Magnolia Bank Mortgage Lending & HMDA Data, 2013

In 2013, Magnolia Bank of Hodgenville, KY reported 3,488 mortgage applications totaling $545.7 million, up 77% from 2012. The average application was for $156,463, and applicants reported an average income of $73,687. 62% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Louisville/Jefferson County, KY-IN (921), Bowling Green, KY (192) and Columbia, SC (150) (applications in parentheses).

Mortgage Company & Address Magnolia Bank
Po Box 188
Hodgenville, KY 42748
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 3,488
Total Mortgage Loan Application Amount $545,744,000
Average Mortgage Loan Application Amount $156,463
Highest Mortgage Loan Application Amount $926,000
Average Applicant Income $73,687
Highest Applicant Income $1,793,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Magnolia Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Magnolia Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson, Kentucky 539 $ 81,826,000 $ 151,810 $ 69,000
Warren, Kentucky 161 $ 24,666,000 $ 153,204 $ 76,000
Nelson, Kentucky 105 $ 13,916,000 $ 132,533 $ 66,000
Bullitt, Kentucky 96 $ 13,846,000 $ 144,229 $ 58,000
Hardin, Kentucky 84 $ 10,964,000 $ 130,523 $ 82,000
Lexington, South Carolina 61 $ 9,013,000 $ 147,754 $ 75,000
Larue, Kentucky 55 $ 5,374,000 $ 97,709 $ 70,000
Richland, South Carolina 51 $ 9,346,000 $ 183,254 $ 111,000
Fayette, Kentucky 48 $ 7,256,000 $ 151,166 $ 65,000
Taylor, Kentucky 43 $ 5,126,000 $ 119,209 $ 57,000
Boyle, Kentucky 39 $ 6,755,000 $ 173,205 $ 83,000
Clark, Indiana 36 $ 4,270,000 $ 118,611 $ 65,000
Boone, Kentucky 36 $ 5,668,000 $ 157,444 $ 72,000
Shelby, Kentucky 36 $ 6,475,000 $ 179,861 $ 69,000
Caldwell, North Carolina 36 $ 5,765,000 $ 160,138 $ 103,000
Kershaw, South Carolina 33 $ 5,492,000 $ 166,424 $ 90,000
Greenville, South Carolina 32 $ 5,717,000 $ 178,656 $ 72,000
Edmonson, Kentucky 31 $ 3,957,000 $ 127,645 $ 61,000
Summit, Ohio 29 $ 4,247,000 $ 146,448 $ 69,000
Allen, Kentucky 28 $ 3,082,000 $ 110,071 $ 70,000
Oldham, Kentucky 28 $ 5,312,000 $ 189,714 $ 71,000
Floyd, Indiana 26 $ 3,717,000 $ 142,961 $ 61,000
Marion, Indiana 25 $ 3,353,000 $ 134,120 $ 83,000
Crittenden, Kentucky 25 $ 2,698,000 $ 107,920 $ 61,000
Laurel, Kentucky 25 $ 2,842,000 $ 113,680 $ 41,000
Adair, Kentucky 24 $ 2,634,000 $ 109,750 $ 46,000
Kenton, Kentucky 24 $ 4,083,000 $ 170,125 $ 99,000
Harnett, North Carolina 24 $ 3,518,000 $ 146,583 $ 71,000
Wilson, North Carolina 24 $ 3,422,000 $ 142,583 $ 66,000
Mercer, Kentucky 23 $ 3,380,000 $ 146,956 $ 77,000
Horry, South Carolina 20 $ 3,144,000 $ 157,200 $ 119,000
Pulaski, Kentucky 19 $ 2,307,000 $ 121,421 $ 36,000
Simpson, Kentucky 19 $ 2,195,000 $ 115,526 $ 76,000
Spencer, Kentucky 19 $ 3,312,000 $ 174,315 $ 72,000
Cuyahoga, Ohio 19 $ 3,023,000 $ 159,105 $ 74,000
Mercer, West Virginia 19 $ 1,819,000 $ 95,736 $ 43,000
Robeson, North Carolina 18 $ 2,918,000 $ 162,111 $ 65,000
Butler, Kentucky 17 $ 1,630,000 $ 95,882 $ 51,000
Campbell, Kentucky 16 $ 2,016,000 $ 126,000 $ 55,000
Daviess, Kentucky 16 $ 2,518,000 $ 157,375 $ 76,000
Hart, Kentucky 16 $ 1,104,000 $ 69,000 $ 52,000
Trigg, Kentucky 16 $ 2,145,000 $ 134,062 $ 67,000
Suffolk, New York 16 $ 4,228,000 $ 264,250 $ 108,000
Brunswick, North Carolina 16 $ 4,122,000 $ 257,625 $ 130,000
Whitley, Kentucky 15 $ 2,044,000 $ 136,266 $ 61,000
Stark, Ohio 15 $ 1,584,000 $ 105,600 $ 43,000
Russell, Kentucky 14 $ 1,804,000 $ 128,857 $ 62,000
Harrison, Indiana 13 $ 1,710,000 $ 131,538 $ 69,000
Graves, Kentucky 13 $ 1,615,000 $ 124,230 $ 87,000
Green, Kentucky 13 $ 1,595,000 $ 122,692 $ 50,000
Knox, Kentucky 13 $ 1,533,000 $ 117,923 $ 36,000
Grayson, Kentucky 12 $ 1,656,000 $ 138,000 $ 81,000
Madison, Kentucky 12 $ 1,975,000 $ 164,583 $ 57,000
Catawba, North Carolina 12 $ 2,082,000 $ 173,500 $ 78,000
Lincoln, North Carolina 12 $ 1,860,000 $ 155,000 $ 71,000
Virginia Beach, Virginia 12 $ 3,316,000 $ 276,333 $ 77,000
Jefferson, Indiana 11 $ 1,331,000 $ 121,000 $ 94,000
Franklin, Kentucky 11 $ 1,710,000 $ 155,454 $ 64,000
Logan, Kentucky 11 $ 1,057,000 $ 96,090 $ 52,000
Johnston, North Carolina 11 $ 1,667,000 $ 151,545 $ 70,000
Charleston, South Carolina 11 $ 2,875,000 $ 261,363 $ 87,000
Newberry, South Carolina 11 $ 1,696,000 $ 154,181 $ 50,000
New Castle, Delaware 10 $ 1,922,000 $ 192,200 $ 87,000
Washington, Florida 10 $ 1,697,000 $ 169,700 $ 95,000
McCracken, Kentucky 10 $ 1,318,000 $ 131,800 $ 60,000
Macomb, Michigan 10 $ 1,079,000 $ 107,900 $ 44,000
Wake, North Carolina 10 $ 1,749,000 $ 174,900 $ 91,000
Chesapeake, Virginia 10 $ 2,014,000 $ 201,400 $ 70,000
Chesterfield, Virginia 10 $ 1,922,000 $ 192,200 $ 97,000
Grayson, Virginia 10 $ 1,361,000 $ 136,100 $ 76,000
Prince William, Virginia 10 $ 2,125,000 $ 212,500 $ 110,000
Spotsylvania, Virginia 10 $ 1,734,000 $ 173,400 $ 103,000
Johnson, Indiana 9 $ 1,307,000 $ 145,222 $ 60,000
Barren, Kentucky 9 $ 1,296,000 $ 144,000 $ 74,000
Lincoln, Kentucky 9 $ 1,157,000 $ 128,555 $ 62,000
Mecklenburg, North Carolina 9 $ 1,807,000 $ 200,777 $ 101,000
Wilkes, North Carolina 9 $ 1,030,000 $ 114,444 $ 41,000
Dorchester, South Carolina 9 $ 1,960,000 $ 217,777 $ 106,000
Fairfax, Virginia 9 $ 2,745,000 $ 305,000 $ 131,000
Houston, Alabama 8 $ 990,000 $ 123,750 $ 46,000
Jackson, Indiana 8 $ 787,000 $ 98,375 $ 35,000
Henry, Kentucky 8 $ 1,086,000 $ 135,750 $ 48,000
Buncombe, North Carolina 8 $ 1,248,000 $ 156,000 $ 59,000
Sampson, North Carolina 8 $ 1,153,000 $ 144,125 $ 55,000
Allegheny, Pennsylvania 8 $ 1,266,000 $ 158,250 $ 55,000
Davidson, Tennessee 8 $ 1,170,000 $ 146,250 $ 58,000
Carroll, Virginia 8 $ 927,000 $ 115,875 $ 43,000
Fredericksburg, Virginia 8 $ 2,834,000 $ 354,250 $ 143,000
Henry, Alabama 7 $ 1,134,000 $ 162,000 $ 85,000
Cook, Illinois 7 $ 1,469,000 $ 209,857 $ 86,000
Vanderburgh, Indiana 7 $ 648,000 $ 92,571 $ 57,000
Grant, Kentucky 7 $ 766,000 $ 109,428 $ 80,000
Meade, Kentucky 7 $ 1,014,000 $ 144,857 $ 96,000
Pendleton, Kentucky 7 $ 831,000 $ 118,714 $ 68,000
Columbus, North Carolina 7 $ 1,216,000 $ 173,714 $ 63,000
Gaston, North Carolina 7 $ 1,599,000 $ 228,428 $ 91,000
Iredell, North Carolina 7 $ 1,285,000 $ 183,571 $ 55,000
Franklin, Ohio 7 $ 1,348,000 $ 192,571 $ 66,000
Wayne, Ohio 7 $ 988,000 $ 141,142 $ 71,000
Montgomery, Pennsylvania 7 $ 1,146,000 $ 163,714 $ 74,000
Spartanburg, South Carolina 7 $ 1,186,000 $ 169,428 $ 60,000
Henrico, Virginia 7 $ 1,466,000 $ 209,428 $ 54,000
Stafford, Virginia 7 $ 2,379,000 $ 339,857 $ 127,000
Palm Beach, Florida 6 $ 1,286,000 $ 214,333 $ 139,000
Harris, Georgia 6 $ 1,206,000 $ 201,000 $ 96,000
Hamilton, Indiana 6 $ 1,256,000 $ 209,333 $ 79,000
Hendricks, Indiana 6 $ 758,000 $ 126,333 $ 54,000
Calloway, Kentucky 6 $ 819,000 $ 136,500 $ 78,000
Anne Arundel, Maryland 6 $ 1,718,000 $ 286,333 $ 101,000
Rutherford, North Carolina 6 $ 682,000 $ 113,666 $ 82,000
Lorain, Ohio 6 $ 1,295,000 $ 215,833 $ 92,000
Delaware, Pennsylvania 6 $ 810,000 $ 135,000 $ 64,000
Colleton, South Carolina 6 $ 926,000 $ 154,333 $ 62,000
Montgomery, Tennessee 6 $ 963,000 $ 160,500 $ 58,000
Shelby, Tennessee 6 $ 852,000 $ 142,000 $ 75,000
Upshur, West Virginia 6 $ 676,000 $ 112,666 $ 45,000
Broward, Florida 5 $ 1,333,000 $ 266,600 $ 104,000
Miami-Dade, Florida 5 $ 1,975,000 $ 395,000 $ 168,000
Decatur, Georgia 5 $ 1,009,000 $ 201,800 $ 100,000
Troup, Georgia 5 $ 660,000 $ 132,000 $ 36,000
Washington, Indiana 5 $ 489,000 $ 97,800 $ 42,000
Breckinridge, Kentucky 5 $ 661,000 $ 132,200 $ 66,000
Clinton, Kentucky 5 $ 633,000 $ 126,600 $ 78,000
Garrard, Kentucky 5 $ 656,000 $ 131,200 $ 73,000
Harrison, Kentucky 5 $ 733,000 $ 146,600 $ 47,000
Henderson, Kentucky 5 $ 783,000 $ 156,600 $ 52,000
Hopkins, Kentucky 5 $ 670,000 $ 134,000 $ 72,000
Jessamine, Kentucky 5 $ 597,000 $ 119,400 $ 46,000
Lyon, Kentucky 5 $ 743,000 $ 148,600 $ 52,000
Marshall, Kentucky 5 $ 887,000 $ 177,400 $ 111,000
Alleghany, North Carolina 5 $ 1,044,000 $ 208,800 $ 141,000
Bladen, North Carolina 5 $ 645,000 $ 129,000 $ 75,000
Forsyth, North Carolina 5 $ 527,000 $ 105,400 $ 42,000
Licking, Ohio 5 $ 956,000 $ 191,200 $ 67,000
Marion, South Carolina 5 $ 318,000 $ 63,600 $ 57,000
York, South Carolina 5 $ 992,000 $ 198,400 $ 40,000
Knox, Tennessee 5 $ 695,000 $ 139,000 $ 71,000
Rutherford, Tennessee 5 $ 734,000 $ 146,800 $ 42,000
Norfolk, Virginia 5 $ 818,000 $ 163,600 $ 57,000
Roanoke, Virginia 5 $ 937,000 $ 187,400 $ 89,000
Raleigh, West Virginia 5 $ 760,000 $ 152,000 $ 65,000
Dale, Alabama 4 $ 380,000 $ 95,000 $ 38,000
Jefferson, Alabama 4 $ 1,023,000 $ 255,750 $ 106,000
Lee, Alabama 4 $ 701,000 $ 175,250 $ 115,000
Kent, Delaware 4 $ 648,000 $ 162,000 $ 22,000
Holmes, Florida 4 $ 633,000 $ 158,250 $ 72,000
Jackson, Florida 4 $ 514,000 $ 128,500 $ 67,000
Lee, Florida 4 $ 566,000 $ 141,500 $ 64,000
Paulding, Georgia 4 $ 549,000 $ 137,250 $ 57,000
Anderson, Kentucky 4 $ 596,000 $ 149,000 $ 89,000
Bell, Kentucky 4 $ 399,000 $ 99,750 $ 45,000
Clark, Kentucky 4 $ 763,000 $ 190,750 $ 74,000
Marion, Kentucky 4 $ 754,000 $ 188,500 $ 84,000
Scott, Kentucky 4 $ 561,000 $ 140,250 $ 84,000
Baltimore, Maryland 4 $ 717,000 $ 179,250 $ 78,000
Montgomery, Maryland 4 $ 1,209,000 $ 302,250 $ 143,000
Prince George's, Maryland 4 $ 1,224,000 $ 306,000 $ 90,000
Nassau, New York 4 $ 1,070,000 $ 267,500 $ 105,000
New Hanover, North Carolina 4 $ 719,000 $ 179,750 $ 142,000
Butler, Ohio 4 $ 915,000 $ 228,750 $ 100,000
Delaware, Ohio 4 $ 963,000 $ 240,750 $ 173,000
Montgomery, Ohio 4 $ 577,000 $ 144,250 $ 57,000
Portage, Ohio 4 $ 607,000 $ 151,750 $ 48,000
Bucks, Pennsylvania 4 $ 717,000 $ 179,250 $ 50,000
Franklin, Pennsylvania 4 $ 717,000 $ 179,250 $ 60,000
Lancaster, Pennsylvania 4 $ 562,000 $ 140,500 $ 53,000
Orangeburg, South Carolina 4 $ 498,000 $ 124,500 $ 57,000
Saluda, South Carolina 4 $ 661,000 $ 165,250 $ 64,000
Wilson, Tennessee 4 $ 898,000 $ 224,500 $ 89,000
Bedford, Virginia 4 $ 971,000 $ 242,750 $ 89,000
Hampton, Virginia 4 $ 845,000 $ 211,250 $ 112,000
Lee, Virginia 4 $ 755,000 $ 188,750 $ 100,000
New Kent, Virginia 4 $ 963,000 $ 240,750 $ 69,000
Northumberland, Virginia 4 $ 784,000 $ 196,000 $ 72,000
Geneva, Alabama 3 $ 436,000 $ 145,333 $ 74,000
Shelby, Alabama 3 $ 436,000 $ 145,333 $ 89,000
Ben Hill, Georgia 3 $ 272,000 $ 90,666 $ 42,000
Cobb, Georgia 3 $ 639,000 $ 213,000 $ 63,000
Gwinnett, Georgia 3 $ 484,000 $ 161,333 $ 56,000
Miller, Georgia 3 $ 236,000 $ 78,666 $ 42,000
Allen, Indiana 3 $ 567,000 $ 189,000 $ 54,000
Porter, Indiana 3 $ 549,000 $ 183,000 $ 72,000
Scott, Indiana 3 $ 368,000 $ 122,666 $ 30,000
Bath, Kentucky 3 $ 448,000 $ 149,333 $ 61,000
Bourbon, Kentucky 3 $ 291,000 $ 97,000 $ 35,000
Clay, Kentucky 3 $ 354,000 $ 118,000 $ 44,000
Cumberland, Kentucky 3 $ 442,000 $ 147,333 $ 111,000
Livingston, Kentucky 3 $ 292,000 $ 97,333 $ 49,000
Perry, Kentucky 3 $ 556,000 $ 185,333 $ 70,000
Trimble, Kentucky 3 $ 515,000 $ 171,666 $ 65,000
Woodford, Kentucky 3 $ 437,000 $ 145,666 $ 89,000
Middlesex, Massachusetts 3 $ 916,000 $ 305,333 $ 76,000
Alexander, North Carolina 3 $ 362,000 $ 120,666 $ 63,000
Guilford, North Carolina 3 $ 589,000 $ 196,333 $ 63,000
Nash, North Carolina 3 $ 233,000 $ 77,666 $ 59,000
Union, North Carolina 3 $ 648,000 $ 216,000 $ 93,000
Athens, Ohio 3 $ 292,000 $ 97,333 $ 55,000
Fairfield, Ohio 3 $ 850,000 $ 283,333 $ 92,000
Hamilton, Ohio 3 $ 731,000 $ 243,666 $ 111,000
Lake, Ohio 3 $ 530,000 $ 176,666 $ 73,000
Chester, Pennsylvania 3 $ 922,000 $ 307,333 $ 125,000
Anderson, South Carolina 3 $ 632,000 $ 210,666 $ 102,000
Beaufort, South Carolina 3 $ 416,000 $ 138,666 $ 44,000
Hawkins, Tennessee 3 $ 256,000 $ 85,333 $ 43,000
Sumner, Tennessee 3 $ 670,000 $ 223,333 $ 94,000
Fluvanna, Virginia 3 $ 893,000 $ 297,666 $ 64,000
Frederick, Virginia 3 $ 937,000 $ 312,333 $ 73,000
Galax, Virginia 3 $ 179,000 $ 59,666 $ 37,000
Loudoun, Virginia 3 $ 1,668,000 $ 556,000 $ 213,000
Newport News, Virginia 3 $ 649,000 $ 216,333 $ 62,000
Prince George, Virginia 3 $ 775,000 $ 258,333 $ 102,000
Richmond City, Virginia 3 $ 459,000 $ 153,000 $ 54,000
Rockingham, Virginia 3 $ 542,000 $ 180,666 $ 55,000
Suffolk, Virginia 3 $ 549,000 $ 183,000 $ 77,000
Barbour, Alabama 2 $ 168,000 $ 84,000 $ 43,000
Mobile, Alabama 2 $ 312,000 $ 156,000 $ 101,000
Sussex, Delaware 2 $ 439,000 $ 219,500 $ 59,000
District of Columbia, District Of Columbia 2 $ 754,000 $ 377,000 $ 73,000
Charlotte, Florida 2 $ 253,000 $ 126,500 $ 46,000
Citrus, Florida 2 $ 410,000 $ 205,000 $ 68,000
Duval, Florida 2 $ 498,000 $ 249,000 $ 201,000
Orange, Florida 2 $ 485,000 $ 242,500 $ 133,000
Santa Rosa, Florida 2 $ 494,000 $ 247,000 $ 88,000
Sarasota, Florida 2 $ 650,000 $ 325,000 $ 69,000
Bryan, Georgia 2 $ 482,000 $ 241,000 $ 155,000
Cherokee, Georgia 2 $ 456,000 $ 228,000 $ 94,000
Clayton, Georgia 2 $ 220,000 $ 110,000 $ 26,000
Fulton, Georgia 2 $ 655,000 $ 327,500 $ 127,000
Irwin, Georgia 2 $ 329,000 $ 164,500 $ 62,000
Jasper, Georgia 2 $ 250,000 $ 125,000 $ 156,000
Seminole, Georgia 2 $ 147,000 $ 73,500 $ 45,000
Tift, Georgia 2 $ 314,000 $ 157,000 $ 44,000
Will, Illinois 2 $ 282,000 $ 141,000 $ 55,000
Crawford, Indiana 2 $ 271,000 $ 135,500 $ 64,000
Delaware, Indiana 2 $ 394,000 $ 197,000 $ 63,000
Gibson, Indiana 2 $ 302,000 $ 151,000 $ 87,000
Morgan, Indiana 2 $ 284,000 $ 142,000 $ 51,000
Posey, Indiana 2 $ 208,000 $ 104,000 $ 45,000
Shelby, Indiana 2 $ 187,000 $ 93,500 $ 40,000
Warrick, Indiana 2 $ 312,000 $ 156,000 $ 43,000
Boyd, Kentucky 2 $ 198,000 $ 99,000 $ 59,000
Christian, Kentucky 2 $ 456,000 $ 228,000 $ 124,000
Greenup, Kentucky 2 $ 521,000 $ 260,500 $ 72,000
Johnson, Kentucky 2 $ 214,000 $ 107,000 $ 65,000
McCreary, Kentucky 2 $ 162,000 $ 81,000 $ 33,000
Montgomery, Kentucky 2 $ 384,000 $ 192,000 $ 30,000
Ohio, Kentucky 2 $ 282,000 $ 141,000 $ 101,000
Rockcastle, Kentucky 2 $ 319,000 $ 159,500 $ 55,000
Todd, Kentucky 2 $ 346,000 $ 173,000 $ 63,000
Washington, Kentucky 2 $ 219,000 $ 109,500 $ 69,000
Allegany, Maryland 2 $ 254,000 $ 127,000 $ 54,000
Harford, Maryland 2 $ 425,000 $ 212,500 $ 113,000
Washington, Maryland 2 $ 391,000 $ 195,500 $ 104,000
Oakland, Michigan 2 $ 460,000 $ 230,000 $ 87,000
Wayne, Michigan 2 $ 389,000 $ 194,500 $ 71,000
Butler, Missouri 2 $ 434,000 $ 217,000 $ 50,000
Burlington, New Jersey 2 $ 383,000 $ 191,500 $ 49,000
Monmouth, New Jersey 2 $ 591,000 $ 295,500 $ 123,000
Dutchess, New York 2 $ 502,000 $ 251,000 $ 116,000
Orange, New York 2 $ 378,000 $ 189,000 $ 47,000
Westchester, New York 2 $ 962,000 $ 481,000 $ 68,000
Burke, North Carolina 2 $ 430,000 $ 215,000 $ 69,000
Cabarrus, North Carolina 2 $ 390,000 $ 195,000 $ 71,000
Dare, North Carolina 2 $ 390,000 $ 195,000 $ 107,000
Davidson, North Carolina 2 $ 258,000 $ 129,000 $ 28,000
Davie, North Carolina 2 $ 280,000 $ 140,000 $ 43,000
Halifax, North Carolina 2 $ 244,000 $ 122,000 $ 77,000
Henderson, North Carolina 2 $ 205,000 $ 102,500 $ 34,000
Rowan, North Carolina 2 $ 356,000 $ 178,000 $ 53,000
Scotland, North Carolina 2 $ 334,000 $ 167,000 $ 139,000
Surry, North Carolina 2 $ 242,000 $ 121,000 $ 38,000
Huron, Ohio 2 $ 479,000 $ 239,500 $ 70,000
Medina, Ohio 2 $ 232,000 $ 116,000 $ 64,000
Miami, Ohio 2 $ 391,000 $ 195,500 $ 120,000
Trumbull, Ohio 2 $ 244,000 $ 122,000 $ 75,000
Tuscarawas, Ohio 2 $ 337,000 $ 168,500 $ 67,000
Berks, Pennsylvania 2 $ 264,000 $ 132,000 $ 66,000
Luzerne, Pennsylvania 2 $ 271,000 $ 135,500 $ 80,000
Monroe, Pennsylvania 2 $ 301,000 $ 150,500 $ 88,000
Northampton, Pennsylvania 2 $ 289,000 $ 144,500 $ 50,000
Potter, Pennsylvania 2 $ 260,000 $ 130,000 $ 78,000
Aiken, South Carolina 2 $ 274,000 $ 137,000 $ 99,000
Chesterfield, South Carolina 2 $ 347,000 $ 173,500 $ 81,000
Dillon, South Carolina 2 $ 282,000 $ 141,000 $ 153,000
Georgetown, South Carolina 2 $ 391,000 $ 195,500 $ 83,000
Greenwood, South Carolina 2 $ 250,000 $ 125,000 $ 66,000
Lancaster, South Carolina 2 $ 347,000 $ 173,500 $ 68,000
Laurens, South Carolina 2 $ 395,000 $ 197,500 $ 149,000
Sumter, South Carolina 2 $ 158,000 $ 79,000 $ 33,000
Williamsburg, South Carolina 2 $ 208,000 $ 104,000 $ 95,000
Bradley, Tennessee 2 $ 451,000 $ 225,500 $ 63,000
Meigs, Tennessee 2 $ 599,000 $ 299,500 $ 102,000
Obion, Tennessee 2 $ 328,000 $ 164,000 $ 43,000
Robertson, Tennessee 2 $ 320,000 $ 160,000 $ 42,000
Washington, Tennessee 2 $ 323,000 $ 161,500 $ 51,000
Montgomery, Texas 2 $ 313,000 $ 156,500 $ 73,000
Salt Lake, Utah 2 $ 345,000 $ 172,500 $ 66,000
Caroline, Virginia 2 $ 314,000 $ 157,000 $ 151,000
Hanover, Virginia 2 $ 387,000 $ 193,500 $ 59,000
Louisa, Virginia 2 $ 333,000 $ 166,500 $ 51,000
Orange, Virginia 2 $ 525,000 $ 262,500 $ 62,000
Shenandoah, Virginia 2 $ 327,000 $ 163,500 $ 56,000
Tazewell, Virginia 2 $ 322,000 $ 161,000 $ 47,000
Washington, Virginia 2 $ 407,000 $ 203,500 $ 68,000
Waynesboro, Virginia 2 $ 332,000 $ 166,000 $ 44,000
Westmoreland, Virginia 2 $ 614,000 $ 307,000 $ 103,000
Wythe, Virginia 2 $ 288,000 $ 144,000 $ 44,000
York, Virginia 2 $ 532,000 $ 266,000 $ 61,000
Logan, West Virginia 2 $ 271,000 $ 135,500 $ 47,000
Wyoming, West Virginia 2 $ 147,000 $ 73,500 $ 56,000
Baldwin, Alabama 1 $ 138,000 $ 138,000 $ 82,000
Calhoun, Alabama 1 $ 240,000 $ 240,000 $ 60,000
Colbert, Alabama 1 $ 130,000 $ 130,000 $ 47,000
Elmore, Alabama 1 $ 136,000 $ 136,000 $ 46,000
Fayette, Alabama 1 $ 140,000 $ 140,000 $ 74,000
Madison, Alabama 1 $ 214,000 $ 214,000 $ 140,000
Marion, Alabama 1 $ 195,000 $ 195,000 $ 46,000
Morgan, Alabama 1 $ 235,000 $ 235,000 $ 24,000
St. Clair, Alabama 1 $ 343,000 $ 343,000 $ 87,000
Orange, California 1 $ 605,000 $ 605,000 $ 93,000
San Diego, California 1 $ 135,000 $ 135,000 $ 36,000
Arapahoe, Colorado 1 $ 160,000 $ 160,000 $ 121,000
Hartford, Connecticut 1 $ 165,000 $ 165,000 $ 110,000
Litchfield, Connecticut 1 $ 112,000 $ 112,000 $ 58,000
New Haven, Connecticut 1 $ 241,000 $ 241,000 $ 96,000
Alachua, Florida 1 $ 415,000 $ 415,000 $ 138,000
Brevard, Florida 1 $ 118,000 $ 118,000 $ 170,000
Collier, Florida 1 $ 86,000 $ 86,000 $ 121,000
Flagler, Florida 1 $ 263,000 $ 263,000 $ 82,000
Hernando, Florida 1 $ 254,000 $ 254,000 $ 83,000
Highlands, Florida 1 $ 167,000 $ 167,000 $ 51,000
Monroe, Florida 1 $ 435,000 $ 435,000 $ 96,000
Nassau, Florida 1 $ 290,000 $ 290,000 $ 179,000
Okaloosa, Florida 1 $ 198,000 $ 198,000 $ 45,000
Osceola, Florida 1 $ 198,000 $ 198,000 $ 62,000
Pasco, Florida 1 $ 78,000 $ 78,000 $ 71,000
Pinellas, Florida 1 $ 225,000 $ 225,000 $ 105,000
Polk, Florida 1 $ 340,000 $ 340,000 $ 125,000
Sumter, Florida 1 $ 417,000 $ 417,000 $ 195,000
Volusia, Florida 1 $ 133,000 $ 133,000 $ 68,000
Walton, Florida 1 $ 219,000 $ 219,000 $ 98,000
Barrow, Georgia 1 $ 182,000 $ 182,000 $ 42,000
Berrien, Georgia 1 $ 105,000 $ 105,000 $ 53,000
Chatham, Georgia 1 $ 100,000 $ 100,000 $ 136,000
Columbia, Georgia 1 $ 132,000 $ 132,000 $ 50,000
Coweta, Georgia 1 $ 125,000 $ 125,000 $ 72,000
DeKalb, Georgia 1 $ 265,000 $ 265,000 $ 61,000
Douglas, Georgia 1 $ 60,000 $ 60,000 $ 221,000
Effingham, Georgia 1 $ 88,000 $ 88,000 $ 33,000
Gordon, Georgia 1 $ 109,000 $ 109,000 $ 40,000
Hall, Georgia 1 $ 141,000 $ 141,000 $ 33,000
Henry, Georgia 1 $ 128,000 $ 128,000 $ 52,000
Meriwether, Georgia 1 $ 192,000 $ 192,000 $ 73,000
Newton, Georgia 1 $ 125,000 $ 125,000 $ 90,000
Oconee, Georgia 1 $ 105,000 $ 105,000 $ 40,000
Walton, Georgia 1 $ 129,000 $ 129,000 $ 91,000
Wilcox, Georgia 1 $ 88,000 $ 88,000 $ 104,000
Elmore, Idaho 1 $ 128,000 $ 128,000 $ 21,000
Cumberland, Illinois 1 $ 125,000 $ 125,000 $ 76,000
Kane, Illinois 1 $ 158,000 $ 158,000 $ 60,000
Lake, Illinois 1 $ 170,000 $ 170,000 $ 35,000
McDonough, Illinois 1 $ 162,000 $ 162,000 $ 99,000
McHenry, Illinois 1 $ 278,000 $ 278,000 $ 110,000
Saline, Illinois 1 $ 157,000 $ 157,000 $ 66,000
St. Clair, Illinois 1 $ 166,000 $ 166,000 $ 162,000
Boone, Indiana 1 $ 126,000 $ 126,000 $ 70,000
Brown, Indiana 1 $ 130,000 $ 130,000 $ 55,000
Dearborn, Indiana 1 $ 189,000 $ 189,000 $ 129,000
Elkhart, Indiana 1 $ 156,000 $ 156,000 $ 61,000
Greene, Indiana 1 $ 90,000 $ 90,000 $ 58,000
Howard, Indiana 1 $ 88,000 $ 88,000 $ 90,000
Jasper, Indiana 1 $ 142,000 $ 142,000 $ 48,000
Knox, Indiana 1 $ 406,000 $ 406,000 $ 134,000
Lake, Indiana 1 $ 280,000 $ 280,000 $ 91,000
Madison, Indiana 1 $ 116,000 $ 116,000 $ 78,000
Monroe, Indiana 1 $ 112,000 $ 112,000 $ 27,000
Spencer, Indiana 1 $ 179,000 $ 179,000 $ 69,000
Sullivan, Indiana 1 $ 112,000 $ 112,000 $ 25,000
Switzerland, Indiana 1 $ 112,000 $ 112,000 $ 40,000
Caldwell, Kentucky 1 $ 260,000 $ 260,000 $ 86,000
Carroll, Kentucky 1 $ 167,000 $ 167,000 $ 45,000
Carter, Kentucky 1 $ 180,000 $ 180,000 $ 47,000
Casey, Kentucky 1 $ 130,000 $ 130,000 $ 32,000
Estill, Kentucky 1 $ 135,000 $ 135,000 $ 42,000
Floyd, Kentucky 1 $ 200,000 $ 200,000 $ 117,000
Lee, Kentucky 1 $ 148,000 $ 148,000 $ 83,000
Magoffin, Kentucky 1 $ 206,000 $ 206,000 $ 95,000
McLean, Kentucky 1 $ 72,000 $ 72,000 $ 55,000
Metcalfe, Kentucky 1 $ 131,000 $ 131,000 $ 46,000
Muhlenberg, Kentucky 1 $ 140,000 $ 140,000 $ 59,000
Powell, Kentucky 1 $ 92,000 $ 92,000 $ 31,000
Rowan, Kentucky 1 $ 142,000 $ 142,000 $ 59,000
Wayne, Kentucky 1 $ 77,000 $ 77,000 $ 27,000
Webster, Kentucky 1 $ 78,000 $ 78,000 $ 43,000
Wolfe, Kentucky 1 $ 86,000 $ 86,000 $ 62,000
Baltimore City, Maryland 1 $ 164,000 $ 164,000 $ 42,000
Charles, Maryland 1 $ 175,000 $ 175,000 $ 57,000
Queen Anne's, Maryland 1 $ 232,000 $ 232,000 $ 84,000
Wicomico, Maryland 1 $ 147,000 $ 147,000 $ 48,000
Worcester, Maryland 1 $ 147,000 $ 147,000 $ 47,000
Kalamazoo, Michigan 1 $ 115,000 $ 115,000 $ 65,000
Leelanau, Michigan 1 $ 325,000 $ 325,000 $ 1,793,000
Muskegon, Michigan 1 $ 66,000 $ 66,000 $ 30,000
Wright, Minnesota 1 $ 273,000 $ 273,000 $ 110,000
St. Louis, Missouri 1 $ 145,000 $ 145,000 $ 72,000
Lewis and Clark, Montana 1 $ 167,000 $ 167,000 $ 80,000
Meagher, Montana 1 $ 227,000 $ 227,000 $ 80,000
Lancaster, Nebraska 1 $ 122,000 $ 122,000 $ 60,000
Passaic, New Jersey 1 $ 250,000 $ 250,000 $ 88,000
Warren, New Jersey 1 $ 309,000 $ 309,000 $ 138,000
Cortland, New York 1 $ 102,000 $ 102,000 $ 91,000
Erie, New York 1 $ 125,000 $ 125,000 $ 46,000
Kings, New York 1 $ 204,000 $ 204,000 $ 36,000
Monroe, New York 1 $ 120,000 $ 120,000 $ 57,000
Queens, New York 1 $ 202,000 $ 202,000 $ 95,000
Ulster, New York 1 $ 236,000 $ 236,000 $ 120,000
Alamance, North Carolina 1 $ 99,000 $ 99,000 $ 46,000
Anson, North Carolina 1 $ 83,000 $ 83,000 $ 188,000
Ashe, North Carolina 1 $ 137,000 $ 137,000 $ 393,000
Avery, North Carolina 1 $ 330,000 $ 330,000 $ 168,000
Cherokee, North Carolina 1 $ 128,000 $ 128,000 $ 106,000
Chowan, North Carolina 1 $ 134,000 $ 134,000 $ 41,000
Cumberland, North Carolina 1 $ 165,000 $ 165,000 $ 63,000
Duplin, North Carolina 1 $ 141,000 $ 141,000 $ 60,000
Durham, North Carolina 1 $ 166,000 $ 166,000 $ 81,000
Montgomery, North Carolina 1 $ 239,000 $ 239,000 $ 133,000
Onslow, North Carolina 1 $ 209,000 $ 209,000 $ 106,000
Pasquotank, North Carolina 1 $ 175,000 $ 175,000 $ 41,000
Polk, North Carolina 1 $ 245,000 $ 245,000 $ 132,000
Randolph, North Carolina 1 $ 71,000 $ 71,000 $ 115,000
Stanly, North Carolina 1 $ 175,000 $ 175,000 $ 42,000
Swain, North Carolina 1 $ 189,000 $ 189,000 $ 55,000
Tyrrell, North Carolina 1 $ 122,000 $ 122,000 $ 32,000
Warren, North Carolina 1 $ 200,000 $ 200,000 $ 210,000
Watauga, North Carolina 1 $ 168,000 $ 168,000 $ 174,000
Yadkin, North Carolina 1 $ 153,000 $ 153,000 $ 33,000
Allen, Ohio 1 $ 234,000 $ 234,000 $ 53,000
Ashland, Ohio 1 $ 193,000 $ 193,000 $ 60,000
Belmont, Ohio 1 $ 221,000 $ 221,000 $ 70,000
Clark, Ohio 1 $ 119,000 $ 119,000 $ 61,000
Defiance, Ohio 1 $ 117,000 $ 117,000 $ 50,000
Knox, Ohio 1 $ 219,000 $ 219,000 $ 93,000
Marion, Ohio 1 $ 163,000 $ 163,000 $ 80,000
Muskingum, Ohio 1 $ 108,000 $ 108,000 $ 49,000
Ottawa, Ohio 1 $ 235,000 $ 235,000 $ 70,000
Perry, Ohio 1 $ 122,000 $ 122,000 $ 56,000
Pickaway, Ohio 1 $ 103,000 $ 103,000 $ 70,000
Richland, Ohio 1 $ 151,000 $ 151,000 $ 102,000
Ross, Ohio 1 $ 137,000 $ 137,000 $ 62,000
Union, Ohio 1 $ 160,000 $ 160,000 $ 136,000
Warren, Ohio 1 $ 292,000 $ 292,000 $ 134,000
Wood, Ohio 1 $ 124,000 $ 124,000 $ 52,000
Choctaw, Oklahoma 1 $ 153,000 $ 153,000 $ 80,000
Washington, Oregon 1 $ 248,000 $ 248,000 $ 92,000
Bradford, Pennsylvania 1 $ 320,000 $ 320,000 $ 105,000
Columbia, Pennsylvania 1 $ 175,000 $ 175,000 $ 68,000
Cumberland, Pennsylvania 1 $ 417,000 $ 417,000 $ 83,000
Erie, Pennsylvania 1 $ 75,000 $ 75,000 $ 73,000
Lebanon, Pennsylvania 1 $ 112,000 $ 112,000 $ 46,000
Lehigh, Pennsylvania 1 $ 125,000 $ 125,000 $ 70,000
Schuylkill, Pennsylvania 1 $ 213,000 $ 213,000 $ 89,000
Washington, Pennsylvania 1 $ 140,000 $ 140,000 $ 84,000
Westmoreland, Pennsylvania 1 $ 152,000 $ 152,000 $ 87,000
York, Pennsylvania 1 $ 100,000 $ 100,000 $ 36,000
Berkeley, South Carolina 1 $ 104,000 $ 104,000 $ 35,000
Calhoun, South Carolina 1 $ 151,000 $ 151,000 $ 48,000
Chester, South Carolina 1 $ 133,000 $ 133,000 $ 29,000
Clarendon, South Carolina 1 $ 350,000 $ 350,000 $ 149,000
Darlington, South Carolina 1 $ 55,000 $ 55,000 $ 21,000
Florence, South Carolina 1 $ 207,000 $ 207,000 $ 60,000
Hampton, South Carolina 1 $ 129,000 $ 129,000 $ 84,000
Pickens, South Carolina 1 $ 72,000 $ 72,000 $ 37,000
Lincoln, South Dakota 1 $ 179,000 $ 179,000 $ 49,000
Bedford, Tennessee 1 $ 216,000 $ 216,000 $ 65,000
Cannon, Tennessee 1 $ 100,000 $ 100,000 $ 120,000
Cheatham, Tennessee 1 $ 130,000 $ 130,000 $ 44,000
Claiborne, Tennessee 1 $ 64,000 $ 64,000 $ 23,000
Cocke, Tennessee 1 $ 61,000 $ 61,000 $ 86,000
Dyer, Tennessee 1 $ 106,000 $ 106,000 $ 88,000
Hamilton, Tennessee 1 $ 97,000 $ 97,000 $ 60,000
Hardin, Tennessee 1 $ 146,000 $ 146,000 $ 32,000
Henderson, Tennessee 1 $ 126,000 $ 126,000 $ 99,000
Jefferson, Tennessee 1 $ 92,000 $ 92,000 $ 22,000
Lawrence, Tennessee 1 $ 95,000 $ 95,000 $ 57,000
Madison, Tennessee 1 $ 153,000 $ 153,000 $ 110,000
Maury, Tennessee 1 $ 190,000 $ 190,000 $ 70,000
Morgan, Tennessee 1 $ 44,000 $ 44,000 $ 77,000
Rhea, Tennessee 1 $ 212,000 $ 212,000 $ 79,000
Stewart, Tennessee 1 $ 90,000 $ 90,000 $ 38,000
Sullivan, Tennessee 1 $ 120,000 $ 120,000 $ 113,000
Williamson, Tennessee 1 $ 417,000 $ 417,000 $ 170,000
Collin, Texas 1 $ 233,000 $ 233,000 $ 80,000
Davis, Utah 1 $ 173,000 $ 173,000 $ 53,000
Juab, Utah 1 $ 220,000 $ 220,000 $ 47,000
Albemarle, Virginia 1 $ 122,000 $ 122,000 $ 44,000
Alexandria, Virginia 1 $ 462,000 $ 462,000 $ 180,000
Arlington, Virginia 1 $ 280,000 $ 280,000 $ 48,000
Augusta, Virginia 1 $ 244,000 $ 244,000 $ 125,000
Buckingham, Virginia 1 $ 274,000 $ 274,000 $ 101,000
Clarke, Virginia 1 $ 743,000 $ 743,000 $ 420,000
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Mortgage Loan Application Detail Totals for Magnolia Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,958 $331,768,000 $169,000 $926,000 $82,000 $1,793,000
Home Purchase 1,505 $212,670,000 $141,000 $763,000 $63,000 $775,000
Home Improvement 25 $1,306,000 $52,000 $179,000 $66,000 $180,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,407 $359,797,000 $149,000 $926,000 $74,000 $1,793,000
Not Provided 861 $150,188,000 $174,000 $658,000 $74,000 $900,000
Black or African American 114 $19,188,000 $168,000 $763,000 $66,000 $180,000
Hispanic 43 $7,187,000 $167,000 $417,000 $69,000 $294,000
Asian 21 $3,313,000 $157,000 $288,000 $65,000 $129,000
Not applicable 19 $2,221,000 $116,000 $209,000 $0 $0
American Indian or Alaskan Native 18 $2,472,000 $137,000 $369,000 $58,000 $127,000
Native Hawaiian or Other Pacific Islander 5 $1,378,000 $275,000 $402,000 $131,000 $264,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,985 $328,527,000 $165,000 $926,000 $87,000 $1,793,000
FHA-insured (Federal Housing Administration) 1,002 $145,998,000 $145,000 $743,000 $58,000 $900,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 339 $40,626,000 $119,000 $519,000 $42,000 $139,000
VA-guaranteed (Veterans Administration) 162 $30,593,000 $188,000 $763,000 $71,000 $280,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,162 $324,059,000 $149,000 $560,000 $74,000 $1,793,000
Application Withdrawn By Applicant 624 $112,579,000 $180,000 $926,000 $76,000 $436,000
Application Denied By Financial Institution 464 $72,309,000 $155,000 $763,000 $64,000 $900,000
Application Approved But Not Accepted 223 $34,889,000 $156,000 $477,000 $80,000 $979,000
Loan Purchased By The Institution 15 $1,908,000 $127,000 $209,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 229 $35,837,000 $156,000 $493,000 $69,000 $900,000
Debt-To-Income Ratio 95 $15,959,000 $167,000 $763,000 $47,000 $175,000
Collateral 84 $12,012,000 $143,000 $412,000 $73,000 $197,000
Other 30 $4,411,000 $147,000 $575,000 $63,000 $175,000
Employment History 10 $1,534,000 $153,000 $417,000 $46,000 $192,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,289,000 $184,000 $403,000 $55,000 $111,000
Unverifiable Information 5 $886,000 $177,000 $325,000 $55,000 $84,000
Credit Application Incomplete 1 $137,000 $137,000 $137,000 $97,000 $97,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Magnolia Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Magnolia Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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