M&T Bank Mortgage Lending & HMDA Data, 2015

In 2015, M&T Bank of Buffalo, NY reported 35,496 mortgage applications totaling $9.0 billion, up 9% from 2014. The average application was for $253,904, and applicants reported an average income of $67,769. 55% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Buffalo-Cheektowaga-Niagara Falls, NY (3,697), Baltimore-Columbia-Towson, MD (2,429) and New York-Jersey City-White Plains, NY-NJ (2,245) (applications in parentheses).

Mortgage Company & Address M&T Bank
701 Seneca Street - Suite 330n
Buffalo, NY 14203
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 35,496
Total Mortgage Loan Application Amount $9,012,610,000
Average Mortgage Loan Application Amount $253,904
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $67,769
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for M&T Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Erie, New York 3,226 $ 391,932,000 $ 121,491 $ 67,000
Monroe, New York 1,284 $ 203,708,000 $ 158,651 $ 63,000
Baltimore, Maryland 849 $ 106,294,000 $ 125,199 $ 74,000
Onondaga, New York 724 $ 101,138,000 $ 139,693 $ 79,000
Baltimore City, Maryland 722 $ 75,328,000 $ 104,332 $ 61,000
Salt Lake, Utah 648 $ 156,437,000 $ 241,415 $ 39,000
Suffolk, New York 594 $ 188,170,000 $ 316,784 $ 98,000
York, Pennsylvania 592 $ 67,955,000 $ 114,788 $ 67,000
Maricopa, Arizona 531 $ 138,802,000 $ 261,397 $ 10,000
Clark, Washington 487 $ 118,611,000 $ 243,554 $ 16,000
Niagara, New York 471 $ 45,235,000 $ 96,040 $ 60,000
Utah, Utah 458 $ 100,439,000 $ 219,299 $ 25,000
New Castle, Delaware 453 $ 98,659,000 $ 217,790 $ 89,000
Broome, New York 387 $ 32,014,000 $ 82,723 $ 61,000
Prince George's, Maryland 373 $ 59,284,000 $ 158,938 $ 56,000
King, Washington 373 $ 233,348,000 $ 625,597 $ 92,000
Sussex, Delaware 343 $ 56,866,000 $ 165,790 $ 115,000
Anne Arundel, Maryland 326 $ 122,821,000 $ 376,751 $ 95,000
Hartford, Connecticut 317 $ 60,642,000 $ 191,299 $ 46,000
Montgomery, Maryland 307 $ 181,308,000 $ 590,579 $ 109,000
Kings, New York 288 $ 341,838,000 $ 1,186,937 $ 105,000
Orange, New York 275 $ 38,294,000 $ 139,250 $ 78,000
Luzerne, Pennsylvania 275 $ 23,150,000 $ 84,181 $ 68,000
Philadelphia, Pennsylvania 264 $ 201,045,000 $ 761,534 $ 77,000
Queens, New York 259 $ 307,498,000 $ 1,187,250 $ 91,000
Harford, Maryland 255 $ 32,846,000 $ 128,807 $ 75,000
Westchester, New York 247 $ 72,234,000 $ 292,445 $ 125,000
Fairfield, Connecticut 241 $ 132,270,000 $ 548,838 $ 137,000
Oneida, New York 235 $ 28,791,000 $ 122,514 $ 63,000
Nassau, New York 232 $ 68,425,000 $ 294,935 $ 104,000
Chautauqua, New York 227 $ 16,578,000 $ 73,030 $ 62,000
Clackamas, Oregon 219 $ 65,494,000 $ 299,059 $ 61,000
Multnomah, Oregon 216 $ 63,776,000 $ 295,259 $ 38,000
Tooele, Utah 215 $ 45,091,000 $ 209,725 $ 40,000
Pinal, Arizona 212 $ 36,509,000 $ 172,212 $ 0
Bergen, New Jersey 203 $ 111,442,000 $ 548,975 $ 148,000
Kent, Delaware 200 $ 21,014,000 $ 105,070 $ 72,000
Frederick, Maryland 194 $ 45,309,000 $ 233,551 $ 82,000
Blair, Pennsylvania 187 $ 9,137,000 $ 48,860 $ 64,000
Washington, Oregon 179 $ 52,675,000 $ 294,273 $ 50,000
New Haven, Connecticut 178 $ 39,317,000 $ 220,882 $ 67,000
Washington, Maryland 174 $ 17,490,000 $ 100,517 $ 65,000
Washington, Utah 172 $ 36,702,000 $ 213,383 $ 19,000
Dutchess, New York 171 $ 30,884,000 $ 180,608 $ 95,000
Cook, Illinois 169 $ 34,227,000 $ 202,526 $ 53,000
Fairfax, Virginia 169 $ 202,803,000 $ 1,200,017 $ 144,000
Berks, Pennsylvania 165 $ 15,010,000 $ 90,969 $ 63,000
District of Columbia, District Of Columbia 164 $ 120,205,000 $ 732,957 $ 172,000
Albany, New York 159 $ 59,600,000 $ 374,842 $ 73,000
Bronx, New York 158 $ 117,832,000 $ 745,772 $ 75,000
Franklin, Pennsylvania 156 $ 15,734,000 $ 100,858 $ 61,000
New York, New York 152 $ 701,624,000 $ 4,615,947 $ 249,000
Bucks, Pennsylvania 141 $ 61,031,000 $ 432,843 $ 94,000
Schuylkill, Pennsylvania 141 $ 5,853,000 $ 41,510 $ 58,000
Genesee, New York 138 $ 8,795,000 $ 63,731 $ 52,000
Snohomish, Washington 138 $ 40,333,000 $ 292,268 $ 93,000
Saratoga, New York 136 $ 72,827,000 $ 535,492 $ 89,000
Clark, Nevada 135 $ 24,214,000 $ 179,362 $ 95,000
Essex, New Jersey 135 $ 40,793,000 $ 302,170 $ 87,000
Howard, Maryland 134 $ 32,877,000 $ 245,350 $ 127,000
Delaware, Pennsylvania 131 $ 31,616,000 $ 241,343 $ 73,000
Harris, Texas 128 $ 14,986,000 $ 117,078 $ 25,000
Henrico, Virginia 128 $ 35,937,000 $ 280,757 $ 122,000
Lancaster, Pennsylvania 126 $ 66,874,000 $ 530,746 $ 103,000
Monmouth, New Jersey 122 $ 45,022,000 $ 369,032 $ 169,000
Rensselaer, New York 122 $ 32,750,000 $ 268,442 $ 70,000
Middlesex, New Jersey 120 $ 29,532,000 $ 246,100 $ 63,000
Dauphin, Pennsylvania 119 $ 19,085,000 $ 160,378 $ 53,000
Sanpete, Utah 117 $ 19,083,000 $ 163,102 $ 59,000
Ulster, New York 113 $ 12,311,000 $ 108,946 $ 64,000
Montgomery, Pennsylvania 113 $ 64,824,000 $ 573,663 $ 102,000
Pierce, Washington 113 $ 27,753,000 $ 245,601 $ 54,000
Carroll, Maryland 112 $ 18,957,000 $ 169,258 $ 100,000
Camden, New Jersey 111 $ 17,505,000 $ 157,702 $ 45,000
Union, New Jersey 109 $ 26,088,000 $ 239,339 $ 78,000
Cattaraugus, New York 109 $ 7,219,000 $ 66,229 $ 65,000
Prince William, Virginia 107 $ 28,936,000 $ 270,429 $ 77,000
Ontario, New York 104 $ 11,684,000 $ 112,346 $ 76,000
Cumberland, Pennsylvania 104 $ 13,183,000 $ 126,759 $ 55,000
Burlington, New Jersey 101 $ 33,293,000 $ 329,633 $ 86,000
Northumberland, Pennsylvania 101 $ 5,206,000 $ 51,544 $ 50,000
Passaic, New Jersey 99 $ 26,767,000 $ 270,373 $ 65,000
Davis, Utah 99 $ 24,728,000 $ 249,777 $ 55,000
Arapahoe, Colorado 98 $ 23,136,000 $ 236,081 $ 80,000
Los Angeles, California 96 $ 25,883,000 $ 269,614 $ 50,000
Hudson, New Jersey 96 $ 41,233,000 $ 429,510 $ 92,000
Loudoun, Virginia 96 $ 34,111,000 $ 355,322 $ 133,000
Miami-Dade, Florida 95 $ 20,433,000 $ 215,084 $ 65,000
Cayuga, New York 94 $ 7,314,000 $ 77,808 $ 66,000
Chester, Pennsylvania 91 $ 34,013,000 $ 373,769 $ 161,000
Cuyahoga, Ohio 89 $ 19,369,000 $ 217,629 $ 46,000
Oswego, New York 88 $ 9,539,000 $ 108,397 $ 58,000
Morris, New Jersey 87 $ 34,338,000 $ 394,689 $ 130,000
Adams, Pennsylvania 82 $ 12,750,000 $ 155,487 $ 84,000
Herkimer, New York 80 $ 4,836,000 $ 60,450 $ 46,000
Deschutes, Oregon 80 $ 17,180,000 $ 214,750 $ 10,000
Mercer, New Jersey 79 $ 14,844,000 $ 187,898 $ 71,000
Ocean, New Jersey 79 $ 20,722,000 $ 262,303 $ 92,000
Wayne, New York 79 $ 6,026,000 $ 76,278 $ 73,000
Worcester, Massachusetts 77 $ 13,750,000 $ 178,571 $ 38,000
Rockland, New York 77 $ 53,567,000 $ 695,675 $ 92,000
Schenectady, New York 77 $ 10,871,000 $ 141,181 $ 43,000
Cecil, Maryland 73 $ 11,613,000 $ 159,082 $ 90,000
Otsego, New York 72 $ 6,987,000 $ 97,041 $ 54,000
Middlesex, Massachusetts 71 $ 41,633,000 $ 586,380 $ 82,000
Madison, New York 70 $ 7,228,000 $ 103,257 $ 66,000
Richmond, New York 70 $ 22,601,000 $ 322,871 $ 91,000
Chesterfield, Virginia 69 $ 17,163,000 $ 248,739 $ 81,000
Centre, Pennsylvania 68 $ 11,179,000 $ 164,397 $ 61,000
Yavapai, Arizona 67 $ 15,471,000 $ 230,910 $ 3,000
Denver, Colorado 67 $ 16,489,000 $ 246,104 $ 100,000
Wayne, Michigan 67 $ 7,479,000 $ 111,626 $ 32,000
Chenango, New York 67 $ 4,322,000 $ 64,507 $ 55,000
Livingston, New York 67 $ 4,443,000 $ 66,313 $ 58,000
Broward, Florida 66 $ 12,611,000 $ 191,075 $ 74,000
Allegany, Maryland 66 $ 4,308,000 $ 65,272 $ 63,000
Wyoming, New York 66 $ 4,516,000 $ 68,424 $ 69,000
Oakland, Michigan 65 $ 8,882,000 $ 136,646 $ 51,000
Douglas, Colorado 64 $ 19,507,000 $ 304,796 $ 99,000
Jefferson, Colorado 64 $ 15,625,000 $ 244,140 $ 96,000
Palm Beach, Florida 64 $ 26,139,000 $ 408,421 $ 225,000
Wicomico, Maryland 64 $ 4,623,000 $ 72,234 $ 67,000
Riverside, California 63 $ 12,667,000 $ 201,063 $ 36,000
Orleans, New York 62 $ 4,717,000 $ 76,080 $ 53,000
Essex, Massachusetts 61 $ 35,689,000 $ 585,065 $ 59,000
Charles, Maryland 60 $ 8,834,000 $ 147,233 $ 57,000
Erie, Pennsylvania 60 $ 7,858,000 $ 130,966 $ 53,000
Bexar, Texas 60 $ 7,981,000 $ 133,016 $ 26,000
Tioga, New York 59 $ 4,046,000 $ 68,576 $ 68,000
Spokane, Washington 58 $ 10,313,000 $ 177,810 $ 3,000
Somerset, New Jersey 57 $ 25,086,000 $ 440,105 $ 111,000
Lycoming, Pennsylvania 56 $ 4,858,000 $ 86,750 $ 66,000
Providence, Rhode Island 55 $ 9,080,000 $ 165,090 $ 33,000
Lane, Oregon 54 $ 10,500,000 $ 194,444 $ 16,000
Dallas, Texas 54 $ 5,834,000 $ 108,037 $ 21,000
Hampden, Massachusetts 53 $ 29,401,000 $ 554,735 $ 36,000
San Bernardino, California 51 $ 8,500,000 $ 166,666 $ 38,000
Jefferson, New York 51 $ 7,229,000 $ 141,745 $ 84,000
Hillsborough, Florida 50 $ 7,551,000 $ 151,020 $ 39,000
Allegheny, Pennsylvania 49 $ 7,117,000 $ 145,244 $ 30,000
Sullivan, New York 48 $ 6,393,000 $ 133,187 $ 104,000
Yakima, Washington 48 $ 8,543,000 $ 177,979 $ 15,000
Gloucester, New Jersey 47 $ 8,452,000 $ 179,829 $ 43,000
Lorain, Ohio 47 $ 7,683,000 $ 163,468 $ 49,000
Bradford, Pennsylvania 47 $ 3,325,000 $ 70,744 $ 48,000
Monroe, Pennsylvania 47 $ 5,388,000 $ 114,638 $ 72,000
Lehigh, Pennsylvania 46 $ 6,823,000 $ 148,326 $ 65,000
Adams, Colorado 45 $ 8,562,000 $ 190,266 $ 75,000
Lackawanna, Pennsylvania 45 $ 4,822,000 $ 107,155 $ 46,000
Calvert, Maryland 44 $ 6,934,000 $ 157,590 $ 60,000
Putnam, New York 44 $ 9,988,000 $ 227,000 $ 135,000
Ravalli, Montana 43 $ 8,389,000 $ 195,093 $ 86,000
Atlantic, New Jersey 43 $ 9,104,000 $ 211,720 $ 88,000
Franklin, Ohio 43 $ 5,065,000 $ 117,790 $ 25,000
Litchfield, Connecticut 42 $ 10,248,000 $ 244,000 $ 105,000
Middlesex, Connecticut 42 $ 66,583,000 $ 1,585,309 $ 73,000
Fulton, Georgia 42 $ 6,617,000 $ 157,547 $ 50,000
Worcester, Maryland 42 $ 6,395,000 $ 152,261 $ 125,000
Macomb, Michigan 42 $ 5,127,000 $ 122,071 $ 45,000
Lebanon, Pennsylvania 42 $ 4,506,000 $ 107,285 $ 52,000
Thurston, Washington 42 $ 8,810,000 $ 209,761 $ 52,000
Tompkins, New York 41 $ 8,075,000 $ 196,951 $ 83,000
Spotsylvania, Virginia 41 $ 7,902,000 $ 192,731 $ 79,000
Tarrant, Texas 40 $ 4,556,000 $ 113,900 $ 19,000
Juab, Utah 40 $ 7,845,000 $ 196,125 $ 65,000
Stafford, Virginia 40 $ 15,997,000 $ 399,925 $ 99,000
San Diego, California 39 $ 13,819,000 $ 354,333 $ 74,000
Plymouth, Massachusetts 39 $ 11,165,000 $ 286,282 $ 70,000
Mecklenburg, North Carolina 39 $ 5,358,000 $ 137,384 $ 40,000
Bedford, Pennsylvania 39 $ 2,798,000 $ 71,743 $ 52,000
Virginia Beach, Virginia 39 $ 8,513,000 $ 218,282 $ 58,000
Cowlitz, Washington 38 $ 8,311,000 $ 218,710 $ 57,000
Gwinnett, Georgia 37 $ 7,370,000 $ 199,189 $ 71,000
Columbia, Pennsylvania 37 $ 3,117,000 $ 84,243 $ 62,000
Northampton, Pennsylvania 37 $ 26,223,000 $ 708,729 $ 45,000
Summit, Ohio 36 $ 4,317,000 $ 119,916 $ 34,000
Goochland, Virginia 36 $ 14,069,000 $ 390,805 $ 205,000
Clallam, Washington 36 $ 6,388,000 $ 177,444 $ 50,000
Garrett, Maryland 35 $ 5,561,000 $ 158,885 $ 98,000
Sussex, New Jersey 35 $ 8,301,000 $ 237,171 $ 73,000
Steuben, New York 34 $ 2,536,000 $ 74,588 $ 54,000
Weber, Utah 34 $ 5,549,000 $ 163,205 $ 31,000
Kern, California 33 $ 5,415,000 $ 164,090 $ 41,000
Bristol, Massachusetts 33 $ 7,623,000 $ 231,000 $ 40,000
Warren, New York 33 $ 27,532,000 $ 834,303 $ 53,000
Lincoln, Oregon 32 $ 7,193,000 $ 224,781 $ 88,000
Mineral, West Virginia 32 $ 1,618,000 $ 50,562 $ 63,000
Cumberland, Maine 31 $ 5,653,000 $ 182,354 $ 47,000
Queen Anne's, Maryland 31 $ 6,709,000 $ 216,419 $ 97,000
Genesee, Michigan 31 $ 2,688,000 $ 86,709 $ 42,000
Chemung, New York 30 $ 2,741,000 $ 91,366 $ 57,000
Chesapeake, Virginia 30 $ 6,415,000 $ 213,833 $ 49,000
Orange, Florida 29 $ 37,314,000 $ 1,286,689 $ 36,000
Pinellas, Florida 29 $ 4,702,000 $ 162,137 $ 39,000
Allegany, New York 29 $ 1,171,000 $ 40,379 $ 43,000
Benton, Washington 29 $ 7,326,000 $ 252,620 $ 13,000
Grant, Washington 29 $ 5,203,000 $ 179,413 $ 18,000
Berkeley, West Virginia 29 $ 2,849,000 $ 98,241 $ 63,000
Sacramento, California 28 $ 5,918,000 $ 211,357 $ 51,000
DeKalb, Georgia 28 $ 3,776,000 $ 134,857 $ 17,000
Will, Illinois 28 $ 4,457,000 $ 159,178 $ 30,000
Marion, Indiana 28 $ 2,670,000 $ 95,357 $ 12,000
Norfolk, Massachusetts 28 $ 41,620,000 $ 1,486,428 $ 76,000
Hillsborough, New Hampshire 27 $ 5,147,000 $ 190,629 $ 59,000
Cumberland, New Jersey 27 $ 4,699,000 $ 174,037 $ 176,000
Richmond City, Virginia 27 $ 5,255,000 $ 194,629 $ 52,000
Tolland, Connecticut 26 $ 5,396,000 $ 207,538 $ 56,000
Volusia, Florida 26 $ 3,731,000 $ 143,500 $ 41,000
Bernalillo, New Mexico 26 $ 3,350,000 $ 128,846 $ 29,000
Clinton, New York 26 $ 3,804,000 $ 146,307 $ 58,000
Cortland, New York 26 $ 2,210,000 $ 85,000 $ 54,000
Suffolk, Massachusetts 25 $ 7,911,000 $ 316,440 $ 80,000
Clearfield, Pennsylvania 25 $ 1,228,000 $ 49,120 $ 39,000
Lee, Florida 24 $ 6,029,000 $ 251,208 $ 164,000
Jackson, Missouri 24 $ 3,047,000 $ 126,958 $ 21,000
St. Louis, Missouri 24 $ 3,094,000 $ 128,916 $ 45,000
St. Louis City, Missouri 24 $ 3,149,000 $ 131,208 $ 33,000
New London, Connecticut 23 $ 4,277,000 $ 185,956 $ 43,000
Duval, Florida 23 $ 7,330,000 $ 318,695 $ 17,000
Rockingham, New Hampshire 23 $ 5,806,000 $ 252,434 $ 75,000
Delaware, New York 23 $ 2,165,000 $ 94,130 $ 53,000
Fulton, New York 23 $ 2,154,000 $ 93,652 $ 81,000
Hamilton, Ohio 23 $ 2,714,000 $ 118,000 $ 27,000
Arlington, Virginia 23 $ 8,067,000 $ 350,739 $ 121,000
Fresno, California 22 $ 4,200,000 $ 190,909 $ 37,000
San Joaquin, California 22 $ 4,554,000 $ 207,000 $ 36,000
Jefferson, Missouri 22 $ 2,727,000 $ 123,954 $ 21,000
Cape May, New Jersey 22 $ 11,062,000 $ 502,818 $ 332,000
Yates, New York 22 $ 2,162,000 $ 98,272 $ 57,000
Collin, Texas 22 $ 2,949,000 $ 134,045 $ 23,000
Windham, Connecticut 21 $ 3,149,000 $ 149,952 $ 34,000
Cobb, Georgia 21 $ 2,735,000 $ 130,238 $ 25,000
DuPage, Illinois 21 $ 3,675,000 $ 175,000 $ 70,000
Caroline, Maryland 21 $ 2,282,000 $ 108,666 $ 45,000
Dorchester, Maryland 21 $ 2,203,000 $ 104,904 $ 58,000
Marion, Oregon 21 $ 5,152,000 $ 245,333 $ 71,000
Clinton, Pennsylvania 21 $ 937,000 $ 44,619 $ 68,000
Union, Pennsylvania 21 $ 2,271,000 $ 108,142 $ 93,000
Pima, Arizona 20 $ 2,545,000 $ 127,250 $ 3,000
Chatham, Georgia 20 $ 3,936,000 $ 196,800 $ 51,000
Hunterdon, New Jersey 20 $ 4,249,000 $ 212,450 $ 68,000
Montgomery, Ohio 20 $ 2,014,000 $ 100,700 $ 9,000
Columbia, Oregon 20 $ 4,324,000 $ 216,200 $ 76,000
Carbon, Pennsylvania 20 $ 2,048,000 $ 102,400 $ 45,000
Richland, South Carolina 20 $ 2,560,000 $ 128,000 $ 15,000
El Paso, Colorado 19 $ 3,067,000 $ 161,421 $ 59,000
Brevard, Florida 19 $ 2,615,000 $ 137,631 $ 31,000
Polk, Florida 19 $ 7,851,000 $ 413,210 $ 24,000
Taos, New Mexico 19 $ 3,677,000 $ 193,526 $ 61,000
Medina, Ohio 19 $ 13,088,000 $ 688,842 $ 52,000
Yamhill, Oregon 19 $ 4,825,000 $ 253,947 $ 67,000
Montgomery, Alabama 18 $ 2,294,000 $ 127,444 $ 8,000
Orleans, Louisiana 18 $ 2,797,000 $ 155,388 $ 23,000
St. Mary's, Maryland 18 $ 2,130,000 $ 118,333 $ 116,000
Talbot, Maryland 18 $ 3,016,000 $ 167,555 $ 81,000
Warren, New Jersey 18 $ 3,634,000 $ 201,888 $ 59,000
Polk, Oregon 18 $ 3,198,000 $ 177,666 $ 16,000
Snyder, Pennsylvania 18 $ 1,453,000 $ 80,722 $ 58,000
Cache, Utah 18 $ 3,700,000 $ 205,555 $ 45,000
Hampton, Virginia 18 $ 3,069,000 $ 170,500 $ 24,000
Kitsap, Washington 18 $ 4,128,000 $ 229,333 $ 52,000
Orange, California 17 $ 5,445,000 $ 320,294 $ 72,000
Tulare, California 17 $ 2,226,000 $ 130,941 $ 29,000
Lake, Florida 17 $ 2,335,000 $ 137,352 $ 18,000
Bonneville, Idaho 17 $ 2,587,000 $ 152,176 $ 29,000
Jefferson, Louisiana 17 $ 2,347,000 $ 138,058 $ 37,000
York, Maine 17 $ 3,645,000 $ 214,411 $ 73,000
Seneca, New York 17 $ 2,141,000 $ 125,941 $ 113,000
Oklahoma, Oklahoma 17 $ 2,144,000 $ 126,117 $ 27,000
Morrow, Oregon 17 $ 1,957,000 $ 115,117 $ 66,000
Perry, Pennsylvania 17 $ 1,739,000 $ 102,294 $ 70,000
Alexandria, Virginia 17 $ 9,475,000 $ 557,352 $ 367,000
Fauquier, Virginia 17 $ 5,741,000 $ 337,705 $ 107,000
Hanover, Virginia 17 $ 3,543,000 $ 208,411 $ 69,000
Lake, Illinois 16 $ 2,730,000 $ 170,625 $ 21,000
St. Charles, Missouri 16 $ 2,269,000 $ 141,812 $ 43,000
Washington, New York 16 $ 1,531,000 $ 95,687 $ 68,000
Guilford, North Carolina 16 $ 1,983,000 $ 123,937 $ 14,000
Tulsa, Oklahoma 16 $ 1,778,000 $ 111,125 $ 15,000
Shelby, Tennessee 16 $ 1,818,000 $ 113,625 $ 13,000
Fort Bend, Texas 16 $ 2,874,000 $ 179,625 $ 22,000
Milwaukee, Wisconsin 16 $ 1,905,000 $ 119,062 $ 12,000
Pasco, Florida 15 $ 1,962,000 $ 130,800 $ 73,000
Henry, Georgia 15 $ 2,075,000 $ 138,333 $ 15,000
Kane, Illinois 15 $ 2,584,000 $ 172,266 $ 74,000
Penobscot, Maine 15 $ 2,139,000 $ 142,600 $ 37,000
Cumberland, North Carolina 15 $ 1,591,000 $ 106,066 $ 4,000
Wake, North Carolina 15 $ 2,650,000 $ 176,666 $ 25,000
Butler, Ohio 15 $ 1,850,000 $ 123,333 $ 30,000
Wayne, Ohio 15 $ 1,866,000 $ 124,400 $ 38,000
Clatsop, Oregon 15 $ 2,987,000 $ 199,133 $ 62,000
Wyoming, Pennsylvania 15 $ 1,900,000 $ 126,666 $ 81,000
Summit, Utah 15 $ 5,317,000 $ 354,466 $ 128,000
Manassas, Virginia 15 $ 2,373,000 $ 158,200 $ 76,000
Norfolk, Virginia 15 $ 3,270,000 $ 218,000 $ 37,000
Larimer, Colorado 14 $ 2,964,000 $ 211,714 $ 89,000
Weld, Colorado 14 $ 2,423,000 $ 173,071 $ 45,000
Manatee, Florida 14 $ 3,201,000 $ 228,642 $ 203,000
Polk, Iowa 14 $ 1,861,000 $ 132,928 $ 162,000
Johnson, Kansas 14 $ 2,036,000 $ 145,428 $ 47,000
Sedgwick, Kansas 14 $ 1,764,000 $ 126,000 $ 51,000
Columbia, New York 14 $ 2,061,000 $ 147,214 $ 70,000
Forsyth, North Carolina 14 $ 13,191,000 $ 942,214 $ 38,000
Portage, Ohio 14 $ 1,873,000 $ 133,785 $ 18,000
Pike, Pennsylvania 14 $ 1,660,000 $ 118,571 $ 44,000
Jefferson, Alabama 13 $ 2,066,000 $ 158,923 $ 60,000
Contra Costa, California 13 $ 4,166,000 $ 320,461 $ 80,000
Stanislaus, California 13 $ 2,088,000 $ 160,615 $ 33,000
Ada, Idaho 13 $ 2,181,000 $ 167,769 $ 34,000
Jefferson, Kentucky 13 $ 1,347,000 $ 103,615 $ 17,000
Hennepin, Minnesota 13 $ 2,920,000 $ 224,615 $ 60,000
Greene, Missouri 13 $ 1,222,000 $ 94,000 $ 7,000
Washoe, Nevada 13 $ 2,716,000 $ 208,923 $ 64,000
Linn, Oregon 13 $ 1,886,000 $ 145,076 $ 18,000
Wasco, Oregon 13 $ 2,431,000 $ 187,000 $ 20,000
Susquehanna, Pennsylvania 13 $ 1,757,000 $ 135,153 $ 62,000
Charleston, South Carolina 13 $ 3,058,000 $ 235,230 $ 142,000
Hidalgo, Texas 13 $ 1,725,000 $ 132,692 $ 55,000
Box Elder, Utah 13 $ 2,302,000 $ 177,076 $ 44,000
Sevier, Utah 13 $ 2,331,000 $ 179,307 $ 60,000
Uintah, Utah 13 $ 2,843,000 $ 218,692 $ 29,000
Charlotte, Florida 12 $ 2,192,000 $ 182,666 $ 74,000
Collier, Florida 12 $ 7,192,000 $ 599,333 $ 351,000
Escambia, Florida 12 $ 1,482,000 $ 123,500 $ 31,000
Sarasota, Florida 12 $ 4,238,000 $ 353,166 $ 171,000
Seminole, Florida 12 $ 2,425,000 $ 202,083 $ 39,000
Clayton, Georgia 12 $ 13,202,000 $ 1,100,166 $ 12,000
Fayette, Kentucky 12 $ 4,276,000 $ 356,333 $ 12,000
Kennebec, Maine 12 $ 1,383,000 $ 115,250 $ 51,000
Fairfield, Ohio 12 $ 1,384,000 $ 115,333 $ 9,000
Lake, Ohio 12 $ 1,331,000 $ 110,916 $ 52,000
Warren, Ohio 12 $ 2,002,000 $ 166,833 $ 57,000
Cambria, Pennsylvania 12 $ 420,000 $ 35,000 $ 51,000
Westmoreland, Pennsylvania 12 $ 1,143,000 $ 95,250 $ 87,000
Lexington, South Carolina 12 $ 1,206,000 $ 100,500 $ 13,000
Davidson, Tennessee 12 $ 2,420,000 $ 201,666 $ 61,000
Travis, Texas 12 $ 1,308,000 $ 109,000 $ 44,000
Caroline, Virginia 12 $ 2,102,000 $ 175,166 $ 46,000
Madison, Alabama 11 $ 9,484,000 $ 862,181 $ 29,000
Mobile, Alabama 11 $ 1,227,000 $ 111,545 $ 18,000
Merced, California 11 $ 1,842,000 $ 167,454 $ 45,000
Monterey, California 11 $ 2,118,000 $ 192,545 $ 57,000
McHenry, Illinois 11 $ 1,866,000 $ 169,636 $ 25,000
Androscoggin, Maine 11 $ 1,458,000 $ 132,545 $ 39,000
Dawson, Montana 11 $ 2,021,000 $ 183,727 $ 64,000
Montgomery, New York 11 $ 770,000 $ 70,000 $ 43,000
Schoharie, New York 11 $ 2,138,000 $ 194,363 $ 41,000
St. Lawrence, New York 11 $ 1,852,000 $ 168,363 $ 100,000
Onslow, North Carolina 11 $ 1,310,000 $ 119,090 $ 2,000
Stark, Ohio 11 $ 1,036,000 $ 94,181 $ 26,000
Umatilla, Oregon 11 $ 2,235,000 $ 203,181 $ 64,000
Rutherford, Tennessee 11 $ 1,693,000 $ 153,909 $ 38,000
Frederick, Virginia 11 $ 2,319,000 $ 210,818 $ 90,000
Fredericksburg, Virginia 11 $ 2,776,000 $ 252,363 $ 145,000
Newport News, Virginia 11 $ 1,754,000 $ 159,454 $ 11,000
Orange, Virginia 11 $ 2,490,000 $ 226,363 $ 94,000
Portsmouth, Virginia 11 $ 1,416,000 $ 128,727 $ 14,000
Suffolk, Virginia 11 $ 2,483,000 $ 225,727 $ 68,000
Franklin, Washington 11 $ 2,541,000 $ 231,000 $ 18,000
Walla Walla, Washington 11 $ 2,537,000 $ 230,636 $ 38,000
Boulder, Colorado 10 $ 22,358,000 $ 2,235,800 $ 75,000
Mesa, Colorado 10 $ 1,525,000 $ 152,500 $ 27,000
Summit, Colorado 10 $ 2,816,000 $ 281,600 $ 120,000
St. Lucie, Florida 10 $ 1,363,000 $ 136,300 $ 43,000
Honolulu, Hawaii 10 $ 2,773,000 $ 277,300 $ 0
Hampshire, Massachusetts 10 $ 2,023,000 $ 202,300 $ 52,000
Livingston, Michigan 10 $ 1,543,000 $ 154,300 $ 62,000
Dakota, Minnesota 10 $ 1,981,000 $ 198,100 $ 34,000
Stearns, Minnesota 10 $ 1,597,000 $ 159,700 $ 0
Merrimack, New Hampshire 10 $ 1,834,000 $ 183,400 $ 75,000
Washington, Pennsylvania 10 $ 1,376,000 $ 137,600 $ 37,000
Horry, South Carolina 10 $ 1,492,000 $ 149,200 $ 75,000
Knox, Tennessee 10 $ 1,178,000 $ 117,800 $ 27,000
Brazoria, Texas 10 $ 1,163,000 $ 116,300 $ 35,000
El Paso, Texas 10 $ 1,150,000 $ 115,000 $ 35,000
Pulaski, Arkansas 9 $ 1,016,000 $ 112,888 $ 7,000
Alameda, California 9 $ 3,113,000 $ 345,888 $ 80,000
Osceola, Florida 9 $ 1,522,000 $ 169,111 $ 33,000
Cherokee, Georgia 9 $ 1,431,000 $ 159,000 $ 35,000
Douglas, Georgia 9 $ 1,021,000 $ 113,444 $ 29,000
Paulding, Georgia 9 $ 1,473,000 $ 163,666 $ 50,000
East Baton Rouge, Louisiana 9 $ 947,000 $ 105,222 $ 27,000
Barnstable, Massachusetts 9 $ 2,756,000 $ 306,222 $ 141,000
Greene, New York 9 $ 1,016,000 $ 112,888 $ 127,000
Brunswick, North Carolina 9 $ 1,075,000 $ 119,444 $ 46,000
Cabarrus, North Carolina 9 $ 1,322,000 $ 146,888 $ 20,000
Durham, North Carolina 9 $ 1,388,000 $ 154,222 $ 11,000
Iredell, North Carolina 9 $ 1,642,000 $ 182,444 $ 59,000
Union, North Carolina 9 $ 2,019,000 $ 224,333 $ 66,000
Delaware, Ohio 9 $ 1,710,000 $ 190,000 $ 22,000
Lucas, Ohio 9 $ 866,000 $ 96,222 $ 1,000
Mahoning, Ohio 9 $ 930,000 $ 103,333 $ 23,000
Coos, Oregon 9 $ 1,982,000 $ 220,222 $ 45,000
Fulton, Pennsylvania 9 $ 864,000 $ 96,000 $ 87,000
Berkeley, South Carolina 9 $ 1,132,000 $ 125,777 $ 4,000
Dorchester, South Carolina 9 $ 1,039,000 $ 115,444 $ 23,000
Montgomery, Tennessee 9 $ 1,094,000 $ 121,555 $ 3,000
Denton, Texas 9 $ 1,012,000 $ 112,444 $ 27,000
Williamson, Texas 9 $ 1,350,000 $ 150,000 $ 27,000
James City, Virginia 9 $ 22,400,000 $ 2,488,888 $ 112,000
Manassas Park, Virginia 9 $ 1,965,000 $ 218,333 $ 55,000
Island, Washington 9 $ 2,573,000 $ 285,888 $ 107,000
Mason, Washington 9 $ 2,046,000 $ 227,333 $ 82,000
Dane, Wisconsin 9 $ 1,378,000 $ 153,111 $ 91,000
Solano, California 8 $ 1,371,000 $ 171,375 $ 20,000
Broomfield, Colorado 8 $ 1,970,000 $ 246,250 $ 70,000
Okaloosa, Florida 8 $ 1,187,000 $ 148,375 $ 4,000
St. Johns, Florida 8 $ 1,829,000 $ 228,625 $ 115,000
Houston, Georgia 8 $ 853,000 $ 106,625 $ 6,000
Lake, Indiana 8 $ 883,000 $ 110,375 $ 16,000
St. Tammany, Louisiana 8 $ 1,049,000 $ 131,125 $ 0
Washtenaw, Michigan 8 $ 1,275,000 $ 159,375 $ 43,000
Anoka, Minnesota 8 $ 1,447,000 $ 180,875 $ 38,000
Ramsey, Minnesota 8 $ 1,384,000 $ 173,000 $ 26,000
Clay, Missouri 8 $ 1,054,000 $ 131,750 $ 24,000
Missoula, Montana 8 $ 1,401,000 $ 175,125 $ 59,000
Douglas, Nebraska 8 $ 1,223,000 $ 152,875 $ 64,000
New Hanover, North Carolina 8 $ 2,230,000 $ 278,750 $ 22,000
Pickaway, Ohio 8 $ 1,381,000 $ 172,625 $ 48,000
Cleveland, Oklahoma 8 $ 1,029,000 $ 128,625 $ 31,000
Jackson, Oregon 8 $ 1,392,000 $ 174,000 $ 31,000
Union, Oregon 8 $ 1,589,000 $ 198,625 $ 90,000
Montour, Pennsylvania 8 $ 378,000 $ 47,250 $ 45,000
Wayne, Pennsylvania 8 $ 1,077,000 $ 134,625 $ 33,000
York, South Carolina 8 $ 1,342,000 $ 167,750 $ 36,000
Bell, Texas 8 $ 940,000 $ 117,500 $ 5,000
Galveston, Texas 8 $ 963,000 $ 120,375 $ 51,000
Montgomery, Texas 8 $ 889,000 $ 111,125 $ 79,000
Millard, Utah 8 $ 1,164,000 $ 145,500 $ 40,000
Warren, Virginia 8 $ 1,791,000 $ 223,875 $ 67,000
Grays Harbor, Washington 8 $ 1,295,000 $ 161,875 $ 67,000
Lewis, Washington 8 $ 1,505,000 $ 188,125 $ 53,000
Lee, Alabama 7 $ 900,000 $ 128,571 $ 6,000
Imperial, California 7 $ 889,000 $ 127,000 $ 39,000
Santa Clara, California 7 $ 1,732,000 $ 247,428 $ 36,000
Morgan, Colorado 7 $ 1,150,000 $ 164,285 $ 64,000
Indian River, Florida 7 $ 2,892,000 $ 413,142 $ 363,000
Santa Rosa, Florida 7 $ 1,150,000 $ 164,285 $ 47,000
Kootenai, Idaho 7 $ 1,307,000 $ 186,714 $ 0
Winnebago, Illinois 7 $ 821,000 $ 117,285 $ 23,000
Knox, Maine 7 $ 927,000 $ 132,428 $ 57,000
Kent, Michigan 7 $ 736,000 $ 105,142 $ 31,000
Grafton, New Hampshire 7 $ 1,163,000 $ 166,142 $ 24,000
Lewis, New York 7 $ 933,000 $ 133,285 $ 76,000
Schuyler, New York 7 $ 724,000 $ 103,428 $ 68,000
Gaston, North Carolina 7 $ 857,000 $ 122,428 $ 17,000
Randolph, North Carolina 7 $ 793,000 $ 113,285 $ 5,000
Ashtabula, Ohio 7 $ 633,000 $ 90,428 $ 9,000
Klamath, Oregon 7 $ 1,237,000 $ 176,714 $ 31,000
Wallowa, Oregon 7 $ 1,211,000 $ 173,000 $ 67,000
Huntingdon, Pennsylvania 7 $ 579,000 $ 82,714 $ 44,000
Kent, Rhode Island 7 $ 1,125,000 $ 160,714 $ 28,000
Greenville, South Carolina 7 $ 860,000 $ 122,857 $ 56,000
Culpeper, Virginia 7 $ 1,436,000 $ 205,142 $ 59,000
King George, Virginia 7 $ 1,529,000 $ 218,428 $ 94,000
Shenandoah, Virginia 7 $ 1,038,000 $ 148,285 $ 51,000
Klickitat, Washington 7 $ 2,103,000 $ 300,428 $ 96,000
Waukesha, Wisconsin 7 $ 1,605,000 $ 229,285 $ 37,000
Cochise, Arizona 6 $ 829,000 $ 138,166 $ 16,000
Elbert, Colorado 6 $ 2,107,000 $ 351,166 $ 122,000
Hernando, Florida 6 $ 879,000 $ 146,500 $ 40,000
Newton, Georgia 6 $ 642,000 $ 107,000 $ 21,000
Hawaii, Hawaii 6 $ 1,573,000 $ 262,166 $ 15,000
Canyon, Idaho 6 $ 692,000 $ 115,333 $ 47,000
Kendall, Illinois 6 $ 1,015,000 $ 169,166 $ 0
St. Clair, Illinois 6 $ 660,000 $ 110,000 $ 5,000
Hancock, Indiana 6 $ 839,000 $ 139,833 $ 31,000
Vanderburgh, Indiana 6 $ 531,000 $ 88,500 $ 2,000
Campbell, Kentucky 6 $ 927,000 $ 154,500 $ 63,000
Caddo, Louisiana 6 $ 805,000 $ 134,166 $ 10,000
Sagadahoc, Maine 6 $ 977,000 $ 162,833 $ 49,000
Somerset, Maine 6 $ 723,000 $ 120,500 $ 28,000
Somerset, Maryland 6 $ 334,000 $ 55,666 $ 27,000
Berkshire, Massachusetts 6 $ 1,045,000 $ 174,166 $ 61,000
DeSoto, Mississippi 6 $ 766,000 $ 127,666 $ 36,000
Yellowstone, Montana 6 $ 886,000 $ 147,666 $ 7,000
Strafford, New Hampshire 6 $ 1,440,000 $ 240,000 $ 106,000
Dona Ana, New Mexico 6 $ 760,000 $ 126,666 $ 6,000
Sandoval, New Mexico 6 $ 871,000 $ 145,166 $ 35,000
Franklin, New York 6 $ 584,000 $ 97,333 $ 51,000
Currituck, North Carolina 6 $ 2,031,000 $ 338,500 $ 131,000
Clark, Ohio 6 $ 682,000 $ 113,666 $ 51,000
Licking, Ohio 6 $ 787,000 $ 131,166 $ 26,000
Canadian, Oklahoma 6 $ 772,000 $ 128,666 $ 10,000
Comanche, Oklahoma 6 $ 606,000 $ 101,000 $ 17,000
Josephine, Oregon 6 $ 1,472,000 $ 245,333 $ 60,000
Tillamook, Oregon 6 $ 1,328,000 $ 221,333 $ 92,000
Butler, Pennsylvania 6 $ 896,000 $ 149,333 $ 8,000
Fayette, Pennsylvania 6 $ 536,000 $ 89,333 $ 14,000
Newport, Rhode Island 6 $ 3,367,000 $ 561,166 $ 187,000
Anderson, South Carolina 6 $ 856,000 $ 142,666 $ 0
Hamilton, Tennessee 6 $ 659,000 $ 109,833 $ 6,000
Guadalupe, Texas 6 $ 1,173,000 $ 195,500 $ 0
Wayne, Utah 6 $ 858,000 $ 143,000 $ 68,000
Windsor, Vermont 6 $ 9,102,000 $ 1,517,000 $ 527,000
Petersburg, Virginia 6 $ 525,000 $ 87,500 $ 36,000
Skagit, Washington 6 $ 1,277,000 $ 212,833 $ 78,000
Whatcom, Washington 6 $ 1,323,000 $ 220,500 $ 80,000
Jefferson, West Virginia 6 $ 853,000 $ 142,166 $ 50,000
Brown, Wisconsin 6 $ 909,000 $ 151,500 $ 27,000
Page:

Mortgage Loan Application Detail Totals for M&T Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 18,195 $5,861,681,000 $322,000 $99,999,000 $69,000 $5,300,000
Refinancing 12,023 $2,763,731,000 $229,000 $63,780,000 $68,000 $9,999,000
Home Improvement 5,278 $387,198,000 $73,000 $32,500,000 $63,000 $914,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,353 $2,721,227,000 $156,000 $4,631,000 $83,000 $9,999,000
Not applicable 10,607 $5,086,700,000 $479,000 $99,999,000 $38,000 $1,159,000
Black or African American 2,513 $280,279,000 $111,000 $1,500,000 $48,000 $1,921,000
Not Provided 2,503 $498,323,000 $199,000 $12,000,000 $115,000 $5,593,000
Hispanic 1,514 $211,882,000 $139,000 $1,080,000 $45,000 $808,000
Asian 791 $185,998,000 $235,000 $4,084,000 $98,000 $3,981,000
American Indian or Alaskan Native 142 $17,295,000 $121,000 $680,000 $65,000 $570,000
Native Hawaiian or Other Pacific Islander 73 $10,906,000 $149,000 $496,000 $56,000 $350,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 22,635 $6,549,250,000 $289,000 $99,999,000 $79,000 $9,999,000
FHA-insured (Federal Housing Administration) 11,388 $2,195,917,000 $192,000 $964,000 $49,000 $2,365,000
VA-guaranteed (Veterans Administration) 1,076 $206,293,000 $191,000 $950,000 $46,000 $397,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 397 $61,150,000 $154,000 $398,000 $47,000 $118,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 19,513 $6,269,692,000 $321,000 $99,999,000 $71,000 $7,663,000
Loan Purchased By The Institution 7,423 $1,542,581,000 $207,000 $964,000 $54,000 $700,000
Application Denied By Financial Institution 4,983 $490,231,000 $98,000 $4,000,000 $65,000 $5,593,000
Application Withdrawn By Applicant 1,577 $358,690,000 $227,000 $12,000,000 $104,000 $9,999,000
Application Approved But Not Accepted 1,340 $237,046,000 $176,000 $2,835,000 $70,000 $3,920,000
File Closed For Incompleteness 570 $95,656,000 $167,000 $3,900,000 $67,000 $4,019,000
Preapproval Denied by Financial Institution 90 $18,714,000 $207,000 $854,000 $58,000 $323,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess M&T Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

Download the New York Lender List