32 | $ 6,613,000 | $ 206,000 | $ 6,000 |
| SAVANNAH, GA | 31 | $ 5,924,000 | $ 191,000 | $ 7,000 |
| TACOMA-LAKEWOOD, WA | 31 | $ 8,604,000 | $ 277,000 | $ 4,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 30 | $ 7,501,000 | $ 250,000 | $ 4,000 |
| WINSTON-SALEM, NC | 30 | $ 5,589,000 | $ 186,000 | $ 11,000 |
| CAMDEN, NJ | 29 | $ 6,104,000 | $ 210,000 | $ 0 |
| PHILADELPHIA, PA | 29 | $ 6,207,000 | $ 214,000 | $ 17,000 |
| SHREVEPORT-BOSSIER CITY, LA | 29 | $ 5,158,000 | $ 177,000 | $ 1,000 |
| TULSA, OK | 29 | $ 5,772,000 | $ 199,000 | $ 8,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 28 | $ 6,792,000 | $ 242,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 28 | $ 6,724,000 | $ 240,000 | $ 6,000 |
| CAPE CORAL-FORT MYERS, FL | 26 | $ 6,404,000 | $ 246,000 | $ 14,000 |
| COLUMBUS, GA-AL | 26 | $ 6,115,000 | $ 233,500 | $ 11,000 |
| LAKELAND-WINTER HAVEN, FL | 26 | $ 5,227,000 | $ 201,000 | $ 10,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 25 | $ 11,864,000 | $ 474,000 | $ 12,000 |
| GREENSBORO-HIGH POINT, NC | 24 | $ 5,340,000 | $ 222,000 | $ 0 |
| PRESCOTT, AZ | 24 | $ 4,850,000 | $ 202,000 | $ 1,000 |
| CLEVELAND-ELYRIA, OH | 23 | $ 3,981,000 | $ 173,000 | $ 6,000 |
| NEW ORLEANS-METAIRIE, LA | 23 | $ 4,719,000 | $ 205,000 | $ 4,000 |
| NEWARK, NJ-PA | 23 | $ 7,239,000 | $ 271,000 | $ 11,500 |
| PITTSBURGH, PA | 23 | $ 4,737,000 | $ 205,000 | $ 6,000 |
| RENO, NV | 23 | $ 6,799,000 | $ 295,000 | $ 13,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 23 | $ 9,671,000 | $ 420,000 | $ 14,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 23 | $ 5,188,000 | $ 225,000 | $ 37,000 |
| WILMINGTON, DE-MD-NJ | 23 | $ 5,645,000 | $ 215,666 | $ 22,666 |
| LAKE HAVASU CITY-KINGMAN, AZ | 22 | $ 3,982,000 | $ 181,000 | $ 2,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 22 | $ 4,615,000 | $ 209,000 | $ 9,000 |
| STOCKTON-LODI, CA | 22 | $ 6,753,000 | $ 306,000 | $ 8,000 |
| URBAN HONOLULU, HI | 22 | $ 10,220,000 | $ 464,000 | $ 26,000 |
| CHEYENNE, WY | 21 | $ 5,419,000 | $ 258,000 | $ 5,000 |
| CORPUS CHRISTI, TX | 21 | $ 3,751,000 | $ 178,000 | $ 3,000 |
| LAWTON, OK | 21 | $ 3,814,000 | $ 181,000 | $ 4,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 20 | $ 4,576,000 | $ 228,000 | $ 2,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 20 | $ 5,872,000 | $ 293,000 | $ 4,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 19 | $ 4,144,000 | $ 218,000 | $ 1,000 |
| COLUMBIA, SC | 19 | $ 4,299,000 | $ 226,000 | $ 6,000 |
| MEDFORD, OR | 19 | $ 5,147,000 | $ 270,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 19 | $ 6,220,000 | $ 327,000 | $ 2,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 19 | $ 4,205,000 | $ 221,000 | $ 2,000 |
| PORT ST. LUCIE, FL | 19 | $ 4,514,000 | $ 237,000 | $ 12,000 |
| SPOKANE-SPOKANE VALLEY, WA | 19 | $ 3,520,000 | $ 185,000 | $ 17,000 |
| VALLEJO-FAIRFIELD, CA | 19 | $ 7,586,000 | $ 399,000 | $ 7,000 |
| EUGENE, OR | 18 | $ 4,751,000 | $ 263,000 | $ 2,000 |
| FRESNO, CA | 18 | $ 4,853,000 | $ 269,000 | $ 21,000 |
| GARY, IN | 18 | $ 3,740,000 | $ 207,000 | $ 8,000 |
| SALEM, OR | 18 | $ 4,298,000 | $ 238,000 | $ 1,000 |
| WILMINGTON, NC | 18 | $ 4,331,000 | $ 240,000 | $ 6,000 |
| ASHEVILLE, NC | 17 | $ 3,727,000 | $ 219,000 | $ 14,000 |
| DURHAM-CHAPEL HILL, NC | 17 | $ 3,876,000 | $ 228,000 | $ 10,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 17 | $ 3,345,000 | $ 196,000 | $ 2,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 17 | $ 4,459,000 | $ 262,000 | $ 39,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 16 | $ 2,696,000 | $ 168,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 16 | $ 3,807,000 | $ 237,000 | $ 29,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 16 | $ 2,593,000 | $ 162,000 | $ 5,000 |
| KNOXVILLE, TN | 16 | $ 3,826,000 | $ 239,000 | $ 7,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 16 | $ 4,411,000 | $ 275,000 | $ 5,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 16 | $ 6,054,000 | $ 378,000 | $ 32,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 16 | $ 4,989,000 | $ 311,000 | $ 8,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 15 | $ 8,333,000 | $ 555,000 | $ 26,000 |
| HINESVILLE, GA | 15 | $ 2,628,000 | $ 175,000 | $ 14,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 15 | $ 3,550,000 | $ 245,500 | $ 12,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 15 | $ 2,780,000 | $ 185,000 | $ 2,000 |
| NEW BERN, NC | 15 | $ 2,827,000 | $ 188,000 | $ 10,000 |
| WICHITA, KS | 15 | $ 2,381,000 | $ 158,000 | $ 12,000 |
| BREMERTON-SILVERDALE, WA | 14 | $ 3,959,000 | $ 282,000 | $ 19,000 |
| MODESTO, CA | 14 | $ 4,033,000 | $ 288,000 | $ 0 |
| PROVIDENCE-WARWICK, RI-MA | 14 | $ 3,113,000 | $ 222,000 | $ 11,000 |
| YORK-HANOVER, PA | 14 | $ 2,445,000 | $ 174,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 13 | $ 1,850,000 | $ 142,000 | $ 7,000 |
| MONTGOMERY, AL | 13 | $ 2,531,000 | $ 194,000 | $ 7,000 |
| PUEBLO, CO | 13 | $ 2,631,000 | $ 202,000 | $ 3,000 |
| SIERRA VISTA-DOUGLAS, AZ | 13 | $ 2,080,000 | $ 160,000 | $ 3,000 |
| YUBA CITY, CA | 13 | $ 3,089,000 | $ 237,000 | $ 12,000 |
| BATON ROUGE, LA | 12 | $ 2,307,000 | $ 192,000 | $ 3,000 |
| CHATTANOOGA, TN-GA | 12 | $ 2,356,000 | $ 187,000 | $ 9,500 |
| MERCED, CA | 12 | $ 2,911,000 | $ 242,000 | $ 8,000 |
| OLYMPIA-TUMWATER, WA | 12 | $ 3,149,000 | $ 262,000 | $ 21,000 |
| PORTLAND-SOUTH PORTLAND, ME | 12 | $ 2,395,000 | $ 199,000 | $ 16,000 |
| ST. GEORGE, UT | 12 | $ 2,913,000 | $ 242,000 | $ 582,000 |
| DAYTON, OH | 11 | $ 1,632,000 | $ 148,000 | $ 9,000 |
| GOLDSBORO, NC | 11 | $ 2,136,000 | $ 194,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 11 | $ 2,765,000 | $ 251,000 | $ 14,000 |
| JACKSON, MS | 11 | $ 2,253,000 | $ 204,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 11 | $ 2,567,000 | $ 201,500 | $ 4,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 11 | $ 6,099,000 | $ 554,000 | $ 29,000 |
| WACO, TX | 11 | $ 1,942,000 | $ 176,000 | $ 0 |
| YUMA, AZ | 11 | $ 2,071,000 | $ 188,000 | $ 0 |
| DOVER, DE | 10 | $ 2,273,000 | $ 227,000 | $ 0 |
| FORT SMITH, AR-OK | 10 | $ 1,404,000 | $ 154,000 | $ 3,500 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 10 | $ 1,940,000 | $ 194,000 | $ 0 |
| HANFORD-CORCORAN, CA | 10 | $ 2,474,000 | $ 247,000 | $ 9,000 |
| MOBILE, AL | 10 | $ 1,886,000 | $ 188,000 | $ 20,000 |
| ROANOKE, VA | 10 | $ 1,826,000 | $ 182,000 | $ 0 |
| SALISBURY, MD-DE | 10 | $ 2,344,000 | $ 292,000 | $ 0 |
| AKRON, OH | 9 | $ 1,617,000 | $ 179,000 | $ 0 |
| ALBANY, OR | 9 | $ 1,984,000 | $ 220,000 | $ 8,000 |
| BROWNSVILLE-HARLINGEN, TX | 9 | $ 1,502,000 | $ 166,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 9 | $ 2,842,000 | $ 315,000 | $ 22,000 |
| COEUR D'ALENE, ID | 9 | $ 1,517,000 | $ 168,000 | $ 8,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 9 | $ 1,755,000 | $ 165,500 | $ 3,000 |
| EVANSVILLE, IN-KY | 9 | $ 1,304,000 | $ 144,000 | $ 0 |
| FARGO, ND-MN | 9 | $ 1,904,000 | $ 241,500 | $ 9,000 |
| GRAND JUNCTION, CO | 9 | $ 1,991,000 | $ 221,000 | $ 7,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 9 | $ 1,817,000 | $ 205,000 | $ 11,000 |
| LAFAYETTE, LA | 9 | $ 1,757,000 | $ 195,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 9 | $ 2,200,000 | $ 244,000 | $ 0 |
| OCALA, FL | 9 | $ 1,886,000 | $ 209,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 9 | $ 2,154,000 | $ 239,000 | $ 0 |
| AMARILLO, TX | 8 | $ 1,888,000 | $ 236,000 | $ 0 |
| BURLINGTON, NC | 8 | $ 1,405,000 | $ 175,000 | $ 0 |
| FORT COLLINS, CO | 8 | $ 2,241,000 | $ 280,000 | $ 8,000 |
| GRAND RAPIDS-WYOMING, MI | 8 | $ 1,463,000 | $ 182,000 | $ 14,000 |
| GREELEY, CO | 8 | $ 2,299,000 | $ 287,000 | $ 8,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 8 | $ 1,427,000 | $ 178,000 | $ 9,000 |
| IDAHO FALLS, ID | 8 | $ 1,571,000 | $ 196,000 | $ 9,000 |
| NEW HAVEN-MILFORD, CT | 8 | $ 1,674,000 | $ 209,000 | $ 0 |
| PANAMA CITY, FL | 8 | $ 1,977,000 | $ 247,000 | $ 0 |
| REDDING, CA | 8 | $ 1,661,000 | $ 207,000 | $ 0 |
| ROCKY MOUNT, NC | 8 | $ 1,429,000 | $ 178,000 | $ 0 |
| SHERMAN-DENISON, TX | 8 | $ 1,676,000 | $ 209,000 | $ 0 |
| SPRINGFIELD, MO | 8 | $ 1,530,000 | $ 191,000 | $ 23,000 |
| WARNER ROBINS, GA | 8 | $ 1,713,000 | $ 214,000 | $ 10,000 |
| ALEXANDRIA, LA | 7 | $ 1,425,000 | $ 203,000 | $ 0 |
| BEND-REDMOND, OR | 7 | $ 1,743,000 | $ 249,000 | $ 9,000 |
| DOTHAN, AL | 7 | $ 1,250,000 | $ 178,000 | $ 13,000 |
| FORT WAYNE, IN | 7 | $ 1,280,000 | $ 182,000 | $ 33,000 |
| LEXINGTON-FAYETTE, KY | 7 | $ 1,094,000 | $ 156,000 | $ 10,000 |
| LYNCHBURG, VA | 7 | $ 1,695,000 | $ 242,000 | $ 8,000 |
| MADISON, WI | 7 | $ 1,547,000 | $ 221,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 7 | $ 1,325,000 | $ 189,000 | $ 7,000 |
| SEBASTIAN-VERO BEACH, FL | 7 | $ 1,739,000 | $ 248,000 | $ 3,000 |
| SIOUX CITY, IA-NE-SD | 7 | $ 1,388,000 | $ 198,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 6 | $ 1,599,000 | $ 266,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 6 | $ 1,880,000 | $ 313,000 | $ 19,000 |
| CLEVELAND, TN | 6 | $ 1,210,000 | $ 201,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 6 | $ 1,154,000 | $ 192,000 | $ 5,000 |
| DECATUR, AL | 6 | $ 841,000 | $ 140,000 | $ 8,000 |
| ELGIN, IL | 6 | $ 1,232,000 | $ 205,000 | $ 12,000 |
| FAIRBANKS, AK | 6 | $ 1,096,000 | $ 182,000 | $ 0 |
| GREAT FALLS, MT | 6 | $ 1,141,000 | $ 190,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 6 | $ 1,102,000 | $ 183,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 6 | $ 976,000 | $ 162,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 6 | $ 761,000 | $ 110,666 | $ 0 |
| LANCASTER, PA | 6 | $ 1,027,000 | $ 171,000 | $ 12,000 |
| LAS CRUCES, NM | 6 | $ 1,061,000 | $ 176,000 | $ 0 |
| LUBBOCK, TX | 6 | $ 1,126,000 | $ 187,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 6 | $ 3,525,000 | $ 587,000 | $ 0 |
| PUNTA GORDA, FL | 6 | $ 1,276,000 | $ 212,000 | $ 0 |
| ROCKFORD, IL | 6 | $ 1,136,000 | $ 189,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 6 | $ 2,523,000 | $ 420,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 6 | $ 1,014,000 | $ 169,000 | $ 36,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 6 | $ 860,000 | $ 143,000 | $ 15,500 |
| SPRINGFIELD, IL | 6 | $ 1,460,000 | $ 243,000 | $ 11,000 |
| TUSCALOOSA, AL | 6 | $ 1,417,000 | $ 236,000 | $ 20,000 |
| TYLER, TX | 6 | $ 1,708,000 | $ 284,000 | $ 0 |
| VICTORIA, TX | 6 | $ 1,249,000 | $ 208,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 6 | $ 1,215,000 | $ 202,000 | $ 17,000 |
| WICHITA FALLS, TX | 6 | $ 1,048,000 | $ 174,000 | $ 17,000 |
| AUBURN-OPELIKA, AL | 5 | $ 981,000 | $ 196,000 | $ 0 |
| CEDAR RAPIDS, IA | 5 | $ 1,168,000 | $ 233,000 | $ 0 |
| DULUTH, MN-WI | 5 | $ 677,000 | $ 139,000 | $ 0 |
| FLAGSTAFF, AZ | 5 | $ 1,313,000 | $ 262,000 | $ 16,000 |
| FLINT, MI | 5 | $ 872,000 | $ 174,000 | $ 6,000 |
| GAINESVILLE, GA | 5 | $ 899,000 | $ 179,000 | $ 6,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 5 | $ 1,383,000 | $ 276,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 961,000 | $ 192,000 | $ 9,000 |
| KENNEWICK-RICHLAND, WA | 5 | $ 992,000 | $ 198,000 | $ 0 |
| RAPID CITY, SD | 5 | $ 813,000 | $ 162,000 | $ 0 |
| READING, PA | 5 | $ 1,329,000 | $ 265,000 | $ 0 |
| SANTA ROSA, CA | 5 | $ 2,758,000 | $ 551,000 | $ 30,000 |
| TALLAHASSEE, FL | 5 | $ 882,000 | $ 176,000 | $ 23,000 |
| TOLEDO, OH | 5 | $ 598,000 | $ 119,000 | $ 0 |
| TRENTON, NJ | 5 | $ 1,094,000 | $ 218,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 5 | $ 1,352,000 | $ 270,000 | $ 24,000 |
| WINCHESTER, VA-WV | 5 | $ 1,637,000 | $ 327,000 | $ 11,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 4 | $ 562,000 | $ 140,000 | $ 0 |
| APPLETON, WI | 4 | $ 772,000 | $ 193,000 | $ 16,000 |
| BANGOR, ME | 4 | $ 530,000 | $ 132,000 | $ 0 |
| BATTLE CREEK, MI | 4 | $ 581,000 | $ 145,000 | $ 0 |
| BOWLING GREEN, KY | 4 | $ 924,000 | $ 231,000 | $ 0 |
| BRUNSWICK, GA | 4 | $ 803,000 | $ 200,000 | $ 0 |
| CARBONDALE-MARION, IL | 4 | $ 781,000 | $ 195,000 | $ 0 |
| CHARLOTTESVILLE, VA | 4 | $ 1,114,000 | $ 278,000 | $ 33,000 |
| FLORENCE-MUSCLE SHOALS, AL | 4 | $ 683,000 | $ 170,000 | $ 14,000 |
| GREENVILLE, NC | 4 | $ 666,000 | $ 166,000 | $ 0 |
| HAMMOND, LA | 4 | $ 836,000 | $ 209,000 | $ 11,000 |
| HOMOSASSA SPRINGS, FL | 4 | $ 702,000 | $ 175,000 | $ 32,000 |
| HOT SPRINGS, AR | 4 | $ 968,000 | $ 242,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 4 | $ 822,000 | $ 205,000 | $ 0 |
| JOHNSON CITY, TN | 4 | $ 619,000 | $ 154,000 | $ 0 |
| JOPLIN, MO | 4 | $ 613,000 | $ 153,000 | $ 26,000 |
| LANSING-EAST LANSING, MI | 4 | $ 695,000 | $ 173,000 | $ 38,000 |
| LEWISTON, ID-WA | 4 | $ 972,000 | $ 228,000 | $ 16,500 |
| MONROE, LA | 4 | $ 801,000 | $ 200,000 | $ 7,000 |
| PEORIA, IL | 4 | $ 616,000 | $ 154,000 | $ 19,000 |
| RACINE, WI | 4 | $ 729,000 | $ 182,000 | $ 0 |
| ROCHESTER, MN | 4 | $ 737,000 | $ 184,000 | $ 21,000 |
| SUMTER, SC | 4 | $ 597,000 | $ 149,000 | $ 0 |
| TEXARKANA, TX-AR | 4 | $ 841,000 | $ 210,000 | $ 0 |
| WORCESTER, MA-CT | 4 | $ 787,000 | $ 196,000 | $ 0 |
| YAKIMA, WA | 4 | $ 869,000 | $ 217,000 | $ 0 |
| ALBANY, GA | 3 | $ 631,000 | $ 210,000 | $ 0 |
| AMES, IA | 3 | $ 584,000 | $ 194,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 617,000 | $ 205,000 | $ 0 |
| BILLINGS, MT | 3 | $ 498,000 | $ 166,000 | $ 0 |
| BISMARCK, ND | 3 | $ 991,000 | $ 330,000 | $ 0 |
| BLOOMSBURG-BERWICK, PA | 3 | $ 504,000 | $ 168,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 643,000 | $ 214,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 3 | $ 541,000 | $ 180,000 | $ 0 |
| CHICO, CA | 3 | $ 642,000 | $ 214,000 | $ 0 |
| COLUMBIA, MO | 3 | $ 484,000 | $ 161,000 | $ 0 |
| DUBUQUE, IA | 3 | $ 533,000 | $ 177,000 | $ 0 |
| ERIE, PA | 3 | $ 600,000 | $ 200,000 | $ 55,000 |
| FARMINGTON, NM | 3 | $ 632,000 | $ 210,000 | $ 0 |
| GAINESVILLE, FL | 3 | $ 747,000 | $ 249,000 | $ 32,000 |
| GREEN BAY, WI | 3 | $ 589,000 | $ 196,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 3 | $ 507,000 | $ 169,000 | $ 20,000 |
| JOHNSTOWN, PA | 3 | $ 488,000 | $ 162,000 | $ 0 |
| JONESBORO, AR | 3 | $ 372,000 | $ 124,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 569,000 | $ 189,000 | $ 0 |
| LEWISTON-AUBURN, ME | 3 | $ 371,000 | $ 123,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 3 | $ 617,000 | $ 205,000 | $ 10,000 |
| MADERA, CA | 3 | $ 814,000 | $ 271,000 | $ 47,000 |
| MANHATTAN, KS | 3 | $ 774,000 | $ 258,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 544,000 | $ 181,000 | $ 0 |
| MONROE, MI | 3 | $ 423,000 | $ 141,000 | $ 42,000 |
| PINE BLUFF, AR | 3 | $ 383,000 | $ 127,000 | $ 0 |
| SALINAS, CA | 3 | $ 1,335,000 | $ 445,000 | $ 36,000 |
| SPRINGFIELD, OH | 3 | $ 409,000 | $ 136,000 | $ 20,000 |
| TERRE HAUTE, IN | 3 | $ 717,000 | $ 239,000 | $ 0 |
| TOPEKA, KS | 3 | $ 464,000 | $ 154,000 | $ 0 |
| VALDOSTA, GA | 3 | $ 367,000 | $ 122,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 412,000 | $ 137,000 | $ 0 |
| WHEELING, WV-OH | 3 | $ 757,000 | $ 252,000 | $ 48,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 432,000 | $ 144,000 | $ 0 |
| ANN ARBOR, MI | 2 | $ 458,000 | $ 229,000 | $ 42,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 244,000 | $ 122,000 | $ 0 |
| BAY CITY, MI | 2 | $ 186,000 | $ 93,000 | $ 0 |
| BLOOMINGTON, IL | 2 | $ 363,000 | $ 181,000 | $ 0 |
| CAPE GIRARDEAU, MO-IL | 2 | $ 310,000 | $ 155,000 | $ 0 |
| CARSON CITY, NV | 2 | $ 609,000 | $ 304,000 | $ 0 |
| CASPER, WY | 2 | $ 1,048,000 | $ 524,000 | $ 104,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 382,000 | $ 191,000 | $ 0 |
| CHARLESTON, WV | 2 | $ 325,000 | $ 162,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 294,000 | $ 147,000 | $ 0 |
| DANVILLE, IL | 2 | $ 232,000 | $ 116,000 | $ 0 |
| EAST STROUDSBURG, PA | 2 | $ 523,000 | $ 261,000 | $ 0 |
| EAU CLAIRE, WI | 2 | $ 305,000 | $ 152,000 | $ 0 |
| ELKHART-GOSHEN, IN | 2 | $ 443,000 | $ 221,000 | $ 0 |
| FLORENCE, SC | 2 | $ 557,000 | $ 278,000 | $ 0 |
| GADSDEN, AL | 2 | $ 274,000 | $ 137,000 | $ 25,000 |
| GETTYSBURG, PA | 2 | $ 430,000 | $ 215,000 | $ 0 |
| IOWA CITY, IA | 2 | $ 395,000 | $ 197,000 | $ 0 |
| JACKSON, MI | 2 | $ 618,000 | $ 309,000 | $ 28,000 |
| LAKE CHARLES, LA | 2 | $ 444,000 | $ 222,000 | $ 0 |
| LAREDO, TX | 2 | $ 560,000 | $ 280,000 | $ 0 |
| LAWRENCE, KS | 2 | $ 436,000 | $ 218,000 | $ 0 |
| LEBANON, PA | 2 | $ 306,000 | $ 153,000 | $ 0 |
| LIMA, OH | 2 | $ 239,000 | $ 119,000 | $ 0 |
| LINCOLN, NE | 2 | $ 288,000 | $ 144,000 | $ 0 |
| LOGAN, UT-ID | 2 | $ 613,000 | $ 306,000 | $ 34,000 |
| LONGVIEW, TX | 2 | $ 281,000 | $ 140,000 | $ 0 |
| MISSOULA, MT | 2 | $ 491,000 | $ 245,000 | $ 0 |
| MORGANTOWN, WV | 2 | $ 275,000 | $ 137,000 | $ 0 |
| MORRISTOWN, TN | 2 | $ 346,000 | $ 173,000 | $ 0 |
| MUSKEGON, MI | 2 | $ 166,000 | $ 83,000 | $ 0 |
| NAPA, CA | 2 | $ 787,000 | $ 393,000 | $ 67,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 371,000 | $ 185,000 | $ 28,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 510,000 | $ 255,000 | $ 0 |
| ODESSA, TX | 2 | $ 694,000 | $ 347,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 2 | $ 319,000 | $ 159,000 | $ 0 |
| PARKERSBURG-VIENNA, WV | 2 | $ 266,000 | $ 133,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 2 | $ 1,235,000 | $ 617,000 | $ 34,000 |
| SANTA FE, NM | 2 | $ 360,000 | $ 180,000 | $ 88,000 |
| ST. JOSEPH, MO-KS | 2 | $ 413,000 | $ 206,000 | $ 0 |
| THE VILLAGES, FL | 2 | $ 547,000 | $ 273,000 | $ 0 |
| WENATCHEE, WA | 2 | $ 379,000 | $ 189,000 | $ 0 |
| ABILENE, TX | 1 | $ 254,000 | $ 254,000 | $ 0 |
| ALTOONA, PA | 1 | $ 169,000 | $ 169,000 | $ 0 |
| BELLINGHAM, WA | 1 | $ 309,000 | $ 309,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 302,000 | $ 302,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 215,000 | $ 215,000 | $ 0 |
| BOULDER, CO | 1 | $ 488,000 | $ 488,000 | $ 0 |
| CANTON-MASSILLON, OH | 1 | $ 164,000 | $ 164,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 107,000 | $ 107,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 172,000 | $ 172,000 | $ 0 |
| DECATUR, IL | 1 | $ 79,000 | $ 79,000 | $ 0 |
| EL CENTRO, CA | 1 | $ 314,000 | $ 314,000 | $ 0 |
| ENID, OK | 1 | $ 76,000 | $ 76,000 | $ 0 |
| GRAND FORKS, ND-MN | 1 | $ 210,000 | $ 210,000 | $ 0 |
| GRANTS PASS, OR | 1 | $ 270,000 | $ 270,000 | $ 184,000 |
| JACKSON, TN | 1 | $ 102,000 | $ 102,000 | $ 0 |
| JEFFERSON CITY, MO | 1 | $ 76,000 | $ 76,000 | $ 0 |
| KOKOMO, IN | 1 | $ 215,000 | $ 215,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 114,000 | $ 114,000 | $ 0 |
| MANSFIELD, OH | 1 | $ 136,000 | $ 136,000 | $ 0 |
| MIDLAND, TX | 1 | $ 122,000 | $ 122,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 330,000 | $ 330,000 | $ 0 |
| SAGINAW, MI | 1 | $ 176,000 | $ 176,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 360,000 | $ 360,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 243,000 | $ 243,000 | $ 0 |
| SEBRING, FL | 1 | $ 160,000 | $ 160,000 | $ 0 |
| WALLA WALLA, WA | 1 | $ 122,000 | $ 122,000 | $ 0 |
| WAUSAU, WI | 1 | $ 191,000 | $ 191,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 170,000 | $ 170,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 10,225 | $2,412,276,000 | $235,000 | $1,158,000 | $9,000 | $6,714,000 |
| Home Purchase | 233 | $54,351,000 | $233,000 | $804,000 | $73,000 | $295,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,621 | $1,067,826,000 | $231,000 | $1,062,000 | $14,000 | $6,714,000 |
| Not Provided | 2,441 | $559,960,000 | $229,000 | $1,158,000 | $10,000 | $875,000 |
| Black or African American | 2,208 | $537,810,000 | $243,000 | $1,014,000 | $6,000 | $297,000 |
| Hispanic | 885 | $217,229,000 | $245,000 | $682,000 | $9,000 | $236,000 |
| American Indian or Alaskan Native | 122 | $27,702,000 | $227,000 | $633,000 | $9,000 | $346,000 |
| Asian | 115 | $34,727,000 | $301,000 | $714,000 | $8,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 66 | $21,373,000 | $323,000 | $655,000 | $25,000 | $209,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 10,298 | $2,429,077,000 | $235,000 | $1,158,000 | $9,000 | $924,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 92 | $23,077,000 | $250,000 | $804,000 | $168,000 | $6,714,000 |
| FHA-insured (Federal Housing Administration) | 57 | $12,378,000 | $217,000 | $334,000 | $61,000 | $134,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $2,095,000 | $190,000 | $279,000 | $49,000 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,972 | $1,425,176,000 | $238,000 | $1,014,000 | $7,000 | $417,000 |
| Application Withdrawn By Applicant | 2,865 | $666,399,000 | $232,000 | $1,158,000 | $16,000 | $6,714,000 |
| File Closed For Incompleteness | 1,148 | $270,923,000 | $235,000 | $1,062,000 | $14,000 | $924,000 |
| Application Denied By Financial Institution | 467 | $102,880,000 | $220,000 | $753,000 | $21,000 | $177,000 |
| Application Approved But Not Accepted | 6 | $1,249,000 | $208,000 | $299,000 | $20,000 | $85,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 240 | $50,323,000 | $209,000 | $740,000 | $14,000 | $154,000 |
| Other | 137 | $30,098,000 | $219,000 | $558,000 | $14,000 | $177,000 |
| Debt-To-Income Ratio | 59 | $16,159,000 | $273,000 | $753,000 | $51,000 | $145,000 |
| Collateral | 21 | $4,315,000 | $205,000 | $577,000 | $49,000 | $117,000 |
| Unverifiable Information | 5 | $1,196,000 | $239,000 | $381,000 | $52,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $626,000 | $156,000 | $205,000 | $35,000 | $60,000 |
| Credit Application Incomplete | 1 | $163,000 | $163,000 | $163,000 | $41,000 | $41,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Low Va Rates, Llc's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
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