Manufacturers And Traders Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Manufacturers And Traders Trust Company 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Manufacturers And Traders Trust Company 701 Seneca Street - Suite 330N Buffalo, NY 14210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 35,496 |
| Total Mortgage Loan Application Amount | $9,012,610,000 |
| Average Mortgage Loan Application Amount | $208,000 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $66,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Manufacturers And Traders Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Manufacturers And Traders Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Manufacturers And Traders Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Manufacturers And Traders Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Manufacturers And Traders Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Manufacturers And Traders Trust Company's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 3,697 | $ 437,167,000 | $ 118,000 | $ 66,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 2,429 | $ 395,832,000 | $ 162,000 | $ 78,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,245 | $ 1,930,206,000 | $ 733,000 | $ 112,000 |
| ROCHESTER, NY | 1,618 | $ 232,740,000 | $ 143,000 | $ 63,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,215 | $ 521,753,000 | $ 401,000 | $ 99,750 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,143 | $ 310,390,000 | $ 267,500 | $ 34,000 |
| SYRACUSE, NY | 882 | $ 117,905,000 | $ 133,000 | $ 76,000 |
| SALT LAKE CITY, UT | 863 | $ 201,528,000 | $ 233,000 | $ 39,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 826 | $ 256,595,000 | $ 310,000 | $ 99,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 743 | $ 175,311,000 | $ 235,000 | $ 7,000 |
| YORK-HANOVER, PA | 592 | $ 67,955,000 | $ 114,000 | $ 67,000 |
| WILMINGTON, DE-MD-NJ | 531 | $ 110,878,000 | $ 165,666 | $ 69,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 511 | $ 273,681,000 | $ 535,000 | $ 92,000 |
| ALBANY-SCHENECTADY-TROY, NY | 505 | $ 178,186,000 | $ 352,000 | $ 71,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 501 | $ 226,617,000 | $ 452,000 | $ 99,000 |
| PROVO-OREM, UT | 498 | $ 108,284,000 | $ 217,000 | $ 28,000 |
| NEWARK, NJ-PA | 457 | $ 140,515,000 | $ 215,500 | $ 69,000 |
| SALISBURY, MD-DE | 455 | $ 68,218,000 | $ 133,000 | $ 101,000 |
| BINGHAMTON, NY | 446 | $ 36,060,000 | $ 80,000 | $ 62,000 |
| PHILADELPHIA, PA | 395 | $ 232,661,000 | $ 589,000 | $ 76,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 385 | $ 132,621,000 | $ 344,000 | $ 49,000 |
| DENVER-AURORA-LAKEWOOD, CO | 356 | $ 88,734,000 | $ 249,000 | $ 90,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 345 | $ 159,868,000 | $ 463,000 | $ 114,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 335 | $ 29,872,000 | $ 89,000 | $ 66,000 |
| UTICA-ROME, NY | 315 | $ 33,627,000 | $ 106,000 | $ 59,000 |
| RICHMOND, VA | 305 | $ 80,305,000 | $ 263,000 | $ 105,000 |
| CAMDEN, NJ | 259 | $ 59,250,000 | $ 228,000 | $ 61,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 241 | $ 132,270,000 | $ 548,000 | $ 137,000 |
| HARRISBURG-CARLISLE, PA | 240 | $ 34,007,000 | $ 141,000 | $ 55,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 236 | $ 45,374,000 | $ 192,000 | $ 49,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 218 | $ 44,615,000 | $ 204,000 | $ 36,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 215 | $ 40,872,000 | $ 190,000 | $ 103,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 203 | $ 20,339,000 | $ 99,000 | $ 64,000 |
| DOVER, DE | 200 | $ 21,014,000 | $ 105,000 | $ 72,000 |
| ALTOONA, PA | 187 | $ 9,137,000 | $ 48,000 | $ 64,000 |
| NEW HAVEN-MILFORD, CT | 178 | $ 39,317,000 | $ 220,000 | $ 67,000 |
| ST. GEORGE, UT | 172 | $ 36,702,000 | $ 213,000 | $ 19,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 170 | $ 20,875,000 | $ 122,000 | $ 29,000 |
| CLEVELAND-ELYRIA, OH | 169 | $ 41,721,000 | $ 246,000 | $ 48,000 |
| READING, PA | 165 | $ 15,010,000 | $ 90,000 | $ 63,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 156 | $ 15,734,000 | $ 100,000 | $ 61,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 156 | $ 52,337,000 | $ 336,500 | $ 88,500 |
| OGDEN-CLEARFIELD, UT | 149 | $ 33,522,000 | $ 224,000 | $ 49,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 135 | $ 24,214,000 | $ 179,000 | $ 95,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 132 | $ 77,322,000 | $ 585,000 | $ 71,000 |
| LANCASTER, PA | 126 | $ 66,874,000 | $ 530,000 | $ 103,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 121 | $ 38,728,000 | $ 270,500 | $ 56,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 120 | $ 15,995,000 | $ 133,000 | $ 49,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 114 | $ 21,167,000 | $ 185,000 | $ 37,000 |
| KINGSTON, NY | 113 | $ 12,311,000 | $ 108,000 | $ 64,000 |
| TACOMA-LAKEWOOD, WA | 113 | $ 27,753,000 | $ 245,000 | $ 54,000 |
| PROVIDENCE-WARWICK, RI-MA | 104 | $ 21,886,000 | $ 215,500 | $ 43,500 |
| ST. LOUIS, MO-IL | 103 | $ 13,220,000 | $ 115,000 | $ 23,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 100 | $ 15,094,000 | $ 150,000 | $ 44,000 |
| CUMBERLAND, MD-WV | 98 | $ 5,926,000 | $ 57,500 | $ 63,000 |
| WORCESTER, MA-CT | 98 | $ 16,899,000 | $ 163,500 | $ 36,000 |
| DALLAS-PLANO-IRVING, TX | 96 | $ 11,505,000 | $ 119,000 | $ 21,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 96 | $ 25,883,000 | $ 269,000 | $ 50,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 95 | $ 20,433,000 | $ 215,000 | $ 65,000 |
| BOSTON, MA | 92 | $ 60,696,000 | $ 659,000 | $ 75,000 |
| PITTSBURGH, PA | 90 | $ 11,830,000 | $ 131,000 | $ 34,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 87 | $ 13,321,000 | $ 160,000 | $ 40,000 |
| COLUMBUS, OH | 83 | $ 10,996,000 | $ 132,000 | $ 26,000 |
| GETTYSBURG, PA | 82 | $ 12,750,000 | $ 155,000 | $ 84,000 |
| BEND-REDMOND, OR | 80 | $ 17,180,000 | $ 214,000 | $ 10,000 |
| TRENTON, NJ | 79 | $ 14,844,000 | $ 187,000 | $ 71,000 |
| CINCINNATI, OH-KY-IN | 72 | $ 9,565,000 | $ 129,000 | $ 24,333 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 72 | $ 9,989,000 | $ 138,000 | $ 22,000 |
| STATE COLLEGE, PA | 68 | $ 11,179,000 | $ 164,000 | $ 61,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 67 | $ 7,479,000 | $ 111,000 | $ 32,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 67 | $ 43,596,000 | $ 650,000 | $ 31,000 |
| PRESCOTT, AZ | 67 | $ 15,471,000 | $ 230,000 | $ 3,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 66 | $ 12,611,000 | $ 191,000 | $ 74,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 64 | $ 26,139,000 | $ 408,000 | $ 225,000 |
| SPRINGFIELD, MA | 63 | $ 31,424,000 | $ 498,000 | $ 38,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 62 | $ 11,609,000 | $ 197,000 | $ 22,500 |
| SPOKANE-SPOKANE VALLEY, WA | 61 | $ 10,863,000 | $ 178,000 | $ 6,000 |
| ERIE, PA | 60 | $ 7,858,000 | $ 130,000 | $ 53,000 |
| KANSAS CITY, MO-KS | 58 | $ 7,479,000 | $ 128,500 | $ 30,000 |
| WILLIAMSPORT, PA | 56 | $ 4,858,000 | $ 86,000 | $ 66,000 |
| EUGENE, OR | 54 | $ 10,500,000 | $ 194,000 | $ 16,000 |
| PORTLAND-SOUTH PORTLAND, ME | 54 | $ 10,275,000 | $ 190,000 | $ 55,000 |
| NEW ORLEANS-METAIRIE, LA | 51 | $ 7,631,000 | $ 149,000 | $ 23,000 |
| WATERTOWN-FORT DRUM, NY | 51 | $ 7,229,000 | $ 141,000 | $ 84,000 |
| AKRON, OH | 50 | $ 6,190,000 | $ 123,000 | $ 29,000 |
| GLENS FALLS, NY | 49 | $ 29,063,000 | $ 593,000 | $ 58,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 49 | $ 5,179,000 | $ 105,000 | $ 11,000 |
| YAKIMA, WA | 48 | $ 8,543,000 | $ 177,000 | $ 15,000 |
| EAST STROUDSBURG, PA | 47 | $ 5,388,000 | $ 114,000 | $ 72,000 |
| BLOOMSBURG-BERWICK, PA | 45 | $ 3,495,000 | $ 77,000 | $ 59,000 |
| FORT WORTH-ARLINGTON, TX | 45 | $ 5,250,000 | $ 116,000 | $ 23,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 43 | $ 9,104,000 | $ 211,000 | $ 88,000 |
| LEBANON, PA | 42 | $ 4,506,000 | $ 107,000 | $ 52,000 |
| OLYMPIA-TUMWATER, WA | 42 | $ 8,810,000 | $ 209,000 | $ 52,000 |
| ITHACA, NY | 41 | $ 8,075,000 | $ 196,000 | $ 83,000 |
| KENNEWICK-RICHLAND, WA | 40 | $ 9,867,000 | $ 246,000 | $ 14,000 |
| SALEM, OR | 39 | $ 8,350,000 | $ 214,000 | $ 46,000 |
| SAN DIEGO-CARLSBAD, CA | 39 | $ 13,819,000 | $ 354,000 | $ 74,000 |
| LONGVIEW, WA | 38 | $ 8,311,000 | $ 218,000 | $ 57,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 38 | $ 8,265,000 | $ 217,000 | $ 44,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 37 | $ 6,260,000 | $ 169,000 | $ 45,000 |
| ALBUQUERQUE, NM | 36 | $ 4,702,000 | $ 130,000 | $ 30,000 |
| JACKSONVILLE, FL | 35 | $ 9,899,000 | $ 282,000 | $ 43,000 |
| COLUMBIA, SC | 34 | $ 4,187,000 | $ 123,000 | $ 14,000 |
| BAKERSFIELD, CA | 33 | $ 5,415,000 | $ 164,000 | $ 41,000 |
| OKLAHOMA CITY, OK | 32 | $ 4,071,000 | $ 127,000 | $ 26,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 31 | $ 5,229,000 | $ 168,000 | $ 67,000 |
| FLINT, MI | 31 | $ 2,688,000 | $ 86,000 | $ 42,000 |
| ELMIRA, NY | 30 | $ 2,741,000 | $ 91,000 | $ 57,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 29 | $ 7,246,000 | $ 249,000 | $ 81,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 28 | $ 4,002,000 | $ 142,000 | $ 38,000 |
| AUSTIN-ROUND ROCK, TX | 27 | $ 3,407,000 | $ 126,000 | $ 31,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 27 | $ 2,879,000 | $ 108,000 | $ 20,500 |
| MANCHESTER-NASHUA, NH | 27 | $ 5,147,000 | $ 190,000 | $ 59,000 |
| MEMPHIS, TN-MS-AR | 27 | $ 3,195,000 | $ 116,000 | $ 19,000 |
| VINELAND-BRIDGETON, NJ | 27 | $ 4,699,000 | $ 174,000 | $ 176,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 26 | $ 7,439,000 | $ 286,000 | $ 188,000 |
| CAPE CORAL-FORT MYERS, FL | 24 | $ 6,029,000 | $ 251,000 | $ 164,000 |
| DAYTON, OH | 24 | $ 2,766,000 | $ 115,000 | $ 20,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 24 | $ 3,707,000 | $ 154,000 | $ 19,000 |
| GREENSBORO-HIGH POINT, NC | 23 | $ 2,776,000 | $ 120,000 | $ 12,000 |
| NORWICH-NEW LONDON, CT | 23 | $ 4,277,000 | $ 185,000 | $ 43,000 |
| FRESNO, CA | 22 | $ 4,200,000 | $ 190,000 | $ 37,000 |
| MONTGOMERY, AL | 22 | $ 3,205,000 | $ 145,000 | $ 6,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 22 | $ 7,279,000 | $ 330,000 | $ 80,000 |
| OCEAN CITY, NJ | 22 | $ 11,062,000 | $ 502,000 | $ 332,000 |
| STOCKTON-LODI, CA | 22 | $ 4,554,000 | $ 207,000 | $ 36,000 |
| IDAHO FALLS, ID | 21 | $ 3,196,000 | $ 152,000 | $ 32,000 |
| RALEIGH, NC | 21 | $ 3,334,000 | $ 158,000 | $ 20,000 |
| SAVANNAH, GA | 21 | $ 3,996,000 | $ 190,000 | $ 48,000 |
| WINCHESTER, VA-WV | 21 | $ 3,484,000 | $ 135,500 | $ 61,500 |
| BOISE CITY, ID | 20 | $ 3,191,000 | $ 159,000 | $ 42,000 |
| COLORADO SPRINGS, CO | 20 | $ 3,208,000 | $ 160,000 | $ 56,000 |
| SPRINGFIELD, MO | 20 | $ 2,198,000 | $ 109,000 | $ 15,000 |
| TUCSON, AZ | 20 | $ 2,545,000 | $ 127,000 | $ 3,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 19 | $ 3,120,000 | $ 150,000 | $ 41,000 |
| LAKELAND-WINTER HAVEN, FL | 19 | $ 7,851,000 | $ 413,000 | $ 24,000 |
| LOGAN, UT-ID | 19 | $ 3,816,000 | $ 160,500 | $ 42,500 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 19 | $ 2,567,000 | $ 134,000 | $ 60,500 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 19 | $ 2,615,000 | $ 137,000 | $ 31,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 19 | $ 2,632,000 | $ 138,000 | $ 37,000 |
| TULSA, OK | 19 | $ 2,146,000 | $ 112,000 | $ 15,000 |
| BIRMINGHAM-HOOVER, AL | 18 | $ 2,730,000 | $ 151,000 | $ 47,000 |
| BREMERTON-SILVERDALE, WA | 18 | $ 4,128,000 | $ 229,000 | $ 52,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 18 | $ 2,130,000 | $ 118,000 | $ 116,000 |
| ELGIN, IL | 18 | $ 2,985,000 | $ 165,000 | $ 69,000 |
| LEXINGTON-FAYETTE, KY | 18 | $ 4,981,000 | $ 276,000 | $ 8,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 17 | $ 5,445,000 | $ 320,000 | $ 72,000 |
| BATON ROUGE, LA | 17 | $ 2,107,000 | $ 123,000 | $ 29,000 |
| DES MOINES-WEST DES MOINES, IA | 17 | $ 2,186,000 | $ 128,000 | $ 136,000 |
| FAYETTEVILLE, NC | 17 | $ 1,856,000 | $ 109,000 | $ 4,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 17 | $ 2,051,000 | $ 120,000 | $ 12,000 |
| VISALIA-PORTERVILLE, CA | 17 | $ 2,226,000 | $ 130,000 | $ 29,000 |
| WINSTON-SALEM, NC | 17 | $ 13,500,000 | $ 794,000 | $ 31,000 |
| WICHITA, KS | 16 | $ 2,003,000 | $ 125,000 | $ 44,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 16 | $ 1,805,000 | $ 103,500 | $ 7,500 |
| BANGOR, ME | 15 | $ 2,139,000 | $ 142,000 | $ 37,000 |
| FORT COLLINS, CO | 14 | $ 2,964,000 | $ 211,000 | $ 89,000 |
| GREELEY, CO | 14 | $ 2,423,000 | $ 173,000 | $ 45,000 |
| ALBANY, OR | 13 | $ 1,886,000 | $ 145,000 | $ 18,000 |
| DURHAM-CHAPEL HILL, NC | 13 | $ 1,998,000 | $ 153,000 | $ 28,000 |
| GRAND RAPIDS-WYOMING, MI | 13 | $ 1,271,000 | $ 97,000 | $ 19,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 13 | $ 1,716,000 | $ 132,000 | $ 30,000 |
| MCALLEN-EDINBURG-MISSION, TX | 13 | $ 1,725,000 | $ 132,000 | $ 55,000 |
| MODESTO, CA | 13 | $ 2,088,000 | $ 160,000 | $ 33,000 |
| RENO, NV | 13 | $ 2,716,000 | $ 208,000 | $ 64,000 |
| HUNTSVILLE, AL | 12 | $ 9,657,000 | $ 804,000 | $ 27,000 |
| JOHNSTOWN, PA | 12 | $ 420,000 | $ 35,000 | $ 51,000 |
| KNOXVILLE, TN | 12 | $ 1,416,000 | $ 118,000 | $ 23,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 12 | $ 7,192,000 | $ 599,000 | $ 351,000 |
| PORT ST. LUCIE, FL | 12 | $ 1,918,000 | $ 159,000 | $ 70,000 |
| PUNTA GORDA, FL | 12 | $ 2,192,000 | $ 182,000 | $ 74,000 |
| CANTON-MASSILLON, OH | 11 | $ 1,036,000 | $ 94,000 | $ 26,000 |
| CHATTANOOGA, TN-GA | 11 | $ 1,229,000 | $ 111,500 | $ 16,000 |
| JACKSONVILLE, NC | 11 | $ 1,310,000 | $ 119,000 | $ 2,000 |
| LEWISTON-AUBURN, ME | 11 | $ 1,458,000 | $ 132,000 | $ 39,000 |
| MERCED, CA | 11 | $ 1,842,000 | $ 167,000 | $ 45,000 |
| MOBILE, AL | 11 | $ 1,227,000 | $ 111,000 | $ 18,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 11 | $ 1,688,000 | $ 125,000 | $ 25,500 |
| SALINAS, CA | 11 | $ 2,118,000 | $ 192,000 | $ 57,000 |
| ST. CLOUD, MN | 11 | $ 1,721,000 | $ 156,000 | $ 0 |
| TOLEDO, OH | 11 | $ 1,414,000 | $ 128,000 | $ 20,000 |
| WALLA WALLA, WA | 11 | $ 2,537,000 | $ 230,000 | $ 38,000 |
| WILMINGTON, NC | 11 | $ 2,691,000 | $ 244,000 | $ 16,000 |
| BOULDER, CO | 10 | $ 22,358,000 | $ 2,235,000 | $ 75,000 |
| EL PASO, TX | 10 | $ 1,150,000 | $ 115,000 | $ 35,000 |
| GARY, IN | 10 | $ 1,326,000 | $ 132,000 | $ 14,000 |
| GRAND JUNCTION, CO | 10 | $ 1,525,000 | $ 152,000 | $ 27,000 |
| LYNCHBURG, VA | 10 | $ 1,515,000 | $ 151,000 | $ 55,000 |
| ROANOKE, VA | 10 | $ 1,396,000 | $ 139,000 | $ 46,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 10 | $ 3,908,000 | $ 390,000 | $ 85,000 |
| URBAN HONOLULU, HI | 10 | $ 2,773,000 | $ 277,000 | $ 0 |
| BARNSTABLE TOWN, MA | 9 | $ 2,756,000 | $ 306,000 | $ 141,000 |
| CLARKSVILLE, TN-KY | 9 | $ 1,094,000 | $ 121,000 | $ 3,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 9 | $ 1,254,000 | $ 139,000 | $ 4,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 9 | $ 973,000 | $ 108,000 | $ 10,000 |
| JACKSON, MS | 9 | $ 1,294,000 | $ 143,000 | $ 17,000 |
| LANSING-EAST LANSING, MI | 9 | $ 929,000 | $ 103,000 | $ 32,000 |
| MADISON, WI | 9 | $ 1,378,000 | $ 153,000 | $ 91,000 |
| SHREVEPORT-BOSSIER CITY, LA | 9 | $ 1,219,000 | $ 135,000 | $ 20,000 |
| ANN ARBOR, MI | 8 | $ 1,275,000 | $ 159,000 | $ 43,000 |
| CHARLOTTESVILLE, VA | 8 | $ 2,787,000 | $ 348,000 | $ 89,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 8 | $ 856,000 | $ 107,000 | $ 10,000 |
| KILLEEN-TEMPLE, TX | 8 | $ 940,000 | $ 117,000 | $ 5,000 |
| MEDFORD, OR | 8 | $ 1,392,000 | $ 174,000 | $ 31,000 |
| MISSOULA, MT | 8 | $ 1,401,000 | $ 175,000 | $ 59,000 |
| VALLEJO-FAIRFIELD, CA | 8 | $ 1,371,000 | $ 171,000 | $ 20,000 |
| WARNER ROBINS, GA | 8 | $ 853,000 | $ 106,000 | $ 6,000 |
| AUBURN-OPELIKA, AL | 7 | $ 900,000 | $ 128,000 | $ 6,000 |
| COEUR D'ALENE, ID | 7 | $ 1,307,000 | $ 186,000 | $ 0 |
| EL CENTRO, CA | 7 | $ 889,000 | $ 127,000 | $ 39,000 |
| EVANSVILLE, IN-KY | 7 | $ 600,000 | $ 85,000 | $ 2,000 |
| GREEN BAY, WI | 7 | $ 1,035,000 | $ 147,000 | $ 23,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 7 | $ 9,127,000 | $ 1,303,000 | $ 9,000 |
| LAFAYETTE, LA | 7 | $ 706,000 | $ 100,000 | $ 0 |
| ROCKFORD, IL | 7 | $ 821,000 | $ 117,000 | $ 23,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 7 | $ 1,732,000 | $ 247,000 | $ 36,000 |
| SEBASTIAN-VERO BEACH, FL | 7 | $ 2,892,000 | $ 413,000 | $ 363,000 |
| BELLINGHAM, WA | 6 | $ 1,323,000 | $ 220,000 | $ 80,000 |
| BILLINGS, MT | 6 | $ 886,000 | $ 147,000 | $ 7,000 |
| FORT WAYNE, IN | 6 | $ 609,000 | $ 101,000 | $ 50,000 |
| GAINESVILLE, FL | 6 | $ 759,000 | $ 126,000 | $ 26,000 |
| GRANTS PASS, OR | 6 | $ 1,472,000 | $ 245,000 | $ 60,000 |
| LAS CRUCES, NM | 6 | $ 760,000 | $ 126,000 | $ 6,000 |
| LAWTON, OK | 6 | $ 606,000 | $ 101,000 | $ 17,000 |
| MOUNT VERNON-ANACORTES, WA | 6 | $ 1,277,000 | $ 212,000 | $ 78,000 |
| PITTSFIELD, MA | 6 | $ 1,045,000 | $ 174,000 | $ 61,000 |
| SIERRA VISTA-DOUGLAS, AZ | 6 | $ 829,000 | $ 138,000 | $ 16,000 |
| SPRINGFIELD, OH | 6 | $ 682,000 | $ 113,000 | $ 51,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 512,000 | $ 102,000 | $ 4,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 5 | $ 872,000 | $ 174,000 | $ 77,000 |
| CORPUS CHRISTI, TX | 5 | $ 717,000 | $ 143,000 | $ 11,000 |
| CORVALLIS, OR | 5 | $ 1,026,000 | $ 205,000 | $ 60,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 5 | $ 1,202,000 | $ 240,000 | $ 94,000 |
| FARMINGTON, NM | 5 | $ 704,000 | $ 140,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 5 | $ 1,671,000 | $ 334,000 | $ 104,000 |
| HOMOSASSA SPRINGS, FL | 5 | $ 494,000 | $ 98,000 | $ 36,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 5 | $ 323,000 | $ 73,000 | $ 5,500 |
| JANESVILLE-BELOIT, WI | 5 | $ 611,000 | $ 122,000 | $ 52,000 |
| JOPLIN, MO | 5 | $ 513,000 | $ 102,000 | $ 30,000 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 526,000 | $ 105,000 | $ 9,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 5 | $ 739,000 | $ 149,500 | $ 19,500 |
| MONROE, MI | 5 | $ 749,000 | $ 149,000 | $ 95,000 |
| MORGANTOWN, WV | 5 | $ 939,000 | $ 187,000 | $ 35,000 |
| OCALA, FL | 5 | $ 414,000 | $ 82,000 | $ 5,000 |
| PUEBLO, CO | 5 | $ 779,000 | $ 155,000 | $ 40,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 5 | $ 1,256,000 | $ 251,000 | $ 63,000 |
| SAN RAFAEL, CA | 5 | $ 3,383,000 | $ 676,000 | $ 159,000 |
| TOPEKA, KS | 5 | $ 529,000 | $ 105,000 | $ 15,000 |
| ALBANY, GA | 4 | $ 387,000 | $ 96,000 | $ 25,000 |
| ASHEVILLE, NC | 4 | $ 495,000 | $ 123,000 | $ 94,000 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 563,000 | $ 140,000 | $ 43,000 |
| BROWNSVILLE-HARLINGEN, TX | 4 | $ 357,000 | $ 89,000 | $ 16,000 |
| CASPER, WY | 4 | $ 679,000 | $ 169,000 | $ 65,000 |
| CEDAR RAPIDS, IA | 4 | $ 645,000 | $ 161,000 | $ 36,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 288,000 | $ 72,000 | $ 14,000 |
| CHEYENNE, WY | 4 | $ 628,000 | $ 157,000 | $ 29,000 |
| COLLEGE STATION-BRYAN, TX | 4 | $ 406,000 | $ 101,000 | $ 10,000 |
| COLUMBIA, MO | 4 | $ 461,000 | $ 115,000 | $ 33,000 |
| COLUMBUS, GA-AL | 4 | $ 476,000 | $ 119,000 | $ 51,000 |
| DECATUR, AL | 4 | $ 546,000 | $ 136,000 | $ 90,000 |
| DULUTH, MN-WI | 4 | $ 481,000 | $ 106,500 | $ 7,500 |
| GAINESVILLE, GA | 4 | $ 621,000 | $ 155,000 | $ 36,000 |
| HAMMOND, LA | 4 | $ 532,000 | $ 133,000 | $ 0 |
| HARRISONBURG, VA | 4 | $ 596,000 | $ 149,000 | $ 15,000 |
| HICKORY-LENOIR-MORGANTON, NC | 4 | $ 417,000 | $ 104,000 | $ 26,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 4 | $ 459,000 | $ 114,000 | $ 9,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 4 | $ 442,000 | $ 110,000 | $ 12,000 |
| LAREDO, TX | 4 | $ 476,000 | $ 119,000 | $ 21,000 |
| LIMA, OH | 4 | $ 336,000 | $ 84,000 | $ 28,000 |
| MACON, GA | 4 | $ 578,000 | $ 144,000 | $ 45,000 |
| MUSKEGON, MI | 4 | $ 311,000 | $ 77,000 | $ 25,000 |
| OSHKOSH-NEENAH, WI | 4 | $ 498,000 | $ 124,000 | $ 36,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 1,334,000 | $ 333,000 | $ 23,000 |
| PANAMA CITY, FL | 4 | $ 662,000 | $ 165,000 | $ 20,000 |
| PEORIA, IL | 4 | $ 480,000 | $ 120,000 | $ 64,000 |
| RACINE, WI | 4 | $ 607,000 | $ 151,000 | $ 12,000 |
| REDDING, CA | 4 | $ 938,000 | $ 234,000 | $ 47,000 |
| SAGINAW, MI | 4 | $ 363,000 | $ 90,000 | $ 21,000 |
| SANTA FE, NM | 4 | $ 1,585,000 | $ 396,000 | $ 430,000 |
| SANTA MARIA-SANTA BARBARA, CA | 4 | $ 1,408,000 | $ 352,000 | $ 35,000 |
| SANTA ROSA, CA | 4 | $ 925,000 | $ 231,000 | $ 66,000 |
| SHERMAN-DENISON, TX | 4 | $ 332,000 | $ 83,000 | $ 12,000 |
| SPARTANBURG, SC | 4 | $ 546,000 | $ 136,000 | $ 38,000 |
| ST. JOSEPH, MO-KS | 4 | $ 465,000 | $ 116,000 | $ 12,000 |
| STAUNTON-WAYNESBORO, VA | 4 | $ 595,000 | $ 148,000 | $ 27,000 |
| TALLAHASSEE, FL | 4 | $ 500,000 | $ 125,000 | $ 0 |
| WAUSAU, WI | 4 | $ 504,000 | $ 126,000 | $ 66,000 |
| YUMA, AZ | 4 | $ 528,000 | $ 132,000 | $ 8,000 |
| ANCHORAGE, AK | 3 | $ 339,000 | $ 113,000 | $ 0 |
| APPLETON, WI | 3 | $ 406,000 | $ 135,000 | $ 45,000 |
| BECKLEY, WV | 3 | $ 343,000 | $ 114,000 | $ 59,000 |
| CHARLESTON, WV | 3 | $ 305,000 | $ 101,000 | $ 13,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 328,000 | $ 109,000 | $ 0 |
| ELKHART-GOSHEN, IN | 3 | $ 240,000 | $ 80,000 | $ 25,000 |
| FOND DU LAC, WI | 3 | $ 371,000 | $ 123,000 | $ 14,000 |
| HATTIESBURG, MS | 3 | $ 294,000 | $ 98,000 | $ 0 |
| JACKSON, MI | 3 | $ 314,000 | $ 104,000 | $ 43,000 |
| JACKSON, TN | 3 | $ 324,000 | $ 108,000 | $ 16,000 |
| KANKAKEE, IL | 3 | $ 426,000 | $ 142,000 | $ 0 |
| LINCOLN, NE | 3 | $ 426,000 | $ 142,000 | $ 31,000 |
| MIDLAND, MI | 3 | $ 294,000 | $ 98,000 | $ 16,000 |
| MUNCIE, IN | 3 | $ 295,000 | $ 98,000 | $ 0 |
| TEXARKANA, TX-AR | 3 | $ 403,000 | $ 121,000 | $ 33,000 |
| THE VILLAGES, FL | 3 | $ 1,900,000 | $ 633,000 | $ 49,000 |
| TUSCALOOSA, AL | 3 | $ 364,000 | $ 121,000 | $ 0 |
| TYLER, TX | 3 | $ 331,000 | $ 110,000 | $ 20,000 |
| WENATCHEE, WA | 3 | $ 1,024,000 | $ 341,000 | $ 140,000 |
| AMARILLO, TX | 2 | $ 138,000 | $ 69,000 | $ 49,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 221,000 | $ 110,000 | $ 22,000 |
| BAY CITY, MI | 2 | $ 175,000 | $ 87,000 | $ 17,000 |
| BURLINGTON, NC | 2 | $ 280,000 | $ 140,000 | $ 0 |
| CARSON CITY, NV | 2 | $ 321,000 | $ 160,000 | $ 0 |
| DALTON, GA | 2 | $ 379,000 | $ 189,000 | $ 0 |
| FAIRBANKS, AK | 2 | $ 328,000 | $ 164,000 | $ 0 |
| FLORENCE, SC | 2 | $ 289,000 | $ 144,000 | $ 16,000 |
| GOLDSBORO, NC | 2 | $ 223,000 | $ 111,000 | $ 84,000 |
| HINESVILLE, GA | 2 | $ 244,000 | $ 122,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 2 | $ 216,000 | $ 108,000 | $ 50,000 |
| KOKOMO, IN | 2 | $ 190,000 | $ 95,000 | $ 16,000 |
| LA CROSSE-ONALASKA, WI-MN | 2 | $ 283,000 | $ 141,000 | $ 73,000 |
| LAKE CHARLES, LA | 2 | $ 302,000 | $ 151,000 | $ 88,000 |
| LAWRENCE, KS | 2 | $ 290,000 | $ 145,000 | $ 0 |
| LEWISTON, ID-WA | 2 | $ 268,000 | $ 134,000 | $ 0 |
| LUBBOCK, TX | 2 | $ 132,000 | $ 66,000 | $ 0 |
| MIDLAND, TX | 2 | $ 218,000 | $ 109,000 | $ 0 |
| MONROE, LA | 2 | $ 228,000 | $ 114,000 | $ 63,000 |
| NEW BERN, NC | 2 | $ 262,000 | $ 131,000 | $ 0 |
| ROCHESTER, MN | 2 | $ 333,000 | $ 166,000 | $ 39,000 |
| SAN ANGELO, TX | 2 | $ 278,000 | $ 139,000 | $ 0 |
| SHEBOYGAN, WI | 2 | $ 225,000 | $ 112,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 2 | $ 236,000 | $ 118,000 | $ 0 |
| TERRE HAUTE, IN | 2 | $ 374,000 | $ 187,000 | $ 24,000 |
| VALDOSTA, GA | 2 | $ 160,000 | $ 80,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 202,000 | $ 101,000 | $ 25,000 |
| AMES, IA | 1 | $ 139,000 | $ 139,000 | $ 92,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 133,000 | $ 133,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 200,000 | $ 200,000 | $ 257,000 |
| BLOOMINGTON, IL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| CHICO, CA | 1 | $ 54,000 | $ 54,000 | $ 0 |
| CLEVELAND, TN | 1 | $ 80,000 | $ 80,000 | $ 0 |
| DANVILLE, IL | 1 | $ 74,000 | $ 74,000 | $ 0 |
| DOTHAN, AL | 1 | $ 167,000 | $ 167,000 | $ 150,000 |
| DUBUQUE, IA | 1 | $ 100,000 | $ 100,000 | $ 0 |
| FARGO, ND-MN | 1 | $ 172,000 | $ 172,000 | $ 82,000 |
| FLAGSTAFF, AZ | 1 | $ 92,000 | $ 92,000 | $ 42,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 139,000 | $ 139,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 254,000 | $ 254,000 | $ 0 |
| GADSDEN, AL | 1 | $ 169,000 | $ 169,000 | $ 0 |
| GRAND FORKS, ND-MN | 1 | $ 168,000 | $ 168,000 | $ 52,000 |
| HANFORD-CORCORAN, CA | 1 | $ 86,000 | $ 86,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 142,000 | $ 142,000 | $ 19,000 |
| JEFFERSON CITY, MO | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| JOHNSON CITY, TN | 1 | $ 93,000 | $ 93,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 256,000 | $ 256,000 | $ 0 |
| LONGVIEW, TX | 1 | $ 110,000 | $ 110,000 | $ 0 |
| MADERA, CA | 1 | $ 203,000 | $ 203,000 | $ 0 |
| MANSFIELD, OH | 1 | $ 94,000 | $ 94,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 87,000 | $ 87,000 | $ 0 |
| ODESSA, TX | 1 | $ 158,000 | $ 158,000 | $ 0 |
| PINE BLUFF, AR | 1 | $ 60,000 | $ 60,000 | $ 0 |
| POCATELLO, ID | 1 | $ 103,000 | $ 103,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 267,000 | $ 267,000 | $ 0 |
| ROME, GA | 1 | $ 60,000 | $ 60,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 413,000 | $ 413,000 | $ 142,000 |
| SEBRING, FL | 1 | $ 58,000 | $ 58,000 | $ 50,000 |
| SIOUX FALLS, SD | 1 | $ 183,000 | $ 183,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 69,000 | $ 69,000 | $ 54,000 |
| SUMTER, SC | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| VICTORIA, TX | 1 | $ 173,000 | $ 173,000 | $ 71,000 |
| WACO, TX | 1 | $ 87,000 | $ 87,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 97,000 | $ 97,000 | $ 58,000 |
| WICHITA FALLS, TX | 1 | $ 65,000 | $ 65,000 | $ 0 |
| YUBA CITY, CA | 1 | $ 188,000 | $ 188,000 | $ 0 |
Mortgage Loan Application Detail Totals for Manufacturers And Traders Trust Company in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 18,195 | $5,861,681,000 | $322,000 | $99,999,000 | $69,000 | $5,300,000 |
| Refinancing | 12,023 | $2,763,731,000 | $229,000 | $63,780,000 | $68,000 | $9,999,000 |
| Home Improvement | 5,278 | $387,198,000 | $73,000 | $32,500,000 | $63,000 | $914,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,353 | $2,721,227,000 | $156,000 | $4,631,000 | $83,000 | $9,999,000 |
| Not applicable | 10,607 | $5,086,700,000 | $479,000 | $99,999,000 | $38,000 | $1,159,000 |
| Black or African American | 2,513 | $280,279,000 | $111,000 | $1,500,000 | $48,000 | $1,921,000 |
| Not Provided | 2,503 | $498,323,000 | $199,000 | $12,000,000 | $115,000 | $5,593,000 |
| Hispanic | 1,514 | $211,882,000 | $139,000 | $1,080,000 | $45,000 | $808,000 |
| Asian | 791 | $185,998,000 | $235,000 | $4,084,000 | $98,000 | $3,981,000 |
| American Indian or Alaskan Native | 142 | $17,295,000 | $121,000 | $680,000 | $65,000 | $570,000 |
| Native Hawaiian or Other Pacific Islander | 73 | $10,906,000 | $149,000 | $496,000 | $56,000 | $350,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,635 | $6,549,250,000 | $289,000 | $99,999,000 | $79,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 11,388 | $2,195,917,000 | $192,000 | $964,000 | $49,000 | $2,365,000 |
| VA-guaranteed (Veterans Administration) | 1,076 | $206,293,000 | $191,000 | $950,000 | $46,000 | $397,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 397 | $61,150,000 | $154,000 | $398,000 | $47,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 19,513 | $6,269,692,000 | $321,000 | $99,999,000 | $71,000 | $7,663,000 |
| Loan Purchased By The Institution | 7,423 | $1,542,581,000 | $207,000 | $964,000 | $54,000 | $700,000 |
| Application Denied By Financial Institution | 4,983 | $490,231,000 | $98,000 | $4,000,000 | $65,000 | $5,593,000 |
| Application Withdrawn By Applicant | 1,577 | $358,690,000 | $227,000 | $12,000,000 | $104,000 | $9,999,000 |
| Application Approved But Not Accepted | 1,340 | $237,046,000 | $176,000 | $2,835,000 | $70,000 | $3,920,000 |
| File Closed For Incompleteness | 570 | $95,656,000 | $167,000 | $3,900,000 | $67,000 | $4,019,000 |
| Preapproval Denied by Financial Institution | 90 | $18,714,000 | $207,000 | $854,000 | $58,000 | $323,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Manufacturers And Traders Trust Company's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Manufacturers And Traders Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.