M&T Bank Mortgage Lending & HMDA Data, 2017
In 2017, M&T Bank of Buffalo, NY reported 27,707 mortgage applications totaling $5.8 billion, down 17% from 2016. The average application was for $209,695, and applicants reported an average income of $82,900. 53% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Buffalo-Cheektowaga-Niagara Falls, NY (3,238), New York-Jersey City-White Plains, NY-NJ (2,432) and Baltimore-Columbia-Towson, MD (1,973) (applications in parentheses).
| Mortgage Company & Address | M&T Bank 701 Seneca Street - Suite 330n Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 27,707 |
| Total Mortgage Loan Application Amount | $5,810,040,000 |
| Average Mortgage Loan Application Amount | $209,695 |
| Highest Mortgage Loan Application Amount | $57,810,000 |
| Average Applicant Income | $82,900 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Buffalo-Cheektowaga-Niagara Falls, NY | 3,238 | $ 387,042,000 | $ 119,531 | $ 71,000 |
| New York-Jersey City-White Plains, NY-NJ | 2,432 | $ 935,986,000 | $ 384,862 | $ 107,539 |
| Baltimore-Columbia-Towson, MD | 1,973 | $ 305,811,000 | $ 154,997 | $ 77,000 |
| Rochester, NY | 1,261 | $ 154,124,000 | $ 122,223 | $ 64,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,034 | $ 280,432,000 | $ 271,210 | $ 102,082 |
| Nassau County-Suffolk County, NY | 971 | $ 270,988,000 | $ 279,081 | $ 107,000 |
| Newark, NJ-PA | 750 | $ 189,907,000 | $ 253,209 | $ 95,829 |
| Wilmington, DE-MD-NJ | 668 | $ 120,341,000 | $ 180,151 | $ 86,401 |
| Syracuse, NY | 625 | $ 59,266,000 | $ 94,825 | $ 77,000 |
| Binghamton, NY | 437 | $ 29,895,000 | $ 68,409 | $ 56,000 |
| Silver Spring-Frederick-Rockville, MD | 432 | $ 113,156,000 | $ 261,935 | $ 117,000 |
| Salisbury, MD-DE | 430 | $ 52,010,000 | $ 120,953 | $ 86,576 |
| York-Hanover, PA | 427 | $ 43,817,000 | $ 102,615 | $ 70,000 |
| Albany-Schenectady-Troy, NY | 425 | $ 128,606,000 | $ 302,602 | $ 74,000 |
| Philadelphia, PA | 378 | $ 67,039,000 | $ 177,351 | $ 59,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 376 | $ 117,063,000 | $ 311,337 | $ 103,779 |
| Phoenix-Mesa-Scottsdale, AZ | 372 | $ 72,599,000 | $ 195,158 | $ 59,000 |
| Bridgeport-Stamford-Norwalk, CT | 315 | $ 138,874,000 | $ 440,869 | $ 138,000 |
| Seattle-Bellevue-Everett, WA | 308 | $ 124,029,000 | $ 402,691 | $ 122,000 |
| Richmond, VA | 306 | $ 84,514,000 | $ 276,189 | $ 119,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 289 | $ 25,034,000 | $ 86,622 | $ 77,000 |
| Utica-Rome, NY | 274 | $ 31,315,000 | $ 114,288 | $ 62,000 |
| Salt Lake City, UT | 269 | $ 71,188,000 | $ 264,639 | $ 90,000 |
| Denver-Aurora-Lakewood, CO | 214 | $ 100,661,000 | $ 470,378 | $ 115,000 |
| Camden, NJ | 213 | $ 37,054,000 | $ 173,962 | $ 97,000 |
| Dutchess County-Putnam County, NY | 212 | $ 44,483,000 | $ 209,825 | $ 99,000 |
| Harrisburg-Carlisle, PA | 210 | $ 32,374,000 | $ 154,161 | $ 74,000 |
| Montgomery County-Bucks County-Chester County, PA | 208 | $ 73,095,000 | $ 351,418 | $ 131,000 |
| Atlanta-Sandy Springs-Roswell, GA | 188 | $ 32,960,000 | $ 175,319 | $ 54,000 |
| Chambersburg-Waynesboro, PA | 178 | $ 20,135,000 | $ 113,117 | $ 63,000 |
| Provo-Orem, UT | 152 | $ 35,152,000 | $ 231,263 | $ 73,000 |
| Hagerstown-Martinsburg, MD-WV | 150 | $ 14,275,000 | $ 95,166 | $ 74,173 |
| Chicago-Naperville-Arlington Heights, IL | 141 | $ 30,513,000 | $ 216,404 | $ 66,000 |
| Altoona, PA | 138 | $ 9,034,000 | $ 65,463 | $ 63,000 |
| Reading, PA | 137 | $ 10,518,000 | $ 76,773 | $ 56,000 |
| Dover, DE | 136 | $ 13,291,000 | $ 97,727 | $ 60,000 |
| Riverside-San Bernardino-Ontario, CA | 124 | $ 30,909,000 | $ 249,266 | $ 66,000 |
| Tacoma-Lakewood, WA | 111 | $ 43,983,000 | $ 396,243 | $ 78,000 |
| Kingston, NY | 104 | $ 13,180,000 | $ 126,730 | $ 84,000 |
| Hartford-West Hartford-East Hartford, CT | 103 | $ 35,182,000 | $ 341,572 | $ 54,000 |
| Las Vegas-Henderson-Paradise, NV | 96 | $ 18,610,000 | $ 193,854 | $ 47,000 |
| Gettysburg, PA | 95 | $ 11,693,000 | $ 123,084 | $ 78,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 93 | $ 12,402,000 | $ 133,354 | $ 116,118 |
| Cumberland, MD-WV | 92 | $ 5,222,000 | $ 56,760 | $ 48,000 |
| Ogden-Clearfield, UT | 91 | $ 20,189,000 | $ 221,857 | $ 71,000 |
| Los Angeles-Long Beach-Glendale, CA | 89 | $ 24,025,000 | $ 269,943 | $ 68,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 88 | $ 20,625,000 | $ 234,375 | $ 80,181 |
| Lancaster, PA | 85 | $ 28,926,000 | $ 340,305 | $ 77,000 |
| Cleveland-Elyria, OH | 80 | $ 9,691,000 | $ 121,137 | $ 42,000 |
| Bloomsburg-Berwick, PA | 69 | $ 4,008,000 | $ 58,086 | $ 63,000 |
| New Haven-Milford, CT | 64 | $ 16,962,000 | $ 265,031 | $ 65,000 |
| Cambridge-Newton-Framingham, MA | 63 | $ 22,814,000 | $ 362,126 | $ 142,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 63 | $ 14,031,000 | $ 222,714 | $ 109,000 |
| Worcester, MA-CT | 63 | $ 12,448,000 | $ 197,587 | $ 52,238 |
| Boston, MA | 61 | $ 107,502,000 | $ 1,762,327 | $ 89,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 61 | $ 13,097,000 | $ 214,704 | $ 67,426 |
| State College, PA | 61 | $ 6,519,000 | $ 106,868 | $ 66,000 |
| Tampa-St. Petersburg-Clearwater, FL | 56 | $ 10,972,000 | $ 195,928 | $ 70,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 56 | $ 21,160,000 | $ 377,857 | $ 376,000 |
| Orlando-Kissimmee-Sanford, FL | 53 | $ 10,489,000 | $ 197,905 | $ 86,000 |
| Williamsport, PA | 52 | $ 4,838,000 | $ 93,038 | $ 76,000 |
| Columbus, OH | 51 | $ 8,267,000 | $ 162,098 | $ 57,000 |
| East Stroudsburg, PA | 51 | $ 20,336,000 | $ 398,745 | $ 72,000 |
| Glens Falls, NY | 51 | $ 9,134,000 | $ 179,098 | $ 71,000 |
| Houston-The Woodlands-Sugar Land, TX | 49 | $ 6,089,000 | $ 124,265 | $ 33,000 |
| Erie, PA | 47 | $ 6,347,000 | $ 135,042 | $ 62,000 |
| Warren-Troy-Farmington Hills, MI | 46 | $ 6,571,000 | $ 142,847 | $ 42,000 |
| Boise City, ID | 42 | $ 7,531,000 | $ 179,309 | $ 51,000 |
| Providence-Warwick, RI-MA | 42 | $ 9,511,000 | $ 226,452 | $ 48,928 |
| Sacramento--Roseville--Arden-Arcade, CA | 42 | $ 9,560,000 | $ 227,619 | $ 58,000 |
| Trenton, NJ | 41 | $ 8,946,000 | $ 218,195 | $ 93,000 |
| Miami-Miami Beach-Kendall, FL | 40 | $ 15,659,000 | $ 391,475 | $ 172,000 |
| San Diego-Carlsbad, CA | 39 | $ 11,716,000 | $ 300,410 | $ 78,000 |
| Watertown-Fort Drum, NY | 38 | $ 4,554,000 | $ 119,842 | $ 47,000 |
| Norwich-New London, CT | 37 | $ 24,661,000 | $ 666,513 | $ 52,000 |
| Oakland-Hayward-Berkeley, CA | 36 | $ 11,371,000 | $ 315,861 | $ 65,000 |
| Pittsburgh, PA | 36 | $ 5,194,000 | $ 144,277 | $ 55,000 |
| Salem, OR | 36 | $ 7,881,000 | $ 218,916 | $ 79,000 |
| Charlotte-Concord-Gastonia, NC-SC | 35 | $ 5,335,000 | $ 152,428 | $ 51,314 |
| Fresno, CA | 35 | $ 6,874,000 | $ 196,400 | $ 56,000 |
| Lebanon, PA | 35 | $ 2,829,000 | $ 80,828 | $ 51,000 |
| Springfield, MA | 35 | $ 28,740,000 | $ 821,142 | $ 49,000 |
| Dallas-Plano-Irving, TX | 34 | $ 4,744,000 | $ 139,529 | $ 52,000 |
| Jacksonville, FL | 33 | $ 5,526,000 | $ 167,454 | $ 51,000 |
| San Antonio-New Braunfels, TX | 32 | $ 5,559,000 | $ 173,718 | $ 47,000 |
| Atlantic City-Hammonton, NJ | 31 | $ 5,945,000 | $ 191,774 | $ 56,000 |
| Elmira, NY | 31 | $ 2,956,000 | $ 95,354 | $ 52,000 |
| Ithaca, NY | 31 | $ 5,257,000 | $ 169,580 | $ 74,000 |
| Tucson, AZ | 31 | $ 4,728,000 | $ 152,516 | $ 39,000 |
| Bakersfield, CA | 30 | $ 5,020,000 | $ 167,333 | $ 52,000 |
| Eugene, OR | 28 | $ 6,294,000 | $ 224,785 | $ 70,000 |
| Detroit-Dearborn-Livonia, MI | 27 | $ 2,909,000 | $ 107,740 | $ 49,000 |
| Memphis, TN-MS-AR | 26 | $ 3,572,000 | $ 137,384 | $ 41,269 |
| Cincinnati, OH-KY-IN | 24 | $ 3,475,000 | $ 144,791 | $ 39,791 |
| Indianapolis-Carmel-Anderson, IN | 23 | $ 3,393,000 | $ 147,521 | $ 63,000 |
| Kansas City, MO-KS | 23 | $ 2,821,000 | $ 122,652 | $ 37,521 |
| Olympia-Tumwater, WA | 23 | $ 6,467,000 | $ 281,173 | $ 74,000 |
| Portland-South Portland, ME | 23 | $ 4,682,000 | $ 203,565 | $ 70,000 |
| Vallejo-Fairfield, CA | 23 | $ 6,901,000 | $ 300,043 | $ 72,000 |
| Anaheim-Santa Ana-Irvine, CA | 22 | $ 8,175,000 | $ 371,590 | $ 90,000 |
| California-Lexington Park, MD | 21 | $ 3,116,000 | $ 148,380 | $ 61,000 |
| Charleston-North Charleston, SC | 21 | $ 3,702,000 | $ 176,285 | $ 70,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 21 | $ 4,408,000 | $ 209,904 | $ 318,000 |
| Stockton-Lodi, CA | 21 | $ 5,084,000 | $ 242,095 | $ 61,000 |
| Akron, OH | 20 | $ 2,479,000 | $ 123,950 | $ 36,000 |
| Ocean City, NJ | 20 | $ 9,956,000 | $ 497,800 | $ 339,000 |
| Port St. Lucie, FL | 20 | $ 4,240,000 | $ 212,000 | $ 80,000 |
| Cape Coral-Fort Myers, FL | 19 | $ 4,773,000 | $ 251,210 | $ 173,000 |
| Gary, IN | 19 | $ 2,594,000 | $ 136,526 | $ 37,000 |
| Raleigh, NC | 19 | $ 23,662,000 | $ 1,245,368 | $ 76,000 |
| Albuquerque, NM | 18 | $ 2,365,000 | $ 131,388 | $ 41,000 |
| Bremerton-Silverdale, WA | 18 | $ 4,965,000 | $ 275,833 | $ 91,000 |
| Fort Worth-Arlington, TX | 18 | $ 2,660,000 | $ 147,777 | $ 82,000 |
| Reno, NV | 18 | $ 3,127,000 | $ 173,722 | $ 46,000 |
| Winchester, VA-WV | 18 | $ 2,705,000 | $ 150,277 | $ 49,888 |
| Baton Rouge, LA | 17 | $ 2,522,000 | $ 148,352 | $ 42,000 |
| Greeley, CO | 17 | $ 4,391,000 | $ 258,294 | $ 69,000 |
| Louisville/Jefferson County, KY-IN | 17 | $ 2,219,000 | $ 130,529 | $ 33,823 |
| North Port-Sarasota-Bradenton, FL | 17 | $ 5,065,000 | $ 297,941 | $ 265,000 |
| Oklahoma City, OK | 17 | $ 2,317,000 | $ 136,294 | $ 45,000 |
| St. George, UT | 17 | $ 3,792,000 | $ 223,058 | $ 132,000 |
| St. Louis, MO-IL | 17 | $ 2,379,000 | $ 139,941 | $ 32,000 |
| Visalia-Porterville, CA | 17 | $ 3,418,000 | $ 201,058 | $ 58,000 |
| Austin-Round Rock, TX | 16 | $ 2,601,000 | $ 162,562 | $ 39,000 |
| Birmingham-Hoover, AL | 16 | $ 2,392,000 | $ 149,500 | $ 52,000 |
| Johnstown, PA | 16 | $ 855,000 | $ 53,437 | $ 57,000 |
| Vineland-Bridgeton, NJ | 16 | $ 2,117,000 | $ 132,312 | $ 30,000 |
| Logan, UT-ID | 15 | $ 2,394,000 | $ 159,600 | $ 39,800 |
| Bend-Redmond, OR | 14 | $ 4,400,000 | $ 314,285 | $ 82,000 |
| Columbia, SC | 14 | $ 1,744,000 | $ 124,571 | $ 32,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 14 | $ 2,810,000 | $ 200,714 | $ 82,000 |
| Longview, WA | 14 | $ 3,191,000 | $ 227,928 | $ 68,000 |
| Rockingham County-Strafford County, NH | 14 | $ 3,075,000 | $ 219,642 | $ 66,000 |
| Albany, OR | 13 | $ 2,479,000 | $ 190,692 | $ 64,000 |
| Colorado Springs, CO | 13 | $ 2,985,000 | $ 229,615 | $ 44,000 |
| Kennewick-Richland, WA | 13 | $ 2,680,000 | $ 206,153 | $ 70,000 |
| Milwaukee-Waukesha-West Allis, WI | 13 | $ 1,719,000 | $ 132,230 | $ 26,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 13 | $ 3,046,000 | $ 234,307 | $ 138,615 |
| New Orleans-Metairie, LA | 13 | $ 2,291,000 | $ 176,230 | $ 46,000 |
| Tulsa, OK | 13 | $ 3,076,000 | $ 236,615 | $ 71,000 |
| Canton-Massillon, OH | 12 | $ 1,818,000 | $ 151,500 | $ 53,000 |
| Greensboro-High Point, NC | 12 | $ 1,679,000 | $ 139,916 | $ 22,000 |
| Lakeland-Winter Haven, FL | 12 | $ 1,604,000 | $ 133,666 | $ 34,000 |
| Youngstown-Warren-Boardman, OH-PA | 12 | $ 864,000 | $ 72,000 | $ 16,000 |
| Bellingham, WA | 11 | $ 2,323,000 | $ 211,181 | $ 72,000 |
| Elgin, IL | 11 | $ 1,943,000 | $ 176,636 | $ 51,000 |
| Madera, CA | 11 | $ 2,065,000 | $ 187,727 | $ 50,000 |
| El Paso, TX | 10 | $ 1,075,000 | $ 107,500 | $ 25,000 |
| Palm Bay-Melbourne-Titusville, FL | 10 | $ 1,505,000 | $ 150,500 | $ 81,000 |
| Spokane-Spokane Valley, WA | 10 | $ 1,856,000 | $ 185,600 | $ 66,000 |
| Augusta-Richmond County, GA-SC | 9 | $ 1,441,000 | $ 160,111 | $ 57,666 |
| Fort Collins, CO | 9 | $ 2,317,000 | $ 257,444 | $ 105,000 |
| Idaho Falls, ID | 9 | $ 1,434,000 | $ 159,333 | $ 49,000 |
| Killeen-Temple, TX | 9 | $ 1,064,000 | $ 118,222 | $ 29,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 1,464,000 | $ 162,666 | $ 38,000 |
| Manchester-Nashua, NH | 9 | $ 1,860,000 | $ 206,666 | $ 44,000 |
| Medford, OR | 9 | $ 1,778,000 | $ 197,555 | $ 46,000 |
| Modesto, CA | 9 | $ 1,745,000 | $ 193,888 | $ 51,000 |
| Pensacola-Ferry Pass-Brent, FL | 9 | $ 1,504,000 | $ 167,111 | $ 44,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 9 | $ 2,317,000 | $ 257,444 | $ 40,000 |
| Chattanooga, TN-GA | 8 | $ 1,188,000 | $ 148,500 | $ 62,500 |
| Dayton, OH | 8 | $ 869,000 | $ 108,625 | $ 28,000 |
| Durham-Chapel Hill, NC | 8 | $ 840,000 | $ 105,000 | $ 8,000 |
| Greenville-Anderson-Mauldin, SC | 8 | $ 1,079,000 | $ 134,875 | $ 43,000 |
| Little Rock-North Little Rock-Conway, AR | 8 | $ 793,000 | $ 99,125 | $ 16,000 |
| Naples-Immokalee-Marco Island, FL | 8 | $ 3,241,000 | $ 405,125 | $ 800,000 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 1,316,000 | $ 164,500 | $ 26,250 |
| Prescott, AZ | 8 | $ 1,307,000 | $ 163,375 | $ 44,000 |
| Tallahassee, FL | 8 | $ 1,178,000 | $ 147,250 | $ 47,000 |
| Burlington-South Burlington, VT | 7 | $ 46,408,000 | $ 6,629,714 | $ 74,000 |
| Fayetteville, NC | 7 | $ 710,000 | $ 101,428 | $ 16,000 |
| Las Cruces, NM | 7 | $ 1,114,000 | $ 159,142 | $ 33,000 |
| Merced, CA | 7 | $ 1,156,000 | $ 165,142 | $ 48,000 |
| Montgomery, AL | 7 | $ 831,000 | $ 118,714 | $ 9,000 |
| Mount Vernon-Anacortes, WA | 7 | $ 2,309,000 | $ 329,857 | $ 141,000 |
| Springfield, MO | 7 | $ 891,000 | $ 127,285 | $ 72,000 |
| Wilmington, NC | 7 | $ 2,824,000 | $ 403,428 | $ 101,000 |
| Winston-Salem, NC | 7 | $ 810,000 | $ 115,714 | $ 34,000 |
| Yakima, WA | 7 | $ 1,092,000 | $ 156,000 | $ 52,000 |
| Barnstable Town, MA | 6 | $ 51,438,000 | $ 8,573,000 | $ 133,000 |
| Charlottesville, VA | 6 | $ 1,750,000 | $ 291,666 | $ 98,000 |
| Grants Pass, OR | 6 | $ 1,521,000 | $ 253,500 | $ 69,000 |
| Huntsville, AL | 6 | $ 991,000 | $ 165,166 | $ 97,000 |
| Lynchburg, VA | 6 | $ 1,258,000 | $ 209,666 | $ 54,000 |
| Mobile, AL | 6 | $ 694,000 | $ 115,666 | $ 25,000 |
| Morgantown, WV | 6 | $ 349,000 | $ 58,166 | $ 35,000 |
| Ocala, FL | 6 | $ 530,000 | $ 88,333 | $ 64,000 |
| Punta Gorda, FL | 6 | $ 1,197,000 | $ 199,500 | $ 478,000 |
| Redding, CA | 6 | $ 1,117,000 | $ 186,166 | $ 53,000 |
| Sebastian-Vero Beach, FL | 6 | $ 1,954,000 | $ 325,666 | $ 150,000 |
| Warner Robins, GA | 6 | $ 908,000 | $ 151,333 | $ 72,000 |
| Yuma, AZ | 6 | $ 737,000 | $ 122,833 | $ 33,000 |
| Ann Arbor, MI | 5 | $ 635,000 | $ 127,000 | $ 26,000 |
| Chico, CA | 5 | $ 946,000 | $ 189,200 | $ 92,000 |
| Clarksville, TN-KY | 5 | $ 571,000 | $ 114,200 | $ 28,000 |
| Coeur D'Alene, ID | 5 | $ 1,019,000 | $ 203,800 | $ 48,000 |
| Corvallis, OR | 5 | $ 1,410,000 | $ 282,000 | $ 83,000 |
| Daphne-Fairhope-Foley, AL | 5 | $ 844,000 | $ 168,800 | $ 43,000 |
| Des Moines-West Des Moines, IA | 5 | $ 553,000 | $ 110,600 | $ 47,000 |
| Fort Wayne, IN | 5 | $ 590,000 | $ 118,000 | $ 42,000 |
| Gainesville, GA | 5 | $ 807,000 | $ 161,400 | $ 44,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 531,000 | $ 106,200 | $ 53,000 |
| Harrisonburg, VA | 5 | $ 881,000 | $ 176,200 | $ 51,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 909,000 | $ 181,800 | $ 24,000 |
| Knoxville, TN | 5 | $ 712,000 | $ 142,400 | $ 29,000 |
| Roanoke, VA | 5 | $ 856,000 | $ 171,200 | $ 59,000 |
| San Francisco-Redwood City-South San Francisco, CA | 5 | $ 5,553,000 | $ 1,110,600 | $ 851,000 |
| Savannah, GA | 5 | $ 1,020,000 | $ 204,000 | $ 62,000 |
| Shreveport-Bossier City, LA | 5 | $ 788,000 | $ 157,600 | $ 90,000 |
| Urban Honolulu, HI | 5 | $ 921,000 | $ 184,200 | $ 11,000 |
| Waco, TX | 5 | $ 1,188,000 | $ 237,600 | $ 119,000 |
| Asheville, NC | 4 | $ 1,012,000 | $ 253,000 | $ 90,000 |
| Beaumont-Port Arthur, TX | 4 | $ 513,000 | $ 128,250 | $ 66,000 |
| Boulder, CO | 4 | $ 1,254,000 | $ 313,500 | $ 285,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 597,000 | $ 149,250 | $ 93,000 |
| Flint, MI | 4 | $ 312,000 | $ 78,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 4 | $ 737,000 | $ 184,250 | $ 70,000 |
| Lewiston-Auburn, ME | 4 | $ 335,000 | $ 83,750 | $ 26,000 |
| Lexington-Fayette, KY | 4 | $ 522,000 | $ 130,500 | $ 0 |
| Monroe, MI | 4 | $ 481,000 | $ 120,250 | $ 49,000 |
| Wenatchee, WA | 4 | $ 1,162,000 | $ 290,500 | $ 82,000 |
| Yuba City, CA | 4 | $ 750,000 | $ 187,500 | $ 59,000 |
| Amarillo, TX | 3 | $ 252,000 | $ 84,000 | $ 93,000 |
| Bangor, ME | 3 | $ 383,000 | $ 127,666 | $ 61,000 |
| Brownsville-Harlingen, TX | 3 | $ 224,000 | $ 74,666 | $ 16,000 |
| Columbus, GA-AL | 3 | $ 206,000 | $ 68,666 | $ 9,333 |
| Corpus Christi, TX | 3 | $ 550,000 | $ 183,333 | $ 38,000 |
| Dothan, AL | 3 | $ 386,000 | $ 128,666 | $ 24,000 |
| Duluth, MN-WI | 3 | $ 440,000 | $ 146,666 | $ 87,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 472,000 | $ 157,333 | $ 55,000 |
| Farmington, NM | 3 | $ 308,000 | $ 102,666 | $ 50,000 |
| Flagstaff, AZ | 3 | $ 664,000 | $ 221,333 | $ 39,000 |
| Great Falls, MT | 3 | $ 551,000 | $ 183,666 | $ 50,000 |
| Hattiesburg, MS | 3 | $ 382,000 | $ 127,333 | $ 21,000 |
| Homosassa Springs, FL | 3 | $ 543,000 | $ 181,000 | $ 101,000 |
| Jackson, MS | 3 | $ 412,000 | $ 137,333 | $ 17,000 |
| Janesville-Beloit, WI | 3 | $ 453,000 | $ 151,000 | $ 82,000 |
| Kalamazoo-Portage, MI | 3 | $ 444,000 | $ 148,000 | $ 73,000 |
| Macon-Bibb County, GA | 3 | $ 387,000 | $ 129,000 | $ 49,000 |
| Midland, MI | 3 | $ 243,000 | $ 81,000 | $ 7,000 |
| New Bern, NC | 3 | $ 261,000 | $ 87,000 | $ 32,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 579,000 | $ 193,000 | $ 53,000 |
| Parkersburg-Vienna, WV | 3 | $ 261,000 | $ 87,000 | $ 38,000 |
| Rockford, IL | 3 | $ 337,000 | $ 112,333 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 1,021,000 | $ 340,333 | $ 134,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 279,000 | $ 93,000 | $ 23,333 |
| Wichita, KS | 3 | $ 650,000 | $ 216,666 | $ 213,000 |
| Battle Creek, MI | 2 | $ 153,000 | $ 76,500 | $ 0 |
| Bowling Green, KY | 2 | $ 401,000 | $ 200,500 | $ 48,000 |
| Burlington, NC | 2 | $ 193,000 | $ 96,500 | $ 0 |
| Cedar Rapids, IA | 2 | $ 474,000 | $ 237,000 | $ 100,000 |
| Champaign-Urbana, IL | 2 | $ 165,000 | $ 82,500 | $ 0 |
| Charleston, WV | 2 | $ 252,000 | $ 126,000 | $ 43,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 179,000 | $ 89,500 | $ 22,500 |
| El Centro, CA | 2 | $ 250,000 | $ 125,000 | $ 52,000 |
| Evansville, IN-KY | 2 | $ 211,000 | $ 105,500 | $ 11,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 248,000 | $ 124,000 | $ 39,000 |
| Florence, SC | 2 | $ 147,000 | $ 73,500 | $ 0 |
| Goldsboro, NC | 2 | $ 153,000 | $ 76,500 | $ 0 |
| Green Bay, WI | 2 | $ 184,000 | $ 92,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 323,000 | $ 161,500 | $ 84,000 |
| Hammond, LA | 2 | $ 383,000 | $ 191,500 | $ 89,000 |
| Hanford-Corcoran, CA | 2 | $ 346,000 | $ 173,000 | $ 110,000 |
| Jackson, TN | 2 | $ 368,000 | $ 184,000 | $ 94,000 |
| Johnson City, TN | 2 | $ 236,000 | $ 118,000 | $ 45,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 390,000 | $ 195,000 | $ 135,000 |
| Kokomo, IN | 2 | $ 155,000 | $ 77,500 | $ 42,000 |
| Laredo, TX | 2 | $ 320,000 | $ 160,000 | $ 116,000 |
| Lawrence, KS | 2 | $ 186,000 | $ 93,000 | $ 21,000 |
| Lewiston, ID-WA | 2 | $ 320,000 | $ 160,000 | $ 10,000 |
| Mansfield, OH | 2 | $ 209,000 | $ 104,500 | $ 0 |
| McAllen-Edinburg-Mission, TX | 2 | $ 173,000 | $ 86,500 | $ 0 |
| Monroe, LA | 2 | $ 251,000 | $ 125,500 | $ 46,000 |
| Pittsfield, MA | 2 | $ 810,000 | $ 405,000 | $ 703,000 |
| Pueblo, CO | 2 | $ 194,000 | $ 97,000 | $ 51,000 |
| Rochester, MN | 2 | $ 220,000 | $ 110,000 | $ 40,000 |
| Saginaw, MI | 2 | $ 266,000 | $ 133,000 | $ 150,000 |
| Salinas, CA | 2 | $ 288,000 | $ 144,000 | $ 27,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 991,000 | $ 495,500 | $ 124,000 |
| Santa Fe, NM | 2 | $ 426,000 | $ 213,000 | $ 36,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 2,044,000 | $ 1,022,000 | $ 757,000 |
| Santa Rosa, CA | 2 | $ 1,308,000 | $ 654,000 | $ 140,000 |
| Sebring, FL | 2 | $ 244,000 | $ 122,000 | $ 24,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 265,000 | $ 132,500 | $ 35,000 |
| Spartanburg, SC | 2 | $ 400,000 | $ 200,000 | $ 70,000 |
| The Villages, FL | 2 | $ 231,000 | $ 115,500 | $ 59,000 |
| Walla Walla, WA | 2 | $ 444,000 | $ 222,000 | $ 58,000 |
| Wausau, WI | 2 | $ 265,000 | $ 132,500 | $ 25,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 240,000 | $ 120,000 | $ 45,000 |
| Wichita Falls, TX | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Abilene, TX | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Albany, GA | 1 | $ 141,000 | $ 141,000 | $ 32,000 |
| Anchorage, AK | 1 | $ 192,000 | $ 192,000 | $ 97,000 |
| Athens-Clarke County, GA | 1 | $ 336,000 | $ 336,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Beckley, WV | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 94,000 | $ 94,000 | $ 30,000 |
| Bloomington, IN | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Carson City, NV | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Cheyenne, WY | 1 | $ 89,000 | $ 89,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 107,000 | $ 107,000 | $ 74,000 |
| Columbia, MO | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Dalton, GA | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Elkhart-Goshen, IN | 1 | $ 107,000 | $ 107,000 | $ 43,000 |
| Fond Du Lac, WI | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Gadsden, AL | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Gainesville, FL | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Greenville, NC | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 102,000 | $ 102,000 | $ 79,000 |
| Hinesville, GA | 1 | $ 72,000 | $ 72,000 | $ 75,000 |
| Houma-Thibodaux, LA | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Jackson, MI | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Jefferson City, MO | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Jonesboro, AR | 1 | $ 69,000 | $ 69,000 | $ 37,000 |
| Joplin, MO | 1 | $ 103,000 | $ 103,000 | $ 38,000 |
| Lafayette, LA | 1 | $ 123,000 | $ 123,000 | $ 65,000 |
| Lafayette-West Lafayette, IN | 1 | $ 90,000 | $ 90,000 | $ 89,000 |
| Lawton, OK | 1 | $ 122,000 | $ 122,000 | $ 90,000 |
| Lima, OH | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Lubbock, TX | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Madison, WI | 1 | $ 291,000 | $ 291,000 | $ 123,000 |
| Michigan City-La Porte, IN | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Midland, TX | 1 | $ 142,000 | $ 142,000 | $ 42,000 |
| Niles-Benton Harbor, MI | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Pocatello, ID | 1 | $ 148,000 | $ 148,000 | $ 81,000 |
| Racine, WI | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Rocky Mount, NC | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Rome, GA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| San Rafael, CA | 1 | $ 200,000 | $ 200,000 | $ 125,000 |
| Sheboygan, WI | 1 | $ 72,000 | $ 72,000 | $ 41,000 |
| Sherman-Denison, TX | 1 | $ 201,000 | $ 201,000 | $ 87,000 |
| Springfield, OH | 1 | $ 115,000 | $ 115,000 | $ 0 |
| St. Cloud, MN | 1 | $ 174,000 | $ 174,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Sumter, SC | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Terre Haute, IN | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Texarkana, TX-AR | 1 | $ 124,000 | $ 124,000 | $ 91,000 |
| Topeka, KS | 1 | $ 82,000 | $ 82,000 | $ 70,000 |
| Tuscaloosa, AL | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Tyler, TX | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Valdosta, GA | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 72,000 | $ 72,000 | $ 0 |
Mortgage Loan Application Detail Totals for M&T Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 14,690 | $3,653,215,000 | $248,000 | $48,588,000 | $87,000 | $9,999,000 |
| Refinancing | 7,566 | $1,962,557,000 | $259,000 | $57,810,000 | $90,000 | $4,918,000 |
| Home Improvement | 5,451 | $194,268,000 | $35,000 | $22,500,000 | $62,000 | $755,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,491 | $2,381,208,000 | $164,000 | $12,200,000 | $96,000 | $9,999,000 |
| Not applicable | 6,155 | $2,347,976,000 | $381,000 | $57,810,000 | $61,000 | $973,000 |
| Black or African American | 2,654 | $370,872,000 | $139,000 | $976,000 | $64,000 | $937,000 |
| Not Provided | 1,834 | $243,571,000 | $132,000 | $3,117,000 | $85,000 | $4,476,000 |
| Hispanic | 1,641 | $260,920,000 | $159,000 | $1,440,000 | $61,000 | $755,000 |
| Asian | 749 | $181,254,000 | $241,000 | $2,500,000 | $110,000 | $2,203,000 |
| American Indian or Alaskan Native | 125 | $14,262,000 | $114,000 | $1,340,000 | $64,000 | $444,000 |
| Native Hawaiian or Other Pacific Islander | 58 | $9,977,000 | $172,000 | $676,000 | $64,000 | $200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,585 | $3,779,364,000 | $203,000 | $57,810,000 | $93,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 8,148 | $1,815,029,000 | $222,000 | $1,002,000 | $61,000 | $973,000 |
| VA-guaranteed (Veterans Administration) | 742 | $179,902,000 | $242,000 | $747,000 | $73,000 | $423,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 232 | $35,745,000 | $154,000 | $417,000 | $47,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,790 | $3,317,367,000 | $224,000 | $57,810,000 | $93,000 | $9,999,000 |
| Loan Purchased By The Institution | 5,795 | $1,385,661,000 | $239,000 | $1,002,000 | $65,000 | $973,000 |
| Application Denied By Financial Institution | 4,239 | $432,533,000 | $102,000 | $2,990,000 | $65,000 | $4,918,000 |
| Application Withdrawn By Applicant | 1,721 | $367,620,000 | $213,000 | $2,580,000 | $91,000 | $3,939,000 |
| Application Approved But Not Accepted | 900 | $257,812,000 | $286,000 | $28,667,000 | $93,000 | $1,680,000 |
| File Closed For Incompleteness | 195 | $35,264,000 | $180,000 | $1,500,000 | $84,000 | $2,000,000 |
| Preapproval Denied by Financial Institution | 67 | $13,783,000 | $205,000 | $1,000,000 | $73,000 | $732,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&T Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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