Home Point Financial Corporation Mortgage Lending & HMDA Data, 2017

In 2017, Home Point Financial Corporation of Ann Arbor, MI reported 64,910 mortgage applications totaling $16.4 billion, up 147% from 2016. The average application was for $253,301, and applicants reported an average income of $95,274. 52% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,578), Chicago-Naperville-Arlington Heights, IL (2,570) and New York-Jersey City-White Plains, NY-NJ (2,191) (applications in parentheses).

Mortgage Company & Address Home Point Financial Corporation
1194 Oak Valley Drive, Suite 80
Ann Arbor, MI 48108
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 64,910
Total Mortgage Loan Application Amount $16,441,795,000
Average Mortgage Loan Application Amount $253,301
Highest Mortgage Loan Application Amount $2,448,000
Average Applicant Income $95,274
Highest Applicant Income $5,040,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Point Financial Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Home Point Financial Corporation by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,578 $ 1,116,738,000 $ 433,179 $ 127,000
Cook, Illinois 1,746 $ 413,374,000 $ 236,754 $ 95,000
San Diego, California 1,548 $ 655,509,000 $ 423,455 $ 120,000
Maricopa, Arizona 1,192 $ 299,471,000 $ 251,234 $ 109,000
Orange, California 1,191 $ 590,378,000 $ 495,699 $ 146,000
Riverside, California 833 $ 263,548,000 $ 316,384 $ 107,000
Hillsborough, Florida 797 $ 165,118,000 $ 207,174 $ 88,000
Providence, Rhode Island 765 $ 155,851,000 $ 203,726 $ 74,000
Broward, Florida 634 $ 154,034,000 $ 242,955 $ 89,000
Miami-Dade, Florida 585 $ 144,640,000 $ 247,247 $ 94,000
San Bernardino, California 553 $ 157,044,000 $ 283,985 $ 100,000
Sacramento, California 496 $ 146,137,000 $ 294,631 $ 102,000
Gwinnett, Georgia 463 $ 105,556,000 $ 227,982 $ 78,000
Essex, New Jersey 462 $ 134,486,000 $ 291,095 $ 104,000
Orange, Florida 430 $ 97,272,000 $ 226,213 $ 85,000
Fulton, Georgia 413 $ 110,950,000 $ 268,644 $ 124,000
Palm Beach, Florida 407 $ 95,868,000 $ 235,547 $ 99,000
Middlesex, New Jersey 392 $ 112,281,000 $ 286,431 $ 106,000
Berks, Pennsylvania 385 $ 65,718,000 $ 170,696 $ 75,000
Morris, New Jersey 376 $ 132,457,000 $ 352,279 $ 133,000
Alameda, California 373 $ 172,952,000 $ 463,678 $ 137,000
Santa Clara, California 373 $ 178,388,000 $ 478,252 $ 163,000
Franklin, Ohio 364 $ 64,599,000 $ 177,469 $ 79,000
Union, New Jersey 354 $ 101,635,000 $ 287,104 $ 100,000
New Castle, Delaware 350 $ 74,057,000 $ 211,591 $ 79,000
Middlesex, Massachusetts 346 $ 115,636,000 $ 334,208 $ 104,000
Philadelphia, Pennsylvania 334 $ 61,103,000 $ 182,943 $ 81,000
Pinellas, Florida 332 $ 73,238,000 $ 220,596 $ 90,000
Marion, Indiana 330 $ 47,478,000 $ 143,872 $ 76,000
Cumberland, Pennsylvania 324 $ 62,325,000 $ 192,361 $ 84,000
Contra Costa, California 317 $ 135,680,000 $ 428,012 $ 137,000
Hudson, New Jersey 316 $ 102,861,000 $ 325,509 $ 117,000
Cobb, Georgia 315 $ 78,690,000 $ 249,809 $ 106,000
Ocean, New Jersey 313 $ 87,850,000 $ 280,670 $ 139,000
Lake, Illinois 312 $ 73,294,000 $ 234,916 $ 115,000
Camden, New Jersey 309 $ 53,494,000 $ 173,119 $ 78,000
DuPage, Illinois 306 $ 74,426,000 $ 243,222 $ 100,000
Prince George's, Maryland 302 $ 85,247,000 $ 282,274 $ 82,000
Burlington, New Jersey 301 $ 64,310,000 $ 213,654 $ 91,000
Hennepin, Minnesota 299 $ 75,494,000 $ 252,488 $ 112,000
Harris, Texas 295 $ 64,567,000 $ 218,871 $ 100,000
Kent, Rhode Island 294 $ 64,022,000 $ 217,761 $ 84,000
Bergen, New Jersey 293 $ 111,863,000 $ 381,784 $ 128,000
Will, Illinois 287 $ 60,154,000 $ 209,595 $ 88,000
Essex, Massachusetts 285 $ 94,757,000 $ 332,480 $ 98,000
Mecklenburg, North Carolina 283 $ 66,855,000 $ 236,236 $ 111,000
Wake, North Carolina 281 $ 70,247,000 $ 249,989 $ 103,000
Passaic, New Jersey 277 $ 79,796,000 $ 288,072 $ 98,000
Dauphin, Pennsylvania 274 $ 43,733,000 $ 159,609 $ 78,000
St. Louis, Missouri 263 $ 54,607,000 $ 207,631 $ 91,000
Monmouth, New Jersey 263 $ 93,801,000 $ 356,657 $ 135,000
Hernando, Florida 257 $ 38,765,000 $ 150,836 $ 55,000
King, Washington 255 $ 97,532,000 $ 382,478 $ 122,000
Fairfax, Virginia 250 $ 104,146,000 $ 416,584 $ 130,000
Allegheny, Pennsylvania 242 $ 40,861,000 $ 168,847 $ 88,000
Worcester, Massachusetts 241 $ 52,467,000 $ 217,705 $ 69,000
Gloucester, New Jersey 235 $ 45,904,000 $ 195,336 $ 89,000
Clark, Nevada 232 $ 58,971,000 $ 254,185 $ 104,000
Bexar, Texas 232 $ 47,567,000 $ 205,030 $ 87,000
Polk, Florida 231 $ 41,004,000 $ 177,506 $ 63,000
Macomb, Michigan 227 $ 37,726,000 $ 166,193 $ 66,000
Lee, Florida 223 $ 44,958,000 $ 201,605 $ 82,000
Baltimore, Maryland 223 $ 54,411,000 $ 243,995 $ 86,000
Pierce, Washington 220 $ 57,416,000 $ 260,981 $ 78,000
Montgomery, Maryland 218 $ 82,041,000 $ 376,334 $ 116,000
Polk, Iowa 217 $ 39,993,000 $ 184,299 $ 76,000
Ventura, California 216 $ 97,206,000 $ 450,027 $ 140,000
Montgomery, Pennsylvania 215 $ 52,140,000 $ 242,511 $ 102,000
Hamilton, Ohio 213 $ 35,357,000 $ 165,995 $ 75,000
Bucks, Pennsylvania 212 $ 56,010,000 $ 264,198 $ 95,000
York, Pennsylvania 211 $ 38,600,000 $ 182,938 $ 78,000
DeKalb, Georgia 210 $ 48,975,000 $ 233,214 $ 94,000
Arapahoe, Colorado 207 $ 58,790,000 $ 284,009 $ 92,000
Oakland, Michigan 204 $ 42,805,000 $ 209,828 $ 100,000
Pasco, Florida 199 $ 37,895,000 $ 190,427 $ 76,000
Hamilton, Indiana 198 $ 50,945,000 $ 257,297 $ 120,000
Plymouth, Massachusetts 198 $ 57,334,000 $ 289,565 $ 88,000
Bristol, Massachusetts 187 $ 46,535,000 $ 248,850 $ 81,000
San Mateo, California 186 $ 92,246,000 $ 495,946 $ 157,000
El Paso, Colorado 185 $ 48,713,000 $ 263,313 $ 75,000
Somerset, New Jersey 184 $ 59,106,000 $ 321,228 $ 120,000
Seminole, Florida 183 $ 41,581,000 $ 227,218 $ 91,000
Anne Arundel, Maryland 181 $ 56,585,000 $ 312,624 $ 99,000
Erie, Pennsylvania 180 $ 23,613,000 $ 131,183 $ 68,000
Lake, Indiana 179 $ 30,886,000 $ 172,547 $ 78,000
Jefferson, Colorado 178 $ 54,363,000 $ 305,410 $ 113,000
Kane, Illinois 178 $ 40,793,000 $ 229,174 $ 90,000
Osceola, Florida 176 $ 36,603,000 $ 207,971 $ 79,000
Placer, California 172 $ 61,808,000 $ 359,348 $ 133,000
Tarrant, Texas 172 $ 36,755,000 $ 213,691 $ 104,000
Volusia, Florida 169 $ 32,644,000 $ 193,159 $ 77,000
Douglas, Nebraska 168 $ 34,774,000 $ 206,988 $ 111,000
Prince William, Virginia 165 $ 56,950,000 $ 345,151 $ 95,000
Denver, Colorado 160 $ 50,623,000 $ 316,393 $ 118,000
St. Charles, Missouri 160 $ 35,836,000 $ 223,975 $ 96,000
Delaware, Pennsylvania 159 $ 34,507,000 $ 217,025 $ 97,000
Sweetwater, Wyoming 159 $ 35,343,000 $ 222,283 $ 79,000
McHenry, Illinois 152 $ 31,008,000 $ 204,000 $ 89,000
Manatee, Florida 151 $ 36,118,000 $ 239,192 $ 101,000
Norfolk, Massachusetts 150 $ 50,498,000 $ 336,653 $ 103,000
San Joaquin, California 145 $ 44,506,000 $ 306,937 $ 106,000
Douglas, Colorado 144 $ 51,142,000 $ 355,152 $ 126,000
Dakota, Minnesota 143 $ 34,437,000 $ 240,818 $ 94,000
Forsyth, Georgia 142 $ 41,354,000 $ 291,225 $ 103,000
Cuyahoga, Ohio 142 $ 21,287,000 $ 149,908 $ 84,000
El Paso, Texas 138 $ 22,977,000 $ 166,500 $ 78,000
Greenville, South Carolina 137 $ 25,120,000 $ 183,357 $ 69,000
Dane, Wisconsin 137 $ 32,721,000 $ 238,839 $ 89,000
Sedgwick, Kansas 136 $ 21,469,000 $ 157,860 $ 72,000
Solano, California 135 $ 43,561,000 $ 322,674 $ 98,000
Butler, Ohio 133 $ 24,207,000 $ 182,007 $ 79,000
Duval, Florida 132 $ 31,211,000 $ 236,446 $ 93,000
Cherokee, Georgia 131 $ 31,309,000 $ 239,000 $ 94,000
Sarasota, Florida 130 $ 28,308,000 $ 217,753 $ 86,000
Jackson, Missouri 130 $ 22,905,000 $ 176,192 $ 78,000
Brevard, Florida 128 $ 28,258,000 $ 220,765 $ 89,000
Harford, Maryland 128 $ 33,081,000 $ 258,445 $ 91,000
Adams, Colorado 127 $ 36,028,000 $ 283,685 $ 83,000
Suffolk, Massachusetts 127 $ 49,067,000 $ 386,354 $ 103,000
Beaufort, South Carolina 125 $ 28,946,000 $ 231,568 $ 117,000
St. Lucie, Florida 124 $ 24,173,000 $ 194,943 $ 72,000
Union, Ohio 124 $ 22,951,000 $ 185,088 $ 76,000
Washington, Rhode Island 123 $ 31,477,000 $ 255,910 $ 104,000
Webb, Texas 123 $ 24,268,000 $ 197,300 $ 81,000
San Francisco, California 122 $ 62,862,000 $ 515,262 $ 159,000
Chester, Pennsylvania 120 $ 32,821,000 $ 273,508 $ 113,000
Dallas, Texas 119 $ 26,176,000 $ 219,966 $ 98,000
New London, Connecticut 118 $ 23,322,000 $ 197,644 $ 88,000
Cape May, New Jersey 116 $ 30,513,000 $ 263,043 $ 137,000
Barnstable, Massachusetts 115 $ 30,591,000 $ 266,008 $ 82,000
Wayne, Michigan 113 $ 17,926,000 $ 158,637 $ 86,000
Atlantic, New Jersey 112 $ 23,552,000 $ 210,285 $ 114,000
Fort Bend, Texas 111 $ 27,971,000 $ 251,990 $ 101,000
Jefferson, Alabama 110 $ 17,114,000 $ 155,581 $ 68,000
Sussex, New Jersey 110 $ 25,238,000 $ 229,436 $ 97,000
Jefferson, Missouri 108 $ 19,744,000 $ 182,814 $ 93,000
Warren, Ohio 108 $ 23,280,000 $ 215,555 $ 92,000
Fresno, California 107 $ 26,359,000 $ 246,345 $ 102,000
Woodbury, Iowa 107 $ 14,108,000 $ 131,850 $ 63,000
Collin, Texas 107 $ 28,455,000 $ 265,934 $ 109,000
Fairfield, Connecticut 106 $ 34,091,000 $ 321,613 $ 116,000
Anoka, Minnesota 105 $ 24,043,000 $ 228,980 $ 87,000
Baltimore City, Maryland 102 $ 21,339,000 $ 209,205 $ 81,000
Hendricks, Indiana 101 $ 18,403,000 $ 182,207 $ 69,000
Milwaukee, Wisconsin 101 $ 19,481,000 $ 192,881 $ 104,000
Sonoma, California 99 $ 40,286,000 $ 406,929 $ 119,000
Washington, Minnesota 99 $ 28,124,000 $ 284,080 $ 125,000
Perry, Pennsylvania 99 $ 15,094,000 $ 152,464 $ 62,000
Loudoun, Virginia 99 $ 40,281,000 $ 406,878 $ 130,000
Nassau, New York 98 $ 35,445,000 $ 361,683 $ 154,000
Snohomish, Washington 97 $ 32,838,000 $ 338,536 $ 101,000
Lake, Florida 96 $ 20,879,000 $ 217,489 $ 85,000
Virginia Beach, Virginia 96 $ 28,076,000 $ 292,458 $ 88,000
Hartford, Connecticut 94 $ 18,592,000 $ 197,787 $ 85,000
Kern, California 93 $ 20,025,000 $ 215,322 $ 107,000
Stanislaus, California 93 $ 23,895,000 $ 256,935 $ 105,000
El Dorado, California 92 $ 31,287,000 $ 340,076 $ 131,000
Charlotte, Florida 92 $ 15,959,000 $ 173,467 $ 72,000
Lancaster, Nebraska 92 $ 20,623,000 $ 224,163 $ 83,000
Mercer, New Jersey 91 $ 20,522,000 $ 225,516 $ 114,000
New Hanover, North Carolina 91 $ 20,929,000 $ 229,989 $ 112,000
Pinal, Arizona 90 $ 16,944,000 $ 188,266 $ 76,000
Denton, Texas 90 $ 22,130,000 $ 245,888 $ 111,000
Forsyth, North Carolina 88 $ 14,782,000 $ 167,977 $ 83,000
Dorchester, Maryland 87 $ 13,725,000 $ 157,758 $ 60,000
Clermont, Ohio 87 $ 14,937,000 $ 171,689 $ 68,000
Washington, Arkansas 86 $ 13,722,000 $ 159,558 $ 62,000
Travis, Texas 86 $ 22,764,000 $ 264,697 $ 130,000
Benton, Arkansas 85 $ 16,317,000 $ 191,964 $ 80,000
Lafayette, Louisiana 85 $ 16,917,000 $ 199,023 $ 62,000
Ramsey, Minnesota 85 $ 18,816,000 $ 221,364 $ 83,000
Sarpy, Nebraska 85 $ 18,295,000 $ 215,235 $ 88,000
Johnson, Kansas 84 $ 19,577,000 $ 233,059 $ 95,000
Howard, Maryland 84 $ 31,622,000 $ 376,452 $ 116,000
Suffolk, New York 84 $ 28,232,000 $ 336,095 $ 157,000
Stark, Ohio 83 $ 13,818,000 $ 166,481 $ 74,000
New Haven, Connecticut 82 $ 17,555,000 $ 214,085 $ 89,000
Linn, Iowa 82 $ 14,656,000 $ 178,731 $ 78,000
Frederick, Maryland 82 $ 26,721,000 $ 325,865 $ 101,000
Scotts Bluff, Nebraska 82 $ 12,131,000 $ 147,939 $ 89,000
Waukesha, Wisconsin 82 $ 23,231,000 $ 283,304 $ 126,000
Jefferson, Kentucky 81 $ 15,593,000 $ 192,506 $ 65,000
Horry, South Carolina 79 $ 15,289,000 $ 193,531 $ 78,000
Rockland, New York 78 $ 29,263,000 $ 375,166 $ 140,000
St. Louis City, Missouri 77 $ 14,648,000 $ 190,233 $ 81,000
Hunterdon, New Jersey 77 $ 25,404,000 $ 329,922 $ 139,000
Cass, North Dakota 77 $ 15,081,000 $ 195,857 $ 88,000
Charleston, South Carolina 77 $ 22,179,000 $ 288,038 $ 101,000
Thurston, Washington 77 $ 19,685,000 $ 255,649 $ 81,000
Scott, Minnesota 76 $ 20,006,000 $ 263,236 $ 95,000
Pima, Arizona 74 $ 16,612,000 $ 224,486 $ 101,000
Summit, Ohio 73 $ 11,354,000 $ 155,534 $ 76,000
Franklin, Pennsylvania 73 $ 11,173,000 $ 153,054 $ 65,000
St. Johns, Florida 72 $ 17,842,000 $ 247,805 $ 84,000
Winnebago, Illinois 72 $ 9,848,000 $ 136,777 $ 62,000
Sussex, Delaware 71 $ 17,595,000 $ 247,816 $ 129,000
St. Clair, Illinois 71 $ 12,662,000 $ 178,338 $ 86,000
Escambia, Florida 70 $ 14,490,000 $ 207,000 $ 95,000
Madison, Illinois 69 $ 11,851,000 $ 171,753 $ 77,000
Hillsborough, New Hampshire 69 $ 15,443,000 $ 223,811 $ 77,000
Washington, Oregon 69 $ 20,381,000 $ 295,376 $ 101,000
Windham, Connecticut 68 $ 12,622,000 $ 185,617 $ 70,000
Kendall, Illinois 68 $ 14,711,000 $ 216,338 $ 86,000
District of Columbia, District Of Columbia 67 $ 28,459,000 $ 424,761 $ 115,000
Allen, Indiana 67 $ 11,867,000 $ 177,119 $ 77,000
San Luis Obispo, California 66 $ 28,111,000 $ 425,924 $ 120,000
Boulder, Colorado 66 $ 21,799,000 $ 330,287 $ 108,000
Delaware, Ohio 66 $ 17,357,000 $ 262,984 $ 116,000
Kent, Delaware 65 $ 13,191,000 $ 202,938 $ 67,000
Clay, Missouri 65 $ 10,612,000 $ 163,261 $ 80,000
Porter, Indiana 64 $ 12,268,000 $ 191,687 $ 81,000
Tulsa, Oklahoma 64 $ 11,386,000 $ 177,906 $ 77,000
Shelby, Tennessee 64 $ 12,278,000 $ 191,843 $ 90,000
Chesterfield, Virginia 64 $ 14,958,000 $ 233,718 $ 84,000
Weld, Colorado 63 $ 19,176,000 $ 304,380 $ 113,000
Okaloosa, Florida 63 $ 14,992,000 $ 237,968 $ 117,000
Hampden, Massachusetts 63 $ 10,548,000 $ 167,428 $ 64,000
Warren, New Jersey 63 $ 14,656,000 $ 232,634 $ 90,000
Oklahoma, Oklahoma 63 $ 12,958,000 $ 205,682 $ 159,000
Clark, Washington 63 $ 17,482,000 $ 277,492 $ 92,000
Nevada, California 62 $ 20,141,000 $ 324,854 $ 115,000
Cumberland, New Jersey 62 $ 9,508,000 $ 153,354 $ 64,000
Multnomah, Oregon 62 $ 17,288,000 $ 278,838 $ 99,000
Kent, Michigan 61 $ 10,969,000 $ 179,819 $ 69,000
Union, North Carolina 61 $ 15,004,000 $ 245,967 $ 96,000
Hall, Georgia 60 $ 12,622,000 $ 210,366 $ 81,000
Charles, Maryland 60 $ 20,136,000 $ 335,600 $ 170,000
Logan, Ohio 60 $ 7,558,000 $ 125,966 $ 56,000
Montgomery, Ohio 60 $ 7,635,000 $ 127,250 $ 76,000
Santa Cruz, California 59 $ 29,214,000 $ 495,152 $ 154,000
Henry, Georgia 59 $ 10,590,000 $ 179,491 $ 67,000
Champaign, Illinois 59 $ 8,164,000 $ 138,372 $ 56,000
St. Louis, Minnesota 59 $ 7,379,000 $ 125,067 $ 64,000
Brunswick, North Carolina 59 $ 13,703,000 $ 232,254 $ 115,000
Davidson, Tennessee 59 $ 14,948,000 $ 253,355 $ 107,000
Monterey, California 58 $ 23,310,000 $ 401,896 $ 122,000
Queens, New York 58 $ 25,392,000 $ 437,793 $ 111,000
Lancaster, Pennsylvania 58 $ 9,949,000 $ 171,534 $ 81,000
Northampton, Pennsylvania 58 $ 10,960,000 $ 188,965 $ 158,000
Westmoreland, Pennsylvania 58 $ 8,399,000 $ 144,810 $ 67,000
Williamson, Texas 58 $ 13,569,000 $ 233,948 $ 110,000
Marion, Florida 57 $ 8,713,000 $ 152,859 $ 67,000
Carroll, Maryland 57 $ 16,247,000 $ 285,035 $ 95,000
Clackamas, Oregon 57 $ 19,835,000 $ 347,982 $ 104,000
Centre, Pennsylvania 57 $ 10,654,000 $ 186,912 $ 219,000
Brazoria, Texas 57 $ 12,363,000 $ 216,894 $ 113,000
Carver, Minnesota 56 $ 15,673,000 $ 279,875 $ 111,000
Berkeley, South Carolina 56 $ 13,376,000 $ 238,857 $ 68,000
Bibb, Georgia 55 $ 9,359,000 $ 170,163 $ 104,000
Paulding, Georgia 55 $ 10,478,000 $ 190,509 $ 71,000
Westchester, New York 55 $ 19,898,000 $ 361,781 $ 138,000
Lorain, Ohio 55 $ 9,990,000 $ 181,636 $ 74,000
Berkeley, West Virginia 55 $ 10,284,000 $ 186,981 $ 58,000
Guilford, North Carolina 54 $ 10,333,000 $ 191,351 $ 98,000
Johnston, North Carolina 54 $ 10,302,000 $ 190,777 $ 69,000
Hamilton, Tennessee 54 $ 10,708,000 $ 198,296 $ 86,000
Martin, Florida 53 $ 15,387,000 $ 290,320 $ 94,000
Newton, Missouri 53 $ 6,867,000 $ 129,566 $ 63,000
Monroe, Pennsylvania 53 $ 9,232,000 $ 174,188 $ 90,000
Santa Barbara, California 52 $ 22,378,000 $ 430,346 $ 93,000
Alachua, Florida 52 $ 9,419,000 $ 181,134 $ 73,000
Santa Rosa, Florida 52 $ 11,215,000 $ 215,673 $ 91,000
Cumberland, North Carolina 52 $ 8,575,000 $ 164,903 $ 68,000
Washington, Pennsylvania 52 $ 9,083,000 $ 174,673 $ 84,000
Stafford, Virginia 52 $ 18,625,000 $ 358,173 $ 104,000
Larimer, Colorado 51 $ 16,037,000 $ 314,450 $ 102,000
Collier, Florida 51 $ 15,378,000 $ 301,529 $ 164,000
Montgomery, Texas 51 $ 11,703,000 $ 229,470 $ 109,000
Merced, California 50 $ 12,144,000 $ 242,880 $ 93,000
Seward, Kansas 50 $ 5,751,000 $ 115,020 $ 52,000
Chesapeake, Virginia 50 $ 12,813,000 $ 256,260 $ 83,000
Johnson, Indiana 49 $ 8,451,000 $ 172,469 $ 70,000
LaPorte, Indiana 49 $ 6,965,000 $ 142,142 $ 57,000
Morgan, Indiana 49 $ 8,625,000 $ 176,020 $ 66,000
Baldwin, Alabama 48 $ 10,816,000 $ 225,333 $ 86,000
Kings, New York 48 $ 23,456,000 $ 488,666 $ 125,000
Durham, North Carolina 48 $ 11,654,000 $ 242,791 $ 115,000
Licking, Ohio 48 $ 8,935,000 $ 186,145 $ 65,000
Leon, Florida 47 $ 9,676,000 $ 205,872 $ 102,000
Washtenaw, Michigan 47 $ 11,185,000 $ 237,978 $ 108,000
Wright, Minnesota 47 $ 11,091,000 $ 235,978 $ 78,000
Rockingham, New Hampshire 47 $ 12,405,000 $ 263,936 $ 76,000
Fairfield, Ohio 47 $ 8,696,000 $ 185,021 $ 75,000
Richland, Ohio 47 $ 5,159,000 $ 109,765 $ 53,000
Lehigh, Pennsylvania 47 $ 10,535,000 $ 224,148 $ 82,000
Spokane, Washington 47 $ 9,995,000 $ 212,659 $ 72,000
Douglas, Georgia 46 $ 8,003,000 $ 173,978 $ 68,000
Boone, Indiana 46 $ 10,108,000 $ 219,739 $ 95,000
Marquette, Michigan 46 $ 7,652,000 $ 166,347 $ 62,000
Portage, Ohio 46 $ 7,412,000 $ 161,130 $ 66,000
St. Croix, Wisconsin 46 $ 11,078,000 $ 240,826 $ 86,000
Mobile, Alabama 45 $ 7,164,000 $ 159,200 $ 55,000
Yavapai, Arizona 45 $ 11,291,000 $ 250,911 $ 103,000
Cecil, Maryland 45 $ 10,009,000 $ 222,422 $ 76,000
Genesee, Michigan 45 $ 7,258,000 $ 161,288 $ 65,000
Henrico, Virginia 45 $ 10,813,000 $ 240,288 $ 91,000
Kitsap, Washington 45 $ 13,601,000 $ 302,244 $ 119,000
Citrus, Florida 43 $ 6,459,000 $ 150,209 $ 56,000
Laramie, Wyoming 43 $ 11,816,000 $ 274,790 $ 92,000
Sherburne, Minnesota 42 $ 9,159,000 $ 218,071 $ 76,000
Stearns, Minnesota 42 $ 6,672,000 $ 158,857 $ 61,000
Bedford, Virginia 42 $ 6,575,000 $ 156,547 $ 69,000
Clay, Florida 41 $ 9,105,000 $ 222,073 $ 75,000
Dutchess, New York 41 $ 9,496,000 $ 231,609 $ 93,000
Orange, New York 41 $ 11,861,000 $ 289,292 $ 102,000
York, South Carolina 41 $ 9,086,000 $ 221,609 $ 82,000
Shelby, Alabama 40 $ 7,829,000 $ 195,725 $ 67,000
Chatham, North Carolina 40 $ 10,779,000 $ 269,475 $ 97,000
Harnett, North Carolina 40 $ 7,855,000 $ 196,375 $ 72,000
Rutherford, Tennessee 40 $ 8,454,000 $ 211,350 $ 81,000
Yolo, California 39 $ 12,388,000 $ 317,641 $ 117,000
Bay, Florida 39 $ 7,891,000 $ 202,333 $ 96,000
Chatham, Georgia 39 $ 10,076,000 $ 258,358 $ 101,000
St. Joseph, Indiana 38 $ 6,304,000 $ 165,894 $ 74,000
Dakota, Nebraska 38 $ 4,938,000 $ 129,947 $ 65,000
Richland, South Carolina 38 $ 6,609,000 $ 173,921 $ 55,000
Knox, Tennessee 38 $ 7,887,000 $ 207,552 $ 92,000
Clayton, Georgia 37 $ 4,596,000 $ 124,216 $ 49,000
Harrison, Indiana 37 $ 6,038,000 $ 163,189 $ 59,000
Saline, Kansas 37 $ 6,205,000 $ 167,702 $ 72,000
Lebanon, Pennsylvania 37 $ 6,876,000 $ 185,837 $ 67,000
Williamson, Tennessee 37 $ 14,212,000 $ 384,108 $ 115,000
Tulare, California 36 $ 8,452,000 $ 234,777 $ 82,000
Washoe, Nevada 36 $ 9,244,000 $ 256,777 $ 93,000
Cabarrus, North Carolina 36 $ 8,487,000 $ 235,750 $ 98,000
Williams, North Dakota 36 $ 8,979,000 $ 249,416 $ 101,000
Medina, Ohio 36 $ 7,294,000 $ 202,611 $ 100,000
Madison, Alabama 35 $ 7,924,000 $ 226,400 $ 93,000
Marin, California 35 $ 20,028,000 $ 572,228 $ 170,000
Elkhart, Indiana 35 $ 5,062,000 $ 144,628 $ 51,000
Dallas, Iowa 35 $ 6,667,000 $ 190,485 $ 72,000
Jasper, Iowa 35 $ 4,489,000 $ 128,257 $ 69,000
Clay, Minnesota 35 $ 6,623,000 $ 189,228 $ 83,000
Salem, New Jersey 35 $ 6,570,000 $ 187,714 $ 90,000
Schenectady, New York 35 $ 5,187,000 $ 148,200 $ 76,000
Lucas, Ohio 35 $ 5,556,000 $ 158,742 $ 80,000
Pickaway, Ohio 35 $ 5,358,000 $ 153,085 $ 71,000
Newport, Rhode Island 35 $ 9,644,000 $ 275,542 $ 88,000
Dorchester, South Carolina 35 $ 7,902,000 $ 225,771 $ 61,000
Marathon, Wisconsin 35 $ 5,466,000 $ 156,171 $ 74,000
Platte, Wyoming 35 $ 6,676,000 $ 190,742 $ 91,000
Butte, California 34 $ 7,189,000 $ 211,441 $ 92,000
DeKalb, Illinois 34 $ 5,046,000 $ 148,411 $ 72,000
Buncombe, North Carolina 34 $ 8,176,000 $ 240,470 $ 111,000
Iredell, North Carolina 34 $ 7,659,000 $ 225,264 $ 83,000
Nueces, Texas 34 $ 7,434,000 $ 218,647 $ 98,000
Williamson, Illinois 33 $ 4,096,000 $ 124,121 $ 57,000
Wayne, Indiana 33 $ 3,336,000 $ 101,090 $ 49,000
Bossier, Louisiana 33 $ 6,605,000 $ 200,151 $ 68,000
Greene, Ohio 33 $ 8,081,000 $ 244,878 $ 111,000
Ozaukee, Wisconsin 33 $ 7,153,000 $ 216,757 $ 152,000
Natrona, Wyoming 33 $ 6,027,000 $ 182,636 $ 70,000
Madera, California 32 $ 7,742,000 $ 241,937 $ 75,000
Indian River, Florida 32 $ 7,047,000 $ 220,218 $ 112,000
Coweta, Georgia 32 $ 6,595,000 $ 206,093 $ 86,000
Pottawattamie, Iowa 32 $ 5,382,000 $ 168,187 $ 73,000
Cleveland, Oklahoma 32 $ 8,742,000 $ 273,187 $ 122,000
Arlington, Virginia 32 $ 12,337,000 $ 385,531 $ 142,000
Kenosha, Wisconsin 32 $ 6,462,000 $ 201,937 $ 93,000
Pulaski, Arkansas 31 $ 4,647,000 $ 149,903 $ 56,000
Barrow, Georgia 31 $ 5,170,000 $ 166,774 $ 61,000
LaSalle, Illinois 31 $ 4,505,000 $ 145,322 $ 57,000
Livingston, Michigan 31 $ 7,767,000 $ 250,548 $ 115,000
Stutsman, North Dakota 31 $ 6,213,000 $ 200,419 $ 97,000
Galveston, Texas 31 $ 6,878,000 $ 221,870 $ 107,000
Highlands, Florida 30 $ 4,827,000 $ 160,900 $ 79,000
Caddo, Louisiana 30 $ 6,491,000 $ 216,366 $ 93,000
Cass, Missouri 30 $ 5,509,000 $ 183,633 $ 71,000
Saratoga, New York 30 $ 6,129,000 $ 204,300 $ 70,000
Burleigh, North Dakota 30 $ 7,071,000 $ 235,700 $ 91,000
Norfolk, Virginia 30 $ 6,310,000 $ 210,333 $ 82,000
Racine, Wisconsin 30 $ 6,515,000 $ 217,166 $ 115,000
Sheboygan, Wisconsin 30 $ 5,074,000 $ 169,133 $ 78,000
Converse, Wyoming 30 $ 5,705,000 $ 190,166 $ 69,000
Carroll, Georgia 29 $ 4,423,000 $ 152,517 $ 75,000
Fayette, Georgia 29 $ 8,245,000 $ 284,310 $ 97,000
Hancock, Indiana 29 $ 5,319,000 $ 183,413 $ 66,000
Kenton, Kentucky 29 $ 5,138,000 $ 177,172 $ 61,000
St. Tammany, Louisiana 29 $ 5,852,000 $ 201,793 $ 69,000
Jackson, Michigan 29 $ 3,868,000 $ 133,379 $ 66,000
Ottawa, Michigan 29 $ 4,968,000 $ 171,310 $ 69,000
Richmond, New York 29 $ 12,150,000 $ 418,965 $ 123,000
Halifax, North Carolina 29 $ 3,430,000 $ 118,275 $ 65,000
Deschutes, Oregon 29 $ 7,851,000 $ 270,724 $ 87,000
Pike, Pennsylvania 29 $ 3,780,000 $ 130,344 $ 63,000
Spotsylvania, Virginia 29 $ 8,172,000 $ 281,793 $ 103,000
Washington, Wisconsin 29 $ 7,393,000 $ 254,931 $ 104,000
Calhoun, Alabama 28 $ 3,835,000 $ 136,964 $ 66,000
Grand, Colorado 28 $ 7,003,000 $ 250,107 $ 123,000
Walton, Georgia 28 $ 5,307,000 $ 189,535 $ 68,000
Shawnee, Kansas 28 $ 4,690,000 $ 167,500 $ 64,000
Caroline, Maryland 28 $ 5,395,000 $ 192,678 $ 70,000
Washington, Maryland 28 $ 6,004,000 $ 214,428 $ 67,000
Worcester, Maryland 28 $ 6,812,000 $ 243,285 $ 154,000
Flathead, Montana 28 $ 6,993,000 $ 249,750 $ 66,000
Albany, New York 28 $ 4,280,000 $ 152,857 $ 68,000
Gaston, North Carolina 28 $ 5,310,000 $ 189,642 $ 82,000
Onslow, North Carolina 28 $ 5,174,000 $ 184,785 $ 70,000
Blair, Pennsylvania 28 $ 3,347,000 $ 119,535 $ 62,000
Walworth, Wisconsin 28 $ 5,319,000 $ 189,964 $ 81,000
Goshen, Wyoming 28 $ 4,098,000 $ 146,357 $ 69,000
Independence, Arkansas 27 $ 3,138,000 $ 116,222 $ 67,000
Flagler, Florida 27 $ 4,806,000 $ 178,000 $ 70,000
Ellis, Kansas 27 $ 4,038,000 $ 149,555 $ 64,000
Rice, Minnesota 27 $ 5,999,000 $ 222,185 $ 79,000
Lake, Ohio 27 $ 3,752,000 $ 138,962 $ 74,000
Marion, Oregon 27 $ 6,327,000 $ 234,333 $ 86,000
Lexington, South Carolina 27 $ 5,038,000 $ 186,592 $ 64,000
Union, South Dakota 27 $ 5,756,000 $ 213,185 $ 102,000
Richmond City, Virginia 27 $ 6,404,000 $ 237,185 $ 132,000
Monroe, Florida 26 $ 9,160,000 $ 352,307 $ 173,000
Tippecanoe, Indiana 26 $ 3,937,000 $ 151,423 $ 73,000
Hardin, Kentucky 26 $ 4,128,000 $ 158,769 $ 62,000
Alamance, North Carolina 26 $ 4,944,000 $ 190,153 $ 70,000
Champaign, Ohio 26 $ 3,415,000 $ 131,346 $ 53,000
Georgetown, South Carolina 26 $ 4,897,000 $ 188,346 $ 83,000
Spartanburg, South Carolina 26 $ 5,247,000 $ 201,807 $ 88,000
Greene, Tennessee 26 $ 3,720,000 $ 143,076 $ 62,000
Sumner, Tennessee 26 $ 6,780,000 $ 260,769 $ 84,000
Bell, Texas 26 $ 5,545,000 $ 213,269 $ 53,000
Suffolk, Virginia 26 $ 7,325,000 $ 281,730 $ 77,000
Macon, Illinois 25 $ 2,602,000 $ 104,080 $ 56,000
Rock Island, Illinois 25 $ 3,702,000 $ 148,080 $ 107,000
Black Hawk, Iowa 25 $ 3,906,000 $ 156,240 $ 61,000
Ingham, Michigan 25 $ 3,880,000 $ 155,200 $ 75,000
Bronx, New York 25 $ 10,684,000 $ 427,360 $ 118,000
Randolph, North Carolina 25 $ 3,639,000 $ 145,560 $ 58,000
Marion, Ohio 25 $ 2,984,000 $ 119,360 $ 53,000
Lane, Oregon 25 $ 6,322,000 $ 252,880 $ 81,000
Butler, Pennsylvania 25 $ 5,943,000 $ 237,720 $ 97,000
Juniata, Pennsylvania 25 $ 3,410,000 $ 136,400 $ 63,000
Sullivan, Tennessee 25 $ 4,048,000 $ 161,920 $ 57,000
Bowie, Texas 25 $ 4,565,000 $ 182,600 $ 102,000
San Patricio, Texas 25 $ 5,402,000 $ 216,080 $ 93,000
Shasta, California 24 $ 6,151,000 $ 256,291 $ 81,000
Yuba, California 24 $ 5,881,000 $ 245,041 $ 73,000
Lumpkin, Georgia 24 $ 4,096,000 $ 170,666 $ 83,000
Ada, Idaho 24 $ 6,519,000 $ 271,625 $ 96,000
St. Mary's, Maryland 24 $ 6,684,000 $ 278,500 $ 90,000
Kalamazoo, Michigan 24 $ 3,805,000 $ 158,541 $ 70,000
Ray, Missouri 24 $ 2,919,000 $ 121,625 $ 65,000
Warren, Missouri 24 $ 4,119,000 $ 171,625 $ 97,000
Mahoning, Ohio 24 $ 2,870,000 $ 119,583 $ 61,000
Jackson, Oregon 24 $ 6,451,000 $ 268,791 $ 72,000
Schuylkill, Pennsylvania 24 $ 2,794,000 $ 116,416 $ 55,000
Pickens, South Carolina 24 $ 5,420,000 $ 225,833 $ 100,000
Lewis, Washington 24 $ 5,624,000 $ 234,333 $ 92,000
Whatcom, Washington 24 $ 6,885,000 $ 286,875 $ 80,000
Columbia, Wisconsin 24 $ 4,118,000 $ 171,583 $ 66,000
Eagle, Colorado 23 $ 9,393,000 $ 408,391 $ 117,000
Walton, Florida 23 $ 7,173,000 $ 311,869 $ 125,000
Columbia, Georgia 23 $ 5,335,000 $ 231,956 $ 98,000
Jackson, Georgia 23 $ 4,628,000 $ 201,217 $ 83,000
Newton, Georgia 23 $ 4,013,000 $ 174,478 $ 62,000
Stephenson, Illinois 23 $ 1,747,000 $ 75,956 $ 43,000
Calvert, Maryland 23 $ 7,937,000 $ 345,086 $ 114,000
Wicomico, Maryland 23 $ 5,007,000 $ 217,695 $ 65,000
Monroe, Michigan 23 $ 3,517,000 $ 152,913 $ 61,000
Isanti, Minnesota 23 $ 4,420,000 $ 192,173 $ 63,000
Todd, Minnesota 23 $ 3,459,000 $ 150,391 $ 71,000
Christian, Missouri 23 $ 3,740,000 $ 162,608 $ 69,000
Lincoln, Missouri 23 $ 3,816,000 $ 165,913 $ 65,000
Pettis, Missouri 23 $ 3,440,000 $ 149,565 $ 56,000
Henderson, North Carolina 23 $ 5,905,000 $ 256,739 $ 80,000
Clark, Ohio 23 $ 3,600,000 $ 156,521 $ 65,000
Madison, Ohio 23 $ 3,976,000 $ 172,869 $ 60,000
Texas, Oklahoma 23 $ 2,552,000 $ 110,956 $ 59,000
Clinton, Pennsylvania 23 $ 3,536,000 $ 153,739 $ 69,000
Bristol, Rhode Island 23 $ 6,746,000 $ 293,304 $ 104,000
Sevier, Tennessee 23 $ 3,695,000 $ 160,652 $ 71,000
Guadalupe, Texas 23 $ 5,125,000 $ 222,826 $ 83,000
Frederick, Virginia 23 $ 5,146,000 $ 223,739 $ 71,000
Brown, Wisconsin 23 $ 3,867,000 $ 168,130 $ 69,000
Bartow, Georgia 22 $ 3,473,000 $ 157,863 $ 55,000
Muscogee, Georgia 22 $ 3,939,000 $ 179,045 $ 67,000
Davidson, North Carolina 22 $ 3,432,000 $ 156,000 $ 68,000
Orange, North Carolina 22 $ 5,240,000 $ 238,181 $ 99,000
Fayette, Ohio 22 $ 2,201,000 $ 100,045 $ 38,000
Wilson, Tennessee 22 $ 5,706,000 $ 259,363 $ 105,000
Comal, Texas 22 $ 5,416,000 $ 246,181 $ 118,000
Anchorage, Alaska 21 $ 6,082,000 $ 289,619 $ 51,000
Pueblo, Colorado 21 $ 3,538,000 $ 168,476 $ 61,000
Middlesex, Connecticut 21 $ 4,683,000 $ 223,000 $ 88,000
Glynn, Georgia 21 $ 3,719,000 $ 177,095 $ 93,000
Scott, Iowa 21 $ 4,910,000 $ 233,809 $ 125,000
Bullitt, Kentucky 21 $ 3,001,000 $ 142,904 $ 66,000
Shelby, Kentucky 21 $ 4,974,000 $ 236,857 $ 89,000
Rowan, North Carolina 21 $ 3,593,000 $ 171,095 $ 56,000
Adams, Pennsylvania 21 $ 4,307,000 $ 205,095 $ 77,000
Montgomery, Tennessee 21 $ 3,917,000 $ 186,523 $ 28,000
Hidalgo, Texas 21 $ 4,538,000 $ 216,095 $ 138,000
Kaufman, Texas 21 $ 4,219,000 $ 200,904 $ 86,000
Fauquier, Virginia 21 $ 6,796,000 $ 323,619 $ 109,000
La Crosse, Wisconsin 21 $ 3,065,000 $ 145,952 $ 64,000
Polk, Wisconsin 21 $ 3,079,000 $ 146,619 $ 54,000
Mohave, Arizona 20 $ 4,615,000 $ 230,750 $ 95,000
Pickens, Georgia 20 $ 3,958,000 $ 197,900 $ 68,000
Fayette, Kentucky 20 $ 5,435,000 $ 271,750 $ 115,000
Androscoggin, Maine 20 $ 3,822,000 $ 191,100 $ 61,000
Steele, Minnesota 20 $ 3,161,000 $ 158,050 $ 59,000
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Mortgage Loan Application Detail Totals for Home Point Financial Corporation in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 35,331 $8,377,907,000 $237,000 $2,218,000 $91,000 $4,494,000
Refinancing 28,173 $7,684,621,000 $272,000 $2,448,000 $100,000 $5,040,000
Home Improvement 1,406 $379,267,000 $269,000 $2,000,000 $108,000 $731,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 32,195 $8,002,496,000 $248,000 $2,000,000 $98,000 $5,000,000
Not applicable 12,020 $2,985,947,000 $248,000 $1,223,000 $93,000 $1,529,000
Not Provided 6,965 $1,824,524,000 $261,000 $2,448,000 $102,000 $5,040,000
Hispanic 6,030 $1,500,896,000 $248,000 $1,070,000 $78,000 $2,016,000
Black or African American 3,980 $906,939,000 $227,000 $2,101,000 $72,000 $872,000
Asian 3,383 $1,126,050,000 $332,000 $2,218,000 $124,000 $3,333,000
Native Hawaiian or Other Pacific Islander 189 $59,091,000 $312,000 $999,000 $106,000 $1,380,000
American Indian or Alaskan Native 148 $35,852,000 $242,000 $900,000 $82,000 $300,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 33,672 $9,195,080,000 $273,000 $2,448,000 $119,000 $5,040,000
FHA-insured (Federal Housing Administration) 19,439 $4,383,954,000 $225,000 $2,101,000 $71,000 $700,000
VA-guaranteed (Veterans Administration) 8,436 $2,385,944,000 $282,000 $1,430,000 $75,000 $1,308,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3,363 $476,817,000 $141,000 $530,000 $51,000 $132,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 33,898 $8,508,265,000 $250,000 $2,218,000 $95,000 $5,000,000
Loan Purchased By The Institution 12,038 $2,990,264,000 $248,000 $1,223,000 $93,000 $1,529,000
Application Withdrawn By Applicant 11,343 $3,005,179,000 $264,000 $2,448,000 $101,000 $4,000,000
Application Denied By Financial Institution 4,523 $1,142,800,000 $252,000 $1,825,000 $86,000 $5,000,000
Application Approved But Not Accepted 1,648 $420,321,000 $255,000 $1,966,000 $95,000 $3,333,000
File Closed For Incompleteness 1,446 $371,531,000 $256,000 $2,101,000 $106,000 $5,040,000
Preapproval Denied by Financial Institution 14 $3,435,000 $245,000 $500,000 $77,000 $167,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Point Financial Corporation's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Point Financial Corporation's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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