M&T Bank Mortgage Lending & HMDA Data, 2017

In 2017, M&T Bank of Buffalo, NY reported 27,707 mortgage applications totaling $5.8 billion, down 17% from 2016. The average application was for $209,695, and applicants reported an average income of $82,900. 53% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Buffalo-Cheektowaga-Niagara Falls, NY (3,238), New York-Jersey City-White Plains, NY-NJ (2,432) and Baltimore-Columbia-Towson, MD (1,973) (applications in parentheses).

Mortgage Company & Address M&T Bank
701 Seneca Street - Suite 330n
Buffalo, NY 14203
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 27,707
Total Mortgage Loan Application Amount $5,810,040,000
Average Mortgage Loan Application Amount $209,695
Highest Mortgage Loan Application Amount $57,810,000
Average Applicant Income $82,900
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for M&T Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Erie, New York 2,764 $ 340,045,000 $ 123,026 $ 74,000
Monroe, New York 1,009 $ 130,874,000 $ 129,706 $ 64,000
Baltimore, Maryland 671 $ 79,358,000 $ 118,268 $ 77,000
Suffolk, New York 641 $ 164,089,000 $ 255,989 $ 101,000
New Castle, Delaware 597 $ 112,209,000 $ 187,954 $ 89,000
Baltimore City, Maryland 575 $ 100,442,000 $ 174,681 $ 57,000
Onondaga, New York 524 $ 48,615,000 $ 92,776 $ 80,000
Niagara, New York 474 $ 46,997,000 $ 99,149 $ 56,000
York, Pennsylvania 427 $ 43,817,000 $ 102,615 $ 70,000
Broome, New York 362 $ 23,228,000 $ 64,165 $ 55,000
Essex, New Jersey 354 $ 75,711,000 $ 213,872 $ 85,000
Nassau, New York 330 $ 106,899,000 $ 323,936 $ 120,000
Maricopa, Arizona 318 $ 62,887,000 $ 197,757 $ 59,000
Sussex, Delaware 317 $ 40,833,000 $ 128,810 $ 85,000
Fairfield, Connecticut 315 $ 138,874,000 $ 440,869 $ 138,000
Prince George's, Maryland 301 $ 56,531,000 $ 187,810 $ 78,000
Chautauqua, New York 297 $ 28,251,000 $ 95,121 $ 62,000
Kings, New York 294 $ 120,722,000 $ 410,619 $ 88,000
Philadelphia, Pennsylvania 293 $ 54,665,000 $ 186,569 $ 55,000
Anne Arundel, Maryland 273 $ 47,267,000 $ 173,139 $ 93,000
Montgomery, Maryland 273 $ 83,288,000 $ 305,084 $ 134,000
Queens, New York 272 $ 116,386,000 $ 427,889 $ 91,000
Westchester, New York 260 $ 76,892,000 $ 295,738 $ 109,000
Orange, New York 247 $ 61,795,000 $ 250,182 $ 82,000
Luzerne, Pennsylvania 243 $ 19,292,000 $ 79,390 $ 76,000
Middlesex, New Jersey 234 $ 62,041,000 $ 265,132 $ 88,000
Bergen, New Jersey 226 $ 76,401,000 $ 338,057 $ 135,000
Harford, Maryland 224 $ 31,149,000 $ 139,058 $ 80,000
Salt Lake, Utah 224 $ 61,055,000 $ 272,566 $ 95,000
Bronx, New York 202 $ 103,500,000 $ 512,376 $ 84,000
King, Washington 196 $ 87,947,000 $ 448,709 $ 133,000
Oneida, New York 194 $ 26,805,000 $ 138,170 $ 60,000
Franklin, Pennsylvania 178 $ 20,135,000 $ 113,117 $ 63,000
Union, New Jersey 170 $ 49,736,000 $ 292,564 $ 104,000
Dutchess, New York 169 $ 34,945,000 $ 206,775 $ 89,000
Frederick, Maryland 159 $ 29,868,000 $ 187,849 $ 88,000
Fairfax, Virginia 145 $ 60,514,000 $ 417,337 $ 138,000
Passaic, New Jersey 143 $ 36,289,000 $ 253,769 $ 73,000
Blair, Pennsylvania 138 $ 9,034,000 $ 65,463 $ 63,000
Albany, New York 137 $ 22,357,000 $ 163,189 $ 95,000
Berks, Pennsylvania 137 $ 10,518,000 $ 76,773 $ 56,000
Kent, Delaware 136 $ 13,291,000 $ 97,727 $ 60,000
Hudson, New Jersey 134 $ 38,700,000 $ 288,805 $ 105,000
Prince William, Virginia 133 $ 35,269,000 $ 265,180 $ 98,000
Schuylkill, Pennsylvania 132 $ 6,481,000 $ 49,098 $ 49,000
Utah, Utah 124 $ 29,897,000 $ 241,104 $ 75,000
Washington, Maryland 122 $ 10,847,000 $ 88,909 $ 71,000
Henrico, Virginia 122 $ 39,669,000 $ 325,155 $ 134,000
District of Columbia, District Of Columbia 114 $ 41,160,000 $ 361,052 $ 158,000
Sanpete, Utah 114 $ 20,944,000 $ 183,719 $ 62,000
Snohomish, Washington 112 $ 36,082,000 $ 322,160 $ 102,000
Cook, Illinois 111 $ 24,640,000 $ 221,981 $ 61,000
Pierce, Washington 111 $ 43,983,000 $ 396,243 $ 78,000
Genesee, New York 109 $ 8,225,000 $ 75,458 $ 58,000
Dauphin, Pennsylvania 108 $ 13,510,000 $ 125,092 $ 74,000
Saratoga, New York 104 $ 77,502,000 $ 745,211 $ 70,000
Ulster, New York 104 $ 13,180,000 $ 126,730 $ 84,000
Carroll, Maryland 102 $ 17,732,000 $ 173,843 $ 83,000
Howard, Maryland 101 $ 23,209,000 $ 229,792 $ 103,000
Monmouth, New Jersey 101 $ 40,144,000 $ 397,465 $ 150,000
Cattaraugus, New York 101 $ 6,656,000 $ 65,900 $ 67,000
Multnomah, Oregon 101 $ 32,129,000 $ 318,108 $ 124,000
Ocean, New Jersey 98 $ 25,312,000 $ 258,285 $ 120,000
Clark, Nevada 96 $ 18,610,000 $ 193,854 $ 47,000
Adams, Pennsylvania 95 $ 11,693,000 $ 123,084 $ 78,000
Morris, New Jersey 92 $ 29,940,000 $ 325,434 $ 117,000
Cumberland, Pennsylvania 92 $ 17,795,000 $ 193,423 $ 75,000
Clark, Washington 92 $ 30,488,000 $ 331,391 $ 112,000
Los Angeles, California 89 $ 24,025,000 $ 269,943 $ 68,000
Rensselaer, New York 89 $ 17,100,000 $ 192,134 $ 61,000
Camden, New Jersey 88 $ 12,197,000 $ 138,602 $ 68,000
Clackamas, Oregon 87 $ 28,057,000 $ 322,494 $ 100,000
Delaware, Pennsylvania 85 $ 12,374,000 $ 145,576 $ 75,000
Lancaster, Pennsylvania 85 $ 28,926,000 $ 340,305 $ 77,000
Burlington, New Jersey 84 $ 17,627,000 $ 209,845 $ 133,000
Richmond, New York 84 $ 31,228,000 $ 371,761 $ 84,000
Schenectady, New York 84 $ 10,206,000 $ 121,500 $ 61,000
Montgomery, Pennsylvania 83 $ 20,339,000 $ 245,048 $ 92,000
Hartford, Connecticut 81 $ 30,468,000 $ 376,148 $ 50,000
Northumberland, Pennsylvania 81 $ 4,894,000 $ 60,419 $ 53,000
Chesterfield, Virginia 81 $ 20,654,000 $ 254,987 $ 104,000
Herkimer, New York 80 $ 4,510,000 $ 56,375 $ 66,000
Cayuga, New York 76 $ 8,076,000 $ 106,263 $ 91,000
Tioga, New York 75 $ 6,667,000 $ 88,893 $ 62,000
Otsego, New York 73 $ 7,387,000 $ 101,191 $ 69,000
Riverside, California 72 $ 18,792,000 $ 261,000 $ 70,000
Bucks, Pennsylvania 72 $ 41,876,000 $ 581,611 $ 173,000
Chenango, New York 70 $ 5,711,000 $ 81,585 $ 66,000
Rockland, New York 70 $ 31,033,000 $ 443,328 $ 125,000
New York, New York 67 $ 115,543,000 $ 1,724,522 $ 389,000
Arapahoe, Colorado 64 $ 16,825,000 $ 262,890 $ 90,000
New Haven, Connecticut 64 $ 16,962,000 $ 265,031 $ 65,000
Cecil, Maryland 64 $ 7,026,000 $ 109,781 $ 61,000
Charles, Maryland 64 $ 10,527,000 $ 164,484 $ 72,000
Washington, Oregon 64 $ 17,972,000 $ 280,812 $ 82,000
Bradford, Pennsylvania 64 $ 5,571,000 $ 87,046 $ 53,000
Broward, Florida 63 $ 14,031,000 $ 222,714 $ 109,000
Wicomico, Maryland 63 $ 2,161,000 $ 34,301 $ 48,000
Wayne, New York 63 $ 6,048,000 $ 96,000 $ 68,000
Centre, Pennsylvania 61 $ 6,519,000 $ 106,868 $ 66,000
Orleans, New York 59 $ 3,635,000 $ 61,610 $ 58,000
Oswego, New York 58 $ 4,573,000 $ 78,844 $ 56,000
Bedford, Pennsylvania 58 $ 2,780,000 $ 47,931 $ 62,000
Worcester, Massachusetts 57 $ 11,490,000 $ 201,578 $ 55,000
Palm Beach, Florida 56 $ 21,160,000 $ 377,857 $ 376,000
Pinal, Arizona 54 $ 9,712,000 $ 179,851 $ 58,000
Allegany, Maryland 54 $ 3,304,000 $ 61,185 $ 48,000
Ravalli, Montana 53 $ 11,469,000 $ 216,396 $ 72,000
Wyoming, New York 53 $ 3,900,000 $ 73,584 $ 51,000
Chester, Pennsylvania 53 $ 10,880,000 $ 205,283 $ 133,000
Loudoun, Virginia 53 $ 16,987,000 $ 320,509 $ 107,000
San Bernardino, California 52 $ 12,117,000 $ 233,019 $ 60,000
Ontario, New York 52 $ 6,555,000 $ 126,057 $ 83,000
Lycoming, Pennsylvania 52 $ 4,838,000 $ 93,038 $ 76,000
Sussex, New Jersey 51 $ 11,757,000 $ 230,529 $ 86,000
Livingston, New York 51 $ 4,217,000 $ 82,686 $ 55,000
Steuben, New York 51 $ 4,567,000 $ 89,549 $ 72,000
Sullivan, New York 51 $ 4,297,000 $ 84,254 $ 56,000
Monroe, Pennsylvania 51 $ 20,336,000 $ 398,745 $ 72,000
Davis, Utah 51 $ 12,283,000 $ 240,843 $ 73,000
Goochland, Virginia 50 $ 14,448,000 $ 288,960 $ 134,000
Somerset, New Jersey 49 $ 14,967,000 $ 305,448 $ 104,000
Columbia, Pennsylvania 49 $ 3,084,000 $ 62,938 $ 63,000
Calvert, Maryland 48 $ 3,877,000 $ 80,770 $ 84,000
Cuyahoga, Ohio 48 $ 5,412,000 $ 112,750 $ 38,000
Erie, Pennsylvania 47 $ 6,347,000 $ 135,042 $ 62,000
Tooele, Utah 45 $ 10,133,000 $ 225,177 $ 67,000
Stafford, Virginia 45 $ 15,898,000 $ 353,288 $ 107,000
Worcester, Maryland 44 $ 8,518,000 $ 193,590 $ 153,000
Cortland, New York 43 $ 3,215,000 $ 74,767 $ 47,000
Madison, New York 43 $ 6,078,000 $ 141,348 $ 68,000
Putnam, New York 43 $ 9,538,000 $ 221,813 $ 136,000
Essex, Massachusetts 41 $ 14,792,000 $ 360,780 $ 167,000
Gloucester, New Jersey 41 $ 7,230,000 $ 176,341 $ 87,000
Mercer, New Jersey 41 $ 8,946,000 $ 218,195 $ 93,000
Miami-Dade, Florida 40 $ 15,659,000 $ 391,475 $ 172,000
San Diego, California 39 $ 11,716,000 $ 300,410 $ 78,000
Gwinnett, Georgia 38 $ 7,127,000 $ 187,552 $ 47,000
Jefferson, New York 38 $ 4,554,000 $ 119,842 $ 47,000
Lehigh, Pennsylvania 38 $ 5,895,000 $ 155,131 $ 110,000
Mineral, West Virginia 38 $ 1,918,000 $ 50,473 $ 48,000
New London, Connecticut 37 $ 24,661,000 $ 666,513 $ 52,000
Franklin, Ohio 37 $ 5,743,000 $ 155,216 $ 53,000
Spotsylvania, Virginia 37 $ 9,583,000 $ 259,000 $ 81,000
Fresno, California 35 $ 6,874,000 $ 196,400 $ 56,000
Lebanon, Pennsylvania 35 $ 2,829,000 $ 80,828 $ 51,000
Sacramento, California 34 $ 7,846,000 $ 230,764 $ 62,000
Clearfield, Pennsylvania 34 $ 7,145,000 $ 210,147 $ 46,000
Weber, Utah 34 $ 6,420,000 $ 188,823 $ 65,000
Adams, Colorado 33 $ 8,290,000 $ 251,212 $ 81,000
Douglas, Colorado 33 $ 11,232,000 $ 340,363 $ 251,000
Jefferson, Colorado 33 $ 9,532,000 $ 288,848 $ 94,000
Plymouth, Massachusetts 33 $ 9,556,000 $ 289,575 $ 80,000
Lackawanna, Pennsylvania 33 $ 3,948,000 $ 119,636 $ 80,000
Denver, Colorado 32 $ 48,126,000 $ 1,503,937 $ 82,000
Litchfield, Connecticut 32 $ 7,167,000 $ 223,968 $ 225,000
Pima, Arizona 31 $ 4,728,000 $ 152,516 $ 39,000
Atlantic, New Jersey 31 $ 5,945,000 $ 191,774 $ 56,000
Chemung, New York 31 $ 2,956,000 $ 95,354 $ 52,000
Tompkins, New York 31 $ 5,257,000 $ 169,580 $ 74,000
Marion, Oregon 31 $ 6,499,000 $ 209,645 $ 77,000
Clinton, Pennsylvania 31 $ 1,054,000 $ 34,000 $ 63,000
Harris, Texas 31 $ 3,350,000 $ 108,064 $ 21,000
Kern, California 30 $ 5,020,000 $ 167,333 $ 52,000
Lincoln, Oregon 30 $ 5,898,000 $ 196,600 $ 83,000
Oakland, Michigan 29 $ 4,444,000 $ 153,241 $ 52,000
Bexar, Texas 29 $ 4,967,000 $ 171,275 $ 42,000
Hampden, Massachusetts 28 $ 4,699,000 $ 167,821 $ 43,000
Delaware, New York 28 $ 2,822,000 $ 100,785 $ 69,000
Warren, New York 28 $ 6,413,000 $ 229,035 $ 77,000
Lane, Oregon 28 $ 6,294,000 $ 224,785 $ 70,000
Juab, Utah 28 $ 5,255,000 $ 187,678 $ 68,000
Berkeley, West Virginia 28 $ 3,428,000 $ 122,428 $ 88,000
Queen Anne's, Maryland 27 $ 6,654,000 $ 246,444 $ 173,000
Wayne, Michigan 27 $ 2,909,000 $ 107,740 $ 49,000
Yates, New York 27 $ 2,795,000 $ 103,518 $ 65,000
Union, Pennsylvania 27 $ 3,042,000 $ 112,666 $ 96,000
James City, Virginia 27 $ 8,464,000 $ 313,481 $ 156,000
Pinellas, Florida 26 $ 6,291,000 $ 241,961 $ 112,000
Ada, Idaho 26 $ 4,892,000 $ 188,153 $ 44,000
Northampton, Pennsylvania 26 $ 3,559,000 $ 136,884 $ 96,000
Fulton, Georgia 24 $ 5,174,000 $ 215,583 $ 79,000
Taos, New Mexico 24 $ 5,452,000 $ 227,166 $ 84,000
Allegany, New York 24 $ 1,072,000 $ 44,666 $ 60,000
Contra Costa, California 23 $ 7,909,000 $ 343,869 $ 72,000
Solano, California 23 $ 6,901,000 $ 300,043 $ 72,000
Washington, New York 23 $ 2,721,000 $ 118,304 $ 62,000
Thurston, Washington 23 $ 6,467,000 $ 281,173 $ 74,000
Orange, California 22 $ 8,175,000 $ 371,590 $ 90,000
Caroline, Maryland 22 $ 1,533,000 $ 69,681 $ 59,000
Middlesex, Massachusetts 22 $ 8,022,000 $ 364,636 $ 93,000
San Joaquin, California 21 $ 5,084,000 $ 242,095 $ 61,000
Orange, Florida 21 $ 3,913,000 $ 186,333 $ 68,000
DeKalb, Georgia 21 $ 3,253,000 $ 154,904 $ 40,000
Garrett, Maryland 21 $ 1,642,000 $ 78,190 $ 67,000
St. Mary's, Maryland 21 $ 3,116,000 $ 148,380 $ 61,000
Fulton, New York 21 $ 1,202,000 $ 57,238 $ 39,000
Snyder, Pennsylvania 21 $ 1,296,000 $ 61,714 $ 47,000
Clayton, Georgia 20 $ 2,704,000 $ 135,200 $ 43,000
Cape May, New Jersey 20 $ 9,956,000 $ 497,800 $ 339,000
Montour, Pennsylvania 20 $ 924,000 $ 46,200 $ 63,000
Dallas, Texas 20 $ 2,437,000 $ 121,850 $ 38,000
Lee, Florida 19 $ 4,773,000 $ 251,210 $ 173,000
Summit, Ohio 19 $ 2,325,000 $ 122,368 $ 35,000
Sevier, Utah 19 $ 3,291,000 $ 173,210 $ 59,000
Duval, Florida 18 $ 2,678,000 $ 148,777 $ 37,000
Washoe, Nevada 18 $ 3,127,000 $ 173,722 $ 46,000
Hunterdon, New Jersey 18 $ 5,001,000 $ 277,833 $ 126,000
Mecklenburg, North Carolina 18 $ 2,548,000 $ 141,555 $ 35,000
Carbon, Pennsylvania 18 $ 1,234,000 $ 68,555 $ 56,000
Kitsap, Washington 18 $ 4,965,000 $ 275,833 $ 91,000
Tulare, California 17 $ 3,418,000 $ 201,058 $ 58,000
Weld, Colorado 17 $ 4,391,000 $ 258,294 $ 69,000
Hillsborough, Florida 17 $ 2,527,000 $ 148,647 $ 25,000
St. Lawrence, New York 17 $ 1,890,000 $ 111,176 $ 87,000
Tarrant, Texas 17 $ 2,474,000 $ 145,529 $ 84,000
Washington, Utah 17 $ 3,792,000 $ 223,058 $ 132,000
Virginia Beach, Virginia 17 $ 3,673,000 $ 216,058 $ 37,000
Summit, Colorado 16 $ 7,620,000 $ 476,250 $ 208,000
Cobb, Georgia 16 $ 3,223,000 $ 201,437 $ 45,000
Talbot, Maryland 16 $ 4,757,000 $ 297,312 $ 188,000
Norfolk, Massachusetts 16 $ 91,955,000 $ 5,747,187 $ 103,000
Cumberland, New Jersey 16 $ 2,117,000 $ 132,312 $ 30,000
Cambria, Pennsylvania 16 $ 855,000 $ 53,437 $ 57,000
Pike, Pennsylvania 16 $ 2,795,000 $ 174,687 $ 88,000
Providence, Rhode Island 16 $ 3,189,000 $ 199,312 $ 45,000
Shelby, Tennessee 16 $ 2,203,000 $ 137,687 $ 43,000
St. Lucie, Florida 15 $ 3,076,000 $ 205,066 $ 90,000
Bristol, Massachusetts 15 $ 3,125,000 $ 208,333 $ 38,000
Wake, North Carolina 15 $ 23,126,000 $ 1,541,733 $ 80,000
Lorain, Ohio 15 $ 2,010,000 $ 134,000 $ 42,000
Yamhill, Oregon 15 $ 3,922,000 $ 261,466 $ 59,000
Allegheny, Pennsylvania 15 $ 2,748,000 $ 183,200 $ 75,000
Richmond City, Virginia 15 $ 2,276,000 $ 151,733 $ 100,000
Henry, Georgia 14 $ 2,227,000 $ 159,071 $ 51,000
Hennepin, Minnesota 14 $ 2,875,000 $ 205,357 $ 66,000
Columbia, New York 14 $ 2,079,000 $ 148,500 $ 68,000
Seneca, New York 14 $ 1,643,000 $ 117,357 $ 95,000
Columbia, Oregon 14 $ 3,439,000 $ 245,642 $ 79,000
Deschutes, Oregon 14 $ 4,400,000 $ 314,285 $ 82,000
Cowlitz, Washington 14 $ 3,191,000 $ 227,928 $ 68,000
Alameda, California 13 $ 3,462,000 $ 266,307 $ 54,000
Osceola, Florida 13 $ 2,921,000 $ 224,692 $ 74,000
Volusia, Florida 13 $ 2,704,000 $ 208,000 $ 89,000
DuPage, Illinois 13 $ 2,804,000 $ 215,692 $ 122,000
Will, Illinois 13 $ 2,227,000 $ 171,307 $ 52,000
Lake, Indiana 13 $ 1,668,000 $ 128,307 $ 30,000
Linn, Oregon 13 $ 2,479,000 $ 190,692 $ 64,000
Wyoming, Pennsylvania 13 $ 1,794,000 $ 138,000 $ 77,000
Fauquier, Virginia 13 $ 4,902,000 $ 377,076 $ 110,000
Hanover, Virginia 13 $ 2,069,000 $ 159,153 $ 105,000
Manassas, Virginia 13 $ 2,604,000 $ 200,307 $ 77,000
Jefferson, Alabama 12 $ 1,692,000 $ 141,000 $ 45,000
El Paso, Colorado 12 $ 2,869,000 $ 239,083 $ 47,000
Elbert, Colorado 12 $ 4,520,000 $ 376,666 $ 106,000
Tolland, Connecticut 12 $ 2,193,000 $ 182,750 $ 63,000
Polk, Florida 12 $ 1,604,000 $ 133,666 $ 34,000
Canyon, Idaho 12 $ 1,758,000 $ 146,500 $ 65,000
Jefferson, Kentucky 12 $ 1,480,000 $ 123,333 $ 27,000
Suffolk, Massachusetts 12 $ 5,991,000 $ 499,250 $ 94,000
Macomb, Michigan 12 $ 1,606,000 $ 133,833 $ 23,000
Stark, Ohio 12 $ 1,818,000 $ 151,500 $ 53,000
Fort Bend, Texas 12 $ 1,899,000 $ 158,250 $ 64,000
Cache, Utah 12 $ 2,052,000 $ 171,000 $ 45,000
Clallam, Washington 12 $ 2,058,000 $ 171,500 $ 55,000
Madera, California 11 $ 2,065,000 $ 187,727 $ 50,000
Sarasota, Florida 11 $ 3,130,000 $ 284,545 $ 234,000
Seminole, Florida 11 $ 2,496,000 $ 226,909 $ 171,000
Cherokee, Georgia 11 $ 1,922,000 $ 174,727 $ 52,000
Marion, Indiana 11 $ 1,769,000 $ 160,818 $ 67,000
Cumberland, Maine 11 $ 1,997,000 $ 181,545 $ 63,000
Dorchester, Maryland 11 $ 1,061,000 $ 96,454 $ 45,000
Anoka, Minnesota 11 $ 2,810,000 $ 255,454 $ 63,000
Dakota, Minnesota 11 $ 2,240,000 $ 203,636 $ 47,000
Warren, New Jersey 11 $ 1,714,000 $ 155,818 $ 281,000
Bernalillo, New Mexico 11 $ 1,424,000 $ 129,454 $ 44,000
Montgomery, New York 11 $ 591,000 $ 53,727 $ 45,000
Schoharie, New York 11 $ 1,441,000 $ 131,000 $ 61,000
Tillamook, Oregon 11 $ 2,702,000 $ 245,636 $ 154,000
Susquehanna, Pennsylvania 11 $ 1,305,000 $ 118,636 $ 90,000
Horry, South Carolina 11 $ 2,784,000 $ 253,090 $ 140,000
Chesapeake, Virginia 11 $ 2,372,000 $ 215,636 $ 76,000
Warren, Virginia 11 $ 2,288,000 $ 208,000 $ 61,000
Whatcom, Washington 11 $ 2,323,000 $ 211,181 $ 72,000
Morgan, West Virginia 11 $ 798,000 $ 72,545 $ 59,000
Middlesex, Connecticut 10 $ 2,521,000 $ 252,100 $ 75,000
Brevard, Florida 10 $ 1,505,000 $ 150,500 $ 81,000
Kane, Illinois 10 $ 1,862,000 $ 186,200 $ 49,000
York, Maine 10 $ 1,909,000 $ 190,900 $ 41,000
Jackson, Missouri 10 $ 1,068,000 $ 106,800 $ 35,000
Oklahoma, Oklahoma 10 $ 1,612,000 $ 161,200 $ 48,000
Morrow, Oregon 10 $ 1,502,000 $ 150,200 $ 89,000
Perry, Pennsylvania 10 $ 1,069,000 $ 106,900 $ 64,000
El Paso, Texas 10 $ 1,075,000 $ 107,500 $ 25,000
Travis, Texas 10 $ 1,572,000 $ 157,200 $ 33,000
Alexandria, Virginia 10 $ 4,518,000 $ 451,800 $ 95,000
Arlington, Virginia 10 $ 4,658,000 $ 465,800 $ 131,000
Caroline, Virginia 10 $ 2,996,000 $ 299,600 $ 129,000
Mohave, Arizona 9 $ 1,464,000 $ 162,666 $ 38,000
Stanislaus, California 9 $ 1,745,000 $ 193,888 $ 51,000
Larimer, Colorado 9 $ 2,317,000 $ 257,444 $ 105,000
Pasco, Florida 9 $ 1,553,000 $ 172,555 $ 53,000
Hillsborough, New Hampshire 9 $ 1,860,000 $ 206,666 $ 44,000
Clinton, New York 9 $ 1,174,000 $ 130,444 $ 73,000
Guilford, North Carolina 9 $ 1,383,000 $ 153,666 $ 21,000
Jackson, Oregon 9 $ 1,778,000 $ 197,555 $ 46,000
Umatilla, Oregon 9 $ 1,717,000 $ 190,777 $ 74,000
Westmoreland, Pennsylvania 9 $ 1,237,000 $ 137,444 $ 52,000
Richland, South Carolina 9 $ 1,141,000 $ 126,777 $ 19,000
Collin, Texas 9 $ 1,411,000 $ 156,777 $ 53,000
Frederick, Virginia 9 $ 1,696,000 $ 188,444 $ 55,000
Benton, Washington 9 $ 1,989,000 $ 221,000 $ 76,000
Spokane, Washington 9 $ 1,695,000 $ 188,333 $ 64,000
Jefferson, West Virginia 9 $ 2,449,000 $ 272,111 $ 162,000
Yavapai, Arizona 8 $ 1,307,000 $ 163,375 $ 44,000
Collier, Florida 8 $ 3,241,000 $ 405,125 $ 800,000
Lake, Florida 8 $ 1,159,000 $ 144,875 $ 39,000
Coweta, Georgia 8 $ 1,491,000 $ 186,375 $ 73,000
East Baton Rouge, Louisiana 8 $ 1,051,000 $ 131,375 $ 37,000
Kent, Maryland 8 $ 2,351,000 $ 293,875 $ 40,000
Rockingham, New Hampshire 8 $ 1,821,000 $ 227,625 $ 59,000
Lake, Ohio 8 $ 864,000 $ 108,000 $ 42,000
Charleston, South Carolina 8 $ 1,689,000 $ 211,125 $ 108,000
Bell, Texas 8 $ 985,000 $ 123,125 $ 18,000
Emery, Utah 8 $ 1,571,000 $ 196,375 $ 72,000
Wasatch, Utah 8 $ 3,043,000 $ 380,375 $ 153,000
Accomack, Virginia 8 $ 1,230,000 $ 153,750 $ 75,000
Culpeper, Virginia 8 $ 2,280,000 $ 285,000 $ 78,000
Hampton, Virginia 8 $ 1,191,000 $ 148,875 $ 49,000
Grays Harbor, Washington 8 $ 1,768,000 $ 221,000 $ 123,000
Hampshire, West Virginia 8 $ 657,000 $ 82,125 $ 36,000
Navajo, Arizona 7 $ 1,083,000 $ 154,714 $ 41,000
Pulaski, Arkansas 7 $ 662,000 $ 94,571 $ 19,000
Merced, California 7 $ 1,156,000 $ 165,142 $ 48,000
Paulding, Georgia 7 $ 1,347,000 $ 192,428 $ 69,000
Bonneville, Idaho 7 $ 933,000 $ 133,285 $ 53,000
Hampshire, Massachusetts 7 $ 24,041,000 $ 3,434,428 $ 74,000
Ramsey, Minnesota 7 $ 1,661,000 $ 237,285 $ 76,000
DeSoto, Mississippi 7 $ 919,000 $ 131,285 $ 42,000
Salem, New Jersey 7 $ 1,106,000 $ 158,000 $ 97,000
Dona Ana, New Mexico 7 $ 1,114,000 $ 159,142 $ 33,000
Hamilton, Ohio 7 $ 758,000 $ 108,285 $ 15,000
Clatsop, Oregon 7 $ 1,399,000 $ 199,857 $ 94,000
Huntingdon, Pennsylvania 7 $ 158,000 $ 22,571 $ 42,000
Dorchester, South Carolina 7 $ 1,111,000 $ 158,714 $ 58,000
Greenville, South Carolina 7 $ 1,009,000 $ 144,142 $ 37,000
Davidson, Tennessee 7 $ 1,210,000 $ 172,857 $ 64,000
Millard, Utah 7 $ 1,153,000 $ 164,714 $ 53,000
Skagit, Washington 7 $ 2,309,000 $ 329,857 $ 141,000
Yakima, Washington 7 $ 1,092,000 $ 156,000 $ 52,000
Milwaukee, Wisconsin 7 $ 904,000 $ 129,142 $ 34,000
Madison, Alabama 6 $ 991,000 $ 165,166 $ 97,000
Mobile, Alabama 6 $ 694,000 $ 115,666 $ 25,000
Montgomery, Alabama 6 $ 667,000 $ 111,166 $ 11,000
Yuma, Arizona 6 $ 737,000 $ 122,833 $ 33,000
Santa Clara, California 6 $ 1,419,000 $ 236,500 $ 47,000
Shasta, California 6 $ 1,117,000 $ 186,166 $ 53,000
Windham, Connecticut 6 $ 958,000 $ 159,666 $ 26,000
Charlotte, Florida 6 $ 1,197,000 $ 199,500 $ 478,000
Indian River, Florida 6 $ 1,954,000 $ 325,666 $ 150,000
Manatee, Florida 6 $ 1,935,000 $ 322,500 $ 322,000
Marion, Florida 6 $ 530,000 $ 88,333 $ 64,000
Carroll, Georgia 6 $ 751,000 $ 125,166 $ 33,000
Houston, Georgia 6 $ 908,000 $ 151,333 $ 72,000
Orleans, Louisiana 6 $ 1,062,000 $ 177,000 $ 52,000
Somerset, Maryland 6 $ 498,000 $ 83,000 $ 88,000
Barnstable, Massachusetts 6 $ 51,438,000 $ 8,573,000 $ 133,000
Washington, Minnesota 6 $ 1,117,000 $ 186,166 $ 91,000
Dawson, Montana 6 $ 1,300,000 $ 216,666 $ 60,000
Gallatin, Montana 6 $ 1,076,000 $ 179,333 $ 54,000
Merrimack, New Hampshire 6 $ 959,000 $ 159,833 $ 56,000
Strafford, New Hampshire 6 $ 1,254,000 $ 209,000 $ 75,000
Greene, New York 6 $ 1,106,000 $ 184,333 $ 74,000
Dare, North Carolina 6 $ 2,064,000 $ 344,000 $ 380,000
Durham, North Carolina 6 $ 661,000 $ 110,166 $ 0
Licking, Ohio 6 $ 976,000 $ 162,666 $ 74,000
Mahoning, Ohio 6 $ 388,000 $ 64,666 $ 13,000
Medina, Ohio 6 $ 961,000 $ 160,166 $ 61,000
Trumbull, Ohio 6 $ 476,000 $ 79,333 $ 19,000
Tulsa, Oklahoma 6 $ 2,228,000 $ 371,333 $ 108,000
Josephine, Oregon 6 $ 1,521,000 $ 253,500 $ 69,000
Fulton, Pennsylvania 6 $ 394,000 $ 65,666 $ 54,000
Sullivan, Pennsylvania 6 $ 831,000 $ 138,500 $ 126,000
Berkeley, South Carolina 6 $ 902,000 $ 150,333 $ 34,000
York, South Carolina 6 $ 973,000 $ 162,166 $ 94,000
Box Elder, Utah 6 $ 1,486,000 $ 247,666 $ 91,000
King George, Virginia 6 $ 1,689,000 $ 281,500 $ 75,000
Louisa, Virginia 6 $ 1,878,000 $ 313,000 $ 286,000
Portsmouth, Virginia 6 $ 720,000 $ 120,000 $ 17,000
Shenandoah, Virginia 6 $ 1,346,000 $ 224,333 $ 76,000
Island, Washington 6 $ 2,269,000 $ 378,166 $ 124,000
Baldwin, Alabama 5 $ 844,000 $ 168,800 $ 43,000
Butte, California 5 $ 946,000 $ 189,200 $ 92,000
Siskiyou, California 5 $ 733,000 $ 146,600 $ 42,000
Garfield, Colorado 5 $ 1,753,000 $ 350,600 $ 226,000
Morgan, Colorado 5 $ 843,000 $ 168,600 $ 47,000
Escambia, Florida 5 $ 747,000 $ 149,400 $ 12,000
Leon, Florida 5 $ 717,000 $ 143,400 $ 58,000
Martin, Florida 5 $ 1,164,000 $ 232,800 $ 51,000
Hall, Georgia 5 $ 807,000 $ 161,400 $ 44,000
Honolulu, Hawaii 5 $ 921,000 $ 184,200 $ 11,000
Kootenai, Idaho 5 $ 1,019,000 $ 203,800 $ 48,000
Allen, Indiana 5 $ 590,000 $ 118,000 $ 42,000
Porter, Indiana 5 $ 718,000 $ 143,600 $ 65,000
Livingston, Louisiana 5 $ 775,000 $ 155,000 $ 47,000
Washtenaw, Michigan 5 $ 635,000 $ 127,000 $ 26,000
Scott, Minnesota 5 $ 1,302,000 $ 260,400 $ 126,000
St. Louis City, Missouri 5 $ 512,000 $ 102,400 $ 0
Lyon, Nevada 5 $ 904,000 $ 180,800 $ 70,000
Lewis, New York 5 $ 639,000 $ 127,800 $ 132,000
Cumberland, North Carolina 5 $ 471,000 $ 94,200 $ 22,000
Forsyth, North Carolina 5 $ 565,000 $ 113,000 $ 35,000
New Hanover, North Carolina 5 $ 2,409,000 $ 481,800 $ 122,000
Butler, Ohio 5 $ 770,000 $ 154,000 $ 32,000
Warren, Ohio 5 $ 1,101,000 $ 220,200 $ 105,000
Benton, Oregon 5 $ 1,410,000 $ 282,000 $ 83,000
Harney, Oregon 5 $ 843,000 $ 168,600 $ 71,000
Polk, Oregon 5 $ 1,382,000 $ 276,400 $ 90,000
Beaver, Pennsylvania 5 $ 507,000 $ 101,400 $ 12,000
Mifflin, Pennsylvania 5 $ 551,000 $ 110,200 $ 62,000
Kent, Rhode Island 5 $ 1,227,000 $ 245,400 $ 44,000
Hamilton, Tennessee 5 $ 897,000 $ 179,400 $ 64,000
Montgomery, Tennessee 5 $ 571,000 $ 114,200 $ 28,000
McLennan, Texas 5 $ 1,188,000 $ 237,600 $ 119,000
Summit, Utah 5 $ 1,408,000 $ 281,600 $ 119,000
Uintah, Utah 5 $ 696,000 $ 139,200 $ 46,000
Wayne, Utah 5 $ 673,000 $ 134,600 $ 61,000
Chittenden, Vermont 5 $ 46,169,000 $ 9,233,800 $ 68,000
Clarke, Virginia 5 $ 2,019,000 $ 403,800 $ 127,000
Fredericksburg, Virginia 5 $ 1,139,000 $ 227,800 $ 94,000
Newport News, Virginia 5 $ 741,000 $ 148,200 $ 37,000
Orange, Virginia 5 $ 893,000 $ 178,600 $ 70,000
Powhatan, Virginia 5 $ 763,000 $ 152,600 $ 86,000
Lewis, Washington 5 $ 1,203,000 $ 240,600 $ 57,000
Mason, Washington 5 $ 1,672,000 $ 334,400 $ 187,000
Waukesha, Wisconsin 5 $ 724,000 $ 144,800 $ 20,000
Shelby, Alabama 4 $ 700,000 $ 175,000 $ 75,000
Santa Cruz, Arizona 4 $ 602,000 $ 150,500 $ 36,000
Humboldt, California 4 $ 565,000 $ 141,250 $ 35,000
Boulder, Colorado 4 $ 1,254,000 $ 313,500 $ 285,000
Grand, Colorado 4 $ 954,000 $ 238,500 $ 75,000
Park, Colorado 4 $ 1,359,000 $ 339,750 $ 121,000
Baker, Florida 4 $ 698,000 $ 174,500 $ 45,000
Clay, Florida 4 $ 834,000 $ 208,500 $ 45,000
Hernando, Florida 4 $ 601,000 $ 150,250 $ 29,000
Okaloosa, Florida 4 $ 597,000 $ 149,250 $ 93,000
Santa Rosa, Florida 4 $ 757,000 $ 189,250 $ 85,000
St. Johns, Florida 4 $ 542,000 $ 135,500 $ 95,000
Columbia, Georgia 4 $ 708,000 $ 177,000 $ 50,000
Forsyth, Georgia 4 $ 805,000 $ 201,250 $ 48,000
Walton, Georgia 4 $ 469,000 $ 117,250 $ 48,000
Twin Falls, Idaho 4 $ 670,000 $ 167,500 $ 59,000
Polk, Iowa 4 $ 367,000 $ 91,750 $ 43,000
Johnson, Kansas 4 $ 603,000 $ 150,750 $ 27,000
Jefferson, Louisiana 4 $ 527,000 $ 131,750 $ 28,000
Androscoggin, Maine 4 $ 335,000 $ 83,750 $ 26,000
Genesee, Michigan 4 $ 312,000 $ 78,000 $ 0
Kent, Michigan 4 $ 419,000 $ 104,750 $ 54,000
Monroe, Michigan 4 $ 481,000 $ 120,250 $ 49,000
St. Clair, Michigan 4 $ 426,000 $ 106,500 $ 33,000
Greene, Missouri 4 $ 586,000 $ 146,500 $ 112,000
Jefferson, Missouri 4 $ 532,000 $ 133,000 $ 45,000
Cheshire, New Hampshire 4 $ 924,000 $ 231,000 $ 78,000
Colfax, New Mexico 4 $ 1,143,000 $ 285,750 $ 243,000
Valencia, New Mexico 4 $ 535,000 $ 133,750 $ 39,000
Essex, New York 4 $ 369,000 $ 92,250 $ 185,000
Union, North Carolina 4 $ 574,000 $ 143,500 $ 59,000
Ashtabula, Ohio 4 $ 308,000 $ 77,000 $ 129,000
Fairfield, Ohio 4 $ 532,000 $ 133,000 $ 57,000
Greene, Ohio 4 $ 450,000 $ 112,500 $ 27,000
Montgomery, Ohio 4 $ 419,000 $ 104,750 $ 30,000
Wagoner, Oklahoma 4 $ 593,000 $ 148,250 $ 56,000
Coos, Oregon 4 $ 935,000 $ 233,750 $ 81,000
Douglas, Oregon 4 $ 989,000 $ 247,250 $ 66,000
Hood River, Oregon 4 $ 807,000 $ 201,750 $ 48,000
Klamath, Oregon 4 $ 744,000 $ 186,000 $ 55,000
Wallowa, Oregon 4 $ 970,000 $ 242,500 $ 115,000
Wheeler, Oregon 4 $ 342,000 $ 85,500 $ 49,000
Somerset, Pennsylvania 4 $ 563,000 $ 140,750 $ 383,000
Wayne, Pennsylvania 4 $ 608,000 $ 152,000 $ 54,000
Newport, Rhode Island 4 $ 1,289,000 $ 322,250 $ 94,000
Beaufort, South Carolina 4 $ 794,000 $ 198,500 $ 14,000
Lexington, South Carolina 4 $ 495,000 $ 123,750 $ 48,000
Rutherford, Tennessee 4 $ 646,000 $ 161,500 $ 68,000
Williamson, Tennessee 4 $ 1,677,000 $ 419,250 $ 1,446,000
Garfield, Utah 4 $ 801,000 $ 200,250 $ 67,000
Fairfax City, Virginia 4 $ 1,307,000 $ 326,750 $ 74,000
Manassas Park, Virginia 4 $ 958,000 $ 239,500 $ 64,000
Franklin, Washington 4 $ 691,000 $ 172,750 $ 56,000
Preston, West Virginia 4 $ 113,000 $ 28,250 $ 35,000
Geneva, Alabama 3 $ 386,000 $ 128,666 $ 24,000
Coconino, Arizona 3 $ 664,000 $ 221,333 $ 39,000
Gila, Arizona 3 $ 492,000 $ 164,000 $ 33,000
Del Norte, California 3 $ 494,000 $ 164,666 $ 39,000
Placer, California 3 $ 719,000 $ 239,666 $ 46,000
San Benito, California 3 $ 898,000 $ 299,333 $ 26,000
San Francisco, California 3 $ 3,146,000 $ 1,048,666 $ 973,000
San Luis Obispo, California 3 $ 1,021,000 $ 340,333 $ 134,000
Ventura, California 3 $ 579,000 $ 193,000 $ 53,000
Yolo, California 3 $ 558,000 $ 186,000 $ 47,000
Page:

Mortgage Loan Application Detail Totals for M&T Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,690 $3,653,215,000 $248,000 $48,588,000 $87,000 $9,999,000
Refinancing 7,566 $1,962,557,000 $259,000 $57,810,000 $90,000 $4,918,000
Home Improvement 5,451 $194,268,000 $35,000 $22,500,000 $62,000 $755,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,491 $2,381,208,000 $164,000 $12,200,000 $96,000 $9,999,000
Not applicable 6,155 $2,347,976,000 $381,000 $57,810,000 $61,000 $973,000
Black or African American 2,654 $370,872,000 $139,000 $976,000 $64,000 $937,000
Not Provided 1,834 $243,571,000 $132,000 $3,117,000 $85,000 $4,476,000
Hispanic 1,641 $260,920,000 $159,000 $1,440,000 $61,000 $755,000
Asian 749 $181,254,000 $241,000 $2,500,000 $110,000 $2,203,000
American Indian or Alaskan Native 125 $14,262,000 $114,000 $1,340,000 $64,000 $444,000
Native Hawaiian or Other Pacific Islander 58 $9,977,000 $172,000 $676,000 $64,000 $200,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,585 $3,779,364,000 $203,000 $57,810,000 $93,000 $9,999,000
FHA-insured (Federal Housing Administration) 8,148 $1,815,029,000 $222,000 $1,002,000 $61,000 $973,000
VA-guaranteed (Veterans Administration) 742 $179,902,000 $242,000 $747,000 $73,000 $423,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 232 $35,745,000 $154,000 $417,000 $47,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14,790 $3,317,367,000 $224,000 $57,810,000 $93,000 $9,999,000
Loan Purchased By The Institution 5,795 $1,385,661,000 $239,000 $1,002,000 $65,000 $973,000
Application Denied By Financial Institution 4,239 $432,533,000 $102,000 $2,990,000 $65,000 $4,918,000
Application Withdrawn By Applicant 1,721 $367,620,000 $213,000 $2,580,000 $91,000 $3,939,000
Application Approved But Not Accepted 900 $257,812,000 $286,000 $28,667,000 $93,000 $1,680,000
File Closed For Incompleteness 195 $35,264,000 $180,000 $1,500,000 $84,000 $2,000,000
Preapproval Denied by Financial Institution 67 $13,783,000 $205,000 $1,000,000 $73,000 $732,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess M&T Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

Download the New York Lender List